Original-FHN — Redondo Beach City Council, January 17, 2023

AGREEMENT FOR CONSULTING SERVICES

BETWEEN THE CITY OF REDONDO BEACH

AND FHN FINANCIAL MAIN STREET ADVISORS, LLC
THIS AGREEMENT FOR CONSULTING SERVICES (this "Agreement") is made etween the City of Redondo Beach
-HN Financial Main Street Advisors, LC, a Nevada limited labir com pCity") and ("Consultant" or "Contractor").

The parties hereby agree as follows:

Description of Project or Scope of Services. The project description or scope of services to be provided by Consultant, and any corresponding responsibilities of City, or services required to be performed by City are set forth in Exhibit "A."

2. Term and Schedule for Completion. Consultant shall commence and complete the project or services described in Exhibit "A" in accordance with the schedule set forth in Exhibit "B"
Compensation. City agrees to pay Consultant for work performed in accordance with Exhibit "C"
*****

GENERAL PROVISIONS
Independent Contractor. Consultant acknowledges, represents and warrants that Consultant is not a regular or temporary employee, officer, agent, joint venturer or partner of the City, but rather an independent contractor. This Agreement shall not be construed as a contract of employment. Consultant shall have no rights to any benefits which accrue to City employees unless otherwise expressly provided in this Agreement. Due to the independent contractor relationship created by this Agreement, the City shall not withhold state or federal income taxes, the reporting of which shall be Consultant's sole responsibility.

2. Brokers. Consultant acknowledges, represents and warrants that Consultant has not hired, retained or agreed to pay any entity or person any fee, commission, percentage, gift, or any other consideration, contingent upon or resulting from the award or making of this Agreement.

City Property. All plans, drawings, reports, calculations, data, specifications, videos, graphics or other materials prepared for or obtained pursuant to this Agreement shall upon request be delivered to the City within a reasonable time, and the rights thereto shall be deemed assigned to the City. If applicable, Consultant shall prepare check prints upon request. Said plans, drawings, 1 reports, calculations, data, specifications, videos, graphics or other materials, shall be specific for the project herein and shall not be used by the City for any other project without Consultant's consent. Notwithstanding the foregoing, Consultant shall not be obligated to assign any proprietary software or data developed by or at the direction of Consultant for Consultant's own use; provided, however, that Consultant shall, pursuant to Paragraph 14 below, indemnify, defend and hold the City harmless from and against any discovery or Public Records Act request seeking the disclosure of any such proprietary software or data.

Inspection. If the services set forth in Exhibit "A" shall be performed on City or other public property, the City shall have the right to inspect such work without notice. If such services shall not be performed on City or other public property, the City shall have the right to inspect such work upon reasonable notice.

Inspections by the City shall not relieve or minimize the responsibility of Consultant to conduct any inspections Consultant has agreed to perform pursuant to the terms of this Agreement. Consultant shall be solely liable for said inspections performed by Consultant. Consultant shall certify in writing to the City as to the completeness and accuracy of each inspection required to be conducted by Consultant hereunder.

5. Services. The project or services set forth in Exhibit "A" shall be performed to the full satisfaction and approval of the City. In the event that the project or services set forth in Exhibit "A" are itemized by price in Exhibit"C", the City in its sole discretion may, upon notice to Consultant, delete certain items or services set forth in Exhibit "A", ', in which case there shall be a corresponding reduction in the amount of compensation paid to Consultant. City shall furnish Consultant to the extent available, with any City standards, details, specifications and regulations applicable to the Project and necessary for the performance of Consultant's services hereunder. Notwithstanding the foregoing, any and all additional data necessary for design shall be the responsibility of Consultant.

6. Records. Consultant, including any of its subcontractors shall maintain full and complete documents and records, including accounting records, employee time sheets, work papers, and correspondence pertaining to the project or services set forth in Exhibit "A". Consultant, including any of its subcontractors shall make such documents and records available for City review or audit upon request and reasonable notice, and shall keep such documents and records, for at least four (4) years after Consultant's completion of performance of this Agreement.

Copies of all pertinent reports and correspondence shall be furnished to the City for its files.

