Cities Index.
1. 2026 Health & Welfare Plan Carriers and Rates

Anaheim City Council
August 26, 2025

Document
1. 2026 Health & Welfare Plan Carriers and Rates
Meeting
August 26, 2025
Body
Anaheim City Council
Pages
7
Original file
95 KB
Text extracted from the city's file for reading and search. Open the original on local.anaheim.net. That file is the official record.

ATTACHMENT A

CITY OF ANAHEIM
2026 HEALTH & WELFARE PLAN CARRIERS AND RATES

PLAN NAME TOTAL PLAN COST/MONTHLY
LONG TERM DISABILITY INSURANCE (The Hartford)
 APA (per $100 of covered wages) $0.30
 All other employees (per $100 of covered wages) $0.33 SHORT TERM DISABILITY - CHECK CUTTING SERVICES (The Hartford)  Per employee $1.82
BASIC TERM LIFE INSURANCE (The Hartford)
 All employees (per $1,000 volume) $0.055
 Dependents (per $10,000 unit) $0.769
GROUP AD&D (The Hartford)
 Basic AD&D (per $1,000 volume) $0.015
 Supplemental AD&D, Management Only (per $1,000 volume) $0.038 SUPPLEMENTAL TERM LIFE INSURANCE (The Hartford)
 Management employees
 IBEW, AMEA, Fire Association, AFSCME Confidential, & Non-Represented employees Age Banded
(Per $1,000 volume)
2025
Under 35 $0.06
35 – 39 $0.08
40 – 44 $0.12
45 – 49 $0.20
50 – 54 $0.30
55 – 59 $0.48
60 – 64 $0.60
65 – 69 $1.10
70 – 74 $1.84
75 + $3.60
2026 Health and Welfare Plan Rates – Attachment A

Page 2 of 7 ends

PLAN NAME TOTAL PLAN COST/MONTHLY
DENTAL ADMINISTRATIVE SERVICES (Delta Dental PPO)
 Per employee $6.42

DELTA DENTAL HMO (ACTIVE AND RETIREE)
 Single $17.90
 2 Party $29.61
 Family $43.76

DELTA DENTAL PPO (ACTIVE AND RETIREE)
 Single $58.65
 2 Party $99.71
 Family $152.47

FLEXIBLE SPENDING ACCOUNT (FSA) ADMINISTRATIVE FEE (IGOE)  Per employee $3.50

HEALTH SAVINGS ACCOUNT (HSA) ADMINISTRATIVE FEE (IGOE)
 Per employee $1.30

COBRA SERVICES ADMINISTRATIVE FEE (IGOE)
 Per employee $0.42

EMPLOYEE ASSISTANCE PROGRAM (REACH)
 Per full-time employee per month $2.25
 Flat monthly fee (all part-time employees) $950.00

VITALITY WELLNESS PROGRAM
 Per benefit-eligible employee per month* $2.29
* Vitality’s fees are paid by medical plan carrier funds and the City does not incur a cost to offer the program. 2026 Health and Welfare Plan Rates – Attachment A

Page 3 of 7 ends

MEDICAL PLANS (ACTIVE)

PLAN NAME TOTAL PLAN COST/MONTHLY

BLUE SHIELD TRIO HMO
 Single $863.10
 2 Party $1,729.78
 Family $2,446.58
BLUE SHIELD ACCESS + HMO
 Single $1,094.84
 2 Party $2,194.22
 Family $3,103.45

BLUE SHIELD PPO SAVINGS WITH HSA OPTION
 Single $1,536.80
 2 Party $3,073.59
 Family $4,349.14

BLUE SHIELD FULL PPO
 Single $1,831.46
 2 Party $3,662.96
 Family $5,183.10

KAISER CALIFORNIA (HMO)
 Single $803.27
 2 Party $1,606.54
 Family $2,273.25
KAISER CALIFORNIA – HMO Part-Time Plan 1
 Single $703.66
 2 Party $1,407.32
 Family $1,991.36
2026 Health and Welfare Plan Rates – Attachment A

Page 4 of 7 ends

MEDICAL PLANS (PRE-65 RETIREE)

PLAN NAME TOTAL PLAN COST/MONTHLY

BLUE SHIELD TRIO HMO
 Single $1,047.27
 2 Party $2,098.82
 Family $2,968.59
BLUE SHIELD ACCESS + HMO
 Single $1,328.99
 2 Party $2,663.45
 Family $3,767.16

