Attatchment #1 San Bernardino FY 2025-2026 DRAFT CAPER — Mayor and City Council, September 16, 2026

FY 2025 – 2026
CAPER

CONSOLIDATED ANNUAL

PERFORMANCE EVALUATION REPORT

Community Development and Housing Department
290 N D St, San Bernardino, CA 92401
City of San Bernardino

CAPER 2
OMB Control No: 2506-0117 (exp. 09/30/2021)
Community Development and Housing Department
290 N D St, San Bernardino, CA 92401

Table of Contents
CR-05 - Goals and Outcomes ................................ ................................ ................................ ...........3 CR-10 - Racial and Ethnic composition of families assisted ................................ ............................. 10 CR-15 - Resources and Investments 91.520(a) ................................ ................................ ............... 11 CR-20 - Affordable Housing 91.520(b) ................................ ................................ ........................... 19 CR-25 - Homeless and Other Special Needs 91.220(d, e); 91.320(d, e); 91.520(c) ............................ 22 CR-30 - Public Housing 91.220(h); 91.320(j) ................................ ................................ ................... 26 CR-35 - Other Actions 91.220(j)-(k); 91.320(i)-(j) ................................ ................................ ............ 28 CR-45 - CDBG 91.520(c) ................................ ................................ ................................ ................. 40 CR-50 - HOME 24 CFR 91.520(d) ................................ ................................ ................................ .... 42 CR-58 – Section 3 ................................ ................................ ................................ .......................... 49

City of San Bernardino

CAPER 3
OMB Control No: 2506-0117 (exp. 09/30/2021)
CR-05 - Goals and Outcomes
Progress the jurisdiction has made in carrying out its strategic plan and its action plan.

91.520(a)
This could be an overview that includes major initiatives and highlights that were proposed and executed throughout the program year.

The City of San Bernardino (City) is a direct recipient of Community Planning and Development formula grants (e.g., Community Development Block Grant (CDBG), HOME Investment Partnership (HOME), and Emergency Solutions Grant (ESG). As an Entitlement City, t he City is required to provide a report to the United States Department of Housing and Urban Development (HUD) on its performance in meeting the housing and community development priorities listed in its approved Five-Year Consolidated Plan. This report is called the Consolidated Annual Performance Evaluation Report (CAPER) and is due to HUD 90 days from the end of each program year. The CAPER describes the City’s progress in meeting the goals and objectives outlined in the City’s Five -Year Consolidated Plan for fiscal year (FY) 2025-2030.

CDBG: Using an amount of $ 5,589,390.26 the city successfully carried out its CDBG activities in Program Year (PY) 2025-26. With the funds, the City was able to pursue physical and economic revitalization for jobs, continue supporting the organizations invested in creating sustainable, affordable living environments, as well as engage with local nonprofits and residents in low to moderate income (LMI) areas.

HOME: Using HOME funds, the City aimed to preserve and maintain affordable housing units.

During the 2025-26 PY, the City used $109,838.28 for PY 2025 -2026 for Administration , and the Arrowhead Grove project consisting of 19 units utilized by low -moderate income households, remaining under construction during PY2025-26 and is anticipated to be completed PY 2026-2027.

ESG: The city used $ 188,482.34 for PY 2025 -2026 to deliver Emergency Shelter operations and HMIS.

CDBG-CV: On March 27, 2020, the Coronavirus (CV) Aid, Relief, and Economic Security Act (CARES) was signed into law. CDBG grantees undertook new programs with supplemental CDBG Coronavirus Aid, Relief, and Economic Security (CARES) Act (CDBG-CV) funding to prevent, prepare for, and respond to the Novel Coronavirus (COVID-19). The city maintained its focus on the goals and objectives already outlined in its Consolidated Plan, but with an emphasis on responding to and preventing the spread of the virus. However, due to the rapid spread of the virus and constraints on logistics and materials, the bulk of those projects stagnated. During the City of San Bernardino

CAPER 4
OMB Control No: 2506-0117 (exp. 09/30/2021)
2025-2026 PY, the City used these funds to support community members through Planning and Administration and Public Facility Projects, in addition to maintaining preparedness for any future outbreaks. The City also expanded shelter services to San Bernardino residents by utilizing $438,628 of CDBG-CV funds for the motel voucher program as a temporary interim shelter while construction of a permanent Interim Emergency Shelter was underway. Construction is anticipated to be completed during the 2026-2027 PY.

Comparison of the proposed versus actual outcomes for each outcome measure submitted with the consolidated plan and explain, if applicable, why progress was not made toward meeting goals and objectives. 91.520(g)

Categories, priority levels, funding sources and amounts, outcomes/objectives, goal outcome indicators, units of measure, targets, actual outcomes/outputs, and percentage completed for each of the grantee’s program year goals.

City of San Bernardino

CAPER 5
OMB Control No: 2506-0117 (exp. 09/30/2021)
Goal Category Source /
Amount
Indicator Unit of
Measure
Expected
–
Strategic
Plan
Actual –
Strategic
Plan
Percent
Complete
Expected
–
Program
Year
Actual –
Program
Year
Percent
Complete
Preserve and
Rehabilitate Housing
Rental Units
Rehabilitated HOME: $ Homeowner Housing
Rehabilitated
Household
Housing 50 0 0.0% 0 0 0
Preserve and
Rehabilitate Housing
Rental Units
Rehabilitated HOME: Other Other 125 0 0.0% 0 0 0
Development and
Preservation of
Affordable Housing
Affordable
Housing
CDBG:
$281912 /
HOME: $ /
ESG:
$258646
Homeless Prevention Persons
Assisted 0 0 255 1,280 502%
Development and
Preservation of
Affordable Housing
Affordable
Housing
CDBG:
$281912 /
HOME: $ /
ESG:
$258646
Homeless Prevention Other 100 0 0 4140 1,280 31%
Provide Homeless
Prevention Housing Homeless
CDBG:
$1,403,088 /
ESG:
$258,646
Public Facility or
Infrastructure
Activities other than
Low/Moderate
Income Housing
Benefit
Persons
Assisted 0 0 0 850
Housing for Homeless
added
Household
Housing Unit 750 0 0
Other Other 750 95 0 0 95
Community
Development
Non-Housing
Community
Development
CDBG:
$738,188
Public Facility or
Infrastructure
Activities other than
Persons
Assisted 0 17 0 200 17 9%
City of San Bernardino

CAPER 6
OMB Control No: 2506-0117 (exp. 09/30/2021)

Table 1 - Accomplishments – Program Year & Strategic Plan to Date Low/Moderate
Income Housing
Benefit

Public Facility or
Infrastructure
Activities for
Low/Moderate
Income Housing
Benefit
Households
Assisted 160,000 17,825 0 1000 17,825 1783%
Strategic Resource
Planning and
Community
Resilience
Non-Housing
Community
Development
CDBG:
$50,000 Other Other 2,500 55 0 0 55 0
Support Fair Housing Fair Housing CDBG:
$80,000
Public service
activities other than
Low/Moderate
Income Housing
Benefit
Persons
Assisted 0 945 0 2700 945 35%
Other Other 5,000 0 0 0 0 0
Planning &
Administration Administration
CDBG:
$542,458
HOME:
$114,983
ESG:
$18,101
Other Other 0 0 0 0 0 0
City of San Bernardino

CAPER 7
OMB Control No: 2506-0117 (exp. 09/30/2021)

Assess how the jurisdiction’s use of funds, particularly CDBG, addresses the priorities and specific objectives identified in the plan, giving special attention to the highest priority activities identified.

The City prioritizes the use of its CDBG funds to development, preservation and rehabilitation of housing, strategic resource planning and community resilience, community development activities supporting fair housing, and homeless prevention and housing. City staff continue to achieve the goals and objectives outlined in the Consolidated Plan. Each of the activities planned addresses specific high-priority goals identified in the 2025-2030 Consolidated Plan. During the 2025 program year, the City completed the following activities using CDBG funds:
• Fair Housing
o The 2025 Inland Fair Housing Mediation Board (IFHMB) provides activities that assist the City with fair housing including consultation services to tenants and assisted in facilitating mediations between tenants and landlords. Using $ 79,015 of CDBG funds, 945 residents were assisted.

• Improve Public Facilities and Infrastructures
o The Hillside Street Improvement project rehabilitated and reconstructed public facilities on Hillside Drive along the frontages of five existing residential parcels.

The street improvements included rehabilitating and reconstructing curbs, gutters, sidewalks, and driveway approaches, as well as replacing asphalt at the driveway entrances to the parcels.

The following projects were completed in Program Year 2025 but initially funded in PY 2024. o The El Sol Neighborhood Educational Center intends to development the El Sol Recreation and Wellness Center that will serve as a hub for health, education, and cultural enrichment for its members and the public. This project began in 2024 and is currently still under construction.
o The Gutierrez Park improvements enhanced a vital public recreational facility by rehabilitating aging infrastructure and improving accessibility, safety, and functionality for residents of the surrounding neighborhood. This project was completed in 2026,
o The Ruben Campos Park Project demolished existing outdated fixtures and amenities to make substantial ADA updates to restrooms, gym equipment, and City of San Bernardino

CAPER 8
OMB Control No: 2506-0117 (exp. 09/30/2021)
building amenities. Also made upgrades to boxing area, gym equipment and installed an updated A/C unit for the building. This project was completed in 2026.

