November 28,2072
My claim for $300 is 'secondary to having to getajdes, BoRoW a car, miss appointments, lose sleep worrying and 'losing fAkagar' turned out, Wawanesa was excellent, as my car was totaled. 14gad my 2013 Malibu for nine years, it served me well, I took good care of it. I had to deplete my savings, to get back to life, which set me back financially. I gave my Insurance Agent the Google information to see for herself the median in question......It's quite obvious that it is completely lacking any kind of Cautionary Sign and Reflectors, as well as, due to the 'extreme width' of this median, the curbs should be painted 'yellow', as many medians throughout the city are. A painted curb would allow drivers to observe the 'size' of the median they are confronting, ESPECIALLY AT NIGHT AND DURING
HEAVY RAIN, I never saw it, reflectors, painted curbs and a sign would have alerted me. That is what I dealt with the night of October 15th ...This area is not as 'bright' at night, as in town with lighting all around, as it's an 'industrial' area. Over ten years ago, I observed several accidents where Rialto Avenue ends behind Julia Palms Apts., where I lived at the time. After yet another accident, I took pictures and wrote a request to the city and dropped it off to a City Council Meeting and I was sent a letter saying the city put up a sign that said: TRAFFIC COMING FROM THE LEFT DOES NOT
STOP!! I appreciated the city letting me know. I am now asking the same regard due to what 'I went through'. Officer Vega called and left me a message on November 23rd saying that the city had gone out and painted the curb and put up a w6-1 sign on November 16th ....I checked the median 'today', November 28'h. ", and nothing had been done, in fact, the sign going North was laying flat and had been knocked down!! So, now there are 'no' signs, beginning 'or' ending....I'm not sure if he got the location right as he said 'it had been done'??? I can't let this be my life's work, so, I am submitting my claim for my 'deductible' in hopes I can put this behind me, and the city does its job, as it's been a terrible last six weeks: (
CLAIM FOR DAMAGES
City of Rialto, CA
Julie Russell
1121 North Ironwood Avenue
Rialto, CA 92376
951-529-7298
CONTENTS
1. Claim & Pictures Describing Incident
2. Insurance - Wawanesa Claim & Settlement
3. Determination of Incident & Renewed Policy/O'Fault
4. Pictures of Medians in the City of Rialto
5. Information Re: The Importance of Cautionary Signs
CITY OF RIALTO CITY CLERK'S DATE STAMP
TRORNIA LIABILITY
CITY OF RIALTO
CLAIM FOR DAMAGES 2022 NOV 28
TO PERSON OR PROPERTY AM 9:45
CITY CLERK RECEIVEL
1. Claims for death, injury to person, or to personal property must be filed not later than six (6) months after the occurrence (Gov. Code §911.2).
2. Claims for damages to real property must be filed not later than one (1) year after the occurrence (Gov. Code §911.2).
3.READ ENTIRE CLAIM FOR BEFORE FILING RETURN TO:
4.ATTACH SEPARATE SHEETS, IF NECESSARY, TO GIVE FULL DETAILS Rialto City Clerk's Office Mail: 150S. Palm Ave., Rialto, CA 92376
Address: 290 W. Rialto Ave., Rialto, CA 92376
CLAIMANT INFORMATION:
Vulle Russell
FLILI NAME
DATE OF RIRTH -
HOME ADDRESS INCLUDING CITY, STATE & ZIP
HOME TELEPHONE NO.
Rialo Ca 92374e
BUSINESS ADDRESS INCLUDING CITY, STATE & ZIP BUSINESS TELEPHONE NO.
ADDRESS AT WHICH CLAIMANT DESIRES TO RECEIVE
NOTICES OR COMMUNICATIONS REGARDING THIS CLAIM
(if different from home address provided above):
1. WHEN DID DAMAGE OR INJURY OCCUR? DATE: — 10-15-2022 тинАо 9:00 Аморм
2. PLACE OF ACCIDENT (OCCURRENCE) BE SPECIFIC - Describe fully and (if applicable) focate on diagram on reverse side of this sheet.