Changes and Extra Work. All changes and/or extra work under this Agreement shall be provided for by a subsequent written amendment executed by City and Consultant.
2 Additional Assistance. If this Agreement requires Consultant to prepare plans and specifications, Consultant shall provide assistance as necessary to resolve any questions regarding such plans and specifications that may arise during the period of advertising for bids, and Consultant shall issue any necessary addenda to the plans and specifications as requested. In the event Consultant is of the opinion that City's requests for addenda and assistance is outside the scope of normal services, the parties shall proceed in accordance with the changes and extra work provisions of this Agreement.

Professional Ability. Consultant acknowledges, represents and warrants that Consultant is skilled and able to competently provide the services hereunder, and possesses all professional licenses, certifications, and approvals necessary to engage in its occupation. City has relied upon the professional ability and training of Consultant as a material inducement to enter into this Agreement.

Consultant shall perform in accordance with generally accepted professional practices and standards of Consultant's profession.

10. Business License. Consultant shall obtain a Redondo Beach Business License before performing any services required under this Agreement. The failure to so obtain such license shall be a material breach of this Agreement and grounds for immediate termination by City; provided, however, that City may waive the business license requirement in writing under unusual circumstances without necessitating any modification of this Agreement to reflect such waiver.

11. Termination Without Default. Notwithstanding any provision herein to the contrary, the City may, in its sole and absolute discretion and without cause, terminate this Agreement at any time prior to completion by Consultant of the project or services hereunder, immediately upon written notice to Consultant. In the event of any such termination, Consultant shall be compensated for: (1) all authorized work satisfactorily performed prior to the effective date of termination; and (2) necessary materials or services of others ordered by Consultant for this Agreement, prior to Consultant's receipt of notice of termination, irrespective of whether such materials or services of others have actually been delivered, and further provided that Consultant is not able to cancel such orders. Compensation for Consultant in such event shall be determined by the City in accordance with the percentage of the project or services completed by Consultant; and all of Consultant's finished or unfinished work product through the time of the City's last payment shall be transferred and assigned to the City. In conjunction with any termination of this Agreement, the City may, at its own expense, make copies or extract information from any notes, sketches, computations, drawings, and specifications or other data, whether complete or not.

12. Termination in the Event of Default. Should Consultant fail to perform any of its obligations hereunder, within the time and in the manner provided or otherwise violate any of the terms of this Agreement, the City may immediately terminate this Agreement by giving written notice of such termination, stating the reasons 3 Sanergy
for such termination. Consultant shall be compensated as provided immediately above, provided, however, there shall be deducted from such amount the amount of damages if any, sustained by the City by virtue of Consultant's breach of this Agreement.

13. Conflict of Interest. Consultant acknowledges, represents and warrants that Consultant shall avoid all conflicts of interest (as defined under any federal, state or local statute, rule or regulation, or at common law) with respect to this Agreement. Consultant further acknowledges, represents and warrants that Consultant has no business relationship or arrangement of any kind with any City official or employee with respect to this Agreement. Consultant acknowledges that in the event that Consultant shall be found by any judicial or administrative body to have any conflict of interest (as defined above) with respect to this Agreement, all consideration received under this Agreement shall be forfeited and returned to City forthwith. This provision shall survive the termination of this Agreement for one (1) year.

14. Indemnity. To the maximum extent permitted by law, Consultant hereby agrees, at its sole cost and expense, to defend protect, indemnify, and hold harmless the City, its elected and appointed officials, officers, employees, volunteers, attorneys, and agents (collectively "Indemnitees") from and against any and all claims, including, without limitation, claims for bodily injury, death or damage to property, demands, charges, obligations, damages, causes of action, proceedings, suits, losses, stop payment notices, judgments, fines, liens, penalties, liabilities, costs and expenses of every kind and nature whatsoever, in any manner arising out of, incident to, related to, in connection with or arising from any act, failure to act, error or omission of Consultant's performance or work hereunder (including any of its officers, agents, employees, Subcontractors) or its failure to comply with any of its obligations contained in the Agreement, or its failure to comply with any current or prospective law, except for such loss or damage which was caused by the sole negligence or willful misconduct of the City. Consultant's obligation to indemnify shall not be restricted to insurance proceeds, if any, received by Consultant or Indemnitees. This indemnification obligation shall survive this Agreement and shall not be limited by any term of any insurance policy required under this Agreement.
a. Nonwaiver of Rights. Indemnitees do not and shall not waive any rights that they may possess against Consultant because the acceptance by City, or the deposit with City, of any insurance policy or certificate required pursuant to this Agreement.
b. Waiver of Right of Subrogation. Consultant, on behalf of itself and all parties claiming under or through it, hereby waives all rights of subrogation and contribution against the Indemnitees.
4 15. Insurance. Consultant shall comply with the requirements set forth in Exhibit "D." Insurance requirements that are waived by the City's Risk Manager do not require amendments or revisions to this Agreement.