• Promote Economic Development
o The Section 108 Loan Repayment Program to pursue physical and economic revitalization. The City completed and allocated $688,777.60 of CDBG funds to their Section 108 Loan Repayment Program, helping revitalize the local economy, resulting in the creation and retention of 17 jobs.

• Strategic Resource Planning and Community Resilience
o The Whole Person Care Clinic (WPCC), a short-term post-hospitalization program provides up to six months of housing stability, ensuring eligible clients are receiving medical, behavioral health, and housing support services. WPCC assisted 55 persons through the program.

• Provide Homeless and Homeless Prevention Services
o The Peace Team members work with the City Police Department (PD) to engage with and support local nonprofits and residents of LMI areas. The City supported the Peace Team through $193,350.52 of CDBG funds including equipment needed to assist local businesses, the homeless, and homeless encampments as well as participate in community clean-up activities related to homeless encampments, overall assisting 159 persons.
o To reduce homelessness and provide temporary shelter space for households and individuals, the City of San Bernardino collaborated with the Salvation Army to operate two ESG funded projects. The Emergency Shelter- Entry Exit that emphasized housing stability assisted 93 persons in 39 households with $138,806.37 of ESG funds. Their Homelessness Prevention Program provides targeted financial assistance and housing stabilization services. The City aided 2 persons in 2 households with $13,997 of ESG funds. Family Services of Redlands provided $55,987 in Rapid Rehousing assistance, serving 12 persons, expending $17,064.77.

The following projects are CDBG and HOME funded and are currently ongoing:
o The Jamboree Housing Project FY2025 will fund a multi-unit rental housing positioned on 3.5 acres of city-owned land designated to affordable housing. This project contains 8 units reserved for individuals facing homelessness, 101 affordable rental units for families earning at or below 60% of AMI. Amenities on City of San Bernardino

CAPER 9
OMB Control No: 2506-0117 (exp. 09/30/2021)
the site will include community room and kitchen, computer lounge, basketball court, swimming pool, and tot lot.
o San Bernardino Hope Campus Project will construct a new 40,000 square foot building to provide shelter for up to 200 persons per night that includes temporary housing and transitional housing for the homeless. Total construction costs will be $35M of which approximately $4M will be CDBG and CDBG-CV funding.

City of San Bernardino

CAPER 10
OMB Control No: 2506-0117 (exp. 09/30/2021)
CR-10 - Racial and Ethnic composition of families assisted Describe the families assisted (including the racial and ethnic status of families assisted).

91.520(a)

CDBG HOME
White 655 0
Black or African American 318
Asian 11 0
American Indian or American Native 1 0
Native Hawaiian or Other Pacific Islander 6 0
Total 991 0
Hispanic 503 0
Not Hispanic 488 0

Describe the clients assisted (including the racial and/or ethnicity of clients assisted with ESG)
HESG
American Indian, Alaska Native, or Indigenous 0
Asian or Asian American 2
Black, African American, or African 38
Hispanic/Latina/e/o 44
Middle Eastern or North African 0
Native Hawaiian or Pacific Islander 1
White 17
Multiracial 20
Client doesn't know 0
Client prefers not to answer 0
Data not collected 0
Total 122
Table 2 – Table of assistance to racial and ethnic populations by source of funds Narrative
During the 2025 program year, a total of 991 families were assisted with CDBG funds. The table above provides the entire racial and ethnic composition of the families assisted during the program year.

City of San Bernardino

CAPER 11
OMB Control No: 2506-0117 (exp. 09/30/2021)
CR-15 - Resources and Investments 91.520(a)
Identify the resources made available
Source of Funds Source Resources Made
Available
Amount Expended
During Program Year
CDBG Public - federal $6,267,546.51 $5,589,390.26
HOME Public - federal $11,678,983 $109,838.28
ESG Public - federal $315,624 $276,242.55
Other Public - federal 0 $533,029.16
Table 3 - Resources Made Available

Narrative
The figures above represent the total drawn from the CDBG, HOME, ESG, and CDBG-CV programs during the 2025-2026 program year. The City did not expend all the resources made available for the program year. The city will reprogram any unallocated funds during the 2027 – 2028 Annual Action Plan process.

The City spent a total of $5,589,390.26 in CDBG funds towards public facilities, fair housing, Economic Development, CDBG program administration and providing homeless services. Some of the CDBG activities funded during this program year include:
• Section 108 loan in the amount of $688,777.60 towards the development of a

17.43-acre commercial property located along Highland Avenue between Arden Streets
• CDBG FY25/26 Inland Fair Housing Mediation Board in the amount of $79,015.00 • CDBG FY25/26 San Bernardino Peace Team in the amount of $193,350.52 CDBG FY 25/26 Planning and administration in the amount of $507,463.33 HOME funds were spent on FY25/26 HOME Program Administration in the amount of $109,838.28. The City also utilized vacant City-owned lots for the 2020 Infill Housing Program.

A total of $276,242.55 in ESG funds were used towards providing homeless and homelessness prevention services. The ESG activities funded during this program year include:
• Salvation Army Rapid Re-Housing in the amount of $38,597.41 • Salvation Army HMIS in the amount of $49,675.97
• Salvation Army Homeless Prevention in the amount of $13,997 • Salvation Army Emergency Shelter in the amount of $138,806.37 • Family Association of Redlands Rapid Re-Housing in the amount of $17,064.77 • ESG Administration in the amount of $18,101.03

City of San Bernardino

CAPER 12
OMB Control No: 2506-0117 (exp. 09/30/2021)
CDBG-CV funds are indicated as “other” on Table 3. During the program year, the City spent $398,061 towards the operating costs for homelessness/AIDs services and $134,968.16 towards general administration and planning.

Identify the geographic distribution and location of investments Target Area Planned
Percentage of
Allocation
Actual Percentage
of Allocation
Narrative Description
City Wide 100 100
Met variety of community
development and housing needs.

Table 4 – Identify the geographic distribution and location of investments

Narrative
The funds drawn towards activities during the 2025 PY were invested within the City. All the funds spent during the PY were invested in various activities that supported public facility improvements, fair housing, homeless services, homeless prevention, economic development, planning and administration. Various public service programs were funded with CDBG and ESG funds to help the City’s low-income residents such as the IFHMB, San Bernardino Peace Team, Salvation Army Emergency Shelter, and Salvation Army Homeless Prevention.

City of San Bernardino

CAPER 13
OMB Control No: 2506-0117 (exp. 09/30/2021)
Leveraging
Explain how federal funds leveraged additional resources (private, state and local funds), including a description of how matching requirements were satisfied, as well as how any publicly owned land or property located within the jurisdiction that were used to address the needs identified in the plan.

The City seeks to utilize its federal resources alongside state, local, and private funding to create high-quality, affordable housing for its residents. Extra resources to meet the requirements of low- and moderate-income residents are obtained from several sources, including:

Federal Resources
• Section 8 Housing Choice Voucher Program
• Federal Low-Income Housing Tax Housing Tax Credit Program • Tax Exempt Bond Financing
• Community Investment Funds from Dignity Health
State Resources
• Tax-exempt bonds
• State Low-Income Housing Tax Credit Program
• No Place Like Home
• Community Reinvestment Funds
• Permanent Local Housing Allocation (PLHA) from the California State Department of Housing
• Veteran Housing and Homeless Prevention Program
Local Resources
• San Bernardino County Continuum of Care
• HACSB
• Private Resources
• Dignity Health
• San Manuel Band of Mission Indians
• San Bernardino Unified School District
• City of San Bernardino Successor Housing Agency

The City actively attends the Interagency Council on Homelessness meetings as well as the San Bernardino County Homeless Partnership Central Valley Homeless Partnership Network and applying for additional funding when available. The City leverages ESG, CDBG-CV, American Rescue Plan Act (ARPA), and HOME-ARP for homeless shelters, homeless prevention services, City of San Bernardino

CAPER 14
OMB Control No: 2506-0117 (exp. 09/30/2021)
and economic development activities:

• The City utilized $4.2 million in HOME-ARP funds for the development of the Navigation Center to provide non-congregate shelter.
• Federal, state, and county resources: $72.7 million to support the City’s Homeless Strategic Action Plan
o $32.7 million for City/County partnerships to increase housing and system capacity o $36.6 million for existing and expansion projects that provide immediate sheltering and service-enriched housing, including the Pacific Village Phase II Expansion, Kern Street Adult Residential Facility Expansion, and Project Room key Continuance o $3.4 million for outreach and engagement services for the unsheltered street population to support the Sheriff’s Homeless Outreach
• El Sol Recreation and Wellness Center - $4.75 million in external funding was leveraged with $250,000 in CDBG funds, including $4.2 million grant from the California Department of Parks and Recreation to renovate the public facility. • Permanent Local Housing Allocation Program (PLHA) Funds: a portion of the $7.8 million over the next four years will go towards ongoing resources for housing and homeless services
• Funded through City ARPA funds, the City of San Bernardino has partnered with the Inland Empire Small Business Development Center (SBDC) to provide a Small Business Grant Program. The Consulting and Grant Program will provide 1:1 consulting and funding to small businesses needing financial assistance to complete façade improvements while overcoming the loss of revenue due to the COVID-19 pandemic.

