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Resolution-Number-6496-2022-Award-of-Contract-California-Consulting-Grant-Writer

Sebastopol City Council
December 20, 2022

Document
Resolution-Number-6496-2022-Award-of-Contract-California-Consulting-Grant-Writer
Meeting
December 20, 2022
Body
Sebastopol City Council
Pages
69
Original file
3.6 MB
Text extracted from the city's file for reading and search. Open the original on www.cityofsebastopol.gov. That file is the official record.

Resolution Number 6496-2022

A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF SEBASTOPOL AUTHORIZING THE CITY MANAGER TO

EXECUTE A CONTRACT WITH CALIFORNIA CONSULTING, LLC FOR COMPREHENSIVE GRANT WRITING

SERVICES
WHREAS, the City sought proposals from an individual or firm specializing in the management of the overall grant writing process, including assisting the City to maximize the benefits of grant funding; and WHEREAS, the City wishes to engage outside assistance in developing and implementing a program to find and obtain grants to support City services; and
WHEREAS, the City has solicited Request for Proposals and received proposals from the following firms:

1. Townsend Public Affairs

2. Grant Management Associates

3. California Consulting
And;
WHEREAS, the City engaged a panel of experts to interview all three proposals; and WHEREAS, the interview panel was in consensus that California Consulting, a full service firm that specializes in developing and assisting municipalities with such programs was the highest qualified proposal; and
WHEREAS, California Consulting has agreed to serve the City of Sebastopol including all of its available services without limitation as listed in their proposal and is made part of the Contract.

NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Sebastopol authorizes the City Manager to execute the Agreement with California Consulting, LLC, for comprehensive grant writing services.

IN COUNCIL DULY PASSED, APPROVED and ADOPTED this 20th day of December 2022.

I, the undersigned, hereby certify that the foregoing Resolution was duly adopted by the City of Sebastopol City Council by the following vote:

VOTE:

Ayes: Councilmembers Maurer, McLewis, Zollman, Vice Mayor Rich and Mayor Hinton Noes: None

Absent: None
Abstain: None
ATTEST: ______________________________
CA Consulting
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Mary Gourley, Assistant City Manager/City Clerk, MMC
APPROVED AS TO FORM:

Larry McLaughlin, City Attorney
CA Consulting
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AGREEMENT FOR PROFESSIONAL SERVICES
THIS AGREEMENT made and entered into this day of , 2022 by and between the City of Sebastopol, a municipal corporation located in the County of Sonoma, State of California, hereinafter referred collectively to as "CITY" and California Consulting [Consultant Name], a California Corporation with principal offices at 214 Main Street, Suite 102, El Segundo, CA 90245, (323) 728-9002 [address, City State, ZIP], hereinafter referred to as "CONSULTANT", RECITALS:

WHEREAS, CITY has the need for Comprehensive Grant Writing Services; and WHEREAS, CITY desires to contract for such services with a private consultant; and
WHEREAS, CONSULTANT is experienced in providing such services for municipal corporations and is able to provide personnel with the proper experience and background to carry out the duties involved; and WHEREAS CITY wishes to retain CONSULTANT for the performance of said services; NOW, THEREFORE, in consideration of the mutual covenants, benefits and premises herein stated, the parties hereto agree as follows:

SECTION 1 – BASIC SERVICES
Consultant agrees to perform the services set forth in Exhibit A, “Scope of Services” and made part of this Agreement.

SECTION 2 – ADDITIONAL SERVICES
Consultant shall not be compensated for any services rendered in connection with its performance of this Agreement which are in addition to or outside of those set forth in this Agreement or Exhibit A, “Scope of Services”, unlesssuch additionalservices and compensation are authorized in advance and in writing by the City Council or City Manager of the City.

SECTION 3 – TIME FOR COMPLETION
The time for completion of services shall be as identified in Exhibit A, “Scope of Services”.

SECTION 4 – COMPENSATION AND METHOD OF PAYMENT
A. Subject to any limitations set forth in this Agreement, City agrees to pay consultant the amount specified in Exhibit A “Proposed Pricing”, Option 2, Per Grant basis, plus reimbursement of out-of-pocket expenses, attached hereto and made a part hereof. Total compensation shall not exceed a total of $60,000.00, unless additional compensation is approved in accordance with Section 2.

B. Consultant shall furnish to City an original invoice for all work performed and expenses incurred during the preceding month. The invoice shall detail charges by the following categories if applicable: labor (by sub-category), travel, materials, equipment, supplies, subconsultant contracts, CA Consulting
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and miscellaneous expenses. City shall independently review each invoice submitted to determine whether the work performed and expenses incurred are in compliance with the provisions of this Agreement. If no charges or expenses are disputed, the invoice shall be approved and City will use its best efforts to cause Consultant to be paid within 30 days of receipt of invoice. If any charges or expenses are disputed by City, the original invoice shall be returned by City to Consultant for correction and resubmission. If the City reasonably determines, in its sole judgment, that the invoiced charges and expenses exceed the value of the services performed to date and that it is probable that the Agreement will not be completed satisfactorily within the contract price, City may retain all or a portion of the invoiced charges and expenses. Within thirty (30) days of satisfactory completion of the project, City shall pay the retained amount, if any, to Consultant.

C. Payment to the Consultant for work performed pursuant to this Agreement shall not be deemed to waive any defects in work performed by Consultant.

SECTION 5 – STANDARD OF PERFORMANCE
Consultantrepresents and warrantsthat it hasthe qualifications, experience and facilities necessary to properly perform the services required under this Agreement in a thorough, competent and professional manner.

Consultantshall at all timesfaithfully, competently and to the best of its ability, experience and talent, perform all services described herein. In meeting its obligations under this Agreement, Consultant shall employ, at a minimum, generally accepted standards and practices utilized by persons engaged in providing services similar to those required of Consultant under this Agreement.

SECTION 6 – INSPECTION AND FINAL ACCEPTANCE
City may inspect and accept or reject any of Consultant’s work under this Agreement, either during performance or when completed. City shall reject or finally accept Consultant’s work within sixty (60) days after submitted to City, unless the parties mutually agree to extend such deadline. City shall reject work by a timely written explanation, otherwise Consultant’s work shall be deemed to have been accepted. City’s acceptance shall be conclusive as to such work except with respect to latent defects and fraud. Acceptance of any of Consultant’s work by City shall not constitute a waiver of any of the provisions of this Agreement including, but not limited to, the sections pertaining to indemnification and insurance.

SECTION 7 – INSURANCE REQUIRED (EXHIBIT B)
SECTION 8 – INDEMNIFICATION
A. Consultant shall indemnify and hold harmless City, its agents, officers, officials, employees, and volunteers from any and all claims, demands, suits, loss, damages, injury, and/or liability (including any and all costs and expenses in connection therewith), incurred by reason of any negligent or otherwise wrongful act or omission of Consultant, its officers, agents, employees and subcontractors, or any of them, under or in connection with this Agreement; and Consultant agrees at its own cost, expense and risk to defend any and all claims, actions, suits, or other legal proceedings brought or instituted against City, its agents, officers, officials, employees and volunteers, or any of them, arising out of such negligent or otherwise wrongful act or omission, and to pay and satisfy any resulting judgments.

CA Consulting
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B. When Consultant under this Agreement is duly licensed under California Business and Professions Code as an architect, landscape architect, professional engineer, or land surveyor (“design professional”), the provisions of this section regarding Consultant’s duty to defend and indemnify apply only to claims that arise out of or relate to the negligence, recklessness, or willful misconduct of the design professional.

C. If any action or proceeding is brought against Indemnitees by reason of any of the matters against which Consultant has agreed to indemnify Indemnitees as provided above, Consultant, upon notice from City, shall defend Indemnitees at Consultant’s expense by counsel acceptable to City, such acceptance not to be unreasonably withheld. Indemnitees need not have first paid for any of the matters to which Indemnitees are entitled to Indemnification in order to be so indemnified. The insurance required to be maintained by Consultant shall ensure Consultant’s obligations under this section, but the limits of such insurance shall not limit the liability of Consultant hereunder. The provisions of this section shall survive the expiration or earlier termination of this Agreement.

D. The provisions of this section do not apply to claims to the extent occurring as a result of the City’s sole negligence or willful acts or misconduct.

SECTION 9 – INDEPENDENT CONTRACTOR STATUS
A. Consultant is and shall at all times remain a wholly independent contractor and not an officer, employee, or agent of City. Consultant shall have no authority to bind City in any manner, nor to incur an obligation, debt or liability of any kind on behalf of or against City,whether by contract or otherwise, unlesssuch authority is expressly conferred under this Agreement or is otherwise expressly conferred in writing by City.

B. The personnel performing the services under this Agreement on behalf of Consultant shall at all times be under Consultant’s exclusive direction and control. Neither City, nor any elected or appointed boards, officers, officials, employees or agents of City, shall have control over the conduct of Consultant or any of Consultant’s officers, employees or agents, except as set forth in this Agreement. Consultant shall not at any time or in any manner represent that Consultant or any of Consultant’s officers, employees or agents are in any manner officials, officers, employees or agents of City.

C. Neither Consultant, nor any of Consultant’s officers, employees or agents, shall obtain any rightsto retirement, health care or any other benefits which may otherwise accrue to City’s employees. Consultant expressly waives any claim Consultant may have to any such rights.

SECTION 10 – CONFLICTS OF INTEREST
A. Consultant covenants that neither it, nor any officer or principal of its firm, has or shall acquire any interest, directly or indirectly, which would conflict in any manner with the interests of City or which would in any way hinder Consultant’s performance of services under this Agreement. Consultant further covenants that in the performance of this Agreement, no person having any such interestshall be employed by it as an officer, employee, agent, or subcontractor without the express written consent of the City Manager. Consultant agrees to at all times avoid conflicts with the interests of City in the performance of this Agreement.

CA Consulting
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B. City understands and acknowledges that Consultant is, as of the date of execution of this Agreement, independently involved in the performance of non-related services for other governmental agencies and private parties. Consultantis aware of any stated position of City relative to such projects. Any future position of City on such projects shall not be considered a conflict of interest for purposes of this section.

SECTION 11 – OWNERSHIP OF DOCUMENTS
A. All original maps, models, designs, drawings, photographs, studies, surveys, reports, data, notes, computer files, files and other documents prepared, developed or discovered by Consultant in the course of providing any services pursuant to this Agreement shall become the sole property of City and may be used, reused or otherwise disposed of by City without the permission of the Consultant. When requested by City, but no laterthan three years after project completion, Consultantshall deliver to City allsuch original maps, models, designs, drawings, photographs, studies, surveys, reports, data, notes, computer files, files and other documents.

B. All copyrights, patents, trade secrets, or other intellectual property rights associated with any ideas, concepts, techniques, inventions, processes, improvements, developments, works of authorship, or other products developed or created by Consultant during the course of providing services (collectively the “Work Product”) shall belong exclusively to City. The Work Product shall be considered a “work made for hire” within the meaning of Title 17 of the United States Code. Without reservation, limitation, or condition, Consultant hereby assigns, at the time of creation of the Work Products, without any requirement of further consideration, exclusively and perpetually, any and all right, title, and interest Consultant may have in the Work Product throughout the world, including without limitation any copyrights, patents, trade secrets, or other intellectual property rights, all rights of reproduction, all rights to create derivative works, and the right to secure registrations, renewals, reissues, and extensions thereof.

SECTION 12 – CONFIDENTIAL INFORMATION; RELEASE OF INFORMATION A. All information gained or work product produced by Consultant in performance of this Agreement shall be considered confidential, unlesssuch information isin the public domain or already known to Consultant.

Consultant shall not release or disclose any such information or work product to persons or entities other than Citywithout priorwritten authorization from the City Manager, except as may be required by law.

B. Consultant, its officers, employees, agents or subcontractors, shall not, without prior written authorization from the City Manager or unless requested by the City Attorney of City, voluntarily provide declarations, letters of support, testimony at depositions, response to interrogatories or other information concerning the work performed under this Agreement. Response to a subpoena or court order shall not be considered “voluntary” provided consultant gives City notice of such court order or subpoena.

C. If Consultant, or any officer, employee, agent, or subcontractor of Consultant, provides any information or work product in violation of this Agreement, then City shall have the right to reimbursement and indemnity from Consultant for any damages, costs and fees, including attorney’s fees, caused by or incurred as a result of Consultant’s conduct.

CA Consulting
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D. Consultant shall promptly notify City should Consultant, its officers, employees, agents or subcontractors be served with any summons, complaint, subpoena, notice of deposition, request for documents, interrogatories, request for admissions or other discovery request, court order orsubpoena from any party regarding this Agreement and the work performed thereunder. City retains the right, but has no obligation, to represent Consultant or be present at any deposition, hearing or similar proceeding.

Consultant agreesto cooperate fullywith City and to provide Citywith the opportunity to reviewany response to discovery requests provided by Consultant. However, this right to review any such response does not imply or mean the right by City to control, direct, or rewrite such response.

SECTION 13 – SUSPENSION OF WORK
City may, at any time, by ten (10) days written notice suspend further performance by Consultant. All suspensions shall extend the time schedule for performance in a mutually satisfactory manner and Consultant shall be paid for services performed and reimbursable expenses incurred prior to the suspension date.

SECTION 14 – COMPLIANCE WITH LAW
Consultant shall keep itself informed of and comply with all applicable federal, state and local laws, statutes, codes, ordinances, regulations and rules in effect during the term of this Agreement. Consultant shall obtain any and all licenses, permits and authorizations necessary to perform the services set forth in this Agreement.

Neither City, nor any elected or appointed boards, officers, officials, employees or agents of City, shall be liable, at law or in equity, as a result of any failure of Consultant to comply with this section.

SECTION 15 – COMPLIANCE WITH CIVIL RIGHTS
During the performance of this contract, Consultant agrees as follows:

A. Equal Employment Opportunity. In connection with the execution of this Agreement, Consultant shall not discriminate against any employee or applicant for employment because of race, religion, color, ancestry, age, sexual orientation, physical handicap, medical condition, marital status, sex, or national origin.

Such actions shall include, but not be limited to, the following: employment, promotion, upgrading, demotion, or transfer; recruitment or recruitment advertising; layoff or termination; rate of pay or other forms of compensation; and selection for training including apprenticeship.

B. Nondiscrimination Civil Rights Act of l964. Consultant will comply with all federal regulations relative to nondiscrimination to federally-assisted programs.

C. Solicitations for Subcontractors including Procurement of Materials and Equipment. In all solicitations, either by competitive bidding or negotiations, made by Consultant for work to be performed under a subcontract, including procurement of materials or leases of equipment, each potential subcontractor, supplier, or lessor shall be notified by Consultant of Consultant’s obligations under this Agreement and the regulations relative to nondiscrimination.

CA Consulting
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SECTION 16 – RECORDS
A. Records of Consultant’s direct labor costs, payroll costs, and reimbursable expenses pertaining to this project covered by this Agreement will be kept on a generally recognized accounting basis and made available to City if and when required for a period of up to 3 years from the date of Consultant’s final invoice.

B. Consultant’s records and design calculations will be available for examination and audit if and as required. The cost of any reproductions shall be paid by City.

SECTION 17 – COOPERATION BY CITY
All public information, data, reports, records, and maps as are existing and available to City as public records, and which are necessary for carrying out the work as outlined in the Exhibit A, “Scope of Services”, shall be furnished to Consultant in every reasonable way to facilitate, without undue delay, the work to be performed under this Agreement.

SECTION 18 – NOTICES
All notices required or permitted to be given under this Agreement shall be in writing and shall be personally delivered, or sent by facsimile or first class mail, addressed as follows:

To City:

To Consultant:

City Manager
7120 Bodega Ave
Sebastopol, California 95472
California Consulting
214 Main Street, Suite 102
El Segundo, CA 90245
(323) 728-9002
Notice shall be deemed effective on the date personally delivered or transmitted by facsimile, or, if mailed, three (3) days after deposit in the custody of the U.S. Postal Service.

SECTION 19 – TERMINATION
A. City may terminate this Agreement, with or without cause, at any time by giving ten (10) days written notice of termination to Consultant. If such notice is given, Consultant shall cease immediately all work in progress.

B. If either Consultant or City fail to perform any material obligation under this Agreement, then, in addition to any other remedies, either Consultant, or City may terminate this Agreement immediately upon written notice.

C. Upon termination of this Agreement by either Consultant or City, all property belonging to City which is in Consultant’s possession shall be delivered to City. Consultant shall furnish to City a final invoice for work performed and expenses incurred by Consultant, prepared as set forth in this Agreement.

CA Consulting
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SECTION 20 – ATTORNEY FEES
If litigation or other proceeding is required to enforce or interpret any provision of this Agreement, the prevailing party in such litigation or other proceeding shall be entitled to an award of reasonable attorneys’ fees, costs and expenses, in addition to any other relief to which it may be entitled. In addition, any legal fees, costs and expenses incurred to enforce the provisions of this Agreement shall be reimbursed to the prevailing party.

SECTION 21 – ENTIRE AGREEMENT
This Agreement, including the attached Exhibits, is the entire, complete, final and exclusive expression of the parties with respect to the matters addressed therein and supersedes all other agreements or understandings, whether oral or written, or entered into between Consultant and City prior to the execution of this Agreement.

No statements, representations or other agreements, whether oral or written, made by any partywhich are not embodied herein shall be valid and binding unless in writing duly executed by the parties or their authorized representatives.

SECTION 22 – SUCCESSORS AND ASSIGNS
This Agreement shall be binding on the heirs, executors, administrators, successors and assigns of the parties.

However, this Agreement shall not be assigned by Consultant without written consent of the City.

SECTION 23 – CONTINUITY OF PERSONNEL
Consultant shall make every reasonable effort to maintain the stability and continuity of Consultant’s staff assigned to perform the services required under this Agreement. Consultant shall notify City of any changes in Consultant’s staff assigned to perform the services required under this Agreement, prior to any such performance.

SECTION 24 – DEFAULT
In the event that Consultant is in default under the terms of this Agreement, the City shall not have any obligation or duty to continue compensating Consultant for any work performed after the date of default and may terminate this Agreement immediately by written notice to Consultant.

SECTION 25 – WAIVER
Waiver by any party to this Agreement of any term, condition, or covenant of this Agreement shall not constitute a waiver of any other term, condition, or covenant. Waiver by any party of any breach of the provisions of this Agreement shall not constitute a waiver of any other provision, nor a waiver of any subsequent breach or violation of any provision of this Agreement. Acceptance by City of any work orservices by Consultant shall not constitute a waiver of any of the provisions of this Agreement.

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SECTION 26 – LAW TO GOVERN; VENUE
This Agreement shall be interpreted, construed and governed according to the laws of the State of California.

In the event of litigation between the parties, venue in state trial courts shall lie exclusively in the County of Sonoma. In the event of litigation in a U.S. District Court, venue shall lie exclusively in the Northern District of California, in San Francisco.

