ORDINANCE TO
MODIFY SPECIAL
EVENT INSURANCE
REQUIREMENTS
GROVERBEACH.ORG
Kristin Eriksson, Assistant
City Manager
Special Event Insurance Requirements
GROVERBEACH.ORG
• Insurance requirements for special events is regulated by GMBC Article 3, Chapter 11, Section 2981.
• Organizers must submit proof of liability coverage to receive a special event permit.
Insurance Requirements
GROVERBEACH.ORG
GMBC requires a minimum of 1 million dollars of coverage for every 500 attendees.
*These coverages are outside the industry norm and difficult to obtain.
Number of
Attendees <500 < 1000 < 1500 < 1500 < 2000
Required coverage by
GBMC
$1Million / $2
Million
$2 Million / $2
Million
$3 Million / $3
Million*
$4 Million / $4
Million *
$5 Million / $5
Million*
Comparison Data
GROVERBEACH.ORG
Special Event Insurance Comparison Table
City / Attendees Under 500 Under 1,000 Under 1,500 Under 2,000 Under 2,500 San Luis Obispo
$1 million per occurrence / $2 million aggregate
Paso Robles
Pismo Beach
Arroyo Grande
Grover Beach $1 million / $2 million $2 million / $2 million $3 million / $3 million $4 million / $4 million $5 million / $5 million Grover Beach
(Proposed) $1 million / $2 million $2 million / $2 million Benefits To Changing Requirements
GROVERBEACH.ORG
• Speed up permit approvals as new requirements for insurance are easily obtainable.
• Requirements in line with neighboring cities would attract more special events to the City.
Recommendation
GROVERBEACH.ORG
Adopt an Ordinance to amend Article III (Public Welfare, Morals & Conduct), Chapter 11 (Special Events/Outdoor Assemblies) of the Grover Beach Municipal Code (GMBC) to Change Special Event Insurance Requirements
Questions?
GROVERBEACH.ORG