The City created a Long-Range Property Management Plan or Housing Asset Transfer (HAT) Plan, which successor agencies must transfer their properties to. The City intends to retain some parcels for economic development, sell a number, and retain others for housing. Most of the properties are designed for single-family development, which the City will use to create owner-occupied housing.

Fiscal Year Summary – HOME Match

1. Excess match from prior Federal fiscal year 0

2. Match contributed during current Federal fiscal year 0

3. Total match available for current Federal fiscal year (Line 1 plus Line 2) 0

4. Match liability for current Federal fiscal year 0

5. Excess match carried over to next Federal fiscal year (Line 3 minus Line 4) 0 Table 5 – Fiscal Year Summary - HOME Match Report

City of San Bernardino

CAPER 15
OMB Control No: 2506-0117 (exp. 09/30/2021)

City of San Bernardino

CAPER 16
OMB Control No: 2506-0117 (exp. 09/30/2021)
Match Contribution for the Federal Fiscal Year
Project No. or
Other ID
Date of
Contribution
Cash
(non-Federal
sources)
Foregone
Taxes, Fees,
Charges
Appraised
Land/Real
Property
Required
Infrastructure
Site
Preparation,
Construction
Materials,
Donated labor
Bond
Financing
Total Match

Table 6 – Match Contribution for the Federal Fiscal Year

HOME MBE/WBE report
Program Income – Enter the program amounts for the reporting period Balance on hand at
beginning of reporting
period
$
Amount received during
reporting period
$
Total amount expended
during reporting period
$
Amount expended for
TBRA
$
Balance on hand at end
of reporting period
$
$2,459,446.55 $0 $0 $0 $2,459,446.55
Table 7 – Program Income

City of San Bernardino

CAPER 17
OMB Control No: 2506-0117 (exp. 09/30/2021)
Minority Business Enterprises and Women Business Enterprises – Indicate the number and dollar value of contracts for HOME projects completed during the reporting period Total Minority Business Enterprises White Non-
Hispanic Alaskan
Native or
American
Indian
Asian or
Pacific
Islander
Black Non-
Hispanic
Hispanic
Contracts
Number
Dollar
Amount

Sub-Contracts
Number
Dollar
Amount

Total Women
Business
Enterprises
Male
Contracts
Number
Dollar
Amount

Sub-Contracts
Number
Dollar
Amount

Table 8 - Minority Business and Women Business Enterprises

Minority Owners of Rental Property – Indicate the number of HOME assisted rental property owners and the total amount of HOME funds in these rental properties assisted Total Minority Property Owners White Non-
Hispanic Alaskan
Native or
American
Indian
Asian or
Pacific
Islander
Black Non-
Hispanic
Hispanic
Number 0 0 0 0 0 0
Dollar
Amount
0 0 0 0 0 0
Table 9 – Minority Owners of Rental Property
City of San Bernardino

CAPER 18
OMB Control No: 2506-0117 (exp. 09/30/2021)

Relocation and Real Property Acquisition – Indicate the number of persons displaced, the cost of relocation payments, the number of parcels acquired, and the cost of acquisition Parcels Acquired N/A
Businesses Displaced
Nonprofit Organizations
Displaced

Households Temporarily
Relocated, not Displaced

Households
Displaced
Total Minority Property Enterprises White Non-
Hispanic Alaskan
Native or
American
Indian
Asian or
Pacific
Islander
Black Non-
Hispanic
Hispanic
Number
Cost
Table 10 – Relocation and Real Property Acquisition

City of San Bernardino

CAPER 19
OMB Control No: 2506-0117 (exp. 09/30/2021)
CR-20 - Affordable Housing 91.520(b)
Evaluation of the jurisdiction's progress in providing affordable housing, including the number and types of families served, the number of extremely low-income, low-income, moderate-income, and middle-income persons served.

One-Year Goal Actual
Number of Homeless households to be
provided with affordable housing units 150 0
Number of Non-Homeless households to be
provided with affordable housing units 70 0
Number of Special-Needs households to be
provided with affordable housing units 0 0
Total 220 0
Table 11 – Number of Households

One-Year Goal Actual
Number of households supported through
Rental Assistance 0 0
Number of households supported through
The Production of New Units 0 0
Number of households supported through
Rehab of Existing Units 20 0
Number of households supported through
Acquisition of Existing Units 0 0
Total 20 0
Table 12 – Number of Households Supported

Discuss the difference between goals and outcomes and problems encountered in meeting these goals.

During PY 2025–2026, the City continues to build upon the success of Phase I of the Infill Housing Project, which was completed during PY 2024 –2025. Phase I created three affordable single -family homes on formerly vacant City-owned lots located at 676 West 10th Street, 815 West Orange Street, and 2129 Wall Street. The manufactured and wood -frame homes were made available to income -qualified households earning no more than 80 percent of the Area Median Income (AMI). The City donated the three lots and City of San Bernardino

CAPER 20
OMB Control No: 2506-0117 (exp. 09/30/2021)
leveraged CALHOME funding to provide down payment assistance to eligible low -income, first -time homebuyers.

Building on this momentum, the City is advancing Phase II of the Infill Housing Project in partnership with Neighborhood Partnership Housing Services Community Redevelopment, Inc. (NPHS). The City Council has committed $744,000 in HOME funds and donated th ree vacant City -owned lots located at 1356, 1384, and 1394 Hillside Drive for the construction and sale of three additional affordable single -family homes.

During PY 2025 –2026, NPHS is securing the remaining project financing and completing the permitting process, with delivery of the manufactured homes anticipated in October 2026. Of the City’s HOME commitment, $6 09,000 is reserved to provide down payment assistance to three eligible first -time homebuyers, while the remaining $13 5,000 supports predevelopment costs . The Hillside project is expected to be completed during PY 2026-2027.

Arrowhead Grove, a replacement for Waterman Gardens built in 1943, is a 400 -unit multi-family rental unit complex being built in several phases. Three phases of its redevelopment were completed, which helped add 31 new affordable units. Arrowhead Grove replaced the original 252 public housing units with 283 new affordable units and 36 market- rate units. The next phase currently under construction will bring an additional 92 units of affordable multi-family housing, with project completion expected June 2027.

Discuss how these outcomes will impact future annual action plans.

The City will continue to assess its progress in meeting its Consolidated Plan goals and objectives and adjust as necessary. Activities that were not completed during the program year will continue to be administered in the following program year until all funds are expended to help low-income households.

Additionally, there are several ongoing projects and activities that are being undertaken to meet the goals outlined in the Consolidated Plan. Some of these projects include:
o San Bernardino HOPE Campus – The City aims to provide and expand emergency shelter facilities and homelessness services. The Campus will feature non-congregate shelter units, laundry facilities, kitchen facilities, secure storage for personal items, and supportive services. As of PY 2025-2026, the City has allocated a total of $ $4,955,505.86 in CDBG and CDBG CV, and approximately $4,925,911 in HOME-ARP to this project. The project is expected to be completed by December 2026.

o Arrowhead Grove - The City has provided the Housing Authority of the County of San Bernardino with a $4.9 million HOME conditional funding commitment to bring 92 additional units of affordable multifamily housing to the community. The groundbreaking is projected for 2026.

City of San Bernardino

CAPER 21
OMB Control No: 2506-0117 (exp. 09/30/2021)
o The City expanded shelter services to San Bernardino residents. The City used $84,985.51 of CDBG-CV funds for the motel voucher program as a temporary interim shelter while construction of a permanent Interim Emergency Shelter is being built which is projected to finish by 2026.

o 5th & Meridian Affordable Housing Project – With approximately 3.8 acres of city owned land, the proposed project is a new construction multifamily affordable and permanent supportive housing community near the intersection of 5th Street and Meridian Avenue. The project is expected to produce 106 units, with amenities including a tot lot, pool, walking paths, barbeque areas, interior offices, and community space with community kitchen. The City entered an Option to Purchase Agreement with Jamboree on December 2025 and conditionally committed $5 million in HOME funds to the project.

Include the number of extremely low-income, low-income, and moderate-income persons served by each activity where information on income by family size is required to determine the eligibility of the activity.

Number of Households Served CDBG Actual HOME Actual
Extremely Low-income 1020 0
Low-income 109 0
Moderate-income 29 0
Total 1,158 0
Table 13 – Number of Households Served

Narrative Information
The City assisted homeless households, those at risk of homelessness, homeowners, and first home buyers in program year 2025. The City will continue to monitor the progress of activities to work towards meeting its affordable home goals as outlined in the Consolidated Plan.

The City assisted 1,159 households under CDBG. The activity includes Whole Person Care Clinic (WPCC), Inland Fair Housing Mediation Board (IFHMB), and the San Bernardino Peace Team.

City of San Bernardino

CAPER 22
OMB Control No: 2506-0117 (exp. 09/30/2021)
CR-25 - Homeless and Other Special Needs 91.220(d, e); 91.320(d, e); 91.520(c) Evaluate the jurisdiction’s progress in meeting its specific objectives for reducing and ending homelessness through:

The City collaborated with multiple funding sources to advance several projects, addressing the needs of homelessness and reducing the overall risk. The City also funds other programs such as the IFHMB, San Bernardino PD Quality of Life Team, Salvation Army Emergency Shelter, the Salvation Army Homeless Prevention , and Family Service Association of Redlands Rapid Rehousing. The City is also managing the Encampment Resolution Fund (ERF) to focus on providing services to unhoused individuals on a 5.2-mile corridor along Waterman Ave. The ERF grant funds programs like Homeless Street Outreach, Housing Navigation and Rapid Rehousing, and an Interim Shelter Program with VARP Inc.