16. Non-Liability of Officials and Employees of the City. No official or employee of the City shall be personally liable for any default or liability under this Agreement.

17. Compliance with Laws. Consultant shall comply with all federal, state and local laws, statutes, ordinances, rules and regulations, and the orders and decrees of any courts or administrative bodies or tribunals, with respect to this Agreement, including without limitation all environmental laws, employment laws, and non- discrimination laws.

18. Limitations upon Subcontracting and Assignment. Consultant acknowledges that the services which Consultant shall provide under this Agreement are unique, personal services which, except as otherwise provided herein, Consultant shall not assign or sublet to any other party without the prior written approval of City, which approval may be withheld in the City's sole and absolute discretion. In the event that the City, in writing, approves any assignment or subletting of this Agreement or the retention of subcontractors by Consultant, Consultant shall provide to the City upon request copies of each and every subcontract prior to the execution thereof by Consultant and subcontractor. Any attempt by Consultant to assign any or all of its rights under this Agreement without first obtaining the City's prior written consent shall constitute a material default under this Agreement.

The sale, assignment, transfer or other disposition, on a cumulative basis, of twenty-five percent (25%) or more of the ownership interest in Consultant or twenty-five percent (25%) or more the voting control of Consultant (whether Consultant is a corporation, limited liability company, partnership, joint venture or otherwise) shall constitute an assignment for purposes of this Agreement.

Further, the involvement of Consultant or its assets in any transaction or series of transactions (by way of merger, sale, acquisition, financing, transfer, leveraged buyout or otherwise), whether or not a formal assignment or hypothecation of this Agreement or Consultant's assets occurs, which reduces Consultant's assets or net worth by twenty-five percent (25%) or more shall also constitute an assignment for purposes of this Agreement.

19. Subcontractors. Consultant shall provide properly skilled professional and technical personnel to perform any approved subcontracting duties. Consultant shall not engage the services of any person or persons now employed by the City without the prior written approval of City, which approval may be withheld in the City's sole and absolute discretion.

20. Integration. This Agreement constitutes the entire agreement between the parties concerning the subject matter hereof and supersedes any previous oral or written agreement; provided, however, that correspondence or documents 5 exchanged between Consultant and City may be used to assist in the interpretation of the exhibits to this Agreement.

21. Amendment. This Agreement may be amended or modified only by a subsequent written amendment executed by both parties.

22. Conflicting Provisions. In the event of a conflict between the terms and conditions of this Agreement and those of any exhibit or attachment hereto, this Agreement proper shall prevail. In the event of a conflict between the terms and conditions of any two or more exhibits or attachments hereto, those prepared by the City shall prevail over those prepared by Consultant.

23. Non-Exclusivity. Notwithstanding any provision herein to the contrary, the services provided by Consultant hereunder shall be non-exclusive, and City reserves the right to employ other contractors in connection with the project.

24. Exhibits. All exhibits hereto are made a part hereof and incorporated herein by reterence; provided, however, that any language in Exhibit "A" which does not pertain to the project description, proposal, or scope of services (as applicable) to be provided by Consultant, or any corresponding responsibilities of City, shall be deemed extraneous to, and not a part of, this Agreement.

25. Time of Essence. Time is of the essence of this Agreement.

26. Confidentiality. To the extent permissible under law, Consultant shall keep confidential its obligations hereunder and the information acquired during the performance of the project or services hereunder.

