San Clemente City Council
May 6, 2025

CITY OF

SAN CLEMENTE
Draft 2025-
2029

CONSOLIDATED
PLAN
&
2025-2026
Annual Action
Plan
April 4, 2025
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Consolidated Plan SAN CLEMENTE i
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Table of Contents
Executive Summary
ES-05 Executive Summary - 24 CFR 91.200(c), 91.220(b) ......................................................................... 1 The Process
PR-05 Lead & Responsible Agencies 24 CFR 91.200(b)............................................................................. 4 PR-10 Consultation – 91.100, 91.110, 91.200(b), 91.300(b), 91.215(I) and 91.315(I).............................. 5 PR-15 Citizen Participation – 91.105, 91.115, 91.200(c) and 91.300(c)..................................................13 Needs Assessment
NA-05 Overview ......................................................................................................................................16 NA-10 Housing Needs Assessment - 24 CFR 91.205 (a, b, c) ..................................................................18 NA-15 Disproportionately Greater Need: Housing Problems – 91.205 (b)(2) ........................................25 NA-20 Disproportionately Greater Need: Severe Housing Problems – 91.205 (b)(2) ............................28 NA-25 Disproportionately Greater Need: Housing Cost Burdens – 91.205 (b)(2)..................................30 NA-30 Disproportionately Greater Need: Discussion – 91.205(b)(2) .....................................................31 NA-35 Public Housing – 91.205(b) ..........................................................................................................32 NA-40 Homeless Needs Assessment – 91.205(c)....................................................................................37 NA-45 Non-Homeless Special Needs Assessment - 91.205 (b, d)...........................................................40 NA-50 Non-Housing Community Development Needs – 91.215 (f) .......................................................43 Housing Market Analysis
MA-05 Overview .....................................................................................................................................44 MA-10 Number of Housing Units – 91.210(a)&(b)(2).............................................................................45 MA-15 Housing Market Analysis: Cost of Housing - 91.210(a) ...............................................................48 MA-20 Housing Market Analysis: Condition of Housing – 91.210(a)......................................................51 MA-25 Public and Assisted Housing – 91.210(b) ....................................................................................54 MA-30 Homeless Facilities and Services – 91.210(c) .............................................................................. 56 MA-35 Special Needs Facilities and Services – 91.210(d).......................................................................58 Consolidated Plan SAN CLEMENTE ii
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 MA-40 Barriers to Affordable Housing – 91.210(e) ................................................................................60 MA-45 Non-Housing Community Development Assets – 91.215 (f) ......................................................62 MA-50 Needs and Market Analysis Discussion.......................................................................................68 MA-60 Broadband Needs of Housing Occupied by Low- and Moderate-Income Households -

91.210(a)(4), 91.310(a)(2).......................................................................................................................70 MA-65 Hazard Mitigation - 91.210(a)(5), 91.310(a)(3)...........................................................................72 Strategic Plan
SP-05 Overview .......................................................................................................................................74 SP-10 Geographic Priorities – 91.215 (a)(1)............................................................................................75 SP-25 Priority Needs - 91.215(a)(2).........................................................................................................76 SP-30 Influence of Market Conditions – 91.215 (b)................................................................................79 SP-35 Anticipated Resources - 91.215(a)(4), 91.220(c)(1,2)...................................................................81 SP-40 Institutional Delivery Structure – 91.215(k)..................................................................................83 SP-45 Goals Summary – 91.215(a)(4)......................................................................................................86 SP-50 Public Housing Accessibility and Involvement – 91.215(c)...........................................................89 SP-55 Barriers to affordable housing – 91.215(h)...................................................................................90 SP-60 Homelessness Strategy – 91.215(d)..............................................................................................92 SP-65 Lead-based paint Hazards – 91.215(i)...........................................................................................94 SP-70 Anti-Poverty Strategy – 91.215(j) .................................................................................................95 SP-80 Monitoring – 91.230 .....................................................................................................................96 2025-2026 Annual Action Plan
AP-15 Expected Resources – 91.220(c)(1,2) ...........................................................................................97 AP-20 Annual Goals and Objectives......................................................................................................100 AP-35 Projects – 91.220(d)....................................................................................................................102 AP-38 Project Summary ........................................................................................................................103 AP-50 Geographic Distribution – 91.220(f)...........................................................................................109 Consolidated Plan SAN CLEMENTE iii
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 AP-55 Affordable Housing – 91.220(g)..................................................................................................110 AP-60 Public Housing – 91.220(h).........................................................................................................111 AP-65 Homeless and Other Special Needs Activities – 91.220(i)..........................................................112 AP-75 Barriers to affordable housing – 91.220(j) .................................................................................114 AP-85 Other Actions – 91.220(k)...........................................................................................................115 Program Specific Requirements............................................................................................................117 Appendices
Appendix 1: Summary 2020-2024 Consolidated Plan Accomplishments Appendix 2: Citizen Participation Notice and Comments
Appendix 3: Maps
A. Hispanic Concentration
B. Asian Concentration
C. Housing Cost Burden
D. CDBG-Eligible Areas
Attachments
Attachment A: 2025-2029 Orange County Regional Assessment of Fair Housing (Executive Summary) and San Clemente AFH Action Plan
Attachment B: Citizen Participation Plan
Certifications and Standard Forms
Consolidated Plan SAN CLEMENTE 1
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Executive Summary
ES-05 Executive Summary - 24 CFR 91.200(c), 91.220(b)

1. Introduction
The 2025-2029 Consolidated Plan for the City of San Clemente satisfies federal requirements for receiving Community Development Block Grant (CDBG) funds from the U.S. Department of Housing and Urban Development (HUD). The primary objective of the CDBG program is to develop viable urban communities by providing decent housing, a suitable living environment, and economic opportunities, principally for people of low and moderate-income.

HUD allocates CDBG funds on a formula basis to over 1,200 local governments and States. The formula for the allocation of CDBG is based on variables including current population, projected population growth, age of housing stock, and poverty rate. Each activity to be undertaken with CDBG funds must meet one of the three national objectives:
x Benefit low and moderate-income persons
x Aid in the prevention or elimination of slums and blight x Meet an urgent need (such as earthquake, flood, or hurricane relief) HUD requires recipient communities to prepare a Consolidated Plan every three to five years. The 2025- 2029 Consolidated Plan will cover the five years of Fiscal Year 2025-2026 through Fiscal Year 2029-2030.

The Community Development Department is the City’s lead agency in preparing the Consolidated Plan.

It is important to note that the Consolidated Plan has been prepared utilizing HUD’s eConPlan Suite. The software suite consists of several templates, which, once completed, will be uploaded and electronically submitted to HUD. The Consolidated Plan template dictates the content of the document and affords City staff limited opportunities to expand narratives or modify the format. The template also includes over 50 community profile and housing market data tables. Most tables are prepopulated with data from the U.S. Census Bureau, primarily data from the 2016–2020 American Community Survey (ACS). To a lesser degree, data from HUD’s Comprehensive Housing Affordability Strategy (CHAS) is also utilized.

The CHAS is a special computation of housing and income data generated by the Census Bureau on behalf of HUD. Whenever possible, other data sources with current information are used to supplement HUD-provided data.

Based on the analysis of various housing and community variables and the input of community stakeholders, the following community needs are identified as priority needs:
x Many San Clemente households are paying a significant percentage of their income for housing.

Lower-income elderly appear to be the most impacted
x Several service agencies are available to assist the City’s lower-income households and homeless with safety net programs; however, need often exceeds supply Consolidated Plan SAN CLEMENTE 2
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 x In general, the City’s housing and commercial building inventory are in good shape; however, older properties may need rehabilitation to address deferred maintenance x The City’s public infrastructure and facilities are in good condition; however, some public improvements may be missing or require updating, and others may need to comply with current ADA regulations
x The Fair Housing Act requires the City to affirmatively further fair housing. San Clemente joined other Orange County cities and the County of Orange to develop the 2025-2029 Regional Assessment of Fair Housing (AFH), a policy document utilized by HUD grantees for this purpose The Consolidated Plan outlines an array of goals, outcomes, and activities that the City can implement over five years. Each year, an Action Plan will be prepared, which will serve as the City’s expenditure plan for its annual CDBG allocation. HUD has yet to publish 2025 CDBG grant allocations. For planning purposes, the City anticipates receiving $300,000 in CDBG funds for Fiscal Year (FY) 2025-2026. The City has also identified $12,427 in prior year funds that will be available to undertake CDBG-eligible activities during FY 2025-2026. CDBG program income received during the fiscal year will be available to fund eligible housing rehabilitation activities. The Action Plan details the specific activities the City will undertake with CDBG funds to address the housing and community needs of the community during FY 2025-2026. Planned activities include sidewalk improvements, housing rehabilitation, public services, and program administration (including fair housing services). Funded activities will support the broader goals and objectives identified in the Consolidated Plan.

2. Summary of the objectives and outcomes identified in the Plan Needs Assessment Overview
Information regarding five-year goals and outcomes is provided in the Strategic Plan portion of the Consolidated Plan. A summary of these goals is provided below:

1. Infrastructure and Facility Improvements: Improve public infrastructure and facilities that benefit 5,400 low- and moderate-income residents

2. Provide housing assistance to 15 homeowners and 1 rental housing owner

3. Provide access to public social services for 12,500 low- and moderate-income individuals

4. Provide access to supportive services and housing for 250 individuals at risk of becoming homeless or who are homeless

5. Support activities to promote economic opportunities by assisting 10 businesses that serve lower-income residents

6. Provide CDBG program oversight and coordination, including fair housing services to 275 households
Consolidated Plan SAN CLEMENTE 3
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25

3. Evaluation of past performance
Appendix 1 provides a summary of the City’s 2020-2024 Consolidated Plan accomplishments through FY 2023-2024. Final accomplishments for the fifth year of the Consolidated Plan cycle (FY 2024-2025) are not available.

4. Summary of citizen participation process and consultation process A vital component of the Consolidated Plan preparation process is the input of residents and community stakeholders concerning priority needs and activities to address needs. The City encouraged resident participation in a variety of ways:
x Sub-recipient meeting to obtain public input regarding priority housing and community needs. x Community Survey posted on the City’s website and social media (no responses were received). x The input of community residents via the Human Affairs Committee and City Council meetings. x Newspaper and webpage notices regarding public meetings/hearings and the draft Consolidated Plan's availability for public review and comment.

5. Summary of public comments
See Appendix 2.

6. Summary of comments or views not accepted and the reasons for not accepting them See Appendix 2.

7. Summary
The City’s Community Development Department has prepared the 2025-2029 Consolidated Plan so the City can continue to receive CDBG funds from HUD. The primary objective of the CDBG program is to develop viable urban communities by providing decent housing, a suitable living environment, and economic opportunities, principally for persons of low and moderate-income. Additionally, each activity to be funded with CDBG funds must meet one of the three national objectives.

HUD requires recipient communities to prepare a Consolidated Plan every three to five years. The 2025- 2029 cycle will cover the five years from FY 2025-2026 through FY 2029-2030. As required by HUD, the Consolidated Plan is prepared using HUD’s electronic template.

The 2025-2026 Annual Action Plan is the first fiscal year of the new Consolidated Plan cycle. The Annual Action Plan is the City’s one-year expenditure plan for CDBG funds. The City anticipates it will receive an allocation of $300,000 in CDBG funds for FY 2025-2026. Prior year and program income funds are also available to undertake eligible activities. CDBG funding is allocated for residential rehabilitation, social services, capital improvements, and program administration. Funded activities will support the broader goals and objectives identified within the Consolidated Plan.

Consolidated Plan SAN CLEMENTE 4
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 The Process
PR-05 Lead & Responsible Agencies 24 CFR 91.200(b)

1. Describe agency/entity responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source The following are the agencies/entities responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source.

Table 1 – Responsible Agencies
Agency Role Name Department/Agency
CDBG Administrator SAN CLEMENTE Community Development
Narrative
The City’s Community Development Department is primarily responsible for preparing the Consolidated Plan and administering CDBG funds.

Consolidated Plan Public Contact Information
Mr. Adam Atamian, Community Development Director
[email protected] / (949) 361- 361-6196
Consolidated Plan SAN CLEMENTE 5
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 PR-10 Consultation – 91.100, 91.110, 91.200(b), 91.300(b), 91.215(I) and

91.315(I)

1. Introduction
Pursuant to HUD regulations, the City took several actions to obtain the input of community residents and stakeholders to develop the Consolidated Plan and the 2025-2026 Action Plan. Consultation efforts included public meetings and a public hearing. The City held meetings to assess the social service needs of residents and to provide input regarding the Consolidated Plan and Annual Plan funding priorities.

The City also consulted with State and regional agencies. Finally, the City utilized its internet webpage and the local community newspaper to notify residents of the opportunity to review and comment on the draft 2025-2029 Consolidated Plan and 2025-2026 Action Plan.

In coordination with other regional partners, action steps were also taken to obtain public input for the 2025-2029 Regional Assessment of Fair Housing (AFH). These actions are detailed in the draft 2025-2029 Regional AFH, a summary of which is incorporated into the Consolidated Plan as Attachment A.

Provide a concise summary of the jurisdiction’s activities to enhance coordination between public and assisted housing providers and private and governmental health, mental health, and service agencies (91.215(I)).

The City of San Clemente works closely with the County of Orange Housing Authority (OCHA) to assist renter households with housing vouchers and certificates. As housing development evolves, City staff work closely with developers to identify opportunities to create new housing for lower-income residents.

Through its annual CDBG Public Service Grants funding process, City staff can ascertain the type of services City residents require, such as senior, youth, and homeless services. The City has developed partnerships with several local agencies to ensure the delivery of quality social services for residents.

Describe coordination with the Continuum of Care and efforts to address the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans, and unaccompanied youth) and persons at risk of homelessness As a supporter of the Orange County Continuum of Care (OC-CoC) planning process, the City provides information to the OC-CoC regarding the activities it will fund to address local homeless issues. The OCCoC uses this information to prepare the regional application to HUD for Homeless Assistance Grant funds. As needed, City staff will expedite certifications of consistency with the Consolidated Plan and other forms of support for the OC-CoC.

Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in determining how to allocate ESG funds, develop performance standards and evaluate outcomes, and develop funding, policies, and procedures for the administration of HMIS Consolidated Plan SAN CLEMENTE 6
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 The City is not a recipient of Emergency Solutions Grant (ESG) funds; therefore, it does not assist the OCCoC with determining ESG allocations, evaluating the outcomes, or developing policies and procedures for administering the regional Homeless Management Information System (HMIS).

2. Describe Agencies, groups, organizations, and others who participated in the process and describe the jurisdiction's consultations with housing, social service agencies, and other entities
Consolidated Plan SAN CLEMENTE 7
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Table 2 – Agencies, groups, and organizations who participated 1 Agency/Group/Organization Orange County Housing Authority Agency/Group/Organization Type PHA
What section of the Plan was addressed by
Consultation?
Housing Need Assessment
Public Housing Needs
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Provided data regarding households receiving
HUD rental assistance and households on the
waitlist for rental housing assistance
2 Agency/Group/Organization 211 Orange County
Agency/Group/Organization Type Regional organization
Planning organization
What section of the Plan was addressed by
Consultation?
Homelessness Strategy
Homeless Needs - Chronically homeless
Homeless Needs - Families with children
Homelessness Needs - Veterans
Homelessness Needs - Unaccompanied youth
Homeless Management Information System
(HMIS)
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Provided data regarding regional homeless
and the County’s coordinated entry system
HMIS
3 Agency/Group/Organization Fair Housing Foundation
Agency/Group/Organization Type Service-Fair Housing
What section of the Plan was addressed by
Consultation?
Impediments to Fair Housing
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Provided data regarding fair housing issues in
the community and input related to
impediments to fair housing and assisted in
developing action steps to affirm fair housing
4 Agency/Group/Organization Age Well Senior Services
Agency/Group/Organization Type Services-Elderly Persons What section of the Plan was addressed by
Consultation?
Housing Need Assessment
Non-Homeless Special Needs
Consolidated Plan SAN CLEMENTE 8
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Provided input regarding the housing and
service needs of seniors, including
homebound seniors
5 Agency/Group/Organization Family Assistance Ministry
Agency/Group/Organization Type Services - Housing
Services-homeless
What section of the Plan was addressed by
Consultation?
Homeless Strategy
Homeless Needs - Families with children
Anti-poverty Strategy
Needs of Low/Mod persons
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Provided input regarding the housing and
service needs of homeless households and
households at risk of becoming homeless
6 Agency/Group/Organization South County Outreach
Agency/Group/Organization Type Services - Housing
Services-homeless
What section of the Plan was addressed by
Consultation?
Homeless Needs - Families with children
Anti-poverty Strategy
Needs of Low/Mod persons
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Provided input regarding the needs of lowerincome households, specifically individuals/households at risk of becoming
homeless
7 Agency/Group/Organization Laura’s House
Agency/Group/Organization Type Services-homeless
What section of the Plan was addressed by
Consultation?
Homeless Needs - Families with children
Needs of Low/Mod persons
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Provided input regarding the housing and
service needs of victims of domestic violence
8 Agency/Group/Organization Camino Health Center
Agency/Group/Organization Type Services-Health
Consolidated Plan SAN CLEMENTE 9
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 What section of the Plan was addressed by
Consultation?
Anti-poverty Strategy
Needs of Low/Mod persons
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Provided input regarding the medical/dental
service needs of the community, including
homeless individuals
9 Agency/Group/Organization Parentis Foundation
Agency/Group/Organization Type Services – Youth
What section of the Plan was addressed by
Consultation?
Non-Homeless Special Needs
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Provided input regarding the needs of lowerincome youths 10 Agency/Group/Organization Council on Aging – Southern California Agency/Group/Organization Type Services-Elderly Persons What section of the Plan was addressed by
Consultation?
Non-Homeless Special Needs
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Provided information regarding the housing
and service needs of elderly and disabled
individuals residing in managed care facilities
11 Agency/Group/Organization County of Orange
Agency/Group/Organization Type Other government - County What section of the Plan was addressed by
Consultation?
Regional program information
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Various county departments provided
information regarding public health, public
safety, and housing programs
12 Agency/Group/Organization State of California
Agency/Group/Organization Type Other government - State What section of the Plan was addressed by
Consultation?
State program information
Consolidated Plan SAN CLEMENTE 10
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Various state departments provided
information regarding demographics, public
safety, and economics
13 Agency/Group/Organization City of San Clemente
Agency/Group/Organization Type Other government – Local What section of the Plan was addressed by
Consultation?
Housing Need Assessment
Homelessness Strategy
Market Analysis
Economic Development
Anti-poverty Strategy
How was the Agency/Group/Organization
consulted and what are the anticipated
outcomes of the consultation or areas for
improved coordination?
Various city departments provided data and
information regarding community needs and
projects and programs eligible for future
funding
Consolidated Plan SAN CLEMENTE 11
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Identify any Agency Types not consulted and provide the rationale for not consulting The City had an open consultation process. No agency was knowingly not consulted.

Other local/regional/state/federal planning efforts considered when preparing the Plan Table 3 – Other local/regional/federal planning efforts Name of Plan Lead Organization How do the goals of your Strategic Plan overlap with the
goals of each plan?
Continuum of Care Orange County 211 Provides regional and local point-in-time homeless survey
data, development of the
regional 10-Year Plan to End
Homelessness, and
development of the regional
Discharge Plan
City of San Clemente 2021-2029
Housing Element
City of San Clemente Provides housing priorities and
program goals
City of San Clemente Capital
Improvement
Plan
City of San Clemente Identifies priority capital
improvement projects which
may be CDBG-eligible
5 Yr. & 1 Yr. PHA Plan Orange County Housing
Authority
Identifies OCHA resources to
address the housing needs of
lower-income renter
householders in the County and
City
2025-2029 Regional Assessment
of Fair Housing
Orange County HUD Grantee
Cities and the County of Orange
The countywide document that
identifies fair housing
impediments within
participating cities and outlines
a plan to address fair housing
issues
Local Hazard Mitigation Plan City of San Clemente Local plan to reduce hazards and improve resilience through
capital improvements, planning,
and emergency planning
Describe cooperation and coordination with other public entities, including the State and any adjacent units of general local government, in the implementation of the Consolidated Plan (91.215(l))
The California Department of Health was consulted to obtain information regarding elevated lead blood levels in children as part of the City’s assessment of lead-based paint hazards. State agencies were also consulted to obtain updated housing and population information. The County of Orange was contacted Consolidated Plan SAN CLEMENTE 12
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 to get information regarding the number of households receiving rental assistance, homeless count, and other regional plans. Local governments also assisted the City with the preparation of the Consolidated Plan. As the current recipient of Housing Opportunities for Persons with AIDS (HOPWA) funds, the City of Anaheim was consulted regarding the number of San Clemente residents living with HIV and AIDS and HOPWA program resources available to residents. The City also participated in roundtable meetings with other Orange County CDBG recipients to discuss the preparation of a regional Assessment of Fair Housing and other regional housing and community needs.

Narrative (optional):

Consolidated Plan SAN CLEMENTE 13
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 PR-15 Citizen Participation – 91.105, 91.115, 91.200(c) and 91.300(c)1. Summary of citizen participation process/Efforts made to broaden citizen participationSummarize the citizen participation process and how it impacted goal-settingThe City’s Citizen Participation Plan, presented as Attachment B, outlines the City’s process for obtaining public input in the development of the Consolidated Plan, Annual Action Plan (AAP), and other facets of the CDBG Program. The opportunities for public input are delineated in Table 4 and summarized below. x Public Workshop: In December 2024, the City co-hosted a meeting of local social service providers to discuss the upcoming public service grant application process and to obtain input on social service needs. Community meetings were held in March 2025 to gather public input related to the preparation of the 2025-2029 Regional AFH. x Community Survey: Between December 2024 and March 2025, an online community survey was available to obtain public input on priority housing and community needs. The survey was posted on the City’s website, news feed and social media; however, no responses werereceived. x Focus Group and Public Hearing: Consistent with HUD’s regulations, the City also utilized a focus group in the form of an existing City committee to obtain input on priority needs and to make recommendations on the allocation of limited CDBG resources. Specifically, the Budget Committee held a public meeting on February 11, 2025, at which time Committee members provided input on public service needs. The City Council held a public hearing at a regularly noticed and scheduled meeting (May 6, 2025) to obtain public input on the draft Consolidated Plan, the proposed allocation of 2025-2026 CDBG funds, and the Regional AFH. x Notices/Website: Public notices were published in local newspapers of general circulation. Additionally, the draft Consolidated Plan, Action Plan, and AFH were posted on the City’s website for public review and comment, and hard copies were made available during the required 30-day public comment period (see Appendix 2).

Consolidated Plan SAN CLEMENTE 14
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Citizen Participation Outreach
Table 4 – Citizen Participation Outreach
Sort
Order
Mode of
Outreach
Target of
Outreach
Summary of
Response/Attendance
Summary of
Comments
Received
Summary of
Comments not
Accepted and Reasons
URL (If
applicable)
1 Public Meeting Social Service
Providers
The City conducted a public workshop on 12/4/24 to obtain information regarding community service needs from local service providers. 23individuals representing 12organizations attended Meeting comments centered on local service needs and the CDBG public service grant application process All comments were accepted
NA
2 Public Meeting Non-English
Speaking - Specify
other language: VariousNon-targeted/
broad community
AFH public input meeting on 3/5/25 &
3/6/25 and via Zoom 3/7/25 & 3/13/25
A summary of the comments received is found in Attachment A Attachment A NA
Consolidated Plan SAN CLEMENTE 15
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Sort
Order
Mode of
Outreach
Target of
Outreach
Summary of
Response/Attendance
Summary of
Comments
Received
Summary of
Comments not
Accepted and Reasons
URL (If
applicable)
3 Public Meeting Non-targeted/
broad community
City of San Clemente Human Affairs Budget Committee (3 members) 3/11/25 The Committee received an overview of FY 25-
26 public service
grant applications and discussed preliminary funding levels NA NA
4 Newspaper Ad Non-targeted/
broad community
Notice regarding the 30-day public review
period (4/ 4/25 to
5/5/25) and 5/6/25public hearing
See Appendix 2 See Appendix 2 NA
5 Public Hearing Non-targeted/
broad community
5/6/25 public hearing See Appendix 2 See Appendix 2 NA
Consolidated Plan SAN CLEMENTE 16
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Needs Assessment
NA-05 Overview
Needs Assessment Overview
HUD provided the City with extensive data to assess the housing needs of San Clemente residents. By default, this data is based on HUD’s CHAS data for 2016-2020, which the U.S. Census Bureau generates.

Updated information is provided if available.

The housing and community need to be assessed in this section of the Consolidated Plan includes the following:
x Household experiencing “housing problems” (defined below) x The extent to which housing problems are experienced disproportionally by one or more racial or ethnic groups
x Public housing – NOTE: THE CITY OF SAN CLEMENTE DOES NOT OWN OR MANAGE PUBLIC

HOUSING
x An assessment of homeless needs
x Non-housing community development needs
HUD’s housing needs estimates are based on an evaluation of CHAS data of households that are experiencing one or more “housing problems.” Per HUD, a household is experiencing a housing problem if its residential unit is subject to one or more of the following:
x Lack of a complete kitchen facility or plumbing facilities x Cost burden: More than 30% of a household’s total gross income is spent on housing costs. For renters, housing costs include rent paid by the tenant plus utilities. For owners, housing costs include mortgage payments, taxes, insurance, and utilities. x Severely Cost Burden: More than 50% of a household’s total gross income is spent on housing costs. For renters, housing costs include rent paid by the tenant plus utilities. For owners, housing costs include mortgage payments, taxes, insurance, and utilities. x Overcrowded: Defined as a housing unit with more than 1.01 to 1.5 persons per room, excluding bathrooms, porches, foyers, halls, or half-rooms.
x Severely Overcrowded: Defined as housing with more than 1.51 persons per room excluding bathrooms, porches, foyers, halls, or half-rooms.

