CITY OF SAN CLEMENTE
2026-2027
CDBG Annual Action Plan
Draft April 6, 2026
Attachment 2
i
OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 Contents
Executive Summary
AP-05 Executive Summary - 24 CFR 91.200(c), 91.220(b) .....................................................................1 PR-05 Lead & Responsible Agencies – 91.200(b) ..................................................................................4 AP-10 Consultation – 91.100, 91.200(b), 91.215(l) ...............................................................................5 AP-12 Participation – 91.105, 91.200(c) ............................................................................................. 10 Expected Resources
AP-15 Expected Resources – 91.220(c) (1, 2)...................................................................................... 11 Annual Goals and Objectives
AP-20 Annual Goals and Objectives - 91.420, 91.220(c)(3)&(e) .......................................................... 14 AP-35 Projects – 91.220(d)................................................................................................................. 16 AP-38 Projects Summary ................................................................................................................... 17 AP-50 Geographic Distribution – 91.220(f)......................................................................................... 23 Affordable Housing
AP-55 Affordable Housing – 91.220(g) ............................................................................................... 24 AP-60 Public Housing – 91.220(h) ...................................................................................................... 25 AP-65 Homeless and Other Special Needs Activities – 91.220(i)......................................................... 26 AP-75 Barriers to affordable housing – 91.220(j)................................................................................ 28 AP-85 Other Actions – 91.220(k)........................................................................................................ 30 Program Specific Requirements
AP-90 Program Specific Requirements – 91.220(l)(1,2,4).................................................................... 32 Attachments
Attachment 1: Summary of Prior Accomplishments
Attachment 2: Public Notice and Summary of Public Comments Attachment 3: CDBG Eligible Area Census Tract Block Groups Attachment 4: Analysis of Impediments Analysis Summary and Action Plan SF-424s and Certifications
1 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 Executive Summary
AP-05 Executive Summary - 24 CFR 91.200(c), 91.220(b)
1. Introduction
The 2026-2027 Annual Action Plan for the City of San Clemente satisfies federal requirements to receive Community Development Block Grant (CDBG) funds from the U.S. Department of Housing and Urban Development (HUD). The primary objective of the CDBG program is to develop viable urban communities by providing decent housing, a suitable living environment, and economic opportunities, primarily for lowand moderate-income individuals.
Each activity to be undertaken with CDBG funds must meet one of the three national objectives:
• Benefit low and moderate-income persons,
• Aid in the prevention or elimination of slums and blight or • Meet a community need having particular urgency, such as a nationally declared disaster.
To receive CDBG funds, the City must prepare a Consolidated Plan. The Consolidated Plan is a multi-year strategic plan that identifies priority housing and community needs and outlines the City's activities over five years to address them. The Action Plan, a component of the Consolidated Plan, is the City's annual expenditure plan for using CDBG funds to address the needs identified in the Consolidated Plan.
HUD has notified the City that it will receive $294,485 in CDBG funding for Fiscal Year (FY) 2026-2027 – approximately 5.3% less than the City's current-year CDBG allocation. The City has also identified $7,550 in prior-year CDBG funds that will be available during FY 2026-2027 to support eligible activities. Program income received during FY 2026-2027 will be available to support housing rehabilitation activities.
The 2026-2027 Action Plan details the specific activities the City will undertake with CDBG resources to address the housing and community needs identified in the Consolidated Plan. Planned activities include housing rehabilitation, public improvements, public social services grants, and program administration (including fair housing services).
2. Summarize the objectives and outcomes identified in the Plan The five-year CDBG program objectives and outcomes identified in the 2025-2029 Consolidated Plan are summarized below. Corresponding proposed outcomes for FY 2026-27 are also provided below:
• Infrastructure and Facility Improvements: Improve public infrastructure and facilities that benefit 5,400 low- and moderate-income residents / FY 26-27 Goal: 1 project (Calle Oso Sidewalk, which will benefit 2,045 residents)
• Provide housing assistance to 15 homeowners and 1 rental housing owner / FY 26-27 Goal: Rehab 3 owner-occupied and 0 rental units
• Provide access to public social services for 12,500 low- and moderate-income individuals / FY 26- 27 Goal: Assist 2,700 individuals
2 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 • Provide access to supportive services and housing for 250 individuals at risk of becoming homeless or who are homeless / FY 26-27 Goal: Assist 40 with services to prevent homelessness • Support activities to promote economic opportunities by assisting 10 businesses that serve lowerincome residents / FY 26-27 Goal: Assist 0 businesses • Provide CDBG program oversight and coordination, including fair housing services to 275 households / FY 26-27 Goal: Provide 1 Year of program administration and assist 50 households with fair housing services
3. Evaluation of past performance
FY 2025-2026 (the current fiscal year) is the first year of the City's 2025-2029 Consolidated Plan cycle. Most planned activities will be completed by June 30, 2026. A table that summarizes the City's Consolidated Plan goals for completed program years is provided in Attachment 1.
4. Summary of Citizen Participation Process and consultation process Resident and community stakeholder participation in prioritizing the use of CDBG funds is an essential component of the Consolidated Plan (and Action Plan) planning process. For the 2026-2027 Action Plan, the City obtained public input in a variety of ways:
• The City's Social Service Budget Committee held a meeting on February 24, 2026, to provide public input regarding allocating CDBG public service grant funds. The Committee is comprised of a City Council representative, members of the City's Human Relations Committee, and City staff. • On April 2, 2026, a notice was published in the local newspaper announcing the required 30-day public comment period for the draft 2026-2027 Annual Action Plan. The notice also announced a public hearing to be held by the City Council.
• On May 5, 2026, the San Clemente City Council held a public hearing to accept additional public input regarding the draft 2026-2027 Annual Action Plan and authorize submission of the plan to HUD.
5. Summary of public comments
See Attachment 2.
6. Summary of comments or views not accepted and the reasons for not accepting them All comments and views were accepted – see Attachment 2.
7. Summary
The 2026-2027 Annual Action Plan is the second year of the 2025-2029 Consolidated Plan cycle. The Annual Action Plan is the City's one-year expenditure plan for CDBG funds. FY 2026-2027 begins on July 1, 2026, and ends on June 30, 2027. The City will receive $294,485 in CDBG funds for FY 2026-2027. An additional $7,550 in prior year uncommitted CDBG funds, plus program income resources received during the year, will be available to carry out CDBG-eligible housing rehabilitation activities. The Action Plan details how CDBG funds will support the broader goals and objectives of the Consolidated Plan. Funded 3 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 activities include housing rehabilitation, public infrastructure improvements, public social services, and program administration, including fair housing services. 4 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 PR-05 Lead & Responsible Agencies – 91.200(b)
1. Agency/entity responsible for preparing/administering the Consolidated Plan Describe the agency/entity responsible for preparing the Consolidated Plan and those responsible for administration of each grant program and funding source.
Table 1 – Responsible Agencies
Agency Role Name Department/Agency
CDBG Administrator San Clemente, CA Community Development Narrative (optional)
The City's Community Development Department is primarily responsible for administering CDBG funds, including preparing the Consolidated Plan, annual action plans, year-end performance reports, and other administrative aspects of the program.
