V4.3_01_24_25
Consolidated
Service Terms
Chase provides an array of treasury services to meet your business needs. This booklet contains important information about Chase solutions that we provide. If you would like to add a service that is covered in this booklet, please contact your Cash Management Consultant.
TREASURY SERVICES (United States)
Business Banking
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Welcome to JPMorgan Chase Bank, N.A.
Chase may provide the Customer
that you have received and
agree to be bound by the Deposit Account Agreement, as amended by the Service Terms of this Booklet, in addition to such supplements, amendments, notices, and additional Service Terms, as applicable.
This Booklet includes Service Terms applicable for Treasury Services services which Chase may provide to you. The Service Terms included in this luding but not limited to any changes,
amendments, deletions and/or additions, will not be binding upon Chase unless such modifications are acknowledged and agreed to in writing by an officer of Chase. JPMorgan Chase Bank, N.A. is organized under the laws of U.S.A. with limited liability.
We look forward to serving your business needs and thank you again for choosing Chase.
SERVICES FOR CUSTOMERS
A. Amendment to Deposit Account Agreement
B. ACH Origination Service Terms V2.2_10_28_22
C. ACH Transaction Blocking with ACH Positive Pay and ACH Transaction Review Service Terms V1.4_09_27_24 D. U.S. Funds Transfer
E. U.S. Funds Transfer by Check Service Terms V1.0_07_05 F. Lockbox Service Terms V1.5_05_20_21
G. Coin & Currency Services Terms V1.6_12_16_19
H. Positive Pay, Reverse Positive Pay and Payee Verification Service Terms V1.5_01_04_23 I. JP Morgan TS Electronic Channels Service Terms V4.4_01_24_25 415
AMENDMENT TO DEPOSIT ACCOUNT AGREEMENT
INTRODUCTION
may be supplemented or amended by existing or future agreements, terms and conditions, and notices, including, but not limited to any terms contained in an implementation form or similar document regarding Services, or which By signing service implementation forms or similar document, or by using or continuing to use any of the Services after receipt of this Amendment and relevant Service Terms, the Customer agrees to be bound by the Account Terms and the respective Service Terms.
Capitalized terms in the Service Terms, unless otherwise defined herein, shall have the meanings set forth in the Deposit Account Agreement. any of its successors or
GENERAL PROVISIONS
1. Authorized Persons. behalf of the Customer with respect to the Services, until the Customer, by written notice to the Bank, withdraws the authority of the Authorized Person, and the Bank has a reasonable opportunity to act on the notice. Each Authorized Person, subject to any limitation received and accepted by the Bank, is authorized on behalf of the Customer to issue requests, directions or instructions, including, without limitation, payment orders, with
2. Security Procedures. If the Bank and the Customer agree on a security procedure to be used for any type of Instruction, the Customer and the Bank shall safeguard any test keys, passwords, user identification codes, user documentation, and any other security or authentication devices, and the Customer shall be responsible for any Instructions using such security procedures. It is understood that the security procedures used by the Bank and the Customer are designed to verify the authenticity of, and not to detect errors in, the Instructions.
3. Items. The Bank is not responsible for actions taken by other banks, nor for the loss or destruction of any item in the possession of other banks or in transit. In the event the Bank receives or is presented with items that appear to be duplicates of each other, then the Bank may return one or more of such items. If the Bank offers the Customer services reasonably designed to help prevent check fraud and the Customer fails to utilize those services, that failure will constitute Customer negligence contributing to the making of an unauthorized signature and the Customer will assume the risk that checks or drafts presented against its Account may be forged or altered, to the extent that the services the Bank offered may have prevented any loss.
4. Funds Transfer.
transfer Instructions will be
-off hours on such
days. The Bank will debit the Account for the amount of each funds transfer Instruction accepted by the Bank, and may debit the Account for all fees associated with any funds transfer Instruction. The Customer may reverse, amend, cancel or revoke an Instruction only with the consent of the Bank, and the beneficiary's bank, as applicable.
In connection with any funds transfer, the Bank and other financial institutions may rely upon the identifying number of the beneficiary, the ransfer Instruction may make
payment on the basis of the identifying number even though it identifies a person different from the named beneficiary. The Customer shall be responsible for the consequences of any inconsistency between the name and identifying number, as instructed, of any party in such a funds transfer Instruction. Notwithstanding any instructions by the Customer to the contrary, the Bank reserves the right to use any funds transfer system and any intermediary bank in the execution of any funds transfer Instruction and may otherwise use any means of executing the funds transfer Instruction which the Bank deems reasonable in the circumstances.
In accepting a funds transfer Instruction for payment in currency other than U.S. Dollars, the Bank is authorized to debit the Account for the he funds transfer, other banks
may deduct fees from the payment order issued to them. If the Bank accepts funds transfer Instructions issued in a foreign currency where the Customer is the beneficiary, the Bank may convert the funds to the currency of the rate and charge the Customer a fee for such currency conversion.
The authenticity of oral or written (including writings transmitted by facsimile) funds transfer Instructions and amendments to them may, at the -back confirmation with an individual purporting to be an Authorized Person. If the Bank is not satisfied with any such confirmation, it may decline to honor any such Instruction. The Customer agrees that this security procedure is 416
commercially reasonable for such funds transfer Instructions. The Customer further agrees to be bound by such funds transfer Instructions, whether or not authorized, issued in the name of the Customer using this security procedure.
Any credit given by the Bank to the Customer for an ACH entry shall be provisional until the Bank receives final settlement. If the Bank does not receive final settlement, the Bank may revoke the provisional credit and charge back the amount to the Account or obtain a refund from the Customer, in which case the originator of the credit entry shall not be deemed to have paid the Customer the amount of such entry.
5. Limitation of Liability; Indemnity.
The Bank shall have no liability for any damage, loss, expense or liability of any nature that the Customer may suffer or incur, except to the extent of direct losses or expenses attributable to the Bank's gross negligence or willful misconduct. The Bank shall not, in any event, be liable for indirect, special, consequential or punitive loss or damage of any kind (including, but not limited to lost profits), whether or not foreseeable, even if the Bank has been advised of the likelihood of such loss or damage, and regardless of whether the claim for loss or damage is made in negligence, gross negligence, for breach of contract or otherwise; provided, however, that the foregoing shall not apply to the extent such loss or damage is caused by fraud on the part of the Bank.
The Customer agrees to indemnify and hold the Bank, its agents, employees, officers and directors, harmless from and against any and all ctly or indirectly from
in the name of an
Authorized Person.
6. Termination. Either the Bank or the Customer may terminate a Service at any time, with or without cause. If the Bank terminates a Service, the Bank may send you written notice of that on the date it terminates the Service. Notwithstanding anything to the contrary in any Service Terms, upon the closing of an Account, all Services linked to such Account are simultaneously terminated (unless otherwise specifically agreed to by the parties).
However, any such closing or termination shall not affect the Custo all of which shall continue in full force and effect.
7. Fees. The Bank may impose, charge, pass-through and modify fees and/or charges for Accounts and services provided by the Bank, including, but not limited to, transaction, maintenance, balance-deficiency, and service fees and other charges, including those levied by any governmental authority (collectively "Fees"). The Customer will pay all Fees. The Bank may debit any Account for Fees, whether or not such debit may result in an overdraft of the Account. All payments to the Bank shall be in full, without set-off or counterclaim, and free of any deduction or withholdings related to any tax or other claim.
8. Miscellaneous.
f applicable,
shall be deemed by the Customer and the Bank to be available to the Customer when the Account Statements are posted on the Internet and the Bank sends an electronic mail notification of availability to the Customer, or when the Bank sends the electronic Account Statement to the Customer. For purposes of determining when an item is sent to the Customer, an image of an item or information identifying the item (i.e. item number, amount and date of payment) is a sufficient substitute for the actual item.
All Account Statements and notices may be sent to the Customer by ordinary mail, by courier, by facsimile transmission, by electronic transmission (including but not limited to e-mail), or through Internet sites, or by such other means as the Customer and the Bank agree upon from time to time, at the address of the Customer on the books and records of the Bank.
The Customer acknowledges that deposits held in a branch of the Bank located outside the United States: (i) are not insured by the Federal Deposit Insurance Corporation; (ii) are subject to cross-border risks; and (iii) may enjoy a lesser preference as compared to deposits held in the United States in the event the Bank should be liquidated, insolvent or placed into receivership or other proceeding for the benefit of creditors.
To the extent that the Customer has or hereafter may acquire any immunity (including sovereign, crown or similar immunity) from jurisdiction of any court, suit or legal process (whether from service of notice, injunction, attachment, execution or enforcement of any judgment or otherwise), the Customer irrevocably waives and agrees not to claim such immunity.
Any provision of any Service Terms that is inconsistent with a provision of the Account Terms shall supersede the Account Terms for purposes of the particular Service which is the subject thereof.
The Customer agrees that the Bank may deliver, make available and/or make accessible terms and conditions applicable to Accounts and Services to the Customer via electronic means and channels (including but not limited to by posting such terms on a Bank website). The Bank may request that the Customer "click" its approval of such terms. Subject to applicable law and regulations, the Customer agrees that the act of "clicking" its approval (or any similar act which has the same effect) with respect to any such terms will be evidence of Customer's acceptance of the applicable terms and conditions, to the same extent, and with the same force and effect, as if Customer had manually executed a written version of such terms and conditions.
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Certain services may be performed by Bank or any affiliate, including affiliates, branches or units located in any country in which Bank conducts business or has a service provider. The Customer authorizes Bank to transfer Customer information to such affiliates, branches or units at such locations as the Bank deems appropriate. Bank reserves the right to store, access, or view data in locations it deems appropriate for the services provided.
), which are hereby
incorporated by reference into each Service Terms. By using any of the Services described hereunder, the Customer acknowledges that it has received and agreed to the Account Terms, as supplemented by these Service Terms. Capitalized terms in the Service Terms, unless otherwise defined herein, shall have the meanings set forth in the Account Terms. 418
ACH ORIGINATION SERVICE TERMS V2.2_10_28_22
The origination of ACH Entries and the transmission and issuance of other transactions and information will be pursuant to these Service Terms and the Operating Rules and Guidelines (collectively the "Rules") of the National Automated Clearing House Association. Capitalized terms used in these ACH Service Terms, unless otherwise defined in the account documentation or these Service Terms, shall have the same meanings as set forth in the Rules.
Customer and JPMorgan Chase Bank, N.A. mply with and be bound by the Rules as in effect from time to time.
1. Service. ing:
originate ACH Debit Entries;
originate ACH Credit Entries; and
instruct the Bank to issue or transmit prenotifications, reversals, requests for return, notifications of change or other information pertaining to the Entries.
Origination of ACH Credit Entries and origination of ACH Debit Entries are two separate services and approval or set up for one ACH service does equires additional preapproval by the Bank; if the Customer attempts to originate such Entries without first obtaining such approval, the Entries may be suspended, delayed or rejected pending completion by the Bank of product due diligence, know-your-customer and/or other review as the Bank determines to be necessary in its discretion. The Rules and these Service Terms shall apply to all Entries, whether or not transmitted through an ACH Operator. transactions. Customer agrees to transmit Entries to Bank in the manner, at the times and in accordance with approved media, content and format as agreed by Bank and Customer. Bank may reject or delay processing transactions or information if instructions are not complete or are inaccurate, contain an inactive Company ID or otherwise do not meet the criteria Bank specifies for acceptance. All requests to Bank must be received by -off time in order for processing to commence on that ACH processing day. Any request that is incomplete or that Bank finishes receiving after the relevant cut-off time will be processed by Bank on the next day Bank processes ACH transactions. All transactions are subject to acceptance by Bank. Bank will notify Customer of any transactions or other transmissions that are rejected or returned.
If Customer wants Bank to re-process those transactions or transmissions, Customer must correct them and re-submit them. Customer agrees to furnish Bank with copies of any authorizations or notifications, if requested, as well as any other information reasonably requested by Bank relating all reasonable times
Terms and the Rules.
2. Security and Data Protection Procedures.
to mutually agreed security procedures. If Bank follows those procedures, Bank may process and transmit transactions or info name. Unless Customer and Bank both otherwise agree, transmissions to Bank will be authenticated and/or encrypted using commercially reasonable security technologies meeting standards acceptable to Bank. If Customer uses a security procedure other than as described above, and Customer agrees to be bound by any transaction,
chose. If
Customer elects not to utilize recommended message authentication and/or encryption technology, Customer assumes all responsibility for s data that occurs during transmission or while such data is in storage. Customer indirectly, in initiating a
separate Debit.
3. Settlement and Exposure Limits.
total of:
Debit Entries that Bank processed for settlement that day; RCC
any returned or reversed Credit Entries.
Debit Entry or RCC until those transactions cannot be reversed in accordance with the Rules or applicable law.
C
returned Debit Entries and RCCs. Bank may require Customer to pay Bank the amount of any Credit Entries on the date of transmission to Bank or otherwise prior to the settlement date. Bank also may require Customer to maintain collateral with Bank in an amount Bank specifies. 419
Bank may from time to time establish or revise maximum dollar limits for the total value of all outstanding files of Credit Entries and/or Debit Entries to Customer; although
Bank will try to notify Customer before Bank does that.
4. Warranties; Indemnity. Except as specified below, Customer will be deemed to make the same warranties to Bank as Bank makes pursuant to the Rules. In the case of an Entry to another account with Bank, warranties will be deemed to be given as of the time Bank first processes the Entry. Customer will not be deemed to warrant the power of the Bank under applicable law to comply with the requirements of the Rules or the conformity of Entries and other data Bank transmits to the file specifications contained in the Rules. The Customer further represents, warrants and covenants that (a) each Entry and RCC it originates will comply with all applicable U.S. laws and regulations and acknowledges that Entries may not be initiated that violate the laws of the United States, (b) unless Customer has identified itself to Bank as a Third Party Sender (as defined ny Entries, or use any
of its Company IDs to originate Entries, on behalf of third parties (including, without limitation, any affiliate of Customer), and (c) Customer will not permit a third party to originate Entries using a Customer account as the offset account unless Customer obtains Ban d against any and
all claims, demands, losses, liabilities or expenses (including attorneys' fees and costs) resulting directly or of any warranty made under these Service Terms and (b) compliance by Bank and the RDFI with any request Customer makes for a cancellation, stop payment, reversal or recall of any Entry or any RCC created by Bank under Section 1 hereof.
Bank shall have no responsibility for any delay by any ACH Operator or RDFI in processing any Entry the Bank transmits to the ACH Operator or failure to process or credit or debit any such Entry.
5. Stop Payments; Reversals and Recalls; Rejections.
more Entries must be received by Bank in such time and manner as Bank specifies. Bank will process these transactions in accordance with y reversal or recall initiated by Bank is subject to acceptance by the RDFI. Instructions to reverse or recall an ACH Credit Entry that are not initiated by Customer in time to meet the prescribed NACHA deadline for reversals may be originated by Bank as a Debit Entry; Customer shall obtain authorization from the Receiver in accordance with the Rules for any such Debit Entry and all other terms of these Service Terms applicable to Debit Entries shall apply. Entries or other instructions may not be amended or modified.
If Customer originates Debit Entries to an account or accounts at a financial institution that is not a Participating Depository Financial Institution in - ll be rejected unless Customer subscribes -ACH Eligible Account by preparing
a remotely created check, as such term is defined in Federal Reser drawn in the amount and on the Nonignated account with Bank, Such RCC will thereafter be processed through the check clearing system. If the Customer is using such service, the Customer hereby authorizes the Bank to create each RCC as described herein and the Customer warrants to the Bank, with respect to each RCC, that the person on whose account the RCC is drawn authorized the issuance of such RCC in the amount based upon an
unauthorized RCC. All other terms herein related to Entries shall also apply to RCCs created under this Section. The Bank shall not create or process RCCs or other paper drafts in lieu of ACH Debits under any circumstances other than for Non-ACH Eligible Accounts and only when the Bank has consented to provide such service, even if the Customer includes an instruction in its file for the Bank to otherwise originate an RCC or paper draft.
6. Third Party Service Providers. Customer may choose to use a third party service provider or service bureau to issue Entries or other or other instructions,
Custom responsible
7. Notification to Bank if Customer is or Becomes a Third Party Sender. Customer will not initiate Entries as a Third Party Sender or otherwise originate Debit Entries or Credit Entries on behalf or for the benefit of other persons or entities without prior notification to, and approval of, the Bank. Accordingly, Customer will notify Bank if Customer at any time intends to become a Third Party Sender and will not commence and will not commence such activity unless and until Bank approval is obtained.
8. IAT Entries. If Customer is originating Entries that are required to be formatted under the Rules as IAT Entries, Customer will comply with all els that support IAT
omer as to which
s can be used for IAT origination.
If a foreign currency conversion is performed by Bank in connection with an IAT Entry, Customer acknowledges that the foreign currency exchange rates fluctuate, and accepts the risk of such fluctuation, including fluctuations in rate between the time Customer submits the Entry Data Instructions and the time the transaction is executed and/or reversed, returned or recalled. Any payment returns and/or reversals will be and Customer is responsible for any rate fluctuations.
In the event of an erroneous or duplicate IAT Entry originated for payment to a receiving bank outside the United States, the rights of Bank and Customer with respect to reversal or recall of such Entry are subject to the laws, regulations and payment syst jurisdiction.
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of such Entries
for OFAC compliance. Further, Customer understands and acknowledges that unlike PPD Credit Entries, there is no requirement under the Rules that IAT Credit Entries that are made available to an RDFI by its ACH operator by 5:00 pm on the banking day prior to the Settlement Date be made available to the Receiver at the opening of business on the Settlement date; cleared IAT Credit Entries must be made available no later than the Settlement Date of the Entry, but funds are not required to be available at opening of business on the Settlement Date.
