Insurance - Avalon Roofing — Redondo Beach City Council, March 5, 2024

AC(}RI)"
COVERAGES CERTIFICATE NUMBER: 23.24 GL BA REVISION NUMBER:
11t29t2023
ThIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLOER. THIS

CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMENO, EXTENO OR ALTER THE COVERAGE AFFORDED BY THE POLICIES

BELOW THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, ANO THE CERTIFICATE IIOLOER.

IMPORTANT: lf the certificate holder is an ADDITIONAL INSUREO, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed lf SUBROGATION lS WAIVED, subject to the lerms and conditions of the policy, certain policies may require an €ndorsement. A statement on this certificate does not confer rights to the certificate hoider in lieu of such endorsement(s). [b WEW
Natalie Guillozet, CRIS CISR
[email protected]
1559) 222-7722

INSIJRER(S) AFEORDING COVERAGE
INsURERA Crum & Forster Specialty lns 44520

PRODUCER
James G. Parker lnsurance
License #0554959
P O Box 3947
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t|{suRER B . California Automobile Insurance 34342

INSIJRER E
Gardena cA 90248
Avalon Rooflng lnc
16828 S Broadway
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TYPE OFiNSURANCE
EACI] @CURRENC€ $ 1,000.m0
PREMTSES rEa occu(ence) s 100,0m
MED ExPlAnv one 66on) s 5,000
PERSONAL 8 AOV INJ!AY $ 1,000,000
GENERALAGGREGATE s 2,00o,00o
PROOUCTS, COMPOPAGG s 2,000,000
s
GLO101920 121O2t2023 12tO212024

COMMERCIA L G EN ERAL LIASILITY

GEN'LAGGREGATE LIMIT APPLIES PER
"o.,"" lX llg
OTHER
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s 1,000,000
BODILY INJURY (P.l PEISOh) S
121O212024 BODTLY TNJURY (P4 eccxrenrl S
S
B ovlNEo 8A040000085549

AUTOS ONLY
HIRED

SCHEDUIEO
AUTOS

AUTOMOBILE LIABIUTY

EACH OCCURRENCE S
AGGREGATE s
UMBREII"ALIAB

EXCESS LAB
OCCUR
OED RETENTION $ s
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ACCTOENT s
E L DISEASE. EAEMPLOYEE 5
E L OISEASE POLICY L1M T $
IIIJORKERS COMPEIiISATION

AIIO EMPLOYERS' UABILITY

ANY PROPRIETOF'PARTNER/EXECUTIVE
OFFICERAIEMBER EXCLUDED?
OESCRIPTION OF OPERATIONS below
oEsc RtPTto N oF o PERATTO NS
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LOCATIONS I VEH TCLES (ACO RD i Ol, Addftonal R.m.rk. Sch.dul., may b. atl.. h.d lf mor. .p.C. l. r.qolEd) Job: Re-roof Historic Morrell House
The CiV of Redondo Beach, its ofiicers, slected and appoint6d ofllcials, employees, and volunte6rc are included as Additional lnsul€d as per forms CG2010 1219, CFS|CGL1002 092020 & MCA85100817CA atlached.

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TIFICATE HOLDER
@ 1988-2015 ACORO CORPORATION. All rishts reserved
The ACORD name and logo are registered marks ofACORD
{* btr*4^\
AUTHORIZEO REPiESEiITATIVE
City of Redondo Beach
Public Works Departm€nt
531 N Gertruda Ave
Redondo Beach
I
cA 90277
ACORD 25 (2016/03)

CERTIFICATE OF LIABILITY INSURANCE

INSURED

THIS ISTOCERTIFY THAT THE POLICIES OF INSURANCE LISIEO BELOW HAVE BEEN ISSUED TOTHE INSUREO NAMED ABOVE FOR THE PO-ICY PERIOD INDICATED, NOTWTHSTANOING ANY REOUIREMENT, TERM OR CONOITION OF ANY CONTRACT OR OTHER OOCUMENT WITH RESPECT TO v1/t]ICH THIS

CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES OESCRIBEO HEREIN IS SUBJECT TO ALITHE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES LIMITS SHO\/!1! MAY HAVE BEEN REOUCED BY PAIO CLAIMS. 1210212023
$

SHOULD ANY OF THE ABOVE DESCRIBEO POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE wlLL BE DELIVERED IN ACCORDANCEWITH THE POLICY PROVISIONS.