SECTION 27 – SEVERABILITY
If any term, condition or covenant of this Agreement is declared or determined by any court of competent jurisdiction to be invalid, void or unenforceable, the remaining provisions of this Agreement shall not be affected thereby and the Agreement shall be read and construed without the invalid, void or unenforceable provision(s).

SECTION 28 – SPECIAL PROVISIONS
This Agreement is subject to the following special provisions: none.

IN WITNESS WHEREOF, the parties hereto have accepted, made, and executed this Agreement upon the terms, conditions, and provisions above stated, the day and year first above written.

Consultant: City:

By: By:

Name: Name: Larry McLaughlin
Title: Title: City Manager
Approved as to Form:

By:

Name: Larry McLaughlin
Title: City Attorney
ATTEST:

Name: Mary C. Gourley
Title: Assistant City Manager/City Clerk
CA Consulting
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REQUEST FOR PROPOSAL
Comprehensive Grant Writing Services
California Consulting
214 Main Street, Suite 102
El Segundo, CA 90245
(323) 728-9002
www.californiaconsulting.org
Submitted October 25, 2022
CA Consulting
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Table of Contents
Cover Page
Cover Letter
Firm Qualifications ....................................................................................................3 Project Management Team .........................................................................................5 Project Approach .......................................................................................................8 Sample Work Plan…………………………………………….…………………...13
Municipal Client References………………………………………………….……14
Municipal Grant Award List………………………………………..………….…..15
Cost of Proposal .......................................................................................................23 CA Consulting
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October 25, 2022
City of Sebastopol
City Hall, Office of the City Manager
7120 Bodega Avenue
Sebastopol, CA 95472
California Consulting, Inc. is pleased to provide this response to the Request for Proposal for Comprehensive Grant Writing Services and to introduce the California Consulting Grant Writing Services and Team to the City of Sebastopol.

Founded in 2004, California Consulting, Inc., is the largest grant writing firm in California and has developed expertise in representing municipalities and has extensive experience with federal state, and local grant opportunities. California Consulting has expert skills in effective and persuasive grant writing for Municipalities. Our team has written over 1300 competitive successful federal, state, and private foundation grant applications that have been awarded to our clients. We are honored to provide grant writing services to the following cities of Stockton, Albany, Fairfield, Glendale, Manteca, Newman, Waterford, and the Napa District Attorney’s Office among others.

California Consulting has secured over $1.6 billion through the company’s combined efforts as noted on our website www.californiaconsulting.org. Our aggressive, hard-working, and resultsoriented style has translated into success for our clients. Our grant writers have developed municipal subject matter expertise in writing federal and state competitive applications as evidenced by our many municipal award-winning applications.

California Consulting’s main office is located at 214 Main Street, Suite 102, El Segundo, California 90245, and maintains an office in Oakland located at 1999 Harrison, 18th floor, Oakland, California, 94612. The Contact Person authorized to sign and bind the firm in the contract is Steve Samuelian, CEO. He may be reached at (323) 728-9002 or via email at [email protected]. or, the contact person regarding this RFP is Dan Rodriguez, Director of Operations. He may be reached at (323) 728-9002 or [email protected]. In addition, California Consulting has a Bay Area office located in Oakland and a Senior Business Associate responsible for our Bay area client relations.

California Consulting does not have any interests that would conflict with the City or be affected by the performance of services for the City. By submittal of a proposal, the Respondent, its employees, and agents, acknowledge their understanding of the provisions regarding conflicts of interest and/or influence arising from this project. California Consulting has the capacity to meet/comply with the minimum insurance requirements for the City.

Warmest Regards,
Steve Samuelian, CEO
CA Consulting
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Firm Qualifications
Founded in 2004, California Consulting has offices in Northern, Central and Southern California and is a proud sponsor of Municipal Management Association of Northern California (MMANC), California City Management Foundation (CCMF), and League of California Cities. Steve Samuelian is the owner/founder of California Consulting. We currently have approximately 80 clients statewide consisting of approximately 40 cities, almost 30 school districts, and several non-profit, and private sector clients. We have 44 team members from Chico in the North to San Diego in the South. California Consulting continues to grow and the majority of our new clients come from referrals from existing clients.

We have built a solid reputation by effectively communicating with our clients and working hard for them.

California Consulting is the largest grant writing firm in California. We have secured over $1.6 billion for our clients since inception through grant writing and governmental affairs efforts combined. California Consulting is a full-service grant writing firm. We are experts in the fields of grant research and identification, preparing comprehensive and concise grant application packages, submitting grants in a timely fashion, and following through after the grant has been submitted. California Consulting subscribes to a wide range of grant sites that allows us to track current and upcoming grants.

Through years of experience, our grant writers have a proven track record of success and have mastered their skills of identifying, researching and obtaining funding for significant projects at every level of government. Our aggressive, hard-working, and results-oriented style has translated into millions of dollars for our clients. Our grant writers are diligent and stay current on every Federal, State, and private grant available on a myriad of different topics and public policy areas. We have written over 1300 competitive successful grant applications that have been awarded.

California Consulting is the leader in the grant writing industry. We have set the standard for the following:

1. Thorough knowledge of policy and subject matter grant writing expertise

2. Collaborative team approach to grant writing for every client

3. Grant advocacy for each client

4. Extensive grant administration, grant management, and grant reporting/compliance experience.

California Consulting staff is experienced in all facets of grant research, grant writing, and grant management. We have a thorough understanding of our client’s needs through open and continual communication. Our grant writers have almost 400 years of grant writing experience combined. California Consulting works collaboratively with our clients to create a strategy identifying funding opportunities that align with the client’s needs, whether it’s at the Federal, State, or Private level.

California Consulting works collaboratively with our clients to create a strategy identifying funding opportunities that align with the client’s needs, whether it’s at the Federal, State or Private Foundation level. California Consulting is committed to the following:
• Identifying client projects and pairing those projects with funding opportunities • Developing quality grant applications
• Advocating for your grant application during the selection process • Conducting professional grant reporting, administration, and post-award compliance.

CA Consulting
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California Consulting Staff meets via Zoom or Conference call with clients to conduct a needs assessment at the outset of the contract in order to identify the client’s goals. We are highly experienced and capable of arranging and attending any meetings on behalf of the City. The California Consulting project manager assigned to the City will be the main point of contact. Our team will meet with the Staff immediately and continue to meet with Staff monthly to ensure an accurate and quality work product. As well, California Consulting will submit a written monthly report on the first day of each month to the City to outline all activities conducted for the City during the prior month.

CA Consulting
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Project Management Team
California Consulting will provide a project management team that will work in collaboration with our project managers to provide full grant writing services. The resumes listed below include qualifications, background, relevant skills, and number of years of experience in providing professional grant writing services.

Steve Samuelian, CEO has held various leadership posts during a career spanning over 37 years.

Steve was born and raised in the L.A. area and began his political and civic involvement in Los Angeles in 1982. In January 1995, Steve was appointed as Field Director for Congressional District 19. He was later promoted to District Director overseeing the 19th Congressional District Office staff and District operations for the Congressional office, where he served in this capacity for 8 years. In 2002, Steve was elected to the California State Assembly representing the 29th Assembly District. He was appointed to the Assembly Appropriations Committee by the Speaker and served as the Vice-Chairman of the Assembly Elections and Redistricting Committee. Currently, Steve is elected to the Board of Directors of the L.A.

County Business Federation (BizFed) where he is an elected Executive Committee Member serving as an Officer for one of the largest business organizations in the U.S. Additionally, Steve has been the recipient of several different awards from the L.A County Business Federation (BizFed) including the “Ambassador of the Year” award in 2018. BizFed is one of the nation’s largest and most prominent business organizations with many Fortune 500 corporate members. Steve serves as the Co-Chair of the USC Unruh Institute Ambassador Program http://dornsife.usc.edu/unruh/ambassador-press- release/. In January 2020 Steve was appointed as Vice-Chairman of the Athenian Leadership Council, the primary fundraising organization for the USC Sol Price School of Public Policy. In January 2019, Steve served as the Host Committee Chairman for the USC Sol Price School of Public Policy 90th Anniversary Gala at L.A. District Hall. The Price event was attended by hundreds of USC alumni, supporters, and several prominent elected officials. In 2017, Steve was asked to speak to Master’s Degree students at the UCLA Luskin School of Public Affairs and also moderated a panel sponsored by UCLA Luskin in 2016 dealing with the topic of Economic Development in L.A. County. In 2018, Steve was the recipient of an “Outstanding Achievement” award presented to him by the Consulate of the Republic of Armenia in Los Angeles. Steve has served on the Board of Directors of a Chamber of Commerce, a County United Way, and a Crime Stoppers organization. He has also been quoted in national, state, and local print and electronic media outlets regarding a variety of public policy issues. He has been a guest speaker for many associations (partial list) including League of California Cities, Independent Cities Association, Contract Cities Association, California School Board Association (CSBA) and Municipal Management Association of Northern California (MMANC) and others. Steve Samuelian founded California Consulting in 2004 the state’s largest grant writing company and the firm quickly established a reputation for hard work and a commitment to success for its clients.

Ashley Ramsey, Senior Project Manager has a Bachelor’s of Science in Planning with an emphasis in Regional and Environmental Policy and Planning from the Massachusetts Institute of Technology and has written many federal and state grant application that have been awarded. She has professional experience in health care administration, quality control and regulatory compliance for CA Consulting
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biologics, and early childhood education. Ashley also has experience in starting and operating an educational community service organization and a biotech firm, and is interested in transportation planning, social program design, and healthcare access projects.

Project Managers
At California Consulting, we operate using a collaborative team approach to grant writing and grant management. All individuals listed below are highly successful grant writers with an excellent track record. Ashley Ramsey, Senior Project Manager, manages all grant writing efforts and will assist the team whenever necessary.

David Marquez, Senior Project Manager has been with California Consulting for over 8 years.

He is focused on developing capacity building and community development-related services on behalf of non-profit agencies, local government, and the private sector to serve the diverse communities of Los Angeles. He has extensive experience and familiarity in the area of community and economic development, social and health services, and planning and land use issues. He has combined his knowledge of varied issues with his experience in policy development, coalition building, grant management, fund development, and local government to develop both strategies for issue-oriented advocacy and program sustainability for his clients. David served as Chief Deputy of Legislation and Policy for former Los Angeles Councilmember Mike Hernandez, where he managed the legislative and planning staff. He began his career as a community organizer, over twenty years ago in East Los Angeles. He graduated from the University of La Verne with a Bachelor of Arts in History and International Studies.

Karen Simpson, Senior Project Manager has been with California Consulting for over 5 years and has over 30 years of grant writing experience. She has served in municipal government for almost 30 years in the Cities of Los Angeles and Pomona. Ms. Simpson has garnered her grant-writing skills for federal and state funding opportunities from multiple communities and economic development programs.

She has extensive knowledge and training in grant program management, grant research, grant writing, and post-award program compliance. Ms. Simpson is skilled in building collaboration between community-based organizations, faith-based entities, educational entities, and social institutions, which resulted in Federal grant awards totaling $10.4 million in less than seven years. She has written grants addressing economic development, housing improvement, and lead-hazard control. Ms. Simpson is also a grant consultant for non-profit organizations providing grant writing services, capacity building, and funding strategies to help meet needs in underserved neighborhoods.

Jaimie Lewis, Senior Project Manager has a background in finance and budgeting with over 10 years of grant writing experience. Prior to joining California Consulting, Jaimie served as a grant writer and financial analyst for Omnitrans, San Bernardino County’s transportation provider, and assisted with projects for the 5310 program, authored a vanpool grant (CMAQ Funds), assisted with TIGER grant, managed FTA 5307 funds which funded the San Bernardino Transit Center project, assisted with the Metrolink expansion project in the District of Rialto: Sub Recipient Manager for Measure I Funds and performed the milestone reporting for FTA funding. Jaimie’s employment history includes work for the County of San Bernardino as a public health grant auditor, the State Agency of Equalization as a sales and CA Consulting
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use tax auditor, and as a small business owner for several businesses she founded. Jaimie has extensive knowledge in grant post-award management and milestone reporting, worked with many municipalities and numerous non-profits in the Southern California region, and has written and assisted in the grant management and monitoring efforts for many organizations. She is a graduate of California State University, Northridge, and earned her Bachelor’s Degree in business administration and Master’s Degree in public administration. Jaimie has written competitive grants and discretionary grants to aid in the awarding of over $48 million in federal, state and private funding.

Cecily Harris, Senior Project Manager has over 35 years’ experience and has worked for numerous nonprofit organizations and municipalities as staff, consultant, or volunteer. Her niche has always been on the business side – fund development, government relations, marketing communications, program development and implementation, community engagement, and education. Her passion is grantsmanship – the research, writing, and managing of foundation and government grants. Working in California between 1983 and 2018, Cecily served on numerous nonprofit organization Boards of Directors, was appointed to several cities, regional, and State of California committees and commissions, and recently held two elected positions. She served for ten years as a Mid-Peninsula Regional Open Space District Board Member and Chair of the San Mateo County Democratic Party. Other recent community service placements included Board Member on the San Francisco Bay Trail Project, Advisory Board Member on the San Francisco Bay Area Water Trail, and Commissioner on the State Boating and Waterways Commission. Since moving to Minnesota in October 2018, she now serves on the Metropolitan Council Parks and Open Space Commission, Park and Trails Legacy Advisory Committee as well as serving on the Boards of ArtReach St. Croix, Gateway Browns Creek Trail Association, and North Woods and Waters of the St Croix Heritage Area. In addition, she serves as Director of the Minnesota DemocraticFarmer-Labor Party Senate District 39, Congressional District 6, Environmental Caucus, and a Member of the Party Affairs and Coordinated Campaign Committee. She earned a Bachelor of Science degree in Renewable Natural Resources, and Wildlife Sciences from the University of Arizona and a Master of Business Administration, Marketing from Golden Gate University.

Tracy Yassini, Project Manager brings over 20 years of experience to California Consulting.

Tracy has written successful federal, state, corporate nonprofit, charitable trust, community, and private foundation grants for tribal governments, private and public companies, nonprofit organizations, and local governments. She has a wide array of interests which include education, environmental issues, food systems, public safety, and rare/single disease research. Tracy held key leadership positions at larger “institutional nonprofits” such as City of Hope National Medical Center, the Muscular Dystrophy Association, and the American Heart Association – experiences that have fortified her ability to shape persuasive, solid grant proposals that get funded. In addition, her understanding of programs, budgets, and organizational development enables her to “put all the pieces together” in a cohesive manner. Tracy holds a Bachelor of Science degree in Political Science from California State University, Dominguez Hills, and is a member of the Association of Fundraising Professionals, Los Angeles region.

Michelle Ferguson is a Project Manager for California Consulting. Her grant writing expertise is built upon more than 20 years of writing and editing experience, primarily in journalism and in Colorado’s nonprofit sector. Throughout her career in grant writing and management, Michelle has raised CA Consulting
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nearly $9 million to benefit a wide spectrum of social causes ranging from improved student literacy levels to increasing equitable outcomes in healthcare for those uninsured and underinsured. Michelle functions as lead liaison and manages client portfolios, thereby incorporating any changes or edits communicated by clients in order to effectively bring their interests and goals to the forefront. Whether corporate, foundation or first-time funders, Michelle excels at cultivating partnerships with private and public sources to spearhead impactful change that is further bolstered by the power of community.

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Project Approach
California Consulting is a full service grant writing firm. Our team members are experts in the fields of grant research and identification, preparing comprehensive and concise grant application packages, submitting grants in a timely fashion, and following through after the grant has been submitted to determine the status of the application.

California Consulting has a fundamental business philosophy founded on open communication and customizing each application.

1. Funding Needs Analysis: (In-Depth Meeting with Department Heads to review priorities and funding needs). Our team members learn about the client at the outset of the contract by conducting an indepth Needs Assessment on a Zoom call with City Staff. Each client is assigned to a lead Project Manager and this Project Manager meets with the client regularly and on an ongoing basis.

2. Needs Assessment: (In-Depth Meeting with City Staff to review priorities and funding needs). We learn about the client at the outset of the contract by conducting an in-depth Needs Assessment. Each client is assigned to a lead Project Manager and they meet with the client regularly and continue dialog with them on an ongoing basis. This relationship-building is the key to keeping the grants pursued on target with the client’s overall goals.

Sample questions asked during the Needs Assessment:
 List and describe any program initiatives or priority projects.  What needs, projects or content areas would you like to target for funding? Client can list specific projects or general areas in which you have funding needs.  List any grants for which you are considering applying or have decided to apply. In addition, please list what kind of grant-writing support would be helpful for each grant.  List past grant applications you would like to revise and submit again. • The Client will provide an established point of contact for the California Consulting Project Manager to contact regarding the grant.
• California Consulting will have reasonable access to the required information and documentation required to complete the grant on behalf of the Client. • The Client will provide the required information and documentation in a timely manner in order for California Consulting to submit the grant by the deadline. • California Consulting will provide a monthly report listing the Grant Opportunities we recommend for the Client based on the input from the Staff through ongoing communication. • We will provide the Client with monthly written reports on grants written, grants in progress, along with upcoming grant opportunities.
• We will provide training to Staff in preparation for successful grant proposals and applications.

3. Grant Funding Research and Identification: Our Project Management Team is an expert in grant identification. They conduct thorough research on an ongoing basis. We have several grant-related search engines and List Service websites we subscribe to in order to research all current and upcoming Federal, State, and Private Grants. We track current and upcoming grants in order to let our clients know what is available and what we recommend would fit their situation. The Project Manager will assist the Client in deciding which grants fit best with the Client’s projects that were identified at the CA Consulting
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Needs Assessment. The Project Manager will be able to advise the Client on the strength of the Client’s project when competing for the grant and will make recommendations based on the Client’s budget and ability to meet the grant requirements, as well as any other factors regarding grant agency guidelines. Our team’s grant funding research will include no/no go analysis and our search will include the following but not be limited to:
 Homelessness
 Major and minor municipal infrastructure capital projects and maintenance  Workforce/Staffing development
 Renewable energy, battery storage, microgrids, building and transportation electrification /Electric Vehicle Charging site installations
 Parks, recreation, open space, trails, ecosystems, and habitat  Climate resilience
 Fire resiliency, vegetation planning/management
 Flood mitigation, and other hazard mitigation grants
 Community and Economic Development/Municipal Planning  Criminal Justice Technology and Programs
 Transportation and Transit Systems
 Geographic Information System (GIS)
 Information Technology and Security

4. On-Call Grant Research – In addition to the areas defined above, other areas may also be identified through the funding needs analysis process including researching grant opportunities identified by the City and participating in funding agency Zoom meetings, webinars, and/or workshops.

5. Grant Proposal Development: Our Project Management Team will write all sections of the grant application. Once a grant has been identified, we work with staff to interpret guidelines and gather information necessary for a strong proposal and application. By learning about the Client’s history, needs, and how the award will positively impact the Client’s project, we are able to communicate that information with a clear and concise grant package to get the agency’s attention. When your staff and California Consulting agree to develop a grant proposal, we will develop a checklist and schedule. The checklist and schedule will include what items the Client will be responsible for and a timeline as to when we will need them submitted to our office. California Consulting retains copies of all grants we have submitted. If a similar grant application was previously approved, we will use this application as a guide when creating the Client’s application.

