1 SECOND AMENDMENT TO THE
AGREEMENT FOR CONSULTING SERVICES
BETWEEN THE CITY OF REDONDO BEACH
AND LANCE, SOLL & LUNGHARD, LLP
THIS SECOND AMENDMENT TO THE AGREEMENT FOR CONSULTING SERVICES ("Second Amendment") is made between the City of Redondo Beach, a chartered municipal corporation ("City") and Lance, Soll & Lunghard, LLP, a California limited liability partnership ("Consultant”).
WHEREAS, on June 21, 2022, the parties hereto entered into the Agreement for Consulting Services between the City and Consultant (the "Agreement"); and WHEREAS, on November 21, 2023, the parties hereto entered into the First Amendment to the Agreement for Consulting Services between the City and Consultant (the "First Amendment"), extending the term of the Agreement; and WHEREAS, the Agreement is set to expire on December 31, 2025; and WHEREAS, the parties desire to amend the Agreement.
NOW THEREFORE, in consideration of the promises and mutual covenants contained herein, and intending to be legally bound, the parties hereto agree to make the following amendments to the Agreement:
1. Scope of Services. The Agreement is hereby amended to add Exhibit “A-1”, which provides additional accounting services to City staff for FY 2023-24 and FY 2024-25. Exhibit “A-1” is attached hereto and incorporated by reference.
2. Term. Exhibits “B” to “B-1” of the Agreement are hereby amended to add Exhibit "B-2", which extends the Agreement to December 31, 2026. Exhibit “B-2” is attached hereto and incorporated by reference. Consultant shall commence and complete all services described in Exhibit “A” to “A-1” of the Agreement in accordance with the schedule set forth in Exhibit "B-2".
3. Compensation. Exhibit "C" of the Agreement is hereby amended to add Exhibit “C-1”, which increases the Consultant’s compensation limit by $125,000 setting a new total compensation limit of $225,000. Exhibit “C-1” is attached hereto and incorporated by reference. Consultant shall continue to be compensated for the services described in Exhibits "A" to “A-1” of the Agreement.
4. No Other Amendments. Except as expressly stated herein, the Agreement shall remain unchanged and in full force and effect. The Agreement, First Amendment, and Second Amendment constitute the entire agreement between the parties and supersede any previous oral or written agreement with respect to 2 the subject matter hereof. In the event of any inconsistency between the terms of the Agreement, First Amendment and this Second Amendment, the terms of this Second Amendment shall govern.
[SIGNATURES FOLLOW ON NEXT PAGE]
3 IN WITNESS WHEREOF, the parties have executed this Second Amendment in Redondo Beach, California, as of this 15th day of October, 2024.
CITY OF REDONDO BEACH, LANCE, SOLL & LUNGHARD, LLP,
a chartered municipal corporation a California limited liability partnership _______________________ By: _______________________
James A. Light, Mayor Name:_______________________
Title: _______________________
ATTEST: APPROVED:
_________________________ _________________________
Eleanor Manzano, City Clerk Diane Strickfaden, Risk Manager APPROVED AS TO FORM:
____________________________
Michael W. Webb, City Attorney
Kelly Telford
Partner
4 EXHIBIT "A-1"
PROJECT DESCRIPTION AND/OR SCOPE OF SERVICES
I. CONSULTANT’S DUTIES
Consultant shall perform the following duties:
A. Evaluate compliance with Governmental Accounting Standards Board (GASB) pronouncements and provide technical expertise that will assist the City in completing the calculations for FY 2023-24 and FY 2024-25 including but not limited to debt, pensions, compensated absences, Other PostEmployment Benefits (OPEB), leases and subscription-based information technology arrangements (SBITAs).
B. Assist City staff with financial year-end close and audit preparation upon City’s request.
C. Review calculations and recommendations with City staff to obtain approval.
D. Provide ongoing assistance to City staff with accounting inquiries upon City’s request.
II. CITY'S DUTIES
City will perform the following duties:
A. Provide Consultant with requested data, documentation, and information in a timely manner.
B. Review and approve calculations and recommendations provided by Consultant and post journal entries to the City’s financial software. 5 EXHIBIT “B-2”
SCHEDULE FOR COMPLETION
TERM. The term of the Agreement shall be extended to December 31, 2026, unless otherwise terminated as herein provided.
6 EXHIBIT "C-1"
COMPENSATION
Provided Consultant is not in default under this Agreement, Consultant shall be compensated as provided below.
I. AMOUNT. Consultant shall be paid for services performed under the Agreement and any of its amendments in accordance with the following rate schedule.
Position
Hourly
Rate
Group Training $420
Partner $360
Director $300
Senior Manager $270
Manager $230
Supervisor $200
Senior Accountant $180
Experienced Staff $150
Staff Accountant $130
Clerical $110
In no event shall Consultant’s total compensation exceed $225,000.
II. METHOD OF PAYMENT. Consultant shall submit invoices indicating the services provided, staff title, hourly rate, hours worked, dates of service, and tasks performed during the prior month to City for approval and payment. Invoices must be itemized, adequately detailed, based on accurate records, and in a form reasonably satisfactory to City. Consultant may be required to provide back-up material upon request.
III. SCHEDULE FOR PAYMENT. City agrees to pay Consultant within thirty (30) days of receipt of monthly invoices, provided, services are completed to City’s full satisfaction.
