Public Comments — Costa Mesa City Council, September 15, 2026

FAIRVIEW DEVELOPMENTAL CENTER

PUBLIC COMMENTS
From: GREEN, BRENDA
To: TERAN, STACY; BARLOW, KIMBERLY HALL
Subject: FW: Costa Mesa Golf Course - Meeting and Letters to the Planning Commission Date: Thursday, September 3, 2026 10:11:49 AM
Attachments: FDC_PCStudySessionLetter_SGrady_7_26_26.pdf 8_10_26PCMeeting_FDC_MerrimacWay.pdf
image001.png

Brenda Green
City Clerk, City of Costa Mesa
(714)754-5221
77 Fair Drive, Costa Mesa, CA 92626

From:

STEPHENS, JOHN <[email protected]>
Sent: Thursday, September 3, 2026 9:49 AM
To: TAI, CARRIE <[email protected]>; GREEN, BRENDA <[email protected]> Cc: ESCOBAR, SERGIO <[email protected]>; GALLARDO DALY, CECILIA <[email protected]>; TORRES, IVIS <[email protected]> Subject: FW: Costa Mesa Golf Course - Meeting and Letters to the Planning Commission

Carrie:

These are some good documents regarding the impacts to the golf course and options.

I’ll be reading these carefully and meeting with Scott before the September 15 meeting.

Brenda:

Please make sure these are shared with the council in our next agenda package.

Thanks!!!

From: Scott Grady <[email protected]>
Sent: Wednesday, September 2, 2026 5:22 PM
To: STEPHENS, JOHN <[email protected]>
Subject: Costa Mesa Golf Course - Meeting and Letters to the Planning Commission

Hello Mayor Stephens,
I hope you've been doing well.

I've been working with the Southern California Golf Association (SCGA), the Costa Mesa Golf Club (of which I'm a member), and local high schools and colleges to raise awareness about the FDC Specific Plan and its impacts on Mesa Linda.

We had a good turnout at the last Planning Commission meeting, and I'm expecting even more residents — along with some of the high school golf teams — at the September 15 City Council meeting.

I've written to you on this topic before and appreciated your response. I wanted to make sure you're aware of two additional letters (see attached) I've since sent to the Planning Commission, one of which grew out of documents I received through a Public Records Act request on the secondary access road.

There are many unanswered questions
about the impacts to the golf course, traffic study, requirements and timing of the secondary access road and potential use of Merrimac Way that simply have not been answered.

I fully support housing on the site, but I believe that goal can be achieved without sacrificing Mesa Linda. After extensive discussion with the SCGA, I'm convinced the secondary access road would mean the effective demise of the City-owned course — certainly the back nine.

I know you're very busy, but if you have a few minutes, I'd welcome the chance to speak or meet with you before the upcoming meeting. I'd also be glad to bring along the SCGA if that would be helpful.

Thank you,

Scott Grady
949-500-6192

CAUTION: This email originated from outside of the organization. Do not click links or open attachments unless you recognize the sender and know the content is safe. Report any suspicious activities to the Information Technology Department.

August 10, 2026
Costa Mesa Planning Commission
c/o Community Development Department
77 Fair Drive
Costa Mesa, CA 92626
Re: Fairview Developmental Center Specific Plan — Secondary Access Road / Merrimac Way
Dear Chair and Commissioners:

My name is Scott Grady, I am a Costa Mesa property owner with 25 years of experience in commercial real estate. I am writing regarding the proposed secondary access road for the Fairview Developmental Center (FDC) Specific Plan, and specifically to raise concerns about the City's conclusion that Merrimac Way cannot serve as that access route.

The City's Fact Sheet on the Specific Plan states that after studying Merrimac Way as a possible access point, staff concluded the road "must remain private and can only be used for emergency access," because it is part of a land lease with the Harbor Village operator.

After reviewing that characterization, I submitted a Public Records Act request and obtained a copy of the ground lease between the State of California and the Harbor Village operator, along with its eleven amendments. That review raises two issues I believe warrant formal legal and historical analysis before the Commission relies on the "private street" conclusion in the Fact Sheet.

First, the State of California owns both parcels. The FDC site is State-owned, and the land underneath Harbor Village is also State-owned — it is ground leased to the operator. A restriction on Merrimac Way that originates in a lease between the State and its own ground lease tenant is not a barrier between two independent property owners. That distinction matters: it means the road's "private" status may be a matter of the State's discretion as landowner, not a legal impossibility, and it should be examined as such rather than treated as a closed question.

Second, the historical record indicates that Merrimac Way's alignment predates the lease that now governs it. A 1965 USGS topographic survey of this area — sixteen years before the original 1981 ground lease was signed, and decades before Harbor Village Apartments existed — shows the Fairview State Hospital campus already built, with a road already running from Harbor Boulevard along the same route the 1981 lease exhibit later labels "Merrimac Way." I have enclosed a side-by-side comparison of the 1965 survey and the 1981 lease's Exhibit B plat map for the Commission's reference. The lease did not create this road or dedicate it for the first time — it documented an access route that had already served this site, in this location, for at least sixteen years.

I have since obtained additional records through my Public Records Act request that I believe further support this request, including internal notes from a March 20, 2024 coordination call between City staff and the State Department of Developmental Services (DDS), and an email from the City's planning consultant describing how the "private road" conclusion in the Fact Sheet was reached.

Two points from these records stand out. First, the March 20, 2024 DDS call notes state plainly that "DDS thinks there is a public easement over the road (to be confirmed)." In other words, the State agency that co-owns this question has itself acknowledged that whether a public easement exists over Merrimac Way was, as of that date, an open and unresolved question — not a settled legal conclusion. Second, the City's planning consultant's correspondence indicates that the "private road" determination reflected in the Fact Sheet was reached through stakeholder interviews and conversations with the Harbor Village operator and the State, rather than through a formal legal opinion or title review. I do not believe a matter of this consequence to the City's road network should rest on an unconfirmed assumption raised in a phone call and never resolved.

There is also a timing issue the Commission should weigh before treating a golf-course road as the only path forward. The City's own Fact Sheet states that a secondary access road is not needed until traffic thresholds are met, and that this may not occur until the mid-term (5 to 10 years) or long-term (10 to 20 years) of the Specific Plan's build-out. Yet I have not seen a specific, codified unit-count or traffic threshold in the record that would actually trigger construction of a secondary access road — only informal references to a figure that appears to conflate a Housing Element allocation with an engineering threshold. Before any alignment decision is made, the Planning Commission should direct the City's traffic engineers to identify, publish, and formally codify into the Specific Plan the precise threshold that would require a secondary access road, so that a road is only built once it is actually shown to be necessary.

That timing question matters even more in light of the underlying lease term. The Harbor Village ground lease expires December 31, 2036 — just over ten years from now, and squarely within the mid-to-long-term window the City itself has identified for the secondary access trigger. This means the lease may well come up for renewal or renegotiation before the secondary access road is ever actually triggered by traffic. That presents a natural, low-cost opportunity for the State to resolve the Merrimac Way access question — including the public easement issue DDS itself has flagged as unconfirmed — as part of any lease renewal or extension, potentially eliminating the need to route a road through the golf course at all.

Given these points, I respectfully request that the Planning Commission direct the City Attorney, and outside counsel if necessary, to:

1. Research the full chain of access rights affecting Merrimac Way, including the original 1981 lease, its eleven amendments, and any documents governing the State's ownership and use of both the FDC site and the land beneath Harbor Village;

2. Evaluate whether the State's common ownership of both parcels affects the "private street" conclusion in the Fact Sheet, and specifically resolve the public easement question DDS itself has flagged as unconfirmed;

3. Determine what legal or title analysis, if any, has been performed to date on the "private road" conclusion, given that the record I have reviewed indicates it originated in stakeholder conversations rather than formal legal review;

4. Direct the City's traffic engineers to identify, publish, and formally codify into the Specific Plan the precise unit count or traffic threshold that would require construction of a secondary access road;

5. Track the timeline for any renewal or renegotiation of the Harbor Village ground lease, which expires December 31, 2036, against the projected secondary access traffic trigger, so the lease renewal process can be used as an opportunity to resolve the Merrimac Way access question before any road through the golf course is considered; and

6. Report these findings back to the Planning Commission and the City Council before any final decision is made on the secondary access road, including any decision to route that road through the Costa Mesa Golf Course.

The Costa Mesa Golf Course is a significant community and recreational asset. Before the City commits to routing a new road through it, I believe the Commission and the public deserve a complete, legally grounded understanding of whether existing infrastructure — infrastructure that has served this site since at least 1965 — can meet the same need.

I intend to speak on this matter at the upcoming Planning Commission hearing and will bring the enclosed exhibits for the Commission's review. I am glad to provide the underlying lease documents, survey materials, and records referenced above to staff or counsel directly upon request.

Thank you for your consideration.

Respectfully,
_____________________________
Scott Grady
[email protected]
Enclosures:

1. USGS Topographic Survey (1965) and Harbor Village Lease Exhibit (1981) — comparison exhibit

2. City of Costa Mesa Fact Sheet, "Fairview Developmental Center Specific Plan – Secondary Access Road"

3. DDS Coordination Call Notes, March 20, 2024

4. Email correspondence from the City's planning consultant re: FDC Secondary Access Road Fact Sheet/FAQ
EXHIBIT 1
USGS Topographic Survey (1965) vs. Harbor Village Lease Exhibit (1981)

EXHIBIT 2
City of Costa Mesa Fact Sheet — FDC Specific Plan Secondary Access Road

COMMUNITY DEVELOPMENT DEPARTMENT

Fairview Developmental Center Specific Plan
Fact Sheet | Secondary Access Road

Page 1 of 4 ends

Background

In 2022, the City of Costa Mesa began working with the State Department of General Services (DGS) and the State Department of Developmental Services (DDS) to create a Specific Plan for the Fairview Developmental Center (FDC) site.

State laws require the City to prepare a plan that allows the site to be redeveloped in a financially feasible way that supports a mixed -use community with homes for people at different income levels . The City also wants to create a new neighborhood that meets its housing goals. According to the City’s Housing Element, the site would include 920 affordable homes for low and very-low income households (includes 200 permanent supportive housing units as outlined in Senate Bill 188), plus 690 homes for moderate income households. To meet these goals, the City has drafted a Specific Plan that could allow a neighborhood of up to 4,000 homes along with 35,000 square feet of commercial space. A future Master Developer would pay for expected development costs. These include cleaning up the site (about $30 million), as well as design, permitting and construction costs for grading, utilities, and roads (about $427 million). These costs (See Concept 3 in the Financial Feasibility Analysis ), along with the need to reduce funding gaps for affordable housing, helped shape the plan to allow up to 4,000 housing units.

What is the secondary access road?

Right now, the FDC site can only be reached by one road, which connects to Fair Drive and Harbor Boulevard. Figure 1 shows the current road and the planned secondary
access road.

Why is the secondary access road needed?

A traffic study for the Specific Plan showed that a second access road is needed to serve the proposed FDC Specific Plan from a mobility and public safety standpoint . A
secondary access road will help ease access to and from the future neighborhood.

What criteria were considered when determining
the secondary access road location?

The secondary access road must help keep traffic at or
above the City’s standards . City staff found that
connecting the road to an existing intersection made the most sense. The closest signalized intersection is at the Harbor Village Shopping Center. This location is far enough from other traffic signals to give cars room to line up, and helps prevent congestion that could happen if a new signal was placed too close to an existing one.

How wide is the secondary access road?

The Specific Plan shows that the road will be between 58 and 64 feet wide. This is similar to the paved width of Mesa Verde Drive. This road width allows for all modes of travel including walking , bi king and driving. It also provides access for fire and emergency vehicles and is adequate to serve the future neighborhood.

Fair Dr.

Harbor Blvd.

Figure 1 - Draft Secondary Access Road Location
Planned Road
Current Road

COMMUNITY DEVELOPMENT DEPARTMENT

Page 2 of 4 ends

Did the City study alternative locations for the
secondary access road?

Yes, the City reviewed several possible locations for the road (See Figure 2). These included:
• Access from Shelley Circle, south.
• Access through Merrimac Way.

Why were the alternative locations for the
secondary access road not selected?

• Access via Shelley Circle, south. The State will continue to own the land at the Southern Regional Emergency
Operations Center (SREOC), which would have been the
connection point to the golf course maintenance road.

Shelley Circle runs along the western edge of the SREOC.

This connection would only allow limited, gated access for the SREOC. In addition , building a road on the golf course maintenance road would have greater disruptions
to both City-owned golf courses, and affect operations at the City’s corporate yard and Fire & Rescue’s training
center at Station 4.

• Access through Merrimac Way. Because Merrimac Way
is a through-road today, it was first assumed it could serve as an access point. However, Merrimac Way runs
between the Harbor Village Apartments, and the State
owns the land. During discussions with State agencies,
the City learned that the road is part of a land lease with the Harbor Village operator . This means Merrimac Way
must remain private and can only be used for emergency
access.

After these options were ruled out, the City began studying secondary access road options through the Mesa Linda
Golf Course.

How is the City addressing the secondary access
road as it relates to the Mesa Linda Golf Course?

The golf course is an important community asset, both as a recreational space and as a resource valued by residents .

The City is not redesigning the golf course as part of the Specific Plan. However, the City must make sure any
impacts from the secondary access road are properly
addressed. Because the proposed road passes through the golf course, there is also an opportunity to improve the course for players in the future.

In 2024, the City hired Todd Eckenrode Origins Golf Design (“Origins”) to study how the secondary access road might affect the Mesa Linda Golf Course. Their work helps the City understand possible impacts and identify any off-site
improvements the need to be reviewed under the California Environmental Quality Act (CEQA).

What will happen to the golf course?

Based on the secondary access road layout, Origins found that holes 6, 7, 10, 11, and 13 would be directly affected.

They also noted that holes 5, 8, 9, 12, and 14 may become part of future redesign plans. For reference, Figure 3 shows the existing golf course hole alignments. In addition, Origins noted that holes 7, 8, 9, 11, 12 , and 13 are very close together compared to modern safety standards . Origins recommended that the City try to keep these areas as safe and complete as possible during any future redesign to the extent feasible.

Who is going to be responsible for constructing the
secondary access road and the future redesign of
the golf course?

The Master Developer will be responsible for designing and building the secondary access road . They will also pay for redesigning and adjusting the holes at the Mesa Linda Golf Course that are affected by the road. Origins suggested that a full renovation of the course might be possible. This could include more strategic bunker placement, improved greens with more variety for pin positions, and green surrounds that offer different types of approach shots . The City believes that a full renovation would benefit golfers and help ensure the course remains a valuable and long-lasting community resource.

Access Road Alignment
SREOC
Access via Shelley
Circle, south
Figure 2 - Studied Secondary Access Road Alternatives
Access through
Merrimac Way
Gated/Restricted
Access Points

COMMUNITY DEVELOPMENT DEPARTMENT

Page 3 of 4 ends

What criteria is anticipated to be utilized for a future redesign of the golf course?

A future redesign of the golf course will focus on keeping golfers and drivers safe and maintaining playability. It will also consider yardage, par, how to reroute holes, protect open space and the environment, and update older
features like bunkers, greens, and irrigation. The goal is to improve the course for the community while managing
impacts from the secondary access road.

What is the timing of the potential reconfiguration
of the golf course?

The secondary access road is still conceptual and must meet all City code requirements. These will be reviewed during the application/entitlement and permit process. The Specific Plan has an expected build out period of 15 to 20 years. Based on the Specific Plans phasing schedule, the secondary access road will not be needed until future
housing is approved and traffic levels show the road is necessary. This could occur in the mid-term (5 to 10 years) or long -term (10 to 20 years) . The City would continue to update the golf course operator on the status of the
secondary access road and will require the Master
Developer to communicate with the community about any
future redesign of the golf course.

Will the golf course stay open during construction?

The City will work with the golf course operator and the Master Developer to keep as much of the course open as
possible during construction. Some areas may need
temporary closures for safety, but the goal is to limit disruptions and keep players informed ahead of time.

How will safety for golfers be maintained during and
after construction?

Safety will be a top priority. During construction, the City and the Master Developer will put measures in place such as clear signage, fencing, and safe detours. After the road and any course adjustments are complete, the redesigned areas will follow modern safety standards to protect players and visitors.