Where appropriate, give street names and addresses, measurements and landmarks. on Alder at Baseline - Median
3. HOW DID DAMAGE ORINJURY OCCUR? At night, industrial area-driving southbound RAInIng HEAVILY - Approaching Baseline just yards from, destination o turninglett (east) on Baseline- visunLy did notsee median-lett front tre hit tipot nose of median that had no'signs or reflectors.
4. WERE POLICE AT THE SCENE? YES NO WERE PARAMEDICS AT THE SCENE? EYES DI NO
5. WHAT PARTICULAR ACT OR OMISSION DO YOU CLAIM CAUSED THE INJURY OR DAMAGES? Give the name of the city/town employee cauşing the injuky or damage, if known.
No Injuries + Damage To Vehicle - PLEASE SEE 3: ahuve
OmIssion of SIAS ANDOr REFLECTORS UR PRINTED CurbS.
CAR TONED BY RIALTO P.D. - PEPESTOWIng my deductible
6. GIVE TOTAL AMOUNT OF CLAIM Include estimate of amount of any prospective injury or damage Çs 300.00 HOW WAS THE ABOVE AMOUNT COMPUTED? Be specific, list doctor bills, repair estimates, etc. Please attach 2 estimates.
DAMAGES INCURRED TO DATE:
Item/Date: CARWAS TOTALED 6 Amounts. /3,042,90
Item/Date: INS, PAID LESS Amount: $ 300.00
NET 1/2, 742,90
TOTAL AMOUNT CLAIMED AS OF PRESENTATION OF THIS CLAIM: $ 300.00 ESOMATED PROSPECTIVE DAMAGES, AS FAR AS KNOWN: Hem/Date: LTO OCT 15, 2022
GlAmount $ /3,042,90
At Amount: $ 12,242,41
RETETALESTIMATED AMOUNT PROSPECTIVE DAMAGES:
CRUCTIbLE$ = 300,00
7. WITNEŚSES TO DAMAGE OR INJURY List all persons known to have information (attach aditional pages, if necessary) NAME: CALIBER COLLISIOn
NAME: WAWANESA INSURANCE
ADDRESS: 421 R/ALTO AUB.
ADDRESS: SEE # 28 # 3
RIALTO, CA 92376 IN Binder
TELEPHONE: L 1)
TELEPHONE: L)
8. IF INJURED, PROVIDE NAME, CONTACT INFORMATION AND DATE/TIME DOCTORS) OR HOSPITAL(S) VISITED:
NAME: _
NAME:
ADDRESS:
ADDRESS: N/A
TELEPHONE: (
TELEPHONE: | )
DATE: TIME:
DATE: - TIME:
9. PLEASE READ THE FOLLOWING CAREFULLY:
For all vehicle accident claims, place on the following diagram, the names of streets, including NORTH, EAST, SOUTH AND WEST directions. Indicate place of accident by "X* and by showing house numbers or distances to street comers.
If a city/town vehicle was involved, designate by letter "A" location of the City/Town vehicle when you first saw it, and by "B" location of yourself or your vehicle when you first saw City/Town vehicle; location of City/Town vehicle at time of accident by "A-1" and location of yourself or your vehicle at the time of the accident by "B-1" and the point of impact by "X".
→ NOTE: IF THE DIAGRAM BELOW DOES NOT FIT THE SITUATION, PLEASE ATTACH A PROPER DIAGRAM SIGNED BY THE CLAIMANT.
PICTURE Scum L
SEE # in Binder and a tached
PARKWAY
7 SIDEWALK
I HAVE READ THE FOREGOING CLAIM AND KNOW THE CONTENTS THEREOF: AND CERTIFY THAT THE SAME IS TRUE OF MY OWN KNOWLEDGE EXCEPT AS TO THOSE MATTERS WHICH ARE HEREIN STATED UPON MY INFORMATION AND BELIEF; AND AS TO THOSE MATTERS I BELIEVE THEM TO BE TRUE.
I CERTIFY (OR DECLARE UNDER PENALTY OF PERJURY THAT THE FOREGOING IS TRUE AND CORRECT.
SIGNATUR_ -.