IV. NOTICE. Written notices to City and Consultant shall be given by registered or certified mail, postage prepaid, email, or personally served, and addressed to the following parties.
Consultant: Lance, Soll & Lunghard, LLP
203 N Brea Blvd, Suite 203
Brea, CA 92821
7 Attention: Kelly Telford, Partner
Email: [email protected]
City: City of Redondo Beach
Financial Services Department
415 Diamond St., Door 1
Redondo Beach, CA 90277
Attention: Stephanie Meyer, Interim Finance Director
Email: [email protected]
All notices, including notices of address changes, provided under this Agreement are deemed received as follows: (1) on the second business day after emailing, provided that no “bounce-back” or similar message indicating non-delivery is received; (2) on the third day after mailing if sent by registered or certified mail; or (3) upon personal delivery. Changes in the respective address set forth above may be made from time to time by any party upon written notice to the other party in accordance with this section.
Affinity Insurance Services, Inc.
1100 Virginia Drive, Suite 250
Fort Washington, PA 19034
Affinity Insurance Services, Inc.
10/12/2024
Lance, Soll & Lunghard, LLP
203 N Brea Boulevard, Suite 203
Brea, CA 92821-4056
Continental Casualty Company 20443
Professional Liability
Network Security & Liability
APL-275513554
APL-275513554
10/12/2024
10/12/2024
10/12/2025
10/12/2025
Per Claim/Aggregate $3,000,000/$3,000,000
Aggregate $2,000,000
City of Redondo Beach
415 Diamond St
Redondo Beach, CA 90277
A
B
Continental Casualty Company 20443
09/19/2024
The Liberty Company Insurance Brokers
Lic #0D79653
5955 De Soto Ave, Ste 250
Woodland Hills CA 91367
Lindsey Jamall
(888) 918-3960
[email protected]
Lance Soll & Lunghard LLP
203 N Brea Blvd Ste 203
Brea CA 92821
Hartford Underwriters Insurance Company 30104
Rated By Multiple Companies 00914
24-25 BOP/UMB/WC
A Y Y 57SBABE9C78 10/12/2024 10/12/2025
2,000,000
1,000,000
10,000
2,000,000
4,000,000
4,000,000
A 57SBABE9C78 10/12/2024 10/12/2025
2,000,000
A
10,000
57SBABE9C78 10/12/2024 10/12/2025
1,000,000
1,000,000
B Y 57WECAZ7TWB 10/12/2024 10/12/2025
1,000,000
1,000,000
1,000,000
The City of Redondo Beach, Its Officers, Elected and Appointed Officals, Employees, and Volunteers are Named as Additional Insureds with respect to General Liability arising out of the Work Performed by or on behalf of the Named Insured. Coverage is Primary & Non-Contributory. Waiver of Subrogation Applies. 30 Days Written Notice of Cancellation - 10 Days for Non-Payment.
City of Redondo Beach
415 Diamond St
Redondo Beach CA 90277
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS.
INSURER(S) AFFORDING COVERAGE
INSURER F :
INSURER E :
INSURER D :
INSURER C :
INSURER B :
INSURER A :
NAIC #
NAME:
CONTACT
(A/C, No):
FAX
E-MAIL
ADDRESS:
PRODUCER
(A/C, No, Ext):
PHONE
INSURED
COVERAGES CERTIFICATE NUMBER: REVISION NUMBER:
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
OTHER:
(Per accident)
(Ea accident)
$
$
N / A
SUBR
WVD
ADDL
INSD
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. $
$
$
$
PROPERTY DAMAGE
BODILY INJURY (Per accident)
BODILY INJURY (Per person)
COMBINED SINGLE LIMIT
AUTOS ONLY
AUTOS ONLY AUTOS
NON-OWNED
OWNED SCHEDULED
ANY AUTO
AUTOMOBILE LIABILITY
Y / N
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY
OFFICER/MEMBER EXCLUDED?
(Mandatory in NH)
DESCRIPTION OF OPERATIONS below
If yes, describe under
ANY PROPRIETOR/PARTNER/EXECUTIVE
$
$
$
E.L. DISEASE - POLICY LIMIT
E.L. DISEASE - EA EMPLOYEE
E.L. EACH ACCIDENT
ER
OTHSTATUTEPER
(MM/DD/YYYY) LIMITS
POLICY EXP
(MM/DD/YYYY)
POLICY EFF
LTR TYPE OF INSURANCE POLICY NUMBER
INSR
DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)
EXCESS LIAB
UMBRELLA LIAB EACH OCCURRENCE $
AGGREGATE $
$
OCCUR
CLAIMS-MADE
DED RETENTION $
PRODUCTS - COMP/OP AGG $
GENERAL AGGREGATE $
PERSONAL & ADV INJURY $
MED EXP (Any one person) $
EACH OCCURRENCE $
DAMAGE TO RENTED
PREMISES (Ea occurrence) $
COMMERCIAL GENERAL LIABILITY
CLAIMS-MADE OCCUR
GEN'L AGGREGATE LIMIT APPLIES PER:
POLICY
PROJECT LOC
CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY)
CANCELLATION
AUTHORIZED REPRESENTATIVE
ACORD 25 (2016/03)
© 1988-2015 ACORD CORPORATION. All rights reserved.