Below is a list of general tasks for our grant process:
a. Review similar successful grant applications and apply where possible b. Collect information on the project
c. Meet with staff to create an accurate scope of work, budget, timeline, narratives, and cost analysis
d. Attend pre-proposal conferences, and webinars, as necessary e. Coordinate with local agencies and organizations as needed when applying for collaborative grants
f. Obtain letters of support, when necessary
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g. Work with staff to determine if City Council approval is required for submission and work with staff to prepare staff reports for the Council.
h. Draft proposals and send them to staff for review
i. Incorporate staff edits in final drafts
j. Ensure the grant application is in the appropriate format with the required number of copies and that all other grant requirements are met
k. Submit completed application timely
l. Monitor funding agency until grant awards are announced m. Obtain Grant Funding Agency feedback if the grant is not awarded and provide the Client with findings and advice on future applications

6. Grant Management – In coordination with City staff, plan and implement grant programs, prepare budgets, monitor expenditures, track results, analyze financial data, prepare and submit progress reports to the funding agency, and closeout grant program/project files

7. Grant Advocacy: California Consulting would be pleased to contact any and all federal and state agencies to discuss your grant application and make presentations to agency boards as needed based on our longstanding relationships with the following:

CalTrans Department of Transportation
U.S. Federal Highway Administration
U.S. Environmental Protection Agency
California Environmental Protection Agency
California Department of Parks and Recreation
U.S. Bureau of Reclamation
California State Water Resources Control Board
California Department of Water Resources
California Energy Commission
Employment Training Panel
State Allocation Board
California Air Resources Board
U.S. Department of Energy
U.S. Department of Justice
Office of Juvenile Justice and Delinquency
U.S. Department of Housing and Urban Development-HUD
U.S. Economic Development Administration-EDA
California Housing and Community Development Department (partial list)

8. Preparation of Grant Application Documentation: The Project Manager will be responsible for preparing any associated exhibits and presentations related to the grant application being prepared.

The Project Manager will prepare any studies required for the grant application. If the study requires the services of a sub-consultant, the Project Manager will assist the Client in developing an RFP/Q in an effort to obtain a qualified sub-consultant for these services. The Project Manager will review and assist the Client in the preparation of plans, specifications, bid documents, and other documents prepared by the Client or other consultants to ensure grant requirements are in compliance.

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9. Grant Review and Approval Process: California Consulting takes pride in our impeccable grant applications. We have been successful in this area due to our thorough quality assurance measures.

Our Grant Managers conduct group meetings with all Project Managers twice each month. In addition, our Grant Managers meet individually with each Project Manager regularly to review each client.

10. Project Schedule: We create a precise project timeline to ensure the grant is submitted on time. This timeline not only captures the submission deadline but establishes internal deadlines/checklists in order to obtain the information needed for quality submissions.

11. Written Monthly Reports: California Consulting will prepare a monthly report for the Client reflecting grants in progress, grants submitted, and grants awarded. This will provide the Client with a clear return on investment. Our staff is able to present this information to the City as requested by the Client. Our Project Managers with the Senior Project Manager will participate in and attend monthly meetings to report on work and provide updates as required by the Client.

12. Workshops and Community Training Webinars: California Consulting is proud to provide regular grant writing municipal workshops /Zoom webinars, hosted by local elected officials throughout the state of California. Our Northern California hosts have included U.S. Representative Jeff Denham, Assemblyman Robert Rivas, Assemblyman Villapudua, and Municipal Management Association Northern California (partial list). We also distribute a monthly newsletter (links below), and conduct regular grant writing training for our clients on YouTube: https://youtu.be/CQ6d-fhMFkw 2022Newsletters
October- https://conta.cc/3MqqAit
September- https://conta.cc/3eX0eIv
August- https://conta.cc/3QdwBQu
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Sample Work Plan
Subject to Client Availability
Date Activity/Action
October 30, 2022 – November 10,
2022
California Consulting in coordination with Project Team:
• Needs Assessment / Concept Design • Develop
Concept Proposal for red-lining California Consulting:
• Finalize / Submit Concept Proposal.

November 11, 2021 – December 1, 2022 California Consulting in coordination with Project Team:
• Begin developing Scope of Work (SOW) – identify Tasks and Subtasks.
• Develop a Draft Round calendar.
• Begin developing Environmental Report.
• Identify organizations to solicit Letters of Support. • Determine the process of Resolution adoption. California Consulting:
• Develop a Letter of Support / Commitment template.
• Develop Budget Template.

December 2 – 15, 2022 California Consulting in coordination with Project Team:
• Finalize Scope of Work tasks.
• Begin developing Budget Template.
• Continue developing Environmental Report.
• Solicit for Letters of Support. California Consulting:
• Begin developing Narrative sections.
• Create a Questionnaire that lists missing information.

December 16 – 20, 2022 California Consulting in coordination with Project Team:
• Finalize Environmental Report and Budget.
• Develop Narrative Questionnaire
• Collect all Letters of Support and Commitment.

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January 22 – 30, 2022 California Consulting in coordination with Project Team:
• Complete Final Review before submission. Main
Applicant:
• Sign all necessary forms and assurance.
• Collect signed Resolution. California Consulting:
• Finalize Narrative.

February 2023 California Consulting:
• Submit application to Funding Agency
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Municipal Client References
California Consulting is privileged to provide municipal references from our current clients.

1. Client Name: City of Fairfield (government entity)
Contact Name: Dawn La Bar, Special Projects Manager
Contact Number: (707) 428-7749
E-Mail: Local Housing and Allocation Formula
Grant Project Description: [email protected] Grant Award: $3,500,000

2. Client Name: City of Baldwin Park (government entity) Contact Name: Manny Carrillo, Director of Park and Recreations Contact Number: (626) 813-5245 x 314
E-Mail:[email protected]
Project Description: Prop 68 Statewide Park Development and Community Revitalization Grant Award: $2,552,998

3. Client Name: City of Patterson(government entity)
Contact Name: Ken Irwin, City Manager
Contact Number: (209) 895-8010
E-Mail: [email protected]
Project Description: Active Transportation Program (Cycle 2) Grant Award: $594,000

4. Client Name: City of Stockton (government entity)
Contact Name: Wes Johnson, Engineering Services Manager Contact Number: (209) 937-8088
E-Mail: [email protected]
Project Description: Active Transportation Program (Cycle 4) Grant Award: $4,390,000

5. Client Name: City of Glendale (government entity)
Contact Name: Sarkis Oganeysan, Senior Civil Engineer
Contact Number: (818) 548-3945
E-Mail: [email protected]
Project Description: Highway Safety Improvement Plan Grant Award: $996,000
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Municipal Grants Awarded List (partial list)
Grant Name Client Name Award Amount
California State Library - 2022 Building Forward Calif.

State Library
City of Yucaipa $9,000,000
CalFire Prevention Grant San Bernardino County Fire
Protection District
$500,000
CalFire Southern Region’s Community Wildfire
Prevention and Mitigation Program Direct Award
Grant (CSR Direct Grant)
San Bernardino County Fire
Protection District
$701,800
CA State Parks Per Capita City of Wildomar $199,995
California State Parks - Per Capita City of Baldwin Park $177,952 California State Parks - Per Capita City of Bell $77,952 CalOES/FEMA - Local Hazard Mitigation Planning
Grant (HMGP)
City of Bell $80,000
Department of Energy - Communities LEAP
Program application
County of Kern Unknown
The state of California, Office of the Governor - 2021
Californians For All: Youth Workforce
Development Program
City of Maywood $292,218
California Strategic Growth Council - Second
Round of BOOST Program
City of Maywood $50,000
CalFire Urban and Community Forestry Program City of Maywood $560,350 Los Angeles County Regional Parks and Open
Space District Measure A - Facility:

City of Bell $1,000,000
CalFire Urban and Community Forestry Grants Program
- Urban Forestry Management Plan
City of Bell $256,916
Caltrans - Clean California Local Grant Program
(Downtown Gilroy )
City of Gilroy $3,960,765
Caltrans - Clean California Local Grant Program (Lost
Hills Park
County of Kern $2,476,008
Caltrans - Clean California Local Grant Program (Mojave East Park)
County of Kern $3,023,637
Caltrans - Clean California Local Grant Program
(Heritage Park)
County of Kern $4,263,983
Caltrans - Clean California Local Grant Program City of Ridgecrest $1,840,000 Caltrans - Clean California Local Grant Program City of Maywood $1,388,940 CA Consulting
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Hazard Mitigation Grant Program City of Oroville $508,220 Caltrans - Highway Safety Improvement Program (HSIP) City of Stockton $250,000 LA County Regional Parks & Open Space District -
Measure A Competitive- Category 4
City of Bell Gardens $893,000
CAL FIRE - Urban and Community Forestry Grant
Program
City of Newman $203,694
CA State Parks - Recreational Infrastructure Revenue
Enhancement - RIRE
City of Albany $200,000
CA State Parks - Recreational Infrastructure Revenue
Enhancement - RIRE
City of Albany $35,000
CA State Parks - Recreational Infrastructure Revenue
Enhancement - RIRE
City of Albany $15,000
Caltrans - Highway Safety Improvement Program City of Glendale $249,975 Caltrans - Highway Safety Improvement Program City of Lynwood $1,011,600 Caltrans - Highway Safety Improvement Program City of Glendale $996,000 Caltrans - Highway Safety Improvement Program City of Glendale $247,500 Caltrans - Highway Safety Improvement Program City of Murrieta $247,435 Caltrans - Highway Safety Improvement Program City of Manteca $250,000 Caltrans - Highway Safety Improvement Program City of Manteca $1,934,640 Caltrans - Highway Safety Improvement Program City of Manteca $681,390 Caltrans - Highway Safety Improvement Program City of Monterey Park $312,160 Caltrans - Highway Safety Improvement Program City of Montebello $860,000 Caltrans - Highway Safety Improvement Program City of Pismo Beach $163,260 Caltrans - Highway Safety Improvement Program City of Lynwood $376,100 Caltrans - Highway Safety Improvement Program City of Yuba City $115,700 Local Road Safety Planning Program City of Alhambra $68,889 Local Early Action Planning (LEAP) City of Manteca $300,000 Caltrans - Active Transportation Program Grant City of Waterford $945,631 Caltrans - Active Transportation Program Grant City of Maywood $945,631 Caltrans - Active Transportation Program Grant City of Patterson $263,000 CA Consulting
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Caltrans - Active Transportation Program Grant City of Stockton $4,390,000 Caltrans - Active Transportation Program City of Patterson $907,000 Caltrans - Active Transportation Program Grant City of Waterford $108,000 Caltrans - Active Transportation Program City of Rosemead $702,000 Caltrans - Active Transportation Program City of Patterson $594,000 Caltrans - Active Transportation Program Grant City of Downey $180,000 Caltrans - Active Transportation Program Grant City of Vernon $60,000 Caltrans - Active Transportation Program City of Chowchilla $550,000 FY20 WaterSMART Award City of Needles $213,826
Prop 1 Storm Water Grant City of Baldwin Park $12,500,000 Prop 1 Storm Water Grant Program (Round 1) City of Hermosa Beach $3,099,400 WaterSMART Water and Energy Efficiency
Grant
City of Bakersfield $743,300
Rivers and Mountains Conservancy (RMC) City of Lynwood $1,692,575 WaterSmart Small scale efficiency City of Coachella $75,000 DWR Water Energy - Washing Machine Rebate
Program
City of Yuba City $24,000
DWR Water Energy - Area Retrofitting Project South East Madera County Coalition $218,594 State Water Resource Control Board - Clean
Water State Revolving Fund -CWSRF
City of Delano $2,000,000
SGC Sustainable Communities Planning Grant City of Arvin $150,000 Sustainable Communities Program City of Baldwin Park $150,000 SGC Sustainable Communities Planning Grant City of Glendale $500,000 Housing and Sustainable Communities Program City of Compton $125,000 CA Consulting
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Permanent Local Housing and Allocation Formula
Grant
City of Baldwin Park $2,440,890
Carl Moyer Grant City of El Monte $1,377,581
Project Home key Housing Authority of the County of
San Bernardino
$1,100,000
EDA: Public Works and Economic Adjustment
Assistance
San Bernardino Community College
District
$3,000,000
CSD Community Services Block Grant (CSBG)
Targeted Initiatives & Innovative Projects
Fresno Economic Opportunity
Commission
$70,000
Land Water Conservation Fund City of Bakersfield $3,000,000 Land Water Conservation Fund City of Tustin $1,500,000
Land Water Conservation Fund City of Oakley $413,515
Land Water Conservation Fund City of Newman $153,000
Land Water Conservation Fund City of Huntington Park $325,000 Land Water Conservation Fund City of Huntington Park $650,000 Land Water Conservation Fund City of Waterford $220,150 Land Water Conservation Fund City of Pico Rivera $200,000 Land Water Conservation Fund City of Huntington Park $325,000 Land Water Conservation Fund City of Huntington Park $650,000 Land Water Conservation Fund City of Chowchilla $75,000 Land Water Conservation Fund - Mueller Park
Beautification City of Reedley $98,711
MLB Baseball Tomorrow Fund Grant The city of Mendota and Mendota Youth Recreation
$10,131
MLB Baseball Tomorrow Fund City of La Habra $181,000
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MLB Baseball Tomorrow Fund Grant City of Woodlake $55,000 MLB Baseball Tomorrow Fund Kings Canyon Unified School
District
$19,911
MLB Baseball Tomorrow Fund Grant City of Avenal $13,426 Prop 1 Stormwater Grant Program City of Baldwin Park $12,500,000 Public Works and Economic Assistance City of Vacaville $187,500 Local Road Safety Program City of Needles $40,000
Hazard Mitigation Grant Program City of Oroville $508,220 Housing and Sustainable Communities City of Compton $125,000 San Joaquin COG – CMAQ City of Stockton $1,040, 000
Local Housing and Allocation Formula City of Fairfield $3,500,000 Edward Bryne Local Allocation Grant City of Bell $13,843 Local Early Action Planning (LEAP) Grant City of Bell $150,000 Sustainable Planning Transportation Grant Program City of Needles $203,987 Public Works and Economic Adjustment Assistance City of Twentynine Palm $2,217,668 Recreational Trails and Greenways Rancho Simi Park and Recreation District
$1,086,986
Measure W- Safe Clean Water Program
Regional
City of Baldwin Park $12,813,644
Permanent Local Housing and Allocation
Formula
City of Baldwin Park $2,440,890
Recreational Trails and Greenways City of Twentynine Palms $921,400 CA Consulting
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Local Road Safety Plan City of Compton $72,000
Local Road Safety Plan City of Newman $40,000
FEMA SAFER Cosumnes Community Services
District
$7,126,891
Project HomeKey Housing Authority of the County of
San Bernardino
$765,000
Prop. 68 - Statewide Park Development and
Community
Revitalization Program (SPP)
City of Westminster $1,290,131
Prop. 68 - Statewide Park Development and
Community
Revitalization Program (SPP)
City of Bell $4,499,388
Prop. 68 - Statewide Park Development and
Community
Revitalization Program (SPP)
City of Baldwin Park $2,552,998
Prop. 68 - Statewide Park Development and
Community
Revitalization Program (SPP)
City of San Fernando $1,114,245
Prop. 68 - Statewide Park Development and
Community
Revitalization Program (SPP)
City of Bakersfield $3,012,385
Urban Greening grant City of Patterson $1,808,145
Land and Water Conservation Fund City of Bakersfield $3,000,000 CA Census 2020: Regional Administrative
Community-Based
Organization Outreach
Ventura County Community
Foundation
$1,115,370
Environmental Enhancement and Mitigation Program City of Perris $497,759 Sustainable Communities Program City of Glendale $500,000 Highway Safety Improvement Program City of Lynwood $1,011,600 Highway Safety Improvement Program City of Glendale $996,000 Active Transportation Program Grant City of Stockton $4,390,000 Land and Water Conservation Fund City of Tustin $1,500,000 CA Consulting
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Highway Safety Improvement Program City of Manteca $1,934,640 Highway Safety Improvement Program City of Manteca $681,390 Urban Greening Grant City of Bakersfield $835,504
WaterSMART Water and Energy
Efficiency Grants
City of Bakersfield $743,300
California Violence Intervention and
Prevention (VIP) Grant
City of San Bernardino $500,000
CalRecycle Food Waste Prevention &
Rescue Grant
Alameda County Waste
Management Authority
$500,000
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Cost of Proposal
California Consulting can also offer full-service grant writing services for both hourly and per grant application as detailed in this Request for Proposal for the City of Sebastopol at the rate of $150.00 per hour plus reimbursement of reimbursable expenses. All invoices are subject to 30-day terms.

Pricing Option 1 – Hourly Rate
Staff Name/Position Hourly Rate
Ashley Ramsey, David Marquez, Karen Simpson, Jaimie Lewis, Cecily Harris, Michelle Ferguson, Tracy Yassini – Project Managers
$150.00 per hour
*Reimbursable Expenses Rates
Mileage (Current IRS Rate) $.0625 per mile
Travel Expenses (Tolls, Lodging) Cost
Copies $0.20 per page (Black/White)
$0.40 per page (Color)
Courier Service Cost
Postage, Binding, Conference Calls, Overnight Courier Cost *Costs incurred for copies, binding, and overnight courier are only incurred if the granting agency requires the application be submitted as a hard copy rather than submitted online.

Pricing Option 2 – Per Grant
We propose an agreement for a Per Grant basis, plus reimbursement of out-of-pocket expenses. The following is a breakdown of the cost per grant:

Grant Amount Request Cost
Up to $10,000 $1,500
$10,001 - $50,000 $4,000
$50,001 - $100,000 $5,500
$100,001 - $250,000 $7,500
*Over $250,000 $9,000 - $12,000
*Cost will be determined based on complexity of grant preparation for grant requests exceeding $250,000
Grant research, grant identification, and grant administration can be provided at an hourly rate of $150.00. For research completed at an hourly rate, the client may specify a “not to exceed” amount.

CA Consulting
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INSURER D :

INSURER F:

THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WTH RESPECT TO WHICH THIS

CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREINISSUBJECTTOALLTHETERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS.

