U.S. Department of Homeland Security
500 C Street, SW
Washington, DC 20472
December 18, 2024
Mr. Fernando Ulloa
Patterson Interim City Manager
1 Plaza Circle
Patterson, California 95363
Dear Mr. Ulloa:
The purpose of this letter is to provide you with the results of the National Flood Insurance Program (NFIP) Community Rating System (CRS) field verification findings based on your 5-year cycle verification. The field verification report is enclosed for your records.
I am pleased to inform you that the Department of Homeland Security, Federal Emergency Management Agency (FEMA), has determined that the City of Patterson will retain its current rating as a Class 8 in the NFIP CRS. The floodplain management activities implemented by your community qualify it for a 10 percent discount on flood insurance premiums for most NFIP policies issued or renewed on or after October 1, 2025. This savings is a tangible result of the flood mitigation activities your community implements to protect lives and reduce property damage.
The CRS rating for your community will automatically be renewed annually as long as there are no NFIP noncompliance actions, so a notification letter will not be sent every year. This annual renewal will take place as long as your community continues to implement the CRS activities you certify in your annual recertification documentation. If no additional modifications or new CRS activities are added, the next verification visit for your community will be in accordance with its established 5-year cycle. In the interim, FEMA will periodically send the “NFIP/CRS Newsletter” and other notices to your CRS Coordinator to keep your community informed.
I commend you on your community actions and your determination to lead your community to be more disaster resistant. This commitment enhances public safety, property protection, and protects the natural functions of floodplains, and reduces flood insurance premiums.
If you have any questions or need additional information, please contact the FEMA Region IX Office, CRS Coordinator Antoinette Stein at (202) 288-1697.
Sincerely,
William H. Lesser, CRS Coordinator
Federal Insurance and Mitigation Administration
Enclosure
cc: Ms. Maria Encinas, CRS Coordinator
COMMUNITY
RATING
SYSTEM
VERIFICATION
REPORT
City of Patterson, CA Verified Class 8
NFIP Number: 060390 Cycle
Date of Verification Visit: July 30, 2024
This Verification Report is provided to explain the recommendations of Insurance Services Office, Inc. (ISO) to DHS/FEMA concerning credits under the Community Rating System (CRS) for the above named community.
A total of 1251 credit points are verified which results in a recommendation that the community remain a CRS Class 8. The community has met all class prerequisites.
The following is a summary of our findings with the total CRS credit points for each activity listed in parenthesis:
Activity 310 – Construction Certificate Management: Credit is provided for having written construction certificate management procedures for all new and substantially improved/substantially damaged buildings. (38 points)
Activity 320 – Map Information Service: Credit is provided for furnishing inquirers with basic flood zone information from the community’s latest Flood Insurance Rate Map (FIRM). Credit is also provided for the community offering additional FIRM information, flood depth data, and historical flood information. The service is publicized annually and records are maintained. (90 points)
Activity 330 – Outreach Projects: Credit is provided for informational outreach projects, general outreach projects, and targeted outreach projects. These projects are disseminated annually. (106 points)
Activity 340 – Hazard Disclosure: Credit is provided for the local real estate agents disclosure of flood hazards to prospective buyers. Credit is also provided for state regulations requiring disclosure of flood hazards. Real estate agents provide a brochure advising prospective buyers about insurance and checking property flood hazards. (56 points)
Activity 350 – Flood Protection Information: Credit is also provided for floodplain information displayed on the community’s website. (49 points) Activity 360 – Flood Protection Assistance: Credit is provided for offering one-onone advice regarding property protection and making site visits before providing advice.
The service is publicized annually and records are maintained. (55 points) City of Patterson, CA Page 2
NFIP #: 060390
Activity 430 – Higher Regulatory Standards: Credit is provided for enforcing regulations that require freeboard for new construction and substantial improvement, and local drainage protection. Credit is also provided for the enforcement of building codes, a Building Code Effectiveness Grading Schedule (BCEGS®) Classification, and regulations administration. (212 points)
Activity 440 – Flood Data Maintenance: Credit is provided for maintaining and using additional map data in the day to day management of the floodplain. Credit is also provided for establishing and maintaining a system of benchmarks and maintaining copies of all previous FIRMs and Flood Insurance Study reports. (150 points) Activity 450 – Stormwater Management: The community enforces regulations for soil and erosion control water quality. (10 points)
Section 502 – Repetitive Loss Category: Based on the updates made to the NFIP Report of Repetitive Losses as of May 15, 2019, the City of Patterson, CA has 4 repetitive loss properties and is a Category B community for CRS purposes. All requirements for a Category B community have been met. (No credit points are applicable to this section)
Activity 510 – Floodplain Management Planning: Credit is provided for the Stanislaus Multi-Jurisdictional Hazard Mitigation Plan, 2022, adopted on April 19, 2023.
A progress report must be submitted on an annual basis. (223 points) Activity 540 – Drainage System Maintenance: Credit is provided for the regular inspection and maintenance of the community’s natural drainage system. The community enforces a regulation prohibiting dumping in the drainage system and annually publicizes the regulation. (225 points)
Activity 630 – Dams: Credit is provided for a State Dam Safety Program. covering the dam failure hazard and flood safety measures is required annually. (37 points) Activity 710 – County Growth Adjustment: All credit in the 400 series is multiplied by the growth rate of the county to account for growth pressures. The growth rate for Stanislaus County, CA is 1.02.
City of Patterson, CA Page 3
NFIP #: 060390
Attached is the Community Calculations Worksheet that lists the verified credit points for the Community Rating System.
CEO Name / Address: CRS Coordinator Name / Address:
Fernando Ulloa Maria Encinas
Interim City Manager Water Resources Program Manager
1 Plaza Circle 1 Plaza Circle
Patterson, California 95363 Patterson, California 95363 (209) 895-8061
Date Report Prepared: October 17, 2024
Community : City of Patterson, CA NFIP Number : 060390
720 COMMUNITY CREDIT CALCULATIONS (Cycle):
CALCULATION SECTION :
Verified Activity Calculations: Credit
c310 38 38
c320 90 90
c330 106 106
c340 56 56
c350 49 49
c360 55 55
c370
c410 x CGA =
c420 x CGA =
c430 208 x CGA 1.02 = 212
c440 147 x CGA 1.02 = 150
c450 10 x CGA 1.02 = 10
c510 223 223
c520
c530
c540 225 225
c610
c620
c630 37 37
Community Classification Calculation:
cT = total of above cT = 1251
Community Classification (from Table 110-1): Class = 8
CEO Name/Address: CRS Coordinator Name/Address:
Fernando Ulloa Maria Encinas
Interim City Manager Water Resources Program Manager
1 Plaza Circle 1 Plaza Circle
Patterson, California 95363 Patterson, California 95363 (209) 895-8061
Date Report Prepared: October 17, 2024
AW-720