9. Same Day Entries. The terms set forth in this Section 9 apply to any Same Day Entry, as such term is defined in the Rules, originated by the Customer. From and after the effective date specified under the Rules for Same Day Credit Entries and Same Day Debit Entries (or such other dates as may be communicated to the Customer by the Bank), subject to the conditions set forth in this Section 9, any Credit Entry or Debit Entry submitted to the Bank that meets the criteria set forth in the Rules for a Same Day E the Bank in such time and manner as to enable same day processing and settlement by the applicable ACH Operator and RDFI.
The Bank may, in its sole discretion, provide the Same Day ACH Service to its customer segments on either an opt-out basis or an opt-in basis. If the Service is provided to the Customer on an opt-out basis, any Credit Entry or Debit Entry transmitted to the Bank in the name of the Customer that meets the Same Day Criteria may be processed as a Same Day Entry (from and after the Respective Implementation Date), and the Customer will be charged applicable fees for such processing. The Customer may elect to exclude transactions from Same Day ACH processing by notifying the Bank in writing (or by such other means as the Bank may specify) of specified Company IDs that the Customer wants to exclude from Same Day ACH processing even if the Same Day Criteria are met. In such case, the Bank will exclude files/Entries with such Company IDs from the Service. If the Service is provided to the Customer on an opt-in basis, the Customer may request that its originated Entries meeting the Same Day Criteria be processed on a same day basis; otherwise, such Entries will not be processed on a same day basis. As a result of the implementation of the Same Day ACH processing, there may be changes to the posting times for Entries; Same Day ACH Entries as well as Entries originated to an posting was occurring prior to implementation of Same Day ACH processing. Notwithstanding anything to the contrary contained in these Service Terms, certain Bank transmission channels will not provide capability for origination of Same Day ACH Entries or will provide such capability at a later time than other channels.
10. Incorporation of Account Documentation; Termination. The provisions of the account documentation, including terms and conditions governing the operation of business accounts and services, are incorporated into these Service Terms by reference. By acknowledging or signing the applicable account documentation or by using or continuing to use the ACH Origination Services, Customer agrees to these Service tion, Bank shall have the right to terminate or suspend these 421
ACH TRANSACTION BLOCKING ACH TRANSACTION BLOCKING V1.4_09_27_24
WITH POSITIVE PAY AND ACH TRANSACTION REVIEW SERVICE TERMS
1. ACH Transaction Blocking
(a) Service. JPMorgan Chase Bank, N.A.
se Bank in a
manner and form acceptable to Bank. Bank will return any blocked transaction indicating that the ACH debit was not authorized or that the ACH credit was refused.
(b) Company IDs. If Customer elects an option that blocks or allows ACH debits or credits from specified companies, Customer will be solely responsible for obtaining the correct Company ID for each such Originator. Customer must supply the Bank, through the designated user interface, with the applicable ACH Company ID of the Originator as it appears on the Company/Batch Header Record. The Company ID will be the sole criterion for blocking debit and credit entries (unless Customer has also set maximum dollar limits) and Bank will have no obligation to take any other steps to determine the identity of the Originator Customer understands that Company IDs are not unique and that a Company ID may identify more than one Originator, and one Originator may have multiple Company IDs. Customer understands that Company IDs are not a perfect filter and that transactions from Originators may be blocked or allowed if the Originator uses a Company ID other than the one Customer identifies. Bank will not be responsible for transactions blocked or allowed in accordance with the instructions Customer provides for the Company ID.
2. ACH Transaction Blocking with Positive Pay
(a) Service. Bank also provides a service that allows Customers who are currently setup on ACH Transaction Blocking to elect an optional feature which provides notification to Customers prior to posting or return of any ACH debit entries and/or credit entries identified as unauthorized and/or authorized, regardless of established ACH Transaction blocking parameters set by Customer. (b) Bank will provide such notification to Customer by a method prescribed by Bank, and Customer shall have an opportunity to provide instructions to Bank prior to a designated cut- - either (a) cifies return of
such Entry), or (b) return the debit Entries and/or credit Entries instead of allowing them to be proc Profile rule specifies processing of such transactions). If the Customer does not provide such instructions prior to such designated cut-off time or if an Entry with a same day effective date is received after such designated cut-off time, Bank will disposition such Entries in (c) Additionally, Customer may provide instructions to Bank prior to a designated Entry cut-off time, and in a manner and form acceptable to the Bank to add allowable or non-allowable IDs to their ACH Transaction Blocking profile rule directly from transactions details presented for decisioning.
(d) Settlement and availability of funds may be delayed as a result of an ACH transaction held until the Cut-Off Time.
3. ACH Transaction Review
(a) Service. nt
with Bank and to instruct Bank to return some or all of these transactions. Customer shall use filter criteria available through the service to select the types or categories of incoming ACH debit and/or credit transactions it wishes to review or Customer may elect to review all incoming ACH transactions subject to Section 3(d) below. (b) Review and Return Process. Based upon the filter criteria selected by the Customer, ACH transactions meeting that criteria will be made available for Customer to review not later than a designated time on the banking day following the day on which the transactions are posted to th
name, standard entry class code and settlement date.
(c) -off time on the same
day as transaction information is made available for those transactions, if any, that are unauthorized and that Customer wishes to return.
Bank is entitled to rely on any instructions which it receives and which it reasonably believes to be genuine. Bank shall return all such ad been posted. All transactions
reported to Customer as to which Bank does not receive a timely return instruction from Customer will remain posted or be returned based on the Transaction Review profile default decision setting established by the Customer. 422
(d) Certain Reviewed Transactions Maybe Returned/Posted Despite Instructions. Certain transactions reviewed and approved by the count to cover
the amount of an ACH debit or other charge, (ii) a stop payment was previously placed on the transaction, or (iii) the Bank determines the transaction must be returned for legal or regulatory reasons. Certain transactions that the Customer advises should be returned may t to its
internal procedures in order to comply with applicable law, regulations or payment system rules or guidance.
4. ACH Transactions Not Subject to ACH Transaction Blocking, ACH Transaction Blocking with Positive Pay or ACH Transaction Review.
Notwithstanding anything to the contrary in these Service terms, the following types of ACH transactions will not be made ava review and decisioning:
reversals of previously received ACH entries.
returns or reversals by the RDFI of ACH entries originated by Customer through Bank; reclamation entries;
debits or ions,
and
if Customer is also subscribing to the ACH Transaction Blocking service, any transactions blocked and returned pursuant to that service.
5. Incorporation of Account Documentation. The provisions of the account documentation, including terms and conditions governing the operation of business accounts and services, are incorporated into these Service Terms by reference. By acknowledging or signing the applicable account documentation or by using or continuing to use the ACH Transaction Blocking and/or Transaction Review Services, Customer agrees to these Service Terms.
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U.S. FUNDS TRANSFER
of the payment to
destinations around the world. Customers use USD funds transfer services (as opposed to checks or ACH payment services) when they seek sameday settlement with intraday finality and irrevocability of payments
1. Service. The Customer may issue payment orders against its accounts with the Bank by means of SWIFT, electronically, by telephone or by such other method as the Customer and the Bank may agree upon. All funds transfer instructions sent to the Bank shall be in the format specified by the Bank and must be received by the Bank no later than such time as may be established by the Bank upon notice to the Customer. The ndard payment
such field as the Bank specifies, the Bank will endeavor, but will have no orders, funds
y the Bank on the payment value date until processed. The Bank will have no liability for failure to process payments by the time requested by the Customer.
2. Security Procedures. All payment orders and communications requesting amendment of payment orders issued in the Customer's name are subject to verification by the Bank in accordance with the security procedures agreed upon between the Customer and the Bank. Such security procedures may be set forth in written agreements between the Customer and the Bank.
3. Advices. The Customer may subscribe to Bank services for the delivery of accountdesignated by the Customer, including but not limited to information relating to credits and debits to a Customer account, and the return or rejection of certain payments. Advices may be sent via SWIFT or to devices capable of receiving text messages, such as alphanumeric pagers and cellular phones, or as otherwise agreed upon by the parties. The Customer is responsible for maintaining the accuracy of the information that is required to deliver such Advices, including but not limited to the address and/or telephone number of the recipient and, if applicable, the messaging components and conditions that will trigger the transmission of the Advices.
4. Processing. The Bank reserves the right to use any funds transfer system and any intermediary bank in the execution of any funds transfer Instruction and may otherwise use any means of executing the funds transfer Instruction which the Bank deems reasonable in the circumstances. any intermediary bank
Instruction may make payment on the basis of the identifying number even though it identifies a person different from the named beneficiary.
5. Same-Day Amendment and Cancellation Service. The Customer may subscribe to a service to enable same-day amendment and cancellation sages sent to
the Bank shall be in the format specified by the Bank and must be received by the Bank no later than such time as may be established by the Bank upon notice to the Customer.
6. Reference Pattern Search. The Customer may subscribe to a service to enable the Customer to instruct the Bank to repair information on incoming and outgoing payment orders, and to perform additional services related to beneficiary deduction services. The Customer shall comply with such formatting requirements specified by the Bank in connection with such services. In connection with beneficiary deduction services, the Customer represents and warrants that it has obtained all necessary authorizations to enable the Bank to deduct transaction charges from the funds transfer amount payable to the beneficiary.
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U.S. FUNDS TRANSFER BY CHECK SERVICE TERMS V1.0_07_05
dollar checks
("Disbursement Checks") payable to the order of payees and in amounts designated by the Customer for distribution.
1. Requests for Disbursement Checks. All requests for Disbursement Checks must be transmitted to the Bank via authenticated SWIFT transmission, or one of the Bank's proprietary access mechanisms. The Customer shall transmit the requests in such format as the Bank specifies from time to time. The Bank may (but shall have no obligation to) process requests that do not conform to these Service Terms and may impose additional fees for such processing.
2. Issuance. one banking day of the day on which the Bank receives the issuance request. The Bank will not honor requests to draw Disbursement Checks to any person or entity with whom or with which the Bank is prohibited to do business by law or regulation, or in any case where compliance would, in the Bank's judgment, conflict with applicable law or good banking practice. Disbursemen behalf substantially as follows:
Drawer : «Clientname»
By: JP Morgan Chase Bank, NA. as Agent for the Above - Named Drawer unt of the
issuance instruction.
3. Stop Payments Orders. The Customer may issue a stop payment order in respect of any Disbursement Check only by a message sent via authenticated SWIFT to a Bank location to be designated by the Bank and in the format designated by the Bank from time to time. Any stop payment Check.
The Customer shall pay a service fee for each stop payment order in the amount then in effect at such time the Customer issues the stop payment request.
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LOCKBOX SERVICE TERMS
Lockbox is a remittance processing Service offered to customers to support their accounts receivables business needs. The Cus deposits are sent to a Post Office Box and picked up by the Bank and delivered to or via courier for further pro deposit account.
1. Lockbox Service. The Bank shall provide the Customer remittance processing and deposit services as described in these Service Terms (the ustomer. The Bank will
maintain the Post Office Box for the Customer's remittances and will have unrestricted and exclusive access to the Post Office Box while providing the Lockbox Service. The Bank may direct the Customer to include specific codes or formats within its assigned address in order to ensure mail is identified correctly. The Customer is respo
delays in processing. Customer agrees not to send cash to the Bank in connection with the Lockbox Service. he Bank will open the
if applicable.
Upon completion of the remittance processing work, Bank will image the eligible Items and process them for credit to the Customer account or process for collection the Items received, except: (i) Items which the Customer has instructed the Bank in writing, and the Bank has agreed not to process; (ii) Items which the Bank believes should receive the Customer's special attention; (iii) Items for which the Customer is not the payee, unless (x) the Customer has instructed the Bank to accept all payees or (y) the Customer has provided proper authorization to process for credit or collection rocess such excepted Items or other matters or merchandise, but will forward them to the Customer unprocessed. The Bank assumes no responsibility for the inadvertent processing of Items excepted from processing. The Bank will process credit card payments as point of sale transactions, obtaining authorization as required by applicable card rules; provided, however, the Bank will not place phone calls for authorization of referrals or process credit transactions. The Bank shall not be deemed a merchant processor and shall not be liable for any data entry errors or any chargeback. The Bank assumes no liability for any matter or merchandise received through the Post Office which is not a depositable Item, including cash. Any failure by the Bank to process an Item other than as provided herein does not constitute a failure by the Bank to exercise ordinary care. The Customer irrevocably appoints the Bank (and all persons the Bank designates in connection with the Lockbox Service) to endorse Items with the be deemed to
make all of the warranties of a transferor of such Item under applicable law. (a) Services
or approval from
the Bank. Upon approval, the Customer will secure such services directly with the USPS or the CPC, as the case may be, and ensure the Bank is authorized to collect the mail. The Bank shall not be responsible for delays in processing due to USPS or the CPC, as the case may be, for such services or any other action taken or not taken by the USPS or the CPC, as the case may be.
(b) The Bank may, at its sole discretion, provide the Customer additional optional Services including, without limitation, Decision Manager (as defined below), non-deposit remittance Items (i.e., the Bank will process and deposit only Items that meet the Customer directed rules for deposit), early transmission of remittance data, customized grouping and sorting of Items (i.e,, the Customer instructs the Bank to further group and sort the contents of its mail according to criteria specified by the Customer) and imaging and additional data capture requirements er shall submit
to the Bank a completed implementation requirements document (the setting forth
the terms and conditions upon which such Value Added Services shall be provided to the Customer by the Bank. The Customer acknowledges - result in Items not being deposited until completion of such Preand remittance informatio ncorrect
tomer of such
Exception Items by posting such Exception Items on a designated website or application. The Customer must communicate its decision for Exception Items within the deadline indicated in the Statement of Work. The Customer agrees that the Bank shall not deposit such Exception Items until the Bank receives an instruction from the Customer. If the Customer fails to provide an instruction within the timeline specified, the Bank will either return the Item unprocessed to the Customer or follow the default instruction specified in the Statement of Work. (c) If the amount of an Item written in words and figures differ, the Item will be processed for amount written in words. If the Item is accompanied by an invoice or statement and the amount on the statement matches the amount written in figures, and the Customer has requested, and the Bank has agreed, to process such Item for the amount written in figures, the Item may be processed for the amount written in figures. In the event the Bank processes the Item for the amount written in figures, the Customer indemnifies the Bank for any claim which may arise from that action.
(d) The Service is limited to Items drawn on domestic banks so to the extent the Bank notices that any Items drawn on foreign banks have been but at the sole
discretion of the Bank, the Bank may process or collect foreign checks on behalf of Customer subject to terms and conditions in the Account Documentation.
426
2. Schedule provided to the Customer. The Customer agrees that Items that require special handling may receive delayed availability.
3. Returned Items; Re-presentment. If any Item is rejected, reversed, or returned to the Bank unpaid for any reason or there is a claim involving an Item deposited to the Customer Account, the Bank will charge back that Item, together with any fees or other amounts allowed on such claims or for returned Items, against the Customer Account, regardless of whether such debit causes an overdraft to the Customer Account. If, however, the Bank has been instructed in writing by the Customer to re-present Items which have been dishonored or returned to the Bank unpaid for reasons other than account closed, the Bank may do so automatically and without notice to the Customer, and the Bank reserves the same rights to debit the Customer Account should any such Items remain unpaid after the re-presentment.
4. Original Documents; Image Storage. Unless the Bank has agreed otherwise, the Bank will image all Items and associated remittances and retain original documents on site for no longer than fourteen (14) days. All original documents will be destroyed fourteen (14) days after processing. The Bank will store Imaged Items for a period of seven (7) years from the date of the applicable transaction regardless of any additional imaging service requested by the Customer If the Customer elects, the Bank will provide images of the Items ("Imaged Items") received together with images of related documents ("Imaged Documents"), through a delivery media ("Delivery Media") at the intervals agreed upon between the Bank and the Customer. If the Customer elects storage of Imaged Documents, the Bank will store Imaged Documents for a period of thirty (30) days (Short Term ection. If the Customer
elects to image and not store Imaged Documents with the Bank, such images will be delivered to the Customer through the Delivery Media.
5. Security for Imaged Items. The Bank has specified Security Procedures for receiving and accessing Imaged Items, Imaged Documents and lockbox transaction data. The Bank is not obligated to send any images or data or allow access through the Delivery Media to any images or data which are not requested or accessed in accordance with the Security Procedures. The Customer acknowledges that once it has accessed images by any Delivery Media, persons having access to the Customer's computers and image archives may have access to the Imaged Items, Imaged Documents and lockbox transaction data.
6. Accuracy; Legibility. The information delivered to the Customer through the Delivery Media will be the same as the information in the data entry file provided to the Customer for the applicable time period. If the data entry file contains errors, those errors will also occur on the Delivery Media.
The Bank will provide images that are as legible as possible given the legibility of the underlying remittance documents and the selected Delivery Media. The Bank has no liability or responsibility for the condition of the original remittance items provided to the Bank, and it reserves the right to review and approve sample remittance items for legibility prior to providing this Service. The Customer is responsible for reviewing images obtained through the Delivery Media and to promptly notify the Bank of any images that are not clear.
7. subject to various
cut- no duty to inquire as to the
content of any such Disclosures, is not bound by them, and makes no representations or warranties, explicitly or implicitly, regarding same. The Customer is responsible for ensuring that the processing and payment cut-off times established by the Bank are in compliance with the Disclosures 427
COIN & CURRENCY SERVICE TERMS V1.6_12_06_19
I. SERVICE
JPMorgan Chase Bank, N.A. (the "Bank") will provide Customer with one or more of the coin and currency services listed below (each a "Service") uding terms and
are incorporated into these Service Terms by reference. By signing the applicable Account Documentation or by using or continuing to use any of these Services, the Customer agrees to these Service Terms.
II. CASH ORDERS
1. Cash Orders.
rier service
knowledges that
Cash Orders can be transmitted to the Bank only during such time as set forth in the guidelines. The Bank is authorized to debit the account Bank has agreed to such an arrangement,
s in the designated account, the Bank is authorized to refuse the Cash Order, to fill a partial Cash Order, to debit the designated account even if such debit causes an overdraft, or to debit any other account of the Customer at the Bank.
