1 SECOND AMENDMENT TO
AGREEMENT FOR CONSULTING SERVICES
BETWEEN THE CITY OF REDONDO BEACH
AND DISABILITY ACCESS CONSULTANTS, LLC
THIS SECOND AMENDMENT TO THE AGREEMENT FOR CONSULTING SERVICES (“Second Amendment”) is made between the City of Redondo Beach, a chartered municipal corporation (“City”) and Disability Access Consultants, LLC, a California limited liability company (“Consultant” or “Contractor”)
WHEREAS, on October 1, 2024, the parties hereto originally entered into the Agreement for Consulting Services between the City and Consultant (the “Agreement”); and WHEREAS, on September 16, 2025, the parties hereto entered into the First Amendment to the Agreement (the "First Amendment") to extend the term of the Agreement through September 30, 2026 and increase the Consultant’s maximum total compensation by $34,700, thereby establishing a total compensation limit of $69,400; and WHEREAS, the parties desire to amend the Agreement to provide that Consultant shall perform tasks only upon City’s request, extend the term of the Agreement, and increase the Consultant’s maximum total compensation.
NOW THEREFORE, in consideration of the promises and mutual covenants contained herein, and intending to be legally bound, the parties hereby agree to make the following amendments to the Agreement:
1. SCOPE OF SERVICES. Exhibit “A” of the Agreement is hereby amended to add Exhibit “A-1”, which provides that Consultant shall perform tasks one, two, and three only upon City’s request. Exhibit “A-1” is attached hereto and incorporated by reference. Consultant shall commence and complete all services described in Exhibit “A”, as amended by Exhibit “A-1”.
2. TERM. Exhibit “B” of the Agreement, as previously amended by Exhibit “B-1”, is hereby further amended to add Exhibit “B-2”, which extends the Agreement through September 30, 2027. Exhibit “B-2” is attached hereto and incorporated by reference.
Consultant shall commence and complete all services described in Exhibit “A”.
3. COMPENSATION. Exhibit “C” of the Agreement, as previously amended by Exhibit “C-1”, is hereby further amended to add Exhibit “C-2”, which increases the maximum total compensation payable to Consultant by $34,700, setting a new compensation limit of $104,100. Exhibit “C-2” is attached hereto and incorporated by reference.
Consultant shall be compensated for the services described in Exhibit “A”.
4. NO OTHER AMENDMENTS. Except as expressly stated herein, the Agreement shall remain unchanged and in full force and effect. The Agreement, First Amendment, and this Second Amendment constitute the entire agreement between the parties and supersede any previous oral or written agreement with respect to the subject matter hereof. In the event of any inconsistency between the terms of the Agreement, First 2 Amendment, and this Second Amendment, the terms of this Second Amendment shall prevail.
SIGNATURES ON NEXT PAGE
3 IN WITNESS WHEREOF, the parties have executed this Second Amendment in Redondo Beach, California, as of this 1st day of September, 2026.
CITY OF REDONDO BEACH, DISABILITY ACCESS CONSULTANTS, LLC, a chartered municipal corporation a California limited liability company __________________________ By: _______________________
James A. Light, Mayor Name: _______________________
Title: _______________________
ATTEST: APPROVED:
__________________________ __________________________
Eleanor Manzano, City Clerk Diane Strickfaden, Risk Manager APPROVED AS TO FORM:
__________________________
Joy A. Ford, City Attorney
8/21/2026 | 11:24 AM EDT
Managing Member
Tim Mahoney
4 EXHIBIT "A-1"
PROJECT DESCRIPTION AND/OR SCOPE OF SERVICES
Consultant shall perform the tasks described in Exhibit “A” of the Agreement only upon City’s request.
5 EXHIBIT "B-2"
TERM AND TIME OF COMPLETION
TERM. The term of this Agreement shall be extended through September 30, 2027 (“Term”), unless otherwise terminated as herein provided. 6 EXHIBIT "C-2"
COMPENSATION
Provided Consultant is not in default under the Agreement, as amended, Consultant shall be compensated as provided below.
A. AMOUNT. Consultant shall be paid in accordance with the schedule set forth below for those tasks described in Exhibit “A”, as amended by Exhibit “A-1” that are requested by the City and performed by the Consultant.
Task Compensation
Contract Term Not to
Exceed Total
1. ADA Support Services Fixed monthly fee of $1,000 $36,000
2. ADA self-evaluation and
transition plan documentation,
planning and update services Fixed monthly fee of $1,350 $48,600
3. Accessibility Services
Consultant shall continue to
be compensated for
Accessibility Services set
forth in the Agreement.
Subject to the Not to
Exceed Amount in
Section C.
Notwithstanding the foregoing, the City is not obligated to request any task.
B. REIMBURSABLE EXPENSES
In addition to the above fees, Consultant shall be reimbursed for reasonable and necessary out-of-pocket expenses incurred in connection with the performance of services under this Agreement. Out-of-pocket expenses are subject to the following conditions:
1. Approval for Expenses Over $500: Consultant shall obtain prior written approval from the City for any out-of-pocket expense exceeding $500. The City reserves the right to withhold reimbursement for any expense deemed unreasonable, unnecessary, or not properly substantiated.
2. Expense Cap: The maximum reimbursement for out-of-pocket expenses shall not exceed $3,000 during the term of the Agreement, as amended.
3. Documentation: Consultant shall submit receipts and documentation for all reimbursable expenses as part of the invoice.