INSR rTp TYPE OF INSURANCE
qDDt
tNcn SUBF POLICY NUMBER POLICY EFF POLICY EXP LIMITS
A x COMMERCIAL GENERAL LIABILITY
CLAIMS-MADE x OCCUR
LIMIT APPLIES PER:
fF8' f 'l
'o" x
x x 57SBAAM8069 9t22t2022 9t22t2023
FA(]H OCCI IRRFNCF s 2,000,000

DAIVAGE TO RENTED
PtrtrMlQFq /tre ^..r rrran.a\ g 1,000,000
[rFD EXP fAnv one oerson] s 10,000
PERSONAL & ADV INJURY $
2,000,000
GENERAL AGGREGATE q 4,000,000
PRODUCTS. COIVP/OP AGG q 4,000,000
s

B AUTOMOBILE LIABILITY

ANY AUTO
O\A/l\lED

AUTOS ONLY
HIRED

AI ITOS ONLY
x

SCHEDULED
AUIOS
NON-O!^/NED

AIJTOS ONLY
x 8A040000062189 9t30t2022 9t30t2023
s
1,000,000
Rnnll Y lN.ll IRV /Per nercnnl s
ROnll Y lN-ll IRY IPFi e.ni.lcnf\ s

IOPERTY DAIVAGE
s
s

UMBRELLA LIAB

EXCESS LIAB
OCCUR
CLAIIlIS-MADE
FACH OCCI IRRFNCF s
AGGRFGATF s
DED RETENTION $
g

WORKERS COMPENSATION

AND EMPLOYERS' LIABILITY

ANY PROPRIETOR/PARTNER/EXECUIIVE
OFFICER-/I,lEIUBER EXCLUDED?
(Mandatory in NH)
lf ves. describe under
nFscRtPTtoN oF oPFRAT|oNS betow
H NIA
PER qTATI ITF
OTHFR
E L EACH ACCIDENT $
E L DISEASE - EA EIUPLOYET q
FI DIqFAqtr pnl taY I tMlT s
c
c
Professional Liab.

Professional Liab.
sP 1560852G
sP 1560852G
9t16t2022
9t16t2022
9t16t2023
9t16t2023
Aggregate
Each claim
2,000,000
2,000,000
DESCRtPTION OF OPERATTONS / LOCATIONS / VEHTCLES (ACORD l0l, Additional Remrks schedule, my be attached if more space islequiedl rneCiiV bf
-Siui'sibljiiil
its oifiieii, offi;i;b,;nitloyeeC, ind volunteers are included as Additional lns'ured in iegaids to General Liability and commercial Auto per attached endorsement. Primary and Non-Contributory coverage applies. Waiver of Subrogation applies to General Liability.

City of Sebastopol
City Hall
Office of the City Manager
71 20 Bodega Avenue
Sebastopol, CA95472

SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE

THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCOROANGE WITH THE POLICY PROVISIONS.

AUTHORIZED REPRESENTATTVE
@ 1988-2015 ACORD CORPORATION. All rights reserved.

The ACORD name and logo are registered marks of ACORD
ACORD 25 (2016/03)
CA Consulting
Grant Writing Contract Approved 12 20 2022

Page 35 of 69 ends

POLICY NUMBER: 57 SBA AM8O69

BUSINESS LIABILITY COVERAGE FORM
Form SS 00 08 04 05
@ 2005, The Hartford
CA Consulting
Grant Writing Contract Approved 12 20 2022

Page 36 of 69 ends

QUICK REFERENCE

BUSINESS LIABILITY COVERAGE FORM

READ YOUR POLICY CAREFULLY

BUSINESS LIABILITY COVERAGE FORM
A. COVERAGES
Business Liability
Medical Expenses
Coverage Extension - Supplementary Payments
B. EXCLUSIONS
C. WHO IS AN INSURED
D. LIABILITY AND MEDICAL EXPENSES

LIMITS OF INSURANCE
E. LIABILITY AND MEDICAL EXPENSES GENERAL CONDITIONS

1. Bankruptcy

2. Duties ln The Event Of Occurrence, Offense, Claim Or Suit

3. Financial Responsibility Laws

4. Legal Action Against Us

5. Separation Of lnsureds

6. Representations

7. Other lnsurance

8. Transfer Of Rights Of Recovery Against Others To Us
F. OPTIONAL ADDITIONAL INSURED COVERAGES
Additional lnsureds
G. LIABILITY AND MEDICAL EXPENSES DEFINITIONS
Beginning on Page
1 1
2 2
3 10
'|-4
15 15
15 16
16 16
16 16
17 18
18 20
Form SS 00 08 04 05
CA Consulting
Grant Writing Contract Approved 12 20 2022

Page 37 of 69 ends

tr

BUSINESS LIABILITY COVERAGE FORM
Various provisions in this policy restrict coverage. Read the entire policy carefully to determine rights, duties and what is and is not covered.

Throughout this policy the words "you" and "your" refer to the Named lnsured shown in the Declarations. The words "we", "us" and "oLlr" refer to the stock insurance company member of The Hartford providing this insurance.

The word "insured" means any person or organization qualifying as such under Section C. - Who ls An lnsured.

Other words and phrases that appear in quotation marks have special meaning. Refer to Section G. - Liability And Medical Expenses Definitions.

A. COVERAGES

1. BUSTNESS LIABILITY COVERAGE (BODILY

INJURY, PROPERTY DAMAGE, PERSONAL

AND ADVERTISING INJURY)
lnsuring Agreement
a. We will pay those sums that the insured
becomes legally obligated to pay as
damages because of "bodily injury",
"property damage" or "personal and
advertising injury" to which this insurance
applies. We will have the right and duty to
defend the insured against any "suif'
seeking those damages. However, we will
have no duty to defend the insured against
any "suit" seeking damages for "bodily
injury", "property damage" or "personal and
advertising injury" to which this insurance
does not aPPlY.

We may, at our discretion, investigate any
"occurrence" or offense and settle any claim
or "suit" that may result. But:
(1) The amount we will pay for damages is
limited as described in Section D. -
Liability And Medical Expenses Limits
Of lnsurance; and
12) Our right and duty to defend ends when
we have used up the applicable limit of
insurance in the payment of judgments,
settlements or medical expenses to which
this insurance aPPlies.

No other obligation or liability to pay sums or
perform acts or services is covered unless
explicitly provided for under Coverage
Extension - Supplementary Payments.
b. This insurance applies:
(1) To "bodily injury" and "property
damage" onlY if:
(a) The "bodily injury" or "property
damage" is caused by an
"occurrence" that takes place in the
"coverage territory";
(b) The "bodily injury" or "property
damage" occurs during the PolicY
period; and
(c) Prior to the policy period, no insured
listed under Paragraph 1. of Section
C. - \A/ho ls An lnsured and no
"employee" authorized by you to give
or receive notice of an "occurrence"
or claim, knew that the "bodily injury"
or "property damage" had occurred,
in whole or in part. lf such a listed
insured or authorized "employee"
knew, prior to the policy period, that
the "bodily injury" or "property
damage" occurred, then any
continuation, change or resumption
of such "bodily injury" or "property
damage" during or after the PolicY
period will be deemed to have been
known prior to the policy period.
(21 To "personal and advertising injury"
caused by an offense arising out of your
business, but only if the offense was
committed in the "coverage territory"
during the policy period.
c. "Bodily injury" or "property damage" will be
deemed to have been known to have
occurred at the earliest time when any
insured listed under Paragraph 1. of Section
C. - Who ls An lnsured or any "employee"
authorized by you to give or receive notice
of an "occurrence" or claim:
(1) Reports all, or any part, of the "bodily
injury" or "property damage" to us or
any other insurer;
Form SS 00 08 04 05
@ 2005, The Hartford

Page 1 ends

CA Consulting
Grant Writing Contract Approved 12 20 2022

Page 38 of 69 ends

BUSINESS LIABILITY COVERAGE FORM
(21 Receives a written or verbal demand or
claim for damages because of the "bodily
injury" or "property damage"; or
(3) Becomes aware by any other means that
"bodily injury" or "property damage" has
occurred or has begun to occur.
d. Damages because of "bodily injury" include
damages claimed by any Person or
organization for care, loss of services or
death resulting at any time from the "bodily
injury".
e. lncidentalMedicalMalpractice
(1) "Bodily injury" arising out of the
rendering of or failure to render
professional health care services as a
physician, dentist, nurse, emergency
medical technician or paramedic shall
be deemed to be caused bY an
"occurrence", but onlY if:
(a) The physician, dentist, nurse,
emergency medical technician or
paramedic is emPloYed bY You to
provide such services; and
(b) You are not engaged in the
business or occupation of providing
such services.
(21 For the purpose of determining the
limits of insurance for incidental medical
malpractice, any act or omission
together with all related acts or
omissions in the furnishing of these
services to any one Person will be
considered one "occurrence".

2. MEDICAL EXPENSES
lnsuring Agreement
a. We will pay medical expenses as described
below for "bodily injury" caused by an
accident:
(1) On premises you own or rent;
(21 On ways next to premises you own or
rent; or
(3) Because of your operations;
provided that:
(1) The accident takes place in
"coverage territory" and during
policy period;
(21 The expenses are incurred and reported
to us within three years of the date of
the accident; and
(3) The injured person submits to
examination, at our expense, bY
physicians of our choice as often as we
reasonably require.
b. We will make these payments regardless of
fault. These payments will not exceed the
applicable limit of insurance. We will pay
reasonable expenses for:
(1) First aid administered at the time of an
accident;
(21 Necessary medical, surgical, x-ray and
dental services, including prosthetic
devices; and
(3) Necessary ambulance, hosPital,
professional nursing and funeral
services.

3. COVERAGE EXTENSION -

SUPPLEMENTARY PAYMENTS
a. We will pay, with respect to any claim or
"suit" we investigate or settle, or any "suit"
against an insured we defend:
(1) All expenses we incur.
(21 Up to $1,000 for the cost of bail bonds
required because of accidents or traffic
law violations arising out of the use of
any vehicle to which Business Liability
Coverage for "bodily injury" applies. We
do not have to furnish these bonds.
(3) The cost of appeal bonds or bonds to
release attachments, but only for bond
amounts within the applicable limit of
insurance. We do not have to furnish
these bonds.
(4) All reasonable expenses incurred by the
insured at our request to assist us in the
investigation or defense of the claim or
"suit", including actual loss of earnings
up to $500 a day because of time off
from work.
(5) All costs taxed against the insured in
the "suit".
(6) Prejudgment interest awarded against
the insured on that part of the judgment
we pay. lf we make an offer to Pay the
applicable limit of insurance, we will not
pay any prejudgment interest based on
that period of time after the offer.
(71 All interest on the full amount of any
judgment that accrues after entry of the
judgment and before we have Paid,
offered to pay, or deposited in court the
part of the judgment that is within the
applicable limit of insurance.

Any amounts paid under (1) through (7)
above will not reduce the limits of insurance.
the
the

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CA Consulting
Grant Writing Contract Approved 12 20 2022

Page 39 of 69 ends

b. lf we defend an insured against a "suit"
and an indemnitee of the insured is also
named as a party to the "suit", we will
defend that indemnitee if all of the
following conditions are met:
(1) The "suit" against the indemnitee
seeks damages for which the insured
has assumed the liability of the
indemnitee in a contract or agreement
that is an "insured contract";
(21 This insurance applies to such liability
assumed by the insured;
(3) The obligation to defend, or the cost of
the defense ol that indemnitee, has
also been assumed by the insured in
the same "insured contract";
(4) The allegations in the "suit" and the
information we know about the
"occurrence" are such that no conflict
appears to exist between the interests
of the insured and the interest of the
indemnitee;
(5) The indemnitee and the insured ask
us to conduct and control the defense
of that indemnitee against such "suit'
and agree that we can assign the
same counsel to defend the insured
and the indemnitee; and
(6) The indemnitee:
(a) Agrees in writing to:
(i) Cooperate with us in the
investigation, settlement or
defense of the "suit";
(ii) lmmediately send us copies of
any demands, notices,
summonses or legal Papers
received in connection with
the "suit";
(iii) Notify any other insurer whose
coverage is available to the
indemnitee;and
(iv) Cooperate with us with
respect to coordinating other
applicable insurance available
to the indemnitee; and
(b) Provides us with written
authorization to:
(i) Obtain records and other
information related to the
"suit"; and
(ii) Conduct and control the
defense of the indemnitee in
such "suit".

BUSINESS LIABILITY COVERAGE FORM
So long as the above conditions are met,
attorneys' fees incurred by us in the
defense of that indemnitee, necessary
litigation expenses incurred by us and
necessary litigation expenses incurred
by the indemnitee at our request will be
paid as Supplementary Payments.

Notwithstanding the provisions of
Paragraph l.b.(b) of Section B. -
Exclusions, such payments will not be
deemed to be damages for "bodilY
injury" and "property damage" and will
not reduce the Limits of lnsurance.

Our obligation to defend an insured's
indemnitee and to pay for attorneys'fees
and necessary litigation expenses as
Supplementary Payments ends when:
(1) We have used up the applicable limit
of insurance in the payment of
judgments or settlements; or
(21 The conditions set forth above, or the
terms of the agreement described in
Paragraph (6) above, are no longer met.

B. EXCLUSIONS

1. Applicable To Business Liability Goverage
This insurance does not apply to:
a. Expected Or lntended lnjury
(1) "Bodily injury" or "property damage"
expected or intended from the
standpoint of the insured. This
exclusion does not apply to "bodily
injury" or "property damage" resulting
from the use of reasonable force to
protect persons or property; or
l2l "Personal and advertising injury" arising
out of an offense committed by, at the
direction of or with the consent or
acquiescence of the insured with the
expectation of inflicting "personal and
advertising injury".
b. GontractualLiability
(1) "Bodily injury" or "property damage"; or
(21 "Personal and advertising injury"
for which the insured is obligated to pay
damages by reason of the assumption of
liability in a contract or agreement.

This exclusion does not apply to liability
for damages because of:
(a) "Bodily injury", "property damage" or
"personal and advertising injury" that
the insured would have in the
absence of the contract or
agreement; or
Form SS 00 08 04 05 Page 3 of 24
CA Consulting
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BUSINESS LIABILITY COVERAGE FORM
(b) "Bodily injury" or "property damage"
assumed in a contract or agreement
that is an "insured contract",
provided the "bodilY injury" or
"property damage" occurs
subsequent to the execution of the
contract or agreement. SolelY for
the purpose of liability assumed in
an "insured contract', reasonable
attorneys' fees and necessary
litigation expenses incuned by or for
a parly other than an insured are
deemed to be damages because of
"bodily injury" or "property damage"
provided:
(i) Liability to such party for, or for
the cost ol that PartY's defense
has also been assumed in the
same "insured contract", and
(ii) Such attorneys' fees and
litigation expenses are for
defense of that party against a
civil or alternative disPute
resolution proceeding in which
damages to which this
insurance applies are alleged.
c. Liquor Liability
"Bodily injury" or "property damage" for
which any insured may be held liable by
reason of:
(1) Causing or contributing to the
intoxication of any person;
(21 The fumishing of alcoholic beverages to
a person under the legal drinking age or
under the influence of alcohol; or
(3) Any statute, ordinance or regulation
relating to the sale, gift, distribution or
use of alcoholic beverages.

This exclusion applies only if you are in the
business of manufacturing, distributing,
selling, serving or furnishing alcoholic
beverages.
d. Workers' Compensation And Similar
Laws
Any obligation of the insured under a
workers' compensation, disability benefits
or unemployment compensation law or
any similar law.
e. Employer's Liability
"Bodily injury" to:
(1) An "employee" of the insured arising
out of and in the course of:
(a) Employment by the insured; or
(b) Performing duties related to the
conduct of the insured's business, or
(21 The spouse, child, parent, brother or
sister of that "employee" as a
consequence of (1 ) above.

This exclusion applies:
(1) \Mether the insured may be liable as
an employer or in any other capacity;
and
(2) To any obligation to share damages
with or repay someone else who must
pay damages because of the injury.

This exclusion does not apply to liability
assumed by the insured under an "insured
contract".
f. Pollution
(1) "Bodily injury", "property damage" or
"personal and advertising injury"
arising out of the actual, alleged or
threatened discharge, disPersal,
seepage, migration, release or escape
of "pollutants":
(a) At or from any premises, site or
location which is or was at anY
time owned or occupied by, or
rented or loaned to any insured.

However, this subparagraPh does
not apply to:
(i) "Bodily injury" if sustained within
a building and caused bY
smoke, fumes, vaPor or soot
produced by or originating from
equipment that is used to heat,
cool or dehumidiff the building,
or equipment that is used to
heat water for personal use, bY
the building's occupants or their
guests;
(ii) "Bodily injury" or "property
damage" for which you may be
held liable, if you are a
contractor and the owner or
lessee of such premises, site or
location has been added to Your
policy as an additional insured
with respect to your ongoing
operations Performed for that
additional insured at that
premises, site or location and
such premises, site or location
is not and never was owned or
occupied by, or rented or
loaned to, any insured, other
than that additional insured; or

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Grant Writing Contract Approved 12 20 2022

Page 41 of 69 ends

(iii) "Bodily injury" or "property
damage" arising out of heat,
smoke or fumes from a
"hostile fire";
(b) At or from any premises, site or
location which is or was at anY
time used by or for any insured or
others for the handling, storage,
disposal, processing or treatment
of waste;
(c) Wrich are or were at any time
transported, handled, stored,
treated, disposed of, or processed
as waste by or for:
(i) Any insured; or
(ii) Any person or organization for
whom you may be legally
responsible;
(d) At or from any premises, site or
location on which any insured or
any contractors or subcontractors
working directly or indirectly on
any insured's behalf are
performing operations if the
"pollutants" are brought on or to
the premises, site or location in
connection with such operations
by such insured, contractor or
subcontractor. However, this
subparagraph does not apply to:
(i) "Bodily injury" or "property
damage" arising out of the
. escape of fuels, lubricants or
other operating fluids which are
needed to perform the normal
electrical, hydraulic or
mechanical functions
necessary for the operation of
"mobile equipment" or its parts,
if such fuels, lubricants or other
operating fluids escaPe from a
vehicle part designed to hold,
store or receive them. This
exception does not aPPly if the
"bodily injury" or "ProPertY
damage" arises out of the
intentional discharge, disPersal
or release of the fuels,
lubricants or other operating
fluids, or if such fuels,
lubricants or other operating
fluids are brought on or to the
premises, site or location with
the intent that they be
discharged, dispersed or

BUSINESS LIABILITY COVERAGE FORM
released as part of the
operations being performed
by such insured, contractor or
subcontractor;
(ii) "Bodily injury" or "property
damage" sustained within a
building and caused by the
release of gases, fumes or
vapors fom materials brought
into that building in connection
with operations being performed
by you or on your behalf bY a
contractor or subcontractor; or
(iii) "Bodily injury" or "property
damage" arising out of heat,
smoke or fumes from a
"hostile fire"; or
(e) At or from any premises, site or
location on which any insured or any
contractors or subcontractors
working directly or indirectly on any
insured's behalf are performing
operations if the operations are to
test for, monitor, clean up, remove,
contain, treat, detoxifiT or neutralize,
or in any way respond to, or assess
the effects of, "pollutants".
(21 Any loss, cost or expense arising out
of any:
(a) Request, demand, order or statutory
or regulatory requirement that anY
insured or others test for, monitor,
clean up, remove, contain, treat,
detoxifrT or neutralize, or in any way
respond to, or assess the effects of,
"pollutants"; or
(b) Claim or suit by or on behalf of a
governmental authoritY for
damages because of testing for,
monitoring, cleaning up, removing,
containing, treating, detoxiffing or
neutralizing, or in any way
responding to, or assessing the
effects of, "pollutants".

