Pet-loving employees can fetch the best health coverage for their pets with My Pet Protection ChoiceSM, available only through workplace benefit programs.
Nationwide offers two ready-made employee plans, plus the ability to customize a coverage plan for individual pets and their specific care needs.¹ Pet protection when it matters most
Nationwide’s pet insurance plans cover:
• Accidents and injuries
• Common illnesses
• Serious illnesses
• Chronic illnesses
• Hereditary conditions
• Testing and diagnostics
• Procedures
• Holistic and alternative care
• And more!
Coverage includes emergency care and
specialists. No networks, no pre-approval,
no problem.
Easy to use, easy to understand
Using a Nationwide pet insurance plan is easy:
• Visit any vet, anywhere
• Submit a claim from any device
• Get reimbursed for eligible expenses
once the deductible is met
What’s the difference between accident,
illness and wellness coverage?
Accident coverage
Support for unexpected injuries
Illness coverage
Support for when pets get sick
Wellness coverage
Support for proactive care
Did you know? Nationwide is the
industry’s first provider of coverage
for birds and exotic pets.
https://partnersolutions.nationwide.com/pet/cityofvernon | Call: 877-738-7874 My Pet Protection ChoiceSM
Accident & Illness Accident, Illness
& Wellness Customizable
Annual deductible options $250 $250 $100 to $500
Reimbursement level 80% 80% 50%, 70% or 80%
Accident coverage
Annual maximum $5,000 $5,000 $2,500 or $5,000
Broken bones, animal attack, hit by car, poisoning,
heatstroke, and more
Illness coverage Optional
Annual maximum $5,000 $5,000 $2,500 or $5,000
Ear infections, diabetes, vomiting, allergies, cancer,
and more
Hereditary & congenital coverage Optional when purchased with illness coverage
Annual maximum $5,000 $5,000 $2,500 or $5,000
Hip dysplasia, cherry eye, elbow dysplasia, umbilical
hernia, brachycephalic syndrome, and more
Wellness coverage (for dogs & cats) Optional
Annual maximum $450 $450 or $800
Vaccination or titer, fecal test, deworming, microchip, health certificate, heartworm or FeLV/FIV test, flea
control or heartworm prevention, and more
Spay/neuter or dental² and one additional test³
Every My Pet Protection ChoiceSM policy includes guaranteed issuance⁴and these additional benefits to support pet families:
• Emergency boarding and kenneling fees
• Lost pet due to theft or straying
• Lost pet advertising and reward
• Mortality benefit
[1] Some exclusions may apply. Certain coverages may be excluded due to pre-existing conditions. See policy documents for a complete list of exclusions and any annual limits that may apply. Plans may not be available in all states. Policy eligibility may vary. [2] Coverage for spay/neuter or dental starts 90 days after the original policy term effective date. [3] One additional test of the following: health screen (blood test), radiograph (X-ray), electrocardigram (EKG) [4] Guaranteed issuance means any new pets enrolling into a My Pet Protection Choice plan are eligible for enrollment regardless of health status. Guaranteed issuance does not mean guaranteed coverage since certain exclusions could apply.
All plans require accident coverage; additional coverage for illness, hereditary & congenital, and wellness is optional. Optional coverage for behavior, prescription food and prescription supplements may also be available. Optional cruciate coverage may be added after the first year of coverage; not available in all states. Pre-existing conditions are not covered.
Products underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH; National Casualty Company (all other states), Columbus, OH. Agency of Record: DVM Insurance Agency. All are subsidiaries of Nationwide Mutual Insurance Company. Subject to underwriting guidelines, review and approval. Products and discounts not available to all persons in all states. Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling.
Nationwide, the Nationwide N and Eagle, Nationwide is on your side, and My Pet Protection are service marks of Nationwide Mutual Insurance Company. ©2025 Nationwide. 24GRP10277A. https://partnersolutions.nationwide.com/pet/cityofvernon | Call: 877-738-7874 Nationwide®
My Pet Protection ChoiceSM
PLAN SUMMARY
Pet-loving employees can fetch the best health coverage for their pets with My Pet Protection ChoiceSM, available only through workplace benefit programs.