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY

PRIMARY AND NONCONTRIBUTORY -

OTHER INSURANCE CONDITION
This endorsement modifies insurance provided under the following:

COMMERCIAL GENERAL LIABILITY COVERAGE PART

PRODUCTS/COMPLETED OPERATIONS LIABILITY COVERAGE PART
The following is added to the other lnsurance condition and supersedes any provision to the contrary:

Primary And Noncontribstory lnsurance
This insurance is primary to and will not seek contribution from any other insurance available to an additionat insured under this policy provided that:
(l) The additional insured is a named insured undersuch other insurance; and (2) You have agreed in writing in a contract or agreement prior to the injury or damage that this insurance would be primary and would not seek contribution from any other insurance avaitable to the ad,itional insured where the adilition;l insured is a named insured.

However, the insurance provided under this endorsement will not apply beyond the extent required by such contract or agreement.

ALL OTHER TERMS AND CONDITIONS OF THIS POLICY REMAIN UNCHANGED. cFSrc-GL-1 002(09/2020) Page 1 of 1
POLICY NUMBER: cLO-10'1920 COMMERCTAL GENERAL LtABtLtry cG 20 10 1219
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

ADDITIONAL INSURED - OWNERS, LESSEES OR

CONTRACTORS - SCHEDULED PERSON OR

ORGANIZATION
This endorsement modilies insurance provided under lhe following

COMMERCIAL GENERAL LIABILITY COVERAGE PART

SCHEDULE
Name Of Additional lnsured person(s
Or nization s Location s Of Covered rations
Any person or organizalion you have agreed in a written contracl to add as an additional insured on your policy provided the written contract is signed prior to the
"bodily injury", "property damage', or',personal and
advertising injury"
Locations and operations covered under this policy
when required by wrilten contract signed prior to the
"bodily injury", "property damage,, or,,personal and
advertising injury"
lnformation uired to com lete h IS hedu le f not sh0wn a bo VC be shown n he D la to nS A. Section ll - Who ls An lnsured is amended to
include as an additional insured the person(s) or
organization(s) shown in the Schedule, but only
with respect to tiabitity for "bodily injury',, ,,property damage" or "personal and advertising irijury,
caused, in whole or in part, by:

1. Your acts or omissions; or
2, The acts or omissions of those acting on your
behatt
in the performance of your ongoing operations for the. additionat insured(s) at the tocation(s) designated above.

However:

1. The insurance afforded to such additional
insured only applies to the extent permitted
by law; and

2. lf coverage provided to the additional insured
is required by a conlract or agreement, the
insurance affoded to such additional insured
will not be broader lhan that which you are
required by the contract or agreement
to provide for such additional insured.

B. Vvith respect to the insurance afforded to these
additional insureds, the following additional
exclusions apply:

This insurance does not apply lo "bodily injury', or
"property damage" occurring after:
'1. All work, including malerials, pa(s or
equipment fumished in conneclion with such
work, on the project (other than seryice,
mainlenance or repairs) to be performed by
or on behalf of the additionat insured(s) at tha
location of the covered operations has been
completed; or

2. That portion of "your work, out of which
the injury or damage arises has been put to its
intended use by any person or organization
other than another contractor or subcontraclor
engaged in performing operations for a
principal as a part of the same projecl.

C. Wth respect lo the insurance afforded to these
additional insureds, the following is added to
Section lll - Limits Of lnsurance:
lf coverage provided to the addilional insured is
required by a contract or agreement, the most we will pay on behalf of the additional insured is the amount of insurance:
cG 20 101219 @ lnsurance Services Office, lnc., 2018 Page 'l of 2 l. Required by the contract or agreement; or

2. Available under the applicable limits of
insurance;
whichever is less.

This endorsement shall not increase lhe
applicable limits of insurance.
cG 20 10 1219 @ lnsurance Services Office, lnc., 20'18 Page 2 of 2 TH]S ENDORSEMENTCHANGESTHE POLICY. PTEASE READ tT CAREFULTY.