CERTIFICATE HOLDER
The ACORD name and logo are registered marks of ACORD
HIRED
AUTOS ONLY
Declarations:
Business Owner’s Policy
NGS Business Owners Declaration Page
This Spectrum® Business Owner’s Policy consists of the Declarations, Coverage Forms, Coverage Parts, Common Policy Conditions and any other Forms and endorsements issued to be a part of the Policy. The Hartford® is Hartford Fire Insurance Company and its affiliated property and casualty insurance companies.
Form: SC 00 01 10 18 1
Policy Number: 57 SBA BE9C78
Policy Period: 10/12/2024 to 10/12/2025,
12:01 a.m., Standard time at your mailing
address shown here. Exception: 12 noon in
New Hampshire.
Insurer:
Hartford Underwriters Insurance Company, a
property and casualty company of The
Hartford.
One Hartford Plaza, Hartford, CT 06155
Named Insured and Mailing Address:
LANCE SOLL & LUNGHARD LLP
203 N BREA BLVD STE 203
BREA, CA 92821
Type of Business: Accounting & Auditing
Services
Name of Agency/Broker:
THE LIBERTY CO INS BROKERS LLC
5955 DE SOTO AVE SUITE 250
WOODLAND HILLS, CA 91367
Code: 57110022
Previous Policy Number:
57 SBA BM1263
Organization Type: Corporation
Audit Period: Non-Auditable
Insurance Provided: In return for the
payment of the premium and subject to
all of the terms of this policy, we agree
with you to provide insurance as stated
in this policy.
TOTAL PREMIUM: $7,306*
*Total Premium includes the premium for all Coverage Parts issued to you in this policy, as well as any companion policies delivered with this policy. Total Premium includes any applicable fees and surcharges. Total Premium may change based on coverage changes made through endorsement or if your policy is subject to Premium Audit.
Countersigned by: 07/24/2024
Authorized Representative Date
A Business Owner’s Policy typically covers property and business liability risks. Generally, Property insurance pays you if a covered cause of loss damages property that you own, rent or lease. Business liability insurance pays in certain cases where something you do or something you own causes injury or damage to someone else, or someone else’s property. Please see the coverages and limits described in your Declarations for details regarding the insurance you purchased.
Declarations:
Business Liability Coverage Part
Form: SC 00 01 10 18 10
Your policy includes the liability coverages listed below. The limits in the right-hand column show the maximum amount we’ll pay.
FORM NUMBER FORM NAME LIMIT OF INSURANCE
SL 00 00 10 18 BUSINESS LIABILITY COVERAGE FORM
Damage To Premises Rented To You Limit $1,000,000
General Aggregate Limit $4,000,000
Liability and Medical Expenses Limit $2,000,000
Medical Expenses Limit $10,000
Personal and Advertising Injury Limit $2,000,000
Products-Completed Operations Aggregate Limit $4,000,000 Property Damage Liability Deductible No Deductible
ADDITIONAL BUSINESS LIABILITY COVERAGES
SL 30 42 10 18 ADDITIONAL INSURED - DESIGNATED PERSON OR
ORGANIZATION
SL 30 36 10 18 ADDITIONAL INSURED - OWNERS, LESSEES OR
CONTRACTORS - COMPLETED OPERATIONS
SL 30 32 06 21 BLANKET ADDITIONAL INSURED BY CONTRACT Included1 SL 30 23 10 18 ELECTRONIC MEDIA LIABILITY Included1
SL 51 71 10 18 EMPLOYEE BENEFITS LIABILITY - OCCURRENCE Aggregate Limit $4,000,000
Each Claim Limit $2,000,000
SL 30 26 10 18 HIRED AUTO AND NON-OWNED AUTO LIABILITY Included1 SL 30 03 10 18 WAIVER OF SUBROGATION See schedule below 1 Included in Business Liability Limit(s)
BUSINESS LIABILITY SCHEDULES
Form Number Form Name Description Additional Details
SL 30 03 10 18 WAIVER OF SUBROGATION CITY OF NEWPORT NEWS
PURCHASING DEPARTMENT
Location: 2400
WASHINGTON AVENUE
4TH FLOOR NEWPORT
NEWS, VA 23807
ADDITIONAL INSUREDS SCHEDULES
Form Number Form Name
Additional Insured Name
and Address
Location
SL 30 36 10 18 ADDITIONAL INSURED - OWNERS,
LESSEES OR CONTRACTORS -
COMPLETED OPERATIONS
ONTARIO INTERNATIONAL
AIRPORT AUTHORITY, ITS
COMMISSIONERS OFFICERS,
EMPLOYEES AGENTS AND
VOLUNTEER
1923 E AVION STREET, ONTARIO,
CA 91764
LOC 001 002 003 004
BLDG 001
Declarations:
Business Liability Coverage Part
CONTINUED
Form: SC 00 01 10 18 11
ADDITIONAL INSUREDS SCHEDULES
Form Number Form Name
Additional Insured Name
and Address
Location
CITY OF MALIBU
23825 STUART RANCH RD,
MALIBU, CA 90265
LOC 001/002/003/004
BLDG 001
THE COUNTY OF MONTEREY, ITS
OFFICERS, AGENTS AND
EMPLOYEES
1488 SCHILLING PLACE, SALINAS,
CA 93901
LOC 001 BLDG 001
SL 30 42 10 18 ADDITIONAL INSURED -
DESIGNATED PERSON OR
ORGANIZATION
CITY OF LATHROP
390 TOWNE CENTRE DRIVE,
LATHROP, CA 95330
N/A
CITY OF ORANGE
300 E. CHAPMAN AVENUE,
ORANGE, CA 92866
N/A
CITY OF SAN BUENAVENTURA,
ITS OFFICERS, OFFICIALS,
AGENTS, EMPLOYEES AND
VOLUNTEERS
501 POLI STREET, VENTURA, CA
93002
N/A
SAN BERNARDINO COUNTY
PURCHASING DEPARTMENT
222 W. HOSPITALITY LANE 2ND
FLOOR, SAN BERNARDINO, CA
92415
N/A
CITY OF BEVERLY HILLS
455 N. REXFORD DR, BEVERLY
HILLS, CA 90210
N/A
OFFICE OF THE CITY CLERK
ATTN: CITY RISK/AGREEMENT
MANAGER CITY OF WEST PALM
BEACH
401 CLEMATIS STREET, WEST
PALM BEACH, FL 33401
N/A
CITY OF LOS ANGELES AND ITS
AGENCIES, BOARDS AND DEPTS.