Nationwide offers two ready-made employee plans, plus the ability to customize a coverage plan for individual pets and their specific care needs.¹
My Pet Protection ChoiceSM
Accident & Illness Accident, Illness
& Wellness Customizable
Annual deductible options $250 $250 $100 to $500
Reimbursement level 80% 80% 50%, 70% or 80%
Accident coverage
Annual maximum $5,000 $5,000 $2,500 or $5,000
Broken bones, animal attack, hit by car, poisoning,
heatstroke, and more
Illness coverage Optional
Annual maximum $5,000 $5,000 $2,500 or $5,000
Ear infections, diabetes, vomiting, allergies, cancer,
and more
Hereditary & congenital coverage Optional when purchased with illness coverage
Annual maximum $5,000 $5,000 $2,500 or $5,000
Hip dysplasia, cherry eye, elbow dysplasia, umbilical
hernia, brachycephalic syndrome, and more
Wellness coverage (for dogs & cats) Optional
Annual maximum $450 $450 or $800
Vaccination or titer, fecal test, deworming, microchip, health certificate, heartworm or FeLV/FIV test, flea
control or heartworm prevention, and more
Spay/neuter or dental² and one additional test3
https://partnersolutions.nationwide.com/pet/cityofvernon | Call: 877-738-7874 Nationwide offers more than great coverage
24/7 pet telehealth support
All Nationwide® pet insurance members enjoy unlimited
access to VetHelpline® for round-the-clock telehealth
with licensed veterinary professionals.
Discounted pet medications
Save time and money when filling pet prescriptions at
participating pharmacies with Nationwide PetRxExpress®.
Save on veterinary care
Nationwide® pet insurance members save 10% on every
visit to a Vetco Total Care Hospital or Vetco Vaccination Clinic inside Petco.
[1] Some exclusions may apply. Certain coverages may be excluded due to pre-existing conditions. See policy documents for a complete list of exclusions and any annual limits that may apply. Plans may not be available in all states. Policy eligibility may vary. [2] Coverage for spay/neuter or dental starts 90 days after the original policy term effective date. [3] One additional test of the following: health screen (blood test), radiograph (X-ray), electrocardigram (EKG) [4] Guaranteed issuance means any new pets enrolling into a My Pet Protection Choice plan are eligible for enrollment regardless of health status. Guaranteed issuance does not mean guaranteed coverage since certain exclusions could apply.
All plans require accident coverage; additional coverage for illness, hereditary & congenital, and wellness is optional. Optional coverage for behavior, prescription food and prescription supplements may also be available. Optional cruciate coverage may be added after the first year of coverage; not available in all states. Pre-existing conditions are not covered.
Products underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH; National Casualty Company (all other states), Columbus, OH. Agency of Record: DVM Insurance Agency. All are subsidiaries of Nationwide Mutual Insurance Company. Subject to underwriting guidelines, review and approval. Products and discounts not available to all persons in all states. Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Nationwide, the Nationwide N and Eagle, Nationwide is on your side, My Pet Protection, and VetHelpline are service marks of Nationwide Mutual Insurance Company. Third party marks are the property of their respective owners. ©2025 Nationwide. 24GRP10277N.
Vetco Total Care is a fullservice animal hospital
that offers everything
from preventive care to
diagnostics and surgery
Vetco Vaccination Clinic
offers express care for
vaccinations, flea/tick and
heartworm prescriptions
and microchipping
What makes My Pet Protection ChoiceSMdifferent?
Every My Pet Protection ChoiceSM policy includes guaranteed issuance,4 plus additional benefits to support pet families:
• Emergency boarding and kenneling fees
• Lost pet due to theft or straying
• Lost pet advertising and reward
• Mortality benefit
Nationwide is the industry’s
first provider of coverage
for birds and exotic pets.
Get reimbursed for
eligible expenses once
the deductible is met.
Submit a
claim from 1 2 any device. 3
Easy to use, easy
to understand
Visit any
veterinarian,
anywhere.
