Agenda packet — Monterey City Council, May 6, 2025 (part 2 of 3)

Saturday January 25 Montecito Park and Fire Station #13, 220 Montecito Avenue 12:00 p.m. – 2:00 p.m.

Tuesday January 27 El Estero Park Center, 725 Pearl Street 6:00 p.m. – 8:00 p.m.

Pop Ups
Tuesday December 17 Downtown Farmer's Market. Alvarado Street 4:00 p.m. – 6:30 p.m.

Saturday December 21 Laguna Grande Regional Park, 401 Virgin Avenue 11:00 a.m. – 1:00 p.m.

Tuesday January 7 Downtown Farmer's Market, Alvarado Street 4:00 p.m. – 6:30 p.m.

Saturday January 11 Monterey Sports Center, 301 E. Franklin Street 12:00 p.m. – 3 p.m.

Tuesday January 14 Downtown Farmer's Market on Alvarado Street 4:00 p.m. – 6:30 p.m.

Virtual Community Meeting
Thursday January 9
City of Monterey's Virtual Community Meeting for
CDBG Consolidated Plan and Annual Action Plan
https://monterey-org.zoomgov.com/j/1618502295
6:00 p.m. – 8:00 p.m.

You’re invited to attend

COMMUNITY DEVELOPMENT BLOCK GRANT FUNDING
The City of Monterey is preparing its 2025-2029 CDBG Consolidated Plan (Con Plan) and 2025-2026 Annual Action Plan. The Con Plan prioritizes the housing and community development needs of the City’s low- and moderate-income residents over the next five years. Several community outreach meetings are scheduled throughout Monterey to get community input, and you are invited to attend:

Survey closes January 31, 2025!
For additional information or for Individuals with disabilities that require reasonable accommodation please contact City of Monterey Housing Programs at monterey.gov/housing or (831) 646-3995 Monday through Friday 8:00 a.m. to 4:00 p.m. surveymonkey.com/r/EnglishMontereyCPSurvey2025

PLEASE TAKE OUR SURVEY
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 193, Packet Page 292 Eventos Comunitarios Formales
Lunes Enero 13 Hilltop Park Center, 871 Jessie Street 6:00 p.m. – 8:00 p.m.

Sabado Enero 25 Montecito Park and Fire Station #13, 220 Montecito Avenue 12:00 p.m. – 2:00 p.m.

Jueves Enero 27 El Estero Park Center, 725 Pearl Street 6:00 p.m. – 8:00 p.m.

Eventos Emergentes
Martes Diciembre 17 Downtown Farmer's Market. Alvarado Street 4:00 p.m. – 6:30 p.m.

Sabado Diciembre 21 Laguna Grande Regional Park, 401 Virgin Avenue 11:00 a.m. – 1:00 p.m.

Martes Enero 7 Downtown Farmer's Market, Alvarado Street 4:00 p.m. – 6:30 p.m.

Sabado Enero 11 Monterey Sports Center, 301 E. Franklin Street 12:00 p.m. – 3 p.m.

Jueves Enero 14 Downtown Farmer's Market, Alvarado Street 4:00 p.m. – 6:30 p.m.

Evento de Comunidad Virtual
Jueves Enero 9
Reunión comunitaria virtual de la ciudad de Monterey para el plan consolidado y el plan de acción anual de CDBG
https://monterey-org.zoomgov.com/j/1618502295
6:00 p.m. – 8:00 p.m.

La ciudad de Monterey está preparando su Plan Consolidado CDBG 2025-2029 (Plan Con) y su Plan de Acción Anual 2025-2026. El Plan Con prioriza las necesidades de vivienda y desarrollo comunitario de los residentes de ingresos bajos y moderados de la ciudad durante los próximos cinco años. Se han programado varias reuniones de extensión comunitaria en todo Monterey para obtener opiniones de la comunidad, y usted está invitado a asistir:

Estás invitado a asistir

EVENTOS DE ALCANCE COMUNITARIO
para ayudarnos a priorizar

LOS FONDOS DE SUBVENCIONES EN BLOQUE

PARA DESARROLLO COMUNITARIO
La encuesta cierra el 31 de Enero, 2025!
Para obtener información adicional o para personas con discapacidades que requieren adaptaciones razonables, comuníquese con los Programas de Vivienda de la Ciudad de Monterey en monterey.gov/housing o al (831) 646-3995 de lunes a viernes, de 8:00 a.m. a 4:00 p.m.

DA TU OPINON haveyoursaymonterey.org/cdbg-conplan

MONTEREY

POR FAVOR, REALICE LA ENCUESTA
surveymonkey.com/r/SpanishMontereyCPSurvey2025
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 194, Packet Page 293 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 195, Packet Page 294 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 196, Packet Page 295

OR
For additional information or for Individuals with disabilities that require reasonable accommodation please contact City of Monterey Housing Programs at https://monterey.gov/city_hall/departments/housing_programs/index.php or 831-646-3995 Monday through Friday 8:00 a.m. to 4:00 p.m.

You Are Invited to Attend
Either Meeting to Provide
Your Input:

NOTICE: VIRTUAL STAKEHOLDER MEETINGS FOR COMMUNITY

DEVELOPMENT BLOCK GRANT FUNDING (CDBG)

THE CITY NEEDS YOUR INPUT ON HOUSING & COMMUNITY DEVELOPMENT

NEEDS IN MONTEREY
The City of Monterey is preparing its 2025-2029 CDBG Consolidated Plan (Con Plan). The Con Plan prioritizes the housing and community development needs of the City’s low- and moderate-income residents over the next five years.

Wednesday, December 11, 2024, 2:00 PM-3:30 PM
ZOOM LINK: https://us02web.zoom.us/j/9804507823?omn=83182954978 Meeting ID: 980 450 7823
Please RSVP: https://www.surveymonkey.com/r/Dec11StakeholderMtg Thursday, December 19, 2024, 10:00 AM-11:30 AM
ZOOM LINK: https://us02web.zoom.us/j/9804507823?omn=86718580126 Meeting ID: 980 450 7823
Please RSVP: https://www.surveymonkey.com/r/Dec19StakeholderMtg DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 197, Packet Page 296

OR
Para obtener información adicional o para personas con discapacidades que requieren adaptaciones razonables, por favor comuníquese con las oficinas de Programas de Vivienda de la Ciudad de Monterey en el siguiente enlace https://monterey.gov/city_hall/departments/housing_programs/index.php o al 831-646-3995 de lunes a viernes de 8:00 a. m. a 4:00 p.m.

Está invitado a asistir a
cualquiera de las reuniones
para brindar su opinión:

AVISO: REUNIONES VIRTUALES PARA PARTES INTERESADAS SOBRE LA FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO

COMUNITARIO (CDBG)
LA CIUDAD NECESITA SU OPINIÓN SOBRE LAS NECESIDADES DE VIVIENDA Y

DESARROLLO COMUNITARIO EN MONTEREY
La Ciudad de Monterey está preparando su Plan Consolidado CDBG 2025-2029 (Plan Con). El Plan Con, priorizara las necesidades de vivienda y desarrollo comunitario de los residentes de ingresos bajos y moderados de la ciudad durante los próximos cinco años.

Miércoles, 11 de diciembre del 2024, 2:00 PM-3:30 PM
ENLACE ZOOM: https://us02web.zoom.us/j/9804507823?omn=83182954978 ID de reunión: 980 450 7823
Por favor confirme su asistencia: https://www.surveymonkey.com/r/Dec11StakeholderMtg Jueves, 19 de diciembre de 2024, 10:00 a. m.-11:30 a. m.

ENLACE ZOOM: https://us02web.zoom.us/j/9804507823?omn=86718580126 ID de reunión: 980 450 7823
Por favor confirme su asistencia: https://www.surveymonkey.com/r/Dec19StakeholderMtg DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 198, Packet Page 297 Home
Active Projects
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ADA Transition Plan Update
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Old Capitol Site Master Plan
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DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 199, Packet Page 298 Home Community Development Block Grant Funding
Key Dates
December 17 2024
Launch of Survey
Survey In English:
https://www.surveymonkey.com/r/EnglishMontereyCPSurvey202 5 Encuesta En Español:
https://www.surveymonkey.com/r/SpanishMontereyCPSurvey20 25 December 17 2024
Pop Up Outreach at Farmer's Market
December 21 2024
Pop Up Outreach at Laguna Grande Regional Park, 401
Virgin Avenue
Saturday, December 21 at Laguna Grande Regional Park, 401 Virgin Avenue
/
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 200, Packet Page 299 From 11 AM – 1 PM
January 07 2025
Pop Up Outreach at Farmer's Market
Tuesday, January 7 at Downtown Farmer's Market, Alvarado Street
From 4 PM – 6:30 PM
January 09 2025
Virtual Community Meeting for CDBG Consolidated
Plan and Annual Action Plan
Thursday, January 9 - City of Monterey's Virtual Community Meeting for CDBG Consolidated Plan and Annual Action Plan From 6 PM – 8 PM
Zoom link: https://monterey-org.zoomgov.com/j/1618502295 January 11 2025
Pop Up Outreach at Monterey Sports Center, 301 E.

Franklin Street
Saturday, January 11 at Monterey Sports Center, 301 E. Franklin Street
From 12 PM – 3 PM
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 201, Packet Page 300 January 13 2025
Community Meeting at Hilltop Park Center, 871 Jessie
Street
Monday, January 13 at Hilltop Park Center, 871 Jessie Street From 6 PM – 8 PM
January 14 2025
Pop Up Outreach at Farmer's Market
Monday, January 13 at Hilltop Park Center, 871 Jessie Street From 6 PM – 8 PM
January 25 2025
Community Meeting at Montecito Park and Fire Station
#13, 220 Montecito Avenue
Saturday, January 25 at Montecito Park and Fire Station #13, 220 Montecito Avenue
From 12 PM – 2 PM
December 27 2024
Community Meeting at El Estero Park Center, 725 Pearl
Street
Tuesday, January 27 at El Estero Park Center, 725 Pearl Street From 6 PM – 8 PM
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 202, Packet Page 301 April 08 2025
Date of Presenting the Con Plan and Annual Action
Plan before Planning Commission
April 8, 2025 is the estimated date of when the staff will present the Consolidated Plan to the Planning Commission.

May 06 2025
Date of Presenting the Con Plan Con Plan and Annual
Action Plan Before the City Council
April 22, 2025 is the estimated date of when the staff will present the Consolidated Plan to the City Council.

May 15 2025
Estimated Submission of Con Plan to the U.S.

Department of Housing and Urban Development
May 15, 2025 is the City of Monterey's estimated Con Plan submission date to the U.S. Department of Housing and Urban Development.

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E-NEWS FROM THE

CITY OF MONTEREY
January 3, 2025
monterey.gov
Share as Webpage
Happy New Year!
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 205, Packet Page 304 Photo credit: Larry Nordwick, Creative Images
We are excited for a new year. Many initiatives already in process are rolling over from 2024, and new projects and programs are in the works. We are very busy! Let's continue to work and learn from each other, share ideas and our hopes for the future. Our community is strong and thriving, thanks to collaboration, vision, and caring for one another. A community where residents are engaged, city staff work hard with positive leadership, and business and other agency community partnerships work together to inspire each other, result in a good formula for a great year ahead. Thank you for all you contribute to the community, and Happy New Year!
CDBG Community Outreach Events and Resident Survey for
Consolidated Plan (2025 - 2029) and Annual Action Plan (2025 - 2026)
The City of Monterey is preparing its 2025-2029 CDBG Consolidated Plan (Con Plan) and 2025-2026 Annual Action Plan. The Con Plan prioritizes the housing and community development needs of the City’s low- and moderate-income residents over the next five years.

Several community outreach meetings and pop-up events are scheduled throughout Monterey in January to get community input, and you are encouraged to attend.

The next community meeting is happening Monday, January 13 at Hilltop Park Center, 871Jessie Street from 6 to 8 p.m. In addition, next Tuesday, January 7, Housing Office staff will be at the Downtown Farmer's Market on Alvarado Street from 4 to 6:30 p.m.

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 206, Packet Page 305 Learn more about this important housing initiative by following haveyoursaymonterey.org/cdbg-conplan. We also encourage you to take the survey, available in both English and Spanish.

SURVEY IN ENGLISH SURVEY EN ESPAÑOL
Fort Ord Regional Trail & Greenway Canyon Del Rey Segment Project Update
The Fort Ord Regional Trail & Greenway
(FORTAG) Canyon Del Rey Segment Project
is a County of Monterey project in
partnership with Caltrans and other funding
agencies. The Canyon Del Rey (CDR)
Segment is the first phase of the overall
FORTAG alignment. The segment runs from
the intersection of North Fremont Boulevard
and Canyon Del Rey/SR 218 (State Route
218) through Work Memorial Park and Del
Rey Park, under SR- 218 into the corner of the Frog Pond, back up to SR-218 at Carlton Drive, then to Plumas Avenue where it will end at Del Rey Woods Elementary School. The trail will go under SR-218 with a new roadway bridge constructed to carry vehicles using the
highway. Hikers, pedestrians and bicycles will travel under the bridge through a 10.5-foot-high passageway.

Stay updated on this project by following
https://tamcmonterey.org/fort-ord-regional-trail-greenway-canyondel-rey For the latest City of Monterey construction news, visit monterey.gov/construction.

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 207, Packet Page 306 Learn a Language for Free with a Library Card
Always wanted to learn a
new language? Choose from
over 70, plus a variety of
English courses through
@MangoLanguages! Start the
new year in a new language.

Learn on the go or offline, on
desktop, or mobile —
absolutely free. All you need is
a Monterey Public Library
card to begin!
Revitalize Together Wellness Event, Saturday, January 11 Prioritize your family’s well-being
during this day of promoting
healthy lifestyles for all ages! Join
the City of Monterey's Monterey
Sports Center in partnership with
Montage Health on Saturday,
January 11, 2025 from 12 - 3 p.m.
for this FREE wellness event,
Revitalize together: A family
health journey. Activities include
blood pressure screening, mental
health resources, diabetes
resources and prevention, healthy nutrition information and activities, body composition measurement and “Ask a Trainer” table with certified personal trainers from the Monterey Sports Center. 20% Off Personal Training Packages at the Monterey Sports Center January marks a new year and our certified personal trainers can help YOU achieve your 2025 fitness goals! Take advantage of our new year promotion; 20% off all personal training packages from January 1 to January 31 available to members and non-members. Purchase online or in person at the Sports Center. Use discount code: SHAPEUP2025.

Please note, this code must be entered prior to purchase in order to receive the discount. To purchase, visit the Activities & Registration web page and use the "Personal Training/Private Instruction" tab.

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 208, Packet Page 307 Upcoming Activities at Hilltop Park Center
Theater for Kids begins
Fridays at Hilltop Park
Center. Each week students
will explore a different
theatre concept through
imaginative play using
improvisational theatre
games, movement with
music, pantomime, and
emotions. There are no
scripts or memorization
required. Focus is on fun!
Classes also help students in
Hilltop Park Center offers a
Ballet program taught by
Miss Alena. There are three
different levels of skill for
children ages 3 – 10 years
old. Classes begin Monday,
January 6 and Wednesday,
January 8.

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 209, Packet Page 308 their development of
socialization skills/life skills
such as empathy,
teamwork, self-esteem, and
communication.

Original Western Flyer Artifacts on Display Saturday, January 11, at the Pacific Biological Lab on Cannery Row from 12 to 4 p.m.

One day only! Visit the Pacific
Biological Laboratories
Museum at 800 Cannery Row
on Saturday, January 11, 2025
between12 and 4 p.m. to
enjoy viewing original
artifacts from the Western
Flyer prior to it's renovation in
2022. Photos below are some
of the flying bridge items that
will be on display.

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 210, Packet Page 309 There is also a related panel Zoom discussion on January 10, 2025 from 4 to 5 p. m. Sign up for the Zoom session at
https://montereypl.libcal.com/event/13813035
Learn more about the Western Flyer at https://westernflyer.org.

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 211, Packet Page 310 Old Fisherman’s Wharf Celebrates 180 Years with an “Ode to Calamari Contest” in January 2025
Old Fisherman’s Wharf is pleased to
announce a special milestone: its180th
anniversary. Old Fisherman's Wharf will
celebrate with a variety of special
promotions and events throughout
2025. During the month of January, Old
Fisherman’s Wharf commemorates the
Wharf's 180 years of fishing, delivering,
and cooking fresh calamari in a variety
of delicious ways for millions of locals
and visitors alike.

In 1845, Thomas Larkin constructed a
wharf at Monterey for regular
passenger and freight service, with ships
arriving four times weekly. Growth of the
sardine industry and the need to keep
the Wharf in better repair prompted the
Monterey City Council to assume ownership of the pier in 1913. At some time during this period, it became known as "Fisherman's Wharf".

More interesting details about the Wharf’s fascinating history are here: https://montereywharf.com/history.html.

To initially commemorate this anniversary, Fisherman’s Wharf Association is launching the “Ode to Calamari Contest,” inviting calamari enthusiasts to craft a four-sentence poem expressing their love for calamari and submit it during the month of January. See contest rules and more information at
https://montereywharf.com/event/ode-to-calamari-contest/761.html.

Squid Mountain photo provided by the California History Room at the Monterey Public Library.

Have Your Say Monterey - the City's public engagement portal Visit https://haveyoursaymonterey.org and register to have YOUR say! DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 212, Packet Page 311 You received this email because you requested news from the City of Monterey. If you were forwarded this newsletter you can subscribe at this link. Manage your subscriptions using the Update Profile link below. monterey.gov/subscribe
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580 Pacific Street
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Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 213, Packet Page 312 SHARE:

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E-NEWS FROM THE

CITY OF MONTEREY
January 10, 2025
monterey.gov
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Sending Hope For Strength and Courage to Southern California DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 214, Packet Page 313 Photos from Monterey Fire Department on Jan. 8 and 9 at the Palisades Fire.

We are sending our deeply heartfelt sentiments to our fellow Californians dealing with the fire storm in Southern California. The magnitude of the situation is unimaginable. We hope the messages of care and concern from around the world help in some way. Our hearts break for everyone experiencing this tragic event, and for the pets and wildlife in harms way as well. We wish for strength and courage to all the communities impacted and to the fire crews! DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 215, Packet Page 314 Dozens of fire agencies have been called to help. Our Monterey Fire Department is providing mutual aid and currently has two fire engines deployed to the Palisades Fire, each with a crew of four firefighters.

The first Cal OES Type 1 fire engine and crew left on Tuesday, and the second Type 3 Wildland fire engine and crew left Thursday. The Wildland engine carries significant water (a 500 gallon tank) which is a huge benefit given the capacity needs. (See fire engine photos and descriptions)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 216, Packet Page 315 We hold our firefighters in our hearts and wish them a safe return.

Monterey Fire maintains a full service level locally during times of mutual aid assistance in other communities.

Additionally, the League of California Cities is creating a list of agencies who can help in other capacities. The City of Monterey has added our name to their list and offered broader expertise to support the affected cities emergency management efforts.

Where To Get Updates on the Status of the Wildfires
The California Department of Forestry and Fire Protection (CAL FIRE) has a comprehensive incident website with interactive maps at https://fire.ca.gov/. (We have a link to this site at
monterey.gov/emergency.) They also push out updates through their social media channels. As of 12:30 p.m. today they listed the following information about the major Southern California fires:
----------------------------
Firefighters continue to battle five large wildfires in Los Angeles and Ventura Counties. Major Incident Update (1/10/2025)
#EatonFire
* North Pasadena and Altadena (LA County)
* 13,690 acres, 3% contained
* 5,000+ structures likely damaged and destroyed
* Likely the 4th Most Destructive Fire in State History https://fire.ca.gov/incidents/2025/1/7/eaton-fire
#PalisadesFire
* Pacific Palisades and Topanga (LA County)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 217, Packet Page 316 * 20,438 acres, 8% contained
* 5,316 structures likely damaged and destroyed
* Likely the 3rd Most Destructive Fire in State History https://fire.ca.gov/incidents/2025/1/7/palisades-fire
#KennethFire
* West Hills Area (LA & Ventura County)
* 1,000 acres, 35% contained
* Forward spread stopped
https://fire.ca.gov/incidents/2025/1/9/kenneth-fire
#LidiaFire
* Soledad Canyon (LA County)
* 395 acres, 75% contained
* Forward spread stopped
https://fire.ca.gov/incidents/2025/1/8/lidia-fire
#HurstFire
* Stetson Ranch Park (LA County)
* 771 acres. 37% contained
* 2 structures likely damaged and destroyed
https://fire.ca.gov/incidents/2025/1/7/hurst-fire
#SunetFire
* Runyon Canyon (LA County)
* 43 acres, 100% contained
The Emergency Resources page on the City of Monterey website at monterey.org/emergency lists ways to prepare in case of an emergency. Here is a list of 12 ways to prepare for a natural disaster or other emergency.

Laguna Grande Regional Park Plan JPA Meeting, January 13 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 218, Packet Page 317 The next Laguna Grande Regional Park Joint Powers Agency (JPA) meeting is Monday, January 13 at 6 p.m. at the City of Seaside Council Chamber, 440 Harcourt Avenue in Seaside. The agenda will be posted 24 hours in advance (or sooner) at https://ci.seaside.ca.us/129/CityCouncil-Committee-Agendas.

CDBG Community Outreach Events and Resident Survey for
Consolidated Plan (2025 - 2029) and Annual Action Plan (2025 - 2026)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 219, Packet Page 318 The City of Monterey is preparing its 2025-2029 CDBG Consolidated Plan (Con Plan) and 2025-2026 Annual Action Plan. The Con Plan prioritizes the housing and community development needs of the City’s low- and moderate-income residents over the next five years.

Several community outreach meetings and pop-up events are scheduled throughout Monterey in January to get community input, and you are encouraged to attend.

REMINDER: A pop-up event hosted by the Housing Division is happening tomorrow, Saturday, January 11, at the Monterey Sports Center, 301 E. Franklin Street from 12:00 p.m. to 3 p.m. The next community meeting is Monday, January 13 at Hilltop Park Center, 871 Jessie Street from 6 to 8 p.m.

Learn more about this important housing initiative by following haveyoursaymonterey.org/cdbg-conplan. We also encourage you to take the survey, available in both English and Spanish.

SURVEY IN ENGLISH SURVEY EN ESPAÑOL
Fort Ord Regional Trail & Greenway Canyon Del Rey Segment Project Update CORRECTION
In last week's #474 email, we incorrectly listed
Caltrans as a funding agency for the
FORTAG project. FORTAG is a TAMC Measure
X funded project. TAMC is the lead agency
in partnership with the City of Del Rey Oaks,
the City of Seaside, Caltrans, and the Parks
District.

Construction of the Canyon Del Rey
Segment of the FORTAG project is being
done in phases and different areas of the project will be affected at different times. As the project moves forward, residents and businesses will be provided additional notifications in advance of bridge foundation work (pile driving) and work that restricts driveway access. Construction is expected to last through August 2026.

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 220, Packet Page 319 Stay updated on this project by following
https://tamcmonterey.org/fort-ord-regional-trail-greenway-canyondel-rey For the latest City of Monterey construction news, visit monterey.gov/construction.

Teen Book Cleaning Squad
The Monterey Public Library's
Teen Book Cleaning Squad is
back in session this Saturday.

Teens needing community
service hours are welcome to
join them on Saturdays
between 2 p.m. and 5 p.m. in
the Library's Solarium. They
primarily work on keeping the
shelved books clean, but
occasionally they work on
other projects that library staff
need help with. If you or
someone you know could use
something to do on a
Saturday, please share!
New Group Exercise Classes at the Monterey Sports Center The Monterey Sports Center added NEW classes to the group exercise schedule (effective Monday, January 6), including Bootcamp, Move It (a seated chair workout), Chair Yoga and Mindfulness (guided meditation). Also, please note time changes for cycling classes:

Mon/Wed/Fri 9 a.m. and Tue/Thu 6 p.m. Visit montereysportscenter.org to view the complete schedule.

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 221, Packet Page 320 Group Exercise Schedule
20% Off Personal Training Packages at the Monterey Sports Center January marks a new year
and our certified personal
trainers can help YOU
achieve your 2025 fitness
goals! Take advantage of our
new year promotion; 20% off
all personal training
packages from January 1 to
January 31 available to
members and non-members.

Purchase online or in person
at the Sports Center. Use
discount code: SHAPEUP2025.

Please note, this code must
be entered prior to purchase
in order to receive the
discount. To purchase, visit
the Activities & Registration web page and use the "Personal Training/Private Instruction" tab.

Have Your Say Monterey - the City's public engagement portal Visit https://haveyoursaymonterey.org and register to have YOUR say! DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 222, Packet Page 321 You received this email because you requested news from the City of Monterey. If you were forwarded this newsletter you can subscribe at this link. Manage your subscriptions using the Update Profile link below. monterey.gov/subscribe
City of Monterey, California
580 Pacific Street
[email protected]
monterey.gov
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City of Monterey | 580 Pacific Street | Monterey, CA 93940 US Unsubscribe | Update Profile | Constant Contact Data Notice DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 223, Packet Page 322 SHARE:

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January 17, 2025
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Update on the Moss Landing Battery Plant Fire
A large fire erupted at the Vistra Moss Landing Battery Power Plant around 3:00 p.m. yesterday, January 16. The County of Monterey Department of Emergency Management is the lead agency for this emergency incident. Our Monterey Police, Fire, and City Manager's Office are in close contact with them to get regular updates on the DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 224, Packet Page 323 situation. The County Department of Emergency Management is working with the Monterey County Health Department, the EPA, state officials, and other experts to manage this emergency.

Here are links to help you keep updated throughout the three day weekend. At this time, we do not see a threat from the smoke coming to the Peninsula. We will continue to monitor the situation. Please heed any warnings from emergency personnel.

NOAA wind map: https://www.wrh.noaa.gov/map/?
obs=true&wfo=lox
Air Now Current Air Quality App: https://mbard.org/current-airquality-forecast-1ac8512 Monterey County Emergency Alerts Website:
https://readymontereycounty.org/emergency/alerts
Real time traffic information: https://quickmap.dot.ca.gov/ CHP Traffic Incident Information Page: http://cad.chp.ca.gov - Highway 1 in Moss Landing is still closed as well as other nearby routes. Road information and updates can also be found on Caltrans District 5 Social Media platforms: X/Twitter at:
@CaltransD5, Facebook at: Caltrans Central Coast (District 5) and Instagram at: Caltrans_D5.

Monterey Fire Crews on Scene at the Palisades Fire in Los Angeles DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 225, Packet Page 324 As we mentioned in last Friday's
Monterey Matters email, since
early last week our Monterey Fire
Department is providing mutual
aid and currently has two fire
engines deployed to the Palisades
Fire, historically now one of the
most destructive fires in Southern
California. We have a Cal OES
Type 1 fire engine, and a Type 3
Wildland fire engine on scene,
each with a crew of four. The
Wildland engine carries significant
water (a 500 gallon tank) which is
a huge benefit given the capacity
needs.

Originally, they were both assigned to structure protection units. Now they are assigned to tactical patrol, which involves monitoring neighborhoods for lingering hot spots to prevent reignition and ensuring everything is safe for residents who are preparing to return to their homes.

Our hearts go out to all the people and communities affected. We thank all of the first responders for their dedication and bravery and wish them all a safe return home. Photos provided by Monterey Fire.

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 226, Packet Page 325 In Response to the L.A. Fires, the City of Monterey Addresses Community Concerns About Wildfire Prevention and Response. Wildfire Prevention Town Hall Meeting Date To Be Announced Soon - Read the News Release
First Monterey City Council Meeting of 2025 is Tuesday, January 21 The first Monterey City Council meeting of the year is this Tuesday, January 21. Among other items, on the agenda in the evening session are two housing-related reports. Item 10: Receive Rental Inventory Program Annual Report and Consider Recommended Program
Changes and Initial Tenant Protections, and Item 11: Receive Rental Assistance Program Update and Recommended Program Changes.

We encourage the community to attend the meeting and participate in these topics with the staff and City Council. The full agenda is posted at monterey.gov/agendas.

Next Coffee with a Cop is at Paris Bakery on January 29 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 227, Packet Page 326 Happening on January 29 from 9 to 11 a.m. at Paris Bakery, Monterey Police will host the first Coffee with a Cop for 2025. Join them for a cup of coffee and conversation.

CDBG Community Outreach Event with Participation by Monterey Police, Fire, and the Bookmobile at Montecito Park on January 25 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 228, Packet Page 327 The City of Monterey is preparing its 2025 - 2029 CDBG Consolidated Plan (Con Plan) and 2025 - 2026 Annual Action Plan. The Con Plan prioritizes the housing and community development needs of the City’s low- and moderate-income residents over the next five years.

Several community outreach meetings and pop-up events are scheduled throughout Monterey in January to get community input, and you are encouraged to attend.

The Housing Division is hosting an event at Montecito Park on Saturday, January 25 from 12 to 2 p.m., featuring Monterey Police, Monterey Fire, and the Monterey Public Library's Bookmobile. Housing staff will be on site to talk about housing needs. This will be a fun event for families.

Learn more about this important housing initiative by following haveyoursaymonterey.org/cdbg-conplan. We also encourage you to take the survey, available in both English and Spanish.

SURVEY IN ENGLISH SURVEY EN ESPAÑOL
Cook With a Doc - at the Monterey Public Library
Looking for ways to make healthy food choices this year? Join the Blue Zones Project and the Monterey Public Library on Wednesday, January 22 for an exciting cooking demo with CHOMP doctors. This event is free, but registration is required. Register at
monterey.gov/library/events to reserve your spot.

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 229, Packet Page 328 Monterey Sports Center Special Hours for MLK Day
Special Group Exercise schedule
at the Monterey Sports Center
for Martin Luther King Jr. Day on
Monday, January 20.

Recreational swim and the water
slide hours are 12:00 to 4:30 p.m.

Group Exercise Schedule
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 230, Packet Page 329 Dr. Martin Luther King Jr. Day is Monday, January 20. The City of Monterey celebrates the legacy of Dr. Martin Luther King, Jr. Take heart in knowing that kindness and love will always win. The recent tragic fires in Southern California have shown that in times of darkness and sorrow, we see that goodness, compassion, and acting in service of others prevails.
“Darkness cannot drive out darkness, only light can do that. Hate cannot drive out hate, only love can do that.” ~ Dr. Martin Luther King Jr.

Have Your Say Monterey - the City's public engagement portal Visit https://haveyoursaymonterey.org and register to have YOUR say! DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 231, Packet Page 330 You received this email because you requested news from the City of Monterey. If you were forwarded this newsletter you can subscribe at this link. Manage your subscriptions using the Update Profile link below. monterey.gov/subscribe
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580 Pacific Street
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Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 232, Packet Page 331 SHARE:

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E-NEWS FROM THE

CITY OF MONTEREY
January 24, 2025
monterey.gov
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Today is National Compliment Day - Spreading Positivity Did you know, you are a reason our community is so special? Thank you for being a thoughtful steward of our city! Thank you for doing your part to help keep our environment clean, our neighborhoods safe, and for bringing kindness into everyday interactions. You are appreciated! Together, we will make 2025 a good year.

ABOUT: On January 24, celebrate National Compliment Day by going all out with praise. The power of a compliment is pretty remarkable:
either giving or receiving one can boost your happiness and confidence — making the act a win-win. You never know when someone could use some good vibes, so spread the positivity by giving someone a reason to smile!
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 233, Packet Page 332 Moss Landing Battery Plant Fire
The fire is out at the Moss Landing Battery Power Plant, but much more will happen by County, State, and Federal agencies in terms of cleanup and investigation, and with community participation, what happens next. The County of Monterey Department of Emergency Management is the lead agency for this incident. To stay updated, follow the County's incident page at
https://readymontereycounty.org/emergency/2025-moss-landingvistra-power-plant-fire.

Monterey Fire Mutual Aid Update - at the Palisades Fire DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 234, Packet Page 333 The first Monterey Fire crew returned home safely on Saturday, January 18, 2025 after a nine (9) day deployment. They worked alongside crews from other regional fire departments and demonstrated the power of collaboration and mutual aid during significant emergencies. The second crew, deployed on January 7, 2025, crewswapped with another crew of four (4) Monterey Firefighters on January 22, 2025 (after a 16-day deployment). This third crew remains assigned to tactical patrol which involves monitoring neighborhoods for lingering hot spots to prevent reignition and ensuring everything is safe for residents returning to their homes. We will have another update in the Winter 2025 City Focus newsletter that publishes next week. Photo provided by Monterey Fire.

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 235, Packet Page 334 Construction News
Monterey Conference Center Cooling Tower Replacement Project – Pacific Street will be closed on Tuesday, January 28 from 7 a.m. to 4 p.m. between Del Monte Avenue and Scott Street for the crane to onload the new cooling towers. Thank you for taking note and traveling a different route during this time period.

MEASURE S and P Calle Principal between Polk and Hartnell ADA Improvements
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 236, Packet Page 335 A new stop sign has been placed on the Madison Street approach, making this a three way stop at this intersection. Crews are working on the second slip lane. When they are done with this project, the intersection will be more efficient and safer for drivers and pedestrians.

Construction will continue for the next few weeks.

Background: The project consists of ADA improvements including the demolition and construction of concrete curb, gutter, sidewalk, curb ramps, and driveways, storm drainage, signage and striping, adjustment of utilities and hot mix asphalt pavement. The slip lanes will be eliminated at the intersection and a stop sign will be added on the Madison Street approach to convert the intersection into an all-way stop.

City of Monterey Accepting Special Event Support Program Grant Applications for FY 2025-2026
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 237, Packet Page 336 Photo: Fourth of July Parade in Monterey
The City of Monterey will be accepting applications for the Special Event Support Program (SESP) from Saturday, February 1, 2025, through 3:00 p.m., Thursday, February 27, 2025, for events scheduled during Fiscal Year 2025 - 2026 (July 1, 2025 through June 30, 2026). There is a total of $100,000 to distribute through this program to qualified applicants. Program guidelines, criteria, and the application are available at monterey.gov/events/grant-program.

The grant program focuses on not-for-profit events, events free to the public, and events that encourage educational opportunities for Monterey youth, cultural or arts experiences, provide recreational or social activities, promote economic vitality, and enhance community identity. The Special Event Support Program started in 2015 but was put on pause at the start of the COVID19 pandemic due to its impact on the City budget. The program was reestablished in 2024 and provides an opportunity to have special events considered for funding support by the City of Monterey.

In 2024, the City of Monterey provided grant funding to eight organizations hosting eight events including Monterey County Pops!, Monterey Firefighters Community Foundation, Monterey Museum of Art, Monterey Peninsula Pride, and Marine Life Studies.

REMINDER: Next Coffee with a Cop is at Paris Bakery on Jan. 29 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 238, Packet Page 337 Happening on Wednesday, January 29 from 9 to 11 a.m. at Paris Bakery, Monterey Police will host the first Coffee with a Cop for 2025.

Join them for a cup of coffee and conversation.

Happening Tomorrow: CDBG Community Outreach Event with
Participation by Monterey Police, Fire, and the Bookmobile at Montecito Park on January 25
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 239, Packet Page 338 The City of Monterey is preparing its 2025 - 2029 CDBG Consolidated Plan (Con Plan) and 2025 - 2026 Annual Action Plan. The Con Plan prioritizes the housing and community development needs of the City’s low- and moderate-income residents over the next five years.

Several community outreach meetings and pop-up events are scheduled throughout Monterey in January to get community input, and you are encouraged to attend.

Learn more about this important housing initiative by following haveyoursaymonterey.org/cdbg-conplan. We also encourage you to take the survey, available in both English and Spanish.

SURVEY IN ENGLISH SURVEY EN ESPAÑOL
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 240, Packet Page 339 Saturday at Montecito Park, join Bookmobile staff to learn about how fossils are formed and get the chance to excavate and identify some of your own to take home.

Swim lessons at the Monterey Sports Center
Summer is just around the corner! Make sure your kids are swim safe.

The Monterey Sports Center has a few spots left for February group swim lessons. They also offer lessons for all ages.

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 241, Packet Page 340 Aquatics Programs
Save the Date! The 20th Annual Chocolate & Wine Event is Saturday, February 22
Please join the Monterey Public Library Friends & Foundation for the 20th Annual Chocolate & Wine Benefit on Saturday, February 22, 2025 from 4 to7 p.m. at the library. Enjoy a deliciously fun evening featuring DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 242, Packet Page 341 sweet treats from local bakeries, including Ad Astra, Alta Bakery, Parker Lusseau, and more; enjoy sips from local wineries and breweries, including Alvarado Brewery, Scheid Vineyards, Riboli, Family Wines, and many more; savory bites from Chris Shake, Chef Juan Ponce, and the team at Old Fisherman’s Grotto; as well as live music, silent auction, and much, much more!
As the largest fundraising event of the year for the Monterey Public Library, all proceeds benefit the library. The Monterey Public Library celebrated 175 years of service in 2024 and is California’s first public library. *Early bird tickets end 2/1
Purchase Tickets
This year, kids can get in on the
chocolate action during the MPL
chocolate S.T.E.A.M. fair. They will
have a variety of fun stations to
explore, so come by any time
during 1 to 3 p.m. on Saturday,
February 8. There's actually no
whining allowed!
Please register for each child
participant you're bringing so they
can prepare enough supplies and
send you a reminder the day
before the event. Visit
monterey.gov/library/events to
register.

Have Your Say Monterey - the City's public engagement portal Visit https://haveyoursaymonterey.org and register to have YOUR say! You received this email because you requested news from the City of Monterey. If you were forwarded this newsletter you can subscribe at DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 243, Packet Page 342 this link. Manage your subscriptions using the Update Profile link below. monterey.gov/subscribe
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580 Pacific Street
[email protected]
monterey.gov
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Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 244, Packet Page 343 SHARE:

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Matters

E-NEWS FROM THE

CITY OF MONTEREY
December 20, 2024
monterey.gov
Share as Webpage
Buy Local Monterey this Holiday Season
Photo credit: Larry Nordwick, Creative Images
There are still a few shopping days left before Christmas. Buying local has a big impact on a community - our "Buy Local Monterey" campaign started many years ago. Buy Local Monterey means: 1) Be Local, 2) Help the Environment, and 3) Support your Community. When you shop at locally-owned stores, more of your dollars recirculate within the community through taxes, employment, and philanthropic DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 245, Packet Page 344 support for local groups. The City of Monterey has some very unique and enticing shopping districts for tourists and locals alike.

Every dollar spent in Monterey helps sustain the economic vitality of our community by supporting:

Our local businesses
Our friends and neighbors who are employed by these businesses Many of the City programs and services enjoyed by our residents, from the Sports Center to the Library
The City’s Finance Department estimates that if people spent 10 percent of what they purchase outside of Monterey or online, and instead spent that money at local stores in Monterey, then the 10% (ten cents on each dollar) would create $500,000 dollars in revenue for the City’s General Fund. That’s a half million dollars worth of support for City programs, from Whispering Pines Day camp to senior activities and street re-surfacing…for a 10% change in where you choose to spend your money.

Shopping locally also is good for our environment. Less time spent in our cars helps reduce our carbon footprint and means more time enjoying our beautiful city. Buying local often eliminates costs of high transportation fees. Shopping locally reduces your carbon footprint by decreasing the mileage that products have to travel to get to you. This cuts fuel consumption and greenhouse gas emissions associated with your consumption of that product. Local businesses are also more likely to use local suppliers, thus providing a fresher and more sustainable product.

Holiday Drive-Thru Meal Kit
Distribution at El Estero Park Center
Today our Monterey Recreation
Division, in collaboration with the
Kiwanis Club of Monterey and the
Food Bank for Monterey County,
distributed 1,100 meals, 250 sandwich
meals, serving 7,200 community
members. Thank you to the staff and volunteers for your work in making this happen!
Photos from Tuesday's Monterey City Council Meeting Swearing-In Ceremony and Recognition of Outgoing Councilmember Haffa DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 246, Packet Page 345 At the Tuesday, December 17, 2024 Regular City Council Meeting, Monterey City Council adopted a resolution reciting the results of the November 5, 2024 Consolidated General Municipal Election, followed by the installation of the new City Council. Mayor Tyller Williamson was sworn in for a second term by Secretary Leon Panetta. District 4 Councilmember Gino Garcia was sworn in for a new term by his wife, Emily. New Councilmember for District 3, Jean Rasch, was sworn in by outgoing Councilmember Alan Haffa. It was a celebratory afternoon with a full audience.

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 247, Packet Page 346 Councilmember Haffa was also
recognized for his 12 years of
service as a Monterey City
Councilmember.

The next Monterey City Council
meeting to start the new year will
be Tuesday, January 21, 2025.

There will be no City Council
meeting on January 7.

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 248, Packet Page 347 Council Approves Americans with Disabilities Act (ADA) Transition Plan 2024 Update
At the December 17, 2024 Monterey City Council Meeting the Monterey City Council approved the Americans with Disabilities Act (ADA) Transition Plan 2024 Update. The full agenda report is available at monterey.gov/agendas. The goal of the plan, in collaboration with our community partners, is to work to improve the quality of life of all of our community members by fostering diversity, equity, and inclusion; champion equitable access to affordable housing; maintain a safe environment; and expand opportunities for people of all ages and abilities to bike and walk safely through active transportation, accessibility, and safety initiatives.

Americans with Disabilities Act (ADA) Self-Evaluation and Transition Plan Update 2024, December 17, 2024 Final - also posted at https://haveyoursaymonterey.org.

The public can submit requests or complaints through the City of Monterey's website at monterey.gov/ada.

Automated License Plate Recognition (ALPR) System Transparency Portal
The Monterey Police Department (MPD) uses Flock Safety technology to capture objective evidence without compromising on individual privacy. MPD utilizes retroactive search to solve crimes after they've occurred. Additionally, MPD utilizes real time alerting of hotlist vehicles to capture wanted criminals. In an effort to ensure proper usage and DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 249, Packet Page 348 guardrails are in place, MPD
has made policies and usage
statistics available to the
public, on the Flock website
portal. Links to this information
is also posted on the Policies
and Procedures page in the
Inside MPD section of
montereypolice.org.

View the Flock Transparency Portal
In Case You Missed It - December 17 City Council Meeting Recap After each Regular City Council
Meeting we will produce a recap
of City Council actions. The recap
includes motions on policy and
advocacy, capital projects and
infrastructure, and other actions.

Here's the recap from the
December 17, 2024 City Council
Meeting.

Recaps are posted on the City
website at
monterey.gov/meetingrecap.

CDBG Resident Survey for Consolidated Plan (2025-2029) and Annual Action Plan (2025-2026)
The City would like you to be a part of our planning process for the City's 5-year Consolidated Plan (2025-2029) and Annual Action Plan (2025-2026) on how to allocate federal funds from the Community Development Block Grant (CDBG). The Con Plan prioritizes the housing and community development needs of the City’s low- and moderateincome residents over the next five years.

For this, the City of Monterey invites you to share your input by taking a survey. The survey closes on January 31, 2025. For more information, please visit: https://haveyoursaymonterey.org/cdbg-conplan DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 250, Packet Page 349 What is the survey for? The City
of Monterey receives
approximately $250,000 from
U.S. Department of Housing
and Urban Development (HUD)
each year for the Community
Development Block Grant
(CDBG) Program. Combined
with program income from
previous activities, the City
typically has access to about
$1 million for housing and
community development
activities.

The funding is used for public social services programs, capital improvement and housing projects for individuals meeting low- and mid-income requirements as defined by HUD. The City wants you to have a voice in how these grant dollars are invested for low- and midincome residents.

SURVEY IN ENGLISH SURVEY EN ESPAÑOL
Proud to Support Military Spouses
Military spouses are often highly
educated, exceptionally qualified job
candidates who cannot find meaningful
employment due to periodically moving
to support their spouses' military service.

We recently became a partner in the
Department of Defense's Military Spouse
Employment Partnership. MSEP provides multiple avenues for engagement between spouses and potential employers and the City is proud to have achieved the highest possible rating of "Highly Engaged," due to our consistent effort to make sure our job opportunities are shared with our local military spouse community.

Annual Holiday Membership Promotion at the Monterey Sports Center
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 251, Packet Page 350 The holiday season is upon us!
treat yourself and your family to
the gift of fitness. Our annual
holiday membership promotion
begins Friday…20% off annual
memberships and new monthly
autopay subscriptions (applies
to the first month only).

Purchase online at
montereysportscenter.org or at
the sports center. Use discount
code: hOLIDAY2024. Offer valid
November 29 through
December 31. Cal 841-646-3730 for more information.

The Monterey Sports Center has
posted their holiday hours. Visit
montereysportscenter.org for the
special Group Exercise schedule on
December 24 and December 26.

Winter Craft Kits at the Monterey Public Library
Need a small break from all
the hustle and bustle of the
season? Stop by the library
help desk to pick up a winter
craft kit. Kits will be at the desk
while supplies last.

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 252, Packet Page 351 Call for Volunteers for First Night Monterey 2025
FNM is looking for enthusiastic
individuals, families, and
groups to help make this ninehour celebration a big
success. Volunteers will assist
with various tasks, including
event setup, hosting venues,
guest assistance, and keeping
the event clean and safe. This
is your chance to contribute to
a night filled with music, art,
and joy while connecting with
others in your community.

Volunteering offers a unique
opportunity to get involved,
make new friends, and create
lasting memories. By working
just four hours, volunteers will
earn a First Night button to
enjoy the remaining five hours of festivities. Join the community for this fun and festive evening as we come together to celebrate the arts, community, and the arrival of a new year. For more information or to sign up, please contact us today. Let’s make this New Year’s Eve a night to remember!
To sign up and for additional information, go to firstnightmonterey.org.

Watch for our Holiday Greeting Card Video Coming to
Your Email Box on Monday!
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 253, Packet Page 352 Your Ticket to the Holidays
Keep track of local holiday happenings at
monterey.org/holidayevents. The web page includes links to event details.

Through December 22 - 8th annual Christmas on the Wharf, Saturdays, and Sundays
December 21 - Winter Solstice
December 31 - First Night Monterey
Through January 5 - Ice Skating by the Bay
Through January 6 - Monterey Angels Display
Have Your Say Monterey - the City's public engagement portal Visit https://haveyoursaymonterey.org and register to have YOUR say! DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 254, Packet Page 353 You received this email because you requested news from the City of Monterey. If you were forwarded this newsletter you can subscribe at this link. Manage your subscriptions using the Update Profile link below. monterey.gov/subscribe
City of Monterey, California
580 Pacific Street
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monterey.gov
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Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 255, Packet Page 354 Home
Active Projects
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DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 256, Packet Page 355 Home Community Development Block Grant Funding
Key Dates
December 17 2024
Launch of Survey
Survey In English:
https://www.surveymonkey.com/r/EnglishMontereyCPSurvey202 5 Encuesta En Español:
https://www.surveymonkey.com/r/SpanishMontereyCPSurvey20 25 December 17 2024
Pop Up Outreach at Farmer's Market
December 21 2024
Pop Up Outreach at Laguna Grande Regional Park, 401
Virgin Avenue
Saturday, December 21 at Laguna Grande Regional Park, 401 Virgin Avenue
/
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 257, Packet Page 356 From 11 AM – 1 PM
January 07 2025
Pop Up Outreach at Farmer's Market
Tuesday, January 7 at Downtown Farmer's Market, Alvarado Street
From 4 PM – 6:30 PM
January 09 2025
Virtual Community Meeting for CDBG Consolidated
Plan and Annual Action Plan
Thursday, January 9 - City of Monterey's Virtual Community Meeting for CDBG Consolidated Plan and Annual Action Plan From 6 PM – 8 PM
Zoom link: https://monterey-org.zoomgov.com/j/1618502295 January 11 2025
Pop Up Outreach at Monterey Sports Center, 301 E.

Franklin Street
Saturday, January 11 at Monterey Sports Center, 301 E. Franklin Street
From 12 PM – 3 PM
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 258, Packet Page 357 January 13 2025
Community Meeting at Hilltop Park Center, 871 Jessie
Street
Monday, January 13 at Hilltop Park Center, 871 Jessie Street From 6 PM – 8 PM
January 14 2025
Pop Up Outreach at Farmer's Market
Monday, January 13 at Hilltop Park Center, 871 Jessie Street From 6 PM – 8 PM
January 25 2025
Community Meeting at Montecito Park and Fire Station
#13, 220 Montecito Avenue
Saturday, January 25 at Montecito Park and Fire Station #13, 220 Montecito Avenue
From 12 PM – 2 PM
December 27 2024
Community Meeting at El Estero Park Center, 725 Pearl
Street
Tuesday, January 27 at El Estero Park Center, 725 Pearl Street From 6 PM – 8 PM
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 259, Packet Page 358 April 08 2025
Date of Presenting the Con Plan and Annual Action
Plan before Planning Commission
April 8, 2025 is the estimated date of when the staff will present the Consolidated Plan to the Planning Commission.

May 15 2025
Estimated Submission of Con Plan to the U.S.

Department of Housing and Urban Development
May 15, 2025 is the City of Monterey's estimated Con Plan submission date to the U.S. Department of Housing and Urban Development.

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DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 260, Packet Page 359 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 261, Packet Page 360 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 262, Packet Page 361 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 263, Packet Page 362 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 264, Packet Page 363 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 265, Packet Page 364 Stakeholder Meeting
December 19, 2024
10:00 am
City of Monterey
Consolidated Plan
FY 2025 – FY 2029
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 266, Packet Page 365 Staff Introductions
City of Monterey
Housing and Community Development
Anastacia Wyatt, Housing Manager
Mahnoor Feroz Abbasi, HCD Coordinator
Jose Acosta HCD Coordinator
Jacob Verania, HCD Coordinator
Veronica Tam and Associates
Veronica Tam, Principal
Lori Parrington, Associate
Jamie Power, Associate
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 267, Packet Page 366 Stakeholder Introductions
Thank you for being here!
Please take a minute to state your name,
the organization you are representing,
and the primary focus or mission, and
clientele of your organization
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 268, Packet Page 367 Purpose of Meeting
● Review objectives of the Community Development Block
Grant (CDBG) program
● Review the contents and process of the Consolidated Plan ● Discuss housing and community development needs
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 269, Packet Page 368 Consolidated Plan
● Requirement as an application to HUD for funding
● Must be updated every five years
● Components to the five-year plan
● Housing and community development needs assessment
● Housing market analysis
● Strategies to promote affordable housing, address homelessness, and reduce poverty
● Prioritize funding
● Annual Action Plans
● FY 2025, FY 2026, FY 2027, FY 2028, and FY 2029
● July 1, 2025 through June 30, 2030
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 270, Packet Page 369 National Objectives for CDBG funds
● Must meet National objectives:
● Benefit low- and moderate-income persons
● Eliminate slum and blight
● Meet an urgent community need (occurred within the last 18 months that would threaten public health and safety, and that the community has no other resources to address the issue)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 271, Packet Page 370 Potential Uses for CDBG funds
● Eligible activities and projects include
● Retention of affordable housing
● Infrastructure improvements
● Community services
● Community facilities
● Special needs services
● Economic development
● 70% of CDBG funds must be used for activities that benefit the low- and moderate-income population
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 272, Packet Page 371 Potential Uses for CDBG Funds
● Eligible activities and projects include
● Retention of affordable housing
● Infrastructure improvements
● Community services
● Community facilities
● Special needs services
● Economic development
● 70% of CDBG funds must be used for activities that benefit the low- and moderate-income population
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 273, Packet Page 372 Monterey CDBG Allocations
$259,835 $263,657
$237,862 $238,999
$251,522
$1,189,340
$1,547,601
$885,917
$451,541
$1,400,000
$0
$200,000
$400,000
$600,000
$800,000
$1,000,000
$1,200,000
$1,400,000
$1,600,000
$1,800,000
FY 20-21 FY 21-22 FY 22-23 FY 23-24 FY 24-25
CDBG Allocation
DRAFT
Program Income
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 274, Packet Page 373 Planning and Admin Cap
● Limits to:
● 20% of current year allocation
● 20% of estimated current year program income
● Estimated for FY 2025-26
○ 20% of $250,000 = $50,000
○ 20% of $900,000 (estimated) = $180,000
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 275, Packet Page 374 Public Service Cap
● Limits to:
● 15% of current year allocation
● 15% of prior year program income
● Estimated for FY 2025-26
○ 15% of $250,000 = $37,500
○ 15% of $1,400,000 = $210,000
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 276, Packet Page 375 Current CDBG Funding – High Priorities
● Homeless Prevention
● Emergency Housing Assistance
● Economic Development
● Low Barrier Homeless Shelters
● Public Services - Homeless Counseling
● Landlord Tenant Counseling/Legal Assistance/Fair Housing ● Production of New Rental Units for Lower Income
Households
● Production of Moderate Income for Sale and Rental Units ● Rehabilitation of Low/Moderate Income Rental Units
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 277, Packet Page 376 Current CDBG Funding – High Priorities
● Preserve Low/Moderate Income Deed Restricted Ownership Units
● Public Service – Job Training, Job Generating Activities ● Public Service – Counseling for At-Risk Youth
● Public Service – After School Program
● Public Service – Emergency Preparedness
● Public Service – Transportation
● Public Service – Health Care
● Public Service – Homeless Outreach
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 278, Packet Page 377 Stakeholder Input
● Would agencies be willing to help promote their programs and attend community workshops?
● Are agencies aware of federal requirements for CDBG?
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 279, Packet Page 378 Stakeholder Input
● Current funding priorities
● Needs assessment
○ Housing
○ Community development - public services, community facilities, infrastructure
○ Economic development
○ Homelessness
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 280, Packet Page 379 What are the unmet needs in Monterey?
● Join us at menti.com
● Use Code 7272 626
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 281, Packet Page 380 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 282, Packet Page 381 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 283, Packet Page 382 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 284, Packet Page 383 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 285, Packet Page 384 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 286, Packet Page 385 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 287, Packet Page 386 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 288, Packet Page 387 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 289, Packet Page 388 City of Monterey
Consolidated Plan Virtual Stakeholder Meeting #1
December 11, 2024
Three Attendees
Comments
• HUD requirements to be eligible for affordable housing are too restrictive. • Transit oriented housing would be good since it is difficult to get around with current limited transportation.
• Unmet utilities needs for Monterey.
• Public services for seniors should include vegetation management for fire protection. • Upkeep for sidewalks, including tree root removal is needed, especially for seniors. • Knowledge of public services is needed.
• Property owners don’t want a rental portal because they get to keep the application fees. • For the homeless, there is a connection about lack of housing that allows pets.

