ANY PROPRIETOR/PARTNER/EXECUTIVE OFFICER/MEMBER EXCLUDED?
INSR ADDL SUBR
LTR INSD WVD
PRODUCER CONTACT NAME: PHONE FAX
(A/C, No, Ext): (A/C, No): E-MAIL ADDRESS:
INSURER A :
INSURED INSURER B :
INSURER C :
INSURER D :
INSURER E :
INSURER F :
POLICY NUMBER POLICY EFF POLICY EXP TYPE OF INSURANCE (MM/DD/YYYY) (MM/DD/YYYY) LIMITS
AUTOMOBILE LIABILITY
UMBRELLA LIAB
EXCESS LIAB WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY
DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)
AUTHORIZED REPRESENTATIVE
EACH OCCURRENCE $ DAMAGE TO RENTED CLAIMS-MADE OCCUR PREMISES (Ea occurrence) $ MED EXP (Any one person) $ PERSONAL & ADV INJURY $ GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $ PRO- POLICY JECT LOC PRODUCTS - COMP/OP AGG OTHER: $ COMBINED SINGLE LIMIT
(Ea accident) $ ANY AUTO BODILY INJURY (Per person) $ OWNED SCHEDULED AUTOS ONLY AUTOS BODILY INJURY (Per accident) $ HIRED NON-OWNED PROPERTY DAMAGE AUTOS ONLY AUTOS ONLY (Per accident) $
$ OCCUR EACH OCCURRENCE CLAIMS-MADE AGGREGATE $ DED RETENTION $ PER OTH- STATUTE ER E.L. EACH ACCIDENT E.L. DISEASE - EA EMPLOYEE $
If yes, describe under DESCRIPTION OF OPERATIONS below E.L. DISEASE - POLICY LIMIT INSURER(S) AFFORDING COVERAGE NAIC #
COMMERCIAL GENERAL LIABILITY
Y / N
N / A
(Mandatory in NH)
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS.
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
COVERAGES CERTIFICATE NUMBER: REVISION NUMBER:
CERTIFICATE HOLDER CANCELLATION
ACORD 25 (2016/03) © 1988-2015 ACORD CORPORATION. All rights reserved.
CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY)
$
$
$
$
$
The ACORD name and logo are registered marks of ACORD
9/14/2022
(626) 799-7000 (626) 441-3233
16691
Society for the Prevention of Cruelty to Animals, Los Angeles 5026 West Jefferson Blvd.
Los Angeles, CA 90016
A 1,000,000
X PAC322454615 7/1/2022 7/1/2023 1,000,000
20,000
1,000,000
2,000,000
2,000,000
ABUSE OR MOLEST 1,000,000
A 1,000,000
CAP322454718 7/1/2022 7/1/2023
A 10,000,000
UMB322454819 7/1/2022 7/1/2023
10,000 10,000,000
B
92388912022 7/1/2022 7/1/2023 1,000,000 N 1,000,000
1,000,000
Re: All Operations of the Named Insured
GL Additional Insured applies per CG89701114 attached, only if required by written contract/agreement.
Additional Insured(s): The City of Redondo Beach, its elected officials, employees and volunteers City of Redondo Beach
415 Diamond Street
Redondo Beach, CA 90277
SOCIFOR-C1 MPHAN
Bolton Insurance Services LLC
3475 E. Foothill Boulevard
Suite 100
Pasadena, CA 91107
Great American Insurance Company
*State Compensation Insurance Fund - California
X
X
X
X
X
X
GREAT A M ER ICA N I N S CO OF NY
CG 8 9 7 0 (Ed. 11/14) (Page 1 o f 12)
CG 8 9 7 0 (Ed. 11/14)
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
SIGNATURE GENERAL LIABILITY BROADENING ENDORSEMENT
This Endorsement modifies and is subject to the insurance provided under the following form:
COMMERCIAL GENERAL LIABILITY COVERAGE PART
The following extension only applies in the event that no other specific coverage f o r the indicated loss exposure is provided under this Policy. If other specific coverage applies, the terms, conditions and limits o f that Coverage are the exclusive coverage applicable under this Policy, unless otherwise noted in this Endorsement. This is a summary o f the various additional coverages and coverage modifications provided by this Endorsement. For complete details on specific coverages, consult the actual policy wording.