Consolidated Plan Public Contact Information
Adam Atamian, Community Development Director - [email protected] / (949) 361-6196 5 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 AP-10 Consultation – 91.100, 91.200(b), 91.215(l)
1. Introduction
Pursuant to HUD regulations, the City has taken several steps to gather resident and stakeholder input for the development of the 2026-2027 Annual Action Plan. The City Council held a hearing to receive public comment on the proposed use of CDBG funds. The City's Social Service Budget Committee provided funding recommendations for public service grants. The City also used its website and the newspaper to notify residents of the opportunity to review and comment on the draft 2026-2027 Annual Action Plan.
Provide a concise summary of the jurisdiction's activities to enhance coordination between public and assisted housing providers and private and governmental health, mental health and service agencies (91.215(l))
The City of San Clemente works closely with the County of Orange Housing Authority (OCHA); OCHA administers the federal rental assistance voucher and certificate programs. The City has limited resources to assist with developing housing opportunities. Still, City staff will work with developers as opportunities evolve to encourage housing development for lower-income residents.
Through the annual CDBG Public Service Grants, City staff can identify the services residents need and develop partnerships with local agencies to coordinate their delivery.
Describe coordination with the Continuum of Care and efforts to address the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans, and unaccompanied youth) and persons at risk of homelessness.
As a supporter of the Orange County Continuum of Care (OC CoC) planning process, the City provides information on the activities it will fund to address local homelessness. The OC CoC uses this information to prepare the region's application to HUD for Homeless Assistance Grant funds. As needed, City staff will expedite certifications of consistency with the Consolidated Plan and other forms of support for the OC CoC. The City also supports and participates in the biennial Point-In-Time Survey of the region's homeless.
Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in determining how to allocate ESG funds, develop performance standards for and evaluate outcomes of projects and activities assisted by ESG funds, and develop funding, policies and procedures for the operation and administration of HMIS The City does not receive Emergency Solutions Grant (ESG) funds; therefore, it does not assist the OC-CoC in determining ESG allocations, evaluating grant outcomes, or developing policies and procedures for administering the regional Homeless Management Information System (HMIS). 6 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26
2. Describe Agencies, groups, organizations and others who participated in the process and describe the jurisdiction's consultations with housing, social service agencies and other entities (see Table 2 below):
Table 1 – Agencies, groups, organizations who participated 1 Agency/Group/Organization Orange County Housing Authority Agency/Group/Organization Type PHA
Other government - County
What section of the Plan was addressed by
Consultation?
Housing Need Assessment
Public Housing Needs
Briefly describe how the
Agency/Group/Organization was consulted.
What are the anticipated outcomes of the
consultation or areas for improved
coordination?
Provided information regarding the number
and type of households receiving HUD rental
assistance
2 Agency/Group/Organization 211 Orange County
Agency/Group/Organization Type Regional organization
What section of the Plan was addressed by
Consultation?
Homeless Needs - Chronically homeless
Homeless Needs - Families with children
Homelessness Needs - Veterans
Homelessness Needs - Unaccompanied youth
Homelessness Strategy
Homeless Management Information System
(HMIS) Admin
Briefly describe how the
Agency/Group/Organization was consulted.
What are the anticipated outcomes of the
consultation or areas for improved
coordination?
Regional Continuum of Care coordinator and
HMIS administrator. Provided information
regarding regional and local homeless
populations and shelter resources
3 Agency/Group/Organization Fair Housing Foundation
Agency/Group/Organization Type Service-Fair Housing
What section of the Plan was addressed by
Consultation?
Impediments to Fair Housing
Briefly describe how the
Agency/Group/Organization was consulted.
What are the anticipated outcomes of the
consultation or areas for improved
coordination?
The agency provided data and information that
helped identify the needs of lower-income
families and individuals requiring fair housing
services, and provided input regarding the
City's strategy to address impediments to fair
housing
7 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 4 Agency/Group/Organization Age Well Senior Services
Agency/Group/Organization Type Services-Elderly Persons What section of the Plan was addressed by
Consultation?
Non-Homeless Special Needs
Briefly describe how the
Agency/Group/Organization was consulted.
What are the anticipated outcomes of the
consultation or areas for improved
coordination?
Provided input regarding the service needs of
seniors, including homebound seniors
5 Agency/Group/Organization Family Assistance Ministries Agency/Group/Organization Type Services - Housing
Services-homeless
What section of the Plan was addressed by
Consultation?
Homeless Needs - Families with children
Homelessness Strategy
Needs of Low/Mod persons
Briefly describe how the
Agency/Group/Organization was consulted.
What are the anticipated outcomes of the
consultation or areas for improved
coordination?
Provided input regarding housing and service
needs of homeless individuals and households
at risk of becoming homeless
6 Agency/Group/Organization Camino Health Center
Agency/Group/Organization Type Services-Health
What section of the Plan was addressed by
Consultation?
Anti-poverty Strategy
Needs of Low/Mod persons
Briefly describe how the
Agency/Group/Organization was consulted.
What are the anticipated outcomes of the
consultation or areas for improved
coordination?
Provided input regarding medical/dental
service needs of the community, including
homeless individuals
7 Agency/Group/Organization Parentis Foundation
Agency/Group/Organization Type Services-Youth
What section of the Plan was addressed by
Consultation?
Anti-poverty Strategy
Needs of Low/Mod persons
Briefly describe how the
Agency/Group/Organization was consulted.
What are the anticipated outcomes of the
consultation or areas for improved
coordination?
Provided input regarding childcare needs for
lower-income households
8 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 8 Agency/Group/Organization City of San Clemente
Agency/Group/Organization Type Other government – Local What section of the Plan was addressed by
Consultation?
Housing Need Assessment
Homelessness
StrategyNon-Homeless
Special Needs Economic
Development Market
Analysis
Briefly describe how the
Agency/Group/Organization was consulted.
What are the anticipated outcomes of the
consultation or areas for improved
coordination?
Various city departments, committees, and the
City Council provided data and information. It
also played a crucial role in identifying
priorities and recommendations for the
allocation of HUD funds
Identify any Agency Types not consulted and provide rationale for not consulting The City made an effort to maintain an open consultation process; no individual or agency was knowingly excluded.
Other local/regional/state/federal planning efforts considered when preparing the Plan Table 3 – Other local / regional / federal planning efforts Name of Plan Lead Organization How do the goals of your Strategic Plan overlap with the goals of each
Continuum of Care 211 Orange County Helped establish program goals to address the plan? needs of the San Clemente homeless, including the
regional & local homeless point-in-time survey
City of San Clemente
Housing Element
City of San Clemente Provided housing priorities and program goals City of San Clemente
Capital Improvement
Plan
City of San Clemente Helped to identify priority capital projects that may be CDBG-eligible
5 Yr. and 1 Yr. PHA Plan Orange County
Housing Authority
Identified OCHA resources to address the housing
needs of low-income renters in the City
Orange County Regional
Assessment of Fair
Housing
Orange County and
Orange County cities
A countywide document identifies impediments to
fair housing within participating cities and outlines
a plan to affirm fair housing
City of San Clemente
Local Hazard Mitigation
Plan
City of San Clemente Addresses natural conditions and human activities that can potentially threaten public health and
safety
Narrative (optional)
Broadband: According to BroadbandNow, 90.5% of San Clemente properties have access to broadband internet. Cox Communications provides broadband service to 94.2% of these properties via cable. AT&T is available to approximately 98% of these properties via DSL, fiber, and 5G. Several additional providers offer satellite or 5-G-based broadband service.
