To:
CITY OF LAGUNA NIGUEL
CITY COUNCIL AGENDA ITEM
Honorable Mayor and Council Members
FROM: Jonathan Orduna, Community Development Director
May 5, 2026 DATE:
SUBJECT: Adoption of the Final Community Development Block Grant (CDBG) Annual Action Plan for Fiscal Year 2026-2027
RECOMMENDATION
Staff recommends that the City Council:
1. Adopt the Final Community Development Block Grant (CDBG) Annual Action Plan for Fiscal Year 2026-2027; and,
2. Authorize the City Manager to execute the Agreements and future amendments of identified grant recipients, subject to the City Attorney making non-substantive changes.
BACKGROUND
Since 1997, the City of Laguna Niguel has been an "entitlement" city under the CDBG Program, which makes the City eligible to receive funding directly from the U.S.
Department of Housing and Urban Development (HUD), rather than through the CDBG Program administered by the County of Orange. As an entitlement city, the City receives funding directly from HUD, resulting in a greater allocation than it historically received under the County-administered program. The City directly administers the CDBG Program, which includes preparation of the Consolidated Plan, its Annual Action Plan, and compliance with HUD reporting requirements.
An Annual Action Plan must be prepared as part of the Consolidated Plan, detailing the City's planned expenditure of its annual CDBG funding allocation. Up to 15 percent of funding received may be allocated to public services programs. Up to 20 percent may be allocated to program administration . The remainder may be allocated to capital improvement projects.
ANALYSIS
The City initiated the FY 2026-2027 Annual Action Plan preparation process by publishing a Notice of Funding Availability (NOFA) for public service grant funds in the Laguna Niguel News on January 8, 2026. A subsequent public notice was published in the Laguna Niguel \
Page2
News on March 19, 2026, announcing the required. 30-day public review period for the Draft FY 2026-2027 Action Plan. The City Council held a public hearing on April 21, 2026.
Representatives from Age Well Senior Services, Family Assistance Ministries, Last Is First, and the YMCA of Orange County were in attendance and provided information regarding their respective programs. There were no additional comments provided by the public.
The FY 2026-2027 Annual Action Plan is the City's one-year expenditure plan for CDBG funds during the second year of the FY 2025-2029 Consolidated Plan cycle. HUD has notified the City that it will receive an allocation of $325, 194. The final funding allocations by eligible activity are as follows: $48,775 will be allocated to public services programs (maximum 15 percent), $48,900 will be allocated to program administration (maximum 20 percent), and the remaining $227,519 will be allocated to capital improvement projects.
An additional $35,773 in prior-year uncommitted funds is also available for FY 2026-2027 capital improvement projects, bringing the total available funding for capital improvement projects to $247,157. The Final FY 2026-2027 Action Plan is provided in Attachment A.
ALTERNATIVES CONSIDERED
The City Council can decide not to move forward with final approval of the FY 2026-2027 Annual Action Plan. This would prevent the City from receiving grant funding under the CDBG program until such time as the necessary document is adopted and submitted to HUD for review and approval.
FISCAL REVIEW
The City's FY 2026-2027 CDBG allocation is $325,194. An additional $35,773 in prior year CDBG funds is also available. HUD will disperse these funds to the City on a reimbursement basis. The funding amounts in the FY 2026-2027 Action Plan have been budgeted in the City's FY 2025-2027 Budget.
LEGAL REVIEW
The City Attorney's Office has reviewed and approved this report as to form.
CONCLUSION
Staff recommends that the City Council:
1. Adopt the Final Community Development Block Grant (CDBG) Annual Action Plan for Fiscal Year 2026-2027; and,
2. Authorize the City Manager to execute the Agreements and future amendments of identified grant recipients, subject to the City Attorney making non-substantive changes.
~ lo~{f!tt~
City Manager
Jo
Co velopment Director
Attachment:
Scott Smith
City Attorney
Hannah Tamaddon
Management Analyst
A. Final FY 2026-2027 CDBG Annual Action Plan
ATTACHMENT A
FINAL FY 2026-2027 CDBG ANNUAL ACTION PLAN
CITY OF LAGUNA NIGUEL
ANNUAL ACTION PLAN
FINAL MAY 5, 2026
Annual Action Plan
Table of Contents
AP-05 Executive Summary - 24 CFR 91.200(c), 91.220(b) .. ................... .......... ......................... .............. 1 PR-OS Lead & Responsible Agencies - 91.200(b) ................... ............................ ................................ .... 3 AP-10 Consultation -91.100 , 91.200(b), 91.215(1) ....................................... ......................................... 4 AP-12 Participat ion - 91.105, 91.200(c) .. .............. ........................... ....................... ........... .. ............... 10 AP-15 Expected Resources - 91.220(c) (1, 2) ................................ ....................................... ......... ...... 12 AP-20 Annual Goals and Objectives 91.420, 91.220(c) (3) & (e) .......... .............................. ........... ....... 14 AP-35 Projects 91.220 (d) ......................... .................................................... ................... ............. .. .... 16 AP-38 Projects Summary ............. ................. .. .. ......................... ........ .................... .................. ........... 17 AP-50 Geographic Distribution 91.220 (f) ........................... .............................................. ............. ..... 23 AP-55 Affordable Housing 91.220 (g) .............................. .............. ...................................................... 24 AP-60 Public Housing - 91.220(h) ............................................................ ............... ........... ................. 25 AP-65 Homeless and Other Special Needs Activities - 91.220(i) ................................. ................... ...... 26 AP-75 Barriers to Affordable Housing - 91.220(j) ................... ...................... ....................................... 28 AP-85 Other Actions - 91.220(k) ............... .............................. ......... ........................... ....................... 29 AP-90 Program Specific Requirements - 91.220(1)(1,2,4) ............ .................. ...................................... 32 Attachments
Attachment 1- Summary of Consolidated Plan Accomplishments Attachment 2 - Public Notices and Summary of Public Comments Attachment 3 - Map of CDBG Eligible Areas
Attachment 4- Analysis of Impediments to Fair Housing Plan Summary Certifications and SF-424
Executive Summary
AP-05 Executive Summary- 24 CFR 91.200(c), 91.220(b)
1. Introduction
The City of Laguna Niguel participates in the federal Community Development Block Grant (CDBG) Program. The primary objective of the CDBG program is to develop viable urban communities by providing decent housing, a suitable living environment, and economic opportunities, principally for persons of low- and moderate-income. The U.S. Department of Housing and Urban Development (HUD) administers this program.
HUD allocates CDBG funding on a formula basis to over 1,200 local governments and states. The formula for allocating CDBG funds is based on variables including current population, projected population growth, the age of the housing stock, and the poverty rate. CDBG funding supports various community development, housing, and public service activities. Program regulations require that each activity undertaken with CDBG funds meet one of three broad national objectives:
1. Benefit people with low- and moderate-income
2. Aid in the prevention or elimination of slums and blight
3. Meet an urgent need (i.e., declared disasters such as earthquake, flood, or hurricane relief) HUD requires recipient communities to prepare a Consolidated Plan every three to five years. The City of Laguna Niguel 2025-2029 Consolidated Plan covers the five-year period from Fiscal Year 2025-2026 through Fiscal Year 2029-2030. The Consolidated Plan identifies priority housing and community needs based on various housing and community variables and stakeholders' input. The Community Development Department is the City's lead agency for preparing the Consolidated Plan.
Each year, the City prepares an Action Plan that serves as its expenditure plan for its annual CDBG allocation. HUD has notified the City that it will receive $325,194 in CDBG funds for FY 2026-2027, approximately 7.3 percent less than the current year grant. The City has identified an additional $35,773 in prior-year funds available to undertake CDBG-eligible activities during FY 2026-2027. Planned activities include public infrastructure improvements, public services, and program administration (including fair housing services). Funded activities will support the broader goals and objectives identified in the Consolidated Plan.
2. Summarize the objectives and outcomes identified in the Plan The 2025-2029 Consolidated Plan identifies five-year goals and outcomes for CDBG funding. Below is a summary of these goals and planned
• Infrastructure and Facility Improvements: Improve public infrastructure and facilities that benefit 8,000 low- and moderate-income residents
Annual Action Plan
2026
0MB Control No: 2506-0117 (exp. 09/30/2021) FINAL 05/05/26 1 ----------- -
• Housing-related Related Programs: Improve or expand the supply of housing affordable for lower-income households by assisting 12 housing units
• Public Services: Provide access to public social services for 8,000 low- and moderate-income Laguna Niguel residents
• Homeless Continuum of Care: Provide access to housing and supportive services for 1,125 people who are at risk of becoming homeless or who are homeless • Administration and Planning: Provide CDBG program oversight and coordination, and fair housing services to 500 households
3. Evaluation of past performance
FY 2025-2026 (the current fiscal year) is the first year of the City's 2025-2029 Consolidated Plan cycle.