2. Cash Limits.
3. Discrepancies for Cash Orders.
All Cash Orders must be validated by the Customer within 24 hours of receipt. If a currency strap, coin bag or wrapped coin discrepancy is identified, the Customer may contact Cash Services Customer Support at 888-872-0517 to request a Cash Order Claim Form. The completed form and proper documentation must be sent to the Bank and post marked within 48 hours of receipt of the Cash Order. Any claims post marked after the 48 hour period may be denied and the Customer will have no right to request or receive an adjustment after such time period.
4. Cancellations and Amendments.
A Cash Order may be cancelled by the Customer telephonically, electronically or in writing by a person the Bank reasonably believes to be authorized to act on behalf of the Customer and only if the cancellation is received within a reasonable time before the Cash is delivered to hange in a
Cash Order it has received. Any attempt to amend a Cash Order electronically may result in duplicate Cash being delivered.
5. Notice of Rejection.
If the Bank rejects a Cash Order, it will promptly notify the Customer of the reason.
6. Notice of Execution.
The Bank will notify the Customer when it has executed a Cash Order. Unless, within three (3) business days after receipt of notification of the execution of a Cash Order, the Customer notifies the Bank in writing that a Cash Order was unauthorized or otherwise unenforceable against the Customer, the Bank shall not be liable for executing the Cash Order as notified, including any loss of interest.
7. Security Procedure.
The Customer must place a Cash Order using a touch-tone telephone, or other electronic communications device mutually agreed upon by the Customer and the Bank, based upon codes assigned by the Bank to the Customer which identify the Customer and the location e of Codes constitutes a security procedure for verifying the authenticity of a Cash Order he Codes. The
Bank is not responsible or liable for detecting any error in the transmission or content of any Cash Order or Cancellation and the Security Procedure is not intended to detect any such error. No agreement or instruction of the Customer restricting acceptance of any Cash Order or Cancellation is binding on the Bank, except as set forth in these Service Terms or in a writing signed by the Customer and the Bank. These Security Procedures do not apply to Cash Order requests made by the Customer at one of our branch locations when the Customer is making 428
8. Geographical Limitations for Cash Orders. The Customer represents and warrants that all Cash Orders will be used by Customer in its .
III. CASH DEPOSITS
1. Standard Courier Service.
The Customer may deliver and pick up shipments of cash or checks to or from the Bank by using the services of a courier that has been mended from
time to time, and must maintain all licenses and permits required by law in addition to adequate insurance to cover its liabilities in providing courier services. The Bank may refuse to permit any courier to enter its premises with or without cause, in which case the Bank will use reasonable efforts to promptly notify the Customer. With regard to the Customer's couriers, the Customer is responsible for any individual's actions while at the Bank's facilities including theft, property damage, intentional crimes and any other act or omission even if such actions would be considered outside the scope of their employment and whether the individual is impersonating an employee of the courier if the Bank has followed its customary procedures for identifying the individual.
2. Deposit Presentment and Processing for Standard Courier Service. -proof plastic security
he bags may also contain
nk will open
the bags and process the deposits.
a) Delivery to Vault. If the Bank agrees to accept the Customer deposits at a vault location, the Bank will provide a receipt indicating the number of bags it has received. This receipt is not an acknowledgment of the contents of any bag, nor is any telephonic or other acknowledgment of a deposit of which the Customer notifies the Bank by telephone or by electronic means. b) Delivery to Branch for Delayed Processing. If the Bank agrees to accept your deposits at a branch location, the Bank will not verify the amount of the deposits at the time of receipt, but will provide the Customer with a receipt showing the amount indicated deposit slip. This receipt is not an acknowledgment of the contents of any bag.
3. Courier Service through the use of a Smart Safe or Recycler Machine.
The Customer may use the services of a courier that has been ired by law in
addition to adequate insurance to cover its liabilities in providing courier services. The Bank may refuse to permit any courier to enter its premises with or without cause, in which case the Bank will use reasonable efforts to promptly notify the Customer. The Customer will receive provisional cre ed
to transmit the Cash information only with regard to the Deposit Cassette component of the machine to the Bank on the Custome behalf he courier will
Bank to instruct the courier to
Service Terms,
into such component and only the courier is able to
access such Cash once it is placed in the Deposit Cassette.
4. Deposit Presentment and Processing Courier Service through the use of a Smart Safe or Recycler Machine.
The Customer agrees that once the Cash is in the Deposit Cassette component of the machine, the Customer no longer has any ownership, control or rights with regard to the physical Cash and that the Bank is authorized to rely upon the transmitted information f courier with
the verification of the Cash from the Deposit Cassette component of the machine and has transmitted the deposit/adjustment information to the amount credited
n with its courier.
5. Revocation of Provisional Credit.
The Customer agrees that the courier will pick up the Cash from the Smart Safe, deliver it to the vault and complete the verification process at least every seven (7) calendar days (or as otherwise agreed to by the Bank). In the event the courier does not retrieve the Cash from the Smart Safe for whatever reason, within such time frame, or otherwise deliver the Cash to a vault location, Customer authorizes the Bank to tion and without prior notice, even if doing so creates or increases an overdraft.
6. Discrepancies.
All deposits are subject to verification. If there are differences between the amount credited by the Bank and the amount shown on the deposit slip prepared by the Customer, the receipt provided to the Customer or its agent upon initial presentment or the transmission received from 429
-counted for discrepancies over the minimum amount specified in the Cash Vault on questionnaire will
be notified of the adjustment, and an adjustment fee will be charged. If the discrepancy is in the Threshold amount or less, the Bank will not ent fee will be charged.
and records as to its receipt of any bag and as to the contents of any bag is conclusive and binding on the Customer.
7. Geographical Limitations for Cash Deposits.
United States.
Cross-border cash deposits (i.e., cash brought into the United States from outside the United States) are strictly prohibited
8. Relationship upon Delivery of Bags.
Until the Bank counts or re-counts the contents of the bags and any claimed contents of the bags. The Customer should not include anything in a bag other than Cash and its deposit slip, and the Bank shall have no responsibility or liability if there is any other property included or claimed to have been included in a bag
9. Deliveries to an Unattended Facility.
If the Bank agrees to allow the Customer to use one of our unattended facilities (including but not limited to a night depository or commercial ATM) the Bank may provide the Customer with an access device (such as a key or card that may require a Personal Identification Number delivered to
eipt from an unattended facility, the receipt is not
ourier agent
the Customer is a licensee only and the Bank has no responsibility for the safety of the Customer or its Courier while at such facility.
10.Liability at Unattended Facility.
The Customer assumes all risks of using any unattended facilities, including risks of theft, robbery and personal injury; the Bank is not responsible if a facility fails to operate properly in any way, to verify that its bags have dropped down completely into the facility and the Customer agrees that it will not leave any bags in any facility that does not appear to be operating properly. The Bank will not be liable to the Customer if any unattended facility, tele-entry or online system is closed or otherwise unavailable for use at any time 430
POSITIVE PAY, REVERSE POSITIVE PAY AND V1.5_01_04_23
PAYEE VERIFICATION SERVICE TERMS
JPMorgan Chase Bank, N.A. (the "Bank") will provide Customer, in accordance with the provisions set forth in these Positive Pay, Reverse Positive ice") that help prevent
documentation, including terms and conditions governing the operation of business accounts and services as well as other service guides or material corporated into these Service Terms by reference. By signing the applicable Account Documentation or by using or continuing to use any of these Services, the Customer agrees to these Service Terms.
1. Services.
With Positive Pay, the Customer sends check issuance information to the Bank and the Bank compares such information to Items being presented for payment. With Reverse Positive Pay, the Bank sends the Customer information on Items that have been presented for payment. and the Customer does its own comparison. Payee Verification is an enhanced feature for Positive Pay whereby the Customer includes payee name information, and the Bank compares such information against the payee names on Items that have been presented for payment. As a condition precedent for receiving Payee Verification, the Customer must be receiving Positive Pay in connection with the same Account.
2. Issuance Information.
(ii) Item serial number;
(iii) dollar amount; (iv) issue date (not as part of Reverse Positive Pay); and (v) for Payee Verification only, the payee name. For Positive Pay and Payee Verification, the Customer must provide the Bank the Issuance Information by the banking day on which the Customer issues Items by means of a mutually-agreed-upon transmission method. With Positive Pay, the Bank will compare items (i), (ii) and (iii) (and, in the case of Payee Verification, item (v)) of the Issuance Information with the applicable information from the Items presented to the Bank for payment against the Account. If Customer has properly set up an issue date limitation, then Bank will compare the date the Item has been paid with the issue date in the Issuance Information. For Reverse Positive Pay, the Bank will provide the Customer access to the Issuance Information, and the Customer will compare such information with the Items Customer has issued.
3. Discrepancies.
For Positive Pay and Payee Verification, if an Item is presented to the Bank for which it has not received timely Issuance Information or that contains information different from the Issuance Information for that Item, the Bank will notify the Customer by means of a mutually agreed upon method, by the designated time of the Banking Day following the Banking Day the Item is presented to the Bank for payment. If Customer fails to provide the Issuance Information (including, in the case of Payee Verification, the payee name) in the file format required by the Bank, the Bank will not be liable for failing to detect any discrepancy between the Item and the Issuance Information or for processing and payment of such Item. The Customer shall advise the Bank by means of a mutually agreed upon method by the designated time on that same Banking Day whether any such Item is m for which a
Presentment Decision is requested, the Bank is authorized to return such Item unless otherwise agreed by the Customer and the Bank. For Reverse Positive Pay, the Bank will provide access to the Issuance Information to the Customer of Items presented for payment; the Customer shall advise the Bank by means of a mutually agreed upon method by the designated time on that same Banking Day whether any such Item is not authorized for payment, and in the event that the Customer fails to timely inform the Bank as required, the Bank is authorized to pay such Item(s) unless otherwise agreed by the Customer and the Bank. The Bank is entitled to rely on any Instructions by the Customer which it receives and which it reasonably believes to be genuine. If a Customer attempts to change an Instruction previously given by sending an email or other message to the , Sunday or
other day on which Bank is or is authorized or required by law to be open for business.
4. Payee Verification Additional Terms.
For Payee Verification, Customer acknowledges that Items which have been converted to ACH transactions prior to being presented for payment will not be eligible for this service and the payee name information will not be compared to the Issuance Information for Items that have been converted to ACH transactions. The Bank reserves the right to set a threshold amount for Items (as may be revised by the Bank from time to time) ems below the Threshold Amount will be handled according f the discrepancy
would have otherwise been detected under this Service. With regard to Payee Verification, the Bank will compare the payee name provided in the Issuance Information to the payee lines contained in the name/address block identified on the Item (presented as provided for -up requirements) and will otherwise be limited to those parameters specifically agreed to by the Customer and Bank. Customer understands that Bank will not be liable to Customer (i) for any discrepancy in the payee name if the discrepancy was not detected due to the check stock or the print r (ii) for any discrepancy
in the payee name if the payee name was handwritten on the Item.
5. Voided Items and Stop Payments. physically in the
Item is no longer physically in its
ccount
Documentation. If the Customer does not place a stop payment request for an Item not phy 431
h Item and (ii) that
a stop payment on such Item.
6. Item Payment.
The Bank is not obligated to maintain signature cards for the Account and whether or not the Bank does maintain such signature cards, in no event shall the Bank be obligated to inspect any Item for the presence or authenticity of any signature or to determine whether any signature is authorized. l constitute the
exercise of good faith and ordinary care by the Bank in handling Items presented for payment against the Account.
7. Over the Counter Presentment and Encashment.
locations. If an Item
nt is under the Positive Pay or Payee
Verification Service, the Customer authorizes the Bank to pay such Item at the teller line based upon the Issuance Information. If an Item is line and the account is under the Reverse Positive Pay Service, (i) the sumes the risk of
any loss that would have been prevented through the use of Positive Pay or Payee Verification services; and (iii) Customer agrees to unconditionally release, indemnify and hold harmless the Bank against any and all liability loss or claim relating to an Item being cashed or returned over-the- cou
8. Non-Standard Items.
-up requirements for Items to be eligible for the Services (including, without limitation, any Item printed without magnetic ink character recognition (MICR), any Item which has a MICR line in a location unacceptable - acknowledges that (i) the use of Non-Standard Items may increase the likelihood of fraud, such Non-Standard Items may not be accepted for deposit at financial institutions, and the use of Non-Standard Items may lead to processing delays in the failure of such Non-Standard Items to systemically be matched to the Issuance Information at the time they are presented to the Bank for payment, and (ii) the use of Non-Standard Items -Standard Items may not be able to be
returned within the legal timeframe. Customer acknowledges that Non-Standard Items may be treated as non-cash items for purposes of Regulation CC.
Customer agrees that the Bank may, without liability to Customer, refuse to deposit any Non-Standard Item, including, without limitation, refusing Non-Standard Items which result in
the Issuance
Information to the Item at the time it is presented for payment) constitutes negligence contributing to the making of an unauthorized signature and/or - that the Customer claims is an Unauthorized Item, (a) Customer assumes the risk of loss to the extent that such Service(s) would have detected ainst the Bank, and
the Bank shall have no obligation or liability to Customer to recredit any such account for any such loss, and (c) the Bank will have exercised ordinary care if it pays an Item drawn on any Customer account based upon industry standards without any further inspection of any such Item, even if it is an Unauthorized Item.
9. Incomplete Activations and Service Suspensions.
Customer agrees that the Bank shall have no obligation or liability to Customer in accordance with these Service Terms (i) in the event the Services are suspended by Bank in accordance with the Account Documentation; or (ii) prior to Customer taking all required steps to fully implement the on the applicable Bank
electronic channel). Customer also understands that it may be billed for the Services notwithstanding that it has not taken all required steps to fully implement the Services.
432
J.P. MORGAN TREASURY SERVICES ELECTRONIC CHANNELS V4.4_01_24_25
SERVICE TERMS
1. Service and Service Terms.
Service Data
and for the electronic transmission to the Bank of messages, service requests, and payment and non- Instruction and from the Bank of messages, notifications and alerts, via the J.P. Morgan Access® Online, J.P. Morgan Access® Mobile, J.P. Morgan Host-toHost/managed file transfer and J.P. Morgan Treasury Services API channels. The Bank reserves the right to modify the applications and products Service Terms t
Service (collectively,
Account Documentation
Documentation and these Service Terms, the provisions of these Service Terms shall prevail. Capitalized terms used in these Service Terms, and not otherwise defined, have the meaning set forth in the Global Account Terms or other account terms applicable to the Customer. JPMorgan Chase Bank, N.A. is organized under the laws of U.S.A. with limited liability.
2. Security Procedures and Other Controls
2.1. General. The security procedures for each channel are set forth below, as may be modified on notice to the Customer through any medium Security Procedure
as that of the Customer, whether or not authorized, and notwithstanding that the Instruction may result in an overdraft of an Account. Controls unilaterally implemented by the Bank shall not be deemed to be Security Procedures for purposes hereof unless explicitly identified as such in writing. The Customer is responsible for implementing any procedures and requirements set forth in the applicable documentation provided to it by the Bank, as well as any subsequent modification to the procedures and requirements that are designed to strengthen the Security Procedures.
2.2. Security Procedures and Other Controls for Access Online and Mobile Channels.
2.2.1.Access Online.
is validation of a user ID and confidential password of an Authorized User (as defined in Section 2.6 below), validation of a token code generated by a Bank issued or approved security device (which, for the avoidance of doubt, includes software and hardware Security Device tion
review as specified in Section 2.5.
2.2.2.Access Mobile.
is (i) validation of the registration with the Bank of the mobile device used in the transaction, biometric identity verification of the Authorized User by a Bank-issued or approved method, entry of an accompanying PIN of an Authorized User (as defined in Section
2.6 below) and transaction review as specified in Section 2.5; (ii) validation of a user ID and confidential password of an Authorized User (as defined in Section 2.6 below), a token code generated by a Security Device assigned to that Authorized User and transaction review as specified in Section 2.5 or a combination of three or more factors in (i) and (ii).
2.2.3.Controls Offered to Customer. For Access Online and Mobile, the Customer may choose to apply certain controls offered by the responsible for choosing controls that are appropriate for the Customer taking into account, among other things, the nature and the
nature of its technical environment, internal accounting controls and information security policies and procedures (collectively, Customer Internal Controls
established in view of the Customer Internal Controls applied by the Customer. For the avoidance of doubt, none of the controls described in this Section are part of the Security Procedures for the channels.
2.3. Security Procedures and Certificate Procedures for Host-to-Host/Managed File Transfer Channel. The Security Procedure for verifying Host-to-Host/managed file transfer channel is authentication of a digital signature certificate, which authenticates transmitted files on the basis of the corresponding security key (the Signature Certificate review as provided in Section 2.5. The Customer and the Bank will use the following procedures for the use of a transport certificate, which establishes a secure session between the Bank a Transport Certificate Certificate
Security Key
2.3.1.Certificate Procedures and Requirements. The Customer shall comply with the Bank's procedures and requirements for Certificates and Security Keys notified to the Customer, including but not limited to Certificate validity period, key strength and cryptographic specifications, as amended from time to time. Any request to the Bank to add, update or delete a Security Key shall include the applicable Certificate, a text file or other physical representation of the public Security Key of such Certificate and any other information in the manner and form designated by the Bank. The Bank shall have the right to rely on any request that the Bank believes in good faith to have been sent by the designated security administrator ("Security Administrator"), notwithstanding that such Security Administrator may be a third party acting on behalf of the Customer.
2.3.2.Certificate Expiration. Notwithstanding any courtesy notifications the Bank may send to the Customer regarding the Customer's impending Certificate expiration, the Customer acknowledges that it is the Customer's sole responsibility to update the Certificate prior to its expiration date. The Bank shall have no liability for any loss or damage (including, for the avoidance of doubt, any indirect, special, punitive or consequential damages or losses) arising from the Customer's failure to timely update its Certificate. To allow 433
for proper execution of administrative procedures, and to prevent any lapse in service or emergency procedures, the Customer must request a Certificate change at least 30 days prior to actual Certificate expiration.