HUD data also characterizes households by types:
x Small Related: Family household with two to four related members x Large Related: Family household with five or more related members x Elderly: Household whose head, spouse, or sole member is at least 62 years of age x Other: All other households (including one-person households) Consolidated Plan SAN CLEMENTE 17
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 HUD defines a “household” as “All the people who occupy a housing unit. A household includes the related family members and all the unrelated people, if any, such as lodgers, foster children, wards, or employees who share the housing unit. A person living alone in a housing unit, or a group of unrelated people sharing a housing unit such as partners or roomers, is also counted as a household.” Finally, HUD categorizes households by income:
x Extremely low-income: A household with an income equal to 0 to 30% of the Area Median Income or AMI (also referred to as HUD Area Median Family Income or HAMFI) x Very low-income: A household with an income equal to 30 to 50% of the AMI x Low-income: A household with an income equal to 50 to 80% of the AMI x Low- and moderate-income: A household with an income less than 80% of AMI x Moderate-income: A household with an income equal to 80 to 100% of AMI Consolidated Plan SAN CLEMENTE 18
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 NA-10 Housing Needs Assessment - 24 CFR 91.205 (a, b, c) Summary of Housing Needs
San Clemente has experienced a decline in population growth during the past five years. According to U.S. Census Bureau data presented in Table 5 below, the City’s population decreased very slightly between 2009 and 2020 (90 individuals); however, a search of current data found that the California Department of Finance estimates San Clemente’s January 1, 2024, population at 62,297 – a decrease of

4.06% from 2020 HUD data. In comparison, during the same period, the State of California reports that the County’s population contracted by approximately 1.13%, and California’s population decreased by

1.03%.

The Census Bureau’s American Community Survey 5-Year Estimates indicates that as of 2023, there are 24,093 households in the City. The Census Bureau also estimates the Household Median Income (2023 Inflation-Adjusted Dollars) is $134,735.

Table 5 - Housing Needs Assessment Demographics
Demographics Base Year: 2009 Most Recent Year: 2020 % Change Population 65,020 64,930 -0%
Households 24,070 24,390 1%
Median Income $98,153.00 $108,183.00 10%
Data Source: 2000 Census (Base Year), 2016-2020 ACS (Most Recent Year) Number of Households Table
Table 6 - Total Households Table
0-30%
HAMFI
>30-50%
HAMFI
>50-80%
HAMFI
>80-
100%
HAMFI
>100%
HAMFI
Total Households 3,085 2,810 4,255 2,150 12,085
Small Family Households 620 960 1,875 715 6,535
Large Family Households 25 295 285 255 1,135
Household contains at least one person
62-74 years of age 780 815 1,050 640 2,805
Household contains at least one person
aged 75 or older 695 520 660 340 1,225
Households with one or more children 6
years old or younger 170 225 610 190 1,490
Data Source: 2016-2020 CHAS
Consolidated Plan SAN CLEMENTE 19
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Housing Needs Summary Tables

1. Housing Problems (Households with one of the listed needs) Table 7 – Housing Problems Table
Renter Owner
0-30%
AMI
>30-
50%
AMI
>50-
80%
AMI
>80-
100%
AMI
Total 0-30%
AMI
>30-
50%
AMI
>50-
80%
AMI
>80-
100%
AMI
Total

NUMBER OF HOUSEHOLDS
Substandard
Housing -
Lacking
complete
plumbing or
kitchen facilities 70 60 55 30 215 0 0 0 0 0
Severely
Overcrowded -
With >1.51
people per room
(and complete
kitchen and
plumbing) 40 150 65 15 270 0 0 45 0 45
Overcrowded -
With 1.01-1.5
people per room
(and none of the
above problems) 10 105 30 0 145 35 0 75 0 110
Housing cost
burden greater
than 50% of
income (and
none of the
above problems) 1,210 640 445 20 2,315 965 790 820 160 2,735 Housing cost
burden greater
than 30% of
income (and
none of the
above problems) 50 375 730 235 1,390 135 235 590 575 1,535 Zero/negative
Income (and
none of the
above problems) 165 0 0 0 165 115 0 0 0 115
Data Source: 2016-2020 CHAS
Consolidated Plan SAN CLEMENTE 20
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25

2. Housing Problems 2 (Households with one or more Severe Housing Problems: Lacks kitchen or complete plumbing, severe overcrowding, severe cost burden) Table 8 – Housing Problems 2
Renter Owner
0-30%
AMI
>30-
50%
AMI
>50-
80%
AMI
>80-
100%
AMI
Total 0-30%
AMI
>30-
50%
AMI
>50-
80%
AMI
>80-
100%
AMI
Total

NUMBER OF HOUSEHOLDS
Having 1 or more of four
housing problems 1,335 960 590 70 2,955 1,000 790 935 160 2,885 Having none of the four
housing problems 320 455 1,580 710 3,065 430 600 1,145 1,210 3,385 Household has negative
income, but none of the
other housing problems 0 0 0 0 0 0 0 0 0 0
Data Source: 2016-2020 CHAS

3. Cost Burden > 30%
Table 9 – Cost Burden > 30%
Renter Owner
0-30%
AMI
>30-
50%
AMI
>50-
80%
AMI
Total 0-30%
AMI
>30-
50%
AMI
>50-
80%
AMI
Total

NUMBER OF HOUSEHOLDS
Small Related 240 500 620 1,360 285 350 745 1,380
Large Related 30 75 54 159 0 110 170 280
Elderly 420 225 250 895 695 515 530 1,740
Other 695 415 335 1,445 155 45 65 265
Total need by income 1,385 1,215 1,259 3,859 1,135 1,020 1,510 3,665 Data Source: 2016-2020 CHAS

4. Cost Burden > 50%
Table 10 – Cost Burden > 50%
Renter Owner
0-30%
AMI
>30-
50%
AMI
>50-
80%
AMI
Total 0-30%
AMI
>30-
50%
AMI
>50-
80%
AMI
Total

NUMBER OF HOUSEHOLDS
Small Related 0 0 375 375 265 270 0 535
Large Related 0 0 40 40 0 110 20 130
Elderly 395 135 10 540 580 390 255 1,225
Other 0 695 150 845 155 0 0 155
Total need by income 395 830 575 1,800 1,000 770 275 2,045 Data Source: 2016-2020 CHAS
Consolidated Plan SAN CLEMENTE 21
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25

5. Crowding (More than one person per room)
Table 11 – Crowding Information – 1/2
Renter Owner
0-
30%
AMI
>30-
50%
AMI
>50-
80%
AMI
>80-
100%
AMI
Total 0-
30%
AMI
>30-
50%
AMI
>50-
80%
AMI
>80-
100%
AMI
Total

NUMBER OF HOUSEHOLDS
Single-family households 40 240 95 15 390 35 0 105 0 140 Multiple, unrelated family
households 0 0 0 0 0 0 0 10 0 10
Other, non-family
households 10 20 0 0 30 0 0 0 0 0
Total need by income 50 260 95 15 420 35 0 115 0 150
Data Source: 2016-2020 CHAS
Table 12 – Crowding Information – 2/2
Renter Owner
0-30%
AMI
>30-
50%
AMI
>50-
80%
AMI
Total 0-30%
AMI
>30-
50%
AMI
>50-
80%
AMI
Total
Households
with Children
Present
NA NA
Describe the number and type of single-person households in need of housing assistance.

Data provided by HUD’s Consolidated Plan template does not provide information for single-person households in need of housing assistance. However, according to the Census Bureau (2019-2023 ACS), there are 5,321 one-person households in San Clemente – 2,777 of these households are owners (53.1% of total one-person households), and 2,454 are renters (46.9%). According to Table 9, 265 “Other” lower-income owner households are experiencing a housing cost burden, and 1,445 “Other” lowerincome renter households have a cost burden. This data table indicates a significant portion of oneperson renter households may need housing assistance.

According to information from the OCHA, 72 one-person San Clemente households are presently on the waitlist for federal rental assistance. OCHA reports that 129 one-person San Clemente households currently receive federal rental assistance.

Estimate the number and type of families in need of housing assistance who are disabled or victims of domestic violence, dating violence, sexual assault, and stalking.

Disabled: According to 2023 Five-year ACS data, there are an estimated 6,213 San Clemente residents with a disability – approximately 9.8% of the City’s population. Federal laws define a person with a disability as "Any person who has a physical or mental impairment that substantially limits one or more major life activities...” Of residents with a disability, 692 (11.2%) are living below the poverty level.

Consolidated Plan SAN CLEMENTE 22
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 According to OCHA, 112 San Clemente households that currently receive federal rental assistance are disabled households - 47 disabled San Clemente households are on the waitlist for federal rental assistance.

The City’s elderly population has significant levels of disability. The ASC estimates that 25.8% of seniors, age 65 and over, have a disability. Since seniors have a much higher probability of being disabled, the housing and service needs for persons with disabilities should grow considerably with senior population growth. Accessibility housing needs of the disabled population, including the elderly, can typically be addressed through housing rehabilitation programs that can provide improvements such as ramps, grab bars, wider doorways, lower sinks, and specialized kitchen cabinets. The City of San Clemente’s housing rehabilitation program can assist homeowners with mobility limitations in improving their residence accessibility.

Victims of Domestic Violence: The National Coalition Against Domestic Violence (NCADV) estimates that nationwide, an average of 24 people per minute are victims of rape, physical violence, or stalking by an intimate partner in the United States. NCADV also reports that one in three women and one in four men in the U.S. have experienced rape, physical violence, or stalking by an intimate partner in their lifetime.

The State of California Department of Justice reports that in 2023, there were 38 calls for assistance related to domestic violence in San Clemente. However, Laura’s House, a leading domestic violence service provider in South Orange County, estimates that only one in seven incidents are reported.

Laura’s House also estimates that for each victim of domestic violence who receives shelter and support services, 15 to 20 individuals are turned away due to lack of space. The Orange County 2024 Point In Time Survey of the region’s homeless estimates that 10.0% of unsheltered homeless and 10.4% of sheltered homeless in the County are victims of domestic violence.

What are the most common housing problems?
According to HUD data from Table 7, the most common housing problem in San Clemente is a severe housing cost burden (over 50% of income for housing). This housing problem impacts both renter and owner households. A relatively small number of renter households are experiencing crowding and substandard housing (as defined by HUD).

Are any populations/household types more affected than others by these problems? HUD data indicates that cost is the most prevalent housing problem in San Clemente. Table 9 provides estimates regarding the number of lower-income households impacted by a housing cost burden.

According to HUD data, Elderly and “Small Related” households are the most affected households by numbers (2,635 and 2,740, respectively).

Per Table 10, 73.1% of extremely low-income Elderly renter households are impacted by a severe housing cost burden, and nearly half of extremely low-income Elderly owner households (47.3%) are also experiencing a severe housing cost burden. Renter and owner households categorized as “Other” are also experiencing high rates of severe housing cost burden.

Consolidated Plan SAN CLEMENTE 23
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 As indicated above, few San Clemente households are impacted by crowded housing. According to Table 11, only 570 households live in “crowded” housing (as defined by HUD). HUD’s data indicates that 420 of these households are renters, and 150 are owners. According to the City’s Code Enforcement staff, crowding, as defined by HUD, is not a significant issue. It is important to note that the City is required to enforce the State’s housing occupancy standards, which allow more people to live in a housing unit than the limits defined by HUD.

According to Table 7, 215 renter households (and zero-owner households) are impacted by substandard housing (as defined by HUD). According to the City’s Code Enforcement staff, substandard housing, as defined by HUD, is not a significant issue.

Describe the characteristics and needs of low-income individuals and families with children (especially extremely low-income) who are currently housed but are at imminent risk of either residing in shelters or becoming unsheltered 91.205(c)/91.305(c)). Also, discuss the needs of formerly homeless families and individuals who are receiving rapid re-housing assistance and are nearing the termination of that assistance The National Alliance to End Homelessness identifies several “causes” of homelessness, including income and housing affordability. Per the Alliance, “Low-income households are typically unemployed or underemployed due to a number of factors, such as a challenging labor market; limited education; a gap in work history; a criminal record; unreliable transportation or unstable housing; poor health or a disability…Today, 11 million extremely low-income households pay at least half of their income toward housing, putting them at risk of housing instability and homelessness.” Based on HUD data, 3,845 extremely low-income households in San Clemente pay more than 50% of household income for housing (see Table 10). Of these households, approximately 45.9% are “Elderly” households (1,765), and

26.0% are “Other” households (1,000).

OCHA reports that as of February 2025, 99 San Clemente households are on the waitlist for federal rental assistance - 17 of these households have one or more children. OCHA waitlist data also indicates that 23 waitlist households are small, 47 are elderly households (aged 62 and older), and six households indicated they are homeless (including two households with minor children). OCHA data supports the finding that several extremely low-income families need an affordable housing option.

The City of San Clemente does not receive Emergency Solutions Grant (ESG) funds or other HUD funding that may be used for rapid re-housing; therefore, the City does not have information regarding formerly homeless families and individuals receiving rapid rehousing assistance that may be nearing the termination of assistance.

Consolidated Plan SAN CLEMENTE 24
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 If a jurisdiction provides estimates of the at-risk population(s), it should also include a description of the operational definition of the at-risk group and the methodology used to generate the estimates:

As indicated above, extremely low-income households that are experiencing severe housing cost burden are most at risk of becoming homeless. The methodology for estimating the number of households that may be at risk of homelessness is also outlined above.

Specify particular housing characteristics that have been linked with instability and an increased risk of homelessness
The origins of involuntary homelessness are primarily rooted in economic factors. As indicated previously, households with extremely low-income and severe housing cost burden have the highest risk of becoming homeless.

Discussion
According to HUD data provided in the Consolidated Plan template, substandard and crowded housing are not significant housing problems in San Clemente. Severe housing cost is the most prevalent housing problem. Most impacted by housing costs appear to be extremely low-income renter and owner households. According to the National Alliance to End Homelessness, extremely low-income households are at a high risk of becoming homeless. A disability or the need to escape an abusive relationship can also increase the household’s risk of homelessness.

Consolidated Plan SAN CLEMENTE 25
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 NA-15 Disproportionately Greater Need: Housing Problems – 91.205 (b)(2) Assess the needs of any racial or ethnic group that has a disproportionately greater need in comparison to the needs of that category of need as a whole.

Introduction
Per HUD, “A disproportionately greater need” exists when the members of a racial or ethnic group at a given income level experience a housing problem at a greater rate (e.g., 10% points or more) than the income level as a whole.” For example, if 60% of all low-income households in a jurisdiction have a housing problem, and 70% of low-income Hispanic households have a housing problem, low-income Hispanics have a disproportionately greater need.

HUD’s Consolidated Plan template does not provide information regarding the City’s current racial and ethnic composition. This information is essential for the context and the evaluation of disproportional housing problems faced by racial or ethnic groups in the City. The data below is provided by the U.S.

Census Bureau (2019-2023 American Community Survey):

Race Total Percentage
White 47,899 75.4%
Black or African American 971 1.5%
American Indian and Alaska Native 179 0.3%
Asian 2,903 4.6%
Native Hawaiian and Other Pacific Islanders 98 0.2%
Some other race 2,170 3.4%
Two or more races 9,290 14.6%
Total 63,510 100.0%
Ethnicity Total Percentage
Non-Hispanic or Latino 52,194 82.2%
Hispanic or Latino 11,316 17.8%
Total 63,510 100.0%
Consolidated Plan SAN CLEMENTE 26
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 0%-30% of Area Median Income
Table 13 - Disproportionally Greater Need 0 - 30% AMI
Housing Problems Has one or more
of four housing
problems
Has none of the
four housing
problems
Household has
no/negative
income, but none
of the other
housing problems
Jurisdiction as a whole 2,515 575 0
White 2,060 470 0
Black / African American 55 10 0
Asian 10 0 0
American Indian, Alaska Native 0 0 0
Pacific Islander 0 0 0
Hispanic 295 95 0
Data Source: 2016-2020 CHAS
*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4. Cost Burden greater than 30% 30%-50% of Area Median Income
Table 14 - Disproportionally Greater Need 30 - 50% AMI
Housing Problems Has one or more
of four housing
problems
Has none of the
four housing
problems
Household has
no/negative
income, but none
of the other
housing problems
Jurisdiction as a whole 2,365 445 0
White 1,650 360 0
Black / African American 0 0 0
Asian 75 20 0
American Indian, Alaska Native 0 0 0
Pacific Islander 0 0 0
Hispanic 530 55 0
Data Source: 2016-2020 CHAS
*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4. Cost Burden greater than 30% Consolidated Plan SAN CLEMENTE 27
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 50%-80% of Area Median Income
Table 15 - Disproportionally Greater Need 50 - 80% AMI
Housing Problems Has one or more
of four housing
problems
Has none of the
four housing
problems
Household has
no/negative
income, but none
of the other
housing problems
Jurisdiction as a whole 2,850 1,405 0
White 2,410 1,135 0
Black / African American 20 0 0
Asian 75 60 0
American Indian, Alaska Native 0 0 0
Pacific Islander 0 45 0
Hispanic 305 135 0
Data Source: 2016-2020 CHAS
*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4. Cost Burden greater than 30% 80%-100% of Area Median Income
Table 16 - Disproportionally Greater Need 80 - 100% AMI Housing Problems Has one or more
of four housing
problems
Has none of the
four housing
problems
Household has
no/negative
income, but none
of the other
housing problems
Jurisdiction as a whole 1,045 1,105 0
White 815 865 0
Black / African American 0 0 0
Asian 115 15 0
American Indian, Alaska Native 0 45 0
Pacific Islander 0 0 0
Hispanic 120 155 0
Data Source: 2016-2020 CHAS
*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4. Cost Burden greater than 30% Discussion
As previously described, housing cost burden is a prevalent housing problem in San Clemente. Tables 13 through 16 indicate that lower-income San Clemente households are experiencing a housing cost burden regardless of race or ethnicity, with some experiencing a disproportional housing cost burden:
x Extremely Low-Income: Asians (100% impacted)
x Very Low-Income: Hispanics (90.6% impacted)
x Low-Income: Black/African Americans (100% impacted)
x Above Moderate: Asians (88.5%)
Consolidated Plan SAN CLEMENTE 28
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 NA-20 Disproportionately Greater Need: Severe Housing Problems – 91.205 (b)(2)
Assess the needs of any racial or ethnic group that has a disproportionately greater need in comparison to the needs of that category of need as a whole.

Introduction
The HUD definition of disproportionately greater need is provided above. The HUD data below relates to households that pay more than 50% of income toward housing costs (a severe housing problem). 0%-30% of Area Median Income
Table 17 – Severe Housing Problems 0 - 30% AMI
Severe Housing Problems* Has one or more
of four housing
problems
Has none of the
four housing
problems
Household has
no/negative
income, but none
of the other
housing problems
Jurisdiction as a whole 2,335 2,335 0
White 1,895 1,895 0
Black / African American 55 55 0
Asian 10 10 0
American Indian, Alaska Native 0 0 0
Pacific Islander 0 0 0
Hispanic 275 275 0
Data Source: 2016-2020 CHAS
*The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4. Cost Burden over 50% 30%-50% of Area Median Income
Table 18 – Severe Housing Problems 30 - 50% AMI
Severe Housing Problems* Has one or more
of four housing
problems
Has none of the
four housing
problems
Household has
no/negative
income, but none
of the other
housing problems
Jurisdiction as a whole 1,750 1,055 0
White 1,185 825 0
Black / African American 0 0 0
Asian 34 60 0
American Indian, Alaska Native 0 0 0
Pacific Islander 0 0 0
Hispanic 425 160 0
Data Source: 2016-2020 CHAS
*The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4. Cost Burden over 50% Consolidated Plan SAN CLEMENTE 29
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 50%-80% of Area Median Income
Table 19 – Severe Housing Problems 50 - 80% AMI
Severe Housing Problems* Has one or more
of four housing
problems
Has none of the
four housing
problems
Household has
no/negative
income, but none
of the other
housing problems
Jurisdiction as a whole 1,525 2,725 0
White 1,295 2,240 0
Black / African American 10 10 0
Asian 60 75 0
American Indian, Alaska Native 0 0 0
Pacific Islander 0 45 0
Hispanic 135 310 0
Data Source: 2016-2020 CHAS
*The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4. Cost Burden over 50% 80%-100% of Area Median Income
Table 20 – Severe Housing Problems 80 - 100% AMI
Severe Housing Problems* Has one or more
of four housing
problems
Has none of the
four housing
problems
Household has
no/negative
income, but none
of the other
housing problems
Jurisdiction as a whole 230 1,920 0
White 230 1,450 0
Black / African American 0 0 0
Asian 0 130 0
American Indian, Alaska Native 0 45 0
Pacific Islander 0 0 0
Hispanic 0 280 0
Data Source: 2016-2020 CHAS
*The four severe housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4. Cost Burden over 50% Discussion
Tables 17 through 20 indicate that regardless of race or ethnicity, a notable percentage of San Clemente households are experiencing a severe housing problem, with some experiencing a disproportional cost burden:
x Extremely Low-Income: None
x Very Low-Income: Hispanics (72.6% impacted)
x Low-Income: Black/African Americans (50.0% impacted)
x Above Moderate: None
Consolidated Plan SAN CLEMENTE 30
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 NA-25 Disproportionately Greater Need: Housing Cost Burdens – 91.205 (b)(2) Assess the needs of any racial or ethnic group that has a disproportionately greater need in comparison to the needs of that category of need as a whole.

Introduction:

The HUD definition of disproportionately greater need is provided above. The HUD data below relate specifically to housing cost burden, which is San Clemente's primary housing problem.

Housing Cost Burden
Table 21 – Greater Need: Housing Cost Burdens AMI
Housing Cost Burden <=30% 30-50% >50% No / negative
income (not
computed)
Jurisdiction as a whole 14,135 4,580 5,395 280
White 11,400 3,565 4,450 195
Black / African American 165 35 65 0
Asian 435 315 85 0
American Indian, Alaska Native 45 0 0 0
Pacific Islander 45 0 0 0
Hispanic 1,650 615 570 85
Data Source: 2016-2020 CHAS
Discussion:

HUD’s definition of disproportionately greater need is provided above. The HUD data from Table 21 indicates that regardless of race or ethnicity, approximately 56.5% of extremely low-income San Clemente residents have a housing cost burden. Extremely low-income Native American/Alaska Natives and Pacific Islanders are disproportionately impacted; however, it is worth noting that combined, these two cohorts (90 households) represent 0.64% of all extremely low-income households reported by HUD.

Per HUD data, very low-income Asian households are also disproportionately impacted by housing cost burden. In terms of the numbers of affected households, 19,415 lower-income White households and 2,835 Hispanic households have a housing cost burden.

Consolidated Plan SAN CLEMENTE 31
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 NA-30 Disproportionately Greater Need: Discussion – 91.205(b)(2) Are there any Income categories in which a racial or ethnic group has disproportionately greater need than the needs of that income category as a whole? According to Census data, Hispanics/Latinos are the largest race or ethnic minority group in San Clemente (17.8% of the City’s population). Asians comprise the second largest minority population –

4.6% of the City’s population. Based on HUD data from the above series of tables, Hispanics/Latinos and Asian households consistently appear to be experiencing housing problems disproportionately to the community as a whole.

If they have needs not identified above, what are those needs? As previously outlined, housing cost is a prevalent housing problem in San Clemente. This problem affects all income categories and race/ethnic groups. Based on HUD data and City staff input, crowded and substandard housing are not a significant issue in San Clemente.

Are any of those racial or ethnic groups located in specific areas or neighborhoods in your community?
In general, minority populations are not concentrated in specific areas of the City. There are no Census Tracts in the City, with a majority of Hispanic or Asian residents. However, there are four Census Tracts within the City, with roughly a quarter of residents being Hispanic/Latino. Similarly, there are four Census Tracts in the City with a concentration of Asian residents roughly double the percentage of Asian residents citywide (see Appendix 3 - Map A and B):

Census Tract Number % Hispanic/Latino
Citywide 17.8%
0421.07 32.3%
0422.05 * 26.0%
0421.14 25.9%
0421.09 23.9%
Census Tract Number % Asian
Citywide 4.6%
0421.05 15.8%
0421.12 14.0%
0421.06 12.0%
0420.63 8.1%
* Shared Census Tract
Consolidated Plan SAN CLEMENTE 32
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 NA-35 Public Housing – 91.205(b)IntroductionThe City of San Clemente does not operate as a public housing authority; it partners with OCHA. The information provided in the tables below is for all Orange County communities served by OCHA. "Updated Information" is specifically for San Clemente. OCHA provided this information.

The number of vouchers administered by a housing authority fluctuates due to the availability of new vouchers from HUD and changes in housing costs. As of February 2025, OCHA manages over 12,000 rental assistance vouchers/certificates throughout Orange County - 172 are in San Clemente. The data illustrated in the tables below represent County-wide statistics. Below each table is San Clemente-specific information.

Totals in Use
Table 22 - Public Housing by Program Type
Program Type
Certificate ModRehab Public Housing Vouchers Total Projectbased Tenant- based Special Purpose Voucher Veterans Affairs
Supportive
Housing
Family
Unification
Program
Disabled
*
# of units vouchers in use 0 0 0 10,825 0 10,418 187 207 10 *includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Data Source: PIC (PIH Information Center)
Consolidated Plan SAN CLEMENTE 33
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Characteristics of Residents
Table 23 – Characteristics of Public Housing Residents by Program Type Program Type
Certificate ModRehab Public Housing Vouchers Total Projectbased Tenant- based Special Purpose Voucher Veterans Affairs
Supportive
Housing
Family
Unification
Program
Average Annual Income 0 0 0 16,476 0 16,470 17,239 15,594Average length of stay 0 0 0 8 0 8 0 4Average Household size 0 0 0 2 0 2 1 3# Homeless at admission 0 0 0 87 0 5 72 10# of Elderly Program Participants (>62) 0 0 0 4,926 0 4,884 38 3# of Disabled Families 0 0 0 2,163 0 2,075 64 14# of Families requesting accessibility features 0 0 0 10,825 0 10,418 187 207# of HIV/AIDS program participants 0 0 0 0 0 0 0 0# of DV victims 0 0 0 0 0 0 0 0Data Source: PIC (PIH Information Center) UPDATED INFORMATION:Demographic information for San Clemente households receiving rental assistance from OCHA as of February 2025.

Average Annual Income $19,114Average length of stay NAAverage Household size 1.4# Homeless at admission 48# of Elderly Program Participants (>62) 108# of Disabled Families 112# of Families requesting accessibility features NA# of HIV/AIDS program participants NA# of DV victims NA Consolidated Plan SAN CLEMENTE 34
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Race of Residents
Table 24 – Race of Public Housing Residents by Program Type Program Type
Race Certificate ModRehab Public Housing Vouchers Total Projectbased Tenant- based Special Purpose Voucher Veterans Affairs
Supportive
Housing
Family
Unification
Program
Disabled
*
White 0 0 0 5,857 0 5,528 139 182 6Black/African American 0 0 0 745 0 693 39 10 2Asian 0 0 0 4,128 0 4,107 4 15 2American Indian/Alaska Native 0 0 0 64 0 60 4 0 0Pacific Islander 0 0 0 31 0 30 1 0 0Other 0 0 0 0 0 0 0 0 0*includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home TransitionData Source: PIC (PIH Information Center) Updated InformationDemographic information for San Clemente households receiving rental assistance from OCHA as of February 2025.

