Salinas City Council
September 23, 2025

Attachment 1, Page 3 of 8
July Board of Administration Offsite
2026 Regional Premiums Per Subscriber Per Month (PSPM)
Public Agency and School Members
Region 1
2025 2026
Single 2-Party Family Single 2-Party Family
HMO
Anthem Blue Cross Select HMO $1,256.65 $2,513.30 $3,267.29 $1,336.29 $2,672.58 $3,474.35 6.34% Anthem Blue Cross Traditional HMO $1,500. 40 $3,000.80 $3,901.04 $1,612.08 $3,224.16 $4,191.41 7.44% Blue Shield Access+ HMO $1,170.17 $2, 340.34 $3,042.44 $1,301.95 $2,603.90 $3,385.07 11.26% Blue Shield Access+ EPO $1,170.17 $2,340.34 $3,042.44 $1,301.95 $2,603.90 $3,385.07 11.26% Blue Shield Trio HMO $1,134.79 $2,269. 58 $2,950.45 $1,166.58 $2,333.16 $3,033.11 2.80% Kaiser Permanente $1,112.90 $2,225.80 $2,893.54 $1,168.86 $2,337.72 $3,039.04 5.03% Kaiser Permanente Out of State $1,422.26 $2, 844.52 $3,697.88 $1,398.96 $2,797.92 $3,637.30 (1.64%) UnitedHealthcare SignatureValue Alliance $1, 184.58 $2,369.16 $3,079.91 $1,290.06 $2,580.12 $3,354.16 8.90% UnitedHealthcare SignatureValue Harmony $1,005. 02 $2,010.04 $2,613.05 $1,133.09 $2,266.18 $2,946.03 12.74% Western Health Advantage HMO $914.27 $1,828.54 $2,377.10 $969.58 $1,939.16 $2,520.91 6.05% PPO
PERS Gold $1,013.70 $2,027.40 $2,635. 62 $1,120.58 $2,241.16 $2,913.51 10.54% PERS Platinum $1,476.10 $2,952.20 $3, 837.86 $1,670.14 $3,340.28 $4,342.36 13.15% PERS Platinum Out of State $1,244.55 $2,489.10 $3,235.83 $1,410.29 $2,820.58 $3,666.75 13.32% 2025 2026
Single 2-Party Family Single 2-Party Family
Medicare Advantage Plans
Anthem Medicare Preferred PPO $487.56 $975.12 $1,462.68 $571.70 $1,143.40 $1,715.10 17.26% Blue Shield Medicare PPO (Nationwide) $448.28 $896.56 $1,344.84 $539.43 $1,078.86 $1,618.29 20.33% Kaiser Permanente Senior Advantage $343.08 $686.16 $1,029.24 $356.83 $713.66 $1,070.49 4.01% Kaiser Permanente Senior Advantage Out of State $336.72 $673.44 $1,010.16 $350.16 $700.32 $1,050.48 3.99% Kaiser Permanente Senior Advantage Summit $408.31 $816.62 $1,224.93 $426.31 $852.62 $1,278.93 4.41% Kaiser Permanente Senior Advantage Summit Out of State $401.97 $803.94 $1,205.91 $419.67 $839.34 $1,259.01 4.40% Sharp Direct Advantage HMO $272.44 $544.88 $817.32 $291.38 $582.76 $874.14 6.95% UnitedHealthcare Group Medicare Advantage PPO (Nationwide) $442.25 $884.50 $1,326.75 $481.29 $962.58 $1,443.87 8.83% Medicare Supplement Plans
PERS Gold Medicare Supplement $546.13 $1,092.26 $1,638.39 $597.57 $1,195.14 $1,792.71 9.42% PERS Platinum Medicare Supplement (Nationwide) $584.70 $1,169.40 $1,754.10 $665.50 $1,331.00 $1,996.50 13.82% Medicare Plans (M) Percent Change