Most planned activities will be completed by June 30, 2026. Attachment 1 provides a table summarizing the City) Consolidated Plan accomplishments for future fiscal years.
4. Summary of Citizen Participation Process and Consultation Process • City Council meetings and hearings were held to receive public input regarding priority needs and CDBG funding allocation.
• Notices were published in local newspapers and posted on the City's website to inform the public about the comment periods, meetings, and hearings.
Information regarding notices is provided in Attachment 2.
5. Summary of public comments
See Attachment 2.
6. Summary of comments or views not accepted and the reasons for not accepting them See Attachment 2.
7. Summary
The 2026-2027 Annual Action Plan is the second fiscal year of the 2025-2029 Consolidated Plan cycle.
The Annual Action Plan is the City's one-year expenditure plan for CDBG funds. The City will receive $325,194 in CDBG funds for FY 2026-2027. An additional $35,773 in prior-year funds is also available to carry out eligible activities. The Action Plan details the specific activities the City will undertake with CDBG funds to address priority needs identified in the Consolidated Plan. Planned activities include public infrastructure improvements, public services, and program administration (including fair housing services).
Annual Action Plan
2026
0MB Control No: 2506-0117 (exp. 09/30/2021} FINAL 05/05/26 2 PR-OS Lead & Responsible Agencies - 91.200(b)
1. Agency/entity responsible for preparing/administering the Consolidated Plan Describe the agency/entity responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source.
Table 1 - Responsible Agencies
....
CDBG Administrator LAGUNA NIGUEL Community Development Department Narrative (optional)
The City's Community Development Department serves as the lead agency for the CDBG program, including preparing the Consolidated Plan, Annual Action Plan, Consolidated Annual Performance Evaluation and Review (CAPER), and administering the program overall.
Consolidated Plan Public Contact Information
Hannah Tamaddon , Community Development , Management Analyst , City of Laguna Niguel, 30111 Crown Valley Parkway, Laguna Niguel, CA 92677. Tel: (949) 362-4315. [email protected] . 0MB Control No: 2S06-0117 (exp. 09/30/2021) FINAL 05/ 05/ 26 Annual Action Plan
2026
3 AP-10 Consultation - 91.100, 91.200(b), 91.215(1)
1. Introduction
The City of Laguna Niguel consulted with various City departments to develop the 2025-2029 Consolidated Plan. Additionally, community-based organizations and service providers were provided an opportunity to contribute to the Annual Action Plan development. A partial list of these public and private agencies, social service organizations, and other public agencies is provided below. Furthermore, the public was invited to participate in various stages of the Action Plan preparation and approval process.
Provide a concise summary of the jurisdiction's activities to enhance coordination between public and assisted housing providers and private and governmental health, mental health and service agencies (91.215(1))
To enhance coordination between public and assisted housing providers and private and governmental health, mental health, and service agencies, the City of Laguna Niguel took the following actions:
• The Community Development Department, acting as the lead agency, met with various City departments and consulted with outside agencies to gain input on annual needs, enhance the coordination of services, and prevent duplication of services. • The City of Laguna Niguel collaborates with the County to obtain input on assisted housing related programs. Specifically, the City works with and supports the Orange County Housing Authority's (OCHA) administration of the Housing Choice Voucher Program, which provides housing subsidies to qualified lower-income renters. Coordination with OCHA is enhanced via the City's participation in the Orange County Housing Authority Advisory Committee. • To strengthen the housing delivery system in the nonprofit and private sectors, the City works with private housing developers to include affordable units in multi-family housing developments within Laguna Niguel. The City will also continue cooperating with local nonprofit housing organizations to identify and provide housing opportunities for lower-income households.
• Orange County has a broad spectrum of public and nonprofit social service providers that address the needs of the region's residents. Through the annual CDBG Public Service Grant funding process, City staff can ascertain the type of services City residents require (e.g., senior services, youth services, services to prevent homelessness and assist those already homeless) and develop partnerships with local agencies to ensure the delivery of quality services. • The City of Laguna Niguel has an active economic development program coordinating business activities and employment programs with community organizations such as the Laguna Niguel Chamber of Commerce and the Orange County One-Stop Center.
Describe coordination with the Continuum of Care and efforts to address the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans, and unaccompanied youth) and persons at risk of homelessness.
Annual Action Plan
2026
0MB Control No: 2506-0117 (exp. 09/30/2021) FINAL 05/05/26 4 OC Partnership, 2-1-1 Orange County, and the Orange County Community Services are responsible for planning and coordinating Orange County's Continuum of Care (OC-CoC) for the region's homeless. This nonprofit-public partnership helps ensure comprehensive, regional coordination of efforts and resources to reduce the number of homeless and persons at risk of homelessness throughout Orange County. This partnership serves as the regional coordinator of the year-round Coe planning process and as a catalyst for the involvement of public and nonprofit agencies that make up the regional homeless system of care.
The City supports the CoC planning process by providing information regarding the activities it will fund to address local homeless issues. The OC-CoC uses this information to prepare Orange County's application to HUD for Homeless Assistance Grant funds. Additionally, the City staff will expedite certifications of consistency with the Consolidated Plan and other forms of support for the OC-CoC. The City also supports and participates in the region's biennial Point-In-Time Survey of homelessness.
Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in determining how to allocate ESG funds, develop performance standards for and evaluate outcomes of projects and activities assisted by ESG funds, and develop funding, policies and procedures for the operation and administration of HMIS The City does not receive Emergency Solutions Grant (ESG} funds; therefore, it does not assist the OC CoC in determining ESG allocations, evaluating grant outcomes, or developing policies and procedures for administering Orange County's Homeless Management Information System (HMIS}.
2. Describe Agencies, groups, organizations and others who participated in the process and describe the jurisdiction's consultations with housing, social service agencies and other entities (see Table 2).
Annual Action Plan
2026
0MB Control No: 2506-0117 (exp. 09/30/2021) FINAL 05/05/26 5 Table 2 - Agencies, groups, organizations who participated 1 2
3 4
Agency/Group/Organization Type PHA
What section of the Plan was addressed Housing Need Assessment by Consultation? Public Housing Needs
How was the Agency/Group/Organization Provided data regarding households receiving HUD consulted and what are the anticipated rental assistance and households on the waitlist for outcomes of the consultation or areas for rental housing assistance improved coordination?
Agency/Group/Organization Type
What section of the Plan was addressed
by Consultation?
Regional organization
Planning organization
Homelessness Strategy
Homeless Needs - Chronically homeless
Homeless Needs - Families with children
Homelessness Needs - Veterans
Homelessness Needs - Unaccompanied youth
Homeless Management Information System (HMIS)
How was the Agency/Group/Organization Provided data regarding regional homeless and the consulted and what are the anticipated County's coordinated entry system HMIS outcomes of the consultation or areas for
improved coordination?
Agency/Group/Organization Type
What section of the Plan was addressed
by Consultation?
Service-Fair Housing
Impediments to Fair Housing
How was the Agency/Group/Organization Provided data regarding fair housing issues in the consulted and what are the anticipated community and input related to impediments to outcomes of the consultation or areas for fair housing and assisted in developing action steps improved coordination? to address impediments to fair housing Agency/Group/Organization Type Services-Elderly Persons What section of the Plan was addressed Housing Need Assessment by Consultation? Non-Homeless Special Needs
How was the Agency/Group/Organization Provided input regarding the housing and service consulted and what are the anticipated needs of seniors, including homebound seniors outcomes of the consultation or areas for
improved coordination?
Annual Action Plan
2026
0MB Control No: 2506-0117 (exp. 09/30/2021) FINAL 05/05/26 6 5
6 7
8 9
Agency/Group/Organization Family Assistance Ministry
Agency/Group/Organization Type
What section of the Plan was addressed
by Consultation?
Services - Housing
Services-homeless
Homeless Needs - Families with children
Anti-poverty Strategy
Needs of Low/Mod persons
How was the Agency/Group/Organization Provided input regarding the housing and service consulted and what are the anticipated needs of homeless households and households at outcomes of the consultation or areas for risk of becoming homeless improved coordination?
Agency/Group/Organization Type Services-homeless
What section of the Plan was addressed Homelessness Strategy by Consultation? Needs of Low/Mod persons
How was the Agency/Group/Organization Provided input regarding the housing and service consulted and what are the anticipated needs of homeless individuals and individuals at outcomes of the consultation or areas for risk of becoming homeless improved coordination?
Agency/Group/Organization Camino Health Center
Agency/Group/Organization Type Services-Health
What section of the Plan was addressed Anti-poverty Strategy by Consultation? Needs of Low/Mod persons
How was the Agency/Group/Organization Provided input regarding the medical/dental consulted and what are the anticipated service needs of the community, including outcomes of the consultation or areas for homeless individuals improved coordination?
Agency/Group/Organization Type
What section of the Plan was addressed
by Consultation?
