2024 CalPERS Health Premiums
For Public Agency and School Members
For more information visit our website at www.calpers.ca.gov or contact us at 888 CalPERS (or 888-225-7377).
Public agency and school health regions by county
Region 1
Alameda, Alpine, Amador, Butte, Calaveras, Colusa, Contra Costa, Del Norte, El Dorado, Glenn, Humboldt, Lake, Lassen, Marin, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, Placer, Plumas, Sacramento, San Benito, San Francisco, San Joaquin, San Mateo, Santa Clara, Santa Cruz, Shasta, Sierra, Siskiyou, Solano, Sonoma, Stanislaus, Sutter, Tehama, Trinity, Tuolumne, Yolo, and Yuba Region 2
Fresno, Imperial, Inyo, Kern, Kings, Madera, Orange, San Diego, San Luis Obispo, Santa Barbara, Tulare, and Ventura
Region 3
Los Angeles, Riverside, and San Bernardino
Plan type definitions
HMO Plan PPO Plan EPO Plan
A Health Maintenance Organization (HMO)
plan provides health care from specific
doctors and hospitals under contract with
the plan. You pay copayments for some
services, but you have no deductible, no
claim forms, and a geographically restricted
service area.
A Preferred Provider Organization (PPO)
is similar to a traditional "fee-for-service"
plan, but you must use doctors in the PPO
provider network or pay higher coinsurance
(percentage of charges). You must usually
meet an annual deductible before some
benefits apply. You're responsible for a
certain coinsurance amount and the plan
pays the balance up to the allowable amount.
The Exclusive Provider Organization
(EPO) plan offers the same covered
services as an HMO plan, and no
deductible, but you must seek services
from the plans' PPO network of preferred
providers. You're not required to select a
primary care physician.
- Region 1
BASIC HMO PLANS Single 2-Party Family
Anthem Blue Cross Del Norte County EPO $1,314.27 $2,628.54 $3,417.10 Anthem Blue Cross Select 1,138.86 2,277.72 2,961.04
Anthem Blue Cross Traditional 1,339.70 2,679.40 3,483.22 Blue Shield Access+ 1,076.84 2,153.68 2,799.78
Blue Shield Access+ EPO 1,076.84 2,153.68 2,799.78
Blue Shield Trio 946.84 1,893.68 2,461.78
Kaiser Permanente 1,021.41 2,042.82 2,655.67
UnitedHealthcare SignatureValue Alliance 1,091.13 2,182.26 2,836.94 UnitedHealthcare SignatureValue Harmony 937. 39 1,874.78 2,437.21 Western Health Advantage 807.23 1,614.46 2,098.80
BASIC PPO PLANS Single 2-Party Family
PERS Gold 914.82 1,829.64 2,378.53
PERS Platinum 1,314.27 2,628.54 3,417.10
PORAC 931.00 2,117.00 2,651.00
- - - -
- Region 2
BASIC HMO PLANS Single 2-Party Family
Anthem Blue Cross Select $807.71 $1,615.42 $2,100.05
Anthem Blue Cross Traditional 1,034.38 2,068.76 2,689.39 Blue Shield Access+ 869.14 1,738.28 2,259.76
Blue Shield Access+ EPO 869.14 1,738.28 2,259.76
Blue Shield Trio 810.24 1,620.48 2,106.62
Health Net Salud y Más 684.77 1,369.54 1,780.40
Kaiser Permanente 904.95 1,809.90 2,352.87
Sharp Performance Plus (San Diego County only) 833.24 1,666.48 2,166.42 UnitedHealthcare SignatureValue Alliance 837.88 1,675.76 2,178.49 UnitedHealthcare SignatureValue Harmony 792.65 1,585.30 2,060.89 BASIC PPO PLANS Single 2-Party Family