2.4. Security Procedure and Certificate/Token Procedures for API Channel. The Security Procedure for verifying payment Instructions given API channel is authentication of a Signature Certificate and transaction review as provided in Section 2.5.
2.4.1.Secure Session. The Customer and the Bank will establish a secure session between the Customer and the Bank by validation of either (i) a Transport Certificate or (ii) a Bank- API Token
2.4.2.Certificate Procedures and Requirements. The Customer and the Bank will use the procedures set forth in Sections 2.3.1 and 2.3.2 for the use of Certificates for the API channel.
2.4.3.API Token Procedures and Requirements. The Customer shall comply with the Bank's procedures and requirements for API Tokens, as amended from time to time, including but not limited to the generation and safekeeping of any credentials used for the validation of the API Token, notified to the Customer. The Bank shall have the right to revoke an API Token at any time, including in reliance on a request or communication related to an API Token that the Bank believes in good faith to have been sent by the Security Administrator, notwithstanding that such Security Administrator may be a third party acting on behalf of Customer. Any request to the Bank to update an API Token shall be made solely in the manner and form designated by the Bank.
2.5. Transaction Review. In addition to the Security Procedures described above, the applicable Security Procedure for each channel also includes transaction review based on various risk characteristics. The transaction review shall be conducted in accordance with commercially reasonable protocols selected by the Bank. Additional authentication from the Customer, such as call-back verification, may be required to complete certain transactions identified by the Bank through transaction review.
2.6. Confidentiality/Security Breach. The Customer will be responsible for safeguarding and ensuring that the Security Procedures, Security Devices, API Tokens and any credentials used for the validation of the API Token are known to and used (i) in the case of Access Online and Mobile, only Authorized Users -toHost/managed file transfer and API channels, only by the Security Administrators, as applicable. The Customer shall notify the Bank immediately in the event of any loss, theft or unauthorized use of a Security Procedure, a Security Device, API Token, any credentials used for the validation of the API Token or any other breach of security. The Bank may dishonor or disable any Security Device, API Token, any credentials used for the validation of the API Token or any aspect of the Security Procedures at any time without prior notice and will inform the Customer of the same. In addition, each Customer must implement its own physical and logical security, as well as management controls, that appropriately protect the hardware, software, and access controls used in the transaction process from unauthorized access and use.
2.7. Security Administrator Designation. The Customer shall designate Security Administrators who shall have equal authority as specified in Section 2.8 below. The Bank is entitled to rely on any such designation of a Security Administrator. The Customer agrees to notify the Bank of any change in Security Administrators in the manner and form designated by the Bank. Any such change shall be effective at such time as the Bank has received such notice and has had a reasonable opportunity to act upon it.
2.8. Security Administrator Responsibilities. Each Security Administrator shall be authorized by the Customer to and be responsible for (i) designating individuals as Authorized Users with respect to the Access Online and Mobile channels; (ii) identifying the functions of the Service that each Authorized User may access; (iii) requesting, creating, controlling, disseminating, and/or canceling user entitlements with respect to the Access O rresponding Security Keys or API Tokens and any credentials used for the validation of the API Token with respect to the Host-to-Host/managed file transfer and API channels, as applicable; (v) receiving and distributing materials, notices, documents and correspondence relating to the Security Procedures, as applicable; and (vi) advising each Authorized User of his/her obligations hereunder or under any of the applicable Account Documentation.
The Security Administrators shall provide to the Bank, upon the Access Online and Mobile channels. In the absence of a valid designation of a Security Administrator at any time or in the event that, after reasonable efforts, the Bank is unable to contact a Security Administrator, the Bank may deliver Security Devices, API Tokens (and any attendant credentials) and materials and deliver/receive Security Keys to/from any person authorized to act on behalf of the Customer with respect to the Accounts.
2.9. Processing. The Customer acknowledges that the application of the Security Procedures and any controls unilaterally implemented by the Bank may cause delays in processing Instructions or result in the Bank declining to execute an Instruction.
3. Open Network Access; Equipment
TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, ALL
WARRANTIES AND REPRESENTATIONS, EXPRESS, STATUTORY OR IMPLIED, WITH REGARD TO THE SERVICE ARE HEREBY
DISCLAIMED, INCLUDING ANY WARRANTIES OF MERCHANTABILITY, SATISFACTORY QUALITY, FITNESS FOR A PARTICULAR
PURPOSE AND COURSE OF DEALING OR USAGE OF TRADE OR WARRANTIES OF NON-INFRINGEMENT OR WARRANTIES AS TO ANY RESULTS TO BE OBTAINED FROM THE USE OF THE SERVICE. TO THE EXTENT THAT ANY IMPLIED WARRANTIES CANNOT BE DISCLAIMED UNDER APPLICABLE LAW, ANY SUCH IMPLIED WARRANTIES ARE LIMITED IN DURATION TO 30 DAYS FROM THE INITIAL DELIVERY DATE OF THE RELEVANT SERVICE. THE BANK AND ITS THIRD PARTY DATA AND SERVICE PROVIDERS DO NOT WARRANT
OR GUARANTEE THE SECURITY, SEQUENCE, TIMELINESS, ACCURACY, PERFORMANCE OR COMPLETENESS OF THE DATA OR THAT ANY PART OF THE SERVICE WILL BE ERROR-FREE, WITHOUT DELAY OR UNINTERRUPTED.
The Customer is responsible for, at its sole expense, obtaining, installing, maintaining and operating all browsers, software, hardware, System
notwithstanding that the Bank may recommend certain Systems or provide a link to a third party site where the Customer may download software.
The Customer shall at all times maintain current and effective anti-virus, anti-spyware or other security software and shall take all reasonable measures to maintain the security of its System. The Customer acknowledges that there are certain security, corruption, transmission error, and access availability risks associated with using open networks such as the Internet. The Customer further acknowledges that it has made an 434
independent assessment of the adequacy of the Internet, the System and the Security Procedures in connection with the use of the Service. The Customer assumes all risks and liabilities associated with the operation, performance and security of its System and the use of the Internet or other ware or programs,
s all such risks. The Customer shall not use any equipment, hardware, software or program that harms the Bank. The Customer agrees to indemnify and hold the Bank, and its agents, employees, officers and directors, harmless from and against any and all claims, damages, demands, judgments, liabilities, losses, costs and expenses arising, directly or indirectly, -party software or program. The Bank may in its discretion provide training or information on best practices to the Customer from time to time but in so doing it will not be considered a consultant or advisor with respect to cybersecurity.
4. Instructions; Data
4.1. The Customer shall be solely responsible for the genuineness and accuracy, both as to content and form, of all Instructions given to the
4.2. The Customer acknowledges that Data may not have been reviewed by the Bank, may be inaccurate, and may be periodically updated and adjusted. The Bank is not obligated to assure the accuracy of Data and will not be liable for any loss or damage arising out of the inaccuracy of Data. Further, the Bank shall have no liability for the receipt or viewing by any party of Data sent to the destinations designated by the Customer, including but not limited to email addresses, fax and telephone number(s).
5. Customer Warranties
The Customer represents, warrants and covenants to the Bank that: (i) prior to submitting any document or Instruction that designates Authorized Users, the Customer shall obtain from each individual referred to in such document or Instruction all necessary consents to enable the Bank to process the data set out therein for the purposes of providing the Service; (ii) the Customer has accurately designated in writing or electronically the geographic location of its Authorized Users and shall provide all updates to such information; (iii) the Customer shall not access the Service from any jurisdiction which the Bank informs the Customer or where the Customer has knowledge that the Service is not authorized; and (iv) the Security Procedures offered to the Custom
Procedures other than those expressly agreed by the Customer and the Bank. The Customer hereby represents, warrants and covenants to the Bank that these Service Terms constitute its legal and binding obligations enforceable in accordance with its terms.
6. Miscellaneous
6.1. The additional jurisdiction specific provisions set forth in the attached Exhibit are applicable to the Customer based on the domicile of the Users accessing the Service
from such jurisdiction or as a result of the location of such accounts in such jurisdiction, the jurisdictional specific provisions of that jurisdiction set forth in the attached Exhibit shall apply to the use of the Service by such Authorized Users.
6.2. These Service Terms shall be governed by and construed in accordance with the laws of the State of New York, USA (without reference to the conflict of laws rules thereof).
6.3. All disputes relating to or in connection with these Service Terms solely arising outside the United States shall be finally settled under the Rules of Arbitration of the International Chamber of Commerce by one or more arbitrators appointed in accordance with the said Rules. The place of arbitration shall be (i) Singapore where the dispute arises solely in Asia and (ii) London where the dispute arises elsewhere (other than the United States) and the arbitration shall be conducted in English, except that (a) disputes solely between a Customer domiciled in Economic
CIETAC
place of arbitration being Beijing and the arbitration being conducted in English; and (b) disputes involving a Customer domiciled in Taiwan shall be irrevocably submitted to the exclusive jurisdiction of the courts of the State of New York and the United States District Court located in the borough of Manhattan in New York City. With respect to any dispute, suit, action or proceedings arising in the United States relating to these Service Terms, the Customer irrevocably submits to the exclusive jurisdiction of the courts of the State of New York and the United States District Court located in the borough of Manhattan in New York City.
7. Mobile
7.1. on for the Bank
to send Data, message notifications and alerts through any communication service providers, including both Internet and telecommunications
7.2. Authorized Users may be required to accept an application agreement or license in order to download Access Mobile. The Customer acknowledges that the Account Documentation shall in all cases govern the provision of these services.
7.3. The Customer acknowledges that the Bank shall not be liable for any delays in any Data, message notification or alert delivered via any mobile device.
435
EXHIBIT A - JURISDICTION SPECIFIC PROVISIONS
A. Australia & New Zealand
To the extent that any supply made by the Bank under these Service Terms is a taxable supply for the purposes of the Australian Goods and Services Tax, or that goods and services tax under the New Zealand Goods and Services Tax Act 1985 is payable in respect of any supply under GST original amount
payable in respect of that taxable supply. Customer must pay the increased amount at the same time and in the same manner as the original amount.
B.
The Customer can access the Access Online channel via the URL: https://access.jpmorgan.com/. In terms of emergency or any other questions in relation to its access or use of the website or the Service, the Customer may refer to the contact information on the website or contact its representative of the Bank.
C. Indonesia
The Bank and the Customer agree that, for the effectiveness of any termination of these Service Terms or the Services provided hereunder, they hereby waive any provisions, procedures and operation of any applicable law to the extent a court order is required for the termination of these Service Terms and the Account Documentation as applicable to the services provided under these Service Terms. ence or willful
misconduct, the Customer acknowledges that the Bank shall not be liable for any delays in any Data, message notification or alert delivered via D. Malaysia/Labuan
In relation to accounts held in Malaysia (excluding Labuan) and/or where the Service is provided in Malaysia (excluding Labuan) references in the or where the Service is provided
vided by J.P.
Morgan Chase Bank Berhad shall be accessed through http://www.jpmorganaccess.com.my and the Customer undertakes not to access or utilize or attempt to access or utilize the Service through any other JPMorgan website.
E. Republic of China (Taiwan)
The Customer acknowledges that it will take steps to ensure it enters into the correct website before attempting to access the Service.
F. European Union.
ECD
it is not an individual) and agrees that the Bank shall not be required to make any disclosures or do any other thing which a non-consumer may agree not to require under the UK rules and legislation implementing the ECD. For further information on the Bank, please see "Notice regarding EU e-commerce information" in the Terms & Conditions on http://www.jpmorgan.com. thorized signatory
details) which may constitute personal data for the purposes of the data protection law. Such personal data may be collected by or on behalf of he Customer of
rvices and via other correspondence or communications between the Customer and the Bank.
www.jpmorgan.com/privacy/EMEA
ubjects.
The Customer agrees that it has an appropriate legal basis to provide personal data to the Bank and that the Customer will provide any requisite notice to individuals and ensure that there is a proper legal basis for the Bank to process the personal data as described in and for the purposes applicable data
protection and privacy laws.
436
G. Abu Dhabi Global Market
horized signatory
details) which may constitute personal data for the purposes of the applicable data protection laws, including the ADGM Data Protection Regulations www.jpmorgan.com/privacy/EMEA. The Bank will only process the personal data as described in and for the purposes detailed in such EMEA Privacy Policy. The EMEA Privacy Policy may be updated or revised from time to time without prior notice. The EMEA Privacy Policy may be used ying data subjects.
The Customer agrees that it has an appropriate legal basis to provide personal data to the Bank and that the Customer will provide any requisite notice to individuals and ensure that there is a proper legal basis for the Bank to process the personal data as described in and for the purposes applicable data
protection and privacy laws, including the ADGM Data Protection Regulations 2021. 437
*
Volumes and Balances on this Pro Forma are estimated. Actual volumes and balances may be different, which will result in different charges than are specified above.
** Denotes Service is a one-time charge and will not appear on customer statement on a monthly basis.
Pricing quoted herein is valid for 120 days from the date of this presentation Pro Forma Analysis
January 2026
Customer: City of American Canyon ECR Rate: 0.8400%
Balance Analysis *
Average Ledger Balance $3,421,000.00
Less Average Float $85,525.00
Average Collected Balance $3,335,475.00
Less Reserve Requirement Rate 0.00% $0.00
Average Available Balance $3,335,475.00
Less Balance Required $3,481,636.51
Net Available Balance -$146,161.51
Earnings Credit Allowance Rate 0.8400% $2,302.85
Total Charge For Services $2,403.76
Net Credit Amount -$100.91
Service Charge Amount: $100.91
Service Analysis *
Service Description
Number of
Units Unit Price Charge For Service Balance Required
ACCOUNT SERVICES
ACCOUNT MAINTENANCE 2 $25.0000 $50.00 $72,420.63
AUDIT CONFIRMATIONS 0 $20.0000 $0.00 $0.00
OD INTRADAY ITEM PAID 0 $34.0000 $0.00 $0.00
CREDIT POSTED- ELECTRONIC 324 $0.2500 $81.00 $117,321.43 DEBIT POSTED - ELECTRONIC 4 $0.2000 $0.80 $1,158.73
CASH CONCENTRATION MAINTMASTER 0 $30.0000 $0.00 $0.00
CASH CONCENTRATION MAINT SUB 0 $15.0000 $0.00 $0.00
Subtotal $131.80 $190,900.79
AUTOMATED CLEARING HOUSE
ACH MAINTENANCE 0 $30.0000 $0.00 $0.00
CREDIT ORIGINATED 0 $0.1400 $0.00 $0.00
438
*
Volumes and Balances on this Pro Forma are estimated. Actual volumes and balances may be different, which will result in different charges than are specified above.
** Denotes Service is a one-time charge and will not appear on customer statement on a monthly basis.
Service Analysis *
Service Description
Number of
Units Unit Price Charge For Service Balance Required
DEBIT ORIGINATED 0 $0.1400 $0.00 $0.00
DELETION / REVERSAL - MANUAL 0 $10.0000 $0.00 $0.00
** ACH IMPLEMENTATION-DIRECT SEND 0 $500.0000 $0.00 $0.00 CREDIT RECEIVED 322 $0.1000 $32.20 $46,638.89
DEBIT RECEIVED 0 $0.1000 $0.00 $0.00
RETURN ITEM 1 $1.0000 $1.00 $1,448.41
NOTIFICATION OF CHANGE 0 $3.0000 $0.00 $0.00
RETURN NOTIFICATION - ONLINE 1 $0.0000 $0.00 $0.00
NOTIF OF CHANGE - ONLINE 0 $0.3500 $0.00 $0.00
ELOCKBOX FILE PROCESSING 21 $10.0000 $210.00 $304,166.67 CREDIT ORIGINATED - JPM ACCESS 623 $0.1000 $62.30 $90,236.11 DEBIT ORIGINATED - JPM ACCESS 1 $0.1000 $0.10 $144.84
JPM ACCESS ACH MAINTENANCE 2 $10.0000 $20.00 $28,968.25 ELOCKBOX RETURN - ELECTRONIC 0 $2.5000 $0.00 $0.00
ELOCKBOX NOC - ELECTRONIC 0 $2.5000 $0.00 $0.00
DELETION / REVERSAL - ELEC 0 $5.0000 $0.00 $0.00
ACH BATCH/FILE PROCESSED 0 $20.0000 $0.00 $0.00
ADDENDA RECORD ORIGINATED 0 $0.1000 $0.00 $0.00
NOTIF OF CHANGE - EMAIL 0 $1.7500 $0.00 $0.00
RETURN NOTIFICATION - EMAIL 0 $0.5000 $0.00 $0.00
TRANSACTION BLOCK MAINTENANCE 2 $0.0000 $0.00 $0.00
ACH TRANS BLOCK AUTHORIZED ID 1 $0.0000 $0.00 $0.00
** ELOCKBOX IMPLEMENTATION 1 $1,000.0000 $1,000.00 $0.00 ELOCKBOX MAINTENANCE 1 $100.0000 $100.00 $144,841.27
ELOCKBOX TRANSACTION RECEIVED 707 $0.1500 $106.05 $153,604.17 ELOCKBOX ADDENDA RECEIVED 0 $0.0200 $0.00 $0.00
ELOCKBOX TRN REPAIR MAINT 0 $95.0000 $0.00 $0.00
ELOCKBOX TRN REPAIR ITEM EDIT 0 $0.5000 $0.00 $0.00
** ACH SOFTWARE CUSTOMIZATION 1 $0.0000 $0.00 $0.00
TRANSACTION SUMMARY REPORT 0 $10.0000 $0.00 $0.00
ACH ORIGINATED SAME DAY CREDIT 0 $0.5000 $0.00 $0.00
ACH ORIGINATED SAME DAY DEBIT 0 $0.5000 $0.00 $0.00
ACH ONLINE SAME DAY DEBIT 0 $0.7500 $0.00 $0.00
Subtotal $531.65 $770,048.61
439
*
Volumes and Balances on this Pro Forma are estimated. Actual volumes and balances may be different, which will result in different charges than are specified above.
