Santa Ana City Council
August 4, 2026

MetLife
Dental PPO 2020 2021 2022 2023 2024 2025 2026 2027
Employee Only $61.33 $61.33 $63.17 $63.17 $65.70 $65.70 $66.35 $60.87 Family $151.03 $151.03 $155.56 $155.56 $161.78 $161.78 $163.40 $149.88 % change (from prior year) 0% 3% 0% 4% 0% 1% -8%
Dental HMO 2020 2021 2022 2023 2024 2025 2026 2027
Employee Only $29.10 $29.10 $29.10 $29.10 $29.10 $29.10 $29.10 $27.65 Family $49.74 $49.74 $49.74 $49.74 $49.74 $49.74 $49.74 $47.25 % change (from prior year) 0% 0% 0% 0% 0% 0% -5%
Vision Plan 2020 2021 2022 2023 2024 2025 2026 2027
Employee Only $8.29 $8.29 $8.29 $8.29 $8.29 $8.29 $8.29 $8.29 Employee + 1 $15.75 $15.75 $15.75 $15.75 $15.75 $15.75 $15.75 $15.75 Family $23.15 $23.15 $23.15 $23.15 $23.15 $23.15 $23.15 $23.15 % change (from prior year) 0% 0% 0% 0% 0% 0% 0%
Voluntary Life and AD&D 2020 2021 2022 2023 2024 2025 2026 2027 Life per $1,000 age under 30 $0.055 $0.055 $0.055 $0.055 $0.050 $0.050 $0.050 $0.050 Life per $1,000 age 30-34 $0.083 $0.083 $0.083 $0.083 $0.075 $0.075 $0.075 $0.075 Life per $1,000 age 35-39 $0.110 $0.110 $0.110 $0.110 $0.099 $0.099 $0.099 $0.090 Life per $1,000 age 40-44 $0.166 $0.166 $0.166 $0.166 $0.125 $0.125 $0.125 $0.125 Life per $1,000 age 45-49 $0.294 $0.294 $0.294 $0.294 $0.265 $0.265 $0.265 $0.265 Life per $1,000 age 50-54 $0.552 $0.552 $0.552 $0.552 $0.497 $0.497 $0.497 $0.497 Life per $1,000 age 55-59 $0.672 $0.672 $0.672 $0.672 $0.605 $0.605 $0.605 $0.605 Life per $1,000 age 60-64 $1.095 $1.095 $1.095 $1.095 $0.986 $0.986 $0.986 $0.986 Life per $1,000 age 65+ $1.978 $1.978 $1.978 $1.978 $1.780 $1.780 $1.780 $1.780 Child Life per $1,000 $0.100 $0.100 $0.100 $0.100 $0.100 $0.100 $0.100 $0.100 AD&D per $1,000 (all age) $0.030 $0.030 $0.030 $0.030 $0.030 $0.030 $0.030 $0.030 % change (from prior year) 0% 0% 0% -9.09% 0% 0% 0%1
1 -9.09% for age band 35-39
Long Term Disability 2020 2021 2022 2023 2024 2025 2026 2027 FT per $100 earnings $0.37 $0.37 $0.37 $0.37 $0.27 $0.27 $0.27 $0.21 PT eligible employee (flat/month) $15.93 $15.93 $15.93 $15.93 $14.75 $14.75 $14.75 $11.38 % change (from prior year) 0% 0% 0% -27% 0% 0% -22%
Hartford Standard
City of Santa Ana Employee Benefits Rates History
Delta Dental
MetLife
EyeMed
The StandardThe Hartford
Group Basic Life and AD&D 2020 2021 2022 2023 2024 2025 2026 2027 Life - per $1,000 $0.10 $0.10 $0.10 $0.10 $0.050 $0.050 $0.050 $0.035 AD&D - per $1,000 $0.02 $0.02 $0.02 $0.02 $0.015 $0.015 $0.015 $0.010 Combined $0.122 $0.122 $0.122 $0.122 $0.065 $0.065 $0.065 $0.045 % change (from prior year) 0% 0% 0% -47% 0% 0% -31%
Pet Care Plan 2023 2024 2025 2026 2027
1 Pet $12.50 $15.50 $15.50 $17.50 $17.50
Each Additional $11.30 $14.50 $14.50 $16.50 $16.50
% change (from prior year) 24% 0% 13% 0%