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 290, Packet Page 389 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 291, Packet Page 390 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 292, Packet Page 391 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 293, Packet Page 392 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 294, Packet Page 393 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 295, Packet Page 394 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 296, Packet Page 395 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 297, Packet Page 396 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 298, Packet Page 397 City of Monterey
Consolidated Plan Virtual Stakeholder Meeting #2
December 19, 2024
Four Attendees
Comments
• Homeless services and affordable housing are very important. • Since Covid, homeless services have changed.
• Chinatown Navigation Center in Salinas – if they receive regional funding, they should be. accepting people throughout the County.
• Indoor community centers may alleviate the number of people at the library. • Jake from Monterey County Behavioral Health – office in Marina. o Need an appointment for services. This doesn’t help people who are having mental health issues.
o Not sure if hospitals actually do mental health holds. • Alec from CHISPA
o Issues with housing include water and cost of land.
o Reduction of parking spaces and building at higher densities helps.

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 299, Packet Page 398 Review Committee Meeting
January 10, 2025
9:00 am
City of Monterey
Consolidated Plan
FY 2025 – FY 2029
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 300, Packet Page 399 Staff Introductions
City of Monterey
Housing and Community Development
Anastacia Wyatt, Housing Manager
Mahnoor Feroz Abbasi, HCD Coordinator
Jose Acosta HCD Coordinator
Jacob Verania, HCD Coordinator
Veronica Tam and Associates
Veronica Tam, Principal
Lori Parrington, Associate
Jamie Power, Associate
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 301, Packet Page 400 Purpose of Meeting
● Review objectives of the Community Development Block
Grant (CDBG) program
● Review the contents and process of the Consolidated Plan ● Discuss housing and community development needs
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 302, Packet Page 401 Consolidated Plan
● Requirement as an application to HUD for funding
● Must be updated every five years
● Components to the five-year plan
● Housing and community development needs assessment
● Housing market analysis
● Strategies to promote affordable housing, address homelessness, and reduce poverty
● Prioritize funding
● Annual Action Plans
● FY 2025, FY 2026, FY 2027, FY 2028, and FY 2029
● July 1, 2025 through June 30, 2030
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 303, Packet Page 402 National Objectives for CDBG funds
● Must meet National objectives:
● Benefit low- and moderate-income persons
● Eliminate slum and blight
● Meet an urgent community need (occurred within the last 18 months that would threaten public health and safety, and that the community has no other resources to address the issue)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 304, Packet Page 403 Potential Uses for CDBG funds
● Eligible activities and projects include
● Retention of affordable housing
● Infrastructure improvements
● Community services
● Community facilities
● Special needs services
● Economic development
● 70% of CDBG funds must be used for activities that benefit the low- and moderate-income population
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 305, Packet Page 404 Potential Uses for CDBG Funds
● Eligible activities and projects include
● Retention of affordable housing
● Infrastructure improvements
● Community services
● Community facilities
● Special needs services
● Economic development
● 70% of CDBG funds must be used for activities that benefit the low- and moderate-income population
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 306, Packet Page 405 Monterey CDBG Allocations
$259,835 $263,657
$237,862 $238,999
$251,522
$1,189,340
$1,547,601
$885,917
$451,541
$1,400,000
$0
$200,000
$400,000
$600,000
$800,000
$1,000,000
$1,200,000
$1,400,000
$1,600,000
$1,800,000
FY 20-21 FY 21-22 FY 22-23 FY 23-24 FY 24-25
CDBG Allocation
DRAFT
Program Income
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 307, Packet Page 406 Planning and Admin Cap
● Limits to:
● 20% of current year allocation
● 20% of estimated current year program income
● Estimated for FY 2025-26
○ 20% of $250,000 = $50,000
○ 20% of $900,000 (estimated) = $180,000
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 308, Packet Page 407 Public Service Cap
● Limits to:
● 15% of current year allocation
● 15% of prior year program income
● Estimated for FY 2025-26
○ 15% of $250,000 = $37,500
○ 15% of $1,400,000 = $210,000
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 309, Packet Page 408 Current CDBG Funding – High Priorities
● Homeless Prevention
● Emergency Housing Assistance
● Economic Development
● Low Barrier Homeless Shelters
● Public Services - Homeless Counseling
● Landlord Tenant Counseling/Legal Assistance/Fair Housing ● Production of New Rental Units for Lower Income
Households
● Production of Moderate Income for Sale and Rental Units ● Rehabilitation of Low/Moderate Income Rental Units
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 310, Packet Page 409 Current CDBG Funding – High Priorities
● Preserve Low/Moderate Income Deed Restricted Ownership Units
● Public Service – Job Training, Job Generating Activities ● Public Service – Counseling for At-Risk Youth
● Public Service – After School Program
● Public Service – Emergency Preparedness
● Public Service – Transportation
● Public Service – Health Care
● Public Service – Homeless Outreach
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 311, Packet Page 410 What are the unmet needs in Monterey?
● Join us at menti.com
● Use Code 2118 6404
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 312, Packet Page 411 City of Monterey
Rank and Review Meeting
January 10, 2025
Five Attendees
Comments
• Funding Amount for Impactful Program
o CDBG grant is really difficult to fill out
o The administration requirements from HUD are very extensive o If program is scalable, the amount needed can go up and down o Any funding would be helpful and is appreciated
o There is frustration with the City’s website and data information o Rapid rehousing programs are up against really expensive landlord requirements (can be upwards of $10,000); however any amount helps.

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 313, Packet Page 412 Community Workshop
January 9, 2025
6:00 pm
City of Monterey
Consolidated Plan
FY 2025 – 2029
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 314, Packet Page 413 Staff Introductions
City of Monterey
Housing and Community Development
Anastacia Wyatt, Housing Manager
Mahnoor Feroz Abbasi, HCD Coordinator
Jose Acosta HCD Coordinator
Jacob Verania, HCD Coordinator
Veronica Tam and Associates
Veronica Tam, Principal
Lori Parrington, Associate
Jamie Power, Associate
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 315, Packet Page 414 Purpose of Meeting
● Review objectives of the Community Development Block
Grant (CDBG) program
● Review the contents and process of the Consolidated Plan ● Discuss housing and community development needs
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 316, Packet Page 415 Consolidated Plan
● Requirement as an application to HUD for funding
● Must be updated every five years
● Components to the five-year plan
● Housing and community development needs assessment
● Housing market analysis
● Strategies to promote affordable housing, address homelessness, and reduce poverty
● Prioritize funding
● Annual Action Plans
● FY 2025, FY 2026, FY 2027, FY 2028, and FY 2029
● July 1, 2025 through June 30, 2030
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 317, Packet Page 416 National Objectives for CDBG funds
● Must meet National objectives:
● Benefit low- and moderate-income persons
● Eliminate slum and blight
● Meet an urgent community need (occurred within the last 18 months that would threaten public health and safety, and that the community has no other resources to address the issue)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 318, Packet Page 417 Potential Uses for CDBG funds
● Eligible activities and projects include
● Retention of affordable housing
● Infrastructure improvements
● Community services
● Community facilities
● Special needs services
● Economic development
● 70% of CDBG funds must be used for activities that benefit the low- and moderate-income population
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 319, Packet Page 418 Monterey CDBG Allocations
$259,835 $263,657
$237,862 $238,999
$251,522
$1,189,340
$1,547,601
$885,917
$451,541
$1,400,000
$0
$200,000
$400,000
$600,000
$800,000
$1,000,000
$1,200,000
$1,400,000
$1,600,000
$1,800,000
FY 20-21 FY 21-22 FY 22-23 FY 23-24 FY 24-25
CDBG Allocation
DRAFT
Program Income
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 320, Packet Page 419 Planning and Admin Cap
● Limits to:
● 20% of current year allocation
● 20% of estimated current year program income
● Estimated for FY 2025-26
○ 20% of $250,000 = $50,000
○ 20% of $900,000 (estimated) = $180,000
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 321, Packet Page 420 Public Service Cap
● Limits to:
● 15% of current year allocation
● 15% of prior year program income
● Estimated for FY 2025-26
○ 15% of $250,000 = $37,500
○ 15% of $1,400,000 = $210,000
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 322, Packet Page 421 High Priorities in Current Consolidated Plan
● Homeless Prevention
● Emergency Housing Assistance
● Economic Development
● Low Barrier Homeless Shelters
● Public Services - Homeless Counseling
● Landlord Tenant Counseling/Legal Assistance/Fair Housing ● Production of New Rental Units for Lower Income
Households
● Production of Moderate Income for Sale and Rental Units ● Rehabilitation of Low/Moderate Income Rental Units
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 323, Packet Page 422 High Priorities in Current Consolidated Plan
● Preserve Low/Moderate Income Deed Restricted Ownership Units
● Public Service – Job Training, Job Generating Activities ● Public Service – Counseling for At-Risk Youth
● Public Service – After School Program
● Public Service – Emergency Preparedness
● Public Service – Transportation
● Public Service – Health Care
● Public Service – Homeless Outreach
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 324, Packet Page 423 Past Funding Priorities
● Public Services
● Housing Programs
● Purchase/Resale
● Housing Rehabilitation
● Public Facilities
● Parks
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 325, Packet Page 424 Community Input
● Current funding priorities
● Needs assessment
○ Housing
○ Community development - public services, community facilities, infrastructure
○ Economic development
○ Homelessness
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 326, Packet Page 425 What are the unmet needs in Monterey?
● Join us at menti.com
● Use Code 6535 5049
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 327, Packet Page 426 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 328, Packet Page 427 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 329, Packet Page 428 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 330, Packet Page 429 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 331, Packet Page 430 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 332, Packet Page 431 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 333, Packet Page 432 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 334, Packet Page 433 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 335, Packet Page 434 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 336, Packet Page 435 City of Monterey
Consolidated Plan Virtual Community Meeting
January 9, 2025
Five Attendees
Comments
• All needs are relevant
o Housing rehab is a way to prevent homelessness
o New housing stock is needed
• Homelessness prevention is needed
• Parks is the most “democratic” option; good investment because they can be used by all ages • Libraries are good to get youth engaged.
• Lots of streets that don’t have sidewalks. People have to pay for sidewalks to be installed in front of their house.
• Affordable legal services are needed.
• Lot of people who have second jobs.
• Affordable legal services should include family law, immigration services and domestic violence services
• Clients sometimes can’t afford legal services.
• Can CDBG funds be used for the Gap project since it is in a lower-income neighborhood and involves ADA improvements?
• Centralized rental application portal – has been worked on in the past but hasn’t happened yet.

People can spend $1,000 just on rental application fees.

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 337, Packet Page 436 Consolidated Plan Community Meeting
January 13, 2025
Hilltop Community Center
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 338, Packet Page 437 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 339, Packet Page 438 Consolidated Plan Community Meeting
January 25, 2025
Montecito Firehouse and Park
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 340, Packet Page 439 DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 341, Packet Page 440 1 Community Development Block Grant Funding (CDBG)
Resident Survey
Consolidated Plan (Fiscal Year 2025-2029) And Annual Action Plan (Fiscal Year 2025-2026) What Are the Housing and Community Development Needs In Your Neighborhood? • The City of Monterey receives approximately $250,000 from U.S. Department of Housing and Urban Development (HUD) each year for the Community Development Block Grant (CDBG) Program.

Combined with program income from previous activities, the City typically has access to about $1 million for housing and community development activities.
• The funding is used for public social services programs, capital improvement and housing projects for individuals meeting low- and mid-income requirements as defined by HUD. • The City wants you to have a voice in how these grant dollars are invested for low- and mid-income residents.

For Q.1 and 2 please refer to this map
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 342, Packet Page 441 2 Community Development Block Grant Funding (CDBG)
Resident Survey
Consolidated Plan (Fiscal Year 2025-2029) And Annual Action Plan (Fiscal Year 2025-2026) What Are the Housing and Community Development Needs In Your Neighborhood?

RESIDENCE

1. What City & ZIP Code do you live in?
 Monterey 93940 Salinas:  93901  93902  93905  93906  93907  93908  Pacific Grove 93950  93912  93915  93962
 Del Rey Oaks 93940 Marina:  93933  93955
 Seaside 93955 Carmel-by-the-Sea:  93921  93922  93923  Sand City 93955 Other: City______________________, ZIP Code ________

2. If you live in the City of Monterey, what neighborhood do you live in?  Alta Mesa  La Mesa Village
 Aguajito Oaks  Naval Postgraduate School
 Deer Flats  New Monterey
 Del Monte Beach  Skyline Forest
 Del Monte Grove/Laguna Grande  Oak Grove
 Downtown  Old Town
 Fisherman Flats  Presidio of Monterey
 Glenwood  Villa Del Monte
 Monterey Vista  Casanova Oak Knoll

3. How long have you lived in the City of Monterey?
 Less than 1 year  1-3 years  4-10 years  10+ years DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 343, Packet Page 442 3 4. What best describes your housing situation?
 Renter  Homeowner  I am currently unsheltered
 I live with friends or family, my name appears on their rental lease or home title  I live with friends or family, my name does not appear on their rental lease or home title

5. Do you or a person you live with have a disability that may impact your housing needs?  Yes  No

6. Do you live in a household headed by a single individual?  No  Yes, Female Head  Yes, Male Head

7. How many children and adults live in the home? (Include yourself in this number)  1  2  3  4  5  Other:_________________

8. Do any children under the age of 18 live with you?
 Yes  No

9. If you are sheltered, how many bedrooms are in your household?  1  2  3  4  5 Other___________________
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 344, Packet Page 443 4 10. The following tables detail income levels based on the total number of people per household. • Please select the income range that best aligns with your gross household annual income based on the total number of people in your household.
• If there is more than 1 person in your household, your gross annual household income must include all income from household members over the age of 18.

For 5-person and larger households, continued on next page… If you are a 1-person household, select one of the boxes below:
 up to
$10,850
 $10,851 -
$27,800
 $27,801 -
$46,350
 $46,351 -
$74,250
 $72,251 -
$74,150
 $74,151 -
$86,700
 $86,701
and above
If you are a 2-person household, select one of the boxes below:
 up to
$12,400
 $12,401 -
$31,800
 $31,801 -
$53,000
 $53,001 -
$82,550
 $82,551 -
$84,800
 $84,801 -
$99,100
 $99,101
and above
If you are a 3-person household, select one of the boxes below:
 up to
$13,950
 $13,951 -
$35,750
 $35,751 -
$59,600
 $59,601 -
$92,900
 $92,901 -
$95,400
 $95,401 -
$111,450
 $111,451
and above
If you are a 4-person household, select one of the boxes below:
 up to
$15,500
 $15,501 -
$39,700
 $39,701 -
$66,200
 $66,201 -
$103,200
 $103,201
- $105,950
 $105,951 -
$123,850
 $123,851
and above
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 345, Packet Page 444 5 If you are a 5-person household, select one of the boxes below:
 up to
$16,750
 $16,751 -
$42,900
 $42,901 -
$71,500
 $75,501 -
$111,450
 $111,451
- $114,450
 $114,451 -
$133,750
 $133,751
and above
If you are a 6-person household, select one of the boxes below:
 up to
$18,000
 $18,001 -
$46,100
 $46,101 -
$76,800
 $76,801 -
$119,700
 $119,701 -
$122,951
 $122,951 -
$143,650
 $143,651
and above
If you are a 7-person household, select one of the boxes below:
 up to
$19,200
 $19,201 -
$49,250
 $49,251 -
$82,100
 $82,101 -
$127,950
 $127,951
- $131,400
 $131,401 -
$153,550
 $153,551
and above
If you are a 8-person household, select one of the boxes below:
 up to
$20,450
 $20,451 -
$52,720
 $52,721 -
$87,400
 $87,401 -
$136,200
 $136,201
- $139,900
 $139,901 -
$163,500
 $163,501
and above
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 346, Packet Page 445 6 EMPLOYMENT

11. Please select the answer that best describes your working situation.

Private Sector Employee:
 For-profit  Non-profit
Government Employee:
 Local government  State government  Active-duty military  Federal government
Self-Employed or Other:
 Owner of non-incorporated business, practice, or farm  Owner of incorporated business, practice, or farm
 Worked without pay in a for-profit family business or farm for 15 hours or more per week Other (Please Specify): _______________________

12. What kind of business or industry was this primarily? (select the best one):
 Manufacturing  Wholesale Trade  Retail Trade  Agriculture  Construction Service  Government  Tourism  Other __________

DEMOGRAPHICS

13. What is your age?
 18-24  25-34  35-44  45-54  55-64  65+

14. To which gender identity do you most identify?
 Male  Female  Transgender  Prefer Not to Say
Self-Identify_________

15. Ethnic Categories (select one):
 Hispanic or Latino  Not Hispanic or Latino  Prefer Not to Say DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 347, Packet Page 446 7 16. Racial Categories (select all that apply):
 White  Black or African American  Asian or Asian American  Native Hawaiian or Pacific Islander  American Indian or Alaska Native  One or More Races  Other ________________

17. What is the primary language you speak at home?
 English  Spanish  Other (please describe):_____________

INTERNET ACCESS

18. Do you have high speed internet access in your home?  Yes  No
a) If you answered No, please choose the reason you don’t access internet from home (select all that apply):
 Not Interested  Too Expensive  I Connect at Work/School  I Connect at a Public Location  Other:______________ b) If you answered YES, who is your internet provider?
 AT&T  Xfinity  Earthlink  T-Mobile
 Razzolink  Viasat  Comcast  Starlink
 Verizon  Starlink  I use my mobile phone’s hotspot, my carrier is: _______  Other (please describe):__________________
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 348, Packet Page 447 8 HOUSING AND COMMUNITY DEVELOPMENT NEEDS

19. Types of Needs: Rank the following types of needs in order of importance to you.

Each ranking number can only be applied to one item.
(1 = most important, 6 = least important)
Each ranking number
can only be applied
to one item
1 2 3 4 5 6
Community Facilities Needs
(e.g., parks and recreation facilities,
community centers)
     
Neighborhood Improvement Needs
(e.g., safe routes to school, sidewalk
improvements)
     
Community Programs and Services
Needs
(e.g., healthcare services, emergency
preparedness)
     
Economic Development Needs
(e.g., job training, commercial building
rehab)
     
Housing Needs
(e.g., affordable rental housing, low-income
homeowner rehab programs.)
     
Special Needs Housing
(e.g., housing for seniors, housing for the
homeless)
DRAFT
     
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 349, Packet Page 448 9 20. Community Facility Needs: Rank the following items in order of importance to you.

Each ranking number can only be applied to one item.
(1 = most important, 8 = least important)
Each ranking number
can only be applied
to one item
1 2 3 4 5 6 7 8
Parks and Recreational Facilities -Outdoor         Parks and Recreation Facilities – Indoor         Monterey Sports Center        
Libraries        
Youth Centers        
Senior Centers        
Neighborhood Community Centers        
ADA Accessibility Improvements - to public roads/facilities        

21. Neighborhood Improvement Needs: Rank the following items in order of importance to you.

Each ranking number can only be applied to one item.
(1 = most important, 7 = least important)
Each ranking number
can only be applied
to one item
1 2 3 4 5 6 7
Sewer/Storm Drain Improvements       
Safe Routes to School       
Street Improvements       
Sidewalk/Curb Improvements       
Accessibility Improvements       
Additional Street Lighting       
Graffiti Removal       
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 350, Packet Page 449 10 22. Community Program and Service Needs: Rank the following items in order of importance to you.

Each ranking number can only be applied to one item.
(1 = most important, 11 = least important)
Each ranking number
can only be applied
to one item
1 2 3 4 5 6 7 8 9 10 11
Healthcare Services           
Mental Health Services           
Disaster and Emergency Preparedness
Services           
Drug/Alcohol Abuse
Counseling/Treatment           
Food Services for Residents with Special
Needs           
Affordable Legal Services           
Domestic Violence Services           
Neighborhood Crime Prevention
Programs           
Homeless Counseling/Outreach Services            Youth Services (childcare, youth
programs, afterschool programs)           
Rental – Legal Assistance
DRAFT
          
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 351, Packet Page 450 11 23. Economic Development Needs: Rank the following programs in order of importance to you.

Each ranking number can only be applied to one item.
(1 = most important, 4 = least important)
Each ranking number
can only be applied
to one item
1 2 3 4
Commercial Building Rehabilitation    
Facade Improvements    
Attract Job Generating Businesses    
Workforce/Skills Job Training and/or Job
Placement    
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 352, Packet Page 451 12 24. Housing Needs: Rank the following Housing needs in order of importance to you.

Each ranking number can only be applied to one item.
(1 = most important, 7 = least important)
Each ranking number
can only be applied
to one item
1 2 3 4 5 6 7
Affordable Rental Housing
(Creation of rental housing with affordable
rents for extremely low, very low, and lowincome households.)       
Rental Housing Rehabilitation Multifamily Affordable Programs (Funding/support in the form of loans
and/or grants to repair/improve existing
rental properties to ensure that they are in
compliance with housing quality
standards.)
      
Low-income Homeowner Rehabilitation
Programs
(Financial aid in the form of loans and/or
grants to help low-income homeowners
repair or improve their homes, ensuring
safe and decent living conditions. (e.g.
addition of solar panels)
      
Down Payment Assistance for Lowincome Individuals
(Help with down payments for low-income
individuals trying to buy their first home.)
      
Lead Testing/Abatement
(Programs to detect and remove lead
from homes built prior to 1978 to ensure
safe living conditions.)
      
Energy Efficient Home Improvements
(Help with home project e.g.: insulation,
energy-efficient windows, replacing older
home appliances).
      
Electric Vehicle Charging
Infrastructure
(Help funding/support EV chargers in or
near affordable housing units)
      
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 353, Packet Page 452 13 25. Special Needs Housing: Rank the following items in order of importance to you.

Each ranking number can only be applied to one item.
(1 = most important, 5 = least important)
Each ranking number
can only be applied
to one item
1 2 3 4 5
Housing for Disabled
(Housing that is designed to meet the
special needs of persons with disabilities
and that is reserved for such persons.)
    
Housing for Seniors
(Housing options for older people that are
designed to meet their needs and provide
safety, accessibility, and adaptability.)
    
Emergency Housing for Homeless
(Temporary shelter/beds for those who
are homeless or at imminent risk of
becoming homeless.)
    
Permanent Housing for Homeless
(Long-term rental subsidy contracts that
facilitate development of housing for
homeless individuals and families which
may include supportive services in
addition to the rental subsidy.)
    
Transitional Housing for Homeless
(Housing for at least six months for
homeless individuals and families with
supportive services with the goal of
moving to permanent housing.)
DRAFT
    
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 354, Packet Page 453 14 FAIR HOUSING SURVEY
Federal and State Fair Housing laws prohibit discrimination in all aspects of housing, including home sales, rentals, housing policies and financing. Each person is entitled to equal access to housing opportunities regardless of race, color, religion, sex, national origin, disability/medical conditions, familial status, marital status, age, ancestry, sexual orientation, gender identity, gender expression, source of income, or any other arbitrary reason.

26. Have you personally ever experienced discrimination in housing?  Yes  No
a) If Yes, on what basis do you believe you were discriminated against? (select all that apply)  Race  Color  Religion  National Origin  Marital Status  Gender  Ancestry  Age  Sexual Orientation
 Family Status (e.g. single-parent with children, family with children or expecting a child)  Source of Income (e.g. welfare, unemployment insurance)  Disability/Medical Conditions (either you or someone close to you)  Other (please describe): ________________________________________________________ b) If Yes, how were you discriminated against? (select all that apply)  Not Shown Apartment or unit for sale
 Higher Security Deposit than Industry Standard
 Higher Rent than Advertised
 Provided Different Housing Services or Facilities
 Other (please describe): ________________________________________________________ c) If Yes, have you reported the incident?
 Yes  No
i. If Yes, how did you report the incident?_________________________________________ ii. If No – Why not?
 Don’t know where to report  Don’t believe it makes any difference  Afraid of retaliation  Process is too complicated
 Other (please describe): _________________________________________________ DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 355, Packet Page 454 15 27. Have you attended a Fair Housing Training?
 Yes  No
a) If Yes, was it free or was there a fee?
 Free  Required a Fee
b) If Yes, where was the training?
 Home  Work  City of Monterey
 Other (please describe):________________________

28. Have you ever seen or heard a Fair Housing Public Service Announcement (PSA)?  Yes  No
a) If yes, select all that apply:
 TV____________ Radio____________ Online____________ Flier THANK YOU!
Please return the surveys by January 31, 2025 to:

Housing Programs
Downstairs in Colton Hall
570 Pacific Street
Monterey, CA 93940
This Survey is also available online at: surveymonkey.com/r/EnglishMontereyCPSurvey2025

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 356, Packet Page 455 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 1 / 56
Q1 What City & ZIP Code do you live in?
Answered: 209 Skipped: 0
Monterey 93940
Pacific Grove
93950
Del Rey Oaks
93940
Seaside 93955
Sand City 93955
Salinas 93901
Salinas 93902
Salinas 93905
Salinas 93906
Salinas 93907
Salinas 93908
Salinas 93912
Salinas 93915
Salinas 93962
Marina 93933
Marina 93955
Carmel-by-the-S
ea 93921
Carmel-by-the-S
ea 93922
Carmel-by-the-S
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 357, Packet Page 456 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 2 / 56

76.08% 159

6.22% 13

0.00% 0

4.31% 9

0.00% 0

0.96% 2

0.00% 0

0.48% 1

0.96% 2

3.35% 7

0.00% 0

1.91% 4

0.00% 0

0.48% 1

0.00% 0

2.39% 5

2.39% 5
TOTAL 209
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
ea 93923
Other (please
add City and
ZIP Code)

ANSWER CHOICES RESPONSES
Monterey 93940
Pacific Grove 93950
Del Rey Oaks 93940
Seaside 93955
Sand City 93955
Salinas 93901
Salinas 93902
Salinas 93905
Salinas 93906
Salinas 93907
Salinas 93908
Salinas 93912
Salinas 93915
Salinas 93962
Marina 93933
Marina 93955
Carmel-by-the-Sea 93921
Carmel-by-the-Sea 93922
Carmel-by-the-Sea 93923
Other (please add City and ZIP Code)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 358, Packet Page 457 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 3 / 56
Q2 If you live in the City of Monterey, what neighborhood do you live in? Answered: 149 Skipped: 60
Alta Mesa
Aguajito Oaks
Casanova Oak Knoll
Deer Flats
Del Monte Del Monte Grove/Laguna Grande Grove/Laguna Grande Downtown
Fisherman Flats
Glenwood
Monterey Vista
New Monterey
Skyline Forest
Oak Grove
Old Town
Presidio of Monterey Presidio of Monterey
Villa Del Monte
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 359, Packet Page 458 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 4 / 56

3.36% 5

0.67% 1

2.68% 4

0.00% 0

9.40% 14

7.38% 11

1.34% 2

5.37% 8

15.44% 23

0.00% 0

28.19% 42

2.68% 4

6.04% 9

10.07% 15

0.67% 1

4.03% 6

0.00% 0
TOTAL 149

ANSWER CHOICES RESPONSES
Alta Mesa
Aguajito Oaks
Casanova Oak Knoll
Deer Flats
Del Monte Beach
Del Monte Grove/Laguna Grande
Downtown
Fisherman Flats
Glenwood
Monterey Vista
La Mesa Village
Naval Postgraduate School
New Monterey
Skyline Forest
Oak Grove
Old Town
Presidio of Monterey
Villa Del Monte
Other (please specify)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 360, Packet Page 459 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 5 / 56

6.29% 9

18.18% 26

23.08% 33

52.45% 75
Q3 How long have you lived in the City of Monterey?
Answered: 143 Skipped: 66
TOTAL 143
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Less than 1
year
1-3 years
4-10 years
10+ years

ANSWER CHOICES RESPONSES
Less than 1 year
1-3 years
4-10 years
10+ years
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 361, Packet Page 460 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 6 / 56

39.27% 75

54.97% 105

2.62% 5

1.05% 2

2.09% 4
Q4 What best describes your housing situation?
Answered: 191 Skipped: 18
TOTAL 191
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Renter
Homeowner
I am currently
unsheltered
I live with
friends or
family, my n...

I live with
friends or
family, my n...

ANSWER CHOICES RESPONSES
Renter
Homeowner
I am currently unsheltered
I live with friends or family, my name appears on their rental lease or home title I live with friends or family, my name does not appear on their rental lease or home title DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 362, Packet Page 461 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 7 / 56

14.66% 28

85.34% 163
Q5 Do you or a person you live with have a disability that may impact your housing needs?
Answered: 191 Skipped: 18
TOTAL 191
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Yes
No

ANSWER CHOICES RESPONSES
Yes
No
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 363, Packet Page 462 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 8 / 56

53.97% 102

30.16% 57

15.87% 30
Q6 Do you live in a household headed by a single individual? Answered: 189 Skipped: 20
TOTAL 189
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
No
Yes, Female
Head
Yes, Male Head

ANSWER CHOICES RESPONSES
No
Yes, Female Head
Yes, Male Head
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 364, Packet Page 463 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 9 / 56

27.23% 52

48.17% 92

9.95% 19

7.85% 15

2.62% 5

4.19% 8
Q7 How many children and adults live in the home? (Include yourself in this number)
Answered: 191 Skipped: 18
TOTAL 191
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
1 2
3 4
5 Other (please
specify)

ANSWER CHOICES RESPONSES
1 2
3 4
5 Other (please specify)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 365, Packet Page 464 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 10 / 56

15.79% 30

84.21% 160
Q8 Do any children under the age of 18 live with you?
Answered: 190 Skipped: 19
TOTAL 190
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Yes
No

ANSWER CHOICES RESPONSES
Yes
No
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 366, Packet Page 465 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 11 / 56

15.38% 28

33.52% 61

9.89% 18

2.75% 5

4.95% 9
Q9 If you are sheltered, how many bedrooms are in your household? Answered: 182 Skipped: 27
TOTAL 182
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
1 2
3 4
5 Other (please
specify)

ANSWER CHOICES RESPONSES
1 2
3 4
5 Other (please specify)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 367, Packet Page 466 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 12 / 56

28.72% 54

47.34% 89

12.77% 24

6.38% 12

2.66% 5

1.60% 3

0.00% 0

0.53% 1
Q10 What is the size of your household (including yourself)? Answered: 188 Skipped: 21
TOTAL 188
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
1-person
household
2-person
household
3-person
household
4-person
household
5-person
household
6-person
household
7-person
household
8-person
household

ANSWER CHOICES RESPONSES
1-person household
2-person household
3-person household
4-person household
5-person household
6-person household
7-person household
8-person household
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 368, Packet Page 467 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 13 / 56

3.77% 2

15.09% 8

16.98% 9

30.19% 16

7.55% 4

5.66% 3

20.75% 11
Q11 If you are a 1-person household, select one of the boxes below for your household income:

Answered: 53 Skipped: 156
TOTAL 53
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Up to $10,850
$10,851-$27,800
$27,801-$46,350
$46,351-$72,250
$72,251-$74,150
$74,151-$86,700
$86,701 and
above

ANSWER CHOICES RESPONSES
Up to $10,850
$10,851-$27,800
$27,801-$46,350
$46,351-$72,250
$72,251-$74,150
$74,151-$86,700
$86,701 and above
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 369, Packet Page 468 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 14 / 56

0.00% 0

2.47% 2

4.94% 4

7.41% 6

8.64% 7

67.90% 55
Q12 If you are a 2-person household, select one of the boxes below for your household income:

Answered: 81 Skipped: 128
TOTAL 81
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Up to $12,400
$12,401 -
$31,800
$31,801 -
$53,000
$53,001 -
$82,550
$82,551 -
$84,800
$84,801 -
$99,100
$99,101 and
above

ANSWER CHOICES RESPONSES
Up to $12,400
$12,401 - $31,800
$31,801 - $53,000
$53,001 - $82,550
$82,551 - $84,800
$84,801 - $99,100
$99,101 and above
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 370, Packet Page 469 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 15 / 56

0.00% 0

8.70% 2

21.74% 5

0.00% 0

13.04% 3

47.83% 11
Q13 If you are a 3-person household, select one of the boxes below for your household income:

Answered: 23 Skipped: 186
TOTAL 23
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
up to $13,950
$13,951 -
$35,750
$35,751 -
$59,600
$59,601 -
$92,900
$92,901 -
$95,400
$95,401 -
$111,450
$111,451 and
above

ANSWER CHOICES RESPONSES
up to $13,950
$13,951 - $35,750
$35,751 - $59,600
$59,601 - $92,900
$92,901 - $95,400
$95,401 - $111,450
$111,451 and above
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 371, Packet Page 470 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 16 / 56

16.67% 2

0.00% 0

8.33% 1

0.00% 0

8.33% 1

50.00% 6
Q14 If you are a 4-person household, select one of the boxes below for your household income:

Answered: 12 Skipped: 197
TOTAL 12
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
up to $15,500
$15,501 -
$39,700
$39,701 -
$66,200
$66,201 -
$103,200
$103,201 -
$105,950
$105,951 -
$123,850
$123,851 and
above

ANSWER CHOICES RESPONSES
up to $15,500
$15,501 - $39,700
$39,701 - $66,200
$66,201 - $103,200
$103,201 - $105,950
$105,951 - $123,850
$123,851 and above
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 372, Packet Page 471 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 17 / 56

0.00% 0

16.67% 1

0.00% 0

83.33% 5
Q15 If you are a 5-person household, select one of the boxes below for your household income:

Answered: 6 Skipped: 203
TOTAL 6
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
up to $16,750
$16,751 -
$42,900
$42,901 -
$71,500
$75,501 -
$111,450
$111,451 -
$114,450
$114,451 -
$133,750
$133,751 and
above

ANSWER CHOICES RESPONSES
up to $16,750
$16,751 - $42,900
$42,901 - $71,500
$75,501 - $111,450
$111,451 - $114,450
$114,451 - $133,750
$133,751 and above
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 373, Packet Page 472 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 18 / 56

50.00% 1

0.00% 0

50.00% 1

0.00% 0
Q16 If you are a 6-person household, select one of the boxes below for your household income:

Answered: 2 Skipped: 207
TOTAL 2
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
up to $18,000
$18,001 -
$46,100
$46,101 -
$76,800
$76,801 -
$119,700
$119,701 -
$122,951
$122,951 -
$143,650
$143,651 and
above

ANSWER CHOICES RESPONSES
up to $18,000
$18,001 - $46,100
$46,101 - $76,800
$76,801 - $119,700
$119,701 - $122,951
$122,951 - $143,650
$143,651 and above
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 374, Packet Page 473 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 19 / 56

0.00% 0

0.00% 0
Q17 If you are a 7-person household, select one of the boxes below for your household income:

Answered: 0 Skipped: 209
TOTAL 0
! No matching responses.

ANSWER CHOICES RESPONSES
up to $19,200
$19,201 - $49,250
$49,251 - $82,100
$82,101 - $127,950
$127,951 - $131,400
$131,401 - $153,550
$153,551 and above
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 375, Packet Page 474 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 20 / 56
100.00% 1

0.00% 0

0.00% 0
Q18 If you are a 8-person household, select one of the boxes below for your household income:

Answered: 1 Skipped: 208
TOTAL 1
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
up to $20,450
$20,451 -
$52,720
$52,721 -
$87,400
$87,401 -
$136,200
$136,201 -
$139,900
$139,901 -
$163,500
$163,501 and
above

ANSWER CHOICES RESPONSES
up to $20,450
$20,451 - $52,720
$52,721 - $87,400
$87,401 - $136,200
$136,201 - $139,900
$139,901 - $163,500
$163,501 and above
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 376, Packet Page 475 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 21 / 56

26.52% 48

17.13% 31

22.65% 41

33.70% 61
Q19 Please select the answer that best describes your working situation Answered: 181 Skipped: 28
TOTAL 181
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Private Sector
Employee
Government
Employee
Self-Employed
or Other
Other (please
specify)

ANSWER CHOICES RESPONSES
Private Sector Employee
Government Employee
Self-Employed or Other
Other (please specify)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 377, Packet Page 476 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 22 / 56

56.92% 37

43.08% 28
Q20 Private Sector Employee:

Answered: 65 Skipped: 144
TOTAL 65
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
For-profit
Non-profit

ANSWER CHOICES RESPONSES
For-profit
Non-profit
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 378, Packet Page 477 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 23 / 56

38.71% 12

35.48% 11

19.35% 6

6.45% 2
Q21 Government Employee:

Answered: 31 Skipped: 178
TOTAL 31
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Local
government
State
government
Federal
government
Active-duty
military

ANSWER CHOICES RESPONSES
Local government
State government
Federal government
Active-duty military
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 379, Packet Page 478 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 24 / 56

61.29% 19

29.03% 9

9.68% 3
Q22 Self-Employed or Other
Answered: 31 Skipped: 178
TOTAL 31
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Owner of
non-incorporate
d business,...

Owner of
incorporated
business,...

Worked without
pay in a
for-profit...

ANSWER CHOICES RESPONSES
Owner of non-incorporated business, practice or firm
Owner of incorporated business, practice, or farm
Worked without pay in a for-profit family business or farm for 15 hours or more per week DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 380, Packet Page 479 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 25 / 56

2.19% 3

0.00% 0

5.11% 7

2.19% 3

21.17% 29

14.60% 20

5.11% 7

47.45% 65
Q23 What kind of business or industry was this primarily? (select the best one):

Answered: 137 Skipped: 72
TOTAL 137
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Manufacturing
Wholesale Trade
Retail Trade
Agriculture
Construction
Service
Government
Tourism
Other (please
specify)

ANSWER CHOICES RESPONSES
Manufacturing
Wholesale Trade
Retail Trade
Agriculture
Construction
Service
Government
Tourism
Other (please specify)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 381, Packet Page 480 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 26 / 56

2.26% 4

15.25% 27

13.56% 24

9.04% 16

13.56% 24

46.33% 82
Q24 What is your age?
Answered: 177 Skipped: 32
TOTAL 177
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
18-24
25-34
35-44
45-54
55-64
65+

ANSWER CHOICES RESPONSES
18-24
25-34
35-44
45-54
55-64
65+
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 382, Packet Page 481 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 27 / 56

38.42% 68

58.76% 104

0.56% 1

2.26% 4

0.00% 0
Q25 To which gender identity to you most identify?
Answered: 177 Skipped: 32
TOTAL 177
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Male
Female
Transgender
Prefer Not to
Say
Self-Identify

ANSWER CHOICES RESPONSES
Male
Female
Transgender
Prefer Not to Say
Self-Identify
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 383, Packet Page 482 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 28 / 56

14.69% 26

76.84% 136

8.47% 15
Q26 Ethnic Categories (select one):

Answered: 177 Skipped: 32
TOTAL 177
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Hispanic or
Latino
Not Hispanic
or Latino
Prefer Not to
Say

ANSWER CHOICES RESPONSES
Hispanic or Latino
Not Hispanic or Latino
Prefer Not to Say
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 384, Packet Page 483 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 29 / 56

83.05% 147

2.82% 5

5.65% 10

1.13% 2

5.65% 10

6.78% 12
Q27 Racial Categories (select all that apply):

Answered: 177 Skipped: 32
Total Respondents: 177
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
White
Black or
African
American
Asian or Asian
American
Native
Hawaiian or
Pacific...

American
Indian or
Alaska Native
One or More
Races
Other

ANSWER CHOICES RESPONSES
White
Black or African American
Asian or Asian American
Native Hawaiian or Pacific Islander
American Indian or Alaska Native
One or More Races
Other
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 385, Packet Page 484 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 30 / 56

95.48% 169

1.13% 2

3.39% 6
Q28 What is the primary language you speak at home?
Answered: 177 Skipped: 32
TOTAL 177
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
English
Spanish
Other (please
describe:)

ANSWER CHOICES RESPONSES
English
Spanish
Other (please describe:)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 386, Packet Page 485 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 31 / 56

94.92% 168

5.08% 9
Q29 Do you have high speed internet access in your home? Answered: 177 Skipped: 32
TOTAL 177
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Yes
No

ANSWER CHOICES RESPONSES
Yes
No
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 387, Packet Page 486 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 32 / 56

0.00% 0

33.33% 3

0.00% 0

11.11% 1

55.56% 5
Q30 If you answered NO, please choose reason you don't access internet from home (check all that apply)
Answered: 9 Skipped: 200
Total Respondents: 9
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Not Interested
Too Expensive
I Connect at
Work/School
I Connect at
Public Location
Other

ANSWER CHOICES RESPONSES
Not Interested
Too Expensive
I Connect at Work/School
I Connect at Public Location
Other
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 388, Packet Page 487 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 33 / 56
Q31 If you answered YES, who is your internet provider? Answered: 167 Skipped: 42
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
AT&T
Xfinity
Earthlink
T-Mobile
Razzolink
Viasat
Comcast
Starlink
Verizon
I use my
mobile phone's
hotspot (ple...

Other (please
describe):

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 389, Packet Page 488 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 34 / 56

26.95% 45

55.69% 93

0.00% 0

1.80% 3

0.00% 0

11.98% 20

0.60% 1

0.00% 0

2.40% 4
TOTAL 167

ANSWER CHOICES RESPONSES
AT&T
Xfinity
Earthlink
T-Mobile
Razzolink
Viasat
Comcast
Starlink
Verizon
I use my mobile phone's hotspot (please add carrier in "other" box Other (please describe):

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 390, Packet Page 489 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 35 / 56
Q32 Housing and Community Development Needs: Rank the following types of need in Monterey in order of importance to you (1 = most important, 6 = least important).Please rank each item once Answered: 157 Skipped: 52

10.19%
16 16.56%
26 23.57%
37 15.29%
24 16.56%
26 17.83%
28 157 4.64

16.56%
26 16.56%
26 15.29%
24 19.75%
31 18.47%
29 13.38%
21 157 4.50

18.47%
29 12.74%
20 29.30%
46 21.02%
33 12.74%
20 5.73%
9 157 3.93

1.91%
3 7.01%
11 11.46%
18 22.93%
36 21.02%
33 35.67%
56 157 6.20

36.94%
58 22.29%
35 5.73%
9 10.19%
16 16.56%
26 8.28%
13 157 3.42

15.92%
25 24.84%
39 14.65%
23 10.83%
17 14.65%
23 19.11%
30 157 4.30
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Most Impor… 2 3 4
5 Least Impo…
Community
Facilities
Needs(i.e.
parks an...

Neighborhoo
d
Improvement
Needs (i...

Community
Programs
and
Services...

Economic
Development
Needs(i.e.
job...

Housing
Needs(i.e.
affordable
rental...

Special
Needs
Housing(i.e
. housin...

MOST
IMPORTANT1
2 3 4 5 LEAST
IMPORTANT6

TOTAL WEIGHTED

AVERAGE
Community Facilities
Needs(i.e. parks and
recreation facilities,
community centers)
Neighborhood Improvement
Needs (i.e. safe routes to
school, sidewalk
improvements)
Community Programs and
Services Needs(i.e.
healthcare services,
emergency preparedness)
Economic Development
Needs(i.e. job training,
commercial building rehab)
Housing Needs(i.e. affordable
rental housing, low-income
homeowner rehab programs)
Special Needs Housing(i.e.
housing for seniors, housing
for the homeless)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 391, Packet Page 490 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 36/56
Q33 Community Facilities Needs: Rank the following programs in order of importance to you (1 = most important, 8 = least important).Please rank each item once
Answered: 148 Skipped: 61
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Most Impor… 2 3 4
5 6 7 Least Impo…
Parks
and
Recreati
onal...

Parks
and
Recreati
onal...

Monterey
Sports
Center
Librarie
s
Youth
Centers
Senior
Centers
Neighbor
hood
Communit
y...

ADA
Accessib
ility
Impro...

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 392, Packet Page 491 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 37/56

23.65%
35 17.57%
26 11.49%
17 8.11%
12 10.14%
15 8.11%
12 13.51%
20 7.43%
11 148 3.79

2.70%
4 10.14%
15 15.54%
23 12.16%
18 12.16%
18 17.57%
26 16.89%
25 12.84%
19 148 5.05

11.49%
17 8.11%
12 12.16%
18 7.43%
11 9.46%
14 12.16%
18 12.16%
18 27.03%
40 148 5.16

28.38%
42 22.30%
33 12.16%
18 14.86%
22 8.11%
12 6.08%
9 6.76%
10 1.35%
2 148 3.04

6.76%
10 8.78%
13 16.89%
25 16.22%
24 18.92%
28 15.54%
23 8.78%
13 8.11%
12 148 4.54

5.41%
8 11.49%
17 11.49%
17 17.57%
26 21.62%
32 18.92%
28 8.11%
12 5.41%
8 148 4.55

4.73%
7 14.19%
21 12.84%
19 14.19%
21 14.86%
22 10.81%
16 21.62%
32 6.76%
10 148 4.73

16.89%
25 7.43%
11 7.43%
11 9.46%
14 4.73%
7 10.81%
16 12.16%
18 31.08%
46 148 5.14
MOST
IMPORTANT1
2 3 4 5 6 7 LEAST
IMPORTANT8

TOTAL WEIGHTED

AVERAGE
Parks and Recreational Facilities - Outdoor
Parks and Recreational Facilities - Indoor
Monterey Sports Center
Libraries
Youth Centers
Senior Centers
Neighborhood Community Centers
ADA Accessibility Improvements - to public
roads/facilities
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 393, Packet Page 492 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 38 / 56
Q34 Neighborhood Improvement Needs: Rank the following programs in order of importance to you (1 = most important, 7 = least important).Please rank each item once
Answered: 147 Skipped: 62

18.37%
27 16.33%
24 19.05%
28 14.97%
22 12.93%
19 13.61%
20 4.76%
7 147 4.40

12.24%
18 11.56%
17 14.97%
22 19.73%
29 17.69%
26 15.65%
23 8.16%
12 147 5.21

25.17%
37 23.81%
35 23.81%
35 12.24%
18 10.20%
15 3.40%
5 1.36%
2 147 3.29

17.69%
26 21.09%
31 18.37%
27 19.05%
28 12.93%
19 8.84%
13 2.04%
3 147 4.09

10.88%
16 7.48%
11 12.24%
18 20.41%
30 27.89%
41 9.52%
14 11.56%
17 147 5.61

10.88%
16 15.65%
23 7.48%
11 9.52%
14 13.61%
20 30.61%
45 12.24%
18 147 5.72

4.76%
7 4.08%
6 4.08%
6 4.08%
6 4.76%
7 18.37%
27 59.86%
88 147 7.69
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Most Impor… 2 3 4
5 6 Least Impo…
Sewer/Sto
rm Drain
Improveme
nts
Safe
Routes to
School
Street
Improveme
nts
Sidewalk/
Curb
Improveme
nts
Accessibi
lity
Improveme
nts
Additiona
l Street
Lighting
Graffiti
Removal
MOST
IMPORTANT1
2 3 4 5 6 LEAST
IMPORTANT7

TOTAL WEIGHTED

AVERAGE
Sewer/Storm
Drain
Improvements
Safe Routes to
School
Street
Improvements
Sidewalk/Curb
Improvements
Accessibility
Improvements
Additional Street
Lighting
Graffiti Removal
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 394, Packet Page 493 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 39 / 56
Q35 Community Program and Service Needs: Rank the following programs in order of importance to you (1 = most important, 11 = least important).Please rank each item once
Answered: 143 Skipped: 66
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Most Impor… 2 3 4
5 6 7 8
9 10 Least Impo…
Health
care
Servic
es
Mental
Health
Servic
es
Disast
er and
Emerge
ncy...

Drug/A
lcohol
Abuse
Cou...

Food
Servic
es for
Res...

Afford
able
Legal
Ser...

Domest
ic
Violen
ce...

Neighb
orhood
Crime
Pre...

Homele
ss
Counse
lin...

Youth
Servic
es
(ch...

Rental
–
Legal
Ass...

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 395, Packet Page 494 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 40/56

28.67%
41 13.29%
19 14.69%
21 7.69%
11 8.39%
12 4.90%
7 4.20%
6 3.50%
5 4.20%
6 4.20%
6 6.29%
9 143 4.94

6.99%
10 23.78%
34 13.99%
20 11.89%
17 6.99%
10 11.89%
17 4.20%
6 6.99%
10 6.99%
10 4.90%
7 1.40%
2 143 5.73

16.78%
24 11.89%
17 16.08%
23 9.79%
14 9.09%
13 6.29%
9 4.90%
7 4.20%
6 9.09%
13 6.29%
9 5.59%
8 143 5.96

2.10%
3 4.90%
7 8.39%
12 12.59%
18 11.89%
17 13.29%
19 10.49%
15 10.49%
15 6.99%
10 10.49%
15 8.39%
12 143 8.13

2.80%
4 2.80%
4 6.99%
10 11.89%
17 17.48%
25 12.59%
18 12.59%
18 7.69%
11 14.69%
21 4.90%
7 5.59%
8 143 8.07

1.40%
2 1.40%
2 6.29%
9 9.09%
13 6.99%
10 8.39%
12 13.29%
19 11.19%
16 11.19%
16 16.78%
24 13.99%
20 143 9.31

2.80%
4 5.59%
8 6.29%
9 11.19%
16 9.09%
13 13.29%
19 15.38%
22 17.48%
25 9.09%
13 5.59%
8 4.20%
6 143 8.05

6.99%
10 9.09%
13 6.99%
10 8.39%
12 8.39%
12 8.39%
12 6.29%
9 11.89%
17 7.69%
11 5.59%
8 20.28%
29 143 8.13

16.78%
24 11.19%
16 9.09%
13 7.69%
11 6.99%
10 8.39%
12 9.79%
14 8.39%
12 11.19%
16 5.59%
8 4.90%
7 143 6.55

7.69%
11 7.69%
11 6.29%
9 6.29%
9 8.39%
12 9.79%
14 12.59%
18 9.79%
14 11.89%
17 16.78%
24 2.80%
4 143 7.97

6.99%
10 8.39%
12 4.90%
7 3.50%
5 6.29%
9 2.80%
4 6.29%
9 8.39%
12 6.99%
10 18.88%
27 26.57%
38 143 9.15
MOST
IMPORTANT1
2 3 4 5 6 7 8 9 10 LEAST
IMPORTANT11

TOTAL WEIGHTED

AVERAGE
Healthcare Services
Mental Health Services
Disaster and Emergency Preparedness Services
Drug/Alcohol Abuse Counseling/Treatment
Food Services for Residents with Special Needs
Affordable Legal Services
Domestic Violence Services
Neighborhood Crime Prevention Programs
Homeless Counseling/Outreach Services
Youth Services (childcare, youth programs, afterschool
programs)
Rental – Legal Assistance
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 396, Packet Page 495 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 41 / 56
Q36 Economic Development Needs: Rank the following programs in order of importance to you (1 = most important, 4 = least important).Please rank each item once
Answered: 143 Skipped: 66

18.88%
27 26.57%
38 32.87%
47 21.68%
31 143 3.01

6.99%
10 16.78%
24 27.97%
40 48.25%
69 143 4.14

34.97%
50 29.37%
42 18.18%
26 17.48%
25 143 2.53

39.16%
56 27.27%
39 20.98%
30 12.59%
18 143 2.32
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Most Impor… 2 3 Least Impo…
Commercial
Building
Rehabilitation
Facade
Improvements
Attract Job
Generating
Businesses
Workforce/Skills
Job Training
and/or Job
Placement
MOST
IMPORTANT1
2 3 LEAST
IMPORTANT4

TOTAL WEIGHTED

AVERAGE
Commercial Building Rehabilitation
Facade Improvements
Attract Job Generating Businesses
Workforce/Skills Job Training and/or Job
Placement
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 397, Packet Page 496 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 42 / 56
Q37 Housing Needs: Rank the following programs in order of importance to you (1 = most important, 7 = least important).Please rank each item once
Answered: 140 Skipped: 69
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Most Impor… 2 3 4
5 6 Least Impo…
Affordabl
e Rental
Housing
(Creat...

Rental
Housing
Rehabilit
ation...

Low-incom
e
Homeowner
Rehabi...

Down
Payment
Assistanc
e for...

Lead
Testing/A
batement(
Progra...

Energy
Efficient
Home
Improv...

Electric
Vehicle
Charging
Infras...

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 398, Packet Page 497 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 43/56

48.57%
68 13.57%
19 7.86%
11 7.86%
11 7.14%
10 7.14%
10 7.86%
11 140 3.01

9.29%
13 31.43%
44 17.86%
25 15.71%
22 10.00%
14 12.14%
17 3.57%
5 140 4.00

9.29%
13 17.86%
25 32.14%
45 17.86%
25 15.00%
21 5.71%
8 2.14%
3 140 4.09

10.00%
14 12.14%
17 16.43%
23 31.43%
44 13.57%
19 7.86%
11 8.57%
12 140 4.82

8.57%
12 7.14%
10 9.29%
13 7.86%
11 23.57%
33 21.43%
30 22.14%
31 140 5.68

12.14%
17 10.00%
14 10.00%
14 14.29%
20 19.29%
27 27.86%
39 6.43%
9 140 5.23

2.14%
3 7.86%
11 6.43%
9 5.00%
7 11.43%
16 17.86%
25 49.29%
69 140 6.17
MOST
IMPORTANT1
2 3 4 5 6 LEAST
IMPORTANT7

TOTAL WEIGHTED

AVERAGE
Affordable Rental Housing (Creation of rental housing with affordable rents for extremely low, very low, and low-income households.)
Rental Housing Rehabilitation Multi-family Affordable
Programs(Funding/support in the form of loans and/or grants to repair/improve existing rental properties to ensure that they are in compliance with housing quality standards.) Low-income Homeowner Rehabilitation Programs(Financial
aid in the form of loans and/or grants to help low-income homeowners repair or improve their homes, ensuring safe and decent living conditions. (e.g. addition of solar panels) Down Payment Assistance for Low-income Individuals(Help with down payments for low-income individuals trying to buy their first home.)
Lead Testing/Abatement(Programs to detect and remove
lead from homes built prior to 1978 to ensure safe living conditions.)
Energy Efficient Home Improvements (Help with home
project e.g.: insulation, energy-efficient windows, replacing older home appliances)
Electric Vehicle Charging Infrastructure (Help
funding/support EV chargers in or near affordable housing units)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 399, Packet Page 498 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 44 / 56
Q38 Special Needs Housing: Rank the following programs in order of importance to you (1 = most important, 5 = least important).Please rank each item once
Answered: 139 Skipped: 70

10.79%
15 28.78%
40 8.63%
12 23.74%
33 28.06%
39 139 4.33

30.94%
43 17.99%
25 10.07%
14 23.02%
32 17.99%
25 139 3.61

27.34%
38 15.83%
22 34.53%
48 16.55%
23 5.76%
8 139 3.02

18.71%
26 16.55%
23 20.14%
28 10.79%
15 33.81%
47 139 4.14

12.23%
17 20.86%
29 26.62%
37 25.90%
36 14.39%
20 139 3.90
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Most Impor… 2 3 4
Least Impo…
Housing for
Disabled(Hous
ing that is
designed t...

Housing for
Seniors(Housi
ng options
for older...

Emergency
Housing for
Homeless(Temp
orary...

Permanent
Housing for
Homeless(Long
-term rent...

