CITY OF FULLERTON
AMENDMENT NUMBER ONE TO PROFESSIONAL SERVICES AGREEMENT WITH
BANK OF THE WEST
THIS AMENDMENT NUMBER ONE (“ Amendment”) to the Professional Services Agreement is made and entered on this ___________ day of________________, 2020, by and between the CITY OF FULLERTON (“City”), and BANK OF THE WEST (“BANK”).
RECITALS
A. On March 16, 2016, the City and the Bank entered into a five (5) year Professional Services Agreement (“Agreement”) for the Bank to provide financial bankingservices.
B. Based on comparative information provided by the Bank, the City has determined the Bank remains the most competitive candidate for service, and the City will achieve net savings through an extension of service.
C. Bank represents that it has that degree of specialized expertise contemplated within California Government Code section 37103, and holds all necessary licenses to practice and perform the services herein contemplated.
D. No official or City employee has a financial interest, within the provisions of Sections 1090-1092 of the California Government Code, in the subject matter of this Agreement.
NOW, THEREFORE, for and in considerationof the mutual covenants and conditions contained herein, the parties hereby agree as follows:
1. Section2.0 of the Agreement, ”Term of Agreement,” is amendedto a three (3) year extension.
2. Section 4.0 of the Agreement, “Compensation For Services,” is amended to include the achieved savings in accordance with the fee schedule set forth in Exhibit “A.”
3. Section 6.4 of the Agreement, “Insurance” is to be entirely amended to include the following verbiage: Bank shall procure and maintain throughout the duration of this Agreement, insurance against claims for injuries to persons or damages to property which may arise from or in connection with the performance of the work hereunder by Bank, its agents, representatives, employees or subcontractors. Bank shall provide current evidence of the required insurance in a form acceptableto City and shall provide replacementevidencefor any required insurancewhich expiresprior to the completion, expiration, or terminationof this Agreement. Nothing in this section shall be construedas limiting in any way, the Indemnificationand Hold Harmlessclause contained herein in Section 6.8 or the extent to which Bank may be held responsible for payments of damages to persons or property (Exhibit “B”).
A. Section 6.4 of the Agreement, “Insurance” shall also include the following minimum scope and limits of insurance amendments.
December16
Commercial General Liability Insurance. Bank shall maintain commercial general liability insurance coverage in a form at least as broad as ISO Form #CG 00 01, with a limit of not less than $1,000,000 each occurrence. If such insurance contains a general aggregate limit, it shall apply separately to the Agreement or shall be twice the required occurrence limit.
Business Automobile Liability Insurance. Bank shall maintain business automobile liability insurance coverage in a form at least as broad as ISO Form # CA 00 01, with a limit of not less than $1,000,000 each accident. Such insuranceshall include coverage for owned, hired and non- owned automobiles.
Workers’ Compensation and Employers’ Liability Insurance. Bank shall maintain workers’ compensationinsuranceas requiredby the State of Californiaand employers’ liabilityinsurance with limits of not less than $1,000,000 each accident.
Professional Liability Insurance. Bank shall maintain professional liability insurance appropriate to Bank’s professionwitha limit of not lessthan $2,000,000. If policyis writtenas a “claimsmade” policy, the retro date of the policy shall be prior to the start of the contractwork.
CyberLiabilityInsurance. Bankshall maintaincyberliabilityinsurancecoveragewith a limit of not less than $2,000,000 per claim and $2,000,000 aggregate. Coverage shall be sufficiently broad to respond to the duties and obligations as is undertaken by Bank in this Agreement and shall include but not be limited to claims involving infringement of intellectual property, including but not limited to infringement of copyright, trademark, trade dress, invasion of privacy violations, information theft, damage to or destruction of electronic information, release of private information, alteration of electronic information, extortion and network security. The policy shall provide coverage for breach response costs as well as regulatory fines, penalties and credit monitoring expenses with limits sufficient to respond to these obligations Deductibles and Self-Insured Retentions. Any deductible or self-insured retention must be declaredto and approvedby City.
Other Insurance Provisions. The required insurance policies shall contain or be endorsed to contain the following provisions:
CommercialGeneral Liability. City, its elected or appointedofficials, officers, employees and volunteers are to be covered as additional insureds with respect to liability arising out of work or operations performed by or on behalf of Bank, including materials, parts or equipment furnished in connection with such work or operations. Such coverage as an additionalinsured shall not be limited to the period of time during which Bank is conducting ongoing operations for City but rather, shall continue after the completion of such operations. The coverageshall contain no special limitationson the scope of its protection afforded to City, its officers, employees and volunteers.