Will the secondary access road change traffic patterns
in nearby neighborhoods?

The secondary access road is planned to distribute traffic from the future development, which should reduce
pressure on surrounding neighborhoods. Traffic engineers will study how cars might move through the area and ensure design to keep neighborhood streets safe and functional.

How can the public provide input on the golf course
redesign?

If a redesign moves forward, the City will require the Master Developer to reach out to golfers, neighbors, and
community members. This could include public meetings,
online updates, and opportunities to review early design ideas.

COMMUNITY DEVELOPMENT DEPARTMENT

Page 4 of 4 ends

SREOC
Figure 3 - Existing Mesa Linda Golf Course Hole Alignments N
EXHIBIT 3
DDS Coordination Call Notes, March 20, 2024
DDS Call 3/20/2024

DDS Call 3/20/2024
NOTES:

Mark Lane and the adjacent parking lot have been annexed into the Harbor Village Lease. – Highlighted in yellow with black hatch.

Merrimac Way is and will remain private, with only emergency access. Turn radius improvements will be made at Merrimac and Shelly but anticipate that it will be gated. DDS thinks there is a public easement over the road (to be conﬁrmed).

Fair and Harbor room to improve the intersection possibly to add additional turn lanes/ overall ROW.

Harbor Village lease expires December 31st 2026, expected to be extended- legislation already paved the way.

SB82 (Sec. 14670.36 of the State Code) - Mixed-Income State Housing (Shannon’s Mountain) - 2015
 240-325 units, possibly in 5, 3-story buildings on up to 20 acres, with surface parking (parking at City ratios)
 Approximately 70 of the units (or possibly 25%) would be ground level for developmentally disabled (which also qualify as Very Low Income), DDS has their own standards these are not ADA units
 Remaining units would be market rate
 Anticipate same model as Harbor Village “Reverse Integration”- leased land vs. sale to developer
 DDS considering retail and oƯice use on the site as well SB138 (Sec. 14670.35e) – Complex Needs Housing - 2023
 6 structures, 3 homes and 3 support buildings on up to 5 acres  Property will be fenced
 Moving quickly, $10M has been allocated in the general fund budget this year due to immediate need and closure of existing Palm Desert homes Other Housing
Additionally, DDS would like to plan for an additional 150 units on the FDC Maintenance Yard site if it is not used for the Complex Needs homes in .35e. Operational issue with selecting the Maintenance Yard site for complex needs because the FDC is still in warm shut down and must be maintained until oƯicially closed- date is TBD.

SB188 (Sec. 14670.31) approved closure of the FDC/ disposition of the property - 2022 Section 14670.31 is added to the Government Code, to read:

DDS Call 3/20/2024
14670.31.
(a) The Legislature ﬁnds and declares all of the following:
(1) The Fairview Developmental Center is located in the City of Costa Mesa, in the County of Orange, and is composed of a developed campus covering approximately 102 acres adjacent to Costa Mesa Country Club.
(2) The Fairview Developmental Center opened in 1959 and is a state-run residential care facility dedicated to serving individuals with developmental disabilities. (3) The State Department of Developmental Services announced the warm shutdown of the facility and acknowledged that it was not the intent of the state to follow the traditional state surplus property process.
(4) The State Department of Developmental Services is relocating all Fairview Developmental Center residents to homes in the community, and may use former active units for short-term needs. (5) California is experiencing an acute aƯordable housing crisis. The cost of land signiﬁcantly limits the development of aƯordable housing. It is the intent of the Legislature that priority be given to aƯordable housing in the disposition of the Fairview Developmental Center state real property. (6) It is the intent of the Legislature to establish a partnership among the Department of General Services, the State Department of Developmental Services, and the City of Costa Mesa that provides for an expedited land use planning process. During this process, the City of Costa Mesa will manage the planning process. The planning and disposition process is expected to be less than three years in duration.
(7) It is the intent of the Legislature that the Fairview Developmental Center property be utilized for a mixed-use development, including mixed-income housing. The development would include and prioritize aƯordable housing, including at least 200 units of permanent supportive housing, and open space.
(8) It is further the intent of the Legislature that priority be given to redevelopment concepts that include housing that is deed restricted to provide housing for individuals with developmental disabilities. (b) The following deﬁnitions apply for purposes of this section:
(1) “Agreement” means the formal agreement between the State Department of Developmental Services and the City of Costa Mesa to implement a disposition and land use planning process. (2) “City” means the City of Costa Mesa.
(3) “Council” means the City Council of the City of Costa Mesa. (4) “Director” means the Director of the Department of General Services. (5) “Department” means the State Department of Developmental Services. (6) “Property” means all state-owned real property comprising the Fairview Developmental Center, less any acreage transferred to other state agencies by the Department of General Services.

DDS Call 3/20/2024
(7) “Speciﬁc plan” means a comprehensive planning and zoning document for the Fairview Developmental Center property.
(c) (1) The department, upon those terms and conditions that it deems to be in the best interests of the state, may enter into an agreement with the city for the city to develop a speciﬁc plan for the property, and to manage the land use planning process integrated with a disposition process for the property, to be carried out by the Department of General Services. The disposition may include the sale or lease of the property, or property interest, the director deems to be in the best interests of the state. From funds appropriated by the Legislature for this purpose, the department shall allocate three million ﬁve hundred thousand dollars ($3,500,000) to the city to facilitate the disposition of the property by amending the general plan of the city and any appropriate planning documents and zoning ordinances, completing any environmental review, and addressing the economic feasibility of future development for the purposes intended by the Legislature.
(2) In carrying out the land use planning and disposition process pursuant to the agreement, the department, the director, and the city shall provide for the expeditious planning of future land uses for the site and an opportunity for community input, with the intent to provide certainty for the community and a potential developer, expedite marketing, and maximize interested third-party potential purchasers.
(3) The disposition of the property or property interests shall provide for aƯordable housing to the greatest extent feasible, and shall be upon terms and conditions the director deems to be in the best interests of the state.
(4) The agreement shall require that housing be a priority in the planning process and that any housing proposal determined to be appropriate for the property shall include aƯordable housing. The agreement and the development plan shall provide for housing and aƯordable housing at a level consistent with the January 2020 council-adopted strategy of 1,500 units and the housing assessment in the Department of General Services’ 2021 Infrastructure Assessment of up to 2,500 units for the site. (d) (1) The department may enter into any additional agreements, upon terms and conditions that the department determines to be in the best interests of the state, to provide for the management, operations, and maintenance of the property.
(2) The intent of the Legislature is for expeditious planning and disposition for aƯordable and permanent supportive housing at the property. The agreement, any necessary land use approvals, including modifying the general plan, rezoning the property, approving a speciﬁc plan or plans, and any other action necessary for the implementation of the development plan or the disposition of the property, following CEQA review, shall only be subject to approval by the director and the council. Should the director determine that the transfer, sale, or ﬁnal disposition of the property has been unduly delayed, the director may dispose of the property as deemed to be in the best interests of the state. (e) The city shall provide quarterly reports to the department that shall include expenditures, contracts, and an update describing the progress of the expedited planning process.

DDS Call 3/20/2024

EXHIBIT 4
PlaceWorks Email Correspondence re: FDC Secondary Access Road Fact Sheet/FAQ

NGUYEN, DAVID
From:

Sent:

To:

Subject:

Suzanne Schwab <[email protected]>
Thursday, April 23, 202612:48 PM
DACEY, MELINDA; kgulley
RE: FDC Secondary Access Road Fact Sheet/FAQ
Hi MeLinda-
Here is the history regarding additional access to FDC:
@ AccesstotheSouth.TheDEIRTortheEOCconsideredaconnectionthroughthegoLfcoursefrom SheLLey Circle to the City Yard to the south. This was not supported by the City and Like the heLipad removed from the project by the FinaL EIR. The road wouLd have onLy been to support the EOC given the Location and restricted access for the site. * AccessingusingMerrimacWay.Sinceitisathroughroadtoday,whentheprojectfirstkickedoff it was assumed that Merrimac was an access point for the site, however, through our stakeholder interviews we Learned that it is a private road and is part of the Land lease with the Harbor ViLLage operator and through those discussions the operator and State (still owns the Land) informed us that it would remain private and that future access to the FDC site would be for emergency use only.
@ AccesswithanExistinglntersection.KnowingthattheothertwowerenotoptionsandthatFehr and Peers determined there was a threshoLd for capacity for Fair Drive we explored an alignment to the existingintersection to the HarborVillage Shopping Center. Through working meetings and screen shares that has been Looked at a few different ways marginally moving it 5- to 1 0-feet, with a curve/ without a curve, etc. There was talk about a right in lane as weLL but that had greater impact to the golf course so that was not drawn up/ studied in detaiL. ALso wanted to note here that the road may continue to be refined through implementation of the Specific Plan, ultimate reconfiguration of the golf course, etc.

Feel free to give me a call if you have any questions.

Thanks-
Suzanne

SUZANNE SCHWAB, AICP
Associate Principal
714.966.9220 x2323 l cell: 619.318.5908
Celebrating 50 years of creating great places!
From: DACEY, MELINDA <[email protected]>
Sent: Wednesday, April 22, 2026 8:58 AM
To: Suzanne Schwab <[email protected]>; Karen Gulley <[email protected]> Subject: FDC Secondary Access Road Fact Sheet/FAQ
Suzanne and Karen,
Are there any representative figures or graphics that depict aLl of the different road iterations that were considered for FDC? If not, do you think that is a graphic that can be created easily? Right now the draft document notes the following:
1 "Did the City study alternative Locations for the secondary access road? Yes! The City Looked at several aLternative locations for the road alignment, incLuding Merrimac Way, and Shelley Circle to access the golf course maintenance road (southwestern corner ofthe Emergency Operations Center (EOC) site connecting to either Placentia Avenue, orJoann Street)." There may be more, but as you noted I was not here at the time those were being looked at, so if there are other could you please also describe them?
Thanks!
Melinda Dacey
Principal Plannerl Advanced Planning
City of Costa Mesai Economic and Development Services Department Office: (714) 754-5611 Cell: (714) 925-7248
77 Fair Drive l Costa Mesa I CA 92626
"The City of Costa Mesa serves our residents, businesses and visitors while promoting a safe, inclusive, and vibrant community."
9!!0[7
PLEASE CONSIDER THE ENVIRONMENT BEFORE PRINTING THIS EMAIL. THANK YOU.

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2 From: GREEN, BRENDA
To: TERAN, STACY
Subject: FW: Fairview Dev Center and the Costa Mesa Golf Course Date: Thursday, September 3, 2026 1:14:19 PM
Attachments: image001.wmz
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image005.png
image006.png
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TitleReport_Maps.pdf
Harbor Village Lease and Amendments.pdf
TitleReport.PDF
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Brenda Green
City Clerk, City of Costa Mesa
(714)754-5221
77 Fair Drive, Costa Mesa, CA 92626

From:

STEPHENS, JOHN <[email protected]>
Sent: Thursday, September 3, 2026 12:34 PM
To: TAI, CARRIE <[email protected]>; BARLOW, KIMBERLY HALL <[email protected]> Cc: GALLARDO DALY, CECILIA <[email protected]>; REYES, ALMA <[email protected]>; GREEN, BRENDA <[email protected]>
Subject: FW: Fairview Dev Center and the Costa Mesa Golf Course

See Scott’s email and attachments regarding the possibility of using Merrimac as an access road.

Brenda, please make sure this is in our council packet (including the attachments).

From: Scott Grady <[email protected]>
Sent: Thursday, September 3, 2026 11:55 AM
To: STEPHENS, JOHN <[email protected]>
Subject: Fw: Fairview Dev Center and the Costa Mesa Golf Course

Mayor Stephens,

I wanted to send along this correspondence below with staff dating back to April which I think you will find interesting.

Melinda states that Merrimac is privately maintained.

My
reading of the Harbor Village lease (attached), which in fairness is not specific to Merrimac, insinuates that the State of California (not Harbor Village) maintains Merrimac Way.

The
attached 1985 Tract Map designates Merrimac as a private street, although per my previously sent letter that street has served the FDC since the mid 1960's.

I think it is worth confirming if the State of CA maintains Merrimac.

If that is the case, doesn't the State ALREADY have the right of way they need to serve the FDC site, this isn't something they need to go and negotiate with the Harbor Village operator.

I went so far as to have a title report pulled for the site, which I have also attached.

It would be worth having the City attorney review this.

I have put a tremendous amount of time into thinking through this issue and I just want you to have the benefit of my research.

I am just trying to find a good solution.

Thanks again for listening.

Best,
Scott Grady

----- Forwarded Message -----
From:

DACEY, MELINDA <[email protected]>
To: Scott Grady <[email protected]>
Cc: MCGILL, ANNA <[email protected]>
Sent: Wednesday, April 15, 2026 at 05:27:59 PM PDT
Subject: RE: Fairview Dev Center and the Costa Mesa Golf Course

Hi Scott,

Please see responses below in blue text. Please let me know if you have any questions.

Thanks,

Melinda Dacey
Principal Planner | Advanced Planning
City of Costa Mesa
|

Economic and Development Services Department
Office: (714) 754-5611

Cell: (714) 925-7248
77 Fair Drive

Costa Mesa

CA 92626

“The City of Costa Mesa serves our residents, businesses and visitors while promoting a safe, inclusive, and vibrant community.”

Please consider the environment before printing this email. Thank you.

From: Scott Grady <[email protected]>
Sent: Tuesday, April 14, 2026 9:10 AM
To: Kerry Tebbe <[email protected]>; MCGILL, ANNA <[email protected]>; DACEY, MELINDA <[email protected]>
Subject: Fairview Dev Center and the Costa Mesa Golf Course

Dear Melinda,
Thank you for the information provided below. While I appreciate the response, the data points shared raise significant concerns regarding the transparency and technical justification of the current Specific Plan.

Please see my initial comments and inquiries below. I will be submitting a formal, comprehensive letter for the record tomorrow, prior to the public comment deadline.

I
would appreciate a response from you today.

1. Procedural Oversight: Omission of Technical Studies It has come to my attention that the City has engaged a professional golf course architect to evaluate the impacts of the proposed road layouts on the Costa Mesa Country Club. However, neither the identity of this consultant nor any of their findings, safety analyses, or proposed mitigations were included in the Draft Specific Plan or presented during public workshops. While not included in the scope identified in the legislation that provided the City the grant and set up process for developing Specific Plan,

the City secured a golf course architect to understand what off-site impacts may occur for CEQA purposes if the secondary access road were built through the golf course

(i.e. number of holes impacted and general understand of where they might be relocated). The City is not redesigning the golf course, as that will be the responsibility of the master developer during the entitlement process. We will be preparing a “fact sheet” relating to the secondary access road in the near future. In addition, the CEQA document will be released within the next month or so and will be available for public comment for at least 45 days. Please let me know if you would like to sign up for project notifications.

Without access to this vital technical analysis, the public cannot provide meaningful or informed comments on the Plan’s feasibility or its impact on existing recreational resources.

Request: I request that the comment period be formally extended and that additional community workshops be held once this study is made public to properly explain the impacts.

2. Traffic Mitigation & Secondary Access Requirements A representative from Fehr & Peers previously indicated that a secondary access road through the golf course would only be triggered if the unit count exceeds 2,300.

Can you formally confirm if this remains the City’s position? I understand from the Fehr & Peers traffic analysis, and concurrence from the Fire Department, that the secondary access road is required if development exceeds 2,300 residential units.

What specific assumptions were utilized regarding the use of Merrimac Way in this evaluation? If Merrimac Way provides viable access, the justification for a new arterial through recreational land is significantly weakened. Merrimac Way is a privately maintained road that is owned by the State which includes gated access points that they close or keep open. Merrimac Way also had speed bumps that would not be allowed on public streets and do not facilitate emergency access.

The City has emergency ingress/egress access to this private road. Because it is privately maintained, and was not dedicated to the City for street purposes at the time of development, the City cannot rely on the private road for secondary access purposes.

3. Fiscal Transparency & Density Drivers There is a glaring discrepancy between the $30 million abatement cost you’ve confirmed and previous staff claims. At the community meeting, high density was justified as necessary to clear a $300 million "hurdle" for environmental abatement costs.