9 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 Most broadband service providers in Orange County participated in the Affordable Connectivity Program (ACP); however, as of February 2024, funds have been exhausted. The ACP provides eligible households with a $30 discount on monthly broadband internet service. Without reauthorization of the program, most broadband service providers continue to offer reduced-cost service to qualified low-income households.
Cox provides internet service for qualified households for $9.95 a month. AT&T’s Access program provides basic broadband internet service for low-income families for $30 per month.
Resiliency: The City of San Clemente's Local Hazards Mitigation Plan (LHMP) seeks to prevent the loss of life and property damage resulting from natural or human-caused hazards. The City’s LHMP lists, assesses, and ranks potential hazards based on their probability of occurrence and the magnitude of potential impacts.
The LHMP identified four hazards as “high” risk: coastal erosion, landslides, severe weather, and wildfire.
The LHMP states that climate change has the potential to exacerbate several existing hazards in the City; accordingly, the plan includes a “Climate Change Consideration” narrative for hazards such as coastal erosion, landslides and slope failures, severe weather, and wildfires. 10 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 AP-12 Participation – 91.105, 91.200(c)
1. Summary of citizen participation process/Efforts made to broaden citizen participation Summarize citizen participation process and how it impacted goal-setting The City of San Clemente provided several opportunities for public participation throughout the preparation of the Annual Action Plan. These opportunities included a public meeting, a 30-day public review of the draft Annual Action Plan, and a City Council public hearing. The notice for the required public comment period and a public hearing is provided in Attachment 2 of this plan. Actions are further summarized below.
Citizen Participation Outreach
Table 4 – Citizen Participation Outreach
Sort Order Mode of Outreach Target of Outreach Summary of response/attendance
Summary of
comments received
Summary of comments
not accepted
and reasons
URL (If
applicable)
1 Public Meeting Nontargeted/broad
community
2/24/26 Social
Service Budget
Committee meeting
to recommend CDBG
public service grant
funds
None NA NA
2 Newspaper Ad Nontargeted/broad
community
Notice of 30-day
public review period
(4/3/26 to 5/4/26)
See Attachment 2 NA NA
3 Public Hearing Nontargeted/broad
community
5/5/26 public hearing See Attachment 2 NA NA
11 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 Expected Resources
AP-15 Expected Resources – 91.220(c) (1, 2)
Introduction
HUD has notified the City that it will receive $294,485 in CDBG funding for FY 2026-2027, approximately 5.3% less than the City's current-year CDBG allocation. Additionally, the City identified $7,550 in prior-year CDBG funds that will be available during FY 2026-2027. Program income received during FY 2026-2027 will also be available to fund housing rehabilitation activities. Housing voucher/certificate resources, provided by OCHA and the state Permanent Local Housing Allocation (PLHA), will also be available to support activities that may address the Consolidated Plan's goals.
The City has access to In-lieu Affordable Housing Fee resources; however, no project has been identified to use these funds.
Priority Table
Table 5 - Expected Resources – Priority Table
Program Source of
Funds Uses of Funds
Expected Amount Available Year 2 Expected
Amount
Available
Remainder of
ConPlan
$
Narrative Description Annual
Allocation:
$
Program
Income:
$
Prior Year
Resources:
$
Total:
$
CDBG public –
federal
Acquisition
Admin & Planning
Economic
Development
Housing
Public
Improvements
Public Services 294,485 0 7,550 302,035 900,000
Annual CDBG allocation from HUD,
program income, and prior-year funds
12 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied
The City has identified other resources that will be available to carry out activities that address the goals of the Consolidated Plan:
• OCHA reports that as of January 2026, 125 San Clement households receive rental assistance. It was anticipated that 125 households would be assisted annually during the five-year Consolidated Plan programming cycle. • For FY 2026-2027, the City will utilize PLHA resources to fund homeless outreach services. PLHA is state funding allocated to local governments to help address unmet housing needs.
• In-lieu Affordable Housing Fund resources generated via the City's Inclusionary Housing Program (IHP) are available to assist nonprofit agencies in purchasing land or existing housing units to provide long-term affordable housing. The City adopted the IHP in 1980 to increase the supply of affordable housing. The program requires developers of six or more units to set aside 4% of total units developed for households earning 50% or less of the area median income. The affordable requirement can be provided on‐site, off‐site, or through an in‐lieu fee. Past housing development activity has generated approximately $2,000,000 in funds. The Inclusionary Housing Ordinance is currently being updated to revise the in-lieu fee provisions, ensuring the program remains aligned with current housing policies and development conditions. No specific project is presently slated to benefit from this resource; however, these funds should be considered one-time funds, as most large-scale housing development in the City is complete as the City approaches build-out. In-fill redevelopment is anticipated to allow new housing development.
CDBG does not require matching funds.
If appropriate, describe publically owned land or property located within the jurisdiction that may be used to address the needs identified in the plan
As indicated in the Consolidated Plan, San Clemente is nearly "built out" with limited vacant land; nonetheless, the City's Housing Element identifies several vacant and underutilized sites that may be suitable for housing development. Most properties identified in the Housing Element residential sites inventory are in the City's Housing Overlay. The Housing Overlay Zone intends to encourage affordable rental and for-sale housing in commercial and mixed-use zones. Other in-fill sites outside of the overlay have also been identified for potential housing development, which may include affordable units.
13 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 Discussion
Funding resources are limited to implement the City's 2026-2027 Annual Action Plan. Per HUD, the City will receive $294,485 in CDBG funding for FY 2026-2027. An additional $7,550 in uncommitted prior-year CDBG funding, plus program income generated from CDBG-funded housing rehabilitation loan repayments (i.e., Revolving Loan Funds), will be available to address priority needs.
