§302(c)(4)(C) Provide a description of how the Plan is consistent with the programs set forth in the Local Government’s Housing Element.
Goal H-2 of the Housing Element states "promote housing that meets the needs of extremely low-, low- and moderate income households, particularly those that work in Calistoga. This is followed by a series of policies that provide for incentives to develop deed restricted units. Goal H-3 calls for maintaining the City's housing stock and protecting the affordability of units. Both programs create incentives and programs to develop and/or preserve the affordability of housing units in Calistoga. §302(c)(4) Plan Rev. 2/16/22
§302(c)(4)(A) Describe the manner in which allocated funds will be used for eligible activities.
The City of Calistoga has selected the City of Napa as it's delegated entity. The City of Napa will ensure that Calistoga's share of funds will be used for two purposes in Calistoga. (1) 60% of funds will be used to fund the development of a Junior Accessory Dwelling Unit/Accessory Dwelling Unit Loan Program. The program will model the City of Napa's program and provide forgivable loans and technical assistance to homeowners to create Accessory Dwelling Units or Junior Accessory Dwelling Units. Each participating homeowner is required to either rent the ADU or the primary unit as an affordable rental unit for households at or below 80% of median income which is enforced by a recorded regulatory agreement. (2) The City of Calistoga will use 35% of fund for owner-occupied and private rental rehabilitation. The projects eligible for these funds must be related to rehabilitation, such as improving the structural integrity of a dwelling unit in order to meet building codes, correcting health and safety issues, and correcting code violations. If the homeowner can prove adequate financial need or put a deed restriction for a rental property, they will be granted a loan to assist in the funding of the project. The owner’s total household income or the renters household income must be at or below 80% of the area median income. PLHA funds will be utilized to expand the program and assist additional property owners with zero interest loans up to $60,000.
§302(c)(4)(B) Provide a description of the way the Local government will prioritize investments that increase the supply of housing for households with incomes at or below 60 percent of Area Median Income (AMI).
Both programs require properties to be owned by or rented to households at or below 80% of Area Median Income at affordable rents. It is anticipated that some of these households will be at or below 60% of median income.
Activities Detail (Activities Detail (Must Make a Selection on Formula Allocation Application worksheet under Eligible Activities, §301)) §301(a)(2) The predevelopment, development, acquisition, rehabilitation, and preservation of Affordable rental and ownership housing, including Accessory Dwelling Units (ADUs), that meets the needs of a growing workforce earning up to 120 percent of AMI, or 150 percent of AMI in high-cost areas. ADUs shall be available for occupancy for a term of no less than 30 days.
Ownership
:
Rehabilitati
on
Ownership
:
Rehabilitati
on
Complete the table below for each proposed Affordable Rental and Ownership Housing Activity to be funded with 2019-2023 PLHA allocations. If a single Activity will be assisting households at more than one level of Area Median Income, please list the Activity as many times as needed to capture all of the AMI levels that will be assisted, but only show the percentage of annual funding allocated to the Activity one time (to avoid double counting).
Type of Affordable Housing
Activity ADU ADU ADU ADU ADU
Rental:
Rehabilitati
on
Rental:
Rehabilitati
on
Ownership
:
Rehabilitati
on
80% 80% 80%
00 0
§302(c)(4)(E)(ii) Area Median
Income Level Served 80% 80% 80% 80% 80% TOTAL
0 0 00 0
§302(c)(4)(E)(ii) Unmet share of
the RHNA at AMI Level
Note: complete for years 2019,
2020, 2021 only
0 §302(c)(4)(E)(ii) Projected
Number of Households Served 1 2 2 3 3
35% 35% 35% 35% 35%
223 3
§302(c)(4)(E)(i) Percentage of
Funds Allocated for Each
Affordable Housing Activity
60% 60% 60% 60% 60%
1 2 2
0 0
80% 80%
§302(c)(4)(E)(i) Provide a detailed and complete description of how allocated funds will be used for each proposed Affordable Rental and Ownership Housing Activity. Enter Percentage of Funds Allocated for Affordable Owner-occupied Workforce Housing 95%
60% of funds will be used to fund the development of a Junior Accessory Dwelling Unit/Accessory Dwelling Unit Loan Program. The program will model the City of Napa's program and provide forgivable loans and technical assistance to homeowners to create Accessory Dwelling Units or Junior Accessory Dwelling Units. Each participating homeowner is required to either rent the ADU or the primary unit as an affordable rental unit for households at or below 80% of median income which is enforced by a recorded regulatory agreement for a period of 10 years. (2) 35% of funds will be used for owner or privately owned rental rehab. The projects eligible for these funds must be related to rehabilitation, such as improving the structural integrity of a dwelling unit in order to meet building codes, correcting health and safety issues, and correcting code violations. To qualify for the project, the applicant must be an income eligible homeowner. The owner’s total household income must be at or below 80% of the area median income. Aternatively, a rental unit could be deed restricted for the similar amount. PLHA funds will be utilized to expand the program and assist additional homeowners with zero interest loans up to $60,000.
Funding Allocation Year 2019 2020 2021 2022 2023 2019 2020 2021 2022 2023 PLHA Page 1 302(c)(4) Plan
EXHIBIT D
These programs will be modeled after programs currently in existence. Therefore it should take less than 6 months to start the programs.
N/A unless
rental,
then 20
years
N/A unless
rental,
then 20
years
N/A unless
rental,
then 20
years
N/A unless
rental,
then 20
years
N/A unless
rental,
then 20
years
§302(c)(4)(E)(iv) Period of
Affordability for the Proposed
Activity (55 years required for
rental housing projects)
10 10 10 10 10
§302(c)(4)(E)(iii) A description of major steps/actions and a proposed schedule for the implementation and completion of each Affordable Rental and Ownership Housing project.
PLHA Page 2 302(c)(4) Plan
EXHIBIT D