Business Auto Broadening Endorsement
This endorsement modifies insurance provided under the following:

BUSINESS AUTO COVERAGE FORM
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NEWLY ACQUIRED OR FORMED ENTITY (BROAD FORM NAMED INSURED)

EMPLOYEES AS INSUREDS

AUTOMATIC ADDITIONAL INSURED

EMPLOYEE HIRED AUTO LIABILITY

SUPPLEMENTARY PAYMENTS

FELLOW EMPLOYEE COVERAGE

ADDITIONALTRANSPORTATION EXPENSE

HIRED AUTO PHYSICAL DAMAGE COVERAGE

ACCIDENTALAIRBAG DEPLOYMENT COVERAGE

LOAN/LEASE GAP COVERAGE

GLASS REPAI R - DEDUCTIBLE WAIVER

TWO OR MORE DEDUCTIBLES

AMENDED DUTIES IN EVENTOF ACCIDENT, CLAIM, SUIT OR LOSS

WAIVER OF SUBROGATION

UNINTENTIONAL ERROR, OMISSION, OR FAILURE TO DISCLOSE HAZARDS

EMPLOYEE HIRED AUTO PHYSICAL DAMAGE

PRI MARY AN D NONCONTRI BUTORY I F REQUI RED BY CO NTRACT

HIRED AUTO - COVERAGE TERRITORY

MCA85100817-CA lncludes copyrighted material oflnsurance Services Ofice, lnc., with its permissior

Page 1 ends

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NEWLYACQUIRED OR FORMED ENTITY(Broad Form Named lnsured) SECIION ll- LIABILITY COVERAGE, A. Coverage, l'. Who ls An Insured, the following is added:
d. Any business entity newly acquired or formed by you during the policy period provided you own 50% or more of the business entity and the business entity is not separately insured for Business Auto Coverage. Coverage is extended up to a maximumofl8odaysfollowingacquisitionorformationofthebusinessentity. coverageunderthisprovisionisaffordedonlyuntiltheendofthepolicyperiod.

Coveragedoesnotapplytoan"accident"whichoccurredbeforeyouacquiredor formed the organization.

EMPTOYEES AS INSUREDS
sECflON - LIABILITY COVE RAGE, A. Coverage, 1. WholsAn lnsured, the following is added:
e. Any "employee" of yours is an "insured" while using a covered "auto" you don't own, hire or borrow In your business or your personal affairs'

EMPLOYEE HIRED AUTO TIABILITY
sEcl-loN - LIABILITY COVERAGE, A. Cove rage, 1. Who ls An Insured, the following is added:
g.An'.employee.'ofyoursisan..insured'.whileoperatingan''auto''hiredorrented underacontractoragreementinthat..employee's'.name,withyourpermission, while performing duties related to the conduct of your business' AUTOMATIC ADDITIONAL t NSURED
sECflON ll - LIABILITY COVERAGE, A. Coverage, 1. Who ls An lnsured, the following is added:
f.Anypersonororganizationthatyouarerequiredtoincludeasadditionalinsuredon the Coverage Form in a written contract or agreement that is signed a nd executed byyoubeforethe..bodilyinjury..or..propertydamage.,occursandthatisineffect duiing the policy period is an ,,insured', for Liability coverage, but only for damages to which this insura nce a pplies a nd only to the extent that person or organization qualifies as an "insured" under theWho lsAn lnsured provision contained in Section ll.

V SUPPLEMENTARY PAYMENTS
SECTION ll-LIABILITYCOVERAGE,A. Coverage,2. Coverage Extensions, a. supplementary Paymentt Subpa ragra phs (2) a nd (4) a re replaced by the following:
(2\ Up to 53,000 for cost of ba il bonds (including bonds for related traffic law violations)requiredbecauseofan..accident''wecover.Wearenotobligatedto furnish these bonds.

All reasona ble expenses incurred by the " insured" at our request, including actua I loss of ea rnings up to 5500 a day beca use of time off from work' (4)
Copyright 2017 MercurY lns ura nce Services, LLC. AllriShts reserved' lncludes copyrighted materia I of lns ura nce Services Of,ice, lnc , with its Permissior MCAa5100817-CA PaEe2 ol 6
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BUSINESS AUTO COVERAGE FORM
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FELTOW EMPLOYEE €OVERAGE:

SECIION I I - LIABI LITY COVE RAGE, B. Exclusions, 5. Fellow Employee This exclusion does not apply if you have workers' compensation insurance in-force covering all of your "employees". Coverage is excess over any other collectible insurance.