Transitional
Housing for
Homeless
(Housing f...

MOST
IMPORTANT1
2 3 4 LEAST
IMPORTANT5

TOTAL WEIGHTED

AVERAGE
Housing for Disabled(Housing that is
designed to meet the special needs of
persons with disabilities and that is
reserved for such persons.)
Housing for Seniors(Housing options for
older people that are designed to meet
their needs and provide safety,
accessibility, and adaptability.)
Emergency Housing for
Homeless(Temporary shelter/beds for
those who are homeless or at imminent
risk of becoming homeless.)
Permanent Housing for Homeless(Longterm rental subsidy contracts that facilitate development of housing for
homeless individuals and families which
may include supportive services in
addition to the rental subsidy.)
Transitional Housing for Homeless
(Housing for at least six months for
homeless individuals and families with
supportive services with the goal of
moving to permanent housing.)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 400, Packet Page 499 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 45 / 56

8.70% 12

91.30% 126
Q39 Have you personally ever experienced discrimination in housing? Answered: 138 Skipped: 71
TOTAL 138
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Yes
No

ANSWER CHOICES RESPONSES
Yes
No
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 401, Packet Page 500 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 46 / 56
Q40 On what basis do you believe you were discriminated against? (check all that apply)
Answered: 12 Skipped: 197
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Race
Color
Religion
National Origin
Age
Gender
Ancestry
Marital Status
Sexual
Orientation
Family Status
(e.g.
single-paren...

Source of
Income (e.g.
welfare,...

Disability/Medi
cal Conditions
(either you ...

Other (please
describe)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 402, Packet Page 501 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 47 / 56

25.00% 3

8.33% 1

16.67% 2

41.67% 5

33.33% 4

8.33% 1

16.67% 2

25.00% 3

16.67% 2

33.33% 4
Total Respondents: 12

ANSWER CHOICES RESPONSES
Race
Color
Religion
National Origin
Age
Gender
Ancestry
Marital Status
Sexual Orientation
Family Status (e.g. single-parent with children, family with children or expecting a child) Source of Income (e.g. welfare, unemployment insurance) Disability/Medical Conditions (either you or someone close to you) Other (please describe)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 403, Packet Page 502 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 48 / 56

50.00% 6

33.33% 4

25.00% 3

8.33% 1

50.00% 6
Q41 How were you discriminated against? (check all that apply) Answered: 12 Skipped: 197
Total Respondents: 12
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Not Shown
Apartment or
Unit For Sale
Higher
Security
Deposit than...

Higher Rent
than Advertised
Provided
Different
Housing...

Other (please
describe)

ANSWER CHOICES RESPONSES
Not Shown Apartment or Unit For Sale
Higher Security Deposit than Industry Standard
Higher Rent than Advertised
Provided Different Housing Services or Facilities
Other (please describe)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 404, Packet Page 503 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 49 / 56

16.67% 2

83.33% 10
Q42 Have you reported the incident?
Answered: 12 Skipped: 197
TOTAL 12
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Yes
No

ANSWER CHOICES RESPONSES
Yes
No
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 405, Packet Page 504 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 50 / 56

30.00% 3

20.00% 2

0.00% 0

10.00% 1

40.00% 4
Q43 If NO, Why NOT?
Answered: 10 Skipped: 199
TOTAL 10
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Don't Know
Where to Report
Don't Believe
it Makes Any
Difference
Afraid of
Retaliation
Process is too
complicated
Other (please
describe)

ANSWER CHOICES RESPONSES
Don't Know Where to Report
Don't Believe it Makes Any Difference
Afraid of Retaliation
Process is too complicated
Other (please describe)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 406, Packet Page 505 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 51 / 56
Q44 If YES, how did you report the incident?
Answered: 2 Skipped: 207
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 407, Packet Page 506 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 52 / 56

13.04% 18

86.96% 120
Q45 Have you attended a Fair Housing Training?
Answered: 138 Skipped: 71
TOTAL 138
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Yes
No

ANSWER CHOICES RESPONSES
Yes
No
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 408, Packet Page 507 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 53 / 56

82.35% 14

17.65% 3
Q46 If YES, was it free or was there a fee?
Answered: 17 Skipped: 192
TOTAL 17
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Free
Required a Fee

ANSWER CHOICES RESPONSES
Free
Required a Fee
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 409, Packet Page 508 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 54 / 56

5.88% 1

35.29% 6

17.65% 3

41.18% 7
Q47 If YES, where was the training?
Answered: 17 Skipped: 192
TOTAL 17
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Home
Work
City of
Monterey
Other (please
describe):

ANSWER CHOICES RESPONSES
Home
Work
City of Monterey
Other (please describe):

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 410, Packet Page 509 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 55 / 56

22.06% 30

77.94% 106
Q48 Have you ever seen or heard a Fair Housing Public Service Announcement (PSA) on TV/Radio/Online/Flyer?
Answered: 136 Skipped: 73
TOTAL 136
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Yes
No

ANSWER CHOICES RESPONSES
Yes
No
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 411, Packet Page 510 City of Monterey Community Development Block Grant Funding (CDBG) Resident Survey 56 / 56

67.86% 19

39.29% 11

35.71% 10

28.57% 8
Q49 If YES, select all that apply:

Answered: 28 Skipped: 181
Total Respondents: 28
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
TV
Radio
Online
Flier

ANSWER CHOICES RESPONSES
TV
Radio
Online
Flier
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 412, Packet Page 511 1 FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG)
Encuesta de Residentes
Plan Consolidado (Año Fiscal 2025-2029) y Plan de Acción Anual (Año Fiscal 2025-2026) ¿CUÁLES SON LAS NECESIDADES DE VIVIENDA Y DESARROLLO COMUNITARIO EN SU VECINDARIO? • La ciudad de Monterey recibe aproximadamente $250,000 del Departamento de Vivienda y Desarrollo Urbano (HUD) de EE. UU. cada año para el Programa de Subsidios en Bloque para el Desarrollo Comunitario (CDBG). Combinado con los ingresos del programa de actividades anteriores, la Ciudad generalmente tiene acceso a alrededor de $1 millón para actividades de vivienda y desarrollo comunitario.
• Los fondos se utilizan para programas de servicios sociales públicos, mejoras de capital y proyectos de vivienda para personas que cumplen con los requisitos de ingresos bajos y medios según lo define HUD. • La Ciudad quiere que usted tenga voz sobre cómo se invierten estos dólares de las subvenciones para los residentes de ingresos bajos y medios.

Para las preguntas 1 y 2 por favor vea este mapa
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 413, Packet Page 512 2 FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG)
Encuesta de Residentes
Plan Consolidado (Año Fiscal 2025-2029) y Plan de Acción Anual (Año Fiscal 2025-2026) ¿CUÁLES SON LAS NECESIDADES DE VIVIENDA Y DESARROLLO COMUNITARIO EN SU VECINDARIO?

RESIDENCIA

1. ¿En qué ciudad y código postal reside?
 Monterey 93940 Salinas:  93901  93902  93905  93906  93907  93908  Pacific Grove 93950  93912  93915  93962
 Del Rey Oaks 93940 Marina:  93933  93955
 Seaside 93955 Carmel-by-the-Sea:  93921  93922  93923  Sand City 93955 Otra: Ciudad______________________, Código Postal ________

2. ¿Si vive en la ciudad de Monterey, ¿en qué vecindario vive?  Alta Mesa  La Mesa Village
 Aguajito Oaks  Naval Postgraduate School
 Deer Flats  New Monterey
 Del Monte Beach  Skyline Forest
 Del Monte Grove/Laguna Grande  Oak Grove
 Downtown  Old Town
 Fisherman Flats  Presidio of Monterey
 Glenwood  Villa Del Monte
 Monterey Vista  Casanova Oak Knoll
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 414, Packet Page 513 3 3. ¿Cuánto tiempo lleva viviendo en la Ciudad de Monterey?  Menos de 1 año  1-3 años  4-10 años  10+ años

4. ¿Qué describe mejor su situación de vivienda?
 Inquilino(a)  Dueño(a) de casa  Actualmente estoy desprotegido(a)  Vivo con amigos o familiares, mi nombre aparece en su contrato de alquiler ni en el título de la vivienda.  Vivo con amigos o familiares, mi nombre no aparece en su contrato de alquiler ni en el título de la vivienda.

5. ¿Tiene usted o una persona con quien vive una discapacidad que pueda afectar sus necesidades de vivienda?
 Si  No

6. ¿Vive usted en un hogar encabezado por una sola persona?  No  Si, encabezado por una mujer  Si, encabezado por un hombre

7. ¿Cuántos niños y adultos viven en el hogar? (Inclúyase usted mismo(a) en este número) _____  1  2  3  4  5  Otro(a): _________________

8. ¿Viven con usted niños menores de 18 años?
 Si  No

9. Si usted tiene albergue, ¿cuántas habitaciones hay en su hogar?  1  2  3  4
DRAFT
 5  Otro(a): _________________
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 415, Packet Page 514 4 10. Las siguientes tablas detallan los niveles de ingresos según el número total de personas por hogar. • Seleccione el rango de ingresos que mejor se alinee con el ingreso anual bruto de su hogar según el número total de personas en su hogar.
• Si hay más de una persona en su hogar, su ingreso familiar bruto anual debe incluir todos los ingresos de los miembros del hogar mayores de 18 años.

Para hogares de 5 personas y más, continúa en la página siguiente … Si es un hogar de 1 persona, seleccione una de las casillas a continuación:
 hasta
$10,850
 $10,851 -
$27,800
 $27,801 -
$46,350
 $46,351 -
$74,250
 $72,251 -
$74,150
 $74,151 -
$86,700
 $86,701
y mas
Si es un hogar de 2 personas, seleccione una de las casillas a continuación:
 hasta
$12,400
 $12,401 -
$31,800
 $31,801 -
$53,000
 $53,001 -
$82,550
 $82,551 -
$84,800
 $84,801 -
$99,100
 $99,101
y mas
Si es un hogar de 3 personas, seleccione una de las casillas a continuación:
 hasta
$13,950
 $13,951 -
$35,750
 $35,751 -
$59,600
 $59,601 -
$92,900
 $92,901 -
$95,400
 $95,401 -
$111,450
 $111,451
y mas
Si es un hogar de 4 personas, seleccione una de las casillas a continuación:
 hasta
$15,500
 $15,501 -
$39,700
 $39,701 -
$66,200
 $66,201 -
$103,200
 $103,201
- $105,950
 $105,951 -
$123,850
 $123,851
y mas
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 416, Packet Page 515 5 Si es un hogar de 5 personas, seleccione una de las casillas a continuación:
 hasta
$16,750
 $16,751 -
$42,900
 $42,901 -
$71,500
 $75,501 -
$111,450
 $111,451
- $114,450
 $114,451 -
$133,750
 $133,751
y mas
Si es un hogar de 6 personas, seleccione una de las casillas a continuación:
 hasta
$18,000
 $18,001 -
$46,100
 $46,101 -
$76,800
 $76,801 -
$119,700
 $119,701 -
$122,951
 $122,951 -
$143,650
 $143,651
y mas
Si es un hogar de 7 personas, seleccione una de las casillas a continuación:
 hasta
$19,200
 $19,201 -
$49,250
 $49,251 -
$82,100
 $82,101 -
$127,950
 $127,951
- $131,400
 $131,401 -
$153,550
 $153,551
y mas
Si es un hogar de 8 personas, seleccione una de las casillas a continuación:
 hasta
$20,450
 $20,451 -
$52,720
 $52,721 -
$87,400
 $87,401 -
$136,200
 $136,201
- $139,900
 $139,901 -
$163,500
 $163,501
y mas
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 417, Packet Page 516 6 EMPLEO

11. Seleccione la respuesta que mejor describa su situación laboral.

Empleado del sector privado:
 Con fines de lucro  Sin fines de lucro
Empleado del gobierno:
 Gobierno local  Gobierno estatal  Militar en servicio activo  Gobierno federal
Trabajador por cuenta propia u otro:
 Propietario de un negocio, practica o granja no incorporada  Propietario de un negocio, practica o granja incorporada  Trabajo sin paga en un negocio familiar o granja con fines de lucro durante 15 horas o más por semana
Otro (por favor especifique): __________________________

12. ¿Qué tipo de negocio o industria era principalmente? (seleccione la mejor opción):
 Fabricación  Comercio Mayorista  Comercio al por menor  Agricultura  Construcción Servicio  Gobierno  Turismo  Otro(a) ____________________

DEMOGRAFIA

13. ¿Cuál es tu edad?
 18-24  25-34  35-44  45-54  55-64  65+

14. ¿Con qué identidad de género te identificas más?
 Masculino  Femenino  Transgénero  Prefiero no decirlo  Me autoidentificó como ____________

15. Categorías Étnicas (seleccioné una):
 Hispano o Latino  No Hispano o Latino  Prefiero no decirlo

16. Categorías raciales (seleccione una o más):
 Blanco(a)  Negro(a) o Afroamericano(a)  Asiático(a) o Asiático(a) Americano(a)  Nativo(a) hawaiano(a) o isleño(a) del Pacífico  Indio(a) Americano(a) o Nativo(a) de Alaska  Una o más razas  Otro(a) ________________
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 418, Packet Page 517 7 17. ¿Cuál es el idioma principal que hablas en casa?
 Ingles  Español  Otro(a) (por favor describa): _______________________

ACCESO A INTERNET

18. ¿Tiene acceso a Internet de alta velocidad en su hogar?  Si  No
a) Si respondió NO, elija el motivo por el que no accede a la Internet desde su casa. (seleccione todo lo que corresponda)
 No Interesado(a)  Demasiado Caro  Me conecto en el trabajo/escuela  Me conecto en un lugar público  Otro(a): ____________________ b) Si respondió SÍ, ¿quién es su proveedor de Internet?  AT&T  Xfinity  Earthlink  T-Mobile
 Razzolink  Viasat  Comcast  Spectrum
 Verizon  Starlink  Otro(a) (por favor describa): __________________  Utilizo el punto de acceso de mi teléfono móvil, mi operador es: _________________________ DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 419, Packet Page 518 8 NECESIDADES DE VIVIENDA Y DESARROLLO COMUNITARIO

19. Tipos de Necesidades:

Clasifique los siguientes tipos de necesidades en orden de importancia para usted.

Cada número de clasificación sole se puede aplicar a una opción. (1 = lo más importante, 6 = lo menos importante)
Cada número de clasificación
solo se puede aplicar a una opción
1 2 3 4 5 6
Necesidades de instalaciones
comunitarias
(por ejemplo, parques e instalaciones
recreativas, centros comunitarios)
     
Necesidades de mejora del vecindario
(por ejemplo, rutas seguras a la escuela,
mejoras en las aceras)
     
Necesidades de programas y servicios
comunitarios
(por ejemplo, servicios de atención médica,
preparación para emergencias)
     
Necesidades de desarrollo económico
(por ejemplo, capacitación laboral,
rehabilitación de edificios comerciales)
     
Necesidades de vivienda
(por ejemplo, viviendas de alquiler
asequibles, programas de rehabilitación
para propietarios de viviendas de bajos
ingresos).
     
Vivienda para necesidades especiales
(por ejemplo, viviendas para personas
mayores, viviendas para personas sin
hogar)
DRAFT
     
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 420, Packet Page 519 9 20. Necesidades de instalaciones comunitarias:

Clasifique los siguientes tipos de necesidades en orden de importancia para usted.

Cada número de clasificación solo se puede aplicar a una opción. (1 = lo más importante, 8 = lo menos importante)
Cada número de clasificación
Solo se puede aplicar a una opción
1 2 3 4 5 6 7 8
Parques e instalaciones recreativas -Al aire libre         Parques e instalaciones recreativas: interiores         Centro Deportivo de Monterrey        
Bibliotecas        
Centro Juvenil        
Centro para Personas Mayores        
Centros comunitarios vecinales        
Mejoras de accesibilidad ADA: a vías/instalaciones
públicas        

21. Necesidades de mejora del vecindario:

Clasifique los siguientes tipos de necesidades en orden de importancia para usted.

Cada número de clasificación solo se puede aplicar a una opción. (1 = lo más importante, 7 = lo menos importante)
Cada número de clasificación
Solo se puede aplicar a una opción
1 2 3 4 5 6 7
Mejoras en alcantarillado/drenaje pluvial        Rutas seguras a la escuela       
Mejoras en las calles       
Mejoras en aceras/bordillos       
Mejoras de accesibilidad       
Alumbrado público adicional       
Eliminación de graffitis       
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 421, Packet Page 520 10 22. Necesidades de programas y servicios comunitarios:

Clasifique los siguientes tipos de necesidades en orden de importancia para usted.

Cada número de clasificación solo se puede aplicar a una opción. (1 = lo más importante 11 = lo menos importante)
Cada número de clasificación
solo se puede aplicar a una opción
1 2 3 4 5 6 7 8 9 10 11
Servicios de salud           
Servicios de salud mental           
Servicios de preparación para
emergencias y desastres           
Consejería/Tratamiento sobre Abuso de
Drogas/Alcohol           
Servicios de alimentación para residentes
con necesidades especiales           
Servicios legales asequibles           
Servicios de violencia doméstica           
Programas vecinales de prevención del
delito           
Servicios de extensión/consejería para
personas sin hogar           
Servicios para jóvenes (cuidado de niños,
programas para jóvenes, programas
extracurriculares)
          
Alquiler – Asistencia Legal
DRAFT
          
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 422, Packet Page 521 11 23. Necesidades de desarrollo económico:

Califique los siguientes tipos de necesidades en orden de importancia para usted.

Cada número de clasificación solo se puede aplicar a una opción. (1 = lo más importante, 4 = lo menos importante)
Cada número de clasificación solo
se puede aplicar a una opción
1 2 3 4
Rehabilitación de Edificios Comerciales    
Mejoras de fachada    
Atraer empresas generadoras de empleo    
Fuerza laboral/habilidades Capacitación
laboral y/o colocación laboral    
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 423, Packet Page 522 12 24. Necesidades de vivienda:

Califique los siguientes tipos de necesidades en orden de importancia para usted.

Cada número de calificación solo se puede aplicar a una opción. (1 = lo más importante, 7 = lo menos importante)
Cada número de calificación
solo se puede aplicar a una opción
1 2 3 4 5 6 7
Vivienda de alquiler asequible
(Creación de viviendas de alquiler con
alquileres asequibles para hogares de
ingresos extremadamente bajos, muy
bajos y bajos).
      
Programas multifamiliares asequibles
de rehabilitación de viviendas de
alquiler
(Financiamiento/apoyo en forma de
préstamos y/o subvenciones para
reparar/mejorar propiedades de alquiler
existentes para garantizar que cumplan
con los estándares de calidad de la
vivienda).
      
Programas de rehabilitación para
propietarios de viviendas de bajos
ingresos
(Ayuda financiera en forma de préstamos
y/o subvenciones para ayudar a los
propietarios de viviendas de bajos
ingresos a reparar o mejorar sus
viviendas, garantizando condiciones de
vida seguras y dignas. (por ejemplo,
instalación de paneles solares)
      
Asistencia para el pago inicial para
personas de bajos ingresos
(Ayuda con el pago inicial para personas
de bajos ingresos que intentan comprar
su primera casa).
      
Pruebas/reducción de plomo
(Programas para detectar y eliminar el
plomo de viviendas construidas antes de
1978 para garantizar condiciones de vida
seguras).
      
Mejoras para el hogar con eficiencia
energética
(Ayuda con proyectos de vivienda, por
ejemplo: aislamiento, ventanas
energéticamente eficientes, sustitución de
electrodomésticos viejos).
      
Infraestructura de carga de vehículos
eléctricos
(Ayuda a financiar/apoyar cargadores de
vehículos eléctricos en o cerca de
unidades de vivienda asequibles)
      
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 424, Packet Page 523 13 25. Vivienda para necesidades especiales:

Califique los siguientes tipos de necesidades en orden de importancia para usted.

Cada número de calificación solo se puede aplicar a una opción. (1 = most important, 5 = least important)
Cada número de calificación
solo se puede aplicar a una opción
1 2 3 4 5
Vivienda para discapacitados
(Vivienda que está diseñada para
satisfacer las necesidades especiales de
personas con discapacidad y que está
reservada para dichas personas).
    
Vivienda para personas mayores
(Opciones de vivienda para personas
mayores diseñadas para satisfacer sus
necesidades y brindarles seguridad,
accesibilidad y adaptabilidad).
    
Vivienda de emergencia para personas
sin hogar
(Refugio/camas temporales para
personas sin hogar o en riesgo inminente
de quedarse sin hogar).
    
Vivienda permanente para personas
sin hogar
(Contratos de subsidio de alquiler a largo
plazo que facilitan el desarrollo de
viviendas para personas y familias sin
hogar que pueden incluir servicios de
apoyo además del subsidio de alquiler).
    
Vivienda de transición para personas
sin hogar
(Vivienda por al menos seis meses para
personas y familias sin hogar con
servicios de apoyo con el objetivo de
mudarse a una vivienda permanente).
    
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 425, Packet Page 524 14 FAIR HOUSING SURVEY
Las leyes federales y estatales de Vivienda Justa prohíben la discriminación en todos los aspectos de la vivienda, incluidas la venta, el alquiler, las políticas de vivienda y el financiamiento. Cada persona tiene derecho a igualdad de acceso a oportunidades de vivienda independientemente de su raza, color, religión, sexo, origen nacional, discapacidad/condiciones médicas, estado familiar, estado civil, edad, ascendencia, orientación sexual, identidad de género, expresión de género, fuente de ingresos, o cualquier otro motivo arbitrario.

25. ¿Ha experimentado personalmente discriminación de vivienda?  Yes  No
a) ¿Sobre qué base cree que fue discriminado? (seleccione todo lo que corresponda)  Raza  Color  Religión  Origen Nacional  Estado Civil  Genero  Ascendencia  Edad  Orientación Sexual
 Estado familiar (por ejemplo, padre soltero con hijos, familia con hijos o esperando un hijo)  Fuente de ingresos (por ejemplo, asistencia social, seguro de desempleo)  Discapacidad/Condiciones médicas (ya sea usted o alguien cercano a usted)  Otro(a) (por favor describa): ______________________________________________________ b) Si contesto que Si, ¿cómo fue discriminado? (seleccione todo lo que corresponda)  No se le muestro un apartamento o unidad en venta
 Depósito de seguridad más alto que el estándar de la industria  Alquiler más alto que el anunciado
 Proporcionó diferentes servicios o instalaciones de vivienda  Otro(a) (por favor describa): ______________________________________________________ c) Si contesto que Si, ¿ha reportado del incidente?
 Si  No
i. Contesto Si, ¿cómo reporto el incidente? ________________________________________ ii. Contesto No ¿Por qué?
 No sé dónde denunciar  No creo que haga alguna diferencia  Miedo a las represalias  El proceso es muy complicado  Otro(a) (por favor describa): ________________________________________________ DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 426, Packet Page 525 15 26. ¿Ha asistido a una capacitación sobre vivienda justa?  Si  No
a) Contesto Si, ¿Fue gratis o hubo un costo?
 Gratis  Hubo un costo
b) Contesto Si, ¿dónde fue la capacitación?
 En Casa  En el Trabajo  Ciudad de Monterey
 Otro(a) (por favor describa): ________________________

27. ¿Ha visto o escuchado un Anuncio de Servicio Público (PSA) de Vivienda Justa?  Si  No
a) Contesto Si, seleccione todo lo que corresponda:
 TV____________ Radio____________ En línea____________ Volante GRACIAS!
Por favor devuelva las encuestas antes del 31 de enero de 2025 a:

Programas de vivienda
En la planta baja en Colton Hall
570 Pacific Street
Monterey, CA 93940
Esta encuesta también está disponible en línea en:
surveymonkey.com/r/SpanishMontereyCPSurvey2025

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 427, Packet Page 526 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
1 / 73
Q1 ¿En qué ciudad y código postal reside?
Answered: 3 Skipped: 0
Monterey 93940
Pacific Grove
93950
Del Rey Oaks
93940
Seaside 93955
Sand City 93955
Salinas 93901
Salinas 93902
Salinas 93905
Salinas 93906
Salinas 93907
Salinas 93908
Salinas 93912
Salinas 93915
Salinas 93962
Marina 93933
Marina 93955
Carmel-by-the-S
ea 93921
Carmel-by-the-S
ea 93922
Carmel-by-the-S
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 428, Packet Page 527 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
2 / 73

66.67% 2

0.00% 0

33.33% 1

0.00% 0

0.00% 0
TOTAL 3
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
ea 93923
Otra: Ciudad y
Código Postal

ANSWER CHOICES RESPONSES
Monterey 93940
Pacific Grove 93950
Del Rey Oaks 93940
Seaside 93955
Sand City 93955
Salinas 93901
Salinas 93902
Salinas 93905
Salinas 93906
Salinas 93907
Salinas 93908
Salinas 93912
Salinas 93915
Salinas 93962
Marina 93933
Marina 93955
Carmel-by-the-Sea 93921
Carmel-by-the-Sea 93922
Carmel-by-the-Sea 93923
Otra: Ciudad y Código Postal
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 429, Packet Page 528 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
3 / 73
Q2 ¿Si vive en la ciudad de Monterey, ¿en qué vecindario vive? Answered: 2 Skipped: 1
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 430, Packet Page 529 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
4 / 73
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Alta Mesa
Aguajito Oaks
Casanova Oak
Knoll
Deer Flats
Del Monte Beach
Del Monte
Grove/Laguna
Grande
Downtown
Fisherman Flats
Glenwood
Monterey Vista
La Mesa Village
Naval
Postgraduate
School
New Monterey
Skyline Forest
Oak Grove
Old Town
Presidio of
Monterey
Villa Del Monte
Otro(a):

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 431, Packet Page 530 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
5 / 73

0.00% 0

50.00% 1

0.00% 0

50.00% 1

0.00% 0

0.00% 0
TOTAL 2

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 432, Packet Page 531 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
6 / 73

0.00% 0

50.00% 1

50.00% 1
Q3 ¿Cuánto tiempo lleva viviendo en la Ciudad de Monterey? Answered: 2 Skipped: 1
TOTAL 2
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Menos de 1 año
1-3 años
4-10 años
10+ años

ANSWER CHOICES RESPONSES
Menos de 1 año
1-3 años
4-10 años
10+ años
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 433, Packet Page 532 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
7 / 73

33.33% 1

66.67% 2

0.00% 0

0.00% 0
Q4 ¿Qué describe mejor su situación de vivienda?
Answered: 3 Skipped: 0
TOTAL 3
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Inquilino(a)
Dueño(a) de
casa
Actualmente
estoy
desprotegido(a)
Vivo con
amigos o
familiares, ...

Vivo con
amigos o
familiares, ...

ANSWER CHOICES RESPONSES
Inquilino(a)
Dueño(a) de casa
Actualmente estoy desprotegido(a)
Vivo con amigos o familiares, mi nombre aparece en su contrato de alquiler ni en el título de la vivienda.

Vivo con amigos o familiares, mi nombre no aparece en su contrato de alquiler ni en el título de la vivienda.

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 434, Packet Page 533 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
8 / 73

0.00% 0
100.00% 3
Q5 ¿Tiene usted o una persona con quien vive una discapacidad que pueda afectar sus necesidades de vivienda?
Answered: 3 Skipped: 0
TOTAL 3
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Si
No

ANSWER CHOICES RESPONSES
Si
No
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 435, Packet Page 534 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
9 / 73

33.33% 1

66.67% 2

0.00% 0
Q6 ¿Vive usted en un hogar encabezado por una sola persona? Answered: 3 Skipped: 0
TOTAL 3
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
No
Si, encabezado
por una mujer
Si, encabezado
por un hombre

ANSWER CHOICES RESPONSES
No
Si, encabezado por una mujer
Si, encabezado por un hombre
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 436, Packet Page 535 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
10 / 73

33.33% 1

0.00% 0

33.33% 1

0.00% 0
Q7 ¿Cuántos niños y adultos viven en el hogar? (Inclúyase usted mismo(a) en este número)
Answered: 3 Skipped: 0
TOTAL 3
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
1 2
3 4
5 Otro(a):

ANSWER CHOICES RESPONSES
1 2
3 4
5 Otro(a):

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 437, Packet Page 536 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
11 / 73

66.67% 2

33.33% 1
Q8 ¿Viven con usted niños menores de 18 años?
Answered: 3 Skipped: 0
TOTAL 3
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Si
No

ANSWER CHOICES RESPONSES
Si
No
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 438, Packet Page 537 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
12 / 73

33.33% 1

0.00% 0

33.33% 1

0.00% 0

0.00% 0
Q9 ¿Cuántas habitaciones hay en su hogar?
Answered: 3 Skipped: 0
TOTAL 3
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
1 2
3 4
5 Otro(a):

ANSWER CHOICES RESPONSES
1 2
3 4
5 Otro(a):

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 439, Packet Page 538 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
13 / 73

0.00% 0

33.33% 1

0.00% 0

33.33% 1

0.00% 0

0.00% 0
Q10 ¿Cuál es el tamaño de su hogar? (Inclúyase usted mismo(a) en este número)
Answered: 3 Skipped: 0
TOTAL 3
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
hogar de 1
persona
hogar de 2
personas
hogar de 3
personas
hogar de 4
personas
hogar de 5
personas
hogar de 6
personas
hogar de 7
personas
hogar de 8
personas

ANSWER CHOICES RESPONSES
hogar de 1 persona
hogar de 2 personas
hogar de 3 personas
hogar de 4 personas
hogar de 5 personas
hogar de 6 personas
hogar de 7 personas
hogar de 8 personas
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 440, Packet Page 539 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
14 / 73

0.00% 0

0.00% 0
Q11 Si es un hogar de 1 persona, seleccione una de las casillas a continuación:

Answered: 0 Skipped: 3
TOTAL 0
! No matching responses.

ANSWER CHOICES RESPONSES
Hasta $10,850
$10,851-$27,800
$27,801-$46,350
$46,351-$72,250
$72,251-$74,150
$74,151-$86,700
$86,701 y más
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 441, Packet Page 540 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
15 / 73

0.00% 0

0.00% 0
100.00% 1

0.00% 0

0.00% 0
Q12 Si es un hogar de 2 personas, seleccione una de las casillas a continuación:

Answered: 1 Skipped: 2
TOTAL 1
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Hasta $12,400
$12,401 -
$31,800
$31,801 -
$53,000
$53,001 -
$82,550
$82,551 -
$84,800
$84,801 -
$99,100
$99,101 y más

ANSWER CHOICES RESPONSES
Hasta $12,400
$12,401 - $31,800
$31,801 - $53,000
$53,001 - $82,550
$82,551 - $84,800
$84,801 - $99,100
$99,101 y más
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 442, Packet Page 541 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
16 / 73

0.00% 0

0.00% 0
Q13 Si es un hogar de 3 personas, seleccione una de las casillas a continuación:

Answered: 0 Skipped: 3
TOTAL 0
! No matching responses.

ANSWER CHOICES RESPONSES
Hasta $13,950
$13,951 - $35,750
$35,751 - $59,600
$59,601 - $92,900
$92,901 - $95,400
$95,401 - $111,450
$111,451 y más
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 443, Packet Page 542 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
17 / 73

0.00% 0

0.00% 0
100.00% 1
Q14 Si es un hogar de 4 personas, seleccione una de las casillas a continuación:

Answered: 1 Skipped: 2
TOTAL 1
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Hasta $15,500
$15,501 -
$39,700
$39,701 -
$66,200
$66,201 -
$103,200
$103,201 -
$105,950
$105,951 -
$123,850
$123,851 y más

ANSWER CHOICES RESPONSES
Hasta $15,500
$15,501 - $39,700
$39,701 - $66,200
$66,201 - $103,200
$103,201 - $105,950
$105,951 - $123,850
$123,851 y más
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 444, Packet Page 543 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
18 / 73

0.00% 0

0.00% 0
100.00% 1
Q15 Si es un hogar de 5 personas, seleccione una de las casillas a continuación:

Answered: 1 Skipped: 2
TOTAL 1
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Hasta $16,750
$16,751 -
$42,900
$42,901 -
$71,500
$75,501 -
$111,450
$111,451 -
$114,450
$114,451 -
$133,750
$133,751 y más

ANSWER CHOICES RESPONSES
Hasta $16,750
$16,751 - $42,900
$42,901 - $71,500
$75,501 - $111,450
$111,451 - $114,450
$114,451 - $133,750
$133,751 y más
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 445, Packet Page 544 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
19 / 73

0.00% 0

0.00% 0
Q16 Si es un hogar de 6 personas, seleccione una de las casillas a continuación:

Answered: 0 Skipped: 3
TOTAL 0
! No matching responses.

ANSWER CHOICES RESPONSES
Hasta $18,000
$18,001 - $46,100
$46,101 - $76,800
$76,801 - $119,700
$119,701 - $122,951
$122,951 - $143,650
$143,651 y más
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 446, Packet Page 545 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
20 / 73

0.00% 0

0.00% 0
Q17 Si es un hogar de 7 personas, seleccione una de las casillas a continuación:

Answered: 0 Skipped: 3
TOTAL 0
! No matching responses.

ANSWER CHOICES RESPONSES
Hasta $19,200
$19,201 - $49,250
$49,251 - $82,100
$82,101 - $127,950
$127,951 - $131,400
$131,401 - $153,550
$153,551 y más
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 447, Packet Page 546 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
21 / 73

0.00% 0

0.00% 0
Q18 Si es un hogar de 8 personas, seleccione una de las casillas a continuación:

Answered: 0 Skipped: 3
TOTAL 0
! No matching responses.

ANSWER CHOICES RESPONSES
Hasta $20,450
$20,451 - $52,720
$52,721 - $87,400
$87,401 - $136,200
$136,201 - $139,900
$139,901 - $163,500
$163,501 y más
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 448, Packet Page 547 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
22 / 73

0.00% 0

66.67% 2

0.00% 0

33.33% 1
Q19 Seleccione la respuesta que mejor describa su situación laboral.

Answered: 3 Skipped: 0
TOTAL 3
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Empleado del
sector privado
Empleado del
gobierno
Trabajador por
cuenta propia u
otro
Otro(a):

ANSWER CHOICES RESPONSES
Empleado del sector privado
Empleado del gobierno
Trabajador por cuenta propia u otro
Otro(a):

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 449, Packet Page 548 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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100.00% 1

0.00% 0
Q20 Empleado del sector privado:

Answered: 1 Skipped: 2
TOTAL 1
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Con fines de
lucro
Sin fines de
lucro

ANSWER CHOICES RESPONSES
Con fines de lucro
Sin fines de lucro
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 450, Packet Page 549 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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100.00% 2

0.00% 0

0.00% 0
Q21 Empleado del gobierno:

Answered: 2 Skipped: 1
TOTAL 2
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Gobierno local
Gobierno
estatal
Gobierno
federal
Militar en
servicio activo

ANSWER CHOICES RESPONSES
Gobierno local
Gobierno estatal
Gobierno federal
Militar en servicio activo
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 451, Packet Page 550 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
25 / 73

0.00% 0

0.00% 0
Q22 Trabajador por cuenta propia u otro:

Answered: 0 Skipped: 3
TOTAL 0
! No matching responses.

ANSWER CHOICES RESPONSES
Propietario de un negocio, practica o granja no incorporada Propietario de un negocio, practica o granja incorporada Trabajo sin paga en un negocio familiar o granja con fines de lucro durante 15 horas o más por semana DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 452, Packet Page 551 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
26 / 73

0.00% 0

33.33% 1

66.67% 2

0.00% 0

0.00% 0
Q23 ¿Qué tipo de negocio o industria era principalmente? (seleccione la mejor opción):

Answered: 3 Skipped: 0
TOTAL 3
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Fabricación
Comercio
Mayorista
Comercio al
por menor
Agricultura
Construcción
Servicio
Gobierno
Turismo
Otro(a)

ANSWER CHOICES RESPONSES
Fabricación
Comercio Mayorista
Comercio al por menor
Agricultura
Construcción
Servicio
Gobierno
Turismo
Otro(a)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 453, Packet Page 552 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
27 / 73

0.00% 0

33.33% 1

0.00% 0

33.33% 1

0.00% 0
Q24 ¿Cuál es tu edad?
Answered: 3 Skipped: 0
TOTAL 3
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
18-24
25-34
35-44
45-54
55-64
65+

ANSWER CHOICES RESPONSES
18-24
25-34
35-44
45-54
55-64
65+
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 454, Packet Page 553 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
28 / 73

33.33% 1

66.67% 2

0.00% 0

0.00% 0
Q25 ¿Con qué identidad de género te identificas más?
Answered: 3 Skipped: 0
TOTAL 3
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Masculino
Femenino
Transgénero
Prefiero no
decirlo
Me
autoidentificó
como

ANSWER CHOICES RESPONSES
Masculino
Femenino
Transgénero
Prefiero no decirlo
Me autoidentificó como
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 455, Packet Page 554 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
29 / 73
100.00% 3

0.00% 0

0.00% 0
Q26 Categorías Étnicas (seleccioné una):

Answered: 3 Skipped: 0
TOTAL 3
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Hispano o
Latino
No Hispano o
Latino
Prefiero no
decirlo

ANSWER CHOICES RESPONSES
Hispano o Latino
No Hispano o Latino
Prefiero no decirlo
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 456, Packet Page 555 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
30 / 73

66.67% 2

0.00% 0

33.33% 1
Q27 Categorías raciales (seleccione una o más):

Answered: 3 Skipped: 0
Total Respondents: 3
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Blanco(a)
Negro(a) o
Afroamericano(a
)
Asiático(a) o
Asiático(a)
Americano(a)
Nativo(a)
hawaiano(a) o
isleño(a) de...

Indio(a)
Americano(a) o
Nativo(a) de...

Una o más razas
Otro(a)

ANSWER CHOICES RESPONSES
Blanco(a)
Negro(a) o Afroamericano(a)
Asiático(a) o Asiático(a) Americano(a)
Nativo(a) hawaiano(a) o isleño(a) del Pacífico
Indio(a) Americano(a) o Nativo(a) de Alaska
Una o más razas
Otro(a)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 457, Packet Page 556 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
31 / 73

0.00% 0
100.00% 3

0.00% 0
Q28 ¿Cuál es el idioma principal que hablas en casa?
Answered: 3 Skipped: 0
TOTAL 3
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Ingles
Español
Otro(a) (por
favor
describa):

ANSWER CHOICES RESPONSES
Ingles
Español
Otro(a) (por favor describa):

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 458, Packet Page 557 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
32 / 73
100.00% 3

0.00% 0
Q29 ¿Tiene acceso a Internet de alta velocidad en su hogar? Answered: 3 Skipped: 0
TOTAL 3
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Si
No

ANSWER CHOICES RESPONSES
Si
No
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 459, Packet Page 558 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
33 / 73

0.00% 0

0.00% 0
Q30 Si respondió NO, elija el motivo por el que no accede a la Internet desde su casa. (seleccione todo lo que corresponda)
Answered: 0 Skipped: 3
Total Respondents: 0
! No matching responses.

ANSWER CHOICES RESPONSES
No Interesado(a)
Demasiado Caro
Me conecto en el trabajo/escuela
Me conecto en un lugar público
Otro(a):

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 460, Packet Page 559 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
34 / 73
Q31 Si respondió SÍ, ¿quién es su proveedor de Internet? Answered: 3 Skipped: 0
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
AT&T
Xfinity
Earthlink
T-Mobile
Razzolink
Viasat
Comcast
Spectrum
Starlink
Verizon
Utilizo el
punto de acceso
de mi teléfo...

Otro(a):

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 461, Packet Page 560 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
35 / 73

0.00% 0
100.00% 3

0.00% 0

0.00% 0
TOTAL 3

ANSWER CHOICES RESPONSES
AT&T
Xfinity
Earthlink
T-Mobile
Razzolink
Viasat
Comcast
Spectrum
Starlink
Verizon
Utilizo el punto de acceso de mi teléfono móvil (agregue el operador en el cuadro "otro" Otro(a):

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 462, Packet Page 561 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
36 / 73
Q32 Necesidades de Vivienda y desarrollo comunitario: Clasifique los siguientes tipos de necesidad en Monterey en orden de importancia para usted (1= lo más importante, 6 = lo menos importante).Por favor clasifique cada elemento
Answered: 3 Skipped: 0
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
lo más imp… 2 3 4
5 lo menos i…
Necesidades
de
instalacion
es...

Necesidades
de mejora
del
vecindar...

Necesidades
de
programas y
servicio...

Necesidades
de
desarrollo
económic...

Necesidades
de vivienda
(i.e.

Vivienda...

Vivienda
para
necesidades
especial...

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 463, Packet Page 562 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
37 / 73

0.00%
0 0.00%
0 33.33%
1 0.00%
0 33.33%
1 33.33%
1 3 6.00

33.33%
1 0.00%
0 0.00%
0 33.33%
1 0.00%
0 33.33%
1 3 5.00

33.33%
1 33.33%
1 0.00%
0 0.00%
0 33.33%
1 0.00%
0 3 3.33

0.00%
0 0.00%
0 33.33%
1 66.67%
2 0.00%
0 0.00%
0 3 5.00

33.33%
1 33.33%
1 0.00%
0 0.00%
0 33.33%
1 0.00%
0 3 3.33

0.00%
0 33.33%
1 33.33%
1 0.00%
0 0.00%
0 33.33%
1 3 4.33
LO MÁS
IMPORTANTE1
2 3 4 5 LO MENOS
IMPORTANTE6

TOTAL WEIGHTED

AVERAGE
Necesidades de
instalaciones comunitarias
(i.e. Parques e
instalaciones recreativas,
Centros comunitarios)
Necesidades de mejora
del vecindario (i.e. Rutas
seguras a la escuela,
Mejoras en las calles)
Necesidades de
programas y servicios
comunitarios (i.e.

Servicios de atención
médica, Servicios de
preparación para
emergencias)
Necesidades de desarrollo
económico (i.e.
capacitación laboral,
Rehabilitación de Edificios
Comerciales)
Necesidades de vivienda
(i.e. Vivienda de alquiler
asequible, Programas de
rehabilitación para
propietarios de viviendas
de bajos ingresos)
Vivienda para necesidades
especiales (i.e. Vivienda
para personas mayores,
Vivienda para personas
sin hogar)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 464, Packet Page 563 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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Q33 Necesidades de instalaciones comunitarias: clasifique los siguientes programas en orden de importancia para usted (1= lo más importante, 8 = lo menos importante):Por favor clasifique cada elemento Answered: 3 Skipped: 0
Parques e
instalaciones
recreativas ...

Parques e
instalaciones
recreativas-...

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 465, Packet Page 564 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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Centro de
deportes de
Monterey
Bibliotecas
Centros
juveniles
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 466, Packet Page 565 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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Centros para
personas
mayores
Centros
comunitarios en
los vecindarios
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 467, Packet Page 566 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
41 / 73

0.00%
0 0.00%
0 0.00%
0 33.33%
1 0.00%
0 33.33%
1 33.33%
1 0.00%
0 3

0.00%
0 0.00%
0 0.00%
0 33.33%
1 66.67%
2 0.00%
0 0.00%
0 0.00%
0 3

0.00%
0 0.00%
0 33.33%
1 33.33%
1 0.00%
0 33.33%
1 0.00%
0 0.00%
0 3

0.00%
0 0.00%
0 33.33%
1 0.00%
0 0.00%
0 0.00%
0 0.00%
0 66.67%
2 3

66.67%
2 33.33%
1 0.00%
0 0.00%
0 0.00%
0 0.00%
0 0.00%
0 0.00%
0 3

0.00%
0 66.67%
2 0.00%
0 0.00%
0 0.00%
0 0.00%
0 33.33%
1 0.00%
0 3

33.33%
1 0.00%
0 33.33%
1 0.00%
0 33.33%
1 0.00%
0 0.00%
0 0.00%
0 3

0.00%
0 0.00%
0 0.00%
0 0.00%
0 0.00%
0 33.33%
1 33.33%
1 33.33%
1 3
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
lo más imp… 2 3 4
5 6 7 lo menos i…
Mejoras de
accesibilidad
ADA a...

LO MÁS
IMPORTANTE1
2 3 4 5 6 7 LO MENOS
IMPORTANTE8

TOTAL W
A
Parques e
instalaciones
recreativas -Al
aire libre
Parques e
instalaciones
recreativasinteriores
Centro de
deportes de
Monterey
Bibliotecas
Centros juveniles
Centros para
personas
mayores
Centros
comunitarios en
los vecindarios
Mejoras de
accesibilidad
ADA a
vías/instalaciones
publicas
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 468, Packet Page 567 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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Q34 Necesidades de mejora del vecindario: clasifique los siguientes programas en orden de importancia para usted (1= lo más importante, 7 = lo menos importante):Por favor clasifique cada elemento Answered: 3 Skipped: 0
Mejoras en
alcantarillado/
drenaje pluvial
Rutas seguras
a la escuela
Mejoras en las
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 469, Packet Page 568 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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Mejoras en las
calles
Mejoras en
aceras/bordillo
s
Mejoras de
accesibilidad
Alumbrado
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 470, Packet Page 569 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
44 / 73

33.33%
1 33.33%
1 0.00%
0 0.00%
0 33.33%
1 0.00%
0 0.00%
0 3 3

33.33%
1 33.33%
1 33.33%
1 0.00%
0 0.00%
0 0.00%
0 0.00%
0 3 2

33.33%
1 0.00%
0 66.67%
2 0.00%
0 0.00%
0 0.00%
0 0.00%
0 3 2

0.00%
0 33.33%
1 0.00%
0 33.33%
1 33.33%
1 0.00%
0 0.00%
0 3 5

0.00%
0 0.00%
0 0.00%
0 33.33%
1 33.33%
1 33.33%
1 0.00%
0 3 7

0.00%
0 0.00%
0 0.00%
0 33.33%
1 0.00%
0 66.67%
2 0.00%
0 3 7

0.00%
0 0.00%
0 0.00%
0 0.00%
0 0.00%
0 0.00%
0 100.00%
3 3 8
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
lo más imp… 2 3 4
5 6 lo menos i…
Alumbrado
público
adicional
Eliminación de
grafitis
LO MÁS
IMPORTANTE1
2 3 4 5 6 LO MENOS
IMPORTANTE7

TOTAL WEIGHT
AVERAG
Mejoras en
alcantarillado/drenaje
pluvial
Rutas seguras a la
escuela
Mejoras en las
calles
Mejoras en
aceras/bordillos
Mejoras de
accesibilidad
Alumbrado público
adicional
Eliminación de
grafitis
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 471, Packet Page 570 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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Q35 Necesidades de programas y servicios comunitarios: clasifique los siguientes programas en orden de importancia para usted (1=lo más importante, 11 = lo menos importante):Por favor clasifique cada elemento Answered: 3 Skipped: 0
Servicios de
atención médica
Servicios de
salud mental
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 472, Packet Page 571 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
46 / 73
Servicios de
preparación
para desastr...

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 473, Packet Page 572 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
47 / 73
Consejería/Trat
amiento sobre
Abuso de...

Servicios de
alimentación
para residen...

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 474, Packet Page 573 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
48 / 73
Servicios
legales
asequibles
Servicios de
violencia
doméstica
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 475, Packet Page 574 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
49 / 73
Programas
vecinales de
prevención d...

Servicios para
alcanzar
asesoramient...

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 476, Packet Page 575 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
50 / 73
Servicios para
jóvenes
(cuidado de...

Alquiler-asiste
ncia legal
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 477, Packet Page 576 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
51 / 73

66.67%
2 0.00%
0 0.00%
0 0.00%
0 0.00%
0 0.00%
0 0.00%
0 0.00%
0 0.00%
0 33.

0.00%
0 33.33%
1 0.00%
0 33.33%
1 0.00%
0 0.00%
0 0.00%
0 33.33%
1 0.00%
0 0.

33.33%
1 33.33%
1 0.00%
0 0.00%
0 33.33%
1 0.00%
0 0.00%
0 0.00%
0 0.00%
0 0.

0.00%
0 33.33%
1 33.33%
1 33.33%
1 0.00%
0 0.00%
0 0.00%
0 0.00%
0 0.00%
0 0.

0.00%
0 0.00%
0 0.00%
0 0.00%
0 33.33%
1 0.00%
0 33.33%
1 0.00%
0 0.00%
0 33.

0.00%
0 0.00%
0 33.33%
1 0.00%
0 0.00%
0 33.33%
1 0.00%
0 0.00%
0 33.33%
1 0.

0.00%
0 0.00%
0 33.33%
1 0.00%
0 0.00%
0 0.00%
0 33.33%
1 0.00%
0 0.00%
0 0.

0.00%
0 0.00%
0 0.00%
0 33.33%
1 0.00%
0 0.00%
0 0.00%
0 33.33%
1 0.00%
0 0.

0.00%
0 0.00%
0 0.00%
0 0.00%
0 0.00%
0 0.00%
0 33.33%
1 0.00%
0 66.67%
2 0.

0.00%
0 0.00%
0 0.00%
0 0.00%
0 33.33%
1 0.00%
0 0.00%
0 33.33%
1 0.00%
0 33.

0.00%
0 0.00%
0 0.00%
0 0.00%
0 0.00%
0 66.67%
2 0.00%
0 0.00%
0 0.00%
0 0.
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
lo más imp… 2 3 4
5 6 7 8
9 10 lo menos i…
LO MÁS
IMPORTANTE1
2 3 4 5 6 7 8 9 10
Servicios de atención
médica
Servicios de salud
mental
Servicios de
preparación para
desastres y
emergencias
Consejería/Tratamiento
sobre Abuso de
Drogas/Alcohol
Servicios de
alimentación para
residentes con
necesidades
especiales.

Servicios legales
asequibles
Servicios de violencia
doméstica
Programas vecinales
de prevención del
delito
Servicios para
alcanzar
asesoramiento para
personas sin hogar
Servicios para jóvenes
(cuidado de niños,
programas para
jóvenes, programas
extracurriculares)
Alquiler-asistencia
legal
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 478, Packet Page 577 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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Q36 Necesidades de desarrollo económico: clasifique los siguientes programas en orden de importancia para usted (1 = lo más importante, 4 = lo menos importante):Por favor clasifique cada elemento Answered: 3 Skipped: 0
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 479, Packet Page 578 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
lo más imp… 2 3 lo menos i…
Rehabilitación
de Edificios
Comerciales
Mejoras de
fachada
Atraer
empresas
generadoras ...

Fuerza
laboral/capacit
ación labora...

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 480, Packet Page 579 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
54 / 73

0.00%
0 0.00%
0 33.33%
1 66.67%
2 3 5.00

0.00%
0 0.00%
0 66.67%
2 33.33%
1 3 4.00
100.00%
3 0.00%
0 0.00%
0 0.00%
0 3 1.00

0.00%
0 100.00%
3 0.00%
0 0.00%
0 3 2.00
LO MÁS
IMPORTANTE1
2 3 LO MENOS
IMPORTANTE4

TOTAL WEIGHTED

AVERAGE
Rehabilitación de Edificios Comerciales
Mejoras de fachada
Atraer empresas generadoras de empleo
Fuerza laboral/capacitación laboral y/o
colocación laboral
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 481, Packet Page 580 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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Q37 Necesidades de vivienda: clasifique las siguientes necesidades de vivienda que debe abordar en orden de importancia para usted (1 = lo más importante, 7 = lo menos importante):Por favor clasifique cada elemento Answered: 3 Skipped: 0
Vivienda de
alquiler
asequible...

Programas
multifamiliares
asequibles d...

Programas de
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 482, Packet Page 581 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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rehabilitación
para...

Asistencia
para el pago
inicial para...

Pruebas/reducci
ón de plomo
(Programas p...

Mejoras para
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 483, Packet Page 582 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
lo más imp… 2 3 4
5 6 lo menos i…
Mejoras para
el hogar con
eficiencia...

Infraestructura
de carga de
vehículos...

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 484, Packet Page 583 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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100.00%
3 0.00%
0 0.00%
0 0.00%
0 0.00%
0 0.00%
0 0.00%
0 3

0.00%
0 66.67%
2 0.00%
0 33.33%
1 0.00%
0 0.00%
0 0.00%
0 3

0.00%
0 0.00%
0 66.67%
2 0.00%
0 33.33%
1 0.00%
0 0.00%
0 3

0.00%
0 33.33%
1 33.33%
1 33.33%
1 0.00%
0 0.00%
0 0.00%
0 3

0.00%
0 0.00%
0 0.00%
0 33.33%
1 33.33%
1 0.00%
0 33.33%
1 3
LO MÁS
IMPORTANTE1
2 3 4 5 6 LO MENOS
IMPORTANTE7

TOTAL WEIGH
AVERA
Vivienda de alquiler
asequible (Creación
de viviendas de
alquiler con alquileres
asequibles para
hogares de ingresos
extremadamente
bajos, muy bajos y
bajos)
Programas
multifamiliares
asequibles de
rehabilitación de
viviendas de alquiler
(Financiamiento/apoyo
en forma de
préstamos y/o
subvenciones para
reparar/mejorar
propiedades de
alquiler existentes
para garantizar que
cumplan con los
estándares de calidad
de la vivienda)
Programas de
rehabilitación para
propietarios de
viviendas de bajos
ingresos(Ayuda
financiera en forma de
préstamos y/o
subvenciones para
ayudar a los
propietarios de
viviendas de bajos
ingresos a reparar o
mejorar sus viviendas,
garantizando
condiciones de vida
seguras y dignas. (por
ejemplo, instalación
de paneles solares)
Asistencia para el
pago inicial para
personas de bajos
ingresos (Ayuda con
el pago inicial para
personas de bajos
ingresos que intentan
comprar su primera
casa)
Pruebas/reducción de
plomo (Programas
para detectar y
eliminar el plomo de
viviendas construidas
antes de 1978 para
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 485, Packet Page 584 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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0.00%
0 0.00%
0 0.00%
0 0.00%
0 33.33%
1 66.67%
2 0.00%
0 3

0.00%
0 0.00%
0 0.00%
0 0.00%
0 0.00%
0 33.33%
1 66.67%
2 3
garantizar condiciones
de vida seguras)
Mejoras para el hogar
con eficiencia
energética (Ayuda con
proyectos de vivienda,
por ejemplo:
aislamiento, ventanas
energéticamente
eficientes, sustitución
de electrodomésticos
viejos)
Infraestructura de
carga de vehículos
eléctricos (Ayuda a
financiar/apoyar
cargadores de
vehículos eléctricos
en o cerca de
unidades de vivienda
asequibles)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 486, Packet Page 585 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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Q38 Vivienda para necesidades especiales: clasifique las siguientes necesidades de vivienda para necesidades especiales que debe abordar en Monterey en orden de importancia para usted (1 = lo más importante, 5 = lo menos importante):Por favor clasifique cada elemento una vez Answered: 3 Skipped: 0
Vivienda para
discapacitados(
Vivienda que...