4. Types of Reimbursable Expenses. Reimbursable expenses shall include travel exceeding fifty miles one way shall be reimbursed at the then-current IRS mileage reimbursement rate.
C. NOT TO EXCEED AMOUNT. In no event shall Consultant’s total compensation, including reimbursable expenses exceed $104,100 during the term of the Agreement, as amended. 7 D. METHOD OF PAYMENT. Consultant shall provide monthly invoices to City for approval and payment. Each invoice shall indicate the following:
1. Date of service.
2. Description of tasks performed and services provided.
3. Applicable hourly rates, total hours worked for each staff title, and subtotal.
4. If applicable, subcontractor costs.
5. Description of any reimbursable expenses incurred.
6. Copies receipts or supporting documentation for any expenses.
7. Copies of City authorization for the specific task.
Invoices must be adequately detailed, based on accurate records, and in a form reasonably satisfactory to City, and attach copies of receipts to substantiate expense requests, subcontractor invoices, and any prior written authorization of the City for expenses and subcontractors. Consultant may be required to provide back-up material upon request. Any subcontractor costs included in an invoice must comply with Section 19 of the Agreement.
E. SCHEDULE FOR PAYMENT. City agrees to pay Consultant within thirty (30) days of receipt of the monthly invoice; provided, however, that services are completed to the City’s reasonable satisfaction.
F. NOTICE. Written notices to City and Consultant shall be given by registered or certified mail, postage prepaid, email, or personally served, and addressed to the following parties.
Consultant: Disability Access Consultants, LLC
2862 Olive Highway, Suite D
Oroville, CA 95966
Attention: Barbara Thorpe
Email: [email protected]
City: City of Redondo Beach
Public Works Department, Engineering Division
415 Diamond Street
Redondo Beach, CA 90277
Attention: Lauren Sablan, City Engineer
Email: [email protected]
All notices, including notices of address changes, provided under this Agreement are deemed received as follows: (1) on the second business day after emailing, provided that no “bounce-back” or similar message indicating non-delivery is received; (2) on the third day after mailing if sent by registered or certified mail; or (3) upon personal delivery. Changes in the respective address set forth above may be made from time to time by any party upon written notice to the other party in accordance with this section. 03/02/2026
AssuredPartners of Minnesota LLC
2685 Long Lake Road
St. Paul MN 55113
Stacie Schwartzbauer
(651) 644-7200 (651) 644-9137
[email protected]
Disability Access Consultants, LLC
2862 Olive Highway
Suite D
Oroville CA 95966
Employers Mutual Casualty Co 21415*
The Sentinel Insurance Company 11000
QBE Insurance Company
26-27
A Y BBB4018-27 03/01/2026 03/01/2027
1,000,000
500,000
10,000
1,000,000
2,000,000
2,000,000
A Y 6M6-29-93-27 03/01/2026 03/01/2027
1,000,000
A
0 6J6-29-93-27 03/01/2026 03/01/2027
1,000,000
1,000,000
B Y 41 WBC BN8TGY 03/01/2026 03/01/2027
1,000,000
1,000,000
1,000,000
C
Professional Liab/E&O-Claims Made
Retro Date: 9-9-1999 130000005 03/01/2026 03/01/2027
Each Claim $5,000,000
Aggregate $5,000,000
Deductible $25,000
Excess Liability – StarStone Specialty Insurance Company - NAIC# 44776 $4,000,000 limit, Effective 3/1/26-3/1/27, Policy# CSX00346561P-01 over General Liability, Auto Liability, Workers Compensation, and Professional Liability.
Technology Professional & Cyber Liability – Admiral Insurance Company- NAIC# 24856 - $2,000,000 Each Claim or Event Limit/$2,000,000 Aggregate, Effective 10/27/25-3/1/27, Policy# EO000067451-01.
The City of Redondo Beach, its officers, elected and appointed officals, employees and volunteers are additional insureds. 30 day cancellation applies.
City of Redondo Beach
415 Diamond Street
Redondo Beach CA 90278
SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE
THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS.
INSURER(S) AFFORDING COVERAGE
INSURER F :
INSURER E :
INSURER D :
INSURER C :
INSURER B :
INSURER A :
NAIC #
NAME:
CONTACT
(A/C, No):
FAX
E-MAIL
ADDRESS:
PRODUCER
(A/C, No, Ext):
PHONE
INSURED
COVERAGES CERTIFICATE NUMBER: REVISION NUMBER:
IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must have ADDITIONAL INSURED provisions or be endorsed.
If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s).
THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS
CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.
OTHER:
(Per accident)
(Ea accident)
$
$
N / A
SUBR
WVD
ADDL
INSD
THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS
CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. $
$
$
$
PROPERTY DAMAGE
BODILY INJURY (Per accident)
BODILY INJURY (Per person)
COMBINED SINGLE LIMIT
AUTOS ONLY
AUTOS ONLY AUTOS
NON-OWNED
OWNED SCHEDULED
ANY AUTO
AUTOMOBILE LIABILITY
Y / N
WORKERS COMPENSATION
AND EMPLOYERS' LIABILITY
OFFICER/MEMBER EXCLUDED?