200 NORTH MAIN STREET
CITY HALL EAST - RM 1240, LOS
ANGELES, CA 90012
N/A
CITY OF PLEASANTON
P.O. BOX 520, PLEASANTON, CA
94566
N/A
Declarations:
Business Liability Coverage Part
CONTINUED
Form: SC 00 01 10 18 12
ADDITIONAL INSUREDS SCHEDULES
Form Number Form Name
Additional Insured Name
and Address
Location
CITY OF LIVINGSTON
1416 C STREET, LIVINGSTON, CA
95334
N/A
CITY OF SHAFTER
336 PACIFIC AVENUE, SHAFTER,
CA 93263
N/A
CITY OF BAKERSFIELD OFFICE
OF RISK MANAGEMENT
1600 TRUXTUN AVE,
BAKERSFIELD, CA 93301
N/A
CITRUS HEIGHTS WATER
DISTRICT
P.O. BOX 286, CITRUS HEIGHTS,
CA 95611
N/A
EASTERN MUNICIPAL WATER
DISTRICT
P.O. BOX 8300, PERRIS, CA 92572
N/A
CITY OF SAN JUAN CAPISTRANO
32400 PASEO ADELANTO, SAN
JUAN CAPISTRANO, CA 92675
N/A
THE CITY OF LOS ALAMITOS ITS
OFFICERS, EMPLOYEES, AGENTS
AND VOLUNTEERS
3191 KATELLA AVE, LOS
ALAMITOS, CA 90720
N/A
THE CITY OF SAN CLEMENTE, ITS
OFFICIALS, OFFICERS,
EMPLOYEES AGENTS AND
VOLUNTEERS
910 CALLE NEGOCIO, SAN
CLEMENTE, CA 92673
N/A
SANTA CLARA VALLEY WATER
DISTRICT; ITS DIRECTORS,
OFFICERS EMPLOYEES, AND
AGENTS INDIVIDUALLY AND
COLLECTIVELY
PO BOX 100085 - FT, DULUTH, GA
30096
N/A
CITY OF BENICIA, ITS CITY
COUNCIL MEMBERS, OFFICIALS,
AGENTS, OFFICERS AND
EMPLOYEES
250 E L ST, BENICIA, CA 94510
N/A
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
Form SL 30 32 06 21 Page 1 of 3
© 2021, The Hartford
(May include copyrighted material of Insurance Services Office, Inc., with its permission)
BLANKET ADDITIONAL INSURED BY CONTRACT
This endorsement modifies insurance provided under the following:
BUSINESS LIABILITY COVERAGE FORM
Except as otherwise stated in this endorsement, the terms and conditions of the Policy apply.
A. The following is added to Section C. WHO IS AN INSURED:
Additional Insureds When Required By Written Contract, Written Agreement Or Permit The person(s) or organization(s) identified in Paragraphs a. through f. below are additional insureds when you have agreed, in a written contract or written agreement, or when required by a written permit issued by a state or governmental agency or subdivision or political subdivision that such person or organization be added as an additional insured on your Coverage Part, provided the injury or damage occurs subsequent to the execution of the contract or agreement, or the issuance of the permit.
A person or organization is an additional insured under this provision only for that period of time required by the contract, agreement or permit.
However, no such person or organization is an additional insured under this provision if such person or organization is included as an additional insured by any other endorsement issued by us and made a part of this Coverage Part.
The insurance afforded to such additional insured will not be broader than that which you are required by the contract, agreement, or permit to provide for such additional insured.
The insurance afforded to such additional insured only applies to the extent permitted by law.