OCHA aggressively pursues new rental assistance resources, and the City will support its efforts to secure these resources. Additionally, the City will continue supporting programs that serve City residents with PLHA funds. Finally, the City has identified vacant and underutilized land that may be suitable for housing development. In-lieu fees for affordable housing development are available to support affordable housing activities; however, no projects are slated for development utilizing these resources in FY 2026-2027. 14 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 Annual Goals and Objectives
AP-20 Annual Goals and Objectives - 91.420, 91.220(c)(3)&(e) Goals Summary Information
Table 6 – Goals Summary
Sort
Order Goal Name Start Year
End
Year Category Geographic Area Needs Addressed Funding Goal Outcome Indicator 1 Infrastructure and
Facility
Improvements
2026 2027 Non-Housing
Community
Development
CDBG Census
Tracts
Public
Improvements
CDBG:
$198,990
Public Facility or Infrastructure
Activities other than
Low/Moderate Income Housing
Benefit:
2,045 Persons Assisted
2 Housing
Preservation
2026 2027 Affordable Housing Citywide Affordable Housing *CDBG:
$75,000
Homeowner Housing
Rehabilitated:
3 Household Housing Unit
3 Public Social
Services
2026 2027 Non-Homeless
Special Needs
Low & Moderateincome Households
Citywide Public Services CDBG:
$29,935
Public service activities other
than Low/Moderate Income
Housing Benefit:
2,700 Persons Assisted
4 Homeless
Continuum of
Care
2026 2027 Homeless Citywide Homeless
Support
Services and
Housing
CDBG:
$14,235
Public service activities other
than Low/Moderate Income
Housing Benefit:
32 Persons Assisted
Homelessness Prevention: 8
Persons Assisted
5 Program
Administration
2026 2027 Administration Citywide Administration and
Planning
CDBG:
$58,875
Other: 50
Other
* No FY 26/27 funding is allocated. Identified funds are carried over from FY 25/26. 15 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 Table 7 – Goal Descriptions
1 Goal Name Infrastructure and Facility Improvements
Goal Description Improve and expand public infrastructure and facilities that benefit low- and moderate-income neighborhoods and residents 2 Goal Name Housing Preservation
Goal Description Improve or expand the supply of housing that is affordable to lower-income households 3 Goal Name Public Social Services
Goal Description Provide or improve access to public social services for low- and moderate-income persons and persons with special needs 4 Goal Name Homeless Continuum of Care
Goal Description A continuum of housing and supportive services for the homeless and households at risk of homelessness 5 Goal Name Program Administration
Goal Description Provide for administration and planning activities to address needs identified in the Consolidated Plan, including services to address impediments to fair housing
Estimate the number of extremely low-income, low-income, and moderate-income families to whom the jurisdiction will provide affordable housing as defined by HOME 91.215(b):
The City of San Clemente does not receive HOME funds; however, CDBG resources are allocated to rehabilitate residential housing units. Three (3) lower-income homeowners are projected to be assisted with CDBG resources during FY 2026-2027. 16 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 AP-35 Projects – 91.220(d)
Introduction
The following activities have been allocated CDBG funds for FY 2026-2027. Due to the delay in approving the federal 2026 budget, initial CDBG funding for activities will be increased or decreased by a percentage based on the final FY 2026-2027 CDBG grant once a federal budget is approved. On April 6, 2026, HUD published 2026 CDBG allocations. CDBG funding for the following projects has been adjusted accordingly.
Table 8 – Project Information
# Project Name
1 Single-Family Housing Rehabilitation
2 Program Age Well Senior Services
3 Camino Health Center
4 Families Forward
5 Silver Connections (City of San Clemente)
6 Parentis Foundation
7 Fair Housing Foundation
8 CDBG Program Administration
9 Calle Oso Sidewalk Improvements
Describe the reasons for allocation priorities and any obstacles to addressing underserved needs
The City's Consolidated Plan identifies the homeless, persons with special needs, seniors, and very lowincome households as underserved. The City will allocate a portion of its CDBG funds to activities that address the housing and service needs of lower-income and special-needs households. Consistent with the City's Homeless Strategy, resources will be allocated to provide safety-net services that help at-risk households maintain their current housing. The City will use CDBG program income (i.e., funds generated by the repayment of housing rehabilitation loans) to help homeowners improve their residences without incurring additional housing cost burden. The City will also encourage and support OCHA's efforts to obtain additional rental assistance funding for San Clemente households. 17 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 Projects
AP-38 Projects Summary
Table 9 – Project Summary
1 Project Name Single-Family Housing Rehabilitation Program Target Area Citywide
Goals Supported Owner-occupied Housing Rehabilitation
Needs Addressed Housing Rehabilitation
Funding CDBG: $75,000 (carried forward from FY 25/26) plus program income received during the year Description CDBG-funded housing rehabilitation loans or grants for eligible homeowners Target Date 6/30/2027
Estimate the number and type of families
that will benefit from the proposed
activities
3 owner-occupied housing units
Location Description Citywide
Planned Activities CDBG funds ($75,000 in 2025 funds plus program income, i.e., Revolving Loan funds) received during the year) for homeowner housing rehabilitation loans or grants to address housing/building code deficiencies and deferred property improvements
2 Project Name Age Well Senior Services
Target Area Citywide
Goals Supported Public Social Services
Needs Addressed Public Services
Funding CDBG: $6,380
Description Services for seniors
18 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 Target Date 6/30/2027
Estimate the number and type of families
that will benefit from the proposed
activities
75 seniors
Location Description Citywide
Planned Activities Meals on Wheels for homebound seniors 3 Project Name Camino Health Center
Target Area Citywide
Goals Supported Public Social Services
Needs Addressed Public Services
Funding CDBG: $11,285
Description Low-cost medical and dental services for low- and moderate-income persons Target Date 6/30/2027
Estimate the number and type of families
that will benefit from the proposed
activities
2,500 low- and moderate-income persons
Location Description 1300 Avenida Vista Hermosa, San Clemente CA Planned Activities Primary medical, behavioral, and dental health services at a reduced cost for lower-income persons and indigents
4 Project Name Family Assistance Ministries
Target Area Citywide
Goals Supported Homeless Continuum of Care
Needs Addressed Homeless Support Services and Housing
Funding CDBG: $14,235
Description Housing assistance, support services, and case management for households that are at risk of homelessness and those that are homeless
Target Date 6/30/2027
19 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 Estimate the number and type of families
that will benefit from the proposed
activities
40 low- and moderate-income persons
Location Description Citywide
Planned Activities Rent and utility assistance (8 individuals) and case management (32 individuals) for households at risk of homelessness and those who are homeless
5 Project Name Silver Connection (City of San Clemente) Target Area Citywide
Goals Supported Public Social Services
Needs Addressed Public Services
Funding CDBG: $6,870
Description Senior recreation program
Target Date 6/30/2027
Estimate the number and type of
families that will benefit from the
proposed activities
An estimated 100 seniors
Location Description Citywide
Planned Activities Socialization and physical activities for adults aged 62 and older 6 Project Name Parentis Health Foundation
Target Area Citywide
Goals Supported Public Social Services
Needs Addressed Public Services
Funding CDBG: $5,400
Description Children's literacy program that links students ages 5 to 11 with a trained older adult tutor 20 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 Target Date 6/30/2027
Estimate the number and type of
families that will benefit from the
proposed activities
25 youths
Location Description Boys & Girls Club of the South Coast Area, 1304 Calle Valle, San Clemente, CA Planned Activities Intensive one-on-one reading support for students who do not read at grade level - tutoring is provided by trained older adult volunteers for an entire school year 8 Project Name Fair Housing Foundation
Target Area Citywide
Goals Supported Program Administration
Needs Addressed Administration and Planning
Funding CDBG: $5,175
Description Fair housing outreach, education, and enforcement services to reduce and eliminate impediments to fair access to housing
Target Date 6/30/2027
Estimate the number and type of
families that will benefit from the
proposed activities
50 households
Location Description Citywide
Planned Activities Fair housing outreach, education, and enforcement services, including landlord, tenant, and property management fair housing training; community outreach and education; complaint investigation and enforcement services
9 Project Name CDBG Program Administration
Target Area Citywide