With costs at $30 million, that argument
is no longer valid.

Residual Land Value: Using a conservative entitled land value of $250,000 per door at 2,300 units ($6 million per acre), the residual land value is estimated at

$575 million, a massive windfall for the State.

If abatement costs are only $30 million, why is the City pushing for a density that yields a half-billion-dollar windfall for the State while destroying a $4 million/year revenue-generating asset for the City?

If abatement costs are not the primary driver, what is the specific nexus for exceeding 2,300 units? The abatement costs combined with the gap financing to achieve the affordable unit ratios identified in the Housing Element are components necessitating the increase to the total residential unit count.

Is this density purely to satisfy the State’s RHNA allocation? The density helps the City satisfy only a portion of the City’s RHNA.

How many units are currently assigned to the FDC in the City’s Housing Element, and is there a strategy to shift "lost" units from the Anduril site to the FDC to alleviate pressure on this specific location? The Housing Element identifies 575 very low-income units, 345 low-income units, 690 moderate-income units, and 690 market rate (above moderate) income units for the FDC site. The affordable housing units identified for the site where the Hive Live project was proposed cannot be accommodated at the FDC site as it would further increase gap financing needs which would subsequently require an even greater amount of total residential units to off-set the costs of the affordable housing units currently identified in the Housing Element.

4. Analysis of Feasible Alternatives (CEQA Compliance) The City has a duty to evaluate less impactful alternatives. The proposed road through the golf course constitutes a "taking" of recreational value and municipal revenue. The following must be evaluated:

Option 1: Use of Merrimac Way as the primary secondary access point.

Option 2 (See attached): Utilization of the maintenance road from the Placentia Fire Station. This path follows existing disturbed areas and avoids the catastrophic disruption of the course.

5. Fiscal and Community Impact The Mesa Linda course is the backbone of junior and collegiate golf in this region (serving Vanguard, Estancia, Edison, Newport Harbor, and OCC). The fiscal impact to the City is undeniable; golf operations generate over $4 million annually. Running a major road through six holes will render the course unplayable and decimate this revenue stream.

The proposed secondary access through the golf course is a non-starter and should be removed from the Specific Plan. I look forward to your timely response.

Best regards,

Scott Grady - Property Owner (933 Dogwood St)
949-500-6192

On Monday, April 6, 2026 at 12:59:49 PM PDT, DACEY, MELINDA <[email protected]> wrote:

Hi Kerry,

Could you please let me know when the next Men’s Club meeting is anticipated to take place (date, time, location)?

Hi Scott,

The financial feasibility analysis was presented to the Planning Commission on May 27, 2025. Here is a link to the agenda where you can find the analysis as Attachment 6: https://costamesa.legistar.com/View.ashx?M=A&ID=1309937&GUID=DF56F674-208A-4037-A0EC-B38BB0E51F44, which refers to $30 million in abatement alone, not including any infrastructure improvements that are needed to accommodate residential housing at the site which is estimated at ~$50 million. As I’m sure you are aware, costs for construction continue to increase over time so these estimates are a snapshot of when the analysis was being completed.

For some added context to the abatement costs, the State Department of General Services was completing their due diligence of the Fairview Developmental Center and prepared a comprehensive site assessment of the facility in 2021. This was done so the State could dispose of their property in a more streamlined manner and discloses abatement needs. Since the State has launched their disposition process for the site (State Commercial Opportunities Portal), this report, and others, is readily available to the public here: RESD-State-Commercial-Opportunities - Public - DDS Fairview Developmental Center, Costa Mesa - All Documents – See FDC Site Assessment folder, in addition to the Environmental Assessments that were completed for the site.

Finally, the REOC site show’s road access via Shelley Circle for their internal circulation needs, which will include a manned/gated entry/exit.

They will not be allowing public access to or through their property unless it is for official business with the State. This further necessitated finding an alternative secondary access road. Please let me know if you have any other questions.

Thanks,

Melinda Dacey
Principal Planner | Advanced Planning
City of Costa Mesa
|

Economic and Development Services Department
Office: (714) 754-5611

Cell: (714) 925-7248
77 Fair Drive

Costa Mesa

CA 92626

“The City of Costa Mesa serves our residents, businesses and visitors while promoting a safe, inclusive, and vibrant community.”

Please consider the environment before printing this email. Thank you.

From: Scott Grady <[email protected]>
Sent: Saturday, April 4, 2026 10:14 AM
To: Kerry Tebbe <[email protected]>; MCGILL, ANNA <[email protected]> Cc: DACEY, MELINDA <[email protected]>
Subject: Re: Fairview Dev Center and the Costa Mesa Golf Course

Anna,

Kerry Tebbe (copied) is on the Board of the Men's Club.

He would be the best person to talk to about a presentation to the Men's Club.

Kerry's cell number is 949 554
4116.

If the State is driving the Specific Plan, they should show more flexibility.

I dont understand the reasoning, the plan below (excerpted from the Specific Plan) shows Shelley Circle continue around the edges of the

Regional Emergency Ops Center.

How does this impact their operation when there is already a ring road planned?

This does a much better job of distributing traffic off Harbor and allows easier access to Westside Costa Mesa and coastal access.

A hard No doesn't seem acceptable, especially with such a massive impact to the Community, not the least of which is the $4 million or so in profit the golf course provides to the City.

Is the City Attorney involved with the State on this matter?

The use of the maintenance road is a MUCH more eloquent and less impactful solution.

Last, do you have any additional information about the $300+ million in environmental cleanup costs which you mentioned is driving infeasiblity if the project is below a certain unit count.

This is an astronomical figure which sounds more like a superfund site!

I would like to see the budget.

Are the Phase 2 reports and associated
cleanup plans available?

Who is the governing authority (DTSC?).

Thanks, Scott Grady

On Friday, April 3, 2026 at 03:59:42 PM PDT, MCGILL, ANNA < [email protected]> wrote:

Hi Scott,

Thank you for reaching out. In response to your question, we are still working on an appropriate plan/timeline to make this information publicly available- we need to have some additional internal conversations before I can share more information.

In the meant, can you let me know when the Costa Mesa Men's League next meets? We were hoping to connect with our golf course architect and present some of this information at your next week. It is okay if it extends past the public review comment period, we will stay take in any comments following our meeting with you.

We have spoken with the Costa Mesa Women's League and have planned to attend their May 1st meeting.

The maintenance road connecting the Placentia Fire Station and FDC was contemplated, considered and discussed at length. Ultimately, the Emergency Operations Center (EOC), which is being constructed by the Department

of General Services (DGS- State Entity) would not allow the Gate to the EOC site and road to remain open.

I will be out of the office next week with limited access to email, but I am including Melinda Dacey, Principal Planner and project manager for the FDC. She will follow up with you next week if there is any additional information we can share and to coordinate a time to present to the Men's League.

Thanks,

Anna McGill, AICP
Planning Manager- Advance Planning & Housing
Economic & Development Services Department
77 Fair Drive

Costa Mesa

CA 92626 |
Cell: (949) 922-6964 Direct: (714) 754-5609

“The City of Costa Mesa serves our residents, businesses and visitors while promoting a safe, inclusive, and vibrant community.”

City Hall is open to the public 8:00 a.m. to 5:00 p.m. Monday through Thursday and alternating Fridays, except specified holidays. Appointments can be made online at www.costamesaca.gov/appointments.

From:

Scott Grady <[email protected]>
Sent:

Friday, April 3, 2026 3:34 PM
To:

MCGILL, ANNA <[email protected]>; Kerry Tebbe <[email protected]> Subject:

Fairview Dev Center and the Costa Mesa Golf Course

Anna,

We met at the first workshop, Kerry and I play in the Costa Mesa Mens League.

Can you provide an update on the golf course studies?

Can you share any of that
information now.

If not, will that be available before the comment period ends on April 15th?

How do you plan to distribute this information which seems vital to assessing the Specific Plan draft?

Also I have looked at it closely and I don't see why the maintenance road connecting the Placentia Fire Station to the FDC couldn't be used?

It would require very
limited reconfiguration of the parking lot and maybe one tee box and there is already a new signalized intersection on Placentia.

This seems like a far superior option!

Was there any serious study completed of this alternative?

Thanks,
Scott Grady
949-500-6192

PRELIMINARY REPORT
Prelim Number:
4400 MacArthur Blvd, Suite 800
Newport Beach, CA 92660
932608146
CLTA Preliminary Report Form (02/03/2023) Printed: 08.25.26 @ 10:21 AM

Page 1 ends

Issuing Policies of Commonwealth Land Title Insurance Company Order No.: 932608146
TO:

TRC Retail
4695 MacArthur Court, suite 700
Newport Beach, CA 92660
Attn: Scott Grady
Ref No.:

Title Officer: David Noble
Email: [email protected]
Phone No.: 17142893379
Fax No.: 714-289-7111
Escrow Office:

Escrow Officer:

Email:

Address:

Phone No.:

Fax No.:

Loan No.:

Property: 6 and 2476 Mark Lane, 2515 Merrimac Building 1, 2556 Santa Barbara Lane, 2579 San Clementa Drive,, 2500 Merrimac WA and 2503 Christopher Lane, Costa Mesa, CA 92626-6702 In response to the application for a policy of title insurance referenced herein, Commonwealth Land Title Company hereby reports that it is prepared to issue, or cause to be issued, as of the date hereof, a policy or policies of title insurance describing the land and the estate or interest therein hereinafter set forth, insuring against loss which may be sustained by reason of a defect, lien or encumbrance not shown or referred to as an exception herein or not excluded from coverage pursuant to the printed Schedules, Exclusions from Coverage, and Conditions of said policy forms.

With respect to any contemplated owner's policy, the printed Exceptions and Exclusions from the coverage and Limitations on Covered Risks of said policy or policies are set forth in Attachment One. The policy to be issued may contain an arbitration clause. When the Amount of Insurance is less than that set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. Limitations on Covered Risks applicable to the CLTA/ALTA Homeowner's Policy of Title Insurance, which establish a Deductible Amount and a Maximum Dollar Limit of Liability for certain coverages are also set forth in Attachment One. Copies of the policy forms should be read. They are available from the office which issued this report.

Please read the exceptions shown or referred to herein and the exceptions and exclusions set forth in Attachment One of this report carefully. The exceptions and exclusions are meant to provide you with notice of matters which are not covered under the terms of the title insurance policy and should be carefully considered.

It is important to note that this preliminary report is not a written representation as to the condition of title and may not list all liens, defects, and encumbrances affecting title to the land.

CLTA Preliminary Report Form (02/03/2023) Printed: 08.25.26 @ 10:21 AM

Page 2 ends

This report (and any supplements or amendments hereto) is issued solely for the purpose of facilitating the issuance of a policy of title insurance and no liability is assumed hereby. If it is desired that liability be assumed prior to the issuance of a policy of title insurance, a binder or commitment should be requested.

Countersigned By:

Authorized Officer or Agent
Ron Howarth
CLTA Preliminary Report Form (02/03/2023) Printed: 08.25.26 @ 10:21 AM

Page 3 ends

COMMONWEALTH LAND TITLE COMPANY PRELIM NO. 932608146
Effective date: August 11, 2026 at 07:30 AM
The form of Policy or Policies of Title Insurance contemplated by this Report is:

ALTA Owner's Policy 2021
ALTA Loan Policy 2021

1. The estate or interest in the Land hereinafter described or referred to covered by this Report is:

A FEE

2. Title to said estate or interest at the date hereof is vested in:

STATE OF CALIFORNIA

3. The Land referred to in this Report is described as follows:

SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF

EXHIBIT A
Legal Description
CLTA Preliminary Report Form (02/03/2023) Printed: 08.25.26 @ 10:21 AM

Page 4 ends

For APN/Parcel ID(s): 420-012-16, 420-041-01, 420-041-02, 420-041-03, 420-041-04, 420-041-05, 420-051-01, 420-051-02, 420-051-03, 420-061-02, 420-061-03 and 420-071-01

THE LAND REFERRED TO HEREIN BELOW IS SITUATED IN THE CITY OF COSTA MESA, COUNTY OF ORANGE, STATE OF CALIFORNIA AND IS DESCRIBED AS FOLLOWS:

PARCEL A:

A PORTION OF LAND LYING WITHIN LOT “A” OF THE BANNING TRACT, IN THE RANCHO SANTIAGO DE SANTA ANA, AS SHOWN ON A MAP OF SAID TRACT FILED IN ACTION NO. 6385 IN THE SUPERIOR COURT OF THE

STATE OF CALIFORNIA, IN AND FOR THE COUNTY OF LOS ANGELES, BEING AN ACTION FOR PARTITION ENTITLED HANCOCK BANNING, ET AL VS. MARY A. BANNING, MORE PARTICULARLY DESCRIBED AS FOLLOWS:

BEGINNING AT THE INTERSECTION OF THE NORTH LINE OF FAIRVIEW FARMS, AS SHOWN ON A MAP RECORDED IN BOOK 8, PAGE(S) 71 AND 72, OF MISCELLANEOUS MAPS, RECORDS OF ORANGE COUNTY, CALIFORNIA, WITH THE WESTERLY LINE OF HARBOR BOULEVARD (80 FEET WIDE) AS DESCRIBED IN THE DEED TO THE COUNTY OF ORANGE, RECORDED AUGUST 29, 1941 IN BOOK 1105, PAGE 511, OF OFFICIAL RECORDS; THENCE WESTERLY ALONG THE NORTHERLY LINE OF SAID FAIRVIEW FARMS TO THE WESTERLY LINE OF SAID LOT “A”, SAID POINT BEING IN THE WESTERLY LINE OF SAID RANCHO SANTIAGO DE SANTA ANA; THENCE NORTHERLY ALONG THE WESTERLY LINES OF SAID LOT “A” AND OF SAID RANCHO TO THE NORTHWEST CORNER OF SAID LOT “A”; THENCE EASTERLY ALONG THE NORTHERLY LINE OF SAID LOT “A” TO THE WESTERLY LINE OF SAID HARBOR BOULEVARD; THENCE SOUTHERLY ALONG SAID WESTERLY LINE OF HARBOR BOULEVARD TO THE POINT OF BEGINNING.

EXCEPT THEREFROM PARCELS A THROUGH I INCLUSIVE OF RECORD OF SURVEY RECORDED IN BOOK 53, PAGE(S) 34 THROUGH 36, INCLUSIVE OF RECORDS OF SURVEY.

ALSO EXCEPTING THEREFROM ALL OF THE LAND DESCRIBED IN THE DEED TO THE STATE OF CALIFORNIA RECORDED MARCH 19, 1980 AS INSTRUMENT NO. 21801, IN BOOK 13540, PAGE 864, OF OFFICIAL RECORDS.

ALSO EXCEPTING THEREFROM ALL OF THE LAND DESCRIBED IN THE QUITCLAIM DEED TO THE CITY OF COSTA MESA RECORDED FEBRUARY 9, 1966 AS INSTRUMENT NO. 6557, IN BOOK 7836, PAGE 68, OF OFFICIAL RECORDS.

ALSO EXCEPTING THEREFROM THAT PORTION OF LOT “A” OF THE BANNING TRACT, AS SHOWN ON A MAP OF SAID TRACT FILED IN THE CASE OF HANCOCK BANNING AND OTHERS VS. MARY H. BANNING, FOR PARTITION AND BEING CASE NO. 6385 UPON THE REGISTER OF ACTIONS OF THE SUPERIOR COURT OF THE STATE OF CALIFORNIA, IN AND FOR THE COUNTY OF LOS ANGELES, DESCRIBED AS FOLLOWS:

BEGINNING AT THE INTERSECTION OF THE NORTHERLY LINE OF FAIRVIEW FARMS, AS SHOWN ON THE MAP RECORDED IN BOOK 8, PAGE(S) 71 AND 72, OF MISCELLANEOUS MAPS, RECORDS OF ORANGE COUNTY, CALIFORNIA, WITH THE CENTER LINE OF HARBOR BOULEVARD (80 FEET WIDE), FORMERLY FAIRVIEW AVENUE, AS DESCRIBED IN THE DEED TO THE COUNTY OF ORANGE RECORDED AUGUST 29, 1941 IN BOOK 1105, PAGE 511, OF OFFICIAL RECORDS; THENCE WESTERLY ALONG THE NORTHERLY LINE OF SAID FAIRVIEW FARMS TO THE WESTERLY LINE OF SAID HARBOR BOULEVARD; THENCE NORTHERLY ALONG SAID

WESTERLY LINE OF HARBOR BOULEVARD TO ITS INTERSECTION WITH THE NORTHERLY LINE OF SAID LOT “A” OF THE BANNING TRACT; THENCE EASTERLY ALONG THE NORTHERLY LINE OF SAID LOT “A” TO THE CENTER LINE OF SAID HARBOR BOULEVARD; THENCE SOUTHERLY ALONG SAID CENTER LINE OF HARBOR BOULEVARD TO THE POINT OF BEGINNING.