The limits of insurance that apply to additional insureds are described in Section D. LIABILITY AND MEDICAL EXPENSES LIMITS OF INSURANCE. How this insurance applies when other insurance is available to an additional insured is described in the Other Insurance Condition in Section E. LIABILITY AND MEDICAL EXPENSES GENERAL CONDITIONS.
a. Vendors
Any person(s) or organization(s) (referred to below as vendor), but only with respect to "bodily injury" or "property damage" arising out of "your products" which are distributed or sold in the regular course of the vendor's business and only if this Coverage Part provides coverage for "bodily injury" or "property damage" included within the "products-completed operations hazard". (1) The insurance afforded to the vendor is subject to the following additional exclusions:
This insurance does not apply to:
(a) "Bodily injury" or "property damage" for which the vendor is obligated to pay damages by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to liability for damages that the vendor would have in the absence of the contract or agreement; (b) Any express warranty unauthorized by you;
(c) Any physical or chemical change in the product made intentionally by the vendor; (d) Repackaging, except when unpacked solely for the purpose of inspection, demonstration, testing, or the substitution of parts under instructions from the manufacturer, and then repackaged in the original container;
(e) Any failure to make such inspections, adjustments, tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business, in connection with the distribution or sale of the products;
(f) Demonstration, installation, servicing or repair operations, except such operations performed at the vendor's premises in connection with the sale of the product; THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
Form SL 30 32 06 21 Page 2 of 3
© 2021, The Hartford
(May include copyrighted material of Insurance Services Office, Inc., with its permission) (g) Products which, after distribution or sale by you, have been labeled or relabeled or used as a container, part or ingredient of any other thing or substance by or for the vendor; or (h) "Bodily injury" or "property damage" arising out of the sole negligence of the vendor for its own acts or omissions or those of its employees or anyone else acting on its behalf. However, this exclusion does not apply to:
(i) The exceptions contained in Paragraphs (d) or (f); or (ii) Such inspections, adjustments, tests or servicing as the vendor has agreed to make or normally undertakes to make in the usual course of business, in connection with the distribution or sale of the products.
(2) This insurance does not apply to any insured person or organization from whom you have acquired such products, or any ingredient, part or container, entering into, accompanying or containing such products. b. Lessors Of Equipment
(1) Any person or organization from whom you lease equipment; but only with respect to their liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your maintenance, operation or use of equipment leased to you by such person or organization. (2) With respect to the insurance afforded to these additional insureds, this insurance does not apply to any "occurrence" which takes place after you cease to lease that equipment. c. Lessors Of Land Or Premises
(1) Any person or organization from whom you lease land or premises, but only with respect to liability arising out of the ownership, maintenance or use of that part of the land or premises leased to you. (2) With respect to the insurance afforded to these additional insureds, this insurance does not apply to:
(a) Any "occurrence" which takes place after you cease to lease that land or be a tenant in that premises; or
(b) Structural alterations, new construction or demolition operations performed by or on behalf of such person or organization.
d. Architects, Engineers Or Surveyors
(1) Any architect, engineer, or surveyor, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf:
(a) In connection with your premises;
(b) In the performance of your ongoing operations performed by you or on your behalf; or (c) In connection with "your work" and included within the "products-completed operations hazard", but only if:
(i) The written contract, written agreement or permit requires you to provide such coverage to such additional insured; and
(ii) This Coverage Part provides coverage for "bodily injury" or "property damage" included within the "products-completed operations hazard".
(2) With respect to the insurance afforded to these additional insureds, the following additional exclusion applies:
This insurance does not apply to "bodily injury", "property damage" or "personal and advertising injury" arising out of the rendering of or the failure to render any professional services, including:
(i) The preparing, approving, or failure to prepare or approve, maps, shop drawings, opinions, reports, surveys, field orders, change orders, designs or drawings and specifications; or (ii) Supervisory, surveying, inspection, architectural or engineering activities.
This exclusion applies even if the claims allege negligence or other wrongdoing in the supervision, hiring, employment, training or monitoring of others by an insured, if the “bodily injury”, “property THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
Form SL 30 32 06 21 Page 3 of 3
© 2021, The Hartford
(May include copyrighted material of Insurance Services Office, Inc., with its permission) damage”, or “personal and advertising injury” arises out of the rendering of or the failure to render any professional service.
e. State Or Governmental Agency Or Subdivision Or Political Subdivision Issuing Permit (1) Any state or governmental agency or subdivision or political subdivision, but only with respect to operations performed by you or on your behalf for which the state or governmental agency or subdivision or political subdivision has issued a permit.
(2) With respect to the insurance afforded to these additional insureds, this insurance does not apply to:
(a) "Bodily injury", "property damage" or "personal and advertising injury" arising out of operations performed for the federal government, state or municipality; or (b) "Bodily injury" or "property damage" included within the "products-completed operations hazard". f. Any Other Party
(1) Any other person or organization who is not in one of the categories or classes listed above in Paragraphs a. through e. above, but only with respect to liability for "bodily injury", "property damage" or "personal and advertising injury" caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf:
(a) In the performance of your ongoing operations performed by you or on your behalf; (b) In connection with your premises owned by or rented to you; or (c) In connection with "your work" and included within the "products-completed operations hazard", but only if:
(i) The written contract, written agreement or permit requires you to provide such coverage to such additional insured; and
(ii) This Coverage Part provides coverage for "bodily injury" or "property damage" included within the "products-completed operations hazard".
(2) With respect to the insurance afforded to these additional insureds, the following additional exclusion applies:
This insurance does not apply to "bodily injury", "property damage" or "personal and advertising injury" arising out of the rendering of, or the failure to render, any professional architectural, engineering or surveying services, including:
(a) The preparing, approving, or failure to prepare or approve, maps, shop drawings, opinions, reports, surveys, field orders, change orders, designs or drawings and specifications; or (b) Supervisory, surveying, inspection, architectural or engineering activities.
