Grover Beach City Council
July 22, 2024

CDBG
Microenterprise
Assistance Program
Guidelines
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Megan Martin
Community Development Director
CDBG 2024 Notice of Funding
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• Community Development Block Grant (CDBG) funds
• Funds support low-moderate income (LMI) housing needs, and other “eligible activities”
• HCD administers CDBG programs for each eligible activities that meet the National Objectives
• Benefit LMI persons or businesses
• Aid in prevention of slum or blight
• Meet an urgent community need
• “Economic Development” is CDBG program eligible activity Microenterprise Assistance Program
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• Over-the-Counter (“OTC”) Program will grant up to $1.5 million • City requesting $1.05 million
• 2024 CDBG Notice of Funding Availability (“NOFA”) requires OTC programs to be developed
• Program details to include:
• Eligibility Criteria
• Loan Terms
• Interest rates
• Repayment schedule
• Options for deferment or forgiveness
Microenterprise Assistance Program
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• Eligibility Criteria:
• LMI Business owner
• Microenterprise business (5 or fewer workers, includes owner) • Citywide program
• Non-profit organizations are not eligible for this program • Must not require a Use Permit (timing constraints, not CDBG priority) • Businesses in the cannabis industry, adult entertainment, or other restricted industries are not eligible
• Preference given to businesses that best align with economic development goals
Microenterprise Assistance Program
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• Eligible Activities:
• Energy Efficiency Upgrades: Insulation, HVAC, windows, lighting • Plumbing Enhancements: Repairs or upgrades
• Accessibility (ADA) Improvements
• Fire Suppression and Safety Systems
• Ineligible Activities:
• Beautification or finishing projects such as painting, decorative elements, signage, or cosmetic renovations
• Council to finalize outlined Program Guidelines
• Staff to pursue request for proposals from qualified loan officer • Return to Council to adopt State-prepared Resolutions for the 2024 CDBG NOFA application:
• OTC Program: Microenterprise Assistance, City of Grover Beach ($1.05 million) • OTC Project: Phase 3 Ramona Garden Park Improvements, City of Grover Beach ($2.25 million)
• Competitive Program: Non-Congregate Shelter Navigation Center Program, 5Cities Homeless Coalition ($300,000)
Next Steps
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Questions?
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