City of Santa Clara
Table 1 and Table 2
23-752 Council Date: October 10, 2023
REPORT TO COUNCIL
SUBJECT
Informational report on Flood Insurance Coverage Assessment
Table 1 – Insurance Policies Data by Building Occupancy
Occupancy
Number of
Policies in
Force
Total
Insurance
Premium
Total
Insurance in
Force
Average
Coverage
Per Policy
Single Family 300 $222,427 $82,136,000 $273,787
2-4 unit Multi-family 97 $46,140 $24,096,000 $248,412 All Other Residential 198 $128,304 $55,672,000 $281,172 Non-Residential 89 $226,006 $51,304,000 $576,449
Total 684 $662,877 $213,208,000 $311,707*
Table 2 – Insurance Policies Data by Flood Zone
Flood Zones
Number of
Policies in
Force
Total
Insurance
Premium
Total
Insurance in
Force
Average
Coverage
Per Policy
A01-30 & AE Zones 1 $5,075 $500,000 $500,000
AO Zones 206 $239,278 $59,335,000 $288,034
AH Zones 119 $156,222 $40,152,000 $337,412
Subtotal in SFHA 326
B, C, D & X Zones
Standard 112 $141,692 $43,770,000 $390,803
Subtotal in other flood
zones
112
Total 438 $542,267 $143,757,000 $328,212*
*Overall average coverage per policy in the City.
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