27. Third Parties. Nothing herein shall be interpreted as creating any rights or benefits in any third parties. For purposes hereof, transterees or assignees as permitted under this Agreement shall not be considered "third parties."

28. Governing Law and Venue. This Agreement shall be construed in accordance with the laws of the State of California without regard to principles of conflicts of law. Venue for any litigation or other action arising hereunder shall reside exclusively in the Superior Court of the County of Los Angeles, Southwest Judicial District.

29. Attorneys' Fees. In the event either party to this Agreement brings any action to enforce or interpret this Agreement, the prevailing party in such action shall be entitled to reasonable attorneys' fees (including expert witness fees) and costs.

This provision shall survive the termination of this Agreement.

30. Claims. Any claim by Consultant against City hereunder shall be subject to Government Code §§ 800 et seq. The claims presentation provisions of said Act are hereby modified such that the presentation of all claims hereunder to the City 6 shall be waived if not made within six (6) months after accrual of the cause of action.

31. Interpretation. Consultant acknowledges that it has had ample opportunity to seek legal advice with respect to the negotiation of this Agreement. This Agreement shall be interpreted as if drafted by both parties.

32. Warranty. In the event that any product shall be provided to the City as part of this Agreement, Consultant warrants as follows: Consultant possesses good title to the product and the right to transfer the product to City; the product shall be delivered to the City free from any security interest or other lien; the product meets all specifications contained herein; the product shall be free from material defects in materials and workmanship under normal use for a period of one (1) year from the date of delivery; and the product shall be fit for its intended purposes). Notwithstanding the foregoing, consumable and maintenance items (such as light bulbs and batteries) shall be warranted for a period of thirty (30) days from the date of delivery. All repairs during the warranty period shall be promptly performed by Consultant, at Consultant's expense, including shipping.

Consultant shall not be liable under this warranty for an amount greater than the amount set forth in Exhibit "C" hereto.

33. Severance. Any provision of this Agreement that is found invalid or unenforceable shall be deemed severed, and all remaining provisions of this Agreement shall remain enforceable to the fullest extent permitted by law.

34. Authority. City warrants and represents that upon City Council approval, the Mayor of the City of Redondo Beach is duly authorized to enter into and execute this Agreement on behalf of City. The party signing on behalf of Consultant warrants and represents that he or she is duly authorized to enter into and execute this Agreement on behalf of Consultant, and shall be personally liable to .

City if he or she is not duly authorized to enter into and execute this Agreement on behalf of Consultant.

35. Waiver. The waiver by the City of any breach of any term or provision of this Agreement shall not be construed as a waiver of any subsequent breach.

SIGNATURES FOLLOW ON NEXT PAGE
7 IN WITNESS WHEREOF, the parties have executed this Agreement in Redondo Beach, California, as of this 18th day of February, 2020.

CITY OF REDONDO BEACH, FHN FINANCIAL MAIN STREET ADVISORS, a chartered municipal corporation LLC, a Nevada limited liability company By: Ruel Thelk
William C. Brand, Mayor Name:Rick PrIceps
Title: PRESIDENT
ATTEST: APPROVED:

Eleanor Manzano, City Clerk Jill Buchholz, Risk Manager APPROVED AS TO FORM:

Michael W. Webb, City Attorney
IN WITNESS WHEREOF, the parties have executed this Agreement in Redondo Beach, California, as of this 18th day of February, 2020.

CITY OF REDONDO BEACH, FHN FINANCIAL MAIN STREET ADVISORS, a chartered municipal corporation LLC, a Nevada limited liability company e By:

William C. Brand, Mayor Name:

Title:

ATTEST: APPROVED:

Eleanor Manzano, City Clerk Jill Buchkolz, Risk Manager APPROVED AS TO FORM:

Mill w wel
Michael W. Webb, City Attorney
EXHIBIT "A"

SCOPE OF SERVICES

CONSULTANT'S DUTIES
Consultant shall perform the following duties.

1. Provide nondiscretionary investment management of the City's investment portfolio in accordance with federal, state, and local rules, regulations, codes, laws, and ordinances, and the City of Redondo Beach, California Statement of Investment Policy ("City Investment Policy").