Vivienda para
personas
mayores(Opci...

Vivienda de
emergencia para
personas sin...

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 487, Packet Page 586 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
lo más imp… 2 3 4
lo menos i…
Vivienda
permanente para
personas sin...

Vivienda de
transición para
personas sin...

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 488, Packet Page 587 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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0.00%
0 0.00%
0 0.00%
0 0.00%
0 100.00%
3 3 7.00

33.33%
1 33.33%
1 0.00%
0 33.33%
1 0.00%
0 3 3.00

66.67%
2 0.00%
0 0.00%
0 33.33%
1 0.00%
0 3 2.67

0.00%
0 33.33%
1 66.67%
2 0.00%
0 0.00%
0 3 2.67

0.00%
0 33.33%
1 33.33%
1 33.33%
1 0.00%
0 3 3.67
LO MÁS
IMPORTANTE1
2 3 4 LO MENOS
IMPORTANTE5

TOTAL WEIGHTED

AVERAGE
Vivienda para
discapacitados(Vivienda que está
diseñada para satisfacer las
necesidades especiales de personas
con discapacidad y que está
reservada para dichas personas)
Vivienda para personas
mayores(Opciones de vivienda para
personas mayores diseñadas para
satisfacer sus necesidades y
brindarles seguridad, accesibilidad y
adaptabilidad)
Vivienda de emergencia para
personas sin hogar (Refugio/camas
temporales para personas sin hogar o
en riesgo inminente de quedarse sin
hogar)
Vivienda permanente para personas
sin hogar (Contratos de subsidio de
alquiler a largo plazo que facilitan el
desarrollo de viviendas para personas
y familias sin hogar que pueden
incluir servicios de apoyo además del
subsidio de alquiler)
Vivienda de transición para personas
sin hogar (Vivienda por al menos seis
meses para personas y familias sin
hogar con servicios de apoyo con el
objetivo de mudarse a una vivienda
permanente)
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 489, Packet Page 588 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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0.00% 0
100.00% 3
Q39 ¿Ha experimentado personalmente discriminación de vivienda? Answered: 3 Skipped: 0
TOTAL 3
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Si
No

ANSWER CHOICES RESPONSES
Si
No
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 490, Packet Page 589 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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0.00% 0

0.00% 0
Q40 ¿Sobre qué base cree que fue discriminado? (seleccione todo lo que corresponda)
Answered: 0 Skipped: 3
Total Respondents: 0
! No matching responses.

ANSWER CHOICES RESPONSES
Raza
Color
Religión
Origen Nacional
Edad
Genero
Ascendencia
Estado Civil
Orientación Sexual
Estado familiar (por ejemplo, padre soltero con hijos, familia con hijos o esperando un hijo) Fuente de ingresos (por ejemplo, asistencia social, seguro de desempleo) Discapacidad/Condiciones médicas (ya sea usted o alguien cercano a usted) Otro(a) (por favor describa):

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 491, Packet Page 590 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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0.00% 0

0.00% 0
Q41 Si contesto que Si, ¿cómo fue discriminado? (seleccione todo lo que corresponda)
Answered: 0 Skipped: 3
Total Respondents: 0
! No matching responses.

ANSWER CHOICES RESPONSES
No se le muestro un apartamento o unidad en venta
Depósito de seguridad más alto que el estándar de la industria Alquiler más alto que el anunciado
Proporcionó diferentes servicios o instalaciones de vivienda Otro(a) (por favor describa):

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 492, Packet Page 591 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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0.00% 0

0.00% 0
Q42 Si contesto que Si, ¿ha reportado del incidente?
Answered: 0 Skipped: 3
TOTAL 0
! No matching responses.

ANSWER CHOICES RESPONSES
Si
No
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 493, Packet Page 592 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
67 / 73

0.00% 0

0.00% 0
Q43 Contesto No ¿Por qué?
Answered: 0 Skipped: 3
TOTAL 0
! No matching responses.

ANSWER CHOICES RESPONSES
No sé dónde denunciar
No creo que haga alguna diferencia
Miedo a las represalias
El proceso es muy complicado
Otro(a) (por favor describa):

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 494, Packet Page 593 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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Q44 Contesto Si, ¿cómo reporto el incidente?
Answered: 0 Skipped: 3
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 495, Packet Page 594 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
69 / 73

33.33% 1

66.67% 2
Q45 ¿Ha asistido a una capacitación sobre vivienda justa? Answered: 3 Skipped: 0
TOTAL 3
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Si
No

ANSWER CHOICES RESPONSES
Si
No
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 496, Packet Page 595 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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100.00% 1

0.00% 0
Q46 Contesto Si, ¿Fue gratis o hubo un costo?
Answered: 1 Skipped: 2
TOTAL 1
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Gratis
Hubo un costo

ANSWER CHOICES RESPONSES
Gratis
Hubo un costo
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 497, Packet Page 596 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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0.00% 0
100.00% 1

0.00% 0

0.00% 0
Q47 Contesto Si, ¿dónde fue la capacitación?
Answered: 1 Skipped: 2
TOTAL 1
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
En Casa
En el Trabajo
Ciudad de
Monterey
Otro(a) (por
favor
describa):

ANSWER CHOICES RESPONSES
En Casa
En el Trabajo
Ciudad de Monterey
Otro(a) (por favor describa):

DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 498, Packet Page 597 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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33.33% 1

66.67% 2
Q48 ¿Ha visto o escuchado un Anuncio de Servicio Público (PSA) de Vivienda Justa?
Answered: 3 Skipped: 0
TOTAL 3
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Si
No

ANSWER CHOICES RESPONSES
Si
No
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 499, Packet Page 598 LA CIUDAD DE MONTEREY FINANCIACIÓN DE SUBVENCIONES EN BLOQUE DE DESARROLLO COMUNITARIO (CDBG) Encuesta de Residentes
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100.00% 1

0.00% 0

0.00% 0
Q49 Contesto Si, seleccione todo lo que corresponda:

Answered: 1 Skipped: 2
Total Respondents: 1
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
TV
Radio
En línea
Volante

ANSWER CHOICES RESPONSES
TV
Radio
En línea
Volante
DRAFT
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 500, Packet Page 599

EXHIBIT B
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 501, Packet Page 600 Table of Contents
Important Note on Fair Housing Requirements .................................................................................................................... 1

1. Citizen Participation Plan................................................................................................................................................... 2

2. Encouragement of Participation & Consultation ............................................................................................................... 2

3. Consultation....................................................................................................................................................................... 2 Homeless Strategy......................................................................................................................................................... 2 Affirmatively Furthering Fair Housing (AFFH), Analysis of Impediments to Fair Housing (AI) or.................................. 3 other Fair Housing Requirements.................................................................................................................................. 3 Housing Authority ......................................................................................................................................................... 3

4. Access for Persons with Disabilities................................................................................................................................... 4

5. Assessing Language Needs................................................................................................................................................ 4

6. Technical Assistance .......................................................................................................................................................... 4

7. Availability to the Public .................................................................................................................................................... 5

8. Public Proposed Documents.............................................................................................................................................. 5

9. Approved/Accepted Documents........................................................................................................................................ 5

10. Public Notices, Comment Periods, and Hearings............................................................................................................. 6 • Public Notices............................................................................................................................................................. 6 • Public Meetings.......................................................................................................................................................... 6 • Public Hearings........................................................................................................................................................... 6 Summary of Notice, Comment and Hearing Timeline........................................................................................................ 7

11. Due Dates......................................................................................................................................................................... 8

12. Comments........................................................................................................................................................................ 8

13. Complaints....................................................................................................................................................................... 8

14. Amendments and Revisions ............................................................................................................................................ 8

15. Citizen Participation Plan ................................................................................................................................................ 9

16. Consolidated Plan............................................................................................................................................................ 9

17. Annual Action Plan.......................................................................................................................................................... 9

18. Assessment of Fair Housing ............................................................................................................................................ 9

19. Performance Reports.....................................................................................................................................................10

20. Anti-displacement..........................................................................................................................................................10

21. Disaster Response and Recovery ..................................................................................................................................10

22. Waivers..........................................................................................................................................................................11

23. COVID-19 Waiver...........................................................................................................................................................11

EXHIBIT B
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 502, Packet Page 601 1 Important Note on Fair Housing Requirements
On July 16, 2015, HUD issued the Affirmatively Furthering Fair Housing Rule (AFFH), which directed citiesreceiving federal CDBG and HOME grants to develop a document called the Assessment of Fair Housing (AFH) as a replacement to a previously required document called the Analysis of Impediments to Fair housing (AI). This document was to be due nine months before the submission of the next Five-Year Consolidated Plan.

On May 2, 2017, the Monterey City Council approved a revised Citizen Participation Plan (CPP) that incorporated the HUD required provisions in preparation for the newly required AFH.

On January 5, 2018, HUD published a notice in the Federal Register extending the deadline for submitting the AFH to nine months before the due date of the next Five-Year Consolidated Plan due after October 31, 2020. The notice directed cities to stop preparing and submitting Assessments of Fair Housing and instead prepare the previously required Analysis of Impediment to Fair Housing, which has its own standards for public input and consultation.

On June 18, 2019, the City Council accepted the 2019 Monterey County Analysis of Impediments to Fair Housing Choice, which was a Regional AI report that included the City of Salinas as the Lead Agency, City of Monterey, City of Seaside, Monterey Urban County (Cities of Del Rey Oaks, Greenfield, Gonzales, and Sand City, and Unincorporated County areas), and the Housing Authority of the County of Monterey.

As of February 2025, HUD no longer requires an AI, Instead, jurisdictions must certify that they are Affirmatively Furthering Fair Housing (AFFH). The City had already begun the AI in late 2024 and has completed the report and moving forward with the process of providing the document to the City Council.

EXHIBIT B
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 503, Packet Page 602 2 1. Citizen Participation Plan
Per the requirements in 24 CFR Part 91.105, the City is required to adopt and follow a Citizen Participation Plan (CPP) that sets forth the policies and procedures for citizen participation and consultation in the development, revision, implementation and amendment of the Consolidated Plan (ConPlan) and Annual Action Plans(AAP), and the Consolidated Annual Performance and Evaluation Report (CAPER).

2. Encouragement of Participation & Consultation
The Citizen Participation Plan is designed to encourage participation of all residents and stakeholders, especially:
• Low- and moderate-income persons
• Public/assisted housing residents, including their resident boards/councils/corporations • Non-English speakers
• People with Limited English Proficiency (LEP)
• Persons with disabilities
• Residents of predominantly low- and moderate-income neighborhoods • Residents of areas where CDBG funds are proposed to be used • Local and regional institutions
• Continuums of Care
• Businesses and developers
• Public, private and nonprofit organizations, including philanthropic, community-based and faith-based organizations

3. Consultation
Pursuant to § 91.1 00(a) (1), when preparing both the AI/AFH and the ConPlan, the City may invite other public and private agencies to consult in the preparation of these documents. These invitations will include agencies that provide:
• Residents of public and other affordable housing housing • Social services (including those focusing on services to children, elderly persons, persons with disabilities persons with HIV/AIDS and their families, homeless persons) • Community-based and regionally based organizationsthat represent protected class members • Fair Housing Organizations
• Continuum of Care
Regulations require that specific areas be addressed in the overall consultation process. These include:

Homeless Strategy
When preparing the portions of the ConPlan describing homelessness strategy and the resources available to address the needs of homeless persons (particularly chronically homeless individuals and families, families with

EXHIBIT B
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 504, Packet Page 603 3 children, veterans and their families, and unaccompanied youth) and persons at risk of homelessness, the City will invite the following entities to consult:
• The Continuum of Care that serves the City
• Public and private agencies that address housing, health, social service, victim services, employment, or education needs of low-income individuals and families; homeless individuals and families, including homeless veterans; youth; and/or other persons with special needs • Publicly funded institutions and systems of care that may discharge persons into homelessness (such as health-care facilities, mental health facilities, foster care and other youth facilities, and corrections programs and institutions)
• Broadband internet service providers and organizations engaged in narrowing the digital divide Affirmatively Furthering Fair Housing (AFFH), Analysis of Impediments to Fair Housing (AI) or other Fair Housing Requirements
When preparing the portion of the ConPlan concerning Affirmatively Furthering Fair Housing, the AI, or other requirements should this change, the City will invite the types of organizations described below to consult. The City will take the required steps to ensure that analysis is undertaken pursuant to 24 CFR §

5.154-AFH. These invitations to consult will be extended to any organizations that are known to have relevant knowledge or data to inform the Fair Housing and that are known to be sufficiently independent and representative to provide meaningful feedback to the City for implementation. Consultation on the ConPlan will specifically seek input into how the goals identified in an accepted AFH or Fair Housing document to inform the priorities and objectives of the ConPlan. • Pursuant to § 91.1 00(a) (1), the City shall consult with other public and private agencies that provide assisted housing, health services, and social services, including those focusing on services to children, elderly persons, persons with disabilities, persons with HIV/AIDS and their families, and homeless persons.
• Pursuant to 91.100(a)(5), the City shall also consult with community-based organizations that represent protected class members and organizations that enforce fair housing laws when preparing both the AFH and the Consolidated Plan. The City’s consultation process may include consultation with regional government agencies in addition to adjacent units of general local government and local government agencies. This includes local government agencies with metropolitan-wide planning and transportation responsibilities, particularly for problems and solutions that go beyond a single jurisdiction, to the extent that such entities operate within the City.

Housing Authority
The City will invite the Housing Authority of the County of Monterey to consult on consideration of public housing needs, planned programs and activities, strategies for affirmatively furthering fair housing, and proposed actions to affirmatively further fair housing in the ConPlan. (See also 24 CFR 5.158 for coordination when preparing an AFH jointly with a PHA.)

EXHIBIT B
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 505, Packet Page 604 4 4. Access for Persons with Disabilities
Access will be provided at all stages of the ConPlan and Fair Housing process to those with disabilities. Access includes:
• All public meetings will be held in accessible locations • All public hearings will be held in accessible locations • Written documents, including the Citizen Participation Plan, proposed and adopted ConPlans, AAPs, proposed and accepted AFH or Fair Housing documents, the CAPER, as well as any amendments or revisions to these documents will be made available in a form accessible to persons with disabilities upon request Those in need of accommodation at public meetings, public hearings or to request documents in an accessible format should contact the City Clerk’s Office at 831-646-3935, 580 Pacific Street, Monterey, California 93940, or dial 711 to use the California Relay Service.

5. Assessing Language Needs
The City of Monterey has a Title VI of the Civil Rights Act of 1964 (Title VI), Program that includes a Limited English Proficiency (LEP) Plan. This plan is consistent with the Department of Housing and Urban Development’s Final Guidance to Federal Financial Assistance Recipients Regarding Title VI Prohibition Against National Origin Discrimination Affecting Limited English Proficient persons. It is also consistent with Executive Order 13166 and Title VI of the Civil Rights Act of 1964. The plan is based on American Community Survey data and takes into account HUD’s Four Factor Analysis to assist in identifying Limited English Proficiency (LEP) persons.

Census data indicates that approximately 23.96% of city residents speak another language. Spanish is the second most common language (12.7 percent). The City will provide notices of HUD documents in Spanish and English.

6. Technical Assistance
The City will provide technical assistance to groups representative of persons of low and moderate income that request assistance in commenting on the proposed Plan and AFH, and in developing proposals for funding assistance under the Plan. Technical assistance does not include the provision of funds to the groups. Technical assistance provided may include, but not be limited to:
• Providing information related to housing and community development; • Responding to citizens' inquiries regarding the Plan and the programs it covers; • Responding to citizens' inquiries regarding Fair Housing; • Making referrals to other local, state, and federal agencies when necessary; and • Responding to requests for assistance in developing proposals for funding.

EXHIBIT B
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 506, Packet Page 605 5 7. Availability to the Public
There are two types of documents available to the public, each with their own timeframes and requirements: Proposed Documents and Approved/Accepted Documents. The documents will be available to the public in one or more of the following ways:
• From8:00 a.m.to 5:00 p.m., Monday through Friday (exceptfor City holidays), atthe Housing and Planning Offices for the City of Monterey
• Electronically at https://monterey.gov
• At the Monterey Public Library during the regular business hours, which are subject to change • Available to those with disabilities in accessible formats upon request • Oral interpretation available upon request to Limited English Proficiency residents

8. Public Proposed Documents
The City will provide residents, public agencies, and other interested parties with reasonable opportunities to examine the contents of and submit comments on the below listed documents. Proposed documents are available during their respective comment periods and upon adoption and/or acceptance by HUD the final versions will be retained on file.

During the comment periods listed on page 9, the following proposed documents will be available:
• Proposed Citizen Participation Plan
• Proposed Consolidated Plan
• Proposed Annual Action Plans
• Proposed Consolidated Plan and/or Annual Action Plan substantial amendments • Proposed AFH or Fair Housing documents
• Proposed Fair Housing document revisions
• Proposed CAPER

9. Approved/Accepted Documents
The City will provide residents, public agencies, and other interested parties with reasonable and timely access to records for the preceding five years. The documents available include:
• Citizen Participation Plan as adopted;
• Consolidated Plan as adopted;
• Annual Action Plans as adopted;
• Consolidated Plan and Annual Action Plan substantial amendments; • HUD-accepted AFH or Fair Housing documents;
• Revisions to the AFH or Fair Housing documents and
• CAPER accepted by HUD

EXHIBIT B
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 507, Packet Page 606 6 10. Public Notices, Comment Periods, and Hearings
The public will be notified of the availability of documents and opportunity to comment on the Consolidated Plan, Annual Action Plan, AFH or Fair Housing documents, and CAPER process as described in this section. • Public Notices
Upon publication of the CPP, the Consolidated Plan, AAPs, the AFH, the CAPER and any substantial amendments or revisions to these documents, public notice with a summary of the proposed document will be published in a newspaper of general circulation. The summary will describe the contents and purpose of the document, the duration of the public comment period, and a list of the locations where the entire document may be examined. For the Consolidated Plan, the notice will also include the range of activities that may be undertaken. Comments for each proposed document will be accepted according to the timeframes described on page 9. • Public Meetings
At least two public community meetings will be held annually. Notifications of these meetings are accomplished by methods designed to inform the community as a whole with emphasis on notifying interested organizations and persons.

Notice of the time, date, locations, and purpose of the meetings are publicized in a newspaper of general circulation.

Additional effort is made through notices on the City’s website, and other social media accounts, email and emails to subrecipients and other agencies and residents, nonprofits, and other organizations to encourage and emphasize the involvement of low- and moderate-income residents. Meetings may be held at various locations throughout the City and City Hall to provide convenient and timely access to all citizens. All locations will be accessible to those with disabilities. • Public Hearings
Public hearings will be held to obtain views and respond to proposals/comments of citizens, public agencies, potential/actual beneficiaries and other interested parties. Public hearings will be held for proposed documents including the Citizen Participation Plan, the Consolidated Plan, AAPs, AFH or Fair Housing documents, the CAPER and any substantial amendments or revisions to these documents. Notice of public hearings, including the time, place, and purpose of the meeting will be published in a newspaper of general circulation according to the timeline described in State law.

EXHIBIT B
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 508, Packet Page 607 7 Summary of Notice, Comment and Hearing Timeline
Public Notice Comment Period
(Subject to change by HUD)
Public Hearing
Citizen
Participation
Plan
Upon Publication, will contain summary of
the contents, purpose, duration of public
comment period, list of locations where
documents are available.
30 Calendar Days prior to
submission ofthe Consolidated
Plan to HUD
In conjunction with public
hearing for Consolidated Plan,
publish notice online/in
newspaper of general
circulation.

CPP
Amendments
Upon Publication, will contain summary of
the contents, purpose, duration of public
comment period, list of locations
where document is available.
30 Calendar Days prior to
implementation of the
substantial amendment
Prior to implementing the
substantial amendment, may be
held in conjunction with public
hearings for the Annual Action
Plan. Publish notice
online/newspaper of general
circulation.

Consolidated
Plan/
Annual Action
Plan
Upon Publication, will contain summary of
the contents, purpose, duration of public
comment period, list of locations where
document is available. Will also include the
amount of assistance expected for the
Annual Action Plan, range of activities
undertaken, estimated amount that will
benefit low/mod residents for the Annual
Action Plan.
30 Calendar Days prior to
submission of the Plan to HUD
• During the planning
process to receive
comments on the
housing and community
development needs
identified at community
meetings
• During the development
of proposed activities
• Publish notice
online/in a
newspaper of
general circulation.

Plan
Amendments
Upon Publication, will contain summary of
the contents, purpose, duration of public
comment period, list of locations
where document is available.
30 Calendar Days prior to
implementation of the
substantial amendment
Prior to implementing the
substantial amendment, may be
held in conjunction with public
hearings for the Annual Action
Plan. Publish notice online/in
newspaper of general circulation.

Assessment of
Fair Housing
Upon Publication, will contain summary of
the contents, purpose, duration of public
comment period, list of locations where
documents are available.
30 Calendar Days
Publish notice online/in
newspaper of general
circulation.

AFH
Revisions
(if required)
Upon Publication, will contain summary of
the contents, purpose, duration of public
comment period, list of locations
where document is available.
30 Calendar Days
Publish notice online/in
newspaper of general
circulation.

CAPER
Upon Publication, will contain summary of
the contents, purpose, duration of public
comment period, list of locations
where document is available.
15 Calendar Days prior to
submission of the CAPER to HUD
Prior to submission to HUD,
Publish notice online/in
newspaper of general
circulation.

EXHIBIT B
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 509, Packet Page 608 8 11. Due Dates
The City submits a Consolidated Plan every five years and an Action Plan to HUD annually. These documents are typically due to HUD by May 17th (45 days before the start of the program year on July 1st); however, they may be delayed depending on allocation timelines but no later than August 16th. The CAPER is submitted to HUD by September 28th (within 90 days after the close of the jurisdiction’s program year) and CAPERs have been submitted in IDIS and are part of the eCon Planning Suite template

12. Comments
Proposed documents are published according to the Publication and Availability to the Public section on page 7. The City will receive comments from citizens according to the timelines listed on page 9.

The City will consider comments or views of residents of the community received in writing, or orally at the public hearings. Residents may submit written comments to:

City of Monterey Housing Office
570 Pacific Street
Monterey, CA 93940
A summary of comments or views received, and a summary of any comments or views not accepted and the City’s response, will be attached to the submitted document(s).

13. Complaints
The City will provide written responses to written complaints from its residents related to the Consolidated Plan and any amendments, AAPs, AFH or Fair Housing documents, and any revisions and the CAPER within 15 workdays of receipt, where practicable.

14. Amendments and Revisions
Changes to the Consolidated Plan are called amendments; changes to the AFH or Fair Housing documents are called revisions. When certain changes are required to these documents, a public participation process isrequired. This process may include a public notice, comment period, and/or a public hearing as described on page 10. HUD regulations guide substantial amendment requirements at 24 CFR Part 91.505.

There may be required amendments to the Consolidated Plan and/or Annual Action Plan whenever an entitlement jurisdiction:
• Makes a change in its allocation priorities or a change in the method of distributing funds • Becomes aware of HUD-imposed regulatory changes guiding planning, reporting, monitoring, and evaluation requirements
• Carries out an activity, using funds from any program covered by the Consolidated Plan (including program income) not previously described in the Action Plan, or • Changes the purpose, scope, location, or beneficiaries of an activity.

EXHIBIT B
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 510, Packet Page 609 9 15. Citizen Participation Plan
The Citizen Participation Plan may need to be amended. A substantial amendment to the Citizen Participation Plan consists of:
• The addition to or removal of any proposed document to the public hearing or public comment requirements of the plan
• A change in duration of any of the comment periods described in the Citizen Participation Plan, unless the comment period is altered at the direction of HUD
Upon completion of the public participation process, the amended Citizen Participation Plan will be made available to the public as described in the table on page 9.

16. Consolidated Plan
The projects presented in the Consolidated Plan may need to be amended. Amendments may be necessary to carry out projects not previously described in the plan. Any amendments to the Consolidated Plan must be consistent with the City’s certification to affirmatively further fair housing and the analysis and strategies of Fair Housing requirements. A Substantial Amendment to the Consolidated Plan is as follows:
• Adding a five-year goal in the Consolidated Plan not previously described in the Consolidated Plan.

17. Annual Action Plan
A substantial amendment to the Annual Action Plan is defined as follows:
• To carry out an activity not previously described in the Action Plan that was not included as a backup project • To cancel an activity previously described in the Action Plan that was not included as a backup project • Changing the funding of an approved project that amounts to more than 50% of the original project funding • To substantially change the purpose, scope, location, or beneficiaries of an activity The Annual Action Plan can include a list of backup projects that may be activated if funding becomes available. Once approved by the Council to be included in the Annual Action Plan, activating these backup projects during the program year would not constitute a substantial amendment to the Action Plan.

Upon completion of the public participation process described in the table on page 9, HUD will be notified of the substantial amendment. Amendments may be submitted as they occur at the end of the program year. Letters transmitting the amendment(s) to HUD will be signed by an authorized City official.

18. Assessment of Fair Housing
Under HUD regulations at 24 CFR 5.164, an AFH previously accepted by HUD must be revised and submitted to HUD for review under the following circumstances:
• A material change occurs that affects the information on which the AFH is based to the extent that the analysis, the fair housing contributing factors, or the priorities and goals of the AFH no longer reflect actual circumstances.

In the event of a material change, a revision will be submitted to HUD within 12 months of the onset of the material change or as specified by HUD, if required by HUD. Examples include Presidentially declared disasters, under title IV of the Robert T. Stafford Disaster Relief and Emergency Assistance Act ( 42 U.S.C. 5121et seq.), in

EXHIBIT B
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 511, Packet Page 610 10 the program participant's area that are of such a nature as to significantly impact the steps a program participant may need to take to affirmatively further fair housing; significant demographic changes; new significant contributing factors in the participant's jurisdiction; and civil rights findings, determinations, settlements (including Voluntary Compliance Agreements), or court orders. Material changes include:
o Significant demographic changes
o New significant contributing factors in the participant’s jurisdiction o Civil rights findings, determinations, settlements (including Voluntary Compliance Agreements), or court orders impacting the AFH
o Presidentially declared disaster that is of such a nature as to significantly impact the steps needed to affirmatively further fair housing. In this case, revision is to be made within 2 years of the disaster declaration or as specified by HUD.
• Upon HUD’s written notification specifying a material change that requires the revision. In this case, revision is to be made according to the dates specified by HUD and will be carried out in accordance with 24 CFR 5.164. o The City has 30 calendar days following the date of HUD’s written notification to advise HUD in writing of its belief that a revision to the AFH is not required, stating specifically the reason(s) for that belief. HUD then has 30 calendar days following the date of the receipt of the City’s notification to advise the City in writing whether HUD agrees or disagrees. If HUD disagrees, the City must proceed with the revision. HUD may establish a new due date that is later than the date specified in its original notification.

A revision consists of preparing and submitting amended analyses, assessments, priorities, and goals that take into account the material change, including any new fair housing issues and contributing factors that may arise as a result of the material change. A revision may not necessarily require the submission of an entirely new AFH. The revision need only focus on the material change and appropriate adjustments to the analyses, assessments, priorities, or goals. Upon completion of the public participation process, any revision to the AFH must be made public and submitted to HUD at the time of the revision.

19. Performance Reports
The City prepares an annual report called the Consolidated Annual Performance Evaluation Report (CAPER). The CAPER requires a public participation process. This process includes a public notice and comment period as described on page

9. Upon completion of the public participation process, the CAPER will be submitted to HUD.

20. Anti-displacement
For federally funded activities, the City will attempt to avoid any displacement. In the event that the City undertakes an activity with federal funding that would involve displacement, the City will follow the procedures as identified within the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970, as amended.

21. Disaster Response and Recovery
On June 1, 2017, HUD issued CPD Notice 17-06, titled Using CPD funds for Disaster Response and Recovery. This notice directs entitlement communities to be prepared to respond quickly to a disaster by ensuring that the possible use of federal funding for disaster response is included in the Citizen Participation Plan, the Consolidated Plan, and the Annual Action Plan.

In the event of a presidentially declared disaster, any HOME or CDBG funds reallocated to address the disaster will be considered non-substantial amendments up to the threshold of $1,000,000.

EXHIBIT B
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 512, Packet Page 611 11 22. Waivers
All of the requirements in the Citizen Participation Plan are subject to change in the event of guidance or waivers issued by HUD. In the event that HUD issues guidance or waivers that affect citizen participation in the planning process City Staff will attempt to provide as much notice as is possible while still complying with the guidance or waiver received from HUD.

23. COVID-19 Waiver
In response to the COVID-19 pandemic, on March 31, 2020 HUD issued a memorandum titled “Availability of Waivers of Community Planning and Development (CPD) Grant Program and Consolidated Plan Requirements to Prevent the Spread of COVID-19 and Mitigate Economic Impacts Caused by COVID-19”. Among other things, the memorandum and related guidance directed Grantees receiving Community Development Block Grant funding to amend their 2019 Annual Action Plan and current Citizen Participation Plan to incorporate flexibilities, suspensions, and waivers granted by HUD in response to the Coronavirus AID, Relief, and Economic Security (CARES) Act. The CARES act included provisions that:
• Reduced the 30-day public comment period for Consolidated Plan Amendments to not less than 5 days; and • Enables virtual public hearings and the ability for grantees to determine what constitutes reasonable notice and opportunity to comment; and
• Enabled the 5-day comment period for the Citizen Participation Plan Amendment and the 5-day comment period for plan amendments to run concurrently rather than consecutively.

For the purposes of this amendment, the City of Monterey has determined that reasonable notice constitutes 5 days’ notice and the opportunity to comment constitutes the opportunity to submit written comments during the comment period orsubmit comments at virtual and/or in person public hearings.

EXHIBIT B
Council Regular Meeting, 5/6/2025, Item No. 9., Item Page 513, Packet Page 612 Council
Agenda Report
№11/25
FROM: Kimberly Cole, AICP, Community Development Director Anastacia Wyatt, Housing Manager
Prepared By: Mahnoor Abbasi, HCD Coordinator
SUBJECT: Adopt the Proposed Draft Fiscal Year (FY) 2025 Analysis of Impediments to Fair Housing Choice (AI) and Authorize Submittal to the U.S. Department of Housing and Urban Development (HUD) (Categorically Excluded from NEPA per 24 CFR Part 58 and from CEQA per Article 19, Section 15306, Class 6) RECOMMENDATION:

That the City Council adopt the Proposed Draft FY 2025
Analysis of Impediments to Fair Housing Choice and
authorize submittal to the U.S. Department of Housing and Urban Development to serve as certification that the City is furthering fair housing in accordance with the 1968 Fair Housing Act..

VALUE DRIVERS:

Support efforts and policies that provide equitable access to affordable housing in Monterey and the region. The
Council embraces efforts that provide equitable access to affordable housing, including balanced approaches to
increase housing supply, rental resources and assistance, and housing rehabilitation grants to homeless, low-income, senior and disabled individuals.

POLICY IMPLICATIONS:

As a recipient of Community Development Block Grant
(CDBG) funding from the U.S. Department of Housing and
Urban Development (HUD), the City is required to certify that it is furthering fair housing in accordance with the 1968 Fair Housing Act.

The Analysis of Impediments (AI) to Fair Housing Choice provides an overview of the laws, practices and rules that may obstruct the residents’ ability to choose housing in the City. The purpose of the AI is to assemble fair housing information, identify any existing impediments to fair
housing choice, and recommend actions to overcome
those impediments. It is intended to serve as the basis for the City to evaluate and plan for fair housing needs, while providing valuable information to policymakers, fair housing Agenda Report Highlights
 The City Council is recommended to
adopt the Proposed Draft FY 2025
Analysis of Impediments to Fair
Housing Choice and submit it to
HUD as certification of furthering fair
housing.
 The study identifies four key
impediments to fair housing,
including housing underproduction,
displacement risks, racial disparities
in housing loans, and regional
housing issues.
 Strategies to address these
impediments include landlord
outreach, rental assistance
programs, fair housing workshops,
anti-discrimination training, and
regional collaboration.
 Public review of the draft report
occurred from April 4, 2025, to May
6, 2025, with input from the
Planning Commission and
community stakeholders.

Date: 5/6/2025
Item No.: 10.

Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 1, Packet Page 613 №10/24
advocates, service providers, and lenders in their efforts to build and support fair housing policies and practices. The AI serves as certification that the City is furthering fair housing.

CAMPAIGN DISCLOSURE REQUIREMENT (LEVINE ACT) APPLIES: No.

FISCAL IMPLICATIONS:

The Draft FY 2025 Analysis of Impediments to Fair Housing Choice Study has been prepared by Dyett and Bhatia Urban and Regional Planners. The total budget allocated for research, community engagement, and preparation of the Proposed Draft FY 2025 Analysis of Impediments to Fair Housing Choice was $70,300.

ENVIRONMENTAL DETERMINATION:

The City of Monterey determined that the proposed action is Categorically Excluded from NEPA per 24 CFR Part 58.The proposed action is also determined to be exempt from the California Environmental Quality Act Guidelines (Article 19, Section 15306, Class 6) because the Analysis of Impediments to Fair Housing Choice Study is for information only and does not have projects resulting in a change to the environment.

Furthermore, the project does not qualify for any of the exceptions to the categorical exemptions found at CEQA Guidelines Section 15300.2.

Exception a - Location. Classes 3, 4, 5, 6, and 11 are qualified by consideration of where the project is to be located - a project that is ordinarily insignificant in its impact on the environment may in a particularly sensitive environment be significant. Therefore, these classes are considered to apply in all instances, except where the project may impact on an environmental resource of hazardous or critical concern where designated, precisely mapped, and officially adopted pursuant to law by federal, state, or local agencies. The Analysis of Impediments to Fair Housing Choice study is for information only and does not result in a change to the environment.

Exception b - Cumulative Impact. All exemptions for these classes are inapplicable when the cumulative impact of successive projects of the same type in the same place, over time is significant. No cumulative impacts are foreseeable because the study is only for informational purposes.

Exception c - Significant Effect. A categorical exemption shall not be used for an activity where there is a reasonable possibility that the activity will have a significant effect on the environment due to unusual circumstances. The proposed study is only for informational purposes and no significant effect is anticipated.

Exception d - Scenic Highways. A categorical exemption shall not be used for a project which may result in damage to scenic resources, including but not limited to, trees, historic buildings, rock outcroppings, or similar resources, within a highway officially designated as a state scenic highway. The proposed study is only for informational purposes and no impact is anticipated.

Exception e - Hazardous Waste Sites. A categorical exemption shall not be used for a project located on a site which is included on any list compiled pursuant to Section 65962.5 of the Government Code. The proposed study is only for informational purposes and no impact is anticipated.

Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 2, Packet Page 614 №10/24
Exception f - Historical Resources. A categorical exemption shall not be used for a project which may cause a substantial adverse change in the significance of a historical resource. The proposed study is only for informational purposes and no impact is anticipated.

ALTERNATIVES CONSIDERED:

The City Council may recommend amendments to the Proposed Draft FY 2025 Analysis of Impediments to Fair Housing Choice study.

DISCUSSION:

Background
HUD requires all recipients of federal funding to certify that they affirmatively further fair housing. The City completed this document as an analysis of community needs to ensure that the City furthers fair housing. On July 16, 2015, HUD issued the Affirmatively Furthering Fair Housing Rule (AFFH), which directed cities receiving federal CDBG and HOME grants to develop a document called the Assessment of Fair Housing (AFH) as a replacement to a previously required document called the Analysis of Impediments to Fair Housing Choice (AI).

On March 14, 2016, HUD issued a memo providing guidance on specific requirements of public input and consultation for the AFFH Rule that were required to be incorporated in the required Citizen Participation Plan (CPP) for cities receiving federal CDBG and HOME grants. On May 2, 2017, the Monterey City Council approved a revised Citizen Participation Plan (CPP) that incorporated the HUD required provisions in preparation for the newly required AFH.

HUD changed its submittal requirements again, and on January 5, 2018, HUD published a notice in the Federal Register extending the deadline for submitting the AFH to nine months before the due date of the next Five-Year Consolidated Plan due after October 31, 2020. The notice directed cities to stop preparing and submitting Assessments of Fair Housing and instead prepare the previously required AI, which has its own standards for public input and consultation.

On June 18, 2019, the City Council accepted the 2019 Monterey County Analysis of Impediments to Fair Housing Choice, which was a Regional AI report that included the City of Salinas as the Lead Agency, City of Monterey, City of Seaside, Monterey Urban County (cities of Del Rey Oaks, Greenfield, Gonzales, and Sand City, and unincorporated county areas), and the Housing Authority of the County of Monterey.

Yet again, HUD changed its submittal requirements and as of February 2025, HUD no longer requires an AI, rather assurance that jurisdictions certify that they are Affirmatively Furthering Fair Housing (AFFH). As a recipient of entitlement Community Development Block Grant (CDBG) funds, the City of Monterey is required to certify that the City furthers fair housing goals.

Here, the City’s AI shall serve as certification that the City has affirmatively furthered fair housing as required by the AFFH.

Pursuant to CDBG regulations [24 CFR Subtitle A §91.225(a)(1)], to receive CDBG funds, a jurisdiction must certify that it “actively furthers fair housing choice” through the following:
 Actions to eliminate identified impediments; and
 Maintenance of fair housing records.

Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 3, Packet Page 615 №10/24
Analysis
The proposed draft FY 2025 AI report covers the City of Monterey and includes a comparison to Monterey County as a whole. The 2025 Draft AI report presents a demographic profile of the City, assesses the extent of fair housing issues, and evaluates the availability of a range of housing choices for all residents. This report also analyzes the conditions in the private market and public sector that may limit the range of housing choices or impede a person’s access to housing.

The proposed draft FY 2025 AI report became available for a required minimum 30-day public review beginning April 4, 2025 and ending on May 6, 2025. The 2025 Draft AI is available at the Office of the City Clerk, Office of the Planning Department, Housing Office, the Monterey Public Library, Reference Desk and the Housing Office webpage: monterey.gov/housing.

Going forward, the proposed draft FY 2025 AI report assists the City of Monterey in identifying community needs. The impediments and related strategies are summarized below.

Impediment 1: Chronic underproduction of housing in the City and the region has led to an acute shortage and high rents and sales prices, which are a significant impediment to fair housing choice. The lack of adequate water supply stemming from a cease-and-desist order against California American Water (Cal Am) to halt excessive pumping from the Carmel River aquifer has effectively stopped the development of housing within the Cal Am service area, which includes much of the City of Monterey and surrounding jurisdictions on the Monterey Peninsula. Regulatory and process requirements for proposed housing developments have also constrained production, although to a much lesser extent than the availability of adequate water supply.

Although, the City cannot control housing development, the City can focus on a strategy to address Impediment 1 regarding high rents and housing choice: Implement outreach and marketing strategy to increase the number of landlords accepting Housing Choice Vouchers.

Impediment 2: There is risk of displacement in eastern neighborhoods, Old Town, and Downtown. The high cost of housing means that older adults and low-income households are particularly vulnerable in the community. High housing costs in combination with transportation, childcare, home repairs, and other needs limit fair housing choice for residents and put many at risk of becoming homeless in the event of unemployment or unexpected expenses.

The following strategies address Impediment 2:
 Implement Housing Element programs that aim to lower displacement risk in Monterey  Funding for housing rehabilitation and home repairs
 Expand access to rental assistance and "shallow subsidy" programs for Monterey residents.
 Work with community-based organizations to connect residents in need with relevant supportive services.

Impediment 3: Racial and ethnic minorities are underrepresented in the pool of housing loan applicants relative to their share of the population. Regionally, large parts of the Monterey Peninsula, including some single-family neighborhoods in the City of Monterey, are classified by the State of California as being racially concentrated areas of affluence, which tend to have high Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 4, Packet Page 616 №10/24
concentrations of wealthy White residents and low shares of residents belonging to ethnic minority groups.

The study reports the following four strategies that address Impediment 3:
 Raise awareness of fair housing rights and responsibilities in the community, such as conducting an annual Fair Housing Workshop, hosting community events, involving neighborhood groups, etc.
 Partner with real estate professionals to develop and conduct training on antidiscrimination and fair housing practices for realtors and property managers.  Support efforts of non-profit groups that offer financial literacy training and homebuyer educational training.

Impediment 4: Many issues, such as homelessness, affordable housing, job-housing balance, and access to frequent transit services, are regional issues that require the collaboration of communities throughout the region. In recent years, the County jurisdictions have undertaken multiple regional initiatives to address housing-related issues. Continuing these planning efforts and implementation would bridge the gap of disparities among communities.

The study contains the following strategy to address Impediment 4:
 Participate in regional initiatives addressing housing-related issues, and partner with regional groups and initiatives.

Planning Commission Comments and Action
On April 8, 2025, the Planning Commission conducted a public hearing and received public comments on the draft FY 2025 Analysis of Impediments to Fair Housing Choice. The Planning Commission recommended the Council approve the proposed draft study with the condition that any reports on the previous year’s accomplishments be made available to City Council for review (see link to CAPER below).

On October 10, 2024, and October 17, 2024, the staff held virtual Fair Housing Training Workshops hosted by the Eden Council for Hope and Opportunity (ECHO Housing) for tenants and landlords. In FY 2023-2024, a total of 99 unduplicated residents were provided with fair housing services by ECHO Housing through the CDBG funds administered by the City’s Housing Office staff.

The Consolidated Annual Performance and Evaluation Report (CAPER) is an annual report that is federally required to be submitted at the end of each program year for all City programs utilizing CDBG entitlement funds. The FY 2023-2024 CAPER was approved by City Council on September 17, 2024, and was submitted to the U.S. Department of Housing and Urban Development (HUD) on September 25, 2024. The report was reviewed and approved by HUD on March 12, 2025. The FY 2023-2024 CAPER details the City’s efforts to further fair housing.

FY 2023-2024 CAPER is available for review at:
https://files.monterey.gov/Document%20Center/CommDev/Housing%20Programs/Plans%20& %20Reports/Caper/CAPER-FY2023-24.pdf
The City’s Housing Programs Office will include these recommended strategies in the City’s updated five-year Consolidated Plan for CDBG, and specific actions can be included in subsequent Annual Action Plans for the CDBG program.

Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 5, Packet Page 617 №10/24
KC/ma
Attachments: 1. Resolution with Exhibit A: Proposed Draft FY 2025 Analysis of Impediments to Fair Housing Choice
e: Public Services Grant Applicants and Attendees
Coalition of Homeless Service Providers
Monterey Neighborhood Associations
Monterey Business Associations
Police Chief
Housing Outreach List
Writings distributed for discussion or consideration on this matter within 72 hours prior to the meeting, pursuant to Government Code § 54957.5, will be made available at the following link:
https://monterey.gov/Submitted-Comments
Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 6, Packet Page 618 RESOLUTION NO. __-___ C.S.

A RESOLUTION OF THE COUNCIL OF THE CITY OF MONTEREY
№011/24
APPROVING THE PROPOSED DRAFT FISCAL YEAR (FY) 2025 ANALYSIS OF

IMPEDIMENTS TO FAIR HOUSING CHOICE (AI) AND AUTHORIZING SUBMITTAL TO THE U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT (HUD)
WHEREAS, since 1975, the City of Monterey has been an eligible metropolitan entitlement city under the CDBG program;
WHEREAS, as a recipient of Community Development Block Grant (CDBG) funding from the U.S. Department of Housing and Urban Development (HUD), the City is required to certify that it is furthering fair housing in accordance with the 1968 Fair Housing Act; WHEREAS, on May 2, 2017, the City Council adopted Resolution No. 17-067 approving an update to the Analysis to Impediments to Fair Housing Choice (the “AI”) and Citizen Participation Plan;
WHEREAS, on June 18, 2019, the City Council accepted the 2019 Monterey County Analysis of Impediments to Fair Housing Choice, a regional document that included the City of Salinas (Lead Agency), City of Monterey, City of Seaside, Monterey Urban County (Cities of Del Rey Oaks, Greenfield, Gonzales, and Sand City, and Unincorporated County areas) and the Housing Authority of the County of Monterey;
WHEREAS, staff has prepared the Proposed Draft 2025 Analysis of Impediments to Fair Housing Choice in accordance with HUD required regulations and to ensure that the City furthers fair housing;
WHEREAS, the Draft 2025 Analysis of Impediments to Fair Housing Choice was published and made available for public review on April 4, 2025; WHEREAS, a public notice to announce the publication of the Draft 2025 Analysis of Impediments to Fair Housing Choice, and initiate a 30-day period for review and comment was published March 27, 2025, in the Monterey Herald, and the Monterey County Weekly; WHEREAS, on April 8, 2025, the Planning Commission conducted a public hearing and received public comments on the draft FY 2025 Analysis of Impediments to Fair Housing Choice. The Planning Commission recommended the Council approve the proposed draft study with the condition that any reports on the previous year’s accomplishments be made available to City Council for review;
WHEREAS, previous year’s accomplishments are provided in the adopted FY23-24 CAPER (Consolidated Annual Performance Evaluation Report) provided to the City Council; WHEREAS, the staff held virtual Fair Housing Training Workshops hosted by the Eden Council for Hope and Opportunity (ECHO Housing) for tenants and landlords on October 10, 2024, and October 17, 2024. A total of 99 unduplicated residents were provided with fair Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 7, Packet Page 619 housing services by ECHO Housing through the CDBG funds administered by the City’s Housing Office staff;
WHEREAS, HUD has changed its submittal requirements at various times requiring an Analysis of Impediments to Fair Housing Choice document and at other times requiring an Assessment of Fair Housing document;
WHEREAS, the City is The City of Monterey determined that the proposed action is Categorically Excluded from NEPA per 24 CFR Part 58.The proposed action is also determined to be exempt from the California Environmental Quality Act Guidelines (Article 19, Section 15306, Class 6) because the Analysis of Impediments to Fair Housing Choice Study is for information only and does not have projects resulting in a change to the environment.

Furthermore, the project does not qualify for any of the exceptions to the categorical exemptions found at CEQA Guidelines Section 15300.2.

Exception f - Historical Resources. A categorical exemption shall not be used for a project which may cause a substantial adverse change in the significance of a historical resource. The proposed study is only for informational purposes and no impact is anticipated. required to certify that it will affirmatively further fair housing for the HUD CDBG funding application; and Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 8, Packet Page 620

NOW, THEREFORE, BE IT RESOLVED BY THE COUNCIL OF THE CITY OF MONTEREY that the above recitals are true and correct and are hereby incorporated and adopted as findings of the City Council as if fully set forth herein.

NOW, THEREFORE, BE IT FURTHER RESOLVED BY THE COUNCIL OF THE CITY OF MONTEREY that it hereby approves the Proposed Draft FY 2025 Analysis of Impediments to Fair Housing Choice for the CDBG, and authorize submittal of the proposed draft FY 2025 Analysis of Impediments to Fair Housing Choice to HUD as presented and discussed at the Public Hearing and reflected in Exhibit A, to also serve as certification that the City has furthered fair housing in accordance with the 1968 Fair Housing Act.

PASSED AND ADOPTED BY THE COUNCIL OF THE CITY OF MONTEREY this ___ day of ____, 2025, by the following vote:

AYES: COUNCILMEMBERS:

NOES: COUNCILMEMBERS:

ABSENT: COUNCILMEMBERS:

ABSTAIN: COUNCILMEMBERS:

APPROVED:

ATTEST:

Mayor of said City
City Clerk thereof
Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 9, Packet Page 621 Analysis of Impediments to
Fair Housing Choice

PUBLIC REVIEW DRAFT
April 4, 2025
Prepared for the City of Monterey
Prepared by

EXHIBIT A DRAFT
Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 10, Packet Page 622 Table of Contents
1 Introduction ...................................................................................................... 1-1

1.1 Purpose of the Report ................................................................................................................... 1-1

1.2 Fair Housing Legal Framework..................................................................................................... 1-2

1.3 Organization of the Report........................................................................................................... 1-6 2 Community Engagement ................................................................................ 2-1

2.1 Community Workshop.................................................................................................................. 2-1

2.2 Stakeholder Interviews................................................................................................................... 2-3

2.3 Fair Housing Survey ........................................................................................................................ 2-7

2.4 Pop-up Outreach........................................................................................................................... 2-12

2.5 Public Review of the Draft AI..................................................................................................... 2-14 3 Demographic Profile ........................................................................................ 3-1

3.1 Demographic Profile....................................................................................................................... 3-1

3.2 Special Needs Groups.................................................................................................................... 3-6

3.3 Summary of Key Findings............................................................................................................. 3-22 4 Housing Profile ................................................................................................. 4-1

4.1 Housing Conditions........................................................................................................................ 4-1

4.2 Housing Development Trends..................................................................................................... 4-4

4.3 Segregation and Integration .......................................................................................................... 4-9

4.4 Racially/Ethnically Concentrated Areas of Poverty and Affluence..................................... 4-31

4.5 Disparities in Access to Opportunity ....................................................................................... 4-33

4.6 Disproportionate Housing Needs............................................................................................. 4-51

4.7 Displacement Risk ......................................................................................................................... 4-58 5 Lending Practices ............................................................................................. 5-1

5.1 Legislative Background ................................................................................................................... 5-1

5.2 Overall Lending Patterns............................................................................................................... 5-3

5.3 Lending by Race/ Ethnicity and Income...................................................................................... 5-5

5.4 Major Lenders.................................................................................................................................. 5-9

EXHIBIT A DRAFT
Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 11, Packet Page 623 City of Monterey | Analysis of Impediments to Fair Housing Choice

5.5 Predatory/ Subprime Lending ..................................................................................................... 5-10 6 Public Policies and Programs .......................................................................... 6-1

6.1 Policies and Programs Affecting Housing Development ........................................................ 6-1

6.2 Zoning Ordinance ........................................................................................................................... 6-4

6.3 Variety of Housing Opportunity .................................................................................................. 6-8

6.4 Building Code and Occupancy Standards................................................................................ 6-15

6.5 Affordable Housing Development............................................................................................. 6-16

6.6 Other Land Use Policies, Programs, and Controls ............................................................... 6-20

6.7 Policies Causing Displacement or Affect Housing Choice of Persons with Disabilities....................................................................................................................................... 6-21

6.8 Local Housing Authorities........................................................................................................... 6-21

6.9 California Environmental Quality Act (CEQA)...................................................................... 6-22

6.10 Community Representation and Participation...................................................................... 6-22 7 Fair Housing Profile ....................................................................................... 7-1

7.1 Fair Housing in Homeownership Market................................................................................... 7-1

7.2 Fair Housing in the Rental Housing Market.............................................................................. 7-5

7.3 Fair Housing Services...................................................................................................................... 7-9

7.4 Fair Housing Statistics................................................................................................................... 7-12

7.5 Fair Housing Testing ..................................................................................................................... 7-13

7.6 Hate Crimes ................................................................................................................................... 7-13 8 Progress Towards Prior AI Goals ................................................................ 8-1

8.1 Progress in Addressing Previous Impediments......................................................................... 8-1 9 Fair Housing Goals and Priorities: Action Plan .......................................... 9-1

9.1 Housing Supply and Affordability ................................................................................................. 9-1

9.2 Displacement Risk and Supportive Services.............................................................................. 9-2

9.3 Discrimination .................................................................................................................................. 9-4

9.4 Regional Collaboration................................................................................................................... 9-5

EXHIBIT A DRAFT
Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 12, Packet Page 624 City of Monterey | Analysis of Impediments to Fair Housing Choice List of Charts
Chart 2-1 Neighborhood Needs Ranked by Importance.............................................................. 2-8 Chart 2-2 Housing Needs Ranked by Importance.......................................................................... 2-9 Chart 2-3 “Have you personally ever experienced discrimination in housing?”.................... 2-10 Chart 2-4 “On what basis do you believe you were discriminated against? (check all that apply).”........................................................................................................................ 2-11 Chart 3-1: Monterey and Surrounding Area Population by Race/Ethnicity, 2022................... 3-4 Chart 3-2: Households by Household Size in Monterey and Surrounding Areas................. 3-19 Chart 4-1: Age of City of Monterey Housing Stock, 2022 ........................................................... 4-3 Chart 4-1: Age of City of Monterey Housing Stock, 2022 ........................................................... 4-3 Chart 4-2: Timeline of Segregation Policies in United States..................................................... 4-11 Chart 4-3: City of Monterey and Monterey County Dissimilarity Index ................................ 4-15 Chart 4-4: Monterey County Share of Units Affordable to 80 Percent AMI ......................... 4-30 Chart 4-5: Opportunity Indices, Population Above Poverty Level ........................................... 4-35 Chart 4-6: Opportunity Indices, Population Below Poverty Level............................................ 4-36 Chart 4-7: Cost Burden for Owner Occupied Housing by Race/Ethnicity, City of Monterey ............................................................................................................................ 4-53 Chart 4-8: Cost Burden for Renter Occupied Housing by Race/Ethnicity, City of Monterey ............................................................................................................................ 4-53 List of Maps
Map 2-1 City of Monterey Neighborhoods...................................................................................... 2-7 Map 3-1 Job Inflow and Outflow, 2021.............................................................................................. 3-7 Map 3-2: Persons with Disabilities in the City ............................................................................... 3-13 Map 3-3: Persons with Disabilities in the County ......................................................................... 3-14 Map 3-4: Percent of Children in Female-Headed Households in the City.............................. 3-16 Map 3-5: Percent of Children in Married Headed Households, City ....................................... 3-17 Map 3-6: Percent of Children in Female-Headed Households in the County........................ 3-18 Map 4-1: Neighborhood Diversity Segregation ............................................................................. 4-16 Map 4-2: City of Monterey Diversity Index, 2023 ........................................................................ 4-18

EXHIBIT A DRAFT
Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 13, Packet Page 625 City of Monterey | Analysis of Impediments to Fair Housing Choice Map 4-3: Racial Segregation/Integration (2010), Monterey County.......................................... 4-19 Map 4-4: Racial Segregation/Integration (2020), Monterey County.......................................... 4-20 Map 4-5: Low- to Moderate-Income Population, Block Group, City....................................... 4-21 Map 4-6: Low- to Moderate-Income Population, Block Group, County................................. 4-22 Map 4-7: Poverty Status (2014)......................................................................................................... 4-24 Map 4-8: Poverty Status (2021)......................................................................................................... 4-25 Map 4-9: Housing Vouchers (2019), City........................................................................................ 4-27 Map 4-10: Housing Vouchers (2019), County................................................................................ 4-28 Map 4-11: R/ECAP and RCAA Locations, Monterey County .................................................... 4-32 Map 4-12: TCAC Opportunity Areas, Composite Score, City of Monterey ......................... 4-38 Map 4-13: TCAC Opportunity Areas, Economic Score, City of Monterey............................ 4-41 Map 4-14: Monterey-Salinas Transit Bus Routes........................................................................... 4-45 Map 4-15: TCAC Opportunity Areas, Education Score, City of Monterey............................ 4-46 Map 4-16: Monterey Peninsula Transit Performance Score ....................................................... 4-47 Map 4-17: Housing and Transportation Costs............................................................................... 4-48 Map 4-18: TCAC Opportunity Areas, Environmental Score, City of Monterey ................... 4-50 Map 4-19: Homeowner Cost Burden, City of Monterey ............................................................ 4-54 Map 4-20: Renter Cost Burden, City of Monterey....................................................................... 4-55 Map 4-21: Overcrowded Households, City of Monterey ........................................................... 4-57 Map 4-22: Overall Displacement Risk, City of Monterey............................................................ 4-60 Map 4-23: Sensitive Communities..................................................................................................... 4-61 List of Tables
Table 2-1: Stakeholder Interview Participants ................................................................................. 2-4 Table 2-2 Housing Needs Ranked by Importance ........................................................................ 2-10 Table 2-3 Community Meeting and Pop-up Location and Times.............................................. 2-12 Table 3-1: City of Monterey Population Projections (2010-2050).............................................. 3-2 Table 3-2: Population by Age, City of Monterey (2000-2022)..................................................... 3-3 Table 3-3: Population by Race, City of Monterey, 2000-2020 ..................................................... 3-3 Table 3-4: Monterey and Surrounding Areas Languages Spoken at Home (2022).................. 3-4

EXHIBIT A DRAFT
Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 14, Packet Page 626 City of Monterey | Analysis of Impediments to Fair Housing Choice Table 3-5: Monterey and Surrounding Areas Employment by Industry (2022) ....................... 3-5 Table 3-6: Monterey Commuting Workers by Job Type (2021)................................................. 3-6 Table 3-7: Persons Aged 65 and Over............................................................................................... 3-7 Table 3-8: Older Adult Households1 by Income and Tenure, City of Monterey ................... 3-8 Table 3-9: Cost-Burdened Older Adult Households1 by Income Level, City of Monterey .............................................................................................................................. 3-9 Table 3-10: City of Monterey Disability by Type .......................................................................... 3-10 Table 3-11: Monterey Household Type by Tenure ...................................................................... 3-12 Table 3-12: Monterey Female-Headed Households by Poverty Status1 ................................. 3-12 Table 3-13: Monterey Household Size by Tenure ........................................................................ 3-15 Table 3-14: Monterey Cost Burden by Household Size.............................................................. 3-15 Table 3-15: 2022-2024 PIT County in Monterey County ........................................................... 3-21 Table 4-1: City of Monterey Substandard Housing Issues, 2022................................................. 4-1 Table 4-2: Monterey Housing Types, 2010-2023 ............................................................................ 4-4 Table 4-3: Monterey Housing Building Trends, 2015-2023 .......................................................... 4-5 Table 4-4: Monterey Assisted Housing Inventory........................................................................... 4-6 Table 4-5: Pipeline Projects.................................................................................................................. 4-7 Table 4-6: Population Growth by Race/Ethnicity, Monterey County, 2010-2040................. 4-13 Table 4-7: Monterey County Cities, by Race/Ethnicity, 2022 .................................................... 4-13 Table 4-8: Change in Race/Ethnicity, City of Monterey and Monterey County, 2010- 2022..................................................................................................................................... 4-14 Table 4-9: Poverty Rates by Race in City of Monterey, 2022 .................................................... 4-23 Table 4-10 Poverty Rates by Neighborhood, 2014 and 2021 .................................................... 4-26 Table 4-11: Assisted Housing Projects, City of Monterey .......................................................... 4-30 Table 4-12: Domain and Indicators for HCD/TCAC Opportunity Maps................................ 4-34 Table 4-13: Share of Unemployment by Race/Ethnicity, Monterey County ........................... 4-39 Table 4-14: CAASP Scores................................................................................................................. 4-43 Table 4-15: CAASP Scores by Race in Ethnicity, Monterey Peninsula Unified....................... 4-43 Table 4-16: Monterey High School ................................................................................................... 4-43 Table 4-17: CAASP Scores, 2022...................................................................................................... 4-44 Table 5-1: Loan Disposition for City of Monterey (Percentage), 2023 vs. 2017..................... 5-3 Table 5-2: Race/ Ethnicity of Loan Applicants vs. Total Population, 2023................................. 5-6 Table 5-3: Household Income of Loan Applicants vs. Total Households.................................. 5-7

EXHIBIT A DRAFT
Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 15, Packet Page 627 City of Monterey | Analysis of Impediments to Fair Housing Choice Table 5-4: Lending Patterns by Race/ Ethnicity and Income, 2023.............................................. 5-8 Table 5-5: Top City of Monterey Lenders........................................................................................ 5-9 Table 5-6 Reported Spread on Loans by Race/Ethnicity, 2023.................................................. 5-10 Table 6-1: Permitted Housing Types by Zoning District............................................................... 6-5 Table 6-2: Off-Street Parking Requirements for Residential Uses.............................................. 6-7 Table 6-3: Assisted Units at Risk of Conversion........................................................................... 6-17 Table 6-4: Monterey Assisted Housing Inventory......................................................................... 6-18 Table 6-5: FY 2023/24 City of Monterey Planning Fees............................................................... 6-18 Table 8-1 Monterey’s Progress to Reduce Impediments to Fair Housing Choice Since 2019......................................................................................................................................... 8-3

EXHIBIT A DRAFT
Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 16, Packet Page 628 1-1
1 Introduction
Monterey is a coastal community of about 28,000 residents with a rich historic background and a distinctive small-town feel. The city occupies 8.67 square miles of land between the southern shore of Monterey Bay and the forested ridgeline of the foothills, bordered by the City of Pacific Grove to the northwest and the City of Seaside to the east. Known for its stunning natural scenery and worldrenowned attractions like the Monterey Bay Aquarium, tourism is a pillar of the local economy.