Goals Supported Program Administration
21 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 Needs Addressed Administration and Planning
Funding CDBG: $53,700
Description CDBG program oversight and coordination
Target Date 6/30/2027
Estimate the number and type of
families that will benefit from the
proposed activities
Not applicable
Location Description 910 Calle Negocio Ste. 100, San Clemente CA – City Hall Planned Activities Program oversight and coordination, including management of public service grants, housing rehabilitation programs, and preparation of required applications and reports 12 Project Name Calle Oso Sidewalk Improvements
Target Area CDBG Census Tracts
Goals Supported Public Infrastructure Improvements
Needs Addressed Public Improvements
Funding CDBG: $198,990
Description Construction of missing sidewalk segments
Target Date 6/30/2028
Estimate the number and type of families
that will benefit from the proposed
activities
An estimated 2,045 individuals live within the project area, 64.3% of whom are low- and moderate-income
Location Description Calle Oso, San Clemente, CA (Census Tract 421.08 Block Group 4) Planned Activities Construction of 115 linear feet of missing sidewalk 22 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 Describe the reasons for allocation priorities and any obstacles to addressing underserved needs:
The City will allocate a portion of its CDBG funds for activities that address the housing and service needs of the elderly, lower-income households, and people with disabilities. According to data from the Consolidated Plan, these households contribute a significant share of their income to maintain housing. Consistent with the City's Homeless Strategy, resources will be allocated to help these households remain housed in place rather than fall into homelessness by providing social safety net services. The City's housing rehabilitation program can assist elderly and disabled homeowners in improving their residences to address specific household needs. Additionally, the City will encourage and support OCHA's efforts to obtain additional rental assistance funding for San Clemente households. 23 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 AP-50 Geographic Distribution – 91.220(f)
Description of the geographic areas of the entitlement (including areas of low-income and minority concentration) where assistance will be directed Most activities slated for CDBG funding during FY 2026-2027 will be available citywide to income-eligible individuals and households. These activities include public services and housing rehabilitation. Activities such as sidewalk improvements will be limited to specific areas of the City where a significant percentage of residents meet HUD's income limits. A list of the City's CDBG-eligible areas is provided in Attachment 3.
Geographic Distribution
Table 10 - Geographic Distribution
Target Area Percentage of Funds
CDBG census tracts 66
Citywide 34
Rationale for the priorities for allocating investments geographically FY 2026-2027 CDBG funding is allocated primarily within the City's CDBG-eligible Census Tracts; however, the City's primary intent is to serve lower-income residents who need housing or services, regardless of where they live in the City. Area-wide activities (e.g., public improvements) are typically limited to the City's CDBG-eligible areas.
Discussion
The City's primary intent is to use CDBG funds to assist eligible households in need of services, regardless of where they live in the City. A portion of funds focuses on specific areas of the City with a significant percentage of low- and moderate-income residents.
24 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 Affordable Housing
AP-55 Affordable Housing – 91.220(g)
Introduction
The City will utilize limited CDBG funds and program income (Revolving Loan) to provide eligible homeowners with housing rehabilitation loans and grants.
Table 11 - One-Year Goals for Affordable Housing by Support Requirement One-Year Goals for the Number of Households to be Supported Homeless 0
Non-Homeless 3
Special-Needs 0
Total 3
Table 12 - One-Year Goals for Affordable Housing by Support Type One-Year Goals for the Number of Households Supported Through Rental Assistance 0
The Production of New Units 0
Rehab of Existing Units 3
Acquisition of Existing Units 0
Total 3
Discussion
The City will utilize CDBG and program income (Revolving Loan funds) to assist in rehabilitating owneroccupied housing units. While it is not the program's primary focus, some special-needs households (seniors and people with disabilities) may receive assistance from the program during the year. The City will also continue to support OCHA's program activities in the community. It is estimated that 125 households will receive rental assistance vouchers or certificates during FY 2026-2027. 25 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 AP-60 Public Housing – 91.220(h)
Introduction
San Clemente does not own or manage public housing.
Actions planned during the next year to address the needs to public housing Not applicable.
Actions to encourage public housing residents to become more involved in management and participate in homeownership
Not applicable.
If the PHA is designated as troubled, describe the manner in which financial assistance will be provided or other assistance
Not applicable.
Discussion
San Clemente does not own or manage public housing.
26 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 AP-65 Homeless and Other Special Needs Activities – 91.220(i) Introduction
As the Consolidated Plan outlines, the City's homeless strategy emphasizes preventing homelessness, as it is less expensive and less disruptive to keep a household housed. To this end, the City has supported local agencies with CDBG resources that provide various services for lower-income households, including food banks, rent/utility assistance, and reduced-cost childcare and healthcare services. These safety-net programs can help a household maintain its current housing situation and avoid homelessness.
Describe the jurisdictions one-year goals and actions for reducing and ending homelessness including:
Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs
No CDBG resources will be allocated for homeless outreach services in FY 2026-2027; however, the City will utilize PLHA funds to fund homeless outreach staff.
The City of San Clemente will also continue to support agencies working directly with sheltered and unsheltered homeless populations. For example, Family Assistance Ministries conducts extensive outreach and vulnerability assessments throughout San Clemente and neighboring communities. Other agencies conduct similar outreach and assessment services for specific homeless populations, such as domestic violence victims and transitional-age youth.
Addressing the emergency shelter and transitional housing needs of homeless persons The Consolidated Plan indicates that Family Assistance Ministries manages 53 emergency and six transitional shelter beds in San Clemente. These shelter beds are earmarked for homeless families with children. Additionally, Laura's House offers 42 emergency shelter and 12 transitional shelter beds for victims of domestic violence. Friendship Shelter also provides five emergency shelter vouchers.
No FY 2026-2027 CDBG funds are allocated for emergency shelter or transitional housing.
Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again
As outlined above, the City will focus its CDBG resources on providing social safety-net services to help atrisk households avoid homelessness. The 2024 Orange County homeless Point-In-Time survey indicates that 36 San Clemente homeless individuals are sheltered, while 46 are reported as unsheltered. 27 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 Upon request, the City will support agencies that provide homeless housing and supportive services by providing a Certification of Consistency with the Consolidated Plan. (Note that in addition to being consistent with the Consolidated Plan, programs must also comply with applicable federal, state, and local regulations). Additionally, the City will continue to support the OC-CoC's efforts to secure resources to address regional homelessness and OCHA's efforts to obtain additional housing assistance vouchers for homeless Veterans (VASH). OCHA reports that in January 2026, five veteran households will benefit from VASH housing assistance in San Clemente. Additionally, ten households receive rental assistance via the Continuum of Care Voucher program. This program provides rental subsidies and supportive services to individuals with disabilities who have experienced homelessness.
Helping low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families and those who are: being discharged from publicly funded institutions and systems of care (such as health care facilities, mental health facilities, foster care and other youth facilities, and corrections programs and institutions); or, receiving assistance from public or private agencies that address housing, health, social services, employment, education, or youth needs.
The City's strategy is to help a household at risk of homelessness stay in their home. CDBG funding is allocated to provide social safety-net services that help at-risk households avoid homelessness. The City will also continue to support regional homeless planning efforts, including the OC-CoC's Discharge Plan, which will help prevent individuals from leaving institutions, hospitals, and similar settings and becoming homeless.