(Mandatory in NH)
DESCRIPTION OF OPERATIONS below
If yes, describe under
ANY PROPRIETOR/PARTNER/EXECUTIVE
$
$
$
E.L. DISEASE - POLICY LIMIT
E.L. DISEASE - EA EMPLOYEE
E.L. EACH ACCIDENT
ER
OTHSTATUTEPER
(MM/DD/YYYY) LIMITS
POLICY EXP
(MM/DD/YYYY)
POLICY EFF
LTR TYPE OF INSURANCE POLICY NUMBER
INSR
DESCRIPTION OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Additional Remarks Schedule, may be attached if more space is required)
EXCESS LIAB
UMBRELLA LIAB EACH OCCURRENCE $
AGGREGATE $
$
OCCUR
CLAIMS-MADE
DED RETENTION $
PRODUCTS - COMP/OP AGG $
GENERAL AGGREGATE $
PERSONAL & ADV INJURY $
MED EXP (Any one person) $
EACH OCCURRENCE $
DAMAGE TO RENTED
PREMISES (Ea occurrence) $
COMMERCIAL GENERAL LIABILITY
CLAIMS-MADE OCCUR
GEN'L AGGREGATE LIMIT APPLIES PER:
POLICY
PROJECT LOC
CERTIFICATE OF LIABILITY INSURANCE DATE (MM/DD/YYYY)
CANCELLATION
AUTHORIZED REPRESENTATIVE
ACORD 25 (2016/03)
© 1988-2015 ACORD CORPORATION. All rights reserved.
CERTIFICATE HOLDER
The ACORD name and logo are registered marks of ACORD
HIRED
AUTOS ONLY
COMMERCIAL AUTO
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
COMMERCIAL AUTO ELITE EXTENSION
CA7450(11-17) Includes copyrighted material of ISO Properties, Inc. with its permission. Page 1 of 5 This endorsement modifies insurance provided under the following:
BUSINESS AUTO COVERAGE FORM
The BUSINESS AUTO COVERAGE FORM is amended to include the following clarifications and extensions of coverage. With respect to coverage provided by this endorsement, the provisions of the Coverage Form apply unless modified by the endorsement.
A. TEMPORARY SUBSTITUTE AUTO PHYSICAL
DAMAGE
Section I – Covered Autos Paragraph C. Certain
Trailers, Mobile Equipment, and Temporary
Substitute Autos is amended by adding the
following:
If Physical Damage Coverage is provided by this
coverage form for an "auto" you own, the Physical
Damage Coverages provided for that owned
"auto" are extended to any "auto" you do not own
while used with the permission of its owner as a
temporary substitute for the covered "auto" you
own that is out of service because of breakdown,
repair, servicing, "loss" or destruction.
The coverage provided is the same as the
coverage provided for the vehicle being replaced.
B. AUTOMATIC ADDITIONAL INSUREDS
The Who Is An Insured provision under Covered
Autos Liability Coverage is changed to include
the following as an “insured”:
1. Where Required by a Contract or Agreement
the following is added:
The Who Is An Insured provision contained in the
Business Auto Coverage Form is amended to
add the following:
Any person or organization whom you become
obligated to include as an additional insured under
this policy, as a result of any contract or agreement
you enter into which requires you to furnish
insurance to that person or organization of the type
provided by this policy, but only with respect to
liability covered by the terms of this policy, arising
out of the use of a covered “auto” you own, hire or
borrow and resulting from the acts or omissions by
you, any of your “employees” or agents. The
insurance provided herein will not exceed:
(1) The coverage and/or limits of this policy, or
(2) The coverage and/or limits required by said
contract or agreement,
whichever is less.
C. EMPLOYEES AS INSUREDS
The following is added to the Section II – Covered
Autos Liability Coverage, Paragraph A.1. Who Is
An Insured provision:
Any "employee" of yours is an "insured" while using
a covered "auto" you don't own, hire or borrow in
your business or your personal affairs.
D. EMPLOYEE HIRED AUTOS
1. Changes In Covered Autos Liability
Coverage
The following is added to the Who Is An
Insured provision:
An "employee" of yours is an "insured" while
operating an "auto" hired or rented under a
contract or agreement in an "employee's"
name, with your permission, while performing
duties related to the conduct of your business.
2. Changes In General Conditions
Paragraph 5.b. of the Other Insurance
Condition in the Business Auto Coverage Form
is replaced by the following:
For Hired Auto Physical Damage Coverage, the
following are deemed to be covered "autos"
you own:
a. Any covered "auto" you lease, hire, rent or
borrow; and
b. Any covered "auto" hired or rented by your
"employee" under a contract in an
"employee's" name, with your permission,
while performing duties related to the
conduct of your business.
However, any "auto" that is leased, hired, rented or
borrowed with a driver is not a covered "auto".
E. NEWLY FORMED OR ACQUIRED
ORGANIZATIONS
Section II – Covered Autos Liability Coverage,
A.1. Who Is An Insured is amended by adding the
following:
CA7450(11-17) Includes copyrighted material of ISO Properties, Inc. with its permission. Page 2 of 5 Any organization which you acquire or form after
the effective date of this policy in which you
maintain ownership or majority interest. However:
(1) Coverage under this provision is afforded only
up to 180 days after you acquire or form the
organization, or to the end of the policy period,
whichever is earlier.
(2) Any organization you acquire or form will not be
considered an “insured” if:
(a) The organization is a partnership or a joint
venture; or
(b) That organization is covered under other
similar insurance.
(3) Coverage under this provision does not apply
to any claim for “bodily injury” or “property
damage” resulting from an “accident” that
occurred before you formed or acquired the
organization.