This exclusion applies even if the claims allege negligence or other wrongdoing in the supervision, hiring, employment, training or monitoring of others by an insured, if the “bodily injury”, “property damage”, or “personal and advertising injury” arises out of the rendering of or the failure to render any professional service described in Paragraphs f.(2)(a) or f.(2)(b) above.
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
Form SL 30 42 10 18 Page 1 of 1
© 2018, The Hartford
(May include copyrighted material of Insurance Services Office, Inc., with its permission) ADDITIONAL INSURED – DESIGNATED PERSON OR ORGANIZATION
This endorsement modifies insurance provided under the following:
BUSINESS LIABILITY COVERAGE FORM
Except as otherwise stated in this endorsement, the terms and conditions of the Policy apply.
A. The following is added to Section C. WHO IS AN INSURED:
Designated Person Or Organization
a. The person(s) or organization(s) shown in the Declarations as Additional Insured – Designated Person Or Organization is also an additional insured, but only with respect to liability for “bodily injury”, “property damage” or “personal and advertising injury” caused, in whole or in part, by your acts or omissions or the acts or omissions of those acting on your behalf:
(1) In the performance of your ongoing operations; or
(2) In connection with your premises owned by or rented to you. b. If coverage provided to these additional insureds is required by a written contract or written agreement, or when required by a written permit issued by a state or governmental agency or subdivision or political subdivision, the insurance afforded to these additional insureds will not be broader than that which you are required by the contract, agreement, or permit to provide for these additional insureds. c. The insurance afforded to these additional insureds only applies to the extent permitted by law.
B. With respect to the insurance afforded such additional insured(s) by this endorsement, the following additional exclusion is added to Section B. EXCLUSIONS:
This insurance does not apply to “bodily injury” or “property damage” included within the “products-completed operations hazard”.
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
Form SL 30 36 10 18 Page 1 of 1
Process Date: 07/24/2024 © 2018, The Hartford Policy Expiration Date: 10/12/2025 (May include copyrighted material of Insurance Services Office, Inc., with its permission)
ADDITIONAL INSURED - OWNERS, LESSEES OR
CONTRACTORS - COMPLETED OPERATIONS
POLICY NUMBER: 57 SBA BE9C78
This endorsement modifies insurance provided under the following:
BUSINESS LIABILITY COVERAGE FORM
Except as otherwise stated in this endorsement, the terms and conditions of the Policy apply.
The following is added to Section C. WHO IS AN INSURED:
Additional Insured – Owners, Lessees Or Contractors – Completed Operations a. The person(s) or organization(s) shown in the Schedule on the Declarations is also an additional insured, but only with respect to liability for "bodily injury" or "property damage" caused, in whole or in part, by "your work" and at the location designated and described in the Location And Description Of Completed Operations Schedule in the Declarations performed for that additional insured and included in the "products-completed operations hazard".
b. With respect to the insurance afforded to these additional insureds, this insurance does not apply to "bodily injury", "property damage" or "personal and advertising injury" arising out of the rendering of, or the failure to render, any professional architectural, engineering or surveying services, including:
(1) The preparing, approving, editing of or failure to prepare or approve, shop drawings, maps, opinions, reports, surveys, change orders, field orders, designs, drawings, specifications, warnings, recommendations, permit applications, payment requests, manuals or instructions; (2) Supervisory, inspection, quality control, architectural, engineering or surveying activities or services; (3) Maintenance of job site safety, construction administration, construction contracting, construction management, computer consulting or design software development or programming service, or selection of a contractor or programming service;
(4) Monitoring, sampling, or testing service necessary to perform any of the services included in (1), (2) or (3) above;
(5) Supervision, hiring, employment, training or monitoring of others who are performing any of the services included in (1), (2) or (3) above;
c. The insurance afforded to these additional insureds only applies to the extent permitted by law. d. If coverage provided to these additional insureds is required by a written contract, agreement or written permit issued by a state or governmental agency or subdivision or political subdivision, the insurance afforded to these additional insureds will not be broader than that which you are required by the contract, agreement or permit to provide for these additional insureds.
Form SL 00 00 10 18 Page 17 of 22
© 2018, The Hartford
(May include copyrighted material of Insurance Services Office, Inc., with its permission) (2) Premises Rented To You
That is fire, lightning or explosion insurance for premises rented to you or temporarily occupied by you with permission of the owner;
(3) Tenant Liability
That is insurance purchased by you to cover your liability as a tenant for "property damage" to premises rented to you or temporarily occupied by you with permission of the owner; (4) Aircraft, Auto Or Watercraft
If the loss arises out of the maintenance or use of aircraft, "autos" or watercraft to the extent not subject to Exclusion g. of Section B. Exclusions.
(5) Property Damage To Borrowed Equipment Or Use Of Elevators If the loss arises out of "property damage" to borrowed equipment or the use of elevators to the extent not subject to Exclusion k. of Section B. Exclusions.
(6) When You Are Added As An Additional Insured To Other Insurance That is other insurance available to you covering liability for damages arising out of the premises or operations, or products and completed operations, for which you have been added as an additional insured by that insurance; or
(7) When You Add Others As An Additional Insured To This Insurance That is other insurance available to an additional insured.