ALSO EXCEPTING THEREFROM THAT PORTION LYING WITHIN TRACT NO. 12055, IN THE CITY OF COSTA MESA, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 534, PAGES 33 THROUGH 36, INCLUSIVE OF MISCELLANEOUS MAPS, RECORDS OF SAID COUNTY.

EXHIBIT A
Legal Description
CLTA Preliminary Report Form (02/03/2023) Printed: 08.25.26 @ 10:21 AM

Page 5 ends

ALSO EXCEPTING THEREFROM THAT PORTION LYING WITHIN OF TRACT NO. 12594, IN THE CITY OF COSTA MESA, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 560, PAGES 42 THROUGH 46, INCLUSIVE OF MISCELLANEOUS MAPS, RECORDS OF SAID COUNTY.

ALSO EXCEPTING THEREFROM THAT PORTION LYING WITHIN OF TRACT NO. 12558, IN THE CITY OF COSTA MESA, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 594, PAGES 23 THROUGH 28, INCLUSIVE OF MISCELLANEOUS MAPS, RECORDS OF ORANGE COUNTY, CALIFORNIA.

ALSO EXCEPTING THEREFROM THAT PORTION LYING WITHIN OF TRACT NO. 13348, IN THE CITY OF COSTA MESA, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 623, PAGES 7, 8 AND 9, OF MISCELLANEOUS MAPS, RECORDS OF SAID COUNTY.

ALSO EXCEPTING THEREFROM THAT PORTION AS CONVEYED TO RICHMOND AMERICAN HOMES OF CALIFORNIA, INC., A COLORADO CORPORATION BY GRANT DEED RECORDED FEBRUARY 8, 2006 AS INSTRUMENT NO. 2006000090554, OF OFFICIAL RECORDS.

APN: 420-012-16, APN: 420-041-02, APN: 420-041-03
PARCEL B:

LOT 1 OF TRACT NO. 12055, IN THE CITY OF COSTA MESA, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 534, PAGES 33 THROUGH 36, INCLUSIVE OF MISCELLANEOUS MAPS, RECORDS OF SAID COUNTY.

APN: 420-041-01
PARCEL C:

LOTS 1, 2 AND LETTERED LOT A OF TRACT NO. 12594, IN THE CITY OF COSTA MESA, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 560, PAGES 42 THROUGH 46, INCLUSIVE OF MISCELLANEOUS MAPS, RECORDS OF SAID COUNTY.

APN: 420-041-04, APN: 420-041-05, APN: 420-051-01, APN: 420-051-02 PARCEL D:

LOTS 1, 2 AND 3 OF TRACT NO. 12558, IN THE CITY OF COSTA MESA, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 594, PAGES 23 THROUGH 28, INCLUSIVE OF MISCELLANEOUS MAPS, RECORDS OF ORANGE COUNTY, CALIFORNIA.

APN: 420-051-03, APN: 420-061-02, APN: 420-061-03
PARCEL E:

LOT 1 OF TRACT NO. 13348, IN THE CITY OF COSTA MESA, COUNTY OF ORANGE, STATE OF CALIFORNIA, AS PER MAP RECORDED IN BOOK 623, PAGES 7, 8 AND 9, OF MISCELLANEOUS MAPS, RECORDS OF SAID COUNTY.

APN: 420-071-01
COMMONWEALTH LAND TITLE COMPANY PRELIM NO. 932608146
CLTA Preliminary Report Form (02/03/2023) Printed: 08.25.26 @ 10:21 AM

Page 6 ends

EXCEPTIONS
At the date hereof, items to be considered and exceptions to coverage in addition to the printed exceptions and exclusions in said policy form would be as follows:

Section A:

The following exceptions will appear in policies when providing standard coverage as outlined below:

1. (a) Taxes or assessments that are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; (b) proceedings by a public agency that may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records.

2. Any facts, rights, interests or claims that are not shown by the Public Records but that could be ascertained by an inspection of the Land or that may be asserted by persons in possession of the Land.

3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records.

4. Any encroachment, encumbrance, violation, variation or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records.

5. (a) Unpatented mining claims; (b) reservations or exceptions in patents or in Acts authorizing the issuance thereof; (c) water rights, claims or title to water, whether or not the matters excepted under (a), (b) or (c) are shown by the Public Records.

6. Any lien or right to a lien for services, labor or material not shown by the Public Records.

Section B:

A. Property taxes, which are a lien not yet due and payable, including any assessments collected with taxes to be levied for the fiscal year 2026-2027.

B. Property taxes, including any personal property taxes and any assessments collected with taxes, are as follows:

Tax Identification No.: 420-041-01
Fiscal Year: 2025-2026
1st Installment: $17,933.10 DELINQUENT (Delinquent after December 10) Penalty: $1,793.31
2nd Installment: $17,933.10 DELINQUENT (Delinquent after April 10) Penalty and Cost: $1,816.31
Homeowners Exemption: $17,040,209.00 (All Other)
Code Area: 15-160
Affects: Parcel B
COMMONWEALTH LAND TITLE COMPANY PRELIM NO. 932608146
CLTA Preliminary Report Form (02/03/2023) Printed: 08.25.26 @ 10:21 AM

Page 7 ends

C. Property taxes, including any personal property taxes and any assessments collected with taxes, are as follows:

Tax Identification No.: 420-041-04
Fiscal Year: 2025-2026
1st Installment: $3,348.41 DELINQUENT (Delinquent after December 10) Penalty: $334.84
2nd Installment: $3,348.41 DELINQUENT (Delinquent after April 10) Penalty and Cost: $357.84
Homeowners Exemption: $2,372,404.00 (All Other)
Code Area: 15-160
Affects: Lot 1 of Parcel C
D. Property taxes, including any personal property taxes and any assessments collected with taxes, are as follows:

Tax Identification No.: 420-051-03
Fiscal Year: 2025-2026
1st Installment: $116.17 DELINQUENT (Delinquent after December 10) Penalty: $11.61
2nd Installment: $116.17 DELINQUENT (Delinquent after April 10) Penalty and Cost: $34.61
Homeowners Exemption: $1,942,047.00 (All Other)
Code Area: 15-160
Affects: Lot 1 of Parcel D
E. Property taxes, including any personal property taxes and any assessments collected with taxes, are as follows:

Tax Identification No.: 420-061-02
Fiscal Year: 2025-2026
1st Installment: $15,595.96 DELINQUENT (Delinquent after December 10) Penalty: $1,559.59
2nd Installment: $15,595.96 DELINQUENT (Delinquent after April 10) Penalty and Cost: $1,582.59
Homeowners Exemption: $15,606,983.00 (All Other)
Code Area: 15-160
Affects: Lot 3 of Parcel D
F. Property taxes, including any personal property taxes and any assessments collected with taxes, are as follows:

Tax Identification No.: 420-061-03
Fiscal Year: 2025-2026
1st Installment: $9,022.75 DELINQUENT (Delinquent after December 10) Penalty: $902.27
2nd Installment: $9,022.75 DELINQUENT (Delinquent after April 10) Penalty and Cost: $925.27
Homeowners Exemption: $19,766,122.00 (All Other)
Code Area: 15-160
Affects: Lot 2 of Parcel D
COMMONWEALTH LAND TITLE COMPANY PRELIM NO. 932608146
CLTA Preliminary Report Form (02/03/2023) Printed: 08.25.26 @ 10:21 AM

Page 8 ends

G. Property taxes, including any personal property taxes and any assessments collected with taxes, are as follows:

Tax Identification No.: 420-071-01
Fiscal Year: 2025-2026
1st Installment: $4,324.26 DELINQUENT (Delinquent after December 10) Penalty: $432.42
2nd Installment: $4,324.26 DELINQUENT (Delinquent after April 10) Penalty and Cost: $455.42
Homeowners Exemption: $10,405,693.00 (All Other)
Code Area: 15-160
Affects: Parcel E
H. The lien of supplemental or escaped assessments of property taxes, if any, made pursuant to the provisions of Chapter 3.5 (commencing with Section 75) or Part 2, Chapter 3, Articles 3 and 4, respectively, of the Revenue and Taxation Code of the State of California as a result of the transfer of title to the vestee named in Schedule A or as a result of changes in ownership or new construction occurring prior to Date of Policy.

1. Water rights, claims or title to water, whether or not disclosed by the public records.

2. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: The Irvine Company
Purpose: Pipe lines
Recording Date: April 24, 1941
Recording No.:

Book 1089, Page 405, of Official Records
Affects: Parcels A and C more particularly described therein

3. Matters contained in that certain document
Entitled: Final Order and Decree of Condemnation
Recording Date: August 29, 1950
Recording No.:

Book 2063, Page 534, of Official Records
Reference is hereby made to said document for full particulars.

4. Easement(s) for the purpose(s) shown below and rights incidental thereto as set forth in a document:

Purpose: Ingress and egress
Recording Date: August 29, 1950
Recording No:

Book 2063, Page 534, of Official Records
Affects: Parcel A more particularly described therein

5. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: The City of Costa Mesa, a municipal corporation Purpose: Storm drain pipeline and ditch
Recording Date: June 17, 1959
Recording No.:

Book 4761, Page 550, of Official Records
Affects: Parcels C and E more particularly described therein COMMONWEALTH LAND TITLE COMPANY PRELIM NO. 932608146
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6. An unrecorded lease with certain terms, covenants, conditions and provisions set forth therein as disclosed by the document
Entitled: Lease
Lessor: State of California
Lessee: City of Costa Mesa
Recording Date: May 6, 1966
Recording No.:

Book 7924, Page 340, of Official Records
The present ownership of the leasehold created by said lease and other matters affecting the interest of the lessee are not shown herein.

Affects: Parcel A

7. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: Southern California Edison
Purpose: Underground electric lines and communications
Recording Date: September 26, 1968
Recording No.:

Book 8734, Page 11, of Official Records
Affects: Parcels A and C more particularly described therein

8. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: Costa Mesa Sanitary District
Purpose: Sanitary sewer
Recording Date: September 27, 1972
Recording No.:

Book 10345, Page 925, of Official Records
Affects: Parcel A more particularly described therein
and Recording Date: September 27, 1972
and Recording No.:

Book 10345, Page 931, of Official Records

9. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: Southern California Edison Company
Recording Date: June 22, 1976
Recording No.:

Book 11782, Page 1850, of Official Records
Affects: Parcel A more particularly described therein

10. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: Southern California Edison Company, a corporation Purpose: Electrical systems and communication systems
Recording Date: February 21, 1980
Recording No.:

Book 13509, Page 1145, of Official Records
The exact location and extent of said easement is not disclosed of record.

COMMONWEALTH LAND TITLE COMPANY PRELIM NO. 932608146
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11. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: City of Costa Mesa
Purpose: Right of way for traffic signal installation, maintenance, operation and repair purposes
Recording Date: November 27, 1984
Recording No.: 84-494315, of Official Records
Affects: Parcel D more particularly described therein

12. Easement(s) for the purpose(s) shown below and rights incidental thereto, as delineated on or as offered for dedication on
Map/Plat: Tract No. 12055
Recording Date: December 10, 1984
Recording No.:

Book 534, Pages 33 through 36, inclusive of Miscellaneous Maps Purpose: Ingress and egress for emergency and security vehicle purposes Affects: As shown on Tract No. 12055

13. An unrecorded lease with certain terms, covenants, conditions and provisions set forth therein as disclosed by the document
Entitled: Memorandum of Lease
Lessor: State of California
Lessee: Fairview Management Company, a California general partnership Recording Date: December 18, 1984
Recording No.: 84-520739, of Official Records
Affects: Parcel B

14. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: Southern California Edison Company
Purpose: Public utilities
Recording Date: August 30, 1985
Recording No.: 85-328614, of Official Records
Affects: Parcel B more particularly described therein

15. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: Southern California Gas Company
Purpose: Public utilities
Recording Date: October 4, 1985
Recording No.: 85-380634, of Official Records
Affects: Parcel B more particularly described therein

16. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: Pacific Bell
Purpose: Aerial, underground communication facilities
Recording Date: November 8, 1985
Recording No.: 85-432997, of Official Records
Affects: Parcel D more particularly described therein
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17. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: Pacific Bell
Purpose: Aerial and underground communication facilities Recording Date: November 8, 1985
Recording No.: 85-432997, of Official Records
Affects: Parcel E more particularly described therein

18. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: Orange County Water District
Purpose: Underground water pipeline and appurtenant equipment Recording Date: February 18, 1986
Recording No.: 86-64888, of Official Records
Affects: Parcel C more particularly described therein

19. Easement(s) for the purpose(s) shown below and rights incidental thereto, as delineated on or as offered for dedication on
Map/Plat: Tract No. 12594
Recording Date: June 24, 1986
Recording No.:

Book 560, Pages 42 through 46, inclusive of Miscellaneous Maps Purpose: Bike trail purposes, ingress and egress for emergency and security vehicle purposes Affects: As shown on Tract No. 12594

20. The ownership of said Land does not include rights of access to or from the street, highway, or freeway abutting said Land, such rights having been relinquished by said Tract No. 12594.