CommercialGeneral Liability. This insurance shall be primary insurance as respects City, its officers, employees and volunteers and shall apply separately to each insured against whom a suit is brought or a claim is made. Any insurance or self-insurance maintained by City, its officers, employeesand volunteers shall be excess of this insurance and shall not contribute with it.
ProfessionalLiability. If the ProfessionalLiabilitypolicyis writtenon a “claimsmade” form, Bank shall maintain similar coverage for three consecutive years following completion of the project and shall thereafter, submit annual evidence of coverage. Additionally, Bank shall provide certified copies of the claims reporting requirements contained within the policies.
Workers’ Compensationand Employers’ Liability Insurance. Insurer shall waive their right of subrogationagainst City, its officers, employeesand volunteersfor work done on behalf of City.
All Coverages. Each insurancepolicy required by this clause shall be endorsed to state that coverage shall not be canceled, except after thirty (30) days’ prior written notice by certified mail, return receipt requested, has been given to City.
If Bank maintains higher limits or has broader coverage than the minimums shown above, City requires and shall be entitled to all coverage, and to the higher limits maintained by Bank. Any availableinsuranceproceedsin excessof the specifiedminimumlimits of insuranceand coverage shall be available to City.
Acceptabilityof Insurers. All required insuranceshall be placed with insurers acceptableto City with current BEST’S ratings of no less than A, Class VII. Workers’ compensationinsurance may be placed with the California State CompensationInsurance Fund. All insurers shall be licensed by or hold admitted status in the State of California. At the sole discretion of City, insurance provided by non-admitted or surplus carriers with a minimum BEST’S rating of no less than A- Class X may be accepted if Bank evidences the requisite need to the sole satisfaction of City.
Verificationof Coverage. Bank shallfurnish City with certificatesof insurancewhichbear original signaturesof authorizedagents and which reflect insurers namesand addresses, policy numbers, coverage, limits, deductibles and self-insured retentions. Additionally, Bank shall furnish copies of all policy endorsements required herein. All certificates and endorsements must be received and approved by City before work commences. City reserves the right to require at any time complete, certified copies of any or all required insurance policies and endorsements.
4. The effective date of this Amendment is March 16, 2021.
5. Exceptas set forth in this Amendment, all terms and provisionsof the Agreement shall remain in full force and effect.
IN WITNESS WHEROF, the parties hereto have caused this Amendment to be executed by and through their respective authorized officers.
CITY OF FULLERTON
Date:______________________
Ellis Chang, City Treasurer
12/ 16/ 2020