Other government - County
Regional program information
How was the Agency/Group/Organization Various county departments provided information consulted and what are the anticipated regarding public health, public safety, and housing outcomes of the consultation or areas for programs
improved coordination?
Agency/Group/Organization Type
What section of the Plan was addressed
by Consultation?
Services - Children
Anti-poverty Strategy
Needs of Low/Mod persons
Annual Action Plan
2026
0MB Control No: 2506-0117 (exp. 09/30/2021) FINAL 05/05/26 7 10
How was the Agency/Group/Organization Provided input regarding childcare service needs consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Agency/Group/Organization Type Services-Persons with Disabilities What section of the Plan was addressed Non-Homeless Special Needs by Consultation? Economic development
How was the Agency/Group/Organization Provided input regarding the needs of adults with consulted and what are the anticipated developmental disabilities, specifically developing outcomes of the consultation or areas for economic opportunities for this special needs improved coordination? population
Identify any Agency Types not consulted and provide rationale for not consulting The City made an effort to have an open consultation process; no agency was knowingly not consulted.
Other local/regional/state/federal planning efforts considered when preparing the Plan Table 3 - Other local/ regional/ federal planning efforts Name of Plan Lead Organization How do the goals of your Strategic Plan overlap with the goals of each plan?
Continuum of Care Orange County 211 Provides regional and local point-in-time homeless survey data, development of the
regiona l Plan to End Homelessness, and
development of the regional Discharge Plan
City of Laguna Niguel 2021- City of Laguna Niguel Provides housing priorities and program goals 2029 Housing Element
City of Laguna Niguel Capital
Improvement Plan
5 Yr. & 1 Yr. PHA Plan
2025-2029 Orange County
Regional Assessment of Fair
Housing
Local Hazard Mitigation Plan
(LHMP)
City of Laguna Niguel Identifies priority capital improvement projects that may be CDBG-eligible
Orange County Identifies OCHA resources to address the
Housing Authority housing needs of lower-income renter
householders in the County and City
Orange County HUD Identifies countywide fair housing
Grantee Cities and impediments within participating cities and the County of Orange provides a plan to affirmatively further fair housing
City of Laguna Niguel A comprehensive plan that assesses the impacts of natural and manmade threats and
hazards and identifies mitigation measures to
reduce or eliminate the impacts
Annual Action Plan
2026
8 0MB Control No: 2506-0117 (exp. 09/30/202 1) FINAL 05/05/26 Narrative (optional)
Broadband: According to BroadbandNow.com, broadband internet service is available in 99.8 percent of the City. Cox Communications' broadband service covers 99.8 percent of the City; AT&T Internet provides fiber optic cable to 84. 7 percent of Laguna Niguel properties. Additional providers offer satellite or 5-G-based broadband service.
Most broadband service providers in Orange County participated in the Affordable Connectivity Program (ACP); however, as of February 2024, program funds have been exhausted. The ACP provided eligible households with a $30 discount on monthly broadband internet service.
Without the program's reauthorization, most broadband service providers have offered reduced-cost service to qualified low-income households. Cox offers Internet service to qualified households for $9.95 per month. AT& T's Access program provides basic broadband internet service for low-income families for $30 per month. The City also encourages developers and property owners to incorporate broadband infrastructure into new or substantially rehabilitated housing projects, especially affordable housing projects.
Hazard Mitigation: The Local Hazard Mitigation Plan (LHMP) is a comprehensive plan that assesses local capabilities against impacts from natural and man-made threats and hazards and identifies actions (mitigation measures) that may help reduce or eliminate these impacts. The LHMP considers various threats and hazards, as well as how climate change may increase the community's risk level. Hazards considered include wildfires, earthquakes, flooding, droughts, windstorms, and infectious diseases. Man-made threats such as energy, technology, and civil disturbance are also considered. The LHMP identifies wildfire, infectious disease, and drought as high-probability hazards.
The LHMP identifies several plans, programs, and policies that can help mitigate the impacts of hazards and threats to the community. The policies include enforcing various building codes, implementing plans (e.g., the General Plan and specific plans), and programs (e.g., Vegetation Management Maintenance Guidelines and the Weed Abatement Program). The LHMP does not explicitly assess the impacts of climate change on lower-income residents of Laguna Niguel.
However, the plan has been developed to reduce or eliminate the long-term risk to the life and property of all residents, regardless of income status. The City Council adopted the LHMP in September 2023.
Annual Action Plan
2026
0MB Control No: 2506-0117 (exp. 09/30/2021) FINAL 05/05/26 9 AP-12 Participation - 91.105, 91.200(c)
1. Summary of citizen participation process/Efforts made to broaden citizen participation The City's Citizen Participation Plan outlines Laguna Niguel's process to solicit public participation in developing the Consolidated Plan, Annual Action Plan (AAP), and other facets of the CDBG Program. The opportunities for public input are delineated in Table 4 and summarized below .
Public Hearing: Consistent with HU D's regulations, the City utilized public hearings/meetings to develop CDBG funding recommendations . The City Council held a public hearing at a scheduled and noticed meeting on April 21, 2026, to obtain additional public input on the draft 2026-2027 Action Plan. On May 5, 2026, the Council approved and authorized the submission of the Annual Action Plan to HUD.
Notices/Website : Public notices were published in a local newspaper of general circulation. The City also posted the 2026-2027 Annual Action Plan on its website to facilitate public review and comment during the required 30-day public comm ent peri od (see Attachment 2).
Citizen Participation Outreach
Table 4- Citizen Participation Outreach
Sort Mode of Target of
Order Outreach Outreach
1 Internet Social Service
Outreach Provider s
2 Newspaper Non-
Ad targeted/broad
community
Summary of Summary of
response/attendance comments received
The City used the NA
internet and social
media by posting
information regarding
funding opportunity
A 30-day public See Attachment 2
comment period
Annual Action Plan
2026
0MB Control No: 2506-0117 (exp. 09/ 30/2021) FINAL 0S/05/26 Summary of comments URL (If applicable)
not accepted and reasons
NA No longer available
TBD NA
10 Sort Mode of Target of
Order Outreach Outreach
3 Public Non-
Hearing targeted/broad
community
4 Public Non-
Meeting targeted/broad
community
Summary of Summary of
response/ attendance comments received
City Council Public See Attachment 2
Hearing on 4/21/26 to
invite public comments
regarding the AAP and
funding
recommendation s for
FY 26-27
City Council meeting See Attachment 2
on 5/5/26 to approve
the FY 26-27 AAP
Annual Action Plan
2026
0M B Control No: 2506-0117 (exp. 09/30/2021) FI NAL 05/05/26 Summary of comments URL (If applicable)
not accepted and reasons
TBD NA
TBD NA
11 Expected Resources
AP-15 Expected Resources - 91.220(c)(l,2)
Introduction
Fluctuations in CDBG funding make it difficu lt to estimate the funds available over the five-year Consolidated Plan cycle. However , the City anticipates receiving an annual allocation of $300,000 in CDBG funds from HUD during the 2025-2029 Consolidat ed Plan cycle.
HUD has notified the City that it will receive $325,194 in CDBG fund s for FY 2026-2027, appro ximately 7.3 percent less than the curre nt year grant . The City has identified an additi onal $35,773 in prior-year funds available to undertake CDBG-eligible activities during FY 2026-2027. Since the City currently does not fund activitie s that generate CDBG program income , no additio nal CDBG revenue is anticipate d for FY 2026-2027 . The City will leverage CDBG fund s with other federal , state, and local funds whenever possible.
The City antici pates that OCHA will continue admin istering the federal rental assistance program in Laguna Niguel, assisting approximately 80 households per year. State Permanent Local Housing Allocation (PLHA) fund s may be available to provid e housing and supportive services for homeless and near-homele ss individual s.
Anticipated Resources
Table 5 - Expected Resources - Priority Table
Program Source Uses of Funds
of
Funds
CDBG public Admin and Planning
- Housing
federal Public Improveme nts
Public Services
0MB Control No: 2506-0117 (exp. 09/3 0/2021) FINAL 05/05/26 Expected Amount Available Year 2
Annual Program
Allocation: Income:$
$
$325,194 $0
Annual Action Plan
2026
Prior Year
Resources: $
$35,773
Expected Narrative Description
Total: $ Amount
Available
Remainder of
ConPlan $
Annual CDBG
allocati on
$360,967 $900,000
12 Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied
The City has identified other resources that may be available to carry out activities that address the goals of the Consolidated Plan:
• Permanent Local Housing Allocation (PLHA) is state funding allocated to the City for housing-related projects and programs that assist in addressing unmet housing needs.
• OCHA reports that as of January 2026, 87 Laguna Niguel households receive rental assistance. It is anticipated that a similar number of households will be assisted annually over the five-year Consolidated Plan cycle. • The City does not have an inclusionary affordable housing program; however, by implementing housing development tools such as the density bonus, the City can negotiate with developers to ensure the development of a percentage of housing units affordable to lower income households. Currently, there are no projects under construction or anticipated to be undertaken during FY 2026-2027.
