Agenda packet — Visalia City Council, April 7, 2025 (part 4 of 6)

No Agency / Group /
Organization Name
Agency / Group
/ Organization
Type
Section of Plan
addressed by
consultation
How was the Agency /
Group / Organization
consulted and what are
the anticipated outcomes
of the consultation or
areas for improved
coordination?
15 -
16 Kings Tulare
Homeless Alliance
Continuum of
Care
• Needs assessment
• Strategic plan
• Annual action plan
Contributed views on
community needs via the
Community Organization
Survey.
17 Community Services
Employment Training
Social service
organization
• Needs assessment
• Strategic plan
• Annual action plan
Contributed views on
community needs via the
Community Organization
Survey.
18 Housing Authority of
the County of Tulare
Public housing
agency
• Needs assessment
• Strategic plan
• Annual action plan
Contributed views on
community needs via the
Community Organization
Survey. Discussed detailed
needs of the populations the
organization serves via
participation in an agency
focus group.
19 Champions Recovery
Alternative Programs,
Inc.

Social service
organization
• Needs assessment
• Strategic plan
• Annual action plan
Contributed views on
community needs via the
Community Organization
Survey.
20 TC Hope Other public
entity
• Needs assessment
• Strategic plan
• Annual action plan
Contributed views on
community needs via the
Community Organization
Survey.
21 St. Paul’s Church Religious
institution
• Needs assessment
• Strategic plan
• Annual action plan
Discussed detailed needs of
the populations the
organization serves via
participation in an agency
focus group.
22 Anthem Blue Cross Social service
organization
• Needs assessment
• Strategic plan
• Annual action plan
Discussed detailed needs of
the populations the
organization serves via
participation in an agency
focus group.
23 Aspiranet Social service
organization
• Needs assessment
• Strategic plan
• Annual action plan
Discussed detailed needs of
the populations the
organization serves via
participation in an agency
focus group.
24 Kings/Tulare Area
Agency on Aging
Social service
organization
• Needs assessment
• Strategic plan
• Annual action plan
Discussed detailed needs of
the populations the
organization serves via
participation in an agency
focus group.
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No Agency / Group /
Organization Name
Agency / Group
/ Organization
Type
Section of Plan
addressed by
consultation
How was the Agency /
Group / Organization
consulted and what are
the anticipated outcomes
of the consultation or
areas for improved
coordination?
25 College of the
Sequoias/Giant
Marketplace
Other public
entity
• Needs assessment
• Strategic plan
• Annual action plan
Discussed detailed needs of
the populations the
organization serves via
participation in an agency
focus group.
26 City of Visalia
Planning
Other public
entity
• Needs assessment
• Strategic plan
• Annual action plan
Discussed detailed needs of
the populations the
organization serves via
participation in an agency
focus group.
27 -
29 Anonymous (3)* ---
• Needs assessment
• Strategic plan
• Annual action plan
Contributed views on
community needs via the
Community Organization
Survey.

Identify any agency types not consulted and provide rationale for not consulting.

The City reached out to a wide range of agencies and organizations through various methods, including email to large list servs (ex. KTHA’s email newsletter) and information sharing between entities. This approach was promoted by the City to ensure that as many local entities as possible were provided with an opportunity to contribute to Con Plan priorities. No agency types were excluded from this outreach effort.

Other local/regional/state/federal planning efforts considered when preparing the Plan

Table 4: Other local/regional/federal planning efforts
Name of Plan Lead
Organization
How do the goals of your Strategic Plan
overlap with the goals of each plan?
City of Visalia General Plan
Housing Element, 2023-2031 City of Visalia
The Housing Element assesses the need for
housing for all levels of income and establishes
policies to meet those needs.

The Strategic Plan goals support the
implementation of the Housing Element by
working to construct and rehabilitate new
and existing affordable housing units.

City of Visalia Consolidated
Plan and Action Plans/CAPERs,
2020/21-2024/25
City of Visalia
The City of Visalia’s previous 5-year
Consolidated Plan and Annual Action
Plans/CAPERs provided context for the City’s
previous needs and goals, as well as the
progress the City has made toward those goals.
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Name of Plan Lead Organization How do the goals of your Strategic Plan overlap with the goals of each plan?
City of Visalia Analysis of
Impediments to Fair Housing
Choice (AI), 2025/26-2029/30
City of Visalia
The City of Visalia’s recently prepared AI
contributed current insight on community
conditions and fair housing needs that could be
incorporated in and complemented by the
2025/26-2029/30 Consolidated Plan.

Kings Tulare Homeless Alliance
2023 Point-In-Time Count
Survey
Kings Tulare
Homeless Alliance
The Point-In-Time Count Survey provides
recent data and patterns regarding the
homeless populations within the counties of
Kings and Tulare.

Continuum of Care Housing
Inventory Count Report
Kings Tulare
Homeless Alliance
This report provides a count of available beds
for homeless populations in the area and
provides context for assessing the City’s need
for additional beds.

Describe cooperation and coordination with other public entities, including the State and any adjacent units of general local government, in the implementation of the Consolidated Plan (91.215(l))
The City of Visalia collaborated with various City departments and public entities to develop the Consolidated Plan. This collaboration ensures a comprehensive approach to addressing community needs and leveraging resources effectively. Regularly the City engages with neighboring local government agencies through participation within the KTHA Continuum of Care (CoC) to address regional issues that cross city boundaries within the region. This includes coordination on housing strategies, economic development projects, and infrastructure improvements. By fostering strong partnerships with adjacent jurisdictions, the City ensures a cohesive and unified approach to regional housing and economic challenges while enhancing its ability to implement the Con Plan eff ectively, ensuring that the needs of the community are met in a coordinated and efficient manner.

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PR-15 Citizen Participation

1. Summary of citizen participation process/Efforts made to broaden citizen participation

Summarize citizen participation process and how it impacted goal setting.

The City of Visalia conducted community outreach through various channels, including the City’s website, social media, questionnaires for citizens and organizations that focused on housing and community needs, public meetings, and a public hearing. Several organizations listed in Table 5 assisted in promoting these engagement opportunities to their contacts.

Community and Housing Surveys
The City created a total of four questionnaires designed to gather input on community needs from citizens, community organizations and local agencies. The Citizen Questionnaire targeted Visalia residents, asking about housing, supportive services, economic and workforce development, planning and community development, and homelessness. An Organization Questionnaire covering similar topics was also created to gather input from community agencies and organizations. Additionally, a Spanish version of the Citizen Questionnaire was prepared.

The questionnaires were open for responses from July 12, 2024 - August 2, 2024, and were reopened from September 6 -13, 2024, in anticipation of a virtual public meeting. A total of 122 individuals responded to the Citizen Questionnaire, while no responses were logged for the Spanish version.

The City’s Housing Division also created two additional surveys for specific events: the 2023 Farmworker Women’s Conference (a Spanish speaking event), and the Citizen CAC community meeting on September 4, 2024. These surveys focused on housing and community development needs, supportive services, economic development, infrastructure, and community facility needs.

Public Meetings and Hearing
The City held several public meetings and hearings to gather public input in the development and during the 30-day public comment period of the draft 2025-2029 ConPlan and 2025 Action Plan.

These meetings garnered input from both the public and City Council members. All meetings were publicized to the community through English and Spanish public noticing in the local newspaper, various organizational listservs, and on the City’s website and social media channels.

During the development of the 2025 -2029 ConPlan and 2025 Action Plan the follow ing public meetings and hearings were held to gather input on the highest community needs. • Public Hearing - City Council Meeting on September 3, 2024, at 7:00pm • Community Meeting - Citizens Advisory Committee on September 4, 2024, at 5:30pm • Community Meeting – Virtual Public Meeting on September 9, 2024, at 1:00pm During the 30-day public period the following public meetings and hearings were held. • Community Meeting - Citizens Advisory Committee on April 2, 2025, at 5:30pm • Public Hearing - City Council Meeting (Draft Review) on April 7, 2025, at 7:00pm • Public Hearing - City Council Meeting (Adoption) on April 21, 2025, at 7:00pm 603
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Consolidated Plan Public Comment Period
The draft program year 2025-2029 Consolidated Plan and 2025 Annual Action Plan 30-day public period was held from March 21, 2025, through April 21, 2025. A Summary of comments received will be added following the public comment period.

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Table 5: – Citizen Participation Outreach

Mode of
Outreach
Target of
Outreach
Summary of
Response/Attendance
Summary
of
Comments
Received
Summary of
Comments Not
Accepted
and Reasons
URL (If
applicable)
Public meeting
Non-English
Speaking –
Specify other
language: Spanish
On November 16, 2023, the City’s
Housing Division survey 107
individuals attending the 2023
Farmworker Women’s Conference held
at the Visalia Convention Center on
housing and community development.

See
Appendix B N/A N/A
Internet
Outreach
Non-
targeted/broad
community
Community Needs Assessment public
notices and surveys shared on City
social media outlets reaching 22K on
Facebook, 19K on Instagram, and 6K on
Twitter. Community Needs Survey and
information also shared on the City
website and Inside City Halll newsletter.

See
Appendix B N/A N/A
Other
Non-
targeted/broad
community

Citizen Needs Assessment public
notices and surveys on various email
distribution listservs including the
Kings/Tulare Homeless Alliance to 645
individuals, the Homeless Task Force to
over 200 individuals, and the Community
Care Coalition to over 200 individuals.

See
Appendix B N/A N/A
Other
Non-
targeted/broad
community

Citizen Needs Assessment public
notices shared at various locations City
Hall West, City Hall East, City Hall
North, Visalia Transit, Visalia Senior
Center, Visalia Library, and Visalia
Parks & Recreation locations.

See
Appendix B N/A N/A
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Other
Non-
targeted/broad
community
Citizen community needs survey
launched from 7/12/24 – 8/2/24, and
9/6/24 – 9/13/24, and received 122
individual respondents.

See
Appendix B N/A N/A
Other
Non-
targeted/broad
community
Organization community needs survey
launched from 7/12/24 – 8/2/24, 8/12-
8/16/24, and 9/25/24-10/4/24, and
received 23 individual respondents.

See
Appendix B N/A N/A
Newspaper Ad
Non-
targeted/broad
community

Community needs assessment public
notice posted in the Visalia Delta-Times
newspaper on 8/27/24.

See
Appendix B N/A N/A
Public Hearing
Non-targeted/broad
community

On September 3, 2024, a City Council
public hearing was held on the
development of the ConPlan.

See
Appendix B N/A N/A
Public
Meeting
Non-
targeted/broad
community
Other: Citizens
Advisory
Committee
On September 4, 2024, a Community
meeting was held on the development
of the ConPlan, and community needs
assessment. 25 individuals attended.

See
Appendix B N/A N/A
Public
Meeting
Non-targeted/broad
community

On September 9, 2024, a virtual
community meeting on the
development of the ConPlan and
community needs assessment. 10
individuals attended.

See
Appendix B N/A N/A
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Public
Meeting
Non-
targeted/broad
community
Other:

Organizations
On September 25, 2024, a focus group
was held on the development of the
ConPlan, and community needs
assessment. 10 individuals attended
from various organizations.

See
Appendix B N/A N/A
Public
Meeting
Non-
targeted/broad
community

Other:

Organizations
On October 2, 2024, a focus group was
held on the development of the
ConPlan, and community needs
assessment. 12 individuals attended
from various organizations.

See
Appendix B N/A N/A
Public
Meeting
Non-
targeted/broad
community

On December 3, 2024, a City Council
work session was held to discuss the
development of the 5-year ConPlan.

See
Appendix B N/A N/A
Newspaper
Ad
Non-
targeted/broad
community

30-day public comment period public
notice was published in the Visalia
Times Delta on 3/21/25 and 4/1/25.

See
Appendix B N/A N/A
Internet
Outreach
Non-
targeted/broad
community
Draft 2025-2029 ConPlan and 2025
Action Plan were available on the City's
website from 3/21/24 - 4/21/25.

See
Appendix B N/A N/A
Internet
Outreach
Non-targeted/broad
community

City social media posts on City's
website news page, Facebook,
Instagram, and Twitter pages.

See
Appendix B N/A N/A
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Listserv
Notice
Non-
targeted/broad
community
The Kings Tulare Homeless Alliance
and Visalia Chamber of Commerce
listserv notices.

See
Appendix B N/A N/A
Public Notices
Non-
targeted/broad
community
Public notices posted at the following
city sites: City Hall, Community
Development, Administrative Office,
Recreation, Senior Center, and Visalia
Transit from 3/21/25 - 4/21/25.

See
Appendix B N/A N/A
Public
Meeting
Non-
targeted/broad
community
Citizens Advisory Committee
community meeting to review draft and
obtain public comment held on 4/2/25.

See
Appendix B N/A N/A
Public
Hearing
Non-
targeted/broad
community
Public Hearing to review draft 2025-
2029 ConPlan 2025 Action Plan and
obtain public comment held on 4/7/25.

See
Appendix B N/A N/A
Public
Hearing
Non-
targeted/broad
community
Public Hearing to approve the 2025-
2029 ConPlan and 2025 Action Plan
and authorize submission of the plan to
HUD held on 4/21/25.

See
Appendix B N/A N/A

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Needs Assessment
NA-05 Overview
Needs Assessment Overview
The following is a summary of the City of Visalia’s projected housing needs and non-housing needs for the coming five-year period. Housing data included in this portion of the plan has been collected from U.S. Census data, data as provided by HUD, CHAS 2017 -2021 data, A merican Community Survey data (201 9-2023 5-Year estimates), the region’s Continuum of Care, the Housing Authority of Tulare County, and through consultation with social service agencies and other entities with whom the City partners.