Monterey's appeal as a place to live stems from the diversity of its residents, encompassing various socioeconomic profiles and cultural backgrounds. To preserve and foster this diversity, it is essential for civic leaders to create an environment where equal access to housing opportunities is recognized as a fundamental right.

1.1 Purpose of the Report
The City of Monterey has established a commitment towards providing equal housing opportunities for their residents. Through the federally funded programs such as the Community Development Block Grant (CDBG), HOME Investment Partnership, and other state and local programs, the City of Monterey works to provide a decent living environment for all. Pursuant to CDBG regulations [24 CFR Subtitle A §91.225(a)(1)], to receive CDBG funds, a jurisdiction must certify that it “actively furthers fair housing choice” through the following:
• Completion of an Analysis of Impediments to Fair Housing Choice (AI); • Actions to eliminate identified impediments; and
• Maintenance of fair housing records.

This report, the Analysis of Impediments to Fair Housing Choice (commonly known as the “AI”), presents a demographic profile of the City of Monterey, assesses the extent of fair housing issues among specific groups, and evaluates the availability of a range of housing choices for all residents.

This report also analyzes the conditions in the private market and public sector that may limit the range of housing choices or impede a person’s access to housing.

EXHIBIT A DRAFT
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1-2

1.2 Fair Housing Legal Framework
Fair housing is a right safeguarded by both federal and California state laws. These regulations ensure that nearly all housing units in California are governed by fair housing practices.

FEDERAL LAWS
The federal Fair Housing Act of 1968 and Fair Housing Amendments Act of 1988 (42 U.S. Code §§ 3601-3619, 3631) are federal fair housing laws that prohibit discrimination in all aspects of housing, including the sale, rental, lease, or negotiation for real property. The Fair Housing Act prohibits discrimination based on the following protected classes:
• Race or color
• Religion
• Sex
• Familial status
• National origin
• Disability (mental or physical)
Specifically, it is unlawful to:
• Refuse to sell or rent after the making of a bona fide offer, or to refuse to negotiate for the sale or rental of, or otherwise make unavailable or deny, a dwelling to any person because of race, color, religion, sex, disability, familial status, or national origin. • Discriminate against any person in the terms, conditions, or privileges of sale or rental of a dwelling, or in the provision of services or facilities in connection therewith, because of race, color, religion, sex, disability, familial status, or national origin. • Make, print, or publish, or cause to be made, printed, or published any notice, statement, or advertisement, with respect to the sale or rental of a dwelling that indicates any preference, limitation, or discrimination based on race, color, religion, sex, disability, familial status, or national origin, or an intention to make any such preference, limitation, or discrimination. • Represent to any person because of race, color, religion, sex, disability, familial status, or national origin that any dwelling is not available for inspection, sale, or rental when such dwelling is in fact so available.
• For profit, induce or attempt to induce any person to sell or rent any dwelling by representations regarding the entry or prospective entry into the neighborhood of a person or persons of a particular race, color, religion, sex, disability, familial status, or national origin.

EXHIBIT A DRAFT
Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 18, Packet Page 630 City of Monterey | Analysis of Impediments to Fair Housing Choice 1-3
Reasonable Accommodations and Accessibility
The Fair Housing Amendments Act mandates that housing providers make "reasonable accommodations" to their rules, policies, and practices to ensure equal housing opportunities for individuals with disabilities. For instance, a landlord with a "no pets" policy may need to make an exception and allow a blind tenant to keep a guide dog. Additionally, the Fair Housing Act requires landlords to permit tenants with disabilities to make reasonable modifications to their private living spaces and common areas, at the tenant's expense, to improve accessibility. Lastly, the Act stipulates that newly constructed multi-family housing with four or more units must be designed and built to accommodate individuals with disabilities, including accessible common areas, doors wide enough for wheelchairs, and kitchens and bathrooms that allow wheelchair users to move freely, along with other adaptable features within the units.

HUD Final Rule on Equal Access to Housing in HUD Programs On March 5, 2012, U.S. Department of Housing and Urban Development (HUD) published the Final Rule on “Equal Access to Housing in HUD Programs Regardless of Sexual Orientation or Gender Identity.” It applies to all McKinney-Vento-funded housing programs, as well as to other housing assisted or insured by HUD. The rule creates a new regulatory provision that generally prohibits considering a person’s marital status, sexual orientation, or gender identity (a person’s internal sense of being male or female) in making housing assistance available.

CALIFORNIA LAWS
The California Civil Rights Department (CRD) enforces California laws that provide protection and monetary relief to victims of unlawful housing practices. The Fair Employment and Housing Act (FEHA) (Government Code Section 12955 et seq.) prohibits discrimination and harassment in housing practices, including:
• Advertising
• Application and selection process
• Unlawful evictions
• Terms and conditions of tenancy
• Privileges of occupancy
• Mortgage loans and insurance
• Public and private land use practices (zoning)
• Unlawful restrictive covenants

EXHIBIT A DRAFT
Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 19, Packet Page 631 Chapter 1: Introduction
1-4
The following categories are protected by FEHA:
• Race or color
• Ancestry or national origin
• Sex
• Marital status
• Source of income
• Sexual orientation
• Gender identity/expression
• Genetic information
• Familial status (households with children under 18 years of age) • Religion
• Mental/physical disability
• Medical condition
• Age
In October 2019, the California Legislature passed SB 329 and SB 222, expanding the Source of Income protection to include “federal, state, or local public assistance and federal, state, or local housing subsidies.” Prior to these bills, Source of Income protection excluded public housing subsidies, such as the Housing Choice Vouchers, in the definition of income. Both bills went into effect on January 1, 2020.

In addition, the FEHA contains similar reasonable accommodations and accessibility provisions as the federal Fair Housing Amendments Act.

The Unruh Civil Rights Act provides protection from discrimination by all business establishments in California, including housing and accommodations, because of age, ancestry, color, disability, national origin, race, religion, sex, and sexual orientation. While the Unruh Civil Rights Act specifically lists “sex, race, color, religion, ancestry, national origin, disability, or medical condition” as protected classes, the California Supreme Court has held that protections under the Unruh Act are not necessarily restricted to these characteristics.

Furthermore, the Ralph Civil Rights Act (California Civil Code Section 51.7) forbids acts of violence or threats of violence because of a person’s race, color, religion, ancestry, national origin, age, disability, sex, sexual orientation, political affiliation, or position in a labor dispute. Hate violence can be verbal or written threats; physical assault or attempted assault; and graffiti, vandalism, or property damage.

The Bane Civil Rights Act (California Civil Code Section 52.1) provides another layer of protection for fair housing choice by protecting all people in California from interference by force or threat of force with an individual’s constitutional or statutory rights, including a right to equal access to

EXHIBIT A DRAFT
Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 20, Packet Page 632 City of Monterey | Analysis of Impediments to Fair Housing Choice 1-5
housing. The Bane Act also includes criminal penalties for hate crimes; however, convictions under the Act are not allowed for speech alone unless that speech itself threatened violence.

And, finally, California Civil Code Section 1940.3 prohibits landlords from questioning potential residents about their immigration or citizenship status. Landlords in most states are free to inquire about a potential tenant’s immigration status and to reject applicants who are in the United States illegally. In addition, this law forbids local jurisdictions from passing laws that direct landlords to make inquiries about a person’s citizenship or immigration status.

In addition to these acts, Government Code Sections 11135, 65008, and 65580-65589.8 prohibit discrimination in programs funded by the State and in any land use decisions. Specifically, recent changes to State law require local jurisdictions to address the provision of housing options for special needs groups, including:
• Housing for persons with disabilities
• Housing for homeless persons, including emergency shelters, transitional housing, and supportive housing
• Housing for extremely low-income households, including single-room occupancy units • Housing for persons with developmental disabilities

FAIR HOUSING DEFINED
In light of the various pieces of fair housing legislation passed at the federal and state levels, fair housing throughout this report is defined as follows:

A condition in which individuals of similar income levels in the same housing market have a like range of choice available to them regardless of their characteristics as protected under State and Federal laws.

The housing markets across the Monterey region are very different. Therefore, in most cases, discussions and assessments on housing options and choices are made in the context of the local communities, particularly relating to local policies that would impact the range of housing choices available.

Housing Issues, Affordability, and Fair Housing
HUD’s Fair Housing and Equal Opportunity (FHEO) Division draws a distinction between housing affordability and fair housing. Economic factors that affect a household’s housing choices are not fair housing issues per se. Only when the relationship between household income, household type, race/ethnicity, and other factors create misconceptions, biases, and differential treatments would fair housing concerns arise.

Tenant/landlord disputes are also typically not related to fair housing. Most disputes between tenants and landlords result from a lack of understanding by either or both parties on their rights and responsibilities. Tenant/landlord disputes and housing discrimination cross paths when the disputes are based on factors protected by fair housing laws and result in differential treatment.

EXHIBIT A DRAFT
Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 21, Packet Page 633 Chapter 1: Introduction
1-6

IMPEDIMENTS IDENTIFIED
Within the legal framework of federal and state laws, and based on the guidance provided by HUD’s Fair Housing Planning Guide, impediments to fair housing choice can be defined as:
• Any actions, omissions, or decisions taken because of the characteristics protected under State and Federal laws, which restrict housing choices or the availability of housing choices; or
• Any actions, omissions, or decisions which have the effect of restricting housing choices or the availability of housing choices on the basis of characteristics protected under State and Federal laws.

To affirmatively promote equal housing opportunity, a community must work to remove impediments to fair housing choice.

DATA SOURCES
Existing data can be used to review the nature and extent of potential issues. Various data and existing documents were reviewed to complete this AI, including:
• 2022 and 2021 United States Census
• American Community Surveys (ACS)
• State Department of Finance Population and Housing Estimates • HUD Affirmatively Furthering Fair Housing Data and Mapping Tool • Comprehensive Housing Affordability Strategy (CHAS) Data • Zoning ordinances, various plans, and resolutions
• 2012 and 2017 Home Mortgage Disclosure Act (HMDA) data on lending activities from LendingPatterns
• Current market data for rental rates, home prices, and foreclosure activities Sources of specific information are identified in the text, tables, and figures.

1.3 Organization of the Report
This report is organized into nine chapters:
• Chapter 1: Introduction defines “fair housing” and explains the purpose of this report. • Chapter 2: Community Engagement describes the community outreach program and summarizes comments from residents and various agencies on fair housing issues such as discrimination, housing impediments, and housing trends.

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• Chapter 3: Demographic Profile presents the demographic, housing, and income characteristics in the City of Monterey. Major employers and transportation access to job centers are identified.
• Chapter 4: Housing Profile presents the demographic and income characteristics in the City of Monterey. In addition, this section evaluates if community residential care facilities, public and assisted housing projects, as well as Housing Choice Voucher recipients, are unduly concentrated in low- and moderate-income areas.
• Chapter 5: Lending Practices assesses the access to financing for different groups. Predatory and subprime lending issues are discussed. • Chapter 6: Public Policies and Programs analyzes various public policies and actions that may impede fair housing within the City of Monterey.
• Chapter 7: Fair Housing Profile evaluates existing public and private programs, services, practices, and activities that assist in providing fair housing in the three jurisdictions. This chapter also assesses the nature and extent of fair housing complaints and violations in the City of Monterey. Trends and patterns of impediments to fair housing, as identified by public and private agencies, are included.
• Chapter 8: Progress Toward Prior AI Goals summarizes and compares key findings contained in the 2019 AI regional document in order to evaluate the progress toward addressing impediments to fair housing choice. • Chapter 9: Fair Housing Action Plan summarizes the findings regarding fair housing issues in the City of Monterey and provides a plan of action for furthering fair housing practices.

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2 Community Engagement
The Analysis of Impediments (AI) report has been drafted to offer an overview of laws, regulations, conditions, and other potential barriers that could impact an individual’s or household’s ability to access housing. In developing this report, the input of residents, housing professionals, and service providers was gathered. To ensure the report addresses the community's needs, a community outreach program was conducted, which included a workshop, stakeholder interviews, and a fair housing survey. This chapter outlines the community outreach program and the results of each of its components.

To reach the various segments of the community, several methods were used to obtain community input:
• A community workshop
• Key informant interviews with fair housing advocates, service providers, affordable housing developers, realtors, property managers and others with insight into fair housing conditions and issues
• Communitywide fair housing survey
• Pop-up outreach

2.1 Community Workshop
Held on July 15, 2024, the community workshop intended to inform community members about the Analysis of Impediments to Fair Housing Choice (AI) Report Project, including purpose, scope, and timeline for completion. The workshop was held at Gathering for Women, a non-profit women’s day shelter in Monterey. The workshop sought out input from community members on impediments to fair housing and potential solutions to inform development of the AI report and to answer the community’s questions.

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WORKSHOP PARTICIPANTS
In total, approximately 18 community members attended the open house meeting at Gathering for Women. At the event, attendees were welcomed at a sign-in table and then heard a 10-minute presentation on fair housing. Participants were then encouraged to engage with City Staff members posted at four different stations for the remainder of the evening. Participants had the opportunity to ask questions, interact, and provide feedback.

KEY ISSUES IDENTIFIED
Overall, participants were interested in learning more about fair housing issues and noted increased housing costs and limited housing supply as barriers to accessing housing in Monterey. When asked what potential fair housing solutions they found valuable, attendees expressed support for all solutions, though affordable childcare and after school activities and tenant rights and services had the highest level of support. In reviewing the comments received at this workshop, several key issues are noted:

1. Barriers to Suitable Housing in Community
- Housing affordability
§ The cost of housing it too high.
§ Too many people live together in one home because it is too expensive to rent/buy one’s own.
§ Residents do not have enough money for other necessities like childcare and transportation after paying for housing.
- Housing supply
§ There are few options available, and finding affordable rental housing in Monterey is competitive.
§ There is low quality housing available, and landlords do not want to improve units. § It is difficult to find housing that is conveniently located for getting to work/school. - Rental application process
§ Rental application criteria can create barriers to accessing housing, especially for people with no rental history or credit (i.e. homeless individuals). § The application process is expensive/time-consuming/confusing.

2. Fair Housing Education
- There is limited access to information on fair housing, and people find it difficult to locate information about fair housing.

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3. Experiences with Housing Discrimination
- There is fear of retaliation when speaking up about discrimination. - There is discrimination against certain groups of people (disabled, ethnic minorities, seniors LGBTQ+, etc.).

4. Solutions to Fair Housing
- Participants agreed there was more the City could do to address the affordability and accessibility of housing.
- Rental assistance and shallow subsidies
- Childcare and after school activities
- Tenant rights and services (information, mediation services, counseling) - Centralized application portal with a call line for help - Supportive services (addition, mental health, etc.)
- Increasing supply of low-income/affordable units
- Implementing rent control

2.2 Stakeholder Interviews
Seven focus groups were held between May 6, 2024, and May 10, 2024 to connect with stakeholders and provide a forum for members to learn and participate about AI report. Held virtually over Zoom, each focus group garnered discussion on fair housing topics such as housing challenges, vulnerable populations, and potential solutions.

PARTICIPANTS
Approximately 29 individuals, including housing developers, service providers, property managers, fair housing advocates, and realtors participated in the sessions.

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Table 2-1: Stakeholder Interview Participants
Stakeholder Group Participants
Service Providers • Community Human Services
• County of Monterey Environmental Health
• Gateway Center of Monterey,
• Gathering for Women, Alliance on Aging
• Housing Resource Center of Monterey County,
• Meals on Wheels Monterey Peninsula
• United Way of Monterey County
• Veterans Hub Veteran Transition Center
• YWCA Monterey County
Housing Developers • CHISPA, Inc
• City of Monterey
Fair Housing Advocates • California Rural Legal Assistance • ECHO Housing, Legal Services for Seniors
Property Managers • 36 North Property Management
• Monterey Bay Property Management
• Mangold Property Management Inc
• Sterling Property Management
Housing Finance • Albers Real Estate
• Chicago Title
Realtors • Monterey County Association of Realtors
Source: City of Monterey, 2025

KEY ISSUES IDENTIFIED
Upon reviewing the comments discussed at the stakeholder interviews, several key issues are noted:

1. Barriers to Finding Suitable Housing in Community
- Lack of housing supply
§ There is a shortage of housing supply in City of Monterey and Monterey Peninsula as a whole.
§ Stakeholders emphasized the urgent need to keep housing up with demands as a County, especially as the region is absorbing some of the lack of housing of adjacent urban centers.
§ Stakeholders emphasized the need for affordable housing in order to retain population that are at risk of displacement after living in City for years.

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- Cost burden/affordability
§ Stakeholders overwhelmingly agreed there is a high cost of housing in the area, noting the cost burden that falls on residents who are extremely low and low income.
§ Application costs impose a large barrier to low-income households applying for housing, as many application costs end up stacking up if application fees are charged per tenant versus as a unit, or if they are not able to find a place. - Water supply
§ There exists a challenge in developing and constructing housing in the area is the lack of water supply/credits available.
§ There is not enough water supply to meet the population growth and housing supply demands, thus leading to shortage of housing units for all in need. - Substandard housing
§ Large households and families are moving away from the region because they are tired of living in a garage or a substandard housing location. § There is a lack of housing suited for large households and families that have been here for decades. They have not found a housing situation that meets the needs of their family, so they are moving to different areas within California that are affordable.
- Lack of regional funding
§ Participants mentioned there could be more housing development within the City or County if there was a regional entity or fund that could be used solely for housing; though, it would be difficult to pass a vote or law as such now. - Digital divide
§ Concerns were raised about creating a digital application process or digital lease, as stakeholders noted there is a digital divide present in the area. § Older adults, farmworkers, and residents who don’t speak English may have difficulty with technology because they do not often use computers.

2. Challenges with Current Housing Situation
- Discrimination
§ Monterey and the Peninsula are viewed as an unwelcoming environment for certain populations due to discrimination and cultural factors. § Many minorities often rent in cities like Seaside, Marina, and Salinas where there is more available housing supply and less discrimination.

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§ Many comments from landlords or leasing agents are not overt or written, so there can seemingly not be enough evidence to take matters to a fair housing agency or similar organization.
- Reasonable accommodations
§ Renters are confused regarding who is responsible in providing and paying for reasonable accommodations. More clarification is needed regarding when landlords are required to pay for accommodations for disabilities in rental housing. - Deferred maintenance
§ Concerns were raised about deferred maintenance mainly in rental units, noting that renters pay for maintenance and repairs in the form of increased rents. § Tenants searching for affordability may end up in substandard units. Older, less maintained homes with potential health and safety issues are more affordable. - Fear of retaliation
§ Stakeholders noted that tenants do not raise awareness of certain issues like a heater not working or faucet leaking, due to the fear of retaliation from landlord or property management company.
§ Stakeholders mentioned tenants fear lease renewal may be costly, or they may not receive their security deposit back at all if they do speak up about maintenance issues or substandard conditions.
- Language access
There can be a language barrier between landlords and property managers with their tenants. This can cause tenants to breach their contract because they are less likely able to read it. For example, landlords might negotiate a contract in Spanish but then do not provide a Spanish language copy of the contract to the tenant. - Protected Classes/Vulnerable Populations1
§ Older adults/seniors
§ People with disabilities
§ Families
§ Single men
§ Extremely low- and low-income households
§ Farmworkers
1 It is important to note there are distinctions between vulnerable populations, Federal protected classes, and State protected classes. This list captures populations identified in outreach that are vulnerable. A full list of protected classes will be detailed in Chapter 3: Demographic Profile.

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3. Opportunities to Achieve Fair Housing in Community
- Centralized application portal
- Fair housing law and education
- Partnerships with lenders
- Employer-sponsored and workforce housing
- Childcare cooperative
The comments received during these interviews have been incorporated into this AI, as appropriate.

2.3 Fair Housing Survey
Map 2-1 City of Monterey Neighborhoods
The Community Development Block Grant Funding (CDBG) Resident Survey for Community Needs and Fair Housing was conducted from December 17, 2024, to January 31, 2025 to provide residents from all neighborhoods (Map 2-1), business owners, and people working or attending school in Monterey with an opportunity to share input that will inform how the City of Monterey can utilize funding from United States Department of Housing and Urban Development (HUD) CDBG funds. The survey focused on housing and community development needs, as the questions were designed to solicit feedback on where the City can focus funding, such as ranking community facility needs, neighborhood improvement needs, community program and services needs, economic development needs, and housing needs.

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The survey also inquired about fair housing topics, such as discrimination and fair housing education and training. The survey was conducted in both English and Spanish. An online version of the survey was available via a link on the Have Your Say Monterey website, allowing people to access it on their own time from their laptop, smartphone, or home computer. A paper version of the survey was also available at the various community meetings and pop-up outreach events, as well as Monterey Public Library and at City Hall. A full survey report provides a profile of respondents and presents key implications for the planning process.

PARTICIPANTS
In total over 200 survey responses were received from December 17, 2024, to January 31, 2025, which includes online responses, input from about 242 people at pop-up outreach events, and paper comments. The survey was available in two languages: English and Spanish. Out of the total number of survey participants, 98.5 percent of the respondents spoke English while only 1.4 percent respondents had Spanish as their first or second language.

RESULTS
As shown on Chart 2-1, respondents rated the level of need in their neighborhood in six overall categories:
• Community Facilities Needs
• Neighborhood Improvement Needs
• Community Program and Service Needs
• Economic Development Needs
• Housing Needs
• Special Needs Housing
Chart 2-1 Neighborhood Needs Ranked by Importance
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Economic Development Needs(i.e. job training,
commercial building rehab)
Community Facilities Needs(i.e. parks and recreation
facilities, community centers)
Special Needs Housing(i.e. housing for seniors,
housing for the homeless)
Neighborhood Improvement Needs (i.e. safe routes to
school, sidewalk improvements)
Community Programs and Services Needs(i.e.
healthcare services, emergency preparedness)
Housing Needs(i.e. affordable rental housing, lowincome homeowner rehab programs) 1 - highest 2 3 4 5 6 - lowest

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Housing needs ranked as the most important category at 35.7 percent, which is about two times the amount of the second ranked category of community programs and service needs (18.1 percent).

Respondents also rated the need for seven different housing-related improvements in their neighborhoods, as shown on Chart 2-2 and Table 2-2. The highest priorities included:

1. Affordable rental housing

2. Energy-efficient home improvements

3. Down payment assistance for low-income individuals

4. Rental housing rehabilitation multi-family affordable programs Table 2-2 displays each of the housing-related needs ranked by highest level of importance and share of respondents who rated each category as “most important.” Chart 2-2 Housing Needs Ranked by Importance
0% 20% 40% 60% 80% 100%
Electric Vehicle Charging Infrastructure (Help
funding/support EV chargers in or near affordable
housing units)
Lead Testing/Abatement (Programs to detect and
remove lead from homes built prior to 1978 to
ensure safe living conditions.)
Low-income Homeowner Rehabilitation
Programs (Financial aid in the form of loans
and/or grants to help low-income homeowners
repair or improve their homes, ensuring safe and…
Rental Housing Rehabilitation Multi-family
Affordable Programs (Funding/support in the
form of loans and/or grants to repair/improve
existing rental properties to ensure that they are…
Down Payment Assistance for Low-income
Individuals (Help with down payments for lowincome individuals trying to buy their first home.) Energy Efficient Home Improvements (Help with
home project e.g.: insulation, energy-efficient
windows, replacing older home appliances)
Affordable Rental Housing (Creation of rental
housing with affordable rents for extremely low,
very low, and low-income households.)
1 - highest 2 3 4 5 6 7 - lowest

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Table 2-2 Housing Needs Ranked by Importance
Priority Rank Housing Need
Percent of
Respondents
1 Affordable Rental Housing (Creation of rental housing with affordable rents for extremely low, very low, and low-income households.)

43.9 2 Energy Efficient Home Improvements (Help with home project e.g.:
insulation, energy-efficient windows, replacing older home appliances)

12.3 3 Down Payment Assistance for Low-income Individuals (Help with down payments for low-income individuals trying to buy their first home.)

10.5 4 Rental Housing Rehabilitation Multi-family Affordable Programs (Funding/support in the form of loans and/or grants to repair/improve existing rental properties to ensure that they are in compliance with housing quality standards.)

9.9 5 Low-income Homeowner Rehabilitation Programs (Financial aid in the form of loans and/or grants to help low-income homeowners repair or improve their homes, ensuring safe and decent living conditions. (e.g. addition of solar panels)

9.9 6 Lead Testing/Abatement (Programs to detect and remove lead from homes built prior to 1978 to ensure safe living conditions.)

9.4 7 Electric Vehicle Charging Infrastructure (Help funding/support EV chargers in or near affordable housing units)

4.1 Source: City of Monterey, CDBG Resident Survey, 2025

KEY FAIR HOUSING ISSUES IDENTIFIED
Respondents of were also asked to answer a series of questions related to fair housing. Four questions were used to gauge each individual experience with housing discrimination. Key findings are included below.
• A majority of respondents at 90 percent noted they had not personally ever experienced discrimination, while 10 percent stated they had, as shown on Chart 2-3.

Chart 2-3 “Have you personally ever experienced discrimination in housing?” 10%
90%
0% 20% 40% 60% 80% 100%
Yes
No

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• Respondents were asked on what basis they believe they were discriminated against and how, as shown on Chart 2-4.
- National origin, source of income, gender, age, and race ranked as the top answers for the discrimination faced.
- Discrimination occurred by not showing apartment unit for sale and asking for a higher security deposit than the industry standard.

Chart 2-4 “On what basis do you believe you were discriminated against? (check all that apply).”

2.7%

0.7%

1.4%

3.4%

2.7%

0.7%

1.4%

2.7%

1.4%
0% 0.5% 1% 1.5% 2% 2.5% 3% 3.5% 4%
Race
Color
Religion
National Origin
Age
Gender
Ancestry
Marital Status
Sexual Orientation
Family Status (e.g. single-parent with
children, family with children or expecting a
child)
Source of Income (e.g. welfare,
unemployment insurance)
Disability/Medical Conditions (either you or
someone close to you)

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2.4 Pop-up Outreach
Several community and pop-up outreach were held around the community to gather input on how Community Development Block Grant (CDBG) funding should be invested and to promote the resident survey for the Consolidated Plan, Annual Action Plan and Analysis of Impediments to Fair Housing Choice. Various meetings and pop-up outreach events were held throughout the community in December 2024 and January 2025 to gather input. The locations and dates of the workshops were as follows:

Table 2-3 Community Meeting and Pop-up Location and Times Date Location Time
Community Meetings
January 9, 2025 Virtual meeting held via Zoom 6-8pm
January 13, 2025 Hilltop Park Center, 871 Jessie Street 6-8pm January 25, 2025 Montecito Park and Fire Station #13, 220 Montecito Avenue
12-2pm
January 27, 2025 El Estero Park Center, 725 Pearl Street 6-8pm Pop Ups
December 17, 2024 Downtown Farmer’s Market, Alvarado Street 4-6:30pm December 21, 2024 Laguna Grande Regional Park, 401 Virgin Avenue
11am-1pm
January 7, 2025 Downtown Farmer’s Market, Alvarado Street 4-6:30pm January 11, 2025 Monterey Sports Center, 301 E. Franklin Street
12-3pm
January 14, 2025 Downtown Farmer’s Market, Alvarado Street 4-6:30pm Source: City of Monterey, 2025

PARTICIPANTS
The City hosted several community and pop up outreach events in December 2024 and January 2025.

Hilltop Park Center
On January 13, 2025, city staff held a community meeting at Hilltop Park Center. In attendance were 12 people comprised primarily of members of the neighborhood association for New Monterey. During the meeting, citizen provided important feedback regarding the need for more transitional housing in the City as well as an importance for CDBG Funding to be used for such issues as to assist with homeless outreach and supportive services.

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Laguna Grande Park
On December 21, 2024, City staff held an outreach event at Laguna Grande Park. When staff engaged with the public, most participants stated they were homeless and were living out of their car. Participants were requesting more communal locations where individuals experiencing homelessness could park and stay during the daytime.

Monterey Sports Center
On January 11, 2025, City staff participated in a pop-up outreach event at the Monterey Sports Center. Many people attended the event called “Revitalize Together: A Family Health Journey,” hosted by Montage Health at the Monterey Sports Center. Participants were interested in learning more about affordable housing opportunities. There were several people who lived with disabilities who utilized the City’s sports center and spoke about needing housing resources that suited their specific needs. One person lived in an Accessory Dwelling Unit with her elderly mother. Once her mother is no longer caring for her, she will need other housing arrangements, and they will need to be affordable.

Montecito Park and Fire Station #13
On January 25, 2025, the city staff held a community event at the Montecito Park and Fire Station #13. In addition to inviting the Library Bookmobile to the event, the Monterey Police Department and the Fire Department staff were present. The Library Bookmobile set up an interactive activity such as Fossil Digging. The event was attended by the 12 community members. A majority of the participants ranked affordable rental housing as their top priority.

Farmer’s Market Pop-Up Outreach
On December 17, 2024, January 7, 2025, and January 14, 2025, the city staff held pop up outreach events at the Downtown Farmer’s Market. In total, around 165 people were engaged at these outreach events. The participants were encouraged to take the Resident Survey and share their priorities for the Consolidated Plan (Fiscal Year 2025-2029) and experiences regarding Fair Housing.

KEY ISSUES IDENTIFIED
Lack of affordable housing in the City of Monterey was brought up multiple times. Several individuals and families, when asked about where they lived, responded by stating their city of residence and commented on how they would like to live in the City of Monterey but cannot afford the high cost of housing.

One of the participants informed the staff that the reason why she never participates in community surveys is because she feels that her opinion has never been heard before. The staff encouraged her to take the survey so that her voice could be heard. Key issues identified in pop-up outreach have been captured in the Fair Housing Survey.

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2.5 Public Review of Draft AI
The draft AI was made available for public review and comment period beginning April 4, 2025, and ending May 6, 2025. The plan was also made available electronically at the Have Your Say Monterey website. During the 33-day public review and comment period, the document was made available at Office of the City Clerk, Office of the Planning Department, Office of Housing Programs, and Monterey Public Library, during business hours. Residents and interested persons were encouraged to submit their public comments via email to Anastacia Wyatt, Housing Manager, at [email protected], or in writing to City of Monterey Housing Programs, at 570 Pacific Street, Monterey, CA 93940. The Draft AI was considered at the following public meeting: City Council Meeting, May 6, 2025.

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3 Demographic Profile
State and local governments that receive funding from HUD have a duty to affirmatively further fair housing, as established under the federal Fair Housing Act of 1968. The following provides a breakdown of California’s demographic characteristics to determine which factors may influence housing choice and needs. This community profile documents demographics, housing, employment, special needs groups, and other characteristics within the City of Monterey. All of these factors can affect housing choice, housing opportunities, and the type of fair housing issues people in a community may encounter. This overview provides the context for discussing and evaluating fair housing in the following chapters.

3.1 Demographic Profile
Monterey is a coastal community of about 28,000 residents with a rich historic background and a distinctive small-town feel. The city occupies 8.67 square miles of land between the southern shore of Monterey Bay and the forested ridgeline of the foothills, bordered by the City of Pacific Grove to the northwest and the City of Seaside to the east. Known for its stunning natural scenery and worldrenowned attractions like the Monterey Bay Aquarium, tourism is a pillar of the local economy.

Monterey is also home to four educational institutions – U.S. Naval Postgraduate School, Monterey Peninsula College, Middlebury Institute of International Studies, and the U.S. Army Defense Language Institute Foreign Language Center – and its enviable quality of life continues to make the community an attractive place to live. Accommodating the need for new housing and commercial services for incoming residents while balancing the desire to preserve the pristine natural environment, may affect fair housing choice and opportunities in the City.

Examination of demographic characteristics provides some insight regarding the need and extent of equal access to housing in a community. Factors such as population growth, age characteristics, and race/ethnicity all help determine a community’s housing needs and play a role in exploring potential impediments to fair housing choice.

POPULATION
According to the California Department of Finance (DOF), the total population of the City of Monterey in 2020 was 28,304, an increase of 2.3 percent (494 people) since 2010 (27,810). The AMBAG projections show a slightly higher (271 people) population in 2020 than the U.S. Census count (28,575).

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As shown in Table 3-1, Association of Monterey Bay Area Governments (AMBAG) projects that by 2040 the population of the city will increase approximately 10 percent to 29,342 (1,532 people increase) from the 2010 reported Census population.

AMBAG projects that by 2040, the County population will increase approximately 12 percent to 477,265 from the 2010 reported Census population. The City of Monterey will see slightly less growth (6 percent), increasing from 2010 population of 27,810 to 29,342 in 2040.

Table 3-1: City of Monterey Population Projections (2010-2050) 2010 2015 2020 2025 2030 2035 2040 2045 2050
Monterey 27,810 28,239 28,304 28,044 28,650 29,032 29,342 29,639 29,934 Monterey
County
415,057 430,277 440,393 453,956 464,124 471,901 477,265 480,694 481,305 Source: Association of Monterey Bay Area Governments, 2022, California Department of Finance, E-5 series, P-1: State Population Projections (2010-2060), 2023
AGE
Current and future housing needs are usually determined in part by the age characteristics of a community’s residents. Each age group has distinct lifestyles, family type and size, incomes, and housing preferences. Consequently, evaluating the age characteristics of a community is important in determining its housing needs.

According to the 2022 ACS five-year estimates, the city’s median age is 36.7. Based on data from the U.S. Census and the American Community Survey five-year data set, Table 3-2 indicates that since 2010, while the share of residents 34 years and younger has remained relatively stable over time, the share of residents aged 35-54 has dropped by 10.8 percent. By contrast, the fastest growing segment of the population is the cohort aged 55 years and over, which grew by 14 percent between 2010 and 2022.

GENDER
According to American Community Survey’s table on Age and Sex, there was a total population of 30,007 residents in the City of Monterey. about the City’s gender demographics are 15,164 male (50.5 percent), and 14,843 female (49.5 percent).

RACE AND ETHNICITY
Ethnicity of the population is important to the analysis of housing needs for several reasons. The cultural influences of ethnicity often reflect the preferences for housing type, location of housing, associated services, and household composition. Table 3-3 presents the racial and ethnic composition of the City of Monterey’s population in 2000, 2010, and 2022, as reported in U.S.

Census (for 2000) and American Community Survey five-year data (for 2010 and 2022).

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Age Group
2000 2010 2022
Number Percent Number Percent Number Percent
0-4 years 1,477 4.98% 1,423 5.12% 1,638 5.50%
5-14 years 2,684 9.04% 2,171 7.81% 1,926 6.40%
15-24 years 4,656 15.69% 4,513 16.23% 4,524 15.10%
25-34 years 5,382 18.14% 5,023 18.06% 6,073 20.20%
35-44 years 4,638 15.63% 3,451 12.41% 3,855 12.80%
45-54 years 4,031 13.58% 3,457 12.43% 2,823 9.40%
55-64 years 2,396 8.07% 3,475 12.50% 3,643 12.10%
65-74 years 1,974 6.65% 1,992 7.16% 2,726 9.10%
75-84 years 1,699 5.73% 1,370 4.93% 1,864 6.20%
85+ years 737 2.48% 935 3.36% 935 3.10%
Total 29,674 100% 27,810 100% 30,007 100%
Source: U.S. Census Bureau, Census 2000 SF1, Table P12; U.S. Census Bureau, Census 2010 SF1, Table P12; U.S. Census Bureau, American Community Survey 5-Year Data (2018-2022), Table S0101 Since 2000, the majority of the City’s residents are White, Non-Hispanic, a higher proportion than the overall region, as shown in Chart 3-1. Since 2000, the City has seen an increase in its Hispanic or Latinx population from 10.9 percent to 19 percent, making it the City’s second largest racial or ethnic group. The largest racial or ethnic group remains as White, at 64.6 percent in 2022, down from 75 percent in 2000. In 2022, non-Hispanic Black and Non-Hispanic Asian populations stayed in similar shares of the City’s overall population at 3 percent and 8 percent, respectively.

Table 3-2: Population by Age, City of Monterey (2000-2022) Racial/Ethnic Group 2000 2010 2022
Number Percent Number Percent Number Percent
American Indian or Alaska Native,
Non-Hispanic
122 0.41% 109 0.39% 58 0.19%
Native Hawaiian and Other Pacific
Islander alone, Non-Hispanic
83 0.28% 100 0.36% 96 0.32%
Asian, Non-Hispanic 2,171 7.32% 2,544 9.14% 2,321 7.73% Black or African American, NonHispanic
716 2.41% 627 2.25% 997 3.32%
White, Non-Hispanic 22,246 74.97% 19,260 69.21% 19,378 64.58% Other Race or Multiple Races,
Non-Hispanic
1,114 3.75% 1,228 4.41% 1,372 4.57%
Hispanic or Latinx 3,222 10.86% 3,959 14.23% 5,785 19.28% Total 29,674 100% 27,827 100% 30,007 100%
Source: U.S. Census Bureau, American Community Survey 5-Year Data (2018-2022), Table B03002 Table 3-3: Population by Race, City of Monterey, 2000-2020

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Source: U.S. Census Bureau, American Community Survey 5-Year Data (2018-2022), Table B03002 The ethnic composition of the City of Monterey contrasts markedly with that of the County as a whole. While the City has a substantially larger share of White residents (65 percent) than in Monterey County as a whole (28 percent), the County has a much larger share of Hispanic/Latinx residents (61 percent) than the city (19 percent).

LANGUAGE PROFICIENCY
A summary of languages spoken in the City of Monterey and Monterey County is provided in Table 3-4. Majority of Monterey’s population (76 percent) speak English; by contrast, most of Monterey County population (49.3 percent) speak Spanish. The second most spoken language in the City of Monterey is Spanish (12.7 percent), followed by Indo-European languages (6 percent). The majority of Monterey County residents are split between speaking English (44 percent) and Spanish (49.3 percent) at home, with Asian and Pacific Island Languages (4 percent) and Indo-European Languages (2 percent) making up the rest of the languages spoken at home in the County.

Language Spoken at Home Monterey Monterey County
Number Percent Number Percent
English 21,571 76.04% 177,617 43.91%
Spanish 3,615 12.74% 199,216 49.25%
Indo-European Languages 1,727 6.09% 9,155 2.26%
Asian and Pacific Island Languages 899 3.17% 16,548 4.09% Other Languages 557 1.96% 1,951 0.48%
Total Population Over 5 Years Old 28,369 100.0% 404,487 100.0% Source: U.S. Census Bureau, American Community Survey 1-Year Data (2022), Table S1601 Chart 3-1: Monterey and Surrounding Area Population by Race/Ethnicity, 2022 Table 3-4: Monterey and Surrounding Areas Languages Spoken at Home (2022)

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EMPLOYMENT
There are 14,262 persons in the labor force in the City of Monterey as of 2022. As seen in Table 3- 5, the largest industry sector represented among the City’s working residents is Health and Educational Services (26.1 percent), which is a greater share of the workforce represented in that industry compared to the County (22.3 percent). Financial and Professional Services is the second largest represented amount for employed City of Monterey residents (22.8 percent). Other important employment industries for the City include Arts, Entertainment, Accommodation, & Food Services at 15.25 percent, followed by Manufacturing, Wholesale, & Transportation, Retail at

6.47 percent, and Construction at 5.6 percent,
A higher number of residents are employed in the Agriculture and Natural Resources industry in Monterey County (13.5 percent). Comparatively, there are significantly less employees in this sector in the City’s employment distribution (2.5 percent). The County’s largest employers include Health & Educational Services at 22.28 percent, Financial & Professional Services at 14.99 percent, Agriculture & Natural Resources at 13.5 percent, Arts, Entertainment, Accommodation, & Food Services at 11.36 percent, and Manufacturing, Wholesale, & Transportation at 10.86 percent, respectively.

Monterey Monterey County
Number Percent Number Percent
Agriculture & Natural Resources 360 2.52% 24,278 13.50% Construction 798 5.60% 13,680 7.61%
Financial & Professional Services 3,255 22.82% 26,965 14.99% Health & Educational Services 3,724 26.11% 40,068 22.28% Information 169 1.18% 2,502 1.39%
Manufacturing, Wholesale, &
Transportation 1,255 8.80% 19,531 10.86%
Retail 923 6.47% 16,274 9.05%
Arts, Entertainment,
Accommodation, & Food Services 2,175 15.25% 20,436 11.36% Public Administration 997 6.99% 7,376 4.10%
Other 606 4.25% 8,738 4.86%
Total 14,262 100% 179,848 100%
Source: U.S. Census Bureau, American Community Survey 5-Year Data (2018-2022), Table C24030

COMMUTING TRENDS
U.S. Census Bureau “OnTheMap” tool is an interface that displays workforce-related maps detailing where workers are employed and where they live. U.S. Census identified 22,246 workers in the City of Monterey in 2021, of which 19,552 workers commute to the Monterey from outside of the city, which represents 87.8 percent of the total worker population. Approximately 2,694 people both live and work in Monterey, which accounts for only 12.1 percent of total worker Table 3-5: Monterey and Surrounding Areas Employment by Industry (2022)

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population. As shown in Table 3-6 and Map 3-1, about 7,366 workers who live in Monterey commute outside of the city for work. This means almost three times the number of workers commute out of Monterey compared to those who live and work in the City, and more than double the number of workers commute in to Monterey as compared to those who live in Monterey and commute out of the City to work. Most commuting workers in and out of Monterey (81.4 and 69 percent) work in all other services.

Inflow Outflow
Number Percent Number Percent
Goods Producing Workers 1,145 5.86% 1025 13.92%
Trade, Transportation, and Utilities Workers 2,492 12.75% 1,261 17.12% All Other Services Workers 15,915 81.40% 5,080 68.97%
Total 19,552 100.00% 7,366 100.00%
Notes

1. “Goods Producing” includes agriculture, forestry, fishing and hunting; mining, quarrying, and oil and gas extraction; construction, and manufacturing.

2. “Trade, Transportation, and Utilities” class includes workers in wholesale trade, retail trade, and transportation and warehousing.

3. “All Other Services” includes information, finance and insurance, real estate, professional, scientific, and technical services, health and educational services, food services, arts, entertainment, accommodation, & food Services, and public administration.

Source: U.S. Census Bureau OnTheMap tool, 2021

3.2 Special Needs Groups
Certain households and residents, because of their special characteristics and needs, may require special accommodations and may have difficulty finding decent and affordable housing due to special needs. Special needs groups include older adults, persons with disabilities, families with children, single parent households, large households, homeless persons and persons at-risk of homelessness, and farmworkers.

OLDER ADULTS
Older adults (elderly residents) have many different housing needs, depending on their age, level of income, current tenure status, cultural background, and health status. Elderly households may need assistance with personal and financial affairs, networks of care to provide services and daily assistance, and even possible architectural design features that would accommodate disabilities that would help ensure continued independent living. Residents aged 65 and over represent a growing segment of the City’s population, increasing from approximately 14.9 percent in 2010 to 19.0 percent of the population in 2020. Compared to nearby jurisdictions of Pacific Grove and Carmelby-the-Sea, however, the City has a lower percentage of residents aged 65 and over, as shown in Table 3-7. Though, when compared to California and the United States as a whole, Monterey has a comparable percentage of older adults.

Table 3-6: Monterey Commuting Workers by Job Type (2021)

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Map 3-1 Job Inflow and Outflow, 2021
Source: OnTheMap, U.S. Census, 2021
Table 3-7: Persons Aged 65 and Over
Jurisdiction Population Percent
Carmel-by-the-Sea 1,621 50.05%
Del Rey Oaks 354 21.97%
Marina 3,614 16.24%
Monterey 5,525 18.41%
Pacific Grove 4,154 27.51%
Sand City 47 14.73%
Seaside 4,420 13.69%
State of California 5,865,300 14.9%
United States 54,737,648 16.5%
Source: U.S. Census Bureau, American Community Survey 5-Year Data (2018-2022), Table S0101

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A specific governmental response may be required to address the housing needs of older adults due to low incomes. As seen in Table 3-8, according to the U.S. Department of Housing and Urban Development (HUD) Comprehensive Housing Affordability Strategy (CHAS), 12.6 percent of households in Monterey with at least one older adult aged 62 and over have an income below 30 percent of AMI, which is higher than the rate of 7.8 percent found among the overall population of the City. As they age, older adults may face additional housing costs to maintain their homes and ensure they remain accessible, a situation exacerbated by the fact that many older adults live on fixed incomes. Like all lower income residents, many older adult residents may be facing overpayment problems or are unable to find affordable rental units at all.

As seen in Table 3-8, in Monterey, older adultrenters are much more likely to fall into the extremely low-income (zero to 30 percent of AMI) or very low-income (31 to 50 percent of AMI) categories than older adults who own their homes. Among renters with at least one older adult aged 62 and over in the household, 26 percent are considered extremely low-income. Table 3-9 further demonstrates cost-burden experienced by older adult households in Monterey. Approximately 73 percent of older adult households making below 30 percent of AMI spend more than 50 percent on their income, while approximately 82 percent older adult households making more than 100 percent of AMI spend less than 30 percent of their income on housing costs.

Owner Occupied Renter Occupied All Older Adult Households Income Group Number Percent Number Percent Number Percent 0%-30% of AMI 130 4.47% 455 26.09% 585 12.57%
31%-50% of AMI 270 9.28% 314 18.00% 584 12.55%
51%-80% of AMI 350 12.03% 370 21.22% 720 15.47%
81%-100% of AMI 180 6.19% 235 13.47% 415 8.92%
Greater than 100% of
AMI 1,980 68.04% 370 21.22% 2350 50.49%
Total 2,910 100.00% 1,744 100.00% 4,654 100.00%
Notes:

1. For the purposes of this table, HUD considers older adult (senior) households to be those with a householder who is aged 62 or older.

Source: U.S. Department of Housing and Urban Development (HUD), Comprehensive Housing Affordability Strategy (CHAS) ACS tabulation, 2016-2020 release
Table 3-8: Older Adult Households1 by Income and Tenure, City of Monterey

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PERSONS WITH DISABILITIES
Persons with disabilities have physical or mental impairments that require special housing designed for self-sufficiency. According to 2022 American Community Survey estimates, 2,776 persons (10.7 percent of the non-institutionalized population) in the City had a disability.

Disability can further be broken down into six categories. The Census Bureau provides the following definitions for these disability types:
• Hearing difficulty: deaf or has serious difficulty hearing. • Vision difficulty: blind or has serious difficulty seeing even with glasses. • Cognitive difficulty: has serious difficulty concentrating, remembering, or making decisions.
• Ambulatory difficulty: has serious difficulty walking or climbing stairs. • Self-care difficulty: has difficulty dressing or bathing. • Independent living difficulty: has difficulty doing errands alone such as visiting a doctor’s office or shopping.

These disability types are counted separately and are not mutually exclusive, as an individual may report more than one disability; thus, these counts should not be summed. Table 3-10 provides a breakdown of Monterey’s population by disability type. The most prevalent disability was cognitive difficulty at 7 percent.

Further, persons with disabilities may face discriminatory housing practices based on their disability, including the lack of accessible dwellings and refusal by housing providers to offer reasonable accommodations. Data shows that from a housing perspective, there are several different housing needs of disabled persons. For those disabled with a developmental or mental disability, one of the most significant problems is securing affordable housing that meets their specialized needs. Housing needs can range from institutional care facilities to facilities that support partial or full independence (such as group care homes). Supportive services such as daily living Table 3-9: Cost-Burdened Older Adult Households1 by Income Level, City of Monterey
% of Income Used for Housing Costs 0%-30% of
AMI
31%-50%
of AMI
51%-80%
of AMI
81%-100%
of AMI
>100% of
AMI
<30% of Income 12.15% 2.86% 21.01% 58.54% 82.10%
30%-50% of Income 14.95% 39.05% 50.72% 35.37% 13.84%
>50% of Income 72.90% 58.10% 28.26% 6.10% 4.06%
Total 100% 100% 100% 100% 100%
Notes:

1. For the purposes of this table, HUD considers older adult (senior) households to be those with a householder who is aged 62 or older.

Source: U.S. Department of Housing and Urban Development (HUD), Comprehensive Housing Affordability Strategy (CHAS) ACS tabulation, 2016-2020 release

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skills and employment assistance need to be integrated into the housing situation also. A disabled person with a mobility limitation requires housing that is physically accessible.

Given the barriers faced by persons with disabilities, the provision of affordable and barrier-free housing is essential to meet their housing needs. There are two approaches to housing design for residents with disabilities: adaptability and accessibility. Adaptable housing is a design concept in which a dwelling unit contains design features that allow for accessibility and use by mobilityimpaired individuals with only minor modifications. An accessible unit has the actual special features installed in the house (grab bars, special cabinetry). To address these needs, the State requires design or accessibility modifications, such as access ramps, wider doorways, assist bars in bathrooms, lower cabinets, elevators, and the acceptance of service animals. These modifications are critical to provide the broadest range of options for residents with disabilities.