BANK OF THE WEST
Date:______________________
Matthew Kirschenman, Vice President
APPROVAL AS TO FORM
Date:______________________
RichardD. Jones, City Attorney
richard jones ( Nov 30, 2020 15: 19 PST)
richard jones 11- 30- 20
Matthew Kirschenman ( Nov 30, 2020 17: 39 CST)
Matthew Kirschenman 11- 30- 20
11/19/2020
AFP Code
150100
100000
35022Z
150420
10400
239
10020
100220
100200
100400
101010
151353
151353
350300
50010
500001
50222
50222
50200
05051M
50401
50015
05041Z
05041Z
200310
200206
200201
200010
150030
150030
150030
250201
250200
250300
250301
250642
409999
409999
409999
400220
400220
400220
400220
400220
400220
6025 TN Previous Day Balance Items ( 0-1,000) 400 $ 0.15 6025 TN Previous Day Balance Items (1,001-5,000) 0 $ 0.12 6025 TN Previous Day Balance Items ( 5,000+) 0 $ 0.10
0.100TNPrevious Day Detail Items (5,000+)6025
1-1
Banking Services RFP Pricing Sheet
Monthly
6025 TN Previous Day Detail Items (0-1,000) 400 $ 0.15
6025 TN Previous Day Detail Items (1,001-5,000) 0 $ 0.12
ONLINE REPORTING
6010 TN Base Fee (6+ accts) 2 $ 25.00
6010 TN Base Fee (0 - 1 acct) 1 $ 55.00
6010 TN Base Fee (2 - 5 accts) 4 $ 30.00
5526 RETURNED ITEMS - CREDIT 2 $ 2.00
5530 REVERSAL 1 $ 8.00
8 ELECTRONIC ( ACH) DEBITS 80 $ 0.06
5525 RETURNED ITEMS - DEBIT 7 $ 2.00
ACH SERVICES
7 ELECTRONIC ( ACH) CREDITS 750 $ 0.06
2602 EXCEPTION ITEMS 18 $ 0.75
2603 CHECK RETURNS 12 $ 3.00
POSITIVE PAY
2601 POSITIVE PAY BASE FEE 1 $ 20.00
2508 INPUT ISSUE, ELECTRONIC 850 $ 0.05
2515 BASE FEE 1 $ 35.00
2503 PAPER ISSUE 1 $ 0.25
2506 VOID - CANCEL TAPE I PROCESSING 5 $ 0.05
2271 EXPRESS MAIL PROCESSING 2.25 $ 1.10
ACCOUNT RECONCILEMENT PROCESSING
2240 BASE FEE IMAGING 1 $ 350.00
2250 DAILY PACKAGE PREP 20.92 $ 1.10
2222 IRREGUALR CORRESPONDENCE 90.17 $ 0.176
2230 BASE FEE TRANSMISSION 1 $ 80.00
2210 OCR STANDARD ITEM 4,800 $ 0.10725
2211 OCR MULTl ITEMS 700 $ 0.1375
2212 RETAIL CHECK PROCESSING ONLY 950 $ 0.0352
2201 BASE FEE RETAIL LOCKBOX 1 $ 200.00
2203 DDA ACCOUNT MAINT 1 $ 5.50
1400 INCOME WIRE - AUTO 2 $ 5.00
LOCKBOX SERVICES
71 IMAGES WRITTEN TO CD 2,800 $ 0.02
WIRE TRANSFER SERVICES
IMAGE EXPRESS SERVICES
70 CD PRODUCED - PER CD 1 $ 12.00
TRANSPORTATION SERVICES
64 ARMORED CAR 1 $ 642.71
DEPOSITED ITEMS RETURNED/ RECLEARED
248 RETURNED DEPOSITED ITEM 21 $ 2.25
1020 NON-ENCODED ON US 200 $ 0.03
1030 NON-ENCODED LOCAL AND NON-LOCAL 10,050 $ 0.03
299 ZBA CONCENTRATION ACCOUNT FEE 1 $ 8.00
CHECKS DEPOSITED - NON-ENCODED
300 ZBA SUB ACCOUNTS 5 $ 0.00
93 DEPOSIT ADMINISTRATION FEE 10,000 $ 0.065 per $1,000
ZBA CHARGES
6 STOP PAYMENTS 2 $ 30.00 Placedby Branch
29 MONTHLY MAINTENANCE 7 $ 7.00
2 DEPOSITS PROCESSED 21 $ 0.50
5 BOOK TRANSFERS 0 $ 7.50 Placedby Branch
MISCELLANEOUS SERVICES
1 CHECKS PAID 637 $ 0.04
Service Average Cost
Code Description Volume Per Item Comments
EXHIBIT A
Bank of the West - Banking Services RFP Pricing Sheet
Date: 2020 Contract Extension ( 3-Year Pricing)
Monthly
Service
Code Description
6028 CHECK IMAGING
6050 TN CurrDay Service ( 0 - 1 acct)
6050 TN CurrDay Service ( 2 - 5 accts)
