2025-26
ESTIMATED
PREMIUM
$35,161.28
$134,303.44
$68,311.53
$34,000.32
$2,220.38
$39,075.82
$74,139.27
$464,869.34
$332,186.70
$171,451.20
$120,015.84
$201,643.04
$3,259.57
$1,680,637.73
$1,020,807.82
$721,091.64
$2,091,526.72
$148,397.89
$2,961,016.25
GRAND TOTAL $5,662,461.80
Property Insurance $268,119,700 All Risk / $25,000,000 EQ $100,000,000 Flood & $53,864,503 BI
DIC (Excess EQ) $25 Million Limit
TOTAL
VERNON PUBLIC UTILITIES
Property - Power Generating
$100 Million Limit;
Various Deductibles
MALBURG GENERATING STATION
Excess Liability $100 Million Limit
2nd Excess Liability $5 Million Limit excess $5 Million 3rd Excess Liability $5 Million Limit excess $10 Million 4th Excess Liability $5 Million Limit excess $15 Million Excess Workers Comp
$50 Million Limit;
$1 Million Deductible except
$1,500,000 Deductible for Presumptive Losses
Special Event GL
incl. Spectator Accident
$2 Million Limit;
$1 Million Each Occurrence
TOTAL
Cyber Liability
$5 Million Limit;
$100,000 Deductible
Pollution Liability
$5 Million Limit;
$25,000 Deductible except
$50,000 Deductible (Utility Locations)
$100,000 Deductible (Natural Gas Pipeline)
1st Excess Liability
$5 Million Limit;
$2 Million Deductible except
$3 Million Deductible for Law Enforcement
Standalone Terrorism
and Sabotage
$100 Million Terrorism & Sabotage (Property)
$5 Million Terrorism & Sabotage (Liability)
$5 Million Active Shooter & Malicious Mischief
$0 Deductible
Auto Physical Damage & CE
$10 Million Limit;
$5,000 Deductible
Commercial Crime
$1 Million Limit;
$25,000 Deductible
Property - Municipal
$82,694.280 Limit;
$25,000 Deductible
CITY OF VERNON INSURANCE PREMIUM SCHEDULE
LINE OF COVERAGE COVERAGE / DEDUCTIBLE
Property - Residential
$7,009,890 Limit;
$2,500 Deductible