Disability Number of Non-Institutionalized
Civilians
Percentage of the Civilian NonInstitutionalized Population With an ambulatory difficulty 974 4.1%
With an independent living
difficulty 1,227 5.1%
With a cognitive difficulty 1,642 6.9%
With a self-care difficulty 822 3.4%
With a hearing difficulty 803 3.4%
With a vision difficulty 838 3.5%
Notes:

1. Percentages reflect values out of the civilian, noninstitutionalized population which is defined as people 16 and older residing in the 50 states and the District of Columbia, who are not inmates of institutions (e.g., penal and mental facilities, homes for the aged), and who are not on active duty in the Armed Forces

2. Ambulatory difficulty refers to having serious difficulty walking or climbing stairs.

3. Independent living difficulty refers to having difficulty doing errands alone due to a physical, mental, or emotional problem.

4. Hearing difficulty refers to those who are deaf or have serious difficulty hearing.

5. Self-care difficulty refers to having difficulty bathing or dressing.

6. Cognitive difficulty refers to having difficulty remembering, concentrating or making decisions due to a physical, mental, or emotional problem.

7. Vision difficulty refers to those who are blind or have serious difficulty seeing.

Source: U.S. Census Bureau, American Community Survey 1-Year Data (2018-2022), Table K201803 Table 3-10: City of Monterey Disability by Type

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Additional housing resources for persons with disabilities include subsidized rentals at 800 Casanova and Portola Vista Apartments that are affordable for low-income households. The City of Monterey continues its housing preservation and rehabilitation programs, which include emergency housing repairs and home accessibility improvements for physically disabled household members. During FY 2022-2023, ff the 13 households that were assisted through these programs, all were low-income.

Central Coast Center for Independent Living (CCCIL) provides an array of services to persons with disabilities who live in the counties of Santa Cruz, Monterey, and San Benito, including housing assistance in applying to affordable and accessible housing, as well as independent living skills training. Locally, Kernes Adaptive Aquatics operates the Josephine Kearns Memorial Pool in Monterey that offers an innovative warm therapy program for the physically disabled, which aids with strength, functionality, and pain management.

According to 2022 American Community Survey estimates, 2,776 persons (10.7 percent of the noninstitutionalized population) in the City had a disability. As shown in Map 3-2, there are more tracts containing 10-20 percent of the population with a disability than tracts with less than 10 percent.

However, no single census tract contains a population with a disability that exceeds 20 percent of the tract’s total population, which is the threshold typically used by HCD as an indicator of overconcentration.

In the City of Monterey, there are several residential care facilities for the elderly and one social rehabilitation facility, which includes Cypress Ridge Care Center, Windsor Monterey Care Center, Westland House, Carmell Hills Care Center, Carmelo Park, Drake House, Ivy Park, The Park Lane, and Merrill Gardens1.

Map 3-3 demonstrates areas within the County with larger populations of people with disabilities, such as in the City of Monterey, Carmel Valley, and Salinas, 10-20 percent of the population has a disability while less populated areas have less than 10 percent. The City and the County have roughly the same percentage of people with disabilities. At the County level, supportive housing services for those with disabilities are limited. There are eight adult residential facilities and two residential care facilities for the elderly. Cielo Vista, an adult residential facility located in Greenfield, has the capacity to serve 40 people, and the residential care facilities for the elderly (located in Carmel Valley and Castroville) have the capacity to serve six persons each. According to the California Department of Social Services, Community Care Licensing Division, most of the County’s adult residential care facilities for adults and elderly are located in Salinas (25 adult residential facilities and 21 elderly residential facilities). Additionally, there are five adult day care centers and one social rehabilitation facility in Salinas. In Seaside, there are two residential care facilities for the elderly and one adult residential facility. 1 “Assisted Living Facilities in Monterey, CA” accessed on August 2 at https://www.caring.com/senior-living/assistedliving/california/monterey

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FEMALE-HEADED HOUSEHOLDS
Female-headed households refer to households where a woman, either single, divorced, or widowed, is the primary decisionmaker and provider. Female-headed families, including those with children, are identified as a special needs group, because they are more likely to be low-income and face difficulty in finding affordable housing. The predominant household types in Monterey are married-couple family for owner-occupied households (50.7 percent), and householders living alone for renter-occupied households (38.2 percent). As shown in Table 3-11, there are 228 owneroccupied female-headed households and 65 male-headed owner-occupied households in the City of Monterey. These groups constitute 5 percent and 1 percent, respectively, of the City’s total number of households. Female-headed households represented about 5 percent and 7 percent of owner-occupied and renter-occupied households, respectively. As shown in Table 3-12, approximately 28 percent of female-headed households have children. About 120 female-headed households with or without children are at or below the federal poverty level.

Table 3-11: Monterey Household Type by Tenure
Owner-Occupied Renter-Occupied
Housing Type Number Percent Number Percent
Married-Couple Family
Households 2,272 50.70% 2,742 33.83%
Householders Living Alone 1,658 37.00% 3,094 38.17%
Female-Headed Family Households 228 5.09% 562 6.93%
Male-Headed Family Households 65 1.45% 295 3.64%
Other Non-Family Households 258 5.76% 1,412 17.42%
Total 4,481 100.00% 8,105 100%
Notes

1. For data from the Census Bureau, a “family household” is a household where two or more people are related by birth, marriage, or adoption. “Non-family households” are households of one person living alone, as well as households where none of the people are related to each other.

Source: U.S. Census Bureau, American Community Survey 5-Year Data (2018-2022), Table B25011 Table 3-12: Monterey Female-Headed Households by Poverty Status1 Households With Children Households Without Children
Poverty Level Number Percent Number Percent
Above Poverty Level 178 22.53% 492 62.28%
Below Poverty Level 40 5.06% 80 10.13%
Notes

1. The Census Bureau uses a federally defined poverty threshold that remains constant throughout the country and does not correspond to Area Median Income.

2. Percentages represent the value of total-female headed family households Source: U.S. Census Bureau, American Community Survey 5-Year Data (2016-2020), Table B17012

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As shown in Map 3-4, there is one tract in the City of Monterey comprising Downtown and Old Town with 20.1 percent of children under 18 years in female headed households. HUD considers 20 percent as an overconcentration of the total tract’s population, as such, this part of the City is considered to have an overconcentration. Map 3-5 demonstrates that almost all children in the City live in married couple households, 81.3 percent.

As demonstrated by Map 3-6, the County has geographically large but less populous areas in the south and a few areas in the northern and central parts of the County with 20-40 percent of children living in female headed households.

LARGE HOUSEHOLDS
Large families, defined as households of five or more related individuals, are a special need category under State law because they are at higher risk for overcrowding if the jurisdiction’s housing stock doesn’t have sufficient larger units with an adequate number of bedrooms. Additionally, in communities throughout California many large families, particularly renters, often do not have sufficient income to afford larger homes or apartments.

In Monterey, most of the households (75 percent) are occupied by one or two people. As shown in Table 3-13, the 2022 American Community Survey reported 644 large households with five or more members. About 4 percent of owner-occupied households and 5.7 percent of renter-occupied households were considered large households. As shown in Table 3-14, 81 percent of large households experience severe cost burden, while 79 percent of all other housing types also experience severe cost burden.

Owner-Occupied Renter-Occupied
Housing Type Number Percent Number Percent
1 Person Household 1,658 37.00% 3,094 38.17%
2 Person Household 1,968 43.92% 2,808 34.65%
3 Person Household 453 10.11% 865 10.67%
4 Person Household 220 4.91% 876 10.81%
5 Or More Person Household 182 4.06% 462 5.70%
Total 4,481 100.00% 8,105 100.00%
Source: U.S. Census Bureau, American Community Survey 5-Year Data (2018-2022), Table B25009 Table 3-13: Monterey Household Size by Tenure
Table 3-14: Monterey Cost Burden by Household Size
Large Family (5+ Persons) All Other Household Types
Income Category Number Percent Number Percent
No Cost Burden 65 14.48% 1,190 10.28%
Cost Burden 20 4.45% 1,245 10.75%
Severe Cost Burden 364 81.07% 9,145 78.97%
Total 449 100% 11,580 100%
Source: U.S. Department of Housing and Urban Development (HUD), Comprehensive Housing Affordability Strategy (CHAS) ACS tabulation, 2016-2020 release

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Map 3-4 - Percent of Children in Female-Headed Households in the City Data Source: Affirmatively Furthering Fair Housing Data and Mapping Resources, Housing and Community Development, California, 2022; American Community Survey (ACS) (2017-2021); City of Monterey, 2022; Monterey County GIS, 2022; Dyett & Bhatia, 2022. 0 ¼ ½ 1
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Via Paraiso
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San Carlos
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Memorial Park
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Don Dahvee
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Del Monte
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Monterey
State Beach
Lower Presidio Historic Park
Fisherman's
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El Estero
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Old Capitol
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Prescott Ave
Fairground Rd
Ragsdale D r
Abrego St
Cam
Aguaj ito
Casa Verde Way
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Montecito Ave
Garden Rd
El Dorado St
Mark Thomas Dr
Upper Ragsdale Dr
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Aguajito Rd
Munras Ave
Pacific St
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Map 3-5 - Percent of Children in Married Headed Households, City Data Source: Affirmatively Furthering Fair Housing Data and Mapping Resources, Housing and Community Development, California, 2022; American Community Survey (ACS) (2017-2021); PlaceWorks, 2021; City of Monterey, 2022; Monterey County GIS, 2022; Dyett & Bhatia, 2022. 0 ¼ ½ 1
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MERCED MADERA
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SANTA CRUZ

SANTA CLARA
Aptos Corralitos
Freedom
Interlaken Soquel Rio del Mar
Capitola
Ridgemark
Hollister
Santa Cruz
Watsonville
San Juan
Bautista
La Selva
Beach
Tres Pinos
Opal Cliffs
Paicines
Biola
Cantua Creek
Lake
Nacimiento
South Dos
Palos Dos Palos
Tranquillity
Coalinga
Huron
Avenal
San Miguel
Madera
Firebaugh
Mendota
Kerman
San Joaquin
Three Rocks
Oak Shores
La Vina
Helm
Cholame
Burrel
San Benito
Idria
Chualar
Aromas
Castroville
Elkhorn
Del
Monte Forest
Spreckels
Moss Landing
Pajaro
Prunedale
Carmel-by-the-Sea
Del Rey Oaks
Gonzales
Greenfield
Marina
Monterey
King City
Salinas
Sand
City Seaside
Soledad
Big Sur
Carmel Valley
Bradley
San Ardo
San Lucas
Lockwood
Parkfield
Map 3-6 - Percent of Children in Female-Headed Households in the County 0 5 10 20
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Data Source: Affirmatively Furthering Fair Housing Data and Mapping Resources, Housing and Community Development, California, 2022; American Community Survey (ACS) (2017-2021); City of Monterey, 2022; Monterey County GIS, 2022; Dyett & Bhatia, 2022.

J:\GISData\584 Monterey GP\GIS\Projects\Analysis of Impediments to Fair Housing\Percent of Children in Female-Headed Households in the County.mxd Percent of Children in Female
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Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 55, Packet Page 667 City of Monterey | Analysis of Impediments to Fair Housing Choice 3-19
In comparison to surrounding jurisdictions, Monterey has a much smaller proportion of large family households. Chart 3-2 shows that about 5 percent of households in the city are considered large households, while 21.1 percent in Monterey County are considered large households, meaning there is little housing stock for larger households in Monterey compared to the County.

Chart 3-2: Households by Household Size in Monterey and Surrounding Areas Source: U.S. Census Bureau, American Community Survey 5-Year Data (2018-2022), Table B25009 While Monterey has a much smaller proportion of large family households than the County as a whole, the following resources and services are made available by the City. The Housing Programs office provides information about housing support providers such as ECHO Housing that provides fair housing and tenant/landlord services to the city, which can help large households navigate overcrowding and discrimination. Further, large households in Monterey can benefit from general programs and services for lower and moderate-income households, including resources such as HOME Investment Partnerships Program (HOME) funds, California Housing Finance Agency single-family and multiple-family programs, and HUD Section 208/811 loans for the development of rental projects that provide units with two or three bedrooms. Coupled with the existing services, adoption of the programs in the Housing Element would further facilitate and support housing for large households.

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PERSONS EXPERIENCING HOMELESSNESS
Individuals and families who are homeless have perhaps the most immediate housing need of any group. They also have one of the most difficult sets of housing needs to meet, due to both the diversity and complexity of the factors that lead to homelessness, and to community opposition to the siting of housing that serves homeless clients. Homelessness is a countywide issue that demands a strategic, regional approach that pools resources and services. A common method to assess the number of homeless persons in a jurisdiction is through a Point-in-Time (PIT) Count. The PIT Count is a biennial census of sheltered and unsheltered persons in a Continuum of Care (CoC) completed over a 24-hour period in the last ten days of January. The unsheltered PIT Count is conducted annually in Monterey County and is a requirement to receive homeless assistance funding from HUD. The PIT Count does not function as a comprehensive analysis and should be considered in the context of other key data sources when assessing the state of homelessness in a community.

The Coalition of Homeless Service Providers (CHSP) is the CoC for the Counties of Monterey and San Benito and includes the City of Monterey. For 2024, the CoC conducted its PIT county on January 31. These counts collect information on individuals and families residing in temporary shelters and places not meant for human habitation and ultimately help the federal government to better understand the nature and extent of homelessness nationwide. As required by the HUD, jurisdictions receiving federal funding to provide homeless services, CoCs must report the findings of their local PIT count to HUD. Information gathered through the PIT survey is used by the CHSP to understand the issues associated with homelessness, including causes of homelessness, service needs of the homeless, the region’s unmet housing needs, and trends over time of homelessness in the region.

Table 3-15 provides an estimate of the homeless population in Monterey County for 2022 and 2024.

A total of 2,436 persons were counted in the County of Monterey. In the City of Monterey, a total of 221 were counted as homeless, a 119 percent increase from the count in 2022. No specific data on the characteristics of people experiencing homelessness in the City of Monterey is available from the PIT. Countywide, the homeless population increased by 19 percent since 2022. There were 80 sheltered homeless persons and 141 unsheltered persons in Monterey. The numbers show that the City is home to the third highest homeless population in Monterey County.

New shelters in Seaside and Salinas, as well as homeless services such as Gathering for Women, Community Human Services Safe Place, the Shuman HeartHouse shelter, and the City’s Community Development Block Grant (CDBG) funded public services provide a variety of resources to help alleviate homelessness in Monterey. As noted above, Gathering for Women in Monterey provides services for homeless women and female-headed households, such as emergency assistance, food, and clothes. The Shuman HeartHouse shelter accommodates homeless single women and families with children and offers shelter, meals, and supportive services designed to lead to permanent housing. Community Human Services Safe Place in Monterey is a comprehensive program for at-risk runaway and homeless youth that provides street outreach, survival aid, and temporary shelter, the only such facility in the County.

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The Community Hospital of Monterey Peninsula (CHOMP), located in Monterey, also runs a discharge facility for patients experiencing homelessness after they are discharged from the hospital. This program provides reintegration and temporary shelter services for patients experiencing homelessness.

The Interfaith Homeless Emergency Lodging Program (I-HELP) offers homeless men and women short-term lodging and evening meals on a nightly basis, as well as advice and support in finding jobs and housing moving forward.

Lastly, as noted in the City’s 2022-23 CAPER, the City’s CDBG grants were provided to community service organizations to serve homeless needs, such as Community Human Services Casa De Noche Buena and Safe Place, the Food Bank of Monterey County, Gathering for Women, and Interim Inc, which all assist the homeless with needed services.

The Monterey Police Department (MPD) Multi-Disciplinary Outreach Team (MDOT) team will expand it capacity to serve the unhoused population with the recent City Council approval of a “Homeless Navigator position” to be added to the MPD MDOT team during the FY23-24 budget.

Through this program, the City will connect unhoused people with domestic violence workers, social workers, women's services, adult protective services, mental health and drug treatment programs, veterans programs, long-term housing solutions; and other relevant services.

Program 4-F, in the City’s Housing Element Allows Low Barrier Navigation Centers (LBNC) in Mixed-Use and Nonresidential Districts. This program would allow LBNC permitted by-right in mixed-use districts and nonresidential zones that permit multifamily development, which would allow low-barrier, temporary, services-enriched shelter focused on helping homeless individuals Table 3-15: 2022-2024 PIT County in Monterey County
Jurisdiction 2022 2024
Monterey 101 221
Salinas 1,065 1,216
Marina 356 162
Seaside 152 219
Sand City 3 2
Gonzales 0 1
Pacific Grove 29 52
King City 18 38
Greenfield 2 21
Del Rey Oaks 2 14
Carmel 1 2
Soledad 12 45
Unincorporated 306 443
Total 2,047 2,436
Source: U.S. Department of Housing and Urban Development (HUD), Continuum of Care (CoC) Homeless Populations and Subpopulations Reports, 2024

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and families to quickly obtain permanent housing. This would reduce the barrier to shelters located near amenities and services that serve homeless individuals. As such, there is a robust network of existing services and programs in Monterey that support people experiencing homelessness.

Adoption of the Housing Element, specifically Program 4-A and Program 4-F, would further support the needs of the homeless.

MILITARY EMPLOYEES AND VETERANS
While federal fair housing laws protect against discrimination based on race, color, religion, sex, and disability, among other categories, military status is not directly covered, leaving military employees and veterans vulnerable to unfair treatment when trying to find housing. As the City of Monterey has used CDBG funding for veterans in the past, this segment of the population is identified as a special needs population. Particularly, challenges they may face include finding employment, readjusting to civilian culture, and finding affordable housing. Access to stable housing for veterans is one of the most significant barriers to a successful transition.

Monterey is home to the United States Naval Postgraduate School (NPS) and the United States Army Garrison Defense Language Institute (DLI), also known as the Presidio of Monterey. As a result, there is a large population of service members living in Monterey that are associated with DLI and NPS. The Parks at Monterey encompasses family housing communities for the Presidio of Monterey and the Naval Postgraduate School. With locations at the Ord Military Community on the former Fort Ord and La Mesa Village in Monterey, the development consists of 2,580 housing units with various amenities. The community serves the 4,000-plus population of service members and their families assigned to DLI and NPS.

The City supports the Veterans Transition Center in Marina, the regional hub for veterans service delivery. The City has provided over $1 million in CDBG funds over the years to support services and efforts of the center, which include several housing programs including emergency, transitional, and permanent supportive housing.

3.3 Summary of Key Findings
- Population Trends. By 2040, the city population is projected to increase approximately 3 percent from the 2020 reported Department of Finance population, as projected by AMBAG.

Residents aged 55 years and over represent the fastest-growing cohort of the population, which increased by 14 percent between 2010 and 2022.
- Race and Ethnicity. Since 2000, Monterey’s Hispanic or Latinx population has almost doubled from 10.9 percent to 19 percent, making it the city’s second largest racial or ethnic group. The ethnic composition of the City of Monterey contrasts markedly with that of the County as a whole. While the City has a substantially larger share of White residents (65 percent) than in Monterey County as a whole (28 percent), the County has a much larger share of Hispanic/Latinx residents (61 percent) than the city (19 percent). About 12.7 percent of Monterey City residents speak Spanish at home, while Spanish is the primary language at home for almost half of the County’s population.

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- Employment. The largest employment sectors represented among the City’s working residents is Health and Educational Services (3,724 people, 26.1 percent), followed by Financial and Professional Services (3,255 people, 22.8 percent), and Arts, Entertainment, Accommodation, and Food Services (2,175 people, 15.2 percent). Compared to Monterey County, the number of residents employed in the Agriculture and Natural Resources industry account for significantly less of the City’s employment distribution (2.5 percent) than that of the county (13.5 percent). - Commuting Trends. Almost three times the number of workers commute out of Monterey compared to those who live and work in the City, as shown on Map 3-1. More than double the number of workers commute into Monterey compared to those who live in Monterey and commute out of the City to work.

Key findings for special needs group include:
- Extremely Low-Income Households. About 8.6 percent of Monterey households fall below 30 percent of AMI. This is slightly lower than the percent of Monterey County residents who fall below 30 percent of AMI at 12.2 percent. American Indian or Alaska Native (non-Hispanic) households are most likely to fall below 30 percent AMI at 50 percent, meanwhile Asian (nonHispanic) and Hispanic or Latinx households represent 15.6 percent and 15.5 percent of extremely low-income households, respectively. Households that identify as White (nonHispanic) and Other or Multiple Races (non-Hispanic) have the lowest prevalence of extremely low-income households at 7 percent and 0 percent respectively. - Older Adult Households. There are 5,525 older adults (ages 65+) in Monterey, which accounts for 18.4 percent of the total population. Older adult renters are much more likely to fall into the extremely low-income (0 to 30 percent of AMI) or very low-income (31 to 50 percent of AMI) categories than older adults who own their homes. Among renters with at least one older adult aged 62 and over in the household, 26 percent are considered extremely low-income. - Persons with Disabilities. In Monterey, an estimated 2,776 persons have a disability (about

10.7 percent of non-institutionalized population). The most prevalent disability among civilian population aged 18 and over was cognitive difficulty2 at 6.9 percent. Map 3-3 demonstrates areas within the County with larger populations, such as in the City of Monterey, Carmel Valley, and Salinas, where 10-20 percent of the population has a disability while less populated areas have less than 10 percent. This indicates the city is typical of the County. - Female-headed Households. There are approximately three times as many female-headed households (228) as there are male-headed households (65) in Monterey. Female-headed households represented about 5 percent of owner-occupied households and 7 percent of renteroccupied households. Approximately 27 percent of female-headed households have children.

As demonstrated by Map 3-6, the County has a few areas in the northern cand central parts with 20-40 percent of children living in female headed household, which is significantly more than the City of Monterey.
- Large Households. In comparison to surrounding jurisdictions, Monterey has a much smaller proportion of large family households. About 5 percent of households in Monterey are considered large households, while 21.1 percent in Monterey County are considered large households.
2 Ambulatory difficulty refers to having serious difficulty walking or climbing stairs.

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- Persons Experiencing Homelessness. The Monterey County Point in Time count in 2024 found a total of 2,436 people experiencing homelessness. The City of Monterey has seen a 119 percent increase from the count in 2022, with the number of unhoused individuals increasing from 101 to 221 over the period of 2022 to 2024.
- Military Employers and Veterans. Compared to surrounding jurisdictions, Monterey has a larger population of military employers and veterans as Monterey is home to NPS and DLI.

While there are family housing communities within both NPS and DLI that account for 2,580 housing units with various amenities, the military community serves 4,000-plus population of service members and their families.

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4 Housing Profile
This section provides an overview of the characteristics of the local and regional housing markets.

The Census Bureau defines a housing unit as a house, an apartment, a mobile home, a group of rooms, or a single room that is occupied (or, if vacant, is intended for occupancy) as separate living quarters. Separate living quarters are those in which the occupants live separately from any other individuals in the building, and which have direct access from outside the building or through a common hall.

4.1 Housing Conditions

SUBSTANDARD HOUSING
As defined by the U.S. Census, there are two types of substandard housing problems: (1) Households without hot and cold piped water, a flush toilet and a bathtub or shower; and (2) Households with kitchen facilities that lack a sink with piped water, a range or stove, or a refrigerator. Table 4- 1 shows under less than 2 percent of households experienced any substandard housing problems.

Estimating the number of substandard units can be difficult, but the lack of certain infrastructure and utilities can often be an indicator of substandard conditions. According to the City’s 2015-2023 Housing Element, there are approximately 880 housing units experiencing serious deterioration, 2,140 in decline, and 4,830 will require maintenance, though not immediately urgent.

Table 4-1: City of Monterey Substandard Housing Issues, 2022 Building Amenity
Owner Renter
Number Percent Number Percent
Incomplete Kitchen Facilities 20 0.4% 172 2.12%
Incomplete Plumbing Facilities 20 0.45% 0 0.00%
No telephone service available 11 0.25% 49 0.60%
Source: U.S. Census Bureau, American Community Survey 5-Year Data (2018-2022), Table B25053, Table B25043, Table B25049

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A high proportion of older buildings, especially those built more than 30 years ago, may indicate that substantial housing conditions are an issue. Housing is considered substandard when physical conditions are determined to be below the minimum standards of living, as defined by Health and Safety Code section 17920. A building is considered substandard if any of the following conditions exist:
• Inadequate sanitation
• Structural hazards
• Nuisances
• Faulty weather protection
• Fire, safety or health hazards
• Inadequate building materials
• Inadequate maintenance
• Inadequate exit facilities
• Hazardous wiring, plumbing or mechanical equipment
• Improper occupation for living, sleeping, cooking, or dining purposes • Inadequate structural resistance to horizontal forces • Any building not in compliance with Health and Safety Code section 13143.2 In the City of Monterey, about 71.5 percent of the housing stock was constructed prior to 1980 and is over 40 years old. About 7.3 percent of the housing stock has been constructed since 2000, with only 3 percent constructed since 2010. About 0.4 percent of owners lack complete kitchen facilities while 2.1 percent of renters do, as shown on Table 4-1. Further, approximately 0.45 percent of owners lack complete plumbing facilities while 0 percent of renters lack facilities. In total, there are 20 occupied housing units with incomplete plumbing facilities and 192 units with incomplete kitchen facilities.

Any household living in substandard conditions is considered in need of assistance, even if they are not actively seeking alternative housing arrangements. As noted in Chart 4-1, the portion of older housing units in Monterey, about 71.5 percent of the housing stock was constructed prior to 1980 and is over 40 years old. After 2000, the city saw development of only 918 new homes, due in large part to limits on housing production linked to the availability of water supply. As the State of California State Water Resources Control Board has issued a Cease-and-Desist Order for any new water hookups or increased water use. The restrictions are in place to limit the amount of water taken from the Carmel River to protect critical habitat and endangered species; however, these restrictions have also effectively halted the development of housing in the region and severely impacted the development of workforce housing. Lastly, approximately 75 percent of all units built before 1979 could potentially contain lead-based paint, which may pose a human health hazard.1 1 Community Development Block Grant 2020-2024 Consolidated Plan & 2020-2021 Annual Action Plan, City of Monterey, 2020.

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Chart 4-1: Age of City of Monterey Housing Stock, 2022
Source: U.S. Census Bureau, American Community Survey 5-Year Data (2018-2022), Table S2504

CODE ENFORCEMENT
Code enforcement actions also provide an indication of where substandard housing exists in the city. On average, the City handles approximately 300 code compliance cases annually, typically related to dilapidated properties, fire damage, or plumbing issues. A review of code enforcement actions in the past two years indicates that cases occur throughout the city primarily in relation to the age of the housing stock. Older residential neighborhoods such as New Monterey and Old Town see a higher rate of code enforcement actions than newer neighborhoods. A number of fishing houses built in New Monterey in the 1940s whose occupants tend to be older adults, and long-term residents have seen enforcement actions since 2020. New Monterey, which has seen the highest number of code enforcement actions since 2020, is designated Highest Resource on TCAC opportunity maps and the neighborhood does not have a share of LMI households or residents living in poverty that exceeds 20 percent, the threshold typically used as an indicator of over-concentration.

Old Town is also designed Highest Resource; however, this neighborhood has a high share of LMI households, a high level of homeowner cost burden, and is vulnerable to displacement.

Substandard housing conditions are linked to displacement risk because redevelopment can force lower-income residents out of their homes due to an inability to afford increased housing costs associated with rehabilitation of the unit and improvements. To help address displacement risk, the City administers and manages a Housing Rehabilitation Program which encompasses a variety of home repair grants and loans intended to improve the condition of substandard owner-occupied single-family homes, with special emphasis placed on the remediation of health and safety housing issues. The program coordinator works closely with participating homeowners, helping to select a contractor, supervising construction along with the contractor, and inspecting all work completed - all at no cost to the homeowner.

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4.2 Housing Development Trends

HOUSING TYPE
During the 2010 to 2023 period, the city saw development of only 241 new homes, as shown on Table 4-2. This is due in large part to limits on housing production linked to the availability of water supply, as the State of California State Water Resources Control Board, has issued a Cease-andDesist Order for any new water hookups or increased water use. The restrictions are in place to limit the amount of water taken from the Carmel River to protect critical habitat and endangered species; however, these restrictions have also effectively halted the development of housing in the region and severely impacted the development of workforce housing, resulting in workers who work on the Monterey Peninsula living far outside the community and enduring long and expensive commutes. While there was some growth between 2010 and 2023, a review of housing development trends between 2015 and 2023 reveals an even slower trend. As shown in Table 4-3, only 29 units were completed during this time period, a majority of which were accessory dwelling units (ADUs). In addition, 25 multifamily housing units (five-plus units) were entitled but have not been permitted, and only 7 multifamily housing units (two to four units) were completed.

Table 4-2: Monterey Housing Types, 2010-2023
Building Type
2010 2023 Percent
Change
(2010 –
2023)
Number Percent Number Percent
Single-Family Home: Attached 830 6.1% 875 6.3% 0.22%
Single-Family Home: Detached 5,861 43.1% 5,951 43.0% -0.10% Multifamily Housing: Two to Four
Units
2,618 19.3% 2,623 19.0% -0.30%
Multifamily Housing: Five-plus Units 4,226 31.1% 4,329 31.3% 0.20% Mobile Homes 49 0.4% 47 0.3% -0.02%
Total 13,584 100% 13,825 100% -
Notes:

1. California DOF data on the number of mobile homes conflicts with the City’s local knowledge. The City does believe there are any mobile home parks in Monterey.

Source: California Department of Finance, E-5 City/County Population and Housing Estimates, 4/1/2010 & 1/1/2023

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Table 4-3: Monterey Housing Building Trends, 2015-2023
Building Type Entitled Permitted Completed
Single-Family Home: Attached 0 0 1
Single-Family Home: Detached 0 0 1
Multifamily Housing: Two to
Four Units 7 3 7
Multifamily Housing: Five-plus
Units 25 0 0
Accessory Dwelling Unit 22 19 20
Mobile Homes 0 0 0
Total 54 22 29
Source: City of Monterey 2023-31 Housing Element

AFFORDABLE HOUSING
Affordable housing development has also slowed in recent years. As shown in Table 4-4, Monterey's assisted housing inventory includes El Estero, Portola Vista, Montecito/Watson, Casanova, Casa de Perla, Peart Street, and Dela Vina Apartments. Several of these units are restricted for affordable use through the City’s Inclusionary Housing Program. Another large portion of these units are owned by nonprofits that provide housing for special needs groups. While there are 246 total affordable units in the city, construction dates indicate that no new affordable housing has been built since 2018 for Van Buren Senior Housing. As discussed above, the Cease-and-Desist order for new water hookups has resulted in fewer units constructed, including affordable units, which continues to constrict accessibility of a variety of housing options for current and potential Monterey residents.

PIPELINE PROJECTS
Although housing development has not been substantial between 2015 and 2023, the City has a substantial number of units in the pipeline to contribute to meeting the RHNA for the 2023-2031 Housing Element cycle. As shown on Table 4-5, there are 26 pipeline projects in Monterey expected to generate a total of 503 new housing units during the planning period, including 8 new singlefamily residences and 495 new multifamily units. The affordability commitments are reflected in Table 4-3. The City's inclusionary ordinance requires that a minimum of 20 percent of the units in any project with more than six new housing units be made permanently affordable to moderateand low-income households for the life of the project. As such, 110 affordable units are planned for construction, including a MidPen housing project with 43 affordable units. As water supply becomes available, the City aims to continue to support and encourage new housing development.

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Table 4-4: Monterey Assisted Housing Inventory
Project Name
Developer/
Property
Manager Project Address Project Type
Total UnitsAffordable UnitsDateConstructedAffordability End Date Portola Vista Housing
Authority
of the
County of
Monterey
(HACM)
20 Del
Monte
Avenue
Seniors
62+
and/or
Disabled
64 64 1984 1/31/2033
Montecito
Apartments –
Public
Housing
HACM 242
Montecito
Avenue
Family 8 8 2001 6/30/2036
Watson
Apartments –
Public
Housing
HACM 531 Watson
Street
Family 5 5 6/30/2036
Casanova
Plaza
HACM 800
Casanova
Avenue
Seniors
and
Disabled
86 17 1972
Van Buren
Senior
Housing
MidPen 613 Van
Buren Street
Seniors 19 18 2018 2070
El Estero
Senior
Housing
CHISPA 151 Park
Avenue
Seniors 26 26 1990 8/31/2035
Casa de Los
Robles
Interim
Inc.
504 W.

Franklin
Street
Special
Needs
6 6 1995 2049
Dela Vina
Apartments
Interim
Inc.
345 Dela
Vina Avenue
Family 14 14 9/30/2038
Casa de Perla Interim
Inc.
608 Pearl St 8 8
Pearl Street
Apartments
Interim
Inc.
604 and 606
Pearl St
11 11
Total 247 177
Source: Housing Authority of Monterey, 2022, Community Development Block Grant 2020-2024 Consolidated Plan, & 2020- 2021 Annual Action Plan, City of Monterey, 2020

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Table 4-5: Pipeline Projects
Project Address Project Description Project Status
Affordable
Units
Total
Units
1230 Sixth St New 1,600 sf single-family dwelling Under Construction 1 11 Portola Avenue New 1,578 sf single-family dwelling Under Construction 1 810 McClellan Avenue New 2,336 sf single-family dwelling Under Construction 1 200 Glenwood
Four-story, 40-unit senior independent living
apartment building Under Construction 40
601 Lighthouse Avenue
Conversion of existing building to create four new
apartment units, 3,345 square feet of retail space
and one 914 office space Under Construction 4
537 Anthony St
Remodel-convert 611 sf of existing warehouse into
residential apartment Under Construction 1
457 Wave Street
Construct two new three-story buildings, totaling
four residential condominium units Under Construction 4 2000 Garden Road
Convert existing commercial building to multi-family
building with 34 apartment units
Architectural Review Committee (ARC) preliminary
review approved; ARC final review pending 7 34
1015 Cass Street
Convert existing commercial office space to seven
apartment units
Planning permits underway; Has not received Building
Permits 2 7
600 Irving Avenue
Planning permits approved; Water allocation
pending
Construct an addition to existing structure to create
five new residential units 5
480 Cannery Row
Construct a combination of buildings to include 51
residential units, 87,362 square feet of commercial
use 30,000 square feet of restaurant space, and
8,408 square feet of coastal/community use
City use permit and vesting tentative map extended
through 2025. Coastal permit for small-scale desal
denied. Project to be reviewed by Coastal Commission
de novo once applicant has paid the filing fee and
provided evidence of adequate water source. 11 51
857 Cass Street
Convert existing commercial space to two
apartment units. The result would be a mixed-use
building. Planning permit underway 2
2600 Garden Road
Demolish existing structure; Construct five threestory multi-family buildings with 57 apartment unitsARC preliminary review approved; ARC final review pending 12 57

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Table 4-5: Pipeline Projects
Project Address Project Description Project Status
Affordable
Units
Total
Units
2560 Garden Road
Proposed remodel of an existing industrial-zoned
office building; remodel to include 25 apartment
units Planning permit incomplete 5 25
2200 North Fremont
Construct a three-story mixed-use building with 40
apartment units and 6,000 square feet of commercial
space Building permit in review 8 40
704 Foam Street
Demolish existing structure; Construct four new
stand-alone residential units with detached garages
Planning permits in review; Environmental review
pending 4
1000 Eight Street
Convert existing commercial space to two
apartment units. The result would be a mixed-use
building. Planning permit approved; Building permit in review 2 300 Cannery Row
Conversion of existing building to create eight new
residential condominium units and 8,500 square feet
of retail & Coastal Commercial with parking offsite.

Planning permit approved; Currently in review with
Coastal Commission 8
2300 Garden Road
Convert existing office building into 64 apartment
units
ARC preliminary review approved; ARC final review
pending 13 64
449 Alvarado Street
Demolish existing structure; Construct a four-story
mixed-use building with 34 new apartment units and
2,376 square feet of retail space
EIR preparation in process; has not received Planning
permits 7 34
476 Tyler Street
Converting existing ground floor commercial space
within an existing mixed-use building into three
studio apartments
Planning permits approved; Has not applied for Building permits 3
La Mesa Village
60 new homes for military personnel at La Mesa
Village
Start date after completion of construction at Ord
Military Community 60
MidPen Housing
Project
City sponsored 100 percent affordable housing
project
City has entered into ENA with MidPen Housing and
predevelopment activities are underway 43 43
1045 Cass Street Construction of twelve multi-family units 2 12 Total 110 503

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4.3 Segregation and Integration
Patterns of segregation within a community may arise from both public and private housing discrimination, whether intentional or unintentional. Although racial and ethnic segregation is perhaps the most common and well-known form, other protected classes may also experience segregation. This section explores patterns and trends of segregation based on race and ethnicity, disability, familial status, and income level in the City of Monterey and the surrounding region. These groups are not mutually exclusive, and there may be considerable overlap across each protected class. Historically throughout the U.S., including in California and Monterey County, restrictive and exclusionary zoning practices have contributed to racial and economic segregation.2 The First Peoples of Monterey include the Rumsen and Esselen Ohlone nations. At the time of the arrival of Spaniards in 1770, it is estimated that the indigenous population of the Monterey Bay was approximately 7,000 people. At the arrival of Fr. Junipero Serra, Don Gaspar de Portola, and Fr.

Juan Crespi in 1770 a Presidio and Royal Chapel was constructed and Monterey was declared for New Spain. Although the original plan for the Missions was to hold the lands in the trusts of the church for ten years and build a civilian town; in 1834 the lands in Monterey were transferred to private holdings. (10) The Ohlone communities of Rumsen, Esselen, and Salinan background still live in the area today.

Historical records show that African-Americans lived and worked in Monterey County and in what is now the City of Monterey as early as the 18th century. Several Africans are known to have been ship maintenance workers aboard the San Antonio, the ship on which Fr. Junipero Serra arrived in the region. At that time, what is now Monterey, was the Spanish territory of Alta California. Alejo Nino, an African Spaniard and free man, who came to the Monterey area with Junipero Serra in the 18th century was the first black man buried in Alta California. His grave is in the Presidio in Monterey. The Juna Bautista de Anza exploration and colonization trail of 1775-1176 included Afromestizos from Mexico. Because few women were among the first Africans who settled in the Alta California territory, many of the first black settlers married Mexican or native American women.

Africans first entered Mexico in 1519 and frequently intermarried; their descendants were considered mulattos or Afromestizos.

Even though Mexico had a strict class system, it neither enslaved nor restricted those of African heritage. Mexico had a strict caste system that led to many Afromestizos seeking opportunities in Alta California. While the first slaves were brought to Mexico in the 16th century under New Spain, Mexico abolished slavery in 1839. Later in the 19th century, black men and women who were slaves, runaway slaves, or free joined the original settlers. In 1849, delegates to California’s first Constitutional Convention met at Colton Hall in Monterey and agreed to prohibit slavery in the new state.

Section 18 of Article I stated, “Neither slavery, nor involuntary servitude, unless for the punishment of crimes, shall ever be tolerated in this State.”3 Because California was not a slave state, many of 2 Shahan Shahid Nawaz et al., "Single-Family Zoning in the Monterey Region: A California Zoning Atlas Snapshot”, Othering and Belonging Institute, University of California, Berkeley, July 10, 2023, https://belonging.berkeley.edu/single-family-zoning-monterey-region#footnote1_rj19xwi 3 “JoinCalifornia: Election History for the State of California”, http://www.joincalifornia.com/page/11 11 "Afro-Latino Presence in Early California”. https://www.nps.gov/juba/learn/historyculture/afro-latinos.htm

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those who arrived as slaves were able to buy their freedom or escape slavery and lived free in Monterey.

Thirty years later, delegates to a second constitutional convention meeting in Sacramento amended the Constitution by adding “Article 19, Chinese” which forbid the employment of Chinese by any corporation or by any state or local government “except in punishment for crime.” Section 4 went on to authorize “all necessary power to the incorporated cities and towns of this State for the removal of Chinese without the limits of such cities and towns, or for their location within prescribed portions of those limits,” and authorized the State Legislature to establish legislation to prohibit “the introduction into this State of Chinese.”4 Despite mandates like this, the federal Chinese Exclusion Act of 1882, and the State’s Alien Land Law (1913), Asians came to the Monterey peninsula to work in the County’s thriving agricultural and fishing industries with the Japanese arriving in Monterey during the 1890’s after the Chinese Exclusion Act. The first Asian settlers included part of a group of immigrants from China who arrived in the early 1850s settling first at Point Lobos in Carmel and then at Point Alones, next to the present site of the Monterey Bay Aquarium. The small fishing village at Point Alones initiated the fishing economy in Monterey. After the village burned in 1906, due to arson according to some sources, the Chinese were not allowed to return to Point Alones and moved throughout the region and established another village at McAbee Beach, a short distance to the north and now the heart of the Cannery Row area of Monterey.5 Many of the African American families who came to the Monterey Peninsula worked in agriculture, but as Monterey became a tourist destination many found jobs in hotels and restaurants and also as domestic workers. As early as 1902, the peninsula also became a place for military service. In 1917, as the United States entered World War I, the federal government established Fort Ord as a military training base for soldiers stationed in the nearby Presidio in Monterey. The presence of the base discouraged both housing and infrastructure development, contributing to Seaside’s reputation as a less desirable place to live than Monterey, especially as World War II brought the expansion of Fort Ord. By the end of the war, when President Harry S. Truman ordered full desegregation of the armed services, Seaside was still an unincorporated suburb of Monterey. Because of the increasing use of racially restrictive covenants in Monterey and many other communities in the county, many African Americans retiring from the military who were unable to purchase homes elsewhere in the area, remained in Seaside, which incorporated in 1954. By 1980, the black population of Seaside was 29.3 percent, larger than any other city in the county, but with the closure of Ford Ord, the black population declined to 12.1 percent in 2000. Seaside still has the largest black population of any city in the county, 7.2 percent compared with 3.5 percent in Monterey. See Chart 4-2 for a more detailed timeline of segregation’s history in relation to fair housing practices. 4 Constitution of the State of California, Adopted March 3, 1879, https://archives.cdn.sos.ca.gov/collections/1879/archive/1879-constitution.pdf 5 Marangoni-Simonsen, Dominique, A Forgotten History: How the Asian American Workforce Cultivated Monterey County’s Agricultural Industry, Despite National Anti-Asian Rhetoric, p. 230-234, Hastings Envt'l L.J. 229 (2021) https://repository.uchastings.edu/hastings_environmental_law_journal/vol27/iss1/6 13 Lyon, Sandy. The Japanese of the Monterey Bay Region. 1997

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Chart 4-2: Timeline of Segregation Policies in United States Source: Rothstein, Richard. The Color of Law. N.p., Perfection Learning Corporation, 2019.

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RACE AND ETHNICITY
Racial and ethnic patterns in the City of Monterey are better understood in the context of changing regional and local demographics and historical settlement precedents. Salinas and South Monterey County have a highly agricultural economy and the labor force for that economy has attracted and drawn from workers mostly from Mexico. The Monterey Peninsula and the City of Monterey have not been a primarily agricultural economy. Rather, the Monterey Peninsula has been a primarily tourist economy and many lower-wage workers cannot afford to live in Monterey. Affordable housing is a need in the city and throughout the county.

As shown in Table 4-6, the population of Monterey County increased by 2.0 percent between 2010 and 2020, with a projected increase of 5.6 percent between 2020 and 2040. In the ten years between 2010 and 2020, the Hispanic/Latino population had the greatest growth rate of 12.7 percent, followed by the Non-Hispanic Multiracial category (10.2 percent). All other groups saw small reductions in their numbers while the Non-Hispanic White population experienced the greatest percent of decline in residents (-3.1 percent). Looking forward to 2040, it is anticipated that the Non-Hispanic Multiracial and Hispanic/Latino groups will continue to see the greatest increases in population (23.4 percent and 16.6 percent, respectively), followed by Non-Hispanic Native Americans (10.8 percent) and Non-Hispanic Black or African Americans (1.9 percent). All other groups will see slight reductions in their populations as shown in Table 4-6.

Much of the ethnic patterns of where people live in the County can be attributed to labor needs and farmworker patterns. The Farmworker Housing Study, completed in June 2018 and survey completed in 2017, revealed that there are 91,433 employed agricultural workers in the Salinas and Pajaro Valleys.6 This 2017 survey revealed that to alleviate overcrowding and provide the necessary workforce housing, it was estimated that an additional 47,937 units are needed. The study determined that two-thirds of farmworkers are from four states in Mexico: Oaxaca (21 percent), Michoacan (19 percent), Jalisco (14 percent), and Guanajuato (10 percent). The median number of years in the US is 15 years. Ninety-two percent were immigrants (not born in the U.S.) and 75 percent of the interviewees were married. Employers reported labor shortages and have sought H-2A workers to supplement the domestic workforce.

The geographical distribution of race and ethnicity throughout the County is different. As shown in Table 4-7, Monterey County has twelve Cities 7 with varying shares of Non-Hispanic White, Hispanic/Latino, and Non-Hispanic Other Races (Black or African American, Native American, Asian, Native Hawaiian and Other Pacific Islander, and Multiracial). The City of Monterey has the fourth largest population of Non-Hispanic White in the County. 6 California Institute for Rural Studies, 2018. Farmworker Housing Study and Action Plan for Salinas Valley and Pajaro Valley. Available: https://www.cityofsalinas.org/files/sharedassets/city/v/1/community-development/appi/farmworker_housing_study.salinas-pajaro.final.june_15-2018.complete.pdf 7 Census county divisions are the statistical entities established cooperatively by the Census Bureau and officials of State and local governments for the purpose of presenting statistical data.

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Table 4-6: Population Growth by Race/Ethnicity, Monterey County, 2010-2040 Race/Ethnicity County Percent Change
2010 2020 2040 Forecast 2010-2020 2020-2040
White (Non-Hispanic) 137,308 133,076 124,779 -3.1% -6.2% Hispanic/Latino 230,783 260,033 303,158 12.7% 16.6%
Black or African
American (NH) 11,452 11,085 11,292 -3.2% 1.9%
Native American (NH) 1,410 1,412 1,564 -0.1% 10.8%
Asian (NH) 24,015 23,691 22,137 -1.3% -6.6%
Native Hawaiian and
Other Pacific Islander
(NH)
1,895 1,921 1,902 -1.4% -1.0%
Multiracial (NH) 9,142 10,072 12,433 10.2% 23.4%
Minority¹ 278,697 298,142 352,486 7.0% 18.2%
Total 416,005 441,290 477,265 2.0% 5.6%
Notes:

1. Minority refers to any person not listed as NH White Source: California Department of Finance, Table P-2D County Population by Total Hispanic and Non-Hispanic Race (2010- 2060)
Table 4-7: Monterey County Cities, by Race/Ethnicity, 2022 White (NH) Hispanic/Latino Other Race (NH)
Carmel-by-the-Sea 88.5% 4.8% 6.7%
Del Rey Oaks 72.9% 8.8% 18.3%
Gonzales 8.1% 88.8% 3.1%
Greenfield 3.2% 94.0% 2.8%
King City 10.9% 85.1% 4.0%
Marina 39.0% 29.4% 31.5%
Monterey 64.6% 19.3% 16.1%
Pacific Grove 74.0% 11.3% 14.6%
Salinas 12.1% 80.2% 7.6%
Sand City 38.2% 34.5% 27.3%
Seaside 30.5% 44.6% 24.9%
Soledad 8.6% 79.0% 12.4%
Source: U.S. Census Bureau, Census 2022 ACS Five-Year Estimates (Table DP05) Most of the cities with Non-Hispanic White majority populations (Carmel-by-the-Sea, Pacific Grove, and Del Rey Oaks, and Monterey) are adjacent to each other in the western part of the County along the coast. The remaining cities with minority-majority populations are located inland to the east and southeast (King City, Salinas, Gonzales, Soledad, and Greenfield). As a result, the County as a whole shows a pattern of racial and ethnic segregation. Further, as shown in Table 4-

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8, the city remains substantially less diverse than Monterey County as a whole. Between 2010 and 2022, the share of White residents in the city decreased slightly from 69.2 percent to 64.6 percent and the share of Hispanic/Latino and Black or African American residents increased slightly. However, the share of White residents in the city is still more than double that of the county, which has a majority Hispanic/Latino population.

Table 4-8: Change in Race/Ethnicity, City of Monterey and Monterey County, 2010- 2022
Race/Ethnicity
City of Monterey Monterey County
2010 2022
Percent
Change 2010 2022
Percent
Change
White (NH) 69.2% 64.6% -6.6% 34.3% 28.6% -16.6%
Hispanic/Latino 14.2% 19.3% 35.9% 53.7% 59.9% 11.5%
Black or African American
(NH)

2.3% 3.3% 43.5% 3.0% 2.1% -30.0%
Native American (NH) 0.4% 0.2% -50.0% 0.3% 0.4% 33.3%
Asian (NH) 9.1% 7.7% -15.4% 6.0% 5.6% -6.7%
Native Hawaiian and
Other Pacific Islander
(NH)

0.4% 0.3% -25.0% 0.4% 0.4% 0.0%
Other (NH) 0.1% 0.2% 100.0% 0.3% 0.3% 0.0%
Two or More Races (NH) 4.3% 4.4% 2.3% 2.1% 3.0% 42.9%
Source: U.S. Census Bureau, Census 2000 (SF1, Table P004); Census 2010 (SF1, Table P9); 2022 ACS Five-Year Estimates (Table DP05)
One method to gauge the extent of segregation in a jurisdiction is the dissimilarity index. The dissimilarity index measures the degree to which two groups are evenly distributed across a geographic area and is a commonly used tool for assessing residential segregation between two groups. The dissimilarity index provides values ranging from 0 to 100, where higher numbers indicate a higher degree of segregation among the two groups measured. According to HUD, dissimilarity index values between 0 and 39.99 generally indicate low segregation, values between 40 and 54.99 generally indicate moderate segregation, and values between 55 and 100 generally indicate a high level of segregation.

The dissimilarity index uses non-Hispanic White residents as the primary comparison group; however, Monterey County, along with the State of California, is a majority-minority jurisdiction, meaning that non-White ethnic groups make up a majority of the population. Dissimilarity index values compare racial and ethnic groups against the distribution of non-Hispanic white residents in a community and do not directly measure segregation between minority groups (e.g., non-Hispanic Black). As Chart 4-3 shows, the County dissimilarity index is significantly higher in the County, exceeding 55 for White/Hispanic between 1990 and 2020, indicating there has been a high and increasing level of segregation. The dissimilarity between White/Black residents indicates high segregation in 1990, but decreased segregation in 2020 (indicating moderate segregation). The

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White/Asian segregation level has been below 39.99 since 1990, indicating sustained low segregation.

Based on the dissimilarity index, levels of segregation are much lower within the City of Monterey than the County, with all scores between 1990 and 2020 falling below 39.99. Scores have not always trended downward though. In 2010, there were spikes in scores for White/Asian and White/Hispanic dissimilarity from 2000, and in 2020, the White/Black score increased as compared to 2010.

As of 2020, for both the County and the City, White/Asian dissimilarity is the lowest followed by White/Black, and White/Hispanic dissimilarity is highest.

The shortcoming of the dissimilarity index is it may not capture the nuances of segregation between minority groups within the city. To capture these nuances, HCD has provided neighborhood segregation typologies developed by the Urban Displacement Project (UDP) at UC Berkeley. These typologies identify tracts based on which racial/ethnic groups have more than 10 percent representation within a given census tract. The typologies consider five racial/ethnic groups—including Black, Latinx, White, Asian, and Other.

Chart 4-3: City of Monterey and Monterey County Dissimilarity Index Source: U.S. Census Bureau, 2022 ACS Five-Year Estimates (Table B01003 and Table B03002) Map 4-1 shows racial integration by neighborhood in the city. New Monterey, Del Monte Beach, Villa Del Monte, and Del Monte Grove/Laguna Grande neighborhoods are Latinx-White. The Aguajito Oaks, Deer Flats, Fisherman Flats, Monterey Vista, Glenwood, and Skyline neighborhoods are mostly White. The Naval Postgraduate neighborhood is Asian-White. The Presidio, Old Town, Downtown, Oak Grove, other Naval Postgraduate School area near the Bay, and Alta Mesa neighborhoods are three Groups Mixed. As indicated by Table 4-8 above, Hispanic or Latino, Asian, and non-Hispanic White residents are the three largest groups represented in the City. The non-Hispanic White population is the largest, and as Map 4-1 indicates, makes up greater than ten percent of every part of the City (all the three Group Mixed areas include non-Hispanic White as one of the groups that represent the City).

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W Franklin St Tyler St
Prescott Ave
Fairground Rd
Ragsdale D r
Abrego St
Cam
Aguaj ito
Casa Verde Way
N Fremont St
Montecito Ave
Garden Rd
El Dorado St
Mark Thomas Dr
Upper Ragsdale Dr
Fremont St
Glenwood Cir
Sc enic
r D
Lighthouse Ave
Aguajito Rd
Munras Ave
Pacific St
MarVista Dr
Del Monte Ave
S Boundary Rd
SkylineDr
Naval
Postgraduate
School
Naval
Postgraduate
School
Naval
Postgraduate
School
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Map 4-1 - Neighborhood Diversity Segregation
Data Source: HCD AFFH Data and Mapping Resources - Urban Displacement Project, 2022; City of Monterey, 2022; Monterey County GIS, 2022; Dyett & Bhatia, 2022. 0 ¼ ½ 1
Miles
J:\GISData\584 Monterey GP\GIS\Projects\Analysis of Impediments to Fair Housing\Neighborhood Diversity Segregation.mxd Neighborhood Segregation
3 Group Mixed
4 Group Mixed
Mostly White
Asian-White
Latinx-White
City of Monterey
Sphere of Influence
Neighboring City
Park
Water
Fairgrounds

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As a majority Non-Hispanic White community adjacent to other majority Non-Hispanic White communities in a County that is majority Hispanic, the City of Monterey can be seen as part of a racially/ethnically concentrated area of non-Hispanic White residents. However, as shown on Chart 4-3, dissimilarity scores indicate that the City is less segregated than the County as a whole.

Further, the 2018 ESRI Diversity Index shows that many areas of the City of Monterey are relatively racially and ethnically integrated. The index captures the racial and ethnic diversity of a geographic area in a single number, from 0 to 100 determined by the likelihood that two people selected at random are of the same race. The most diverse block groups have scores 85 or greater while the least diverse have scores of 55 or less (labeled as Lower Diversity in yellow on Map 4-2). As shown in Map 4-2, the areas with the highest diversity are on the eastern side of the City in Villa Del Monte, Del Monte Grove/Laguna Granada, and Casanova Oak Knoll neighborhoods. Areas of low diversity in Map 4-2 are concentrated in the Monterey Vista, Deer Flats, Aguajito, and Fisherman Flats neighborhoods. The neighborhoods with lower diversity are also areas characterized as Mostly White by Map 4-1, but these neighborhoods are a small sum of the total area of the City. The rest of the City have scores equal or greater than 55, 70, or even 85.

In Monterey, where there is greater population density overall and greater access to opportunities, there is greater diversity than countywide. As other parts of this analysis observe, however, this diversity varies within the city and is closely associated with the prevalence of single-family zoning.