Coverage Description Limit of Insurance Page
Non-Owned Aircraft Included 2
Non-Owned Watercraft Included 2
Bodily Injury - Mental Injury, Mental Anguish, Humiliation or Shock Included 3 Medical Payments $ 20,000 3
Damage to Premises Rented to You $ 1,000,000 3
Supplementary Payments - Bail Bonds $ 3,000 4
Supplementary Payments - Loss o f Earnings $ 1,000 per day 4 Newly Formed or Acquired Organizations Included 4
Unintentional Failure to Disclose Hazards Included 5
Knowledge o f Occurrence, Claim or Suit Included 5
Property Damage Liability - Elevators Included 5
Property Damage Liability - Borrowed Equipment Included 5 Liberalization Clause Included 6
Amendment o f Pollution Exclusion (Premises) Included 6 Limited Property Damage to Property o f Others $ 5,000 6 Additional Insured - Manager or Lessor o f Premises Included 7
GREAT A M ER ICA N I N S CO OF NY
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Coverage Description Limit of Insurance Page
Additional Insured - Funding Sources Included 7
Additional Insured - By Contract Included 8
Primary and Non-Contributory Additional Insured Extension Included 1 0 Additional Insureds - Protection o f Your Limits Included 1 0 Blanket Waiver o f Transfer o f Rights o f Recovery Against Others Included to Us (Subrogation) 1 1
Property Damage Extension With Voluntary Payments $ 1,000/$ 5,000 1 1 Who Is An Insured - Fellow Employee Extension - Management Included Employees 1 2
Broadened Personal and Advertising Injury Included 1 2
A. Non-Owned Aircraft
Under paragraph 2. Exclusions o f SECTION I - COVERAGE A - Bodily Injury and Property Damage Liability, exclusion g. Aircraft, Auto or Watercraft does not apply to an aircraft provided:
1. it is not owned by any insured;
2. it is hired, chartered or loaned with a trained paid crew;
3. the pilot in command holds a currently effective certificate, issued by the duly constituted authority o f the United States o f America or Canada, designating him or her a commercial or airline pilot; and
4. it is not being used to carry persons or property f o r a charge.
However, the insurance afforded by this provision does not apply if there is available to the Insured other valid and collectible insurance, whether primary, excess (other than insurance written to apply specifically in excess o f this Policy), contingent or on any other basis, that would also apply to the loss covered under this provision.
B. Non-Owned Watercraft
Under paragraph 2. Exclusions o f SECTION I - COVERAGE A - Bodily Injury and Property Damage Liability, subparagraph (2) o f exclusion g. Aircraft, Auto or Watercraft is replaced by the following:
This exclusion does not apply to:
(2) A watercraft you do not own that is:
(a) less than 6 0 feet long; and
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CG 8 9 7 0 (Ed. 11/14) (Page 3 o f 12)
(b) not being used to carry persons or property f o r a charge.
C. Bodily Injury - Mental Injury, Mental Anguish, Humiliation or Shock Under SECTION V - DEFINITIONS, Definition 3. is replaced by the following:
3. "Bodily Injury" means physical injury, sickness, or disease, including death o f a person. "Bodily Injury" also means mental injury, mental anguish, humiliation, or shock if directly resulting from physical injury, sickness, or disease to that person.
D. Medical Payments
If Coverage C Medical Payments is not otherwise excluded, the Medical Payments provided by this Policy are amended as follows:
The Medical Expense Limit in paragraph 7. o f SECTION III - LIMITS OF INSURANCE is replaced by the following Medical expense Limit:
The Medical Expense Limit provided by this Policy shall be the greater of:
a. $ 20,000; or
b. the amount shown in the Declarations f o r Medical Expense Limit This provision 7. is subject to all the terms o f SECTION III - LIMITS OF INSURANCE.