White 152Black/African American 10Asian 6American Indian/Alaska Native 1Pacific Islander 1Other 2 Consolidated Plan SAN CLEMENTE 35
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Ethnicity of Residents
Table 25 – Ethnicity of Public Housing Residents by Program Type Program Type
Ethnicity Certificate ModRehab Public Housing Vouchers Total Projectbased Tenant- based Special Purpose Voucher Veterans Affairs
Supportive
Housing
Family
Unification
Program
Disabled
*
Hispanic 0 0 0 1,941 0 1,814 34 87 4Not Hispanic 0 0 0 8,884 0 8,604 153 120 6*includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home TransitionData Source: PIC (PIH Information Center) Updated InformationDemographic information for San Clemente households receiving rental assistance from OCHA as of February 2025.

Hispanic 23Not Hispanic 149
Consolidated Plan SAN CLEMENTE 36
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Section 504 Needs Assessment: Describe the needs of public housing tenants and applicants on the waiting list for accessible units:

Not applicable
Most immediate needs of residents of Public Housing and Housing Choice voucher holders Not applicable
How do these needs compare to the housing needs of the population at large Not applicable
Discussion
As indicated previously, the City of San Clemente does not own or manage public housing. OCHA serves City residents. San Clemente will continue to work in partnership with OCHA if necessary. These efforts include consultation as part of the preparation of the City’s Consolidated Plan and Annual Action Plans and assisting OCHA with the certification of their Public Housing Authority (PHA) Plan.

Consolidated Plan SAN CLEMENTE 37
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 NA-40 Homeless Needs Assessment – 91.205(c)Introduction:Homeless researchers typically use one of two methods to measure homelessness. One way attempts to count all individuals who are homeless on a given day/week (point-in-time counts). The second examines the number of people who are homeless over a given period - period prevalence counts. The Orange County Continuum of Care (OC-CoC) uses the first method for its biennial enumeration of the region’s homeless.

To facilitate the enumeration of the homeless and the allocation of limited resources, the OC-CoC has geographically divided the County into three Service Planning Areas (SPA). Homeless data from the Point-In-Time Survey (PITS) is provided on a county-wide basis by SPA and, to a lesser degree, by jurisdiction. Because there is limited data regarding San Clemente’s homeless population, it is generally assumed that the characteristics of the City’s homeless population are like those of the South SPA. General demographic information regarding the South SPA’s homeless population includes the following:
x Gender: An estimated 34.6% of the County’s homeless are female, 64.4% male, and less than 1.0% identify as transgender or gender non-conforming.
x Race/Ethnicity: The 2024 PITS estimates that 59.7% of the County’s homeless are racially White, 23.9% are “multi-racial or other,” 7.8% are Black/African American, 3.9% are Asian, 3.1% are American Indian/Alaska Native, and 1.6% are Native Hawaiian/Pacific Islander. An estimated 30.5% are Hispanic/Latino.
x Age: The 2024 PITS estimates that 9.4% of the County’s homeless are under the age of 18, 4.2% are 18-24, 60.4% are 25-54, 19.0% are 55-64, and 7.0% are 65 and older.

If data is not available for the categories "number of persons becoming and exiting homelessness each year" and "number of daysthat persons experience homelessness," describe these categories for each homeless population type (including chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth):The OC-CoC conducted a Point-in-Time survey of Orange County’s homeless population as part of a national survey. The 2024 PITS estimated the County’s homeless population to be 7,322 individuals, with 641 in the South County SPA, including 101 homeless in San Clemente. The PITS identifies 3,149 sheltered and 4,173 unsheltered homeless, with 150 sheltered and 491 unsheltered in the South County SPA. For San Clemente, the 2024 PITS identifies 36 sheltered and 65 unsheltered homeless.

Consolidated Plan SAN CLEMENTE 38
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 For the past four years, the City has funded its own street Homeless Outreach Team. The team compiles data based on its daily interaction with the City’s homeless population. Based on this assessment, the City estimates there were 82 homeless people in the City (46 unsheltered and 36 sheltered) at roughly the same time the 2024 point-in-time homeless survey was conducted. Below is information specific to San Clemente’s homeless; however, if no specific San Clemente data is available from City staff, estimates are based on South SPA or countywide demographics.
x Chronic Homeless Individuals: HUD defines a chronically homeless individual as an unaccompanied homeless individual (living in an emergency shelter or is unsheltered) with a disabling condition who has been continuously homeless for a year or more or has had at least four episodes of homelessness in the past three years. The 2024 PITS estimates there are 877 sheltered and 1,566 unsheltered chronically homeless in the County – approximately 33.4% of the County’s homeless population. Based on this percentage, it is estimated that 27 of San Clemente’s homeless may be chronically homeless. The PITS estimates that 76.6% of the chronically homeless in the South SPA are unsheltered (this estimate is consistent with data from the City’s Outreach Team). It is estimated that there are 21unsheltered, chronically homeless in the City. x Chronically Homeless Families and Families with Children: The 2024 PITS identifies 347 homeless families comprised of 1,128 individuals or approximately 15.4% of the County’s total homeless population. The City’s Homeless Outreach Team indicates there are no or very few homeless families with children in the City since they are able to link families with local shelter/service providers quickly. x Veterans and their Families: The 2024 PITS reports that 4.5% of the County’s homeless are veterans. This translates to an estimated four veterans among San Clemente homeless; however, the City’s Outreach Team prioritizes providing housing and service linkages to homeless veterans, resulting in few or no veterans among the City’s homeless population. x Unaccompanied Youth: The 2024 PITS reports that 4.2% of the County’s homeless are Transitional Aged Youth (TAY). This translates to an estimated three TAY among San Clemente homeless; however, the Outreach Team reports zero youth homeless in the City. x HIV/AIDS: The 2024 PITS estimated that 3.6% of homeless adults in the County are living with HIV/AIDS. Based on this percentage, it is presumed there could be three homeless individuals with HIV/AIDS in the City. However, the City’s Outreach Team conducts a health assessment for all homeless people with whom they engage. It is reported that no homeless in the City have HIV/AIDS.

The 2024 PITS reports that 48.3% of the region’s homeless experienced homelessness for the first time in the past 12 months. The City’s Outreach Team estimates that 37.0% of the City’s homeless have experienced homelessness for the first time in the past 12 months.

Consolidated Plan SAN CLEMENTE 39
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Nature and Extent of Homelessness: (Optional)
Race: Sheltered: Unsheltered (optional)
Ethnicity: Sheltered: Unsheltered (optional)
Estimate the number and type of families in need of housing assistance for families with children and the families of veterans.

OCHA provided the City with information regarding San Clemente households that submitted applications for rental assistance as of February 2025. (The last time OCHA accepted applications was September 2023.) OCHA reports that 99 San Clemente households are on the waitlist for housing assistance. Of this number, 17 are households with children, 47 are senior households (age 62 and older), and 47 of the applicants indicate they are disabled. Because homeless veterans are provided with priority for rental housing assistance, OCHA staff indicate that there are no veteran households on the waitlist. OCHA estimates it will take approximately four years to work through the waitlist.

Describe the Nature and Extent of Homelessness by Racial and Ethnic Group.

As previously reported, the 2024 PITS estimates that 59.7% of the County’s homeless are racially White,

23.9% are “multi-racial or other,” 7.8% are Black/African American, 3.9% are Asian, 3.1% are American Indian/Alaska Native, and 1.6% are Native Hawaiian/Pacific Islander. An estimated 30.5% are Hispanic/Latino. It is reasonable to assume San Clemente’s homeless population mirrors the racial and ethnic composition of the County’s homeless population.

Describe the Nature and Extent of Unsheltered and Sheltered Homelessness.

The 2024 Orange County homeless survey reports 36 sheltered and 65 unsheltered homeless in San Clemente, for a total of 101. For the same period, the City’s Homeless Outreach Team reports 46 unsheltered and 36 sheltered homeless - a total of 82.

Discussion:

The 2024 PITS of Orange County’s homeless estimates there are 101 homeless in San Clemente – 36 are sheltered, and 65 are unsheltered; however, the City’s Homeless Outreach Team has documented there are 82 homeless (46 unsheltered and 36 sheltered). It is assumed that, to a large extent, the characteristics of the homeless in San Clemente mirror those of the County’s South SPA homeless population, as reported in the 2024 homeless survey.

The 2024 PITS also assessed the number of homeless seniors. Survey data indicates that 11.9% of the County’s homeless are seniors, which translates to an estimated 12 elderly homeless individuals in San Clemente. This is consistent with the City data. The City’s Outreach Team concurs with local service providers that homeless seniors are the fastest-growing homeless population in the region.

Consolidated Plan SAN CLEMENTE 40
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 NA-45 Non-Homeless Special Needs Assessment - 91.205 (b, d) Introduction:

HUD requires that the Consolidated Plan includes a review of relevant data regarding the housing needs of people who have special supportive housing needs but who are not homeless. Certain segments of the population, such as the elderly, disabled, victims of domestic violence, and persons with HIV/AIDS, may experience conditions that make it difficult for them to access affordable housing. Physical or medical conditions, space or supportive service requirements, income, or other factors may impede a household’s ability to obtain decent and affordable housing. This section briefly describes the characteristics of some of these special needs populations in San Clemente.

Describe the characteristics of special needs populations in your community:

Special needs populations include seniors, people with disabilities, victims of domestic violence, and individuals with HIV/AIDS. Information regarding characteristics is provided below.

What are the housing and supportive service needs of these populations, and how are these needs determined?
x Elderly/Frail Elderly: According to the U.S. Census Bureau, 25.8% of San Clemente residents are aged 65 and over (2019-2023 ACS). As detailed in HUD’s housing needs tables (Tables 9 and 10), 2,635 lower-income elderly households are experiencing a housing cost burden – 1,765 are experiencing a severe housing cost burden. As of February 2025, OCHA provides housing assistance to 108 senior households - 47 senior San Clemente households are on OCHA’s housing assistance waitlist. Limited mobility, increased health complications, and fixed income often impact this population, increasing the need for everyday services for the elderly, including nutrition, recreation, transportation, and in-home services.
x Persons with Disabilities: According to the 2019-2023 ACS, approximately 9.8% of San Clemente’s population has one or more disabilities (6,213 residents) - 11.1% of these individuals are living in poverty. Federal laws define a person with a disability as "Any person who has a physical or mental impairment that substantially limits one or more major life activities….” Examples of disabilities include hearing, mobility, visual impairments, chronic alcoholism, and mental illness. As of February 2025, OCHA provides housing assistance to 112 disabled San Clemente households - 47 disabled San Clemente households are presently on the housing assistance waitlist. Consistent with previous analysis, affordable housing opportunities are a challenge for this population, and while the Orange County Regional Center reports they are able to provide access to support services for residents with disabilities, service gaps and housing affordability present ongoing challenges. x Victims of Domestic Violence: There are many forms of domestic violence: intimidation, physical assault, sexual assault, and other abusive behavior that is part of a pattern of control by a partner against another. Nationwide, it is estimated that one in three women and one in four men experience some form of domestic violence by an intimate partner. The California Department of Justice reports that in 2023, 38 calls for assistance related to domestic violence were reported in Consolidated Plan SAN CLEMENTE 41
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 San Clemente. For these individuals, temporary safe housing is vital. The 2024 PITS estimates that 671 of Orange County’s homeless population are victims of domestic violence; 408 of these individuals are unsheltered. Housing and support options are available for victims of domestic violence.
x Persons with HIV/AIDS and their families. The Orange County Health Care Agency reports that as of December 31, 2023, 8,181 Orange County residents are living with HIV. Individuals with HIV/AIDS face a variety of challenges, including maintaining stable housing. Safe, affordable housing may be as crucial to their general health as access to healthcare is. The County Health Care Agency typically estimates the number of people living with HIV at a rate of individuals per 100,000 population. 2021 data indicates that 1 to 155 San Clemente residents may be living with HIV. The County also reports that fewer than 10 new HIV diagnoses were made among City residents in 2023. As previously reported, the City’s Homeless Outreach Team has reported no homeless person in San Clemente has HIV/ADS). Persons with HIV/AIDS may be targets of discrimination, including illegal eviction from their homes when their illness is exposed. Fair Housing laws prohibit housing discrimination against people with disabilities, including people with HIV/AIDS.

Discuss the size and characteristics of the population with HIV/AIDS and their families within the Eligible Metropolitan Statistical Area:

Individuals with HIV/AIDS are considered a special needs group due to their need for health care and supportive services. Persons with HIV/AIDS may face bias and misunderstanding about their illness that may affect their access to housing. Furthermore, they may have trouble balancing their incomes with medical expenses due to their illness, putting them at risk of becoming homeless.

The Orange County Health Care Agency estimated that as of December 2023, 8,181 persons were living with HIV/AIDS in Orange County – fewer than 150 in San Clemente. In 2023, 266 new cases were diagnosed in Orange County. The County reports the following demographic data for individuals diagnosed with HIV/AIDS in 2023:
x Gender: 72.2% male, 18.0% female, and 3.8% transgender female x Race/Ethnicity: 50.8% Hispanic, 30.5% White, 10.5% Asian, and 6.0% Black x Age (by percentage at the age of diagnosis): 0 to 18 – 0%, 19 to 25 – 18.4%, 26 to 35 – 33.1%, 36 to 45 – 24.8%, 46 to 55 – 13.9%, 56 and older – 8.6%
x The six cities with the highest number of people living with HIV/AIDS (in order): Santa Ana, Anaheim, Orange, Garden Grove, Costa Mesa, and Irvine
There is no HIV/AIDS-dedicated housing in San Clemente; however, the County’s Health Care Agency has developed a brochure that provides comprehensive information regarding supportive services, shortterm and long-term housing, and permanent housing programs for individuals with HIV/AIDS (www.ochealthinfo.com/sites/hca/files/import/data/files/81612.pdf).

Consolidated Plan SAN CLEMENTE 42
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 If the PJ will establish a preference for a HOME TBRA activity for persons with a specific category of disabilities (e.g., persons with HIV/AIDS or chronic mental illness), describe their unmet need for housing and services needed to narrow the gap in benefits and services received by such persons. (See 24 CFR 92.209(c)(2) (ii)) The City is not a Participating Jurisdiction in the HOME program.

Discussion:

Certain segments of the City’s population have special needs that may require unique housing options and services. These special needs groups include senior and frail elderly, the disabled, victims of domestic violence, and individuals with HIV/AIDS. While housing and service programs are available to these special needs populations, additional resources may be needed to address individual needs.

Consolidated Plan SAN CLEMENTE 43
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 NA-50 Non-Housing Community Development Needs – 91.215 (f) Describe the jurisdiction’s need for Public Facilities:

Overall, the City's public facilities are in good condition; however, upgrading of aging or deteriorating improvements may be necessary. While most City public facilities have been constructed or upgraded to meet ADA accessibility requirements, the City will continue to identify additional facilities that may need ADA upgrades as regulations are modified. These and other public improvements may be addressed with CDBG funds.

How were these needs determined?
Public facility needs were determined through public input and consultation with City staff.

Describe the jurisdiction’s need for Public Improvements:

Some of San Clemente’s original neighborhoods represent some of Orange County’s oldest communities. The public infrastructure within these areas requires upgrading. Planned improvements to be considered for CDBG funding during the next five years will generally include the following:
x Street Improvements: reconstruction of street pavement, streetscape improvements, medians, and replacement or installation of sidewalks
x ADA Improvements: sidewalk and curb ramp improvements to comply with ADA regulations x Other eligible public infrastructure improvements
How were these needs determined?
Public improvement needs were determined through public input and consultation with City staff.

Describe the jurisdiction’s need for Public Services:

Numerous public, social, and faith-based agencies serve San Clemente’s residents. These organizations address the social, health, and education needs of residents. The demand for public and social services typically exceeds available resources, especially for social safety net services.

How were these needs determined?
Public service needs were determined through public input and consultation with City staff and the City’s Human Services Committee.

Consolidated Plan SAN CLEMENTE 44
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Housing Market Analysis
MA-05 Overview
Housing Market Analysis Overview:

The purpose of the Market Analysis is to provide a picture of the environment in which San Clemente will administer its CDBG programs over the term of the Consolidated Plan. In conjunction with the Needs Assessment, the Market Analysis provides the basis for the Strategic Plan and the programs and projects to be undertaken with HUD resources. Most of the data tables in this section are populated by default with data from the Comprehensive Housing Affordability Strategy (CHAS), a special tabulation of housing data produced by the Census Bureau for HUD. Additional data is derived from the American Community Survey (ACS) and other current data sources. The Market Analysis will also examine barriers to affordable housing, including impediments to fair housing choice.

Consolidated Plan SAN CLEMENTE 45
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 MA-10 Number of Housing Units – 91.210(a)&(b)(2)
Introduction
HUD defines a housing unit as a house, an apartment, or a single room occupied as a separate living quarter or, if vacant, intended for occupancy as a separate living quarter. This section of the Consolidated Plan addresses the housing characteristics of the housing supply in San Clemente, including type, tenure, age, condition, costs, affordability, and availability.

Based on data from Table 23, the majority of San Clemente’s housing stock is comprised of one-unit structures (approximately 69%). Data from the State of California indicates that as of January 1, 2024, the City has a total of 26,794 housing units. Consistent with HUD’s data, the State estimates that 68% of the City’s housing stock is constructed as single attached or detached units. According to Table 24,

65.8% of the City’s housing units are occupied by owners and 34.2% by renters.

All residential properties by number of units
Table 23 – Residential Properties by Unit Number
Property Type Number %
1-unit detached structure 15,860 58%
1-unit, attached structure 3,065 11%
2-4 units 4,000 15%
5-19 units 2,330 9%
20 or more units 1,645 6%
Mobile Home, boat, RV, van, etc. 395 1%
Total 27,295 100%
Data Source: 2016-2020 ACS
Unit Size by Tenure
Table 24 – Unit Size by Tenure
Owners Renters
Number % Number %
No bedroom 20 0% 680 8%
1 bedroom 215 1% 1,660 20%
2 bedrooms 2,435 15% 3,490 42%
3 or more bedrooms 13,355 83% 2,515 30%
Total 16,025 99% 8,345 100%
Data Source: 2016-2020 ACS
Consolidated Plan SAN CLEMENTE 46
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Describe the number and targeting (income level/type of family served) of units assisted with federal, state, and local programs.

According to the City’s Housing Element, there are 508 affordable housing units in 10 different housing project developments in San Clemente; 266 of these units are for lower-income seniors, six are for homeless youths, and the balance is for lower-income families.

Provide an assessment of units expected to be lost from the affordable housing inventory for any reason, such as the expiration of Section 8 contracts.

One affordable housing project (six units) is at risk of converting to market-rate housing in 2025.

Does the availability of housing units meet the needs of the population? The Southern California Association of Governments (SCAG) undertakes a Regional Housing Needs Assessment (RHNA) to quantify the anticipated need for housing within a five-county region, including Orange County. California General Plan law requires each city and county to have land zoned to accommodate its fair share of this regional housing need calculated by SCAG. The State Department of Housing and Community Development (HCD) allocates a numeric regional housing goal to the SCAG figures, which are then mandated to be distributed among the cities and counties in the region. The primary purpose of the RHNA is to ensure a fair distribution of housing among cities and counties within the SCAG region so that every community provides a mix of housing for all economic segments. The housing allocation targets are not building requirements; they are planning goals for each community to accommodate through appropriate planning policies and land use regulations. Allocation targets are intended to ensure that adequate sites and zoning are made available to address anticipated housing demand during the planning period. The distribution of housing needs by income category for each jurisdiction is adjusted to avoid an overconcentration of lower-income households in any community.

For the current planning period (2021 through 2029), the City’s RHNA allocation is 982 housing units.

According to an April 2, 2024, article in the Voice of OC (“How Are Orange County’s Cities Doing At Building Affordable Housing?”), “the last three years show a robust production in above moderate housing and progress in building affordable homes with a big boost due to motel conversions to permanent supportive housing.” According to the State of California Department of Housing and Community Development’s (HCD) Housing Element Implementation and APR Data Dashboard, the construction of 19,790 housing units has been completed in Orange County during the first three years of the current Housing Element Cycle (2021 through 2023). Over 77.5% of completed units are “Above Consolidated Plan SAN CLEMENTE 47
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Moderate Income Units;” 9.7% are “Low-Income Units” (1,927 units, including 34 Extremely Low-Income units). This same data source reports that 238 housing units have been completed in San Clemente for the same three-year period – 11 of these units are “Low Income Units.” HUD data from Table 9 estimates that 7,524 lower-income San Clemente households are experiencing a housing cost burden. Based on the current supply of housing units, there appears to be a gap in the number of affordable units for many residents, especially lower-income households.

Describe the need for specific types of housing:

As previously outlined in the Housing Needs Assessment, housing costs in the region, and specifically the City, present an issue for many households regardless of size or tenure. Among lower-income households, senior and small-related households appear to be experiencing housing cost challenges at a higher rate.

Discussion
The Housing Element establishes San Clemente housing goals based on SCAG’s analysis of regional housing needs. The Housing Element established a strategy to meet these goals, and the City has initiated actions to address housing needs. Despite these actions, the Housing Needs Assessment indicates that many lower-income San Clemente residents are experiencing a housing cost burden, and affordable housing options remain a challenge.

Consolidated Plan SAN CLEMENTE 48
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 MA-15 Housing Market Analysis: Cost of Housing - 91.210(a) Introduction
According to the Los Angeles Almanac, the median Orange County home price in December 2024 was $1,362,000. According to Zillow.com, in December 2024, the “Home Value Index” for San Clemente was $1,644,639. Zillow’s Home Value Index factors sales transactions, tax assessments, and home details such as square footage and location. Zillow’s Home Value for San Clemente represents a 76.6% increase from the 2020 Median Home Value listed in Table 25. For rents, Zillow reports the San Clemente median rent in February 2025 was $4,800.

Cost of Housing
Table 25 – Cost of Housing
Base Year: 2009 Most Recent Year: 2020 % Change
Median Home Value 758,300 931,400 23%
Median Contract Rent 1,634 1,843 13%
Data Source: 2000 Census (Base Year), 2016-2020 ACS (Most Recent Year) Table 26 - Rent Paid
Rent Paid Number %
Less than $500 455 5.5%
$500-999 345 4.1%
$1,000-1,499 1,715 20.5%
$1,500-1,999 2,700 32.3%
$2,000 or more 3,140 37.6%
Total 8,355 100.0%
Data Source: 2016-2020 ACS
Housing Affordability
Table 27 – Housing Affordability
Number of Units affordable to
Households earning
Renter Owner
30% HAMFI 190 No Data
50% HAMFI 625 110
80% HAMFI 3,945 235
100% HAMFI No Data 343
Total 4,760 688
Data Source: 2016-2020 CHAS
Consolidated Plan SAN CLEMENTE 49
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Monthly Rent
Table 28 – Monthly Rent
Monthly Rent ($) Efficiency (no
bedroom)
1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom
Fair Market Rent $2,200 $2,344 $2,783 $3,769 $4,467
High HOME Rent $1,381 $1,479 $1,776 $2,051 $2,288
Low HOME Rent $1,826 $1,958 $2,352 $2,708 $3,001
Market Rent * $2,300 $2,650 $3,750 $6,000 $9,167
Data Source: HUD FMR and HOME Rents * Zillow.com
Is there sufficient housing for households at all income levels? Based on the HUD data tables above, it appears there is a limited supply of housing units affordable to lower-income households. With a median home price of $1,644,639 and a median rent of $4,800, it is evident there is an insufficient supply of affordable housing for households at most income levels. The 2024-2025 Community Indicators, produced by the Orange County Business Council, indicates a minimum Qualifying Income of $349,200 is needed to afford a “traditional median priced home… Only 11% of county residents could afford a median priced home in Q1 2024.” The 2024-2025 Community Indicators also finds that “[t]he hourly wage needed to afford a one-bedroom apartment in Orange County rose from $40.63 in 2023 to $45.08 in 2024, an 11.0 percent increase on top of a previous 10.9 percent increase between 2022 and 2023.” To afford a median-price one-bedroom apartment in 2024, an Orange County resident would need to make $45.08 per hour – equivalent to an annual income of $93,700. A minimum wage worker in Orange County would have to work 113 hours a week to afford a one-bedroom apartment, 134 hours to afford a two-bedroom unit, and 181 hours to afford a threebedroom” [2024-2025 Orange County Community Indicators, pages 81-87].

How is the affordability of housing likely to change, considering changes to home values and/or rents?
According to The State of the Nation’s Housing 2024, a report by the Joint Center for Housing Studies of Harvard University, the Los Angeles-Long Beach-Anaheim metro area had the fourth highest median income housing cost ratio out of 385 US metro areas. As of 2024, the region’s median home price was

10.4 times its median income, a figure that has doubled over the past forty years.” The 2024-2025 Community Indicators reports that “Orange County’s high home prices have driven a decrease in homeownership rates by encouraging residents to rent or even relocate to more affordable areas. The county’s overall homeownership rate fell from 56.5 percent in 2021 to 55.8 in 2022, a decline of 0.7 percentage points. Rental rates had a corresponding increase from 44.2 percent to 43.5 percent.” As the Federal Reserve continues to adjust interest rate policy to control inflation, mortgage rates will likely remain elevated. Future mortgage interest rate fluctuations coupled with threats of property insurance rate increases or cancelations will likely fuel the current trend of fewer homeowners and an increase in renter households.

Consolidated Plan SAN CLEMENTE 50
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 How do HOME rents / Fair Market Rent compare to Area Median Rent? How might this impact your strategy to produce or preserve affordable housing? The City of San Clemente is not a participating jurisdiction in HUD’s HOME program; however, HUD’s current rent limits for the program are listed in Table 28. Comparing these rent levels to rents listed on certain online housing services reveals that significant subsidies or other concessions would be necessary to create units that are affordable to lower-income households.