PERS Gold 799.44 1,598.88 2,078.54
PERS Platinum 1,151.50 2,303.00 2,993.90
PORAC 926.00 1,863.00 2,371.00
- - - -
-- Region 3
BASIC HMO PLANS Single 2-Party Family
Anthem Blue Cross Select $841.13 $1,682.26 $2,186.94
Anthem Blue Cross Traditional 1,012.67 2,025.34 2,632.94 Blue Shield Access+ 756.65 1,513.30 1,967.29
Blue Shield Trio 704.69 1,409.38 1,832.19
Health Net Salud y Más 630.13 1,260.26 1,638.34
Kaiser Permanente 865.41 1,730.82 2,250.07
UnitedHealthcare SignatureValue Alliance 826.44 1,652.88 2,148.74 UnitedHealthcare SignatureValue Harmony 734.76 1,469.52 1,910.38 BASIC PPO PLANS Single 2-Party Family
PERS Gold 785.28 1,570.56 2,041.73
PERS Platinum 1,131.47 2,262.94 2,941.82
PORAC 926.00 1,863.00 2,371.00
- - - -
-- Out of State
BASIC HMO PLANS Single 2-Party Family
Kaiser Permanente (in select areas only) $1,312.45 $2,624.90 $3,412.37 BASIC PPO PLANS Single 2-Party Family
PERS Platinum 1,146.86 2,293.72 2,981.84
PORAC 1,056.00 2,144.00 2,540.00
2024 Basic and Medicare Plan Premiums
-- All Regions
MEDICARE PLANS Single 2-Party Family
Anthem Blue Cross Medicare Preferred PPO¹ (not available Out of State) $405.83 $811.66 $1,217.49 Anthem Blue Cross Select Medicare
Preferred PPO1 (not available Out of State) 405.83 811.66 1,217.49 Blue Shield Medicare PPO2 392.68 785.36 1,178.04
Kaiser Permanente Senior Advantage3 324.79 649.58 974.37 Kaiser Permanente Senior Advantage — Out of State (in select areas only) 318.43 636.86 955.29 Kaiser Permanente Senior Advantage Summit3 386.55 773.10 1,159.65 Kaiser Permanente Senior Advantage Summit — Out of State (in select areas only) 380.21 760.42 1,140.63
PERS Gold Medicare Supplement PPO (not available Out of State) 406.60 813.20 1,219.80 PERS Platinum Medicare Supplement PPO 448.15 896.30 1,344.45 PORAC PPO 465.00 1,030.00 1,395.00
Sharp Direct Advantage HMO⁴ (San Diego County only) 256.53 513.06 769.59 UnitedHealthcare Group Medicare Advantage PPO
5 341.72 683.44 1,025.16
UnitedHealthcare Group Medicare Advantage Edge PPO 366.01 732.02 1,098.03 Western Health Advantage MyCare Select HMO (Region 1 only) 268.62 537. 24 805.86 1 Dental and Vision coverage is an additional $38.00 per member per month. The plan will bill you directly for this amount. 2 Dental and Vision coverage is an additional $39.14 per member per month. The plan will bill you directly for this amount. 3 Dental benefit is an additional $15.66 per member per month. The plan will bill you directly for this amount. 4 Dental benefit is an additional $12.49 per member per month. The plan will bill you directly for this amount. 5 Dental and Vision coverage is an additional $27.04 per member per month. The plan will bill you directly for this amount. 2024 Combination Plan Premiums
A combination plan means at least one family member is enrolled in a Basic health plan and at least one family member is enrolled in a Medicare health plan through the same health carrier. CalPERS requires all family members to have the same health carrier. --
Medicare Subscriber + Basic Subscriber +
-
1 Basic