However, this paragraph does not
apply to liability for damages because
of "property damage" that the insured
would have in the absence of such
request, demand, order or statutory or
regulatory requirement, or such claim
or "suit" by or on behalf of a
governmental authority.

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CA Consulting
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BUSINESS LIABILITY COVERAGE FORM
g. Aircraft, Auto Or Watercraft
"Bodily injury" or "property damage" arising
out of the ownership, maintenance, use or
entrustment to others of any aircraft, "auto"
or watercraft owned or operated by or rented
or loaned to any insured. Use includes
operation and "loading or unloading".

This exclusion applies even if the claims
against any insured allege negligence or
other wrongdoing in the supervision, hiring,
employment, training or monitoring of others
by that insured, if the "occurrence" which
caused the "bodily injury" or "property
damage" involved the ownershiP,
maintenance, use or entrustment to others of
any aircraft, "auto" or watercraft that is
owned or operated by or rented or loaned to
any insured.

This exclusion does not apply to:
(1) A watercraft while ashore on premises
you own or rent;
(21 A watercraft you do not own that is:
(a) Less than 51 feet long; and
(b) Not being used to carry Persons
for a charge;
(3) Parking an "auto" on, or on the ways
next to, premises you own or rent,
provided the "auto" is not owned by or
rented or loaned to you or the insured;
(4) Liability assumed under any "insured
contract" for the ownershiP,
maintenance or use of aircraft or
watercraft;
(5) "Bodily injury" or "property damage"
arising out of the operation of any of
the equipment listed in Paragraph f.(2)
or f.(3) of the definition of "mobile
eguipment"; or
(6) An aircraft that is not owned by any
insured and is hired, chartered or loaned
with a paid crew. However, this
exception does not apply if the insured
has any other insurance for such "bodily
injury" or "property damage", whether
the other insurance is primary, excess,
contingent or on any other basis.
h. Mobile Equipment
"Bodily injury" or "property damage"
arising out of:
(1) The transportation of "mobile equipment"
by an "auto" owned or operated by or
rented or loaned to any insured; or
l2l The use of "mobile equipment" in, or
while in practice or preparation for, a
prearranged racing, speed or
demolition contest or in any stunting
activity.
i. War
"Bodily injury", "property damage" or
"personal and advertising injury", however
caused, arising, directly or indirectly, out of:
(1) War, including undeclared or civilwar;
(21 Warlike action by a military force,
including action in hindering or
defending against an actual or
expected attack, by any government,
sovereign or other authority using
military personnel or other agents; or
(3) lnsurrection, rebellion, revolution,
usurped power, or action taken bY
governmental authority in hindering or
defending against any of these.
j. ProfessionalServices
"Bodily injury", "property damage" or
"personal and advertising injury" arising
out of the rendering of or failure to render
any professional service. This includes
but is not limited to:
(1) Legal, accounting or advertising
services;
(21 Preparing, approving, or failing to
prepare or approve maps, shoP
drawings, opinions, reports, surveys,
field orders, change orders, designs or
drawings and specifi cations;
(3) Supervisory, inspection, architectural
or engineering activities;
(4) Medical, surgical, dental, x-ray or
nursing services treatment, advice or
instruction;
(5) Any health or therapeutic service
treatment, advice or instruction;
(6) Any service, treatment, advice or
instruction for the Purpose of
appearance or skin enhancement, hair
removal or replacement or personal
grooming;
(71 Optical or hearing aid services
including the prescribing, preparation,
fitting, demonstration or distribution of
ophthalmic lenses and similar
products or hearing aid devices;

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Page 43 of 69 ends

(8) Optometry or optometric services
including but not limited to examination
of the eyes and the prescribing,
preparation, fitting,demonstration or
distribution of ophthalmic lenses and
similar products;
(9) Any:
(a) Body piercing (not including ear
piercing);
(b) Tattooing, including but not limited
to the insertion of pigments into or
under the skin; and
(c) Similar services;
(10) Services in the practice of pharmacy;
and
(11) Computer consulting, design or
programming services, including web
site design.

Paragraphs (4) and (5) of this exclusion do
not apply to the lncidental Medical
Malpractice coverage afforded under
Paragraph 1.e. in Section A. - Coverages.
k. Damage To Property
"Property damage" to:
({) Property you own, rent or occupy,
including any costs or expenses
incurred by you, or any other person,
organization or entity, for repair,
replacement, enhancement,
restoration or maintenance of such
property for any reason, including
prevention of injury to a person or
damage to another's property;
(21 Premises you sell, give away or
abandon, if the "property damage" arises
out of any part of those premises;
(3) Property loaned to you;
(4) Personal property in the care, custody
or control of the insured;
(5) That particular part of real property on
which you or any contractors or
subcontractors working directly or
indirectly on your behalf are performing
operations, if the "property damage"
arises out of those operations; or
(6) That particular part of any property
that must be restored, repaired or
replaced because "your work" was
incorrectly performed on it.

BUSINESS LIABILITY COVERAGE FORM
Paragraphs (1), (3) and (4) of this
exclusion do not apply to "property
damage" (other than damage by fire) to
premises, including the contents of such
premises, rented to you for a period of 7 or
fewer consecutive days. A separate Limit
of lnsurance applies to Damage To
Premises Rented To You as described in
Section D. - Limits Of lnsurance.

Paragraph (2) of this exclusion does not
apply if the premises are "your work" and
were never occupied, rented or held for
rental by you.

Paragraphs (3) and (4) of this exclusion do
not apply to the use of elevators.

Paragraphs (3), (4), (5) and (6) of this
exclusion do not apply to liability assumed
under a sidetrack agreement.

Paragraphs (3) and (4) of this exclusion do
not apply to "property damage" to
borrowed equipment while not being used
to perform operations at a job site.

Paragraph (6) of this exclusion does not
apply to "property damage" included in the
"products-completed operations hazard" .
l. Damage To Your Product
"Property damage" to "your product"
arising out of it or any part of it.
m. Damage To Your Work
"Property damage" to "your work" arising
out of it or any part of it and included in the
"products-completed operations hazard" .

This exclusion does not apply if the
damaged work or the work out of which
the damage arises was performed on your
behalf by a subcontractor.
n. Damage To lmpaired Property Or
Property Not Physically lnjured
"Property damage" to "impaired property"
or property that has not been physically
injured, arising out of:
(1) A defect, deficiency, inadequacy or
dangerous condition in "your product"
or "your work"; or
(2) A delay or failure by you or anyone
acting on your behalf to perform a
contract or agreement in accordance
with its terms.

This exclusion does not apply to the loss
of use of other property arising out of
sudden and accidental physical injury to
"your product" or "your work" after it has
been put to its intended use.

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BUSINESS LIABILITY COVERAGE FORM
o. Recall Of Products, Work Or lmpaired
Property
Damages claimed for any loss, cost or
expense incurred by you or others for the
loss of use, withdrawal, recall, inspection,
repair, replacement, adjustment, removal
or disposal of:
(1) "Your product";
(21 "Yourwork"; or
(3) "lmpaired property";
if such product, work or ProPertY is
withdrawn or recalled from the market or
from use by any person or organization
because of a known or suspected defect,
deficiency, inadequacy or dangerous
condition in it.
p. PersonalAnd Advertising lnjury
"Personal and advertising injury":
(1) Arising out of oral, written or electronic
publication of material, if done by or at
the direction of the insured with
knowledge of its falsity;
l2l Arising out of oral, written or electronic
publication of material whose first
publication took place before the
beginning of the Policy Period;
(3) Arising out of a criminal act committed
by or at the direction of the insured;
(4) Arising out of any breach of contract,
except an implied contract to use
another's "advertising idea" in your
"advertisement";
(5) Arising out of the failure of goods,
products or services to conform with
any statement of qualitY or
performance made in Your
"advertisement";
(6) Arising out of the wrong description of
the price of goods, products or services;
(71 Arising out of any violation of any
intellectual property rights such as
copyright, patent, trademark, trade
name, trade secret, service mark or
other designation of origin or
authenticity.

However, this exclusion does not
apply to infringement, in Your
"advertisement", of
(a) Copyright;
(b) Slogan, unless the slogan is also
a trademark, trade name, service
mark or other designation of origin
or authenticity; or
(c) Title of any literary or artistic work;
(8) Arising out of an offense committed by
an insured whose business is:
(a) Advertising, broadcasting,
publishing or telecasting;
(b) Designing or determining content
of web sites for others; or
(c) An lnternet search, access,
content or service provider.

However, this exclusion does not
apply to Paragraphs a., b. and c.
under the definition of "personal and
advertising injury" in Section G. -
Liability And Medical ExPenses
Definitions.

For the purposes of this exclusion,
placing an "advertisement" for or
linking to others on your web site, by
itself, is not considered the business
of advertising, broadcasting,
publishing or telecasting ;
(9) Arising out of an electronic chat room
or bulletin board the insured hosts,
owns, or over which the insured
exercises control;
(10) Arising out of the unauthorized use of
another's name or product in your e-mail
address, domain name or metatags, or
any other similar tactics to mislead
another's potential customers;
(11) Arising out of the violation of a
person's right of privacy created by
any state or federal act.

However, this exclusion does not
apply to liability for damages that the
insured would have in the absence of
such state or federal act;
(12) Arising out of:
(a) An "advertisement' for others on
yourweb site;
(b) Placing a link to a web site of
others on your web site;
(c) Content from a web site of others
displayed within a frame or border
on your web site. Content includes
information, code, sounds, text,
graphics or images; or
(d) Computer code, software or
programming used to enable:
(i) Your web site; or
(ii) The presentation or functionality
of an "advertisement' or other
content on yourweb site;

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(13) Arising out of a violation of any antitrust law;
(14) Arising out of the fluctuation in price or
value of any stocks, bonds or other
securities; or
(15) Arising out of discrimination or
humiliation committed bY or at the
direction of any "executive officer",
director, stockholder, Partner or
member of the insured.
q. Electronic Data
Damages arising out of the loss of, loss of
use of, damage to, corruption of, inability
to access, or inability to manipulate
"electronic data".
r. Employment'Related Practices
"Bodily injury" or "personal and advertising
injury" to:
(1) A person arising out of anY:
(a) Refusalto emPloY that Person;
(b) Termination of that Person's
employment;or
(c) Employment-related practices,
policies, acts or bmissions, such as
coercion, demotion, evaluation,
reassignment, disciPline,
defamation, harassment, humiliation
or discrimination directed at that
person; or
(21 The spouse, child, parent, brother or
sister of that Person as a
consequence of "bodilY injury" or
"personal and advertising injury" to the
person at whom any of the
employment-related Practices
described in Paragraphs (a), (b), or (c)
above is directed.

This exclusion applies:
(1) Wrether the insured may be liable as
an employer or in any other capacity;
and
(21 To any obligation to share damages
with or repay someone else who must
pay damages because of the injury.
s. Asbestos
(1) "Bodily injury", "property damage" or
"personal and advertising injury"
arising out of the "asbestos hazard".
l2l Any damages, judgments, settlements,
loss, costs or expenses that:

BUSINESS LIABILITY COVERAGE FORM
(a) May be awarded or incurred bY
reason of any claim or suit
alleging actual or threatened injury
or damage of anY nature or kind to
persons or proPertY which would
not have occurred in whole or in
part but for the "asbestos hazard";
(b) Arise out of any request, demand,
order or statutory or regulatory
requirement that anY insured or
others test for, monitor, clean uP,
remove, encapsulate, contain,
treat, detoxiff or neutralize or in
any way respond to or assess the
effects of an "asbestos hazard"; or
(c) Arise out of any claim or suit for
damages because of testing for,
monitoring, cleaning uP, removing,
encapsulating, containing, treating,
detoxiiTing or neutralizing or in any
way responding to or assessing the
effects of an "asbestos hazard".
t. Violation Of Statutes That Govern EMails, Fax, Phone Galls Or Other Methods Of Sending Material Or
lnformation
"Bodily injury", "property damage", or
"personal and advertising injury" arising
directly or indirectly out of any action or
omission that violates or is alleged to
violate:
(1) The Telephone Consumer Protection
Act (TCPA), including any amendment
of or addition to such law;
(21 The CAN-SPAM Act of 2003, including
any amendment of or addition to such
law; or
(3) Any statute, ordinance or regulation,
other than the TCPA or CAN-SPAM Act
of 2003, that prohibits or limits the
sending, transmitting, communicating or
distribution of material or information.

Damage To Premises Rented To You -
Exception For Damage By Fire, Lightning
or Explosion
Exclusions c. through h. and k. through o. do
not apply to damage by fire, lightning or
explosion to premises rented to you or
temporarily occupied by you with permission of
the owner. A separate Limit of lnsurance
applies to this coverage as described in
Section D. - Liability And Medical Expenses
Limits Of lnsurance.

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BUSINESS LIABILITY COVERAGE FORM

2. Applicable To Medical Expenses Coverage
We will not pay expenses for "bodily injury":
a. Any lnsured
To any insured, except "volunteer workers".
b. Hired Person
To a person hired to do work for or on behalf
of any insured or a tenant of any insured.
c. lnjury On Normally Occupied Premises
To a person injured on that Part of
premises you own or rent that the person
normally occupies.
d. Workers' Compensation And Similar
Laws
To a person, whether or not an
"employee" of any insured, if benefits for
the "bodily injury" are payable or must be
provided under a workers' compensation
or disability benefits law or a similar law.
e. AthleticsActivities
To a person injured while practicing,
instructing or participating in any physical
exercises or games, sports or athletic
contests.
f. Products-Gompleted Operations Hazard
lncluded with the "products-completed
operations hazard".
g. Business Liability Exclusions
Excluded under Business Liability Coverage.

C. WHO IS AN INSURED

1. lf you are designated in the Declarations as:
a. An individual, you and your spouse are
insureds, but only with respect to the
conduct of a business of which you are the
sole owner.
b. A partnership or joint venture, you are an
insured. Your members, your partners, and
their spouses are also insureds, but only with
respect to the conduct of your business.
c. A limited liability company, you are an
insured. Your members are also insureds,
but only with respect to the conduct of your
business. Your managers are insureds, but
only with respect to their duties as your
managers.
d. An organization other than a partnership,
joint venture or limited liability company, you
are an insured. Your "executive officers" and
directors are insureds, but only with respect
to their duties as your officers or directors.

Your stockholders are also insureds, but only
with respect to their liability as stockholders.
e. A trust, you are an insured. Your trustees
are also insureds, but only with respect to
their duties as trustees.

2. Each of the following is also an insured:
a. Employees And Volunteer Workers
Your "volunteer workers" only while
performing duties related to the conduct of
your business, or your "employees", other
than either your "executive officers" (if you
are an organization other than a
partnership, joint venture or limited liability
company) or your managers (if you are a
limited liability company), but only for acts
within the scope of their employment by
you or while performing duties related to
the conduct of your business.

However, none of these "employees" or
"volunteer workers" are insureds for:
(1) "Bodily injury" or "personal and
advertising injury":
(a) To you, to your Partners or
members (if you are a PartnershiP
or joint venture), to your members
(if you are a limited liabilitY
company), or to a co-"emPloYee"
while in the course of his or her
employment or performing duties
related to the conduct of Your
business, or to your other
"volunteer workers" while
performing duties related to the
conduct of your business;
(b) To the spouse, child, parent,
brother or sister of that co-
"employee" or that "volunteer
worker" as a consequence of
Paragraph (1)(a) above;
(c) For which there is any obligation
to share damages with or rePaY
someone else who must PaY
damages because of the injury
described in ParagraPhs (1Xa) or
(b) above; or
(d) Arising out of his or her providing
or failing to provide professional
health care services.
lf you are not in the business of
providing professional health care
services, Paragraph (d) does not apply
to any nurse, emergency medical
technician or paramedic employed by
you to provide such services.
(21 "Property damage" to property:
(a) Owned, occupied or used by,

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(b) Rented to, in the care, custodY or
control of, or over which PhYsical
control is being exercised for anY
purpose by you, any of your
"employees", "volunteer workers",
any partner or member (if You are
a partnership or joint venture), or
any member (if you are a limited
liability company).
b. Real Estate Manager
Any person (other than your "employee" or
"volunteer worker"), or any organization
while acting as your real estate manager.
c. Temporary Custodians Of Your
Propefi
Any person or organization having proper
temporary custody of your property if you
die, but only:
(1) \Mth respect to liability arising out of the
maintenance or use of that property; and
(21 Until your legal representative has
been appointed.
d. Legal Representative lf You Die
Your legal representative if you die, but
only with respect to duties as such. That
representative will have all your rights and
duties under this insurance.
e. Unnamed Subsidiary
Any subsidiary and subsidiary thereof, of
yours which is a legally incorporated entity
of which you own a financial interest of
more than 50o/o of the voting stock on the
effective date of this Coverage Part.

The insurance afforded herein for any
subsidiary not shown in the Declarations
as a named insured does not aPPIY to
injury or damage with respect to which an
insured under this insurance is also an
insured under another policy or would be
an insured under such policy but for its
termination or upon the exhaustion of its
limits of insurance.

3. Newly Acquired Or Formed Organization
Any organization you newly acquire or form,
other than a partnership, joint venture or
limited liability company, and over which you
maintain financial interest of more than 50% of
the voting stock, will qualify as a Named
lnsured if there is no other similar insurance
available to that organization. However:
a. Coverage under this provision is afforded
only until the 180th day after you acquire
or form the organization or the end of the
policy period, whichever is earlier; and

BUSINESS LIABILITY COVERAGE FORM
b. Coverage under this provision does not
apply to:
(1) "Bodily injury" or "property damage"
that occurred; or
(2) "Personal and advertising injury"
arising out of an offense committed
before you acquired or formed the
organization.

4. Operator Of Mobile Equipment
\Mth respect to "mobile equipment' registered in
your name under any motor vehicle registration
law, any person is an insured while driving such
equipment along a public highway with your
permission. Any other person or organization
responsible for the conduct of such person is
also an insured, but only with respect to liability
arising out of the operation of the equipment, and
only if no other insurance of any kind is available
to that person or organization for this liability.

However, no person or organization is an insured
with respect to:
a. "Bodily injury" to a co-"employee" of the
person driving the equipment; or
b. "Property damage" to property owned by,
rented to, in the charge of or occupied by
you or the employer of any person who is
an insured under this provision.

5. Operator of Nonowned Watercraft
Wth respect to watercraft you do not own that
is less than 51 feet long and is not being used
to carry persons for a charge, any person is an
insured while operating such watercraft with
your permission. Any other person or
organization responsible for the conduct of
such person is also an insured, but only with
respect to liability arising out of the operation
of the watercraft, and only if no other
insurance of any kind is available to that
person or organization for this liability.

However, no person or organization is an
insured with respect to:
a. "Bodily injury" to a co-"employee" of the
person operating the watercraft; or
b. "Property damage" to property owned by,
rented to, in the charge of or occupied by
you or the employer of any person who is
an insured under this provision.

