Municipal Pooling Authority
Amended & Restated
Joint Exercise of Powers Agreement
April 14, 2026
Presented by:
Kristi Carter, Human Resources Manager
Agenda
1. Overview of the Municipal Pooling Authority
(“MPA”)
2. Summary of Services Provided
3. Governance Structure
4. Amended & Restated MPA Joint Exercise of
Powers Agreement (“JPA”)
Overview of the MPA
1. Joint Exercise of Powers Authority (“JPA”)
2. 21 member cities
3. Hercules member since 1977
4. Pool risk across agencies
5. Provide insurance & risk management services
6. Stabilize long-term costs
Summary of Services Provided
Workers’ Compensation Claims Administration & Litigation Liability Claims Administration & Litigation
Vehicle Physical Damage Coverage
Property Brokerage and Coverages
Benefits: Short Term Disability, Long Term Disability, Life Insurance Wellness Program
Safety & Risk Training and Support
Police Risk Committee
Public Works & Safety Risk Committee
Employee Ergonomics Evaluations and Trainings
Layers of Coverage
• MPA Provides coverage up to $500K
• Excess Coverage of $500K to statutory limits through PRISM Workers’ Compensation
• MPA provides for coverage up to $1M above individual self- insured retentions limits.
• Hercules’ SIR is $10K
• Excess Coverage of $9M through CARMA
• CARMA retains excess liability insurance $10M - $34.5M General Liability Coverage
MPA Governance Structure
MPA is governed by a Board of
Directors; each of the 21
members designates a primary
and alternate Board member to
sit on the Board.
The Board delegates authority
of claims matters to the elected
officers that make up the 7-
member Executive Committee.
The Coverage and Governance
Committee reviews all
governing documents of the
pool.
Governing documents include
the Joint Exercise of Powers
Authority Agreement, Bylaws,
and Memorandums of Coverage
Why Update the MPA JPA
Last updated in 2005
Aligns with current laws
Clarifies governance
Improves consistency
No change to coverage, services, or
participation
Staff Recommendation
Adopt a resolution approving the Municipal
Pooling Authority Amended and Restated
Joint Exercise of Powers Agreement for
providing Property, Workers' Compensation,
Public Liability, and other insurance
coverages.
THANK YOU