Each year, the U.S. Department of Housing and Urban Development (HUD) receives custom tabulations of American Community Survey (ACS) data from the U.S. Census Bureau. This data, known as the "CHAS" data (Comprehensive Housing Affordability Strategy), demonstrate s the extent of housing problems and housing needs, particularly for low-income households. CHAS data included in the tables is from the ACS 2017 -2021. The CHAS cross -references each income category with other data, such as, race/ethnicity, home tenu re, household size, age of housing, number of vacant housing units, and, as described in the paragraph above, household problems:

• Units with physical defects (lacking complete kitchen or bathroom) • Overcrowded conditions (housing units with more than one person per room) • Housing cost burden, including utilities, exceeding 30 percent of gross income, and • Severe housing cost burden, including utilities, exceeding 50 percent of gross income

Data regarding housing problems, as described above, is cross -referenced with the numbers of households earning low- to moderate- incomes.

The City of Visalia is located along State Highway 198, east of State Highway 99, in the southern portion of the agricultural San Joaquin Valley. Visalia is the oldest San Joaquin Valley town, and the largest in Tulare County, which has an overall population of 477,544.

Nathanial Vise, one of the original inhabitants of a fort built at Four Creeks – named after the watersheds and creeks which emptied in the area from the Sierra Nevada Mountains – was tasked with surveying the town. He envisioned the area becoming the capital seat of Tulare County, and one year later in 1853, Visalia did become the county seat. The City of Visalia takes its name from Visalia, Kentucky, the original home of Nathanial Vise, after whose family the Kentucky city was named.

The City of Visalia is located between Bakersfield and Fresno. The gold rush along the Kern River led to growth in Visalia. Many of its early inhabitants were gold miners who hailed from the South.

Many failed miners stopped and remained in Visalia on their journeys home.

On September 15, 1857, John Butterfield, a businessman and financier out of Utica, New York, won a six-year, $600,000-a-year contract to transport U.S. mail twice a week between St. Louis, Missouri, and San Francisco. To deliver the mail year -round, from St. Louis to San Francisco in 25 days, Butterfield’s route went south through Texas, west through New Mexico Territory, passing Fort Yuma Arizona, and to Visalia before rolling on to San Francisco. Saloons and hotels were built near the stage stop which aided commerce.
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At the outbreak of the Civil War, Camp Babbit was constructed. The Camp was constructed by the federal government to quell sympathy for the Southern cause due to the number of Southern migrants residing in Visalia at the time. Union soldiers were not tasked with fighting but did keep order in the area. During this period, in 1874, Visalia was incorporated as a city with a common council and an ex-officio Mayor and President, and today is a charter city that operates under a Council-Manager form of government. The City of Visalia continued to grow at a steady pace due to its livestock, railroads, hydroelectrical power and irrigation water, which makes the area very suitable for agriculture. Today, many of Visalia’s historic downtown buildings comprise the Main Street shopping and dining district. Visalia is also located in close proximity to Sequoia National Park.

According to the 20 19-2023 5-Year estimate from the American Community Survey (ACS), the population of Visalia is 142,649, up 0.9% and 14.6% from the 2020 (141,384) and 2010 (124,442) US Census, respectively. The US Census Bureau’s Gazetteer Files show that Visalia has a total land area of 37.91 square miles. The City’s Finance Department – Housing Division, is responsible for carrying out projects and programs with the use of funds received from the United States Department of Housing and Urban Development (HUD).

The US Census Bureau reported a slight decrease in average household size in Visalia from 3.00 to 2.99 from 2020 to 2022, compared to an average household size of 2.98 persons per household in 2010. These slight changes are likely indicative of household f ormation changes remaining relatively constant between 2010 through 2022. Across the same time period, housing stock increased by 9.9% in Visalia according to Esri, but slowed substantially between 2020 to 2022, with housing stock increasing only 0.2%, les s than the city’s annual average increase of 0.8% between 2010 and 2022.

Single-family homes within the City of Visalia make up 76.6% of all housing stock, while multifamily housing (2 units or more) makes up 19.9% of the housing stock. The remaining 3.5% is allocated to mobile homes (3.4% of housing stock) and boats, RVs, and vans (0.1% of housing stock). As of 2024, the median price of a home within Visalia is $401,500, up 5.4% from 2023.

According to CoStar and apartments.com, rents range from $1,239 for a studio apartment to $2,599 for a 4-bedroom apartment. Lower income households may be able to afford studio units; however, larger units and homeownership would likely not be affordable to lower income households.

A community’s housing needs depend on different determining factors. For example, different age groups have distinct family types, sizes, and income levels, all of which correspond to different housing needs. Younger adults tend to seek apartments, condominiums, and single -family units that are proportionate to their typically smaller household sizes and more constrained finances.

Adults with children may seek larger single-family homes. As grown children begin to leave home, older adults and seniors often seek to trade their larger homes for smaller single -family homes and condominiums that are typically easier to maintain and afford. The largest age cohort for Visalia is persons between the ages 25 to 44 at 30.1%. Older adults (persons 45 and older) make up 33.3% of Visalia’s population.

Housing Needs Assessment
According to CHAS 2017-2021, 35.4% (16,050) of Visalia’s households earned incomes between zero and 80 percent of the area median income which are extremely low to moderate, according to HUD’s income limits.
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According to Table 9:
• Households with children six years old or younger account for 26.1% of total households below 80% AMI.
• 3,995 households are in the extremely low-income bracket, 4,720 are very low, and 7,335 are low-income
• 18.4% of extremely low to low-income (0-80% AMI) households contain at least one person 62-74 years of age and
• 17.2% percent of low-income households contain at least one-person age 75 or older.

Overall, the data shows two household types with the most need. Small family households at zero to 80% AMI make up 41.4% of total households in this income range, and families with children six years old or younger make up 26.1% of the total households in this income range.

Disproportionately Greater Need
Housing Problems
The data in Table 18 shows that for the extremely low -income bracket (0 to 30% AMI), 83.2 percent of the jurisdiction experienced housing problems. No individual group in this income bracket is experiencing housing problems disproportionate to the jurisdiction as a whole.

For the very low -income bracket (30 to 50% AMI), 83.8 percent of the jurisdiction experienced housing problems (Table 19), and disproportionate need was experienced by:
• Black/African American households
• American Indian, Alaska Native households

For the low-income bracket (50 to 80% AMI), 69.1 percent of the jurisdiction experienced housing problems (Table 210) and disproportionate need was experienced by:
• Black/African American households

For households earning incomes of 80% to 100% AMI, 35.9 percent of households in the jurisdiction experienced housing problems (Table 21). No individual group in this income bracket is experiencing housing problems disproportionate to the jurisdiction as a whole.

Severe Housing Problems
The data analysis shows that for the extremely low-income bracket (0% to 30% AMI), 74.1 percent of households in the jurisdiction as a whole experience severe housing problems (Table 18). No individual group in this income bracket is experiencing housing problems disproportionate to the jurisdiction as a whole.

For the very low-income bracket (30% to 50% AMI), 47.8 percent of households in the jurisdiction experienced severe housing problems ( Table 24), and disproportionate need was experienced by:
• Black/African American households

For the low-income bracket (50% to 80% AMI), 22.9 percent of households in the jurisdiction as a whole experienced severe housing problems ( Table 25), and disproportionate need was experienced by:
• Black/African American households

For the 80% to 100% AMI income bracket, 12.4 percent of households in the jurisdiction as a 611
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whole experienced severe housing problems (Table 26), and disproportionate need was experienced by:
• Asian households

Homeless Nees Assessment
Visalia’s share of homeless accounted for 53.66% (587) of the total homeless counted for Kings and Tulare Counties. Approximately, 19.6% were sheltered and 80.4% were unsheltered in Visalia on the night of the 2024 Point in Time count (January 21, 2024).

Non-Homeless Special Needs Assessment
Data gathering and community outreach prioritized needs as follows:

Non-homeless Community Services
• Senior services
• Childcare
• Counseling services

Housing
• Affordable housing, both rental and mortgage
• Need for larger units
• Senior housing

Non-Housing Community Development Needs
• Priority needs identified for Public Facilities are, in order of priority, youth centers, park and recreational facilities, health facilities, senior centers, and childcare centers. • Priority needs identified for Public Improvement are, in order of priority, street improvements, sidewalk improvements, and street lighting improvements. • Priority needs identified for Community Services and Programs are, in order of priority, providing law enforcement services, providing fire protection services, and programs for at - risk youth
• Priority needs identified for Public Services included shelter and counseling, youth services, domestic violence services and, specific to homeless needs, emergency shelters, transitional housing, and permanent housing.

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NA-10 Housing Needs Assessment - 24 CFR 91.205 (a,b,c)
Summary of Housing Needs
Several steps were taken to assess housing needs in Visalia. Analysis of current data shows a need for affordable housing for extremely low and very low-income households. Based upon the community outreach meetings, stakeholder interviews and surveys completed, housing needs identified are mortgage assistance, rental assistance, senior housing, and housing for the disabled. According to a windshield survey of housing conditions, there is also a need for rehabilitation for both renter and homeowner units. Additionally, priority homelessness needs include emergency shelters, transitional housing, and permanent housing.

Between 2010 and 2023, Visalia’s population increased by 14.6%. According to ACS 2019-2023 5-Year estimates, Visalia's populace was estimated at 142, 649 individuals. Visalia's population growth outpaced that of Tulare County, which stood at 7.3% for the same period. Visalia’s household count has grown by 12.4% since 2010.

Table 6: Regional Population Growth Trends
Jurisdiction 2010
Population
2020
Population
2023
Population
% Change
2010-2023
% Change
2020-2023
City of Visalia 124,442 141,384 142,649 14.6% 0.9%
Source: 2010 and 2020 Census, 2019-2023 5-Year ACS

Table 7: Household Growth
2010 2023 Percent Change
41,349 46,466 12.4%
Source: 2010 Census (Base Year), 2019-2023 5-Year ACS

Since the mid- to late 20th century, poverty has fallen but income inequality has increased. As indicated in Table 8 below, the median household income for Visalia is $79,952 based on the 2019-2023 5-Year American Community Survey (ACS) estimate. Since the 2010 US Census, the median household income has increased by 20.1%.

Table 8: City of Visalia-Median Household Income
(2010-2023)
Median Household Income Percent Change 2010 2023
$66,549 $79,952 20.1%
Source: 2010 US Census, 2019-2023 5-Year ACS

According to CHAS 2017-2021, 35.4% (16,050) of Visalia’s households earned incomes between zero and 80 percent of the area median income-incomes that are extremely low to low, according to HUD’s income limits.

According to Table 9:
• Households with children six years old or younger account for 26.1% of total households below 80% AMI.
• 3,995 households are in the extremely low-income bracket, 4,720 are very low, and 7,335 are low-income
• 18.4% of extremely low to low-income (0-80% AMI) households contain at least one person 62-74 years of age and
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• 17.2% percent of low-income households contain at least one-person age 75 or older.

Table 9: Total Households
Household Type 0-30% HAMFI 30-50%
HAMFI 50-80% HAMFI 80-100%
HAMFI
>100%
HAMFI
Total Households 3,995 4,720 7,335 5,070 24,260
Small Family
Households 1,145 1,960 3,535 2,005 11,960
Large Family
Households 695 685 885 970 3,440
Household
Contains at least
one-person aged
62-74
758 1,040 1,150 1,395 5,785
Household contains
at least one-person
aged 75+
615 825 1,320 615 1,880
Households with
one or more
children aged 6 or
younger
855 840 2,490 1,639 4,230
Source: 2017-2021 CHAS

Housing Needs Summary
Tables 10 and 11 below contains the number of households earning incomes between zero and 100 percent of the area median income that are experiencing housing problems. Overall, renters experience housing problems more than homeowners and cost burden occurs more often than other problems, followed by overcrowding. Housing cost burden was the problem experienced most, by both owners and renters, followed by severe housing cost burden. Renters accounted for 58.0% of households experiencing housing cost burden and 53.4% of households experiencing severe housing cost burdens.

According to 2017-2021 CHAS (Table 10 and Table 11) a total of 1,325 households were overcrowded (between 1.01 and 1.5 per room) in Visalia, 67.6% of which were renters.

Additionally, 530 renters experienced severe overcrowding (more than 1.51 persons per room) while only 90 owner occupied households experienced severe overcrowding.

Once again, renters experienced the problem of cost burden more so than owners. Of the 5,225 households that were severely cost burdened (those paying more than 50 percent of their income), 53.4% were renters and 46.6% owned their home (see Table 10 and Table 11). For cost burdened households (those paying more than 30% of their income towards housing), 58.0% were renter households and 42.0% were owner occupied households.

Renter households experience substandard housing (lacking complete plumbing or kitchen facilities) at a much greater rate than owner occupied households, accounting for 77.8% of households experiencing substandard housing. Of these renter households, 80 households had extremely low incomes, 85 were very low, 50 were low, and 65 were moderate income.