2. Transact purchases and sales of securities in the best interest of the City.

3. Use best efforts to advise the City of all investment decisions.

4. Send daily transaction information to the City Treasurer ("Treasurer") or designee via fax or e-mail.

5. Send daily transaction information to the City's custodian for trade settlement.

6. Provide confirmations, detailed reports and reconciliations of daily investment transactions, investment earnings, and performance results on a monthly, quarterly, and annual basis to meet all appropriate governmental reporting requirements of the City.

7. Provide suitable Administrative Reports, including monthly portfolio reports to present to the Mayor and City Council.

8. Conduct a quarterly investment meeting, in person or via the telephone, with the Treasurer and other applicable staff to present economic and market data, portfolio composition and transactions, a comparison of portfolio return performance and benchmarks, and any other reports deemed necessary by the Treasurer.

9. Provide a monthly analysis of the State's Local Agency Investment Fund ("LAIF").

10. Participate in compliance reviews and audits.

11. Conduct an annual review of the City Investment Policy.

12. Upon the request of the City Treasurer, present reports and respond to questions at a minimum of two public meetings.
9 13. Maintain City investment records on Sympro database.

14. Provide quarterly updates to City's Sympro files.

15. Provide a copy of the Sympro investment reporting files to the City. 10 EXHIBIT "B"

SCHEDULE FOR COMPLETION
TERM. The term of this Agreement shall commence on February 1, 2020 and expire January 31, 2023 ("Term"), unless otherwise terminated herein. 11 EXHIBIT "C"

COMPENSATION
Provided Consultant is not in default under this Agreement, Consultant shall be compensated as provided below.

1. AMOUNT. Consultant shall be paid a monthly amount of $1,500. In no event shall the total compensation paid to Consultant exceed $18,000 for each annual term. In the event Consultant is paid a trade credit by an affiliate, that amount shall offset the City's monthly payment and the City shall only remit the remainder, if any is due. Any trade credits in excess of the City's payments) at the end of the current annual term shall be rolled over to the next annual term.

Upon termination or expiration of this Agreement, the cash equivalent of any unused trade credits shall be deposited in the City's LAIF account.

2. METHOD OF PAYMENT. Consultant shall provide monthly invoice to City for approval and payment. Invoice shall be based on the monthly amount, any trade credit offsets, and trade credit rollovers (if applicable) in the month prior to the invoice submission. Invoice must be itemized, adequately detailed, based on accurate records, in a form reasonably satisfactory to City. Consultant shall provide any other back-up material upon request.

3. SCHEDULE FOR PAYMENT. City agrees to pay Consultant within thirty (30) days of receipt of the City's monthly invoice, provided services are completed to City's full satisfaction.

4. NOTICE. Written notices to City and Contractor shall be given by registered or certified mail, postage prepaid and addressed to or personally served on the following parties.

Contractor: FHN Financial Main Street Advisors, LLC
10655 Park Run Drive, Suite 120
Las Vegas, NV 89144
Attn: Rick Phillips, President and Chief Investment Officer City: City of Redondo Beach
City Treasurer's Department
415 Diamond Street
Redondo Beach, CA 90277
Attn: Steve Diels, City Treasurer
All notices, including notices of address changes, provided under this Agreement are deemed received on the third day after mailing if sent by registered or certified mail. 12 Sanfron
Changes in the respective address set forth above may be made from time to time by any party upon written notice to the other party.
13 EXHIBIT "D"

INSURANCE REQUIREMENTS FOR CONSULTANTS
Without limiting Consultant's indemnification obligations under this Agreement, representatives, or employees.

Minimum Scope of Insurance
Coverage shall be at least as broad as:

Insurance Services Office Commercial General Liability coverage (occurrence form CG 0001).

Insurance Services Office form number CA 0001 (Ed. 1/87) covering Automobile Liability, code 1 (any auto).

Workers' Compensation insurance as required by the State of California.

Employer's Liability Insurance.

Minimum Limits of Insurance
Consultant shall maintain limits no less than:

General Liability: $1,000,000 per occurrence for bodily injury, personal injury and property damage. The general aggregate limit shall apply separately to this project.