F. SUBSIDIARIES AS INSUREDS
Section II – Covered Autos Liability Coverage,
A.1. Who Is An Insured is amended by adding the
following:
Any legally incorporated subsidiary in which you
own more than 50% of the voting stock on the
effective date of this policy. However, “insured”
does not include any subsidiary that is an “insured”
under any other automobile liability policy or was an
“insured” under such a policy but for termination of
that policy or the exhaustion of the policy’s limits of liability.
G. SUPPLEMENTARY PAYMENTS
Section II – Covered Autos Liability Coverage,
A.2.a. Coverage Extensions, Supplementary
Payments (2) and (4) are replaced by the
following:
(2) Up to $5,000 for cost of bail bonds (including
bonds for related traffic law violations) required
because of an “accident” we cover. We do not
have to furnish these bonds.
(4) All reasonable expenses incurred by the
“insured” at our request, including actual loss of
earnings up to $500 a day because of time off
from work.
H. FELLOW EMPLOYEE COVERAGE
In those jurisdictions where, by law, fellow
employees are not entitled to the protection
afforded to the employer by workers compensation
exclusivity rule, or similar protection. The following
provision is added:
Subparagraph 5. of Paragraph B. Exclusions in
Section II – Covered Autos Liability Coverage
does not apply if the "bodily injury" results from the
use of a covered "auto" you own or hire.
I. TOWING
Section III – Physical Damage Coverage, A.2.
Towing is replaced with the following:
We will pay for towing and labor costs incurred,
subject to the following:
a. Up to $100 each time a covered “auto” of the
private passenger type is disabled; or
b. Up to $500 each time a covered “auto” other
than the private passenger type is disabled.
However, the labor must be performed at the place
of disablement.
J LOCKSMITH SERVICES
Section III – Physical Damage Coverage, A.4.
Coverage Extensions is amended by adding the
following:
We will pay up to $250 per occurrence for
necessary locksmith services for keys locked inside
a covered private passenger "auto". The
deductible is waived for these services.
K. TRANSPORTATION EXPENSES
Section III – Physical Damage Coverage, A.4.
Coverage Extensions Subparagraph a.
Transportation Expenses is replaced by the
following:
(1) We will pay up to $75 per day to a maximum of
$2,500 for temporary transportation expense
incurred by you because of the total theft of a
covered “auto” of the private passenger type.
We will pay only for those covered “autos” for
which you carry either Comprehensive or
Specified Cause Of Loss Coverage. We will
pay for temporary transportation expenses
incurred during the period beginning 48 hours
after the theft and ending, regardless of the
policy’s expirations, when the covered “auto” is
returned to use or we pay for its “loss”.
(2) If the temporary transportation expenses you
incur arise from your rental of an “auto” of the
private passenger type, the most we will pay is
the amount it costs to rent an “auto” of the
private passenger type which is of the same
like kind and quality as the stolen covered
“auto”.
L. AUDIO, VISUAL, AND DATA ELECTRONIC
EQUIPMENT COVERAGE ADDED LIMITS
Audio, Visual, And Data Electronic Equipment
Coverage Added Limits of $5,000 Per “Loss” are in
addition to the sublimit in Paragraph C.1.b. of the
Limits Of Insurance provision under Section III –
Physical Damage Coverage.
M. HIRED AUTO PHYSICAL DAMAGE
Section III – Physical Damage Coverage, A.4.
Coverage Extensions is amended by adding the
following:
CA7450(11-17) Includes copyrighted material of ISO Properties, Inc. with its permission. Page 3 of 5 If hired “autos” are covered “autos” for Liability
Coverage, and if Comprehensive, Specified
Causes of Loss, or Collision coverage is provided
for any “auto” you own, then the Physical Damage
coverages provided are extended to “autos” you
hire, subject to the following limit and deductible:
(1) The most we will pay for loss to any hired
“auto” is the lesser of Actual Cash Value or
Cost of Repair, minus the deductible.
(2) The deductible will be equal to the largest
deductible applicable to any owned “auto” for
that coverage. No deductible applies to “loss”
caused by fire or lightning.
(3) Subject to the above limit and deductible
provisions, we will provide coverage equal to
the broadest coverage applicable to any
covered “auto” you own.
We will pay up to $1,000, in addition to the limit
above, for loss of use of a hired auto to a
leasing or rental concern for a monetary loss
sustained, provided it results from an "accident"
for which you are legally liable.
However, any "auto" that is leased, hired, rented or
borrowed with a driver is not a covered "auto".
N. AUTO LOAN OR LEASE COVERAGE
Section III – Physical Damage Coverage
Paragraph A.4. Coverage Extensions is amended
by the addition of the following:
In the event of a total "loss" to a covered "auto"
which is covered under this policy for
Comprehensive, Specified Cause of Loss, or
Collision coverage, we will pay any unpaid amount
due, including up to a maximum of $500 for early
termination fees or penalties, on the lease or loan
for a covered "auto", less:
1. The amount paid under the Physical Damage
Coverage Section of the policy; and
2. Any:
a. Overdue lease/loan payments at the time
of the "loss";
b. Financial penalties imposed under a lease
for excessive use, abnormal wear and tear
or high mileage;
c. Security deposits not returned by the
lessor;
d. Costs for extended warranties, Credit Life
Insurance, Health, Accident or Disability
Insurance purchased with the loan or lease;
and
e. Carry-over balances from previous loans or
leases.
Coverage does not apply to any unpaid amount
due on a loan for which the covered "auto" is not
the sole collateral.
O. PERSONAL PROPERTY OF OTHERS
Section III – Physical Damage Coverage, A.4.