Affects: Harbor Boulevard from Lot 2, except at street intersections

21. An unrecorded lease with certain terms, covenants, conditions and provisions set forth therein as disclosed by the document
Entitled: Memorandum of Lease
Lessor: State of California
Lessee: Fairview Management Company, a California general partnership Recording Date: June 30, 1986
Recording No.: 86-276924, of Official Records
Affects: Parcel C

22. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: Pacific Bell
Purpose: Communication facilities
Recording Date: March 6, 1987
Recording No.: 87-122300, of Official Records
Affects: Parcel B more particularly described therein

23. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: City of Costa Mesa
Purpose: Public road
Recording Date: July 15, 1987
Recording No.: 87-401656, of Official Records
Affects: Parcel A more particularly described therein
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Affects: Parcel A more particularly described therein

24. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: City of Costa Mesa
Purpose: Public bike trail
Recording Date: July 15, 1987
Recording No.: 87-401657, of Official Records
Affects: Parcel A more particularly described therein

25. A deed of trust to secure an indebtedness in the amount shown below, Amount: $6,400,000.00
Dated: September 24, 1987
Trustor/Grantor Fairview Management Company, a California general partnership Trustee: California General Mortgage Service, Inc., a corporation Beneficiary: Great American First Savings Bank, a California corporation Loan No.: 001-242314-3 42 jm
Recording Date: October 15, 1987
Recording No.: 87-578018, of Official Records
Affects: The leasehold interest of Parcel C

26. Easement(s) for the purpose(s) shown below and rights incidental thereto, as delineated on or as offered for dedication on
Map/Plat: Tract No. 12558
Recording Date: January 29, 1988
Recording No.:

Book 594, Pages 23 through 28, inclusive of Miscellaneous Maps Purpose: Bike trail purposes, ingress and egress for emergency and security vehicle purposes
Affects:

As shown on Tract No. 12558

27. The ownership of said Land does not include rights of access to or from the street, highway, or freeway abutting said Land, such rights having been relinquished by said Tract No. 12558 Affects: Harbor Boulevard, except at street intersections and approved driveway locations

28. An unrecorded lease with certain terms, covenants, conditions and provisions set forth therein as disclosed by the document
Entitled: Memorandum of Lease
Lessor: State of California
Lessee: Fairview Management Company, a California general partnership Recording Date: March 2, 1988
Recording No.: 88-094657, of Official Records
Affects: Parcel D
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29. Easement(s) for the purpose(s) shown below and rights incidental thereto, as delineated on or as offered for dedication on
Map/Plat: Tract No. 13348
Recording Date: January 4, 1989
Recording No.: Book 623, Pages 7 through 9, inclusive of Miscellaneous Maps Purpose: Ingress and egress for emergency and security vehicle purposes Affects: As shown on Tract No. 13348

30. An unrecorded lease with certain terms, covenants, conditions and provisions set forth therein as disclosed by the document
Entitled: Memorandum of Lease
Lessor: State of California
Lessee: Fairview Management Company, a California general partnership Recording Date: January 31, 1989
Recording No.: 89-055789, of Official Records
Affects: Parcel E

31. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: Southern California Edison Company, a corporation Purpose: Underground electrical system
Recording Date: March 7, 1989
Recording No.: 89-117589, of Official Records
Affects: Parcel C more particularly described therein

32. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: Southern California Edison Company
Purpose: Underground electric supply system
Recording Date: June 27, 1990
Recording No.: 90-340217, of Official Records
Affects: Parcel D more particularly described therein

33. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: Pacific Bell
Purpose: Underground communication systems
Recording Date: November 1, 1990
Recording No.: 90-579400, of Official Records
Affects: Parcel D more particularly described therein

34. An unrecorded lease with certain terms, covenants, conditions and provisions set forth therein as disclosed by the document
Entitled: Memorandum of Lease
Lessor: State of California
Lessee: Fairview Management Company, a general partnership Recording Date: June 5, 1990
Recording No.: 90-299373, of Official Records
Affects: Parcels B through E
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35. An unrecorded lease with certain terms, covenants, conditions and provisions set forth therein as disclosed by the document
Entitled: Memorandum of Lease
Lessor: State of California
Lessee: Fairview Management Company, a general partnership Recording Date: June 5, 1990
Recording No.: 90-299374, of Official Records

36. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: City of Costa Mesa
Purpose: To locate, relocate, construct, reconstruct, alter, use, maintain, inspect, repair, replace and remove a public roadway and appurtenances
Recording Date: December 11, 1990
Recording No.: 90-649862, of Official Records
Affects: Parcel A more particularly described therein

37. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: Mesa Consolidated Water District, a County Water District Purpose: Underground water supply system
Recording Date: December 18, 1990
Recording No.: 90-661285, of Official Records
Affects: Parcels A through E more particularly described therein

38. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: City of Costa Mesa
Purpose: Public roadway
Recording Date: January 8, 1991
Recording No.: 91-008640, of Official Records
Affects: Parcel A more particularly described therein

39. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: Southern California Edison Company
Purpose: Underground electric supply system
Recording Date: February 11, 1991
Recording No.: 91-063523, of Official Records
Affects: Parcel E more particularly described therein

40. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: Southern California Gas Company
Purpose: Underground natural gas pipeline
Recording Date: February 15, 1991
Recording No.: 91-071510, of Official Records
Affects: Parcels C and E more particularly described therein

41. Matters contained in that certain document
Entitled: Agreement of Federal Right to Recover
Executed by: Fairview Developmental Center
Recording Date: September 8, 1993
Recording No.: 93-0604538, of Official Records
Reference is hereby made to said document for full particulars.

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Reference is hereby made to said document for full particulars.

42. An unrecorded lease with certain terms, covenants, conditions and provisions set forth therein as disclosed by the document
Entitled: Memorandum of Lease
Lessor: Village Investments
Lessee: Reliable Company
Recording Date: November 18, 1994
Recording No.: 94-0669634, of Official Records
The present ownership of the leasehold created by said lease and other matters affecting the interest of the lessee are not shown herein.

Note: The above memorandum of lease recites, among other things, the following: “Lessor hereby leases to lessee the laundry room(s) situated on lessor’s real property, consisting of 144 rental units, located at 1550 Luckup Lane, Costa Mesa, California 92626”.

43. An unrecorded lease with certain terms, covenants, conditions and provisions set forth therein as disclosed by the document
Entitled: Memorandum of Lease
Lessor: Village Investments
Lessee: Reliable Company
Recording Date: November 18, 1994
Recording No.: 94-0669635, of Official Records
The present ownership of the leasehold created by said lease and other matters affecting the interest of the lessee are not shown herein.

Note: The above memorandum of lease recites, among other things, the following: “Lessor hereby leases to lessee the laundry room(s) situate on lessor’s real property, consisting of 118 rental units, located at 2579 San Clemente Drive, Costa Mesa, California 92626”.

44. Matters contained in that certain document
Entitled: Right of Access Agreement
Executed by: Fairview Management Company and TVMax Telecommunications, Inc., a wholly-owned subsidiary of Optel, Inc., a Delaware corporation
Recording Date: November 27, 1995
Recording No.: 19950520638, of Official Records
Reference is hereby made to said document for full particulars.

Affects: Parcels C and D

45. Cable Television easement and service agreement created by Document entitled: Grant of Easement
Recording Date: October 30, 1997
Recording No.: 19970548090, of Official Records
Reference is hereby made to said document for full particulars.

The exact location and extent of said easement is not disclosed of record.

COMMONWEALTH LAND TITLE COMPANY PRELIM NO. 932608146
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46. An unrecorded sublease with certain terms, covenants, conditions and provisions set forth therein as disclosed by the document
Entitled: Memorandum of Lease
Sublessor: Fairview Management Company, a general partnership Sublessee: Web Service Company, Inc.

Recording Date: August 26, 1998
Recording No.: 19980564970, of Official Records
The present ownership of the leasehold created by said lease and other matters affecting the interest of the lessee are not shown herein.

Affects: Parcels B through E

47. Matters contained in that certain document
Entitled: Easement Agreement Between Landowners (Entryway, Landscaping and Cable Television) (Fair Drive and Triangular Parcel Access Easement) Dated: February 7, 2006
Executed by: State of California and Richmond American Homes of California, Inc., a Colorado corporation
Recording Date: February 8, 2006
Recording No.: 2006000090555, of Official Records
Reference is hereby made to said document for full particulars.

48. Matters contained in that certain document
Entitled: Easement Agreement Between Landowners (Storm Drain) Dated: February 7, 2006
Executed by: State of California and Richmond American Homes of California, Inc., a Colorado corporation
Recording Date: February 8, 2006
Recording No.: 2006000090556, of Official Records
Reference is hereby made to said document for full particulars.

49. Matters contained in that certain document
Entitled: Easement Agreement Between Landowners (Slope) Dated: February 7, 2006
Executed by: State of California and Richmond American Homes of California, Inc., a Colorado corporation
Recording Date: February 8, 2006
Recording No.: 2006000090557, of Official Records
Reference is hereby made to said document for full particulars.

COMMONWEALTH LAND TITLE COMPANY PRELIM NO. 932608146
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50. Matters contained in that certain document
Entitled: Agreement and Grant of Easement Underground Water Supply Easement Dated: May 25, 2006
Executed by: State of California and Mesa Consolidated Water District, a County water district Recording Date: June 26, 2006
Recording No.: 2006000426494, of Official Records
Reference is hereby made to said document for full particulars.

51. Matters contained in that certain document
Entitled: Easement and Memorandum of Agreement
Dated: November 10, 2006
Executed by: Fairview Management Company and C-Native Exchange I, LLC, a Delaware limited liability company, through its Los Angeles South Division, d/b/a Time Warner Cable Recording Date: January 8, 2007
Recording No.: 2007000012089, of Official Records
Reference is hereby made to said document for full particulars.

52. Matters contained in that certain document
Entitled: Agreement and Grant of Easement Fair Drive Traffic Signal Easement Executed by: State of California and City of Costa Mesa Recording Date: June 20, 2007
Recording No.: 2007000391860, of Official Records
Reference is hereby made to said document for full particulars.

53. Matters contained in that certain document
Entitled: Agreement and Grant of Easement Bike Trail Easement Executed by: State of California and City of Costa Mesa Recording Date: June 20, 2007
Recording No.: 2007000391861, of Official Records
Reference is hereby made to said document for full particulars.

Affects: Parcel A

54. An unrecorded sublease with certain terms, covenants, conditions and provisions set forth therein as disclosed by the document
Entitled: Memorandum of Lease
Sublessor: Fairview management Company, a California general partnership Sublessee: Web Service Company, Inc.

Recording Date: June 22, 2007
Recording No.: 2007000398032, of Official Records
The present ownership of the leasehold created by said lease and other matters affecting the interest of the lessee are not shown herein.

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55. Matters contained in that certain document
Entitled: Agreement and Grant of Easement Underground Natural Gas Supply Easement Dated: August 31, 2007
Executed by: State of California and Southern California Gas Company, a California corporation Recording Date: September 24, 2007
Recording No.: 2007000578150, of Official Records
Reference is hereby made to said document for full particulars.

Affects: Parcel A

56. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: Time Warner Cable Pacific West LLC, d/b/a Time Warner Cable Purpose: Video, entertainment, high-speed data, phone and phone replacement and other services
Recording Date: October 2, 2013
Recording No.: 2013000565946, of Official Records
The exact location and extent of said easement is not disclosed of record.

57. An unrecorded sublease with certain terms, covenants, conditions and provisions set forth therein as disclosed by the document
Entitled: Memorandum of Lease
Sublessor: Fairview Management Company, a California general partnership Sublessee: Wash Multifamily Laundry Systems, LLC
Recording Date: August 30, 2016
Recording No.: 2016000413350, of Official Records
The present ownership of the leasehold created by said lease and other matters affecting the interest of the lessee are not shown herein.

58. Cable Television easement and service agreement created by Document entitled: Grant of Easement
Recording Date: July 29, 2020
Recording No.: 2020000366616, of Official Records
Reference is hereby made to said document for full particulars.

The exact location and extent of said easement is not disclosed of record.

59. A deed of trust to secure an indebtedness in the amount shown below, Amount: $15,000,000.00
Dated: September 24, 1987
Trustor/Grantor Fairview Management Company, a California general partnership, which acquired title as Fairview Management Company, a general partnership Trustee: Old Republic Title Company
Beneficiary: Pacific Western Bank, a California state-chartered bank Loan No: 40000281718-1
Recording Date: August 13, 2021
Recording No.: 2021000511245, of Official Records
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Affects: Leasehold interest as described therein

60. Matters contained in that certain document
Entitled: Agreement and Grant of Easement Electric and Communications Facilities Dated: August 3, 2021
Executed by: State of California and Southern California Gas Company, a California corporation Recording Date: August 19, 2021
Recording No.: 2021000524581, of Official Records
Reference is hereby made to said document for full particulars.

Affects: Portion of Parcels A and D more particularly described therein

61. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other matters shown on Map: Record of Survey No. 2020-1080
Recording Date: March 24, 2022
Recording No.: Book 325, Pages 5 - 7, inclusive of Record of Surveys

62. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: Mesa Water District
Purpose: Underground pipeline(s)
Recording Date: March 31, 2026
Recording No.: 2026000091763, of Official Records
Affects: Parcels A and D as described therein

63. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: Mesa Water District
Purpose: Underground pipeline(s)
Recording Date: March 31, 2026
Recording No.: 2026000091764, of Official Records
Affects: Parcels A and D as described therein

64. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: Mesa Water District
Purpose: Underground pipeline(s)
Recording Date: April 2, 2026
Recording No.: 2026000095179, of Official Records
Affects: Parcel A as described therein

65. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: Southern California Edison Company, a corporation Purpose: Public utilities
Recording Date: June 30, 2026
Recording No.: 2026000187973, of Official Records
Affects: Parcel A as described therein
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66. Any rights of the parties in possession of a portion of, or all of, said Land, which rights are not disclosed by the public records.

The Company will require, for review, a full and complete copy of any unrecorded agreement, contract, license and/or lease, together with all supplements, assignments and amendments thereto, before issuing any policy of title insurance without excepting this item from coverage.

The Company reserves the right to except additional items and/or make additional requirements after reviewing said documents.

67. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other matters which a correct survey would disclose and which are not shown by the public records.

68. Any easements not disclosed by the public records as to matters affecting title to real property, whether or not said easements are visible and apparent.

69. Matters which may be disclosed by an inspection and/or by a correct ALTA/NSPS Land Title Survey of said Land that is satisfactory to the Company, and/or by inquiry of the parties in possession thereof.

END OF EXCEPTIONS
PLEASE REFER TO THE "INFORMATIONAL NOTES" AND "REQUIREMENTS" SECTIONS WHICH FOLLOW FOR INFORMATION NECESSARY TO COMPLETE THIS TRANSACTION.

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REQUIREMENTS

1. Prior to the close of escrow, the Company requires a Statement of Information to be completed by the following party(s),
Party(s): All Parties
The Company reserves the right to add additional items or make further requirements after review of the requested Statement of Information.

2. This Company will require evidence of compliance with the statutory limitations incident to the governmental agency named below, with reference to any conveyance of an interest in the Land this Company will be asked to record and/or rely upon in the issuance of any form of title insurance.

Governmental agency: State of California

3. If the entity named below does NOT operate under the Uniform Partnership Act, the Company will require the following documents for review prior to the issuance of any title insurance predicated upon a conveyance or encumbrance from:

Name: Fairview Management Company, a general partnership a. A complete copy of the partnership agreement and all amendments thereto. b. If less than all partners are executing documents, furnish evidence of the signing partners’ authority, unless the authority is granted in the agreements referred to above.

The Company reserves the right to add additional items or make further requirements after review of the requested documentation.

4. Unrecorded matters which may be disclosed by an Owner’s Affidavit or Declaration. A form of the Owner’s Affidavit/Declaration is attached to this Preliminary Report/Commitment. This Affidavit/Declaration is to be completed by the record owner of the land and submitted for review prior to the closing of this transaction. Your prompt attention to this requirement will help avoid delays in the closing of this transaction. Thank you.

The Company reserves the right to add additional items or make further requirements after review of the requested Affidavit/Declaration.

5. This transaction requires high liability approval prior to close of escrow together with an inspection of the subject property.

Please advise title department with an estimated date that your transaction will close so we can schedule the necessary approvals and inspections.

6. Prior to the close of escrow and the issuance of an ALTA Coverage Policy, an inspection of the property will be required.

END OF REQUIREMENTS
COMMONWEALTH LAND TITLE COMPANY PRELIM NO. 932608146
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INFORMATIONAL NOTES

1. Note: The policy of title insurance will include an arbitration provision. The Company or the insured may demand arbitration. Arbitrable matters may include, but are not limited to, any controversy or claim between the Company and the insured arising out of or relating to this policy, any service of the Company in connection with its issuance or the breach of a policy provision or other obligation. Please ask your escrow or title officer for a sample copy of the policy to be issued if you wish to review the arbitration provisions and any other provisions pertaining to your Title Insurance coverage.

2. Notice: Please be aware that due to the conflict between federal and state laws concerning the cultivation, distribution, manufacture or sale of marijuana, the Company is not able to close or insure any transaction involving Land that is associated with these activities.

3. Pursuant to Government Code Section 27388.1, as amended and effective as of 1-1-2018, a Documentary Transfer Tax (DTT) Affidavit may be required to be completed and submitted with each document when DTT is being paid or when an exemption is being claimed from paying the tax. If a governmental agency is a party to the document, the form will not be required. DTT Affidavits may be available at a Tax Assessor-County Clerk-Recorder.