• MULITI
Julie Russell wm/22/2022
TYPE OR PRINT NAME
FELF
RELATIONSHIP TO CLAIMANT
NOTE: PRESENTATION OF A FALSE CLAIM IS A FELONY (CA PENAL CODE 72) RETURN CLAIM TO: RIALTO CITY CLERK'S OFFICE - 150 S. PALM AVE., RIALTO, CA 92376
POURING RAIN INDUSTRIRL AREA
NINE -/SH GOING SOUTH
AT NIGHT •ON ALDER
StoppeD AFRE APPED HING
BASE LINE
HERE
WNY SO WIPE?
CAST - BASENE NOSE
MED
STOPPED I WAS GOING TO TURN LEF BASCUINE
HERE
ALDER ROLLED ANTO L ERY TUAN
LANE
EASTY
-op Ng 20
Z AON ZZOZ BEGINNI
10A110
- 3-
6/32 CITY CLERK RECEIVED 2022 NOV 28 AM 9:46 CITY OF RIALTO
LEFT FRONT
UNDER CARRIAGE
WIPED OUT
UNDRIVEABLE
M Gmail
We've received your Wawanesa claim - Claim
#000000001948313
1 message
Do Not Reply - US Claims Notification TMB Sung 0ốt 16,
<[email protected]> 2022 at 16:25 ฿M Reply To: Do Not Reply - US Claims Naification TMB DaNoiRe. [email protected]> я.
To: [email protected]
I Wawanesa
insurance
Hi Julie Russell,
Just a note to let you know we've received your claim
for your 2013 Chevrolet MALIBU 2LT and have begun the
claims process.
Your claim number is #000000001948313 and you now
have a claim adjuster that will work directly with you to resolve your claim.
Your claim adjuster is:
Cynthia Nelson-Alston
877-929-2637 x1506336
Your claim adjuster will be contacting you shortly, or you can reach them directly at the number shown above.
And don't forget-you can find helpful information
about your claim in your online account any time.
Login to account
Don't have an online account? Create one now
who will be the most knowledgeable about your specific CITY NOV
claim, we also want to provide our general claims contact c 28 info in case it's helpful. OF RIALTO
General Claims Info:
Monday - Friday 8:00 a.m. - 4:30 p.m.
Phone: 877-929-2637
Fax: 619-285-2722
Address: PO Box 82867
San Diego, CA 92138
We know this can be a stressful time, but we're here for you. Our priority is to get you back on the road and on with your life as soon as possible!
The Wawanesa Claims Team
From: [email protected],
Subject: clm#1948313 Correct Settlement Offer-
Date: Wed, Oct 26, 2022 4:45 pm
Attachments: Total Loss Settlement.pdf.pdf (172K),
Russell 1948313 IV VVR.pdf (167K) 2022 NOV CITY
0% of
Hello,
cL AM 9:46 RIALTO
I hope all is well. I left you a message regarding the
2013 Chevrolet MALIBU 2LT. The vehicle has been deemed
unrepairable. This means we will pay the market value of the vehicle instead of the repair cost. The market value is listed below. I have also attached the total loss settlement letter and the vehicle evaluation report for your review.
Wawanesa Disposes
Market Value $ 12,037.03
Sales Tax $932.87
License Fee Refund $73
Other Adjustments)
Gross Settlement $13,042.90*
Deductible-$300.00
Other Deduction(s)
Net Settlement $12,742.90
I will also be sending out some DMV documents that need to be electronically signed. Please sign them as soon as possible.
As soon as we have the signed DMV documents, I will be able to issue payment electronically.
Jasmyne Colter | Inside Claims Representative - Total Loss Wawanesa General Insurance Company
PO Box 82867, San Diego, CA 92138-9492
From: [email protected],
ciT
Subject: October 15, 2022 claim 2022 NOV:
Date: Wed, Nov 2, 2022 11:34 am RIAL
CLERK ENE
To whom it may concern, 5g
We determined our insured, Julie Russell, to not be responsible for the loss that occured on 10/15/2022. She did utilize repairs using her collision coverage, that was subject to a $300 deductible.
If you have any further questions or concerns, please contact us Samantha Boyd | Supervisor, Claims
Wawanesa General Insurance Company
PO Box 82867, San Diego, CA 92138-9492
Tel: 858-715-5929 | Fax: null
Email: [email protected]
For information about the types of personal information we collect and how we use it, visit our Privacy Policy at www.wawanesa.com Wawanesa PERSONAL AUTOMOBILE POLICY
AMENDED DECLARATION Amended Declaration effective
Insurance Supersedes any previous declaration bearing Nov 03, 2022 the same policy number for this policy period.