However, the following provisions apply to other insurance available to any person or organization who is an additional insured under this Coverage Part:
(a) Primary Insurance When Required By Contract
This insurance is primary if you have agreed in a written contract, written agreement or permit that this insurance be primary. If other insurance is also primary, we will share with all that other insurance by the method described in c. below.
(b) Primary And Non-Contributory To Other Insurance When Required By Contract If you have agreed in a written contract, written agreement or permit that this insurance is primary and non-contributory with the additional insured's own insurance, this insurance is primary and we will not seek contribution from that other insurance.
Paragraphs (a) and (b) do not apply to other insurance to which the additional insured has been added as an additional insured.
When this insurance is excess, we will have no duty under this Coverage Part to defend the insured against any "suit" if any other insurer has a duty to defend the insured against that "suit". If no other insurer defends, we will undertake to do so, but we will be entitled to the insured's rights against all those other insurers.
When this insurance is excess over other insurance, we will pay only our share of the amount of the loss, if any, that exceeds the sum of:
(1) The total amount that all such other insurance would pay for the loss in the absence of this insurance; and
(2) The total of all deductible and self-insured amounts under all that other insurance.
We will share the remaining loss, if any, with any other insurance that is not described in this Excess Insurance provision and was not bought specifically to apply in excess of the Limits of Insurance shown in the Declarations of this Coverage Part.
c. Method Of Sharing
If all the other insurance permits contribution by equal shares, we will follow this method also. Under this approach, each insurer contributes equal amounts until it has paid its applicable limit of insurance or none of the loss remains, whichever comes first.
Form SL 00 00 10 18 Page 18 of 22
© 2018, The Hartford
(May include copyrighted material of Insurance Services Office, Inc., with its permission) If any of the other insurance does not permit contribution by equal shares, we will contribute by limits. Under this method, each insurer’s share is based on the ratio of its applicable limit of insurance to the total applicable limits of insurance of all insurers.
7. Transfer Of Rights Of Recovery Against Others To Us
a. Transfer Of Rights Of Recovery
If the insured has rights to recover all or part of any payment, including Supplementary Payments, we have made under this Coverage Part, those rights are transferred to us. The insured must do nothing after loss to impair them. At our request, the insured will bring "suit" or transfer those rights to us and help us enforce them. This condition does not apply to Medical Expenses Coverage. b. Waiver Of Rights Of Recovery (Waiver Of Subrogation) If the insured has waived any rights of recovery against any person or organization for all or part of any payment, including Supplementary Payments, we have made under this Coverage Part, we also waive that right, provided the insured waived their rights of recovery against such person or organization in a contract, agreement or permit that was executed prior to the injury or damage.
F. LIABILITY AND MEDICAL EXPENSES DEFINITIONS
1. "Advertisement" means a notice that is broadcast or published to the general public or specific market segments about your goods, products or services for the purpose of attracting customers or supporters. For the purpose of this definition:
a. Notices that are published include material placed on the Internet or on similar electronic means of communication; and
b. Regarding web sites, only that part of a web site that is about your goods, products or services for the purpose of attracting customers or supporters is considered an advertisement.
2. "Advertising idea" means any idea for an "advertisement".
3. "Asbestos hazard" means an exposure or threat of exposure to the actual or alleged properties of asbestos and includes the mere presence of asbestos in any form.
4. "Auto" means:
a. A land motor vehicle, trailer or semi-trailer designed for travel on public roads, including any attached machinery or equipment; or
b. Any other land vehicle that is subject to a compulsory or financial responsibility law or other motor vehicle insurance or motor vehicle registration law where it is licensed or principally garaged.
However, "auto" does not include "mobile equipment".
5. "Bodily injury" means physical:
a. Injury;
b. Sickness; or
c. Disease
sustained by a person and, if arising out of the above, mental anguish or death at any time.
6. "Coverage territory" means:
a. The United States of America (including its territories and possessions), Puerto Rico and Canada; b. International waters or airspace, but only if the injury or damage occurs in the course of travel or transportation between any places included in a. above; c. All other parts of the world if the injury or damage arises out of:
(1) Goods or products made or sold by you in the territory described in a. above; (2) The activities of a person whose home is in the territory described in a. above, but is away for a short time on your business; or
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
Form WC 99 03 03 B Printed in U.S.A. (Ed. 8/00) Page 1 of 6 Process Date: 09/02/24 Policy Expiration Date: 10/12/25 © 2000, The Hartford
WORKERS’ COMPENSATION BROAD FORM ENDORSEMENT
EXTENDED OPTIONS
Policy Number: 57 WEC AZ7TWB Endorsement Number:
Effective Date: 10/12/24 Effective hour is the same as stated on the Information Page of the policy.
Named Insured and Address: Lance, Soll & Lunghard, LLP
203 N BREA BLVD STE 203
BREA CA 92821
Section I of this endorsement expands coverage provided under WC 00 00 00.
Section II of this endorsement provides additional coverage usually only provided by endorsement.
Section III of this endorsement is a Schedule of Covered States.
