2026-27
ESTIMATED
PREMIUM
$42,844.00
$130,571.00
$81,010.00
$38,414.00
$3,230.00
$52,689.00
$88,861.00
$507,356.00
$361,406.00
$183,115.00
$130,017.00
$235,683.00
$1,253.00
$1,856,449.00
$922,254.00
$734,498.00
$1,942,411.00
$132,072.00
$2,808,981.00
GRAND TOTAL $5,587,684.00
Property - Municipal
$82,694.280 Limit;
$25,000 Deductible
CITY OF VERNON INSURANCE PREMIUM SCHEDULE
LINE OF COVERAGE COVERAGE / DEDUCTIBLE
Property - Residential
$7,009,890 Limit;
$2,500 Deductible
Standalone Terrorism
and Sabotage
$100 Million Terrorism & Sabotage (Property)
$5 Million Terrorism & Sabotage (Liability)
$5 Million Active Shooter & Malicious Mischief
$0 Deductible
Auto Physical Damage & CE
$10 Million Limit;
$5,000 Deductible
Commercial Crime
$1 Million Limit;
$25,000 Deductible
Cyber Liability
$5 Million Limit;
$100,000 Deductible
Pollution Liability
$5 Million Limit;
$25,000 Deductible except
$50,000 Deductible (Utility Locations)
$100,000 Deductible (Natural Gas Pipeline)
1st Excess Liability
$5 Million Limit;
$2 Million Deductible except
$3 Million Deductible for Law Enforcement
2nd Excess Liability $5 Million Limit excess $5 Million 3rd Excess Liability $5 Million Limit excess $10 Million 4th Excess Liability $5 Million Limit excess $15 Million Excess Workers Comp
$50 Million Limit;
$1 Million Deductible except
$1,500,000 Deductible for Presumptive Losses
Special Event GL
incl. Spectator Accident
$2 Million Limit;
$1 Million Each Occurrence
TOTAL
VERNON PUBLIC UTILITIES
Property - Power Generating
$100 Million Limit;
Various Deductibles
MALBURG GENERATING STATION
Excess Liability $100 Million Limit
Property Insurance $268,119,700 All Risk / $25,000,000 EQ $100,000,000 Flood & $53,864,503 BI
DIC (Excess EQ) $25 Million Limit
TOTAL