4. Note: There are NO conveyances affecting said Land recorded within 24 months of the date of this report.

5. Property taxes, including any personal property taxes and any assessments collected with taxes, are paid. For proration purposes the amounts were:

Tax Identification No.: 420-012-16
Fiscal Year: 2025-2026
1st Installment: $2,448.67
2nd Installment $2,448.67
Exemption: $21,237,173.00 (All Other)
Code Area: 15-160
Affects: Portion of Parcel A

6. Property taxes, including any personal property taxes and any assessments collected with taxes, are paid. For proration purposes the amounts were:

Tax Identification No.: 420-041-02
Fiscal Year: 2025-2026
1st Installment: $46.46
2nd Installment $46.46
Exemption: $27,118.00 (All Other)
Code Area: 15-160
Affects: Portion of Parcel A

7. Property taxes, including any personal property taxes and any assessments collected with taxes, are paid. For proration purposes the amounts were:

Tax Identification No.: 420-041-03
Fiscal Year: 2025-2026
1st Installment: $748.63
2nd Installment $748.63
Exemption: $351,994.00 (All Other)
Code Area: 15-160
COMMONWEALTH LAND TITLE COMPANY PRELIM NO. 932608146
CLTA Preliminary Report Form (02/03/2023) Printed: 08.25.26 @ 10:21 AM

Page 23 ends

Affects: Portion of Parcel A

8. Property taxes, including any personal property taxes and any assessments collected with taxes, are paid. For proration purposes the amounts were:

Tax Identification No.: 420-041-05
Fiscal Year: 2025-2026
1st Installment: $0.00 NO TAXES DUE
2nd Installment $0.00 NO TAXES DUE
Exemption: $0.00
Code Area: 15-160
Affects: A portion of Lot A of Parcel C

9. Property taxes, including any personal property taxes and any assessments collected with taxes, are paid. For proration purposes the amounts were:

Tax Identification No.: 420-051-01
Fiscal Year: 2025-2026
1st Installment: $10,517.16
2nd Installment $10,517.16
Exemption: $3,401,948.00 (All Other)
Code Area: 15-160
Affects: Lot 2 of Parcel C

10. Property taxes, including any personal property taxes and any assessments collected with taxes, are paid. For proration purposes the amounts were:

Tax Identification No.: 420-051-02
Fiscal Year: 2025-2026
1st Installment: $0.00 NO TAXES DUE
2nd Installment $0.00 NO TAXES DUE
Exemption: $0.00
Code Area: 15-160
Affects: A portion of Lot A of Parcel C
COMMONWEALTH LAND TITLE COMPANY PRELIM NO. 932608146
CLTA Preliminary Report Form (02/03/2023) Printed: 08.25.26 @ 10:21 AM

Page 24 ends

11. The following Exclusion(s) are added to preliminary reports, commitments and will be included as an endorsement in the following policies:

A. 2006 ALTA Owner’s Policy (06-17-06).

6. Defects, liens, encumbrances, adverse claims, notices, or other matters not appearing in the Public Records but that would be disclosed by an examination of any records maintained by or on behalf of a Tribe or on behalf of its members.

B. 2006 ALTA Loan Policy (06-17-06)

8. Defects, liens, encumbrances, adverse claims, notices, or other matters not appearing in the Public Records but that would be disclosed by an examination of any records maintained by or on behalf of a Tribe or on behalf of its members.

9. Any claim of invalidity, unenforceability, or lack of priority of the lien of the Insured Mortgage based on the application of a Tribe’s law resulting from the failure of the Insured Mortgage to specify State law as the governing law with respect to the lien of the Insured Mortgage.

C. ALTA Homeowner’s Policy of Title Insurance (12-02-13) and CLTA Homeowner's Policy of Title Insurance (12-02-13).

10. Defects, liens, encumbrances, adverse claims, notices, or other matters not appearing in the Public Records but that would be disclosed by an examination of any records maintained by or on behalf of a Tribe or on behalf of its members.

D. ALTA Expanded Coverage Residential Loan Policy - Assessments Priority (04-02-15).

12. Defects, liens, encumbrances, adverse claims, notices, or other matters not appearing in the Public Records but that would be disclosed by an examination of any records maintained by or on behalf of a Tribe or on behalf of its members.

13. Any claim of invalidity, unenforceability, or lack of priority of the lien of the Insured Mortgage based on the application of a Tribe’s law resulting from the failure of the Insured Mortgage to specify State law as the governing law with respect to the lien of the Insured Mortgage.

E. CLTA Standard Coverage Policy 1990 (11-09-18).

7. Defects, liens, encumbrances, adverse claims, notices, or other matters not appearing in the public records but that would be disclosed by an examination of any records maintained by or on behalf of a tribe or on behalf of its members.

8. Any claim of invalidity, unenforceability, or lack of priority of the lien of the insured mortgage based on the application of a tribe’s law resulting from the failure of the insured mortgage to specify state law as the governing law with respect to the lien of the insured mortgage.

END OF INFORMATIONAL NOTES
Wire Fraud Alert Page 25
Original Effective Date: 5/11/2017
Current Version Date: 5/11/2017 932608146 - WIRE0016 (DSI Rev. 12/07/17) TM and © Fidelity National Financial, Inc. and/or an affiliate. All rights reserved

WIRE FRAUD ALERT
This Notice is not intended to provide legal or professional advice.

If you have any questions, please consult with a lawyer.

All parties to a real estate transaction are targets for wire fraud and many have lost hundreds of thousands of dollars because they simply relied on the wire instructions received via email, without further verification. If funds are to be wired in conjunction with this real estate transaction, we strongly recommend verbal verification of wire instructions through a known, trusted phone number prior to sending funds.

In addition, the following non-exclusive self-protection strategies are recommended to minimize exposure to possible wire fraud.
 NEVER RELY on emails purporting to change wire instructions. Parties to a transaction rarely change wire instructions in the course of a transaction.
 ALWAYS VERIFY wire instructions, specifically the ABA routing number and account number, by calling the party who sent the instructions to you. DO NOT use the phone number provided in the email containing the instructions, use phone numbers you have called before or can otherwise verify. Obtain the number of relevant parties to the transaction as soon as an escrow account is opened. DO NOT send an email to verify as the email address may be incorrect or the email may be intercepted by the fraudster.  USE COMPLEX EMAIL PASSWORDS that employ a combination of mixed case, numbers, and symbols. Make your passwords greater than eight (8) characters. Also, change your password often and do NOT reuse the same password for other online accounts.
 USE MULTI-FACTOR AUTHENTICATION for email accounts. Your email provider or IT staff may have specific instructions on how to implement this feature.

For more information on wire-fraud scams or to report an incident, please refer to the following links:

Federal Bureau of Investigation: Internet Crime Complaint Center:
http://www.fbi.gov
http://www.ic3.gov
Copyright © 2026. Fidelity National Financial, Inc. All Rights Reserved.

Privacy Statement Printed: 08.25.26 @ 10:21 AM by
SCA0003004.doc Page 26 CA-CW-FXFC-02620.208042-932608146

FIDELITY NATIONAL FINANCIAL

PRIVACY NOTICE
Effective January 1, 2026
Fidelity National Financial, Inc. and its majority-owned subsidiary companies (collectively, "FNF," "our," or "we") respect and are committed to protecting your privacy. This Privacy Notice explains how we collect, use, and protect personal information, when and to whom we disclose such information, and the choices you have about the use and disclosure of that information.

A limited number of FNF subsidiaries have their own privacy notices. If a subsidiary has its own privacy notice, the privacy notice will be available on the subsidiary's website and this Privacy Notice does not apply.

Collection of Personal Information
FNF may collect the following categories of Personal Information:
 contact information (e.g., name, address, phone number, email address);  demographic information (e.g., date of birth, gender, marital status);  identity information (e.g., Social Security Number, driver's license, passport, or other government ID number);  financial account information (e.g., loan or bank account information);  biometric data (e.g., fingerprints, retina or iris scans, voiceprints, or other unique biological characteristics; and  other personal information necessary to provide products or services to you.

We may collect Personal Information about you from:
 information we receive from you or your agent;
 information about your transactions with FNF, our affiliates, or others; and  information we receive from consumer reporting agencies and/or governmental entities, either directly from these entities or through others.

Collection of Device and Browsing Information
FNF automatically collects the following categories of Browsing Information when you access an FNF website, online service, or application (each an "FNF Website") from your Internet browser, computer, and/or device:
 Internet Protocol (IP) address and operating system;
 browser information, such as version, language, and type;  device type and operating system;
 domain name system requests; and
 browsing history on the FNF Website, such as date and time of your visit to the FNF Website and visits to the pages within the FNF Website.

Like most websites, our servers automatically log each visitor to the FNF Website and may collect the Browsing Information described above. We use Browsing Information for system administration, troubleshooting, fraud investigation, and to improve our websites. Browsing Information generally does not reveal anything personal about you, though if you have created a user account for an FNF Website and are logged into that account, the FNF Website may be able to link certain browsing activity to your user account.

Other Online Specifics
Website Analytics. We use Google Analytics to understand how visitors interact with FNF Websites. Google Analytics may collect information such as your IP address, device type, and pages visited to help us analyze site traffic and to personalize your browsing experience on our site. If you don't want Google Analytics to be used in your browser, you can install the Google Analytics browser add-on, which Google makes available online.

Cookies
. When you visit an FNF Website, a "cookie" may be sent to your computer. A cookie is a small piece of data that is sent to your Internet browser from a web server and stored on your computer's hard drive. Information gathered using cookies helps us improve your user experience. For example, a cookie can help the website load properly or can customize the display page based on your browser type and user preferences. You can choose whether or not to accept cookies by changing your Internet browser settings. Be aware that doing so may impair or limit some functionality of the FNF Website.

Web Beacons
. We use web beacons to determine when and how many times a page has been viewed. This information is used to improve our websites.

Do Not Track. Currently our FNF Websites do not respond to "Do Not Track" features enabled through your browser.

Privacy Statement Printed: 08.25.26 @ 10:21 AM by
SCA0003004.doc Page 27 CA-CW-FXFC-02620.208042-932608146 Do Not Track. Currently our FNF Websites do not respond to "Do Not Track" features enabled through your browser.

Links to Other Sites . FNF Websites may contain links to unaffiliated third-party websites. FNF is not responsible for the privacy practices or content of those websites. We recommend that you read the privacy policy of every website you visit.

Use of Personal Information
FNF uses Personal Information for these main purposes:
 To provide products and services to you or in connection with a transaction involving you.  To improve our products and services.
 To prevent and detect fraud;
 To maintain the security of our systems, tools, accounts, and applications;  To verify and authenticate identities and credentials;  To communicate with you about our, and our affiliates' services, jointly or independently;  To provide reviews and testimonials about our services, with your consent.

When Information Is Disclosed
We may disclose the categories of Personal Information and Browsing Information listed above for the following purposes:
 to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure;  to affiliated or nonaffiliated service providers who provide or perform services or functions on our behalf and who agree to use the information only to provide such services or functions;  to affiliated or nonaffiliated third parties with whom we perform joint marketing, pursuant to an agreement with them to jointly market financial products or services to you;
 to law enforcement or authorities in connection with an investigation, or in response to a subpoena or court order; or  in the good-faith belief that such disclosure is necessary to comply with legal process or applicable laws, or to protect the rights, property, or safety of FNF, its customers, or the public.

The law does not require your prior authorization and does not allow you to restrict the disclosures described above.

Additionally, we may disclose your information to third parties for whom you have given us authorization or consent to make such disclosure. We do not otherwise share your Personal Information or Browsing Information with nonaffiliated third parties, except as required or permitted by law.

We reserve the right to transfer your Personal Information, Browsing Information, and any other information, in connection with the sale or other disposition of all or part of the FNF business and/or assets, or in the event of bankruptcy, reorganization, insolvency, receivership, or an assignment for the benefit of creditors. By submitting Personal Information and/or Browsing Information to FNF, you expressly agree and consent to the use and/or transfer of the foregoing information in connection with any of the above described proceedings.

Security of Your Information
We maintain physical, electronic, and procedural safeguards to protect your Personal Information.

Choices With Your Information
Whether you submit Personal Information or Browsing Information to FNF is entirely up to you. If you decide not to submit Personal Information or Browsing Information, FNF may not be able to provide certain services or products to you.

State-Specific Consumer Privacy Information:

For additional information about your state-specific consumer privacy rights, to make a consumer privacy request, or to appeal a previous privacy request, please follow the link Privacy Request , or email [email protected], or call (888) 714-2710.

Certain state privacy laws require that FNF disclose the categories of third parties to which FNF may disclose the Personal Information and Browsing Information listed above. Those categories are:
 FNF affiliates and subsidiaries;
 Non-affiliated third parties, with your consent;
 Businesses in connection with the sale or other disposition of all or part of the FNF business and/or assets;  Service providers;
 Law enforcement or authorities in connection with an investigation, or in response to a subpoena or court order.

For California Residents : We will not share your Personal Information or Browsing Information with nonaffiliated third parties, except as permitted by California law. For additional information about your California privacy rights, please visit the "California Privacy" link on our website (fnf.com/california-privacy) or call (888) 413-1748.

Privacy Statement Printed: 08.25.26 @ 10:21 AM by
SCA0003004.doc Page 28 CA-CW-FXFC-02620.208042-932608146 the "California Privacy" link on our website (fnf.com/california-privacy) or call (888) 413-1748.

For Nevada Residents: We are providing this notice pursuant to state law. You may be placed on our internal Do Not Call List by calling FNF Privacy at (888) 714-2710 or by contacting us via the information set forth at the end of this Privacy Notice. For further information concerning Nevada's telephone solicitation law, you may contact: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: (702) 486-3132; email: [email protected] .

For Oregon Residents: We will not share your Personal Information or Browsing Information with nonaffiliated third parties for marketing purposes, except after you have been informed by us of such sharing and had an opportunity to indicate that you do not want a disclosure made for marketing purposes. For additional information about your Oregon consumer privacy rights, or to make a consumer privacy request, or appeal a previous privacy request, please email [email protected]
or call (888) 714-2710
FNF is the controller of the following businesses registered with the Secretary of State in Oregon:

Chicago Title Company of Oregon, Fidelity National Title Company of Oregon, Lawyers Title of Oregon, LoanCare, Ticor, Title Company of Oregon, Western Title & Escrow Company, Chicago Title Company, Chicago Title Insurance Company, Commonwealth Land Title Insurance Company, Fidelity National Title Insurance Company, Liberty Title & Escrow, Novare National Settlement Service, Ticor Title Company of California, Exos Valuations, Fidelity & Guaranty Life, Insurance Agency, Fidelity National Home Warranty Company, Fidelity National Management Services, Fidelity Residential Solutions, FNF Insurance Services, FNTG National Record Centers, IPEX, Mission Servicing Residential, National Residential Nominee Services, National Safe Harbor Exchanges, National Title Insurance of New York, NationalLink Valuations, NexAce Corp., ServiceLink Auction, ServiceLink Management Company, ServiceLink Services, ServiceLink Title Company of Oregon, ServiceLink Valuation Solutions, Western Title & Escrow Company For Vermont Residents
: We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures.

Information From Children
The FNF Websites are not intended or designed to attract persons under the age of eighteen (18). We do not collect Personal Information from any person that we know to be under the age of thirteen (13) without permission from a parent or guardian.

International Users
FNF's headquarters is located within the United States. If you reside outside the United States and choose to provide Personal Information or Browsing Information to us, please note that we may transfer that information outside of your country of residence. By providing FNF with your Personal Information and/or Browsing Information, you consent to our collection, transfer, and use of such information in accordance with this Privacy Notice.

FNF Website Services for Mortgage Loans
Certain FNF companies provide services to mortgage loan servicers, including hosting websites that collect customer information on behalf of mortgage loan servicers (the "Service Websites"). The Service Websites may contain links to both this Privacy Notice and the mortgage loan servicer or lender's privacy notice. The sections of this Privacy Notice titled When Information is Disclosed, Choices with Your Information, and Accessing and Correcting Information do not apply to the Service Websites. The mortgage loan servicer or lender's privacy notice governs use, disclosure, and access to your Personal Information. FNF does not share Personal Information collected through the Service Websites, except as required or authorized by contract with the mortgage loan servicer or lender, or as required by law or in the good-faith belief that such disclosure is necessary: to comply with a legal process or applicable law, to enforce this Privacy Notice, or to protect the rights, property, or safety of FNF or the public.

Your Consent to this Privacy Notice; Notice Changes
By submitting Personal Information and/or Browsing Information to FNF, you consent to the collection and use of the information in accordance with this Privacy Notice. We may change this Privacy Notice at any time. The Privacy Notice's effective date will show the last date changes were made. If you provide information to us following any change of the Privacy Notice, that signifies your assent to and acceptance of the changes to the Privacy Notice.

Privacy Statement Printed: 08.25.26 @ 10:21 AM by
SCA0003004.doc Page 29 CA-CW-FXFC-02620.208042-932608146 Privacy Notice, that signifies your assent to and acceptance of the changes to the Privacy Notice.

