Workshop March 9, 2023
History of
The Trust
• Started in 1972 by agreement of the City and its
Employee Bargaining Association
• Independent Trust Created
• Jointly Trusteed -with equal authority for
City appointed Trustees and Employee
Bargaining Association Trustees
• Written Trust Agreement created by the City
and its Employee Bargaining Associations
Trustees
MANAGEMENT
TRUSTEE -
APPOINTMENT
LABOR-BARGAINING
ASSOCIATION TRUSTEE
– APPOINTMENT
Governing Law
Non-ERISA Plan but subject to California Trust Law
Open Meeting Rules (Brown Act)
Affordable Care Act
HIPAA
Other Federal and State Laws Regulating Health Plans
Responsibilities of Trustees
• Fiduciary Role/must act prudently in the sole interest of the plan participants
• Comply with Federal and State of California Laws regulating the Health Plan
• Determine the menu of benefits recognizing the need to maintain the financial stability of the Trust
• Vote on all issues regarding the Health Plan
• 50/50 vote
• Special Rule for establishing Contribution Rate
Plan Professionals
The Law Office of Michael E. Moss
• Trust Attorney
• Advisor regarding all legal issues impacting the Trust Plan Professionals
Rael & Letson
• Consultant for the Health and Welfare Plan
• Provides input to Trustees regarding Plan design
• Benefits
• Medical
• Dental
• Vision
• Rx
• Other
• Vendor Negotiations/Reviews/Renewals/RFP
• Contribution Rates
• Assist with preparation of Plan Documents/Participant Notices Plan Professionals
HealthComp
• Administration Office
• Manage all aspects of plan administration as directed by the Board of Trustees
• Manage eligibility for individuals identified by the City of Fresno as eligible pursuant to the Plan Document
• Customer Service
• Claims Administration
• Record Keeping
• Coordinate Regular and Special Board Meetings
• Agenda
• Minutes
• Board Materials
Benefits Comparison
Prepared by City of Fresno Personnel Services Department • The below include Employer Plans and not Trust/Taft Hartley Plans.
Employer Plans can be more flexible in plan offerings and contributions than Trust/Taft Hartley Plans which can be subject to Collective Bargaining.
Benefits Survey
Prepared by City of Fresno Personnel Services Department
City of Fresno
Prepared by City of Fresno Personnel Services Department
City of Clovis
Prepared by City of Fresno Personnel Services Department
Fresno County
Prepared by City of Fresno Personnel Services Department
Clovis Unified
Prepared by City of Fresno Personnel Services Department
Fresno Unified
Prepared by City of Fresno Personnel Services Department
City of Bakersfield
Prepared by City of Fresno Personnel Services Department