MissinSquare
RETIREMENT
Request for SECURE 2.0 and Other Plan Changes Checklist To begin the process of making changes to your plan, please check the boxes next to the provisions you wish to add, and submit the completed checklist to MissionSquare Plan Services via Secure Messaging.
We request to add the following checked optional provisions to:
PLAN NAME: PLAN NUMBER:
CITY OF RIPON 304906 06/01/2025
• Roth Contributions (457(b), 403(b), 401(k) plans only) • Self-Certification for Hardship Withdrawals (Available in 403(b) and 401(k) Plans)
The plan will allow in-plan Roth conversions:
Is plan sponsor approval required:
• Yes (default) | _• No
• Yes • No (default)
Designated Roth accounts will be available as a source
for loans under the plan: Penalty-free Withdrawals for Individuals In Case of No (default) Domestic Abuse*
• Yes
Note: If your plan does not permit Roth contributions, Eliminate the "first day of the month" requirement for employees earning above $145,000 (Social Security 457(b) plans (changes and enrollments will be effective wages) in 2025 may be ineligible to make age 50 or immediately or as soon as administratively feasible) age 60-63 catch-up contributions starting in 2026.
Treatment of Student Loan Payments as Elective
Age 60-63 Catch-Up Deferrals for Purposes of Matching Contribution Qualified Federally Declared Disaster Relief Distribution In-Service Distribution at Age 59.5 Emergency Expense Withdrawals for (up to $1,000)* Qualified Birth and Adoption Distribution Self-Certification for Unforeseeable Emergency MissionSquare Retirement IncomeAdvantage Withdrawals (Available for 457(b) Plans) In-Service Portability Is plan sponsor approval required: Other:
Yes 7 No (default) (Discuss with your MissionSquare contact before completing this item).
*Estimated availability after 3/31/2025.
Requestor: Provide your information in the fields below and submit the completed checklist using Secure Messaging.
Please review the Secure Messaging User Guide for more information.
We will contact you within 3-5 business days if more information is needed; otherwise MissionSquare Plan Services will prepare and send any necessary documents to the plan sponsor contact who is authorized to execute those documents.
To update your plan's contacts, please use the Plan Contact & Access Form available on the Plan Sponsor website. Documents are typically sent within 7 business days of the request unless there are unanswered questions. This timing might be greater if the volume is high. An email notification will be sent when the recordkeeping changes are complete.
FULL NAME: LAST, FIRST, MI (REQUESTOR'S INFORMATION) TITLE:
LISA ROOS CITY CLERK/FINANCE DIRECTOR
EMAIL ADDRESS:
[email protected]
Questions? Contact MissionSquare Plan Services for employer support at (800) 326-7272 or log in to your account to use Secure Messaging.
MissionSquare Retirement 777 N. Capitol Street, NE, Washington, DC 20002-4240 (800) 326-7272 www.missionsq.org 168026-0325-W3380