Discussion
The City's homeless strategy is to prevent homelessness and support local service providers' efforts to seek additional resources. The City's CDBG funds are allocated to safety-net services to help households at risk of homelessness redirect limited income toward housing. 28 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 AP-75 Barriers to affordable housing – 91.220(j)
Introduction
Barriers to affordable housing and actions to overcome barriers are listed in the City's Housing Element and discussed in the Consolidated Plan.
Actions it planned to remove or ameliorate the negative effects of public policies that serve as barriers to affordable housing such as land use controls, tax policies affecting land, zoning ordinances, building codes, fees and charges, growth limitations, and policies affecting the return on residential investment
Listed below are some of the primary actions the City’s Housing Element has identified to help eliminate or mitigate barriers to the development of affordable housing. • The City has established densities in the mixed-use and housing overlay zones that help ensure that land zoned for multi-family use, which is limited, is developed as efficiently as possible. • State law requires that local governments grant a density bonus and additional incentives or concessions to facilitate affordable housing development. The City has adopted a Density Bonus Ordinance and complies with other State laws that incentivize housing development. • The City provides reduced parking requirements for senior housing projects and affordable housing, consistent with State Density Bonus law and AB 2097
• Housing projects developed within the Housing Overlay must have 20% of the units affordable to lowincome households or 40% moderate income households. These projects are entitled to utilize the State Density Bonus parking standards.
• The State has passed numerous changes to the Accessory Dwelling Unit (ADU) law to facilitate the development of ADUs; the City has subsequently amended its ADU Ordinance to comply with State law. ADUs may be an alternative source of affordable housing for lower-income households and seniors, as these units typically rent for less than comparable apartments. • The City does not typically offer fee waivers; however, the City Council may approve a waiver, offer deferred or reduced fees, or supplement fees. The City has limited financial resources to subsidize housing development; however, the City will accept an in-lieu fee for projects that do not or cannot provide on-site affordable units (including within the Coastal Zone). In turn, In-lieu Fee Funds can be used to support affordable housing projects that create affordable housing opportunities for lowerincome residents.
Discussion
The City's Housing Element identifies several barriers to affordable housing development. The Housing Element also identified several actions the City can take to reduce these impacts. City staff routinely inform prospective applicants during preliminary project discussions of available housing incentives, including the Density Bonus, Housing Overlay, and Senior Housing incentives, to encourage housing production and affordability opportunities. Accessory Dwelling Units (ADUs) have been a significant 29 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 contributor to housing production, with 118 ADUs approved and 100 constructed to date. The Housing Element established a target of 120 ADUs over an eight-year planning period, and the City has nearly reached that goal in approximately half the time. Through the implementation of the City’s ADU policies and streamlined approval process, no ADU applications have been denied. In addition, the City’s SB 9 ordinance is currently under review and will be presented to the City Council for consideration, and the Inclusionary Housing Ordinance is being updated to revise the in-lieu fee provisions, ensuring the program remains aligned with current housing policies and development conditions. 30 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 AP-85 Other Actions – 91.220(k)
Introduction
Outlined below are the actions the City will implement to address the sub-strategies of the Consolidated Plan.
Actions planned to address obstacles to meeting underserved needs The City will allocate a portion of CDBG funds for activities that address the service needs of lower-income and special-needs households. Additionally, the City will encourage and support OCHA's efforts to obtain additional rental assistance funding for these households. CDBG resources will be available to help with housing rehabilitation. This program is available to assist homeowners in improving their residences and addressing specific household needs.
Actions planned to foster and maintain affordable housing San Clemente has identified actions it will implement during FY 2026-2027 to foster and maintain affordable housing. The Consolidated Plan identifies programs such as Housing Rehabilitation assistance as the means to maintain and improve housing currently available to low- and moderate-income residents. By providing deferred-payment loans or grants, homeowners can rehabilitate their properties to meet basic housing quality standards and incur minimal additional housing costs. CDBG funding and program income received during the year will be available to assist with housing rehabilitation.
Actions planned to reduce lead-based paint hazards
The City will ensure compliance with federal lead-based paint regulations. All housing units constructed before 1978 that are rehabbed with CDBG funds must be tested for lead paint hazards. If lead is found, additional assistance may be provided to eliminate lead hazards in compliance with current regulations.
Actions planned to reduce the number of poverty-level families Approximately 5.8% of the City's population lives below the poverty level, including 3.2% of children under 18 and 5.3% of seniors (aged 65 and older). During FY 2026-2027, the City will fund the following activities to help reduce the number of poverty-level households:
• Support public services that provide a social safety net for lower-income households, especially for the near-homeless
• Support OCHA's administration of the federal rental assistance program for very low-income renters
• Subject to the availability of funds, provide housing rehabilitation assistance for lower-income and special-needs homeowners
31 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 Actions planned to develop institutional structure
The City has made an effort to establish an institutional structure to help identify and access resources to improve the community. The City will continue to work with nonprofit and public entities to deliver public services. As a supporter of the Orange County Continuum of Care, the City will provide critical information to the County of Orange to prepare the County's Continuum of Care Homeless Assistance grant application to HUD. The City will also continue to assist OCHA in implementing its Public Housing Authority (PHA) Plan to provide rental assistance vouchers and certificates.
Actions planned to enhance coordination between public and private housing and social service agencies
The City of San Clemente does not operate public housing, but OCHA provides rental assistance in the community. Federal legislation requires OCHA to prepare five-year and one-year plans that outline its mission, goals, and objectives for public and assisted housing programs. The City will review OCHA's plans and provide OCHA with the opportunity to review and consult with the City regarding its Consolidated Plan/Annual Action Plan. This cross-consultation aims to provide consistent and coordinated housing services for City residents.
San Clemente has also developed positive relationships with private and nonprofit housing developers.
Additionally, ongoing relationships with local nonprofit social service providers help promote the efficient and effective use of limited private and public resources to address the community's service needs.
Discussion
HUD-funded grant recipients are required to affirmatively further fair housing and not to discriminate in housing or services, directly or indirectly, on the basis of race, color, religion, sex, national origin, age, familial status, or disability. Grant recipients such as San Clemente are required to (1) examine and attempt to alleviate housing discrimination within their jurisdiction; (2) promote fair housing choices for all persons; (3) provide opportunities for all persons to reside in any given housing development, regardless of race, color, religion, sex, disability, familial status, national origin, and other personal or familial attributes; (4) promote housing that is accessible to and usable by persons with disabilities; (5) and comply with the non-discrimination requirements of the Fair Housing Act. HUD encourages jurisdictions to consult with one another and initiate region-wide fair housing planning. The Orange County – Affirmatively Fair Housing (OC-AFH) plan is the primary document for this purpose. In addition to identifying impediments, a strategy to overcome barriers must be developed and implemented; accomplishments are reported annually. The City participated in the development of the OC-AFH, which the City Council adopted in May 2025. A summary of impediments to fair housing and the action steps the City will take to affirmatively further fair housing is found in Attachment 4.