** Denotes Service is a one-time charge and will not appear on customer statement on a monthly basis.
Service Analysis *
Service Description
Number of
Units Unit Price Charge For Service Balance Required
BAI/SWIFT/ISO REPORTING
** DT FILE IMPLEMENTATION FEE 0 $1,000.0000 $0.00 $0.00 H2H FILES TRANSMITTED OVER 67 0 $0.0000 $0.00 $0.00
H2H CURRENT DAY MONTHLY SVC 0 $150.0000 $0.00 $0.00
H2H ACCOUNTS REPORTED 0 $75.0000 $0.00 $0.00
H2H CHECK ITEMS REPORTED 0 $0.1500 $0.00 $0.00
H2H TRANS DETAIL REPORTED 0 $0.1500 $0.00 $0.00
H2H NON-CHECK ITEMS REPORTED 0 $0.1500 $0.00 $0.00
Subtotal $0.00 $0.00
BALANCE BASED CHARGES
BALANCE BASED CHARGES 1 $365.5300 $365.53 $529,438.29
Subtotal $365.53 $529,438.29
BANKING CENTER SERVICES
BRANCH CREDITS POSTED 0 $2.0000 $0.00 $0.00
BRANCH DEPOSIT IN NON STD BAG 0 $0.0000 $0.00 $0.00
BRANCH DEPOSIT ADJUSTMENT 0 $0.0000 $0.00 $0.00
NIGHT DROP CASH VERIFICATION 0 $0.0000 $0.00 $0.00
TELLER LINE CASH VERIFICATION 0 $0.0000 $0.00 $0.00
Subtotal $0.00 $0.00
DEPOSITORY SERVICES
CHECK DEPOSITED-ON US 0 $0.2000 $0.00 $0.00
CHECK DEPOSITED-TRANSIT 0 $0.2700 $0.00 $0.00
REMOTE DEPOSIT CAPTURE ITEM 1,336 $0.1500 $200.40 $290,261.90 REMOTE DEPOSIT CAPTURE MAINT 2 $20.0000 $40.00 $57,936.51 CREDITS POSTED 93 $1.0000 $93.00 $134,702.38
RETURN ITEM 2 $0.0000 $0.00 $0.00
RETURN - EMAIL NOTIFICATION 0 $1.0000 $0.00 $0.00
Subtotal $333.40 $482,900.79
DISBURSEMENT SERVICES
CHECK CASHING NON-ACCT HOLDER 0 $8.0000 $0.00 $0.00
STOP PAYMENT - MANUAL 0 $30.0000 $0.00 $0.00
STOP PAYMENT AUTOMATIC RENEWAL 0 $4.0000 $0.00 $0.00
440
*
Volumes and Balances on this Pro Forma are estimated. Actual volumes and balances may be different, which will result in different charges than are specified above.
** Denotes Service is a one-time charge and will not appear on customer statement on a monthly basis.
Service Analysis *
Service Description
Number of
Units Unit Price Charge For Service Balance Required
CHECK / DEBIT POSTED 221 $0.1200 $26.52 $38,411.90
IMAGE STORAGE PER ITEM 221 $0.0300 $6.63 $9,602.98
CHECK INQUIRY MAINTENANCE 2 $8.0000 $16.00 $23,174.60
RECON REPORT / STATEMENT MAINT 0 $5.0000 $0.00 $0.00
EXCEPTION NOTIFICATION - ACCT 2 $8.0000 $16.00 $23,174.60 STOP PAYMENT - ELECTRONIC 0 $25.0000 $0.00 $0.00
DATA DOWNLOAD 0 $20.0000 $0.00 $0.00
ISSUE INPUT UPLOAD 4 $1.0000 $4.00 $5,793.65
Subtotal $69.15 $100,157.74
INT REC & PAY - REPORT
ALERTS - PER ALERT 10 $0.0000 $0.00
1 $1.0000 $1.00
11 $1.00 $1,448.41
RECEIVABLES MAIN - REPORTS 0 $25.0000 $0.00 $0.00
RECEIVABLES MAINT - RETURNS 0 $25.0000 $0.00 $0.00
TRANSMISSION MAINT - INBOUND 0 $100.0000 $0.00 $0.00
TRANSMISSION MAINT - DATA 1 $100.0000 $100.00 $144,841.27 TRANSMISSION PER ITEM - DATA 753 $0.0300 $22.59 $32,719.64 RECEIVABLES MAINT - DOWNLOADS 0 $25.0000 $0.00 $0.00
TRANSMISSION MAINT - IMAGE 0 $100.0000 $0.00 $0.00
TRANSMISSION PER ITEM - IMAGE 0 $0.0300 $0.00 $0.00
Subtotal $123.59 $179,009.33
JPMORGAN ACCESS
MONTHLY SERVICE 1 $10.0000 $10.00 $14,484.13
ACCOUNTS REPORTED 2 $10.0000 $20.00 $28,968.25
TRANSACTIONS REPORTED - 90 DAY 0 $0.2000 $0.00 $0.00
TRANSACTIONS REPORTED - 1 YEAR 0 $0.2800 $0.00 $0.00
TRANSACTIONS REPORTED - 2 YEAR 418 $0.3200 $133.76 $193,739.68 EXTENDED TRANSACTION DETAIL 1,992 $0.0000 $0.00 $0.00
ACCT TRANSFER ITEM 0 $1.0000 $0.00 $0.00
Subtotal $163.76 $237,192.06
LIQUIDITY SERVICES
441
*
Volumes and Balances on this Pro Forma are estimated. Actual volumes and balances may be different, which will result in different charges than are specified above.
** Denotes Service is a one-time charge and will not appear on customer statement on a monthly basis.
Service Analysis *
Service Description
Number of
Units Unit Price Charge For Service Balance Required
INVESTMENT SWEEP - MAINT 0 $100.0000 $0.00 $0.00
Subtotal $0.00 $0.00
RECONCILIATION SERVICES
FULL RECONCILEMENT - PER ITEM 0 $0.0650 $0.00 $0.00
FULL RECONCILEMENT - MAINT 0 $75.0000 $0.00 $0.00
PAYEE NAME VERIFICATION 221 $0.0100 $2.21 $3,200.99
POSITIVE PAY MAINTENANCE 2 $0.0000 $0.00 $0.00
EXCEPTION ITEM 0 $2.5000 $0.00 $0.00
PP NON RECON MAINTENANCE 2 $15.0000 $30.00 $43,452.38
CHECK EXCEPTION RETURN 0 $20.0000 $0.00 $0.00
OUTPUT FILE 0 $15.0000 $0.00 $0.00
DATA ENTRY - MANUAL 0 $2.0000 $0.00 $0.00
IMAGE CAPTURE PER ITEM 221 $0.0450 $9.95 $14,411.71
Subtotal $42.16 $61,065.08
SCANNABLE LOCKBOX
SNLB SCANNABLE ITEM 651 $0.3000 $195.30 $282,875.00
SNLB OCR DOCUMENT 651 $0.0200 $13.02 $18,858.33
SNLB OCR DOC IMAGE CAPTURE 0 $0.0800 $0.00 $0.00
SNLB SORT - MANUAL 0 $0.2000 $0.00 $0.00
SNLB BALANCING 0 $0.1000 $0.00 $0.00
SNLB CREDIT CARD AUTHORIZATION 0 $2.0000 $0.00 $0.00
SNLB DUPLICATE DEPOSIT ADVICES 0 $60.0000 $0.00 $0.00
Subtotal $208.32 $301,733.33
VAULT SERVICES
VAULT DEPOSIT 12 $1.0000 $12.00 $17,380.95
VAULT DEPOSIT PER $1,000 31 $0.5000 $15.50 $22,450.40
VAULT MAINTENANCE 0 $0.0000 $0.00 $0.00
VAULT DEPOSIT ROLLED COIN 0 $0.3000 $0.00 $0.00
VAULT ORDER COIN ROLLS 0 $0.1200 $0.00 $0.00
VAULT ORDER - COIN ROLL BOX 0 $0.0600 $0.00 $0.00
VAULT ORDER COIN BAG LOOSE 0 $1.2500 $0.00 $0.00
VAULT STANDARD ORDERS 0 $6.0000 $0.00 $0.00
VAULT ORDER CURRENCY STD STRAP 0 $0.5000 $0.00 $0.00
442
*
Volumes and Balances on this Pro Forma are estimated. Actual volumes and balances may be different, which will result in different charges than are specified above.
** Denotes Service is a one-time charge and will not appear on customer statement on a monthly basis.
Service Analysis *
Service Description
Number of
Units Unit Price Charge For Service Balance Required
VAULT EXPEDITED SPECIAL ORDERS 0 $25.0000 $0.00 $0.00
VAULT ORDER CURR NON STD STRAP 0 $0.0250 $0.00 $0.00
VAULT DEP PARTIAL OR MIXED BAG 0 $7.5000 $0.00 $0.00
VAULT DEPOSIT STD COIN BAG 0 $2.0000 $0.00 $0.00
VAULT ENVELOPE DEPOSIT VERIF 0 $0.8500 $0.00 $0.00
VAULT DEPOSIT ADJUSTMENT 0 $0.0000 $0.00 $0.00
REMOTE CASH CAPTR DEP PER $1K 0 $1.2500 $0.00 $0.00
REMOTE CASH CAPTR PER LOC FEE 0 $100.0000 $0.00 $0.00
Subtotal $27.50 $39,831.35
WHOLESALE LOCKBOX
LOCKBOX - MAINT 1 $300.0000 $300.00 $434,523.81
WHOLESALE ITEM 102 $0.9500 $96.90
102 $96.90 $140,351.19
INCOMING COURIER PACKAGE 0 $25.0000 $0.00 $0.00
CASH PROCESSING 0 $11.0000 $0.00 $0.00
WNLB CREDIT CARD AUTHORIZATION 0 $2.0000 $0.00 $0.00
DATA CAPTURE 0 $0.0120 $0.00 $0.00
PAPER DELIVERY PREP 0 $0.3200 $0.00 $0.00
COURIER DELIVERY SERVICE 0 $2.5000 $0.00 $0.00
POSTAGE 0 $0.6179 $0.00 $0.00
** ADDITIONAL PROGRAMMING 0 $150.0000 $0.00 $0.00
WNLB SPECIAL PROCESSING MAINT 0 $100.0000 $0.00 $0.00
WNLB GROUP/SORTS - COMPLEX 0 $0.2000 $0.00 $0.00
WNLB BALANCING 0 $0.1500 $0.00 $0.00
SPECIAL HANDLING OTHER 0 $0.5000 $0.00 $0.00
ONLINE DECISION MGR MAINT 0 $150.0000 $0.00 $0.00
Subtotal $396.90 $574,875.00
WIRE - U.S.
ELECTRONIC BOOK DEBIT S/T 0 $5.0000 $0.00 $0.00
ELECTRONIC FED DEBIT S/T 1 $5.0000 $5.00 $7,242.06
ELECTRONIC CHIP DEBIT S/T 0 $5.0000 $0.00 $0.00
ELECTRONIC FX DEBIT 0 $40.0000 $0.00 $0.00
BOOK CREDIT 0 $3.0000 $0.00 $0.00
443
*
Volumes and Balances on this Pro Forma are estimated. Actual volumes and balances may be different, which will result in different charges than are specified above.
** Denotes Service is a one-time charge and will not appear on customer statement on a monthly basis.
Service Analysis *
Service Description
Number of
Units Unit Price Charge For Service Balance Required
FED CREDIT S/T 1 $5.0000 $5.00 $7,242.06
CHIPS CREDIT S/T 0 $5.0000 $0.00 $0.00
DRAWDOWN BOOK CREDIT - ELEC. 0 $5.0000 $0.00 $0.00
ESERVE SDA/SDC USAGE 0 $20.0000 $0.00 $0.00
Subtotal $10.00 $14,484.13
Total Charge For Services $2,403.76 $3,481,636.50
444
*
Volumes and Balances on this Pro Forma are estimated. Actual volumes and balances may be different, which will result in different charges than are specified above.
** Denotes Service is a one-time charge and will not appear on customer statement on a monthly basis.
Pro Forma Notes, Assumptions & Disclaimers
The ECR Rate offered above will be fixed for the duration of the contract period. It is applied to the monthly average collected balance and used to offset fees for monthly maintenance, transactions, cash management and additional banking services. Fees for additional products and services not included in this proforma analysis will be mutually agreed upon.
445
*
Volumes and Balances on this Pro Forma are estimated. Actual volumes and balances may be different, which will result in different charges than are specified above.
** Denotes Service is a one-time charge and will not appear on customer statement on a monthly basis.
Additional Pricing Detail
EXCEPTION ITEM 3263
Unit Price 2.5000
Tiered
Volume Price
11-20 2.0000
21+ 1.0000
H2H FILES TRANSMITTED OVER 67 3653
Unit Price 0.0000
Tiered
Volume Price
68+ 5.0000
H2H CURRENT DAY MONTHLY SVC 6080
Unit Price 0.0000
Flat Charge 150.0000
H2H CHECK ITEMS REPORTED 6093
Unit Price 0.0000
Ranged
Volume Price
1-1,000 0.1500
1,001-5,000 0.1000
5,001+ 0.0800
H2H NON-CHECK ITEMS REPORTED 6095
Unit Price 0.0000
Ranged
Volume Price
1-1,000 0.1500
1,001-5,000 0.1000
5,001+ 0.0800
CHECK EXCEPTION RETURN 3272
Unit Price 20.0000
Tiered
Volume Price
11-20 10.0000
21+ 0.0000
ELOCKBOX TRANSACTION RECEIVED 5490
Unit Price 0.0000
Min Charge 100.0000
Ranged
Volume Price
1-9,999 0.1500
10,000-24,999 0.1300
25,000-49,999 0.1100
50,000-99,999 0.0900
100,000+ 0.0700
H2H ACCOUNTS REPORTED 6085
Unit Price 0.0000
Ranged
Volume Price
1-10 75.0000
11-25 60.0000
26+ 50.0000
H2H TRANS DETAIL REPORTED 6094
Unit Price 0.0000
Ranged
Volume Price
1-1,000 0.1500
1,001-5,000 0.1000
5,001+ 0.0800
WHOLESALE ITEM 6106
Unit Price 0.0000
Ranged
Volume Price
1-350 0.9500
351-850 0.8500
851+ 0.7500
446
*
Volumes and Balances on this Pro Forma are estimated. Actual volumes and balances may be different, which will result in different charges than are specified above.
** Denotes Service is a one-time charge and will not appear on customer statement on a monthly basis.
ALERTS - PER ALERT 6191
Unit Price 0.0000
Tiered
Volume Price
11+ 1.0000
TELLER LINE CASH VERIFICATION 7174
Unit Price 0.0000
Tiered
Volume Price
10,001+ 0.0030
NIGHT DROP CASH VERIFICATION 7173
Unit Price 0.0000
Tiered
Volume Price
10,001+ 0.0030
447
CITY COUNCIL AGENDA
MARCH 17, 2026
STAFF REPORT
BUSINESS
ITEM NUMBER: 10.
TITLE
Fiscal and Budgetary Policies Update
RECOMMENDATION
Adopt a resolu*on approving amendments to the Fiscal and Budgetary Policies to update Sec*on 3 (Reserves/Unallocated Funds).
CONTACT
Jemelyn Cruz, Finance Director
BACKGROUND & ANALYSIS
In 2023, the City Council authorized the establishment of five new reserve funds, each with a clearly defined purpose. These funds replaced the broadly scoped Capital Projects Reserve and Economic Development Reserves and were ini*ally established using a one-*me sales tax recovery and transfers from the eliminated reserves. The newly created funds are:
1. Parks Renova*on and Replacement Fund (Parks R&R): Dedicated to planned repairs and replacements for City parks and medians.
2. Streets Renova*on and Replacement Fund (Streets R&R): Supports road asset repairs and replacements not covered by existing Gas Tax or Road Measures.
3. Civic Facili*es Renova*on and Replacement Fund (Civic Facili*es R&R): Allocated for major repairs to buildings and structures beyond routine maintenance.
4. Public Safety Facili*es Renova*on and Replacement Fund (Public Safety R&R): Reserved for significant repairs to the Public Safety Building at 911 Donaldson Way.
5. Pension Stabiliza*on Fund: Designed to assist with Unfunded Accrued Liability (UAL) payments during budget cycles when the City cannot meet the obligation.
Enterprise fund infrastructure is excluded from this Policy as the enterprise funds have established their respective capital replacement component within their corresponding rate structures.
Capital Renovation and Replacement Program
This program encompasses a broad range of asset repairs and replacements - such as roofing, HVAC systems, structures, roads, and playground equipment - intended to extend the service life of City assets.
448
Funding Strategies
To ensure efficient and cost-effec*ve management of the City's capital assets, periodic assessments will be conducted to evaluate asset life expectancy and iden*fy repair or replacement needs over a five-year horizon.
Parks Renovation and Replacement:
Projects will be iden*fied during the budget process and incorporated into the City's five-year Capital Improvement Plan (CIP). Transfers from the General Fund will be made as resources allow. If a prior year surplus is available, the City Council may authorize additional transfers.
Streets Renovation and Replacement:
Similar to Parks R&R, projects will be budgeted and included in the CIP. General Fund transfers will be made as feasible, with potential surplus allocations subject to Council approval.
Civic Facilities Renovation and Replacement:
Major projects will be planned through the budget and CIP process. Transfers from the General Fund and surplus allocations may be approved by the Council.
Public Safety Building Renovation and Replacement:
Projects will follow the same planning and fund process.
Pension Stabilization Fund:
The City saved approximately 3% annually by paying its UAL to CalPERS in a lump sum. Up to the amount of this savings may be set aside from the same fund sources that pay the UAL, subject to budget availability. The FY 2025-26 prepayment savings were $31,673. Surplus funds may also be transferred with Council approval.
Implementation
Es*ma*ng appropriate reserve levels for asset renova*on and replacement depends on asset type and funding mechanisms. Planning must include:
Forecasting long-term rehabilitation and replacement needs.
Estimating annual funding requirements over the asset's life.
