Date: 02/07/2023
U.S. SMALL BUSINESS ADMINISTRATION
SBA FACT SHEET - DISASTER LOANS
CALIFORNIA Declaration #17757 & #17758
(Disaster: CA-00366)
U.S. Small Business Incident: SEVERE WINTER STORMS, FLOODING, Administration
LANDSLIDES & MUDSLIDES
occurring: December 27, 2022 through January 31, 2023
in the California counties of: Alameda, Calaveras, Contra Costa, Mendocino, Merced, Monterey, Sacramento, San Joaquin, San Luis Obispo, San Mateo, Santa Barbara, Santa Cruz & Ventura; and for economic injury only in the contiguous California counties of: Alpine, Amador, El Dorado, Fresno, Glenn, Humboldt, Kern, Kings, Lake, Los Angeles, Madera, Mariposa, Placer, San Benito, San Francisco, Santa Clara, Solano, Sonoma, Stanislaus, Sutter, Tehama, Trinity, Tuolumne & Yolo Application Filing Deadlines:
Physical Damage: March 16, 2023 Economic Injury: October 16, 2023 If you are located in a declared disaster area, you may be eligible for financial assistance from the U.S. Small Business Administration (SBA).
What Types of Disaster Loans are Available?
• Business Physical Disaster Loans - Loans to businesses to repair or replace disaster-damaged property owned by the business including real estate, inventories, supplies, machinery and equipment. Businesses of any size are eligible. Private, non-profit organizations such as charities, churches, private universities, etc., are also eligible. • Economic Injury Disaster Loans (EIDL) - Working capital loans to help small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private, non-profit organizations of all sizes meet their ordinary and necessary financial obligations that cannot be met as a direct result of the disaster. These loans are intended to assist through the disaster recovery period
• Home Disaster Loans - Loans to homeowners or renters to repair or replace disaster-damaged real estate and personal property, including automobiles.
What are the Credit Requirements?
Credit History - Applicants must have a credit history acceptable to SBA.
Repayment - Applicants must show the ability to repay all loans.
Collateral - Collateral is required for physical loss loans over $25,000 and all EIDL loans over $25,000. SBA takes real estate as collateral when it is available. SBA will not decline a loan for lack of collateral, but requires you to pledge what is available.
What are the interest Rates?
By law, the interest rates depend on whether each applicant has Credit Available Elsewhere. An applicant does not have Credit Available Elsewhere when SBA determines the applicant does not have sufficient funds or other resources, or the ability to borrow from non- government sources, to provide for its own disaster recovery. An applicant, which SBA determines to have the ability to provide for his or her own recovery is deemed to have Credit Available Elsewhere. Interest rates are fixed for the term of the loan. The interest rates applicable for this disaster are:
No Credit Available Credit Available
Loan Types Elsewhere
Elsewhere
Home Loans 2.313% 4.625%
Business Loans 3.305% 6.610%
Non-Profit Organizations 2.375% 2.375%
Economic Injury Loans
No Credit Available Credit Available
Loan Types
Elsewhere Elsewhere
Businesses & Small Agricultural Cooperatives 3.305% N/A Non-Profit Organizations 2.375% N/A
What are Loan Terms?
The law authorizes loan terms up to a maximum of 30 years. However, the law restricts businesses with credit available elsewhere to a maximum 7-year term. SBA sets the installment payment amount and corresponding maturity based upon each borrower's ability to repay.
Received at City Council
Meeting of 2/14/2023 Amendment #6
Agenda Item #U
Copies to Councilnumbers
Date: 02/07/2023
What are the Loan Amount Limits?
• Business Loans - The law limits business loans to $2,000,000 for the repair or replacement of real estate, inventories, machinery. equipment and all other physical losses. Subject to this maximum, loan amounts cannot exceed the verified uninsured disaster Economic Injury Disaster Loans (EIDL) - The law limits EIDs to $2,000,000 for alleviating economic injury caused by the disaster. The actual amount of each loan is limited to the economic injury determined by SBA, less business interruption insurance and other recoveries up to the administrative lending limit. EIDL assistance is available only to entities and their owners who cannot provide for their own recovery from non-government sources, as determined by the U.S. Small Business Administration.