CDBG does not require matching funds.
If appropriate, describe publicly owned land or property located within the jurisdiction that may be used to address the needs identified in the plan
The City's current Housing Element contains an inventory of land suitable for residential development. The Housing Element indicates there is "sufficient land to accommodate the RH NA-required 1,207 units in .all income categories for the planning period." Identified sites include previously constructed and approved multi-family projects, underutilized sites, and vacant properties.
Discussion
Funding resources to implement the City's Consolidated Plan are limited. It is anticipated that CDBG funding will continue to fluctuate from year to year. With respect to other resources, the City will continue to support OCHA's efforts to secure new rental assistance vouchers. Resources to support new housing development are limited, but the City will rely on negotiating agreements with developers to reserve units affordable to lower-income households. State funds are also available to address Consolidated Plan social service and housing goals. 0MB Control No: 2506-0117 (exp, 09/30/2021) FINAL 05/05/26 Annual Action Plan
2026
13 AP-20 Annual Goals and Objectives
Goals Summary Information
Table 6- Goals Summary
Sort Goal Name
Order
1 Infrastructure
and Facility
Improvements
2 Public Social
Services
3 Homeless
Continuum of
Care
4 Program
Administration
Start Year
2026
2026
2026
2026
0MB Control No: 2506-0117 (exp. 09/30/2021) FINAL 05/05/26 Annual Goals and Objectives
End Year
2027
2027
2027
2027
Category Geographic
Area
Non-Housing Citywide
Community
Development Low and
Moderate -
Income
Areas
Public Services Citywide
Public Services Citywi de
Administratio n Citywide
Annual Action Plan
2026
Needs
Addressed
Public
Improvement s
Public Services
Homele ss
Support
Services and
Housing
Administration
and Planning
Funding Goal Outcome Indicator
CDBG: Public Facility or
$263,292 Infrastructure Activities
other than Low/ Moderate
Income Housing Benefit:
5,716 Persons Assisted
CDBG: Public service activities other
$37,795 than Low/Moderate Income
Housing Benefit : 1,767
Persons Assisted
CDBG: Public service activities other
$10,980 than Low/ Moderate Income
Housing Benefit : 37 Persons
Assisted
Emergency/Transitional
Shelter : 5 Persons Assisted
Homelessness Prevention :
13 Persons Assisted
CDBG: Other: 360 Other
$48,900
14 Goal Descriptions
1 Goal Name Infrastructure and Facility Improvements
Goal Improve and expand public infrastructure and facilities that benefit low- and moderate-income neighborhoods and Description residents
2 Goal Name Public Services
Goal Provide or improve access to public social services for low- and moderate-income persons and persons with special Description needs
3 Goal Name Continuum of care
Goal Provide a continuum of housing and supportive services for the homeless and households at risk of homelessness Description
4 Goal Name Program Administration
Goal Provide for administration and planning activities to address needs identified in the Consolidated Plan, including services Description to address impediments to fair housing and affirmatively further fair housing Estimate the number of extremely low-income, low-income, and moderate-income families to whom the jurisdiction will provide affordable housing as defined by HOME 91.21S(b)
The City is not a recipient of HOME funds.
0MB Control No: 2506-0117 (exp. 09/30/2021) FINAL 05/05/26 Annual Action Plan
2026
15 AP-35 Projects - 91.220(d)
Introduction
Projects
For Fiscal Year 2026-2027, CDBG funding is allocated for the following ten activities. Due to the delay in approving the federal 2026 budget, the City indicated in notices and drafts that preliminary CDBG funding for the activities listed below would be increased or decreased by a percentage based on the final 2026 CDBG grant. On April 6, 2026, HUD published 2026 CDBG allocations . Funding listed below has been adjusted accordingly .
Projects
1 AP Signal Pushbutton Installation
2 ADA Sidewalk and Ramp Improvements
3 Age Well Senior Services
4 Camino Health Center
5 Family Assistance Ministries
6 Last Is First
7 Vocational Visions
8 YMCA of Laguna Niguel
9 Fair Housing Council
10 CDBG Program Administration
Describe the reasons for allocation priorities and any obstacles to addressing underserved needs
The City recognizes that special needs populations (e.g., seniors and disabled people) are more likely to become homeless because they have limited incomes and other issues requiring housing and supportive services; therefore, it considers supportive services a high priority. Supportive services are also considered a top priority in the OC-CoC.
The City anticipates that the greatest obstacle to meeting the underserved needs of the special needs populations will be a lack of financial resources for supportive services and housing. A common need reported by service providers is affordable housing. Resource reductions to the Housing Choice Voucher Program and other housing programs may impact the City's ability to provide affordable housing to lower-income households experiencing a housing cost burden . State and local resources to support affordable housing activities are also limited; however, the City will explore various funding options to address local housing needs.
Annual Action Plan
2026
0MB Control No: 2506-0117 (exp. 09/30/ 2021) FINAL 05/05/26 16 AP-38 Project Summary
Table 8 - Project Summary Information
1 2
Target Area
Goals Supported
Needs Addressed
Funding
Description
Target Date
Estimate the number and type of
families that will benefit from the
proposed activities
Location Description
Planned Activities
Target Area
Goals Supported
Needs Addressed
Funding
Description
Target Date
0MB Contro l No: 2506-0117 (exp. 09/30/2021) FINAL 05/05/26 Citywide
Infrastructure and Facility Improvements
Public Improvements
CDBG: $50,000
Funds will be used to install ADA-compliant push buttons at five locations 6/30/2028
According to HUD data, 1,616 residents living within the project areas (i.e., Census Tracts) have a "disability." Per 2024 Census data, 853 residents within the project area have a hearing or vision disability
Census Tracts: 0423.15, 0423.17, 0423.34, 0423.35, and 0423.37 Installation of ADA Push Button s at intersections at 5 locations CDBG Eligible Area
Infrastructure and Facility Improvements
Public Improv ements
CDBG: $213,292
Sidewalk and curb ramp replacement
6/30/2028
Annual Action Plan
2026
17 Estimate the number and type of
families that will benefit from the
proposed activities
Location Description
Planned Activities
Per HUD data, 4,100 resident s residing in the project area, of which 3,220 are identified as Low/Moderate Income (78.54%)
Census Tract: 0423.31 Block Group: 2 and 3
Remove and replace non-compliant ADA concrete sidewalk ramps at 16 locations. The proj ect also includes sidewalk replacement where the path of travel has been compromised 3 Project Name Age Well Senior Services
4 Target Area
Goals Supported
Needs Addressed
Funding
Description
Target Date
Estimate the number and type of
families that will benefit from the
proposed activities
Location Description
Planned Activities
Target Area
Goals Supported
Needs Addressed
OMS Control No: 2506-0117 (exp. 09/3 0/2 021) FINAL 05/05/26 Citywide
Public Social Services
Public Services
CDBG: $6,795
Meals on Wheels program , which provide s home-deliver ed meals to homebound elderly and disabled residents in Laguna Niguel
6/30/2027
95 seniors
Citywide
Preparation and delivery of home-delivered meals to homebound seniors Citywide
Public Social Services
Public Services
Annual Action Plan
2026
18 5
Funding
Description
Target Date
Estimate the number and type of
families that will benefit from the
proposed activities
Location Description
Planned Activities
Target Area
Goals Supported
Needs Addressed
Funding
Description
Target Date
Estimate the number and type of
families that will benefit from the
proposed activities
Location Description
Planned Activities
0MB Control No: 2506-0117 (exp. 09/30/2021) FINAL 05/05/26 CDBG: $10,000
Low-cost primary medical and dental care services for lower -income and indigent Laguna Niguel residents
6/30/2027
1,550 lower -income residents
Citywide
Low-cost primary medical, behavio ral health , and dental care services for lower-income and indige nt Laguna Niguel residents
Citywide
Homeless Continuum of Care
Homeless Support Services and Housing
CDBG: $5,980
CDBG funds to provide homeless prevent ion assistance and a continuum of housing and services for homeless Laguna Niguel families
6/30/2027
40 indivi duals (32 case management/supportive services and 8 with rent/utility assistance) Citywide
Homeless prevention activities, including case management , financial counseling , food assistance, and rental and utility assistance for homeless families with children Annual Action Plan
2026
19 6
7 Target Area
Goals Supported
Needs Addressed
Funding
Description
Target Date
Estimate the number and type of
families that will benefit from the
proposed activities
Location Description
Pia nned Activities
Target Area
Goals Supported
Needs Addressed
Funding
Description
Target Date
0M B Control No: 2506-0117 (exp. 09/30/2021) FINAL 05/05/26 Citywide
Homeless Continuum of Care
Homeless Support Services and Housing
CDBG: $S,000
CDBG funds to provid e rent/u tility assistance and case management for families at risk of homele ssness
6/30/2027
15 individuals (5 with rent/utility assistance, 5 with emergency shelter, and 5 with supportive services, including transportation to detox or homeward bound) Citywide
Case management rent/utility assistance to prevent eviction or service termination, emergency shelter (motels), and transportation to deto x center or homeward bound assistance
Citywide
Public Social Services
Public Services
CDBG: $6,000
Employment services for adults with intellectual or developmental disabiliti es 6/30/2027
Annual Action Plan
2026
20 8
9 Estimate the number and type of
families that will benefit from the
proposed activities
Location Description
Planned Activities
Target Area
Goals Supported
Needs Addressed
Funding
Description
Target Date
Estimate the number and type of