Maps 4-3 and 4-4 present racial segregation and integration throughout the County in both 2010 and 2020. Map 4-4 shows that access to transit, jobs, and other measures of economic, environmental, and educational opportunities is greater in the areas with the highest population numbers and the greatest diversity (3 Group Mixed). These results may be skewed, however, by the fact that the Naval Base is in the 3 Group Mixed section of Map 4-4 while much of the Mostly White area of the Map is non-residential (e.g., Fort Ord and Ryan Ranch) or very sparsely settled or undeveloped like the hillside open space adjacent to Highway 68. Maps 4-5 and 4-6 present racial patterns throughout the County in both 2010 and 2020. The maps show that the City of Monterey is a majority White area, but it does not exist in isolation; other majority White cities in the County are present along the western edge of the County and in the south. In both instances, those areas that are developed are zoned for single-family use only. About 26.7 percent of the City’s zoning is for single-family use.

INCOME LEVEL
Geographic concentration by income, including concentration of poverty, is another type of segregation that may exist within a jurisdiction. The concentration of low- or moderate-income (LMI) individuals provides one method to gauge the extent of segregation. HUD defines an LMI area as a census tract or block group where over 51 percent of the households have an annual income that is less than 80 percent area median income (AMI), based on HUD income definitions. Map 4-5 provides the distribution of LMI block groups across the City of Monterey. As seen in Map 4-5, within the city, there are three LMI areas that fall within the Old Town, Downtown, Oak Grove, and Del Monte neighborhoods.

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Park Hilltop Park
And Center
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Community Park
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Beachfront
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Beach Park
Soldier Field
Larkin
School Park
Veterans
Memorial Park
Huckleberry Hill
Nature Preserve
Don Dahvee
Park
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Park
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Beach
Monterey
State Beach
Lower Presidio Historic Park
Fisherman's
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Park
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Site
Monterey
City Hall
W Franklin St Tyler St
Prescott Ave
Fairground Rd
Ragsdale D r
Abrego St
Cam
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N Fremont St
Montecito Ave
Garden Rd
El Dorado St
Mark Thomas Dr
Upper Ragsdale Dr
Fremont St
Glenwood Cir
Sc enic
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Aguajito Rd
Munras Ave
Pacific St
MarVista Dr
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S Boundary Rd
SkylineDr
Naval
Postgraduate
School
Naval
Postgraduate
School
Naval
Postgraduate
School
Presidio of
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Map 4-2 - City of Monterey Diversity Index
Data Source: Esri Domographics, 2023; City of Monterey, 2022; Monterey County GIS, 2022; Dyett & Bhatia, 2022. 0 ¼ ½ 1
Miles
J:\GISData\584 Monterey GP\GIS\Projects\Analysis of Impediments to Fair Housing\City of Monterey Diversity Index.mxd 2023 Diversity Index by Tract, ESRI
Higher Diversity*
≤85
≤70
≤55
Lower Diversity*
City of Monterey
Sphere of Influence
Neighboring City
Park
Water
Fairgrounds
*No census tracts contained in this category.

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Marina
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Salinas
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Bradley
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Map 4-3 - Racial Segregation Integration 2010 Monterey County 0 5 10 20
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Data Source: OBI, 2022; City of Monterey, 2022; Monterey County GIS, 2022; Dyett & Bhatia, 2022.

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Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 80, Packet Page 692 !
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MERCED MADERA
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Chualar
Aromas
Castroville
Elkhorn
Del Monte Forest
Spreckels
Moss Landing
Pajaro
Prunedale
Carmel-by-the-Sea
Del Rey Oaks
Gonzales
Greenfield
Marina
Monterey
King City
Salinas
Sand
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Soledad
Big Sur
Carmel Valley
Bradley
San Ardo
San Lucas
Lockwood
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Map 4-4 - Racial Segregation Integration 2020 Monterey County 0 5 10 20
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Data Source: OBI, 2022; City of Monterey, 2022; Monterey County GIS, 2022; Dyett & Bhatia, 2022.

J:\GISData\584 Monterey GP\GIS\Projects\Analysis of Impediments to Fair Housing\Racial Segregation Integration 2020 Monterey County.mxd Racial Segregation/Integration (OBI, 2020) - Tract
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EXHIBIT A DRAFT
Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 81, Packet Page 693 A§
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Lower Presidio Historic Park
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Park
Old Capitol
Site
Monterey
City Hall
W Franklin St Tyler St
Prescott Ave
Fairground Rd
Ragsdale D r
Abrego St
Cam
Aguaj ito
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El Dorado St
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Map 4-5 - Low- to Moderate-Income Population Block Group City Data Source: Affirmatively Furthering Fair Housing Data and Mapping Resources, Housing and Community Development, California, 2021; American Community Survey (ACS) (2016-2020); HUD, 2024; City of Monterey, 2022; Monterey County GIS, 2022; Dyett & Bhatia, 2022. 0 ¼ ½ 1
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J:\GISData\584 Monterey GP\GIS\Projects\AFFH\Low- to Moderate-Income Population Block Group City.mxd Low to Moderate Income Population (HUD)
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Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 82, Packet Page 694 !
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SAN BENITO

MERCED MADERA
KINGS

SAN LUIS OBISPO KERN

SANTA CRUZ

SANTA CLARA
Aptos Corralitos
Freedom
Interlaken Soquel Rio del Mar
Capitola
Ridgemark
Hollister
Santa Cruz
Watsonville
San Juan
Bautista
La Selva
Beach
Tres Pinos
Opal Cliffs
Paicines
Biola
Cantua Creek
Lake
Nacimiento
South Dos
Palos Dos Palos
Tranquillity
Coalinga
Huron
Avenal
San Miguel
Madera
Firebaugh
Mendota
Kerman
San Joaquin
Three Rocks
Oak Shores
La Vina
Helm
Cholame
Burrel
San Benito
Idria
Chualar
Aromas
Castroville
Elkhorn
Del Monte
Forest
Spreckels
Moss Landing
Pajaro
Prunedale
Carmel-by-the-Sea
Del Rey Oaks
Gonzales
Greenfield
Marina
Monterey
Pacific Grove
King City
Salinas
Sand City
Seaside
Soledad
Big Sur
Carmel Valley
Bradley
San Ardo
San Lucas
Lockwood
Parkfield
Map 4-6 - Low- to Moderate-Income Population Block Group County 0 5 10 20
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Data Source: Affirmatively Furthering Fair Housing Data and Mapping Resources, Housing and Community Development, California, 2021; American Community Survey (ACS) (2016-2020); HUD, 2024; City of Monterey, 2022; Monterey County GIS, 2022; Dyett & Bhatia, 2022.

EXHIBIT A DRAFT
Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 83, Packet Page 695 City of Monterey | Analysis of Impediments to Fair Housing Choice 4-23
In Monterey County, as shown on Map 4-6, LMI areas exist adjacent to the City of Monterey in the cities of Seaside, Sand City, and Del Rey, to the north near Salinas, Castroville, and Pajaro, and to the south off of the 101 Freeway near Chualar, Gonzales, Soledad, Greenfield, King City, and San Lucas. As identified in the previous section on the racial/ethnic segregation in the County (Table 4-7) many of these cities fall into the cities with majority Hispanic/Latino populations.

Poverty rates and the concentration of poverty over time can provide an insight into the economic wellbeing of households and individuals in the county and in the city. As of 2022, the city had a poverty rate of 10.7 percent and the county had a poverty rate of 12.3 percent. The city rate is slightly lower than the California poverty rate of 12.1 percent. However, poverty is unevenly distributed by race/ethnicity in the City of Monterey (see Table 4-9). Residents living below the poverty line who identify as Hispanic/Latino, Native American, Asian, and Other are overrepresented when compared to their share of the total population, while residents who identify as White, Black or African American, Native Hawaiian and Other Pacific Islander, and Two or More Races are underrepresented among those below the poverty line. For instance, while Hispanic/Latino residents make up

16.9 percent of the total population, they constitute 29.7 percent of the population living below the poverty line. Residents who identify as Other Race, on the other hand, make up 7.9 percent of the total population but constitute 23.6 percent of the population living below the poverty line.

Table 4-9: Poverty Rates by Race in City of Monterey, 2022 Race/Ethnicity Total Population Population Below Poverty Level Number Percent Number Percent
White (NH) 17,216 54.0% 1,287 31.4%
Hispanic/Latino 5,388 16.9% 1,215 29.7%
Black or African American (NH) 845 2.6% 85 2.1%
Native American (NH) 216 0.7% 116 2.8%
Asian (NH) 2,815 8.8% 251 6.1%
Native Hawaiian and Other Pacific
Islander (NH)
96 0.3% 0 0.0%
Other (NH) 2,811 8.8% 967 23.6%
Two or More Races (NH) 2,504 7.9% 176 4.3%
Total 31,891 100.0% 4,097 100.0%
Source: U.S. Census Bureau, 2022 ACS 5-year Estimates Subject Table (S1701) Between 2014 and 2021, patterns of poverty in the city shifted, as shown on Map 4-7 and Map 4-8.

In 2014, Downtown, Old Town, Oak Grove, NPS, and Alta Mesa had between 10 and 20 percent of their population living below the poverty line. In 2021, higher population rates below poverty levels, between 15 and 30 percent, were found on the eastern edge of the City. These neighborhoods include Del Monte Beach, Villa Del Monte, Del Monte Grove/Laguna Grande, NAVY, and Casanova Oak Knoll.

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Veterans
Memorial Park
Huckleberry Hill
Nature Preserve
Del Monte
Beach
Monterey
State Beach
Lower Presidio Historic Park
Fisherman's
Flat Greenbelt
El Estero
Park
Old Capitol
Site
Monterey
City Hall
W Franklin St Tyler St
Prescott Ave
Fairground Rd
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Montecito Ave
Garden Rd
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Mark Thomas Dr
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Glenwood Cir
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Map - 4- 7 Poverty Status 2014 City of Monterey
Data Source: Affirmatively Furthering Fair Housing Data and Mapping Resources, Housing and Community Development, California, 2021; American Community Survey (ACS) (2010-2014); HUD, 2020; City of Monterey, 2022; Monterey County GIS, 2022; Dyett & Bhatia, 2022. 0 ¼ ½ 1
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Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 85, Packet Page 697 A§
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Community Park
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Beachfront
Veterans
Memorial Park
Huckleberry Hill
Nature Preserve
Del Monte
Beach
Monterey
State Beach
Lower Presidio Historic Park
Fisherman's
Flat Greenbelt
El Estero
Park
Old Capitol
Site
Monterey
City Hall
W Franklin St Tyler St
Prescott Ave
Fairground Rd
Ragsdale D r
Abrego St
Cam
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Casa Verde Way
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Montecito Ave
Garden Rd
El Dorado St
Mark Thomas Dr
Upper Ragsdale Dr
Fremont St
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Munras Ave
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Map 4-8 - Poverty Status 2021 City of Monterey
Data Source: Affirmatively Furthering Fair Housing Data and Mapping Resources, Housing and Community Development, California, 2022; American Community Survey (ACS) (2017-2021); City of Monterey, 2022; Monterey County GIS, 2022; Dyett & Bhatia, 2022. 0 ¼ ½ 1
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Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 86, Packet Page 698 Chapter 4: Housing Profile
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Table 4-10 Poverty Rates by Neighborhood, 2014 and 2021 2014 10-20% Population Below Poverty 2021 20-30% Population Below Poverty Downtown Del Monte Beach
Old Town Villa Del Monte
Oak Grove Del Monte Grove
NPS Laguna Grande
Alta Mesa Casanova Oak Knoll
Source: AFFH Mapping Resources, ACS, 2021

HOUSING CHOICE VOUCHERS
Housing Choice Vouchers allow very low-income families to choose and lease or purchase safe, decent, and affordable privately-owned housing. The choice of housing is left up to each individual family with the objective of limiting segregation by income. An analysis of where households using Housing Choice Vouchers (HCV) are concentrated can be useful for making sense of patterns of segregation and integration trends within a community and how well the program has worked to achieve the objective of reducing segregation by income. The HCV program aims to encourage participants to avoid high-poverty neighborhoods and promote the recruitment of landlords with rental properties in low poverty neighborhoods. The ability to achieve this is, of course, limited by the willingness of property owners to participate, as well as the type of housing available.

A study by HUD’s Development Office of Policy Development and Research found a positive association between the HCV share of occupied housing and neighborhood poverty concentration and a negative association between rent and neighborhood poverty. This showed that HCV use was concentrated in areas of high poverty, where rents tend to be lower, contrary to the program’s objectives. In areas where these patterns occur, the program has not succeeded in moving holders out of areas of poverty.

In the City of Monterey, neighborhoods with concentrations of low-income populations do not overlap with those that have more than 5 percent of renters using HCV (see Map 4-9). Within the County, HCV users are not concentrated in the City of Monterey. Other nearby cities to the west have fewer HCV users while in areas like Salinas HCV use is more widespread across the city (see Map 4-10).

There are no areas in the City of Monterey where there is an overconcentration of HCVs; only one census tract had more than five percent of HCV recipients. In Monterey, fewer than five percent of the households in the Del Monte Beach, Villa Del Monte, Del Monte Grove/Laguna Grande, Casanova Oak Knoll, and NAVY neighborhoods had HCVs. By way of comparison with the rest of the County, Salinas has census tracts where 15 to 30 percent of the households are HCV recipients, but there are no tracts in Salinas or anywhere else in the County where more than 30 percent of the households hold vouchers. As of 2015, 1,459 households (as reported by the County’s 2019 AI) were on the HCV waiting list and 6,521 households were on the waiting list for Public Housing, indicating a need for the expansion of affordable housing options for those in need. Reflecting the County’s demographics, 82 percent of those on the waiting list for HCVs were White and 69 percent Hispanic. The Housing Authority County of Monterey (HACM) has a current allocation of 4,442 Housing Choice Vouchers (HCV) and 199 vouchers through the HUD Veterans Affairs Supportive Housing (VASH) for veterans. There are currently 4,091 applicants on the HCV waiting list.

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Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 87, Packet Page 699 A§
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Garden Rd
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Mark Thomas Dr
Upper Ragsdale Dr
Fremont St
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Map 4-9 - Housing Vouchers 2019 City of Monterey
Data Source: Affirmatively Furthering Fair Housing Data and Mapping Resources, Housing and Community Development, California, 2021; Placeworks, 2021; American Community Survey (ACS) (2015-2019); City of Monterey, 2022; Monterey County GIS, 2022; Dyett & Bhatia, 2022. 0 ¼ ½ 1
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MONTEREY
FRESNO

SAN BENITO

MERCED MADERA
KINGS

SAN LUIS OBISPO KERN

SANTA CRUZ

SANTA CLARA
Aptos Corralitos
Freedom
Interlaken Soquel Rio del Mar
Capitola
Ridgemark
Hollister
Santa Cruz
Watsonville
San Juan
Bautista
La Selva
Beach
Tres Pinos
Opal Cliffs
Paicines
Biola
Cantua Creek
Lake
Nacimiento
South Dos
Palos Dos Palos
Tranquillity
Coalinga
Huron
Avenal
San Miguel
Madera
Firebaugh
Mendota
Kerman
San Joaquin
Three Rocks
Oak Shores
La Vina
Helm
Cholame
Burrel
San Benito
Idria
Chualar
Aromas
Castroville
Elkhorn
Del
Monte Forest
Spreckels
Moss Landing
Pajaro
Prunedale
Carmel-by-the-Sea
Del Rey Oaks
Gonzales
Greenfield
Marina
Monterey
King City
Salinas
Sand
City Seaside
Soledad
Big Sur
Carmel Valley
Bradley
San Ardo
San Lucas
Lockwood
Parkfield
Map 4-10 - Housing Vouchers 2019 County
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Data Source: Affirmatively Furthering Fair Housing Data and Mapping Resources, Housing and Community Development, California, 2021; American Community Survey (ACS) (2011-2015); HUD, 2020; City of Monterey, 2022; Monterey County GIS, 2022; Dyett & Bhatia, 2022.

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Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 89, Packet Page 701 City of Monterey | Analysis of Impediments to Fair Housing Choice 4-29
However, due to federal budget reductions, only 3,235 HCVs are available for use in the county.

The City of Monterey’s allocation is a total of 364 vouchers (8.4 percent of the total vouchers available in the County. HACM’s public housing has been converted to Project-Based Rental Assistance where tenants utilize the HCV. The conversion of HACM properties to Project-Based Rental Assistance could offer the City an opportunity to collaborate with the Housing Authority to provide funding assistance for rehabilitation and repair of HACM units.8

SUBSIDIZED HOUSING
HACM provides rental assistance, and develops and manages affordable housing throughout Monterey County. The HACM owns and manages over 1,000 units of affordable rental housing throughout the County. Most of these units were originally developed as public housing units.

However, beginning in 2015, HACM initiated the process of converting the public housing developments into project-based rental assistance units. That conversion process has been completed.

In addition to using vouchers issued by the Housing Authority, individual housing projects may have a percentage of total units set aside for eligible low-income households and individuals under federal, state, and/or local programs such as state and local bond programs, Low-Income Housing Tax Credits (LIHTC), density bonus, or direct assistance programs. The location of these assisted housing units is affected by economic feasibility, which means affordable housing is more likely to be developed where the zoning allows higher density development, or the cost of developable land is lower. Reducing the development costs per unit can allow for lower housing payments and lower rents.

As of 2019, there were 17 housing developments in the City of Monterey with subsidies requiring rental to lower income households (Table 4-11) including both HACM units and units funded by other programs as described above. Monterey has a smaller share of affordable housing than Salinas (Chart 4-4), but overall, a larger inventory than all other cities in the County.

The number of affordable units in the City of Monterey can be attributed to its successful Inclusionary Housing Program. Chapter 8, Affordable Housing, of the City Code establishes requirements for Monterey’s inclusionary ordinance. The City adopted the inclusionary ordinance in October 2003 to implement its previous housing element, which included a program requiring that a minimum of 20 percent of the units in any project with more than six new housing units be permanently affordable for the life of the project.

The County also assures consistent application of an Inclusionary Housing Ordinance (Chapter

18.40 of the Monterey County Code), which requires that 20 percent of units/lots in new residential developments be affordable to very low-, low-, and moderate-income households. The Ordinance applies to developments of three or more units/lots and exempts farm worker housing and mobile home parks. Requirements of the Ordinance can be met through on-site provision, off-site provision, and payment of in-lieu fees. Developments of three or four units/lots are expected to meet the inclusionary obligations through payment of in-lieu fees, although the developer has the option to build an inclusionary unit instead. Developments of five or more units/lots are expected to meet the inclusionary obligation through the development of inclusionary housing units. Inclusionary units are restricted for affordability in perpetuity.
8 City of Monterey, 2021. Community Development Block Grant 2020-2024 Consolidated Plan & 2020-2021 Annual Action Plan. Accessed: April 3, 2024.

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Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 90, Packet Page 702 Chapter 4: Housing Profile
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Table 4-11: Assisted Housing Projects, City of Monterey Name Address Affordable Units
Casanova Plaza 800 Casanova Avenue 17
Oak Grove 1100 Second Street 5
Portola Vista 20 Del Monte Avenue 64
Montecito 242 Montecito 8
Watson 531 Watson Street 5
Osio Plaza 355 Calle Principal 30
Interim Inc 604, 606, 608 Pearl Street 19
Community Human Services 544 Pearl Street 6
Casa de la Estrella 420 Estrella Avenue 8
Centennial Gardens 399 Drake Avenue 6
Dream Theatre Site 675 Lighthouse Avenue 3
Sunrise Assisted Living 1125 Cass Street 12
Skyline Townhomes 1330 Skyline Drive 8
Van Buren Senior Housing 613 Van Buren Street 19
Casa de Los Robles 504 W. Franklin Street 6
Dela Vina Apartments 34 Dela Vina Avenue 14
El Estero Senior Apartments 151 Park Avenue 26
Monterey Hotel Apartments 410 Alvarado Street 18
Total Units 343
Source: 2019 Monterey County Analysis of Impediments
Chart 4-4: Monterey County Share of Units Affordable to 80 Percent AMI Source: 2019 Monterey County Analysis of Impediments

EXHIBIT A DRAFT
Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 91, Packet Page 703 City of Monterey | Analysis of Impediments to Fair Housing Choice 4-31
The City has made recent efforts to grow its share of affordable housing. The project at 2300 Garden Road is under construction where there are a total of 64 units, of which 13 are affordable. The same developer is considering other projects at 2600 Garden Road and 30 Garden Court. Older projects such as 2200 North Fremont that included 40 Dwelling Units with eight affordable units through a seven percent Density Bonus and Inclusionary Housing have been approved, but the developer is considering redesigning the projects. The City also has entered into an Exclusive Negotiating Agreement for a 100 percent affordable low-income project (Van Buren Senior Housing Project; 669 Van Buren Street) on City owned land behind City Hall. This project is expected to yield 42 units.

4.4 Racially/Ethnically Concentrated Areas of Poverty and Affluence To assist communities in identifying racially or ethnically concentrated areas of poverty (R/ECAPs), HUD has developed a census tract-based definition. R/ECAPs are tracts with a nonwhite population of 50 percent or more and a poverty rate exceeding 40 percent or have poverty rates three or more times the average tract poverty rate for the metropolitan/micropolitan area, whichever threshold is lower. According to HUD estimates provided by HCD, there were no R/ECAPs in the City of Monterey either during the 2009-2013 period or in 2020. Another indicator of the presence of R/ECAPs in a community is the coincidence of high levels of segregation and poverty. HCD and the California Tax Credit Allocation Committee (TCAC) developed opportunity maps to inform statewide policy for siting affordable housing for families in California. Instead of a threshold for race, the TCAC/HCD approach uses a location quotient for racial segregation. The poverty threshold is 30 percent of the population living below the poverty line and the location quotient is essentially a measure of the concentration of race in a small area compared to the county level. There are no census tracts identified as High Segregation and Poverty tracts on the TCAC/HCD Composite Opportunity Map (Map 4-11). As Map 4-11 shows, as of 2020 there are a four R/ECAPs in the region, all located in Salinas, 20 miles to the northeast of the City of Monterey.

Racially/Ethnically Concentrated Areas of Affluence (RCAAs) are not formally defined by HUD or the State but are generally considered to be areas with high concentrations of wealthy, white residents. An article by Edward G. Goetz, et al. published in HUD’s Cityscape journal defines an RCAA as a “census tract in which 80 percent or more of the population is White and has a median income of at least $125,000.”9 As described in a recent report focusing on the extent of single-family zoning in the Monterey Region for the California Zoning Atlas, these more affluent areas are characterized by a higher proportion of areas zoned single-family only, many of which perform poorly with respect to Regional Housing Needs Assessment (RHNA) targets for low and very-low income housing. 10 9 Edward G. Goetz, et al. "Racially Concentrated Areas of Affluence: A Preliminary Investigation" (Cityscape, Vol. 21 No. 1, 2019), pp. 99-123.
10 Shahan Shahid Nawaz et al., "Single-Family Zoning in the Monterey Region: A California Zoning Atlas Snapshot”, Othering and Belonging Institute, University of California, Berkeley, July 10, 2023, https://belonging.berkeley.edu/single-family-zoning-monterey-region#footnote1_rj19xwi

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Map 4-11 displays the locations of RCAAs under this definition. Within the City of Monterey, one RCAA is located completely within the city limits, and one is located at the southern edge of the city, extending into the unincorporated area and lies primarily outside of the City. In contrast, Carmel, Del Rey Oaks, and Pacific Grove lying to the west along the coast and southeast of the Monterey are identified as RCAAs.

The RCAA tract within the City of Monterey has a median income of $119,775 and 85.6 percent of the population identifies as non-Hispanic White. A notable difference between the RCAA and the rest of the City of Monterey is that 82.1 percent of the RCAA’s structures have one housing unit while only 50.8 percent of structures in the City have one housing unit. 11 Additionally, only 34.3 percent of units are occupied by owners in the City while 78.6 percent of units in the RCAA are occupied by owners. These conditions have stayed largely the same in the last ten years. In 2010,

36.3 percent of the City’s housing units were occupied by renters, while 72.5 percent of housing units were owner occupied in the RCAA, meaning people in the RCAA became owners at a faster rate than in the City overall, but not by much. The RCAA’s non-Hispanic White population (82.0 percent) in 2010 and the share of one housing unit structures only changed by a couple percentage points in both the City (49.3 percent) and RCAA (79.7 percent).

4.5 Disparities in Access to Opportunity
To help quantify access to opportunity within a jurisdiction, HCD and TCAC convened in the California Fair Housing Task Force to “provide research, evidence-based policy recommendations, and other strategic recommendations to HCD and other related state agencies/departments to further the fair housing goals (as defined by HCD).” The Task Force developed a series of Opportunity Maps to determine areas with the highest and lowest resources by census tract. Highest resource tracts are the top 20 percent of census tracts with the highest index scores relative to the region, while high resource tracts are the next 20 percent. The remaining tracts are then evenly divided into the low resource and moderate resource categories. Index scores are compiled by domain, as outlined in Table 4-12 below. The economic, environmental and education domains were further aggregated to create a composite index, which determines each tract’s resource level.

Understanding disparities in access to opportunity within a community requires an assessment of the regional as well as the local context. The following section provides a summary of regional opportunity at the County level and the greater Monterey Bay Region when applicable, in addition to opportunity in the City. Citywide opportunity is broken down into the distinct categories of educational, economic, and environmental opportunity based on metrics provided by HCD. 11 US Census Bureau American Community Survey 5-Year estimates of housing by type show a decline in the percent of housing units in single-family detached structures to Monterey to 43.9 percent compared to 62.9 percent countywide.

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Table 4-12: Domain and Indicators for HCD/TCAC Opportunity Maps Domain Indicator
Economic Poverty
Adult Education
Employment
Job Proximity
Median Home Value
Environmental CalEnviroScreen 3.0 indicators
Education Math Proficiency
Reading Proficiency
High School Graduation Rates
Student Poverty Rate
Filter Poverty and Racial Segregation
Source: California Fair Housing Task Force, Methodology for the 2021 TCAC/HCD Opportunity Map, December 2020 This section explores the distribution of five types of opportunity: educational, employment, transportation, access to low poverty neighborhoods, and access to environmentally healthy neighborhoods. Analysis is based on indices provided by the HUD AFFH tool. The higher the index score, the better an area’s access to opportunity. The indices are defined as follows:
• Environmental Health — Summarizes potential exposure to harmful toxins at a neighborhood level. • Jobs Proximity — Quantifies the accessibility of a given residential neighborhood as a function of its distance to all job locations within a Core Based Statistical Area (CBSA). • Labor Market — Provides a summary description of the relative intensity of labor market engagement and human capital in a neighborhood.
• Low Poverty — A measure of the degree of poverty in a neighborhood at the Census tract level.
• Low Transportation Cost — Estimates of transportation costs for a family that meets the following description: a 3-person single-parent family with income at 50 percent of the median income for renters for the region.
• School Proficiency — School-level data on the performance of 4th grade students on state exams to describe which neighborhoods have high-performing elementary schools nearby and which are near lower performing schools.
• Transit — Trips taken by a family that meets the following description: a 3-person singleparent family with income at 50 percent of the median income for renters.

Chart 4-5 and Chart 4-6 below show index scores based on the July 2020 HUD data release.

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Chart 4-5: Opportunity Indices, Population Above Poverty Level Source: HUD, AFFHT0006 Table 12, July 2020

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Chart 4-6: Opportunity Indices, Population Below Poverty Level Source: HUD, AFFHT0006 Table 12, July 2020

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According to the TCAC Opportunity Areas composite score (see Map 4-12), most Census tracts in the City of Monterey are identified as Highest or High Resource. The Highest Resource areas are located in central Monterey, New Monterey, and the Naval Support Activity Monterey La Mesa Village. The High Resource tracts are located south of Highway 1 and along Highway 68, covering the greatest geographical expanse. There is a Moderate Resource tract within the city, located in the southern portion of the city, near the Ryan Ranch Office Park.

Within the County, the City of Monterey, Seaside, Marina, Castroville, and Salinas are the only areas with tracts classified as Moderate Resource and only Salinas and the City of Monterey have areas classified as High Resource. The rest of the County is either classified as Highest Resource (along the coastline except for the southernmost part of the County starting near Lucia) or Low Resource (inland and south within the County). Nearby, other Highest Resource concentrations are in urban areas of neighboring San Luis Obispo County to the south and Santa Cruz and other Bay Area cities to the north.12
Economic Opportunity
There are 14,262 persons in the labor force in the City of Monterey as of 2022. As seen in Table 5, the largest industry sector represented among the City’s working residents is Health and Educational Services (26.1 percent), which is a greater share of the workforce represented in the industry compared to the county (22.3 percent). Financial and Professional Services is the second largest represented amount Monterey working residents (22.8 percent). Compared to Monterey County, the number of residents employed in the Agriculture and Natural Resources industry account for significantly less of the City’s employment distribution (2.5 percent) than that of the county (13.5 percent). In addition, the County has a smaller share of the workforce in Financial & Professional Services (15 percent) and Health & Educational Services (22.3 percent).

In the County of Monterey, the number of unemployed White and Asian residents (16 years and over) decreased between 2010 and 2022, while unemployment for Hispanic, Other, and those of Two or More Races increased over the same time period. (see Table 4-13). There was a significant shift between 2019 and 2022; the Hispanic or Latino unemployed population changed by over 30 percentage points to become 35.8 percent of the unemployed population while the non-Hispanic White group decreased from 74.2 percent of the unemployed population to only 23.8 percent. 12 The extent of Highest Resource tracts adjacent to Low Resource tracts is not unique to Monterey County; other areas of California such as Inyo County, Siskiyou County, and Humboldt County appear to have few tracts classified as High or Moderate Resource. All these areas are some of the least densely populated areas in California, containing large amounts of wilderness and small towns. Nationally protected areas within Monterey County include Los Padres National Forest, Pinnacles National Park, Salinas River National Wildlife Refuge, and Ventana Wilderness. Additionally, along the coast, there are many marine protected areas. These protected spaces give great access to environmental opportunity but may limit access to employment and education.

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Table 4-13: Share of Unemployment by Race/Ethnicity, Monterey County Race/Ethnicity Monterey County
2010 Percent 2019 Percent 2022 Percent
White (NonHispanic)533 50.2% 320 74.2% 281 23.8%
Hispanic/Latino (NH) 235 22.1% 16 3.7% 424 35.8%
Black or African
American (NH)
0 0.0% 0 0.0% 30 2.6%
Native American
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13 1.2% 0 0.0% 15 1.2%
Asian (NH) 141 13.3% 46 10.7% 65 5.5%
Native
Hawaiian/Other
Pacific Islander (NH)
0 0.0% 0 0.0% 6 0.50%
Other (NH) 128 12.1% 0 0.0% 225 19.0%
Two or More Races
(NH)
11 1.0% 49 11.4% 137 11.6%
Total 1,061 100.0% 431 100.0% 1,182 100.00%
Source: U.S. Census Bureau, American Community Survey 5-Year Data (2018-2022), Table S2301 The industries employing the greatest number of City residents include Health and Educational Services (26.0 percent), Financial and Professional Services (24.1 percent), and Arts, Entertainment, Accommodation, and Food Services (15.9 percent). Compared to the County, the Agricultural and Natural Resources industry is much smaller in the city (15.6 percent compared to 2.1 percent).

Examples of its largest employers include the Monterey Bay Aquarium, Community Hospital of Monterey Peninsula/Montage Health, Defense Language Institute, and Naval Postgraduate School, Monterey Peninsula College and the City of Monterey. Nearby, Pebble Beach Resorts in Pebble Beach, Natividad Medical Center, Premium Packing Inc., and Growers Co. in Salinas, and the US Department of Defense in Seaside are noted as top employers in the County by the State of California Employment Development Department.

According to California Employment Development Department Local Area Unemployment Statistics (LAUS), Monterey experienced an unemployment rate of 4.5 percent in 2021. While this rate is a 51.3 percent decrease from unemployment rates in 2010, it is a 78.3 percent increase from the 2019 unemployment rate (2.5 percent). Monterey’s significant increase in unemployment in 2020 is likely due to the impacts of the COVID-19 pandemic.

The City of Monterey is located about two hours by car from San Francisco and closer to an hour from San Jose, without traffic. Within the City, there is a free trolly with stops in the downtown area and a regional transit system, Monterey-Salinas Transit. It is possible to take public transit as far as Watsonville to the north and Paso Robles to the south. The route follows Highway 101 with stops in Chualar, Gonzales, Soledad, Greenfield, King City, San Lucas, San Ardo, and Bradley. Additionally, there is a route through Carmel and to Salinas with stops in other nearby cities such as Sand City, Marina, Castroville, Moss Landing, Las Lomas, and Pajaro. In total, there are seven bus lines.

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Map 4-13 shows economic opportunity scores in the City of Monterey are mostly high in all census tracts except for one identified as having a less positive economic outcome. The Monterey Presidio (an active military base) is located within this tract and is a military base as its primary use. Access to this area and most of the tract is restricted to those with proper Department of Defense credentials. Stationed units live on the base. Although the State flags this as a tract with a less positive economic outcome, military bases typically have strong economic outcomes because of military activities that attract people from outside of the region and even State for its opportunities. The city partners with the DOD with an Intergovernmental Support Agreement which provides an economic boost for the local economy.

There are existing groups working to improve access to economic opportunity in the City of Monterey and the greater Monterey Bay region. The Monterey Bay Economic Partnership is a nonprofit membership organization consisting of public, private, and civic entities located throughout the Counties of Monterey, San Benito, and Santa Cruz. Their Workforce Development Initiative partners with the region’s major educational institutions to provide people looking for work with resources. For example, they provide a program called Hospitality 2 Health, a web-based resource to assist hospitality workers transition into careers at senior living communities and skilled nursing facilities in the region. The Cal Coastal Small Business Development (CCSBD) Center promotes the development, growth, and success of small businesses and aspiring entrepreneurs in Monterey and San Benito Counties. As a branch of the Central California Small Business Development Center, it helps businesses start, grow, and succeed in the region. CCSBD offers workshops, trainings, and classes for businesses, entrepreneurs, and individuals. Although they do not offer grants or loans, they do work closely with financial partners who offer a variety of loan programs, as well as other regional and community funding sources. In addition to support for small businesses, they also provide workforce development services.

No group scored a sizably smaller or greater amount than another in Labor Market Index (LMI) scores. LMI scores are based upon the level of employment, labor force participation, and educational attainment in a census tract. Within the City of Monterey, non-Hispanic Asian or Pacific Islander residents above poverty have the highest Labor Market Index (LMI) score (71.7) by a small margin over all other groups. Black residents have the lowest score (60.86). Comparatively, Monterey County has a greater range of scores with Hispanic or Latino residents having the lowest (29.63) and non-Hispanic White residents having the highest (60.65). Overall, the scores in the city are higher than in the county (see Charts 4-5 and 4-6 above).

No group scored a sizably smaller or greater amount than another in Job Proximity Index (JPI) scores. For context, JPI quantifies the accessibility of a given residential neighborhood as a function of its distance to all job locations, with large employment centers weighted more heavily.13 For those above the poverty level, job proximity is very similar among all races/ethnicities in the City. For those below poverty level, there is more variation between groups with Native American residents experiencing the lowest JPI score (75.6) and Black or African American residents experiencing the highest (89.6).
13 US Department of Housing and Urban Development (HUD), 2025. Job Proximity Index. Avaliable: https://hudgishud.opendata.arcgis.com/datasets/jobs-proximity-index/explore

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All groups in the County had lower JPI than those in the City and non-Hispanic White and Asian residents in the County had higher JPI scores than other groups (for those both above and below poverty). This reflects the concentration of these groups in the northern part of the County where many of the employment centers are also located. Since Monterey is in the west of the County, the groups concentrated there relative to the rest of the County are going to be in closer proximity to jobs. Because there is no overconcentration of a disabled population in the City, people with disabilities’ may have an easier time finding work as jobs are closer in Monterey versus other parts of the County.

The city tracts with an overconcentration of female-headed households were classified as having a More Positive Economic Outcome for its Opportunity Area Economic Score (see Map 4-13), indicating this protected group is not affected economically by its concentration. As shown in Table 4- 13 above, unemployment among non-White groups in the city is lower than unemployment among non-Hispanic White residents. The county has lower unemployment among non-White groups than the city. The only group in the city with an increase in its share of the unemployed population between 2010 and 2019 was those who identified as two or more races, such as mixed-race Americans (1.0 percent to 11.4 percent), otherwise the share of non-White unemployment has lessened over time. Living in the City of Monterey as a non-White worker does not indicate you will have less of an ability to get a job than a non-Hispanic White worker.

Educational Opportunity
The County’s 24 school districts serve approximately 78,000 students. Monterey Peninsula Unified School District (MPUSD) serves around 9,800 students. There are ten elementary schools, two middle schools, and four high schools. Additionally, there are two charter schools (International School of Monterey, Seaside and Learning for Life, Marina). Within the City of Monterey, there is one public high school and two public elementary schools. Table 4-14 summarizes test score results from the 2021-2022 Smarter Balanced assessments of math and English Language Arts (ELA), which forms part of the State’s California Assessment of Student Performance and Progress (CAASP). The proportion of students who meet or exceed standards in ELA or math in City of Monterey is higher than in Monterey County, but lower than in the State. Student success by race and ethnicity is unevenly distributed in MPUSD (Table 4-15). As shown in Table 4-16, Monterey High School has higher test scores compared to the rest of MPUSD. However, at both MPSUD and Monterey High School, non-Hispanic White, Filipino, and Asian students have higher scores than Hispanic or Latino and Black students. As shown in Table 4-17, between the two elementary schools, Monte Vista scores marginally higher in both math and reading.

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Table 4-14: CAASP Scores
District/Region
Percent Met or Exceeded Standard
English Language Arts Mathematics
State of California 47.1% 33.4%
Monterey County 31.1% 9.0%
Monterey Peninsula Unified 37.9% 21.4%
Monterey High School 72.6% 32.3%
Source: California Department of Education, CAASPP, Smarter Balanced Summative Assessments, 2021-2022 Table 4-15: CAASP Scores by Race in Ethnicity, Monterey Peninsula Unified Race/Ethnicity
Percent Met or Exceeded Standard
English Language Arts Mathematics
White (Non-Hispanic) 58.10% 43.20%
Hispanic/Latino 31.40% 14.80%
Black or African American 32.90% 17.00%
Native American 31.60% 26.30%
Asian 54.60% 41.60%
Native Hawaiian and Other Pacific
Islander

32.40% 11.80%
Filipino 57.50% 31.30%
Two or More Races 41.90% 28.00%
Source: California Department of Education, CAASPP, Smarter Balanced Summative Assessments, 2021-2022 Table 4-16: Monterey High School
Race/Ethnicity
Percent Met or Exceeded Standard
English Language Arts Mathematics
White (Non-Hispanic) 79.6% 44.2%
Hispanic/Latino 63.8% 18.4%
Black or African American 75.0% 18.8%
Native American n/a n/a
Asian 80.0% 64.0%
Native Hawaiian and Other Pacific
Islander
n/a n/a
Filipino 94.5% 66.7%
Two or More Races n/a n/a

1. n/a when there are fewer than ten students for privacy concerns.

Source: California Department of Education, CAASPP, Smarter Balanced Summative Assessments, 2021-2022

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Table 4-17: CAASP Scores, 2022
Elementary Schools
Percent Met or Exceeded Standard
English Language Arts Mathematics
La Mesa Elementary 64.9% 57.9%
Monte Vista Elementary 49.8% 48.0%
Source: California Department of Education, CAASPP, Smarter Balanced Summative Assessments, 2021-2022 In 2022, MPUSD adjusted its enrollment boundaries due to declining enrollment and school closures. Certain schools were chosen for adjustment in an effort to get them closer to district averages in racial and ethnic balance, as well as those eligible for free and reduced lunch.14 Monterey Peninsula College (MPC), a public community college of the California Community College system, is located in the City of Monterey. Other MPC campuses are located in Marina and Seaside. MPC enrolled 6,106 undergraduate students in the 2020-2021 school year. It offers over 100 degree and certificate programs, many of which transfer to four-year colleges and universities.

MPC is a Hispanic Serving Institution (HSI) receiving grants to expand educational opportunities for and improve educational attainment of Hispanic students. Like most community colleges, MPC does not have on-campus housing.

The 2021 TCAC Opportunity Areas education score, which quantifies access to educational opportunity, is provided in Map 4-14. The education score is based on a variety of indicators including math proficiency, reading proficiency, high school graduation rates, and student poverty rates. The education scores range from 0 to 1, with higher scores indicating more positive education outcomes. The map depicts the area southeast of California State Route 1 (SR1), northeast of SR1 and just northwest of SR1 (i.e., Monterey State Beach area) as having lower educational opportunity scores than the rest of the City. The tract containing the Presidio of Monterey is classified as a less positive education outcome tract.

Transportation Opportunity
Monterey-Salinas Transit (MST) provides bus service in the City of Monterey and the Monterey Peninsula. MST operates ten routes within the city, including Routes A and B that operate at 15- minute headways as shown on Map 4-15. All routes connect through the Monterey Transit Plaza on Munras Avenue in Downtown Monterey and residents have access to 41,213 jobs within a 30- minute transit trip. The opportunity areas, which accommodate 60 percent of the projected capacity of the inventory, are all served by MST routes, and 92 percent of parcels with zoning that permits residential uses in the city are located within a 0.5-mile walk of a transit route. 14 https://www.montereyherald.com/2021/12/08/monterey-peninsula-unified-school-district-to-reimagine-attendancezones-school-sites/

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Map 4-14: Monterey-Salinas Transit Bus Routes
Source: Monterey-Salinas Transit (MST)

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Map 4-15 - TCAC Opportunity Areas Education Score City of Monterey Data Source: Affirmatively Furthering Fair Housing Data and Mapping Resources, Housing and Community Development, California, 2023; City of Monterey, 2022; Monterey County GIS, 2022; Dyett & Bhatia, 2022. 0 ¼ ½ 1
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Based on an analysis of connectivity, access to jobs, and frequency of transit service for metropolitan areas throughout the U.S., the Center for Neighborhood Technology (CNT) provides transit performance scores. As shown on Map 4-16, the Downtown, Lighthouse Avenue, North Fremont, and Del Monte opportunity areas offer some of the best transit access in the county. These are among the most densely populated areas of Monterey and tend to have higher shares of residents from statutorily protected classes, including disabled residents, female headed households, LMI residents (Map 4-5), and residents living in poverty (Map 4-8). Low density single-family neighborhoods and areas of the city with limited existing development such as Fort Ord and the Highway 68 Plan Area have lower levels of transit access. The sites inventory seeks to promote mixed income housing in the Fort Ord and the Highway 68 Plan Area, and the corresponding increase in population and employment density will help support more frequent transit service to these areas in the future.

Map 4-16: Monterey Peninsula Transit Performance Score
Source: Center for Neighborhood Technology

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The Housing and Transportation Index illustrates that people who live in location-efficient neighborhoods - compact, mixed-use, and with convenient access to jobs, services, transit and amenities — tend to have lower transportation costs, whereas people who live in location-inefficient places — less dense areas that require automobiles for most trips — are more likely to have higher transportation costs. In Monterey, the pattern shown when mapping Housing and Transportation Index scores (Map 4-17) mirrors that described in the preceding paragraph: the Downtown, Lighthouse Avenue, and North Fremont, and Del Monte opportunity areas - which offer some of the best transit access in the county, are among the most densely populated areas of Monterey, and tend to have higher shares of residents from statutorily protected classes - are areas with the lowest Housing and Transportation Index scores, meaning residents of these areas have lower combined housing and transportation costs. Conversely, low density single-family neighborhoods and areas of the city with limited existing development such as Fort Ord and the Highway 68 Plan Area have lower levels of transit and walking access and correspondingly have higher combined housing and transportation costs. The recommended benchmark is that combined housing and transportation costs should not exceed 45 percent of household income. By this measure, residents of the North Fremont, Downtown, Pacific/Munras/Cass, and Lighthouse opportunity areas have affordable combined housing and transportation costs, while residents of other areas of the city do not. It should be noted that there are currently no residents of the Highway 68 and Fort Ord areas, which are part of a larger Census tract that includes incorporated areas of Monterey County which have Housing and Transportation Index scores above 75 percent.

Map 4-17: Housing and Transportation Costs

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The opportunity index scores shown on Charts 4-5 and 4-6 above provide data on Low Transportation Cost and Transit Trips for residents above and below the poverty level in the City of Monterey and Monterey County. The scores indicate that residents of the City enjoy significantly better access to transit opportunity than residents of the County, regardless of income or race. Further, the scores indicate that access to transportation opportunity in the city is relatively equal for all racial and ethnic groups. Among residents above the poverty level, the difference between the highest and the lowest score for transit trips taken is approximately 3 percent, where the scores area highest from Native Americans and lowest for Hispanic residents (although still notably higher than for Hispanic residents of the County as a whole). Similarly, for those living below the poverty limit, the difference between the highest and the lowest score for transit trips taken is approximately 4 percent, and the scores area highest from Asian and Pacific Islanders and lowest for Black residents, although all groups within the city scored notably higher than for their counterparts in the county as a whole. The same trend in scores is evident for Low Transportation Cost. A review of Census data indicates that renters are more likely to commute to work via transit than homeowners in Monterey, with 1.5 percent of renters using transit compared with 0.38 percent of homeowners.

Overall, there is no disproportionate pattern or exceptionally low score for a specific ethnic or income group in the city. Transit is accessible and relatively affordable for all ethnic and income groups. However, as discussed below, more than 30 percent of homeowners and more than 50 percent of renters in the city experience some level of housing cost burden. As such, in combination with the high cost of housing transportation costs may add to the cost burden experienced by statutorily protected groups in Monterey. To help address this burden, MST launched a new fare policy launched in December 2022, with lower fares make bus travel more affordable for low-income households. A $2 MST fare now covers two hours of bus travel ($1 for two hours for discount fares), and when using contactless payment, there’s no tapping off when exiting, making it easy to travel anywhere in the system on one ticket. MST also offers half-priced fare for riders 65 and older. Additionally, the City is implementing plans to expand the bicycle network, as outlined in the 2021 Move Monterey Multi-Modal Transportation Plan.

Environmental Opportunity
The environmental opportunity score in the TCAC Opportunity Map is based on CalEnviroScreen

3.0 pollution indicators and values (see Map 4-18). The CalEnviroScreen is a mapping tool that helps identify areas in the state that are most impacted by various sources of pollution. The score considers four major indicators: exposure (e.g., air quality, lead risk, etc.), environmental effects (e.g., cardiovascular disease, asthma, etc.), socioeconomic factors (e.g., poverty, unemployment, etc.), and sensitive populations. Disadvantaged communities as defined by CalEnviroScreen 3.0 data are only located in the northern part of Monterey County in Salinas and Marina. This correlates with the areas of lowest resources and highest segregation and poverty in the Monterey Bay region. Because the City of Monterey does not have any disadvantaged communities, it is not required to adopt an environmental justice element.

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For the population above poverty level in the City, all races and ethnicities scored between 70 and 80 for the Environmental Health index with Hispanic or Latino residents scoring the lowest (73.2) and non-Hispanic White residents the highest (77.0). Among those under the poverty level, Black or African American residents scored the highest (82.8) and Native American residents scored the lowest (65.0). For both those above and under poverty, the County scored lower.

Because there is no overconcentration of a disabled population in the City, their environmental health should not be impacted by where they live as a group. The tracts with an overconcentration of female-headed households were classified as having a lower environmental health score, but not the lowest (Less Positive Environmental Outcome). Although relative to the rest of the City, this area had a lower environmental health score; it is still an environmentally healthy area relative to the State, scoring in the 34th pollution burden percentile as determined by CalEnviroScreen 3.0.

Relative to the County, the City has better access to environmental health opportunity than neighboring cities to the northeast such as Seaside, Marina, Castroville, and Salinas, but the area to the south in the Carmel Valley and Big Sur census tracts rank in the best possible environmental health scores (1-5 percentiles for the State). Further south and inland in the County, the census tracts rank between the 35th and 55th percentiles for the State.

4.6 Disproportionate Housing Needs
According to HCD’s AFFH Guidance Memo, disproportionate housing need “generally refers to a condition in which there are significant disparities in the proportion of members of a protected class experiencing a category of housing need when compared to the proportion of members of any other relevant groups, or the total population experiencing that category of housing need in the applicable geographic area.” Consistent with HCD guidance, this analysis evaluates disproportionate housing need in Monterey through the assessment of cost burden, overcrowding, and displacement risk. These needs are analyzed within Monterey and compared to Monterey County and the Monterey Bay region when applicable.

COST BURDEN AND SEVERE COST BURDEN
According the HCD, cost burden is the fraction of a household’s total gross income spent on housing costs. There are two levels of cost burden: (1) “Cost Burden” refers to the number of households for which housing cost burden is greater than 30 percent of their income; and (2) “Severe Cost Burden” refers to the number of households paying 50 percent or more their income on housing.

According to 2016-2020 Comprehensive Housing Affordability Strategy (CHAS) estimates, a total of 3,060 households experience cost burden (24.7 percent) while an additional 2,445 households experience severe cost burden (19.8 percent). This means that a little less than half of all households in the city experience some level of cost burden. Of the 5,505 households experiencing some level of cost burden, 1,420 of them are considered moderate- or above-moderate-income and 1,650 of them are considered lower-income. Thus, cost burden is not limited to lower income households.

Further, renters are particularly impacted by cost burden, as, unlike homeowners, they cannot build equity with their homes. Renters in the City of Monterey tend to have higher rates of cost burden than owners – for instance, 34 percent of all renters experience some level of cost burden while only

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10.5 percent of owners do. Rates are further unevenly distributed between renters and race/ethnicity as shown in Chart 4-7 and Chart 4-8.

As indicated by Map 4-19 and Map 4-20, cost burden for renters and owners is not evenly distributed geographically and renters are more cost burdened than owners. For renters, areas south, west and northwest of the Monterey Regional Airport and within the US Navy La Mesa Village property south of Highway 1 are tracts with 60 to 80 percent of renters are cost-burdened. In the rest of the city, all tracts have 40-60 percent of renters overpaying. For owners, tracts west and northwest of Highway 1 and along Monterey Bay have 60-80 percent of owners overpaying while more inland tracts have 40-60 percent of owners overpaying.

Cost burden is not distributed evenly across race and ethnicity in the city. As seen in Chart 4-7, 23.5 percent of Hispanic or Latino residents in owner occupied units are severely cost burdened, while 19 percent, 13.1, and 10 percent of Asian, White, and Other Race residents respectively were severely cost burdened. Notably, 35 percent of Other Race owners were cost burdened, while White, Asian, and Hispanic or Latino owners had slightly lower proportion of a cost burdened population.

Data was not available for owners experiencing any level of cost burden for American Pacific Islander and American Indian or Native Alaskan residents .

Chart 4-8 shows that more residents are experiencing cost burden and severe cost burden than renters experiencing no cost burden. More renters are cost burdened than not cost burdened.

Among renters, American Indian or Alaska Native residents experienced the most severe cost burden at 54.5 percent followed by Other Race residents (44 percent), and American Pacific Islander residents (26.3 percent). The groups experiencing the highest percentages of cost burden were Black or African American (71.4 percent), American Pacific Islander (73.7 percent), and Hispanic or Latino residents (37.4 percent). Approximately 51 percent of White, Asian, and Other Race renters did not experience any level of cost burden.

Large families are 2.1 percent more severely cost burdened than all other household types, while

4.5 percent of large families are cost burdened, and 10.8 percent of all other household types are cost burdened. Tables and charts with a further breakdown of Income by Family Size, Income, and Cost Burden are accessible and discussed in the HSA.

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Chart 4-7: Cost Burden for Owner Occupied Housing by Race/Ethnicity, City of Monterey
Source: Comprehensive Housing Affordability Strategy (CHAS) ACS tabulation, 2016-2020) Chart 4-8: Cost Burden for Renter Occupied Housing by Race/Ethnicity, City of Monterey
Source: Comprehensive Housing Affordability Strategy (CHAS) ACS tabulation, 2016-2020)

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Map 4-19 - Homeowner Cost Burden City of Monterey
Data Source: Affirmatively Furthering Fair Housing Data and Mapping Resources, Housing and Community Development, California, 2022; American Community Survey (ACS) (2017-2021); City of Monterey, 2022; Monterey County GIS, 2022; Dyett & Bhatia, 2022. 0 ¼ ½ 1
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Map 4-20 - Renter Cost Burden City of Monterey
Data Source: Affirmatively Furthering Fair Housing Data and Mapping Resources, Housing and Community Development, California, 2022; American Community Survey (ACS) (2017-2021); City of Monterey, 2022; Monterey County GIS, 2022; Dyett & Bhatia, 2022. 0 ¼ ½ 1
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OVERCROWDING
According to HUD, households having more than 1.01 to 1.5 persons per room are considered overcrowded and those having more than 1.51 persons per room are considered severely overcrowded. The person per room analysis excludes bathrooms, porches, foyers, halls, or half-rooms.

Map 4-21 displays percentages of overcrowding, where less than 5 or 5 to 10 percent of the tract experiences overcrowding as defined by HUD. Although there is no indication by Map 4-21 of tracts with over concentrations of overcrowding in the city, nearby cities in Monterey County such as Seaside, Marina, and Salinas have tracts with over concentrations (greater than 20 percent) of overcrowded households. Moving south and inland within the County there are greater concentrations of overcrowded households. 94.6 percent of Monterey residents do not experience overcrowding, and 86.4 percent of the County is 86.4 does not experience overcrowding with eight percent more overcrowded units and 0.3 percent more severely overcrowded units than the city. As indicated by the data and relative to the region, the city overall has low overcrowding, but specific groups experience greater overcrowding.

Renters tend to experience overcrowding more often than owners in the city. As discussed in the HAS, about 1.3 percent of renter-occupied households experience overcrowding and 6.55 percent experience severe overcrowding. By contrast, less than 1 percent of owner-occupied households experience any level of overcrowding. Typically, in California renters experience higher rates of overcrowding than homeowners because they are more likely to be lower income than are homeowners. Lower-income households in the city (those making less than 80 percent of AMI), generally tend to have higher rates of overcrowding. As discussed in the HAS, among extremely low-income households (i.e., those making less than 30 percent of AMI), 3.7 percent are considered overcrowded, while 5.0 percent are severely overcrowded. Among households making between 31 to 50 percent of AMI and 51 to 80 percent of AMI, 2.4 percent and 3.8 percent are considered overcrowded. This may reflect a lack of both affordable housing and housing to meet the needs of all income levels.