E. Damage to Premises Rented to You
If Damage to Premises Rented to You is not otherwise excluded from this Coverage Part:
1. Under paragraph 2. Exclusions o f SECTION I - COVERAGE A - Bodily Injury and Property Damage Liability:
3. The last paragraph o f paragraph 2. Exclusions is deleted in its entirety and replaced by the following:
Exclusions c. through n. do not apply to damage by fire, lightning, explosion, smoke, leakage from an automatic fire protection system or water to premises while rented to you or temporarily occupied by you with permission o f the owner. A separate Limit o f Insurance applies to this coverage as described in SECTION III - LIMITS OF INSURANCE.
However, this insurance does not apply to damage to premises while rented to you, or temporarily occupied by you with the permission o f the owner, caused by:
i. rupture, bursting, or operation o f pressure relief devices; ii. rupture or bursting due to expansion or swelling o f the contents o f any building or structure, caused by or resulting from water;
iii. explosion o f steam boilers, steam pipes, steam engines, or steam turbines; or iv. flood
2. Paragraph 6. Under SECTION III - LIMITS OF INSURANCE is deleted in its entirety and replaced with the following:
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6. Subject to paragraph 5. above, the most we will pay under Coverage A f o r damages because o f "property damage" to any one premises, while rented to you, or in the case o f damage caused by fire, lightning, explosion, smoke, leakage from automatic fire protection system or water while rented to you or temporarily occupied by you with the permission o f the owner, f o r all such damage caused by fire, lightning, explosion, smoke, leakage from automatic fire protection systems or water proximately caused by the same event, whether such damage results from fire, lightning, explosion, smoke, leakage from automatic fire protection systems or water or any combination o f the six, is the higher o f $ 1,000,000 or the amount shown in the Declarations f o r the Damage to Premises Rented to You Limit.
3. Under SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS, subsection 4. Other Insurance, paragraph b. Excess Insurance where the words "Fire insurance" appear they are changed to "insurance f o r fire, lightning, explosion, smoke, leakage from an automatic fire protection system or water."
4. As regards coverage provided by this provision I. Damage to Premises Rented to You - paragraph 9.a. o f Definitions is replaced with the following:
9. a. a contract f o r a lease o f premises. However, that portion o f the contract f o r a lease o f premises that indemnifies any person or organization f o r damage by fire, lightning, explosion, smoke, leakage from automatic fire protection systems or water to premises while rented to you or temporarily occupied by you with the permission o f the owner is not an "insured contract";
F. Supplementary Payments
1. In the Supplementary Payments - Coverages A and B provision, paragraph 1.b. is replaced with:
b. Up to $ 3,000 f o r the cost o f bail bonds required because o f accidents or traffic law violations arising out o f the use o f any vehicle to which the Bodily Injury Liability Coverage applies. We do not have to furnish these bonds.
2. Paragraph 1.d. is replaced by the following:
d. All reasonable expenses incurred by the Insured at our request to assist us in the investigation or defense o f the claim or "suit," including actual loss o f earnings up to $ 1,000 a day because o f time o f f work.
G. Newly Formed or Acquired Organizations
Paragraph 3. o f SECTION II - WHO IS AN INSURED is replaced by the following:
3. Any organization you newly acquire or form and over which you maintain ownership or majority interest, will qualify as a named insured if there is no other similar insurance available to that organization. However:
a. coverage under this provision is afforded only until the expiration o f the policy period in which the entity was acquired or formed by you;
b. coverage A does not apply to "bodily injury" or property damage that occurred before you acquired or formed the organization; and
c. coverage B does not apply to "personal and advertising injury" arising out o f an offense committed before you acquired or formed the organization.
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d. records and descriptions o f operations must be maintained by the first named insured.
No person or organization is an insured with respect to the conduct o f any current or past partnership, joint venture or limited liability company that is not shown as a named insured in the Declarations or qualifies as an insured under this provision.
H. Unintentional Failure to Disclose Hazards
Under SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS, the following is added to Condition 6. Representations:
Failure o f the Insured to disclose all hazards existing as o f the inception date o f this Policy shall not prejudice the insurance with respect to the coverage afforded by this Policy, provided such failure or omission is not intentional on the part o f the Insured.
