Palo Alto City Council
November 4, 2024

Attachment A: 4 Benefit Groups in the CalPERS Retiree Healthcare benefit plans City of Palo Alto Retiree Healthcare Benefit Plans and Tiers Miscellaneous Safety: Fire Safety: Police
Group 1
Retired before January 1, 2007; eligibility starting at the age 50 and 5 years of service; full premium up
to family coverage
Retired before March 1,
2009; eligibility starting at
the age of 50 and 5 years of
service; full premium up to
family coverage
Group 2
Retired between January
1, 2007
and May 1, 2011;
eligibility starting at the
age 50 and 5 years of
service; same as Group
1, but premium limited to
2nd most expensive
medical plan
Retired between January
1, 2007
and December 1, 2011;
eligibility starting at the
age 50 and 5 years of
service; same as Group
1, but premium limited to
2nd most expensive
medical plan
Retired between March 1,
2009 and April 1, 2015
(POA), between January 1,
2007 and June 1, 2012
(PMA); eligibility starting at
the age 50 and 5 years of
service; same as Group 1,
but premium limited to 2nd
most expensive medical
plan
Group 3
(Retirees)
Retired after Group 2, did not elect into Group 4, benefit same as active employees
Group 3
(Actives)
Currently active, not in
Group 4. Flat Dollar Caps
equal to actives
N/A
(All active Group 3 IAFF &
FCA elected into Group 4)
N/A
(All active Group 3 POA & PMA
elected into Group 4)
Group 4 Vesting Schedule: 10 years gets 50%, 20 years gets 100%, formula amount