6050 TN CurrDay Service ( 6+ accts)
6065 TN CurrDay Balance Items ( 0-1,000)
6065 TN CurrDay Balance Items ( 1,001- 5,000)
6065 TN CurrDay Balance Items ( 5,000+)
6065 TN CurrDay Detail Items ( 0-1,000)
6065 TN CurrDay Detail Items ( 1,001- 5,000)
6065 TN CurrDay Detail Items ( 5,000+)
6120 1 ANALYSIS STATEMENT
DEPOSIT STATEMENT
6130 ACH SPECIAL REPORTS
6130 ARP Special Report
6170 6 MONTH STOP PAYMENT
6171 12 MONTH STOP PAYMENT
6200 WIRE TRANSFER BASE FEE
6220 BOOK TRANSFER WIRE
6225 DOMESTIC WIRE
6236 ACCOUNT TRANSFER ITEMS
6250 ACH MONTHLY MAINTENANCE
6275 ACH FILE UPLOAD 1 - 1000
6276 ACH FILE UPLOAD ITEMS
CASH SERVICES
13 CURRENCY DEPOSITED PER $ 1
52 COIN DEPOSITED LOOSE PER $ 1
63 DUAL CONTROL DEPOSIT
CASH VAULT
7700 CASH VAULT DEPOSITS
7701 CURR DEPOSITED STANDARD PER $ 100
7702 CASH VAULT BAG DEPOSIT PROCESSING
7720 1 ROLLED COIN
7723 COIN DEPOSITED PARTIA/ MIXED BAG
7794 DEPOSIT SUPPLIES
7760 DEPOSIT ADJUSTMENT
7763 ADJUSTMENT RECEIPT ELECTRONIC
OTHER ITEMS NOT LISTED:
IMAGE ONLINE EXPRESS
ACH POSITIVE PAY
MONTHLY MAINTENANCE
EXCEPTION REPORTING
FILTER MAINTENANCE
ELECTRONIC DEPOSIT SERVICE (EDS)
ADDITIONAL ACCOUNTS
DEPOSIT FEE 1-20
DEEPOSIT FEE 21+
ITEMS DEPOSITED 1-100
ITEMS DEPOSITED 101+
400003 1 $ 55.00
400003 4 $ 30.00
400223 38 $ 0.15
400223 0 $ 0.12
I
1-2
0 $ 0.00 No charge
0 $ 0.00 No charge
0 $ 0.00 No charge
1 $ 45.00 Remote Deposit-includes one account
0 $ 8.00
0 $ 0.00 No charge
0 $ 1.25
0 $ 0.75 PER FILTER
1 $ 20.00 Company Monthly Maintenance
7 $ 5.00
1 $ 40.00 Covers all accounts; sevenyear retention
100500 1 $ 5.00
100540 1 $ 0.85
100101 5 $ 0.10
100112 1 $ 4.70
1008ZZ 1 at cost
100100 20 $ 0.50
100115 2,500 $ 0.07
100102 20 $ 0.25
100010 17 $ 0.03
100102 30 $ 0.60
250501 2,900 $ 0.060
100015 80,000 $ 0.001
350104 1 $ 1.00
250000 1 $ 15.00
250501 1,000 $ 0.08
350000 1 $ 10.00
350122 0 $ 5.00
350100 8 $ 5.00
250400 9 $ 0.65
150410 7 $ 4.00
150410 1 $ 4.00
10306 7 $ 0.65
10307 7 $ 0.65
250400 9 $ 0.65
400003 4 $ 25.00
400223 38 $ 0.15
400223 0 $ 0.10
400223 0 $ 0.12
400223 0 $ 0.10
Average Cost
AFP Code Volume Per Item Comments
151351 130 $ 0.100
EXHIBIT B
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS.
INSURER( S) AFFORDING COVERAGE
INSURER F :
INSURER E :
INSURER D :
INSURER C :
INSURER B :
INSURER A :
NAIC #
NAME:
CONTACT
A/C, No):
FAX
E-
MAILADDRESS:
PRODUCER
A/C, No, Ext):
PHONE
INSURED
REVISION NUMBER:CERTIFICATE NUMBER:COVERAGES
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy( ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement( s).
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER( S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
OTHER:
Per accident)
Ea accident)
N / A
SUBR
WVD
ADDL
INSD
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
PROPERTY DAMAGE
BODILY INJURY ( Per accident)
BODILY INJURY ( Per person)
COMBINED SINGLE LIMIT
AUTOS ONLY
AUTOSAUTOSONLY
NON-OWNED
SCHEDULEDOWNED
ANY AUTO
AUTOMOBILE LIABILITY
Y / N
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY
OFFICER/ MEMBER EXCLUDED?