Discussion
Orange County remains one of the nation’s most expensive housing markets. Data indicates that median home sales prices and monthly rents are out of reach of many lower-income and moderate-income households. Current economic trends also indicate that housing costs will most likely remain out of reach of many of the region’s residents.

Consolidated Plan SAN CLEMENTE 51
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 MA-20 Housing Market Analysis: Condition of Housing – 91.210(a) Introduction
In general, San Clemente’s housing stock is in good condition and well maintained; nonetheless, HUD requires that the City evaluate its condition as part of the Consolidated Plan.

Describe the jurisdiction's definition of "standard condition" and "substandard condition but suitable for rehabilitation":
x Substandard Condition: A dwelling unit that contains a circumstance that endangers the life, limb, health, property, safety, or welfare of the public or the occupants. The conditions that make a property “substandard” are defined in Section 17920.3 of the California Health and Safety Code.
x Substandard Condition but suitable for Rehabilitation: For purposes of the CDBG program, substandard condition but suitable for rehabilitation means that the cost of remedying all substandard conditions plus the current value of the property does not exceed the afterrehabilitation value of the property. x Housing Problems: As defined by HUD:

1. Lack of complete kitchen facilities or lack of complete plumbing facilities

2. More than one person per room

3. Cost burden greater than 30%
Condition of Units
Table 29 - Condition of Units
Condition of Units Owner-Occupied Renter-Occupied
Number % Number %
With one selected Condition 5,675 35% 4,205 50%
With two selected Conditions 140 1% 410 5%
With three selected Conditions 25 0% 0 0%
With four selected Conditions 0 0% 0 0%
No selected Conditions 10,190 64% 3,745 45%
Total 16,030 100% 8,360 100%
Data Source: 2016-2020 ACS
Consolidated Plan SAN CLEMENTE 52
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Year Unit Built
Table 30 – Year Unit Built
Year Unit Built Owner-Occupied Renter-Occupied
Number % Number %
2000 or later 4,455 28% 1,065 13%
1980-1999 5,400 34% 2,335 28%
1950-1979 5,650 35% 4,565 55%
Before 1950 515 3% 395 5%
Total 16,020 100% 8,360 101%
Data Source: 2016-2020 CHAS
Risk of Lead-Based Paint Hazard
Table 31 – Risk of Lead-Based Paint
Risk of Lead-Based Paint Hazard Owner-Occupied Renter-Occupied Number % Number %
Total Number of Units Built Before 1980 6,165 38% 4,960 59% Housing Units built before 1980 with children present 1,900 12% 1,520 18% Data Source: 2016-2020 ACS (Total Units) 2016-2020 CHAS (Units with Children present) Vacant Units
Table 32 - Vacant Units
Suitable for
Rehabilitation
Not Suitable for
Rehabilitation
Total
Vacant Units NA
Abandoned Vacant Units NA
REO Properties NA
Abandoned REO Properties NA
Updated Information
According to the State of California Department of Labor, the City's vacancy rate was 8.1% as of January 1, 2024. There are limited data sources regarding vacant units and REO properties within the City.

According to RealtyTrac, as of February 2025, 27 properties in San Clemente were in some stage of foreclosure (default, auction, or bank-owned).

Need for Owner and Rental Rehabilitation
Based on data from Table 30, approximately 38% of San Clemente’s owner housing stock was built before 1980. Generally, homes built within the last 30 years are in good shape, with minor repairs required. Homes begin to show age after 30 years and can require significant maintenance and even extensive rehabilitation. Data from the Needs Assessment indicates that approximately 3,665 lowerincome homeowners are spending more than 30% of their income on housing. City-funded housing Consolidated Plan SAN CLEMENTE 53
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 rehabilitation assistance can help these households maintain and improve their homes without incurring additional housing costs. If not for the housing rehabilitation assistance program, many low-income seniors would be unable to complete deferred repairs on their older properties.

Table 30 also indicates that approximately 59% of the City’s rental housing stock was built before 1980.

As noted above, housing of this vintage can benefit from rehabilitation assistance programs to address health and safety issues. Current tax regulations provide owners of rental properties with various incentives and opportunities to maintain their investments.

Estimated Number of Housing Units Occupied by Low or Moderate Income Families with LBP Hazards
According to the U.S. Centers for Disease Control and Prevention (CDC), a young child's exposure to lead can result in elevated blood lead levels (BLL), which can increase the risk of damage to the brain and nervous system, slow physical growth and development, hearing and speech problems, and learning and behavior problems. Consequently, the United States banned lead-based paint in 1978; however, lead hazards may still exist in the community in the form of surfaces with deteriorated lead-based paint or pottery and food produced outside of the U.S. The CDC and the State of California Department of Public Health report that in 2022, 106 San Clemente children under the age of six had observable BLL. Of these, none had a BLL of 3.5 micrograms per deciliter (μg/dL); a BLL of greater than 3.5 μg/d is the BLL level the CDC considers “high.”
Table 31 indicates that 11,125 housing units in San Clemente were constructed before 1979; however, CDC and State data suggest that lead-based paint hazards may not be a significant issue in San Clemente. The City’s housing rehabilitation program is designed to identify and address lead-based paint issues as part of the project evaluation process. All units constructed before 1979 are tested for leadbased paint. Based on prior year testing, lead paint is not typically found in these older units.

Discussion
In general, San Clemente’s housing stock is well maintained and in good to excellent condition; however, it is important to note that a significant percentage of the housing stock is over 30 years old. After 30 years, homes may begin to require substantial maintenance and even extensive rehabilitation (e.g., replacement roofs and re-plumbing). Additionally, many residences were constructed before 1978 and thus may have lead-based paint. San Clemente has established a housing rehabilitation program to assist lower-income homeowners in improving their homes and, if necessary, removing lead-based paint hazards.

Consolidated Plan SAN CLEMENTE 54
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 MA-25 Public and Assisted Housing – 91.210(b)IntroductionThere is no public housing in San Clemente. OCHA operates the rental assistance program within the City.Totals Number of Units Table 33 – Total Number of Units by Program Type
Program Type
Certificate ModRehab Public Housing Vouchers Total Projectbased Tenant- based Special Purpose Voucher Veterans Affairs
Supportive
Housing
Family
Unification
Program
Disabled
*
# of units vouchers available 9,925 879 1,669 0# of accessible units*includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home TransitionData Source: PIC (PIH Information Center) Describe the supply of public housing developments:Not applicable Describe the number and physical condition of public housing units in the jurisdiction, including those that are participating in an approved Public Housing Agency Plan:Not applicable Consolidated Plan SAN CLEMENTE 55
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Public Housing Condition
Table 34 - Public Housing Condition
Public Housing Development Average Inspection Score
NA NA
Describe the restoration and revitalization needs of public housing units in the jurisdiction:

Not applicable
Describe the public housing agency's strategy for improving the living environment of lowand moderate-income families residing in public housing:

Not applicable
Discussion:

There are no public housing units in San Clemente
Consolidated Plan SAN CLEMENTE 56
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 MA-30 Homeless Facilities and Services – 91.210(c)IntroductionAs previously discussed, the OC-CoC conducts a biennial point-in-time count of the County’s homeless population and an inventory of shelter beds. Information presented in Table 35 identifies homeless shelter beds in San Clemente.

Facilities and Housing Targeted to Homeless Households
Table 35 - Facilities and Housing Targeted to Homeless Households Emergency Shelter Beds Transitional
Housing Beds
Permanent Supportive Housing
Beds
Year-Round Beds
(Current & New)
Voucher /
Seasonal /
Overflow Beds
Current & New Current & New Under
Development
Households with Adult(s) & Child(ren) 86 9Households with Only Adults 10 5 8 35Chronically Homeless HouseholdsVeteransUnaccompanied Youth Consolidated Plan SAN CLEMENTE 57
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Describe mainstream services, such as health, mental health, and employment services, to the extent those services are used to complement services targeted to homeless persons Aside from outreach and engagement activity, the City of San Clemente does not provide direct services for the homeless; however, it does fund nonprofit agencies that provide housing and support services for the homeless. Case managers at these service agencies work closely with clients to identify and qualify households for appropriate mainstream services and resources. Examples of mainstream services include veterans housing vouchers, veteran medical services, Medical/Medicare, SSI, and TANF. The City’s Homeless Outreach Team provides similar linkages for employment and financial assistance.

List and describe services and facilities that meet the needs of homeless persons, particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth. If the services and facilities are listed on screen SP-40 Institutional Delivery Structure or screen MA-35 Special Needs Facilities and Services, describe how these facilities and services specifically address the needs of these populations.

As indicated in Table 35, there are 100 emergency shelter beds (including five emergency housing vouchers) and 18 transitional housing beds in the City of San Clemente. Most of these shelter beds are targeted at homeless families with children (96 beds). It is important also to note that 54 of the total shelter beds are reserved for victims of domestic violence (42 emergency and 12 transitional beds managed by Laura’s House). The OC-CoC also reports there are 35 permanent supportive housing beds for chronically homeless individuals in the City; however, these units are identified as scatter-site, so it is likely all beds are not located in San Clemente but throughout the South SPA.

Consolidated Plan SAN CLEMENTE 58
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 MA-35 Special Needs Facilities and Services – 91.210(d) Introduction
HUD requires that the Consolidated Plan describe, to the extent information is available, facilities and services that are available to assist people who are not homeless but who have special needs.

Including the elderly, frail elderly, persons with disabilities (mental, physical, developmental), persons with alcohol or other drug addictions, persons with HIV/AIDS and their families, public housing residents, and any other categories the jurisdiction may specify and describe their supportive housing needs
x Senior and Frail Elderly: San Clemente has several skilled nursing and residential care facilities.

Based on consultation with the Council on Aging - Southern California, it has been determined that there are 448 residential care beds in 21 facilities in San Clemente. The bulk of these facilities are six-bed facilities operating in residential neighborhoods. Three larger facilities offer 80, 130, and 131 beds. According to OCHA’s “Affordable Rental Housing List,” there are two affordable senior housing developments in the City with 147 total units; 99 are affordable for lower-income seniors. OCHA also reports that 108 San Clemente Elderly households receive federal rental assistance as of February 2025.
x Disabled: According to OCHA’s “Affordable Rental Housing List,” there are two affordable housing developments (18 units) exclusively for individuals with disabilities in the City. OCHA also reports that 112 San Clemente disabled households receive federal rental assistance as of February 2025.

Both federal and state regulations require that most new housing developments include a certain percentage of units that are accessible for individuals with disabilities. The City enforces these requirements as applicable.
x Group Homes/Quarters: The State reports that as of January 2024, there are 279 San Clemente residents living in group housing. Examples of group quarters include homes for the mentally disabled and physically disabled, seniors, and those recovering from substance addiction. In recent years, some recovery homes have had negative impacts on residential neighborhoods. Due to federal and state regulations, the City’s ability to take certain enforcement actions is limited; nonetheless, the City continues to monitor and seek avenues to address and mitigate neighborhood impacts caused by problematic operators.
x HIV/AIDS Housing: As previously outlined, there are no shelters or permanent housing units for persons with HIV/AIDS in San Clemente.
x Public Housing Residents: San Clemente does not have public housing. As of February 2025, 172 households in San Clemente were receiving a rental housing voucher or certificate from OCHA.

Describe programs for ensuring that persons returning from mental and physical health institutions receive appropriate supportive housing
The OC-CoC is responsible for developing the region’s Plan to End Homelessness. This plan will include the County’s discharge plan. The discharge plan will help ensure individuals leaving institutional or Consolidated Plan SAN CLEMENTE 59
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 medical facilities do not exit directly into homelessness. The plan will outline protocols for discharge from public facilities (such as jails) and public systems (such as the foster care system). It will establish protocols to identify and assess those at risk of homelessness and link them to needed services.

Additionally, most homeless service providers involved with shelter operations are required to develop a management plan and protocols to ensure clients of respective programs receive appropriate housing and services at discharge. Furthermore, the regional CoC Coordinated Entry System will help assess the vulnerability of individuals leaving institutions and link the neediest with appropriate housing and support services.

Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. 91.315(e)
The City will continue to support various organizations that provide services to people with special needs, including the agencies listed below. However, not all programs listed have received or will receive financial assistance from the City.
x CUSD Family Resource Center & Learning Links Program: A variety of services for families with children under five years old
x South County Outreach: Services include food, rental assistance, and job search. Transitional apartments are available to qualified applicants - including San Clemente residents x Camino Health Services and Dental Clinic: Low-cost primary and general medical services available to low-income and indigent San Clemente residents x Family Assistance Ministries: Services include food rent and utility assistance. A continuum of shelter and housing for homeless families with children is also available to San Clemente residents
x Vocational Visions: Various services for adults with intellectual and developmental disabilities
For entitlement/consortia grantees: Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. (91.220(2)) San Clemente is not a HOME program participating jurisdiction.

Consolidated Plan SAN CLEMENTE 60
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 MA-40 Barriers to Affordable Housing – 91.210(e)
Negative Effects of Public Policies on Affordable Housing and Residential Investment The City has little control over market variables that impact the cost of housing, such as the cost of land and construction supplies, materials, and labor. The City’s Housing Element does identify several “constraints” that may act as barriers to the creation of affordable housing opportunities in the City. x Land Use Controls: The City’s General Plan is the policy document that establishes the location and amount of land that will be allocated to residential development and establishes the intensity of development (in terms of unit densities and the total number of units). In general, higher densities allow developers to take advantage of economies of scale, reduce the per-unit cost of land and improvements, and reduce development costs. Reasonable density standards ensure the opportunity for higher-density residential uses to be developed within a community; therefore, San Clemente’s development standards do not unduly restrict development. x Zoning: Zoning is the primary tool for implementing the Land Use Element. It is designed to protect and promote public health, safety, and welfare. Zoning regulates the use and development of residential parcels, which can impact the cost of housing development. Since zoning is essential for promoting design standards and enhancing residents' quality of life, it is not considered a hindrance to developing quality housing. x Building Code: Building and safety codes are adopted to preserve public health and safety and ensure the construction of safe and decent housing. Codes and standards have the potential to increase the cost of housing construction; however, these regulations provide minimum standards that must be complied with in order to ensure the construction of safe and accessible housing.
x Planning and Development Fees: The State allows local jurisdictions to assess planning and development fees to recoup costs for essential services and infrastructure that are needed for the development of new housing. To enact an impact fee, State law requires that the City demonstrate the “nexus” between the development and the impact being mitigated by the fee.

The fee must be proportional to the impact caused by the development. Development impact fees are a cost factor in housing development. According to the Housing Element, the City’s building and engineering impact fees total approximately $20,000 per unit. This amount does not include third-party assessments for transportation and schools. x Permit and Processing Procedures: The processing time required to obtain approval of development entitlements and building permits is often cited as contributing to construction costs. In development parlance, “time is money,” and developers can incur significant holding costs while waiting out a delay. The City’s development review process is designed to accommodate housing development applications of various levels of complexity, which require different entitlements and does not “unduly constrain housing.” x Environmental Review: State and federal laws (e.g., the California Environmental Quality Act and the National Environmental Policy Act) require an environmental review of projects and programs. Costs and delays resulting from the environmental review process are added to the Consolidated Plan SAN CLEMENTE 61
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 cost of developing housing in the form of carrying costs, which a buyer or tenant ultimately pays.
x Coastal Zone: The Coastal Zone is generally defined as the land area that extends 1,000 yards inland from the mean high tide line of the Pacific Ocean. The Coastal Zone comprises 2.79 square miles of the City’s 18.45 square miles (15% of the total land area). The Coastal Act implements many development restrictions, including a mandate to replace any low-income housing demolished within the Coastal Zone. A fee may be paid in lieu of replacing a unit. The California Coastal Act requires each local government lying wholly or partly within the Coastal Zone to prepare a Local Coastal Program (LCP). San Clemente has a certified LCP but does not currently have a certified Implementation Plan; therefore, in addition to local approvals, development proposals within the Coastal Zone must also be approved by the California Coastal Commission. This additional process can add time and cost to development and may act as a deterrent to developers of affordable housing.

Consolidated Plan SAN CLEMENTE 62
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 MA-45 Non-Housing Community Development Assets – 91.215 (f)IntroductionAccording to the data from Table 37, San Clemente has a workforce of 33,155 individuals and an unemployment rate of 4.37%. The California Employment Development Department pegged the City’s December 2024 unemployment rate at 3.5%. This rate was lower than the 3.8% recorded for all of Orange County and the 5.2% recorded for California for the same period.Economic Development Market AnalysisBusiness Activity Table 36 - Business Activity
Business by Sector Number of
Workers
Number of
Jobs
Share of
Workers
%
Share of Jobs
%
Jobs less
workers
%
Agriculture, Mining, Oil & Gas Extraction 170 7 1 0 -1Arts, Entertainment, Accommodations 3,573 3,542 15 15 0Construction 1,564 2,829 7 12 5Education and Health Care Services 3,494 2,501 15 11 -4Finance, Insurance, and Real Estate 2,002 1,146 8 5 -3Information 758 136 3 1 -3Manufacturing 1,861 2,229 8 9 2Other Services 866 870 4 4 0Professional, Scientific, Management Services 3,291 2,427 14 10 -3Public Administration 0 0 0 0 0Retail Trade 2,523 2,190 10 9 -1Transportation and Warehousing 580 85 2 0 -2Wholesale Trade 1,526 1,479 6 6 0Total 22,208 19,441 -- -- --Data Source: 2016-2020 ACS (Workers), 2020 Longitudinal Employer-Household Dynamics (Jobs) Consolidated Plan SAN CLEMENTE 63
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Labor Force
Table 37 - Labor Force
Total Population in the Civilian Labor Force 33,155
Civilian Employed Population 16 years and over 31,685
Unemployment Rate 4.37
Unemployment Rate for Ages 16-24 7.89
Unemployment Rate for Ages 25-65 3.33
Data Source: 2016-2020 ACS
Table 38 – Occupations by Sector
Occupations by Sector Number of People
Management, business, and financial 11,300
Farming, fisheries, and forestry occupations 635
Service 2,215
Sales and office 7,780
Construction, extraction, maintenance and repair 1,780
Production, transportation and material moving 1,145
Data Source: 2016-2020 ACS
Travel Time
Table 39 - Travel Time
Travel Time Number Percentage
< 30 Minutes 13,438 52%
30-59 Minutes 9,326 36%
60 or More Minutes 3,281 13%
Total 26,045 100%
Data Source: 2016-2020 ACS
Education:

Educational Attainment by Employment Status (Population 16 and Older) Table 40 - Educational Attainment by Employment Status
Educational Attainment In Labor Force
Civilian Employed Unemployed Not in Labor
Force
Less than high school graduate 1,250 50 370
High school graduate (includes equivalency) 2,950 170 960 Some college or Associate's degree 7,640 485 2,530
Bachelor's degree or higher 14,195 440 2,925
Data Source: 2016-2020 ACS
Consolidated Plan SAN CLEMENTE 64
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Educational Attainment by Age
Table 41 - Educational Attainment by Age
Age
18–24 yrs 25–34 yrs 35–44 yrs 45–65 yrs 65+ yrs
Less than 9th grade 60 145 405 420 330
9th to 12th grade, no diploma 240 95 105 500 310
High school graduate, GED, or
alternative 895 845 910 2,325 1,930
Some college, no degree 1,800 1,765 1,395 4,290 2,340
Associate's degree 310 620 710 1,960 1,605
Bachelor's degree 540 2,190 2,865 6,140 2,920
Graduate or professional degree 105 1,065 1,410 3,945 2,775 Data Source: 2016-2020 ACS
Educational Attainment – Median Earnings in the Past 12 Months Table 42 – Median Earnings in the Past 12 Months
Educational Attainment Median Earnings in the Past 12 Months Less than high school graduate 38,815
High school graduate (includes equivalency) 42,988
Some college or Associate's degree 88,926
Bachelor's degree 199,050
Graduate or professional degree 195,279
Data Source: 2016-2020 ACS
Based on the Business Activity table above, what are the major employment sectors within your jurisdiction?
According to Table 36, four major business activity sectors account for 54% of total “workers” and 45% of total “jobs.”
x Arts, Entertainment, Accommodations: 15% of Workers and 15% of Jobs x Education and Health Care Services: 15% of Workers and 11% of Jobs x Professional, Scientific, Management Services: 14% of Workers and 10% of Jobs x Retail: 10% of Workers and 9% of Jobs
This data corresponds with a list of the City’s top five employers:
x Capistrano Unified School District
x The Fisherman’s Restaurants
x Albertsons
x Ralphs
x ICU Medical
Consolidated Plan SAN CLEMENTE 65
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Describe the workforce and infrastructure needs of the business community:

The Economic Development Element, a component of the City’s General Plan, is San Clemente’s primary economic development strategy document. This document establishes “goals and policies to guide decisions about public and private investment in and opportunities for improved quality of life through economic growth.”
As evident by HUD's data tables, San Clemente has a diverse workforce, with prominence in education/health care, professional, retail, and arts/entertainment-related jobs. The City’s economic development strategy is focused on enhancing an environment to support growth in these employment sectors. This will be accomplished by supporting activities that enhance retail districts and centers, creating an environment to attract visitors, and improving technology and communications infrastructure to meet the needs of local businesses and residents. With respect to public infrastructure, the Economic Development Element supports the use of business improvement districts for various business/commercial areas. Within these districts, the need for physical improvements, such as parking facilities, landscaping, lighting, and pedestrian and bicycle facilities, will be assessed. Additionally, improvements to the City’s communications and information technology infrastructure are needed to remain a competitive location for business development.

Describe any major changes that may have an economic impact, such as planned local or regional public or private sector investments or initiatives that have affected or may affect job and business growth opportunities during the planning period. Describe any needs for workforce development, business support or infrastructure these changes may create.

Two significant economic events have occurred in the City that may impact job growth within the community.

In 2016, Saddleback Memorial Medical Center in San Clemente closed, resulting in the loss of approximately 100 full-time and part-time jobs (primarily healthcare service jobs). Presently, the site is being redeveloped into a senior housing and medical center campus. The development will include 250 senior housing units, with approximately 20% of the units designated as affordable. A 7,500-square-foot health and urgent care center in a separate building will also be constructed.

In November 2015, phase one of a 500,000-square-foot outlet shopping center opened. The project has generated significant annual sales tax revenue for the City and created hundreds of jobs. Phase two of the project includes a hotel and conference center with additional retail and restaurant space.

Additional office and commercial/retail development is also planned for the outer ring of the center.

The entitlements for some of these improvements have been approved; however, the COVID-19 pandemic and the subsequent economic turmoil have delayed several aspects of the project.

Construction of the Providence Health Care Center is close to completion, and the other phase two improvements are slated to begin. A second medical office (Hoag Medical) is also under construction at a different retail center.

Consolidated Plan SAN CLEMENTE 66
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 How do the skills and education of the current workforce correspond to employment opportunities in the jurisdiction?
One of the core initiatives of the Orange County Business Council is to “[e]nsure a pipeline of skilled workers for Orange County’s diverse businesses and help provide resources leading to employee retention.” The Business Council’s 2024 annual report indicates that a skilled workforce is needed to keep pace with new industries, such as space travel and electric vehicles, that are headquartered in Orange County and to support established business sectors, such as medical device development and manufacturing, tourism, and health care. The City has developed an economic development strategy to enhance “San Clemente’s quality of life by providing local goods and services and expanding employment and business opportunities.” The City’s Economic Development Element refers to the Centennial General Plan Strategic Implementation Program (SIP) for its action plan. The SIP indicates that the City will partner with regional business support agencies, such as the Orange County Workforce Investment Board and the Orange County Small Business Development Center, to ensure businesses in San Clemente are aware of and have access to workforce recruitment and training services, and to ensure residents are aware of and have access to job search and business start-up training.

Describe any current workforce training initiatives, including those supported by Workforce Investment Boards, community colleges and other organizations. Describe how these efforts will support the jurisdiction's Consolidated Plan.

As indicated above, the City’s Economic Development Element implementing measures (via the SIP) include support for regional business agencies, such as the Orange County Workforce Investment Board and the Orange County Small Business Development Center. The SIP also indicates that City staff will meet with higher education administrators, trade school organizations, and local businesses to ascertain the best opportunities to attract an educational or occupational training anchor in the City’s Professional Business Overlay area.

Does your jurisdiction participate in a Comprehensive Economic Development Strategy (CEDS)?
No
If so, what economic development initiatives are you undertaking that may be coordinated with the Consolidated Plan? If not, describe other local/regional plans or initiatives that impact economic growth.

In addition to the initiatives and action steps listed above, the Economic Development Element/SIP also indicates the following will be implemented:
x Continue to support and promote an annual business awards program to recognize San Clemente’s outstanding businesses
Consolidated Plan SAN CLEMENTE 67
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 x Implement and update the Technology Strategic Plan as needed to reflect new technology initiatives and technological advancements while adapting to changing business needs and financial conditions.
x Develop Geographic Information System solutions for public engagement, spatial analysis, mapping, and visualization.
x Update the economic development strategy, prioritizing resources that achieve a jobs-housing balance, attract visitors, and create shopping and entertainment districts that generate retail sales and jobs.

Discussion
As outlined previously, San Clemente has a low unemployment rate; nonetheless, the City is actively involved in efforts to expand employment opportunities for residents and improve the local business environment. The Economic Development Element is the City’s primary document regarding goals and policies to implement this strategy.

Consolidated Plan SAN CLEMENTE 68
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 MA-50 Needs and Market Analysis Discussion
Are there areas where households with multiple housing problems are concentrated? (include a definition of "concentration")
Based on data from the Housing Needs Assessment, it has been determined housing cost burden and severe housing cost burden are the most prevalent housing problem in San Clemente. Based on an evaluation of HUD data, it has been determined that in three Census Tracts, the majority of residents have a housing cost burden.
x 0422.06: 53.4% of residents have a housing cost burden (this Census Tract is shared with the adjacent jurisdiction)
x 0421.05: 53.3% of residents have a housing cost burden x 0421.07: 52.8% of residents have a housing cost burden See Appendix 3 - Map C.

Are there any areas in the jurisdiction where racial or ethnic minorities or low-income families are concentrated? (include a definition of "concentration") For this discussion, a concentration of racial or ethnic minorities is defined as a Census Tract where the percentage of members of a racial or ethnic group is at least 10% points greater than the citywide percentage.

As detailed in the Housing Needs Assessment, Asians and Hispanics comprise the community’s largest minority populations – 4.6% and 17.8%, respectively.
x Asians: Census Tract 0421.05 has the largest concentration of Asian residents (15.8%) and a concentration of residents experiencing a housing cost burden (53.3%). x Hispanics: Census Tract 0421.07 has the largest concentration of Hispanic/Latino residents (32.3%) and a concentration of residents experiencing housing cost burden (52.8%).