Accessing and Correcting Information; Contact Us
If you have questions or would like to correct your Personal Information, visit FNF's Privacy Request website or contact us by phone at (888) 714-2710, by email at [email protected], or by mail to:

Fidelity National Financial, Inc.
601 Riverside Avenue,
Jacksonville, Florida 32204
Attn: Chief Privacy Officer

ATTACHMENT ONE

Page 30 of 37 ends

Attachment One (11/04/22)

CALIFORNIA LAND TITLE ASSOCIATION
STANDARD COVERAGE POLICY - 1990 (11-09-18)

EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy and the Company will not pay loss or damage, costs, attorneys' fees or expenses which arise by reason of:

1. (a) Any law, ordinance or governmental regulation (including but not limited to building or zoning laws, ordinances, or regulations) restricting, regulating, prohibiting or relating (i) the occupancy, use, or enjoyment of the land; (ii) the character, dimensions or location of any improvement now or hereafter erected on the land; (iii) a separation in ownership or a change in the dimensions or area of the land or any parcel of which the land is or was a part; or (iv) environmental protection, or the effect of any violation of these laws, ordinances or governmental regulations, except to the extent that a notice of the enforcement thereof or a notice of a defect, lien, or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy. (b) Any governmental police power not excluded by (a) above, except to the extent that a notice of the exercise thereof or notice of a defect, lien or encumbrance resulting from a violation or alleged violation affecting the land has been recorded in the public records at Date of Policy.

2. Rights of eminent domain unless notice of the exercise thereof has been recorded in the public records at Date of Policy, but not excluding from coverage any taking which has occurred prior to Date of Policy which would be binding on the rights of a purchaser for value without knowledge.

3. Defects, liens, encumbrances, adverse claims or other matters:
(a) whether or not recorded in the public records at Date of Policy, but created, suffered, assumed or agreed to by the insured claimant; (b) not known to the Company, not recorded in the public records at Date of Policy, but known to the insured claimant and not disclosed in writing to the Company by the insured claimant prior to the date the insured claimant became an insured under this policy; (c) resulting in no loss or damage to the insured claimant; (d) attaching or created subsequent to Date of Policy; or (e) resulting in loss or damage which would not have been sustained if the insured claimant had paid value for the insured mortgage or for the estate or interest insured by this policy.

4. Unenforceability of the lien of the insured mortgage because of the inability or failure of the insured at Date of Policy, or the inability or failure of any subsequent owner of the indebtedness, to comply with the applicable doing business laws of the state in which the land is situated.

5. Invalidity or unenforceability of the lien of the insured mortgage, or claim thereof, which arises out of the transaction evidenced by the insured mortgage and is based upon usury or any consumer credit protection or truth in lending law.

6. Any claim, which arises out of the transaction vesting in the insured the estate or interest insured by this policy or the transaction creating the interest of the insured lender, by reason of the operation of federal bankruptcy, state insolvency or similar creditors' rights laws.

EXCEPTIONS FROM COVERAGE - SCHEDULE B, PART I
This policy does not insure against loss or damage (and the Company will not pay costs, attorneys' fees or expenses) which arise by reason of:

1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the public records.

Proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the public records.

2. Any facts, rights, interests, or claims which are not shown by the public records but which could be ascertained by an inspection of the land or which may be asserted by persons in possession thereof.

3. Easements, liens or encumbrances, or claims thereof, not shown by the public records.

4. Discrepancies, conflicts in boundary lines, shortage in area, encroachments, or any other facts which a correct survey would disclose, and which are not shown by the public records.

6. Any lien or right to a lien for services, labor or material unless such lien is shown by the public records at Date of Policy.

EXCEPTIONS FROM COVERAGE - SCHEDULE B, PART II
(Variable exceptions such as taxes, easements, CC&R’s, etc., are inserted here )

ATTACHMENT ONE
(CONTINUED)

Page 31 of 37 ends

Attachment One (11/04/22)

CALIFORNIA LAND TITLE ASSOCIATION
STANDARD COVERAGE OWNER'S POLICY (02-04-22)

EXCLUSIONS FROM COVERAGE
The following matters are excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys’ fees, or expenses that arise by reason of:

1. a. any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) that restricts, regulates, prohibits, or relates to:
i. the occupancy, use, or enjoyment of the Land;
ii. the character, dimensions, or location of any improvement on the Land; iii. the subdivision of land; or
iv. environmental remediation or protection.
b. any governmental forfeiture, police, regulatory, or national security power. c. the effect of a violation or enforcement of any matter excluded under Exclusion 1.a. or 1.b.

Exclusion 1 does not modify or limit the coverage provided under Covered Risk 5 or 6.

2. Any power of eminent domain. Exclusion 2 does not modify or limit the coverage provided under Covered Risk 7.

3. Any defect, lien, encumbrance, adverse claim, or other matter:
a. created, suffered, assumed, or agreed to by the Insured Claimant; b. not Known to the Company, not recorded in the Public Records at the Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; c. resulting in no loss or damage to the Insured Claimant; d. attaching or created subsequent to the Date of Policy (Exclusion 3.d. does not modify or limit the coverage provided under Covered Risk 9 or 10); or
e. resulting in loss or damage that would not have been sustained if consideration sufficient to qualify the Insured named in Schedule A as a bona fide purchaser had been given for the Title at the Date of Policy.

4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors’ rights law, that the transaction vesting the Title as shown in Schedule A is a:
a. fraudulent conveyance or fraudulent transfer;
b. voidable transfer under the Uniform Voidable Transactions Act; or c. preferential transfer:
i. to the extent the instrument of transfer vesting the Title as shown in Schedule A is not a transfer made as a contemporaneous exchange for new value; or
ii. for any other reason not stated in Covered Risk 9.b.

5. Any claim of a PACA-PSA Trust. Exclusion 5 does not modify or limit the coverage provided under Covered Risk 8.

6. Any lien on the Title for real estate taxes or assessments imposed or collected by a governmental authority that becomes due and payable after the Date of Policy.

Exclusion 6 does not modify or limit the coverage provided under Covered Risk 2.b. 7 Any discrepancy in the quantity of the area, square footage, or acreage of the Land or of any improvement to the Land.

EXCEPTIONS FROM COVERAGE
Some historical land records contain Discriminatory Covenants that are illegal and unenforceable by law. This policy treats any Discriminatory Covenant in a document referenced in Schedule B as if each Discriminatory Covenant is redacted, repudiated, removed, and not republished or recirculated. Only the remaining provisions of the document are excepted from coverage.

This policy does not insure against loss or damage and the Company will not pay costs, attorneys’ fees, or expenses resulting from the terms and conditions of any lease or easement identified in Schedule A, and the following matters:

PART I

2. Any facts, rights, interests, or claims that are not shown by the Public Records at Date of Policy but that could be (a) ascertained by an inspection of the Land, or (b) asserted by persons or parties in possession of the Land.

3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records at Date of Policy.

4. Any encroachment, encumbrance, violation, variation, easement, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the Land and not shown by the Public Records at Date of Policy.

6. Any lien or right to a lien for services, labor, material or equipment unless such lien is shown by the Public Records at Date of Policy.

7. Any claim to (a) ownership of or rights to minerals and similar substances, including but not limited to ores, metals, coal, lignite, oil, gas, uranium, clay, rock, sand, and gravel located in, on, or under the Land or produced from the Land, whether such ownership or rights arise by lease, grant, exception, conveyance, reservation, or otherwise; and (b) any rights, privileges, immunities, rights of way, and easements associated therewith or appurtenant thereto, whether or not the interests or rights excepted in (a) or (b) appear in the Public Records or are shown in Schedule B.

PART II
(Variable exceptions such as taxes, easements, CC&R’s, etc., are inserted here )

ATTACHMENT ONE
(CONTINUED)

Page 32 of 37 ends

Attachment One (11/04/22)
CLTA/ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE (7-01-21)

EXCLUSIONS FROM COVERAGE
The following matters are excluded from the coverage of this policy and We will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of:

1. a. any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) that restricts, regulates, prohibits, or relates to:
i. the occupancy, use, or enjoyment of the Land;
ii. the character, dimensions, or location of any improvement on the Land; iii. the subdivision of land; or
iv. environmental remediation or protection.
b. any governmental forfeiture, police, or regulatory, or national security power. c. the effect of a violation or enforcement of any matter excluded under Exclusion 1.a. or 1.b.

Exclusion 1 does not modify or limit the coverage provided under Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23, or 27.

2. Any power to take the Land by condemnation. Exclusion 2 does not modify or limit the coverage provided under Covered Risk 17.

3. Any defect, lien, encumbrance, adverse claim, or other matter:
a. created, suffered, assumed, or agreed to by You;
b. not Known to Us, not recorded in the Public Records at the Date of Policy, but Known to You and not disclosed in writing to Us by You prior to the date You became an Insured under this policy;
c. resulting in no loss or damage to You;
d. attaching or created subsequent to the Date of Policy (Exclusion 3.d. does not modify or limit the coverage provided under Covered Risk 5,

8.f., 25, 26, 27, 28, or 32); or
e. resulting in loss or damage that would not have been sustained if You paid consideration sufficient to qualify You as a bona fide purchaser of the Title at the Date of Policy.

4. Lack of a right:
a. to any land outside the area specifically described and referred to in Item 3 of Schedule A; and b. in any street, road, avenue, alley, lane, right-of-way, body of water, or waterway that abut the Land.

Exclusion 4 does not modify or limit the coverage provided under Covered Risk 11 or 21.

5. The failure of Your existing structures, or any portion of Your existing structures, to have been constructed before, on, or after the Date of Policy in accordance with applicable building codes. Exclusion 5 does not modify or limit the coverage provided under Covered Risk 14 or 15.

6. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights law, that the transfer of the Title to You is a:
a. fraudulent conveyance or fraudulent transfer;
b. voidable transfer under the Uniform Voidable Transactions Act; or c. preferential transfer:
i. to the extent the instrument of transfer vesting the Title as shown in Schedule A is not a transfer made as a contemporaneous exchange for new value; or
ii. for any other reason not stated in Covered Risk 30.

7. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake, or subsidence.

8. Negligence by a person or an entity exercising a right to extract or develop oil, gas, minerals, groundwater, or any other subsurface substance.

9. Any lien on Your Title for real estate taxes or assessments, imposed or collected by a governmental authority that becomes due and payable after the Date of Policy. Exclusion 9 does not modify or limit the coverage provided under Covered Risk 8.a or 27.

10. Any discrepancy in the quantity of the area, square footage, or acreage of the Land or of any improvement to the Land.

LIMITATIONS ON COVERED RISKS
Your insurance for the following Covered Risks is limited on the Owner’s Coverage Statement as follows:
• For Covered Risk 16, 18, 19 and 21 Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A.

The deductible amounts and maximum dollar limits shown on Schedule A are as follows:

Your Deductible Amount
Our Maximum Dollar Limit of Liability
Covered Risk 16: 1.00% of Policy Amount Shown in Schedule A or $2,500.00 (whichever is less)
$ 10,000.00
Covered Risk 18: 1.00% of Policy Amount Shown in Schedule A or $5,000.00 (whichever is less)
$ 25,000.00
Covered Risk 19: 1.00% of Policy Amount Shown in Schedule A or $5,000.00 (whichever is less)
$ 25,000.00
Covered Risk 21: 1.00% of Policy Amount Shown in Schedule A or $2,500.00 (whichever is less)
$ 5,000.00

ATTACHMENT ONE
(CONTINUED)

Page 33 of 37 ends

Attachment One (11/04/22)
CLTA/ALTA HOMEOWNER'S POLICY OF TITLE INSURANCE (12-02-13)

EXCLUSIONS
In addition to the Exceptions in Schedule B, You are not insured against loss, costs, attorneys' fees, and expenses resulting from:

1. Governmental police power, and the existence or violation of those portions of any law or government regulation concerning:
a. building;
b. zoning;
c. land use;
d. improvements on the Land;
e. land division; and
f. environmental protection.

This Exclusion does not limit the coverage described in Covered Risk 8.a., 14, 15, 16, 18, 19, 20, 23 or 27.

2. The failure of Your existing structures, or any part of them, to be constructed in accordance with applicable building codes. This Exclusion does not limit the coverage described in Covered Risk 14 or 15.

3. The right to take the Land by condemning it. This Exclusion does not limit the coverage described in Covered Risk 17.

4. Risks:
a. that are created, allowed, or agreed to by You, whether or not they are recorded in the Public Records; b. that are Known to You at the Policy Date, but not to Us, unless they are recorded in the Public Records at the Policy Date; c. that result in no loss to You; or
d. that first occur after the Policy Date - this does not limit the coverage described in Covered Risk 7, 8.e., 25, 26, 27 or 28.

5. Failure to pay value for Your Title.

6. Lack of a right:
a. to any land outside the area specifically described and referred to in paragraph 3 of Schedule A; and b. in streets, alleys, or waterways that touch the Land.

This Exclusion does not limit the coverage described in Covered Risk 11 or 21.

7. The transfer of the Title to You is invalid as a preferential transfer or as a fraudulent transfer or conveyance under federal bankruptcy, state insolvency, or similar creditors’ rights laws.

8. Contamination, explosion, fire, flooding, vibration, fracturing, earthquake or subsidence.

9. Negligence by a person or an Entity exercising a right to extract or develop minerals, water, or any other substances.

LIMITATIONS ON COVERED RISKS
Your insurance for the following Covered Risks is limited on the Owner’s Coverage Statement as follows:
• For Covered Risk 16, 18, 19 and 21, Your Deductible Amount and Our Maximum Dollar Limit of Liability shown in Schedule A.

The deductible amounts and maximum dollar limits shown on Schedule A are as follows:

ATTACHMENT ONE
(CONTINUED)

Page 34 of 37 ends

Attachment One (11/04/22)
ALTA OWNER’S POLICY (07-01-2021)

EXCLUSIONS FROM COVERAGE
The following matters are excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of:

Exclusion 1 does not modify or limit the coverage provided under Covered Risk 5 or 6.

2. Any power of eminent domain. Exclusion 2 does not modify or limit the coverage provided under Covered Risk 7.

4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors' rights law, that the transaction vesting the Title as shown in Schedule A is a:
a. fraudulent conveyance or fraudulent transfer;
b. voidable transfer under the Uniform Voidable Transactions Act; or c. preferential transfer:
i. to the extent the instrument of transfer vesting the Title as shown in Schedule A is not a transfer made as a contemporaneous exchange for new value; or
ii. for any other reason not stated in Covered Risk 9.b.

5. Any claim of a PACA-PSA Trust. Exclusion 5 does not modify or limit the coverage provided under Covered Risk 8.

6. Any lien on the Title for real estate taxes or assessments, imposed or collected by a governmental authority that becomes due and payable after the Date of Policy. Exclusion 6 does not modify or limit the coverage provided under Covered Risk 2.b.

7. Any discrepancy in the quantity of the area, square footage, or acreage of the Land or of any improvement to the Land.

This policy does not insure against loss or damage and the Company will not pay costs, attorneys' fees, or expenses resulting from the terms and conditions of any lease or easement identified in Schedule A, and the following matters:

NOTE: The 2021 ALTA Owner’s Policy may be issued to afford either Standard Coverage or Extended Coverage. In addition to variable exceptions such as taxes, easements, CC&R’s, etc., the Exceptions from Coverage in a Standard Coverage policy will also include the Western Regional Standard Coverage Exceptions listed as 1 through 7 below:

2. Any facts, rights, interests, or claims that are not shown by the Public Records at Date of Policy but that could be (a) ascertained by an inspection of the Land or (b) asserted by persons or parties in possession of the Land.

3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records at Date of Policy.

6. Any lien or right to a lien for services, labor, material or equipment unless such lien is shown by the Public Records at Date of Policy.