Business Loan Ceiling - The $2,000,000 statutory limit for business loans applies to the combination of physical, economic injury, mitigation and refinancing, and applies to all disaster loans to a business and its affiliates for each disaster. If a business is a major source of employment, SBA has the authority to waive the $2,000,000 statutory limit. • Home Loans-SBA regulations limit home loans to $200,000 for the repair or replacement of real estate and $40,000 to repair or replace personal property. Subject to these maximums, loan amounts cannot exceed the verified uninsured disaster loss.
What Restrictions are there on Loan Eligibility?
• Uninsured Losses - Only uninsured or otherwise uncompensated disaster losses are eligible. Any insurance proceeds which are required to be applied against outstanding mortgages are not available to fund disaster repairs and do not reduce loan eligibility. However, any insurance proceeds voluntarily applied to any outstanding mortgages do reduce loan eligibility. • Ineligible Property - Secondary homes, personal pleasure boats, airplanes, recreational vehicles and similar property are not eligible, unless used for business purposes. Property such as antiques and collections are eligible only to the extent of their functional value. Amounts for landscaping, swimming pools, etc., are limited • Noncompliance - Applicants who have not complied with the terms of previous SBA loans may not be eligible. This includes borrowers who did not maintain flood and/or hazard insurance on previous SBA loans.
Note: Loan applicants should check with agencies / organizations administering any grant or other assistance program under this declaration to determine how an approval of SBA disaster loan might affect their eligibility.
Is There Help with Funding Mitigation Improvements?
If your loan application is approved, you may be eligible for additional funds to cover the cost of improvements that will protect your property against future damage. Examples of improvements include retaining walls, seawalls, sump pumps, etc. Mitigation loan money would be in addition to the amount of the approved loan, but may not exceed 20 percent of total amount of physical damage to real property, including leasehold improvements, and personal property as verified by SBA to a maximum of $200,000 for home loans. not necessary for the description of improvements and cost estimates to be submitted with the application. SBA approval of the mitigating measures will be required before any loan increase.
Is There Help Available for Refinancing?
• SBA can refinance all or part of prior mortgages that are evidenced by a recorded lien, when the applicant (1) does not have credit available elsewhere, (2) has suffered substantial uncompensated disaster damage (40 percent or more of the value of the property or 50% or more of the value of the structure), and (3) intends to repair the damage. • Businesses - Business owners may be eligible for the refinancing of existing mortgages or liens on real estate, machinery and equipment, up to the amount of the loan for the repair or replacement of real estate, machinery, and equipment. • Homes - Homeowners may be eligible for the refinancing of existing liens or mortgages on homes, up to the amount of the loan for real estate repair or replacement.
What if I Decide to Relocate?
You may use your SBA disaster loan to relocate. The amount of the relocation loan depends on whether you relocate voluntarily or involuntarily. If you are interested in relocation, an SBA representative can provide you with more details on your specific situation.
Are There Insurance Requirements for Loans?
To protect each borrower and the Agency, SBA may require you to obtain and maintain appropriate insurance. By law, borrowers whose damaged or collateral property is located in a special flood hazard area must purchase and maintain flood insurance. SBA requires that flood insurance coverage be the lesser of 1) the total of the disaster loan, 2) the insurable value of the property, or 3) the maximum Applicants may apply online, receive additional disaster assistance information and download applications at https://disasterloanassistance.sba.gov/. Applicants may also call SA's Customer Service Center at (800) 659-2955 or email [email protected] for more information on SBA disaster assistance. For people who are deaf, hard of hearing. or have a speech disability, please dial 7-1-1 to access telecommunications relay services. Completed applications should be mailed to U.S. Small Business Administration, Processing and Disbursement Center, 14925 Kingsport Road, Fort Worth, TX 76155.
Amendment #6
U.S. Small Business
SBA
Administration Prepare Now and Protect
Against Future Disasters
DISASTER ASSISTANCE
Businesses Homeowners Renters Nonprofits
Disasters can cause tremendous damage to people and
property. Disaster preparation and mitigation efforts are Mitigation Affordability key to saving lives and property. The best time to deal with $115K
a disaster is before it even happens. Take inventory today
MITIGATION
of any deficient areas and begin the process of shoring up PROJECT your home and business while there's still time. $100K
After a disaster has been declared, an SBA disaster SBA SBA assistance loan can be used to make property DISASTER DISASTER
LOAN LOAN
improvements that eliminate future damage or save lives.