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Table 10: Housing Problems
Renter Occupied
Household Type 0-30%
HAMFI
30-50%
HAMFI
50-80%
HAMFI
80-100%
HAMFI Total
Substandard Housing-Lacking complete
plumbing or kitchen facilities 80 85 50 65 280
Severely Overcrowded - With >1.51 people
per room (and complete kitchen and
plumbing)
75 205 140 110 530
Overcrowded - With 1.01-1.5
people per room (and none of the above
problems)
240 255 265 135 895
Housing cost burden greater than 50% of
income (and none of the above problems) 1,595 820 365 10 2,790 Housing cost burden greater than 30% of
income (and none of the above problems) 200 1,360 1,870 415 3,845 Zero/negative Income (and none of the
above problems) 295 0 0 0 295
Source: 2017-2021 CHAS

Table 11: Housing Problems
Owner Occupied
Household Type 0-30%
HAMFI
30-50%
HAMFI
50-80%
HAMFI
80-100%
HAMFI Total
Substandard Housing-Lacking complete
plumbing or kitchen facilities 0 0 80 0 80
Severely Overcrowded - With >1.51 people
per room (and complete kitchen and
plumbing)
0 0 10 80 90
Overcrowded - With 1.01-1.5
people per room (and none of the above
problems)
100 110 85 135 430
Housing cost burden greater than 50% of
income (and none of the above problems) 875 785 685 90 2,435 Housing cost burden greater than 30% of
income (and none of the above problems) 165 330 1,520 775 2,790 Zero/negative Income (and none of the
above problems) 105 0 0 0 105
Source: 2017-2021 CHAS

1. Housing Problems
Households with one or more housing problems, as defined by HUD, include units which lack kitchen or complete plumbing, are overcrowded, or the residents are cost burdened. Additionally, severe housing problems are discussed in the following section.

In Visalia, of households earning incomes between zero and 100 percent of AMI, renters make up 55.9% of total households. Additionally, 8,345 Renter households in the 0-100% AMI bracket experience housing problems, while 5,825 owner households experience housing problems.

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Table 12: Housing Problems (cont.)
Renter Occupied
Household Type 0-30%
HAMFI
30-50%
HAMFI
50-80%
HAMFI
80-100%
HAMFI Total
Having 1 or more of four housing problems 2,185 2,730 2,690 740 8,345 Having none of four housing problems 465 240 1,060 1,700 3,465 Household has negative income, but none of
the other housing problems 300 0 0 0 300
Owner Occupied
Having 1 or more of four housing problems 1,140 1,225 2,380 1,080 5,825 Having none of four housing problems 205 525 1,205 1,550 3,485 Household has negative income, but none of
the other housing problems 130 0 0 0 130
Source: 2017-2021 CHAS

Cost Burden
As illustrated in Table 13, renter households that are 0-80% AMI account for a larger portion than owner households in this income bracket with cost burden. Small related households, both renter and owner occupied, are the household type with the largest number of households with cost burden. Other household types and large families were two other household types that have a large number of cost burden ed renter-occupied households. For owner occupied households with cost burden, the second two largest household types after small families, were elderly families and elderly non-families.

The number of households that have severe cost burden, housing costs greater than 50 percent of household income, are similar to households with cost burden. The number of renter occupied households with severe cost burden are greater than the number of owner-occupied households with cost burden (Table 14). Most severely cost burdened households are those earning below 50% AMI. Small family households for renters and Elderly Non -Family for owner -occupied households, have the most severe cost burden. For o wner occupied households, small family and elderly non-family households also have a high share of households that are severely cost burdened.

Table 13: Cost Burden > 30%
Renter Occupied
Household Type 0-30%
HAMFI
30-50%
HAMFI
50-80%
HAMFI Total
Elderly Family (2 persons, with either or both age 62
or over) 145 85 260 490
Small Family (2 persons, neither person 62 years or
over, or 3 or 4 persons) 680 1,300 1,385 3,365
Large Family (5 or more persons) 460 375 185 1,020
Elderly Non-Family 360 390 90 840
Other Household Type (non-elderly, non-family) 515 495 520 1,530 Total Need by Income 2,160 2,645 2,440 7,245
Owner Occupied
Elderly Family (2 persons, with either or both age 62
or over) 95 290 340 725
Small Family (2 persons, neither person 62 years or 295 470 1,145 1,910 616
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over, or 3 or 4 persons)
Large Family (5 or more persons) 115 125 265 505
Elderly Non-Family 365 190 395 950
Other Household Type (non-elderly, non-family) 230 85 160 475 Total Need by Income 1,100 1,160 2,305 4,565
Source: 2017-2021 CHAS

Table 14: Cost Burden > 50%
Renter Occupied
Household Type 0-30%
HAMFI
30-50%
HAMFI
50-80%
HAMFI Total
Elderly Family (2 persons, with either or both age 62
or over) 125 25 85 235
Small Family (2 persons, neither person 62 years or
over, or 3 or 4 persons) 605 410 225 1240
Large Family (5 or more persons) 380 165 20 565
Elderly Non-Family 300 235 25 560
Other Household Type (non-elderly, non-family) 460 180 55 695 Total Need by Income 1,870 1,015 410 3,295
Owner Occupied
Elderly Family (2 persons, with either or both age 62
or over) 50 260 225 535
Small Family (2 persons, neither person 62 years or
over, or 3 or 4 persons) 285 280 135 700
Large Family (5 or more persons) 115 45 10 170
Elderly Non-Family 280 130 315 725
Other Household Type (non-elderly, non-family) 205 85 0 290 Total Need by Income 935 800 685 2,420
Source: 2017-2021 CHAS

Crowding
As illustrated in Table 15, of households earning between zero and 100% AMI, renter occupied households experience overcrowding, meaning more than one person per room, at nearly three times the rate of owner-occupied households (1,429 compared to 525). Single family households is the largest household type that is experiencing crowding in both renter and owner-occupied households. There is only a small percentage of multiple, unrelated family households and other non-family households experiencing crowding, and the majority of these households are renter households.

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Table 15: Crowding Information 1-2 (More than one person per room) Renter Occupied
Household Type 0-30%
HAMFI
30-50%
HAMFI
50-80%
HAMFI
80-100%
HAMFI Total
Single Family Households 315 430 355 150 1,250
Multiple, unrelated family households 0 30 50 39 119
Other, non-family households 0 0 0 60 60
Total need by Income 315 460 405 249 1,429
Owner Occupied
Single Family Households 65 110 75 215 465
Multiple, unrelated family households 40 0 20 0 60
Other, non-family households 0 0 0 0 0
Total need by Income 105 110 95 215 525
Source: CHAS 2017-2021

Table 16: Crowding Information 2-2
Renter Occupied
Household Type 0-30%
HAMFI
30-50%
HAMFI
50-80%
HAMFI
80-100%
HAMFI Total
Households with Children Present 670 610 1,450 809 3,539 Owner Occupied
Households with Children Present 185 230 1,040 805 2,260 Source: CHAS 2017-2021
Describe the number and type of single-person households in need of housing assistance.

There are 9,018 one-person households, accounting for 19.4% of total occupied housing units, according to the 2023 American Community Survey (ACS) 5-year estimates. Almost half of those households (45.3%) are seniors aged 65 and older , who may need multiple types of housing assistance as they age and may have a fixed income. Of all one -person households, 15.6% (1,411 people) were below poverty level, which is slightly higher than the poverty level in the city, of 11.3%. Although the ACS does not provide additional detailed information on single person households, there are likely single person households in need of housing assistance due to their age and/or poverty status.

Estimate the number and type of families in need of housing assistance who are disabled or victims of domestic violence, dating violence, sexual assault and stalking.

According to the 202 4 Kings/Tulare Counties Point -in-Time survey, of the 1, 672 homeless respondents for both counties, 33.2% were considered severely mentally ill and 3 4.8% had chronic substance abuse issues. Approximately one third of Visalia’s homeless population, including sheltered and unsheltered (approximately 226 persons) reported a disabling condition. 618
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Additionally, of the homeless persons surveyed in the Counties of Kings and Tulare, 196 persons (11.0%) reported they were victims of domestic abuse.

Central California Legal Services (“CCLS”) is a non -profit, public interest law firm that provides civil legal assistance to low-income populations in the San Joaquin Valley. CCLS serves eligible clients in Tulare County, and several other counties for health-related cases. Legal services may be provided in the areas of health, housing, domestic violence, utilities, employment law, elder’ law, immigration, and public benefits. CCLS’s client community lacks safe, healthy, and affordable housing. A major portion of CCLS’s client community consists of households at or below the 125% Federal Poverty Level (“FPL”), which is approximately 30% Area Median Income (“AMI”) for Tulare County.

The Housing Authority of Tulare County (HATC) reported that 58 tenants of Public Housing are disabled and 451 utilize the tenant-based Section 8 Housing Choice Voucher (HCV) from HUD.

HATC reported that, for non-elderly disabled tenants, 10 use the Veterans Affairs Supportive Housing voucher (HUDVASH) (see Table 2930).

The 2024 Point in Time count reported that 202 homeless clients have a mental illness, and 226 homeless clients have a disabling condition in Visalia. Additionally, 92 people interviewed in the Point in Time count were homeless due to mental health issues or domestic violence.

What are the most common housing problems?
Housing cost burden was the problem experienced most, by both owners and renters, followed by severe housing cost burden. Renters accounted for 58.0% of households experiencing housing cost burden and 53.4% of households experiencing severe housing cost burdens.

Households earning zero to 30 percent AMI experience the most cost burden. Small, related households that are renters experience the most cost burden out of other categories. Renters also experience overcrowding more than homeowners.

Are any populations/household types more affected than others by these problems?
As discussed above, renters tend to experience housing problems more often than homeowners, especially renters in the zero to 30 percent of AMI income bracket.

Describe the characteristics and needs of Low-income individuals and families with children (especially extremely low-income) who are currently housed but are at imminent risk of either residing in shelters or becoming unsheltered

91.205(c)/91.305(c)). Also discuss the needs of formerly homeless families and individuals who are receiving rapid re-housing assistance and are nearing the termination of that assistance.

Total Households with household income of zero to 80 percent of AMI, with one or more children 6 years old or younger is 4,185, or 26.1% of households with incomes that are low to moderate (see Table 9). This accounts for 9.2 percent of total households in Visalia. The data shows that 855 households earning 0-30% AMI have a child present.

The total number of families on the HATC waiting list for public housing is 16,132, of which 8,568 are families with children. The number of families on the HATC waiting list for public housing who are Extremely Low-income (0-30% AMI) is 11,333; the number of Very Low-income (31-50% AMI) 619
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is 3,143, and Low-income (51-80% AMI) is 1,212.

Table 17: Demographics of HATC Waiting Lists
Household Type
Housing Choice
Voucher -
County
Public
Housing -
Visalia
Project Based
Rental Assistance
Number of Families on Waiting List 13,844 16,132 320
Extremely Low-income (0-30% AMI) 9,233 11,333 213
Very Low-income (31-50% AMI) 3,009 3,143 72
Low-income (51-80% AMI) 1,135 1,212 27
Families with Children 7,748 8,568 11
Elderly Families 1,063 1,608 265
Families with Disabilities 3,281 3,852 188
Waiting List by Race
White 10,193 12,987 270
Black 2,250 1,856 28
Asian 344 318 11
American Indian/Native Hawaiian 1,057 971 11
Waiting List by Ethnicity
Hispanic 8,255 9,728 127
Non-Hispanic 5,589 6,404 193
Source: Housing Authority of Tulare County, 2024

Central California Legal Services (CCLS) is a non -profit, public interest law firm that provides assistance to low -income populations in the County of Tulare. CCLS provides legal services related to health, housing, domestic violence, and more. CCLS reports that a large portion of their client community consists of households that are at or below 30% of the AMI for Tulare County and that many low -income families must remain in substandard housing due to their inability to relocate. Individuals and families displaced by natural disasters and hazards also create a need for housing assistance, according to CCLS.

According to the Kings Tulare Homeless Alliance (the region’s Continuum of Care), many households enrolled in rapid re-housing do not receive enough income to maintain housing once they exit the program. The Alliance reports that because of the poverty issue in Tulare County, those earning low incomes are unable to sustain housing.

If a jurisdiction provides estimates of the at-risk population(s), it should also include a description of the operational definition of the at-risk group and the methodology used to generate the estimates.

Extremely low-income (ELI) households are defined as those households with incomes under 30 percent of the area median income. Extremely low -income households typically consist of minimum wage workers, seniors on fixed incomes, the disabled, and farmworkers. This income group is likely to live in overcrowded and substandard housing conditions. This group of households has specific housing needs that require greater government subsidies and assistance, housing with supportive services, single room occupancy (SRO) an d or shared housing, and/or rental subsidies or vouchers. In recent years, rising rents, higher income requirements and credit standards imposed by landlords, and insufficient government assistance has exacerbated the problem. Without adequate assistance, this group has a high risk of homelessness.
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Specify housing characteristics that have been linked with instability and an increased risk of homelessness.

Rent is unaffordable for people with extremely low incomes (at or below 30% AMI). There are 3,995 households in Visalia with extremely low incomes as shown in Table 9. Without resources to assist them, a lack of affordable units could potentially put extremely low -income households at risk of homelessness.

Discussion
Housing costs have the potential to cause housing problems in a community. If housing costs are high, relative to household income, there will be higher cases of cost burden and overcrowding.

This section summarizes cost and affordability for the City of Visalia. Data from the American Community Survey shows a 46.9% increase in median home value between 2010 and 2023 and a 53% increase in contract rent during the same period.

The high cost of home ownership makes it prohibitive for low -income households to purchase housing in Visalia. Affordable rent for a 3 -bedroom unit, in the City for a four -person household with low-income is $1,953. According to the 2019-2023 5-Year ACS estimate, the median contract rent is $1,162. According to CHAS 2017-2021, 1,265 households have an income of less than 30 percent of the AMI; an affordable rent to four-person household earning an extremely low-income is $867, making the average rental in the City unaffordable to these households.

According to Table 12, 58.9% (8,345) of low to moderate income households in the City are renters that experience one or more housing problem; 41.1% (5,825) of low to moderate income households in the City that own their home experience one or more housing problem. Overall, the problem most experienced is cost burden, as shown in Table 11, 35.9% (5,225) of all households (Renter and Owner Occupied) experiencing housing problems have a severe cost burden (housing cost burden greater than 50% of income).

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NA-15 Disproportionately Greater Need: Housing Problems – 91.205 (b)(2)
This section identifies any racial or ethnic group(s) that has disproportionately greater need in comparison to the jurisdiction as a whole.

