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Insurance South Bay Parkland Conservancy Redondo Beach Community Garden

Redondo Beach City Council
March 15, 2022

Document
Insurance South Bay Parkland Conservancy Redondo Beach Community Garden
Meeting
March 15, 2022
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Redondo Beach City Council
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2
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7.7 MB
Text extracted from the city's file for reading and search. Open the original on redondo.legistar1.com. That file is the official record.

State Farm STATE FARM GENERAL INSURANCE COMPANY
A STOCK COMPANY WITH HOME OFFICES IN BLOOMINGTON, ILLINOIS. DECLARATIONS AMENDED SEP 3 2021 X 75085-392 Policy Number 92-G8-J125-0
Named Insured
Policy Period Effective Date Expiration Date
M-23-1499-FA18 F N 12 Months APR 3 2021 APR 3 2022
002304 3123 The policy period begins and ends at 12:01 am standard SOUTH BAY PARKLAND CONSERVANCY time at the premises Tocation. 125 BROADWAY
REDONDO BEACH CA 90277-3305
Agent and Mailing Address

ALAN SCHULTZ
1915 W GLENOAKS BLVD STE 100
GLENDALE CA 91201-4384
PHONE: (818) 729-9690
0106-0000
ST-
Businessowners Policy
Automatic Renewal - If the policy period is shown as 12 months, this policy will be renewed automatically subject to the premiums, rules and forms in effect for each succeeding policy period. If this policy is terminated, we will give you and the Mortgagee/Lienholder written notice in compliance with the policy provisions or as required by law.

Entity: Corporation
Reason for Declarations: Your policy is amended SEP 3 2021

ADDITIONAL INSURED ADDED
FORM CMP-4860.1 ADDED
Endorsement Premium None
Discounts Applied:

Years in Business
Protective Devices
Prepared
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DECLARATIONS (CONTINUED)
Businessowners Policy for SOUTH BAY PARKLAND CONSERVANCY Policy Number 92-G8-J125-0

SECTION I - PROPERTY SCHEDULE
Location Location of Limit of Insurance* Limit of Insurance* Seasonal Number Described Increase-
Premises Coverage A - Coverage B - Business
Buildings Business Personal Personal
Property Property
001 125 S BROADWAY No Coverage $ 5,000 25%
REDONDO BEACH CA 90277-3305
*As of the effective date of this policy, the Limit of Insurance as shown includes any increase in the limit due to Inflation Coverage.

SECTION I - INFLATION COVERAGE INDEX(ES)
Cov A - Inflation Coverage Index: N/A
Cov B - Consumer Price Index: 263.0

SECTION I - DEDUCTIBLES
Basic Deductible $1,000
Special Deductibles:

Money and Securities $250 Equipment Breakdown $1,000
Other deductibles may apply - refer to policy.

Prepared
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StateFarm

DECLARATIONS (CONTINUED)
Businessowners Policy for SOUTH BAY PARKLAND CONSERVANCY Policy Number 92-G8-J125-0

SECTION I - EXTENSIONS OF COVERAGE - LIMIT OF INSURANCE - EACH DESCRIBED PREMISES The coverages and corresponding limits shown below apply separately to each described premises shown in these 0206-0000 Declarations, unless indicated by "See Schedule." If a coverage does not have a corresponding limit shown below, but has "Included" indicated, please refer to that policy provision for an explanation of that coverage.