Using consistent methodologies based on asset management plans, fixed asset inventory values, depreciation expenses, historical maintenance costs, or a combination thereof.
Calculations will be performed during the budget process or year-end closing.
Permitted Uses of R&R Funds
Funds may only be used for:
Restoring an asset to full service or capacity.
Capital renewal and repairs.
449
Cost to enhance the value of an asset.
Planned preventative maintenance exceeding $50,000.
Funds may not be used for non-capital expenditures, inventory purchases, or services related to non-City-owned assets. Use for new infrastructure acquisi*on or construc*on requires City Manager approval.
Periodic reviews will be performed to assess fund levels. If any fund exceeds opera*onal needs, excess amounts may be reallocated through the budget process with Council approval. AJached are Fiscal and Budgetary Policies with redline edits to policy #3 (Reserves/Unallocated Funds).
COUNCIL PRIORITY PROGRAMS AND PROJECTS
Organizational Effectiveness: "Deliver exemplary government services."
FISCAL IMPACT
Memorializing the funding policy for the Renova*on and Replacement Funds establishes clear standards for monitoring and analyzing the City's infrastructure condi*ons, ensuring that ongoing investments remain current, well-maintained, and safe.
Formalizing the funding approach for the Pension Stabiliza*on Fund—by seNng aside a por*on of the savings generated from making the annual UAL prepayment—will help ensure resources are available in future years when UAL obligations exceed projections.
ENVIRONMENTAL REVIEW
None
COMMUNICATION
Level 0: No Further Public Communication Needed
ATTACHMENTS:
1. Resolution - Fiscal Policy R&R Funding
2. Fiscal and Budgetary Policies Section 3 - Redline
450
RESOLUTION NO. 2026-______
A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF AMERICAN CANYON APPROVING AMENDMENTS TO THE FISCAL AND BUDGETARY POLICIES TO UPDATE SECTION 3 (RESERVES/UNALLOCATED FUNDS) WHEREAS, in 2023 the City Council reviewed the City’s long-term capital and fiscal sustainability needs and authorized the establishment of five new reserve funds with clearly defined purposes to replace the former Capital Project Reserve and Economic Development Reserve; and WHEREAS, these reserves were initially funded through a one-time sales tax recovery and transfers from the eliminated reserves and are intended to support major repair and replacement of critical City assets and long-term financial stability; and WHEREAS, Capital Renovation and Replacements will be incorporated into the Five-Year Capital Improvement Plan for managing asset rehabilitation needs – including roofs, HVAC systems, structures, roadways, and playground equipment – with the objective of extending the useful life of City assets; and
WHEREAS, funding strategies for the Capital Renovation and Replacements include periodic assessment of asset life cycles, identification of renovation needs over a five-year planning horizon, and consistent methodologies such as depreciation analysis, fixes asset inventories and historical maintenance trends; and
WHEREAS, redline amendments to Section 3 of the Fiscal and Budget Policies were presented to the City Council and are attached to the Staff Report accompanying this resolution; and NOW, THEREFORE, BE IT RESOLVED that the City Council of the City of American Canyon hereby approves the amendments to Fiscal and Budgetary Policies Section 3 – Reserves/Unallocated Funds.
BE IT FURTHER RESOLVED that this resolution shall become effective immediately upon its adoption.
PASSED, APPROVED and ADOPTED at a regularly scheduled meeting of the City Council of the City of American Canyon held on the 17th day of March 2026, by the following vote:
AYES:
NOES:
ABSTAIN:
ABSENT:
_______________________________
Pierre Washington, Mayor
451
2 ATTEST:
_____________________________ _______________________________ Taresa Geilfuss, CMC, City Clerk Teresa L. Highsmith , City Attorney 452
FISCAL AND BUDGETARY POLICIES
3. RESERVES/UNALLOCATED FUNDS
OperaƟng Reserves in Fund Balances
The City/Fire District shall use reserves, as appropriate, in each operaƟng fund to pay expenditures caused by unforeseen emergencies or shorƞalls caused by revenue declines, extraordinary opportuniƟes to increase efficiency or add value and to eliminate any short-term borrowing for cash flow purposes. Unallocated reserves will be maintained as detailed below except when prior year revenues do not reach esƟmated projecƟons or when an emergency is declared. the Governor declares a fiscal emergency.
City General Fund ConƟngency Reserve
The General Fund ConƟngency Reserve is intended to miƟgate the effects of severe economic events, exposure to significant one-Ɵme outlays, and natural disasters. Each July 1, City shall establish a General Fund ConƟngency Reserve in the amount of 25% of the final budgedt expenditures for the fiscal year just concluded. The minimum level recommended by the Government Finance Officers AssociaƟon of the United States and Canada is 2 months of operaƟng expenditures or 16.7%. In the event this reserve requirement is not met, the reserve shall grow by a minimum of 3% of the total salary of the General Fund unƟl it reaches 25% of the operaƟng annual operaƟng expenditure budget of the General Fund. The City General ConƟngency Fund Reserve shall only be used in the event the City experiences a 10% reducƟon in discreƟonary general fund revenue (Fund 100-Department 80-Division 810) compared to the prior Fiscal Year, there is a significant one-Ɵme expenditure outlay or in the event of a declared emergency as defined by Municipal Code 2.48.020.
Fire District General Fund Reserve
Beginning July 1, 2009, an iniƟal Fire District General Fund reserve of 10% of fiscal year 2005 expenditures will be established. ThereaŌer, each July 1st, the reserve will grow by a minimum of 3% of the total salary of the Fire District General Fund unƟl it reaches 20% of the Fire District’s General Fund’s annual operaƟng budget. Unallocated reserves will not be used to support longterm, on-going operaƟng expenditures unless they exceed the recommended reserve.
Capital Projects Reserve
Each July 1, City shall establish a Capital Projects Reserve in the amount of $2 million. In the event this reserve requirement is not met, the reserve shall grow by a minimum of $100,000 each year 453
unƟl it reaches $2 million. The Capital Projects Reserve will only be used for capital projects consistent with the City’s strategic goals. This reserve shall be assigned in the General Fund.
Economic Development Reserve
Each July 1, the City shall establish an Economic Development Reserve in the amount of $1 million. Use of the Economic Development Reserve will be used to further the City’s adopted Economic Development program and to foster Council’s strategic goal of aƩracƟng and expanding diverse business and employment opportuniƟes or any addiƟonal strategic economic development goals established by Council acƟon. This reserve shall be assigned in the General Fund.
RenovaƟon and Replacement Funds
Each July 1, transfers from the General Fund may will be made as resources allow up to the esƟmated depreciaƟon amount for each renovaƟon and replacement type. If a prior year surplus is available, the City Council may authorize addiƟonal transfers.
Pension StabilizaƟon Fund
Each July 1, a transfer may be made in accordance with the allocaƟon of the Unfunded Accrued Liability (UAL) payment to CalPers up to 3% of the UAL payment amount. If a prior year surplus is available, the City Council may authorize addiƟonal transfers.
Fund Balances Used For Capital Projects
Reserves within Capital Projects funds will be used for one Ɵme capital expenditures only if:
1) There are surplus balances remaining aŌer a reserve or fund allocaƟon is made; or 2) The City has made a raƟonal analysis with jusƟfying evidence that it has an adequate level of short and long-term resources.
Specific AppropriaƟon By City Council / Board of Directors With the excepƟon of the annual 1% conƟngency provided for in SecƟon 3 2 ConƟngencies and AppropriaƟons, if fund balances are used to support one Ɵme capital and one Ɵme non-operaƟng expenditures, the funds must be specifically appropriated by the City Council.
Capital and Debt Service Funds
Monies in the Capital Projects Funds will be expended in accordance with an approved budget.
Interest income will be used to offset construcƟon costs or interest expense on the debt issue.
Reserves in the Debt Service Fund and Interest accounts will be maintained as required by outstanding bond indentures. ReducƟon of reserves for debt shall be done only with City Council 454
approval aŌer Council has conferred with the City’s Financial Advisor, Bond Counsel and the City Manager to insure there is no violaƟon of bond covenants.
Debt Coverage RaƟos
Debt Coverage RaƟos shall be maintained as specified by the bond covenants. 455
CITY COUNCIL AGENDA
MARCH 17, 2026
STAFF REPORT
BUSINESS
ITEM NUMBER: 11.
TITLE
House Concurrent Resolution 46 (Thompson)
RECOMMENDATION
Adopt a Resolution endorsing House Concurrent Resolution 46 regarding climate restoration goals.
CONTACT
Jason Holley, City Manager
BACKGROUND & ANALYSIS
On March 3, 2026, Mike Thompson requested that the City Council of American Canyon consider formally endorsing H.Con.Res. 46, a House Concurrent Resolu5on expressing the sense of Congress that the United States should strive to restore atmospheric carbon dioxide concentra5ons to preindustrial levels by 2050 in order to help ensure a safe and healthy climate for future generations.
In his correspondence, Congressman Thompson noted that local students and community members, including Napa Schools for Climate Ac5on, have advocated for local government support of climate restora5on efforts, and that other local agencies, including Napa County Resource Conserva5on District and Napa County Board of Education, have taken similar action.
Adop5on of the proposed resolu5on would allow the City Council to formally express support for long-term climate restora5on goals and acknowledge community engagement on this issue. The resolu5on is advisory in nature and does not establish regulatory requirements, create implementation obligations, or commit City resources.
COUNCIL PRIORITY PROGRAMS AND PROJECTS
Environmental Sustainability: "Demonstrate leadership in environmental sustainability."
FISCAL IMPACT
There is no fiscal impact associated with adoption of the resolution.
ENVIRONMENTAL REVIEW
456
None
COMMUNICATION
Level 0: No Further Public Communication Needed
ATTACHMENTS:
1. Resolution - Endorsing H.Con.Res 46
1a. Exhibit A - House Concurrent Resolution 46
2. Letter from M. Thompson
457
RESOLUTION NO. 2026
A RESOLUTION OF THE CITY COUNCIL OF THE CITY OF AMERICAN CANYON ENDORSING HOUSE CONCURRENT RESOLUTION 46 REGARDING CLIMATE RESORATION GOALS WHEREAS, House Concurrent Resolution 46 expresses the sense of Congress that the United States should strive to restore atmospheric carbon dioxide concentrations to preindustrial levels by 2050 to help ensure a safe and healthy climate for future generations; and
WHEREAS, the City Council of American Canyon recognizes the importance of environmental stewardship and acknowledges local community interest in climate restoration efforts.
NOW, THEREFORE, BE IT RESOLVED that the City Council of American Canyon hereby endorses House Concurrent Resolution 46.
PASSED, APPROVED and ADOPTED at a regularly scheduled meeting of the City Council of the City of American Canyon held on the 17th day of March 2026, by the following vote:
AYES:
NOES:
ABSTAIN:
ABSENT:
_______________________________
Pierre Washington, Mayor
ATTEST: APPROVE AS TO FORM:
_____________________________ _______________________________ Taresa Geilfuss, CMC, City Clerk Teresa L. Highsmith, City Attorney 458
IV
119TH CONGRESS
1ST SESSION H. CON. RES. 46
Expressing the sense of Congress that the United States is committed to ensuring a safe and healthy climate for future generations, and thus to restoring the climate.
IN THE HOUSE OF REPRESENTATIVES
JULY 23, 2025
Mr. THOMPSON of California (for himself, Mr. HUFFMAN, Mr. MORELLE, and Mr. THANEDAR) submitted the following concurrent resolution; which was referred to the Committee on Energy and Commerce, and in addition to the Committee on Foreign Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned
CONCURRENT RESOLUTION
Expressing the sense of Congress that the United States is committed to ensuring a safe and healthy climate
for future generations, and thus to restoring the climate.
Whereas humanity has an obligation to future generations to restore and maintain a safe climate that ensures our
long-term survival;
Whereas, prior to the industrial revolution, humans have never lived with a sustained atmospheric carbon dioxide (CO2) concentration above 300 parts per million (ppm);
Whereas today’s atmospheric CO2 concentration is approximately 420 ppm, 50 percent higher than in preindustrial VerDate Sep 11 2014 17:47 Jul 24, 2025 Jkt 059200 PO 00000 Frm 00001 Fmt 6652 Sfmt 6300 E:\BILLS\HC46.IH HC46 ssavage on LAPJG3WLY3PROD with BILLS
459 513
2 •HCON 46 IH
times, resulting in destructive impacts on climate, agriculture, the environment, human health, and economies around the world;
Whereas the United Nations Framework Convention on Climate Change set its climate goal to stabilize greenhouse gas (GHG) levels in 1992, when the atmospheric CO2
concentration was 350 ppm, which is the maximum level
theorized to sustain the ecosystems to which humans
have adapted;
Whereas, in this resolution, ‘‘climate restoration’’ refers to— (1) the goal of restoring the atmospheric CO2 concentration to that which humans have survived long-term, (below 300 ppm); and
(2) actions required to achieve that concentration;
Whereas climate restoration is a crucial complement to rapid and deep emissions reductions;
Whereas climate restoration by 2050, will require removing approximately 1,000,000,000,000 tons of CO2 from the
atmosphere, or net 50,000,000,000 tons per year for 20
years;
Whereas, approximately 1,000,000,000,000 tons of CO2 were removed from the atmosphere by natural processes 10
times in the last 1,000,000 years, and naturally occurring mechanisms are capable of removing geologically significant amounts of atmospheric CO2, including carbon sequestration by the ocean carbon biological pump;
Whereas scientists and technologists have developed and demonstrated CO2 sequestration methods that replicate and leverage these natural processes in ways that significantly reduce atmospheric CO2 concentrations;
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460 514
3 •HCON 46 IH
Whereas Congress should encourage investigation and investment in CO2 removal methods and technologies that leverage existing natural processes, as well as other technologies; Whereas, in addition to CO2 removal, restoring the Earth’s energy balance relies on reducing feedback loops that
negatively affect surface albedo, global ocean and atmospheric circulation patterns, and cloud cover; Whereas removing methane and other short-lived climate pollutants from the atmosphere between now and 2030 is essential as a bridge to achieving longer term climate restoration; Whereas climate restoration will benefit the people of the United States by reducing loss and damage from heat
waves, floods, storms, droughts, wildfires, and other disasters exacerbated by climate change, while producing positive effects on human and ecosystem health, along
with benefiting the economy as a whole;
Whereas climate restoration is a precondition for intergenerational climate justice, as young people will suffer the worst effects of climate breakdown;
Whereas the urgent action needed to restore a safe climate is consistent with H. Res. 975, introduced in 2022, and H. Res. 259, introduced in 2023, which are resolutions
that recognize the mental health impacts of recurrent climate-related disasters on youth, a group especially vulnerable to the physical and mental health impacts of climate-related disasters, and the far greater suffering young people and future generations will endure if the
climate continues to worsen; and
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461 515
4 •HCON 46 IH
Whereas, on July 3, 2023, the California Senate passed SR– 34, becoming the first State to pass a resolution formally recognizing an obligation to future generations to restore the atmospheric CO2 concentration to a safe level, below 300 ppm, and calling for action by the Federal Government, in the form of an international climate treaty, to restore and stabilize greenhouse gas concentrations as a common climate goal: Now, therefore, be it
1 Resolved by the House of Representatives (the Senate
2 concurring), That Congress—
3 (1) formally recognizes its obligation to future
4 generations to restore a safe climate;
5 (2) declares that climate restoration, along with
6 achieving net-zero CO2 emissions, are climate policy
7 priorities; and
8 (3) calls on the President, Secretary of State,
9 and United States Ambassador to the United Na10 tions to take actions that will restore the climate 11 and stabilize greenhouse gas concentrations at
12 preindustrial levels.
Æ
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462 516
March 3, 2026
Vice Mayor Mark Joseph
City of American Canyon
4381 Broadway Street, Suite 201
American Canyon, CA 94503
Jason Holley
City Manager
City of American Canyon
4381 Broadway Street, Suite 201
American Canyon, CA 94503
Re: American Canyon City Council Resolution Endorsing H.Con.Res.46 Dear Vice Mayor Joseph and Mr. Holley:
I respectfully request that the American Canyon City Council place on its agenda, at the earliest opportunity, a resolution formally endorsing H.Con.Res.46.
I am grateful for your willingness to consider this request and for your continued engagement with the students and community members who have been advocating for climate restoration action.
As you know, H.Con.Res.46 expresses the sense of Congress that the United States is committed to ensuring a safe and healthy climate for future generations by striving to restore atmospheric CO₂ concentrations to preindustrial levels by 2050. Napa Schools for Climate Action’s request is specifically for a formal resolution of endorsement, which would place American Canyon alongside other local jurisdictions that have taken this step, including the Napa County Resource Conservation District and the Napa County Board of Education.
I respectfully ask that you consider agendizing and supporting this resolution this month. I look forward to your response. Should you have any questions, please do not hesitate to contact my Napa office at (707) 226-9898.
Sincerely,
MIKE THOMPSON
Member of Congress
463
CITY COUNCIL AGENDA
MARCH 17, 2026
STAFF REPORT
BUSINESS
ITEM NUMBER: 12.
TITLE
Napa Countywide Climate Ac)on Commi*ee Regional Climate Ac)on and Adap)on Plan Implementation
RECOMMENDATION
Provide direc)on to the Napa Climate Ac)on Commi*ee regarding the Regional Climate Ac)on and Adaption Plan.
CONTACT
Mark Joseph, Vice-Mayor
Melissa Lamattina, Council Member
Jason Holley, City Manager
BACKGROUND & ANALYSIS
Vice-Mayor Joseph and Council Member Lama6na are the City's appointees to the Napa Countywide Climate Ac)on Commi*ee (CAC). The CAC is a non-binding consor)um of local government representatives organized through a Joint Powers Agreement (JPA) (Attachment 1).
Over the last two years, the CAC has overseen the prepara)on of a Regional Climate Ac)on and Adapta)on Plan (RCAAP), using Ascent as the primary consultant and Napa County providing staff support. The final dra> of the document is complete, public comments have been received, and Ascent/County Staff are preparing responses and revising the final document. An Ini)al Study/Mitigated Negative Declaration (IS/MND) has also been prepared and will be released shortly.