Introduction
A key task of the Consolidated Plan is identification of racial or ethnic groups that may experience a disproportionately greater extent of housing problems in the community. A disproportionately greater need exists when the members of racial or ethnic group at a given income level experience housing problems at a greater rate (percent change o f 10 or more) than the income level as a whole.

HUD identifies four housing problems:

1. Housing unit lacking complete kitchen facilities

2. Housing unit lacking complete plumbing facilities

3. Overcrowded with more than 1 person per room not including bathrooms, porches, foyers, halls, or half‐rooms.

4. Cost burdened, with household paying more than 30 percent of income toward housing costs (including utilities)

The data in Table 18shows that for the extremely low-income bracket (0 to 30% AMI), 83.2 percent of the jurisdiction experienced housing problems. No individual group in this income bracket is experiencing housing problems disproportionate to the jurisdiction as a whole.

For the low-income bracket (50 to 80% AMI), 69.1 percent the jurisdiction experienced housing problems (Table 20) and disproportionate need was experienced by:
• Black/African American households

For households earning incomes 80% to 100% AMI, 35.9 percent of households in the jurisdiction experienced housing problems ( Table 21). No individual group in this income bracket is experiencing housing problems disproportionate to the jurisdiction as a whole.

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Table 18: Housing Problems
0%-30% AMI
Racial/Ethnic Makeup
Has one or more of
four housing
problems*
Household has no
housing problems or
cost burden not
computed*
Percent of
Households
experiencing housing
problems
Jurisdiction as a whole 3,325 670 83.2%
White 1,455 225 86.6%
Black / African American 95 25 79.2%
Asian 175 125 58.3%
American Indian, Alaska
Native 10 4 71.4%
Pacific Islander 0 0 0.0%
Hispanic 1,545 285 84.4%
Source: CHAS 2017-2021
*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4. Cost Burden greater than 30%

Table 19: Housing Problems
30%-50% AMI
Racial/Ethnic Makeup
Has one or more of
four housing
problems*
Household has no
housing problems or
cost burden not
computed*
Percent of
Households
experiencing severe
housing problems
Jurisdiction as a whole 3,955 765 83.8%
White 1,395 465 75.0%
Black / African American 195 0 100.0%
Asian 135 45 75.0%
American Indian, Alaska
Native 30 0 100.0%
Pacific Islander 0 0 0.0%
Hispanic 2,115 245 89.6%
Source: CHAS 2017-2021
*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4. Cost Burden greater than 30%

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Table 20: Housing Problems
50%-80% AMI
Racial/Ethnic Makeup
Has one or more of
four housing
problems*
Household has no
housing problems
or cost burden not
computed*
Percent of
Households
experiencing severe
housing problems
Jurisdiction as a whole 5,070 2265 69.1%
White 1,610 850 65.4%
Black / African American 59 0 100.0%
Asian 95 80 54.3%
American Indian, Alaska
Native 4 4 50.0%
Pacific Islander 0 0 0.0%
Hispanic 3,185 1200 72.6%
Source: CHAS 2017-2021
*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4. Cost Burden greater than 30%

Table 21: Housing Problems
80%-100% AMI

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Table 22: Housing Problems
0%-100% AMI

Racial/Ethnic Makeup
Has one or more of
four housing
problems*
Household has no
housing problems
or cost burden not
computed*
Percent of
Households
experiencing severe
housing problems
Jurisdiction as a whole 14,170 6,950 67.1%
White 5,545 3,115 64.0%
Black / African American 359 65 84.7%
Asian 485 360 57.4%
American Indian, Alaska Native 44 8 84.6%
Pacific Islander 0 0 0.0%
Hispanic 7,470 3,180 70.1%
Total 28,073 13,678 67.2%
Source: CHAS 2017-2021
*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than one person per room, 4. Cost Burden greater than 30% Discussion
The data analysis for households experiencing housing problems revealed that some racial/ethnic groups in select income brackets experienced housing problems disproportionately. For the very low-income bracket (30% to 50%), Black/African American and American Indian/Alaska Native households experienced disproportionate need. In the category 50% to 80% AMI, one group, Black/African American, experienced disproportionate need.

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NA-20 Disproportionately Greater Need: Severe Housing Problems –

91.205 (b)(2)
This section identifies any racial or ethnic group(s) that has disproportionately greater need in comparison to the jurisdiction as a whole.

Introduction
A disproportionately greater need exists when households in a given racial or ethnic group at a given income level experience severe housing problems at a greater rate (10 percentage points or more) than the households in that income level as a whole.

HUD identifies four severe housing problems:

1. Housing unit lacking complete kitchen facilities

2. Housing unit lacking complete plumbing facilities

3. Overcrowded with more than 1.5 persons per room not including bathrooms, porches, foyers, halls, or half‐rooms.

4. Cost burdened, with household paying more than 50 percent of income toward housing costs (including utilities)

The data analysis shows that for the extremely low-income bracket (0% to 30% AMI), 74.1 percent of households in the jurisdiction as a whole experience severe housing problems (Table 23). No individual group in this income bracket is experiencing housing problems disproportionate to the jurisdiction as a whole.

For the 80% to 100% AMI income bracket, 12.4 percent of households in the jurisdiction as a whole experienced severe housing problems (Table 26), and disproportionate need was experienced by:
• Asian households

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Table 23: Severe Housing Problems
0%-30% AMI

Racial/Ethnic Makeup
Households
experiencing
severe housing
problems
Household has no
severe housing
problems or cost
burden not
computed*
Percent of
Households
experiencing
severe housing
problems
Jurisdiction as a whole 2,965 1,035 74.1%
White 1,330 355 78.9%
Black / African American 60 60 50.0%
Asian 150 145 50.8%
American Indian, Alaska Native 10 4 71.4%
Pacific Islander 0 0 0.0%
Hispanic 1,380 455 75.2%
Source: CHAS 2017-2021
*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4. Cost Burden greater than 50%

Table 24: Severe Housing Problems
30%-50% AMI

Racial/Ethnic Makeup
Households
experiencing
severe housing
problems
Household has no
severe housing
problems or cost
burden not
computed*
Percent of
Households
experiencing
severe housing
problems
Jurisdiction as a whole 2,255 2,460 47.8%
White 905 960 48.5%
Black / African American 155 40 79.5%
Asian 50 130 27.8%
American Indian, Alaska Native 15 20 42.9%
Pacific Islander 0 0 0.0%
Hispanic 1,110 1,250 47.0%
Source: CHAS 2017-2021
*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4. Cost Burden greater than 50%

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Table 25: Severe Housing Problems
50%-80% AMI

Racial/Ethnic Makeup
Households
experiencing
severe housing
problems
Household has no
severe housing
problems or cost
burden not
computed*
Percent of
Households
experiencing
severe housing
problems
Jurisdiction as a whole 1,680 5,655 22.9%
White 560 1,900 22.8%
Black / African American 30 29 50.8%
Asian 50 130 27.8%
American Indian, Alaska Native 0 10 0.0%
Pacific Islander 0 0 0.0%
Hispanic 1,030 3,345 23.5%
Source: CHAS 2017-2021
*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4. Cost Burden greater than 50%

Table 26: Severe Housing Problems
80%-100% AMI

Racial/Ethnic Makeup
Households
experiencing
severe housing
problems
Household has no
severe housing
problems or cost
burden not
computed*
Percent of
Households
experiencing
severe housing
problems
Jurisdiction as a whole 630 4,440 12.4%
White 235 2,425 8.8%
Black / African American 10 40 20.0%
Asian 70 120 36.8%
American Indian, Alaska Native 0 0 0.0%
Pacific Islander 0 0 0.0%
Hispanic 325 1,755 15.6%
Source: CHAS 2017-2021
*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4. Cost Burden greater than 50%

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Table 27: Severe Housing Problems
0%-100% AMI

Racial/Ethnic makeup
Households
experiencing
severe housing
problems
Household has no
severe housing
problems or cost
burden not
computed*
Percent of
Households
experiencing
severe housing
problems
Jurisdiction as a whole 7,530 13,590 35.7%
White 3,030 5,640 34.9%
Black / African American 255 169 60.1%
Asian 320 525 37.9%
American Indian, Alaska Native 25 34 42.4%
Pacific Islander 0 0 0.0%
Hispanic 3,845 6,805 36.1%
Total 15,005 26,763 35.9%
Source: CHAS 2017-2021
*The four housing problems are: 1. Lacks complete kitchen facilities, 2. Lacks complete plumbing facilities, 3. More than 1.5 persons per room, 4. Cost Burden greater than 50% Discussion
The data analysis for households experiencing severe housing problems revealed that two racial/ethnic groups in these income brackets experienced severe housing problems disproportionately. For the very low -income bracket (30% to 50%), one group, Black/African American households experienced disproportionate need. For the low -income bracket (50% - 80%), one group, Black/African American households experienced disproportionate need. In the category 80% to 100% AMI, one group, Asian households, experienced disproportionate need.

As shown in Table 27, across these income levels (0% to 100% AMI), Black/African American households are disproportionately impacted compared to other racial/ethnic groups.

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NA-25 Disproportionately Greater Need: Housing Cost Burdens –

91.205 (b)(2)
This section a ssesses the need of any racial or ethnic group that has disproportionately greater need in comparison to the jurisdiction as a whole.

Housing Cost Burden
The CHAS data shows that 13.4% of households in the jurisdiction are severely cost burdened.

The race/ethnicity group experiencing disproportionate need is Black/African American, with 25% of these households being severely cost burdened (nearly 12 points higher than the jurisdiction as a whole).

Table 28: Greater Need - Housing Cost Burdens AMI
Housing Cost Burden <=30% 30-50% >50%
No/negative
income (not
computed)
Cost
Burdened
Severely
Cost
Burdened
Jurisdiction as a whole 29,435 8,605 5,965 424 19.4% 13.4% White 15,055 3,460 2,720 100 16.2% 12.7%
Black / African American 405 200 210 25 23.8% 25.0%
Asian 1,480 180 240 110 9.0% 11.9%
American Indian, Alaska
Native 85 45 25 4 28.3% 15.7%
Pacific Islander 0 0 0 0 0.0% 0.0%
Hispanic 12,410 4,720 2,770 185 23.5% 13.8%
Source: CHAS 2017-2021
Discussion
The data shows that an estimated 13.4 percent of households in the City are severely cost burdened, and 19.4% are cost burdened.

Only one race/ethnicity group, according to Table 28, is experiencing disproportionate nee d:

Black/African American at 25.0 percent having severe cost burden.

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NA-30 Disproportionately Greater Need: Discussion – 91.205(b)(2) Are there any Income categories in which a racial or ethnic group has disproportionately greater need than the needs of that income category as a whole?
The CHAS data in NA-15, NA-20, and NA-25 (Tables 18-28) show that three racial/ethnic groups experienced housing problems disproportionately as compared to the jurisdiction as a whole for given income groups . Black/African American , American Indian /Alaska Native groups experienced the most disproportionate housing problems in relation to the Asian group.

NA-15, which assesses disproportionate needs of racial/ethnic groups based on a disproportionate share of the group having a housing problem when compared to the jurisdiction as a whole, found that some racial/ethnic groups in select income brackets did experience housing problems disproportionately. Housing problems are defined as:

1. Housing unit lacking complete kitchen facilities

2. Housing unit lacking complete plumbing facilities

3. Overcrowded with more than 1 person per room not including bathrooms, porches, foyers, halls, or half‐rooms.

4. Cost burdened, with household paying more than 30 percent of income toward housing costs (including utilities)

For the very low -income bracket (30% to 50%), Black/African American and American Indian/Alaska Native households experienced disproportionate need. In the category 50% to 80% AMI, one group, Black/African American, experienced disproportionate need. There were no disproportionate needs experienced in the 0% to 30% or 80% to 100% AMI groups.

NA-20, which performs the same analysis as NA -15 but focuses on severe housing problems, also found disproportionate needs for some income groups. Severe housing problems are the same as housing problems, except that the overcrowding threshold is 1.5 persons per room, and cost burden is defined as a household paying more than 50 percent of income toward housing costs.

Two racial/ethnic groups experienced severe housing problems disproportionately. For both the very low -income bracket (30% to 50%) and low-income bracket (50% to 80%) , Black/African American households experienced disproportionate need. In the category 80% to 100% AMI, Asian households experienced disproportionate need. Across income levels (0% to 100% AMI), Black/African American households were disproportionately impacted compared to other racial/ethnic groups.

NA-25 assesses disproportionate need for racial/ethnic groups based on the share of housing cost burden for each group. An estimated 13.4 percent of households in the City are severely cost burdened, and 19.4% are cost burdened . Only one race/ethnicity group is experiencing disproportionate need: Black/African American, with 25.0 percent having severe cost burden.

If they have needs not identified above, what are those needs? All races and ethnicities in the City experience cost burden and other housing problems. Other problems include difficulty obtaining housing through lending, racial discrimination when searching for rental housing, and high concentrations of both minorities and low incomes.

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Are any of those racial or ethnic groups located in specific areas or neighborhoods in your community?
Map 1 shows minority concentrations at the block group level. Tract 11 is Visalia’s racially and ethnically concentrated area of poverty. A concentration is a non-White population of 50 percent or more. Racially or ethnically concentrated areas of poverty (R/ECAPs) must also have a non-White population of 50 percent or more. Regarding the poverty threshold, Wilson (1980) defines neighborhoods of “extreme poverty” as census tracts with 40 percent or more of individuals living at or below the poverty line. See the map for race/ethnicity below.