The construction of the Homeless Outreach and Proactive Enforcement (HOPE) Campus Phase 1 is still underway and expected to open for services in January 2027. The City has expanded its agreements with local motels to provide temporary housing for homeless individuals and families experiencing homelessness . Additionally, the City , in collaboration with the county of San Bernardino, funded the Interim Shelter facility with Lutheran Social Services of Southern California, Wellness Center. The Interim Shelter Program will support in ensuring that homeless individuals can access no cost, safe, and reliable services. The wellness Center fully launched in June 2026 and is expected to shelter approximately 140 unhoused individuals. The Wellness Center is currently operating at 90% capacity . Additionally, the City participates in the San Bernardino County Homeless Partnership (SBCHP) and provides a tailored approach to target the County's homeless issues. The City has also maintained its efforts to support the HOPE team.

The Community Outreach and Support Team, created for crisis intervention, continues to help those experiencing mental health crises. The City also coordinates with the County Department of Behavioral Health in an ongoing effort to provide resources for people experiencing homelessness and mental health crisis.

Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs
Nearly one-third (29%) of unsheltered adults in the County reported that they first became homeless in the City of San Bernardino. Consequently, reaching the unsheltered population is a top priority for the City, which has invested CDBG, and ARPA funds to provide emergency shelter to over 850 unhoused individuals through motel vouchers. With ERF funds we have City of San Bernardino

CAPER 23
OMB Control No: 2506-0117 (exp. 09/30/2021)
referred 45 unhoused individuals to Interim Shelter with VARP Inc.

Addressing the emergency shelter and transitional housing needs of homeless persons The Board of Supervisors approved the Homeless Initiatives Spending Plan, leveraging $72.7 million in federal, state, and County resources to support the City’s Homeless Strategic Plan. The City also serves as a hub for service providers working to end homelessness through the Regional Continuum of Care Strategy, which provides preventative services to reduce those at risk of becoming homeless and requiring emergency shelter assistance.

The 2026 annual Point in Time Homeless Count identified the San Bernardino District to have a total of 1,172 homeless individuals, 737 of whom are unsheltered and 327 sheltered individuals, with 108 in transitional housing versus at a shelter. Of the 49 districts within the County, the San Bernardino Jurisdiction had the highest number of unhoused individuals; these findings underscore the importance of the City's partnerships that focus on long -term solutions to help homeless residents. With the HOPE Campus Phase 1 currently under construction, the City of San Bernardino will expand temporary emergency shelter facilities featuring several wrap -around services to the low-barrier non-congregate shelter units. The City also began construction of an Interim Emergency Shelter that will assist 200 persons.

The Discharge Planning Committee focuses on improving coordination between discharge planning agencies, local government planning agencies, local government, and homeless providers to reduce the number of people discharged into homelessness. The City also serves as a hub for service providers working to end homelessness through the Regional Continuum of Care (CoC) Strategy, which provides preventative services to reduce those at risk of becoming homeless and requiring emergency shelter assistance.

In partnership with the City, the IFHMB provided fair housing services, including consultation services to tenants, and assisted in facilitating mediations between tenants and landlords. All 945 residents assisted were from low to moderate -income areas. The IFHMB also assisted City residents with landlord-tenant issues, including evictions, repairs, security deposits, foreclosure, and rights, among other housing-related topics.

The City is also constructing Community Centers that will provide educational programs related to empowering small businesses with economic development and opportunities, as well as housing-related matters. These community centers will serve as hubs for educational, health, and cultural enrichment, including the El Sol Recreation and Wellness Center and the Navigation Center.

With affordable housing projects underway, such as the HOPE Campus Phase 1, 5th and City of San Bernardino

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OMB Control No: 2506-0117 (exp. 09/30/2021)
Meridian Affordable Housing Project, the Neighborhood Partnership Housing Services, Inc. (NPHS) Hillside Infill Development Program, and the Arrowhead Grove Phase 4, the City of San Bernardino will support low-income families with more housing opportunities.

Overall, the City of San Bernardino has several properties that serve permanent supportive housing, senior housing, and family affordable housing through subsidized rent, participation in Section 8, designed with a Housing First Model or are designed to house homeless individuals as well, some of these properties include Gold Apartments, Magnolia at 9th Senior Apartments, Mary Erickson (Eastpointe Village), Olive Meadow, San Bernardino Senior Apartments, TELACU Buena Vista, among others.

Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again
The CoC Strategy for preventative services aims to reduce the number of households and individuals who become homeless, which the City supports by funding emergency rental assistance for households at risk. The City also uses San Bernardino County's 10 -Year Strategy rapid-rehousing approach and Housing First Model.

The City has invested $185,850.52 in CDBG funds towards helping homeless persons secure housing and reduce the risk of becoming homeless. Through the San Bernardino Police Department Peace Team, the City provided homeless and homeless prevention services. A total of 159 people were assisted, all of whom are considered extremely low income.

With ESG Funds, the City was able to reduce homelessness and provide temporary shelter space for households and individuals at risk of becoming homeless. To further support the City’s homeless individuals, a partnership with the Salvation Army supported tw o key initiatives: the Emergency Shelter – Entry and Exit and Homeless Prevention. Additionally, a partnership with Family Service Association of Redlands to provide Rapid Rehousing Services to eligible clientele.

Through these programs, the Salvation Army is expected to meet or has already exceeded the quality benchmarks set by HUD and CoC. Meeting 100% of their target population, the agency provided shelter to individuals entering areas not meant for human habitation, emergency shelters, or safe havens, with at least 80% of participants remaining or moving to permanent housing. Additionally, participants saw improvements in their financial well-being, advancing City of San Bernardino

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OMB Control No: 2506-0117 (exp. 09/30/2021)
towards self-sufficiency, with at least 50% of participants increasing income from non- employment sources and 50% of participants obtaining mainstream benefits during PY 2025- 2026. The Emergency Shelter provided housing stability to 93 persons in 39 households with $139,265 of ESG funds. Simultaneously, $13,997 of ESG funds aided the Homeless Prevention in providing targeted financial assistance and housing stabilization to 2 people in 2 households.

City of San Bernardino

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OMB Control No: 2506-0117 (exp. 09/30/2021)
CR-30 - Public Housing 91.220(h); 91.320(j)
Actions taken to address the needs of public housing
San Bernardino offers income/rent-restricted housing for very low -income households, seniors, and other vulnerable groups with eleven public housing properties funded with the investment of HUD Funds. Overall, 32 properties fall within affordable housing for City reside, and while the City does not own or maintain the public housing units, it collaborates with the Housing Authority of the County of San Bernardino (HACSB) to aid in the following way:
• HACSB administers the Housing Choice Voucher Program, which provides rental assistance to eligible residents by providing monthly assistance for those who prefer renting from a private landlord but cannot afford to do so without assistance • The City will continue to monitor units at risk of losing affordability cost standards with owners, even offering local incentives if possible
• The City provides technical and/or financial assistance to local non -profit organizations that provide affordable housing
• The City provided $4.9 million in HOME conditional commitment in Rental Assistance Demonstration (RAD) conversion as part of t he next phase of Project Arrowhead Grove, which is currently under construction, and will add 92 units of affordable multifamily housing with completion anticipated by June 2027.
• The City’s 5th & Meridian Affordable Housing Project is currently in the entitlement phase, with the City having signed its Exclusive Negotiating Agreement to work towards a final development deal. The property is estimated to include 10 6 housing units, with eight (8) specifically for individuals experiencing homelessness and the remaining will be reserved for families earning at or below 60% of the AMI. Project amenities will include a community room with a kitchen, a computer lounge, a basketball court, a swimming pool, and a “tot lot”. The Project will be funded using HOME funds and through a City donated property.

Actions taken to encourage public housing residents to become more involved in management and participate in homeownership
The City offers homeownership opportunities by promoting the County's Down Payment Assistance program in addition to promoting the following agencies: Cal HFA (California Dream), Neighborhood Partnership Housing Services, National Homebuyer Fund, Neighborhood Housing Services of the Inland Empire by housing services and homeownership services to LMI residents.

In PY 2024 the City also finished the construction of three (3) single-family units to be sold to low- City of San Bernardino

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OMB Control No: 2506-0117 (exp. 09/30/2021)
income single families through their Infill Housing Program marketed towards households at 50% to 80% AMI.

Actions taken to provide assistance to troubled PHAs
The Housing Authority of the County of San Bernardino ( HACSB) has not been designated as troubled. HACSB was designated a Moving to Work Agency by Congress. The HACSB accepts applications for Section 8 Project -Based housing for families and senior households. Each year HUD reviews and scores the housing authority’s Section 8 program management based on 14 different criteria. This score reflects how well the Housing Authority manages the Section 8 waiting list, the physical quality of housing assisted with Section 8 and the financial management of the program.

The City will continue to support the efforts of HACSB in the administration of the Housing Choice Voucher and maximize the use of those funds and other resources in San Bernardino. In PY 2025-2026 the City provided shelter to over 862 unhoused individual’s and provided 609 motel vouchers through the City of San Bernardino ’s Street Outreach Specialist.