Disaster loans can be increased by up to 20% to make INTEREST RATE 1.688% 1.688% building upgrades. Even simple things can strengthen MONTHLY PAYMENT $354.21 $407.35 your home or business so you can avoid damage and 30-Year Term unexpected remediation expenditures in the future. The An extra $52 per month ($1.73/day) can finance $15,000 cost of mitigation upgrades can be very cost-effective for mitigation upgrades when added to an SBA Disaster Loan when spread over 30-years. (Deferment is not included in this example).
Consider these mitigation projects
Hail Flood
• Install hail protection like hail guards, shields, or wire • Seal your roof deck mesh around your HVAC equipment • Landscape your property to improve water runoff • Upgrade your building's materials (shingles, windows, and drainage skylights, or siding) to withstand significant impact • Elevate structures or convert your lowest floor to • Upgrade to steel gutters and downspouts "flexible space" where items can easily be moved • Add a sump pump to move standing water
Earthquake
• Strengthen and retrofit masonry and concrete buildings Wildfire that are vulnerable to ground shaking • Install a Class A fire-rated roof • Install window film to prevent injuries from shattered glass • Install ⅛-inch mesh screening over all vents to keep • Anchor rooftop-mounted equipment embers out of eaves and vents : Install noncombustible gutters, fences, and gates
Wind Remove roof and gutter debris that can be ignited
• Strengthen structures to protect against high wind damage by airborne embers • Brace or upgrade to wind-rated garage doors
• Install hurricane roof straps
• Install a safe room or storm shelter built to FEMA guidelines Get Started Today Call (800) 659-2955 to ask about increasing your loan for mitigation purposes or visit sba.gov/mitigation for more information. If you are deaf, hard of hearing, or have a speech disability, please dial 7-1-1 to access telecommunications relay services.
All SBA programs and services are extended to the public on a nondiscriminatory basis. (07/2022) Zabrina Tipton
Public Information Officer
Office of Disaster Assistance
SBA Field Operations Center - West
[email protected]
C: 571-419-2497
F: 916-735-1681
U.S. Small Business
Administration 6501 Sylvan Road
Citrus Heights, CA 95610
SBA.GOV
Item No. 11A
City of
Thousand Oaks
Community Environmental
Enhancement Grant (CEEG)
FY 2022-23 Grants
Presented by:
Clyde Doheney, Chair
Community Funding
Review Committee
2 Community Environmental Enhancement Grant
• Funded by interest earned in
the Solid Waste Fund
• For FY2022-23 $45,000 of
funding is available to
support environmental grant
projects that benefit the
community
Grants of up to $4,500
available to local non-profits
and school groups
Hydration Station at Elementary School
City of
Thousand LOaks
Community Environmental Enhancement Grant
Before
• Applications were accepted
between November 14 -
December 15, 2022
Email notifications, press
release, website,
After
e-newsletter and
social media posts
• Article in Acorn
Las Flores Community Garden
City off
Thousand
Community Environmental Enhancement Grant
• 12 qualified applications reviewed and
ranked by Committee
• Total requests $47,500
• CFRC recommends awarding 11 CEEG
grants for a total of $45,000 based on
evaluation criteria
Community Conscience
City of
Thousand LOaks
5 Community Environmental Enhancement Grant
FY 2022-23 Recommended Grantees
Manna Conejo Valley Safe Passage for Youth
Sycamore Canyon School Conejo Open Space Foundation
Adelante Comunidad Conejo SVDP - St. Paschal Baylon
Ride On LA Conejo Valley Botanical Garden
Las Flores Community Garden Community Conscience
Art Trek
City off
Thousand.
Community Environmental Enhancement Grant
Recommendation
• Award FY 2022-23 Community
Environmental Enhancement
Grant (CEEG) grants and authorize
expenditures not to exceed
$45,000.