6. Additional lnsureds When Required By
Written Contract, Written Agreement Or
Permit
The person(s) or organization(s) identified in
Paragraphs a. through f. below are additional
insureds when you have agreed, in a written
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BUSINESS LIABILITY COVERAGE FORM
contract, written agreement or because of a
permit issued by a state or political
subdivision, that such person or organization
be added as an additional insured on your
policy, provided the injury or damage occurs
subsequent to the execution of the contract or
agreement, or the issuance of the permit.

A person or organization is an additional
insured under this provision only for that
period of time required by the contract,
agreement or permit.

However, no such person or organization is an
additional insured under this provision if such
person or organization is included as an
additional insured by an endorsement issued
by us and made a part of this Coverage Part,
including all persons or organizations added
as additional insureds under the specific
additional insured coverage grants in Section
F. - Optional Additional lnsured Coverages.
a. Vendors
Any person(s) or organization(s) (refened to
below as vendor), but only with respect to
"bodily injury" or "property damage" arising
out of "your products" which are distributed
or sold in the regular course of the vendor's
business and only if this Coverage Part
provides coverage for "bodily injury" or
"property damage" included within the
"products-completed operations hazard".
(1) The insurance afforded to the vendor
is subject to the following additional
exclusions:

This insurance does not apply to:
(a) "Bodily injury" or "property
damage" for which the vendor is
obligated to pay damages bY
reason of the assumPtion of
liability in a contract or agreement.

This exclusion does not apply to
liability for damages that the
vendor would have in the absence
of the contract or agreement;
(b) Any express warranty
unauthorized by you;
(c) Any physical or chemical change
in the product made intentionally
by the vendor;
(d) Repackaging, except when
unpacked solely for the purPose of
inspection, demonstration, testing,
or the substitution of Parts under
instructions fom the manufacturer,
and then repackaged in the
original container;
(e) Any failure to make such
inspections, adjustments, tests or
servicing as the vendor has
agreed to make or normallY
undertakes to make in the usual
course of business, in connection
with the distribution or sale of the
products;
(f) Demonstration, installation,
servicing or repair operations,
except such operations performed
at the vendor's premises in
connection with the sale of the
product;
(g) Products which, after distribution
or sale by you, have been labeled
or relabeled or used as a
container, part or ingredient of any
other thing or substance by or for
the vendor; or
(h) "Bodily injury" or "property
damage" arising out of the sole
negligence of the vendor for its
own acts or omissions or those of
its employees or anyone else
acting on its behalf. However, this
exclusion does not apply to:
(D The exceptions contained in
Subparagraphs (d) or (f); or
(ii) Such inspections, adjustments,
tests or servicing as the vendor
has agreed to make or normally
undertakes to make in the usual
course of business, in
connection with the distribution
or sale of the products.
(21 This insurance does not apply to any
insured person or organization from
whom you have acquired such products,
or any ingredient, part or container,
entering into, accompanying or
containing such products.
b. Lessors Of Equipment
(1) Any person or organization from
whom you lease equipment; but only
with respect to their liability for "bodily
injury", "property damage" or
"personal and advertising injury"
caused, in whole or in part, by your
maintenance, operation or use of
equipment leased to you by such
person or organization.

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(21 \A/ith respect to the insurance afforded
to these additional insureds, this
insurance does not apply to any
"occurrence" which takes place after
you cease to lease that equipment.
c. Lessors Of Land Or Premises
(1) Any person or organization from
whom you lease land or Premises, but
only with respect to liability arising out
of the ownership, maintenance or use
of that part of the land or Premises
leased to you.
(21 With respect to the insurance afforded
to these additional insureds, this
insurance does not apply to:
(a) Any "occurrence" which takes
place after you cease to lease that
land or be a tenant in that
premises; or
(b) Structural alterations, new
construction or demolition
operations performed bY or on
behalf of such Person or
organization.
d. Architects, Engineers Or Surveyors
(1) Any architect, engineer, or surveyor, but
only with respect to liability for "bodily
injury", "property damage" or "personal
and advertising injury" caused, in whole
or in part, by your acts or omissions or
the acts or omissions of those acting on
your behalf:
(a) ln connection with your premises;
or
(b) ln the performance of your
ongoing operations Performed bY
you or on your behalf.
(21 \Nith respect to the insurance afforded
to these additional insureds, the
following additional exclusion applies:

This insurance does not aPPIY to
"bodily injury", "property damage" or
"personal and advertising injury"
arising out of the rendering of or the
failure to render any professional
services by or for you, including:
(a) The preparing, approving, or
failure to prepare or approve,
maps, shop drawings, oPinions,
reports, surveys, field orders,
change orders, designs or
drawings and specifications; or
(b) Supervisory, insPection,
architectural or engineering
activities.

BUSINESS LIABILITY COVERAGE FORM
e. Permits lssued By State Or Political
Subdivisions
(1) Any state or political subdivision, but
only with respect to operations
performed by you or on your behalf for
which the state or political subdivision
has issued a permit.
(21 \Mth respect to the insurance afforded
to these additional insureds, this
insurance does not apply to:
(a) "Bodily injury", "property damage"
or "personal and advertising
injury" arising out of operations
performed for the state or
municipality; or
(b) "Bodily injury" or "property damage"
included within the "productscompleted operations hazard". f. Any Other Party
(1) Any other person or organization who
is not an insured under Paragraphs a.
through e. above, but only with ' respect to liability for "bodily injury", "property damage" or "personal and
advertising injury" caused, in whole or
in part, by your acts or omissions or
the acts or omissions of those acting
on your behalf:
(a) ln the performance of your
ongoing operations;
(b) ln connection with your premises
owned by or rented to you; or
(c) ln connection with "your work" and
included within the "productscompleted operations hazard", but only if
(D The written contract or written
agreement requires you to
provide such coverage to
such additional insured; and
(ii) This Coverage Part provides
coverage for "bodi[ injury" or
"property damage" included
within the "Productscompleted operations hazard".
(21 Wth respect to the insurance afforded
to these additional insureds, this
insurance does not apply to:
"Bodily injury", "property damage" or
"personal and advertising injury"
arising out of the rendering of, or the
failure to render, any professional
architectural, engineering or surveying
services, including:

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BUSINESS LIABILITY COVERAGE FORM
(a) The preparing, aPProving, or
failure to prepare or approve,
maps, shop drawings, oPinions,
reports, surveys, field orders,
change orders, designs or
drawings and specifications; or
(b) Supervisory, inspection,
architectural or engineering
activities.

The limits of insurance that apply to additional
insureds are described in Section D. - Limits
Of lnsurance.

How this insurance applies when other
insurance is available to an additional insured
is described in the Other lnsurance Condition
in Section E. - Liability And Medical Expenses
General Conditions.

No person or organization is an insured with
respect to the conduct of any current or past
partnership, joint venture or limited liability
company that is not shown as a Named lnsured in
the Declarations.

D. LIABTLITY AND MEDICAL EXPENSES

LIMITS OF INSURANCE

1. The Most We Will Pay
The Limits of lnsurance shown in the
Declarations and the rules below fix the most
we will pay regardless of the number of:
a. lnsureds;
b. Claims made or "suits" brought; or
c. Persons or organizations making claims or
bringing "suits".

2. Aggregate Limits
The most we will pay for:
a. Damages because of "bodily injury" and
"property damage" included in the
"products-completed operations hazard" is
the Products-Completed Operations
Aggregate Limit shown in the
Declarations.
b. Damages because of all other "bodily
injury", "property damage" or "personal
and advertising injury", including medical
expenses, is the General Aggregate Limit
shown in the Declarations.

This General Aggregate Limit applies
separately to each of your "locations"
owned by or rented to you.
"Location" means premises involving the
same or connecting lots, or premises
whose connection is interrupted only by a
street, roadway or right-of-way of a
railroad.

This General Aggregate limit does not
apply to "property damage" to premises
while rented to you or temporarily
occupied by you with permission of the
owner, arising out of fire, lightning or
explosion.

3. Each Occurrence Limit
Subject to 2.a. or 2.b above, whichever
applies, the most we will pay for the sum of all
damages because of all "bodily injury",
"property damage" and medical expenses
arising out of any one "occurrence" is the
Liability and Medical Expenses Limit shown in
the Declarations.

The most we will pay for all medical expenses
because of "bodily injury" sustained by any
one person is the Medical Expenses Limit
shown in the Declarations.

4. PersonalAnd Advertising Injury Limit
Subject to 2.b. above, the most we will pay for
the sum of all damages because of all
"personal and advertising injury" sustained by
any one person or organization is the Personal
and Advertising lnjury Limit shown in the
Declarations.

5. Damage To Premises Rented To You Limit
The Damage To Premises Rented To You
Limit is the most we will pay under Business
Liability Coverage for damages because of
"property damage" to any one premises, while
rented to you, or in the case of damage by fire,
lightning or explosion, while rented to you or
temporarily occupied by you with permission of
the owner.
ln the case of damage by fire, lightning or
explosion, the Damage to Premises Rented To
You Limit applies to all damage proximately
caused by the same event, whether such
damage results from fire, lightning or explosion
or any combination of these.

6. How Limits Apply To Additional lnsureds
The most we will pay on behalf of a person or
organization who is an additional insured
under this Coverage Part is the lesser of:
a. The limits of insurance specified in a
written contract, written agreement or
permit issued by a state or political
subdivision; or
b. The Limits of lnsurance shown in the
Declarations.

Such amount shall be a part of and not in
addition to the Limits of lnsurance shown in
the Declarations and described in this Section.

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lf more than one limit of insurance under this
policy and any endorsements attached thereto
applies to any claim or "suit", the most we will pay
under this policy and the endorsements is the
single highest limit of liability of all coverages
applicable to such claim or "suit". However, this
paragraph does not apply to the Medical Expenses
limit set forth in Paragraph 3. above.

The Limits of lnsurance of this Coverage Part apply
separately to each consecutive annual period and to
any remaining period of less lhan 12 months, starting
with the beginning of the policy period shown in the
Declarations, unless the policy period is extended
after issuance for an additional period of less than 12 months. ln that case, the additional period will be
deemed part of the last preceding period for purposes
of determining the Limits of lnsurance.

E. LIABILITY AND MEDICAL EXPENSES

GENERAL CONDITIONS

1. Bankruptcy
Bankruptcy or insolvency of the insured or of
the insured's estate will not relieve us of our
obligations under this Coverage Part.

2. Duties ln The Event Of Occurrence,
Offense, Claim Or Suit
a. Notice Of Occurrence Or Offense
You or any additional insured must see to
it that we are notified as soon as
practicable of an "occurrence" or an
offense which may result in a claim. To
the extent possible, notice should include:
(1) How, when and where the "occurrence"
or offense took place;
(21 The names and addresses of anY
injured persons and witnesses; and
(3) The nature and location of any injury
or damage arising out of the
"occurrence" or offense.
b. Notice Of Glaim
lf a claim is made or "suit" is brought
against any insured, you or any additional
insured must:
(1) lmmediately record the specifics of the
claim or "suit" and the date received;
and
(21 Notify us as soon as practicable.

You or any additional insured must see to
it that we receive a written notice of the
claim or "suit" as soon as practicable.
c. Assistance And Cooperation Of The
lnsured
You and any other involved insured must:

BUSINESS LIABILITY COVERAGE FORM
(1) lmmediately send us copies of any
demands, notices, summonses or
legal papers received in connection
with the claim or "suit";
l2l Authorize us to obtain records and
other information;
(3) Cooperate with us in the investigation,
settlement of the claim or defense
against the "suit"; and
(4) Assist us, upon our request, in the
enforcement of any right against any
person or organization that may be
liable to the insured because of injury
or damage to which this insurance
may also apply.
d. Obligations At The lnsured's Own Gost
No insured will, except at that insured's own
cost, voluntarily make a payment, assume
any obligation, or incur any expense, other
than for f rst aid, without our consent.
e. Additional lnsured's Other lnsurance
lf we cover a claim or "suif' under this
Coverage Part that may also be covered
by other insurance available to an
additional insured, such additional insured
must submit such claim or "suit" to the
other insurer for defense and indemnity.

However, this provision does not apply to
the extent that you have agreed in a
written contract, written agreement or
permit that this insurance is primary and
non-contributory with the additional
insured's own insurance.
f. Knowledge Of An Occurrence, Offense,
Glaim Or Suit
Paragraphs a. and b. apply to you or to
any additional insured only when such
"occurrence", offense, claim or "suit" is
known to:
(1) You or any additional insured that is
an individual;
(21 Any partner, if you or an additional
insured is a partnership;
(3) Any manager, if you or an additional
insured is a limited liability company;
(4) Any "executive office/' or insurance
manager, if you or an additional
insured is a corporation;
(5) Any trustee, if you or an additional
insured is a trust; or
(6) Any elected or appointed official, if you
or an additional insured is a political
subdivision or public entity.

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BUSINESS LIABILITY COVERAGE FORM
This Paragraph f. applies separately to
you and any additional insured.

3. FinancialResponsibilityLaws
a. Wren this policy is certified as proof of
financial responsibility for the future under
the provisions of any motor vehicle
financial responsibility law, the insurance
provided by the policy for "bodily injury"
liability and "property damage" liability will
comply with the provisions of the law to
the extent of the coverage and limits of
insurance required by that law.
b. \A/ith respect to "mobile equipment" to
which this insurance applies, we will
provide any liability, uninsured motorists,
underinsured motorists, no-fault or other
coverage required by any motor vehicle
law. We will provide the required limits for
those coverages.

4. LegalAction Against Us
No person or organization has a right under
this Coverage Form:
a. To join us as a party or otherwise bring us
into a "suit" asking for damages from an
insured; or
b. To sue us on this Coverage Form unless
all of its terms have been fully complied
with,
A person or organization may sue us to recover
on an agreed settlement or on a final judgment
against an insured; but we will not be liable for
damages that are not payable under the terms of
this insurance or that are in excess of the
applicable limit of insurance. An agreed
settlement means a settlement and release of
liability signed by us, the insured and the
claimant or the claimant's legal representative.

5. Separation Of lnsureds
Except with respect to the Limits of lnsurance,
and any rights or duties specifically assigned
in this policy to the first Named lnsured, this
insurance applies:
a. As if each Named lnsured were the only
Named lnsured; and
b. Separately to each insured against whom
a claim is made or "suit" is brought.

6. Representations
a. When You Accept This PolicY
By accepting this Policy, You agree:
(1) The statements in the Declarations
are accurate and complete;
(21 Those statements are based upon
representations you made to us; and
(3) We have issued this policy in reliance
upon your representations.
b. Unintentional Failure To Disclose
Hazards
lf unintentionally you should fail to disclose
all hazards relating to the conduct of your
business at the inception date of this
Coverage Part, we shall not deny any
coverage under this Coverage Part
because of such failure.

7. Other lnsurance
lf other valid and collectible insurance is
available for a loss we cover under this
Coverage Part, our obligations are limited as
follows:
a. Primary lnsurance
This insurance is primary except when b.
below applies. lf other insurance is also
primary, we will share with all that other
insurance by the method described in c'
below.
b. Excess lnsurance
This insurance is excess over any of the
other insurance, whether primary, excess, ' contingent or on any other basis:
(1) YourWork
That is Fire, Extended Coverage,
Builde/s Risk, lnstallation Risk or
similar coverage for "your work";
(21 Premises Rented To You
That is fire, lightning or explosion
insurance for premises rented to you
or temporarily occupied by you with
permission of the owner;
(3) Tenant Liability
That is insurance purchased by you to
cover your liability as a tenant for
"property damage" to premises rented
to you or temporarily occupied by you
with permission of the owner;
(4) Aircraft, Auto Or Watercraft
lf the loss arises out of the maintenance
or use of aircraft, "autos" or watercraft to
the extent not subject to Exclusion g. of
Section A. - Coverages.
(5) Property Damage To Borrowed
Equipment Or Use Of Elevators
lf the loss arises out of "property
damage" to borrowed equipment or
the use of elevators to the extent not
subject to Exclusion k. of Section A. -
Coverages.

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(6) When You Are Added As An
Additional lnsured To Other
lnsurance
That is other insurance available to
you covering liability for damages
arising out of the Premises or
operations, or products and completed
operations, for which you have been
added as an additional insured by that
insurance; or
(7) When You Add Others As An
Additional lnsured To This
lnsurance
That is other insurance available to an
additional insured.

However, the following Provisions
apply to other insurance available to
any person or organization who is an
additional insured under this Coverage
Part:
(a) Primary lnsurance When
Required By Contract
This insurance is primary if you
have agreed in a wriften contract,
written agreement or Permit that
this insurance be primary. lf other
insurance is also primary, we will
share with all that other insurance
by the method described in c.
below.
(b) Primary And Non-Gontributory
To Other lnsurance When
Required By Contract
lf you have agreed in a written
contract, written agreement or
permit that this insurance is
primary and non-contributory with
the additional insured's own
insurance, this insurance is
primary and we will not seek
contribution from that other
insurance.

Paragraphs (a) and (b) do not apply to
other insurance to which the additional
insured has been added as an
additional insured.

When this insurance is excess, we will
have no duty under this Coverage Part to
defend the insured against any "suit" if any
other insurer has a duty to defend the
insured against that "suit". lf no other
insurer defends, we will undertake to do
so, but we will be entitled to the insured's
rights against all those other insurers.

BUSINESS LIABILITY COVERAGE FORM
\Mren this insurance is excess over other
insurance, we will pay only our share of
the amount of the loss, if any, that
exceeds the sum of:
(1) The total amount that all such other
insurance would pay for the loss in the
absence of this insurance; and
(21 The total of all deductible and selfinsured amounts under all that other insurance.

We will share the remaining loss, if any, with
any other insurance that is not described in
this Excess lnsurance provision and was not
bought specifically to apply in excess of the
Limits of lnsurance shown in the
Declarations of this Coverage Part.
c. Method Of Sharing
lf all the other insurance permits
contribution by equal shares, we will follow
this method also. Under this approach,
each insurer contributes equal amounts
until it has paid its applicable limit of
insurance or none of the loss remains,
whichever comes first.
lf any of the other insurance does not permit
contribution by equal shares, we will
contribute by limits. Under this method, each
insure/s share is based on the ratio of its
applicable limit of insurance to the total
applicable limits of insurance of all insurers.

8. Transfer Of Rights Of Recovery Against
Others To Us
a. Transfer Of Rights Of Recovery
lf the insured has rights to recover all or
part of any payment, including
Supplementary Payments, we have made
under this Coverage Part, those rights are
transferred to us. The insured must do
nothing after loss to impair them. At our
request, the insured will bring "suit" or
transfer those rights to us and help us
enforce them. This condition does not
apply to Medical Expenses Coverage.
b. Waiver Of Rights Of Recovery (Waiver
Of Subrogation)
lf the insured has waived any rights of
recovery against any Person or
organization for all or part of any payment,
including Supplementary Payments, we
have made under this Coverage Part, we
also waive that right, provided the insured
waived their rights of recovery against
such person or organization in a contract,
agreement or permit that was executed
prior to the injury or damage.