City of San Bernardino

CAPER 28
OMB Control No: 2506-0117 (exp. 09/30/2021)
CR-35 - Other Actions 91.220(j)-(k); 91.320(i)-(j)
Actions taken to remove or ameliorate the negative effects of public policies that serve as barriers to affordable housing such as land use controls, tax policies affecting land, zoning ordinances, building codes, fees and charges, growth limitations, and policies affecting the return on residential investment. 91.220 (j); 91.320 (i).

To address housing affordability and the lack of monetary resources for affordable housing, the Consolidated Plan calls for the investment of CDBG and/or HOME funds to preserve and rehabilitate housing units and provide homeownership opportunities to LMI households.

Through the City’s Infill Housing Program, the City acquired , rehabilitated vacant and/or underutilized parcels of land, and created housing affordable to low - and moderate -income households. The OORP provided deferred loans for the rehabilitation of single-family units owned by LMI households.

In program year 2025-2026, the City completed its evaluation funding Phase IV of the Arrowhead Grove development and is working with the 92-unit development as the next Phase, which they anticipate will break ground in 2026.

Although the City no longer has access to redevelopment funds, it leveraged its CDBG and HOME funds to attract private and other available public resources, including land conveyed to the City to create affordable housing for LMI households.

The City is also working to create public awareness of the fair housing law and affordable housing advocacy agencies. The City contracted with the IFHMB to provide free services to LMI individuals throughout San Bernardino. IFHMB program services include fair housing services, landlord/tenant mediation services, education on housing rights and responsibilities, housing counseling, and alternative dispute resolution.

Since August 3, 2023, the city has enacted various accessory dwelling unit (ADU) ordinances as part of a broader set of zoning, density-bonus, and permitting reforms, each removing a specific cost, land, or time barrier to housing production. The result ha s been a citywide, quantifiable increase in ADU permits. These reforms build on the city's state -certified Housing Element and its local implementation of California housing streamlining statutes, and the city continues to advance further code reforms to a ddress regulatory barriers. The city continues to build a broader deregulatory record, implementing the ministerial subdivision process for subdivisions of up to ten units with an adopted compliance checklist, granting waivers and concessions for qualifying housing projects. The city has also updated its residential development code to allow single-family lot splits and a second primary unit by right. Each action reduces a discretionary City of San Bernardino

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OMB Control No: 2506-0117 (exp. 09/30/2021)
barrier to housing production as the city remains committed to affordable housing regulatory reform.

Significant efforts have been made to remove or lessen the adverse effects of barriers to affordable housing, such as adopting a new Development Code, improving regulations, and processes. The City followed by combining various related departments into a single Community Development Department and a one-stop permit counter. The Municipal Code was also amended to reduce barriers, including:

1. General Lot Consolidation Incentive - Small, individual lots offer limited development potential and cannot support onsite property management. Development opportunities could be increased through a small -lot consolidation program that offers a 15 percent density bonus for projects with a residential component that are committed to a maintenance plan and having on-site management. The City is anticipating amending the Development Code to incentivize lot Consolidation.

2. Density Bonus Provisions - Density bonus projects can be an important source of housing for lower -and moderate -income households. The City anticipates amending the Development Code to reflect the latest amendments to State density bonus law.

3. Transitional and Supportive Housing - The City plans to amend the Development Code to adequately define transitional and permanent supportive housing and permit these uses based on unit type, in accordance with Senate Bill 2.

4. Streamlined Processing - The City is committed to continuing the streamlining of development activities and regulations and will continue to analyze potential programs that seek to eliminate land use constraints, particularly as related to the provision of new housing and rehabilitation of existing housing. The City amended its Development Code in 2012 to make it more user -friendly and to minimize confusion for staff and the development community. As part of the Development Code update, the City also introduced a new streamlined type of Conditional Use Permit: the Minor Use Permit (MUP). The MUP is reviewed by the Development/Environmental Review Committee rather than the Planning Commission, which requires less staff time (and a shorter process for developers), lower fees, and can be used in lieu of a CUP for certain qualified projects.

5. The City will update its General Plan – The City will include the amendments mentioned above, as well as San Bernardino 2050’s housing priorities.

Actions taken to address obstacles to meeting underserved needs. 91.220(k); 91.320(j) To address obstacles to meeting underserved needs, the City will allocate CDBG, uncommitted HOME, and ESG funds through the Action plan in projects that provide financing for affordable City of San Bernardino

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housing development, housing rehabilitation, job creation, public facility/infrastructure improvements, and homeless prevention. Lack of resources is the primary obstacle to meeting underserved needs. To leverage additional ongoing resources for housing and homeless services, the City will utilize ESG, CDBG -CV, ARPA, and HOME -ARP for homeless shelters, homeless prevention services, and economic development. Projects that were supported included the development of the Navigation Center, the Homeless Strategic Action Plan, and the combination of these funds, outlined earlier in this document, totaling an estimated $84.2M going towards addressing barriers of underserved needs.

The City will also support HACSB’s efforts to obtain additional rental assistance funding, especially for seniors and lower-income households.

Actions taken to reduce lead-based paint hazards. 91.220(k); 91.320(j) According to 2016-2020 CHAS data, there are 24,810 LMI households occupying units built prior to 1980, representing approximately 68 percent of the City’s total LMI households. These households are at-risk of exposure to LBP hazards. Of the 24,810, approxi mately 38 percent are owner-occupied, and 62 percent are renter -occupied. Almost 27 percent of all LMI households occupying housing units built prior to 1980 contain one or more children aged six or young The City follows all applicable lead -based paint hazard (LBP) regulations, which primarily affect projects funded by the City’s Housing Rehabilitation Program. All applicants are notified about LBP risk and, if they are low-income and have a child under six at home, are then referred to the County’s LBP Abatement Program for free paint inspections, lead testing for children, information about LBP, and abatement. In general, housing built after 1977, zero-bedroom units, and housing for the elderly or disabled persons (unless children are present) are exempt from this rule.

The City also addresses lead -based paint hazards by mandating compliance with federal regulations. The City mandates that all subrecipients of federal funding for housing purposes (rehab, new construction, shelter, etc.) must comply with federal Lead -Based Paint Poisoning Prevention Act (42 U.S.C. 48214846) regulations. All subrecipients sign a Statement of Assurances with the submission of their application that states they will adhere to the Act’s requirements when applicable. Subrecipients are also required to comply with the EPA’s Renovation, Repair and Painting Rule as enacted in 2008. Adherence to this requirement is monitored for the CDBG and HOME programs, as well as with ESG when funding is being used for shelter renovations or conversions.

The city will also address childhood lead poisoning by following the recent guidance from the Childhood Lead Poisoning Prevention Branch (CLPPB). This guidance helps local health City of San Bernardino

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OMB Control No: 2506-0117 (exp. 09/30/2021)
jurisdictions on how to assist California property owners to lower lead abatement costs. It includes strategies for creating lead hazard control plans, options in program development, a comprehensive list of statewide residential lead abatement funding sources from both public and non-profit groups, and allocation amounts for each entitlement in the State of California, including San Bernardino. This guide is sent to local representatives for technical assistance. In 2025, to reduce possible lead-based paint hazards, the City took the following actions:
• Educated owner occupants, participating in City funded rehab programs on the health hazards of lead -based paint using brochures and encouraged screening children for elevated blood-lead levels.
• Included lead testing and abatement procedures in all rehabilitation activities, where appropriate.
• Monitored the lead -poisoning data maintained by the San Bernardino County Department of Health Services.
• Sent housing staff to the Lead Safe Housing Rule Amendment Training. Sent subrecipient Community Housing Development Organization (CHDO) staff to the Lead Safe Housing Rule Amendment Training.

Procedurally, the City will continue to monitor the HUD website for any revisions to the lead - paint hazards regulations and ensure that the City’s policies and procedures remain current.

Actions taken to reduce the number of poverty-level families. 91.220(k); 91.320(j) The City allocates federal funds for economic development programs and activities. Through HUD’s Section 108 Loan Guarantee Program, CDBG recipients receive financing for these activities. The City uses these funds to acquire properties for commercial centers, creating jobs for local residents. The City anticipates their Section 108 Loan will be fully repaid in FY2026.

Additionally, the City assigns CDBG, HOME, and ESG funds to support poverty-level families with services and housing assistance. ESG funds are used for homelessness prevention, rapid re-housing, and emergency shelters. CDBG funds go towards public services, invest in Community Infrastructure and Facility Improvements, and community facilities in low-income neighborhoods. At least 70 percent of CDBG funds must benefit low- to moderate-income families.

For FY 2025-2026, the City continued supporting poverty level families through the following:

City of San Bernardino

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OMB Control No: 2506-0117 (exp. 09/30/2021)
• The CoC’s coordinated entry system, 2-1-1 San Bernardino County provided persons who were at imminent risk of becoming homeless with problem -solving support to retain current housing or to locate another housing placement. • Service providers provided street outreach, rapid re -housing, homeless prevention, emergency shelter, and other essential services to homeless and near-homeless persons and families.
• Public facilities projects had the greatest impact on the neighborhoods by making essential services more readily available to underserved communities • The efforts of the CoC, San Bernardino County Behavioral Health Administration, Office of Homeless Services, and various Homeless Services Agencies to provide public and social services to residents living in poverty, includ ed health services, counseling, educational programs, food distribution, academic and vocational training, youth services, and senior services.
• The Goals and Objectives of San Bernardino County’s 10 Year Strategy to End • Street reconstruction improvements, sidewalk replacement, and Americans with Disabilities Act improvements.
• Furthered the development of the HOPE Campus , NPHS Infill Development Project, Arrowhead Grove Phase 4 to assist homeless or at -risk for homeless individuals and families.
• With the ESG grant, the City funded two programs through the Salvation Army.