Identity Theft 2023 2024 2025 2026 2027
Employee Only $7.45 $7.45 $7.45 $7.45 $7.45
Employee + Family $14.05 $14.05 $14.05 $14.05 $14.05
% change (from prior year) 0% 0% 0% 0%
Legal Plan 2025 2026 2027
Employee Only $18.85 $18.85 $18.85
% change (from prior year) 0% 0%
Combination Identity & Legal 2025 2026 2027
Employee Only $25.30 $25.30 $25.30
Employee + Family $30.90 $30.90 $30.90
% change (from prior year) 0% 0%
Standard2
Employee Assistance Program 2020 2021 2022 2023 2024 2025 2026 2027 Per FT Employee $1.85 $1.85 $1.85 $1.85 $1.85 $1.85 $1.85 $0.00 Per PT Employee $1.25 $1.25 $1.25 $1.25 $1.25 $1.25 $1.25 $0.60 % change (from prior year) 0% 0% 0% 0% 0% 0% -52% to -100% 2 Standard's EAP provider Health Advocate
REACH
The Standard
United Pet Care
ID/LegalShield
The Hartford
Plan Coverage 2020 2021 2022 2023 2024 2025 2026 2027
Employee Only $654.04 $674.69 $712.43 $765.37 $807.71 $919.00 $1,016.32 $1,140.20 Employee +1 $1,308.08 $1,349.38 $1,424.86 $1,530.74 $1,615.42 $1,838.00 $2,032.64 $2,280.40 Employee 2+ $1,700.50 $1,754.19 $1,852.32 $1,989.96 $2,100.05 $2,389.40 $2,642.43 $2,964.52 % change (from prior year) 3.16% 5.59% 7.43% 5.53% 13.78% 10.59% 12.19% Employee Only $934.95 $1,046.04 $1,007.13 $935.12 $1,034.38 $1,110.97 $1,158.26 $1,263.81 Employee +1 $1,869.90 $2,092.08 $2,014.26 $1,870.24 $2,068.76 $2,221.94 $2,316.52 $2,527.62 Employee 2+ $2,430.87 $2,719.70 $2,618.54 $2,431.31 $2,689.39 $2,888.52 $3,011.48 $3,285.91 % change (from prior year) 11.88% -3.72% -7.15% 10.61% 7.40% 4.26% 9.11% Employee Only $909.87 $938.96 $900.22 $842.61 $869.14 $948.53 $1,052.89 $1,177.77 Employee +1 $1,819.74 $1,877.92 $1,800.44 $1,685.22 $1,738.28 $1,897.06 $2,105.78 $2,355.54 Employee 2+ $2,365.66 $2,441.30 $2,340.57 $2,190.79 $2,259.76 $2,466.18 $2,737.51 $3,062.20 % change (from prior year) 3.20% -4.13% -6.40% 3.15% 9.13% 11.00% 11.86% Employee Only $722.56 $742.70 $760.71 $810.24 $909.10 $936.58 $971.24 Employee +1 $1,445.12 $1,485.40 $1,521.42 $1,620.48 $1,818.20 $1,873.16 $1,942.48 Employee 2+ $1,878.66 $1,931.02 $1,977.85 $2,106.62 $2,363.66 $2,435.11 $2,525.22 % change (from prior year) 2.79% 2.42% 6.51% 12.20% 3.02% 3.70% Employee Only $435.14 $458.66 $548.26 $698.91 $684.77 $823.49 $879.57 $953.15 Employee +1 $870.28 $917.32 $1,096.52 $1,397.82 $1,369.54 $1,646.98 $1,759.14 $1,906.30 Employee 2+ $1,131.36 $1,192.52 $1,425.48 $1,817.17 $1,780.40 $2,141.07 $2,286.88 $2,478.19 % change (from prior year) 5.41% 19.54% 27.48% -2.02% 20.26% 6.81% 8.37% Employee Only $719.26 $769.11 $845.69 $834.65
Employee +1 $1,438.52 $1,538.22 $1,691.38 $1,669.30
Employee 2+ $1,870.08 $1,999.69 $2,198.79 $2,170.09
% change (from prior year) 6.93% 9.96% -1.31%