According to U.S. Census American Fact Finder ( 2022), Map 1, Minority Concentrations, the R/ECAP (Census Tract 11 outlined in red) has a Hispanic population of 79.4%. 632
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Majority White
Majority Hispanic
Majority Asian
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NA-35 Public Housing – 91.205(b)
Introduction
There are currently 166 public housing units in the City of Visalia, which include a mix of 1, 2, 3, and four-bedroom single-family homes.

The Housing Authority of Tulare County (HATC) is the governing body of the Housing Choice voucher program and Public Housing within Tulare County as well as the City of Visalia. These programs work to provide rental assistance to extremely low and very low -income households.

Income qualifying residents pay 30 to 40% of their adju sted gross income (AGI) towards rent, while HUD pays the remaining portion of the rent directly to the landlord on behalf of the resident.

In total, HATC provides 1,123 vouchers to residents across the county to help extremely low- and low-income households maintain rental affordability.

The federal Section 8 Housing Choice Voucher Program provides rental assistance to very low - income households for housing. According to the Housing Authority of Tulare County the average annual income for a Project Based Voucher participant in Visalia is $17,249. Rent (as of 10/2024) in Visalia, ranges from $1,120 for a studio apartment to $2,366 for a unit with four or more bedrooms, which, if not for the HCV program, would require anywhere from 78% to 1 64.6% of monthly household income to go toward a rent payment.

Housing data available from the Tulare County Housing Authority indicates that the agency administers 1,123 Section 8 Housing Choice Vouchers. Of that total, 510 or about 45.4% of the vouchers are held by disabled families. The percentage of current voucher households with disabilities makes evident the need for affordable housing for individuals with disabilities.

Totals in Use

Table 29: Program Type

Public
Housing
Section 8 Vouchers
Total
Project Based
Vouchers
Tenant Based
Vouchers
Special
Purpose -
VASH
Total Units/Vouchers
in Use 166 1,123 63 1,040 20
Source: Housing Authority of Tulare County, 2024

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Characteristics of Residents

Table 30: Characteristics of Public Housing Residents by Program Type

Certificate Mod-
Rehab
Public
Housing
Section 8 Vouchers
Total
Project
Based
Vouchers
Tenant
Based
Vouchers
Special
Purpose
- VASH
Special
Purpose -
Family
Unification
Average
Annual
Income
- - $37,035 $25,192 $17,249 $25,928 $16,055 -
Average
Length of
Stay
- - 4.95 4.61 1.9 4.8 3.71 -
Average
Household
Size
- - 3 2.08 1 2 1 -
# Homeless
at
Admission
- - 170 1,123 63 1,040 20 -
# of Elderly
Program
Participants
(>62)
- - 29 498 58 427 13 -
# of
Disabled
Families
- - 58 510 49 451 10 -
# of
Families
Requesting
Accessibility
Features
- - 12 33 2 30 1 -
# of

HIV/AIDS
Program
Participants
- - n/a n/a n/a n/a n/a -
# of DV
Victims - - n/a n/a n/a n/a n/a -
Source: Housing Authority of Tulare County, 2024

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Race and Ethnicity of Residents

Table 31: Breakdown by Race
Certificate Mod-
Rehab
Public
Housing
Section 8 Vouchers
Total
Project
Based
Vouchers
Tenant
Based
Vouchers
Special Purpose
VASH Family
Unification
White 0 0 147 1,029 58 945 26 0
Black/African
American 0 0 13 81 5 75 1 0
Asian 0 0 3 21 1 20 0 0
American
Indian, Alaska
Native
0 0 0 8 0 8 0 0
Pacific
Islander 0 0 2 4 0 4 0 0
Other 0 0 0 0 0 0 0 0

Hispanic 0 0 120 654 29 618 7 0
Non-Hispanic 0 0 45 489 35 434 20 0
Source: Housing Authority of Tulare County, 2024

Table 32: Demographics of HATC Waiting Lists
Housing Choice
Voucher - County
Public Housing
- Visalia
Project Based
Rental Assistance
Number of Families on Waiting List 13,844 16,132 320
Extremely Low-income (0-30% AMI) 9,233 11,333 213
Very Low-income (31-50% AMI) 3,009 3,143 72
Low-income (51-80% AMI) 1,135 1,212 27
Families with Children 7,748 8,568 11
Elderly Families 1,063 1,608 265
Families with Disabilities 3,281 3,852 188
Waiting List by Race
White 10,193 12,987 270
Black 2,250 1,856 28
Asian 344 318 11
American Indian/Native Hawaiian 1,057 971 11
Waiting List by Ethnicity
Hispanic 8,255 9,728 127
Non-Hispanic 5,589 6,404 193
Source: Housing Authority of Tulare County, 2024

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Section 504 Needs Assessment: Describe the needs of public housing tenants and applicants on the waiting list for accessible units.

The Visalia Area Manager for the Housing Authority for Tulare County maintains a separate waiting list for accessible Public Housing units in the City of Visalia. As an accessible unit becomes available, preference is given to physically handicapped applicants on the accessible units’ waiting list. There are a total of 11 accessible units in public housing stock in the City of Visalia. Currently, there are no households on the accessible units’ waiting list for the public housing units in Visalia.

Most immediate needs of residents of Public Housing and Housing Choice voucher holders.

Public Housing households have an average income of $3 7,035; this presents the economic hardship that most program participants endure. Public housing programs in Visalia work to encourage and facilitate self -sufficiency. However, program participants continue to lack adequate access to employment opportunities that will enable them to achieve higher incomes.

Enhancing economic opportunities within the area is a critical need for public housing and Section 8 HCV program participants.

How do these needs compare to the housing needs of the population at large? A great need exists for Visalia residents that are not living in public housing or using Housing Choice Vouchers, especially because of possible rent fluctuations and housing cost burdens. As mentioned in Table 9, according to CHAS 2017 -2021 data, 35.4% (16,050) of Visalia’s households are low-income, earning incomes between zero and 80 percent of the area median income. Of total households in Visalia 8.8% (3,995) of households are extremely low-income (0- 30% AMI); 10.4% (4,720) are very low-income (30-50% AMI); 16.2% (7,335) are 50-80% AMI. In addition, 11.5% of total households experience housing cost burden greater than 50% of income and 14.6% experience housing cost burden greater than 30% of income. Households utilizing public housing or housing choice vouchers only account for 2.8% of total households in Visalia.

Discussion
In response to the great need for housing affordable to low -income households, the City is dedicated in continuing to support the construction of new affordable units and preservation of existing affordable units through the Consolidated Plan process and other resources identified.

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NA-40 Homeless Needs Assessment – 91.205(c)
National Homeless Estimates
The “Annual Homeless Assessment Report (“AHAR”) to Congress” prepared by HUD provides the best and most comprehensive insight into the current state of homelessness in the United States. It should be noted that the 2021 national Point -in-Time (“PIT”) counts were considerably impacted by the COV ID-19 pandemic. During the public health crisis, HUD encouraged communities to determine whether conducting an unsheltered PIT count posed a high risk of exacerbating COVID -19 transmissions, given the lack of widespread access to COVID -19 vaccines at the t ime. As a result, less than half of communities conducted a full sheltered and unsheltered count. While this report includes some data on all people in sheltered locations in 2021, incomplete unsheltered data is not included. Analysis of changes over time are generally limited to those between 2022 and 2020 or earlier. Key changes in the sheltered population between 2021 and 2022 will be included in text boxes at the end of each chapter.

Key findings of the report with respect to the number of Homeless include/indicate:

On a Single Night in January 2024
• 771,480 people – or about 23 of every 10,000 people in the United States – experienced homelessness across the United States.
• Six in 10 people experiencing homelessness stayed in sheltered locations, and four in 10 were unsheltered, that is, staying in a place not meant for human habitation. • About one in every five people experiencing homelessness on a single night in 2024 was age 55 or older. People who identify as Black, African American, or African continue to be overrepresented among the population experiencing homelessness. People who ide ntify as Black made up just 12 percent of the total U.S. population and 21 percent of the U.S. population living in poverty but were 32 percent of all people experiencing homelessness

Changes in Homelessness Over Time
From 2023 to 2024:

• Nearly all populations reached record levels, including homelessness among people in families with children, individuals, individuals with chronic patterns of homelessness, people staying in unsheltered locations, people staying in sheltered locations, and unaccompanied youth.
• Nearly 150,000 children experienced homelessness on a single night in 2024, reflecting a 33 percent increase (or 32,618 more children) over 2023. Between 2023 and 2024, children (under the age of 18) were the age group that experienced the largest increase in homelessness.
• Veterans were the only population to report continued declines in homelessness. Between 2023 and 2024, the number of veterans experiencing homelessness declined by eight percent, or 2,692 fewer veterans.

Demographic Characteristics of All people Experiencing Homelessness The AHAR has been reporting demographic information on people experiencing homelessness on a single night since 2017. In 2024, HUD made significant changes in the way data on gender and data on race and ethnicity were collected. Individuals were able to identify both their gender and their race more inclusively, by selecting more than a single gender or race.

Hispanic/Latina/e/o status, historically collected separately, is now listed among the race 638
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categories. Given these changes, comparisons to prior years for gender and race are not included in the report.
• Most individuals experiencing homelessness were between the ages of 25 and 64 (84%).

The groups most likely to be in shelter rather than observed in unsheltered locations were unaccompanied children (that is, children not experiencing homelessness with a parent or legal guardian age 18 or older), youth, and individuals 55 and older. • The number of individuals experiencing homelessness increased across nearly all age groups and shelter statuses between 2023 and 2024. The only populations to decrease during this period were people in child-only households and unsheltered unaccompanied youth.
• In 2024, more than two-thirds of individuals experiencing homelessness identified as men and 30 percent as women. Two percent identified as a gender other than singularly woman or man. A somewhat higher share of unsheltered individuals identified as men an d as more than one gender.
• Individuals of color, particularly Black, African American, or African and American Indian, Alaska Native, and Indigenous populations are considerably overrepresented among individuals experiencing homelessness (accounting for 69% of individuals experienci ng homelessness).
• The number of homeless veterans, both unsheltered and sheltered, continues to decrease across the nation, as illustrated in Table 33.

Nationwide Homeless Statistics

Figure 1: PIT Estimates of People Experiencing Homelessness by Sheltered Status, 2007 -2024

Source: 2024 Annual Homelessness Assessment Report

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Table 33: Changes in the Number of Veterans Experiencing Homelessness Over Time by Sheltered Status, 2011-2024
2011 2020 2024 Percent Change
2011-2020
Percent Change
2020-2024
All Veterans 65,455 37,252 32,882 -43.1% -11.7%
Sheltered Veterans 40,033 22,048 19,031 -44.9% -13.7%
Unsheltered Veterans 25,422 15,204 13,851 -40.2% -8.9%
Source: 2024 Annual Homelessness Assessment Report
State of California CoC Homeless Estimates
Continuum of Care (“CoC”) Homeless Assistance Programs Homeless Populations and Subpopulations Reports provide counts for sheltered and unsheltered homeless persons by household type and subpopulation, available at the national and state level, and for each CoC. The reports are based on Point- in-Time (“PIT”) information provided to HUD by CoCs in the application for CoC Homeless Assistance Programs. The PIT Count provides a count of sheltered and unsheltered homeless persons on a single night during the last ten days in January.

The HUD 202 4 Continuum of Care Homeless Assistance Programs Homeless Populations and Subpopulations report offers an insight into the number of homeless individuals residing in the State of California. The report indicates that there were an estimated 160,784 homeless households within the State of California as of January 2024. Of these households, 112,482 were “unsheltered” while the remainder (48,302) were considered to be in a shelter of some sort –either an emergency shelter or transitional housing.

Age/Household Type
Across the entire homeless population, 10,857 were between the ages of 18 and 24, while 160,925 were over the age of 24. Homeless households with at least one adult and one child numbered approximately 25,639 and those comprised of only children totaled 48 9. Overall, the study indicated that across all households there were 187,084 homeless persons.

Demographics
Of the 187,084 homeless individuals:
• 69,029 were Hispanic/Latino (36.9%)
• 118,045 were non-Hispanic/non-Latino (63.1%)
• 62,975 were female (33.7%)
• 119,727 were male (64.0%)
• 4,382 were considered transgender or non-conforming (2.3%)

Table 34: State of California Breakdown by Ethnicity and Race Sub-group Number of
Individuals
Percentage of All
Homeless Individuals
American Indian/Alaskan
Native/Indigenous
4,371 2.3%
Asian/Asian American 4,011 2.1%
Black/African American/African 41,696 22.3%
Hispanic/Latina/e/o Only 43,203 22.3%
Middle Eastern or North African 466 23.1%
Native Hawaiian/Pacific Islander 1,620 0.2%
White 59,703 0.9%
Hispanic and One or More Race 25,826 13.8%
Non-Hispanic and Multiple Race 6,188 3.3%
Source: HUD 2024 Continuum of Care Homeless Assistance Programs Homeless Populations and Subpopulations (California) 640
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Other Reporting Information
Several other populations/classifications of homeless individuals were also reported in the HUD 2024 Continuum of Care Homeless Assistance Programs Homeless Populations and Subpopulations report. The number of homeless individuals within these subgroups is represented in this table, as well as the percentage of all homeless individuals that fall into these subgroups. It is important to note that individuals may belong to multiple categories of sub-group (such as an individual who is severely mentally ill and is a veteran). The following are further sub- groups of the homeless population:

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Table 35: State of California Homeless Sub-Group Populations Sub-group Number of
Individuals
Percentage of All
Homeless Individuals
Severely Mentally Ill 44,628 23.9%
Chronic Substance Abuse 42,949 23.0%
Veterans 9,310 5.0%
HIV/AIDS 3,101 1.7%
Victims of Domestic Abuse 16,695 8.9%
Unaccompanied Youth 9,052 4.8%
Parenting Youth 850 0.5%
Children of Parenting Youth 1,035 0.6%
Source: HUD 2024 Continuum of Care Homeless Assistance Programs Homeless Populations and Subpopulations (California)

Table 36: State of California CoC Homeless Estimates
(2016-2024)
Year
Number
Homeless of
Households
% Change
Number
Homeless of
Persons
% Change
2016 99,675 - 118,142 -
2017 114,072 14.4% 134,278 13.7%
2018 109,394 -4.1% 129,792 -3.3%
2019 127,448 16.5% 151,278 16.6%
2020 136,358 7.0% 161,548 6.8%
2021* 42,309 - 57,468 -
2022 145,854 - 171,521 -
2023 154,028 5.6% 181,399 5.8%
2024 160,784 4.4% 187,084 3.1%
Average 130,952 7.3% 154,380 7.1%
Source: HUD 2024 Continuum of Care Homeless Assistance Programs Homeless Populations and Subpopulations (California) *In 2021, HUD gave communities the option to cancel or modify the unsheltered survey portion of their counts based on the potential risk of COVID -19 transmission associated with conducting an in -person survey. As a result, HUD has excluded the unsheltered population sub-totals and all unsheltered sub-population data for this reporting period. The user is cautioned that the total homeless counts reported here are missing data. Users may refer to the CoC -level reports to review the unsheltered PIT count numbers for CoCs that conducted an unsheltered PIT count.