Coverage Extensions is amended by adding the
following:
We will pay up to $500 for loss to personal property
of others in or on your covered “auto.”
This coverage applies only in the event of “loss” to
your covered “auto” caused by fire, lightning,
explosion, theft, mischief or vandalism, the covered
“auto’s” collision with another object, or the covered
“auto’s” overturn.
No deductibles apply to this coverage.
P. PERSONAL EFFECTS COVERAGE
Section III – Physical Damage Coverage, A.4.
Coverage Extensions is amended by adding the
following:
We will pay up to $500 for "loss" to your personal
effects not otherwise covered in the policy or, if you
are an individual, the personal effects of a family
member, that is in the covered auto at the time of the
"loss".
For the purposes of this extension personal effects
means tangible property that is worn or carried by an
insured including portable audio, visual, or electronic devices. Personal effects does not include tools,
jewelry, guns, money and securities, or musical
instruments
Q. EXTRA EXPENSE FOR STOLEN AUTO
Section III – Physical Damage Coverage, A.4.
Coverage Extensions is amended by adding the
following:
We will pay up to $1,000 for the expense incurred
returning a stolen covered "auto" to you because of
the total theft of such covered "auto". Coverage
applies only to those covered "autos" for which you
carry Comprehensive or Specified Causes Of Loss
Coverage.
R. RENTAL REIMBURSEMENT
Section III – Physical Damage Coverage, A.4.
Coverage Extensions is amended by adding the
following:
1. This coverage applies only to a covered "auto" for
which Physical Damage Coverage is provided
on this policy.
2. We will pay for rental reimbursement expenses
incurred by you for the rental of an "auto"
because of "loss" to a covered "auto". Payment
applies in addition to the otherwise applicable
amount of each coverage you have on a covered
"auto". No deductibles apply to this coverage.
3. We will pay only for those expenses incurred
during the policy period beginning 24 hours
after the "loss" and ending, regardless of the
policy's expiration, with the lesser of the
following number of days.
CA7450(11-17) Includes copyrighted material of ISO Properties, Inc. with its permission. Page 4 of 5 a. The number of days reasonably required to
repair or replace the covered "auto". If
"loss" is caused by theft, this number of
days is added to the number of days it
takes to locate the covered "auto" and
return it to you; or
b. 30 days.
4. Our payment is limited to the lesser of the
following amounts:
a. Necessary and actual expenses incurred;
or
b. $75 per day, subject to a $2,250 limit.
5. This coverage does not apply while there are
spare or reserve "autos" available to you for
your operations.
6. If "loss" results from the total theft of a covered
"auto" of the private passenger type, we will
pay under this coverage only that amount of
your rental reimbursement expenses which is
not already provided for under the Physical
Damage – Transportation Expense Coverage
Extension included in this endorsement.
7. Coverage provided by this extension is excess
over any other collectible insurance and/or
endorsement to this policy.
S. AIRBAG COVERAGE
Section III – Physical Damage Coverage, B.3.a.
Exclusions is amended by adding the following:
If you have purchased Comprehensive or Collision
Coverage under this policy, the exclusion relating to
mechanical breakdown does not apply to the
accidental discharge of an airbag.
T. NEW VEHICLE REPLACEMENT COST
The following is added to Paragraph C. Limit Of
Insurance of Section III – Physical Damage
Coverage
In the event of a total “loss” to your new covered auto of the private passenger type or vehicle having a
gross vehicle weight of 20,000 pounds or less, to
which this coverage applies, we will pay at your
option:
a. The verifiable new vehicle purchase price you
paid for your damaged vehicle, not including any
insurance or warranties.
b. The purchase price, as negotiated by us, of a
new vehicle of the same make, model, and
equipment, or most similar model available, not
including any furnishings, parts, or equipment not
installed by the manufacturer or their dealership.
c. The market value of your damaged vehicle, not
including any furnishings, parts, or equipment not
installed by the manufacturer or their dealership.
We will not pay for initiation or set up costs associated with a loans or leases.
For the purposes of this coverage extension a new
covered auto is defined as an "auto" of which you are
the original owner that has not been previously titled
which you purchased less than 180 days prior to the
date of loss.
U. LOSS TO TWO OR MORE COVERED AUTOS
FROM ONE ACCIDENT
Section III – Physical Damage Coverage, D.
Deductible is amended by adding the following:
If a Comprehensive, Specified Causes of Loss or
Collision Coverage “loss” from one “accident” involves
two or more covered “autos”, only the highest
deductible applicable to those coverages will be
applied to the “accident”.
If the application of the highest deductible is less
favorable or more restrictive to the insured than the
separate deductibles as applied in the standard form,
the standard deductibles will apply.
This provision only applies if you carry
Comprehensive, Collision or Specified Causes of
Loss Coverage for those vehicles, and does not
extend coverage to any covered “autos” for which you
do not carry such coverage.
V. WAIVER OF DEDUCTIBLE – GLASS REPAIR OR
REPLACEMENT
Section III – Physical Damage Coverage, D.
Deductible is amended by adding the following:
If a Comprehensive Coverage deductible is shown in
the Declarations it does not apply to the cost of
repairing or replacing damaged glass.
W. DUTIES IN THE EVENT OF ACCIDENT, CLAIM,
SUIT, OR LOSS
Section IV – Business Auto Conditions, A.2.
Duties In The Event Of Accident, Claim, Suit Or
Loss is amended by adding the following:
Your obligation to notify us promptly of an “accident”, claim, “suit” or “loss” is satisfied if you send us the required notice as soon as practicable after your
Insurance Administrator or anyone else designated by
you to be responsible for insurance matters is notified, or in any manner made aware, of an “accident”, claim,
“suit” or “loss”.