Mandatory in NH)
DESCRIPTION OF OPERATIONS below
If yes, describe under
ANYPROPRIETOR/ PARTNER/ EXECUTIVE
E.L. DISEASE - POLICY LIMIT
E.L. DISEASE - EA EMPLOYEE
E.L. EACH ACCIDENT
EROTH-STATUTEPER
LIMITS(MM/DD/YYYY)
POLICY EXP(
MM/DD/YYYY)
POLICY
EFFPOLICYNUMBERTYPEOFINSURANCELTRINSR
DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES ( ACORD 101, Additional Remarks Schedule, may be attached if more space is required)
EXCESS LIAB
UMBRELLA LIAB $ EACH OCCURRENCE
AGGREGATE
OCCUR
CLAIMS- MADE
DED RETENTION $
PRODUCTS - COMP/OP AGG
GENERAL AGGREGATE
PERSONAL & ADV INJURY
MED EXP (Any one person)
EACH OCCURRENCE
DAMAGE TO RENTED $
PREMISES ( Ea occurrence)
COMMERCIAL GENERAL LIABILITY
CLAIMS- MADE OCCUR
GEN'L AGGREGATE LIMIT APPLIES PER:
POLICY PRO-
JECT LOC
CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY)
CANCELLATION
AUTHORIZED REPRESENTATIVE
ACORD 25 ( 2016/ 03)
1988- 2016 ACORD CORPORATION. All rights reserved.
CERTIFICATE HOLDER
The ACORD name and logo are registered marks of ACORD
HIRED
AUTOS ONLY
Willis TowersWatsonInsurance Services West, Inc.
c/ o 26 Century Blvd
P.O. Box 305191
Nashville, TN 372305191 USA
Bankof the West
2527 CaminoRamon, NC-B07-2F-O
SanRamon, CA 94583 USA
City of Fullerton, its officers and employeesare included as Additional Insureds as respects to General Liability.
City of Fullerton
Attn: Julia James
Director of Administrative Services
303 W. CommonwealthAvenue
Fullerton, CA92832
05/29/2020
1-877-945-7378 1-888-467-2378
certificates@willis. com
Zurich AmericanInsurance Company 16535
Continental Insurance Company
AmericanZurich Insurance Company
35289
40142
W16671927
A
1,000,000
1,000,000
0 1,000,000
2,000,000
2,000,000
Y GLO115057402 06/01/2020 06/01/2021
A
1,000,000
06/01/202106/01/2020BAP115057502
B 25,000,000
10,000
6046031306 06/01/2020 06/01/2021 25,000,000
WC115057202C 1,000,
00006/01/2020 06/01/2021 1,000,000
1,000,000
A WorkersCompensationand
EmployersLiability
E.L. EachAccidentWC115057302 06/01/2020 06/01/2021
E.L. Disease-EAEmpl
Per Statute E.L. Disease-Pol Lmt
169531319672085SRID: BATCH:
1,000,000
1,000,000
1,000,000
Willis TowersWatsonCertificate Center
Page1 of 2
ACORD 101 (2008/ 01)
The ACORD name and logo are registered marks of ACORD
2008 ACORD CORPORATION. All rights reserved.
THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: FORM TITLE:
ADDITIONAL REMARKS
ADDITIONAL REMARKS SCHEDULE Page of
AGENCY CUSTOMER ID:
LOC #:
AGENCY
CARRIER NAIC CODE
POLICY NUMBER
NAMED INSURED
EFFECTIVE DATE:
Bankof the West
2527 CaminoRamon, NC-B07-2F-O
SanRamon, CA 94583 USA
General Liability policy shall be Primary to any other insurance in force for or which maybe purchasedby Additional Insureds.
2 2
Willis TowersWatsonInsurance Services West, Inc.
See Page1
SeePage1 SeePage1 See Page1
25 Certificate of Liability Insurance
W16671927CERT:1695313BATCH:19672085SRID:
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS.
INSURER( S) AFFORDING COVERAGE
INSURER F :
INSURER E :
INSURER D :
INSURER C :
INSURER B :
INSURER A :
NAIC #
NAME:
CONTACT
A/C, No):
FAX
E-
MAILADDRESS:
PRODUCER
A/C, No, Ext):
PHONE
INSURED
REVISION NUMBER:CERTIFICATE NUMBER:COVERAGES
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy( ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement( s).
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER( S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
OTHER:
Per accident)
Ea accident)
N / A
SUBR
WVD
ADDL
INSD
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
PROPERTY DAMAGE
BODILY INJURY ( Per accident)
BODILY INJURY ( Per person)
COMBINED SINGLE LIMIT
AUTOS ONLY
AUTOSAUTOSONLY
NON-OWNED
SCHEDULEDOWNED
ANY AUTO
AUTOMOBILE LIABILITY
Y / N
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY
OFFICER/ MEMBER EXCLUDED?