Named Insured and Address
Wawanesa General Insurance Company
JULIE RUSSEI
WAWANESA INSURANCE
PO BOX 82867
SAN DIEGO CA 92138-9492
TELEPHONE: 800-640-2920
Policy Number Account Number Policy Period
11516760 2194051-1 12:01 A.M. standard time at the address of From Oct 27, 2022 to Apr 27, 2023 the Named Insured as stated herein Vehicle Rating Information Chart REMENED POLICY
Vehicle Description Estimated Rated
Vehicle Usage Zip Code Discounts
Annual Driver No. # of Traffic # of Chargeable
Mileage Applied (See convictions for at-fault
of Years
Used for code definition driver rated on
Licensed accidents for
below) this vehicle driver rated on
Rating
this vehicle
2020 Chevrolet 5000
64 Pleasure 92376
1, 3,4 0 0
-3847
Discount Codes: 1. Good Driver 2, Multi-Vehicle 3. Mature Driver 4. Loyalty or Affinity Group Important information Regarding Estimated Annual Mileage:
State law requires us to periodically verify the miles you plan to drive annually. Please review the estimated annual nonths, please contact us so we can update your policy. We may ask for additional information to support your estimate. nileage for each vehicle listed above. If the amount provided does not reflect your anticipated mileage in the next 12- If we don't hear from you, the estimated mileage shown will be used for your upcoming renewal. Depending on the information you provide, we may use a mileage amount different than your estimate to set your upcoming tem's premium.
Drivers) 220
~. 9
Driver Name
Principal Operator of Vehicle Number Occasional Operatapdf Vehicle Namber Julie Russell
2 2
POLICY AND ENDORSEMENTS THAT ARE PART OF YOUR CONTRACT WITH US.
REMAIN IN EFFECT (Refer to prior Policy Packets) for documents not attached.):
Community Service Statement (CSS), California Notice of Designated Additional Person to Receive Notice of Cancellation (CADAP 09 - California (CAPAP 09 21), Available Coverages & General Coverage Descriptions (CACOV 09 21), Disclosure of Fees - California 21), California - Designated Additional Person To Receive Notice of Cancellation or Nonrenewal (CADAPE 0921), Personal Auto Policy Identity Card (RAIC), Vehicle Identification Cards (VID) Auto (CADCFA 0422), Minimum Liability Coverage Limits and Available Discounts (CADIS 09 21), California Roadside Assistance Nov 02, 2022 18:42 CT '"Wawanesa Insurance is a trademark of Wawanesa General Insurance Company 2022 NOV 28 TY OF
RIALTO
etir 9:45
CLER
SF CARA
MEDIANS ALL OVER TOWN
Divided Highway Sign: Meanings & Examples for the
DMV Written Test
ATTENTION!
Taking a driver's test? Be prepared to satisfy any auto insurance jo requirements. Click below for a free insurance quote. RIALTO Please enter your zip code to get started. 31? я.
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ZIP:
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THIS SIGN WOULD HAVE 'SAVED ME!
MEDIAN NOSB
AHEAD ARROW SHOWS
STAYTO THE RIGT
of THE MED/AN
The Divided Highway sign is a common road sign that may show up on your driver's license written test.
Divided Highways
CITY
2022 NOV 28 O,
MEDIAN RIALTO
CLERK CEIVED
ARROW SUGGESTS
"KEEP TO THE RIGTT'
OF THE
MEDIAN
Divided Highway. This warning sign indicates a divided highway. The traffic lanes ahead are divided by a median/divider.
Determining the Visibility of a Sign or Pavement Marking Luminance - the total amount of light a driver receive from a sign or marking.
Luminance of the sign or marking is directly proportional to the amount of light energy that is directed back towards your eyes.
Contrast - the ratio of luminance from the marking to luminance trom its surroundings, as measured from the driver's position. Contrast is much More- important for overall visibility than luminance because contrast defines holt clearly a target stands out from its background. Contrast is a better measure of? marking and sign visibility than is luminance.