Automobile Liability: $1,000,000 per accident for bodily injury and property damage.

Employer's Liability: $1,000,000 per accident for bodily injury or disease.

Deductibles and Self-Insured Retentions
Any deductibles or self-insured retentions must be declared to and approved by the City. At the option of the City, either: (1) the insurer shall reduce or eliminate such deductibles or self-insured retentions as respects the City, its officers, officials, employees and volunteers or (2) the Consultant shall provide a financial guarantee satisfactory to the City guaranteeing payment of losses and related investigations, claim administration and defense expenses.
14 Other Insurance Provisions
The general liability and automobile liability policies are to contain, or be endorsed to contain, the following provisions:

Additional Insured Endorsement:

General Liability: The City, its officers, elected and appointed officials, employees, and volunteers shall be covered as insureds with respect to liability arising out of work performed by or on behalf of the Consultant. General liability coverage can be provided in the form of an endorsement to the Consultant's insurance, or as a separate owner's policy.

Automobile Liability: The City, its officers, elected and appointed officials, employees, and volunteers shall be covered as insureds with respect to liability arising out of automobiles owned, leased, hired or borrowed by or on behalf of the Consultant.

For any claims related to this project, the Consultant's insurance coverage shall be primary insurance as respects the City, its officers, elected and appointed officials, employees, and volunteers. Any insurance or self-insurance maintained by the City, its officers, officials, employees, or volunteers shall be excess of the Consultant's insurance and shall not contribute with it.

Each insurance policy required by this clause shall be endorsed to state that coverage shall not be canceled by either party, except after thirty (30) days prior written notice by certified mail, return receipt requested, has been given to the City.

Each insurance policy shall be endorsed to state that the inclusion of more than one insured shall not operate to impair the rights of one insured against another insured, and the coverages afforded shall apply as though separate policies had been issued to each insured.

Each insurance policy shall be in effect prior to awarding the contract and each insurance policy or a successor policy shall be in effect for the duration of the project.

The maintenance of proper insurance coverage is a material element of the contract and failure to maintain or renew coverage or to provide evidence of renewal may be treated by the City as a material breach of contract on the Consultant's part.

Acceptability of Insurers
Insurance shall be placed with insurers with a current A.M. Best's rating of no less than A:VII and which are authorized to transact insurance business in the State of California by the Department of Insurance.
15 бот тові
Verification of Coverage
Consultant shall furnish the City with original certificates and amendatory endorsements effecting coverage required by this clause. The endorsements should be on the City authorized forms provided with the contract specifications. Standard ISO forms which shall be subject to City approval and amended to conform to the City's requirements may be acceptable in lieu of City authorized forms. All certificates and endorsements shall be received and approved by the City before the contract is awarded. The City reserves the right to require complete, certified copies of all required insurance policies, including endorsements effecting the coverage required by these specifications at any time.

Subcontractors
Consultant shall include all subcontractors as insured under its policies or shall furnish separate certificates and endorsements for each subcontractor. All coverages for subcontractors shall be subject to all of the requirements stated herein.

Risk Management
Consultant acknowledges that insurance underwriting standards and practices are subject to change, and the City reserves the right to make changes to these provisions in the reasonable discretion of its Risk Manager.
16 Client#: 25306 FIRSHOR

CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY)
ACORD:.
11/21/2019
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS

CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURERS), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.

IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject fo the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsements).

NAMEACT Susan Ott
The Crichton Group (AC, No, Ext): 615 383-9761 HONE [AC, No): 615 383-4628 3011 Armory Drive Suite 250 AMEss: [email protected] Nashville, TN 37204 INSURERS) AFFORDING COVERAGE
NAIC #
INSURER A : The Phoenix Insurance Company 25623
INSURED INSURER B: Travelers Property Casualty Company of 25674 FHN Financial Main Street Advisors, LLC 27120
INSURER C: Trumbull Insurance Company
PO Box 84
INSURER D:
165 Madison Avenue
INSURER E:

Memphis, TN 38103
INSURER F:

COVERAGES CERTIFICATE NUMBER:

THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS

CLUSIONS AND CONDITIONS OF SUC

TYPE OF INSURANCE POLICY NUMBER LIMITS
A COMMERCIAL GENERAL LIABILITY H6603H224500PHX19 06/01/2019 06/01/2020 EACH OCCURRENCE $1,000,000 ] CLAIMS-MADE X OCCUR $1,000,000
MED EXP (Any one person) $10,000
PERSONAL & ADVINJURY $1,000,000
GEN'L AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE $2,000,000 PRO-
POLICY JECT LOC PRODUCTS- COMPOP AGO $2,000,000
OTHER:

AUTOMOBILE LIABILITY H8100N810834TIL18 06/01/2019 06/01/2020 CONED SINGLE LIMIT $1,000,000 X ANY AUTO BODILY INJURY (Per person) $
ALL OWNEI SCHEDULED BODILY INJURY (Per accident)

UTOS AUTOS
X HIRED AUTOS X NON-OWNED ROPERTY DAMAGI $
AUTOS er acciden
UMBRELLA LIAB X OCCUR CUP9K544465 06/01/2019 06/01/2020 EACH OCCURRENCE $10,000,000 EXCESS LIAB CLAIMS-MADE AGGREGATE $10,000,000
DED | X RETENTION$10000
WORKERS COMPENSATION 20WNJ76704 06/01/2019 06/01/2020 X/STATUTE

AND EMPLOYERS' LIABILITY
ON CERNEWER EACI YIN E.L. EACH ACCIDENT $1,000,000
IN NIA
(Mandatory In NH) EL. DISEASE - EA EMPLOYEE $1,000,000
DESCRIPTION OF OPERATIONS below EL DISEASE - POLICY LIMIT $1,000,000 The Certificate Holder is included as Additionat insured for General Liability and Automobile Liability, when required by a written contract or agreement that has been executed prior to a loss, and as outlined in the policy forms referenced below. Additional Insured status is not applicable to Workers Compensation. (See Attached Descriptions)

CERTIFICATE HOLDER CANCELLATION
City of Redondo Beach ACCORDANCE WITH THE POLICY PROVISONWILL BE DELVERED IN 415 Diamond Street
Redondo Beach, CA 90277-0000

ACORD 25(2014/01) The ACORD name and logo are registered marks of ACORD *S799644/M1761284 of2 BLT
DESCRIPTIONS (Continued from Page 1)
As respects General Liability:

Blanket Additional Insured - Owners, Managers and Lessors of Premises (per Form CG T1 00 02 19) Blanket Additional Insured - Lessors of Leased Equipment (per Form CG T1 00 02 19) Blanket Additional Insured - Persons or Organizations For the Named Insured's Ongoing Operations As Required By Written Contract or Agreement (per Form CG D5 52) Blanket Waiver of Subrogation as Required by Written Contract or Agreement (per Form CG D5 52) Blanket Primary, Non-Contributory Status as Required by Written Contract (per Form CG T1 00 02 19) As Respects Auto Liability:

Blanket Additional Insured When Required by Written Contract or Agreement (per Form CA T3 53) Blanket Waiver of Subrogation When Required by Written Contract (per Form CA T3 53) As Respects Workers' Compensation:

Blanket Waiver of Subrogation (per Form WC 00 03 13) - as allowable by law Blanket Waiver of Subrogation (per Form WC 42 03 04 B) - applicable to Texas Blanket Waiver of Subrogation (per Form WC 04 03 06) - applicable to California Blanket Waiver of Subrogation (per Form WC 43 03 05) - applicable to Utah Blanket Alternate Employer Endorsement (per Form WC 03 01 A) - as allowable by law As Respects Umbrella/Excess Liability:

The Umbrella/Excess Liability provides excess limits over the underlying General Liability, Auto Liability and Employers Liability.

Coverage is subject to all of the terms, conditions, exclusions and definitions of the above-referenced policies, as issued by the carriers).
....

SAGITTA 25.3 (2014/01) 2 of 2
#S799641/M761284
ACORD® DATE (MM/DD/YYYY)
CERTIFICATE OF LIABILITY INSURANCE 11/12/2019
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS

CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.

IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsements).