Assuming no legal challenges to the IS/MND, the next phase is implemen)ng the plan. The CAC believes there should be a basic approach that all jurisdic)ons follow, but each jurisdic)on should also develop its own implementa)on plan. This allows us to address our specific needs and circumstances. For example, American Canyon has no agriculturally zoned land, so we don’t need to spend a lot of time or money focusing on agriculture-related strategies.
The CAC is currently preparing its annual budget and needs direc)on from each jurisdic)on on the amount it is prepared to spend. The CAC staff report for the February 27 mee)ng is a*ached (Attachment 2).
464
The proposed budget consists of two elements: a baseline amount and an op)onal amount. The baseline amount covers the costs to provide support to the CAC, as well as the cost to finish the RCAAP and related tasks. It does not include any funding for legal challenges—if needed, a budget amendment request may be needed. These costs are allocated based on an agreed upon fair share from each jurisdiction. The ratios and next year totals are shown in the table below:
Jurisdiction Fair Share % Amount
County 33.0% $47,670
Napa 29.9% $43,192
American Canyon 12.8% $18,490
St. Helena 8.5% $12,279
Calistoga 8.3% $11,990
Yountville 7.5% $10,834
Totals 100.0% $144,455
The op)onal costs relate to the implementa)on plan for each jurisdic)on. Ascent has proposed a lump sum of $60,000 for each of the smaller jurisdic)ons (By contrast, Napa County is budge)ng $144,000 with Ascent), and the County has es)mated $15,891 in addi)onal County staff costs to coordinate and assist each jurisdic)on in comple)ng their implementa)on plan. The op)onal cost to American Canyon, therefore, is another $75,891, and combined with the baseline amount, the total budget would be $94,381.
If the Council pursues this approach, a more detailed scope of work will be prepared, and the actual costs could vary. On the other hand, the City is currently recrui)ng a part-)me Sustainability Analyst. Depending upon the experience and abili)es of the individual selected, we could pursue an in-house approach, using some of the $75,000 to increase his/her hours, as well as budget funds for limited consulting time or County staff.
In either case, staff requests Council direc)on regarding the amounts for the upcoming FY 26-27 Budget.
COUNCIL PRIORITY PROGRAMS AND PROJECTS
Environmental Sustainability: "Demonstrate leadership in environmental sustainability."
FISCAL IMPACT
N/A
ENVIRONMENTAL REVIEW
15378(b) - The ac)on is not a "Project" subject to the California Environmental Quality Act ("CEQA") 465
because it does not qualify as a "Project" under Public Resources Code Sec)ons 21065 and 21080 and in Section 15378(b) of Title 14 of the California Code of Regulations.
COMMUNICATION
Level 0: No Further Public Communication Needed
ATTACHMENTS:
1. CAC Agreement 2021-41
2. CAC Agenda 2026.02.07
466
467
468
469
470
471
472
473
474
475
476
477
478
479
480
481
482
483
484
Napa County
Board Agenda Letter
1195 THIRD STREET
SUITE 310
NAPA, CA 94559
www.napacounty.gov
Main: (707) 253-4580
Climate Action Committee Agenda Date: 2/27/2026 File ID #: 26-327 TO: Napa County Climate Action Committee
FROM: Brian D. Bordona, Director of Napa County Planning, Building & Environmental Services REPORT BY: Jesse Gutiérrez, Principal Planner, Sustainability SUBJECT: Proposed Fiscal Year 2026-2027 Budget for Program Administration of the Climate Action Committee and support for related projects.
RECOMMENDATION
Receive a presentation from staff and discuss the proposed budget for Fiscal Year 2026-2027 (FY26/27) of $144,455 for program administration of the Climate Action Committee (CAC) and support for related projects, such as the Napa Regional Climate Action and Adaptation Plan (RCAAP).
ENVIRONMENTAL IMPACT
ENVIRONMENTAL DETERMINATION: The proposed action is not a project as defined by 14 California Code of Regulations 15378 (State CEQA Guidelines) and therefore CEQA is not applicable.
BACKGROUND AND DISCUSSION
On January 23, 2026, the CAC discussed priorities for FY26/27 and supported staff’s recommendations to complete and adopt the RCAAP, develop a regional implementation approach, begin strategizing for implementation, and consider options for updates to the CAC Joint Powers Agreement.
Napa County Staff Time and Resources
The proposed FY26/27 budget includes an estimate of staff time needed to:
· Support and administer the completion of the RCAAP,
· Support and administer the completion of the Initial Study/Mitigated Negative Declaration (IS/MND), · Facilitate and support the adoption of the RCAAP and the IS/MND by individual municipalities, · Continue coordination of the All Staff Working Group, · Develop and coordinate a regional implementation strategy, · Support municipalities with implementation,
· Lead with the development of model actions, programs, and policies, · Monitor the status of RCAAP strategies and measures,
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Climate Action Committee Agenda Date: 2/27/2026 File ID #: 26-327 · Provide administrative support to the CAC by preparing agendas, developing staff reports and sharing information, preparing an annual budget, and providing staff support for associated tasks and requests.
The estimated staff time total for FY26/27 is $134,455, which is an 18% decrease from FY25/26. This decrease is due to work on the RCAAP and IS/MND documents winding down. FY25/26 called for intensive reviews of the administrative, public, and final drafts of the RCAAP, coordination of staff reviews of these drafts, public engagement for the public draft RCAAP, the review of public comments, the development of staff and consultant responses to comments, coordination of staff reviews of the administrative draft of the IS/MND, AB 52 tribal consultations, and the expected release of the IS/MND, final RCAAP, and public comment responses.
Staff time for FY26/27 will shift the workload to developing an approach for implementation once the RCAAP has been adopted. This will include collaboration and coordination amongst municipalities and relying on the All Staff Working Group to facilitate the prioritization of RCAAP measures, cost and funding analysis, and community engagement and outreach.
County staff time has been broken down by task and subtask in the attachment document, Napa County Staff Time - Hours Breakdown. The quoted staff hourly rates are weighted labor rates provided by the County Auditor for FY26/27. Rates may change depending on contract negotiations.
Table 1: Napa County Staff Time and Cost
*total costs have been rounded to whole numbers
RCAAP and IS/MND
The IS/MND will require a 30-day public review. The public draft IS/MND and the final RCAAP are expected to be completed and released to the public together in mid-March. Depending on the level of response needed for public comments received on the public draft IS/MND, a final version of the document could be ready by early May. The final version of the IS/MND and the RCAAP would then be taken to the CAC for their endorsement followed by the Napa County Board of Supervisors and the individual municipalities.
Proposed FY26/27 Budget
The proposed CAC budget for FY26/27 is $144,455 and includes $134,455 in County staff costs and $10,000 for continued support by Ari Ball-Burack for the EV Charging Equity Tool. The budget for support of the EV Charging Tool in the current fiscal year has not been used.
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Climate Action Committee Agenda Date: 2/27/2026 File ID #: 26-327 Regarding the Napa Climate Challenge platform, staff propose a pause on renewing the platform while the RCAAP is adopted and municipal priorities are set.
Table 2: Climate Action Committee FY26/27 Proposed Budget Cost-Share
Under the Joint Powers Agreement, the Unincorporated County contributes 33.0% of the actual costs of the CAC Program Administration costs, from the PBES budget. The cities and town each reimburse the County for the remaining Program Administration, according to a formula that allocates costs based on fifty percent (50%) equal shares and fifty percent (50%) proportional share of population exclusive of the unincorporated area population, more specifically as follows:
American Canyon: 12.8%
Calistoga: 8.3%
Napa: 29.9%
St. Helena: 8.5%
Yountville: 7.5%
The cost sharing allocation among the member jurisdictions for FY26/27 would be as follows:
Table 3: Climate Action Committee FY26/27 Proposed Budget Breakdown by Jurisdiction *total costs have been rounded to whole numbers
Implementation Plans and Optional Tasks
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Climate Action Committee Agenda Date: 2/27/2026 File ID #: 26-327 As municipalities move towards adoption of the RCAAP and the IS/MND and as part of developing an implementation approach, optional tasks should be considered.
Table 4: Implementation Plans Anticipated Costs
Unincorporated Napa County plans to work with Ascent to develop an implementation plan catered to its needs. The City of Napa has also indicated the need for an individualized implementation plan and is working directly with Ascent to develop one. County staff requested a scope of work from Ascent for an implementation plan and related services specifically for the unincorporated County. The scope of work has a provision for optional individual implementation plan for each of the four municipalities. Each municipality would need to opt-in and decide for themselves if this is option is desired. Napa County staff would manage these optional task orders for individual municipalities, if desired.
Table 5: Grand Totals for each municipality: Shared Costs + Optional Tasks Napa County Page 4 of 5 Printed on 2/24/2026
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Climate Action Committee Agenda Date: 2/27/2026 File ID #: 26-327 County staff time for the implementation of actions in the RCAAP affecting only unincorporated Napa County will not be billed to the member jurisdictions. If the CAC directs additional actions or efforts beyond the scope of the proposed budget, the budget may be amended with the approval of all Parties.
Staff request CAC members:
· Review the proposed draft budget,
· Facilitate approval of the proposed budget by municipal city management and/or council, · Vote to adopt a final budget at the March 2026 CAC meeting.
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AMERICAN CANYON
Retweets, media
engagement
Saves, Reels
engagement,
follower growth
Use X as a narrative building and
media relations tool; Be first, factual,
and consistent in providing
information.
The city’s Instagram should show—not
tell—the kind of life you can live here:
active, outdoorsy, connected, diverse,
and proud.
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not to experiment; lead with people,
not graphics.
Broad, multigenerational crowd looking to be informed and reassured, not dazzled or provoked. Many are homeowners, parents, or retirees. They vote, attend local events, and have opinions about public works, safety, and taxes. Don’t necessarily ‘follow trends’; respond to what feels relevant and recognizable (e.g., park ribbon cutting, community volunteer, local hero).
Each platform is unique in voice but unified
under the American Canyon brand.
Primarily serves residents who want real-time updates and members of the media who track civic activity.
Provide concise, credible information audiences can share quickly. Less about entertainment; more of a source for timely, official information.
It’s not just younger people; mindset matters more than age. People who consume to express identity, find inspiration, and signal belonging. Social proof matters. They notice what others are sharing, liking and commenting on—‘Trend-aware”.
Reposts and
Comments
Comment quality,
positive sentiment
Use Nextdoor to strengthen trust on
the neighborhood level by being the
go-to, practical voice for local updates
that affect daily life.
These are opportunity-driven professionals and decision-makers. Many business owners, investors, real-estate developers, job seekers, and economic development professionals. Use LinkedIn to learn, network with peers, and discover opportunities.
Include data or metrics when possible. It’s more than job postings; demonstrate that economic momentum exists in AC.
Audience is primarily homeowners, parents, and long-term residents who use the platform to stay informed about issues that directly affect their daily life (e.g., construction, safety, water, city services). Value relevance, clarity, and responsiveness over polish or branding. Opportunities for social listening—Can use polls, surveys, or feedback loops to measure local sentiment.
All content reinforces the mission. Audience: Regional Community | “General Audience” What makes life in American Canyon beautiful or special That the City is modern, inclusive, and forward-looking How they can participate
Their values mirrored back to them (sustainability, creativity, belonging) Audience Wants to See: Feature staff, volunteers, and
residents as the heart of every story.
Audience: Residents and Media | ‘The Newsroom” Audience: Regional Community | “Lifestyle Audience” Avoid reactive, last-minute event flood content.
Audience: Residents | ‘Hyper-Local Audience’” Audience: Internal & Economic Stakeholders | ‘The Business-Journal Audience’”
Cohesive look across platforms. Maintain high-quality photo/video standards; avoid flyers and clip art entirely. Prioritize real people and real places.
Use trends only when they align with City’s story, never as filler.
Establish clear success metrics at the start of every campaign.
Seize opportunities to cross-promote with other city orgs and community partners
Align all content with mission.
Consistency
of values
People-first
storytelling
CHANNEL 2: Instagram
CHANNEL 3: X (Twitter)
Proactive
planning
CHANNEL 5: LinkedIn
CHANNEL 4: Nextdoor
Unified visual
identity
KPI Focus Strategic Step
KPI Focus
KPI Focus
Strategic Step
Strategic Step
Use LinkedIn to position American
Canyon as an investor-ready, job-centric
hub of economic vitality; Prioritize
content that speaks to business interests.
CHANNEL 1: FACEBOOK
494
DEFINITIONS
Understanding Social Media Content and Engagement
REACH:Total number of individual people who saw your content; each person is only counted once, no matter how many times they watch or view your content.
Example: You post a photo of your new office. 50 different friends see it in their feed. Even if your mom opens it 10 times, she only counts as 1 reach.
VIEWS:
LIKES:
INTERACTIONS:
The number of times content is displayed and watched or engaged with for a minimum period (often around 3 seconds), indicating that a user has spent time actively looking at the content.
A quick one-click reaction to show someone you enjoyed or agreed with their post.
Example: You share something - someone see it, and likes it. Each like counts as 1 like.
The combined total of every action people take on your post. This sums up everything: Likes + Comments + Shares + Saves.
Example: 20 people like it, 5 people comment on it, 2 people share it, 3 people save it = 30 interactions It is important to note that Meta updated its reporting metrics in November 2025. The platform now uses “Views” instead of “Impressions” in many analytics dashboards, combining total content displays and plays into a single visibility metric. 495
TOP PERFORMING CONTENT
Highest engagement across City Channels- CITY OF AMERICAN CANYON JANUARY 30, 2026
FACEBOOK: INTERACTIONS 18, REACH 3,455,
VIEWS 6,417, LIKES 6, SHARED 16, COMMENTS 0
INSTAGRAM: INTERACTIONS 5, REACH 65, VIEWS
134, LIKES 5, SHARED 0, COMMENTS 0
HIGHWAY 29 PROJECT UPDATE
FEBRUARY 5, 2026
BLACK HISTORY MONTH
FACEBOOK: INTERACTIONS 28, REACH 363, VIEWS
507, LIKES 22, SHARED 4, COMMENTS 2
INSTAGRAM: INTERACTIONS 7, REACH 141, VIEWS
166, LIKES 6, SHARED 0, COMMENTS 0
MARCH 2, 2026
2026 STATE OF THE CITY ANNUAL REPORT
FACEBOOK: INTERACTIONS 14, REACH 303, VIEWS
1,460, LIKES 12, SHARED 3, COMMENTS 0
INSTAGRAM: INTERACTIONS 3, REACH 167, VIEWS
189, LIKES 0, SHARED 0, COMMENTS 0
496
86,273 radio listeners
94.5% listen rate
TOP PERFORMING CONTENT
Highest engagement across City Channels - PARKS & RECREATION JANUARY 28, 2026
RIBBON CUTTING EVENT
FACEBOOK: INTERACTIONS 104, REACH 4,655, VIEWS
8,313, LIKES 0, SHARES 8, COMMENTS 8
INSTAGRAM: INTERACTIONS 26, REACH 263, VIEWS 527,
LIKES 18, SHARES 6, COMMENTS 2
FEBRUARY 17, 2026
HAPPY LUNAR NEW YEAR
FACEBOOK: INTERACTIONS 4, REACH 638, VIEWS 873,
LIKES 12, SHARES 2, COMMENTS 2
INSTAGRAM: INTERACTIONS 0, REACH 56, VIEWS 62,
LIKES 0, SHARES 0, COMMENTS 0
MARCH 2026
FACEBOOK: INTERACTIONS 33, REACH 741, VIEWS 1,251,
LIKES 20, SHARES 30, COMMENTS 0
INSTAGRAM: INTERACTIONS 10, REACH 164, VIEWS 217,
LIKES 8, SHARES 1, COMMENTS 0
WOMEN’S HISTORY MONTH
497
TOP PERFORMING CONTENT
Highest engagement across - AC POLICE DEPARTMENT
JANUARY 9, 2026
LAW ENFORCEMENT APPRECIATION DAY
FACEBOOK: INTERACTIONS 191, REACH 8,327, VIEWS
10,213, LIKES 169, SHARES 5, COMMENTS 14
INSTAGRAM: INTERACTIONS 23, REACH 373, VIEWS
631, LIKES 17, SHARES 3, COMMENTS 1
FEBRUARY 3, 2026
TRAFFIC STOP
FACEBOOK: INTERACTIONS 773, REACH 29,808,
VIEWS 55,901, LIKES 645, SHARES 46, COMMENTS
78 INSTAGRAM: INTERACTIONS 773, REACH 1,501,
VIEWS 3,373, LIKES 645, SHARES 46, COMMENTS 78
FEBRUARY 26, 2026
FACEBOOK: INTERACTIONS 412, REACH 18,977,
VIEWS 31,326, LIKES 323, SHARES 34, COMMENTS
37 INSTAGRAM: INTERACTIONS 412, REACH 1,258,
VIEWS 31,326, LIKES 64, SHARES 34, COMMENTS 37
VALLEJO RESIDENT ARREST
498
SPECIAL OUTREACH EFFORTS
COUNCIL SURVEY INTERNATIONAL DAY OF
WOMEN IN SCIENCE
HIRING
FACEBOOK: INTERACTIONS 23, REACH 424, VIEWS 1,494,
LIKES 17, SHARES 8, COMMENTS 0
INSTAGRAM: INTERACTIONS 20, REACH 121, VIEWS 190,
LIKES 17, SHARES 9, COMMENTS 0
FACEBOOK: INTERACTIONS 6, REACH 292, VIEWS 4,268,
LIKES 2, SHARES 4, COMMENTS 0
INSTAGRAM: INTERACTIONS 1, REACH 88, VIEWS 152,
LIKES 1, COMMENTS 0
FACEBOOK: INTERACTIONS 6, REACH 2,600, VIEWS 3,046,
LIKES 4, SHARES 16, COMMENTS 0
INSTAGRAM: INTERACTIONS 8, REACH 513, VIEWS 593,
LIKES 6, SHARES 1, COMMENTS 1
499
86,273 radio listeners
94.5% listen rate
FACEBOOK FOLLOWERS
CITY P&R ACPD
CITY P&R ACPD
0 2,000
4,000
6,000
8,000
10,000
12,000
14,000
PARKS & RECREATION
14K FOLLOWERS
1.1K FOLLOWERS
AC POLICE DEPARTMENT
CITY OF AMERICAN CANYON
6.1K FOLLOWERS
500
86,273 radio listeners
94.5% listen rate
INSTAGRAM FOLLOWERS
CITY P&R ACPD
CITY P&R ACPD
0 500
1,000
1,500
2,000
2,500
PARKS & RECREATION
2,233 FOLLOWERS
1,750 FOLLOWERS
AC POLICE DEPARTMENT
CITY OF AMERICAN CANYON
138 FOLLOWERS
501
AWARDS
“ CITY OF AMERICAN CANYON
- THE WALL THAT HEALS” in
the MARKETING &
COMMUNICATIONS AWARD
OF EXCELLENCE Category!