Actions taken to develop institutional structure. 91.220(k); 91.320(j) There are a variety of agencies, local governments, non -profit organizations, businesses, and financial institutions that play a vital role in carrying out San Bernardino’s housing and community development goals and objectives. The relationships and interaction of these entities as they work toward achieving these goals and objectives is referred to as institutional structure. As the lead for the City's 2020 -2024 Consolidated Plan, the City’s Community and Economic Development Department analyzes its performance in addressing the community’s housing and community development needs and develops strategies to improve its institutional structure.

The City has revised its policies and procedures for CDBG, OORP, and ESG. The City has an organizational chart for its Community and Economic Development Department and Housing Division functions. When the opportunity arises, City staff will attend trainings such as HUD’s Environmental Review Online System (HEROS), HOME, Integrated Disbursement and Information System (IDIS), CDBG, and Lead Based Paint. In conjunction with other City departments, such as Public Works, Parks, Recreation and Community Services, staff will continue to identify the community's greatest needs and allocate resources accordingly. Staff will continue to work with City of San Bernardino

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OMB Control No: 2506-0117 (exp. 09/30/2021)
for-profit and non -profit developers and lenders to facilitate the improvement, preservation, and/or creation of affordable housing opportunities for low- and moderate-income households within the City.

Furthermore, the City of San Bernardino Community & Economic Development Department will continue consulting with and inviting a wide variety of agencies and organizations (i.e., CoC, HACSB, National CORE, County of San Bernardino Community Development and Housing Agency, etc.) involved with the delivery of housing and social services to low - and moderate-income San Bernardino residents. This will allow coordination of City's activities by not duplicating efforts and to know what other agencies are doing . Currently, the City is working with the Center for Community Investment (CCI) and Dignity Health (Accelerating investments for Healthy Communities). The City's collaboration with CCI and Dignity Health has resulted in an investment of $1.2 million in permanently affordable rental housing in the City. These types of collaborations build the capacity for the City to continue providing affordable housing.

Actions taken to enhance coordination between public and private housing and social service agencies. 91.220(k); 91.320(j)
During PY 2025-2026, the City made the following progress toward improving communication and coordination between itself, nonprofit service organizations, and residents:
• The City has developed and is implementing a two-year affordable housing pipeline to identify projects and capital needs.

Identify actions taken to overcome the effects of any impediments identified in the jurisdictions analysis of impediments to fair housing choice. 91.520(a).

Each year the City pledges to affirmatively further fair housing and take appropriate actions to overcome the effects of the impediments to fair housing that are identified in the City’s five-year planning document called the Analysis of Impediments (A.I.) to Fair Housing Choice (A.I.). HUD guidance indicates that the City must report on the actions taken during the fiscal year to overcome the effects of private sector.

Goal 1&2 : Provide housing solutions and incentives for special needs populations. Increase affordable housing opportunities.

Action: Work with non -profit agencies to create affordable housing options for special needs populations. The City partnered with the Salvation Army and San Bernardino Peace Team to assist the vulnerable and special needs populations. The City also has the Hope Campus and Jamboree Housing Development in progress.

City of San Bernardino

CAPER 34
OMB Control No: 2506-0117 (exp. 09/30/2021)

Goal 3: Increase homeownership opportunities for all ethnicities.

Action: Upgrade housing programs to incorporate homeownership education, budgeting, and home maintenance education. The City partnered with certified CHDOs, such as Housing Partners Inc, and NPHS to develop single-family homes on in-fill/vacant lots for affordable owner-occupied housing, with eligibility for households at 50 to 80 percent of AMI.

Goal 4: Create public awareness of fair housing laws and affordable housing advocacy.

Action: Work with the IFHMB, as part of its Fair Housing contract, to annually review and report on apartment rental advertisements released by private housing companies. The City partnered with the IFHMB to assist low -income residents with investigation, education, reconciliation, and/or referral of housing discrimination complaints.

Goal 5: Increase earning capacity of low- and moderate-income residents.

Action: Work with higher education systems to create college -readiness programs, financing solutions and family preservation programs for first generation students.

In addition, as discussed in the recently updated 2021-2029 Housing Element – the City has received a final housing planning target of accommodating 8,123 housing units for the 6th cycle housing element, which spans from 2021 to 2029. The allocation comprises 708 units for extremely low income (0 –30% of AMI), 707 units for very low income (31 –50% of AMI), 1,097 units for low income (51–80% of AMI), 1,448 units for moderate income (81–120% of AMI), and 4,163 units for above moderate income (over 120% of AMI), summing up to 8,123 units. As part of that, the City is focused on expanding housing types, development, and opportunity.

CR-40 - Monitoring 91.220 and 91.230
Describe the standards and procedures used to monitor activities carried out in furtherance of the plan and used to ensure long -term compliance with requirements of the programs involved, including minority business outreach and the comprehensive planning requirements.

As the lead for the City's Consolidated Plan, the Community and Economic Development Department is continually improving its standards and procedures to monitor the performance and effectiveness of housing and community development activities. The Community and Economic Development Department is responsible for monitoring projects to ensure federal compliance of housing and non-housing projects funded with CDBG, CDBG-CV, HOME, and ESG.

It undertakes two types of monitoring: program monitoring (which includes the Minority Business Outreach efforts) and Consolidated Plan monitoring. Both types of monitoring ensure City of San Bernardino

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OMB Control No: 2506-0117 (exp. 09/30/2021)
the success of Consolidated Plan projects and activities. The City participates in the Integrity Council on Homelessness (ICH) which is responsible that the CoC is meeting all responsibilities assigned to it by the United States Department of Housing and Urban Development.

Consolidated Plan Monitoring: Staff oversaw the planning and budgeting process to ensure that federally funded activities were consistent with the Consolidated Plan’s identified high- and medium-priority objectives and grant requirements. Staff also provided technical guidance regarding program structure, income requirements, and document compliance. For IDIS, staff gathered quarterly program statistical reports and updated all necessary fields from setup to completion of each project and activity. Environmental review records were created for each activity funded by federal resources, and oversight of construction activities that necessitated compliance with Davis-Bacon and Federal Labor regulations was carried out.

Minority Business Outreach: As an Entitlement recipient of CDBG, HOME and ESG funds, the City of San Bernardino is required to provide business opportunities to minority and women- owned businesses in connection with the activities funded through the CDBG, HOME, and ESG grant. To comply with these requirements, the City participated in outreach events for disadvantaged business enterprises, posted its bid documents on the City's website and other e-Procurement websites where potential bidders may obtain these requests for bids through the internet. The City also encourages Minority Business Enterprises (MBE) and WBE (Women Business Enterprises (WBE) firms to compete for CDBG, HOME and ESG construction contracts.

City staff ensures the Contractor-Subcontractor Activity Report and the MBE-WBE Summary report is submitted to the HUD as required.

Subrecipient Program Monitoring: The City implements several monitoring techniques in which to assess the effectiveness of its activities. These techniques include a mandatory Sub-recipient Training Workshop with its sub-grantees to discuss methods for complying with federal and city requirements prior to the start of the fiscal year, and a combination of desk review and on-site monitoring techniques to ensure on-going compliance of federally funded activities.

HOME monitoring: The City actively monitors all affordable housing units funded by federal grants to ensure compliance with HOME regulatory agreements for each property. HOME units must be monitored to ensure adherence to income limits, financial management, physical management, adherence to lease and tenant rights, and affirmative marketing plan. During Program Year 2025, the City conducted the following monitoring:

Below is a list of HOME project inspections:

City of San Bernardino

CAPER 36
OMB Control No: 2506-0117 (exp. 09/30/2021)
St. Bernardine Plaza – Desk review took place on November 17, 2025, and the items monitored included:
• Tenant files
• Financial statements
• Program reports

Frazee Community Center – Desk review took place on June 25, 2026, and the items monitored included:
• Tenant files
• Financial statements
• Program reports

7 Arrow Properties – On-site monitoring occurred on March 12, 2026, and the items monitored included:
• Adherence to income limits, rent limits, and occupancy standards • Financial management
• Physical management
• Adherence to lease and tenant rights requirements
• Affirmative Marketing Plan

AHEPA 302 – Desk review took place on March 17 through 19, 2026, and the items monitored included:
• Tenant files
• Financial statements
• Program reports

Golden Apartments – On-site monitoring occurred on October 1, 2026, and the items monitored included:
• Adherence to income limits, rent limits, and occupancy standards • Financial management
• Physical management
• Adherence to lease and tenant rights requirements
• Affirmative Marketing Plan

City of San Bernardino

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OMB Control No: 2506-0117 (exp. 09/30/2021)
Valencia Vista (Arrowhead Grove Phase I) – On-site monitoring occurred on February 18, 2026, and the items monitored included:
• Adherence to income limits, rent limits, and occupancy standards • Financial management
• Physical management
• Adherence to lease and tenant rights requirements
• Affirmative Marketing Plan

Olive Meadow (Arrowhead Grove Phase II) – On-site monitoring occurred on February 19, 2026, and the items monitored included:
• Adherence to income limits, rent limits, and occupancy standards • Financial management
• Physical management
• Adherence to lease and tenant rights requirements
• Affirmative Marketing Plan