What are the characteristics of the market in these areas/neighborhoods? The Census Tract with a Hispanic/Latino concentration is within the City’s CDBG-eligible area. This Tract is located just south of the 5 Freeway near Camino Real in the central section of San Clemente. Housing in this area is predominantly apartments and condominiums, with some single-family homes.

Neighborhoods in the tract are among the City’s oldest, with approximately 200 properties built in the 1920s. The area is also one of the most densely populated neighborhoods in the City, with a mix of owner-occupied and rental units.

With respect to the Asian concentration tract, the identified tract is not within the City’s CDBG-eligible area. The tract is the southmost in the City, boarding the County Line and U.S.M.C Base Camp Pendelton. Interstate 5 and retail/commercial uses along El Camino Real act as the westerly border. An Consolidated Plan SAN CLEMENTE 69
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 affluent private residential community is the core of this tract; however, several multi-family apartment complexes buttress against the gated community.

Are there any community assets in these areas/neighborhoods? Census Tract 0421.05: This area of the City is also well known for its access to world-famous surfing spots (Trestles and Old Man’s). San Clemente and San Mateo State Parks are situated within this tract.

Otherwise, the area is primarily residential.

Census Tract 0421.07: The area has several community assets. Maxx Berg Park is the neighborhood focal point, the location of many community and neighborhood events. Adjacent to the park is Las Palmas Elementary School. This school is also an important asset to the neighborhood, serving as the staging point for many community and educational initiatives. Other neighborhood resources include the Boys and Girls Club, St. Clements By the Sea Church, and the Capistrano Unified School District Family Resource Center.

Are there other strategic opportunities in any of these areas? Census Tract 0421.05 is in the older section of San Clemente. The area is built out and has limited development opportunities; however, there may be opportunities to rehabilitate existing structures.

Census Tract 0421.07 is in the older section of San Clemente. The area is built out and has limited development opportunities; however, there may be opportunities to rehabilitate existing structures.

Additionally, this area has been identified for the installation of public improvements, such as sidewalks.

Consolidated Plan SAN CLEMENTE 70
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 MA-60 Broadband Needs of Housing occupied by Low- and Moderate-Income Households - 91.210(a)(4), 91.310(a)(2)
Describe the need for broadband wiring and connections for households, including low- and moderate-income households and neighborhoods.

Consolidated Plan regulations require the City to address internet connectivity needs in the community, especially the challenges faced by lower-income households accessing the internet. With the evolution of technological products and services such as e-commerce, online banking, and on-demand entertainment, broadband internet access and the underlying infrastructure have become a necessity.

BroadbandNow is a web-based organization dedicated to providing consumers with information regarding internet service providers in their area. BroadbandNow reports that 90.0% of Californians and

98.7% of Orange County residents have access to internet services. According to BroadbandNow, 90.5% of San Clemente properties have access to broadband internet. Cox Communications provides broadband service to 94.2% of these properties via cable. AT&T is available to approximately 98% of these properties with a combination of DSL, fiber optics, and 5G. Several additional providers offer satellite or 5-G-based broadband service.

Describe the need for increased competition by having more than one broadband Internet service provider serve the jurisdiction.

In August 2020, the Institute for Local Self-Reliance (ILSR) published a report entitled “Profiles of Monopoly: Big Cable and Telecom.” The ILSR is a national nonprofit research and educational organization with a mission to provide innovative strategies and information to support strong, community-rooted local economies. The subject report was published to provide information about broadband competition and to explore if large service providers minimized head-to-head competition with each other and how this impacts prices. The report found that nationally, two cable companies had “some 52 million subscribers… whereas the next five largest telecom companies only had about 30 million subscribers.” In some markets, consumers were only provided with two internet service providers: one option for broadband and a slower and less reliable DSL option.

In an article titled “Broadband Competition Helps to Drive Lower Prices and Faster Download Speeds for U.S. Residential Consumers” (Dan Mahoney and Greg Rafert, November 2016), the researchers opined that decision-makers should consider that competition in the broadband marketplace can lower prices, increase product quality, or both. Mahoney and Rafert found that when the number of broadband competitors increases, the cost of service could decrease from 34% to 37%. As outlined above, there is competition for broadband service in San Clemente; however, for lower-income households, the cost of broadband may still be prohibitive.

Most broadband service providers in Orange County participated in the Affordable Connectivity Program (ACP); however, as of February 2024, funds have been exhausted. The ACP provides eligible households with a $30 discount on monthly broadband internet service. Sans the reauthorization of the program, Consolidated Plan SAN CLEMENTE 71
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 most broadband service providers continue to provide reduced-cost service to qualified lower-income households. Cox provides internet service for qualified households for $9.95 a month. AT&T’s Access program provides basic broadband internet service for low-income families for $30 per month.

Consolidated Plan SAN CLEMENTE 72
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 MA-65 Hazard Mitigation - 91.210(a)(5), 91.310(a)(3)
Describe the jurisdiction’s increased natural hazard risks associated with climate change.

The City of San Clemente's Local Hazards Mitigation Plan (LHMP) seeks to prevent the loss of life and property damage resulting from natural or human-caused hazards. The City’s LHMP lists, assesses, and ranks potential hazards based on their probability of occurrence and the magnitude of potential impacts. The LHMP identified four hazards as “high” risk: coastal erosion, landslide, severe weather, and wildfire. The LHMP states that climate change has the potential to exacerbate several existing hazards in the City; accordingly, the plan includes a “Climate Change Consideration” narrative for referenced hazards.

Coastal Erosion: Coastal erosion is the process by which wave action, coastal storms, and coastal flooding remove sand or wear down/carry away coastal rocks and soil. It is argued that rising sea levels are the result of temperature increases in the world’s oceans, resulting in increasing storm frequency and, consequently, the erosion of coastal areas.

Landslide and Slope Failure: When a hillside or slope becomes unstable, downslope movement of rock and soil occurs under the direct influence of gravity. Either earthquakes or saturated slopes usually induce landslides. Earthquakes are not linked to climate change; however, heavy rains may be affected by climate change and can contribute to saturated soil and landslides.

Severe Weather: * Extreme heat refers to temperatures that are significantly higher than average for a particular location and time of year. For San Clemente, excessive heat is generally considered to occur when the air temperature is 100°F or greater for two or more consecutive days. As global temperatures rise, extreme heat events may increase in occurrence and duration. * Heavy rain refers to events during which the rainfall in a location substantially exceeds normal rainfall conditions. Climate change has been linked to increased precipitation and more frequent and severe storms, which may cause secondary impacts such as flooding. * Santa Ana Winds occur when air from the dry, desert region of the southwestern U.S. flows westward toward low pressure located off the California coast. These strong winds can cause significant property damage and increase wildfire risk because of the dryness of the winds and the speed at which they can spread a fire across the landscape. It is asserted that wind patterns and velocity may be altered by climate change.

Wildfire: A wildland fire is a large destructive fire that spreads quickly over woodland or brush.

Uncontrolled fires threaten lives, property, natural resources, and wildlife habitats. A wildland-urban interface exists where urban/suburban development presses up against open wildland areas. A wildland-urban interface is present in the eastern inland portion of the City near Caspers Wilderness Park and Marine Corps Base Camp Pendleton, which is adjacent to San Clemente. Climate change can cause an increase in temperatures and more frequent and intense drought conditions, which are contributing factors to more frequent and severe wildfires.

Describe the vulnerability to these risks of housing occupied by low- and moderate-income households based on an analysis of data, findings, and methods.

The LHMP assesses the community’s vulnerability to the identified hazards.

Consolidated Plan SAN CLEMENTE 73
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Coastal Erosion: Increased coastal erosion could cause severe flooding, which could result in displacing residents and destroying homes and businesses. Characteristics of residents living in vulnerable areas along the coastline, including many households that are housing cost-burdened, uninsured, racial/ethnic minorities, and the homeless.

Landslide and Slope Failure: Nearly the entire City of San Clemente is composed of potentially unstable soils that are conducive to landslides and slope failure. Approximately 16,293 residential units are located within the landslide hazard area. Vulnerable residential units multiplied by the average of 2.7 persons per household for San Clemente indicate that approximately 43,991 people reside in a landslide hazard zone. Characteristics of residents living in vulnerable landslide areas include many households that are housing cost-burdened, uninsured, racial/ethnic minorities, and the homeless.

Severe Weather: Severe weather events could impact the entire City; therefore, all residents are considered vulnerable to severe weather hazards, including households that are housing cost-burdened, uninsured, racial/ethnic minorities, and the homeless.

Wildfire: Significant areas of the City, particularly those along its southern and eastern borders, are highly vulnerable to wildfire hazards. Approximately 4,927 residential units are located within the wildfire hazard area. Vulnerable residential units multiplied by the average of 2.7 persons per household for San Clemente indicates that approximately 13,303 people reside in a wildfire hazard zone. Census Tract 0421.13, which is located in a wildfire hazard area, has been identified as one of the City’s Census Tracts with the highest percentages of cost-burdened residents, uninsured residents, minority populations, and populations who speak English “less than well.” Consolidated Plan SAN CLEMENTE 74
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Strategic Plan
SP-05 Overview
Strategic Plan Overview
The Strategic Plan is the centerpiece of the City of San Clemente’s 2025–2029 Consolidated Plan. The plan identifies the activities the City will consider or undertake during the five-year Consolidated Plan cycle. In addition to identifying resources, goals, and objectives to implement housing and community development activities, the Strategic Plan has several sub-strategies, including addressing homeless issues, overcoming barriers to affordable housing, and program/project monitoring efforts.

The City’s overall objective for the CDBG program mirrors HUD’s objectives for the program: to create a viable community by providing decent housing, a suitable living environment, and economic opportunities for persons of low- and moderate-income. To accomplish these objectives, the following Consolidated Plan goals have been identified based on the consultation process:
x Improve or expand the supply of housing affordable to lower-income households x Provide or improve public infrastructure and facilities that benefit low- and moderate-income neighborhoods and residents
x Provide or improve access to public social services for low- and moderate-income persons and persons with special needs
x Provide a continuum of housing and supportive services for households at risk of homelessness and the homeless
x Expand or preserve economic opportunities for lower-income residents or small businesses that serve lower-income residents
x Provide program administration and planning activities needed to carry out actions that address needs identified in the Consolidated Plan, including services to affirm fair housing laws All programs and projects are subject to the availability of CDBG funds and the City’s annual budget adoption process.

Consolidated Plan SAN CLEMENTE 75
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 SP-10 Geographic Priorities – 91.215 (a)(1)
Geographic Area
Table 43 - Geographic Priority Areas
1 Area Name: CDBG Census Tracts
Area Type: Local Target area
Other Target Area Description: Low- and Moderate- Area
HUD Approval Date: 4/1/24
% of Low/Mod: 52.5%
2 Area Name: Citywide
Area Type: Citywide program or activity
Other Target Area Description: Citywide
General Allocation Priorities
Describe the basis for allocating investments geographically within the jurisdiction (or within the EMSA for HOPWA)
To determine which activities will receive CDBG funding during the 2025-2029 Consolidated Plan cycle, the City utilized a priority ranking system:
x High Priority: The City will fund activities that address high-priority needs during the five-year Consolidated Plan cycle, provided adequate CDBG resources are available. x Low Priority: The City may or may not fund a low priority need activities during the five-year Consolidated Plan cycle.

CDBG funds will be allocated citywide for activities that primarily benefit qualified low- and moderateincome households (i.e., limited-clientele activities). Other activities, such as public improvements, will be limited to CDBG Target areas (see Appendix 3 - Map D), except for ADA-related improvements, which may be carried out on a much broader basis.

The City does not receive Housing Opportunities for Persons With AIDS (HOPWA) funds.

Consolidated Plan SAN CLEMENTE 76
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 SP-25 Priority Needs - 91.215(a)(2)
Priority Needs
Table 44 – Priority Needs Summary
1 Priority Need
Name
Public Improvements
Priority Level High
Population Moderate
Non-housing Community Development
Geographic Areas
Affected
CDBG Eligible Area
Citywide
Associated Goals Infrastructure and Facility Improvements Description Installation of new or rehabilitation of existing public infrastructure and public facility improvements
Basis for Relative
Priority
Needs analysis, City department consultation, and public input 2 Priority Need
Name
Affordable Housing
Priority Level High
Population Extremely Low
Low
Moderate
Geographic Areas
Affected
Citywide
Associated Goals Housing Preservation
Description Loans, grants, and other forms of subsidies to preserve, improve or expand the City's supply of housing affordable to lower-income households Basis for Relative
Priority
Needs analysis and public input
3 Priority Need
Name
Public Services
Priority Level High
Population Extremely Low
Low
Moderate
Other – Presumed beneficiaries
Consolidated Plan SAN CLEMENTE 77
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Geographic Areas
Affected
Citywide
Associated Goals Public Social Services
Description Social service programs that provide services to low- and moderate-income residents
Basis for Relative
Priority
Needs Assessment, service providers' input, and public input 4 Priority Need
Name
Homeless Support Services and Housing
Priority Level High
Population Chronic Homelessness
Individuals
Families with Children
Geographic Areas
Affected
Citywide
Associated Goals Homeless Continuum of Care
Description A continuum of housing and support services for persons at risk of homelessness and the homeless
Basis for Relative
Priority
Needs Assessment, service providers' input, and public input 5 Priority Need
Name
Economic Opportunities
Priority Level Low
Population Moderate
Geographic Areas
Affected
CDBG Eligible Area
Associated Goals Economic opportunities for low- and moderate-income residents Description Grants and other forms of assistance to improve or expand for local businesses
Basis for Relative
Priority
Needs Assessment and public input
6 Priority Need
Name
Administration and Planning
Priority Level High
Population Other
Consolidated Plan SAN CLEMENTE 78
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Geographic Areas
Affected
Citywide
Associated Goals Program Administration
Description Program oversight and coordination, including fair housing services Basis for Relative
Priority
HUD required
Narrative (Optional)
The Fair Housing Act of 1968 requires HUD and its program participants to administer housing and urban development programs in a manner that does not discriminate directly or indirectly based on race, color, religion, sex, national origin, age, familial status, disability, or other personal or familiar attribute.

The Fair Housing Act not only prohibited discrimination in housing-related activities and transactions but also requires entities to affirmatively further fair housing. The 2025-2029 Orange County Regional Assessment of Fair Housing (OC-AFH) is the primary policy document utilized by Orange County HUD grantees for this purpose. HUD encourages jurisdictions to consult with one another and initiate metropolitan-wide planning to address impediments to fair housing choice.

During the past Consolidated Plan cycles, the City participated in the development of a regional or multicity Analysis of Impediments to Fair Housing Choice (AI). For the 2025-2029 cycle, San Clemente has joined with other Orange County cities and the County of Orange to develop a regional Assessment of Fair Housing (AFH). The county-wide AFH evaluates existing demographic data, past fair housing enforcement activity for each partner community, mortgage lender data, existing housing and land use public policies, and other variables. Based on an extensive analysis of data and the input of residents, a list of impediments to fair housing choice for the participating jurisdictions has been developed. A corresponding set of action steps to address these barriers and affirmatively further fair housing has also been prepared. The 2025-2029 OC-AFH is incorporated into this Consolidated Plan as Attachment A.

Consolidated Plan SAN CLEMENTE 79
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 SP-30 Influence of Market Conditions – 91.215 (b)
Influence of Market Conditions
Table 45 – Influence of Market Conditions
Affordable
Housing Type
Market Characteristics that will influence
the use of funds available for housing type
Tenant Based
Rental Assistance
(TBRA)
This type of activity is typically not CDBG-eligible
TBRA for NonHomeless Special
Needs
This type of activity is typically not CDBG-eligible
New Unit
Production
CDBG cannot be used for this type of activity; however, funds can be used for certain pre-development costs or off-site public improvements. The Needs Assessment and the Housing Market Analysis indicate there is a shortage of housing units affordable to lower-income households; however, due to the size of the City’s annual CDBG allocation, it is unlikely funds will be used for this purpose. A substantial amendment to the Consolidated Plan may be necessary if future funding is allocated for this type of activity.

Rehabilitation The Housing Market analysis data indicates that many lower-income homeowners dedicate a significant amount of their income to housing (housing cost burden). Housing rehabilitation assistance allows homeowners to address deferred property improvements on their primary residence without increasing the amount of household income dedicated to housing. If resources are available, rental housing rehabilitation assistance may be provided.

Acquisition,
including
preservation
The Housing Market Analysis data indicates that additional housing is needed that is affordable for lower-income renters and owners. The City’s annual allocation of CDBG funds presents a challenge in reducing project costs significantly.

Consolidated Plan SAN CLEMENTE 80
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 SP-35 Anticipated Resources - 91.215(a)(4), 91.220(c)(1,2)Introduction Fluctuations in CDBG funding make it difficult to estimate the amount that will be available over the five-year Consolidated Plan cycle. Due to recent housing development activity, the City does have In-lieu Affordable Housing Fund resources. Additionally, housing voucher/certificate resources (via OCHA) will be available to carry out activities that support the goals of the Consolidated Plan. In recent years, the State has allocated Permanent Local Housing Allocation (PLHA) funds to local jurisdictions to support an array of housing-related activities.The City anticipates receiving an annual allocation of $300,000 in CDBG funds from HUD during the five-year Consolidated Plan cycle. Additionally, the City will receive program income generated by the repayment of prior CDBG-funded housing rehabilitation loans. The City also anticipates that the County of Orange will continue to administer the federal rental assistance program in San Clemente, assisting approximately 150 households per year.

Anticipated Resources
Table 46 - Anticipated Resources
Program Source
of
Funds
Uses of Funds Expected Amount Available Year 1 Expected Amount
Available
Remainder
of ConPlan
$
Narrative Description
Annual
Allocation:
$
Program
Income: $
Prior Year
Resources:
$
Total:
$
CDBG public
-federal
Acquisition Admin and Planning Economic Development Housing Public Improvements Public Services 300,000 0 12,427 312,427 1,200,000 Annual HUD CDBG allocation, program income, and prior year funds Consolidated Plan SAN CLEMENTE 81
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Explain how federal funds will leverage those additional resources (private, state, and local funds), including a description of how matching requirements will be satisfiedThe City leveraged federal funds with local redevelopment funds in past years. In 2012, the State Legislature and the governor passed legislation to dissolve all redevelopment agencies in the State; consequently, local resources supporting Consolidated Plan strategies are limited. The City has identified other resources that may be available to carry out activities that address the goals of the Consolidated Plan:
x OCHA reports that as of January 2024, 172 San Clement households receive rental assistance. It was anticipated that 150 households will be assisted annually during the five-year Consolidated Plan programming cycle. x For FY 2025-2026, the City will utilize Permanent Local Housing Allocation (PLHA) resources to fund homeless outreach services. PLHA is state funding allocated to local governments to help address unmet housing needs. x In-lieu Affordable Housing Fund resources generated via the City's Inclusionary Housing Program (IHP) are available to assist nonprofit agencies in purchasing land or existing housing units to provide long-term affordable housing. The City adopted the IHP in 1980 to increase the supply of affordable housing. The program requires developers of six or more units to set aside 4% of total units developed for households earning 50% or less of the area median income. The affordable requirement can be provided on-site, off-site, or through an in-lieu fee. Past housing development activity has generated funds of approximately $2,000,000. No specific project(s) is presently slated to benefit from this resource; however, these funds should be considered one-time funds as most large-scale housing development in the City is complete as the City approaches build-out. In-fill redevelopment is anticipated to allow new housingdevelopment, such as the Memorial Care Senior Housing Project on Camino De Los Mares.

CDBG does not require matching funds.

If appropriate, describe publicly owned land or property located within the jurisdiction that may be used to address the needs identified in the planAs indicated in the Consolidated Plan, San Clemente is nearly "built out" with limited vacant land; nonetheless, the City's Housing Element identifies several vacant and underutilized sites that may be suitable for housing development. Most properties identified in the Housing Element residential sites inventory are in the City's Affordable Housing Overlay. The Housing Overlay Zone intends to encourage affordable rental and for-sale housing in commercial and mixed-use zones. Other in-fill sites outside of the overlay have also been identified for potential housing development, which may include affordable units.

Consolidated Plan SAN CLEMENTE 82
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 DiscussionFunding resources are limited to implementing the City's 2025-2026 Annual Action Plan. The City anticipates receiving $300,000 in 2025 CDBG funding from HUD. An additional $12,427 in uncommitted prior-year CDBG funding, plus program income generated from CDBG-funded housing rehabilitation loan repayments (i.e., Revolving Loan Funds), will be available to address priority needs.

OCHA aggressively pursues new rental assistance resources, and the City will support OCHA's efforts to secure these resources. Additionally, the City will continue supporting programs that serve City residents with PLHA funds. Finally, the City has identified vacant and underutilized land that may be suitable for housing development. In-lieu fees for affordable housing development are available to support affordable housing activities; however, no projects are slated for development utilizing these resources in FY 2025-2026.

Consolidated Plan SAN CLEMENTE 83
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 SP-40 Institutional Delivery Structure – 91.215(k)
Explain the institutional structure through which the jurisdiction will carry out its consolidated plan, including private industry, non-profit organizations, and public institutions.

Table 47 - Institutional Delivery Structure
Responsible Entity Responsible Entity
Type
Role Geographic Area
Served
Orange County Housing
Authority PHA
Planning
Public Housing
Rental
Region
211 Orange County Continuum of care
Homelessness
Planning Region
San Clemente Government
Economic
Development
Homelessness
Ownership
Planning
Rental
Neighborhood
Improvements
Public facilities
Public services
Jurisdiction
Family Assistance
Ministries
Non-profit
organization Homelessness Jurisdiction
Laura’s House Non-profit
organization Public service Jurisdiction
Age Well Senior
Services
Non-profit
organization Public service Jurisdiction
Fair Housing
Foundation
Non-profit
organization
Other – Fair Housing
Planning Jurisdiction
Camino Health Services
and Dental Clinic
Non-profit
organization Public service Regional
South County Outreach Non-profit
organization Public service Regional
Vocational Visions Non-profit
organization Public service Regional
Assess of Strengths and Gaps in the Institutional Delivery System San Clemente has a large group of service providers that can deliver a wide variety of quality services for City residents. The City has established good working relationships with these agencies, which facilitates the delivery of services. A partial list of these providers is found above (Table 47). The City also Consolidated Plan SAN CLEMENTE 84
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 continues to work well with OCHA by supporting its efforts to assist its lower-income renters with housing assistance vouchers and certificates.

Gaps in the institutional delivery system stem from a lack of communication or coordination among service providers, which results in service overlaps.

Availability of services targeted to homeless persons and persons with HIV and mainstream services
Table 48 - Homeless Prevention Services Summary
Homelessness Prevention
Services
Available in the
Community
Targeted to
Homeless
Targeted to People
with HIV
Homelessness Prevention Services
Counseling/Advocacy
Legal Assistance
Mortgage Assistance
Rental Assistance X X
Utility Assistance X
Street Outreach Services
Law Enforcement X
Mobile Clinics
Other Street Outreach Services X
Supportive Services
Alcohol & Drug Abuse
Child Care X
Education X
Employment and Employment
Training X
Healthcare X X

HIV/AIDS
Life Skills X
Mental Health Counseling X
Transportation
Other
Other
Describe how the service delivery system, including, but not limited to, the services listed above, meets the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) Service providers are available to assist San Clemente residents who are at risk of becoming homeless and those who are homeless. Based on the notion that it is less expensive to keep a household in their current housing situation rather than to rehouse them, the primary focus of the City’s homeless strategy is to support the provision of safety net services. Safety net services include case management, Consolidated Plan SAN CLEMENTE 85
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 supplemental food, limited financial assistance for rent or utilities to prevent eviction or shut off, and reduced-cost medical services. Safety net services enable households at risk of homelessness to redirect limited income toward maintaining their housing.

For the homeless, the City has established relationships with housing and service providers that accept referrals from the City. These agencies can address the immediate, interim, and long-term housing needs of the homeless and provide critical support services.

Describe the strengths and gaps of the service delivery system for special needs populations and persons experiencing homelessness, including, but not limited to, the services listed above
The City has access to a network of nonprofit agencies that provide various services for residents, including individuals with special needs. The strength of the City’s homeless delivery system is that it has several entry points prepared to meet the unique needs of most homeless persons, including families with children, veterans, and youths.

The main weakness in the City’s service delivery system stems from limited financial resources and service/facility gaps in the continuum of care. The City’s Homeless Outreach Team supports this observation—there is a significant lack of beds for substance-addicted and mentally ill homeless people in Orange County and throughout Southern California.

Provide a summary of the strategy for overcoming gaps in the institutional structure and service delivery system for carrying out a strategy to address priority needs The Orange County Continuum of Care has designed and implemented a Coordinated Entry System (CES) for people experiencing homelessness or who are at risk of homelessness. The objective of the CES is to help people who are homeless more effectively and efficiently secure housing and, consequently, achieve a measurable reduction in regional homelessness. As part of this effort, the OC-CoC has adopted a policy of shifting investment away from transitional housing and investing in permanent supportive housing and rapid re-housing. To the extent resources are available, the City supports the efforts of the OC-CoC to use limited resources as effectively as possible.