Rates of overcrowding are unevenly distributed by race/ethnicity in the City. Overcrowding is most prevalent among American Indian or Alaska Native, Other Races, and Hispanic or Latinx households as 20.8 percent, 5.3 percent, and 4.5 percent of each group experiences overcrowding, respectively. Overcrowding rates are comparable for non-Hispanic white households (2.65 percent), Black or African American households of any ethnicity (1.26 percent), and for Asian households (0.81 percent).

Large families, defined as households of five or more related individuals, are a special need category under State law because they are at higher risk for overcrowding if the jurisdiction’s housing stock doesn’t have sufficient larger units with an adequate number of bedrooms. More large families in the City of Monterey rent than own. The American Community Survey reported 109 owner-occupied households and 395 renter-occupied households with 5 or more persons in the city. Most of the households (77.0 percent) were occupied by one or two people and only 4.1 percent were occupied by large families. Of the population, 2.6 were owners in a large family and 4.9 were renters in a large family. The higher rate of renting than owning homes for large families could indicate the families do not have the income to own a large enough home. In comparison to surrounding jurisdictions, the City of Monterey has a much smaller proportion of large family households than Monterey County (19.7 percent).

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4.7 Displacement Risk
Like many places in California, housing costs in the City of Monterey and Monterey County have continued to rise over the last two decades as discussed in the HSA. It is harder to afford to live in the City of Monterey than in Monterey County. In the City, home values are 30 percent more on average than in the County. Between 2010 and 2022, City of Monterey home values increased by

97.1 percent (Zillow Home Value Index). Three-bedroom units have seen the highest increase in value, increasing by 100.2 percent in a ten-year period. The highest value housing type in Monterey is a five-bedroom or greater housing unit at $2,271,239. The typical home in the City of Monterey is a $1,130,600 four-person, three-bedroom unit. A serious affordability gap exists, with housing only affordable to households earning 100 percent of AMI.

UC Berkeley’s Urban Displacement Project (UDP) defines residential displacement as “the process by which a household is forced to move from its residence or is prevented from moving into a neighborhood that was previously accessible to them because of conditions beyond their control.” As part of this project, the research has identified populations vulnerable to displacement (named “sensitive communities”) in the event of increased redevelopment and drastic shifts in housing cost.

They defined vulnerability based on the share of low-income residents per census tract and other criteria share of renters above 40 percent; share of people of color more than 50 percent; share of low-income households severely rent burdened; and proximity to displacement pressures. Displacement pressures were defined based on median rent increases and rent gaps.

As housing costs increase, this gap may expand and subject lower-income households to displacement pressures that have otherwise been absent or relatively low in the city. Communities of color may be particularly impacted by this dynamic. The University of California Urban Displacement Project (UDP) has provided “sensitive communities” typologies to quantify the risk of displacement within a community. Sensitive communities are those with populations vulnerable to displacement in the event of increased redevelopment and drastic shifts in housing cost. As shown in Map 4-22, two tracts in the city are considered vulnerable, adjacent to each other in the middle of the Monterey along the bay. These tracts are in “hot markets” and their rents are on average lower than rents in nearby tracts.

In addition to the sensitive communities typology, UDP has also produced displacement typologies that more precisely describe the risk of displacement based on 2022 ACS data. The California Estimated Displacement Model (EDR) identifies varying levels of displacement risk for low-income renter households in all census tracts in California. Displacement risk means that in 2022 a census tract had characteristics which, according to the model, are strongly correlated with more low-income renter population loss than gain. In other words, the model estimates that more low-income households left these neighborhoods than moved in. As presented in Map 4-22, the city has 2 areas identified as At Risk of Displacement, which cover Old Monterey and parts of Downtown and Del Monte and the Casanova/Oak Knoll neighborhoods. Because the model uses 2018-2012 data, the correlations between tract characteristics and low-income renter population loss are only based on this period. Tracts are assigned to one of the following categories:
• Low Data Quality: the tract has less than 500 total households or the census margins of error were greater than 15 percent of the estimate (shaded gray).

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• Lower Displacement Risk: the model estimates that the loss of low-income households is less than the gain in low-income households. However, some of these areas may have small pockets of displacement within their boundaries.
• At Risk of Displacement: the model estimates there is potential displacement of the given population in these tracts.
• Elevated Displacement: the model estimates there is a small amount of displacement (e.g., 10 percent) of the given population.
• High Displacement: the model estimates there is a relatively high amount of displacement (e.g., 20 percent) of the given population.
• Extreme Displacement: the model estimates there is an extreme level of displacement (e.g., greater than 20 percent) of the given population.

As shown in Map 4-22 and Map 4-23, one of the two tracts identified by UDP as a “sensitive community” is also identified as a tract at “at risk of displacement.” Therefore, there is an existing concentration of displacement risk in the City of Monterey and it is located along the bay in two tracts.

According to HCD, the conversion of federally- and state-subsidized affordable rental developments to market-rate units can constitute a substantial loss of housing opportunity for low-income residents. There are approximately 149,000 units of privately owned, federally assisted, multifamily rental housing, as well as tax-credit and mortgage revenue bond properties, often with projectbased rental assistance. As the subsidy contracts or regulatory agreements expire, a large percentage of these units may convert to market-rate. These at-risk units are home to seniors and families with low incomes who are at risk of displacement if the developments convert.

Most affordable units in the County are at low risk of conversion, there are 64 units (0.09 percent) at moderate risk, 345 units (5.34 percent) at high risk, and 0 units (0 percent) at very high risk.

There are no assisted units with covenants expiring within the planning period; however, there are 117 subsidized rental housing units in the City at risk of conversion to market rate within ten years of the planning period.

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Map 4-22 - Overall Displacement Risk City of Monterey
Data Source: California Urban Displacement Project, 2022; Affirmatively Furthering Fair Housing Data and Mapping Resources, Housing and Community Development, California, 2021; Placeworks, 2021; American Community Survey (ACS) (2015-2019); City of Monterey, 2022; Monterey County GIS, 2022; Dyett & Bhatia, 2022. 0 ¼ ½ 1
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Monterey
Regional
Airport
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Seaside
Pacific Grove
Del Rey Oaks
Via Paraiso
Park
Ryan Ranch
Community Park
U.S. Navy
Beachfront
Veterans
Memorial Park
Huckleberry Hill
Nature Preserve
Del Monte
Beach
Monterey
State Beach
Lower Presidio Historic Park
Fisherman's
Flat Greenbelt
El Estero
Park
Old Capitol
Site
Monterey
City Hall
W Franklin St Tyler St
Prescott Ave
Fairground Rd
Ragsdale D r
Abrego St
Cam
Aguaj ito
Casa Verde Way
N Fremont St
Montecito Ave
Garden Rd
El Dorado St
Mark Thomas Dr
Upper Ragsdale Dr
Fremont St
Glenwood Cir
Sc enic
r D
Lighthouse Ave
Aguajito Rd
Munras Ave
Pacific St
MarVista Dr
Del Monte Ave
S Boundary Rd
SkylineDr
Naval
Postgraduate
School
Naval
Postgraduate
School
Naval
Postgraduate
School
Presidio of
Monterey
Presidio of
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Map 4-23 - Sensitive Communities City of Monterey
Data Source: Affirmatively Furthering Fair Housing Data and Mapping Resources, Housing and Community Development, California, 2021; Placeworks, 2021; UC Berkley Urban Displacement Project; City of Monterey, 2022; Monterey County GIS, 2022; Dyett & Bhatia, 2022. 0 ¼ ½ 1
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Council Regular Meeting, 5/6/2025, Item No. 10., Item Page 122, Packet Page 734 5-1
5 Lending Practices
Equal access to fair and safe credit is essential to fair housing choice. Mortgage lending policies and practices can impact the viability of individual borrowers and access to homeownership opportunities. is chapter provides legislative background, followed by an evaluation of current lending practices in the City of Monterey, with specific consideration towards racial/ethnic and income-based protected groups.

5.1 Legislative Background
In the past, credit market distortions and other discriminatory activities such as “redlining” were prevalent, creating adverse and disparate impacts on protected groups from having equal access to credit. Furthermore, these practices directly contributed to minority communities suffering a greater loss of wealth and larger barriers to homeownership. e Fair Housing Act of 1968 and subsequent federal regulations were designed to improve access to credit for all members of the community and hold the lender industry responsible for fair lending practices.

FAIR HOUSING ACT
Discrimination in mortgage lending for the purchase, construction, improvement, repair, or maintenance of a dwelling is prohibited by the federal Fair Housing Act. HUD’s Office of Fair Housing and Equal Opportunity actively enforces those provisions of the law. e Fair Housing Act makes it unlawful to engage in the following practices based on race, color, national origin, religion, sex, familial status or disability at any stage of the mortgage process including approvals and denials, mortgage terms (interest rates, points, fees, and other costs), provision/ advertising of loan information, appraising properties, home loan modification assistance, and homeowners’ insurance.

HOME MORTGAGE DISCLOSURE ACT (HMDA)
e Home Mortgage Disclosure Act (HMDA), enacted by Congress in 1975, requires mortgage lenders to make annual public disclosures of their home mortgage lending activity. Under HMDA, lenders are required to disclose information on the disposition of home loan applications and on the race or national origin, gender, and annual income of loan applicants. e Consumer Financial Protection Bureau oversees HMDA compliance and ensures that fair and safe home financing is available in all geographic areas (neighborhoods and communities) in which institutions are located.

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COMMUNITY REINVESTMENT ACT (CRA)
In tandem with the HMDA, Congress passed the Community Reinvestment Act (CRA) in 1977 as a response to reports of discriminatory and/or denial of lending. It is intended to encourage regulated financial institutions to help meet the credit needs of their entire communities, including low- and moderate-income neighborhoods. e CRA requires periodic evaluation of lenders depending on the type of institution and total assets. ese evaluations, known as the CRA Rating, are conducted by the Federal Reserve System (FRB), the Federal Deposit Insurance Corporation (FDIC), and the Office of the Comptroller of the Currency (OCC). However, the CRA rating is an overall rating for an institution and does not provide insights regarding the lending performance at specific locations by the institution.

Aer being rescinded by the previous administration, the CRA framework was brought back in October 2023 and underwent significant updates to address contemporary issues in lending practices1. e final rule was implemented in April 1, 2024, and continues to remain in effect at the time of this report.

MAKING HOMES AFFORDABLE PROGRAM (MHA)
e Financial Act of 2009 launched two programs to assist homeowners who can no longer afford their homes and are at risk of foreclosure. e Making Home Affordable (MHA) program provided eligible homeowners who want to avoid foreclosure (i.e. those facing foreclosure, are unemployed, or are “underwater” and owe more on their mortgage than the cost of the home) the opportunity to reduce their monthly mortgage payments to more affordable levels.

HELPING FAMILIES SAVE THEIR HOMES ACT
e Helping Families Save eir Homes Act was passed by Congress in May 2009 and expands the Making Home Affordable Program. is Act includes provisions to make mortgage assistance and foreclosure prevention services more accessible to homeowners and increases protections for renters living in foreclosed homes. It also establishes the right of a homeowner to know who owns their mortgage and provides over two billion dollars in funds to address homelessness. Under this bill, tenants also have the right to stay in their homes aer foreclosure for 90 days or through the term of their lease.

FRAUD ENFORCEMENT AND RECOVERY ACT
e Fraud Enforcement and Recovery Act (FERA) enhances the criminal enforcement of federal fraud laws by strengthening the capacity of federal prosecutors and regulators to hold accountable those who have committed fraud. FERA amends the definition of a financial institution to include private mortgage brokers and non-bank lenders that are not directly regulated or insured by the federal government, making them liable under federal bank fraud criminal statutes. e new law also makes it illegal to make a materially false statement or to willfully overvalue a property to manipulate the mortgage lending business.
1 Getter, Darryl E. (2024). “Modernization of the Community Reinvestment Act”. Congress.Gov. <https://www.congress.gov/crs-product/R48096 >

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5.2 Overall Lending Patterns
e U.S. Consumer Financial Protection Bureau collects data about the disposition of loan applications by income, race, and gender of applicants under the Home Mortgage Disclosure Act (HMDA). is applies to all loan applications for home purchases, improvements, and refinancing, whether financed at market rate or with government assistance. is section examines detailed 2023 HMDA data for the City Monterey, with reference to 2017 for the purpose of comparison as this data was used in the previous 2019 regional AI.

GENERAL OVERVIEW
According to HMDA data for 2023, financial institutions in the City of Monterey received a total of 414 loan applications. Of these, 64.3 percent were approved, 11.4 percent were denied, and 19.3 percent were withdrawn by the applicant, closed, or not accepted. ese patterns are similar to Monterey County, with 5,900 applications and an approval rate of 63.6 percent. However, a comparison of denial rates indicates that the City of Monterey has fared better than the county as a whole (16.8 percent).

A closer look at changes in loan applications trends since 2017 suggests that mortgage lending has favored the City of Monterey residents in recent years despite a reduction in loan applications by more than half since 2017 (1,140 applications). Compared to the data reported in the 2019 Analysis of Impediments to Fair Housing Choice2, approval rates have gradually increased by 4.3 percent while the percentage of applications denied has decreased by 1.9 percent. is is indicated in Table 5-1 below. Furthermore, the number of applications that were withdrawn by the applicant, closed, or not accepted has reduced from 21.4 percent in 2017 to 19.3 percent in 2023.

Table 5-1: Loan Disposition for City of Monterey (Percentage), 2023 vs. 2017 Loan Type Total Applicants Approved (%) Denied (%) Other (%) 2023 2017 2023 2017 2023 2017 2023 2017
Government-backed
Purchase Loans
11 49 90.9 65.3 0.0 12.2 9.1 22.4
Conventional
Purchase Loans
214 422 75.7 73.2 3.7 7.8 20.6 19.0
Refinancing 112 599 62.5 57.3 17.9 18.9 17.0 23.9
Home Improvement 77 70 54.5 70.0 24.7 15.7 20.8 14.3
Total 414 1140 68.6 64.3 11.4 14.3 19.3 21.4
Source: HMDA, 2023; 2019 Analysis of Impediments to Fair Housing Choice, Monterey County. 2 e 2019 Analysis of Impediments to Fair Housing Choice was prepared by a consultant as a collaborative document by all HUD entitlement jurisdictions that included the Unincorporated County and its consortium cities (Del Rey Oaks, Greenfield, Gonzales, Sand City), City of Monterey, City of Seaside, City of Salinas. City of Salinas was the Lead Agency. During the preparation of the 2019 AI report , the latest HMDA data available for all cities within Monterey County was for 2017.

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LENDING PATTERNS BY LOAN TYPE
Home Purchase Loans
In the City of Monterey, 225 households applied for home purchase loans in 2023, a significant reduction since 2017 (422 applications). However, in general, patterns indicate higher approval rates and substantially lower denial rates compared to other types of residential lending such as refinancing and home improvements (refer Table 5-1). In 2023, conventional home purchase loans accounted for the highest share of loans with 214 applications and an approval rate of 73.2 percent.

However, this category also witnessed 20.6 percent of applications that were either withdrawn by the applicant, closed or not accepted. Additionally, although government-backed purchase home loans received the highest approval rates of 90.9 percent, only 11 applications were received, indicating minimal preference amongst residents. It is important to note how drastically the housing market has changed since the COVID-19 pandemic. Home costs and interest rates have risen, leaving many buyers unable to purchase units and unable to not enter the home market. Supply has decreased as well, leaving less mobility in the market.

Home Improvement Loans
As shown in Table 5-1, the total number of home improvement applications in 2023 (77 applicants) was comparable to 2017 (70 applicants), but the denial rate was higher: 24.7 percent in 2023 as opposed to 15,7 percent in 2017.e approval rate for home improvement applications was lower in 2023 (54.5 percent versus 70 percent in 2017). e City of Monterey continues its housing preservation and rehabilitation programs, which include emergency housing repairs to improve overall housing quality through small grant and home accessibility improvements for physically disabled household members. In FY 2023-2024, of the 13 households that were assisted through these programs, all were low-income.

According to the 2019 Analysis of Impediments that included the City of Monterey, home improvement loans have historically had a higher rate of denial when compared to home purchase loans. Part of the reason is that an applicant’s debt-to-income ratio may exceed underwriting guidelines when the first mortgage is considered with consumer credit balances. Another reason is many lenders use the home improvement category to report both second mortgages and equitybased lines of credit, even though the intent is to support purchases not related to home improvements (e.g., pay for a wedding or college). Loans that will not be used to improve the home are viewed less favorably since the owner is divesting in the property by withdrawing accumulated wealth. From a lender’s point of view, the reduction in the owner’s equity represents a higher risk.

Refinancing Loans
Homebuyers will oen refinance existing home loans to take advantage of better interest rates, consolidate multiple debts into one loan, reduce monthly payments, alter risk (i.e. by switching from variable rate to fixed rate loans), or free up cash and capital. As indicated in Table 5-1, fewer households have taken out refinancing loans in recent years, making up only 27.1 percent (112 applications) of all types of loan applications compared to 2017 (599 applications). Despite this, approval rates for refinancing have increased since 2017, from 57.3 percent in 2017 to 62.5 percent in 2023.

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5.3 Lending by Race/ Ethnicity and Income
e federal Fair Housing Act prohibits discrimination in mortgage lending based on race, color, national origin, religion, sex, familial status or disability. It is, therefore, important to look not just at overall approval and denial rates for the City of Monterey, but also whether these rates vary by other factors such as race and income.

LOAN APPLICANT REPRESENTATION
City of Monterey 2023 HMDA data provides insight into the demographic representation of total loan applicants by race/ethnicity and income. Comparing variations in applicant pool representation to the city’s total population characteristics can assist in evaluating whether certain groups are overrepresented or underrepresented in determining if mortgage lending is equally accessible to all residents in the City of Monterey.

Race/Ethnicity
As shown in Table 5-2 below, Hispanic/Latinos were underrepresented (-15.2 percent), followed by White applicants (-13.4 percent) despite making up the largest demographic in the loan applicant pool (51.2 percent of total loan applications). While Hispanic/Latino residents account for 19.3 percentshare of the population, they accounted for only 4.1 percentshare of the applicants, meaning they were underrepresented by about 15 percent. Other underrepresented communities include Black or African American, Asian, and two or more races. On the other hand, variations for American Indian or Alaskan Native and Native Hawaiian and Other Pacific Islander groups was minimal. As these groups make up only 0.5 percent of the total population, the results indicate adequate representation in 2023. It is important to note there was no race/ethnicity that was notably overrepresented in the loan applicants. A noticeable underrepresentation of most racial/ethnic groups in the applicant pool suggests that access to mortgage loans is not influenced by race/ethnicity. A comparison of the City of Monterey to Monterey County highlights similar patterns, except for Asian applicants who were underrepresented (-3.9 percent in the City of Monterey) compared to the County (adequate representation at 0.1 percent).

Income
e HMDA 2023 dataset provides information on the annual gross income of applicants. is is compared to U.S. Census 2022 5-year estimates on household distribution by income (in 2022 inflation-adjusted dollars) to determine whether certain income groups are underrepresented or overrepresented in the City of Monterey.

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Table 5-2: Race/ Ethnicity of Loan Applicants vs. Total Population, 2023 City of Monterey Monterey County
Applicant
Pool (%)
Total
Population
(%)
Variation
(%)
Applicant
Pool (%)
Total
Population
(%)
Variation
(%)
White 51.2 64.6 -13.4 28.2 39.7 -11.5
Black or African
American

0.5 3.3 -2.8 1.2 2.2 -1.0
Asian 3.9 7.7 -3.9 6.0 5.9 0.1
Hispanic or Latino (of
any race)

4.1 19.3 -15.2 30.1 59.9 -29.8
American Indian or
Alaska Native

0.2 0.2 0.0 0.4 0.8 -0.4
Native Hawaiian and
Other Pacific Islander

0.5 0.3 0.2 0.6 0.5 -0.1
2 or more Races 3.6 4.4 -0.7 2.7 10.5 -8.2
Other 36.0 0.2 35.8 30.9 NA NA
Notes:

1. Percent of total population estimates are based on 2023 applicant data and compared to total population estimates from the U.S Census 2022 ACS 5-year estimates.

2. "Hispanic or Latino" estimates are derived from aggregated ethnicity categorization and includes any race.

3. "Other" includes Unknown/Race Not Available.

Source: HMDA, 2023; U.S. Census, 2022 ACS 5-year estimates. roughout the City of Monterey, applicants with the highest income (more than $200,000) were noticeably overrepresented in the applicant pool (representing only 15.8 percent of the population but nearly 45 percent of applicants), followed by middle-income groups ($100,000 to $199,999). As highlighted in Table 5-3, this is significantly larger than Monterey County, with 11.0 percent and 3.1 to 3.5 percent respectively. On the other hand, moderate income groups were underrepresented, with an average variation of -8.0 percent. Very low- and low-income applicants also made up less than 3.5 percent of the total application pool. ese results suggest that lower-income applicants tend to face larger barriers in access to mortgage lending as institutions were more likely to prefer applicants with higher incomes. It should be noted that other factors could have also resulted in these groups being underrepresented in the mortgage applicant pool. For instance, many households - specifically renters – may be hesitant to apply for mortgages as high rates of cost burden may limit their ability to save for downpayments and other additional costs (refer Chapter 4: Housing Profile, Section 4.6 Disproportionate Housing Needs).

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Table 5-3: Household Income of Loan Applicants vs. Total Households City of Monterey Monterey County
Applicant
Pool (%)
Total
Households (%)
Variation
(%)
Applicant
Pool (%)
Total
Households (%)
Variation
(%)
Very-Low
Less than $10,000 0.7 3.3 -2.6 1.3 2.8 -1.5
$10,000 to $14,999 0.0 1.6 -1.6 0.2 2.5 -2.3
$15,000 to $24,999 0.7 4.8 -4.1 0.7 5.1 -4.4
Low
$25,000 to $34,999 1.0 5.4 -4.4 0.9 6.4 -5.5
$35,000 to $49,999 1.9 8.2 -6.3 2.3 9.6 -7.3
Moderate
$50,000 to $74,999 4.3 12.9 -8.6 6.7 14.7 -8.0
$75,000 to $99,999 6.5 14.8 -8.3 9.4 14.1 -4.7
Middle
$100,000 to $149,999 15.5 19.7 -4.2 22.6 19.5 3.1
$150,000 to $199,999 7.5 13.5 -6.0 14.0 10.5 3.5
Upper
$200,000 or more 44.9 15.8 29.1 25.8 14.8 11.0
Unknown
Not Available 16.9 NA NA 16.1 NA NA
Notes:

1. Percent of total population estimates are based on 2023 applicant data and compared to total household estimates from the U.S Census 2022 ACS 5-year Estimates.

2. Income limits provided in this table are based on HMDA data.

Source: HMDA, 2023; U.S. Census, 2022 ACS 5-YR Estimates.

LENDING PATTERNS
Table 5-4 summarizes lending outcomes by race/ethnicity and income in the City of Monterey. In general, only White applicants were adequately represented across all income groups and recorded the highest approval rate of 31.6 percent. However, a closer look at income-based data suggests that denial rates were significantly higher for White applicants if they belonged to a very-low or lowincome category, which ranged from 37.5 percent to 40 percent. Similar patterns are found amongst “Other/Unknown” racial group, with the exception of very-low-income applicants that recorded a 100 percent approval rate 3 . On the other hand, the largest discrepancies were recorded for Black/African American, Asians, Hispanic or Latino, and 2 or more races, who had lower approval rates (0.2 to 2.7 percent) and smaller sample sizes compared to White applicants for the same income level. ey also did not comprise of any very low- or low-income applicants. Additionally, 3 is could be due to the City of Monterey’s purchase/resale program that is available to low-income residents.

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80 percent of Asian applications were either withdrawn, closed or not accepted. It should be noted that other minority groups such as American Indian/Alaskan Native and Hawaiian Native and Other Pacific Islander groups received a 100 percent approval rate due to minimal representation in the applicant pool.

Table 5-4: Lending Patterns by Race/ Ethnicity and Income, 2023 Total Applicants Approved (%) Denied (%) Other (%)
White
Very Low 5 40.0 40.0 20.0
Low 8 62.5 37.5 0.0
Moderate 30 46.7 10.7 26.7
Middle 53 64.2 7.5 28.3
Upper 109 65.1 13.8 21.1
Unknown/NA 7 71.4 28.6 0.0
Total 212 31.6 7.5 12.1
Black/African American
Middle 2 50.0 0.0 50.0
Total 2 0.2 0.0 0.2
Asian
Moderate 3 66.7 33.3 0.0
Middle 5 20.0 0.0 80.0
Upper 8 100.0 0.0 0.0
Total 16 2.7 0.2 1.0
Hispanic or Latino (of any race)
Middle 6 66.7 16.7 16.7
Upper 9 77.8 0.0 33.3
Unknown/NA 1 0.0 0.0 16.7
Total 16 2.7 0.2 1.0
American Indian or Alaska Native
Moderate 1 100.0 0.0 0.0
Total 1 0.2 0.0 0.0
Native Hawaiian and Other Pacific Islander
Middle 1 100.0 0.0 0.0
Upper 1 0.0 0.0 100.0
Total 2 0.2 0.0 0.2
2 or More Races
Moderate 2 0.0 100.0 0.0
Middle 2 50.0 0.0 50.0
Upper 12 83.3 0.0 16.7

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Total 16 2.7 0.2 0.7
Other/ Unknown
Very Low 1 100.0 0.0 0.0
Low 4 25.0 50.0 25.0
Moderate 10 50.0 30.0 20.0
Middle 26 57.7 26.9 15.4
Upper 47 74.5 4.3 21.3
Unknown/NA 61 98.4 0.0 1.6
Total 149 28.3 3.4 4.3
Notes:

For readability, income categories for racial/ethnic characteristics that are not represented in the applicant pool have not been included in this table.

Total percentage values for each ethnic group have been calculated the total number of applicants (414 applicants).

Source: HMDA, 2023

5.4 Major Lenders
e top lenders in the City of Monterey have been listed in Table 5-5 below. ese lenders represent

47.1 percent of the total applications submitted in 2023. Of the 11 lenders, three are multinational corporations, four are national banks, and one is a non-profit organization (Navy Federal Credit Union); the remaining lenders comprise smaller private financial institutions. ere is no preference indicated amongst applicants based on the type of company/ organization.

Table 5-5: Top City of Monterey Lenders
Ranking Lender % of Applications, 2023
1 JP Morgan Chase Bank, National Association 6.5
2 Bank of America, National Association 5.8
3 U.S. Bank National Association 5.6
4 United Shore Financial Services, LLC 5.6
5 Rocket Mortgage, LLC 5.6
6 Cross Country Mortgage Inc 4.6
7 BMO Harris Bank National LLC 3.1
8 American Pacific Mortgage Corporation 2.9
9 Navy Federal Credit Union 2.7
10 Wells Fargo Bank, National Association 2.4
11 CMG Mortgage, Inc 2.4
Total 47.1
Source: HMDA, 2023

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5.5 Predatory/ Subprime Lending
California’s predatory lending law prohibits the practice of charging excessive fees, high interest rates, and other abusive techniques that mortgage lenders use to deceive and take advantage of borrowers. An example of predatory lending is “subprime” loans, which involves aggressively finding customers who need loans but do not have access to the traditional loan process, such as borrowers with less-than-perfect credit history, poor employment history, or other factors such as limited income. While subprime lending can serve a critical role in increasing levels of homeownership for households that may not have access to obtain loans in the general “prime” loan market, interest rates are oen higher than the traditional market and lack the regulatory oversight required because they are not owned by regulated financial institutions. As a result, there is a larger risk associated with this market that can impede fair housing choice.

Subprime loans, oen a popular choice amongst previously underserved consumers and communities, could leave many lower income and minority borrowers exposed to default and foreclosure risk. Since foreclosures destabilize neighborhoods and subprime borrowers are oen from lower income and minority areas, mounting evidence suggests that classes protected by fair housing faced the brunt of the recent subprime and mortgage lending market collapse.

While HMDA data does not classify loans as subprime, it does track the interest rate spread on loans.

Since 2005, the Federal Reserve Board has required lenders to report rate spreads for loans whose APR was above the Treasury benchmark. Loans with a higher reported spread are typically referred to as higher-priced or subprime loans. As indicated in Table 5-6 below, the magnitude of spread reported on loans ranges from 0.0 to 0.5 for most groups. is suggests minimal disparities in loan interest pricing based on race/ethnicity. An exception is Native Hawaiian and Other Pacific Islander applicants (0.5 percent of the total application pool) who seem to be more likely to receive higher priced loans.

Table 5-6 Reported Spread on Loans by Race/Ethnicity, 2023 Race/ Ethnicity Average Spread
White 0.5
Back or African American 0.4
Asian 0.5
Hispanic or Latino (of any race) 0.5
American Indian or Alaska Native N/ A
Native Hawaiian and Other Pacific Islander 5.9
2 or more races 0.0
Other 0.5
Source: HMDA, 2023

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Trends in lending practices indicate that loan applicants from the City of Monterey continue to face barriers specifically based on income. Although a majority of ethnic/racial groups were underrepresented in the applicant pool, a larger proportion of applicants belonging to very low-, low-, and moderate-income groups specifically due to high-cost burdens, and experience higher denial rates for loan applications. With a growing preference for home purchase and mortgage loans amongst applicants, it is essential that these disparities are addressed to ensure all households have equal access to home purchasing options, moving forward.

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6 Public Policies and Programs
Public policies at the federal, state, and local levels can influence housing development and shape the variety and availability of housing options for residents. This section provides an overview of the regulations, policies, and practices implemented by the City of Monterey that could affect fair housing choice and opportunities.

6.1 Policies and Programs Affecting Housing
Development
A jurisdiction's General Plan outlines a vision for the community and sets long-term goals and policies to direct development towards that vision. Two of the seven State-required elements of the General Plan – the Housing and Land Use Elements – directly influence the local housing market by determining the quantity and variety of housing options available.

HOUSING ELEMENT LAW AND COMPLIANCE
As a key component of the State-mandated General Plan, the Housing Element is the only element with specific legal requirements and is subject to review by the State Department of Housing and Community Development (HCD) to ensure compliance with State law. The Housing Element law mandates that local governments develop plans to meet the current and future housing needs of all income groups within the community. The law recognizes that for the private market to effectively address housing demand, local governments must implement land use policies and regulations that foster housing development without creating unnecessary barriers. Specifically, the Housing Element must:
• Identify adequate sites which will be made available through appropriate zoning and development standards and with services and facilities needed to facilitate and encourage the development of a variety of types of housing for all income levels in order to meet the community’s housing goals;
• Assist in the development of adequate housing to meet the needs of low- and moderateincome households; • Address, and where appropriate and legally possible, remove governmental constraints to the maintenance, improvement, and development of housing; • Conserve and improve the condition of the existing affordable housing stock; and

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• Promote housing opportunities for all persons regardless of race, religion, sex, marital status, ancestry, national origin, color, familial status, disability, sexual orientation, gender identification, or any other arbitrary factor.

Specifically in 2017, the State passed AB 686, requiring the next Housing Element update to include an analysis of barriers that restrict access to opportunity and a commitment to specific meaningful actions to affirmatively furthering fair housing.

Compliance Status
A Housing Element found by HCD to be in compliance with State law is presumed to have adequately addressed its policy constraints. HCD found the City of Monterey’s adopted 2023-31 Housing Element in compliance with State Housing Element Law on October 4, 2024.

LAND USE ELEMENT
The Land Use Element of a General Plan outlines the overall distribution, location, and extent of land designated for various purposes, including housing, business, industry, open space, and public or community facilities. In relation to housing, the Land Use Element defines a variety of residential land use categories, sets density requirements (usually expressed as dwelling units per acre [du/ac]), and identifies the types of housing suitable for the community. Residential development is carried out through zoning districts and development standards set forth in the jurisdiction's zoning ordinance.

Residential Densities
Various factors, both governmental and non-governmental, influence the supply and cost of housing in a local housing market. The most significant governmental factor affecting these market conditions is the allowable density range for residentially zoned land. Generally, higher densities enable developers to capitalize on economies of scale, lowering the per-unit cost of land and improvements, as well as reducing overall development costs for new housing. Reasonable density standards help ensure that higher-density residential developments can be realized within a community, making affordable housing production more feasible. Minimum density requirements in multi-family zones ensure that land designated for multi-family use, which is often in limited supply, is developed as efficiently as possible.

Very Low Density Residential
The Very Low Density Residential category allows for residential development at less than two dwellings per acre. It provides for single-family housing and accessory dwelling units on large lots in areas with scenic and natural resources where the preservation of those resources is a central goal.

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Low Density Residential
The Low Density Residential category allows for residential development at two to eight dwellings per acre. The designation applies in established residential neighborhoods and is intended to provide for the continuation of detached single-family residences of varying sizes and accessory dwelling units.

Medium Density Residential
The Medium Density Residential category allows for residential development up to thirty dwellings per acre. The intent of this designation is to provide for a mix of attached, detached, and/or mixed residential uses with a range of densities and housing types, including duplexes, condominiums, and apartments.

Commercial
The Commercial category designates areas for a wide range of commercial uses, including retail, office, service, and visitor-oriented commercial uses. Residential uses are also permitted in a standalone or mixed-use format at up to 30 dwelling units per acre. Mixed use projects must meet both residential and non-residential intensity standards.

Mixed Use Neighborhood
The Mixed-Use Neighborhood category is intended to promote pedestrian-oriented places that layer compatible land uses, public amenities, and attractions together at various scales and intensities. A full range of residential, retail, employment, entertainment, cultural, public, and personal service uses is permitted. The maximum permitted residential density is 30 dwelling units per acre; however, higher density projects are allowed in certain areas and under certain conditions as defined in the zoning ordinance, specific plans, or area plans. Mixed use projects must meet both residential and non-residential intensity standards.

Multifamily Residential Overlay
The Multifamily Residential Overlay (MFR-O) is intended to increase opportunities for a range of housing types to meet the needs of the local workforce and address a shortage of supply.

Multifamily housing of two or more units, such as duplexes, townhomes, apartments, and condominiums, is permitted on sites within the MFR-O at densities of up to 60 dwelling units per acre in select locations within the city.

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6.2 Zoning Ordinance
The Zoning Ordinance puts the General Plan into action by creating zoning districts that align with the land use designations of the General Plan. It defines development standards and allowable uses within each zoning district to regulate the density, type, and design of land uses, ensuring the protection of public health, safety, and welfare (Government Code, Sections 65800-65863). Below are several elements of the Zoning Ordinance that may impact an individual's access to housing or restrict the variety of housing options available.

LAND USE AND DEVELOPMENT REGULATIONS
Monterey regulates the type, location, density, and scale of residential development through its zoning and subdivision ordinances, as well as through standards in its specific plans, all of which must be consistent with the General Plan. These regulations are also intended to achieve other purposes, such as to provide a “precise guide” for the physical development of the city, to preserve the character and quality of existing residential neighborhoods, to conserve and enhance architectural and cultural resources and key visual features of Monterey’s setting, to prevent the population from exceeding General Plan limits, and provide for “review of the appearance of new development to preserve the beauty of the city.”
The Monterey Zoning Ordinance (Chapter 38 of the City Code) allows residential development in all residential and commercial zones, as shown on Table 6-1: Permitted Housing Types by Zoning District; however, except for single family residences, many other types of housing require a Use Permit approved by the Zoning Administrator (ZA) or Planning Commission (PC) and design review by the Architectural Review Committee (ARC). These discretionary review procedures can be a constraint to residential development due to their cost and the time required for review and approval. Moreover, these discretionary approvals are subject to environmental review and to appeal, all of which increase uncertainty for applicants.

DEFINITION OF FAMILY
A community’s Zoning Ordinance can potentially restrict access to housing for households failing to qualify as a “family” by the definition specified in the Zoning Ordinance. For instance, a landlord may refuse to rent to a “nontraditional” family based on the zoning definition of a family. A landlord may also use the definition of a family as an excuse for refusing to rent to a household based on other hidden reasons, such as household size. Even if the code provides a broad definition, deciding what constitutes a “family” should be avoided by jurisdictions to prevent confusion or give the impression of restrictiveness.

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California court cases1 have ruled that a definition of “family” that: 1) limits the number of persons in a family; 2) specifies how members of the family are related (i.e. by blood, marriage or adoption, etc.); or 3) a group of not more than a certain number of unrelated persons as a single housekeeping unit, is invalid. Court rulings stated that defining a family does not serve any legitimate or useful objective or purpose recognized under the zoning and land planning powers of the jurisdiction and therefore violates rights of privacy under the California Constitution. A Zoning Ordinance also cannot regulate residency by discrimination between biologically related and unrelated persons.

Furthermore, a zoning provision cannot regulate or enforce the number of persons constituting a family. The City of Monterey defines “family” in City Code Sec. 38-11 as “An individual or two or more persons living together in a dwelling unit as a single housekeeping unit.” The definition is broad and does not serve to impede housing choice.
1 City of Santa Barbara v. Adamson (1980), City of Chula Vista v. Pagard (1981).

Table 6-1: Permitted Housing Types by Zoning District
P Permitted subject to zoning compliance determination
U Conditional Use Permit
X Not permitted
Use Type Zoning District
RE R1 R2 R3 C1 C2 C3 CO CR
Single-Family P P P P U U X U X
Accessory Dwelling Units P P P P P P P P P
Mixed Use X X X X U U U U U
Multi-Family
2-3 units X X P P P P P P P
4+ units X X U U U U U U U
Group Residential X X X P X U X X X
Emergency Shelter X X X X P P P P X
Residential Care- Limited P P P P X X X X X
Residential Care -
General1 U U U U X X X U X
Single-Room Occupancy X2 X2 X2 X2 X2 X2 X2 X2 X2
Supportive Housing
2-3 units
P P

P P P P P P P
4+ units U U U U U U U
Transitional Housing
2-3 units P P P P P P P P P
4+ units U U U U U U U U
Notes:

1. Classification includes homeless shelters (Zoning Code Section 38-17. P).

2. Single-room occupancy (SROs) not specifically mentioned.

Source: City of Monterey 2023-2031 Housing Element

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DENSITY BONUS ORDINANCE
California Government Code Section 65915 includes requirements for local governments to provide density bonuses and incentives for housing developers that agree to develop affordable housing units. Density bonus requirements are regularly updated at the state level and must then be adopted by local jurisdictions to comply with state law.

The City’s current Density Bonus ordinance set forth in City Code section 38-112.5, was adopted in 2016. Since that time, the State has enacted new laws pertaining to density bonuses. The City amended its Density Bonus ordinance to incorporate the current requirements of State density bonus law. In addition to bringing the City’s Density Bonus ordinance into full compliance with State law, the amendment established additional density bonus and development incentives for qualifying projects under local density bonus provisions. The local development bonus will target projects that consolidate small, adjacent lots and/or develop higher proportions of two- and threebedroom units. Projects that commit to additional moderate-income units over and above those units required under the City’s Inclusionary Zoning Program would also qualify. An additional density bonus of up to 10 percent, along with increases in allowed building height, would be available through the program for qualifying projects as needed to support a higher share of twoand three-bedroom units in the Alvarado District downtown and the Pacific/Munras/Cass Multifamily Overlay District.

PARKING REQUIREMENTS
Communities that require an especially high number of parking spaces per dwelling unit can negatively impact the feasibility of producing affordable housing by reducing the achievable number of dwelling units per acre, increasing development costs, and thus restricting the range of housing types constructed in a community. Typically, the concern for high parking requirements is limited to multi-family, affordable, or senior housing. The parking standards for Monterey are presented in Table 6-2.

Required parking can significantly increase project development costs and reduce the feasibility of residential development, thus limiting housing choice in a community. Article 18 of the City of Monterey’s Zoning Ordinance currently requires at least two off-street parking spaces for most residential uses, except for homes on lots less than 3,600 square feet (1 covered space behind front setback), studio and one-bedroom rental units (1.2 and 1.5 spaces), group residential (1 per room), and residential care (1 per 3 beds), and elderly and senior housing (.5 per unit). For buildings with 25 or more rental units, two spaces per unit are required regardless of the number of bedrooms in a unit. When more than one space per unit is required, at least one of the required spaces must be covered parking, which further increases the cost of development and may reduce the financial feasibility of multifamily project. The Downtown and North Fremont Specific Plans have less stringent parking requirements. For parking in the North Fremont area, the maximum required parking for residential uses is 1.5 spaces per unit, and residential projects in the Downtown Plan Area must provide 0.5 space per unit. Additionally, all new residential projects in these Specific Plan Areas are required to “unbundle” parking, which can make the cost of housing less expensive for residents by creating a separate optional charge for those who want a parking space. Parking requirements may also be met with an in-lieu fee and shared parking is allowed between:

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• different uses within a single mixed-use building;
• residential buildings and an off-site parking facility, provided that the off-site facility is within 1,000 feet of the building entrance; and,
• non-residential buildings and an off-site parking facility, provided that the off-site facility is within 1,250 feet of the building entrance.

Table 6-2: Off-Street Parking Requirements for Residential Uses Use Type Required Spaces
Single Family
Lots under 5000 sq. ft. One covered outside front setback Lots 5000 sq. ft. or more Two including one covered outside front setback1
Accessory Dwelling Unit2 One additional per unit or bedroom, whichever is less, with exceptions per State
law.

Multi-Family Rental3
Studio 1.2
One-Bedroom 1.5
Two-Bedroom 2
Three or more bedrooms 2.5
Buildings w. 25 or more units 2 per unit
Multi-Family Condominium and Condo Conversions4
Studio to Two-Bedrooms 2 including one covered
Three or more Bedrooms 3 including one covered
Residential Care, General 1 per 3 beds
Senior or Elderly .5 per unit
Group Residential 1 per guest room
Mixed-Use (residential apartment units) 1 permanently assigned per unit (no covered parking)
Notes:

1. Tandem permitted

2. Covered parking not required for units created through conversion to residential in Multi-Family Residential Overlay.

3. Every unit must have at least one permanently assigned parking space for each unit. Covered parking spaces are not required. Units over 1,000 sq. ft. may be required to conform to Multi-family, Rental and Multi-family, Condominium requirements. A portion of the required parking, as determined by the Planning Commission on a case-by-case basis, shall be set aside for visitor parking and shall be uniformly distributed throughout the development.

Source: City of Monterey Zoning Ordinance, October 2022

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In the Downtown and North Fremont Specific Plans Areas, off-site shared parking located farther than 1,000 feet may be permitted at the discretion of staff with documentation that reasonable provision has been made to allow off-site parkers to access the principal use (e.g. shuttle bus, valet parking service, free transit passes, etc.).

Amendments to State law enacted in 2023 (AB 2097), amending Government Code section 65585 and adding Government Code section 65863.2, generally prohibit public agencies from imposing minimum parking requirements within a half mile of a major transit stop or high-quality transit corridor with fixed route bus service with service intervals no longer than 15 minutes during peak commute hours. The City has revised parking requirements for compliance with State law. The City has also revised the standards to reduce parking requirements for all multi-unit buildings, regardless of tenure, to an average maximum of 1.5 spaces per bedroom and 1 space for studio units and make other revisions to facilitate housing development within opportunity areas. This includes reducing the base parking requirements for mixed-use sites so that they reflect the maximum demand for parking at any one time, rather than the sum of the requirements for all individual uses and initiating an evaluation of all parking requirements for residential uses to identify regulations that applicants identify as a constraint to affordable housing development and proposing revisions to the Code. The City now offers municipal shared parking agreements to projects that propose a minimum number of new housing units in proximity to a City-owned parking lot or structure in the Downtown and Lighthouse opportunity areas.

6.3 Variety of Housing Opportunity
To ensure fair housing choice in a community, a zoning ordinance should provide for a range of housing types, including single-family, multi-family, second dwelling units, licensed community care facilities, assisted living facilities, emergency shelters, transitional and supportive housing, single room occupancy (SRO) units, and employee housing for seasonable or migrant workers as necessary.

SINGLE- AND MULTI-FAMILY USES
Single- and multi-family housing types include detached and attached single-family homes, duplexes, townhomes, condominiums, and rental apartments. Zoning ordinances should specify the zones in which each of these uses would be permitted by right. Zoning ordinances should also avoid “pyramid or cumulative zoning” (e.g. permitting lower-density single-family uses in zones intended for higher density multi-family uses). Pyramid or cumulative zoning schemes could limit the amount of lower-cost multi-family residential uses in a community and be a potential impediment to fair housing choice. The City of Monterey has some form of pyramid zoning and permitting single-family residential uses in multi-family zones is the most prevalent example.

Allowing or requiring a lower density use in a zone that can accommodate higher density uses is regulated by State law (SB 2292, also known as the Dutra Bill). A local government is required to make a finding that an action that results in a density reduction, rezoning, or downzoning is consistent with its Housing Element, particularly in relation to the jurisdiction’s ability to accommodate its share of regional housing needs.

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ACCESSORY DWELLING UNITS (ADU)
The State first enacted regulations for Accessory Dwelling Units (ADUs) in 1982 with the addition of Government Code Section 65852.2, which authorized local agencies to approve second units through a conditional use permit process. The law has been amended several times since then, most recently with the adoption of SB 897 and AB 2221, which specified that design and development standards applicable to ADUs must be objective, increased the minimum heights limits to 18 to 20 feet for detached ADUs within a half-mile walk of a major transit stop or 25 feet for an attached ADU, and made other changes to facilitate ADU development.

The City’s current zoning ordinance includes two sets of provisions applicable to ADUs. Section 38-112.6, Accessory Dwelling Units and Junior Accessory Dwelling Units (JADUs), adopted in November 2021 revised the City’s requirements to comply with amendments the State adopted to that date. In November 2022, the City Council enacted further revisions to the regulations to make its requirements consistent with the most recent changes to State law. The online version of the Zoning Code (https://monterey.municipal.codes/Code/38) may not reflect all of the revisions the Council has adopted.

A variety of information about ADUs and JADUs, including a step-by-step guide to the approval process, a list of common questions, and links to the HCD ADU Handbook and other guidance materials from HCD and other sources is also available from the City of Monterey Building and Safety Office webpage.

RESIDENTIAL CARE FACILITIES
Residential Community Care Facilities (CCFs) are licensed by the Community Care Licensing Division of the State Department of Social Services to provide 24-hour non-medical residential care to children and adults with developmental disabilities who need personal services, supervision, and/or assistance essential for self-protection or sustaining the activities of daily living. The California Health and Safety Code requires that any licensed residential facility serving six or fewer persons (small residential care) must be treated like a single-family home. This means that such facilities must be a permitted use in all residential zones in which a single-family home is permitted and may only be subject to the same regulations applicable to single-family homes. This mandate applies to virtually all licensed group homes including, but not limited to facilities for persons with disabilities, residential care facilities for the elderly, and facilities for alcohol and drug treatment.

The Monterey Zoning Code classifies licensed residential care facilities providing 24-hour-a-day care to six or fewer persons with non-medical conditions as a residential use but State-licensed residential care facilities providing 24-hour-a-day care to seven or more persons with non-medical conditions (large residential care), are categorized as a type of public/semipublic facility. This is inconsistent with State law, which classifies both types of facilities as a residential use. The Code permits facilities serving six or fewer persons by right in all residential districts (R-E, R-1, R-2, and R-3) but requires a conditional use permit to establish residential care facilities for seven or more persons in any residential districts or in the Office and Professional District, which is the only nonresidential district where they are allowed. The Housing Element includes a program to revise the Code to include definitions, use regulations, and requirements for both types of residential care to comply with the federal and State Fair Housing Acts, and other statutory requirements. This

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program will be consistent with the guidance provided in the State’s recently published Group Home Technical Advisory.2 This program is in progress and will be implemented by 2025.

EMERGENCY SHELTERS
The 2024 Point-in-Time Count found 221 persons experiencing homelessness in the City of Monterey in 2024. This is a 35 percent decline from 2017 when the count identified 338 homeless individuals, yet a 119 percent increase from 2022 when the count identified 101 homeless individuals. The 19 percent increase in homelessness across Monterey County from 2022 was mirrored across its unsheltered populations. Of the jurisdictions in the county, Marina and Sand City were the only two cities to experience decreases, while the rest of cities faced increases in homeless individuals. The census of homeless persons was conducted on January 31, 2024, and included an early morning count of unsheltered individuals and families sleeping outdoors on the street; at bus and train stations; in parks, tents, and makeshift shelters; and in vehicles and on abandoned properties as well as a nighttime count of individuals and families staying at publicly and privately-operated shelters.

State law requires the Housing Element to address planning and approval requirements for emergency shelters. Jurisdictions with an unmet need for emergency shelters for persons experiencing homelessness are required to identify a zone(s) where emergency shelters will be allowed as a permitted use without a conditional use permit or other discretionary permit. The identified zone must have sufficient capacity to accommodate the shelter need, and at a minimum provide capacity for at least one year-round shelter. Permit processing, development and management standards for emergency shelters must be objective and facilitate the development of, or conversion to, emergency shelters. California Health and Safety Code Section 50801(e) defines an emergency shelter as “housing with minimal supportive services for homeless persons that is limited to occupancy of six months or less by a homeless person.” In 2015, the city established the Safe Parking Program (Monterey Zoning Code Section 38-126), which allows the use of existing parking lots on a temporary basis to provide individuals and families living in vehicles with a safe place to park overnight while working towards a transition to permanent housing. Parking programs must be managed by a social service provider. In 2017, the City of Monterey amended its Zoning Ordinance to establish an emergency shelter overlay district to facilitate the provision of emergency shelter for homeless persons and in compliance with Government Code Section 65583 (a)(4).

The ordinance, which Monterey adopted in response to Senate Bill (SB) 2 (Cedillo, 2007) requiring the City to allow emergency shelters without any discretionary action in at least one zone appropriate for permanent emergency shelters, establishes objective development and management standards as allowed by the State. These standards include:
• Allowing a maximum of 35 beds or persons to be served nightly by the facility; 2 California Department of Housing and Community Development, Division of Housing Policy Development, “Group Home Technical Advisory”, December 2022. Download at https://www.hcd.ca.gov/sites/default/files/docs/planningand-community/group-home-technical-advisory-2022.pdf

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• Off-street parking based upon demonstrated need, provided that the standards do not require more parking for emergency shelters than for other residential or commercial uses within the same zone;
• The size and location of exterior and interior on-site waiting and client intake areas; • The provision of on-site management;
• A minimum separation of 300 feet from another emergency shelter; • A maximum six-month length of stay by a homeless person; • Maximum light levels and spacing; and
• Security during hours that the emergency shelter is in operation.

The existing Code allows emergency shelters by right in the C1, C2, C, and CO districts. Recent amendments to the requirements in Section 65583(a)(4) require local governments with zoning that only allows shelters by right on sites zoned for nonresidential uses must demonstrate that these sites are located near amenities and services that serve people experiencing homelessness, such as health care, transportation, retail, employment, and social services, or that the local government provides free transportation to these services or offers them on site.

TRANSITIONAL AND SUPPORTIVE HOUSING
Supportive housing is generally defined as permanent, affordable housing with on-site or off-site services that help residents, who fall within the “target population” under State law, improve health status, and maximize their ability to live and, when possible, work in the community. Services may include case management, medical and mental health care, substance abuse treatment, employment services, and benefits advocacy. Supportive housing is further defined as “housing with no limit on length of stay and that is occupied by a target population as defined in the Government Code and subdivision (d) of Section 53260 of the California Health and Safety Code, that provides, directly or indirectly, a significant level of on-site or off-site services to help residents retain housing, improve their health status, and maximize their ability to live and, when possible, work in the residents’ community. “Target population” means persons with low incomes who have one or more disabilities, including mental illness, HIV or AIDS, substance abuse, or other chronic health condition, or individuals eligible for services provided pursuant to the Lanterman Developmental Disabilities Services Act (Division 4.5 (commencing with Section 4500) of the Welfare and Institutions Code) and may include, among other populations, adults, emancipated minors, families with children, elderly persons, young adults aging out of the foster care system, individuals exiting from institutional settings, veterans, and homeless people.

Transitional housing units are “residential units operated under program requirements that call for (1) the termination of any assistance to an existing program recipient and (2) the subsequent recirculation of the assisted residential unit to another eligible program recipient at some predetermined future point in time, which point in time shall be no less than six months into the future.” State law requires that transitional and supportive housing be treated as a residential use and be subject only to those restrictions that apply to other residential uses of the same development type in the same zone. This housing can take several forms, including group housing or multifamily units, and typically includes a supportive services component to allow individuals to gain

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necessary life skills in support of independent living. For example, if the transitional housing is a multi-family use proposed in a multi-family zone, then zoning should treat the transitional housing the same as other multifamily uses in the proposed zone.

State law includes the following additional provisions that jurisdictions must address in their regulation of supportive housing:
• Allowing supportive housing as a use by-right in all zones where multi-family and mixeduses are permitted, including non-residential zones permitting multi-family uses, if the proposed development meets specified criteria in State law; • Approval of an application for supportive housing that meets these criteria within specified periods; and
• Eliminating parking requirements for supportive housing located within ½ mile of public transit.
“Transitional housing” means buildings configured as rental housing developments but operated under program requirements that require the termination of assistance and recirculating of the assisted unit to another eligible program recipient at a predetermined future point in time that shall be no less than six months from the beginning of the assistance. SB 2 requires that transitional and supportive housing types be treated as residential uses and subject only to those restrictions that apply to other residential uses of the same type in the same zone.

The current Monterey Code permits supportive and transitional housing by right in the R-E and R-1 districts and also allows both types of housing by right in other residential zones if they have three or fewer units. Supportive and transitional housing with four or more units requires a Use Permit. These distinctions are problematic and may be inconsistent with applicable State requirements because they are based on occupancy rather than development type. Depending on the residents’ need for assistance and the type of services offered, residents of supportive housing facilities may occupy rooms in a group housing configuration rather than individual units as defined by Section 38-11 of the Zoning Code or the California Building Code. Requiring a use permit to establish a supportive housing program in an existing multi-family structure would probably violate State law although the law would allow a local government to require a use permit to construct a new building with four or more units. A program is included in the Housing Action Plan (Chapter 4) to revise the Code provisions for compliance with State law.

SINGLE-ROOM OCCUPANCY
Single-room occupancy (SRO) units are small, one-room units occupied by a single individual or couple that may have either shared or private bathroom and kitchen facilities. This type of housing is an alternative housing that is affordable to extremely-low-income households. Monterey’s current regulations do not recognize SRO units as a type of housing but rather classifies SRO hotels as a type of Visitor Accommodation Facility that is subject to the Uniform Transient Occupancy Tax imposed on hotels, motels, bed and breakfast inns, and similar facilities rented for a period of 30 days or less (Monterey Municipal Code, Article 3. Uniform Transient Occupancy Tax). SRO units are permitted by right in the Downtown, North Fremont, and Lighthouse Specific Plan areas, except when located on the ground floor of a mixed-use development fronting on North Fremont

Monterey City CouncilMay 6, 2025

Monterey City Council
May 6, 2025