ATTACHMENT ONE
(CONTINUED)

Page 35 of 37 ends

Attachment One (11/04/22)
2006 ALTA OWNER’S POLICY (06-17-06)

EXCLUSIONS FROM COVERAGE
The following matters are expressly excluded from the coverage of this policy, and the Company will not pay loss or damage, costs, attorneys' fees, or expenses that arise by reason of:

1. (a) Any law, ordinance, permit, or governmental regulation (including those relating to building and zoning) restricting, regulating, prohibiting, or relating to
(i) the occupancy, use, or enjoyment of the Land;
(ii) the character, dimensions, or location of any improvement erected on the Land; (iii) the subdivision of land; or
(iv) environmental protection;
or the effect of any violation of these laws, ordinances, or governmental regulations. This Exclusion 1(a) does not modify or limit the coverage provided under Covered Risk 5.
(b) Any governmental police power. This Exclusion 1(b) does not modify or limit the coverage provided under Covered Risk 6.

2. Rights of eminent domain. This Exclusion does not modify or limit the coverage provided under Covered Risk 7 or 8.

3. Defects, liens, encumbrances, adverse claims, or other matters (a) created, suffered, assumed, or agreed to by the Insured Claimant; (b) not Known to the Company, not recorded in the Public Records at Date of Policy, but Known to the Insured Claimant and not disclosed in writing to the Company by the Insured Claimant prior to the date the Insured Claimant became an Insured under this policy; (c) resulting in no loss or damage to the Insured Claimant; (d) attaching or created subsequent to Date of Policy (however, this does not modify or limit the coverage provided under Covered Risk 9 and 10); or
(e) resulting in loss or damage that would not have been sustained if the Insured Claimant had paid value for the Title.

4. Any claim, by reason of the operation of federal bankruptcy, state insolvency, or similar creditors’ rights laws, that the transaction vesting the Title as shown in Schedule A, is
(a) a fraudulent conveyance or fraudulent transfer; or
(b) a preferential transfer for any reason not stated in Covered Risk 9 of this policy.

5. Any lien on the Title for real estate taxes or assessments imposed by governmental authority and created or attaching between Date of Policy and the date of recording of the deed or other instrument of transfer in the Public Records that vests Title as shown in Schedule A.

EXCEPTIONS FROM COVERAGE
This policy does not insure against loss or damage, and the Company will not pay costs, attorneys’ fees, or expenses that arise by reason of:

NOTE: The 2006 ALTA Owner’s Policy may be issued to afford either Standard Coverage or Extended Coverage. In addition to variable exceptions such as taxes, easements, CC&R’s, etc., the Exceptions from Coverage in a Standard Coverage policy will also include the Western Regional Standard Coverage Exceptions listed below as 1 through 7 below:

3. Easements, liens or encumbrances, or claims thereof, not shown by the Public Records at Date of Policy.

6. Any lien or right to a lien for services, labor, material or equipment unless such lien is shown by the Public Records at Date of Policy.]

Notice of Available Discounts
Notice of Available Discounts Printed: 08.25.26 @ 10:21 AM SCA0003004.doc / Updated: 03.30.26 Page 36 of 37 CA-CW-FXFC-02620.208042-932608146 Pursuant to Section 2355.3 in Title 10 of the California Code of Regulations Fidelity National Financial, Inc. and its subsidiaries ("FNF") must deliver a notice of each discount available under our current rate filing along with the delivery of escrow instructions, a preliminary report or commitment. Please be aware that the provision of this notice does not constitute a waiver of the consumer's right to be charged the filed rate. As such, your transaction may not qualify for the below discounts.

You are encouraged to discuss the applicability of one or more of the below discounts with a Company representative.

These discounts are generally described below; consult the rate manual for a full description of the terms, conditions and requirements for such discount. These discounts only apply to transactions involving services rendered by the FNF Family of Companies. This notice only applies to transactions involving property improved with a one-to-four family residential dwelling.

Not all discounts are offered by every FNF Company. The discount will only be applicable to the FNF Company as indicated by the named discount.

FNF Underwritten Title Companies
Underwritten by FNF Underwriters
CTC - Chicago Title Company CTIC - Chicago Title Insurance Company CLTC - Commonwealth Land Title Company CLTIC - Commonwealth Land Title Insurance Co.

FNTC - Fidelity National Title Company FNTIC - Fidelity National Title Insurance Co.

FNTCCA - Fidelity National Title Company of California NTINY - National Title Insurance of New York TICOR - Ticor Title Company of California
LTC - Lawyer's Title Company
SLTC - ServiceLink Title Company
Available Discounts

CHURCHES OR CHARITABLE NON-PROFIT ORGANIZATIONS (CTIC, CLTIC, FNTIC, NTINY) On properties used as a church or for charitable purposes within the scope of the normal activities of such entities, provided said charge is normally the church's obligation the charge for an owner's policy shall be fifty percent (50%) to seventy percent (70%) of the appropriate title insurance rate, depending on the type of coverage selected. The charge for a lender's policy shall be forty percent (40%) to fifty percent (50%) of the appropriate title insurance rate, depending on the type of coverage selected.

DISASTER AREA TRANSACTIONS (CTIC, CLTIC, FNTIC, NTINY)
This rate is available for individuals or entities that were victims of a national or state disaster. The rate can be used for a Lender's Policy (Standard or Extended), or an Owner's Policy (Standard or Homeowners coverage). To qualify for this rate, the applicant must, prior to the closing of the applicable transaction, make a written request, including a statement meeting the following criteria:

A. The subject property is in a disaster area declared by the government of the United States or the State of California.

B. The subject property was substantially or totally destroyed in the declared disaster.

C. The subject property ownership has not changed since the time of the disaster.

The rate will be fifty percent (50%) of the applicable rate, and the transaction must be completed within sixty (60) months of the date of the declaration of the disaster.

DISASTER AREA ESCROWS (CTC, CLTC, FNTC, TICOR, LTC)
This rate is available for individuals or entities that were victims of a national or state disaster. The rate can be used for a loan or a sale escrow transaction. To qualify for this rate, the applicant must, prior to the closing of the applicable transaction, make a written request, including a statement meeting the following criteria:

A. The subject property is in a disaster area declared by the government of the United States or the State of California.

B. The subject property was substantially or totally destroyed in the declared disaster.

C. The subject property ownership has not changed since the time of the disaster.

Notice of Available Discounts
(continued)
Notice of Available Discounts Printed: 08.25.26 @ 10:21 AM SCA0003004.doc / Updated: 03.30.26 Page 37 of 37 CA-CW-FXFC-02620.208042-932608146 C. The subject property ownership has not changed since the time of the disaster.

The rate will be fifty percent (50%) of the applicable rate, and the transaction must be completed within sixty (60) months of the date of the declaration of the disaster. Standard minimum charge applies based upon property type. No other discounts or special rates, or combination of discounts or special rates, shall be applicable. Applies to a single transaction per property.

This rate is applicable to the following Zones/Counties:

Zone 1.A: Orange County
Zone 1.B: Riverside and San Bernardino Counties
Zone 2: Los Angeles County
Zone 3: Ventura County
Zone 10: San Diego County
Zone 12: Imperial County
If used for a sale transaction, the application of this rate assumes the charge for the Residential Sale Escrow Services (RSES) fee will be split evenly between buyer and seller. As such and regardless of how the calculated applicable RSES will be split between the disaster victim and the other principal, the rate will be applied only to one half (1/2) of the calculated applicable RSES fee, regardless of whether the disaster victim is paying half (1/2) of the RSES fee (as is customary) or paying the entire fee. The rate under this provision will be fifty percent (50%) of disaster victims' one half (1/2) portion only and shall not apply to any portion paid by non-disaster victim. Additional services will be charged at the normal rates.

MILITARY DISCOUNT RATE (CTIC, CLTIC, FNTIC)
Upon the Company being advised in writing and prior to the closing of the transaction that an active duty, honorably separated, or retired member of the United States Military or Military Reserves or National Guard is acquiring or selling an owner occupied one-to-four family property, the selling owner or acquiring buyer, as applicable, will be entitled to a discount equal to fifteen percent (15%) of the otherwise applicable rates such party would be charged for title insurance policies. Minimum charge: Four Hundred Twenty-Five And No/100 Dollars ($425.00) The Company may require proof of eligibility from the parties to the transaction verifying they are entitled to the discount as described. No other discounts or special rates, or combination of discounts or special rates, shall be applicable.

Wire Fraud Alert Page 1
Original Effective Date: 5/11/2017
Current Version Date: 5/11/2017 932608146
TM and © Fidelity National Financial, Inc. and/or an affiliate. All rights reserved

WIRE FRAUD ALERT
This Notice is not intended to provide legal or professional advice.

If you have any questions, please consult with a lawyer.

For more information on wire-fraud scams or to report an incident, please refer to the following links:

Federal Bureau of Investigation: Internet Crime Complaint Center:
http://www.fbi.gov
http://www.ic3.gov
Notice of Available Discounts
Notice of Available Discounts Printed: 08.25.26 @ 10:22 AM by SCA0001736.doc / Updated: 12.12.24 Page 1 CA-CW-FXFC-02620.208042-932608146 Pursuant to Section 2355.3 in Title 10 of the California Code of Regulations Fidelity National Financial, Inc. and its subsidiaries ("FNF") must deliver a notice of each discount available under our current rate filing along with the delivery of escrow instructions, a preliminary report or commitment. Please be aware that the provision of this notice does not constitute a waiver of the consumer's right to be charged the filed rate. As such, your transaction may not qualify for the below discounts.

You are encouraged to discuss the applicability of one or more of the below discounts with a Company representative. These discounts are generally described below; consult the rate manual for a full description of the terms, conditions and requirements for such discount. These discounts only apply to transactions involving services rendered by the FNF Family of Companies. This notice only applies to transactions involving property improved with a one-to-four family residential dwelling.

Not all discounts are offered by every FNF Company. The discount will only be applicable to the FNF Company as indicated by the named discount.

FNTC - Fidelity National Title Company FNTIC - Fidelity National Title Insurance Co.

To qualify for this rate, the applicant must, prior to the closing of the applicable transaction, make a written request, including a statement meeting the following criteria:

A. The subject property is in a disaster area declared by the government of the United States or the State of California.

B. The subject property was substantially or totally destroyed in the declared disaster.

C. The subject property ownership has not changed since the time of the disaster.

The rate will be fifty percent (50%) of the applicable rate, and the transaction must be completed within sixty (60) months of the date of the declaration of the disaster.

Notice of Available Discounts
(continued)
Notice of Available Discounts Printed: 08.25.26 @ 10:22 AM by SCA0001736.doc / Updated: 12.12.24 Page 2 CA-CW-FXFC-02620.208042-932608146 months of the date of the declaration of the disaster.

A. The subject property is in a disaster area declared by the government of the United States or the State of California.

B. The subject property was substantially or totally destroyed in the declared disaster.

C. The subject property ownership has not changed since the time of the disaster.

Applies to a single transaction per property.

This rate is applicable to the following Zones/Counties:

Additional services will be charged at the normal rates.

MILITARY DISCOUNT RATE (CTIC, CLTIC, FNTIC)
Upon the Company being advised in writing and prior to the closing of the transaction that an active duty, honorably separated, or retired member of the United States Military or Military Reserves or National Guard is acquiring or selling an owner occupied one-to-four family property, the selling owner or acquiring buyer, as applicable, will be entitled to a discount equal to fifteen percent (15%) of the otherwise applicable rates such party would be charged for title insurance policies. Minimum charge: Four Hundred Twenty-Five And No/100 Dollars ($425.00)
The Company may require proof of eligibility from the parties to the transaction verifying they are entitled to the discount as described. No other discounts or special rates, or combination of discounts or special rates, shall be applicable.

Privacy Statement Printed: 08.25.26 @ 10:22 AM by
SSCORPD0911.doc Page 1 CA-CW-FXFC-02620.208042-932608146

FIDELITY NATIONAL FINANCIAL

Privacy Statement Printed: 08.25.26 @ 10:22 AM by
SSCORPD0911.doc Page 2 CA-CW-FXFC-02620.208042-932608146 or limit some functionality of the FNF Website.

Web Beacons. We use web beacons to determine when and how many times a page has been viewed. This information is used to improve our websites.

Do Not Track . Currently our FNF Websites do not respond to "Do Not Track" features enabled through your browser.

Links to Other Sites. FNF Websites may contain links to unaffiliated third-party websites. FNF is not responsible for the privacy practices or content of those websites. We recommend that you read the privacy policy of every website you visit.

When Information Is Disclosed
We may disclose the categories of Personal Information and Browsing Information listed above for the following purposes:
 to enable us to detect or prevent criminal activity, fraud, material misrepresentation, or nondisclosure;  to affiliated or nonaffiliated service providers who provide or perform services or functions on our behalf and who agree to use the information only to provide such services or functions;  to affiliated or nonaffiliated third parties with whom we perform joint marketing, pursuant to an agreement with them to jointly market financial products or services to you;  to law enforcement or authorities in connection with an investigation, or in response to a subpoena or court order; or
 in the good-faith belief that such disclosure is necessary to comply with legal process or applicable laws, or to protect the rights, property, or safety of FNF, its customers, or the public.

The law does not require your prior authorization and does not allow you to restrict the disclosures described above. Additionally, we may disclose your information to third parties for whom you have given us authorization or consent to make such disclosure. We do not otherwise share your Personal Information or Browsing Information with nonaffiliated third parties, except as required or permitted by law.

Security of Your Information
We maintain physical, electronic, and procedural safeguards to protect your Personal Information.

State-Specific Consumer Privacy Information
:

For additional information about your state-specific consumer privacy rights, to make a consumer privacy request, or to appeal a previous privacy request, please follow the link Privacy Request, or email [email protected], or call (888) 714-2710.

Privacy Statement Printed: 08.25.26 @ 10:22 AM by
SSCORPD0911.doc Page 3 CA-CW-FXFC-02620.208042-932608146 (888) 714-2710.

For California Residents: We will not share your Personal Information or Browsing Information with nonaffiliated third parties, except as permitted by California law. For additional information about your California privacy rights, please visit the "California Privacy" link on our website (fnf.com/california-privacy ) or call (888) 413-1748.

Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: (702) 486-3132; email: [email protected] .

For Oregon Residents : We will not share your Personal Information or Browsing Information with nonaffiliated third parties for marketing purposes, except after you have been informed by us of such sharing and had an opportunity to indicate that you do not want a disclosure made for marketing purposes. For additional information about your Oregon consumer privacy rights, or to make a consumer privacy request, or appeal a previous privacy request, please email [email protected]
or call (888) 714-2710
FNF is the controller of the following businesses registered with the Secretary of State in Oregon:

Chicago Title Company of Oregon, Fidelity National Title Company of Oregon, Lawyers Title of Oregon, LoanCare, Ticor, Title Company of Oregon, Western Title & Escrow Company, Chicago Title Company, Chicago Title Insurance Company, Commonwealth Land Title Insurance Company, Fidelity National Title Insurance Company, Liberty Title & Escrow, Novare National Settlement Service, Ticor Title Company of California, Exos Valuations, Fidelity & Guaranty Life, Insurance Agency, Fidelity National Home Warranty Company, Fidelity National Management Services, Fidelity Residential Solutions, FNF Insurance Services, FNTG National Record Centers, IPEX, Mission Servicing Residential, National Residential Nominee Services, National Safe Harbor Exchanges, National Title Insurance of New York, NationalLink Valuations, NexAce Corp., ServiceLink Auction, ServiceLink Management Company, ServiceLink Services, ServiceLink Title Company of Oregon, ServiceLink Valuation Solutions, Western Title & Escrow Company
For Vermont Residents
: We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures.

Privacy Statement Printed: 08.25.26 @ 10:22 AM by
SSCORPD0911.doc Page 4 CA-CW-FXFC-02620.208042-932608146 this Privacy Notice titled When Information is Disclosed, Choices with Your Information, and Accessing and Correcting Information do not apply to the Service Websites. The mortgage loan servicer or lender's privacy notice governs use, disclosure, and access to your Personal Information. FNF does not share Personal Information collected through the Service Websites, except as required or authorized by contract with the mortgage loan servicer or lender, or as required by law or in the good-faith belief that such disclosure is necessary: to comply with a legal process or applicable law, to enforce this Privacy Notice, or to protect the rights, property, or safety of FNF or the public.

Fidelity National Financial, Inc.
601 Riverside Avenue,
Jacksonville, Florida 32204
Attn: Chief Privacy Officer

ATTACHMENT ONE
Attachment One (11/04/22)