Color - the color of highway marking signs are specified for different purgoses:
For example, white with black lettering is used for regulatory information stich as speed and traffic flow direction; red is used for stop and wrong way signs; yellow perceived contrast of the sign with its surroundings. and new fluorescent yellow are used for warning signs. Color can increase the Conspicuity - this refers to the likelihood that a driver will notice a selected object at a given distance. It is probably the best measure of visibility, but it is difficult to quantify. Unlike
luminance and contrast, conspicuity is not an easily determined optical quantity. It is difficult to determine an estimate for the conspicuity factors, and very difficult to combine them in a way that yields a numerical measure of conspicuity.
Conspicuity is a quantity that can only be determined empirically.
Legibility - this refers to the probability that the driver will understand the message that the roadway delineation or sign is meant to convey. Legibility relies upon many factors. In addition, the criteria by which legibility may be judged differ for different types of delineation. Legibility is an even less tangible quantity that conspicuity.
Visibility Distance - the range at which a marking or sign can be seen. Visibility distance only specifies the distance at which a given driver is capable of seeing a marking. It is not a guarantee that the driver will see it. It is important that you keep the visibility factor in mind as you move into the application of retroreflectivity to highway safety.
A SIGN CAN oNLy be VISABLE
IF THE SIEN IS THERE IN
"THE FIRST PLACE".
2009 Edition Part 2 Figure 2C-5. Miscellaneous Warning Signs TIS IS THE SIGN TANT SHOULD Be PLACED
Figure 2C-5. Miscellaneous Warning Signs AS INIT END Of ROAD THE SNOSE//.
NARROWS NARROW ONE LANE
BRIDGE BRIDGE
W5 1
W5 2 W5-3 W6-1
W12-1
NOSE of mERIAN/Wez
12-6 DEAD NO
14FT 4IN END OUTLET
CITY OF
(DEAD END → NO OUTLET -
W12-2 W12 2a W14 1
W14 Ta Wi: 2 W14-28
2022 NOV 28 AM 9: 47 RIALTO
FREEWAY ENDS EXPRESSWAY ENDS
1 MILE 1 MILE
S19.1
FREEWAY EXPRESSWAY ALL TRAFFIC
ENDS ENDS
MUST EXIT
W719.3 W719.4
W19-5
Figure 2C-5. Miscellaneous Warning Signs
This figure shows 17 miscellaneous warning signs. They are yellow with black borders and legends.
W5-1 is shown as a diamond-shaped sign. It shows the words "ROAD NARROWS" on two lines.
W5-2 is shown as a diamond-shaped sign. It shows the words "NARROW BRIDGE" on two lines.
W5-3 is shown as a diamond-shaped sign. It shows the words "ONE LANE BRIDGE" on two lines.
W6-1 is shown as a diamond-shaped sign. At the top of the sign, a depiction of the plan view of the nose of a traffic island is shown. A vertical downward-pointing arrow is shown to the left of the island, curving to depict movement to the left of the nose of the island. A vertical upward-pointing arrow is shown to the right of the island, curving to depict movement to the right of the nose of the island.
The RSA team should also conduct a nighttime visit to identif any issues under co Observe road users in post-construction audit. P,
<
In the post-construction phase, the RSA team will be able not onfy to obsèrve the s how road users are interacting with the road environment. Post-construction phase should be scheduled for the peak periods so that the audit team may observe the r conditions. Afternoon observations may facilitate remaining on site into the evening lower volume conditions and issues relating to inadequate lighting and visibility of ri with pedestrian traffic should be reviewed on foot. The RSA team may also take ad during periods of inclement weather.
At the end of the field review, the RSA team should have clear understanding of po the design plans and other project data reviewed or observed in the field.
4.5 Step 5: Conduct Audit Analysis and Prepare Report of Findings The objective of conducting RSA analysis and preparing the RSA report is to succir audit team through identification and prioritization of safety issues. Suggestions she the degree of risk.
Providing guidance on the level of risk associated with safety issues identified.