I. Knowledge of Occurrence, Claim or Suit
Under SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS, the following is added to Condition 2. Duties in the Event of Occurrence, Offense, Claim or Suit:
Knowledge o f any occurrence, claim, or suit by any agent, servant or employee o f the Named Insured does not in itself constitute knowledge by the Insured unless notice o f such injury, claim or suit shall have been received by:
a. you, if you are an individual;
b. a partner, if you are a partnership
c. an executive officer or insurance manager, if you are a corporation.
J. Property Damage Liability - Elevators
1. Under paragraph 2. Exclusions o f SECTION I - COVERAGE A - Bodily Injury and Property Damage Liability, subparagraphs (3), (4) and (6) o f exclusion j. Damage to Property do not apply if such property damage results from the use o f elevators.
2. The following is added to SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS, Condition 4. Other Insurance, paragraph b. Excess Insurance:
The insurance afforded by this provision o f this Endorsement is excess over any property insurance, whether primary, excess, contingent or on any other basis.
K. Property Damage Liability - Borrowed Equipment
1. Under paragraph 2. Exclusions o f SECTION I - COVERAGE A - Bodily Injury and Property Damage Liability, subparagraph (4) o f exclusion j. Damage to Property does not apply to "property damage" to borrowed equipment while not being used to perform operations at a job site.
2. The following is added to SECTION IV - COMMERCIAL GENERAL LIABILITY Conditions, Condition 4. Other Insurance, paragraph b. Excess Insurance:
The insurance afforded by this provision o f this Endorsement is excess over any property insurance, whether primary, excess, contingent or on any other basis.
GREAT A M ER ICA N I N S CO OF NY
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L. Liberalization Clause
If we revise this Signature General Liability Broadening Endorsement to provide more coverage without additional premium charge, your policy will automatically provide the coverage as o f the date the revision is effective in your state.
M. Amendment of Pollution Exclusion (Premises)
1. The following is added to paragraph (1)(a) o f Exclusion f. o f SECTION I - COVERAGE A - Bodily Injury and Property Damage Liability:
(iv) "Bodily injury" or "property damage" arising out o f the actual discharge, dispersal, seepage, migration, release or escape o f "pollutants."
As used in this Endorsement, the actual discharge, dispersal, seepage, migration, release or escape o f pollutants must:
(aa) commence on a clearly identifiable day during the policy period; and (bb) end, in its entirety, within seventy-two (72) hours o f the commencement o f the discharge, dispersal, seepage, migration, release or escape o f "pollutants"; and (cc) be discovered and reported to us within fifteen (15) days o f the clearly identifiable day that the discharge, dispersal, seepage, migration, release or escape o f "pollutants" commences; and
(dd) be neither expected nor intended from the standpoint o f any insured; and (ee) be unrelated to any previous discharge, dispersal, seepage, migration, release or escape; and
(ff) not originate at or from a storage tank or other container, duct or piping which:
a. is below the surface o f the ground or water; or
b. at any time has been buried under the surface o f the ground or water and then is subsequently exposed.
2. For the purposes o f this coverage, the following is added to the definition o f "property damage" o f SECTION V - DEFINITIONS and applies only as respects this coverage:
Land or water, whether below ground level or not, is not tangible property.
3. Coverage provided hereunder does not apply to any discharge, dispersal, seepage, migration, release or escape that is merely threatened or alleged rather than shown to have actually occurred.
N. Limited Property Damage to Property of Others
The following is added under SECTION I - SUPPLEMENTARY PAYMENTS - COVERAGES A and B:
3. We will pay up to $ 5,000 f o r loss to personal property o f others while in the temporary care, custody or control o f an insured caused by any person participating in your organized activities.
For the purpose o f this supplementary payment, loss shall mean damage or destruction but does not include mysterious disappearance or loss o f use. In the event o f a theft, a police report must be filed. This supplementary payment does not apply if:
a. coverage is otherwise provided by the Property Coverage part (if any) o f this Policy; or
GREAT A M ER ICA N I N S CO OF NY
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b. the loss is covered by any other insurance you have or by any insurance o f such person who causes such loss.