Atto: [email protected]/Fax 212-948-0527

INSURERS) AFFORDING COVERAGE
CN101851001--BleFI-19-20 INSURER A : (See Additional Page Text)

INSURED
FHN Financial Main Street Advisors INSURER B:

Tonya Dazzio 702-575-6592 INSURER C:
10655 Park Run Dr, Suite 120
INSURER D:

Las Vegas, NV 89144
INSURER E:

CERTIFICATE NUMBER: ATL-004462343-23 REVISION NUMBER: 12

CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.

LTR TYPE OF INSURANCE INSD WYD POLICY NUMBER LIMITS

COMMERCIAL GENERAL LIABILITY EACH OCCURRENCE

CLAIMS-MADE DAMAGE TO RENTED
OCCUR PREMISES (Ea occurrence)
MED EXP (Any one person) $
PERSONAL & ADV INJURY $
GEN1 AGGREGATE LIMIT APPLIES PER: GENERAL AGGREGATE

POLICY ECT LOC PRODUCTS - COMP/OP AGG
OTHER:

AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT
(Ea accident
ANY AUTO BODILY INJURY (Per person)
OWNED | SCHEDULED BODILY INJURY (Per accident) $

AUTOS ONLY AUTOS

AUTOS ONLY NON-OWNED PROPERTY DAMAGE
AUTOS ONLY (Per accident)

UMBRELLA LIAB OCCUR EACH OCCURRENCE

EXCESS LIAB CLAIMS-MADE AGGREGATE

RETENTIONS

STATUTE
Y/N
E.L. EACH ACCIDENT
N/ A
E.L. DISEASE - EA EMPLOYEE $
DESCRIPTION OF OPERATIONS below EL. DISEASE - POLICY LIMIT S A Blended Program See Attached 08/01/2019 / 08/01/2020 Combined Limit 30,000,000 Primary F.l. Bond See addi page text
DESCRIPTION OF OPERATIONS/ LOCATIONS / VEHICLES (ACORD 101, Additlonal Remarks Schedule, may be attached if more space Is required) This is a Claims Made policy.

CERTIFICATE HOLDER CANCELLATION
y of Redondo Bea SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE n: Jill Buchh THE EXPIRATION DATE THEREOF, , NOTICE WILL BE DELIVERED IN 415 Diamond Street ACCORDANCE WITH THE POLICY PROVISIONS.

Redondo Beach, CA 90277

ACORD 25(2016/03) The ACORD name and logo are registered marks of ACORD AGENCY CUSTOMER ID: CN101851001
LOC #: Nashville
ACORD® ADDITIONAL REMARKS SCHEDULE

Page 2 of 2 ends

AGENCY NAMED INSURED •
MARSH, INC. FHN Financial Main Street Advisors
Tonya Dazzio 702-575-6592
POLICY NUMBER 10655 Park Run Dr, Suite 120
Las Vegas, NV 89144

CARRIER NAIC CODE
EFFECTIVE DATE:

ADDITIONAL REMARKS

THIS ADDITIONAL REMARKS FORM IS A SCHEDULE TO ACORD FORM, FORM NUMBER: 25 FORM TITLE: Certificate of Liability Insurance Policy Period: August 1, 2019 - August 1, 2020
Primary Coverage: Bankers Professional Liability (BPL), Directors & Officers Liability, Fiduciary Liability subject to Tie-In of Limits) Carrier: Berkshire Hathaway Specialty Insurance
Policy Number: 47-EPF-301701-05
Limit of Insurance: $15,000,000 Aggregate and Per Claim Retentions per Claim:

D&O (B&C) - $10,000,000
BPL - $10,000,000
Fiduciary - $1,000,000/55,000,000
Coverage: Primary F.l. Bond
Carrier: Berkshire Hathaway Specialty Insurance
Policy Number: 47-EPF-301701-05
Limit of Insurance: $15,000,000 Singte/$30,000,000 Aggregate ACORD 101 (2008/01) © 2008 ACORD CORPORATION. All rights reserved.

The ACORD name and logo are registered marks of ACORD

Redondo Beach City CouncilJanuary 17, 2023

Redondo Beach City Council
January 17, 2023