https://partnersolutions.nationwide.com/pet/cityofvernon | Call: 877-738-7874 Nationwide®
is America’s
first insurance provider
for birds and exotic pets
Owners of birds, reptiles, and exotic pets can be reimbursed for eligible veterinary expenses with coverage from My Pet Protection ChoiceSM by Nationwide®.¹
Coverage available for:
• Amphibians
• Birds
• Chameleons
• Chinchillas
• Ferrets
• Geckos
• Gerbils
• Guinea pigs
• Hamsters
• Iguanas
• Lizards
• Mice
• Rats
• Rabbits
• Snakes
• Tortoises
• Turtles
• And more
https://partnersolutions.nationwide.com/pet/cityofvernon | Call: 877-738- Coverage for common avian and exotic
medical conditions
[1] Some exclusions may apply. Certain coverages may be excluded due to pre-existing conditions. See policy documents for a complete list of exclusions and any annual limits that may apply. Plans may not be available in all states. Policy eligibility may vary. [2] This example is based on an actual pet insurance claims from a Nationwide member who was enrolled prior to the introduction of the new Avian & Exotic Pet plan. Their claim was reimbursed according to the plan in which the respective member was enrolled at the time. Amount shown here reflects how reimbursement would be calculated with the Avian & Exotic pet plan with a 70% reimbursement and a $250 annual deductible not met on prior claims. Nationwide does not determine the amount a veterinarian may charge; that amount will vary by region and veterinary practice.
All plans require accident coverage; additional coverage for illness, hereditary & congenital, and wellness is optional. Optional coverage for behavior, prescription food and prescription supplements may also be available. Optional cruciate coverage may be added after the first year of coverage; not available in all states. Pre-existing conditions are not covered.
Products underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH; National Casualty Company (all other states), Columbus, OH. Agency of Record: DVM Insurance Agency. All are subsidiaries of Nationwide Mutual Insurance Company. Subject to underwriting guidelines, review and approval. Products and discounts not available to all persons in all states. Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Nationwide, the Nationwide N and Eagle, Nationwide is on your side, and My Pet Protection are service marks of Nationwide Mutual Insurance Company. ©2025 Nationwide. 24GRP10277M.
Here’s an example:
Oreo, a 9-year-old male rabbit, was
brought to the veterinarian after
several days of abdominal pain,
lethargy and loss of appetite.
He was diagnosed with an intestinal
obstruction.
Nationwide
reimbursed
$2,156²
Veterinary bill: $3,330
Owner’s net cost: $1,174
(after $250 annual deductible and co-pay)
My Pet Protection ChoiceSM Accident &
Illness
Accident, Illness
& Wellness Customizable
Annual deductible options $250 $250 $100 to $500
Reimbursement level 80% 80% 50%, 70% or 80%
Accident coverage
Annual maximum $5,000 $5,000 $2,500 or $5,000
Broken bones, animal attack, hit by car,
poisoning, heatstroke, and more
Illness coverage Optional
Annual maximum $5,000 $5,000 $2,500 or $5,000
Ear infections, diabetes, vomiting, allergies,
cancer, and more
Wellness coverage (for birds) Optional
Annual maximum $200, $300 or $500
Panel or titer, parasite/fecal test, CBC, culture,
parasite prevention treatment, beak trim, nail
trim, wing trim and more
https://partnersolutions.nationwide.com/pet/cityofvernon | Call: 877-738- Nationwide®pet insurance
Do members need to re-enroll for this benefit every year? No. Once enrolled, policies renew automatically each year during the renewal period, which starts 60 days before the current 12-month term expires. The expiration date can be found in the policy packet mailed to members at each new term.
Members are welcome to make changes to coverage during the policy renewal period. All changes are subject to underwriting approval.
What happens to pet insurance policies when employees leave the company? Employees will be given the option to retain their pet insurance coverage. We’ll reach out to their former employer to ask for updated billing and policy information in order to keep the coverage active.
Will pre-existing conditions be covered?
Unfortunately, no. Like most pet insurers, we don’t cover pre-existing conditions on any of our plans.
Can members use any veterinarian?
Absolutely! Members are free to visit any licensed veterinarian in the world—even specialists and emergency providers.
Does Nationwide offer coverage for pets other than dogs and cats? Yes! Coverage for birds, rabbits, reptiles and other exotic pets is available at Nationwide by simply calling 877-738-7874.
How are claims filed?
It’s easy. Members simply pay the invoice at the veterinarian, then submit a claim for reimbursement via mail, email or online.
• Mail: Nationwide Claims Dept., P.O. Box 183143 Columbus, Ohio 43218-3143 • Email: [email protected]
• Online: Submit claims at my.petinsurance.com. Please allow 48 hours from the time a claim is submitted for it to appear online.
[1] Some exclusions may apply. Certain coverages may be excluded due to pre-existing conditions. See policy documents for a complete list of exclusions and any annual limits that may apply. Plans may not be available in all states. Policy eligibility may vary. [2] Example reflects Accident and Illness coverage with 80% reimbursement after $250 annual deductible has been fulfilled and Wellness Level 1 coverage.