Manna Food Recovery Program
City of
Thousand LOaks
CONEJO CONSERVAT
CREW
CY
Safe Passage Youth Foundation
2/15/2023
Item No. 10A
Presented By:
Thousand Oaks
Chief Jeremy Paris
Public Safety
Update
Thousand Oaks Station
• Seven (7) County Professional Staff
• Sixteen (16) City Professional Staff
• Ninety-Three (93) City Sworn
• Forty-Two (42) County Sworn
2 1
2/15/2023
Thousand Oaks
Patrol Bureau
• Six (6)- 24 hour, 7-day units
• Six (6)- 12 hour, 7-day units
• One (1)- 10 hour, 4-day unit
• Directed Enforcement Unit
• 6 Officers
Thousand Oaks
• Special Enforcement Unit
• 6 Officers Police
• Community Resource Unit
7 Officers
3 Special • Monitor and arrest local gang members
• Narcotics, gang-related, and graffiti arrests
Enforcement
• Track graffiti crimes
Unit • Assist major criminal investigations
• Arrest high-profile felony suspects
• Work closely with:
• Patrol
• School Resource Officers (S.R.O.)
• Detectives
• Directed Enforcement Unit (D.E.U.)
• Narcotics
• Special Crimes Unit
4 2
2/15/2023
• Staffing
Directed • Sergeant
Enforcement • 2 Senior Deputies
• 3 Deputies
Unit
• Sheriff's Service Technician 1
Resource Center
• Conflict resolution- Community
Mediation Program (C.M.P.)
City of • Alcohol Beverage Control (A.B.C.) and
THOUSAND OAKS
massage establishment compliance
Police = Sheriff
• Quality of life/public nuisance issues
• Resolving problems with long-term
solutions
5 Traffic Bureau
• Two (2) Sergeants
• Three (3) Investigators
• Eight (8) Motor Officers
• Three (3) Community Service Officers (SST)
• Two (2) Records Technicians
• Six (6) Cadets
• One (1) Student Worker
• One (1) VIP
3 2/15/2023
Investigations
Bureau
Sheriff
• Two (2) Sergeants
Police • Thirteen (13) Detectives
• One (1) Community Prosecutor
2022 Crime Stats
1455 11.68 7%
Reported Crimes Crimes per 1000 ppl Decrease from 2021
105 33% 8
Stolen Vehicle Reports Increase in DUI Arrests Fatal Collisions 8 4
2/15/2023
Transparency Dashboards
SB 1421
Current
Challenges • Traffic fatalities
• Stolen Vehicles
• Catalytic Converter Theft
• Organized Crime
• Homelessness
10 5
2/15/2023
LORATESS OUR
43 FGOX•46.
Arrests
- COLORADO : Kentucky
License 914 JBG
TEXAS
Plate
V-39921/8
Readers
24 $127k +
in property recovery
Cases
11 Traffic Enforcement
• DUI Arrests- 33% increase
• Patrols
• Education and Outreach
12 6
2/15/2023
Vulnerable Population Officers
ARROYO CONEJO
•SIDEHILL VIADUCT
BRIDGE 52-4T1R
-101VEN 4 58
13 Thousand Oaks
For more dashboards and
transparency information, visit
www.venturasheriff.org
14 7
2/14/2023
Item No. 10B
SCHOOL CROSSING GUARD
STANDARDS AND POLICIES
City of
Thousand Oaks
CITY COUNCIL
Mike Houser, Transit Program Manager
Nader Heydari, City Engineer
Noel Doran, Assistant City Attorney
Cliff Finley, Public Works Director
February 14, 2023 toaks.org
1 VALUE AND BENEFITS OF OBJECTIVE TRAFFIC CRITERIA
AGENCY NUMBER EXCEEDS STATE?