These payments will not reduce the Limits o f Insurance.
O. Additional Insured - Manager or Lessor of Premises
1. SECTION II - WHO IS AN INSURED is amended to include as an additional insured any person or organization from whom you lease or rent property and which requires you to add such person or organization as an additional insured on this Policy under:
(a) a written contract; or
(b) an oral agreement or contract where a Certificate o f Insurance showing that person or organization as an additional insured has been issued;
but the written or oral contract or agreement must be an "insured contract," and, (i) currently in effect or become effective during the term o f this Policy; and (ii) executed prior to the "bodily injury," "property damage," "personal and advertising injury."
2. With respect to the insurance afforded to the Additional Insured identified in paragraph 1. above, the following additional provisions apply:
(a) This insurance applies only with respect to the liability arising out o f the ownership, maintenance or use o f that part o f the premises leased to you. (b) The Limits o f Insurance applicable to the Additional Insured are the lesser o f those specified in the written contract or agreement or in the Declarations f o r this Policy and subject to all the terms, conditions and exclusions f o r this Policy. The Limits o f Insurance applicable to the Additional Insured are inclusive o f and not in addition to the Limits o f Insurance shown in the Declarations.
(c) In no event shall the coverages or Limits o f Insurance in this Coverage Form be increased by such contract.
(d) Coverage provided herein is excess over any other valid and collectible insurance available to the Additional Insured whether the other insurance is primary, excess, contingent or on any other basis unless a written contractual arrangement specifically requires this insurance to be primary.
(e) This insurance applies only to the extent permitted by law.
3. This insurance does not apply to:
(a) Any "occurrence" or offense which takes place after you cease to be a tenant in that premises.
(b) Structural alterations, new construction or demolition operations performed by or on behalf o f the Additional Insured.
P. Additional Insured - Funding Sources
1. SECTION II - WHO IS AN INSURED is amended to include as an additional insured any Funding Source which requires you in a written contract to name the Funding Source as an additional insured but only with respect to liability arising out of:
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a. your premises; or
b. "your work" f o r such additional insured; or
c. acts or omissions o f such additional insured in connection with the general supervision o f "your work"
and only to the extent set forth as follows:
a. The Limits o f Insurance applicable to the Additional Insured are the lesser o f those specified in the written contract or agreement or in the Declarations f o r this Policy and subject to all the terms, conditions and exclusions f o r this Policy. The Limits o f Insurance applicable to the Additional Insured are inclusive o f and not in addition to the Limits o f Insurance shown in the Declarations.
b. The insurance afforded to the Additional Insured only applies to the extent permitted by law c. If coverage provided to the Additional Insured is required by a contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide f o r such additional insured. d. In no event shall the coverages or Limits o f Insurance in this Coverage Form be increased by such contract.
Q. Additional Insureds - By Contract
1. SECTION II - WHO IS AN INSURED is amended to include as an insured any person or organization whom you have agreed to add as an additional insured in a written contract, written agreement or permit. Such person or organization is an additional insured but only with respect to liability f o r "bodily injury," "property damage" or "personal and advertising injury" arising out of:
a. your acts or omissions, or the acts or omissions o f those acting on your behalf, in the performance o f your ongoing operations f o r the Additional Insured that are subject o f the written contract or written agreement provided that the "bodily injury" or "property damage occurs, or the "personal and advertising injury" is committed, subsequent to the signing o f such written contract or written agreement; or
b. the maintenance, operation or use by you o f equipment rented or leased to you by such person or organization; or
c. the Additional Insureds financial control o f you; or d. operations performed by you or on your behalf f o r which the state or political subdivision has issued a permit
However:
1. the insurance afforded to such additional insured only applies to the extent permitted by law; and
2. if coverage provided to the Additional Insured is required by contract or agreement, the insurance afforded to such additional insured will not be broader than that which you are required by the contract or agreement to provide such additional insured.