Dependent
2+ Basic
Dependents
1+ Basic &
1 Medicare
Dependent
1 Medicare
Dependent
2+ Medicare
Dependents
1 Basic &
1+ Medicare
Dependent
BASIC HMO + MEDICARE PLANS Region 1
Anthem Blue Cross Del Norte EPO
and Medicare Preferred $1,762.42 $2,550.98 $1,684.86 $1,762.42 $2,210.57 $2,550.98 Anthem Blue Cross Select and Medicare Preferred1 1,544.69 2,228.01 1,494.98 1,544.69 1,950.52 2,228.01 Anthem Blue Cross Traditional and Medicare Preferred1 1,745.53 2,549.35 1,615.48 1,745.53 2,151.36 2,549.35 Blue Shield Access+ HMO and Medicare PPO2 1,469.52 2,115.62 1,431.46 1,469.52 1,862.20 2,115.62 Blue Shield Access+ EPO and Medicare PPO2 1,469.52 2,115.62 1,431.46 1,469.52 1,862.20 2,115.62 Blue Shield Trio and Medicare PPO2 1,339.52 1,907.62 1,353.46 1,339.52 1,732.20 1,907.62 Kaiser Permanente and Senior Advantage3 1,346.20 1,959.05 1,262.43 1,346.20 1,670.99 1,959.05 Kaiser Permanente and Senior Advantage Summit3 1,407.96 2,020.81 1,385.95 1,407.96 1,794.51 2,020.81 UnitedHealthcare SignatureValue Alliance
and Medicare Advantage5 1,432.85 2,087.53 1,338.12 1,432.85 1,774.57 2,087.53 UnitedHealthcare SignatureValue Alliance
and Medicare Advantage Edge 1,457.14 2,111.82 1,386.70 1,457.14 1,823.15 2,111.82 UnitedHealthcare SignatureValue Harmony
and Medicare Advantage
5 1,279.11 1,841.54 1,245.87 1,279.11 1,620.83 1,841.54 UnitedHealthcare SignatureValue Harmony
and Medicare Advantage Edge 1,303.40 1,865.83 1,294.45 1,303.40 1,669.41 1,865.83 Western Health Advantage and MyCare Select HMO 1,075.85 1,560.19 1,021.58 1,075.85 1,344.47 1,560.19 BASIC PPO + MEDICARE PLANS - - - - - -
PERS Gold and Medicare Supplement 1,321.42 1,870.31 1,362.09 1,321.42 1,728.02 1,870.31 PERS Platinum and Medicare Supplement 1,762.42 2,550.98 1,684.86 1,762.42 2,210.57 2,550.98 PORAC and Medicare Supplement 1,651.00 2,185.00 1,564.00 1,396.00 1,961.00 2,185.00 -
Medicare Subscriber + Basic Subscriber +
-
1 Basic
Dependent
2+ Basic
Dependents
1+ Basic &
1 Medicare
Dependent
1 Medicare
Dependent
2+ Medicare
Dependents
1 Basic &
1+ Medicare
Dependent
BASIC HMO + MEDICARE PLANS Region 2
Anthem Blue Cross Select and Medicare Preferred1 $1,213.54 $1,698.17 $1,296.29 $1,213.54 $1,619.37 $1,698.17 Anthem Blue Cross Traditional and Medicare Preferred1 1,440.21 2,060.84 1,432.29 1,440.21 1,846.04 2,060.84 Blue Shield Access+ and Medicare2 1,261.82 1,783.30 1,306.84 1,261.82 1,654.50 1,783.30 Blue Shield Access+ EPO and Medicare2 1,261.82 1,783.30 1,306.84 1,261.82 1,654.50 1,783.30 Blue Shield Trio and Medicare2 1,202.92 1,689.06 1,271.50 1,202.92 1,595.60 1,689.06 Kaiser Permanente and Senior Advantage3 1,229.74 1,772.71 1,192.55 1,229.74 1,554.53 1,772.71 Kaiser Permanente and Senior Advantage Summit3 1,291.50 1,834.47 1,316.07 1,291.50 1,678.05 1,834.47 Sharp Performance Plus and Direct Advantage Medicare⁴ 1,089.77 1,589.71 1,013.00 1,089.77 1,346.30 1,589.71 UnitedHealthcare SignatureValue Alliance
and Medicare Advantage5 1,179.60 1,682.33 1,186.17 1,179.60 1,521.32 1,682.33 UnitedHealthcare SignatureValue Alliance