X. WAIVER OF TRANSFER OF RIGHTS OF
RECOVERY
Subparagraph 5. of Paragraph A. Loss Conditions
of Section IV – Business Auto Conditions is
deleted in its entirety and replaced with the following.
Transfer Of Rights Of Recovery Against Others
To Us
If any person or organization to or for whom we
make payment under this Coverage Form has
rights to recover damages from another, those
rights are transferred to us. That person or
organization must do everything necessary to
secure our rights and must do nothing after
"accident" or "loss" to impair them.
CA7450(11-17) Includes copyrighted material of ISO Properties, Inc. with its permission. Page 5 of 5 However, we waive any right of recovery we may
have against any person, or organization with
whom you have a written contract, agreement or
permit executed prior to the "loss" that requires a
waiver of recovery for payments made for damages
arising out of your operations done under contract
with such person or organization.
Y. UNINTENTIONAL FAILURE TO DISCLOSE
EXPOSURES
Section IV – Business Auto Conditions, B.2.
Concealment, Misrepresentation, Or Fraud is
amended by adding the following:
If you unintentionally fail to disclose any exposures
existing at the inception date of this policy, we will not deny coverage under this Coverage Form solely
because of such failure to disclose. However, this
provision does not affect our right to collect additional premium or exercise our right of cancellation or nonrenewal.
Z. MENTAL ANGUISH
Section V – Definitions, C. is replaced by the
following:
“Bodily injury” means bodily injury, sickness or
disease sustained by a person, including mental
anguish or death resulting from bodily injury, sickness or disease.
AA. LIBERALIZATION
If we revise this endorsement to provide greater
coverage without additional premium charge, we will
automatically provide the additional coverage to all
endorsement holders as of the day the revision is
effective in your state.
COMMERCIAL INTERLINE
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
NOTICE OF CANCELLATION PROVIDED BY US TO PERSON(S) OR
ORGANIZATION(S) WITH WHOM YOU HAVE AGREED IN A WRITTEN
CONTRACT OR AGREEMENT
IL7447(5-15) Includes copyrighted material of ISO Properties, Inc. with its permission. Page 1 of 1 This policy is subject to the following additional Conditions:
If we cancel this policy by notice to the first Named Insured, for any statutorily permitted reason other than for nonpayment of premium, notice of such cancellation will be provided at least thirty (30) days in advance of the cancellation effective date to any person(s) or organization(s) with whom you have agreed in a written contract or agreement to provide such person(s) or organization(s) with a notice of cancellation but only if:
1. You have provided the name and address of such person(s) or organization(s) to your authorized agent; and
2. Your authorized agent provides us with that list within three (3) business days from the date we request it from them.
If notice is mailed, proof of mailing to the last known mailing address of such person(s) or organization(s) will be sufficient proof of notice.
Failure to provide such notice to such person(s) or organization(s) will not amend or extend the date the cancellation becomes effective, nor will it negate cancellation of the policy. Failure to send notice shall impose no liability of any kind upon us, our agents or our representatives.
COMMERCIAL GENERAL LIABILITY
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
ADDITIONAL INSURED – OWNERS, LESSEES OR CONTRACTORS –
AUTOMATIC STATUS WHEN REQUIRED IN CONSTRUCTION CONTRACT OR AGREEMENT INCLUDING COMPLETED OPERATIONS – PRIMARY AND
NONCONTRIBUTORY
CG7174.3(10-13) Includes copyrighted material of ISO Properties, Inc. with its permission. Page 1 of 1 This endorsement modifies the insurance provided under the following:
COMMERCIAL GENERAL LIABILITY COVERAGE FORM
A. Section II – Who Is An Insured is amended to
include as an additional insured:
1. Any person or organization for whom you are
performing operations when you and such
person or organization have agreed in writing in
a contract or agreement that such person or
organization be added as an additional insured
on your policy; and
2. Any other person or organization you are
required to add as an additional insured under
the contract or agreement described in
Paragraph 1. above.
Such person(s) or organization(s) is an additional
insured only with respect to liability for “bodily
injury”, “property damage” or “personal and
advertising injury” caused, in whole or in part, by:
a. Your acts or omissions; or
b. The acts or omissions of those acting on
your behalf;
in the performance of:
a. your ongoing operations for the additional
insured; or
b. “Your work” for the additional insured and
included in the “products – completed
operations hazard”.
However, the insurance afforded to such additional
insured described above:
a. Only applies to the extent permitted by law;
and
b. Will not be broader than that which you are
required by the contract or agreement to
provide for such additional insured.
B. With respect to the insurance afforded to these
additional insureds, the following additional
exclusion applies:
This insurance does not apply to “bodily injury,”
“property damage” and “personal and advertising
injury” arising out of the rendering of, or the failure to render, any professional architectural,
engineering or surveying services including:
a. The preparing, approving, or failing to prepare
or approve maps, shop drawings, opinions, reports,
surveys, field orders, change orders or drawings
and specifications; or
b. Supervisory, inspection, architectural or
engineering activities.
This exclusion applies even if the claims against
any insured allege negligence or other wrongdoing
in the supervision, hiring, employment, training or
monitoring of others by the insured, if the
“occurrence” which caused the “bodily injury” or
“property damage”, or the offense which caused the
“personal and advertising injury”, involved the
rendering of, or the failure to render, any
professional architectural, engineering or surveying
services.