families that will benefit from the
proposed activities
Location Description
Planned Activities
Target Area
Goals Supported
0MB Control No: 2506-0117 (exp. 09/3 0/2021 ) FINAL 05/05/26 22 adults with intellectual or developmental disabilities Citywide
Employment services such as job placement s and job coaching services for adults with intellectual or developmental disabilities
Citywide
Public Social Services
Public Services
CDBG: $15,000
CDBG fund s to support year-round childcare services at several locations within Laguna Niguel
6/30/2027
100 lower -income children
Citywide
Year-round childcare for low and moderate-income children at various YMCA facilitie s throughout Laguna Niguel
Citywide
Program Administration
Annual Action Plan
2026
21 Needs Addressed
Funding
Description
Target Date
Estimate the number and type of
families that will benefit from the
proposed activities
Location Description
Pia nned Activities
Administration and Planning
CDBG: $10,900
Fair Housing outreach , education, and enforcement services 6/30/2027
Other -105 Households (360 individuals)
Citywide
Fair housing education and enforceme nt, including landlord/tenant counseling, fair housing mediation services, and investigation of fair housing law violations Project Name CDBG Administration
Target Area
Goals Supported
Needs Addressed
Funding
Description
Target Date
Estimate the number and type of
families that will benefit from the
proposed activities
Location Description
Planned Activities
0M B Control No: 2506-0117 (exp. 09/30/2021) FINAL 05/05/26 Citywide
Program Administration
Admin istrati on and Planning
CDBG: $38,000
CDBG program admini strati on
6/30/2027
Not applicable
3011 Crown Valley Parkway, Laguna Niguel, CA - City Hall Program oversight and coordination , including management of public service grant s and preparation of required applications and reports
Annual Action Plan
2026
22 AP-50 Geographic Distribution - 91.220(f)
Description of the geographic areas of the entitlement (including areas of low-income and minority concentration) where assistance will be directed Activities slated for CDBG funding during FY 2026-2027 will be available citywide. These activities include public improvements, public services, and program administration . Activities will be limited to income eligible program beneficiaries, including seniors and individuals with disabilities. Two public facility improvement projects are slated for funding; one will address the needs of individuals with hearing or visual disabilities (considered presumed-beneficiary activities). The other activity is located within the City's CDBG Eligible Areas (i.e., areas of the City where a significant percentage of residents meet HU D's program income limits). Nonetheless, a map of the City's CDBG Eligible Areas is provided in Attachment
3. Geographic Distribution
Rationale for the priorities for allocating investments geographically As outlined in the City's Consolidated Plan, the assignment of priority needs is based on input from residents, public and private agencies, and statistics compiled from Consolidated Plan data.
Discussion
CDBG funds will be allocated to programs that serve eligible Laguna Niguel residents regardless of where they live in the community .
Annual Action Plan
2026
0MB Control No: 2506-0117 (exp. 09/30/2021) FINAL 05/05/26 23 Affordable Housing
AP-55 Affordable Housing - 91.220(g)
Introduction
For FY 2026-2027, the City does not anticipate using CDBG resources to fund housing activity; however, the City will use PLHA resources to fund a home repair program for disabled homeowners . Habitat for Humanity Orange County administers this program .
Table 10 - One-Year Goals for Affordable Housing by Support Requirement One-Year Goals for the Number of Households to be
Supported
Homeless 0
Non-Homeless 0
Special-Needs 0
Total 0
Table 11 - One-Year Goals for Affordable Housing by Support Type One-Year Goals for the Number of Households Supported
Through
Rental Assistance 0
The Production of New Units 0
Rehab of Existing Units 0
Acquisition of Existing Units 0
Total 0
Discussion
The City does not anticipate using CDBG resources to fund housing activity during FY 2026-2027; however, PLHA resources will be available to fund a home repair program for disabled homeowners .
The City will continue to support local service providers with CDBG funds for homelessness prevention and supportive services. The City will also support OCHA's implementation of the federal rental assistance voucher and certificate program . An estimated 100 Laguna Niguel households are expected to benefit from this program during Fiscal Year 2026-2027 . State funds (PLHA) are allocated to support homeowners with disabilities in improving or modifying their residences to enhance accessibility and mobility .
Annual Action Plan
2026
0MB Control No: 2506-0117 (exp. 09/30/2021) FINAL 05/05/26 24 AP-60 Public Housing- 91.220(h)
Introduction
There are no public housing units in the City of Laguna Niguel.
Actions planned during th~ next year to address the needs to public housing Not applicable
Actions to encourage public housing residents to become more involved in management and participate in homeownership
Not applicable
If the PHA is designated as troubled, describe the manner in which financial assistance will be provided or other assistance
Not applicable
Discussion
There are no public housing units in the City of Laguna Niguel.
Annual Action Plan
2026
0MB Control No: 2506-0117 (exp. 09/30/2021) FINAL 05/05/26 25 AP-65 Homeless and Other Special Needs Activities - 91.220(i) Introduction
As outlined in the Consolidated Plan, the City's homeless strategy emphasizes preventing homelessness.
HU D's Strategies for Preventing Homelessness states, "Homelessness prevention is an essential element of any effort to end homelessness either locally or nationwide." This HUD report indicates that it is less expensive and disruptive to keep a household sheltered in place. To this end, the City will continue to support local agencies with CDBG resources that provide a range of services to lower-income households. These services include food banks, rent/utility assistance, and reduced-cost childcare and healthcare services. These safety-net programs will help households maintain their current housing situation and avoid homelessness.
Describe the jurisdictions one-year goals and actions for reducing and ending homelessness including:
Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs
The City supports several regional service providers that assist Laguna Niguel residents at risk of homelessness and those who are homeless. These agencies have established outreach programs that engage the homeless and assess their housing and service needs. Local service providers are connected to the regional Coordinated Entry System established by the OC-CoC, which assesses the vulnerability of homeless individuals and prioritizes access to housing and services for those most at risk. This need assessment system is designed to "facilitate exits from homelessness to stable housing in the most rapid manner given available resources."
For FY 2026-2027, no CDBG funding is allocated for homeless outreach services; however, PLHA funds will be used to support the City's and the Orange County Sheriff Department's Street Outreach Team.
City-funded staff will assess and engage individuals experiencing homelessness. Outreach services include referrals to shelters and social service agencies.
Addressing the emergency shelter and transitional housing needs of homeless persons Several local nonprofit agencies provide supportive services, emergency shelter, and transitional housing for special needs populations such as victims of domestic violence, homeless teens, and families with children. The City did receive any applications for CDBG funding to provide emergency housing (short-term motel stays}. The City has also established relationships with other regional shelter service providers. Referrals to these programs will also be made.
Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals Annual Action Plan
2026
0MB Control No: 2506-0117 (exp. 09/30/2021) FINAL 05/05/26 26 and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again
The City wfll continue to assist homeless persons in transitioning to permanent housing and independent living by collaborating with agencies_ that provide shelter. The City will also continue to provide referrals to public assistance programs offered by other agencies to prevent homelessness. The City will support OCHA and its efforts to secure additional Veterans Affairs Supportive Housing (VASH) vouchers, Continuum of Care (homeless housing vouchers), and rental assistance vouchers and certificates for lower-income special needs populations.
Helping low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families and those who are: being discharged from publicly funded institutions and systems of care (such as health care facilities, mental health facilities, foster care and other youth facilities, and corrections programs and institutions); or, receiving assistance from public or private agencies that address housing, health, social services, employment, education, or youth needs.
As previously outlined, the City's homeless strategy is based on the proposition that keeping a household sheltered in place is less expensive and disruptive. To this end, the City will utilize CDBG and PLHA resources to support agencies that provide safety-net services aimed at preventing homelessness.
Safety net services include food banks, rent/utility assistance, low-cost medical/dental services, and subsidized childcare services. The City will also support regional homeless planning efforts, including efforts to prevent individuals leaving institutions from becoming homeless.
Discussion
The City's homeless strategy helps prevent homelessness.by supporting local service providers that engage with and assess the needs of City residents at risk of homelessness and those who may be experiencing homelessness. FY 2026-2027 CDBG and PLHA funding are allocated to support programs that provide housing and the support services needed to achieve and maintain self-sufficiency.