ADDITIONAL TRANSPORTATION EXPENSE
SECfION lll - PHYSICAL DAMAGE COVERAGE, A. Coverage,4. Coverage Extensions, a. Transportation Expenses, is replaced with the following:

We will pay up to S50 per day to a maximum of 51000 for temporarytra nsportation expense incurred by you because of the tota ltheft of a covered "a uto" of the private passenger type. We will pay only for those covered "autos" for which you carryeither Comprehensive or Specified Causes of Loss Coverage. We will pay for tempora ry t ra nsportat ion expenses incurred during the period beginning 48 hours after the theft and ending, rega rdless of the policy' s expirat ion, when t he covered "a uto" is returned to use or we pay for its "loss". lf your business shown in the Decla rations is other tha n a n a uto dea lership, we will a lso pay u p to 51,000 for reasona ble a nd necessa ry costs incurred by you to return a stolen covered auto from the place where it is recovered to its usual ga raging location.

HIRED AUTO PHYSICAL DAMAGE COVERAGE
SECIION lll - PHYSICAL DAMAGE COVERAGE, A. Coverage, 4. Coverage Extensions, the following is added:
c. lf Liability Coverage is provided in this policy on a Symbol 1 or a Symbol 8 basis and Comprehensive, Specified Causes of Loss, or Collision coveragesare provided under t his coverage form for a ny "auto" you own, then the Physica I Da mage Cove rages provided a re e*ended to "autos" you hire, subject to the following limit:
(1) The most we will payfor "loss" toanyhired"auto"isS50,000orActuaI Cash Value or Cost of Repair, whichever is less
(2) 5500 deductible will apply to a ny loss under this coverage extension, exceptthat nodeductible shall applyto "loss' caused byfire or lightning Sub.iect to the a bove limit and deductible we will provide coverage equal tothe broa dest coverage a pplica ble to any cove red "auto" you own of simila r size a nd type. This coverage extension is excess coverage over a ny other collectible insurance.

ACCIDENTAT AIRBAG DEPTOYMENT COVERAGE
SECTION lll- PHYSICAL DAMAGE COVERAGE, B. Exclusions, 3.a., isamended to add the following:

MCA85100817-CA lncludes copyrighted materialoflnsuranceServices Office,lnc., with its Permis5ior Page 3 of 6 x IOAN/IEASE GAP COVERAGE
SECIION lll-PHYSICALDAMAGECOVERAGEC. Limitof lnsura nce, t he following isadded:

4. ln the event of a "totalloss" to a covered "auto" shown in the schedule or declarationsfor which Collision and Comprehensive Coverage apply, we will payany unpaid amount due on the lease or loa n for t hat covered "auto," less:
a. The amount paid underthe Physica I Da mage Coverage Section ofthe policy; and
b. Any:
(1) Overdue lease/loan payments at thetime ofthe "losd'; (21 Financial penahies imposed under a lease for excessive use, abnormal wear and tearor high mileage.
(3) Security deposits not returned by the lessor;
(4) Costs for extended wa rra ntieE Credit Life lnsura nce, Hea lth, Accident or Disability lnsurance purchased with the loan or lease; and (5) Ca rry-over balancesfrom previous ioans or leases.

The most we will pay under Auto Loa n/Lease Ga p Coverage for a n insured a uto is 25% of the actua lcash va lue ofthat insured auto at the time of the loss.

GLASS REPAIR - DEDUCTIBLE WAIVER
SECTION lll - PHYSICAL DAMAGE COVERAGE, D. Deductible, the following is added:

No deductible a pplies to g la ss da mage if the glass is repa ired rat her t ha n replaced.

TWO OR MORE DEDUCIIBLES
SECIION I ll -PHYSICAL DAMAG E COVE RAG E, D. Deduct ible, the following is a dded:
lf two or more " compa ny" policies or coverage forms a pply to the sa me accide nt:

1.. lf the applicable Business Auto deductible isthe smallest, it will be waived; or

2. lfthe applicable Business Auto deductible is not the smallest, it will be reduced by the amount ofthe smallest deductible; or

3. lf the loss involves two or more Business Auto coverage forms or policies the smallest deductible will be waived.

For the purpose of this endorsement "compa ny'' mea ns the compa ny providing this insura nce a nd a ny of t he affiliated members of the Mercury lnsura nce G roup of compa nies.