With respect to paragraph 1.a. above, a person's or organization's status as an additional insured under this Endorsement ends when:
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(1) all work, including materials, parts or equipment furnished in connection with such work, on the project (other than service, maintenance or repairs) to be performed f o r or on behalf o f the Additional Insured(s) at the location o f the covered operations has been completed; or
(2) that portion o f "your work" out o f which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations f o r a principal as a part o f the same project.
With respect to paragraph 1.b. above, this insurance does not apply to any "occurrence" which takes place after the equipment rental or lease agreement has expired or you have returned such equipment to the lessor.
The insurance provided by this Endorsement applies only if the written contract or written agreement is signed prior to the "bodily injury" or "property damage." We have no duty to defend an additional insured under this Endorsement until we receive written notice o f a "suit" by the Additional Insured as required in paragraph b. o f Condition 2.
Duties in the Event of Occurrence, Offense, Claim or Suit under SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITION.
2. With respect to the insurance provided by this Endorsement, the following are added to paragraph 2. Exclusions under SECTION I - COVERAGE A - Bodily Injury and Property Damage Liability:
This insurance does not apply to:
a. "Bodily injury" or "property damage" that occurs prior to your commencing operations at the location where such "bodily injury" or "property damage" occurs. b. "Bodily injury," "property damage" or "personal and advertising injury" arising out o f the rendering of, or failure to render, any professional architectural, engineering or surveying services, including:
(1) the preparing, approving, or failing to prepare or approve, maps, shop drawings, opinions, reports, surveys, field orders, change orders or drawings and specifications; or
(2) supervisory, inspection, architectural or engineering activities.
This exclusion applies even if the claims against any insured allege negligence or other wrongdoing in the supervision, hiring, employment, training or monitoring o f others by that Insured, if the "occurrence" which caused the "bodily injury" or "property damage," or the offense which caused the "personal and advertising injury," involved the rendering of, or failure to render, any professional architectural, engineering or surveying services. c. "Bodily injury" or "property damage" occurring after:
(1) all work, including materials, parts or equipment furnished in connection with such work, on the project (other than service, maintenance or repairs) to be performed f o r or on behalf o f the Additional Insured(s) at the location o f the covered operations has been completed; or
(2) that portion o f "your work" out o f which the injury or damage arises has been put to its intended use by any person or organization other than another contractor or subcontractor engaged in performing operations f o r a principal as a part o f the same project.
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d. Any person or organization specifically designated as an additional insured f o r ongoing operations by a separate additional insured endorsement issued by us and made part o f this Policy.
3. With respect to the insurance afforded to these Additional Insureds, the following is added to SECTION III - LIMITS OF INSURANCE:
If coverage provided to the Additional Insured is required by a contract or agreement, the most we will pay on behalf o f the Additional Insured is the amount o f insurance:
a. required by the contract or agreement; or
b. available under the applicable Limits o f Insurance shown in the Declarations; whichever is less.
This Endorsement shall not increase the applicable Limits o f Insurance shown in the Declarations.
R. Primary and Non-Contributory Additional Insured Extension This provision applies to any person or organization who qualifies as an additional insured under any form or endorsement under this Policy.
Condition 4. Other Insurance o f SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS is amended as follows:
a. The following is added to paragraph a. Primary Insurance:
This insurance is primary to and will not seek contribution from any other insurance available to an additional insured under your policy provided that:
(1) the Additional Insured is a named insured under such other insurance; and (2) you have agreed in writing in a contract or agreement that this insurance would be primary and would not seek contribution from any other insurance available to the Additional Insured.
b. The following is added to paragraph b. Excess Insurance:
When a written contract or written agreement, other than a premises lease, facilities rental contract or agreement, an equipment rental or lease contract or agreement or permit issued by a state or political subdivision between you and an additional insured does not require this insurance to be primary or primary and non-contributory, this insurance is excess over any other insurance f o r which the Additional Insured is designated as a named insured.
Regardless o f the written agreement between you and an additional insured, this insurance is excess over any other insurance whether primary, excess, contingent or on any other basis f o r which the Additional Insured has been added as an additional insured on other policies.
S. Additional Insureds - Protection of Your Limits
This provision applies to any person or organization who qualifies as an additional insured under any form or endorsement under this Policy.