Alameda, Alpine, Amador, Butte, Calaveras, Colusa, Contra Costa, Del Norte, El Dorado, Glenn, Humboldt, Lake, Lassen, Marin, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, Placer, Plumas, Sacramento, San Benito, San Francisco, San Joaquin, San Mateo, Santa Clara, Santa Cruz, Shasta, Sierra, Siskiyou, Solano, Sonoma, Stanislaus, Sutter, Tehama, Trinity, Tuolumne, Yolo and Yuba
Basic Plans (B) Percent Change
Attachment 1, Page 4 of 8
July Board of Administration Offsite
2026 Regional Premiums Per Subscriber Per Month (PSPM)
Public Agency and School Members
Region 1
2026
Combination Plans
Subscriber in M &
1 Dependent in B
Subscriber in M &
2+ Dependents in B
Subscriber in M,
1 Dependent in B &
1 Dependent in M
Subscriber in B &
1 Dependent in M
Subscriber in B &
2+ Dependents in M
Subscriber in B,
1 Dependent in B &
1 Dependent in M
Basic HMO and Medicare Advantage
Anthem Blue Cross Select and Medicare Supplement $1,907.99 $2,709.76 $1,945.17 $1,907.99 $2,479.69 $2,709.76 Anthem Blue Cross Traditional and Medicare Supplement $2,183.78 $3,151.03 $2,110.65 $2,183.78 $2,755.48 $3,151.03 Blue Shield Access+ HMO and Medicare $1,841.38 $2,622.55 $1,860.03 $1,841.38 $2,380.81 $2,622.55 Blue Shield Access+ EPO and Medicare $1, 841.38 $2,622.55 $1,860.03 $1,841.38 $2,380.81 $2,622.55 Blue Shield Trio and Medicare $1,706. 01 $2,405.96 $1,778.81 $1,706.01 $2,245.44 $2,405.96 Kaiser Permanente and Senior Advantage $1, 525.69 $2,227.01 $1,414.98 $1,525.69 $1,882.52 $2,227.01 Kaiser Permanente and Senior Advantage Out of State $1,749.12 $2,588.50 $1,539.70 $1,749.12 $2,099.28 $2,588.50 Kaiser Permanente and Senior Advantage Summit $1,595.17 $2,296.49 $1,553.94 $1,595.17 $2,021.48 $2,296.49 Kaiser Permanente and Senior Advantage Summit Out of State $1,818.63 $2,658.01 $1,678.72 $1,818.63 $2,238.30 $2,658.01 UnitedHealthcare Alliance and Medicare Advantage $1,771.35 $2,545.39 $1,736.62 $1,771.35 $2,252.64 $2,545.39 UnitedHealthcare Harmony and Medicare Advantage $1,614.38 $2,294.23 $1,642.43 $1,614.38 $2,095.67 $2,294.23 Basic PPO and Medicare Supplement
PERS Gold and Medicare Supplement $1,718.15 $2,390.50 $1,867.49 $1,718.15 $2,315.72 $2,390.50 PERS Platinum and Medicare Supplement $2, 335.64 $3,337.72 $2,333.08 $2,335.64 $3,001.14 $3,337.72 PERS Platinum and Medicare Supplement Out of State $2,075.79 $2,921.96 $2,177.17 $2,075.79 $2,741.29 $2,921.96 Alameda, Alpine, Amador, Butte, Calaveras, Colusa, Contra Costa, Del Norte, El Dorado, Glenn, Humboldt, Lake, Lassen, Marin, Mariposa, Mendocino, Merced, Modoc, Mono, Monterey, Napa, Nevada, Placer, Plumas, Sacramento, San Benito, San Francisco, San Joaquin, San Mateo, Santa Clara, Santa Cruz, Shasta, Sierra, Siskiyou, Solano, Sonoma, Stanislaus, Sutter, Tehama, Trinity, Tuolumne, Yolo and Yuba