LIMIT OF

COVERAGE INSURANCE
Accounts Receivable
On Premises
Off Premises $10,000
$5,000
Arson Reward
$5,000
Collapse Included
Damage To Non-Owned Buildings From Theft, Burglary Or Robbery Coverage B Limit Debris Removal
25% of covered loss
Equipment Breakdown Included
Fire Department Service Charge $2,500
Fire Extinguisher Systems Recharge Expense $5,000
Forgery Or Alteration $10,000
Glass Expenses Included
Increased Cost Of Construction And Demolition Costs (applies only when buildings are 10% insured on a replacement cost basis
Money And Securities (Off Premises) $2,000
Money And Securities (On Premises) $5,000
Money Orders And Counterfeit Money $1,000
Newly Acquired Business Personal Property (applies only if this policy provides $100,000 Coverage B - Business Personal Property)
Newly Acquired Or Constructed Buildings (applies only if this policy provides $250,000 Coverage A - Buildings)
Prepared
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DECLARATIONS (CONTINUED)
Businessowners Policy for SOUTH BAY PARKLAND CONSERVANCY Policy Number 92-G8-J125-0
Ordinance Or Law - Equipment Coverage Included
Outdoor Property $5,000
Personal Effects (applies only to those premises provided Coverage B - Business $2,500 Personal Property)
Personal Property Off Premises $15,000
Pollutant Clean Up And Removal $10,000
Preservation Of Property 30 Days
Property Of Others (applies only to those premises provided Coverage B - Business $2,500 Personal Property)
Signs $2,500
Valuable Papers And Records
On Premises $10,000
Off Premises $5,000

SECTION I - EXTENSIONS OF COVERAGE - LIMIT OF INSURANCE - PER POLICY The coverages and corresponding limits shown below are the most we will pay regardless of the number of described premises shown in these Declarations.

LIMIT OF

COVERAGE INSURANCE
Loss Of Income And Extra Expense Actual Loss Sustained - 12 Months

SECTION II - LIABILITY

LIMIT OF

COVERAGE INSURANCE
Coverage L - Business Liability $1,000,000
Prepared
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StateFarm

DECLARATIONS (CONTINUED)
Businessowners Policy for SOUTH BAY PARKLAND CONSERVANCY Policy Number 92-G8-J125-0
Coverage M - Medical Expenses (Any One Person) $10,000
Damage To Premises Rented To You $300,000

LIMIT OF

AGGREGATE LIMITS INSURANCE
0000-9080 Products/Completed Operations Aggregate $2,000,000 General Aggregate $2,000,000
Each paid claim for Liability Coverage reduces the amount of insurance we provide during the applicable annual period. Please refer to Section Il - Liability in the Coverage Form and any attached endorsements.

Your policy consists of these Declarations, the BUSINESSOWNERS COVERAGE FORM shown below, and any other forms and endorsements that apply, including those shown below as well as those issued subsequent to the issuance of this policy.

FORMS AND ENDORSEMENTS
CMP-4101 Businessowners Coverage Form
CMP-4860.1 *Al Design Person Org
FE-6999.3 Terrorism Insurance Cov Notice
CMP-4260.1 Amendatory Endorsement-CA
CMP-4261 Amendatory Endorsement
CMP-4705.2 Loss of Income & Extra Expense
CMP-4709 Money and Securities
CMP-4804 Addl Insd Club Members
FD-6007 Inland Marine Attach Dec
* New Form Attached

SCHEDULE OF ADDITIONAL INTERESTS
Interest Type: Addl Insured-Section ll
Endorsement#: CMP48601
Loan Number: N/A

CITY OF REDONDO BEACH
415 DIAMOND ST
REDONDO BEACH CA 902772836
Prepared
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DECLARATIONS (CONTINUED)
Businessowners Policy for SOUTH BAY PARKLAND CONSERVANCY Policy Number 92-G8-J125-0
This policy is issued by the State Farm General Insurance Company.

Participating Policy
You are entitled to participate in a distribution of the earnings of the company as determined by our Board of Directors in accordance with the Company's Articles of Incorporation, as amended In Witness Whereof, the State Farm General Insurance Company has caused this policy to be signed by its President and Secretary at Bloomington, Illinois.

Lynne M. Youll Thoms Conley
Secretary President
IMPORTANT NOTICE:

California law requires us to provide you with information for filing complaints with the State Insurance Department regarding the coverage and service provided under this policy.