C. With respect to the insurance afforded to these
additional insureds, the following is added to
Section III – Limits Of Insurance:
The most we will pay on behalf of the additional
insured is the amount of insurance:
1. Required by the contract or agreement
described in Paragraph A.1.; or
2. Available under the applicable Limits of
Insurance shown in the Declarations;
whichever is less.
This endorsement shall not increase the applicable
Limits of Insurance shown in the Declarations.
D. The following is added to the Other Insurance
Condition and supersedes any provision to the
contrary:
Primary and Noncontributory Insurance
This insurance is primary to and will not seek
contribution from any other insurance available to
an additional insured under your policy provided
that:
(1) The additional insured is a Named Insured
under such other insurance; and
(2) You have agreed in writing in a contract or
agreement that this insurance would be primary
and would not seek contribution from any other
insurance available to the additional insured.
E. All other terms and conditions of this policy remain unchanged.
EMC’s Commercial Auto Extension CA7270 and Elite Auto Extension CA7450 are available for use with most commercial auto policies.* Coverage Extension CA7270 Elite Extension CA7450
Airbag Accidental Discharge Included; mechanical breakdown Included; mechanical breakdown exclusion does not apply exclusion does not apply
Auto Loan/Lease Gap Coverage Not included $10,000 Limit/$500 for fees and penalties
Autos Rented or Hired by Employees Not included Included Blanket Additional Insured Written agreement Written agreement Blanket Waiver of Subrogation Not included Included
Business Auto Conditions: Duties in event of accident Included Included Business Auto Conditions: Unintentional failure to disclose exposures Included Included Data Electronic Equipment $1,000 $5,000
Employees as Additional Insureds Not included Included
Extra Expense for Stolen Auto Not included $1,000
Fellow Employee Not included Included
Glass Repair or Replacement: Waiver of deductible No deductible No deductible Hired Auto Physical Damage Included ; $75,000 limit $100,000 limit Hired Auto Physical Damage: Lessor’s financial loss when liable for accident Not included $1,000 per accident Liberalization Automatic revisions Automatic revisions
Locksmith Services (including electronic) $50 private passenger $250 private passenger Loss of Two or More Covered Autos, Same Accident 2 Times Highest Deductible 2 Times Highest Deductible Mental Anguish Included in definition Included in definition of “bodily injury” of “bodily injury”
Newly Formed or Acquired Organizations Up to 180 days after acquisition Up to 180 days after acquisition Personal Effects Not included $500
Primary and Noncontributory Other Insurance Not Included Included Rental Reimbursement: Not theft $50 day, 30 days; $1,500 max $75 day, 30 days; $2,250 max Replacement Cost on New Autos Not included Included, if less than 180 days Subsidiaries as Insureds Included when you own 50% Included when you own 50% of the voting stock on the of the voting stock on the
effective date of this policy effective date of this policy Supplementary Payments: Bail bonds/Loss earnings $3,000 for bail bonds; $5,000 for bail bonds; $350 loss of earnings $500 loss of earnings
Temporary Substitute Autos: Physical damage coverage Not included Included Towing and Labor $100 private passenger; $100 private passenger; $500 other than private passenger $500 other than private passenger Transportation Expense: For total theft $75 per day; $1,000 max $75 per day; $2,500 max Vehicle Tracking System Included; 50% comprehensive Included; 50% comprehensive deductible deductible
Vehicle Wrap Coverage Not Included Included; $2,000 limit *These forms are not available unless a scheduled auto is included on the policy. These forms should also not be used when the EMC school or municipal form is applicable.
Disclaimer: This is only a summary of coverage and is subject to policy conditions, limitations and exclusions that may vary from state to state. Please refer to the issued policy for specific details regarding coverages, conditions and exclusions. In the event of a conflict between the terms contained herein and the policy, the policy terms and conditions will prevail.
Commercial Auto
Coverage Extensions CA7270 and CA7450
©Copyright Employers Mutual Casualty Company 2022. All rights reserved. MK8519 (7-22) EMC Insurance Companies
717 Mulberry Street
Des Moines, IA 50309
800-447-2295 • 515-280-2511
emcins.com
COMMERCIAL AUTO
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
BLANKET ADDITIONAL INSURED – PRIMARY AND NONCONTRIBUTORY –
REQUIRED IN WRITTEN CONTRACT OR AGREEMENT
CA7479 (2-22) Includes copyrighted material of ISO Properties, Inc. with its permission. Page 1 of 1 This endorsement modifies the insurance provided under the following:
BUSINESS AUTO COVERAGE FORM
A. Section II – Covered Autos Liability Coverage,
Item A.1. Who Is An Insured is amended to
include as an additional “insured”:
1. Any person or organization who you become
obligated to include as an additional insured
under this “auto” Policy, as a result of any
written contract or agreement you enter into,
which requires you to furnish insurance to that
person or organization of the type provided by
this policy but only with respect to “auto” liability
arising out of your ongoing operations or
premises owned by or rented to you.
2. Any other person or organization you are
required to include as an additional insured
under this “auto” Policy as an additional insured
under a contract or agreement described in
Paragraph 1. above.
Such person(s) or organization(s) is an additional
insured only with respect to “auto” liability for
“bodily injury”, or “property damage” caused, in
whole or in part, by your acts or omissions or the
acts or omissions of those acting on your behalf:
1. In the performance of ongoing operations; or
2. In connection with your premises owned or
rented to you.