AMENDED DUTIES IN EVENTOF ACODENT, CIAIM, SUITOR IOSS
The requirement in SECTION lV, BUSIN ESSAUTO CONDITIONt A. Loss Conditiont 2. Duties In The Event Of Accident, Claim, Suit, Or Lost a., ln the event of "accident", you must notifi/ us of a n "accident" applies only when the "accident" is known to:
(1) You. if you are a n individual;
(2) A partner. ifyou are a partnership;
(3) A member, if you are a limited liability company; or (4) An executive officer or insura nce ma nager, ifyou a re a corporation.

Copyright 2017 Mercury lnsurance Services, LLC. All rights rese^€d. lncludes copyrighted materla I oflnsurance Services Offce, lnc., with its permissior xt.
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MCA85100817-CA Page 4 of 5
xtv. WAIVER OF SUBROGATION
SECIION lV- BUSINESSAUTO CONDITIONt A. Loss Conditions, 5. Transferof RightsOf Recovery Against OthersTo Us, section is replaced by the following:

5. Transfer Of RightsOf RecoveryAgainst Others To Us
We waive a ny right of recovery we may have aga inst a ny person or orga nization to the extent required ofyou by a written contract executed prior toany "accident" or "loss", provided that the "accident" or "loss" arisesout of theoperations contemplated by such contract. The waiver applies only to the person or organization designated in such contract.

XVI I. PRI MARY AND NONCONTRI BUTORY I F REQU I RED BY CONTRAC-I SECTION lV- BUSINESSAUTO CONDITIONS, B. Genera lConditions, 5. Other lnsurance, the following is added and supersedesany provision tothe contrary:
e. This insura nce is prima ry to a nd will not seek cont ribut ion from a ny other insura nce availabletoan additional insured under your policy provided that:
(1) The additiona I insured is a Na med lnsured under such other insura nce; a nd 12\ You have agreed in writing in a cont ract or agreement that this insura nce would be primaryand would not seek contribution from anyother insura nce ava ila ble to t he addit iona I insured.

MC445100817-CA lncludes copvrighted materia I of lnsura nce Services of{ice, lnc., with ats Permissior P.ge 5 of 6 xv. UNINTENTIONAL ERROR, OMISSION, OR FAILURE TO DISCLOSE HAZARDS SECIION lV- BUSINESSAUTO CONDITIONS, B. Ge nera lConditions, 2. Concealment, M isrepresentation, or Fraud, the following is added:

Any unintentional omission of or error in information given by you, or unintentional failure to disclose a ll exposures or haza rdsexisting a s of the effective date or at a ny time during t he policy pe riod sha ll not inva lidate or adversely affect the coverage for such exposure or hazardorprejudiceyourrightsunderthisinsurance. However, you must report the undisclosed exposure or hazardto us as soon as reasonably possible after its discovery.

This provision does not affect our right to collect addit ional premium or exercise our right of ca ncellat ion or non-renewal.
xvt. EMPLOYEE HI RED AUTO PHYSI CAt DAMAGE
SECr ION lV- BUSIN ESS AUTO CON DITIONS, B. Ge nera I Conditions, 5. Other lnsura nce, b. For H ired Auto Physical DamageCoverage, isreplaced by thefollowing:
b. For H ired Auto Physica I Da mage Coverage, the following are deemed to be cove red "autos" you own:

1. Any covered "auto" you lease, hire, rent or borrow; and

2. Any covered "auto" hired or rented by your "employee" under a contract in that individual "employee's" name, with your permission, while performing duties related to the conduct ofyour business.

However, any "auto" that is leased, hired, rented or borrowed with a driver is not a covered "auto".
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HIRED AUTO . COVERAGE TERRITORY
SECIION lV- BUSINESSAUTO CONDITIONI B. cenera I Conditions, 7. Policy Period, Coverage Territory, e. Anywhere in the world if:, is replaced by the following:
e. Anywhere in the world if: (1) A covered "auto" is leased, hired, rented or borrowed without a driver for a period of 30 days or less; and
(2) The " insured's" responsibility to pay da mages is determined in a "suit" on t he me rits, in the U nited States of America, the territories a nd possessions of t he U nited States of America, Puerto R icq or Ca nada or in a sett lement we agree to.

BODILY INJURY REDEFINED TO INCLUDE RESUTTANT MENTAL ANGUISH SECI ION V - DEFl N lTl ONl C. " Bodily l njury" is amended by adding the following. " Bodily injury" a lso includes me nta I a nguish but only when t he me nta I a nguish a rises from other bodily injury, sickness, or disease.

Redondo Beach City CouncilMarch 5, 2024

Redondo Beach City Council
March 5, 2024