Consolidated Plan SAN CLEMENTE 86
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 SP-45 Goals Summary – 91.215(a)(4)Goals Summary Information Table 49 – Goals Summary
Sort
Order
Goal Name Start
Year
End
Year
Category Geographic
Area
Needs Addressed Funding Goal Outcome Indicator
1 Infrastructure and
Facility Improvements
2025 2029 Non-Housing
Community Development
CDBG Census TractsCitywide
Public Improvements
CDBG:
$592,427
Public Facility or Infrastructure Activities other than Low/Moderate Income Housing Benefit:5,400 Persons Assisted 2 Housing
Preservation
2025 2029 Affordable Housing Citywide Affordable Housing CDBG:
$375,000
Rental units rehabilitated:1 Household Housing UnitHomeowner Housing Rehabilitated:15 Household Housing Unit 3 Public Social
Services
2025 2029 Non-Homeless
Special NeedsLow & Moderateincome Households
Citywide Public Services CDBG:
$141,000
Public service activities other than Low/Moderate Income Housing Benefit:12,500 Persons Assisted 4 Homeless
Continuum of Care
2025 2029 Homeless Citywide Homeless Support
Services and Housing
CDBG:
$84,000
Public service activities other than Low/Moderate Income Housing Benefit:200 Persons AssistedHomelessness Prevention:50 Persons Assisted Consolidated Plan SAN CLEMENTE 87
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Sort
Order
Goal Name Start
Year
End
Year
Category Geographic
Area
Needs Addressed Funding Goal Outcome Indicator
5 Economic
Opportunities
2025 2029 Non-Housing
Community Development
CDBG Census Tracts
Economic Development
CDBG:
$20,000
Businesses assisted:10 Businesses Assisted
6 Program
Administration
2025 2029 Administration Citywide Administration and
Planning
CDBG:
$300,000
Other:275 Other
Goal Descriptions
1 Goal Name Infrastructure and Facility Improvements
Goal Description
Improve and expand public infrastructure and facilities that benefit low- and moderate-income neighborhoods and residents 2 Goal Name Housing Preservation
Goal Description
Improve or expand the supply of housing that is affordable to lower-income households 3 Goal Name Public Social Services
Goal Description
Provide or improve access to public social services for low- and moderate-income persons and persons with special needs 4 Goal Name Homeless Continuum of Care
Goal Description
Support a continuum of housing and supportive services for the homeless and households at risk of homelessness 5 Goal Name Economic Opportunities
Goal Description
Grants and other forms of assistance to improve or expand local businesses Consolidated Plan SAN CLEMENTE 88
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 6 Goal Name Program AdministrationGoal Description
Provide for administration and planning activities to address needs identified in the Consolidated Plan, including services to address impediments to fair housing
Estimate the number of extremely low-income, low-income, and moderate-income families to whom the jurisdiction will provide affordable housing as defined by HOME 91.315(b)(2)The City of San Clemente is not a HOME Participating Jurisdiction.

Consolidated Plan SAN CLEMENTE 89
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 SP-50 Public Housing Accessibility and Involvement – 91.215(c) Need to Increase the Number of Accessible Units (if Required by a Section 504 Voluntary Compliance Agreement)
The City of San Clemente does not own or manage any public housing units.

Activities to Increase Resident Involvements
Not applicable
Is the public housing agency designated as troubled under 24 CFR part 902? Not applicable
Plan to remove the ‘troubled’ designation
Not applicable
Consolidated Plan SAN CLEMENTE 90
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 SP-55 Barriers to affordable housing – 91.215(h)
Barriers to Affordable Housing
The City has little control over market variables that impact the cost of housing, such as the cost of land and construction supplies, materials, and labor. The City’s Housing Element does identify several “constraints” that may act as barriers to the creation of affordable housing opportunities in the City. x Land Use Controls: The City’s General Plan is the policy document that establishes the location and amount of land that will be allocated to residential development and establishes the intensity of development (in terms of unit densities and the total number of units). In general, higher densities allow developers to take advantage of economies of scale, reduce the per-unit cost of land and improvements, and reduce development costs. Reasonable density standards ensure the opportunity for higher-density residential uses to be developed within a community; therefore, San Clemente’s development standards do not unduly restrict development. x Zoning: Zoning is the primary tool for implementing the Land Use Element. It is designed to protect and promote public health, safety, and welfare. Zoning regulates the use and development of residential parcels, which can impact the cost of housing development. Since zoning is essential for promoting design standards and enhancing residents' quality of life, it is not considered a hindrance to developing quality housing. x Building Code: Building and safety codes are adopted to preserve public health and safety and ensure the construction of safe and decent housing. Codes and standards have the potential to increase the cost of housing construction; however, these regulations provide minimum standards that must be complied with in order to ensure the construction of safe and accessible housing.
x Planning and Development Fees: The State allows local jurisdictions to assess planning and development fees to recoup costs for essential services and infrastructure that are needed for the development of new housing. To enact an impact fee, State law requires that the City demonstrate the “nexus” between the development and the impact being mitigated by the fee.

The fee must be proportional to the impact caused by the development. Development impact fees are a cost factor in housing development. According to the Housing Element, the City’s building and engineering impact fees total approximately $20,000 per unit. This amount does not include third-party assessments for transportation and schools. x Permit and Processing Procedures: The processing time required to obtain approval of development entitlements and building permits is often cited as contributing to construction costs. In development parlance, “time is money,” and developers can incur significant holding costs while waiting out a delay. The City’s development review process is designed to accommodate housing development applications of various levels of complexity, which require different entitlements and does not “unduly constrain housing.” x Environmental Review: State and federal laws (e.g., the California Environmental Quality Act and the National Environmental Policy Act) require an environmental review of projects and programs. Costs and delays resulting from the environmental review process are added to the Consolidated Plan SAN CLEMENTE 91
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 cost of developing housing in the form of carrying costs, which a buyer or tenant ultimately pays.
x Coastal Zone: The Coastal Zone is generally defined as the land area that extends 1,000 yards inland from the mean high tide line of the Pacific Ocean. The Coastal Zone comprises 2.79 square miles of the City’s 18.45 square miles (15% of the total land area). The Coastal Act implements many development restrictions, including a mandate to replace any low-income housing demolished within the Coastal Zone. A fee may be paid in lieu of replacing a unit. The California Coastal Act requires each local government lying wholly or partly within the Coastal Zone to prepare a Local Coastal Program (LCP). San Clemente has a certified LCP but does not currently have a certified Implementation Plan; therefore, in addition to local approvals, development proposals within the Coastal Zone must also be approved by the California Coastal Commission. This additional process can add time and cost to development and may act as a deterrent to developers of affordable housing.

Strategy to Remove or Ameliorate the Barriers to Affordable Housing Listed below are some of the primary actions the City’s Housing Element has identified that can help eliminate or mitigate barriers to the development of affordable housing opportunities. x The City has also established minimum required densities in the mixed-use and affordable housing overlay zones that help ensure that land zoned for multi-family use, which is limited, is developed as efficiently as possible.
x State law requires that local governments grant a density bonus, and additional incentives or concessions to facilitate affordable housing development. The City has adopted a Density Bonus Ordinance and periodically amends this ordinance to comply with updates to State requirements. x The City provides reduced parking requirements for senior housing projects and affordable housing consistent with State Density Bonus law.
x Housing projects developed within the Affordable Housing Overlay must have 51% of the units affordable to very low-income households. These projects are entitled to utilize the State Density Bonus parking standards.
x The State has passed numerous changes to the Accessory Dwelling Unit (ADU) law to facilitate the development of ADUs; the City has subsequently amended its ADU Ordinance to comply with State law. ADUs may be an alternative source of affordable housing for lower-income households and seniors since these units typically rent for less than apartments of comparable size. x The City does not typically offer fee waivers; however, the City Council may approve a waiver, offer deferred or reduced fees, or supplement fees. The City has limited financial resources to subsidize housing development; however, the City will accept an in-lieu fee for projects that do not or cannot provide on-site affordable units (including within the Coastal Zone). In turn, In-lieu Fee Funds can be used to contribute to affordable housing projects to create affordable housing opportunities for lower-income residents.

Consolidated Plan SAN CLEMENTE 92
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 SP-60 Homelessness Strategy – 91.215(d)
Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs
The City supports several regional service providers that assist San Clemente residents who are at risk of becoming homeless and who are homeless. These agencies have established outreach programs that engage the homeless and assess their housing and service needs. Local service providers are tied into the regional Coordinated Entry System established by the OC-CoC, which determines the vulnerability of homeless individuals and prioritizes access to housing and services for those most at risk. This need assessment system is designed to “facilitate exits from homelessness to stable housing in the most rapid manner given available resources.”
The City will continue to self-fund its homeless outreach team, which aims to develop relationships with chronically homeless individuals and provide them with the first steps toward self-sufficiency. The Team will continue to coordinate closely with the Orange County Sheriff’s Department to ensure that homeless people and those threatened with homelessness are referred to shelters and social service agencies.

Addressing the emergency and transitional housing needs of homeless persons The City will continue to support programs that shelter and serve the homeless. As summarized in Table 35, the City has 100 emergency and 18 transitional (interim) shelter beds; however, many shelter beds are earmarked for homeless families with children and victims of domestic violence.

Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again.

According to current HUD directives, the OC-CoC has established a coordinated entry system whereby a homeless individual or family seeking shelter and services is directed to a streamlined system that facilitates access to appropriate housing and services. The system screens applicants for eligibility for services, such as homelessness prevention, emergency shelter, rapid rehousing, permanent supportive housing, and other interventions. The needs and strengths of each household are assessed to determine which interventions will be most effective and appropriate while also prioritizing people for assistance based on the severity of their needs. Homeless service providers presently supported by the City will be critical players in housing and servicing the City’s homeless population via the coordinated entry system.

The OC-CoC reports there are 35 permanent supportive housing beds for the chronically homeless in San Clemente. However, OC-CoC indicates that the beds are located in scattered sites; therefore, some of these beds may be in neighboring communities.

Consolidated Plan SAN CLEMENTE 93
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Help low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families who are likely to become homeless after being discharged from a publicly funded institution or system of care or who are receiving assistance from public and private agencies that address housing, health, social services, employment, education or youth needs
As indicated previously, the City’s homeless strategy is predicated on the notion that homelessness prevention is an essential element of any effort to end homelessness. To this end, the City uses CDBG (and other public) resources to support agencies that provide a variety of safety net services to lowerincome households as a means to prevent homelessness. Examples of safety net services include food banks, rent/utility assistance, and reduced-cost medical services. The City will also participate in regional homeless planning efforts, including the OC CoC’s Discharge Plan, which will aim to prevent individuals who are leaving institutions, hospitals, etc., from becoming homeless.

Consolidated Plan SAN CLEMENTE 94
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 SP-65 Lead-based paint Hazards – 91.215(i)
Actions to address LBP hazards and increase access to housing without LBP hazards As required by HUD, the City’s Housing Rehabilitation program staff will ensure that all housing units built before 1978 and that receive CDBG-funded rehabilitation assistance are tested for lead-based paint. If lead is found, additional funds may be allocated to a project to create a home free of lead paint hazards.

How are the actions listed above related to the extent of lead poisoning and hazards? During the consultation with the State Department of Public Health, State staff made it clear that the information provided regarding the number of children with high blood lead values was not solely attributed to lead-based paint. Without specific details, the City can only address potential lead poisoning and hazards within the programs it funds. The City will require lead testing for all properties constructed before 1978 that are part of the City’s rehabilitation program.

How are the actions listed above integrated into housing policies and procedures? As indicated above, the City’s Housing Rehabilitation Program policies and procedures require that all homes constructed before 1978 that participate in the program be tested for lead. If lead is found, it must be removed or encapsulated according to HUD regulations.

Consolidated Plan SAN CLEMENTE 95
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 SP-70 Anti-Poverty Strategy – 91.215(j)
Jurisdiction Goals, Programs, and Policies for reducing the number of Poverty-Level Families According to the U.S. Census Bureau, 5.7% of the City’s population lives in poverty, including 4.5% of San Clemente residents aged 65 and older are living in poverty, as do 3.3% of residents aged 18 years and younger. [1]
The City has identified several activities and services that can be implemented to combat poverty:
x Implement housing programs (including housing rehabilitation assistance) for lower-income households with children and seniors
x Support rental assistance programs provided by OCHA for very low-income renters, especially senior households and households with children
x Support homeless prevention services for the near-homeless and, as resources permit, assist those already homeless in need of housing and supportive services x Support public services that provide a social safety net for lower-income individuals x Implementation of the City’s Economic Development Strategy to create an environment that is conducive to building and sustaining business and employment opportunities, especially for lower-income persons
[1] 2019-2023 American Community Survey 5-Year Estimates, Table #S1701.

How are the Jurisdiction poverty reducing goals, programs, and policies coordinated with this affordable housing plan
The City’s anti-poverty strategy calls for assisting lower-income households, especially senior households and households with children. The support for OCHA’s rental assistance programs for very low-income renters is consistent with the City’s affordable housing plan. Additionally, safety net programs (e.g., food banks and low-cost medical services) assist households at risk of becoming homeless by helping them redirect limited income toward maintaining housing. Funds will also be allocated to support housing and commercial rehabilitation activities, which will help ensure households live in safe and decent housing and expand economic opportunities, respectively. As resources permit, incentives for the development of affordable housing will be provided to create additional housing opportunities for lower-income households.

Consolidated Plan SAN CLEMENTE 96
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 SP-80 Monitoring – 91.230
Describe the standards and procedures that the jurisdiction will use to monitor activities carried out in furtherance of the plan and will use to ensure long-term compliance with requirements of the programs involved, including minority business outreach and the comprehensive planning requirements
The goal of the City’s monitoring efforts will be to ensure compliance with CDBG program requirements, thus protecting the public’s investment in the community.

CDBG-funded activities carried out by sub-recipients will require the submission of quarterly accomplishment reports to program staff. Public service providers will be required to provide information regarding the number of clients served and the overall progress of their programs. City staff will also undertake on-site monitoring to review sub-recipient performance, quality of services, and grant administration abilities. When necessary, corrective actions will be recommended by the City to ensure compliance with applicable federal laws and regulations. Monitoring will be undertaken every other year for agencies that receive regular funding from the City and consistently perform well. Firsttime funded agencies or agencies demonstrating administrative/programmatic issues will be monitored annually until grant management competence is proven.

Quarterly progress reports for public improvement projects will also be required. Reports will include a description of project progress, milestone completion dates, and expenditures. All report information will be entered into IDIS, and the year-end accomplishment information will be submitted to HUD as part of the Consolidated Annual Performance and Evaluation Report (CAPER).

With respect to minority and women-owned businesses, the City will continue to solicit the interest of a wide variety of companies and firms to undertake HUD-funded activities.

Consolidated Plan SAN CLEMENTE 97
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 2025-2026 Annual Action Plan
AP-15 Expected Resources – 91.220(c)(1,2)IntroductionFluctuations in CDBG funding make it difficult to estimate the amount that will be available over the five-year Consolidated Plan cycle. Due to recent housing development activity, the City does have In-lieu Affordable Housing Fund resources. Additionally, housing voucher/certificate resources (via OCHA) will be available to carry out activities that support the goals of the Consolidated Plan. In recent years, the State has allocated Permanent Local Housing Allocation (PLHA) funds to local jurisdictions to support an array of housing-related activities.The City anticipates receiving an annual allocation of $300,000 in CDBG funds from HUD during the five-year Consolidated Plan cycle. Additionally, the City will receive program income generated by the repayment of prior CDBG-funded housing rehabilitation loans. The City also anticipates that the County of Orange will continue to administer the federal rental assistance program in San Clemente, assisting approximately 150 households per year.

Anticipated Resources
Table 50 - Expected Resources – Priority Table
Program Source
of
Funds
Uses of Funds Expected Amount Available Year 1 Expected Amount
Available
Remainder
of ConPlan
$
Narrative Description
Annual
Allocation:
$
Program
Income: $
Prior Year
Resources:
$
Total:
$
CDBG public
-federal
Acquisition Admin and Planning Housing Public Improvements Public Services 300,000 0 12,427 312,427 1,200,000 Annual HUD CDBG allocation, program income, and prior year funds Consolidated Plan SAN CLEMENTE 98
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Explain how federal funds will leverage those additional resources (private, state, and local funds), including a description of how matching requirements will be satisfiedThe City leveraged federal funds with local redevelopment funds in past years. In 2012, the State Legislature and the governor passed legislation to dissolve all redevelopment agencies in the State; consequently, local resources supporting Consolidated Plan strategies are limited. The City has identified other resources that may be available to carry out activities that address the goals of the Consolidated Plan:
x OCHA reports that as of January 2024, 172 San Clement households receive rental assistance. It was anticipated that 150 households will be assisted annually during the five-year Consolidated Plan programming cycle. x For FY 2025-2026, the City will utilize Permanent Local Housing Allocation (PLHA) resources to fund homeless outreach services. PLHA is state funding allocated to local governments to help address unmet housing needs. x In-lieu Affordable Housing Fund resources generated via the City's Inclusionary Housing Program (IHP) are available to assist nonprofit agencies in purchasing land or existing housing units to provide long-term affordable housing. The City adopted the IHP in 1980 to increase the supply of affordable housing. The program requires developers of six or more units to set aside 4% of total units developed for households earning 50% or less of the area median income. The affordable requirement can be provided on-site, off-site, or through an in-lieu fee. Past housing development activity has generated funds of approximately $2,000,000. No specific project(s) is presently slated to benefit from this resource; however, these funds should be considered one-time funds as most large-scale housing development in the City is complete as the City approaches build-out. In-fill redevelopment is anticipated to allow new housingdevelopment, such as the Memorial Care Senior Housing Project on Camino De Los Mares.

CDBG does not require matching funds.

Consolidated Plan SAN CLEMENTE 99
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 If appropriate, describe publicly owned land or property located within the jurisdiction that may be used to address the needs identified in the plan As indicated in the Consolidated Plan, San Clemente is nearly "built out" with limited vacant land; nonetheless, the City's Housing Element identifies several vacant and underutilized sites that may be suitable for housing development. Most properties identified in the Housing Element residential sites inventory are in the City's Affordable Housing Overlay. The Housing Overlay Zone intends to encourage affordable rental and for-sale housing in commercial and mixed-use zones. Other in-fill sites outside of the overlay have also been identified for potential housing development, which may include affordable units.

Discussion
Funding resources are limited to implementing the City's 2025-2026 Annual Action Plan. The City anticipates receiving $300,000 in 2025 CDBG funding from HUD. An additional $12,427 in uncommitted prior-year CDBG funding, plus program income generated from CDBG-funded housing rehabilitation loan repayments (i.e., Revolving Loan Funds), will be available to address priority needs.

OCHA aggressively pursues new rental assistance resources, and the City will support OCHA's efforts to secure these resources. Additionally, the City will continue supporting programs that serve City residents with PLHA funds. Finally, the City has identified vacant and underutilized land that may be suitable for housing development. In-lieu fees for affordable housing development are available to support affordable housing activities; however, no projects are slated for development utilizing these resources in FY 2025-2026.

Consolidated Plan SAN CLEMENTE 100
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Annual Goals and Objectives
AP-20 Annual Goals and ObjectivesGoals Summary Information Table 51 – Goals Summary
Sort
Order
Goal Name Start
Year
End Year
Category Geographic
Area
Needs
Addressed
Funding Goal Outcome Indicator
1 Infrastructure and
Facility Improvements
2025 2026 Non-Housing
Community Development
CDBG Census TractsCitywide
Public Improvements
CDBG:
$132,427
Public Facility or Infrastructure Activities other than Low/Moderate Income Housing Benefit: 1,345 Persons Assisted 2 Housing
Preservation
2025 2026 Affordable
Housing
Citywide Affordable
Housing
CDBG:
$75,000
Homeowner Housing
Rehabilitated: 3 Household
Housing Unit
3 Public Social
Services
2025 2026 Non-Homeless
Special Needs
Citywide Public Services CDBG:
$31,000
Public service activities other than Low/Moderate Income Housing Benefit: 2,705 Persons Assisted
4 Homeless
Continuum of Care
2025 2026 Homeless Citywide Homeless
Support Services and Housing
CDBG:
$14,000
Public service activities other than Low/Moderate Income Housing Benefit: 45 Persons AssistedHomelessness Prevention: 5Persons Assisted 5 Program
Administration
2025 2026 Administration Citywide Administration
and Planning
CDBG:
$60,000
Other: 50 Other
Consolidated Plan SAN CLEMENTE 101
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Goal Descriptions
1 Goal Name Infrastructure and Facility Improvements
Goal Description Improve and expand public infrastructure and facilities that benefit low- and moderate-income neighborhoods and residents 2 Goal Name Housing Preservation
Goal Description Improve or expand the supply of housing that is affordable to lower-income households 3 Goal Name Public Social Services
Goal Description Provide or improve access to public social services for low- and moderate-income persons and persons with special needs 4 Goal Name Homeless Continuum of Care
Goal Description A continuum of housing and supportive services for the homeless and households at risk of homelessness 5 Goal Name Program Administration
Goal Description Provide for administration and planning activities to address needs identified in the Consolidated Plan, including services to address impediments to fair housing Consolidated Plan SAN CLEMENTE 102
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Projects
AP-35 Projects – 91.220(d)
Introduction
The following activities have been allocated CDBG funds for FY 2025-2026. Due to the delay in approving the federal 2025 budget, CDBG funding for activities will be increased or decreased by a percentage based on the final FY 2025-2026 CDBG grant once a federal budget is approved.

Projects
Table 52 – Project Information
# Project Name
1 Single-Family Housing Rehabilitation
2 Age Well Senior Services
3 Camino Health Center
4 Families Forward
5 Silver Connections (City of San Clemente)
6 Parentis Foundation
7 Fair Housing Foundation
8 CDBG Program Administration
9 Av de la Estrella Sidewalk
Describe the reasons for allocation priorities and any obstacles to addressing underserved needs
The City's Consolidated Plan identifies persons with special needs, seniors, and extremely low-income households as underserved. The City will allocate a portion of its CDBG funds for activities that address the housing and service needs of lower-income households and households with special needs.

Consistent with the City's Homeless Strategy, resources will be allocated to provide safety net services to help at-risk households maintain their current housing. The City will also use CDBG program income (i.e., funds generated by the repayment of housing rehabilitation loans) to help homeowners improve their residences and not incur additional housing cost burden. Additionally, the City will encourage and support OCHA's efforts to obtain additional rental assistance funding for San Clemente households.

Consolidated Plan SAN CLEMENTE 103
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 AP-38 Project SummaryProject Summary Information
1 Project Name Single-Family Housing Rehabilitation Program Target Area CitywideGoals Supported Owner-occupied Housing RehabilitationNeeds Addressed Housing RehabilitationFunding CDBG: $75,000 plus program income received during the yearDescription CDBG-funded housing rehabilitation loans or grants for eligible homeownersTarget Date 6/30/2026Estimate the number and type of families that will benefit from the proposed activities 3 owner-occupied housing units
Location Description CitywidePlanned Activities CDBG funds ($75,000 in 2025 funds plus program income (Revolving Loan) received during the year) for homeowner housing rehabilitation loans or grants to address housing/building code deficiencies and deferred property improvements
2 Project Name Age Well Senior Services
Target Area CitywideGoals Supported Public Social ServicesNeeds Addressed Public ServicesFunding CDBG: $6,440Description Services for seniors Consolidated Plan SAN CLEMENTE 104
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Target Date 6/30/2026Estimate the number and type of families 75 seniorsLocation Description CitywidePlanned Activities Meals on Wheels for homebound seniors 3 Project Name Camino Health Center
Target Area CitywideGoals Supported Public Social ServicesNeeds Addressed Public ServicesFunding CDBG: $12,000Description Low-cost medical and dental services for low- and moderate-income personsTarget Date 6/30/2026Estimate the number and type of 2,500 low- and moderate-income personsLocation Description 1031 Avenida Pico, Ste. 104, San Clemente CAPlanned Activities Primary medical, behavioral, and dental health services at a reduced cost for lower-income individuals and indigents
4 Project Name Family Assistance Ministries
Target Area CitywideGoals Supported Homeless Continuum of CareNeeds Addressed Homeless Support Services and HousingFunding CDBG: $14,000Description Housing assistance, support services, and case management for households that are at risk of homelessness and those that are homeless
Consolidated Plan SAN CLEMENTE 105
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Target Date 6/30/2026Estimate the number and type of families that will benefit from the proposed
activities
50 low- and moderate-income persons
Location Description CitywidePlanned Activities Case management and supportive services, including Homeward Bound assistance for households at risk of homelessness or that are homeless (45 individuals), plus rent and utility assistance for households at risk of homelessness (5 individuals) 5 Project Name Silver Connections (City of San Clemente) Target Area CitywideGoals Supported Public Social ServicesNeeds Addressed Public ServicesFunding CDBG: $7,060Description Senior recreation programTarget Date 6/30/2026Estimate the number and type of families that will benefit from the proposed activities An estimated 100 seniors
Location Description CitywidePlanned Activities Socialization and physical activities for adults aged 62 and older 6 Project Name Parentis Health Foundation
Target Area Citywide
Consolidated Plan SAN CLEMENTE 106
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Goals Supported Public Social ServicesNeeds Addressed Public ServicesFunding CDBG: $5,500Description Children's literacy program that links students ages 5 to 11 with a trained older adult tutorTarget Date 6/30/2026Estimate the number and type of families that will benefit from the proposed activities 30 youths
Location Description Boys & Girls Club of the South Coast Area, 1304 Calle Valle, San Clemente, CAPlanned Activities Intensive one-on-one reading support for students who do not read at grade level - tutoring is provided by trained older adult volunteers for an entire school year 8 Project Name Fair Housing Foundation
Target Area CitywideGoals Supported Program AdministrationNeeds Addressed Administration and PlanningFunding CDBG: $5,000Description Fair housing outreach, education, and enforcement services to reduce and eliminate impediments to fair access to housing
Target Date 6/30/2026Estimate the number and type of families that will benefit from the proposed activities 50 households
Location Description Citywide
Consolidated Plan SAN CLEMENTE 107
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Planned Activities Fair housing outreach, education, and enforcement services, including landlord, tenant, and property management fair housing training; community outreach and education; complaint investigation and enforcement services 9 Project Name CDBG Program Administration
Target Area CitywideGoals Supported Program AdministrationNeeds Addressed Administration and PlanningFunding CDBG: $55,000Description CDBG program oversight and coordinationTarget Date 6/30/2026Estimate the number and type of families that will benefit from the proposed activities Not applicable
Location Description 910 Calle Negocio Ste. 100, San Clemente CA – City HallPlanned Activities Program oversight and coordination, including management of public service grants, housing rehabilitation programs, and preparation of required applications and reports 10 Project Name Avenida de la Estrella Sidewalk
Target Area CDBG census tractsGoals Supported Public Infrastructure ImprovementsNeeds Addressed Public ImprovementsFunding CDBG: $132,427Description Neighborhood sidewalk improvementsTarget Date 6/30/2027 Consolidated Plan SAN CLEMENTE 108
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Estimate the number and type of families that will benefit from the proposed activities Estimated 1,345 individuals, 62.1% of which are low- and moderate-income (835 individuals) Location Description 1200 Block of Avenida de la Estrella, San Clemente, CA (Census Tract 421.07 Block Group 1 Planned Activities Construction of approximately 580 linear feet of concrete sidewalk, including curbs, gutters, ramps, and a pedestrian crossing sign
Consolidated Plan SAN CLEMENTE 109
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 AP-50 Geographic Distribution – 91.220(f)
Description of the geographic areas of the entitlement (including areas of low-income and minority concentration) where assistance will be directed Most activities slated for CDBG funding during FY 2024-2025 will be available citywide to income-eligible individuals and households. These activities include public services and housing rehabilitation. Activities such as sidewalk improvements will be limited to specific areas of the City where a significant percentage of residents meet HUD's income limits. A map of the City's CDBG-eligible areas is provided in Appendix 3 – Map D.