CA-513: Visalia/Kings, Tulare/Kings Counties CoC
The HUD 2024 Continuum of Care Homeless Assistance Programs Homeless Populations and Subpopulations report offers an insight into the number of homeless individuals residing in the CA-513: Visalia/Kings, Tulare Counties CoC. The report indicates that there were 1,672 homeless households within CA-513: Visalia/Kings, Tulare/Kings Counties CoC as of 1/22/ 2024. Of these households, 1,341 were considered to be “unsheltered” while the remainder (331) were considered to be in a shelter of some sort–either an emergency shelter or transitional housing.

Age/Household Type
Across the entire homeless population, 101 were between the ages of 18 and 24, while 1,426 were over the age of 24. Homeless households with at least one adult and one child numbered approximately 73 and those comprised of only children totaled 0. Overall, the study indicated that across all households there were 1,672 homeless persons.

Demographics
Of the 1,672 homeless individuals:
• 784 were Hispanic/Latino (46.9%)
• 888 were non-Hispanic/non-Latino (53.1%)
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• 613 were female (36.7%) and 1,015 were male (60.7%)
• 12 were considered transgender or non-conforming (less than 1%)

Table 37: Breakdown by Race
Sub-group Number of
Individuals
Percentage of All
Homeless Individuals
Black/African-American 113 6.8%
White 827 49.5%
Asian 18 1.1%
American Indian/Alaskan Native 113 6.8%
Native Hawaiian/Pacific Islander 19 1.1%
Multiple Races 71 4.2%
Hispanic/Latino 784 46.9%
Non-Hispanic/Non-Latino 888 53.1%

Table 38: Homeless Sub-Group Populations
Sub-group Number of
Individuals
Percentage of All
Homeless Individuals
Severely Mentally Ill 555 33.2%
Chronic Substance Abuse 582 34.8%
Veterans 82 4.9%
HIV/AIDS 15 0.9%
Victims of Domestic Abuse 196 11.7%
Unaccompanied Youth 83 5.0%
Parenting Youth 8 0.5%
Children of Parenting Youth 13 0.8%

Table 39: CA-513: Visalia/Kings, Tulare Counties CoC Estimates (2016-2024) Year
Number of
Homeless
Households
% Change
Number of
Homeless
Persons
% Change
2016 626 - 792 -
2017 716 14.4% 853 7.7%
2018 801 11.9% 967 13.4%
2019 908 13.4% 1,064 10.0%
2020 1,105 21.7% 1,297 21.9%
2021* 373 - 494 -
2022 1,082 - 1,235 -
2023 1,284 18.7% 1,470 19.0%
2024 1,485 13.5% 1,672 12.1%
Average 931 15.6% 1,094 14.0%
*In 2021, HUD gave communities the option to cancel or modify the unsheltered survey portion of their counts based on the potential risk of COVID -19 transmission associated with conducting an in -person survey. As a result, HUD has excluded the unsheltered 643
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population sub-totals and all unsheltered sub-population data for this reporting period. The user is cautioned that the total homeless counts reported here are missing data. Users may refer to the CoC -level reports to review the unsheltered PIT count numbe rs for CoCs that conducted an unsheltered PIT count.

Visalia, CA Homeless Estimates
The Kings/Tulare Homeless Alliance (“KTHA”) conducts a Point in Time count within Kings and Tulare County, and further breaks down the data by city, including the City of Visalia. The following homeless information for the City of Visalia is taken from the KTHA 2024 Point in Time Report.

Table 40: Homeless Populations, City of Visalia
Sub-group Number of
Individuals
Percentage of All
Homeless Individuals
Unsheltered 472 80.4%
Emergency Shelter 78 13.3%
Transitional Housing 37 6.3%
Veterans 37 6.6%
Disabled 226 38.5%
Unaccompanied Youth 32 5.5%

Table 41: Homeless Needs Assessment

Estimate the # of
persons experiencing
homelessness on a
given night
Estimate the #
experiencing
homelessness
each year
Estimate
the #
becoming
homeless
each year
Estimate the #
exiting
homelessness
each year
Estimate the #
of days
persons
experience
homelessness Unsheltered Sheltered
Persons in
Households
with
Adult(s)
and
Child(ren)
42 54 1908 656 170 96
Persons in
Households
with Only
Children
0 0 2 2 2 unknown
Persons in
Households
with Only
Adults
973 191 2829 1961 375 99
Chronically
Homeless
Individuals
364 23 893 673 132 105
Chronically
Homeless
Families
unknown unknown 153 57 25 145
Veterans 58 8 110 73 27 91
Persons
with HIV 10 1 47 22 6 unknown
Source: Kings United Way, Tulare County

Age/Household Type
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Across the entire homeless population, 36 were between the ages of 18 and 24, 2 3 were under the age of 18, and 528 were over the age of 24. There were 32 homeless unaccompanied youth and overall, the study indicated that across all households there were 587 homeless persons.

Demographics
Of the 587 homeless individuals:
• 249 were Hispanic/Latino (42.4%)
• 302 were non-Hispanic/non-Latino (51.4%)
• 36 were an unknown ethnicity (6.1%)
• 189 were female (32.2%)
• 376 were male (64.1%)
• 5 were considered transgender or non-conforming (less than 1%)

Table 42: Breakdown by Race
Sub-group Number of Individuals Percentage of All
Homeless Individuals
Black/African-American 29 4.9%
White 360 61.3%
Asian 8 1.4%
American Indian/Alaskan Native 40 6.8%
Native Hawaiian/Pacific Islander 3 1.2%
Middle Eastern 2 0.3%
Unknown 36 6.1%

Table 43: Homeless Needs Assessment
Unsheltered Sheltered
White 509 158
Black/African American 69 18
Asian 12 3
American Indian or Alaska Native 84 14
Pacific Islander 12 2
Ethnicity:

Hispanic 509 143
Non-Hispanic - -
Source: Kings United Way, Tulare County
Note: Hispanic was considered a race category within the CoC's PIT Count Reporting and Clients can identify as more than one race. Not included in the table is 1 Sheltered and 2 Unsheltered Middle Eastern Clients, as well as 64 unsheltered Clients with unknown race.

Table 44: City of Visalia Point in Time Trends (2016-2024) Year
Number of
Homeless
Individuals
% Change Number of Chronically
Homeless Individuals % Change
2016 322 - 78 -
2017 410 27.3% 130 66.7%
2018 462 12.7% 115 -11.5%
2019 481 4.1% 111 -3.5%
2020 540 12.3% 167 50.5%
2021* - - - -
2022 469 - 108 -
2023 434 -7.5% 133 23.1%
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2024 587 26.06% 152 12.5%
Average 412 12.5% 110 23.0%
*Due to the COVID-19 pandemic, data was not collected for 2021.

National Veteran Homeless Estimates
“The 2024 Annual Homeless Assessment Report (“AHAR”) to Congress” is produced annually and is the single federal estimate on veteran homelessness.

The 2021 national Point -in-Time (PIT) counts were considerably impacted by the COVID -19 pandemic. During the public health crisis, HUD encouraged communities to determine whether conducting an unsheltered PIT count posed a high risk of exacerbating COVID-19 transmissions, given the lack of widespread access to COVID-19 vaccines at the time. As a result, less than half of communities conducted a full sheltered and unsheltered count. While this report includes some data on all veterans in sheltered locations in 2021, incomplete unsheltered data is not included.

Communities began reporting PIT data on veterans experiencing homelessness in 2009. As such, this report uses 2009 as the baseline measure of veterans experiencing homelessness in the United States.

Key findings of the report with respect to the number of Homeless Veterans include/indicate:

On a Single Night in January 2024
• 32,882 veterans were experiencing homelessness in the U.S., approximately seven percent of all adults experiencing homelessness.
• About six in every ten veterans experiencing homelessness were sheltered, and the other four in ten were unsheltered.
• Veterans made up five percent of all adults experiencing homelessness in the United States. The share was the same across sheltered status.

Changes in Veteran Homelessness over Time
Given that more than half of communities did not conduct full unsheltered counts in 2021, changes over time are limited to those between 2023 and 2022 or earlier. • The number of veterans experiencing homelessness decreased by 8 percent between 2023 and 2024. This decrease in the number of veterans experiencing homelessness was the same for the sheltered and unsheltered populations, however, the percentage decline for veterans experiencing unsheltered homelessness was larger, at 11 percent. • Based on the new categories, the race and ethnicity of veterans experiencing homelessness changed slightly between 2023 and 2024, showing a reduction in the number of veterans who identified as White (any ethnicity). This may reflect the addition of three new race/ethnicity categories: Middle Eastern or North African Only, Middle Eastern or North African and Hispanic/Latina/e/o, and Hispanic/Latina/e/o (only). In 2024, 2,260 veterans (7%) identified as one of the newly available racial/ethnic categories.

Demographic Characteristics of Homeless Veterans
The AHAR has been reporting demographic information on people experiencing homelessness on a single night since 2017. In 2024, HUD made significant changes to the way the Point -in- Time count collected data on gender and data on race and ethnicity. People were able to identify both their gender and their race more inclusively, by selecting more than a single gender or race.

Hispanic/Latine/a/o identity, historically collected separately, is now listed among the race 646
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categories. Given these changes, numerical comparisons to prior years (i.e., changes in the number of people experiencing homelessness) for gender and race are not included in the AHAR. • Men accounted for almost nine of every ten veterans experiencing homelessness in 2024 (88.8% or 29,189 veterans).
• Veterans who identified as women made up a slightly higher share of veterans experiencing unsheltered homelessness than of veterans experiencing sheltered homelessness (12% vs 9%).
• Across all veterans experiencing homelessness, about 49 percent identified as White (only), and 30 percent identified as Black, African American, or African (only). People who identified as Hispanic/Latina/e/o, of any race, were more likely to be experienc ing unsheltered homelessness, making up 17 percent of unsheltered veterans compared to nine percent of sheltered veterans.
• Veterans who identified as White and Hispanic/Latina/e/o had the highest sheltered rate at 71 percent.

Nationwide Homeless Statistics

Figure 2: Percentage of All Veterans Experiencing Homelessness by State, 2024

Source: 2024 Annual Homelessness Assessment Report

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Figure 3: PIT Estimates of Veterans Experiencing Homelessness by Sheltered Status, 2009-2024

Source: 2024 Annual Homelessness Assessment Report

Table 45: Proportion of Adults Experiencing Homelessness Who are Veterans by Sheltered Status, 2024
Sheltered Status
All Veterans
Experiencing
Homelessness
All Adults
Experiencing
Homelessness
Percent of Adults
Experiencing
Homelessness Who
Are Veterans
Sheltered 19,031 360,097 5.3%
Unsheltered 13,851 263,145 5.3%
Total People 32,882 623,242 5.3%
Source: 2024 Annual Homelessness Assessment Report

Based on the research conducted from multiple sources, veterans make up a disproportionate share of homeless people and are overrepresented. It is estimated that veterans represent anywhere between 5.3 and 26 percent of the homeless population but only 8.3 percent of the civilian population 18 years and older.

• 5.3 percent of the homeless population are Veterans
• The U.S. Department of Housing and Urban Development
• “Point-in-Time Estimates of Homelessness: The 202 4 Annual Homeless Assessment Report (AHAR) to Congress.“

• 16 percent of the homeless population are Veterans
• Abt Associates Inc. and the U.S. Department of Veterans Affairs National Center on Homelessness Among Veterans.
• Veteran Homelessness: A Supplemental Report to the 2010 Annual Homeless Assessment Report to Congress”

• 23 percent of the homeless population are Veterans
• U.S. Interagency Council on the Homeless (USICH)
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• “The Forgotten Americans-Homelessness: Programs and the People They Serve”

• 26 percent of the homeless population are Veterans
• National Alliance to End Homelessness
• “Vital Mission-Ending Homelessness Among Veterans”

Additional homelessness and Veteran data within the State of California, Tulare County, and the City of Visalia is reported by the National Alliance to End Homelessness, Housing Assistance Council, and the United States Census Bureau.