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BUSINESS LIABILITY COVERAGE FORM
F. OPTIONAL ADDITIONAL INSURED

COVERAGES
lf listed or shown as applicable in the Declarations,
one or more of the following Optional Additional
lnsured Coverages also apply. When any of these
Optional Additional lnsured Coverages apply,
Paragraph 6. (Additional lnsureds When Required
by Written Contract, Written Agreement or Permit)
of Section G., Who ls An lnsured, does not apply
to the person or organization shown in the
Declarations. These coverages are subject to the
terms and conditions applicable to Business
Liability Coverage in this policy, except as
provided below:

1. Additional lnsured - Designated Person Or
Organization
WHO lS AN INSURED under Section C. is
amended to include as an additional insured
the person(s) or organization(s) shown in the
Declarations, but only with respect to liability
for "bodily injury", "property damage" or
"personal and advertising injury" caused, in
whole or in part, by your acts or omissions or
the acts or omissions of those acting on your
behalf:
a. ln the performance of your ongoing
operations; or
b. ln connection with your premises owned
by or rented to you.

2. Additional lnsured - Managers Or Lessors
Of Premises
a. \ JHO lS AN INSURED under Section C. is
amended to include as an additional insured
the person(s) or organization(s) shown in the
Declarations as an Additional lnsured -
Designated Person Or Organization; but only
with respect to liability arising out of the
ownership, maintenance or use of that part of
the premises leased to you and shown in the
Declarations.
b. With respect to the insurance afforded to
these additional insureds, the following
additional exclusions aPPly:

This insurance does not aPPly to:
(1) Any "occurrence" which takes place
after you cease to be a tenant in that
premises; or
(21 Structural alterations, new
construction or demolition operations
performed by or on behalf of such
person or organization.

3. Additional lnsured - Grantor Of Franchise
WHO lS AN INSURED under Section G. is
amended to include as an additional insured
the person(s) or organization(s) shown in the
Declarations as an Additional lnsured
Grantor Of Franchise, but only with respect to
their liability as grantor of franchise to you.

4. Additional lnsured - Lessor Of Leased
Equipment
a. WHO lS AN INSURED under Section G. is
amended to include as an additional
insured the person(s) or organization(s)
shown in the Declarations as an Additional
lnsured - Lessor of Leased Equipment,
but only with respect to liability for "bodily
injury", "property damage" or "personal
and advertising injury" caused, in whole or
in part, by your maintenance, operation or
use of equipment leased to you by such
person(s) or organization(s).
b. With respect to the insurance afforded to
these additional insureds, this insurance
does not apply to any "occurrence" which
takes place after you cease to lease that
equipment.

5. Additional lnsured - Owners Or Other
lnterests From Whom Land Has Been
Leased
a. WHO lS AN INSURED under Section G. is
amended to include as an additional
insured the person(s) or organization(s)
shown in the Declarations as an Additional
lnsured - Owners Or Other lnterests From
\A/hom Land Has Been Leased, but only
with respect to liability arising out of the
ownership, maintenance or use of that part
of the land leased to you and shown in the
Declarations.
b. Wth respect to the insurance afforded to
these additional insureds, the following
additional exclusions apply:

This insurance does not apply to:
(1) Any "occurrence" that takes place
after you cease to lease that land; or
(21 Structural alterations, new
construction or demolition operations
performed by or on behalf of such
person or organization.

6. Additional lnsured - State Or Political
Subdivision - Permits
a. WHO lS AN INSURED under Section G. is
amended to include as an additional
insured the state or political subdivision
shown in the Declarations as an Additional

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lnsured - State Or Political Subdivision -
Permits, but only with resPect to
operations performed by you or on your
behalf for which the state or political
subdivision has issued a Permit.
b. With respect to the insurance afforded to
these additional insureds, the following
additional exclusio.ns apply:

This insurance does not apply to:
(1) "Bodily injury", "property damage" or
"personal and advertising injury"
arising out of operations performed for
the state or municiPalitY;or
l2l "Bodily injury" or "property damage"
included in the "product-completed
operations" hazard.

7. Additional lnsured - Vendorc
a. WHO lS AN INSURED under Section G. is
amended to include as an additional
insured the person(s) or organization(s)
(referred to below as vendor) shown in the
Declarations as an Additional lnsured -
Vendor, but only with respect to "bodily
injury" or "property damage" arising out of
"your products" which are distributed or
sold in the regular course of the vendor's
business and only if this Coverage Part
provides coverage for "bodily injury" or
"property damage" included within the
"prod ucts-completed operations hazard" .
b. The insurance afforded to the vendor is
subject to the following additional exclusions:
(1) This insurance does not apply to:
(a) "Bodily injury" or "ProPertY
damage" for which the vendor is
obligated to Pay damages bY
reason of the assumPtion of
liability in a contract or agreement.

This exclusion does not aPPIY to
liability for damages that the
vendor would have in the absence
of the contract or agreement;
(b) Any express warranty
unauthorized by you;
(c) Any physical or chemical change
in the product made intentionallY
by the vendor;
(d) Repackaging, unless unPacked
solely for the purpose of inspection,
demonstration, testing, or the
substitution of Parts under
instructions fom the manufucturer,
and then repackaged in the original
container;

BUSINESS LIABILITY COVERAGE FORM
(e) Any failure to make such
inspections, adjustments, tests or
servicing as the vendor has agreed
to make or normally undertakes to
make in the usual course of
business, in connection with the
distribution or sale of the products;
(f) Demonstration, installation,
servicing or repair oPerations,
except such operations Performed at the vendor's Premises in connection with the sale of the
product;
(g) Products which, after distribution
or sale by you, have been labeled
or relabeled or used as a
container, part or ingredient of any
other thing or substance by or for
the vendor; or
(h) "Bodily injury" or "property
damage" arising out of the sole
negligence of the vendor for its
own acts or omissions or those of
its employees or anyone else
acting on its behalf. However, this
exclusion does not apply to:
(i) The exceptions contained in
Subparagraphs (d) or (f); or
(ii) Such insPections,
adjustments, tests or servicing
as the vendor has agreed to
make or normallY undertakes
to make in the usual course of
business, in connection with
the distribution or sale of the
products.
(2) This insurance does not apply to any
insured person or organization from
whom you have acquired such
products, or any ingredieht, Part or
container, entering into,
accompanying or containing such
products.

8. Additional Insured - Controlling lnterest
WHO lS AN INSURED under Section C. is
amended to include as an additional insured
the person(s) or organization(s) shown in the
Declarations as an Additional lnsured
Controlling lnterest, but only with respect to
their liability arising out of:
a. Their financial control of you; or
b. Premises they own, maintain or control
while you lease or occupy these premises.

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BUSINESS LIABILITY COVERAGE FORM
This insurance does not apply to structural
alterations, new construction and demolition
operations performed by or for that person or
organization.

9. Additional lnsured - Ownels, Lessees Or
Contractors Scheduled Percon Or
Organization
a. WHO lS AN INSURED under Section G. is
amended to include as an additional
insured the person(s) or organization(s)
shown in the Declarations as an Additional
lnsured - Owner, Lessees Or Contractors,
but only with respect to liability for "bodily
injury", "property damage" or "personal
and advertising injury" caused, in whole or
in part, by your acts or omissions or the
acts or omissions of those acting on your
behalf:
(1) ln the performance of your ongoing
operations for the additional
insured(s); or
(21 ln connection with "your work"
performed for that additional insured
and included within the "productscompleted operations hazard", but only if this Coverage Part provides
coverage for "bodily injury" or
"property damage" included within the
"products-completed operations
hazard".
b. With respect to the insurance afforded to
these additional insureds, this insurance
does not apply to "bodily injury", "property
damage" or "personal an advertising
injury" arising out of the rendering of, or
the failure to render, any professional
architectural, engineering or surveying
services, including:
(1) The preparing, approving, or failure to
prepare or approve, maps, shoP
drawings, opinions, reports, surveys,
field orders, change orders, designs or
drawings and specifications; or
(21 Supervisory, inspection, architectural
or engineering activities.

10. Additional lnsured - Co-Owner Of lnsured
Premises
WHO lS AN INSURED under Section G. is
amended to include as an additional insured
the person(s) or Organization(s) shown in the
Declarations as an Additional lnsured - CoOwner Of lnsured Premises, but only with respect to their liability as co-owner of the
premises shown in the Declarations.

The limits of insurance that apply to additional
insureds are described in Section D. - Limits Of
lnsurance.

How this insurance applies when other insurance
is available to an additional insured is described in
the Other lnsurance Condition in Section E. -
Liability And Medical Expenses General
Conditions.

G. LIABILITY AND MEDICAL EXPENSES

DEFINITIONS

1. "Advertisement" means the widespread public
dissemination of information or images that
has the purpose of inducing the sale of goods,
products or services through:
a. (1) Radio;
(21 Television;
(3) Billboard;
(41 Magazine;
(5) Newspaper;
b. The lnternet, but only that part of a web
site that is about goods, products or
services for the purposes of inducing the
sale of goods, products or services; or
c. Any other publication that is given
widespread public distribution.

However, "advertisement" does not include:
a. The design, printed material, information
or images contained in, on or upon the
packaging or labeling of any goods or
products; or
b, An interactive conversation between or
among persons through a computer network.

2. "Advertising idea" means any idea for an
"advertisement".

3. "Asbestos hazard" means an exposure or
threat of exposure to the actual or alleged
properties of asbestos and includes the mere
presence of asbestos in any form.

4. "Auto" means a land motor vehicle, trailer or
semi-trailer designed for travel on public
roads, including any attached machinery or
equipment. But "auto" does not include
"mobile equipment".

5. "Bodily injury" means physical:
a. tnjury;
b. Sickness; or
c. Disease
sustained by a person and, if arising out of the
aboye, mental anguish or death at any time.
6, "Coverage territory" means:

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a. The United States of America (including its
territories and possessions), Puerto Rico
and Canada;
b. lnternationalwaters or airspace, but only if
the injury or damage occurs in the course
of travel or transportation between any
places included in a. above;
c. All other parts of the world if the injury or
damage arises out of:
(1) Goods or products made or sold by you
in the tenitory described in a. above;
(21 The activities of a person whose home
is in the territory described in a.
above, but is away for a short time on
your business; or
(3) "Personal and advertising injury"
offenses that take place through the
lnternet or similar electronic means of
communication
provided the insured's responsibility to pay
damages is determined in the United States of
America (including its territories and
possessions), Puerto Rico or Canada, in a
"suit" on the merits according to the
substantive law in such territory, or in a
settlement we agree to.

7. "Electronic data" means information, facts or
programs:
a. Stored as or on;
b. Created or used on; or
c. Transmitted to or from
computer software, including systems and
applications software, hard or floppy disks,
CD-ROMS, tapes, drives, cells, data
processing devices or any other media which
are used with electronically controlled
equipment.

8. "Employee" includes a "leased worker".
"Employee" does not include a "temporary
workgr".

9. "Executive officer" means a person holding
any of the officer positions created by your
charter, constitution, by-laws or any other
similar governing document.

10. "Hostile fire" means one which becomes
uncontrollable or breaks out from where it was
intended to be.
1{. "lmpaired property" means tangible property,
other than "your product" or "your work", that
cannot be used or is less useful because:
a, lt incorporates "your product' or "your work"
that is known or thought to be defective,
deficient, inadequate or dangerous; or

BUSINESS LIABILITY COVERAGE FORM
b. You have failed to fulfill the terms of a
contract or agreement;
if such property can be restored to use by:
a. The repair, replacement, adjustment or
removal of "your product" or "your work";
or
b. Your fulfilling the terms of the contract or
agreement.

12. "lnsured contract" means:
a. A contract for a lease of premises.

However, that portion of the contract for a
lease of premises that indemnifies any
person or organization for damage by fire,
lightning or explosion to premises while
rented to you or temporarily occupied by
you with permission of the owner is
subject to the Damage To Premises
Rented To You limit described in Section
D. - Liability and Medical Expenses Limits
of lnsurance.
b. A sidetrack agreement;
c. Any easement or license agreement,
including an easement or license
agreement in connection with construction
or demolition operations on or within 50
feet of a railroad;
d. Any obligation, as required by ordinance,
to indemnify a municipality, except in
connection with work for a municipality;
e. An elevator maintenance agreement; or
f. That part of any other contract or
agreement pertaining to your business
(including an indemnification of a
municipality in connection with work
performed for a municipality) under which
you assume the tort liability of another
party to pay for "bodily injury" or "property
damage" to a third person or organization,
provided the "bodily injury" or "property
damage" is caused, in whole or in part, by
you or by those acting on your behalf.

Tort liability means a liability that would be
imposed by law in the absence of any
contract or agreement.

Paragraph f. includes that part of any
contract or agreement that indemnifies a
railroad for "bodily injury" or "property
damage" arising out of construction or
demolition operations within 50 feet of any
railroad property and affecting any railroad
bridge or trestle, tracks, road-beds, tunnel,
underpass or crossing.

However, Paragraph f. does not include
that part of any contract or agreement:

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BUSINESS LIABILITY COVERAGE FORM
(1) That indemnifies an architect,
engineer or surveyor for injury or
damage arising out of:
(a) Preparing, approving or failing to
prepare or approve maps, shop
drawings, opinions, rePorts,
surveys, field orders, change
orders, designs or drawings and
specifications; or
(b) Giving directions or instructions,
or failing to give them, if that is the
primary cause of the injury or
damage; or
(21 Under which the insured, if an
architect, engineer or surveyor,
assumes liability for an injury or
. damage arising out of the insured's
rendering or failure to render
professional services, including those
listed in (1) above and supervisory,
inspection, architectural or
engineering activities.

13. "Leased worker" means a person leased to
you by a labor leasing firm under an
agreement between you and the labor leasing
firm, to perform duties related to the conduct of
your business. "Leased worker" does not
include a "temporary worker".

14. "Loading or unloading" means the handling of
property:
a. After it is moved from the place where it is
accepted for movement into or onto an
aircraft, watercraft or "auto";
b. \Mile it is in or on an aircraft, watercraft or
"auto"; or
c. While it is being moved from an aircraft,
watercraft or "auto" to the place where it is
finally delivered;
but "loading or unloading" does not include the
movement of property by means of a mechanical
device, other than a hand truck, that is not
aftached to the aircraft, watercraft or "auto".

15. "Mobile equipment" means any of the following
types of land vehicles, including any attached
machinery or equipment:
a. Bulldozers, farm machinery, forklifts and
other vehicles designed for use principally
off public roads;
b. Vehicles maintained for use solely on or
next to premises you own or rent;
c. Vehicles that travel on crawler treads;
d. Vehicles, whether self-propelled or not, on
which are permanently mounted:
(1) Power cranes, shovels, loaders,
diggers or drills; or
l2l Road construction or resurfacing
equipment such as graders, scrapers
or rollers;
e. Vehicles not described in a., b., c., or d.
above that are not self-propelled and are
maintained primarily to provide mobility to
permanently attached equipment of the
following types:
(t) Air compressors, pumps and
generators, including sPraYing,
welding, building cleaning,
geophysical exploration, lighting and
well servicing equipment; or
(21 Cherry pickers and similar devices
used to raise or lower workers;
f. Vehicles not described in a., b., c., or d,
above maintained primarily for purposes
other than the transportation of persons or
cargo.

However, self-propelled vehicles with the
following types of permanently attached
equipment are not "mobite equipment" but
will be considered "autos":
(1) Equipment, of at least 1,000 pounds
gross vehicle weight, designed
primarily for:
(a) Snow removal;
(b) Road maintenance, but not
construction or resurfacing; or
(c) Street cleaning;
(21 Cherry pickers and similar devices
mounted on automobile or truck
chassis and used to raise or lower
workers; and
(3) Air compressors, pumps and
generators, including sPraYing,
welding, building cleaning,
geophysical exploration, lighting and
well servicing equipment.

16. "Occurrence" means an accident, including
continuous or repeated exposure to substantially
the same general harmful conditions.

17. "Personal and advertising injury" means injury,
including consequential "bodily injury", arising
out of one or more of the following offenses:
a. False arrest, detention or imprisonment;
b. Maliciousprosecution;

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c. The wrongful eviction from, wrongful entry
into, or invasion of the right of private
occupancy of a room, dwelling or
premises that the person occupies,
committed by or on behalf of its owner,
landlord or lessor;
d. Oral, written or electronic publication of
material that slanders or libels a person or
organization or disparages a person's or
organization's goods, products or services;
e. Oral, written or electronic publication of
material that violates a person's right of
privacy;
f. Copying, in your "advertisement", a
person's or organization's "advertising
idea" or style of "advertisement";
g. lnfringement of copyright, slogan, or title of
any literary or artistic work, in your
"advertisement"; or
h. Discrimination or humiliation that results in
injury to the feelings or reputation of a
natural person.

18. "Pollutants" means any solid, liquid, gaseous or
thermal initant or contaminant, including smoke,
vapor, soot, fumes, acids, alkalis, chemicals and
waste. Waste includes materials to be recycled,
reconditioned or reclaimed.

19. "Products-completed operations hazard";
a. lncludes all "bodily injury" and "property
damage" occurring away from premises
you own or rent and arising out of "your
product" or "your work" excePt:
(1) Products that are still in your physical
possession; or
(21 Work that has not yet been completed
or abandoned. However, "your work"
will be deemed to be completed at the
earliest of the following times:
(a) Wren all of the work called for in
your contract has been completed.
(b) When all of the work to be done at
the job site has been completed if
your contract calls for work at
more than one job site.
(c) Wren that part of the work done at
a job site has been put to its
intended use by any person or
organization other than another
contractor or subcontractor
working on the same project.

BUSINESS LIABILITY COVERAGE FORM
Work that may need service, maintenance,
correction, repair or replacement, but
which is otherwise complete, will be
treated as completed.

The "bodily injury" or "property damage"
must occur away from premises you own
or rent, unless your business includes the
selling, handling or distribution of "your
product" for consumption on premises you
own or rent.
b. Does not include "bodily injury" or
"property damage" arising out of:
(1) The transportation of property, unless
the injury or damage arises out of a
condition in or on a vehicle not owned
or operated by you, and that condition
was created by the "loading or
unloading" of that vehicle by any
insured; or
(2) The existence of tools, uninstalled
equipment or abandoned or unused
materials.

20. "Property damage" means:
a. Physical injury to tangible property,
including all resulting loss of use of that
property. All such loss of use shall be
deemed to occur at the time of the
physical injury that caused it; or
b. Loss of use of tangible property that is not
physically injured. All such loss of use
shall be deemed to occur at the time of
"occurrence" that caused it.

As used in this definition, "electronic data" is
not tangible property.

21. "Suit" means a civil proceeding in which
damages because of "bodily injury", "property
damage" or "personal and advertising injury"
to which this insurance applies are alleged.
"Suit" includes:
a. An arbitration proceeding in which such
damages are claimed and to which the
insured must submit or does submit with
our consent; or
b. Any other alternative dispute resolution
proceeding in which such damages are
claimed and to which the insured submits
with our consent.

22. "Temporary worker" means a person who is
furnished to you to substitute for a permanent
"employee" on leave or to meet seasonal or
short-term workload conditions.

