AGENDA
ITEM
2 CITY COUNCIL
CALEXICO
AGENDA STAFF REPORT
DATE: November 2, 2022
Mayor and City Council
PREPARED BY: Gabriela T. Garcia, Cily clerk g
SUBJECT: Presentation by Andrea Valdes, Community Insurance Outreach Regarding the California Department of Insurance Department =================================≤=
Background:
Ms. Andrea Valdes reached out to the City of Calexico with request to present to City Council information regarding the California Department of Insurance Department.
Discussion & Analysis:
Attached is the Powerpoint presentation for outreach to the community regarding the California Department of Insurance.
Fiscal Impact:
None.
Coordinated With:
None.
Attachments):
1. Powerpoint presentation on the California Department of Insurance.
AGENDA
ITEM
2 DATE OF CUTORN
CALIFORNIA DEPARTMENT
OF INSURANCE
CALIFORNIA'S
LOW COST
AUTO INSURANCE
Andrea Valdes
Outreach Analyst, Community Relations &
Outreach Branch
November 2, 2022
• Q&A
• How You Can Partner with CDI & CLCA
• California's Low Cost Auto Insurance Program (CLCA)
• California Law (DMV)
• CDI Senior Resources
• California Department of Insurance (CDI) Overview
STATE
PRESENTATION OVERVIEW
SPARTMENT OF
CALIFORNIA DEPARTMENT OF INSURANCE (CDI)
• Regulate all lines of insurance
• Regulate Insurance Companies, Agents, & Brokers
• California is the largest insurance market in the U.S. / $340 billion collected annually in premiums
• Protect Consumers from Fraud and Abuse
www.insurance.ca.gov 800-927-4357
UPDATED CONSUMER PROTECTIONS FROM
CALIFORNIA DEPARTMENT OF INSURANCE
Safer From Wildfires
Current Outcome
The number of homeowners non-renewed by Launched in January 2022, Safer from Wildfires is an interagency partnership between Insurance
insurance companies fell by 10 percent statewide in
Commissioner Ricardo Lara and the state's
2020 compared to the previous year - a decrease of
emergency response and readiness agencies to
22,870 policies. protect lives, homes, and businesses by reducing wildfire risk.
Premium discounts now available to 2 out of every 5
consumers, with up to 20 percent discounts for
Planning and Research
wildfire-hardened homes - 6x increase since 2019 Cal OES FIRE Public Utilities Commission
RICARDO LARA
www.insurance.ca.gov 800-927-4357
SENIOR RESOURCES FROM CDI
STATE НАСАДОДНЯ
SENIOR GATEWAY SENIORS INFORMATION CENTER
Department of Insurance Senior
One-Stop Website - Hosted by CDI
Information Center
A partnership between governmental and local
agencies
• Alerts
• Abuse & Neglect
• Before You Buy Insurance
• Fraud & Scams
• Long Term Care
• Health Care
• Senior Information Guides
• Your Rights
• Health Insurance
• Other Resources
• Other Resources
www.seniors.insurance.ca.gov www.insurance.ca.gov/0150-seniors www.insurance.ca.gov 800-927-4357
• Penalties of driving without insurance
• Liability Insurance
• All drivers must have proof of financial responsibility
AUTO INSURANCE
LOW COST
CALIFORNIA'S
CALIFORNIA AUTO INSURANCE LAW
CALIFORNIA LOW COST AUTO
PROGRAM OVERVIEW
CALIFORNIA'S
LOW COST
AUTO INSURANCE
What is California Low Cost Auto Program?
• A state program which was established by the Legislature in 1999 as a state-sponsored program that requires insurance companies to offer affordable liability auto insurance to licensed drivers that meet certain requirements.
HOW DO YOU QUALIFY?
CALIFORNIA'S
CO LOW COST
AUTO INSURANCE
60-0
Valid CDL/
AB60 for Vehicle Value Meet Income Be at least 16
Undocumented $25,000 or Less Guidelines years old
Drivers
*Can't have bad driving record for past 3 years
INCOME ELIGIBILITY GUIDELINES
CALIFORNIA'S
LOW COST
AUTO INSURANCE
1 Person in household - up to $33,975
2 People in household - up to $45,775
3 People in household - up to $57,575
4 People in household - up to $69,375
5 People in household - up to $81,175
6 People in household - up to $92,975
10 People in household - up to $140,175
•Complete list is available at mylowcostauto.com
•CalFresh, CalWorks, MediCal/Medicaid, CA Lifeline
•Currently enrolled in other state, county programs:
•SSI statement, etc.
•Paycheck stub, W-2, 1099
•Only need one of the following:
AUTO INSURANCE
LOW COST
CALIFORNIA'S
PROOF OF INCOME
CALIFORNIA'S
HOW TO APPLY LOW COST
AUTO INSURANCE
•Apply at MyLowCostAuto.com
•Take the Eligibility Questionnaire
•Application process is 100% online
Chat is available M-F 8am - 4pm
•Website and Chat are available in English & Spanish
•Call 866-602-8861
CO LO COST
HOW CAN YOU PARTNER WITH CDI & CLCA?
CALIFORNIA'S
LOW COST
AUTO INSURANCE
EVENT
Help us And please
refer us to any
disseminate Share CLCA Invite us to Let us present
collaborative
CLCA through your community to your staff or
group or
educational website and outreach events community
partners that
materials in social media in your area group
serve low to
your platforms moderate
community income
households
CALIFORNIA'S
QUESTIONS? LOW COST
AUTO INSURANCE
For more information about CLCA visit:
www.mylowcostauto.com
866-602-8861
For Questions or Problems with Insurance:
www.insurance.ca.gov
Consumer Hotline 800-927-4357
Thank You!
www.insurance.ca.gov 800-927-4357