32 OMB Control No: 2506-0117 (exp. 09/30/2021) Draft 4/6/26 Program Specific Requirements
AP-90 Program Specific Requirements – 91.220(l)(1,2,4)
Introduction
Each HUD program covered by the Consolidated Plan regulations must address specific program-specific requirements.
Community Development Block Grant Program (CDBG) Reference 24 CFR 91.220(l)(1) Projects planned with all CDBG funds expected to be available during the year are identified in the Projects Table. The following identifies program income that is available for use that is included in projects to be carried out.
1. The total amount of program income that will have been received before the start of the next program year and that has not yet been reprogrammed
0 2. The amount of proceeds from section 108 loan guarantees that will be used during the year to address the priority needs and specific objectives identified in the grantee's strategic plan. 0 3. The amount of surplus funds from urban renewal settlements 0
4. The amount of any grant funds returned to the line of credit for which the planned use has not been included in a prior statement or plan
0 5. The amount of income from float-funded activities 0 Total Program Income: 0
Other CDBG Requirements
1. The amount of urgent need activities 0
2. The estimated percentage of CDBG funds that will be used for activities that benefit persons of low and moderate income. Overall Benefit - A consecutive period of one, two or three years may be used to determine that a minimum overall benefit of 70% of CDBG funds is used to benefit persons of low and moderate income. Specify the years covered that include this Annual Action Plan. 100.00%
Discussion
The City will meet the CDBG program's overall 70% benefit requirement for low- and moderate-income households over one program year – FY 2026-2027.
Five-Year and One-Year Summary of Accomplishments
Grantee Name: City of San Clemente
Source of
Funds Year Performance Indicators
Expected
Number
Actual
Number
Percent
Completed
2025 Housing Units 3 0.0%
2026 Housing Units
2027 Housing Units
2028 Housing Units
2029 Housing Units
15 0 0.00%
2025 Housing Units 0 NA
2026 Housing Units
2027 Housing Units
2028 Housing Units
2029 Housing Units
1 0 0.00%
2025 Housing Units 150 0.00%
2026 Housing Units
2027 Housing Units
2028 Housing Units
2029 Housing Units
150
(Annual Avg) (1 Yr Avg)
0.0%
(1 Yr Avg)
Source of
Funds Year Performance Indicators
Expected
Number
Actual
Number
Percent
Completed
2025 Individuals 2,705 0.00%
2026 Individuals
2027 Individuals
2028 Individuals
2029 Individuals
12,500 0 0.00%
2025 Projects 1,345 0.00%
2026 Projects
2027 Projects
2028 Projects
2029 Projects
5,400 0 0.00%
CDBG
5-Yr Con Plan Goal
CDBG
Decent Housing
CDBG
5-Yr Con Plan Goal
Housing Rehabilitation Loans and Grants: Improve or expand the supply of housing affordable to lower-income homeowners HUD
Housing
Vouchers
5-Yr Con Plan Goal
Housing Rehabilitation Loans and Grants: Improve or expand the supply of housing affordable to lower-income renter households CDBG 5-Yr Con Plan Goal
Improve and expand public infrastructure and facilities that benefit low- and moderate-income neighborhoods and residents
Objective: Housing Preservation
Suitable Living Environment
Objective: Public Social Services
Objective: Infrastructure and Facility Improvements
Housing Choice Vouchers (Administered by OCHA): Improve or expand the supply of housing affordable to lower-income households Provide or improve access to public social services for low- and moderate-income persons and persons with special needs
5-Yr Con Plan Goal
Attachment 1 1 of 2
Five-Year and One-Year Summary of Accomplishments
Source of
Funds Year Performance Indicators
Expected
Number
Actual
Number
Percent
Completed
2025 Businesses 0 NA
2026 Businesses
2027 Businesses
2028 Businesses
2029 Businesses
10 0 0.00%
Source of
Funds Year Performance Indicators
Expected
Number
Actual
Number
Percent
Completed
2025 Individuals 50 0.00%
2026 Individuals
2027 Individuals
2028 Individuals
2029 Individuals
250 0 0.00%
Source of
Funds Year Performance Indicators
Expected
Number
Actual
Number
Percent
Completed
2025 Year of Admin 1 0.00%
2026 Year of Admin
2027 Year of Admin
2028 Year of Admin
2029 Year of Admin
5 0 0.00%
2025 Households 50 0.00%
2026 Households
2027 Households
2028 Households
2029 Households
275 0 0.00%
Grants and other forms of assistance to improve or expand local businesses
Provide a continuum of supportive and housing services for the homeless and households at risk of homelessness
5-Yr Con Plan Goal
Continuum of Care
Objective: Homeless Continuum of Care
CDBG
CDBG
CDBG
5-Yr Con Plan Goal
CDBG
5-Yr Con Plan Goal
Provide for administration and planning activities to carry out actions that address needs in the Consolidated Plan, including fair housing services to address local impediments to fair housing
Provide for administration and planning activities to carry out actions that address needs in the Consolidated Plan, including fair housing services to address local impediments to fair housing
Objective: Economic Opportunities
Economic Opportunity
5-Yr Con Plan Goal
Other
Objective: Administration and Planning
Attachment 1 2 of 2
TO BE PUBLISHED: 4/2/26
NOTICE OF PUBLIC HEARING
NOTICE IS HEREBY GIVEN THAT A PUBLIC
HEARING WILL BE HELD BY THE CITY COUNCIL OF THE
CITY OF SAN CLEMENTE, CALIFORNIA, ON THE PROPOSED SUBMISSION OF THE 2026-2027 ANNUAL ACTION PLAN AND THE COMMENCEMENT OF THE THIRTY (30) DAY COMMENT PERIOD
NOTICE IS HEREBY GIVEN that the City of San Clemente City Council will hold a public hearing and public comment period for the Action Plan for Fiscal Year 2026-2027. This action is taken in compliance with federal regulations [24 CFR 91].
As a recipient of Community Development Block Grant (CDBG) funds, the City must prepare a Consolidated Plan every five years. The City is also required to update the related Action Plan annually. The Consolidated Plan is a multi-year strategic plan that identifies housing and community priority needs, strategies to address priority needs, and programs/resources to address these needs. The Action Plan delineates proposed activities to be funded under the U.S. Department of Housing and Urban Development’s (HUD) CDBG program. The San Clemente City Council approved the current 2025-2029 Consolidated Plan in May 2025. The draft 2026-2027 Annual Action Plan is available for public review.
30-Day Public Comment Period
The required 30-day public comment period for the 2026-2027 Annual Action Plan will begin on April 3, 2026, and end on May 4, 2026. The draft document will be available for public review during regular business hours at City Hall, at the Community Development Department at 910 Calle Negocio, and on the City’s website at https://www.sanclemente.gov/238/Social-Services-Community-Grants-CDBG. Written comments may be submitted to Andy Flores, Management Analyst, at 910 Calle Negocio, San Clemente, 92673, or [email protected] on or before noon, May 4, 2026. 2026-2027 Action Plan
To date, HUD has not published FY 2026-2027 CDBG allocations; however, for planning purposes, the City anticipates receiving $300,000 in CDBG funds for FY 2026-2027. Prior year unused funds ($7,550) and housing rehabilitation program income will also be available. Once HUD announces CDBG grants, proposed CDBG allocations will be increased or decreased by a uniform percentage based on the final grant amount or as otherwise directed by the City Council.