Mandatory in NH)
DESCRIPTION OF OPERATIONS below
If yes, describe under
ANYPROPRIETOR/ PARTNER/ EXECUTIVE
E.L. DISEASE - POLICY LIMIT
E.L. DISEASE - EA EMPLOYEE
E.L. EACH ACCIDENT
EROTH-STATUTEPER
LIMITS(MM/DD/YYYY)
POLICY EXP(
MM/DD/YYYY)
POLICY
EFFPOLICYNUMBERTYPEOFINSURANCELTRINSR
DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES ( ACORD 101, Additional Remarks Schedule, may be attached if more space is required)
EXCESS LIAB
UMBRELLA LIAB $ EACH OCCURRENCE
AGGREGATE
OCCUR
CLAIMS- MADE
DED RETENTION $
PRODUCTS - COMP/OP AGG
GENERAL AGGREGATE
PERSONAL & ADV INJURY
MED EXP (Any one person)
EACH OCCURRENCE
DAMAGE TO RENTED $
PREMISES ( Ea occurrence)
COMMERCIAL GENERAL LIABILITY
CLAIMS- MADE OCCUR
GEN'L AGGREGATE LIMIT APPLIES PER:
POLICY PRO-
JECT LOC
CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY)
CANCELLATION
AUTHORIZED REPRESENTATIVE
ACORD 25 ( 2016/ 03)
1988- 2016 ACORD CORPORATION. All rights reserved.
CERTIFICATE HOLDER
The ACORD name and logo are registered marks of ACORD
HIRED
AUTOS ONLY
Paul Huelbig
SEA-003178136-06
Retention
of Marsh Risk & Insurance Services
SANFRANCISCO, CA94111
N
4 09/01/2020BANKERSPROFESSIONALLIABILITY
EVIDENCEOFINSURANCE - BANKERSPROFESSIONALLIABLILITY (E&O) 09/11/2020
5,000,000
20,000,000
TOWHOMITMAYCONCERN * * *
SANRAMON, CA94583
BANKOFTHEWEST
CN102996569-BOW-BPL20-20-21
BANKERSPROFLIABILITY
N/A
09/01/2021
FOUREMBARCADEROCENTER, SUITE1100
MARSHRISK & INSURANCESERVICES
CALIFORNIALICENSENO. 0437153
2527CaminoRamon
BANKOFTHEWEST
SANRAMON, CA94583
SEEATTACHED
12677ALCOSTABOULEVARD
N/A
ACORD 101 (2008/ 01)
The ACORD name and logo are registered marks of ACORD
2008 ACORD CORPORATION. All rights reserved.
THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: FORM TITLE:
ADDITIONAL REMARKS
ADDITIONAL REMARKS SCHEDULE Page of
AGENCY CUSTOMER ID:
LOC #:
AGENCY
CARRIER NAIC CODE
POLICY NUMBER
NAMED INSURED
EFFECTIVE DATE:
CARRIER: ACEAMERICANINSCO.
LIMITOFLIABILITY $10,000,000
22 LIMITOFLIABILILTY $10,000,000
POLICY # 01-708-20-37
San Francisco
BANKERSPROFESSIONALLIABILITY
CARRIER: NATIONALUNIONFIREINSURANCECOMPANYOFPITTSBURGH, PA
BPLPRIMARY
Certificateof LiabilityInsurance
CN102996569
RETENTION: $5000000
BPL1STEXCESS
POLICY #DOXG2457572A012
MARSHRISK & INSURANCESERVICES 2527CaminoRamon
BANKOFTHEWEST
SANRAMON, CA94583
25 SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS.
INSURER( S) AFFORDING COVERAGE
INSURER F :
INSURER E :
INSURER D :
INSURER C :
INSURER B :
INSURER A :
NAIC #
NAME:
CONTACT
A/C, No):
FAX
E-
MAILADDRESS:
PRODUCER
A/C, No, Ext):
PHONE
INSURED
REVISION NUMBER:CERTIFICATE NUMBER:COVERAGES
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy( ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement( s).