You may use the index to locate these coverage features quickly:
INDEX
SUBJECT PAGE SUBJECT PAGE
SECTION I
PARTS ONE and TWO
01 We Will Also Pay
PART - THREE
02 How This Insurance Works
PART - SIX
03 Transfer of Your Rights and Duties
04 Liberalization
SECTION II
VOLUNTARY COMPENSATION
INSURANCE
05 Voluntary Compensation Insurance
A. How This Insurance Applies
B. We Will Pay
C. Exclusions
D. Before We Pay
E. Recovery From Others
F. Employers’ Liability Insurance
EMPLOYERS’ LIABILITY STOP GAP
ENDORSEMENT
06 Employers’ Liability Stop Gap
Coverage
A. Stop Gap Coverage Limited to
Montana, North Dakota, Ohio,
Washington, West Virginia and
Wyoming
2 2
2 2
2 2
2 2
2 2
2 2
3 3
3 3
3 3
3 3
B. Part One Does Not Apply
C. Application of Coverage
D. Additional Exclusions
E. West Virginia
EXTENDED OPTIONS
01 Employers’ Liability Insurance
02 Unintentional Failure to Disclose
Hazards
03 Waiver of Our Right to Recover from
Others
04 Foreign Voluntary Compensation
A. How This Reimbursement Applies
B. We Will Reimburse
C. Exclusions
D. Before We Pay
E. Recovery From Others
F. Reimbursement For Actual Loss
Sustained
G. Repatriation
H. Endemic Disease
05 Longshore and Harbor Workers’
Compensation Act Coverage
Endorsement
SECTION III
01 Schedule of Covered States
3 3
3 3
4 4
4 4
4 4
4 4
5 5
5 5
5 5
6 6
Form WC 99 03 03 B Printed in U.S.A. (Ed. 8/00) Page 4 of 6
EXTENDED OPTIONS
1. Employers’ Liability Insurance
Item 3.B. of the Information Page is replaced by
the following:
B. Employers’ Liability Insurance:
1. Part Two of the policy applies to work in
each state listed in Item 3.A.
The Limits of Liability under Part Two are
the higher of:
Bodily Injury
by Accident $500,000 Each Accident
Bodily Injury
by Disease $500,000 Policy Limit
Bodily Injury
by Disease $500,000 Each Employee
OR
2. The amount shown in the Information
Page.
This provision 1 of EXTENDED OPTIONS does
not apply in New York because the Limits Of Our
Liability are unlimited.
In this provision the limits are changed from
$500,000 to $1,000,000 in California.
2. Unintentional Failure to Disclose Hazards
If you unintentionally should fail to disclose all
existing hazards at the inception date of your
policy, we shall not deny coverage under this
policy because of such failure.
3. Waiver of Our Right To Recover From Others
A. We have the right to recover our payments
from anyone liable for an injury covered by
this policy. We will not enforce our right
against any person or organization for whom
you perform work under a written contract
that requires you to obtain this agreement
from us.
This agreement shall not operate directly or
indirectly to benefit anyone not named in the
agreement.
B. This provision 3. does not apply in the states
of Pennsylvania and Utah.
4. Foreign Voluntary Compensation and Employers’
Liability Reimbursement
A. How This Reimbursement Applies
This reimbursement provision applies to bodily
injury by accident or bodily injury by disease.
Bodily injury includes resulting death.
1. The bodily injury must be sustained by an
officer or employee.
2. The bodily injury must occur in the course of
employment necessary or incidental to work
in a country not listed in Exclusion C.1. of this
provision.
3. Bodily injury by accident must occur during
the policy period.
4. Bodily injury by disease must be caused or
aggravated by the conditions of your
employment. The officer or employee’s last
exposure to those conditions of your
employment must occur during the policy
period.
B. We Will Reimburse
We will reimburse you for all amounts paid by
you whether such amounts are:
1. voluntary payments for the benefits that
would be required of you if you and your
officers or employees were subject to any
workers’ compensation law of the state of
hire of the individual employee.
2. sums to which Part Two (Employers’ Liability
Insurance) would apply if the Country of
Employment were shown in Item 3.A. of the
Information Page.
C. Exclusions
This insurance does not cover:
1. any occurrences in the United States,
Canada, and any country or jurisdiction
which is the subject of trade or economic
sanctions imposed by the laws or regulations
of the United States of America in effect as of
the inception date of this policy.
2. any obligation imposed by a workers’
compensation or occupational disease law,
or similar law.
3. bodily injury intentionally caused or
aggravated by you.
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
Form SL 90 13 10 18 Page 1 of 1
© 2018, The Hartford
(May include copyrighted material of Insurance Services Office, Inc., with its permission)
NOTICE OF CANCELLATION TO CERTIFICATE HOLDER(S)
This policy is subject to the following additional Conditions:
A. If this policy is cancelled by the Company, other than for non-payment of premium, notice of such cancellation will be provided at least thirty (30) days in advance of the cancellation effective date to the certificate holder(s) with mailing addresses on file with the agent of record or the Company.
B. If this policy is cancelled by the company for non-payment of premium, or by the insured, notice of such cancellation will be provided within ten (10) days of the cancellation effective date to the certificate holder(s) with mailing addresses on file with the agent of record or the Company.
If notice is mailed, proof of mailing to the last known mailing address of the certificate holder(s) on file with the agent of record or the Company will be sufficient proof of notice.
Any notification rights provided by this endorsement apply only to active certificate holder(s) who were issued a certificate of insurance applicable to this policy’s term.
Failure to provide such notice to the certificate holder(s) will not amend or extend the date the cancellation becomes effective, nor will it negate cancellation of the policy. Failure to send notice shall impose no liability of any kind upon the Company or its agents or representatives.