The proposed use of CDBG funds includes the following:
Proposed Activity Proposed CDBG Allocation
▪ Public social services for lower-income persons,
seniors, the homeless & youths $45,000
▪ Housing Rehabilitation Program Income Received
During the Year
▪ Capital Improvements $202,550
Attachment 2 1 of 3
▪ Program administration (including Fair Housing
services) $60,000
2026-2027 Action Plan Public Hearing
A public hearing is scheduled before the City Council of the City of San Clemente on May 5, 2026, at 5:30 pm, regarding the Action Plan for Fiscal Year 2026-2027.
If you challenge this project in court, you may be limited to raising only those issues you or someone else raised at the public hearing described in this notice or written correspondence delivered to the City of San Clemente at or prior to the public hearing.
To allow staff adequate time to confirm software compatibility, individuals wishing to utilize electronic visual aids to supplement their oral presentations at the meeting must submit the electronic files to the City Clerk by no later than 12:00 pm on the day of the meeting.
Only compatible electronic formats will be permitted to be used on City audio/visual computer equipment. Staff makes no guarantee that such material will be compatible, but will use its best efforts to accommodate the request.
NOTICE IS FURTHER GIVEN that said public hearing will be held at the meeting of the City Council on May 5, 2026, at 5:30 pm at the City of San Clemente City Council Chambers, 910 Calle Negocio, San Clemente, California, Second Floor. All interested persons are invited to attend said hearing.
Laura Campagnolo
City Clerk
Attachment 2 2 of 3
SUMMARY OF PUBLIC COMMENTS
30-DAY COMMENT PERIOD
TBD
CITY COUNCIL PUBLIC HEARING
TBD
Attachment 2 3 of 3
Attachment 3 1 of 2
San Clemente
Low Moderate-Income
(CDBG-eligible Areas)
Name
Low/Mod
Residents
Low/Mod
Univers
Low/Mod
Percentage
Census
Tract #
Blog Group
#
San Clemente 255 305 83.60% 042108 2
San Clemente 835 1,095 76.30% 042109 1
San Clemente 675 930 72.60% 042108 5
San Clemente 1,425 2,080 68.50% 042107 2
San Clemente 720 1,060 67.90% 042108 1
San Clemente 1,470 2,285 64.30% 042112 2
San Clemente 1,315 2,045 64.30% 042108 4
San Clemente 780 1,240 62.90% 042109 3
San Clemente 835 1,345 62.10% 042107 1
San Clemente 1,195 2,005 59.60% 042116 4
San Clemente 550 965 57.00% 042114 2
San Clemente 310 590 52.50% 042111 3
* HUD Data as of 2/20/25
www.hudexchange.info/programs/acs-low-mod-summary-data/acs-low-mod-summary-data-summarized-block-groups/ Attachment 3 2 of 2
San Clemente - Assessment of Fair Housing Action Plan
Issue: Concentration, Disparities in Access to Opportunity, and Disproportionate Housing Needs The majority of the city is considered an area of high White concentration, except for one Census Tract encompassing neighborhoods north and east of Max Berg Plaza Park, which is classified as low-medium concentration. There is a cluster of publicly supported housing units in this lowmedium concentration area.
Based on analysis of fair housing complaint data, individuals with disabilities may disproportionately experience discrimination in housing.
Housing cost burden is an issue for renters across Orange County, including in San Clemente.
Contributing Factors:
1. Unaffordable rents and sales prices in a range of sizes, the location and type of affordable housing, and an overall shortage of subsidized housing units
2. Displacement of residents due to economic pressures
3. Cost of repairs or rehabilitation
4. Dominance of single-family housing, which is typically more expensive than multi-family housing
5. Lack of fair housing education and outreach
Actions: Timeframe:
1. Annually promote equal access to fair housing information for all residents. Expand outreach methods beyond traditional media (newspaper or City website) to include other social media platforms such as Facebook, Twitter, and Instagram.
Focus fair housing outreach efforts in the area along the western side of Interstate 5 where racial/ethnic minorities and LMI households are concentrated.
Annually, with the goal to
increase distribution of
information by 20%
between 2021-2029
2. Continue to work under contract with the Fair Housing Foundation (FHF) and/or other qualified fair housing service providers to provide fair housing services for all segments of the community.
Serve at least 50
households each year.
Annually evaluate and
adjust the scope of services
to ensure the City address
any emerging trends in fair
housing issues.
3. In coordination with OCHA and fair housing services provider, provide outreach and education to landlords and tenants regarding the state’s new source of income protection (SB 329 and SB 229) that recognizes public assistance such as Housing Choice Vouchers (HCV) and Veterans Assistance Supportive Housing (VASH) as legitimate source of income for rent
Conduct outreach and
education annually;
increase vouchers from
Orange County Housing
Authority by 10% between
2021-2029.
Attachment 4 1 of 3
payments. Specifically, provide fair housing responsibility to new ADU applicants.
4. Help non-profits acquire and convert market-rate housing to affordable housing
Ongoing
5. Work to preserve the City’s affordable housing inventory Ongoing
6. Offer a variety of housing opportunities to enhance mobility among residents of all races and ethnicities by facilitating affordable housing throughout the community through the following actions:
Goal of creating 446
affordable units for lower
income households
between 2021 and 2029
a. Promote by-right approvals to facilitate at least one new multi-family housing project with at least 20% of units for lower income households
2021-2029
b. Promote Lot Consolidation program and incentives to
at least three developers.
2021-2029
c. Implement the City’s Affordable Housing Overlay to
facilitate at least one new multi-family housing project 2021-2029
d. Promote the City’s Inclusionary Housing Program to
facilitate at least one multi-family housing project with units affordable for lower income households
2021-2029
7. Provide rehabilitation financing assistance through the Neighborhood Revitalization Program and advertise this
program to the western and southern areas of the City with older housing units and overpaying households.
Assist at least two
homeowners per year
8. Increase public outreach to at least once a year and encourage residents to learn about available housing programs.
Annually
9. Through the City’s fair housing service provider (FHF) increase materials distribution by 25% through the following actions:
a. Provide fair housing education and information to
apartment managers and homeowner associations on
why denial of reasonable modifications/
accommodations is unlawful through fair housing
service contract at least once a year.
Annually
b. Conduct multi-faceted fair housing outreach at least once a year to tenants, landlords, property owners,
realtors, and property management companies.
Methods of outreach may include workshops,
informational booths, presentations to community
Annually
Attachment 4 2 of 3
groups, and distribution of multilingual fair housing
literature.
c. Provide general fair housing counseling and referral services to address tenant landlord issues and
investigate allegations of fair housing discrimination
and take appropriate actions to reconcile cases or refer to appropriate authorities.
Ongoing
d. Periodically monitor local newspapers and online
media outlets to identify potentially discriminatory
housing advertisements.
Annually
e. Include testing/audits within the scope of work with fair housing provider.
Ongoing
Attachment 4 3 of 3