Geographic Distribution
Table 53 - Geographic Distribution
Target Area Percentage of Funds
CDBG census tracts 42
Citywide 58
Rationale for the priorities for allocating investments geographically FY 2025-2026 CDBG funding is principally allocated in the City's CDBG-eligible Census Tracts; however, the City's primary intent is to serve lower-income residents who need housing or services regardless of where they live in the City. Area-wide activities (e.g., public improvements) are typically limited to the City's CDBG-eligible areas
Discussion
The City's primary intent is to use CDBG funds to assist eligible households that need services regardless of where they live in the City. A portion of funds focuses on specific areas of the City with a significant percentage of low—and moderate-income residents.

Consolidated Plan SAN CLEMENTE 110
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Affordable Housing
AP-55 Affordable Housing – 91.220(g)
Introduction
The City will utilize limited CDBG funds and program income (Revolving Loan) to provide eligible homeowners with housing rehabilitation loans and grants.

Table 54 - One-Year Goals for Affordable Housing by Support Requirement One-Year Goals for the Number of Households to be Supported Homeless 0
Non-Homeless 3
Special-Needs 0
Total 3
Table 55 - One-Year Goals for Affordable Housing by Support Type One-Year Goals for the Number of Households Supported Through Rental Assistance 0
The Production of New Units 0
Rehab of Existing Units 3
Acquisition of Existing Units 0
Total 3
Discussion
The City will utilize CDBG and program income (Revolving Loan funds) to assist in rehabilitating owneroccupied housing units. While it is not the program's primary focus, some special-needs households (senior and disabled) may be assisted by the program during the year. The City will also continue to support OCHA's program activities in the community. It is estimated that 150 households will receive rental assistance vouchers or certificates during FY 2025-2026.

Consolidated Plan SAN CLEMENTE 111
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 AP-60 Public Housing – 91.220(h)
Introduction
San Clemente does not own or manage public housing.

Actions planned during the next year to address the needs to public housing Not applicable.

Actions to encourage public housing residents to become more involved in management and participate in homeownership
Not applicable.

If the PHA is designated as troubled, describe the manner in which financial assistance will be provided or other assistance
Not applicable.

Discussion
San Clemente does not own or manage public housing.

Consolidated Plan SAN CLEMENTE 112
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 AP-65 Homeless and Other Special Needs Activities – 91.220(i) Introduction
As the Strategic Plan outlines, the City's homeless strategy emphasizes preventing homelessness since it is less expensive and disruptive to keep a household house in place. To this end, the City has supported local agencies with CDBG resources that provide various services for lower-income households, including food, rent/utility assistance, and reduced-cost healthcare services. These safety net programs can help a household maintain its current housing situation and avoid homelessness.

Describe the jurisdiction's one-year goals and actions for reducing and ending homelessness, including:

Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs
No CDBG resources will be allocated for homeless outreach services in FY 2025-2026. However, the City will utilize PLHA funds to fund homeless outreach staff.

The City of San Clemente will also continue to support agencies working directly with sheltered and unsheltered homeless populations. For example, Family Assistance Ministries conducts extensive outreach and vulnerability assessments for families with children throughout San Clemente and neighboring communities. Other agencies conduct similar outreach and assessment services for specific populations, such as domestic violence victims and transitional-age youth.

Addressing the emergency shelter and transitional housing needs of homeless persons The Consolidated Plan indicates that Family Assistance Ministries manages 53 emergency and six transitional shelter beds in San Clemente. These shelter beds are earmarked for homeless families with children. Additionally, Laura's House offers 42 emergency shelter and 12 transitional shelter beds for victims of domestic violence. Friendship Shelter provides five emergency shelter vouchers as well.

No FY 2025-2026 CDBG funds are allocated for emergency shelter or transitional housing.

Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again
As outlined above, the City will focus its CDBG resources on providing social safety net services to help at-risk households avoid becoming homeless. As previously reported, it is estimated that there are 36 Consolidated Plan SAN CLEMENTE 113
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 sheltered San Clemente homeless individuals; however, 46 individuals are reported as unsheltered homeless.

Upon request, the City may support agencies that provide homeless housing and supportive services by providing a Certification of Consistency with the Consolidated Plan. (Note that in addition to being consistent with the Consolidated Plan, programs must also comply with applicable federal, state, and local regulations). Additionally, the City will continue to support the OC-CoC's efforts to seek resources to address regional homeless issues and support OCHA's efforts to obtain additional housing assistance vouchers for homeless Veterans (VASH). OCHA reports that in January 2024, four veteran households will benefit from VASH housing assistance in San Clemente. Additionally, ten households receive rental assistance via the Continuum of Care Voucher program. The latter provides rental subsidies and supportive services to individuals with disabilities who have experienced homelessness.

Helping low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families and those who are: being discharged from publicly funded institutions and systems of care (such as health care facilities, mental health facilities, foster care and other youth facilities, and corrections programs and institutions); or, receiving assistance from public or private agencies that address housing, health, social services, employment, education, or youth needs
The City's strategy is to help households at risk of becoming homeless stay in their homes. CDBG funding is allocated to provide social safety net services to help at-risk households avoid becoming homeless.

The City will also continue to support the regional homeless planning efforts, including the OC-CoC's Discharge Plan, which will help prevent individuals from leaving institutions, hospitals, etc., and becoming homeless.

Discussion
The City's homeless strategy is to prevent homelessness and support local service providers' efforts to seek additional resources. The City's CDBG funds are allocated for safety net services to help households at risk of homelessness redirect limited income toward housing.

Consolidated Plan SAN CLEMENTE 114
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 AP-75 Barriers to affordable housing – 91.220(j)
Introduction:

The City's Housing Element lists barriers to affordable housing and discusses actions to overcome them in the Consolidated Plan.

Actions it planned to remove or ameliorate the negative effects of public policies that serve as barriers to affordable housing, such as land use controls, tax policies affecting land, zoning ordinances, building codes, fees and charges, growth limitations, and policies affecting the return on residential investment
Listed below are some of the primary actions the City’s Housing Element has identified that can help eliminate or mitigate barriers to the development of affordable housing opportunities. x The City has also established minimum required densities in the mixed-use and affordable housing overlay zones that help ensure that land zoned for multi-family use, which is limited, is developed as efficiently as possible.
x State law requires that local governments grant a density bonus, and additional incentives or concessions to facilitate affordable housing development. The City has adopted a Density Bonus Ordinance and periodically amends this ordinance to comply with updates to State requirements. x The City provides reduced parking requirements for senior housing projects and affordable housing consistent with State Density Bonus law.
x Housing projects developed within the Affordable Housing Overlay must have 51% of the units affordable to very low-income households. These projects are entitled to utilize the State Density Bonus parking standards.
x The State has passed numerous changes to the Accessory Dwelling Unit (ADU) law to facilitate the development of ADUs; the City has subsequently amended its ADU Ordinance to comply with State law. ADUs may be an alternative source of affordable housing for lower-income households and seniors since these units typically rent for less than apartments of comparable size. x The City does not typically offer fee waivers; however, the City Council may approve a waiver, offer deferred or reduced fees, or supplement fees. The City has limited financial resources to subsidize housing development; however, the City will accept an in-lieu fee for projects that do not or cannot provide on-site affordable units (including within the Coastal Zone). In turn, In-lieu Fee Funds can be used to contribute to affordable housing projects to create affordable housing opportunities for lower-income residents.

Discussion:

The City's Housing Element identifies several barriers to developing affordable housing opportunities and several actions the City can take to reduce these impacts. No projects are currently planned or under construction that are using these incentives.

Consolidated Plan SAN CLEMENTE 115
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 AP-85 Other Actions – 91.220(k)
Introduction:

Outlined below are the actions the City will implement to address the sub-strategies of the Strategic Plan.

Actions planned to address obstacles to meeting underserved needs The City will allocate a portion of CDBG funds for activities that address the service needs of lowerincome and special-needs households. Additionally, the City will encourage and support OCHA's efforts to obtain additional rental assistance funding for these households. CDBG resources will be available to help with housing rehabilitation. This program assists homeowners in improving their residences and addressing specific household needs.

Actions planned to foster and maintain affordable housing San Clemente has identified actions it will implement during FY 2025-2026 to foster and maintain affordable housing. The Strategic Plan identifies programs such as Housing Rehabilitation assistance as the means to maintain and improve housing currently available to low- and moderate-income homeowners. By providing deferred payment loans or grants, homeowners can rehabilitate their properties to meet basic housing quality standards and incur zero or minimal additional housing costs.

FY 2025-2026 CDBG funding and program income received during the year will be available to assist with housing rehabilitation.

Actions planned to reduce lead-based paint hazards
The City will ensure compliance with federal lead-based paint regulations. All housing units constructed before 1978 that are rehabbed with CDBG funds must be tested for lead paint hazards. If lead is found, additional assistance may be provided to eliminate lead hazards in compliance with current regulations.

Actions planned to reduce the number of poverty-level families Approximately 5.7% of the City's population live below the poverty level, including 3.3% of children under 18 and 4.5% of seniors (aged 65 and older). During FY 2025-2026, the City will fund the following activities to help reduce the number of poverty-level households:
x Support public services that provide a social safety net for lower-income households, especially for the near-homeless
x Support OCHA's administration of the federal rental assistance program for very low-income renters
x Subject to the availability of funds, provide housing rehabilitation assistance for lower-income and special-needs homeowners
Consolidated Plan SAN CLEMENTE 116
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Actions planned to develop institutional structure
The City has made an effort to establish an institutional structure to help identify and access resources to improve the community. The City will continue to work with nonprofit and public entities to deliver public services. As a supporter of the Orange County Continuum of Care, the City will provide critical information to the County of Orange to prepare the County's Continuum of Care Homeless Assistance grant application to HUD. The City will also continue to assist OCHA in implementing its Public Housing Authority (PHA) Plan to provide rental assistance vouchers and certificates.

Actions planned to enhance coordination between public and private housing and social service agencies
The City of San Clemente does not operate public housing, but OCHA provides rental assistance in the community. Federal legislation requires that OCHA prepare five-year and one-year plans highlighting its mission, goals, and objectives related to public and assisted housing programs. The City will review OCHA's plans and provide OCHA with the opportunity to review and consult with the City regarding its Consolidated Plan/Annual Action Plan. This cross-consultation aims to provide consistent and coordinated housing services for City residents.

San Clemente has also developed positive relationships with private and nonprofit housing developers.

Additionally, ongoing relationships with local nonprofit social service providers help promote the efficient and effective use of limited private and public resources to address the community's service needs.

Discussion:

The Fair Housing Act prohibited discrimination in housing-related activities and transactions and requires the City to affirmatively further fair housing. The OC-AFH (Appendix A) includes the City’s actions to affirmatively further fair housing during FY 2025-2026.

Consolidated Plan SAN CLEMENTE 117
OMB Control No: 2506-0117 (exp. 09/30/2021) DRAFT 4/4/25 Program Specific Requirements
AP-90 Program Specific Requirements – 91.220(l)(1,2,4)
Introduction:

Each HUD program covered by the Consolidated Plan regulations must address specific program-specific requirements
Community Development Block Grant Program (CDBG)
Reference 24 CFR 91.220(l)(1)
Projects planned with all CDBG funds expected to be available during the year are identified in the Projects Table. The following identifies program income that is available for use that is included in projects to be carried out.

1. The total amount of program income that will have been received before the start of the next program year and that has not yet been reprogrammed 0 2. The amount of proceeds from section 108 loan guarantees that will be used during the year to address the priority needs and specific objectives identified in the grantee's strategic plan
0 3. The amount of surplus funds from urban renewal settlements 0

4. The amount of any grant funds returned to the line of credit for which the planned use has not been included in a prior statement or plan. 0 5. The amount of income from float-funded activities 0 Total Program Income 0
Other CDBG Requirements

1. The amount of urgent need activities 0

2. The estimated percentage of CDBG funds that will be used for activities that benefit persons of low and moderate-income. Overall Benefit - A consecutive period of one, two, or three years may be used to determine that a minimum overall benefit of 70% of CDBG funds is used to benefit persons of low and moderate-income. Specify the years covered that include this Annual Action Plan. 100%
Five-Year and One-Year Summary of Accomplishments
Grantee Name: City of San Clemente
Source of
Funds Year Performance Indicators Expected Number Actual Number Percent Completed 2020 Housing Units 2 1 50.0%2021 Housing Units 3 2 66.67%2022 Housing Units 3 6 200.00%2023 Housing Units 6 0 0.00%2024 Housing Units 20 9 45.00%
2020 Housing Units 0 0 NA2021 Housing Units 0 0 NA2022 Housing Units 0 0 NA2023 Housing Units 0 0 NA2024 Housing Units 2 0 0.00%
2020 Housing Units 150 141 94.00%2021 Housing Units 140 130 92.86%2022 Housing Units 130 130 100.00%2023 Housing Units 130 139 106.92%2024 Housing Units 150
(Annual Avg)
135
(4 Yr Avg)

90.00%
(4 Yr Avg)
Source of
Funds Year Performance Indicators Expected Number Actual Number Percent Completed 2020 Individuals 2,845 2,365 83.13%2021 Individuals 2,720 2,616 96.18%2022 Individuals 2,825 2,808 99.40%2023 Individuals 2,784 2,754 98.92%2024 Individuals 12,500 10,543 84.34%
2020 Projects 0 0 0.00%2021 Projects 0 0 0.00%2022 Projects A 0 1,810 NA2023 Projects 1 0 0.00%2024 Projects 7,000 1,810 25.86%
Housing Choice Vouchers (Administered by OCHA): Improve or expand the supply of housing affordable to lower-income householdsProvide or improve access to public social services for low- and moderate-income persons and persons with special needs 5-Yr Con Plan Goal
Objective: Public Social Services
Objective: Infrastructure and Facility Improvements
CDBG
5-Yr Con Plan Goal
CDBG
Decent Housing
CDBG
5-Yr Con Plan Goal
Housing Rehabilitation Loans and Grants: Improve or expand the supply of housing affordable to lower-income homeowners HUD
Housing
Vouchers
5-Yr Con Plan Goal
Housing Rehabilitation Loans and Grants: Improve or expand the supply of housing affordable to lower-income renter households CDBG 5-Yr Con Plan Goal
Improve and expand public infrastructure and facilities that benefit low- and moderate-income neighborhoods and residents Objective: Housing Preservation
Suitable Living Environment
Appendix 1 1 of 2
Five-Year and One-Year Summary of Accomplishments
Source of
Funds Year Performance Indicators Expected Number Actual Number Percent Completed 2020 Businesses B 0 40 NA2021 Businesses 5 1 20.00%2022 Businesses 5 1 20.00%2023 Businesses 5 0 0.00%2024 Businesses 10 2 20.00%
Source of
Funds Year Performance Indicators Expected Number Actual Number Percent Completed 2020 Individuals 290 453 156.21%2021 Individuals 564 880 156.03%2022 Individuals 2,157 2,187 101.39%2023 Individuals 0 0 0.00%2024 Individuals 2,450 3,520 143.67%
Source of
Funds Year Performance Indicators Expected Number Actual Number Percent Completed 2020 Year of Admin 1 1 100.00%2021 Year of Admin 1 1 100.00%2022 Year of Admin 1 1 100.00%2023 Year of Admin 1 1 100.00%2024 Year of Admin 5 4 80.00%
2020 Households 60 30 50.00%2021 Households 50 71 142.00%2022 Households 30 57 190.00%2023 Households 50 58 116.00%2024 Households 300 216 72.00%
CDBG
A. Consolidated Plan goals are established by the number of "Projects" to be undertaken/completed; however, year-end reporting requires accompishments reported by the number of persons benefitting from the project. No new project or accomplishments reported - Cabrillo Sidewalk Improvements was initially funded in FY 19-20.

CDBG
5-Yr Con Plan Goal
CDBG
5-Yr Con Plan Goal
Provide for administration and planning activities to carry out actions that address needs in the Consolidated Plan, including fair housing services to address local impediments to fair housingProvide for administration and planning activities to carry out actions that address needs in the Consolidated Plan, including fair housing services to address local impediments to fair housing Objective: Economic Opportunities
Economic Opportunity
5-Yr Con Plan Goal
Other
Objective: Administration and Planning
On December 17, 2020, added small business assistance grant for businesses impacted by the Coronavirus (CDBG-CV funding) Provide a continuum of supportive and housing services for the homeless and households at risk of homelessness 5-Yr Con Plan Goal
Continuum of Care
Objective: Homeless Continuum of Care

CDBG-CV
B. CDBG-CV funds were used to assist businesses in FY 20-21.

Appendix 1 2 of 2
TO BE PUBLISHED: 04/03/25

PUBLIC NOTICE
NOTICE OF 30-DAY PUBLIC COMMENT PERIOD

AND PUBLIC HEARING TO BE HELD BY THE

CITY OF SAN CLEMENTE
REGARDING THE SUBMISSION OF THE 2025-2029 CONSOLIDATED PLAN, CITIZEN PARTICIPATION PLAN, AND THE 2025-2029 ORANGE COUNTY REGIONAL ASSESSMENT OF FAIR HOUSING NOTICE IS HEREBY GIVEN that the City of San Clemente will hold a public comment period and a public hearing for the 2025-2029 Consolidated Plan, which includes the 2025-2026 Annual Action Plan, amendments to the City’s Citizen Participation Plan, and the 2025-2029 Orange County Regional Assessment of Fair Housing. This action is taken in compliance with federal regulations [24 CFR 91].

As a recipient of Community Development Block Grant (CDBG) funds, the City is required to prepare a Consolidated Plan every five years and to update the related Action Plan annually. Both actions are necessary for the City to receive CDBG funds via the U.S. Department of Housing and Urban Development (HUD). The Citizen Participation Plan outlines the steps the City will take to engage public participation in the allocation of CDBG funds. The City is also required to comply with the Fair Housing Act of 1968, which prohibits discrimination based on protected personal and familial attributes. The City is also required to affirmatively further fair housing. The Assessment of Fair Housing is the primary policy document utilized by the City for this purpose. The City is a participant in preparation for the countywide 2025-2029 Orange County Regional Assessment to Fair Housing (OC-AFH).
30-Day Public Comment Period
The required 30-day public comment period for the documents listed above will commence on April 4, 2025, and will end on May 5, 2025. The draft documents will be available for public review on the City’s website (https://www.san-clemente.org/departments-services/housing-and-social-services), and upon request by contacting staff. Written comments regarding the draft documents must be submitted to the attention of Andy Flores at San Clemente City Hall – 910 Calle Negocio or by email at floresa@sanclemente.org. All written comments must be received by the City no later than 12 PM May 5, 2025. 2025-2029 Consolidated Plan
HUD requires the City of San Clemente to prepare and adopt a Consolidated Plan for its CDBG Program every five years. The plan identifies community needs and activities the City can implement with CDBG funds to provide decent housing and suitable living environments, address community service and facility needs, and expand economic opportunities for primarily low—and moderate-income households. 2025-2026 Action Plan
The Action Plan is a component of the Consolidated Plan that is updated annually. The 2025-2026 Annual Action Plan outlines the City’s proposed use of CDBG funds for the upcoming fiscal year. To date, HUD has not announced the FY 2025-2026 CDBG allocations; however, for planning purposes, the City anticipates receiving $300,000 in CDBG funds for FY 2025-2026; $12,427 in prior year CDBG funds are also available for programming in FY 2025-2026. The proposed use of CDBG funds for Fiscal Year 2025-2026 includes the following:

Proposed Activity Proposed CDBG Allocation
ƒ Public services for lower-income persons and special needs populations $45,000 ƒ Housing and Public facility/infrastructure improvements $207,427 ƒ Program administration (including Fair Housing counseling) $60,000 ƉƉĞŶĚŝdžϮ ϭŽĨϯ
Citizen Participation Plan
The Citizen Participation Plan outlines the actions the City takes to encourage the participation of San Clemente residents, businesses, and other community stakeholders in the allocation of CDBG funds.

Federal regulations largely dictate the content of the plan; however, the City is proposing modifications to the current plan that require public review and City Council approval. The draft revised Citizen Participation Plan is incorporated into the draft 2025-2029 Consolidated Plan as Attachment B.

Orange County FY 2025-2029 Regional Assessment of Fair Housing (OC-AFH) As a recipient of CDBG funds, the City of San Clemente is required to comply with the Fair Housing Act of 1968. In addition to prohibiting discrimination based on race, color, religion, disability, and other protected personal and familial attributes, the City is required to affirmatively further fair housing. The OC-AFH is the primary policy document utilized by the City for this purpose. HUD encourages jurisdictions to consult with one another and prepare a region-wide plan to address impediments to fair housing choice. To this end, the City is a participant in the preparation of the 2025-2029 OC-AFH. The entire draft OC-AFH is available for public review on the City’s website at https://www.sanclemente.org/departments-services/housing-and-social-services. The executive summary and action steps to be taken by the City are included in the draft Consolidated Plan as Attachment A.

Public Hearing
The City is required to hold a public hearing to obtain additional public comments regarding the documents listed above. Notice is hereby given that the City of San Clemente City Council will hold a public hearing on Tuesday, May 6, 2025, for this purpose. The hearing will be held in the City of San Clemente Council Chamber, located at 910 Calle Negocio, San Clemente, California, Second Floor, at 6:00 PM or soon thereafter.

If you challenge this project in court, you may be limited to raising only those issues you or someone else raised at the public hearing described in this notice or written correspondence delivered to the City of San Clemente at or prior to the public hearing. All interested persons are invited to attend said hearing.

To allow staff adequate time to confirm software compatibility, individuals wishing to utilize electronic visual aids to supplement their oral presentations at the meeting must submit the electronic files to the City Clerk by no later than 12:00 PM on the day of the meeting. Only compatible electronic formats will be permitted to be used on City audio/visual computer equipment. Staff makes no guarantee that such material will be compatible but will use its best efforts to accommodate the request.

Laura Campagnolo
Legislative Administrator

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SUMMARY OF PUBLIC COMMENTS
30-DAY COMMENT PERIOD
TBD

PUBLIC HEARING
TBD
ƉƉĞŶĚŝdžϮ ϯŽĨϯ
City of San Clemente - Map A Hispanic Concentration
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Appendix 3 1 of 4
CT: 0421.1425.9% Hispanic
CT: 0421.0923.9% Hispanic
CT: 0422.0526.0% Hispanic
CT: 0422.0617.0% Hispanic
CT: 0421.0732.3% Hispanic
CT: 0421.0815.5% Hispanic
City of San Clemente - Map B Asian Concentration
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Appendix 3 2 of 4
CT: 0421.0515.8% Asian
CT: 0421.0612.0% Asian CT: 0421.12 14.0% Asian
CT: 0320.638.1% Asian
City of San Clemente - Map C Housing Cost Burden Concentration 6RXUFHV
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Appendix 3 3 of 4
CT: 0421.0553.3% Cost Burden
CT:0421.0752.8% Cost Burden
CT:0422.0653.4% Cost Burden
Appendix 3 4 of 4
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EQUAL HOUSING

OPPORTUNITY
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THE FOLLOWING IS AN EXCERPT OF THE ORANGE COUNTY
REGIONAL ASSESSMENT OF FAIR HOUSING 2025-2029
LIMITED TO THE EXECUTIVE SUMMARY & SAN CLEMENTE'S AFH ACTION PLAN.

THE COMPLETE AFH CAN BE ACCESSED AT
www.san-clemente.org/departments-services/housing-and-social-services I. Executive Summary
The Assessment of Fair Housing (AFH) provides communities an opportunity to assess their progress toward the goals of eliminating housing discrimination and promoting access to housing opportunity for both current and future residents. Jurisdictions that receive funding from the U.S. Department of Housing and Urban Development (HUD), including Community Development Block Grant (CDBG), HOME Investment Partnerships Program (HOME), and Emergency Solutions Grant (ESG) funds, complete an AFH at least once every five years, consistent with the Consolidated Plan cycle, as part of their obligations under the Housing and Community Development Act of 1974 and the CranstonGonzalez National Affordable Housing Act.

As a fair housing planning document, the AFH facilitates HUD grantee compliance with statutory and regulatory requirements to affirmatively further fair housing. Affirmatively furthering fair housing entails taking meaningful actions, in addition to combating discrimination, that overcome patterns of segregation and foster inclusive communities free from barriers that restrict access to opportunity based on protected characteristics. The duty to affirmatively further fair housing applies to all activities and programs within a jurisdiction related to housing and urban development.

This AFH is a collaborative effort among the following jurisdictions:
x Orange County and the Urban County Program participating cities of Brea, Cypress, Dana Point, La Palma, Laguna Beach, Laguna Hills, Laguna Woods, Los Alamitos, Placentia, San Juan Capistrano, Seal Beach, Stanton, Villa Park, and Yorba Linda. x The HUD Entitlement Cities of Aliso Viejo, Anaheim, Buena Park, Costa Mesa, Fountain Valley, Fullerton, Garden Grove, Huntington Beach, Irvine, La Habra, Laguna Niguel, Lake Forest, Mission Viejo, Newport Beach, City of Orange, Rancho Santa Margarita, San Clemente, Santa Ana, Tustin, Westminster.

To prepare the AFH, jurisdictions first must identify fair housing issues. A fair housing issue refers to a condition within a specific geographic area that restricts fair housing choice or limits access to opportunity. Fair housing issues may include ongoing local or regional segregation/concentration or lack of integration, racially or ethnically concentrated areas of poverty, disparities in access to opportunity, disproportionate housing needs, and evidence of discrimination or violations of civil rights law or regulations related to housing.

To identify fair housing issues, HUD recommends that jurisdictions gather and analyze data. For this AFH, the jurisdictions analyzed data on the following topics:
x Demographics
x Segregation or Concentration/Integration
x Racially and/or Ethnically Concentrated Areas of Poverty x Disparities in Access to Opportunity
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x Housing Needs
x Discrimination Complaints
The data utilized in the analysis are from the U.S. Census Bureau American Community Survey (ACS), HUD’s AFFH Data and Mapping Tool, the California Department of Housing and Community Development (HCD) AFFH Data Viewer 2.0, housing discrimination complaint data provided by HUD’s Office of Fair Housing and Equal Opportunity (FHEO), and information gathered through the community participation process (described below).