Annual Action Plan
2026
0MB Control No: 2506-0117 (exp. 09/30/2021} FINAL 05/05/26 27 AP-75 Barriers to affordable housing - 91.220(j)
Introduction:
Barriers to affordable housing and actions to overcome these obstacles are listed in the City's Housing Element and incorporated into the Consolidated Plan.
Actions it planned to remove or ameliorate the negative effects of public policies that serve as barriers to affordable housing such as land use controls, tax policies affecting land, zoning ordinances, building codes, fees and charges, growth limitations, and policies affecting the return on residential investment The City of Laguna Niguel works to remove barriers to affordable housing by implementing a Housing Element consistent with California law and by taking actions to reduce costs or provide offsetting incentives to support the production of safe, high-quality, affordable housing. The City is committed to removing governmental constraints that hinder housing production and offers a one-stop, streamlined permitting process to facilitate efficient entitlement and building permit processing.
Discussion:
The City's Housing Element identifies several barriers to creating affordable housing opportunities and actions the City can take to reduce their impact on affordable housing development. The City's Consolidated Plan mirrors these actions in the Housing Element.
Annual Action Plan
2026
0MB Control No: 2506-0117 (exp. 09/30/2021) FINAL 05/05/26 28 AP-85 Other Actions - 91.220(k)
Introduction:
Below are the actions the City will implement during FY 2026-2027 to address the sub-strategies of the Consolidated Plan.
Actions planned to address obstacles to meeting underserved needs The Consolidated Plan recognizes special needs populations, seniors, and extremely low-income residents as underserved populations facing significant (i.e., "worst-case") housing needs. These residents are more likely to become homeless because they have limited incomes and other issues that may require housing and supportive services. During FY 2026-2027, the City will encourage and support OCHA's efforts to obtain additional rental assistance resources, especially for disabled, senior, and low income households.
CDBG funding is dedicated to providing a safety net of social services for the community's most vulnerable residents. Additionally, CDBG-funded capital improvement projects to be undertaken during the year will update public improvements to meet current ADA standards.
Laguna Niguel does not participate in HU D's HOME program, which targets resources for affordable housing activities. However, the City has approved specific plans to allow the development of several multifamily projects, with 5% to 10% of the units designated as affordable to very low- or low-income households. PLHA funding is also allocated to provide grants to lower-income homeowners with disabilities to upgrade their residences to improve accessibility and mobility.
Actions planned to foster and maintain affordable housing For FY 2026-2027, the City does not anticipate using CDBG resources to fund housing activity; however, as stated above, the City will use PLHA resources to fund a home repair program for disabled homeowners. Habitat for Humanity, Orange County, and Dayle McIntosh Center administer the program.
The City will continue to support OCHA's administration of HU D's voucher and certificate rental assistance program. It will also monitor properties and housing units that are subject to covenants to preserve affordability. As indicated above, the City has approved specific plans to develop several multifamily projects, with 5% to 10% of the units designated as affordable for very low- or low-income households.
Actions planned to reduce lead-based paint hazards
The majority of Laguna Niguel's housing stock was built after 1980. Consequently, most of the City's housing stock is unlikely to contain lead-based paint hazards; nonetheless, the City will continue to make information available to community residents about the health impacts of lead-based paint hazards, especially for young children.
Annual Action Plan
2026
0MB Control No: 2506-0117 (exp. 09/30/2021) FINAL 05/05/26 29 Actions planned to reduce the number of poverty-level families According to the U.S. Census Bureau (Poverty Status in the Past 12 Months-2024: ACS 5~Year Estimates), 6.4% of the City's population lives below the poverty level, including 6.3% of Laguna Niguel residents aged 65 and older and 7.5% of residents aged 18 years and younger.
The City will undertake or support the following activities to help reduce the number of residents living in poverty:
• Support rental assistance programs that OCHA provides for very low-income renters, particularly senior, disabled, and low-income households with children. • Continue to support homeless prevention services for individuals who are presently housed but at risk of losing their residence, and assist those already homeless in need of housing stabilization.
• Support public services that provide a social safety net for lower-income individuals. • Support the Orange County Workforce Investment Board programs.
The City's Economic Development program supports CalWORKs and the Orange County Workforce Investment Board programs.
Actions planned to develop institutional structure
The City will continue its efforts to build an institutional structure that identifies and accesses resources to improve and serve the community. The City solicited the input of local service providers through its grant application process. Additionally, through the League of Orange County Cities and the City Managers' Association, the City has actively sought long-term solutions to address homelessness in the region. The City will continue to support the OCHA in implementing its five-year Public Housing Authority (PHA) Plan, which aims to provide rental assistance vouchers and certificates. The City will also join other CDBG grantee communities to explore and participate in regional planning and program initiatives.
Actions planned to enhance coordination between public and private housing and social service agencies
The City of Laguna Niguel does not operate public housing; OCHA provides rental assistance in the community. Federal legislation requires the Housing Authority to prepare five-year and one-year plans (PHA Plans) highlighting its mission, goals, and objectives related to assisted housing programs. The City will review the Authority's plans and provide OCHA with the opportunity to review and consult with the City regarding the City's Consolidated Plan. This cross-consultation aims to provide consistent and coordinated housing services for City residents.
As stated above, Laguna Niguel has established positive working relationships with several local nonprofit organizations. As the City continues to implement .its CDBG program, it will coordinate efforts with nonprofit partners to promote the efficient and effective use of limited public resources.
Annual Action Plan 30
2026
0MB Control No: 2506-0117 {exp. 09/30/2021) FINAL 05/05/26 Discussion:
HUD-funded grant recipients are required to affirmatively further fair housing in the community and not to discriminate in housing or services, directly or indirectly, on the basis of race, color, religion, sex, national origin, age, familial status, or disability. Grant recipients such as Laguna Niguel are required to (1) examine and attempt to alleviate housing discrimination within their jurisdiction; (2) promote fair housing choices for all persons; (3) provide opportunities for all persons to reside in any given housing development, n~gardless of race, color, religion, sex, disability, familial status, national origin, and other personal or familial attributes; (4} promote housing that is accessible to and usable by persons with disabilities; (5) and comply wi_th the non-discrimination requirements of the Fair Housing Act. HUD encourages jurisdictions to consult with one another and initiate region-wide fair housing planning. The Orange County Regional Assessment of Fair Housing (OC-AFH} is the primary document for this purpose. In addition to identifying impediments, a strategy to overcome barriers must be developed and implemented - accomplishments are reported annually. The City participated in the development of a regional AFH, which the City Council adopted in May 2025. A summary of impediments to fair housing and the action steps the City will take during FY 2026-2027 to affirmatively further fair housing is found in Attachment 4.
Annual Action Plan
2026
0MB Control No: 2506-0117 (exp. 09/30/2021) FINAL 05/05/26 31 Program Specific Requirements
AP-90 Program Specific Requirements - 91.220(1)(1,2,4)
Introduction:
Each HUD program covered by the Consolidated Plan regulations must address certain program-specific requirements. Below are the requirements for the CDBG program as prescribed by the Consolidated Plan template.
Community Development Block Grant Program (CDBG)
Reference 24 CFR 91.220(1)(1)
Projects planned with all CDBG funds expected to be available during the year are identified in the Projects Table. The following identifies program income that is available for use that is included in projects to be carried out.
1. The total amount of program income that will have been received before the start of the next program year and that has not yet been reprogrammed 0
2. The amount of proceeds from section 108 loan guarantees that will be used during the year to address the priority needs and specific objectives identified in the grantee's strategic plan. 0
3. The amount of surplus funds from urban renewal settlements 0
4. The amount of any grant funds returned to the line of credit for which the planned use has not been included in a prior statement or plan O
5. The amount of income from float-funded activities 0
Total Program Income: 0
Other CDBG Requirements
1. The amount of urgent need activities O
2. The estimated percentage of CDBG funds that will be used for activities that benefit persons of low and moderate income. Overall Benefit - A consecutive period of one, two, or three years may be used to determine that a minimum overall benefit of 70% of CDBG funds is used to benefit persons of low and moderate income. Specify the years covered that include this Annual Action Plan. 100.00% Discussion:
The City will meet the overall 70 percent benefit for low- and moderate-income requirements of the CDBG program over one program year- FY 2026-2027.