23. "Volunteer worker" means a person who:
a. ls not your "employee";
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BUSINESS LIABILITY COVERAGE FORM
b. Donates his or her work;
c. Acts at the direction of and within the
scope of duties determined by you; and
d. ls not paid a fee, salary or other
compensation by you or anyone else for
their work performed for you.

24. "Your product":
a. Means:
({) Any goods or products, other than real
property, manufactured, sold, handled,
distributed or disposed of bY:
(a) You;
(b) Others trading under your name;
or
(c) A person or organization whose
business or assets you have
acquired; and
(21 Containers (other than vehicles),
materials, parts or equipment
furnished in connection with such
goods or products.
b. lncludes:
(1) Warranties or representations made at
any time with respect to the fitness,
quality, durability, performance or use
of"your product"; and
l2l The providing of or failure to provide
warnings or instructions.
c. Does not include vending machines or
other property rented to or located for the
use of others but not sold.

25. "Your work":
a. Means:
(1) Work or operations performed by you
or on your behalf; and
(21 Materials, parts or equipment
furnished in connection with such work
or operations.
b. lncludes:
(1) Warranties or representations made at
any time with respect to the fitness,
quality, durability, performance or use
of "your work"; and
(21 The providing of or failure to provide
warnings or instructions.

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POLICY NUMBER: 8A0400000621 89
THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

Business Auto Broadening Endorsement
This endorsement modifies insurance provided under the following:

BUSINESS AUTO COVERAGE FORM
t.
il.
aa lll.
,r' lV.

V.
vt.
vil.
vilt.
tx.

X.
xl.
xll.
xilt.

XIV.

XV.

XVI.

K xvtt.

XVIII
XIX.

NEWLY ACQUIRED OR FORMED ENTITY (BROAD FORM NAMED INSURED)

EMPLOYEES AS INSUREDS

AUTOMATIC ADDITIONAL INSU RED

EMPLOYEE HIRED AUTO LIABILITY

SUPPLEM ENTARY PAYMENTS

FELLOW EM PLOYEE COVERAGE

ADDITIONAL TRANSPORTATION EXPENSE

HIRED AUTO PHYSICAL DAMAGE COVERAGE

ACCIDENTAL AI RBAG DEPLOYM ENT COVERAGE

LOAN/LEASE GAP COVERAGE

GLASS REPAIR - DEDUCTIBLE WAIVER

TWO OR MORE DEDUCTIBLES

AMENDED DUTIES IN EVENT OF ACCIDENT, CLAIM, SUIT OR LOSS

WAIVER OF SUBROGATION

UNINTENTIONAL ERROR, OMISSION, OR FAILURE TO DISCLOSE HAZARDS

EMPLOYEE HIRED AUTO PHYSICAL DAMAGE

PRIMARY AND NONCONTRIBUTORY IF REQUIRED BY CONTRACT
HIRED AUTO _ COVERAGE TERRITORY

BODILY INJURY REDEFINED TO INCLUDE RESULTANT MENTAL ANGUISH Copyright 2017 Mercury lnsurance Services, LLC. All rights reserved.

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t.

BUSINESS AUTO COVERAGE FORM
NEWLY ACqUIRED OR FORMED ENTIW (Broad Form Named lnsured) SECTION ll - LIABILITY COVERAGE, A. Coverage, 1. Who ls An lnsured, the following is added:
d. Any business entity newly acquired or formed by you during the policy period provided you own 5O% or more of the business entity and the business entity is not separately insured for Business Auto Coverage. Coverage is extended up to a maximum of 180 days following acquisition or formation of the business entity.

Coverage under this provision is afforded only until the end of the policy period.

Coverage does not apply to an "accident" which occurred before you acquired or formed the organization.

EMPLOYEES AS INSUREDS
SECTION ll - LIABILITY COVERAGE, A. Coverage, 1. Who ls An lnsured, the following is added:
e. Any "employee" of yours is an "insured" while using a covered "auto" you don't own, hire or borrow in your business or your personal affairs.

AUTOMATIC ADDITIONAL I NSURED
SECTION 11.- LIABILITY COVERAGE, A. Coverage, 1. Who ls An lnsured, the following is added:
f. Any person or organization that you are required to include as additional insured on the Coverage Form in a written contract or agreement that is signed and executed by you before the "bodily injury" or "property damage" occurs and that is in effect during the policy period is an "insured" for Liability Coverage, but only for damages to which this insurance applies and only to the extent that person or organization qualifies as an "insured" under the Who ls An lnsured provision contained in Section ll.

EMPLOYEE HIRED AUTO LIABILITY
SECTION ll - LIABILITY COVERAGE, A. Coverage, 1. Who ls An lnsured, the following is added:
g. An "employee" of yours is an "insured" while operating an "auto" hired or rented under a contract or agreement in that "employee's" name, with your permission, while performing duties related to the conduct of your business.

SUPPLEMENTARY PAYMENTS
SECTION ll - LIABILITY COVERAGE, A. Coverage, 2. Coverage Extensions, a. Supplementary Payments, Subparagraphs (2) and (4) are replaced by the following:
(2) Up to 53,000 for cost of bail bonds (including bonds for related traffic law violations) required because of an "accident" we cover. We are not obligated to furnish these bonds.
(4) All reasonable expenses incurred by the "insured" at our request, including actual loss of earnings up to 5500 a day because of time off from work.

Copyright 2017 Mercury lnsurance Services, LLC. All rights reserved. lncludes copyrighted material of lnsurance Services Office, lnc., with its Permission \ lll
IV
V
MCA8s100817-CA Page 2 of 6
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vl.
vil.
vilt
tx.

FELLOW EMPLOYEE COVERAGE:

SECTION ll- LIABILITY COVERAGE, B. Exclusions, 5. Fellow Employee This exclusion does not apply if you have workers' compensation insurance in-force covering all of your "employees". Coverage is excess over any other collectible insurance.

ADDITIONAL TRANSPORTATION EXPENSE
SECTION lll- PHYSICAL DAMAGE COVERAGE, A. Coverage,4. Coverage Extensions, a. Transportation Expenses, is replaced with the following:

We will pay up to S50 per day to a maximum of $1000 for temporary transportation expense incurred by you because ofthe total theft ofa covered "auto" ofthe private passenger type. We will pay only for those covered "autos" for which you carry either Comprehensive or Specified Causes of Loss Coverage. We will pay for temporary transportation expenses incurred during the period beginning 48 hours after the theft and ending, regardless of the policy's expiration, when the covered "auto" is returned to use or wepayforits"loss". lfyourbusinessshownintheDeclarationsisotherthananauto dealership, we will also pay up to 51,000 for reasonable and necessary costs incurred by you to return a stolen covered auto from the place where it is recovered to its usual garaging location.

HIRED AUTO PHYSICAL DAMAGE COVERAGE
SECTION lll - PHYSICAL DAMAGE COVERAGE, A. Coverage, 4. Coverage Extensions, the following is added:
c. lf Liability Coverage is provided in this policy on a Symbol 1 or a Symbol 8 basis and Comprehensive, Specified Causes of Loss, or Collision coverages are provided under this coverage form for any "auto" you own, then the Physical Damage Coverages provided are extended to "autos" you hire, subject to the following limit:
(1) The most we will pay for "loss" to any hired "auto" is 550,000 or Actual Cash Value or Cost of Repair, whichever is less
(2) S5O0 deductible will apply to any loss under this coverage extension, except that no deductible shall apply to "loss" caused by fire or lightning Subject to the above limit and deductible we will provide coverage equal to the broadest coverage applicable to any covered "auto" you own of similar size and type. This coverage extension is excess coverage over any other collectible insurance.

ACCI DENTAL AI RBAG DEPLOYMENT COVERAG E
SECTION lll - PHYSICAL DAMAGE COVERAGE, B. Exclusions, 3.a., is amended to add the following This exclusion does not apply to the accidental discharge of an airbag.

Copyright 2017 Mercury lnsurance Services, LLC. All rights reserved.

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x.
xil.
xt
xll

LOAN/LEASE GAP COVERAGE
SECTION lll - PHYSICAL DAMAGE COVERAGE C. Limit of lnsurance, the following is added:

4. ln the event of a "total loss" to a covered "auto" shown in the schedule or declarations for which Collision and Comprehensive Coverage apply, we will pay any unpaid amount due on the lease or loan for that covered "auto," less:
a. The amount paid under the Physical Damage Coverage Section of the policy; and
b. Any:
(1) overdue lease/loan payments at the time of the "loss"; (21 Financial penalties imposed under a lease for excessive use, abnormal wear and tear or high mileage.
(3) Security deposits not returned by the lessor;
(4) Costs for extended warranties, Credit Life lnsurance, Health, Accident or Disability lnsurance purchased with the loan or lease; and (5) Carry-over balances from previous loans or leases.

The most we will pay under Auto Loan/Lease Gap Coverage for an insured auto is 25% of the actual cash value of that insured auto at the time of the loss.

GTASS REPAIR - DEDUCTIBLE WAIVER
SECTION lll - PHYSICAL DAMAGE COVERAGE, D. Deductible, the following is added:

No deductible applies to glass damage if the glass is repaired rather than replaced.

TWO OR MORE DEDUCTIBTES
SECTION lll -PHYSICAL DAMAGE COVERAGE, D. Deductible, the following is added:
lf two or more "company" policies or coverage forms apply to the same accident:

L. lf the applicable Business Auto deductible is the smallest, it will be waived; or

2. lf the applicable Business Auto deductible is not the smallest, it will be reduced by the amount of the smallest deductible; or

3. lf the loss involves two or more Business Auto coverage forms or policies the smallest deductible will be waived.

For the purpose of this endorsement "company" means the company providing this insurance and any of the affiliated members of the Mercury lnsurance Group of companies.

AMENDED DUTIES IN EVENT OF ACCIDENT, CLAIM, SUIT OR LOSS The requirement in SECTION lV, BUSINESS AUTO CONDITIONS, A. Loss Conditions, 2. Duties ln The Event Of Accident, Claim, Suit, Or Loss, a., ln the event of "accident", you must notify us of an "accident" applies only when the "accident" is known to:
(1) You, if you are an individual;
(2) A partner, if you are a partnership;
(3) A member, if you are a limited liability company; or ( ) An executive officer or insurance manager, if you are a corporation.

Copyright 2017 Mercury lnsurance Services, LLC. All rights reserved.

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xtv. WAIVER OF SUBROGATION
SECTION lV - BUSINESS AUTO CONDITIONS, A. Loss Conditions, 5. Transfer of Rights Of Recovery Against Others To Us, section is replaced by the following:

5. Transfer Of Rights Of Recovery Against Others To Us
We waive any right of recovery we may have against any person or organization to the extent required of you by a written contract executed priorto any "accident" or "loss", provided that the "accident" or "loss" arises out of the operations contemplated by such contract. The waiver applies only to the person or organization designated in such contract.
xv. UNINTENTIONAL ERROR, OMISSION, OR FAILURE TO DISCLOSE HAZARDS SECTION lV - BUSINESS AUTO CONDITIONS, B. General Conditions, 2. Concealment, Misrepresentation, or Fraud, the following is added:

Any unintentional omission of or error in information given by you, or unintentional failure to disclose all exposures or hazards existing as of the effective date or at any time during the policy period shall not invalidate or adversely affect the coverage for such exposure or hazard or prejudice your rights under this insurance. However, you must report the undisclosed exposure or hazard to us as soon as reasonably possible after its discovery.

This provision does not affect our right to collect additional premium or exercise our right of cancellation or non-renewal.
xvl EMPLOYEE HIRED AUTO PHYSICAL DAMAGE
SECTION lV - BUSINESS AUTO CONDITIONS, B. General Conditions, 5. Other lnsurance, b. For Hired Auto Physical Damage Coverage, is replaced by the following:
b. For Hired Auto Physical Dambge Coverage, the following are deemed to be covered "autos" you own:

L Any covered "auto" you lease, hire, rent or borrow; and

2. Any covered "auto" hired or rented by your "employee" under a contract in that individual "employee's" name, with your permission, while performing duties related to the conduct ofyour business.

However, any "auto" that is leased, hired, rented or borrowed with a driver is not a covered "autot'.
,\ XVII. PRIMARY AND NONCONTRIBUTORY IF REQUIRED BY CONTRACT SECTION lV - BUSINESS AUTO CONDITIONS, B. General Conditions, 5. Other lnsurance, the following is added and supersedes any provision to the contrary:
e. This insurance is primary to and will not seek contribution from any other insurance available to an additional insured under your policy provided that:
(1) The additional insured is a Named lnsured under such other insurance; and (2) You have agreed in writing in a contract or agreement that this insurance would be primary and would not seek contribution from any other insurance available to the additional insured.

Copyright 2017 Mercury lnsurance Services, LtC. All rights reserved.

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xvilt.
xtx.

HIRED AUTO. COVERAGE TERRITORY
SECTION lV - BUSINESS AUTO CONDITIONS, B. General Conditions, 7. Policy Period, Coverage Territory, e. Anywhere in the world if:, is replaced by the following:
e. Anywhere in the world if:
(1) A covered "auto" is leased, hired, rented or borrowed without a driver for a period of 30 days or less; and
(21 The "insured's" responsibility to pay damages is determined in a "suit" on the merits, in the United States of America, the territories and possessions of the U nited States of America, Puerto Rico, or Canada or in a settlement we agree to.

BODILY INJURY REDEFINED TO INCLUDE RESUTTANT MENTATANGUISH SECTION V - DEFINITIONS, C. "Bodily lnju4/' is amended by adding the following:
"Bodily injury" also includes mental anguish but only when the mental anguish arises from other bodily injury, sickness, or disease.

Copyright 2017 Mercury lnsurance Services, LLC. All rights reserved.

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DATE (MM/DD/YYYY}
1210712022

THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLDER.

IMPORTANT: lf the certificate holder is an ADDITIONAL INSURED, the subject to the terms and conditions of the policy, certain policies may not confer riqhts to the cerlificate holder in lieu of such endorsement(s). policy(ies) must be endorsed. lf SUBROGATIONIS WAIVED,
require an endorsement. A statement on this certificate does

PRODUCER

PAYCHEX INSURANCE AGENCY INC
76210705
225 KENNETH DR STE 1 1O
ROCHESTER NY 14623
CONTACT NAME:

PHONE
(A/C, No, Ext):
(877) 266-6850 FAX
(A/C, No):

E.MAIL ADDRESS:
tNsuRER(S) AFFORDTNG COVERAGE NAIC#
rNsuRER A : Property and Casualty lnsurance Company of Hartford 34690

INSURED

CALIFORNIA CONSULTING INC
214 MAIN ST STE 102
EL SEGUNDO CA 90245-3803
INSURER B :

INSURER C :

INSURER D
INSURER E :

INSURER F :
,+c'fu CERTIFICATE OF LIABILITY INSURANCE
CERTIFICATE NUMBER: REVISION NUMBER:
@ 1988-2015 ACORD CORPORATION. All rights reserved.

The ACORD name and logo are registered marks of ACORD

THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED.NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS

CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMSINSh

ITR TYPE OF INSURANCE ADDL
INSP
SUBR

WN POLICY NUMBER POLICY EFF POLICY EXP LIMITS
COMMERCIAL GENERAL LIABILIry _l
cto'rs-roor l-l o""r*

EACH OCCURRENCE

DAMAGE TO RENTED
PPFirlStrq aF, ^.^rrrrcn.a\
MED EXP (Any one person)

PERSONAL & ADV INJURY
GEN'L AGGREGATE LIMIT APPLIES PER:

POLICY
OTHER:

PRO.

JECT
LOC

GENERAL AGGREGATE

PRODUCTS - COMP/OP AGG

AUTOMOBILE LIAAILITY

ANYAUTO

ALL OWNED
AUTOS
HIRED
AUTOS

SCHEDULED
AUTOS

NON-OWNED
AUTOS

COMBINED SINGLE LIMIT
BODILY INJURY (Per person)
BODILY INJURY (Per a@ident)
PROPERTY DAI\4AGE
(Per arcident)

UMBRELLA LIAB

EXCESS LIAB
OCCUR
cLAilVlSMADE

EACH OCCURRENCE

AGGREGATE
nrrerurron $
A

WORKERS COMPENSATION

AND EMPLOYERS' LIABILITY
ANY

PROPRIETORYPARTNERYEXECUTIVE
OFFICERl/MEMBER EXCLUDED?
(Mandatory in NH)
lf yes, describe under
nFqnPlPTlnN nF OPFRATInNS haldw
Y/N f
NTA X 76 WBG PT1436 01t1612022 01t16t2023
X
PER

QIATI ITF
OTHE-1. EACH ACCIDENT $1,000,000
E.L. DISEASE -EA EMPLOYEE $1,000,000
E,L. DISEASE - POLICY LIMIT $1,000,000
DESCRTPTTON OF OPERATIONS / LOCATIONS / VEHICLES (ACORD 101, Addltional Romarks Schedule, may be attached if more space is requlted) Those usual to the lnsured's Operations. Notice of Cancellation will be provided in accordance with Form WC990394, aftached to this policy. Waiver of Subrogation applies in favor of the Certificate Holder per Waiver of our Right to Recover from Others Endorsement WC040306 attached to this policy City of Sebastopol
7120 BODEGAAVE
SEBASTOPOL CA.95472

SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED

BEFORE THE EXPIRATION DATE THEREOF, NOTICE WLL BE DELIVERED IN ACCOROANCE wlTH THE POLICY PROVISIONS.

AUTHORIZED REPRESENTATIVE
lfr.aa-., 3 /az6--x-a-:

ACORD 25 (2016/03)
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Grant Writing Contract Approved 12 20 2022

Page 68 of 69 ends

THIS ENDORSEMENT CHANGES THE POLICY. PLEASE READ IT CAREFULLY.

WAIVER OF OUR RIGHT TO RECOVER FROM
OTHERS ENDORSEMENT . CALIFORNIA
Policy Number: 76 WBG PT1436 Endorsement Number:

Effeciive Date: 01116122 Effective hour is the same as stated on the lnformation Page of the policy Named lnsured and Address: CALIFORNIA CONSULTING INC
214 MAIN ST STE 102
EL SEGUNDO CA 90245
We have the right to recover our payments from anyone liable for an injury covered by this policy. We will not enforce our right against lie person or organization named in the Schedule. (This agreement applies only to the extent that you pertorm work under a written contract that requires you to obtain this agreement from us.) you must maintain payroll records accurately segregating the remuneration of your employees while engaged in the work described in the Schedule.

The additional premium for this endorsement shall be 2 o/o of the California workers' compensation premium otherwise due on such remuneration.

SCHEDULE
Person or Organization Job Description
Any person or organization for whom you are required by written contract or agreement to obtain this waiver of rights from us
Countersigned
Representative
Form WG 04 03 06 (1) Printed in U.S.A.

Process Date:121Q7121 Policy Expiration Date: 01/1 6/23 CA Consulting
Grant Writing Contract Approved 12 20 2022

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