BLUE SHIELD PPO SAVINGS
 Single $1,720.60
 2 Party $3,441.21
 Family $4,869.32

BLUE SHIELD FULL PPO
 Single $2,366.39
 2 Party $4,732.78
 Family $6,696.89

KAISER CALIFORNIA (HMO)
 Single $963.49
 2 Party $1,926.98
 Family $2,726.68

KAISER HMO COLORADO
 Single $1,863.00
 2 Party $3,725.00
 Family $5,384.00

KAISER HMO HAWAII
 Single $1,160.42
 2 Party $2,320.83
 Family $3,481.25
2026 Health and Welfare Plan Rates – Attachment A

Page 5 of 7 ends

MEDICAL PLANS (PRE-65 RETIREE) CONTINUED

PLAN NAME TOTAL PLAN COST/MONTHLY

KAISER HMO NORTHWEST LIMITED
 Single $1,439.37
 2 Party $2,878.73
 Family $4,318.10

UNITED HEALTHCARE HMO
 Single $4,554.06
 2 Party $9,102.16
 Family $12,833.57
2026 Health and Welfare Plan Rates – Attachment A

Page 6 of 7 ends

MEDICAL PLANS (POST-65 RETIREE)

PLAN NAME TOTAL PLAN COST/MONTHLY
BLUE SHIELD ACCESS + HMO WITH RX PDP
 Single $1,198.46
 2 Party $2,400.15
 Family $3,727.51

BLUE SHIELD CMED WITH OR WITHOUT RX PDP
 Single $1,782.17
 2 Party $3,564.36
 Family $5,111.60

BLUE SHIELD PPO SAVINGS WITH RX PDP
 Single $1,159.48
 2 Party $2,318.98
 Family $3,177.05

BLUE SHIELD FULL PPO WITH RX PDP
 Single $1,553.56
 2 Party $3,107.08
 Family $4,464.66

BLUE SHIELD MEDICARE ADVANTAGE (HMO)
 Single $374.34
 2 Party $748.68

BLUE SHIELD MEDICARE ADVANTAGE (PPO)
 Single $577.55
 2 Party $1,155.10

HUMANA MEDICARE ADVANTAGE (PPO)
 Single $444.13
 2 Party $888.26

KAISER CALIFORNIA - SENIOR ADVANTAGE (HMO)
 Retiree $213.01
 Retiree, Part B Only $525.01
2026 Health and Welfare Plan Rates – Attachment A

Page 7 of 7 ends

MEDICAL PLANS (POST-65 RETIREE) CONTINUED

PLAN NAME TOTAL PLAN COST/MONTHLY
KAISER CALIFORNIA – DOUBLE COVERAGE
 Single $150.48
 2 Party $300.96

KAISER SENIOR ADVANTAGE COLORADO
 Retiree $246.38
 Retiree & Spouse, One Medicare $2,109.38
 Retiree & Spouse, Two Medicare $492.76
 Retiree & Spouse, One Medicare & Child(ren) $3,768.39  Retiree & Spouse, Two Medicare & Child(ren) $2,151.76

KAISER SENIOR ADVANTAGE HAWAII HMO
 Retiree $353.08
 Retiree & Spouse, One Medicare $1,513.50
 Retiree & Spouse, Two Medicare $706.16
 Retiree & Spouse, One Medicare & Child(ren) $2,673.92  Retiree & Spouse, Two Medicare & Child(ren) $1,866.58

KAISER SENIOR ADVANTAGE NORTHWEST LIMITED HMO
 Retiree $361.41
 Retiree & Spouse, One Medicare $1,800.78
 Retiree & Spouse, Two Medicare $722.82
 Retiree & Spouse, One Medicare & Child(ren) $3,240.16  Retiree & Spouse, Two Medicare & Child(ren) $2,162.19

UNITED HEALTHCARE MEDICARE HMO
 Retiree $612.66
 Retiree & Spouse, One Medicare $5,166.72
 Retiree & Spouse, Two Medicare $1,225.32
 Retiree & Spouse, One Medicare & Child(ren) $8,898.13  Retiree & Spouse, Two Medicare & Child(ren) $4,956.73

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