Employee Only $645.24 $669.77 $706.02 $756.21 $904.95 $944.34 $987.69 $1,030.94 Employee +1 $1,290.48 $1,339.54 $1,412.04 $1,512.42 $1,809.90 $1,888.68 $1,975.38 $2,061.88 Employee 2+ $1,677.62 $1,741.40 $1,835.65 $1,966.15 $2,352.87 $2,455.28 $2,567.99 $2,680.44 % change (from prior year) 3.80% 5.41% 7.11% 19.67% 4.35% 4.59% 4.38% Employee Only $606.02 $632.77 $699.21 $764.96 $833.24 $868.45 $916.20 $975.21 Employee +1 $1,212.04 $1,264.54 $1,398.42 $1,529.92 $1,666.48 $1,736.90 $1,832.40 $1,950.42 Employee 2+ $1,575.65 $1,643.90 $1,817.98 $1,988.90 $2,166.42 $2,257.97 $2,382.12 $2,535.55 % change (from prior year) 4.41% 10.50% 9.40% 8.93% 4.23% 5.50% 6.44% Employee Only $671.60 $723.84 $775.09 $793.63 $837.88 $890.66 $950.99 Employee +1 $1,343.20 $1,447.68 $1,550.18 $1,587.26 $1,675.76 $1,781.32 $1,901.98 Employee 2+ $1,746.16 $1,881.98 $2,015.23 $2,063.44 $2,178.49 $2,315.72 $2,472.57 % change (from prior year) 7.78% 7.08% 2.39% 5.58% 6.30% 6.77% CalPERS Rate History - Region 2
Health Net SmartCare
UnitedHealthcare Alliance
Anthem HMO Select
Anthem HMO Traditional
Blue Shield Access+
Blue Shield Trio
Health Net Salud y Más
Kaiser Permanente
Sharp
Plan Coverage 2020 2021 2022 2023 2024 2025 2026 2027
CalPERS Rate History - Region 2
Employee Only $782.74 $781.58 $792.65 $819.64 $857.14
Employee +1 $1,565.48 $1,563.16 $1,585.30 $1,639.20 $1,714.28 Employee 2+ $2,035.12 $2,032.11 $2,060.89 $2,131.06 $2,228.56 % change (from prior year) -0.15% 1.42% 3.41% 4.58%
Employee Only $736.28 $783.19
Employee +1 $1,472.56 $1,566.38
Employee 2+ $1,914.33 $2,036.29
% change (from prior year) 6.37%
Employee Only $451.54 $476.92
Employee +1 $903.08 $953.84
Employee 2+ $1,174.00 $1,239.99
% change (from prior year) 5.62%
Employee Only $986.66 $1,115.68
Employee +1 $1,973.32 $2,231.38
Employee 2+ $2,565.32 $2,900.77
% change (from prior year) 13.08%
Employee Only $587.78 $695.93 $799.44 $864.75 $956.28 $1,010.12 Employee +1 $1,175.56 $1,391.86 $1,598.88 $1,729.50 $1,912.56 $2,020.24 Employee 2+ $1,528.23 $1,809.42 $2,078.54 $2,248.35 $2,486.33 $2,626.31 % change (from prior year) 18.40% 14.87% 8.17% 10.58% 5.63% Employee Only $882.18 $1,014.80 $1,151.50 $1,258.76 $1,426.24 $1,538.57 Employee +1 $1,764.36 $2,029.60 $2,303.00 $2,517.52 $2,852.48 $3,077.14 Employee 2+ $2,293.67 $2,638.48 $2,993.90 $3,272.78 $3,708.22 $4,000.28 % change (from prior year) 15.03% 13.47% 9.31% 13.31% 7.88% Employee Only $749.00 $749.00 $775.00 $820.00 $926.00 $970.00 $1,057.00 $1,020.00 Employee +1 $1,499.00 $1,499.00 $1,550.00 $1,650.00 $1,863.00 $1,951.00 $2,127.00 $2,040.00 Employee 2+ $1,960.00 $1,960.00 $2,010.00 $2,100.00 $2,371.00 $2,484.00 $2,708.00 $2,650.00 % change (from prior year) 0.00% 3.47% 5.81% 12.93% 4.75% 8.97% -3.50% PORAC
PERS Platinum
PERS Gold
PERSCare
PERS Select
PERS Choice
UnitedHealthcare Harmony