However, the insurance afforded to such additional
insured described above:
1. Only applies to the extent permitted by law;
2. Only applies if the contract or agreement is in
effect during the policy period;
3. Only applies if the “bodily injury” or “property
damage” occurs after you and such party have
executed the contract or agreement; and
4. Will not be broader than that which you are
required by the contract or agreement to
provide for such additional insured.
B. With respect to the insurance afforded to these
additional insureds, the following is added to
Paragraph C. Limit Of Insurance of Section II:
The most we will pay on behalf of the additional
insured is the amount of insurance:
1. Required by the contract or agreement
described in Paragraph A.1. or A.2.; or
2. Available under the applicable Limits Of
Insurance shown in the Declarations for: Auto
Liability;
whichever is less.
This endorsement shall not increase the applicable
Limits of Insurance shown in the Declarations.
C. The following is added to the Other Insurance
Condition and supersedes any provision to the
contrary:
Primary and Noncontributory Insurance
This insurance is primary to and will not seek
contribution from any other insurance available to
an additional insured under your policy provided
that:
(1) The additional insured is a Named Insured
under such other insurance; and
(2) You have agreed in writing in a contract or
agreement that this insurance would be primary
and would not seek contribution from any other
insurance available to the additional insured.
D. All other terms and conditions of this policy remain unchanged.
6M6-29-93-26
EMPLOYERS MUTUAL CASUALTY COMPANY POLICY NUMBER: 6M6-29-93---27 DISABILITY ACCESS CONSULTANTS, EFF DATE: 03/01/26 EXP DATE: 03/01/27
C O M M E R C I A L A U T O P O L I C Y
D E C L A R A T I O N S
==============================================================================
ENDORSEMENT SCHEDULE
EDITION
FORM DATE DESCRIPTION/ADDITIONAL INFORMATION PREMIUM
------------------------------------------------------------------------------ *CA0001 10-13 BUSINESS AUTO COVERAGE FORM
TERRORISM COVG INCL IN MAIN COV FORM $ 10
*CA0143 05-17 CALIFORNIA CHANGES
*CA0424 10-13 CALIFORNIA AUTO MEDICAL PAYMENTS COV
*CA2154 11-16 CA UNINSURED MOT COV - BODILY INJURY
*CA7001A 11-15 COMM AUTO DECLARATIONS/ADDIT'L ITEMS
*CA7002A 11-15 COMM AUTO DECLARATIONS - ITEMS 4 & 5
*CA7007 11-15 QUICK REFERENCE BUSINESS AUTO FORM
*CA7093A 03-09 UM/UIM SUPPLEMENTAL SCHEDULE
*CA7313 11-15 PREJUDGMENT INTEREST
*CA7450 11-17 COMMERCIAL AUTO ELITE EXTENSION
*CA7479 02-22 BLKT A.I. PRIM/NONCONTRIB REQ CONTRT
*CA8221 08-16 CALIFORNINA UM COVERAGE SELECTION
*CA8221A 08-16 CA UNINSURED MOTORISTS COVERAGE SEL
*CA8361 05-25 UNINSURED/UNDERINSURED MOTORISTS PHN
*IL0017 11-98 COMMON POLICY CONDITIONS
*IL0021 09-08 NUCLEAR ENERGY LIAB EXCL/BROAD FORM
*IL0270 07-20 CA CHANGES - CANCELLATION/NONRENEWAL
*IL7004 03-20 MUTUAL POLICY PROVISIONS
*IL7131A 04-01 COMM'L POLICY ENDORSEMENT SCHEDULE
*IL7447 05-15 NOTICE OF CANC W/WRITTEN CONTRACT
*IL8336 09-15 AUTO BODY REPAIR CONSUMR BILL/RIGHTS
*IL8576 10-17 MEDICARE IMPT NOTICE TO POLICYHOLDER
DATE OF ISSUE: 01/28/26
FORM: IL7131A (ED. 04-01) 040 13 6M62993 2701
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.
Form WC 99 03 94 Printed in U.S.A.
Process Date: 01/20/26 Policy Expiration Date: 03/01/27 © 2011, The Hartford
NOTICE OF CANCELLATION TO CERTIFICATE HOLDER(S)
Policy Number: 41 WBC BN8TGY Endorsement Number:
Effective Date: 03/01/26 Effective hour is the same as stated on the Information Page of the policy.
Named Insured and Address: Disability Access Consulants, LLC 2862 OLIVE HWY
OROVILLE CA 95966
This policy is subject to the following additional
Conditions:
A. If this policy is cancelled by the Company, other than for non-payment of premium, notice of such
cancellation will be provided at least thirty (30) days in advance of the cancellation effective date to the
certificate holder(s) with mailing addresses on file
with the agent of record or the Company.
B. If this policy is cancelled by the Company for
non-payment of premium, or by the insured, notice
of such cancellation will be provided within ten (10)
days of the cancellation effective date to the
certificate holder(s) with mailing addresses on file
with the agent of record or the Company.
If notice is mailed, proof of mailing to the last known mailing address of the certificate holder(s) on file with the agent of record or the Company will be sufficient
proof of notice.
Any notification rights provided by this endorsement
apply only to active certificate holder(s) who were issued a certificate of insurance applicable to this policy’s term.
Failure to provide such notice to the certificate holder(s) will not amend or extend the date the cancellation
becomes effective, nor will it negate cancellation of the policy. Failure to send notice shall impose no liability of any kind upon the Company or its agents or
representatives.