Crestview Terrace (Arrowhead Grove Phase III) – On-site monitoring occurred on February 19, 2026, and the items monitored included:
• Adherence to income limits, rent limits, and occupancy standards • Financial management
• Physical management
• Adherence to lease and tenant rights requirements
• Affirmative Marketing Plan

Mary’s Mercy Center – On-site monitoring occurred on January 26, 2026, and the items monitored included:
• Adherence to income limits, rent limits, and occupancy standards • Financial management
• Physical management
• Adherence to lease and tenant rights requirements
• Affirmative Marketing Plan

Phoenix Square – On-site monitoring occurred on November 12, 2025, and the items monitored included:

City of San Bernardino

CAPER 38
OMB Control No: 2506-0117 (exp. 09/30/2021)
• Adherence to income limits, rent limits, and occupancy standards • Financial management
• Physical management
• Adherence to lease and tenant rights requirements
• Affirmative Marketing Plan

San Bernardino Senior – Desk review took place on May 29, 2026, and the items monitored included:
• Tenant files
• Financial statements
• Program reports

TELACU Sierra Vista – Desk review took place on April 7, 2026, and the items monitored included:
• Tenant files
• Financial statements
• Program reports

TELACU Monte Vista – Desk review took place on April 20, 2026, and the items monitored included:
• Tenant files
• Financial statements
• Program reports

TELACU Buena Vista – Desk review took place on April 15 through 17, 2026, and the items monitored included:
• Tenant files
• Financial statements
• Program reports

TELACU La Amistad – Desk review took place on May 27, 2026, and the items monitored included:
• Tenant files
• Financial statements
City of San Bernardino

CAPER 39
OMB Control No: 2506-0117 (exp. 09/30/2021)
• Program reports

TELACU Hacienda – Desk review took place on May 12, 2026, and the items monitored included:
• Tenant files
• Financial statements
• Program reports

Citizen Participation Plan 91.105(d); 91.115(d)
Describe the efforts to provide citizens with reasonable notice and an opportunity to comment on performance reports.

The City is encouraging public participation in the review and assessment of PY 2025-2026 by making the draft CAPER available for public review and comment beginning September 1, 2026.

A notice was published in El Chicano on August 27, 2026, and in the San Bernardino Sun on August 27, 2026, inviting the public to comment on the draft CAPER. The CAPER was also made available on the City’s website, the City’s Information Center, the City’s Housing Division office, and the Feldheym Library.

All public notices are attached. The city held a public hearing on the CAPER and the City’s performance for Program Year 2025-2026 on September 16, 2026, at 5:00 p.m. in the City of San Bernardino Council Chambers at Feldheym Public Library.

No public comments were received during the public notice period.

City of San Bernardino

CAPER 40
OMB Control No: 2506-0117 (exp. 09/30/2021)
CR-45 - CDBG 91.520(c)
Specify the nature of, and reasons for, any changes in the jurisdiction’s program objectives and indications of how the jurisdiction would change its programs as a result of its experiences.

As required by HUD, the City undertook one substantial amendment to the Consolidated Plan/Action Plan to receive and allocate CDBG-CV funds in response to COVID-19. On September 16, 2020, a Substantial Amendment to FY 2020-2021 HUD Annual Action Plan was made, and on April 24, 2025, a Substantial Amendment to FY 2021-2022 HUD Annual Action Plan was made for the HOME ARP Allocation Plan and add funding to Arrowhead Grove Ph ase 4 from $385,870 to $4,900,000. On August 7, 2024, a Substantial Amendment was completed for CDBG-CV funds to reallocate unspent funds to CV- 3 Admin for $287 ,179.22 and $515,292.70 for the Encanto Community Center. All funds were used to meet a qualified national objective. For activities that served a target clientele that was not presumed to be primarily low - and moderate-income, the City or its designated subrecipients documented household income, or area benefit.

On March 4, 2026, the San Bernardino City Council conducted a public hearing and approved a Substantial Amendment to the 2020 – 2021 and 2025 – 2026 Annual Action Plans.

The City received CDBG and CDBG -CV funds from HUD. CDBG funds are available to provide decent housing, suitable living environments, and expanded economic opportunities, principally for low- and moderate-income households. CDBG -CV funds are available to s upport activities resulting from the COVID-19 pandemic. Each year, the City prepares an AAP that describes how it will spend its CDBG and other federal funds it expects to receive from HUD.

In accordance with HUD regulations, the City is required to develop and implement an AAP consistent with the City’s Consolidated Plan. The AAP outlines specific projects and activities to be undertaken during the program year. Periodically, adjustments to the AAP are necessary to address evolving community needs, funding availability, and program priorities. When a proposed change meets the criteria for Substantial Amendment, such as a significant reallocation of funds, changes in project scope, or the addition of new activities, the City must amend the AAP and follow public participation requirements.

As part of the amendment process, the City published public notices and provided opportunities for the public to review and provide comments in accordance with its Citizen Participation Plan.

To meet these requirements, the City issued a public notice in English and Spanish on January 29, 2026, in the newspaper, and posted the notice on the City’s website. The notice provided details on the proposed Substantial Amendment, the availability and locations of the draft document for public review, and instructions for submitting comments. A 30 -day public comment period was held from January 29, 2026, to February 29, 2026, in compliance with HUD’s public participation guidelines.

City of San Bernardino

CAPER 41
OMB Control No: 2506-0117 (exp. 09/30/2021)

The Substantial Amendment proposes modifications to the City’s FY 2025 -2026 AAP by using unallocated CDBG funds and CDBG -CV for the SB HOPE Campus. The SB HOPE Campus is a city project transforming the former School of Hope site at 796 E 6th Street into a navigation center to support people experiencing homelessness. The SB HOPE campus will provide interim housing, supportive services, recuperative care, treatment for substance use disorders, a pathway to stable housing, and integrated services to connect housing with treatment and health services.

Upon approval of the FY 25-26 Substantial Amendment Number One to reallocate $1,979,926.86 to the SB HOPE campus, the total funding available to the SB HOPE Campus will be $4,955,505.86.

The city has an existing Section 108 guaranteed loan. In PY 2025-2026, the City spent $688,777.60 on Section 108 Loan Repayments.

Does this Jurisdiction have any open Brownfields Economic Development Initiative (BEDI) grants?
No.
[BEDI grantees] Describe accomplishments and program outcomes during the last year.

Not Applicable.

City of San Bernardino

CAPER 42
OMB Control No: 2506-0117 (exp. 09/30/2021)
CR-50 - HOME 24 CFR 91.520(d)
Include the results of on-site inspections of affordable rental housing assisted under the program to determine compliance with housing codes and other applicable regulations.

Visual inspections and desk reviews were conducted on HOME assisted units . Follow-up inspections were conducted and resolved by working with the property managers. Although monitoring results vary across projects, all corrective actions were verified through re - inspections or documentation review.

The City’s Housing Compliance Specialist performs HUD -required monitoring and conducts annual inspection of HOME-assisted rental units, in accordance with the City’s monitoring and inspection schedule, to ensure continued compliance with housing quality standards and applicable regulations.

Below is a list of HOME project inspections:

St. Bernardine Plaza – Desk review took place on November 17, 2025, and the items monitored included:
• Tenant files
• Financial statements
• Program reports

Frazee Community Center – Desk review took place on June 25, 2026, and the items monitored included:
• Tenant files
• Financial statements
• Program reports

City of San Bernardino

CAPER 43
OMB Control No: 2506-0117 (exp. 09/30/2021)
AHEPA 302 – Desk review took place on March 17 through 19, 2026, and the items monitored included:
• Tenant files
• Financial statements
• Program reports

Valencia Vista (Arrowhead Grove Phase I) – On-site monitoring occurred on February 18, 2026, and the items monitored included:
• Adherence to income limits, rent limits, and occupancy standards • Financial management
• Physical management
• Adherence to lease and tenant rights requirements
• Affirmative Marketing Plan

CAPER 44
OMB Control No: 2506-0117 (exp. 09/30/2021)
• Physical management
• Adherence to lease and tenant rights requirements
• Affirmative Marketing Plan

Phoenix Square – On-site monitoring occurred on November 12, 2025, and the items monitored included:
• Adherence to income limits, rent limits, and occupancy standards • Financial management
• Physical management
• Adherence to lease and tenant rights requirements
• Affirmative Marketing Plan

San Bernardino Senior – Desk review took place on May 29, 2026, and the items monitored included:
• Tenant files
• Financial statements
• Program reports

TELACU Sierra Vista – Desk review took place on April 7, 2026, and the items monitored included:
• Tenant files
• Financial statements
• Program reports

TELACU Monte Vista – Desk review took place on April 20, 2026, and the items monitored included:

City of San Bernardino

CAPER 45
OMB Control No: 2506-0117 (exp. 09/30/2021)
• Tenant files
• Financial statements
• Program reports

TELACU Buena Vista – Desk review took place on April 15 through 17, 2026, and the items monitored included:
• Tenant files
• Financial statements
• Program reports

TELACU La Amistad – Desk review took place on May 27, 2026, and the items monitored included:
• Tenant files
• Financial statements
• Program reports

TELACU Hacienda – Desk review took place on May 12, 2026, and the items monitored included:
• Tenant files
• Financial statements
• Program reports