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER( S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
OTHER:
Per accident)
Ea accident)
N / A
SUBR
WVD
ADDL
INSD
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
PROPERTY DAMAGE
BODILY INJURY ( Per accident)
BODILY INJURY ( Per person)
COMBINED SINGLE LIMIT
AUTOS ONLY
AUTOSAUTOSONLY
NON-OWNED
SCHEDULEDOWNED
ANY AUTO
AUTOMOBILE LIABILITY
Y / N
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY
OFFICER/ MEMBER EXCLUDED?
Mandatory in NH)
DESCRIPTION OF OPERATIONS below
If yes, describe under
ANYPROPRIETOR/ PARTNER/ EXECUTIVE
E.L. DISEASE - POLICY LIMIT
E.L. DISEASE - EA EMPLOYEE
E.L. EACH ACCIDENT
EROTH-STATUTEPER
LIMITS(MM/DD/YYYY)
POLICY EXP(
MM/DD/YYYY)
POLICY
EFFPOLICYNUMBERTYPEOFINSURANCELTRINSR
DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES ( ACORD 101, Additional Remarks Schedule, may be attached if more space is required)
EXCESS LIAB
UMBRELLA LIAB $ EACH OCCURRENCE
AGGREGATE
OCCUR
CLAIMS- MADE
DED RETENTION $
PRODUCTS - COMP/OP AGG
GENERAL AGGREGATE
PERSONAL & ADV INJURY
MED EXP (Any one person)
EACH OCCURRENCE
DAMAGE TO RENTED $
PREMISES ( Ea occurrence)
COMMERCIAL GENERAL LIABILITY
CLAIMS- MADE OCCUR
GEN'L AGGREGATE LIMIT APPLIES PER:
POLICY PRO-
JECT LOC
CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY)
CANCELLATION
AUTHORIZED REPRESENTATIVE
ACORD 25 ( 2016/ 03)
1988- 2016 ACORD CORPORATION. All rights reserved.
CERTIFICATE HOLDER
The ACORD name and logo are registered marks of ACORD
HIRED
AUTOS ONLY
Paul Huelbig
SEA-003503498-05
RETENTION
of Marsh Risk & Insurance Services
SANFRANCISCO, CA94111
N
1 05/01/2020CYBERRISKLIABILITYA
05/13/2020
1,653,405
50,000,000
SANRAMON, CA94583
BANKOFTHEWEST
EVIDENCEOFINSURANCE.
CN102996569-BOW-CYBER-20-21
LIMITOFLIABILITY:05/01/2021
FOUREMBARCADEROCENTER, SUITE1100
MARSHRISK & INSURANCESERVICES
CALIFORNIALICENSENO. 0437153
BNPPARIBAS
BANKOFTHEWEST
SANRAMON, CA94583
12677ALCOSTABOULEVARD
SEEATTACHED
12677ALCOSTABOULEVARD
SEEATTACHEDSCHEDULE
ACORD 101 (2008/ 01)
The ACORD name and logo are registered marks of ACORD
2008 ACORD CORPORATION. All rights reserved.
THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: FORM TITLE:
ADDITIONAL REMARKS
ADDITIONAL REMARKS SCHEDULE Page of
AGENCY CUSTOMER ID:
LOC #:
AGENCY
CARRIER NAIC CODE
POLICY NUMBER
NAMED INSURED
EFFECTIVE DATE:
Policy #V1BF18200501
GreenwichInsuranceCompany (XL)
Limit: $397,850xs $49,602,150
22 Retention: $1,653,405
Limit: $22,045,400
San Francisco
Primary
Policy #06-880-25-82
NationalUnionFireInsuranceCompanyofPittsburgh, PA (AIG)
CYBERPROFESSIONALLIABILITY
Certificateof LiabilityInsurance
2ndExcess
CN102996569
BeazleyInsuranceCompanyInc.
Limit: $16,534,050po $27,556,750xs $22,045,400
Policy #US00098396EO19A
1stExcess
TotalLimitofLiability $50,000,000.00
AceAmericanInsuranceCompany
MARSHRISK & INSURANCESERVICES BNPPARIBAS
BANKOFTHEWEST
SANRAMON, CA94583
12677ALCOSTABOULEVARD
Limit: $11,022,700po $27,556,750xs $22,045,400
Policy #XEOG25547421004
Retention: $1,653,405.00
25 1stExcess