The ACS data utilized in the assessment are from the 2018-2022 five-year estimates, which were the most current data across all participating jurisdictions at the time the analysis was conducted.

After analyzing the data and identifying fair housing issues, jurisdictions then must identify contributing factors. A contributing factor is any condition that creates, contributes to, perpetuates, or increases the severity of one or more fair housing issues. For each fair housing issue and its contributing factors, jurisdictions must then develop fair housing goals. A fair housing goal is a specific, meaningful action that can reasonably be expected to create meaningful positive change that affirmatively furthers fair housing by increasing fair housing choice or reducing disparities in access to opportunity.

For the contributing factors and fair housing goals in this AFH, the jurisdictions built upon the extensive work they have already done preparing their most recent Housing Elements, which cover an eight-year planning period. As part of the state-mandated Housing Element, California jurisdictions must conduct a fair housing assessment that includes an analysis of fair housing issues, identification of factors that create and/or contribute to those issues, and development of goals and meaningful actions to affirmatively further fair housing.

Progress toward reaching the goals identified in the Housing Element must then be periodically reported to the state.

A summary of the fair housing issues, significant contributing factors, and fair housing goals for each jurisdiction can be found in Section IV of this AFH. ƚƚĂĐŚŵĞŶƚ ϯŽĨϳ
R. San Clemente
Issue: Concentration, Disparities in Access to Opportunity, and Disproportionate Housing Needs The majority of the city is considered an area of high White concentration, except for one Census Tract encompassing neighborhoods north and east of Max Berg Plaza Park, which is classified as low-medium concentration. There is a cluster of publicly supported housing units in this lowmedium concentration area.

Based on analysis of fair housing complaint data, individuals with disabilities may disproportionately experience discrimination in housing.

Housing cost burden is an issue for renters across Orange County, including in San Clemente.

Contributing Factors:

1. Unaffordable rents and sales prices in a range of sizes, the location and type of affordable housing, and an overall shortage of subsidized housing units

2. Displacement of residents due to economic pressures

3. Cost of repairs or rehabilitation

4. Dominance of single-family housing, which is typically more expensive than multi-family housing

5. Lack of fair housing education and outreach
Actions: Timeframe:

1. Annually promote equal access to fair housing information for all residents. Expand outreach methods beyond traditional media (newspaper or City website) to include other social media platforms such as Facebook, Twitter, and Instagram.

Focus fair housing outreach efforts in the area along the western side of Interstate 5 where racial/ethnic minorities and LMI households are concentrated.

Annually, with the goal to
increase distribution of
information by 20%
between 2021-2029

2. Continue to work under contract with the Fair Housing Foundation (FHF) and/or other qualified fair housing service providers to provide fair housing services for all segments of the community.

Serve at least 50
households each year.

Annually evaluate and
adjust the scope of services
to ensure the City address
any emerging trends in fair
housing issues.

3. In coordination with OCHA and fair housing services provider, provide outreach and education to landlords and tenants regarding the state’s new source of income protection (SB 329 and SB 229) that recognizes public assistance such as Housing Choice Vouchers (HCV) and Veterans Assistance Supportive Housing (VASH) as legitimate source of income for rent
Conduct outreach and
education annually;
increase vouchers from
Orange County Housing
Authority by 10% between
2021-2029.
ƚƚĂĐŚŵĞŶƚ ϰŽĨϳ
payments. Specifically, provide fair housing responsibility to new ADU applicants.

4. Help non-profits acquire and convert market-rate housing to affordable housing
Ongoing

5. Work to preserve the City’s affordable housing inventory Ongoing

6. Offer a variety of housing opportunities to enhance mobility among residents of all races and ethnicities by facilitating affordable housing throughout the community through the following actions:

Goal of creating 446
affordable units for lower
income households
between 2021 and 2029
a. Promote by-right approvals to facilitate at least one new multi-family housing project with at least 20% of units for lower income households
2021-2029
b. Promote Lot Consolidation program and incentives to
at least three developers.
2021-2029
c. Implement the City’s Affordable Housing Overlay to
facilitate at least one new multi-family housing project 2021-2029
d. Promote the City’s Inclusionary Housing Program to
facilitate at least one multi-family housing project with units affordable for lower income households
2021-2029

7. Provide rehabilitation financing assistance through the Neighborhood Revitalization Program and advertise this
program to the western and southern areas of the City with older housing units and overpaying households.

Assist at least two
homeowners per year

8. Increase public outreach to at least once a year and encourage residents to learn about available housing programs.

Annually

9. Through the City’s fair housing service provider (FHF) increase materials distribution by 25% through the following actions:
a. Provide fair housing education and information to
apartment managers and homeowner associations on
why denial of reasonable modifications/
accommodations is unlawful through fair housing
service contract at least once a year.

Annually
b. Conduct multi-faceted fair housing outreach at least once a year to tenants, landlords, property owners,
realtors, and property management companies.

Methods of outreach may include workshops,
informational booths, presentations to community
Annually
ƚƚĂĐŚŵĞŶƚ ϱŽĨϳ
groups, and distribution of multilingual fair housing
literature.
c. Provide general fair housing counseling and referral services to address tenant landlord issues and
investigate allegations of fair housing discrimination
and take appropriate actions to reconcile cases or refer to appropriate authorities.

Ongoing
d. Periodically monitor local newspapers and online
media outlets to identify potentially discriminatory
housing advertisements.

Annually
e. Include testing/audits within the scope of work with fair housing provider.

Ongoing
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PUBLIC NOTICE
2025-2029 Orange County Regional Assessment of Fair Housing Notice of Public Meetings
Program Description: Federal and State laws prohibit discrimination in the sale, rental, leasing, negotiation, advertising, and financing of housing. The 2025-2029 Orange County Regional Assessment of Fair Housing (AFH) is a five-year planning document that examines housing and demographic data to identify fair housing issues, determine contributing factors, and establish goals to ensure fair housing choice, address disproportionate housing needs, and increase access to opportunity. The geography addressed by this AFH includes 27 incorporated cities throughout Orange County as well as the unincorporated areas.

Public Meetings: Public meetings will be held to provide an opportunity for residents to provide feedback on fair housing issues. Orange County residents are invited to attend any of the following public meetings:
x March 5, 2025 from 10:30 a.m. – 11:30 a.m. at Santa Ana City Council Chamber, 22 Civic Center Plaza, Santa Ana, CA 92701
x March 5, 2025 from 6:30 p.m. – 7:30 p.m. at Santa Ana City Council Chamber, 22 Civic Center Plaza, Santa Ana, CA 92701
x March 6, 2025 from 10:30 a.m. – 11:30 a.m. at La Habra City Hall, Festival Room, 110 E. La Habra Blvd., La Habra, CA 90631
x March 6, 2025 from 6:30 p.m. – 7:30 p.m.at Costa Mesa City Hall, Community Room, 77 Fair Drive, Costa Mesa, CA 92626
Two virtual meetings also will be held. To access the meetings, visit the URL listed below. x March 7, 2025 at 6:00 p.m. https://bit.ly/OCAFH
x March 13, 2025 at 1:00 p.m. https://bit.ly/OrangeCoAFH ADA Compliance: All in-person public meetings will be held at locations accessible to persons with disabilities. Anyone who requires public documents in an accessible format, the jurisdictions will make reasonable efforts to accommodate requests. If special assistance is required to participate in a public meeting, the meeting host will attempt to make accommodations in every reasonable manner. Please contact David Flores, Housing Programs Coordinator for the City of Santa Ana at 714-647-6561 at least 48 hours prior to the meeting to describe specific needs and to determine if accommodation is feasible.

Language Access: Translation services for participants in the public meetings will be available in Spanish, Vietnamese, Korean, Mandarin, and Arabic.
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CITY OF SAN CLEMENTE

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CITIZEN PARTICIPATION PLAN
The City of San Clemente Citizen Participation Plan has been prepared pursuant to federal regulations and the City’s desire to encourage and support public participation in the development of the Consolidated Plan and related documents. The Consolidated Plan is a five-year strategic plan that identifies priority needs in the community and the activities that can be funded with certain federal resources that will address these needs.

The actions outlined in the Citizen Participation Plan only relate to the planning and expenditure of funds provided to the City by the U.S. Department of Housing and Urban Development’s (HUD) Office of Community Planning and Development (CPD).

Specifically, the City receives Community Development Block Grant (CDBG) funds from HUD-CPD. It is the City’s goal to ensure the input of residents and other stakeholders will be a significant component of the decision-making process culminating in the adoption of the Consolidated Plan, annual updates, related documents, and year-end reporting.

APPLICABILITY & ADOPTION OF THE CITIZEN PARTICIPATION PLAN As required by HUD, the Citizen Participation Plan has been developed to ensure San Clemente residents participate in the development of a strategy to meet priority housing and community needs of the City and to provide input on the utilization of federal HUDCPD entitlement funds. Citizen involvement will be encouraged in the development of the Consolidated Plan and subsequent annual updates to the Consolidated Plan. The Citizen Participation Plan will also affect the process by which community stakeholds stakeholders are included in the assessment of program performance and any substantial amendments to the Consolidated Plan.

The City will encourage public participation through various means. Community wide notices in the form of newspaper advertisements announcing public workshops, meetings, and/or public hearings will be one of the primary means utilized to inform residents/stakeholders if of significant actions related to Consolidated Plan. Other methods of communication that may be utilized include special mailings and video/electronic communication (e.g., cable TV notices and the City’s web page site).

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ADOPTION OF THE CITIZEN PARTICIPATION PLAN
The authorization of the San Clemente City Council to submit the Consolidated Plan to HUD will constitute the official adoption of the Citizen Participation Plan. Similarly, authorization of the Council to submit subsequent annual updates to the Consolidated Plan and annual performance reports will constitute a formal adoption.

ENCOURAGEMENT OF CITIZEN PARTICIPATION
To the greatest extent feasible, the City of San Clemente’s Citizen Participation process emphasizes the involvement of Low- and Moderate-income residents (as defined by HUD) and/or entities that represent or serve the community’s lower-income population.

Additionally, as required by federal regulations, efforts will also be taken to encourage the participation of the City’s racial and ethnic minorities, non-English speaking individuals, individuals with disabilities, and recipients of federal housing rental assistance.

The following elements of the City's Citizen Participation Plan have been devised to ensure San Clemente residents are provided ample opportunities to become involved and represented in the Consolidated Plan planning process.
ƒ Citizen participation is open to any person wishing to attend any of the meetings, hearings, and/or workshops sponsored by the City regarding HUD-CPD programs. ƒ Public hearings will be held before the City Council to obtain public comments at various stages of Consolidated Plan preparation and adoption. Public input will be recorded by the City as required by federal regulations for inclusion in Consolidated Plan-related documents.
ƒ From time to time, the City’s Human Affairs Committee will serve as an additional means for residents and stakeholders to provide input in the Consolidated Plan process. Specifically, the Human Affairs Committee will hear and provide input on the housing and social service needs of the City. Committee meetings may also be utilized as a forum to develop strategies and priorities for addressing priority housing and non-housing needs of the community. If appropriate, the recommendations of the Human Affairs Committee will be included in related staff reports to the City Council. ƒ As appropriate and/or needed, additional citizen participation will be encouraged via neighborhood and community-wide public meetings or hearings.

The City will work in partnership with the Orange County Housing Authority (OCHA) to ensure participants in their rental assistance program are afforded opportunities to

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participate in the Consolidated Plan process. Additionally, the City will work with OCHA to build consistency and mutual support for the goals outlined in the Authority’s five-year Agency Plan and the City’s Consolidated Plan. The City’s Community Development staff will attend regular meetings of the Cities Advisory Committee sponsored by OCHA.

CITIZEN COMMENTS REGARDING DEVELOPMENT OF THE CITIZEN

PARTICIPATION PLAN & AMENDMENTS TO THE CITIZEN PARTICIPATION PLAN Pursuant to HUD regulations, San Clemente residents and stakeholders will be given no less than 30 days to submit written comments during the development of the Citizen Participation Plan (and/or substantial amendments to the Citizen Participation Plan) prior to the submission of the Plan to HUD. The Citizen Participation Plan and any amendments will be available for public review at the following locations:
ƒ City Hall - Community Development Department
ƒ City of San Clemente website – www.san-clemente.org
San Clement City Hall is accessible to persons with physical disabilities; however, if a physical disability would limit an individual’s ability to review the plan, upon request, the City will make a reasonable effort to make the plan (and/or amendments) available in an appropriate format.

CITIZEN PARTICIPATION IN THE DEVELOPMENT OF THE CONSOLIDATED PLAN Before the Consolidated Plan (or subsequent annual update) is adopted by the City Council and submitted to HUD, Community Development Department staff will make the draft plan available to residents, public agencies, and other interested parties for review and comment. The City will publish its proposed Consolidated Plan (and annual updates) so that all affected residents will have sufficient opportunity to review and comment on the plan. A summary describing the contents and purpose of the Consolidated Plan will be published in one or more newspapers of general circulation.

At a minimum, information that will be provided in a public notice will include the amount of CDBG grant funds the City expects to receive (including program income) and activities to be undertaken. If applicable, information will also include the steps the City will take to eliminate the need for the displacement of residents and/or businesses. If displacement occurs due to any planned actions, the City will comply with the

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requirements of the Uniform Relocation Assistance and Real Property Acquisition Policies Act of 1970, as amended (and implementing regulations in 49 CFR part 24).

The draft Consolidated Plan will be available to residents and other interested parties to facilitate their participation in the development of the plan. The proposed plan will be made available for review at the following locations:
ƒ City Hall - Community Development Department
ƒ City of San Clemente website – www.san-clemente.org
Additionally, a reasonable number of free copies will be available via the Community Development Department.

During the development of the Consolidated Plan (and subsequent annual updates), there will be at least one public hearing to obtain comments from persons affected by the use of HUD-CPD funds and other interested parties. Additionally, as required by program regulations, there will be a 30-day public comment period prior to the submission of the Consolidated Plan to HUD. The City will consider all comments received from residents, public agencies, and other interested parties as it prepares the final Consolidated Plan (and annual updates). A summary of public comments will be included with the final submission. The summary of public comments will include a synopsis of the City’s response to written public comments and an explanation of public comments not accepted, including the reasons why these comments were not accepted.

AMENDMENTS TO THE CONSOLIDATED PLAN
The City will amend the Consolidated Plan or a subsequent annual update whenever one or more of the following decisions are made:

1. There is a change in the original relative priority designation of a housing or community need, or there is a change in the original purpose, scope, location, or beneficiaries of an activity listed in a final plan submitted to HUD.

2. The City decides to undertake an activity that was not previously included in the Consolidated Plan or a subsequent annual plan.

HUD requires that if the City undertakes a substantial amendment to the Consolidated Plan (or a subsequent annual plan), residents and stakeholders must be provided with reasonable notice of the proposed amendment and also provided an opportunity to

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comment on the proposed amendment. A substantial amendment to the Consolidated Plan (or subsequent annual plan) is defined as:

1. A change in the use of CDBG funds from one eligible activity to another, for example, changing CDBG funds allocated for housing rehabilitation to a sidewalk improvement project) and/or

2. The reallocation of 45 55 percent or more of an annual CDBG allocation from one or more eligible activities to one or more otheranother eligible program activitiesactivity.

Changes in funding for an existing project not amounting to more than 45 55 percent of the City’s annual CDBG allocation are not considered a substantial change; no formal amendment to the Action Plan requiring public review and comment will be warranted.

A summary of the amendment will be included in the year-end report to HUD. The reallocation of CDBG funds at the end of the fiscal year from a canceled activity or an activity that does not expend any funds during the year is not considered a substantial amendment.

A substantial amendment will be subject to a public hearing and a 30-day public comment period. The City will publish the proposed substantial amendment to the Consolidated Plan (or annual update) so that residents and interested parties will have sufficient opportunity to review and comment on the amendment. A summary describing the purpose of the amendment will be published in one or more newspapers of general circulation. A reasonable number of free copies of the proposed amendment will be available upon request. Additionally, a copy of the proposed amendment will be made available for review at the following locations:
ƒ City Hall - Community Development Department
ƒ City of San Clemente website – www.san-clemente.org
Prior to notifying HUD of the substantial amendment to an authorized Consolidated Plan (or a subsequent annual update), the City will hold a 30-day public comment period.

Additionally, the City Council will hold a public hearing to obtain public comments regarding the amendment. The City will consider all comments received from residents, public agencies, and other interested parties regarding the amendment prior to HUD submittal. A summary of public comments will be included with the City’s notification of the amendment to HUD. The summary of public comments will include a synopsis of the City’s response to written public comments and an explanation of public comments not accepted including the reasons why these comments were not accepted.

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PERFORMANCE REPORTS
The City is required to submit an annual performance report describing the use of CDBG funds to HUD no later than 90 days from the end of a program year (i.e., late September).

This performance report is known as the Consolidated Annual Performance and Evaluation Report (CAPER). Prior to submitting the CAPER to HUD, the City will solicit and consider the comments of residents, public agencies, and other interested parties regarding the report.

As required by HUD, the City will publish a notice that its CAPER is available for public review in one or more newspapers of general circulation. This notice will contain information regarding the required 15-day public comment period and City Council meeting. The CAPER will be considered by the City Council prior to the submission of the CAPER to HUD for the purpose of obtaining additional public input.

In addition to making a reasonable number of free copies of the CAPER available for the public, the draft CAPER will be placed at the following locations:
ƒ City Hall - Community Development Department
ƒ City of San Clemente website – www.san-clemente.org
The City will consider all comments received from residents and interested parties during the comment period and public meeting. A summary of comments will be provided to HUD as part of the City’s CAPER submission. The summary of public comments will include a synopsis of the City’s response to written public comments and, if applicable, an explanation of why a public comment was not considered.

PUBLIC HEARINGS
The City of San Clemente will hold a public hearing each year to ensure that the public has ample opportunity to provide input regarding the development of proposed activities to be funded with CDBG resources. Year-end program performance will also be considered by the City Council during a public meeting prior to the submission of the CAPER to HUD. Public hearings and meetings will be held at times and locations that are convenient to residents that who might or have benefited from CDBG-funding funded activities.

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Rules for all public hearings/meetings include the following:

1. A notice of each hearing will be published at least 14 days prior to the meeting date.

The notice will be published in a local newspaper of general circulation. All notices will be of a size and type to draw the attention of casual newspaper readers and will state the time, date, location, and topics to be discussed.

2. Where a significant number of non-English speaking residents can be reasonably expected to participate, translators will be available.

3. Meetings will be held at locations that are accessible to persons with disabilities.

4. As necessary, virtual meetings may be held in place of in-person meetings when deemed necessary for public health or safety. Virtual meetings will afford the public the ability to engage in a live exchange of questions and answers with the City Council and City staff.

MEETINGS
Newspapers, special mailings, the City’s website, and other forms of communication will be utilized to notify residents and interested parties of meetings, workshops, and hearings related to the Consolidated Plan, subsequent annual updates and performance reports. As stated above, meetings will be scheduled at times and locations that are convenient to residents that who might or have benefited from CDBG-funding activities and that are accessible to persons with disabilities.

AVAILABILITY OF INFORMATION TO THE PUBLIC
As previously stated, the City will publish announcements regarding the availability of its proposed Consolidated Plan (and subsequent annual updates), amendments, and performance reports so that residents and interested parties will have sufficient opportunity to review documents and provide comments. Notices will be published in one or more newspapers of general circulation, and a reasonable number of free copies of the entire proposed plan, amendments, and performance reports will be available.

Plans/reports will also be available for review at the following locations:
ƒ City Hall - Community Development Department
ƒ City of San Clemente website – www.san-clemente.org
Upon request (and within reason), the plan will be made available to persons with disabilities.

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ANALYSIS OF IMPEDIMENTS TO FAIR HOUSING CHOICE (AI)/ASSESSMENT OF

FAIR HOUSING (AFH)
The Fair Housing Act of 1968 requires HUD and the City of San Clemente to administer housing and urban development programs in a manner that does not discriminate directly or indirectly based on race, color, religion, sex, national origin, age, familial status, disability, or other protected familial or personal traits. The Fair Housing Act not only prohibited discrimination in housing-related activities and transactions but also requires entities to affirmatively further fair housing. The Analysis of Impediments to Fair Housing Choice (AI), also known as the Assessment of Fair Housing (AFH), is the primary policy document utilized by the City for this purpose. The City participated in the preparation of the 2020-2024 Orange County Analysis of Impediments to Fair Housing and more recently, the 2025-2029 Orange County Regional Assessment of Fair Housing (OC-AFH). HUD requires the City to outline the process it will follow to approve the AI/AFH and for amending the AI/AFH. The same process for adopting and amending the Consolidated Plan will apply to the AI/AFH.

A substantial amendment to the AI/AFH entails a material change in circumstances that affects the information on which the AI /AFH is based to the extent that the analysis, the fair housing contributing factors, or the priorities and goals of the AI/AFH no longer reflect actual circumstances. Examples include:
ƒ Presidentially declared disasters in the City that are of such a nature as to significantly impact the steps a program participant may need to take to affirmatively further fair housing
ƒ Significant demographic changes
ƒ New significant contributing factors in the City
ƒ Civil rights findings, determinations, settlements, or court orders ƒ HUD's written notification specifying a material change that requires revision.

When a revision is required as a result of a material change, such a revision will be submitted within 12 months of the onset of the material change or at such later date as HUD may provide. Where the material change is the result of a Presidentially declared disaster, such time shall be automatically extended to the date that is two years after the date upon which the disaster declaration is made. HUD may extend such deadline, upon request, for a good cause.

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ACCESS TO RECORDS
The City will provide access to information and records relating to the Consolidated Plan to residents, public agencies, and other interested parties. Additionally, information regarding the City's past use of CDBG will also be made available.1 Requests for information and records must be made in writing to:

City of San Clemente
Community Development Department
910 Calle Negocio San Clemente, CA 92673
The written request must delineate the specific information that is being requested.

Community Development staff will have 15 working days to respond to requests.

TECHNICAL ASSISTANCE
The City will provide technical assistance to groups representing Low- and Moderateincome persons that request help in developing proposals for CDBG funding. The City will determine the type and level of assistance that staff will provide for each group.

Technical assistance does not include nor assure the awarding of CDBG funds.

COMPLAINTS
Written complaints regarding the preparation of the Consolidated Plan/annual updates, amendments, and/or performance reports must be submitted in writing to:

City of San Clemente
Community Development Department
910 Calle Negocio San Clemente, CA 92673
The City will provide a written response to complaints within 15 working days from the date the complaint is received.
1 Prior to the 2006-2007 fiscal year, the City participated in the Urban County CDBG program. The Orange County Housing and Community Services Department was responsible for preparing Consolidated/Annual Action plans and accomplishment reports on behalf of San Clemente therefore some pre-2006-2007 CDBG records may not be in the custody of the City. When necessary, a reasonable effort will be made to obtain copies of related documents from the County.

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USE OF THE CITIZEN PARTICIPATION PLAN
The City will comply with the process and policies established in the City Counciladopted Citizen Participation Plan when administering CDBG funds. Amendments to the Citizen Participation Plan will be subject to the substantial amendment requirements outlined in this document.

JURISDICTION’S RESPONSIBILITY
The requirements for the Citizen Participation Plan will not restrict the responsibility or authority of the City in the development and execution of the Consolidated Plan.

CITIZEN PARTICIPATION PLAN AMENDMENTS FOR DISASTERS & EMERGENCIES In the event of a local, state, or national disaster, it may be necessary to rapidly deploy existing or new funding resources allocated to the City by HUD. In these emergency situations, the Citizen Participation process may be streamlined to reduce delays in accessing grant funds pursuant to notices, waivers, award letters, or other HUD directives. Rapid deployment of HUD resources may require a substantial amendment to the Consolidated Plan and/or Annual Action Plan(s).

CORONAVIRUS AID, RELIEF, AND ECONOMIC SECURITY ACT OF 2020 Pursuant to the Coronavirus Aid, Relief, and Economic Security Act of 2020 (CARES Act) and regulatory waivers authorized by the U.S. Assistant Secretary of Housing and Urban Development for Community Planning and Development, on March 31, 2020, the City of San Clemente will implement the following regulatory relief waivers related to Citizen Participation:

1. Citizen Participation Public Comment Period for Consolidated Plan Amendment:

The 30-day public comment period is waived for substantial amendments to no fewer than five (5) days. This waiver will apply to the Consolidated Plan, Annual Action Plans, and other CARES Act-related funding or program modifications.

2. Reasonable Notice and Opportunity to Comment: The Citizen Participation Plan sets forth the requirements for reasonable notice and opportunity for the public to comment. In an effort to contain COVID-19 by limiting public gatherings and to respond quickly to the growing spread and effects of COVID-19, reasonable notice and opportunities to comment are amended as follows:
x Reasonable Notice: Related notice(s) will be posted on the City’s website – www.san-clemente.org, social media, and in the Public Notice displace case located at the entrance of the City of San Clemente City Hall. The notice will be

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prominent and will provide a summary of the proposed amendment, information regarding the opportunity to provide comments, and information on how to view or obtain a copy of the draft amendment.
x Opportunity to Comment: Members of the public are invited to review the draft amendment and provide written comments. The public notice will provide an email address where written comments can be submitted. City staff will provide a written response to public comments received during the comment period. A summary of written comments received during the comment period and Staff responses will be incorporated into the amendment that is submitted to HUD at the conclusion of the comment period.
x Public Hearing: On or soon after day five (5) of the comment period, the City Council will hold a hearing. The public can listen to the meeting via live stream from the City’s YouTube channel at www.san-clemente.org/live or live on Cox Communications Local Access Channel 854. Members of the public can submit comments to the Council electronically. Material may be emailed to [email protected]. Transmittal by 4:00 p.m. on Council meeting days is recommended. Comments must indicate by item title or number the agenda item to which they apply. Additional instructions will be listed on the City’s website. Public comments will be summarized and incorporated into the final amendment that is submitted to HUD.

City staff will submit the subject amendment(s) to the HUD in a timely manner. This waiver will apply to the Consolidated Plan, Annual Action Plans, and other CARES Actrelated funding or program modifications. This waiver will be applicable through June 30, 2021, or as otherwise directed by HUD.