In the previous step, the audit team will have identified a number of safety issues. A the RSA findings and develop suggestions. When considering audit suggestions, th the design team and the project owner guidance on the level of risk associated with identified (e.g., low, medium or high), according to guidelines established with the f meeting. Each audit team should establish how they wish to evaluate risk and prior
4.0 Conducting Road Safety Audits
Signs and Marking Bo,
General signs and marking RIALTO
CLERK.
• Have necessary traffic signs and road markings been provided as part of a del Is priority clearly defined at all the intersection points within the development a Will the signs and markings be clear in all conditions; including day/night; rain; • Do the signs and markings meet standards and guidelines? locally identified historic district from the Standards and Guidance of Section 2D.43 regarding street sign The final rule also adds a new Option statement exempting existing historic street name signs within a color, letter size, and other design features, including retroreflectivity. 2009 MUTCD Revision 1 deals with change in Engineering Judgment definition - not part of this presentation
Updated Sign Retroreflectivity Compliance Dates CIT
NOW of
• January 2012 June 2014 - Implementation and continued use of an assessment or management method that is designed to maintain traffie regulatory and warning sign retroreflectivity at or above To the established minimum levels • January 2015 - Replace identified regulatory, warning, ground mounted guide signs (exeeft street, name)
• January 2018 - Replace identified street name & overhead guide signs The dates for having a method selected and in use was extended 2.5 years. Guide signs have been removed from the first compliance dates. ..however, they are to be added to an agency's management or assessment method as resources allow.
The compliance dates for signs below the minimums have been removed .... without these "target" compliance dates, each agency must prioritize and justify their schedule of sign replacement. Signs identified through an agency's maintenance method as being below the minimum established retroreflectivity levels have exhausted their useful service life and need to be replaced because they do not meet the needed function of being adequately visible at night.
Agencies are expected to prioritize replacement of wornout signs based on engineering considerations, similar to other traffic control devices.
Why were guide signs removed from compliance dates?
• Regulatory and warning signs constitute the highest priority for assessing retro of existing signs • Including guide signs would increase the economic burden • Section 2A.08 still requires a method for all signs, including guide signs When do I have to replace my worn out signs?
• Agencies are expected to prioritize replacement of these signs based on engineering considerations, similar to other traffic control devices.
• It is expected that the use of the assessment or management method would serve to identify and program the replacement of signs that are found to or expected to be below the minimum retroreflectivity levels.
Note: The compliance date of June 13, 2014 applies only to the implementation and continued use of an assessment or management method that is designed to maintain regulatory and warning sign retroreflectivity at or above the minimum retroreflectivity levels in Table 2A-3. Agencies are expected to Id signs other than regulatory or warning to their method as resources allow, per the footnote to the Compliance Date Table (I-2).
Do guide signs and street name signs still have to meet the minimums? Each method has some advantages and disadvantages that should be considered. Combining methods can help minimize the concerns/disadvantages.
Keep in mind the goal is to have visible signs that at least meet the needs of drivers during nighttime.
MUTCD Language
Section 2A.08 Maintaining Minimum Retroreflectivity 2022 • "Support:
Commpliance... is achieved by having a method in place and using the method to maitin if minımum levels established in Table 2A-3. Provided that... a method is being used, ad agency woukd be in compliance... even if there are some individual signs that do not meet the... levels at a ip particular point in time.
This support statement helps to limit an agency's liability: compliance is by implementing a maintenance method, even if some signs do not meet levels at a particular time.
It is not meant as an easy out: the maintenance method must be designed to maintain the minimum requirements fro sign retroreflectivity.
Exempt Signs
• Parking/Standing/Stopping
• Walking/Hitchhiking
• Adopt-A-Highway
• Blue or Brown Backgrounds
• Exclusive Use of Bikes or Peds
Note: Must still meet other requirements in MUTCD (inspections, retroreflective, etc,) Several signs are exempted. The research for blue and brown retroreflectivity has been completed since the standards were adopted. Report FHWA-HRT-08-029 provides minimum recommended retroreflectivity levels for blue and brown signs.
Compliance Date Final Rule
May 14, 2012
• Eliminated 46 items
• Revised 4 others items
• Safety related compliance dates maintained (8)
• Revision #2 of the 2009 MUTCD
Nee neip: (contact/ r-Isiana Alert curd
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