• 40.9 percent of homeless Veterans are unsheltered
• National Alliance to End Homelessness
• “State of Homelessness: 2022 Edition”

• 10,395 (6.1 percent) homeless people were Veterans within the State of California during 2022
• National Alliance to End Homelessness
• “SOH: State and CoC Dashboards”

• 1,243 (8.8 percent) of Veterans within Tulare County are below the poverty line • United States Census Bureau
• S2101: Veteran Status – 2019-2023 ACS 5-Year Estimates

• 4,480 (31.7 percent) of Veterans within Tulare County have a disability • United States Census Bureau
• S2101: Veteran Status – 2019-2023 ACS 5-Year Estimates

• 460 (7.7 percent) of Veterans within the City of Visalia are below the poverty line • United States Census Bureau
• S2101: Veteran Status – 2019-2023 ACS 5-Year Estimates

• 1,642 (27.4 percent) of Veterans within the City of Visalia have a disability • United States Census Bureau
• S2101: Veteran Status – 2019-2023 ACS 5-Year Estimates

• 1,235 people were homeless within CA -513: Visalia/Kings, Tulare Counties CoC during 2022
• National Alliance to End Homelessness
• “SOH: State and CoC Dashboards”

• 67 (5.4 percent) homeless people were Veterans within CA -513: Visalia/Kings, Tulare Counties CoC during 2022
• National Alliance to End Homelessness
• “SOH: State and CoC Dashboards”

Many other veterans are considered near homeless or at risk of homelessness because of their poverty, lack of support from family and friends, dismal living conditions in hotels or in overcrowded or substandard housing. It should also be noted that the es timated number of veteran homeless does not include those who were at risk of homelessness. Based on estimates 649
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provided by the National Alliance to End Homelessness’ “Vital Mission-Ending Homelessness Among Veterans” report, an additional 89,553 to 467,877 veterans were potentially at risk of homelessness. However, at the local level the City of Visalia has a substantial number of veterans at-risk of homelessness due to lower -incomes, mental health issues, substance abuse, lack of employment, difficulty transitioning to civilian life, and the trauma experie nced during military service.

Veterans on the Housing Authority waitlist are given preference that puts them on the top of the waitlist and referred to the Veterans Affairs Supporting Housing (VASH) program. The VASH program combines Housing Choice Voucher (HCV) rental assistance for homeless veterans with case management and supportive services provided by the Department of Veteran Affairs (VA).

Recent Presidential Administrations’ decisions to drawdown a considerable number of troops from Afghanistan, Iraq and the greater Middle East Region will likely increase the number of veterans throughout the Nation in the next several years. The impact of these decisions on veterans and the time lag between becoming a veteran and potentially experiencing homelessness is not clear.

The rate of homelessness among this group could rise as the time since coming home increases.

Veterans with personal resources and a strong support network may avoid homelessness for many years or avert it altogether, while others with fewer resources and su pport may become homeless more quickly.

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NA-45 Non-Homeless Special Needs Assessment - 91.205 (b, d) Introduction
Populations with special needs may have more difficulty finding housing and may require specialized services or assistance. Because of their circumstances, they are more likely to have lower incomes and often have a relatively higher cost of living. These groups include the elderly, large households, single-parent-headed (female and male) households, persons with disabilities (mental, physical, and developmental), and persons with HIV/AIDS.

Describe the characteristics of special needs populations in your community Special needs populations in the City include the senior and elderly population, persons with disabilities, large households, single parent households, and persons with HIV/AIDS.

Seniors and Elderly
HUD defines elderly as age 62 and older, while the U.S. Census commonly defines elderly as age 65 and older. The population 65 and over represents approximately 12.7 percent of the City’s total population, amounting to 18,183 individuals.

Table 46: Senior Profile
2020 Senior
Pop. (% of
Total Pop.)1
2024 Senior
Pop. (% of
Total Pop.)2
Percent Change
(2020-2023)
With a
Disability2
% of Senior
Households
with LMI3
% of Senior
Households with
Housing
Problems3
17,512 18,183 +3.8% 34.2% 32% 53%
Data Sources: 1) ACS 2016-2020 5-Year Estimate; 2) ACS 2019-2023 5-Year Estimate

According to the City’s Housing Element, senior households face unique housing challenges.

Those who receive fixed retirement incomes may not receive enough to cover the cost of utilities, repairs, and housing insurance. Further, seniors who are no longer able to drive may need alternative forms of transportation, such as public transit, ride sharing, and safe walking routes.

Persons with Disabilities
According to 2019-2023 5-Year ACS estimates, disabled persons make up approximately 1 1.7 percent of all persons in the City. The City owns and operates 9 accessible public housing units.

According to the City’s Housing Element, persons with disabilities may require unique housing accommodations. These housing modifications may include a need for wheelchair ramps, elevators, and modified fixtures and appliances. Additionally, persons with disabilities who receive social security income as their primary source of income may have trouble paying for market-rate housing.

Large Households
Large households are defined by HUD as having five or more members. These households are usually families with three or more children, or households that have extended family members such as in-laws or grandparents present. According to 2019-2023 5-Year ACS estimates, there are 8,186 large households in the City, representing 17.6% of all households.

Large households are a special needs group because the availability of adequately sized, affordable housing units is often limited. In order to save for necessities beyond housing, such as food, clothing and medical care, some large families may be forced to reside in smaller units, 651
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resulting in overcrowding.

Single Parent Households
Single parent households with children may sometimes require special accommodations in housing. Due to the likelihood of only one income to support a family, single parent households often require special consideration and assistance because of their need for affordable housing, along with paying for accessible daycare, health care and other supportive services for their families. Because of their lower incomes and higher living expenses, female-headed households with children have even more limited opportunities to find affordable, decent and safe housing.

For the City, according to 201 9-2023 5 -Year ACS Estimates, there are 1 1,718 single parent households. Of these households, 67.2% (7,876 households) were female-headed.

Persons with HIV/AIDS
Persons with HIV/AIDS sometimes face biases and misunderstanding about their illness that affect their access to housing. In addition, persons with HIV/AIDS may also be targets for hate crimes, which include crimes committed because of hatred directed toward an assumed sexual orientation. The National Commission on AIDS states that up to half of all Americans with AIDS are either homeless or at imminent risk of becoming homeless because of illness, lack of income or other resources, or a weak support network.

What are the housing and supportive service needs of these populations and how are these needs determined?
In addition to the data mentioned above, based upon stakeholder and community input, priority needs include:

Service Needs
• Youth services
• Homeless/homeless prevention services
• Mental health services
• Expanding reach of existing services
• Job training

Housing Needs
• Affordable rental housing
• Senior housing
• Emergency shelter
• Permanent supportive housing
• Aged out foster youth housing
• Transitional housing
• Home rehabilitation programs for seniors and disabled persons • Tenant-Based Rental Assistance

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Conditions of Housing/ Housing Choice
• There are not enough low-cost choices for low-income housing, subsidized housing, transitional housing, or senior housing.
• Permanent supportive housing is lacking for extremely low-income-30% AMI • As the owner of a mobile home park, 2-bedroom units are in demand. • Landlords willing to lease to homeless/low-income individuals is uncommon. • Property owners willing to rent to people who have been evicted.

Needs for persons with HIV/AIDS were identified based upon the community outreach meetings, stakeholder interviews and surveys completed.

Discuss the size and characteristics of the population with HIV/AIDS and their families within the Eligible Metropolitan Statistical Area Persons with HIV/AIDS sometimes face biases and misunderstanding about their illness that affect their access to housing. In addition, persons with HIV/AIDS may also be targets for hate crimes, which include crimes committed because of hatred directed towa rd an assumed sexual orientation. The National Commission on AIDS states that up to half of all Americans with AIDS are either homeless or at imminent risk of becoming homeless because of illness, lack of income or other resources, or a weak support network.

The California HIV Surveillance Report -2022 published by the California Department of Public Health, Center for Infectious Diseases in Sacramento, California on March 13, 2022, reported a total 586 persons living with HIV/AIDS in the County of Tulare. Of t he 448 cases, 56.7% are of Hispanic race or ethnicity, 11.7% are reported as female and 86.4% as male. On the evening of the Point-In-Time homeless count by the Continuum of Care, seven cases of HIV were reported in the Bi-County, with two cases in the Visalia PIT Survey count.

Discussion
The City of Visalia will continue to work with the service providers it has traditionally worked with and new experienced non -profit providers in order to support special needs populations.

Additionally, the City will explore other ways to improve upon support provided in the past.

Based upon the Community Outreach and Housing Surveys, the following top priorities, in order, were identified:

Housing Needs
• Affordable rental housing
• Senior housing
• Emergency shelter
• Permanent supportive housing
• Home rehabilitation for seniors and disabled persons
• Rental assistance

Service Needs
• Homeless services
• Homeless prevention services
• Youth services
• Mental health services
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• Substance abuse services
• Job training programs
• Domestic abuse services
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NA-50 Non-Housing Community Development Needs – 91.215 (f) Describe the jurisdiction’s need for Public Facilities
The priority needs identified for Public Facilities are, in order of priority, include:

1. Youth centers

2. Park and Recreational facilities

3. Health facilities

4. Senior centers, and

5. Childcare centers

Additionally, facilities to care for the homeless were identified as priority needs.

How were these needs determined?
Needs for Public Facilities were identified based upon the community outreach meetings, stakeholder interviews and surveys completed.

Describe the jurisdiction’s need for Public Improvements Priority needs identified for Public Improvement are, in order of priority, included:

1. Street improvements and

2. Sidewalk improvements with ADA improvements.

How were these needs determined?
Needs for Public Improvements were identified based upon the community outreach meetings, stakeholder interviews and surveys completed.

Describe the jurisdiction’s need for Public Services
Priority needs identified for Public Services are, in order of priority:

1. Special needs populations (i.e., homelessness)

2. Youth

3. Domestic abuse

4. Mental health services

5. CoC and fair housing supportive services

6. Job training

7. Substance abuse treatment, domestic violence support

8. Support services for elderly (meals, transportation)

9. Rent/utility payments

10. Tenant-based rental assistance
How were these needs determined?
Needs for Public Improvements were identified based upon the community outreach meetings, stakeholder interviews and surveys completed.

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Market Analysis
MA-05 Overview
Housing Market Analysis Overview
Many neighborhoods in the City have previously contained affordable housing, however, after the macro-economic changes following Covid-19 the City and County have seen a drastic increase in home and rent prices. This makes the City and County similar to California as they struggle to create more affordable housing units within its various Cities and Counties. Because land and housing costs are cheaper when compared to California as a whole, affordable housing projects are developed in mostly residentially zoned areas in the City. This section is dedicated to providing data and analysis that describe housing conditions, housing costs, cost burdened households, and tenure.

Housing Market Characteristics
In the City there are a total of 18,770 affordable units available to households earning 80% or less AMI (see Table 52), and however, there are 16,050 households within this income bracket in need of housing. However, the majority of affordable units in the City fall into the 50-80% AMI category which has a surplus of units. Shortages of affordable housing are significant in the 0 -30% and 30-50% AMI categories. According to 2017 -2021 CHAS data, about one in every three households (32.7%) in Visalia are cost burdened. T here are more renter households in the City that are cost burdened compared to owner-occupied households; almost half of renter households (43.6%) are cost burdened. Such findings indicate significant numbers of residents experiencing cost burden. Housing market statistics provided by HUD (2019-2023 ACS Estimates; 2017-2021 CHAS Data) provide evidence that there is not an adequate supply of units affordable to low- and moderate-income households in the City:

• 48,737: number of units in Visalia (Table 47)
• 46,466: total occupied units of which 39.2% are renters and 60.8% are owners (Table 48) • Larger units: Most occupied units are two or more bedrooms: 27,479 for owners and 16,168 for renters (Table 48)
• 0-30% AMI: There are 3,995 households living in this income category, yet there are only 1,265 affordable units available to these households in the City (Table 9 and Table 52) • 30-50% AMI: There are 4,720 households living in this income category yet there are only 3,655 units available (Table 9 and Table 52)
• 50-80% AMI: there are 7,335 households in this income category and there are 13,850 units (Table 9 and Table 52)
• 4.7%: The housing vacancy rate of 4.7% in the City is considered low (Table 47 and Table 48)

Housing Conditions
The City follows the California Health and Safety Code when it comes to substandard housing.

This includes units having structural hazards, faulty weather protection, fire, health and safety hazards, or lacking complete kitchen or plumbing facilities.

Housing for Persons with Special Needs. The Housing Authority of Tulare County ( HATC) provides rental assistance to very low - and moderate -income families, seniors, and disabled persons and their families throughout the County. Public housing in the County has a good conditions rating. Homeless populations are considered to be a special needs category. In 2024 656
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there were a total of 587 homeless persons in the City of Visalia, of which 472 were unsheltered and 115 sheltered (Table 40). There was a 22% increase in homelessness in Visalia since 2019, when the number of unhoused people was 481 (Table 44). There are currently 313 shelter beds in Kings and Tulare County, according to the HUD Continuum of Care Homeless Assistance Programs Housing Inventory Count Report 2024 (Table 60) as well as a comprehensive provision of facilities and services that meet the needs of persons who require supportive housing and programs but are not homeless.
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MA-10 Number of Housing Units – 91.210(a)&(b)(2)
Introduction
The housing stock in the City is primarily owner -occupied detached single-family homes with a small number of multifamily units. Specifically, out of 48,737 total housing units, 38,808 (78.9%) are single-family homes of which 93.9% are detached structures (Table 47). Beyond single-family homes, the housing stock consists of 8,447 multi -family units, which represents just 17. 3% of units (Table 47). Most multi-family apartment buildings consist of 2 -4 units (60.8%). Other types of housing units available (1,482 units or 3.0% of the total housing stock) include mobile homes, boats, RVs, and vans (Table 47).