1. The following is added to Condition 2. Duties in the Event of Occurrence, Offense, Claim or Suit:
An additional insured under this Endorsement will as soon as practicable:
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a. give written notice o f an "occurrence" or an offense that may result in a claim or "suit" under this insurance to us;
b. tender the defense and indemnity o f any claim or "suit" to all insurers whom also have insurance available to the Additional Insured; and
c. agree to make available any other insurance which the Additional Insured has f o r a loss we cover under this Coverage Part.
d. we have no duty to defend or indemnify an additional insured under this Endorsement until we receive written notice o f a "suit" by the Additional Insured.
2. The Limits o f Insurance applicable to the Additional Insured are those specified in a written contract or written agreement or the Limits o f Insurance stated in the Declarations o f this Policy and defined in SECTION III - LIMITS OF INSURANCE o f this Policy, whichever are less. These limits are inclusive o f and not in addition to the Limits o f Insurance available under this Policy.
T. Blanket Waiver of Transfer of Rights of Recovery Against Others to Us (Subrogation) Under SECTION IV - COMMERCIAL GENERAL LIABILITY CONDITIONS, the following is added to Condition 8. Transfer of Rights of Recovery Against Others to Us:
If required by a written contract or written agreement, we waive any right o f recovery we may have against a person or organization because o f payment we make f o r injury or damage arising out o f your ongoing operations or "your work" done under a contract f o r that person or organization and included in the "products-completed operations hazard" provided that the injury or damage occurs subsequent to the execution o f the written contract or written agreement.
U. Property Damage Extension with Voluntary Payments
1. The following is added to paragraph 1. Insuring Agreement o f SECTION I - COVERAGE A - Bodily Injury and Property Damage Liability:
At your request we will pay f o r "loss" to property o f others caused by your business operations f o r which this Policy provides liability insurance. Such payment will be made without regard to your legal obligation to do so. The "loss" must occur during the policy period and must take place in the "coverage territory."
2. With respect to the coverage afforded under paragraph 1. above, paragraph 2. Exclusions o f SECTION I - COVERAGES A - Bodily Injury and Property Damage Liability is amended as follows:
Exclusions j.(3), j.(4), j.(5) and j.(6) are deleted.
3. As respects coverage afforded by this coverage, SECTION III - LIMITS OF INSURANCE is replaced by the following:
Regardless o f the number o f insureds, claims made or "suits" brought or persons or organizations making claims or bring "suits":
1. Subject to 2. Below, the most we will pay f o r one or more "loss" arising out o f any one "occurrence" is $ 1,000.
2. The aggregate amount we will pay f o r the sum o f all "loss" in an annual period is $ 5,000.
This aggregate amount is part o f and not in addition to the General Aggregate Limit described in paragraph 2. o f SECTION III - LIMITS OF INSURANCE.
GREAT A M ER ICA N I N S CO OF NY
CG 8 9 7 0 (Ed. 11/14) (Page 1 2 o f 12)
V. Who Is an Insured - Fellow Employee Extension - Management Employees
1. The following is added to paragraph 2.a.(1) o f SECTION II - WHO IS AN INSURED:
Paragraph (a) and (b) above do not apply to "bodily injury" or "personal and advertising injury" caused by an "employee" who is acting in a supervisory capacity f o r you. Supervisory capacity as used herein means the "employee's" job responsibilities assigned by you, including the direct supervision o f other "employee" o f yours. However, none o f these "employees" are insureds f o r "bodily injury" or "personal and advertising injury" arising out o f their willful conduct, which is defined as the purposeful or willful intent to cause "bodily injury" or "personal and advertising injury," caused in whole or in part by their intoxication by liquor or controlled substances.
This coverage is excess over any other valid and collectable insurance available to your "employee."
W. Broadened Personal and Advertising Injury
1. Unless "Personal and Advertising Injury" is excluded from this Policy, the following is added to SECTION V - DEFINITIONS Item 14.:
h. mental injury, mental anguish, humiliation, or shock, if directly resulting from Items 14.a. through 14.e.