Your agent's name and contact information are provided on the front of this document. Another option is to reach out by mail or phone directly to:

State Farm® Executive Customer Service
PO Box 2320
Bloomington IL 61702
Phone # 1-800-STATEFARM (1-800-782-8332)
Department of Insurance complaints should be filed only after you and State Farm or your agent or other company representative have failed to reach a satisfactory agreement on a problem.

California Department of Insurance
Consumer Services Division
300 South Spring Street
Los Angeles, CA 90013
Phone # 1-800-927-HELP (4357) or visit www.insurance.ca.gov/01-consumers Prepared
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N
StateFarm STATE FARM GENERAL INSURANCE COMPANY

A STOCK COMPANY WITH HOME OFFICES IN BLOOMINGTON, ILLINOIS INLAND MARINE ATTACHING DECLARATIONS richardson, f X 75085-392 Policy Number 92-G8-J125-0
Named Insured
Policy Period Effective Date Expiration Date
M-23-1499-FA18 F N 12 Months APR 3 2021 APR 3 2022

SOUTH BAY PARKLAND CONSERVANCY
125 S BROADWAY
REDONDO BEACH CA 90277-3305
0406-0000

ATTACHING INLAND MARINE
Automatic Renewal - If the policy period is shown as 12 months, this policy will be renewed automatically subject to the premiums, rules and forms in effect for each succeeding policy period. If this policy is terminated, we will give you and the Mortgagee/Lienholder written notice in compliance with the policy provisions or as required by law.

Annual Policy Premium Included
The above Premium Amountis included in the Policy Premium shown on the Declarations.

Your policy consists of these Declarations, the INLAND MARINE CONDITIONS shown below, and any other forms and endorsements that apply, including those shown below as well as those issued subsequent to the issuance of this policy.

Forms, Options, and Endorsements
FE-8739 Inland Marine Conditions
FE-6271 Amendatory Endorsement
FE-8745 Inland Marine Computer Prop
See Reverse for Schedule Page with Limits
Prepared
SEP 21 2021 © Copyright, State Farm Mutual Automobile Insurance Company, 2008 FD-6007 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 016618
530-686 a.2 05-31-2011 (o16323:
92-G8-J125-0

ATTACHING INLAND MARINE SCHEDULE PAGE

ATTACHING INLAND MARINE

ENDORSEMENT LIMIT OF DEDUCTIBLE ANNUAL

NUMBER COVERAGE INSURANCE AMOUNT PREMIUM
FE-8745 Inland Marine Computer Prop 25,000 $ 500 Included Loss of Income and Extra Expense 25,000 Included
• OTHER LIMITS AND EXCLUSIONS MAY APPLY - REFER TO YOUR POLICY Prepared
© Copyright, State Farm Mutual Automobile Insurance Company, 2008 SEP 21 2021
FD-6007 Includes copyrighted material of Insurance Services Office, Inc., with its permission. 016618
530-686 a.2 05-31-2011 (o1/3233c)
State Farm 92-G8-J125-0 016619 CMP-4860.1

Page 1 of 2 ends

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

CMP-4860.1 ADDITIONAL INSURED - DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following:

BUSINESSOWNERS COVERAGE FORM

SCHEDULE
0506-0000 Policy Number: 92-G8-J125-0
Named Insured:

SOUTH BAY PARKLAND CONSERVANCY
125 S BROADWAY
REDONDO BEACH CA 90277-3305
Name And Address Of Additional Insured Person Or Organization:

CITY OF REDONDO BEACH
415 DIAMOND ST
REDONDO BEACH CA 90277-2836

1. SECTION I| - WHO IS AN INSURED of b. If coverage provided to the additional in- SECTION II - LIABILITY is amended to in- sured is required by a contract or agree- clude, as an additional insured, any person or ment, the insurance provided to the organization shown in the Schedule, but only additional insured will not be broader than with respect to liability for "bodily injury" that which you are required by the con- "property damage" or "personal and advertis- tract or agreement to provide for such ad- ing injury" caused, in whole or in part, by: ditional insured; and a. Premises And Ongoing Operations C. If the contract or agreement between you Your acts or omissions or the acts and the additional insured is governed by omissions of those acting on your behalf: California Civil Code Section 2782 or 2782.05, the insurance provided to the
(1) In connection with your premises; or additional insured is the lesser of that (2) In the performance of your ongoing which:
operations; or (1) Is allowed for the satisfaction of a de- b. Products-Completed Operations fense or indemnity obligation by Cali- fornia Civil Code Section 2782 or
"Your work" performed for that additiona 2782.05 for your sole liability; or insured and included in the "products-
completed operations hazard". (2) You are required by contract or However, Paragraph 1. above is subject to the agreement to provide for such addi- tional insured.
following:
a. The insurance afforded to the additional We have no duty to defend or indemnify the insured only applies to the extent permit- additional insured under this endorsement un- ted by law; til a claim or "suit" is tendered to us.
©, Copyright, State Farm Mutual Automobile Insurance Company, 2013 Includes copyrighted material of Insurance Services Office, Inc., with its permission.

CONTINUED
92-G8-J125-0 016619
CMP-4860.1

Page 2 of 2 ends

2. Any insurance provided to the additional in- (3) The nature and location of any injury sured shall only apply with respect to a claim or damage arising out of the "occur- made or a "suit" brought for damages for rence" or offense; which you are provided coverage.

This endorsement shall not increase the ap- b. Tender the defense and indemnity of any olicable Limits Of Insurance shown in the claim or "suit" to us and to all other insur- Declarations. ers who may have insurance potentially
With respect to the insurance afforded to the available to the additional insured; and additional insured, the following is added to c. Agree to make available any other insur- SECTION II - LIMITS OF INSURANCE: ance the additional insured has for de- If coverage provided to the additional insured fense or damages for which we would is required by contract or agreement, the most provide coverage under SECTION I| — we will pay on behalf of the additional insured LIABILITY. will be the lesser of the amount of insurance: 5. With respect to the insurance afforded the ad- a. Required by the contract or agreement, or ditional insured, the following replaces SEC- b. Available under the applicable Limits Of TION II - LIABILITY of Paragraph 7. Other Insurance shown in the Declarations. Insurance of SECTION I AND SECTION II - COMMON POLICY CONDITIONS:

This endorsement shall not increase the ap-
plicable Limits Of Insurance shown in the a. This insurance is primary to and will not Declarations. seek contribution from any other insur-

4. With respect to the insurance afforded to the ance available to the additional insured additional insured, the following is added to provided that the additional insured is a Paragraph 3. Duties In The Event Of Occur- named insured under such other insur- rence, Offense, Claim Or Suit of SECTION II ance.
- GENERAL CONDITIONS: b. Regardless of any agreement between The additional insured must: you and the additional insured, this insur- a. See to it that we are notified as soon as ance is excess over any other insurance practicable of an "occurrence" or an of- whether primary, excess, contingent or on tense which may result in a claim. To the any other basis for which the additional in- extent possible, notice should include: sured has been added as an additional in- (1) How, when and where the "occur- sured on other policies. rence" or offense took place; There will be no refund of premium in the event (2) The names and addresses of any in- this endorsement is cancelled. jured persons and witnesses; and All other policy provisions apply.

CMP-4860.1
© Copyright, State Farm Mutual Automobile Insurance Company, 2013 Includes copyrighted material of Insurance Services Office, Inc., with its permission.

StateFarm 92-G8-J125-0 016620
CMP-4860.1

Page 1 of 2 ends

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

CMP-4860.1 ADDITIONAL INSURED - DESIGNATED PERSON OR ORGANIZATION This endorsement modifies insurance provided under the following:

BUSINESSOWNERS COVERAGE FORM

SCHEDULE
0606-0000 Policy Number: 92-G8-J125-0
ST- Named Insured:

SOUTH BAY PARKLAND CONSERVANCY
125 S BROADWAY
REDONDO BEACH CA 90277-3305
Name And Address Of Additional Insured Person Or Organization:

CITY OF REDONDO BEACH
415 DIAMOND ST
REDONDO BEACH CA 90277-2836

1. SECTION I| - WHO IS AN INSURED of b. If coverage provided to the additional in- SECTION II - LIABILITY is amended to in- sured is required by a contract or agree- clude, as an additional insured, any person or ment, the insurance provided to the organization shown in the Schedule, but only additional insured will not be broader than with respect to liability for "bodily injury" that which you are required by the con- "property damage" or "personal and advertis- tract or agreement to provide for such ad- ing injury" caused, in whole or in part, by: ditional insured; and a. Premises And Ongoing Operations c. If the contract or agreement between you Your acts or omissions or the acts or and the additional insured is governed by omissions of those acting on your behalf: California Civil Code Section | 2782 or 2782.05, the insurance provided to the
(1) In connection with your premises; or additional insured is the lesser of that (2) In the performance of your ongoing which:
operations; or (1) Is allowed for the satisfaction of a de- b. Products-Completed Operations fense or indemnity obligation by Cali- fornia Civil Code Section 2782 or
"Your work" performed for that additional
insured and included in the "products- 2782.05 for your sole liability; or completed operations hazard". (2) You are required by contract or However, Paragraph 1. above is subject to the agreement to provide for such addi- following: tional insured.
a. The insurance afforded to the additional We have no duty to defend or indemnify the insured only applies to the extent permit- additional insured under this endorsement un- ted by law; til a claim or "suit" is tendered to us.
©, Copyright, State Farm Mutual Automobile Insurance Company, 2013 Includes copyrighted material of Insurance Services Office, Inc., with its permission.

CONTINUED
:U16620
CMP-4860.1

Page 2 of 2 ends

2. Any insurance provided to the additional in- (3) The nature and location of any injury sured shall only apply with respect to a claim or damage arising out of the "occur- made or a "suit" brought for damages for rence" or offense; which you are provided coverage.

This endorsement shall not increase the ap- b. Tender the defense and indemnity of any plicable Limits Of Insurance shown in the claim or "suit" to us and to all other insur- Declarations. ers who may have insurance potentially

3. With respect to the insurance afforded to the available to the additional insured; and additional insured, the following is added to C. Agree to make available any other insur- SECTION II - LIMITS OF INSURANCE: ance the additional insured has for de- If coverage provided to the additional insured fense or damages for which we would is required by contract or agreement, the most provide coverage under SECTION I| - we will pay on behalf of the additional insured LIABILITY. will be the lesser of the amount of insurance:

5. With respect to the insurance afforded the ad-
a. Required by the contract or agreement; or ditional insured, the following replaces SEC- b. Available under the applicable Limits Of TION II — LIABILITY of Paragraph 7. Other Insurance shown in the Declarations. Insurance of SECTION I AND SECTION I| - COMMON POLICY CONDITIONS:

This endorsement shall not increase the ap-
plicable Limits Of Insurance shown in the a. This insurance is primary to and will not Declarations. seek contribution from any other insur-

4. With respect to the insurance afforded to the ance available to the additional insured additional insured, the following is added to provided that the additional insured is a Paragraph 3. Duties In The Event Of Occur- named insured under such other insur- rence, Offense, Claim Or Suit of SECTION II ance.
- GENERAL CONDITIONS:
b. Regardless of any agreement between
The additional insured must: you and the additional insured, this insur- a. See to it that we are notified as soon as ance is excess over any other insurance practicable of an "occurrence" or an of- whether primary, excess, contingent or on Tense which may result in a claim. To the any other basis for which the additional in- extent possible, notice should include: sured has been added as an additional in- (1) How, when and where the "occur- sured on other policies rence" or offense took place; There will be no refund of premium in the event (2) The names and addresses of any in- this endorsement is cancelled. jured persons and witnesses; and All other policy provisions apply.

CMP-4860.1
©, Copyright, State Farm Mutual Automobile Insurance Company, 2013 Includes copyrighted material of Insurance Services Office, Inc., with its permission.

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