Agoura Hills, Camarillo, Fillmore,
Oxnard, Port Hueneme,
7 No
Simi Valley, Westlake Village
Thousand Oaks 1 Yes
Ventura/ Ventura USD 1 No/Yes
Moorpark USD, Santa Paula USD 2 N/A
Agencies Surveyed June 2022
2 1
2/14/2023
CALIFORNIA MANUAL OF UNIFORM TRAFFIC DEVICES
• State Standards for crossing guard programs are defined within the California MUTCD
• Crossing Guards are traffic control measures
3 CITYWIDE WALKABILITY & PEDESTRIAN SAFETY
IMPROVEMENTS
• Implemented Safe Routes to Schools
• Enhanced pedestrian crossings with
flashing beacons and improved signage
and striping
• Substantial investments
in bike lanes
4 2
2/14/2023
WALKABILITY & PEDESTRIAN SAFETY IMPROVEMENTS
(CONT'D)
• Active Transportation Plan
2019)
• Local Road Safety Plan (2021)
• Installation of nearly 1,000
ADA curb ramps
5 ScHOOL CROSSING GUARD PROGRAM
• City Council approved the first
location in 1964
• City standards used to analyze
crossing guard locations since 1999
• City's Standards are far more
generous than the State standards
• Program Budget is $347,000
6 3
2/14/2023
AN EVER-EVOLVING PROGRAM
• Declining enrollment & school
closures
• Less students walking to school
due to school choice and more
parents driving to school
• Program adapts annually based
on pedestrian and vehicle counts
7 PROGRAM REVIEW TIMELINE
• August 2022 - Staff presents detailed
program history and comparisons to Council
STOP
• October 2022 - Staff presents history and
current standards to TTAC, receives
feedback on changes
• December 2022 - Revised standards and
policies approved by TTAC
8 4
2/14/2023
PROPOSED POLICIES CHANGES - REVIEW AUTHORITY
• Public Works Director receives counts,
determines consistency with standards
• TIAC receives annual report from Director
• Director's decisions may be appealed to the
City Council
PROPOSED POLICY CHANGES (CONTINUED)
• Closures require two consecutive
years of not meeting minimum
standards
• Comprehensive counts conducted
annually
• The Program will continue to
evolve to add or delete locations as
required
10 5
2/14/2023
MINIMUM COUNT STANDARDS
Minimum Peak Hour
Volumes AM and PM
Crossing Type Vehicle
Conflicts Pedestrians
Uncontrolled Intersection City 300 20
STOP Controlled Intersection City 300 20
Proposed 500 40
Signalized Intersection (Current)
(300) (20)
11 MINIMUM COUNT STANDARDS (CONTINUED)
• Counts conducted annually using MUTCD
method
• Locations must meet all four count standards
• Pedestrian counts under 10 disqualifies a
location and may not be approved
12 6
2/14/2023
ALTERNATIVE CRITERIA
#1 - 75 Percent MUTCD
#2 - Traffic Volume
#3 - Speed Limit
#4 - Roadway Width
13 COMMUNITY OUTREACH AND DISTRICT PARTNERSHIP
• Media kit with engaging digital and
printable materials
• Educational video on the policy
• Suggestions and tips to encourage
walking programs
• Information on traffic safety
14 7
2/14/2023
SUMMARY
• Recommendations have no immediate
impact on current locations
• Makes qualifying for Crossing Guards
even easier than current Policy
• Remains by far, the most generous
Policy of any agency in County
• Relies on clear and objective standards
consistently applied
15 Thank you
&
Questions
• •
16 8
Item No. 10C
CI 5663
Meadows Reservoir
RESERVOIR
Emergency Repairs
City of
Thousand LOaks
1 Project Background
• 4.5 MG (partially buried)
• Built in 1972
• November 2021 Leakage
Thousand
2 Inspection of Inside the Tank
City of
Thousand LOaks
3 Structural Analysis
• Subgrade investigations
• Safe Entry
• Partial Roof Removal
Thousand
4 Construction
• Emergency Declaration
• Time & Material Contract
City of
Thousand LOaks
5 Roof Panel Removal
6 Cranes Mobilization
Thousand LOaks
7 Subgrade Investigation
City of
Thousand
Concrete Bearing Wall
City of
Thousand Oaks
Completion of the Interior
City
Thousand Oaks
10 Drainage Improvement
City of
Thousand LOaks
11 Cost Summary
Design (Previously Approved) = $290 K
Construction (Previously Approved) = $2.4 M
Change Order No.4 (This Action) = $ 59 K
Total Project Cost = $2.75 M
Thousand
12 Wins & Accomplishments
• Great Teamwork
VENTURA COUNTY CHAPTE
• Completed On Fast Track Schedule
2022
Project of the Year - Emergency Repair
• Awarded 2022 APWA Ventura County
Emergency Project of the Year Meadows Reservoir
Presented to the
City of Thousand Oaks
American Public Works Association
Ventura County Chapter
Thousand LOaks
13 PROJECT TEAM
Role Staff
City Program Manager Shamir Shahamiri
City Project Manager Ayda Forouzan
Engineering Consultant HDR Inc.
Water Operations Rep. Jaime Castaneda
Contractor Spiess Construction (T&M)
City Water Division Michael Devlahovich & Bret Sherman
housar
14 Thank You
Questions!
City of
Thousand Oaks
15