All plans require accident coverage; additional coverage for illness, hereditary & congenital, and wellness is optional. Optional coverage for behavior, prescription food and prescription supplements may also be available. Optional cruciate coverage may be added after the first year of coverage; not available in all states. Pre-existing conditions are not covered.
Products underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH; National Casualty Company (all other states), Columbus, OH. Agency of Record: DVM Insurance Agency. All are subsidiaries of Nationwide Mutual Insurance Company. Subject to underwriting guidelines, review and approval. Products and discounts not available to all persons in all states. Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Nationwide, the Nationwide N and Eagle, Nationwide is on your side, and My Pet Protection are service marks of Nationwide Mutual Insurance Company. Third party marks are the property of their respective owners. ©2025 Nationwide. 24GRP10277B. https://partnersolutions.nationwide.com/pet/cityofvernon | Call: 877-738-7874 Nationwide®
My Pet Protection ChoiceSM
How is My Pet Protection ChoiceSM
different from My Pet Protection®?
Available only through workplace benefit
programs, My Pet Protection Choice
offers additional flexibility for pet families,
with customizable coverage, deductible
and reimbursement levels. Nationwide
offers two ready-made employee plans,
plus the ability to customize a coverage
plan for individual pets and their specific
care needs.¹
Based on Nationwide 2024 claims data.
Accident
• Broken bones
• Poisonings
• Sprains
• Lacerations
• Hit by car
• Ingested item
• And more
Poisoning
Veterinary bill: $1,035
This plan²
reimburses
$828
Illness
• Ear infections
• Vomiting
• Hip dysplasia
• Heart disease
• Cancer
• Diabetes
• And more
Cancer
Veterinary bill: $2,266
This plan²
reimburses
$1,813
Wellness
• Annual exam
• Vaccinations
• Fecal test
• Deworming
• Microchip
• Flea control
• And more
Flea control
Veterinary bill: $171
This plan²
reimburses
$100
What is the difference between accident, illness and wellness coverage? Accident coverage: Support for unexpected injuries such as broken bones, animal attacks, getting hit by a car, poisoning, heatstroke and more.
Illness coverage: Support for when pets get sick such as diabetes, vomiting, cancer and more.
Wellness coverage: Support for proactive care such as vaccinations, microchipping, preventives for fleas and heartworms and more.
Can existing My Pet Protection members switch to My Pet Protection Choice? Members can make changes to their coverage during the policy renewal period. All changes are subject to underwriting approval. Please note that all My Pet Protection policies will be automatically transitioned to equivalent My Pet Protection Choice policies beginning in 2025.
Is wellness coverage available as a standalone product? No, Nationwide does not offer standalone wellness coverage. Members can enroll in a new My Pet Protection Choice accident + wellness plan or change to this plan during the renewal period. Any changes to a policy are subject to underwriting approval.
https://partnersolutions.nationwide.com/pet/cityofvernon | Call: 877-738-7874 Nationwide® pet insurance provides coverage for veterinary expenses related to accidents, illnesses, wellness and more.¹
Policies are available for dogs, cats, birds, reptiles and other exotic pets.
Signing up for Nationwide pet insurance is easy with these options:
How to apply for a petinsurance policy
During enrollment, we may need the following information:
• Name
• Address
• Home or primary telephone number
• E-mail address
• Name and age of the pet(s)
• Pet’s species (canine, feline, etc.)
• Payment information/plan*
*Applications approved between the 1st and the 15th of the month become effective on the 1st of the following month. Applications approved from the 16th through the end of the month become effective on the 1st of not the following month, but the month thereafter.
Example: May 1 approval = June 1 effective date
May 16 approval = July 1 effective date
[1] Some exclusions may apply. Certain coverages may be excluded due to pre-existing conditions. See policy documents for a complete list of exclusions and any annual limits that may apply. Plans may not be available in all states. Policy eligibility may vary.
Products underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH; National Casualty Company (all other states), Columbus, OH. Agency of Record: DVM Insurance Agency. All are subsidiaries of Nationwide Mutual Insurance Company. Subject to underwriting guidelines, review and approval. Products and discounts not available to all persons in all states. Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Nationwide, the Nationwide N and Eagle, and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company. ©2025Nationwide. 24GRP10277I. https://partnersolutions.nationwide.com/pet/cityofvernon | Call: 877-738-7874