and Medicare Advantage Edge 1,203.89 1,706.62 1,234.75 1,203.89 1,569.90 1,706.62 UnitedHealthcare SignatureValue Harmony
and Medicare Advantage
5 1,134.37 1,609.96 1,159.03 1,134.37 1,476.09 1,609.96 UnitedHealthcare SignatureValue Harmony
and Medicare Advantage Edge 1,158.66 1,634.25 1,207.61 1,158.66 1,524.67 1,634.25 BASIC PPO + MEDICARE PLANS - - - - - -
PERS Gold and Medicare Supplement 1,206.04 1,685.70 1,292.86 1,206.04 1,612.64 1,685.70 PERS Platinum and Medicare Supplement 1,599.65 2,290.55 1,587.20 1,599.65 2,047.80 2,290.55 PORAC and Medicare Supplement 1,402.00 1,910.00 1,538.00 1,391.00 1,956.00 1,910.00 - - - - - - -
BASIC HMO + MEDICARE PLANS Region 3
Anthem Blue Cross Select and Medicare Preferred1 $1,246.96 $1,751.64 $1,316.34 $1,246.96 $1,652.79 $1,751.64 Anthem Blue Cross Traditional and Medicare Preferred1 1,418.50 2,026.10 1,419.26 1,418.50 1,824.33 2,026.10 Blue Shield Access+ and Medicare2 1,149.33 1,603.32 1,239.35 1,149.33 1,542.01 1,603.32 Blue Shield Trio and Medicare2 1,097.37 1,520.18 1,208.17 1,097.37 1,490.05 1,520.18 Kaiser Permanente and Senior Advantage3 1,190.20 1,709.45 1,168.83 1,190.20 1,514.99 1,709.45 Kaiser Permanente and Senior Advantage Summit3 1,251.96 1,771.21 1,292.35 1,251.96 1,638.51 1,771.21 UnitedHealthcare SignatureValue Alliance
and Medicare Advantage
5 1,168.16 1,664.02 1,179.30 1,168.16 1,509.88 1,664.02 UnitedHealthcare SignatureValue Alliance
and Medicare Advantage Edge 1,192.45 1,688.31 1,227.88 1,192.45 1,558.46 1,688.31 UnitedHealthcare SignatureValue Harmony
and Medicare Advantage
5 1,076.48 1,517.34 1,124.30 1,076.48 1,418.20 1,517.34 UnitedHealthcare SignatureValue Harmony
and Medicare Advantage Edge 1,100.77 1,541.63 1,172.88 1,100.77 1,466.78 1,541.63 BASIC PPO + MEDICARE PLANS - - - - - -
PERS Gold and Medicare Supplement 1,191.88 1,663.05 1,284.37 1,191.88 1,598.48 1,663.05 PERS Platinum and Medicare Supplement 1,579.62 2,258.50 1,575.18 1,579.62 2,027.77 2,258.50 PORAC and Medicare Supplement 1,402.00 1,910.00 1,538.00 1,391.00 1,956.00 1,910.00 - - - - - - -
BASIC HMO + MEDICARE PLANS Out of State
Kaiser Permanente and Senior Advantage $1,630.88 $2,418.35 $1,424.33 $1,630.88 $1,949.31 $2,418.35 Kaiser Permanente and Senior Advantage Summit 1,692.66 2,480.13 1,547.89 1,692.66 2,072.87 2,480.13 BASIC PPO + MEDICARE PLANS - - - - - -
PERS Platinum and Medicare Supplement 1,595.01 2,283.13 1,584.42 1,595.01 2,043.16 2,283.13 PORAC and Medicare Supplement 1,553.00 1,949.00 1,426.00 1,521.00 2,086.00 1,949.00 1 Dental and Vision coverage is an additional $38.00 per member per month. The plan will bill you directly for this amount. 2 Dental and Vision coverage is an additional $39.14 per member per month. The plan will bill you directly for this amount. 3 Dental benefit is an additional $15.66 per member per month. The plan will bill you directly for this amount. 4 Dental benefit is an additional $12.49 per member per month. The plan will bill you directly for this amount. 5 Dental and Vision coverage is an additional $27.04 per member per month. The plan will bill you directly for this amount.
August 2023