Provide an assessment of the jurisdiction's affirmative marketing actions for HOME units. 24 CFR 91.520(e) and 24 CFR 92.351(a)
During the reporting period, Housing staff continued to implement the regulations set forth by 24 CFR 92.351 by referencing the affirmative marketing provisions in applications and written agreements for the City of San Bernardino. All recipients and subrecipients of HOME funded projects containing five or more units must comply with the affirmative marketing requirements to receive assistance. For each HOME project the city undertakes, an affirmative marketing plan is developed. Affirmative marketing procedures must continue throughout the period of affordability. During the City’s annual monitoring, an examination of the properties’ Affirmative Marketing Plan and Procedures, HUD Fair Housing Poster, advertising materials with an affixed Equal Housing Opportunity logo, and waiting list are reviewed. The City ’s housing staff reviews the properties’ affirmative fair housing marketing plan and fair housing measures to ensure that City of San Bernardino

CAPER 46
OMB Control No: 2506-0117 (exp. 09/30/2021)
applicants have equal housing opportunities. The evaluation of the Affirmative Marketing Plan is to determine the following:
• List of methods to inform the public, owners and potential tenants about fair housing laws and the City’s marketing policy
• Description of efforts that will be made to conduct affirmative market for HOME assisted units
• Owners and leasing agents will place advertisements to market HOME -assisted units through local sources, public agencies, and social service organizations; • Languages other than English should be used in the advertising where it is necessary to attract target groups, e.g., Native Americans, Pacific Islanders, and Hispanics • Description of outreach efforts to people who are not likely to apply for housing without special outreach. These efforts will include the distribution of marketing materials to organizations that have contact with these populations
• Maintenance of records to document actions taken to affirmatively market HOME - assisted units and to assess marketing effectiveness
• Fair Housing literature and training are provided for all management staff • Description of actions that will be taken if requirements are not met For PY 2025-2026, in-house affirmative marketing requirements. The City, during HOME monitoring desk reviews, ensures each property and its management staff target demographic groups, which are least likely to apply for housing by running a US Census Bureau report on the City. Property owners provide the City with their outreach attempts, including advertisements in local newspapers that have an audience with the targeting groups and local community organizations such as nonprofit agencies, Housing Authority of the County of San Bernardino, and local churches. Marketing materials are provi ded in multiple languages , such as Spanish and Vietnamese. Property management staff have been provided with on -site training programs including marketing, outreach, data collection, reporting, record keeping and fair housing laws and regulations. During on -site inspections, the City’s Compliance Specialist visually verify the Fair Housing posters displayed in the rental office.

The City partnered with the IFHMB to assist low-income residents with investigation, education, reconciliation, and/or referral of housing discrimination complaints. During the creation of this Plan, the City is anticipating the implementation of a City Te nant Protection Pilot Program in FY 2025-26.

City of San Bernardino

CAPER 47
OMB Control No: 2506-0117 (exp. 09/30/2021)
Refer to IDIS reports to describe the amount and use of program income for projects, including the number of projects and owner and tenant characteristics.

The City has a balance of $2,459,446.55 in HOME program income from 2018-2024.

Describe other actions taken to foster and maintain affordable housing. 24 CFR 91.220(k) (STATES ONLY: Including the coordination of LIHTC with the development of affordable housing). 24 CFR 91.320(j).

The City has undertaken notable initiatives to remove restrictions linked to land use regulations by creating and implementing a new Development Code that consolidates and streamlines the City's development rules and procedures. This initiative was succeeded by restructuring the City to consolidate multiple development -oriented departments into a unified Community Development Department and creating a centralized permit counter. Furthermore, the City has implemented the following changes to the Municipal Co de to further decrease obstacles to affordable housing:
• General Lot Consolidation Incentive: Small, separate lots offer limited development opportunities and typically cannot support onsite property management.

Development potential can be enhanced through a small -lot consolidation initiative that provides a 15 percent density bonus for projects with a residential component that commits to a maintenance plan and onsite management. The city plans to amend the Development Code to encourage lot consolidation.
• Density Bonus Provisions: Projects that utilize density bonuses can be a vital source of housing for low - to moderate -income households. The city intends to update the Development Code to reflect the latest amendments to State density bonus laws. • Transitional and Supportive Housing: The City plans to amend the Development Code to adequately define transitional and permanent supportive housing and permit these uses based on unit type, in accordance with Senate Bill 2. • Streamlined Processing: The City remains committed to further simplifying development activities and regulations and will continue to evaluate potential initiatives aimed at removing land use limitations, particularly concerning the construction of new housing and the renovation of existing housing. In 2012, the City revised its Development Code to enhance usability and reduce confusion among staff and the development community. As part of this update, the City introduced a new simplified form of Conditional Use Permit known as the Minor Use Permit (MUP). The Development/Environmental Review Committee assesses the MUP instead of the Planning Commission, requiring less staff involvement (resulting in a comparatively City of San Bernardino

CAPER 48
OMB Control No: 2506-0117 (exp. 09/30/2021)
quicker process for developers), reduced fees, and serving as a substitute for a CUP for specific qualified projects.

City of San Bernardino

CAPER 49
OMB Control No: 2506-0117 (exp. 09/30/2021)
CR-58 – Section 3
Identify the number of individuals assisted and the types of assistance provided Total Labor Hours CDBG HOME ESG HOPWA HTF
Total Number of Activities 3 0 0 0 0
Total Labor Hours 0
Total Section 3 Worker Hours 0
Total Targeted Section 3 Worker Hours 0
Table 14 – Total Labor Hours

Qualitative Efforts - Number of Activities by Program CDBG HOME ESG HOPWA HTF Outreach efforts to generate job applicants who are Public Housing Targeted Workers
Outreach efforts to generate job applicants who are Other Funding Targeted Workers.

Direct, on-the job training (including apprenticeships).

Indirect training such as arranging for, contracting for, or paying tuition for, off-site training.

Technical assistance to help Section 3 workers compete for jobs (e.g., resume assistance, coaching).

Outreach efforts to identify and secure bids from Section 3 business concerns.

Technical assistance to help Section 3 business concerns understand and bid on contracts.

Division of contracts into smaller jobs to facilitate participation by Section 3 business concerns.

Provided or connected residents with assistance in seeking employment including drafting resumes, preparing for interviews, finding job opportunities, connecting residents to job placement services.

Held one or more job fairs.

Provided or connected residents with supportive services that can provide direct services or referrals.

Provided or connected residents with supportive services that provide one or more of the following: work readiness health screenings, interview clothing, uniforms, test fees, transportation.

Assisted residents with finding childcare.

Assisted residents to apply for or attend community college or a four- year educational institution.

Assisted residents to apply for or attend vocational/technical training.

Assisted residents to obtain financial literacy training and/or coaching.

Bonding assistance, guaranties, or other efforts to support viable bids from Section 3 business concerns.

Provided or connected residents with training on computer use or online technologies.

Promoting the use of a business registry designed to create opportunities for disadvantaged and small businesses.

Outreach, engagement, or referrals with the state one-stop system, as designed in Section 121(e)(2) of the Workforce Innovation and Opportunity Act.

Other.

City of San Bernardino

CAPER 50
OMB Control No: 2506-0117 (exp. 09/30/2021)
Table 15 – Qualitative Efforts - Number of Activities by Program

Narrative
The City of San Bernardino successfully completed three (3) Public Facility projects originally funded in PY 2024-2025
• Encanto Park
• Gutierez Park
• Ruben Campos Park

Public Comments:
• Will be addressed as comments to the CAPER are made.

City of San Bernardino

CAPER 51
OMB Control No: 2506-0117 (exp. 09/30/2021)
Acronyms
ADA American Disabilities Act
AdE Asociacion de Emprendedor
A.I, Analysis of Impediments
AIDS Acquired Immunodeficiency Syndrome
AMI Area Median Income
ARPA American Rescue Plan Act
CalHFA California Housing Finance Agency
CAPER Consolidated Annual Performance Evaluation Report CARES Act Coronavirus Aid, Relief, and Economic Security Act CDBG Community Development Block Grant
CDBG-CV Community Development Block Grant – CARES Act
CHDO Community Housing Development Organization
CoC Continuum of Care
CORE National Community Renaissance
CUP Conditional Use Permit
ESG Emergency Solutions Grant
FY Fiscal Year
HACSB Housing Authority of the County of San Bernardino HAT Housing Asset Transfer
HCD Housing Community Development
HEROS HUD Environmental Review Online System
HOME HOME Investment Partnership
HOME- ARP HOME American Rescue Plan
HOPE Homeless Outreach and Proactive Enforcement
HMIS Homeless Management Information System
HUD U.S. Department of Housing and Urban Development
ICH Integrity Council on Homelessness
IDIS Integrated Disbursement and Information System
IFHMB Inland Fair Housing and Mediation Board
LMI Low to Moderate Income
MBE Minority Business Enterprise
MUP Minor Use Permit
NHSIE Neighborhood Housing Services of the Inland Empire NPHS National Partnership Housing Services
OORP Owner Occupied Rehabilitation Program
PD Police Department
PLHA Permanent Local Housing Allocation
PY Program Year
SBCHP San Bernardino County Homeless Partnership
WBE Women’s Business Enterprise

Mayor and City CouncilSeptember 16, 2026

Mayor and City Council
September 16, 2026