Annual Action Plan
2026
0MB Control No: 2506-0117 (exp. 09/30/2021) FINAL 05/05/26 32 02/ 20/ 26 Five-Year and One-Year Summary of Accomplishments Grantee Na me· City of Laguna Niguel
Decent Housl111
Objective: Housing Preservation Source of Year Performance Expected Actual Percent Funds Indicators Number Number Comoleted
2025 Housing Units 0 0.00%
2026 Housing Units
Improve or expand the supply of housing affordable for lower-income PLHA& 2027 Housing Units households (in partnership with nonprofits)• CDBG 2028 Housing Units 2029 Housing Units
5-Yr Con Plan Goal 12
2025 Housing Units 120 0.00%
2026 Housing Units
Housing Choice Vouchers (Administered by OCHA): Improve or expand HUD 2027 Housing Units the supply of housing affordable to lower -income households Housing 2028 Housing Units Vouchers 2029 Housing Units
120 TBD
5-Yr Con Plan Goal (Annual Avg) (1 Yr Avg) (1 Yr Avg)
Suitable Uvlng Environment
Objective: Public Social Services Source of Year Performance Expected Actual Percent Objective: Infrastructure and Facility Improvements Funds Indicators Number Number Comoleted 2025 Individuals 1,776 0.00%
2026 Individuals
Provide or improve access to publi c social services for low- and CDBG 2027 Individuals moderate-income persons and persons with special needs 2028 Individuals 2029 Individuals
5-Yr Con Plan Goal 8,000 0 0.00%
2025 Projects 1,426 0.00%
2026 Projects
Improve and expand public infrastructure and facilities that benefit low 2027 Projects CDBG and moderate-income neighborhoods and residents 2028 Projects 2029 Projects
5-Yr Con Plan Goal 8,000 0 0.00%
Economic Opportunity
Objective: Economic Opportunities Source of Year Performance Expected Actual Percent Funds Indicators Num ber Number Comol eted
2025 Businesses 0 NA
2026 Businesses
No Consolidated Plan goals NA 2027 Businesses
2028 Businesses
2029 Businesses
5-Yr Con Plan Goal 0 0 NA
Attachment 1 1 of 2
02/20/2 6 Five-Year and One-Year Summarv of Accomplishments Continuum of care
Objective: Homeless Continu um of Care Source of Year Performance Expected Act ual Percent Funds Indicators Number Number Completed
2025 Individuals 248 0.00%
2026 Indiv iduals
Provide a continuum of supportive and housing services for the CDBG 2027 Individuals homeless and households at risk of homelessness 2028 Individuals 2029 Individuals
5-Yr Con Plan Goal 1,125 0 0.00%
Other
Objective: Administration and Planning Sou rce of Year Performance Expected Act ual Percent Funds Indicators Num ber Number Completed
2025 Year of Ad min 1 0.00%
Provide for administration and planning activities to carry out actions 2026 Year of Ad min that address needs in the Consolidated Plan, including fair housing CDBG 2027 Year of Admin services to address local impediments to fair housing 2028 Year of Ad min 2029 Year of Admin
5-Yr Con Plan Goal s 0 0.00%
2025 Households 90 0.00%
Provide for administration and planning activities to carry out actions 2026 Households that address needs in the Consolidated Plan, including fair housing CDBG 2027 Households services to address local impedimen ts to fair housing 2028 Households 2029 Households
5-Yr Con Plan Goal 500 0 0.00%
• The Consolidated Plan did not ident ify state fund s (PLHA) as an additional funding source for housing rehabilitation .
Attachment 1 2 of 2
Coastal Current ~s::--
Laguna Niguel News
1920 Main St. Suite 225
Irvine, California 92614
714 796-2209
30111 Crown Valley Parkway
Laguna Niguel, California 92677
AFFIDAVIT OF PUBLICATION
STATE OF CALIFORNIA
County of Orange County
I am a citizen of the United States and a resident of the County aforesaid; I am over the age of eighteen years, and not a party to or interested in the above-entitled matter. I am the principal clerk of the Laguna Niguel News, a newspaper that has been adjudged to be a newspaper of general circulation by the Superior Court of the County of Orange County, State of California, on February 17, 1998, Case No. A-190535 in and for the City of Laguna Niguel, County of Orange County, State of California; that the notice, of which the annexed is a true printed copy, has been published in each regular and entire issue of said newspaper and not in any supplement thereof on the following dates, to wit:
03/19/2026
I certify (or declare) under the penalty of perjury under the laws of the State of California that the foregoing is true and correct:
Executed at Anaheim, Orange County, California, on
Date: Mar 19, 2026.
Signature
Attachment 2 1 of3
NOTICE OF PUBLIC HEARING
City of Laguna Nigu el - City counc il
NOTICE OF COMMENT PER IOD AND PUBLIC HEARING
NOTICE IS HEREB Y GIVEN tllat tile City of Lagunc1 Nlguel WIii conduct a 30-day PUbllc review from Morch 20, 2026, to APrll 20, 2026, and 11 01d Cl PUbllc hearing to consider the Flscal Year ( FY) 2026-2027 Annual Action Plan rel oted to the use of Community Development Block Gront (CDBGJ funds :
Dote ot Hecirlng: Apr il 21, 2026
T ime of Heorlng : 7:00 P.M ., or os soon t11ereof ter os poss Ible Loguna Nlguel CltY Holl, council Chombe rs
30111 Crown Vol ley PorkWCIY
Laguno Nlguel, CA 92677
PROPOSAL : FY 2026-2027 Annual Action Plan
The u .s . Department of Housing ond Urban Development (HUD) requires the City of Laguno Nlgue l to prepare ond odopt a consolldated Plan for the City's CDBG Progrom every fiv e years. Tl1e Conso ll dated Plan Id ent ifi es co mmun ity needs and activities t11e City can Implement w1t11 CDBG funds to provide decent hous ing and suitable llvlng environments and to address commun ity service and foclllty needs that prlmarlly serve low- and moderate-Income households. Tile 2025-2029 Conso llda ted Plan was Cldopfed by tile Cl t y councll In MOY 2025.
A component of tile Conso lldoted Plan Is the Annual Action Plan . Tile FY 2026-2027 Annual Action Plan outllnes the City's proposed use of CDBG funds for the flscal year .
To date, HUD llos not announced the FY 2026-2027 CDBG ollocatlons ; however, for plcmnlng purposes, til e City ontlclpates receiving approxima tely S335,000 In CDBG funds for F Y 2026-2027. UP to 15 percent (S50,250) may be allocated to public service programs. UP to 20 percent ($67,000J may be allocoted to program admlnlstratlon. Tile remalncler (5217, 750) may be al located to cap ita I Improv emen t p rolects that benefit low - and moderote-lncome Lagu na Nlguel resldents. An addl tlonal 535,773 111 pr ior year uncommitted c DBG funds ls also avol loble for FY 2026-2027 capita I Impr ovemen t prolects . Prellmlnary funding recommendat ions WIii be Cid lust ed Dosed on the flnal FY 2026-2027 CDBG a ll ocotlon once PUbllshecl IJY HUD . The City Council WIii es tablish flnal funding levels for pub l lc service programs, administration, and cap ita I Impr ovement prolects In the FY 2026-2027 A ction Plan.
The Drott 2026-2027 Annual Action Plan WI ii l)e avCIIIClble for pub ll c revlew Oil the Clty website between Marcil 20 and APrll 20, 2026: www.CltYofLagunaNlguel.org/CDBG.
The Laguna Nlguel Clty Counc ll WIii conslder oil wr itt en comments received durlng tile PUbllc review perlod. T he FY 2026-2027 Annual Action Plan ls scheduled for flnol adoption at tile City Council Meeting on Moy 5, 2026.
INVITATION TO BE HEARD : All Interested persons are lnvlted to the PUbllC Hearing to comment on t11e C lt y's proposed C DBG al locotlons. In addition, wr i tten comments may be submitted to the Community Development Deportment be fore tile public hearlng .
If you wlsh to cha ll enge ll1e action taken on t111s proposal In court, you may be limited to rc1lslng on ly tllose Issues you or someone else raised cit the Public Heorlng descrlbed In th is notice or In writt en correspondence dellvered to th e City at or Prio r to tl1e Pub ll c Heor lng .
In format ion on t11e Clty •s CDBG progrmn ls avc1lloble for pub li c review cit the City 's webs ite www.cltyoflagunonlguel.org /CDBG . The City Counc ll staff report wil l be CIVCIIIClble by FrldCIY Clffernoon, APrll 17, 2026. Those deslrlng a COPY Of the stot f report or request i ng furt l1er Informati on may contoct Honnoh Tomodc lon, Community Development Deportment Monagement Analyst , at 11tamad don @c ltyoflogunon lguel. org.
Marissa J. Aslstln, CMC. City Clerk
Laguna Niguel News
Publish ed: 3/ 19/26
Attachment 2 2 of 3
SUMMARY OF PUBLIC COMMENTS
30-DAY COMMENT PERIOD
No public comments were received during the public comment period.
PUBLIC HEARING
Four individuals representing four public service grant applicants spoke during the public hearing. • Steve Moyer - Age Well Senior Services: Thanked the City Council for past financial support and for the recommendation for FY 26/27 CDBG funding.
• Ross Chun - Family Assistance Ministries: Thanked the City Council for past financial support and for the recommendation for FY 26/27 CDBG funding.