“ CITY OF AMERICAN
CANYON - 2023 PARKS &
RECREATION SUMMER GUIDE”
AWARD OF DISTINCTION:
GRAPHIC DESIGN - PRINT.
2024 EXCELLENCE IN PUBLIC INFORMATION &
COMMUNCATION AWARDS
2025 CPRS AWARDS OF EXCELLENCE IN PARKS AND
RECREATION
”REVITALIZING RECREATION:
AMERICAN CANYON’S 2023
PARKS & RECREATION
SUMMER GUIDE” GRAPHIC
DESIGN PUBLICATIONS.
2024 SILVER CIRCLE
502
UPCOMING INITIATIVES
March - June 2026
MEMORIAL DAY CEREMONY
PRIDE FLAG RAISING CEREMONY
JUNETEENTH FLAG RAISING
CEREMONY
MONDAY, MAY 25
VETERANS PARK
MONDAY, JUNE 1
CITY HALL FLAG POLE
WEDNESDAY, JUNE 10
CITY HALL FLAG POLE
503
WHAT’S NEXT.......
WATER UTILITY BILL INSERT SOCIAL MEDIA
DETERMINE HOW MANY
HOUSEHOLDS RECEIVE
ELECTRONIC BILLS VS.
PRINTED.
MERGE CITY AND PARKS &
RECREATION FACEBOOK AND
INSTRAGRAM SOCIAL MEDIA
PAGES TO MAXIMIZE
FOLLOWERS.
Communications Audit
NEWSLETTERS &
ADVERTISEMENTS
EVALUATE AND UNDERSTAND
PURPOSE AND REACH OF
ELECTRONIC NEWSLETTERS
AND ADVERTISEMENTS.
504
Thank you
505
CITY COUNCILMEMBER REPORT
Council
Meeting
Date:
03/17/2026 Submitted
by: *
Councilmember David Oro
Event
Date:
02/03/2026 Event Type Other
Event Title: Completed Economics of Cybercrime Training Event Report:
Event
Date:
05/03/2026 Event Type Community Event
Event Title: State of the Business and Awards
Event Report: I had the opportunity to attend the State of the Business and Awards Luncheon sponsored by the Chamber of Commerce. It was a well-organized event that highlighted the strength and resilience of our local business community.
I appreciated the presentations from our local government leaders, which provided helpful updates and perspective on local issues, although, like many luncheons, a few remarks could have benefited from being far more concise.
Most importantly, it is always great to see our business community come together to connect, collaborate, and celebrate one another’s successes. Events like this reinforce the important role our local businesses play in keeping American Canyon vibrant and economically strong.
Event
Date:
11/03/2026 Event Type Committee Report
506
Event Title: Quarterly Strategic Communications Meeting Event Report: I also staffed the City’s Quarterly Strategic Communications Meeting. While the Mayor was unable to attend, the meeting proceeded productively with City staff participating in a focused, staff‑only working session. For this quarter, we did not include the City’s outside communications consulting firm for a variety of operational and planning reasons.
Overall, the meeting went very well. The session served as part planning, part strategic discussion, and part reporting on our recent communications performance. Staff reviewed key topics that the City anticipates communicating about in the spring and summer, along with other emerging issues that the community may need to be aware of. The discussion helped align priorities, refine messaging approaches, and ensure continued coordination across departments to keep the public informed on events, updates, and priorities of the City. 507
CITY COUNCILMEMBER REPORT
Council
Meeting
Date:
03/17/2026 Submitted
by: *
Mayor Pierre Washington
Event
Date:
05/03/2026 Event Type Community Event
Event Title: American Canyon Apartment Managers Meeting Event Report: On March 5, 2026, I attended the American Canyon Apartment Managers meeting along with Community Police Officer Cassie Fallon and Fire District Public Information Officer Laura Provencher to answer questions about getting to know what's happening in American Canyon and getting their residents involved in local events. I provided copies of the letter from the Council with QR codes to assist residents to connect with our portal and to stay involved.
Event
Date:
05/03/2026 Event Type Community Event
Event Title: Broadway Affordable Living Project - Vallejo Ribbon Cutting Ceremony Event Report: On Match 5, 2026 Councilmember Cruz and I attended the Vallejo Broadway Affordable Housing Project Ribbon Cutting Ceremony as an important opportunity to strengthen regional collaboration and reinforce our working relationship with Vallejo’s elected officials and city leadership. Housing, economic development, and community stability are regional issues that do not begin or end at jurisdictional boundaries. By being present, we demonstrate our commitment to supporting projects that have broader regional impact and that contribute to the overall well‑being of our neighboring communities.
Participation in this event also helps build and maintain constructive intergovernmental relationships. Regular engagement with Vallejo officials allows us to stay aligned on shared priorities, understand ongoing challenges in the surrounding area, and identify opportunities for cooperative efforts, whether in housing, public safety, economic development, or infrastructure planning. These relationships are essential for effective regional problem‑solving and for ensuring that our cities remain connected on issues that affect us collectively.
Moreover, showing support at milestone events like these affirms our dedication to equitable housing solutions and reinforces our reputation as collaborative regional partners. It signals that we value progress, community investment, and the partnerships necessary to move these efforts forward.
This event was well attended with approximately 75 people and one of the speakers was a resident of the project who provided a touching testimony of her thankfulness that she and her son now haw adequate affordable housing.
Event
Date:
05/03/2026 Event Type Community Event
Event Title: Chamber of Commerce State of the City and Business Awards Event Report: The council and Supervisor Belia Ramos attended the State of the City and Chamber of Commerce Awards Ceremony alongside CEO Valer Zizak‑Morales, where local businesses, community partners, and dedicated volunteers were formally recognized for their contributions to our community. This event highlighted the positive economic momentum 508
within the city and showcased the individuals and organizations whose work strengthens our local economy and enhances the quality of life for residents.
Participating in this ceremony provided an important opportunity to show our support for the business community, engage with key stakeholders, and reinforce our partnership with the Chamber of Commerce. It also allowed us to acknowledge the collaborative efforts that drive community success and to celebrate the achievements of those who continue to invest their time, talent, and resources into the betterment of our city.
Event
Date:
05/03/2026 Event Type Community Event
Event Title: Islamic Center of Vallejo with Dr. Mustafa Amhed & Mayor Andra Sorce of Vallejo Event Report: I attended the Islamic Center of Vallejo at the invitation of Dr. Ahmed, who recently received a Ramadan Proclamation from the City of American Canyon. In appreciation of this recognition, Dr. Ahmed invited me to participate in a special Islamic ceremony hosted by the Center.
This visit provided an opportunity to express the City’s continued support for our diverse faith communities and to strengthen relationships with local religious and cultural leaders. The ceremony was a meaningful gesture of gratitude from the Islamic Center, and I was honored to take part in their observance and celebration of Ramadan.
Event
Date:
06/03/2026 Event Type Community Event
Event Title: Congressman Mike Thompson's No Forever Wars Day Event Report: I participated as a speaker at Congressman Mike Thompson’s “No Forever Wars Day” event, where I shared remarks based on my personal experiences during my military service. I spoke about my time as a young sailor in 1983 and my involvement in the aftermath of the Beirut barracks bombing, an attack that resulted in the tragic loss of 260 Marines due to a suicide bomber. I reflected on how that event shaped my perspective and continues to influence my life today.
My participation offered an opportunity to highlight the long‑term impacts of military service on veterans and to contribute a firsthand perspective to the broader conversation about conflict, service, and the importance of supporting those who serve.
Event
Date:
07/03/2026 Event Type Community Event
Event Title: Opening Day Baseball for American Canyon Little league Event Report: I participated in American Canyon Little League’s Opening Day celebrations, attending both the morning ceremony and the historic first-ever night game played under the lights in American Canyon. During the evening event, I had the honor of calling the game from the announcer’s booth, where I introduced the players, coaches, and volunteers.
This was a meaningful opportunity to support local youth sports, recognize the dedication of the league’s volunteers, and celebrate an important milestone for our community’s growing athletic programs. 509
Event
Date:
07/03/2026 Event Type Community Event
Event Title: Kiwanis Crab feed Fundraiser
Event Report: I attended the 2026 Annual Kiwanis Crab Feed, chaired by our own Vice Mayor Mark Joseph. The event had an excellent turnout and was filled with fellowship, laughter, and plenty of crab. It was a strong showing of community spirit and support for the important work Kiwanis continues to do for youth and families.
We will have to follow up with the Vice Mayor to learn how successful the fundraiser was this year, but from the participation alone, it appeared to be a very positive event. I was pleased to make a contribution to support the cause.
Event
Date:
08/03/2026 Event Type Community Event
Event Title: First ever Junction Valley Pony Baseball Opening Day Event Report: On Sunday, I attended the inaugural American Canyon Junction Valley Pony Baseball Opening Day, where I had the honor of throwing out the very first pitch of this new community league. This milestone event reflects our community’s continued growth and our shared commitment to creating positive, supportive opportunities for our youth.
The launch of this league showcased the unity, pride, and togetherness that define American Canyon. Bringing families, volunteers, and young athletes together around youth sports not only strengthens community bonds but also encourages healthy activities and positive development for our kids.
It was a proud moment for American Canyon, and a reminder of why we love this community. 510
Future Agenda Items
March 26, 2026, Planning Comm. 6:30 p.m.
Active Planning Projects
Density Bonus Update
April 1, 2026, Joint PCS/OSATS Comm. 6:30
p.m.
Parks and Community Services Master Plan
April 7, 2026, City Council 6:30 p.m.
Arts Month
Sexual Assault Awareness Month
National Bike Week
Mosquito Abatement Presentation
South Kelly Road/SR 29 Project (TR23-0200)
Annual Police Report
April 9, 2026, PCS Comm. 6:30 p.m.
Cancelled
April 21, 2026, City Council 6:30 p.m.
Earth Day
National Volunteer Week
National Building Safety Month
Professional Municipal Clerk's Week
Napa Youth Council
Sea Level Rise (Sierra Club)
Successor ULL/RHNA & Property Tax Sharing
Agreement
Sites Project Update
Q3 CIP Update
April 23, 2026, Planning Comm. 6:30 p.m.
TBD
May 5, 2026, City Council. 6:30 p.m.
Asian American and Native Hawaiian-Pacific
Islander Heritage Month
Mental Health Awareness Month
National Public Works Week
Older American's Month
Sales Tax Polling Results #1
Engineer's Report for LLAD FY26/27
2026 Water Supply Update
May 6, 2026, OSATS 6:30 p.m.
FY2026/27 Work Plan Discussion
May 7, 2026, Finance Subcommittee 1:00 p.m.
Draft Budget Review FY 2026/27
May 14, 2026, PCS Comm. 6:30 p.m.
FY2026/27 Work Plan Discussion
Parks and Community Services Master Plan
May 19, 2026, City Council 6:30p
Kid’s Commerce Fee Waiver
Historic Prevention Month
Memorial Day
Water Safety Month
AB481 Military Equipment Ordinance
Density Bonus/Inclusionary Housing Ordinance
Update
Public Hearing for LLAD FY26/27
Draft FY 26/27 Budget
May 28, 2026, Planning Comm. 6:30 p.m.
FY2026/27 CIP Projects
Active Transportation Plan General Plan
Amendment
June 2, 2026, City Council. 6:30 p.m.
Pride Month
Juneteenth Independence Day
Final FY 26-27 Budget
FY25-25 Q4 Update and 5yr CIP
Program FY27-31
Sales Tax Measure Polling Results #2 and Draft
Ballot Language
June 16, 2026, City Council. 6:30 p.m.
Call & Consolidate Election
Local Sales Tax Measure
Clarke Ranch Improvements
June 16, 2026, Joint City Council/PCS. 7:30 p.m.
PCS Work Plan FY25/26
Parks and Community Services Master
Plan Approval
June 16, 2026, Joint City Council/OSATS. 8:30
p.m.
OSATS Work Plan FY25/26
Active Transportation Plan General Plan
Amendment
June 25, 2026, Planning Comm. 6:30 p.m.
TBD
511
Future Agenda Items
Unscheduled Council Directed Items
Item Councilmember Date of Vote Notes
Food Ware Ordinance Joseph 9/17/2024 On hold, pending RCAAP Purple Heart Designation Washington 10/15/2024 In progress, Council date TBD 512
IV
119TH CONGRESS
1ST SESSION H. CON. RES. 46
Expressing the sense of Congress that the United States is committed to ensuring a safe and healthy climate for future generations, and thus to restoring the climate.
IN THE HOUSE OF REPRESENTATIVES
JULY 23, 2025
Mr. THOMPSON of California (for himself, Mr. HUFFMAN, Mr. MORELLE, and Mr. THANEDAR) submitted the following concurrent resolution; which was referred to the Committee on Energy and Commerce, and in addition to the Committee on Foreign Affairs, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned
CONCURRENT RESOLUTION
Expressing the sense of Congress that the United States is committed to ensuring a safe and healthy climate
for future generations, and thus to restoring the climate.
Whereas humanity has an obligation to future generations to restore and maintain a safe climate that ensures our
long-term survival;
Whereas, prior to the industrial revolution, humans have never lived with a sustained atmospheric carbon dioxide (CO2) concentration above 300 parts per million (ppm);
Whereas today’s atmospheric CO2 concentration is approximately 420 ppm, 50 percent higher than in preindustrial VerDate Sep 11 2014 17:47 Jul 24, 2025 Jkt 059200 PO 00000 Frm 00001 Fmt 6652 Sfmt 6300 E:\BILLS\HC46.IH HC46 ssavage on LAPJG3WLY3PROD with BILLS
459 513
2 •HCON 46 IH
times, resulting in destructive impacts on climate, agriculture, the environment, human health, and economies around the world;
Whereas the United Nations Framework Convention on Climate Change set its climate goal to stabilize greenhouse gas (GHG) levels in 1992, when the atmospheric CO2
concentration was 350 ppm, which is the maximum level
theorized to sustain the ecosystems to which humans
have adapted;
Whereas, in this resolution, ‘‘climate restoration’’ refers to— (1) the goal of restoring the atmospheric CO2 concentration to that which humans have survived long-term, (below 300 ppm); and
(2) actions required to achieve that concentration;
Whereas climate restoration is a crucial complement to rapid and deep emissions reductions;
Whereas climate restoration by 2050, will require removing approximately 1,000,000,000,000 tons of CO2 from the
atmosphere, or net 50,000,000,000 tons per year for 20
years;
Whereas, approximately 1,000,000,000,000 tons of CO2 were removed from the atmosphere by natural processes 10
times in the last 1,000,000 years, and naturally occurring mechanisms are capable of removing geologically significant amounts of atmospheric CO2, including carbon sequestration by the ocean carbon biological pump;
Whereas scientists and technologists have developed and demonstrated CO2 sequestration methods that replicate and leverage these natural processes in ways that significantly reduce atmospheric CO2 concentrations;
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3 •HCON 46 IH
Whereas Congress should encourage investigation and investment in CO2 removal methods and technologies that leverage existing natural processes, as well as other technologies; Whereas, in addition to CO2 removal, restoring the Earth’s energy balance relies on reducing feedback loops that
negatively affect surface albedo, global ocean and atmospheric circulation patterns, and cloud cover; Whereas removing methane and other short-lived climate pollutants from the atmosphere between now and 2030 is essential as a bridge to achieving longer term climate restoration; Whereas climate restoration will benefit the people of the United States by reducing loss and damage from heat
waves, floods, storms, droughts, wildfires, and other disasters exacerbated by climate change, while producing positive effects on human and ecosystem health, along
with benefiting the economy as a whole;
Whereas climate restoration is a precondition for intergenerational climate justice, as young people will suffer the worst effects of climate breakdown;
Whereas the urgent action needed to restore a safe climate is consistent with H. Res. 975, introduced in 2022, and H. Res. 259, introduced in 2023, which are resolutions
that recognize the mental health impacts of recurrent climate-related disasters on youth, a group especially vulnerable to the physical and mental health impacts of climate-related disasters, and the far greater suffering young people and future generations will endure if the
climate continues to worsen; and
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4 •HCON 46 IH
Whereas, on July 3, 2023, the California Senate passed SR– 34, becoming the first State to pass a resolution formally recognizing an obligation to future generations to restore the atmospheric CO2 concentration to a safe level, below 300 ppm, and calling for action by the Federal Government, in the form of an international climate treaty, to restore and stabilize greenhouse gas concentrations as a common climate goal: Now, therefore, be it
1 Resolved by the House of Representatives (the Senate
2 concurring), That Congress—
3 (1) formally recognizes its obligation to future
4 generations to restore a safe climate;
5 (2) declares that climate restoration, along with
6 achieving net-zero CO2 emissions, are climate policy
7 priorities; and
8 (3) calls on the President, Secretary of State,
9 and United States Ambassador to the United Na10 tions to take actions that will restore the climate 11 and stabilize greenhouse gas concentrations at
12 preindustrial levels.
Æ
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