• Ryan Dillon - Last Is First - Provided an overview of services the organization provides and thanked the City Council for the recommendation for FY 26/27 CDBG funding. • Shannon Sciortino - YMCA Laguna Niguel Branch: Thanked the City Council for past financial support and for the·recommendation for FY 26/27 CDBG funding.
Attachment 2 3 of3
FY 2026-2027 CDBG Eligible Areas
Aliso Viejo
- CDBG Eligible Areas 26-27
c:J City Boundary
Path: G:\PROJECTS\LAGUNA NIGUEL\CDBG Eligible Areas FY26-27.aprx Attachme nt 3
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1.00 CITY OF LAGUNA NIGUEL
HUD LOW/MODERATE-INCOME AREA DATA
Community Low/Mod Low/Mod Low/Mod Census Block
Name Residents Univers Percent Tract Group
Laguna Niguel 1,440 1,560 92.30% 042334 2
Laguna Niguel 2,060 2,255 91.40% 042331 2
Laguna Niguel 1,080 1,515 71.30% 042334 1
Laguna Niguel 800 1,200 66.70% 042315 1
Laguna Niguel 1,155 1,735 66.60% 042330 4
Laguna Niguel 785 1,185 66.20% 042330 2
Laguna Niguel 1,160 1,845 62.90% 042331 3
Laguna Niguel 770 1,225 62.90% 042315 5
Laguna Niguel 400 845 47.30% 042329 1
Laguna Niguel 525 1,125 46.70% 042332 1
Laguna Niguel 855 1,960 43.60% 042320 4
2024 HUD data as of 3/4/26
www.hudexchange,lnfo/programs/acs-low-mod-summary-data/acs-low-mod-summary-data-summarized-block-groups/ Attachment 3 2 of 2
Laguna Niguel - Affirmatively Furthering Fair Housing Plan Issue: Concentration
Most of the city is considered an area of high White concentration, except for a few neighborhoods with low-medium concentration (which are predominantly White) in the northeastern and eastern parts of the city .
Contributing Factors:
1. Historical land use development patterns and zoning, environmental constraints, and lack of vacant land limit opportunities for larger and higher density project types.
2. Current high cost of housing limits access to lower income households of all races/ethnicities.
3. Lack of affordable housing and need for greater access to opportunities .
4. Regional coordination affects transit services , funding sources, and allocation of housing resources including vouchers.
5. Community resistance to development.
Actions: Timeframe:
Increase fair housing knowledge through the following actions :
1. Promote Fair Housing Council programs and expand knowledge of By December 2025, first-time homebuyer programs on the City's website, newsletters, and review annually through social media. thereafter
2. Promote affirmative marketing plans in all new housing developments Ongoing that are designed to attract renters and buyers of diverse demographic backgrounds, including race, ethnicity, income, disability, and familial status.
3. Develop an outreach plan and materials to communicate the benefits By December 2025 of vouchers and tenant rights regarding just cause evictions , lim itations on rent increases, and replacement housing requirements if any existing residential units would be removed , based on state law.
Increase housing opportunities in high opportunity areas through the following actions :
4. lncentivize multi-family and mixed- use development in the Gateway Specific Plan area (northeast portion of city) through the following actions:
a. Amend the Gateway Specific Plan to mandate that any public By July 2025 benefit provided to achieve a density of higher than 50 du/ac shall include a provision of affordable housing, and to encourage the production of workforce housing and missing middle housing.
Attachment 4 1 of 5
b. Allocate CDBG or other available funding assistance to projects Annually in the Gateway Specific Plan area that include multi-family units targeted for extremely-low-income households, as feasible.
C. Provide administrative assistance to affordable housing Ongoing developers in preparing grant applications.
d. Post and maintain a current inventory of vacant sites in the Ongoing Gateway Specific Plan area suitable for multi-family residential or mixed-use development on the City website.
e. Contact local developers and publicize development Annually opportunities within the Gateway Specific Plan area at least once each year.
f. Assist in facilitating subdivision of large parcels where Ongoing necessary to create building sites through concurrent
processing and project coordination.
5. Contact the property owners of vacant properties to assist Annually development of the site for residential purposes.
6. Continue to implement state Density Bonus Law as amended from time Ongoing to time.
7. Engage and assist developers seeking funding and/or tax credits for the Annually construction of low- and moderate-income housing.
8. lncentivize affordable housing development through modified Ongoing development standards, expedited processing, or other financial incentives for affordable housing projects.
9. Provide administrative assistance to developers of low- or moderate- Ongoing income projects.
10. Promote options for assistance to developers on the City website. Ongoing
11. Prioritize funding assistance for Extremely Low-Income units. Ongoing
12. Review City-owned properties annually to identify any surplus land Annually that could be made available for affordable housing development and distribute list of suitable sites to regional affordable housing developers.
13. Work cooperatively with the County of Orange and other local cities to Ongoing, create a regional housing bond program to help fund affordable consultation with housing and permanent supportive housing. County at least annually
Attachment 4 2 of 5
Issue: Disparities in Access to Opportunities
Based on analysis of fair housing complaint data, individuals with disabilities disproportionately experience discrimination in housing.
Contributing Factors:
1. Insufficient fair housing monitoring and limited outreach capacity
2. Lack of resources for fair housing agencies and organizations
3. Limited understanding of fair housing laws
Actions: Timeframe:
Improve fair housing education and outreach through the following actions:
1. Direct fair housing inquiries to the Fair Housing Council of Orange Ongoing County (FHCOC).
.t_
2. Post and update information annually regarding fair housing and Annually request that FHCOC conduct a presentation every two years about the services available.
3. In cooperation with the FHCOC, contact all low-income apartment By July 2025 and complexes annually to provide education and materials about the annually thereafter Section 8 program, including multi- lingual materials.
4. Publish and update fair housing information on the City website and Annually via social media annually.
Issue: Disproportionate Housing Needs
Housing cost burden is an issue for renters across Orange County, including in Laguna Niguel.
Contributing Factors:
1. Historical land use development patterns and zoning, environmental constraints, and lack of vacant land limit opportunities for larger and higher density project types.
2. Current high cost of housing limits access to lower income households of all races/ethnicities.
3. Lack of affordable housing and need for greater access to opportunities.
4. Community resistance to development.
5. Regional coordination affects transit services, funding sources, and allocation of housing resources including vouchers.
6. Age of housing stock.
7. Cost of repairs/rehabilitation.
Actions: Timeframe:
Encourage the development of ADUs and SB 9 units through the following actions:
Attachment 4 3 of 5
1. Monitor the production and affordability of ADUs every three Perform review in years to ensure the City is meeting ADU production targets and December 2026 act if projections are not consistent.
2. Conduct increased outreach and education on ADU and SB 9 Ongoing unit/lot split opportunities.
3. Continue to promote ADUs on the City's website, social media, Ongoing and at City offices.
4. Promote SB 9 units and lot splits on the City's website, social Ongoing media, and at City offices.
5. Expedite ADU permit processing. Ongoing
Provide support to individuals experiencing homelessness through the following actions:
6. Participate in meetings of the Orange County Homeless Issues Ongoing Task Force as they occur
7. Allocate an appropriate level of CDBG funding in relation to the Annually local need.
8. Explore and consider Project Homekey and opportunities to Ongoing work with the County.
9. Assist applicants proposing permanent or interim supportive Ongoing housing by helping to apply for funding.
Expand the use of Housing Choice Vouchers through the following actions:
10. Contact all low-income apartment complexes annually to By July 2025 and annually provide education and materials about the Section 8 program thereafter including multilingual materials.
11. Encourage the development of missing middle housing types Between 2021-2029, and evaluate specific methods to encourage their production in facilitate 80 "missing RCAAs, areas of higher density, and in the central areas of the middle" units, with at least City. 20% located in targeted
areas, including RCAAs,
higher density areas,
central areas of the City.
Preserve existing affordable housing units and prevent
displacement through the following actions:
12. Monitor assisted units to assess the risk of conversion to market Annually rate.
Attachment 4 4of 5
13. Offer financial incentives to encourage owners of at-risk Three-year, twelve-month, properties to maintain their rental units as affordable housing. and six-month coordination with at-risk
property owners and
OCHCS.
14. Allocate a portion of CDBG funds to assist in extending Annually affordability covenants for at-risk units.
15. Provide educational materials to tenants of properties with Ongoing expiring covenants regarding options for securing other affordable housing.
16. Continue the City's active property maintenance program run by Conduct windshield the Code Enforcement Division of the Community Development surveys covering all Department. properties in the City every
six months.
17. Seek CDBG funding for housing rehabilitation. Facilitate rehabilitation of 15 housing units between
2021-2029.
18. Survey older areas of the City and connect property owners to Six property owner rehabilitation programs. contacts per year.
Attachment 4 5 of 5