The vacancy rate in the City is considered low according to the Lincoln Institute of Land Policy. A healthy vacancy rate is somewhere between 7 and 8 percent. Out of the total 48,737 units comprising the housing stock for the City, 46,466 are occupied ( Table 48), which equates to a vacancy rate of 4.7%. The occupied housing stock is primarily represented by owner -occupied units (60.8%) compared to renter-occupied households (39.2%) (Table 48). Most owner-occupied units are three or more bedrooms (88.3%), while most renter -occupied units are two bedrooms (83.3%).

All Residential Properties by Number of Units

Table 47: Residential Properties by Unit Number
Property Type Number % of Total Units
1-unit, detached structure 36,455 74.8%
1-unit, attached structure 2,353 4.8%
2-4 units 5,136 10.6%
5-19 units 1,804 3.7%
20 or more units 1,507 3.1%
Mobile home, boat, RV, van, etc. 1,482 3.0%
Total 48,737 100.0%
Data Source: 2023 5-Year ACS

Unit Size by Tenure

Table 48: Unit Size by Tenure
Number of Bedrooms Owners Renters
Number Percentage Number Percentage
No bedroom 257 0.9% 475 1.2%
1 bedroom 535 1.9% 1,552 8.6%
2 bedrooms 2,516 8.9% 7,662 83.3%
3 or more bedrooms 24,963 88.3% 8,506 6.9%
Total 28,271 100.0% 18,195 100.0%
Data Source: 2023 5-Year ACS

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Describe the number and targeting (income level/type of family served) of units assisted with federal, state, and local programs.

According to information provided by the City, since 2015, 596 housing units targeting very low-, low-, and moderate-income households have been developed within Visalia (Table 49). Table 49 lists multi-family housing receiving government assistance in the City. Included in the table is the funding source, year built, the number of units, and the target income.

Table 49: Affordable Housing Developments within the City of Visalia Name of
Development Address Sponsor Funding
Sources
Year Built /
Funds
Provided
Affordability
Period End
Date
# of
Units
Type / Target
Income Groups
Clark Court 626-630 E. Tulare
Ave HATC RHCP 1983 2030 24 Supportive Housing
Visalia Garden
Villas
4901-5075 W.

Crenshaw Ave. HATC LIHTC, RHCP 1987 2042 60 Senior; very low & low-income
Westport Village 3123 S. Avocado
St. TCHA LIHTC 1989 2029 25 Senior; low &
moderate income
Fairview Village 2700 N. Willis St. HATC LIHTC, CDBG 1994 2049 8 Very low-income Willowbrook
Estates
1819 North Tipton
Street TCHA Visalia RDA,
HOME 1996 2051 10 Low-income
Kimball Court 303 West Kimball
Ave. HATC Visalia RDA,
LIHTC 1999 2054 95 Senior; very low &
low-income
The Meadows 3900 W. Tulare
Ave.

Christian Church
Homes Visalia RDA 2001 2054 99 Senior; low-income
Transitional
Mental Health 546 E. Tulare Ave. TCHA Visalia RDA,
HOME 2003 2058 17 Very low-income
Oak Meadows 111 W. School Ave. Christian Church
Homes HUD 2004 2057 60 Senior; low-income
Mill Creek
Parkway Family
Apartments
3433 Manzanita
Ave.

Buckingham
Property
Management
Visalia RDA 2007 2061 70 Low & Moderate
Income
Robinwood
Court
5817-5842 W.

Robinwood Ct. HATC HOME, Visalia
RDA, LIHTC 2008 2037 10 Very low, low &
moderate-income
TMHSA
Housing
653, 657, 701 E.

Tulare Ave. HATC HUD 2009 2058 22 Supportive Housing
Encina Triplex 301 W. Encina St. Kaweah
Management
HOME, Visalia
RDA 2009 2064 3 Very low-income
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Name of
Development Address Sponsor Funding
Sources
Year Built /
Funds
Provided
Affordability
Period End
Date
# of
Units
Type / Target
Income Groups
Sierra Meadows
Senior
Apartments
1120 E. Tulare Ave. Christian Church
Homes

HUD, HOME,
LIHTC 2011 2062 43 Senior; low-income
Paradise &
Court
Apartments
1526 S. Court St.

City of Visalia;
VIAAH; Kaweah
Management
HOME,
Visalia RDA,
LIHTC
2012
2065
20 Very low-income
Confidential Confidential Confidential Visalia RDA,
HOME 2012 2055 3 Very low-income
East Kaweah 632-644 E. Kaweah
Ave. TCHA Visalia RDA 2013 2064 8 Very low & low-
income
Highland
Gardens
2401 N. Highland
St.

Self Help
Enterprises
HOME,
LIHTC 2016 2071 36 Very low & low-
income
Santa Fe
Triplex
617-619 S. Santa
Fe St. TCHA Visalia RDA 2017 2072 6 Very low & moderate- income
Encina Self-
Help
Enterprises
517-527 N. Encina
St.

Self Help
Enterprises HOME 2018 2073 6 Very low, low &
moderate-income
Town Meadows 115 W. Murray Ave.

Thomas Safran
& Associates
Development,
Inc.

LIHTC, HUD 2018 2073 100 Senior; supportive
housing
Myrtle Avenue
Senior
Apartments
4316 W. Myrtle Ave.

Pacific West
Communities,
Inc.

LIHTC 2021 2076 66 Senior; very low &
low-income
Lofts at Fort
Visalia 300 E. Oak Ave Self-Help
Enterprises
LIHTC,
HOME,
Visalia RDA
2022 2077 80 Supportive Housing
(40); low-income
Rancho Colegio 3520 N. Court St. Self-Help
Enterprises
LIHTC,
HOME 2025 2080 80 Very low-income
Demaree Street
Apartments
N. Demaree St. &
Houston Ave.

Pacific West
Communities,
Inc.

LIHTC 2025 2080 222 Very low, low &
moderate-income
Data Source: City of Visalia Housing Element 2023-2030; Note: All developments listed have a 55-year affordability covenant. 660
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Provide an assessment of units expected to be lost from the affordable housing inventory for any reason, such as expiration of Section 8 contracts.

Table 49 above, Affordable Housing Developments within the City of Visalia , lists affordability period end dates, or the date units may convert to market rate. Although most affordability period end after 55-years, most sponsors choose to restrict the property to the original target population.

No Housing Choice Voucher (Section 8) contracts will expire.

Does the availability of housing units meet the needs of the population? There are more low and extremely-low income households in need of affordable housing in the City than there are affordable housing units for those income ranges. In the City there are a total of 18,770 units considered to be affordable to households earning 80% or less AMI, and 16,050 households within this income bracket that are in need of housing. This creates a false impression of supply adequate to meet the overall demand and requires a closer look at the data broken down by each income category. Just over one-third of the households (35.4%) in Visalia earn 80% and below AMI . However, when examining lower income levels, such as extremely low -income (0- 30%AMI), there is a gap in housing available compared to the need. For example, there are 3,995 extremely low-income households within the City, yet there are just 1,265 units affordable to this population, representing a gap of 2,730 units. There are 4,720 low -income households, earning between 30-50% AMI, but only 3,655 housing units available, which leaves a gap of 1,065 units.

Overall, lower income household groups have gaps between the number of units af fordable to those households and the number of households at that income level. Data provided in this paragraph references Table 52 and Table 9.

Describe the need for specific types of housing:

Data gathered from community outreach showed a need for affordable units, both for rent and sale as well as a need for larger units for families and senior housing. The overall need for affordable housing is also evidenced by the fact that HAT C maintains a waiting list for housing vouchers; however, data for this list is not published.

Discussion
See above.

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MA-15 Housing Market Analysis: Cost of Housing - 91.210(a) Introduction
The cost of housing within a jurisdiction is an important consideration as it determines the affordability of housing to residents within various income groups. The housing tables below indicate that housing costs have substantially increased from 2010 to 2020 and 2020 to 2023 for both owners and renters. The median home value increased 81.8% from $187,300 in 2010 to $340,600 in 2023 (Table 50). Median monthly rent has increased by 50.9% from $770 in 2010 to $1,162 in 2023 (Table 50). Overall, owners are being squeezed by the increased cost of housing as wages have only increased 55.4% across the same time period ( Table 50). However, when considering the change from 2020 to 2023, home values grew by 33.8% and rents grew by

27.7%while incomes grew at a considerably lower rate, at 19.9%. This shows that housing is becoming more unaffordable in Visalia for renters as well as owners.

Table 50: Cost of Housing
2010 2020 2023 % Change
Median Home Value $187,300 $254,600 $340,600 81.8%
Median Contract Rent $770 $910 $1,162 50.9%
Median Household Income $51,464 $66,668 $79,952 55.4%
Data Source: 2010 1-Year ACS, 2020 5-Year ACS, 2023 5-Year ACS

Table 51: Rent Paid
Rent Paid Number %
Less than $500 569 3.3%
$500-999 2,318 13.5%
$1,000-1,499 7,260 42.3%
$1,500-1,999 4,106 23.9%
$2,000 or more 2,912 17.0%
Total 17,165 100.0%
Data Source: 2023 5-Year ACS

Table 52: Housing Affordability
Number of Units
Affordable to HH’s
Earning
Renter Owner
30% HAMFI 1,265 N/A
50% HAMFI 2,630 1,025
80% HAMFI 9,460 4,390
100% HAMFI 4,900 4,405
Total 18,255 9,820
Data Source: CHAS 2017-2021

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Table 53: Monthly Rent
Rent Type Studio 1 Bedroom 2 Bedroom 3 Bedroom 4+Bedroom Fair Market Rent $1,082 $1,089 $1,429 $1,967 $2,272
Low HOME Rent $770 $825 $990 $1,143 $1,406
High HOME Rent $977 $989 $1,264 $1,452 $1,600
Data Source: HUD FY 2025 Fair Market Rent; HUD HOME Rent Limits FY 2024 Is there sufficient housing for households at all income levels? The tables above combined with CHAS data for 2017 -2021 show that there is not an adequate amount of housing affordable to LMI households, especially for extremely low - and very low - income households. There are not sufficient housing units for the lower income categories. • 0-30% AMI: There are 3,995 households living in this income category, yet there are only 1,265 units available that are affordable to these households in the City. (Table 9) • 30-50% AMI: There are 4,720 households living in this income category yet there are only 3,655 units available. (Table 9)
• 50-80% AMI: There are 7,335 households in this income category and there are 13,850 units. (Table 9)
How is affordability of housing likely to change considering changes to home values and/or rents?
Table 50 above shows the recent changes to factors affecting affordability including income, rent and home value. Since 2010, median income has increased at an annual rate of 4.2% per year from 2010 to 2023. Although the growth in median contract rent (+3.9% per year) grew at a similar rate to income since 2010, it is clear that rental housing prices are outpacing income growth since 2020. This may continue to strain affordability in the rental housing market and lead to higher rates of housing cost burden, especial ly for LMI households. Additionally, when looking at the owner market, ownership is even less attainable now than it was previously in 2010. This is evidenced by the fact that median home value has shown a significant increase of over 6.2% per year.

How do HOME rents / Fair Market Rent compare to Area Median Rent? How might this impact your strategy to produce or preserve affordable housing? Since the majority of low- and moderate-income households in Visalia are renters (Table 12), the cost and affordability of rental housing is of particular importance. High median rents in the City pose a challenge to strategies seeking to increase the availability of affordable housing and lessen the impact of rental housing assistance programs to households in need. Table 53 shows comparative rent figures. Area median rent for the City is higher than all categories of Fair Market Rent. This again points to a lack of affordable housing, especially for extremely low -income and very low -income households , and shows a need to preserve and produce affordable rental housing options in Visalia . The affordability gap for these populations has been detailed in previous sections.

Discussion
See discussion above.

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MA-20 Housing Market Analysis: Condition of Housing – 91.210(a) Introduction
This section reviews significant characteristics of the existing housing supply such as the age and condition, risk of lead-based paint hazards, and the number of vacant units. This housing data is important in understanding the possible need for housing rehabilitation programs and lead-based paint abatement to maintain safe and sanitary housing as an affordable housing op tion in the community.

Describe the jurisdiction’s definition for “standard condition” and “substandard condition but suitable for rehabilitation”
HUD’s definition of housing “conditions” is similar to its definition of housing problems previously discussed in the Needs Assessment. These conditions are overcrowding, cost burden, or a lack of complete plumbing or kitchen facilities.

The City further defines substandard housing as buildings or units that are not in compliance with the California Health and Safety Code. This includes units having structural hazards, faulty weather protection, fire, health and safety hazards, or again lacking complete kitchen or plumbing facilities. Standard condition housing is defined as being in compliance with the California Health and Safety Code.

Table 54: Condition of Units
Owner-Occupied Renter-Occupied
Condition of Units Number Percentage Number Percentage With One Selected Condition 7,746 27.4% 8,104 44.5%
With Two Selected Conditions 248 0.9% 975 5.4%
With Three Selected Conditions 0 0.0% 185 1.0%
With Four Selected Conditions 0 0.0% 0 0.0%
No Selected Conditions 20,277 71.7% 8,931 49.1%
Total 28,271 100.0% 18,195 100.0%
Data Source: 2023 5-Year ACS

Table 55: Year Unit Built
Owner-Occupied Renter-Occupied
Year Built Number Percentage Number Percentage
2000 or later 9,440 35.5% 4,225 22.5%
1980-1999 7,485 28.1% 6,135 32.7%
1960-1979 6,390 24.0% 5,495 29.3%
1940-1959 2,610 9.8% 2,345 12.5%
1939 or earlier 665 2.5% 580 3.1%
Total 26,590 100.0% 18,780 100.0%
Data Source: 2017-2021 CHAS

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Table 56: Risk of Lead-Based Paint Hazard
Owner-Occupied Renter-Occupied
Year Built Number Percentage Number Percentage
Total Number of Units Built Before
1980 9,665 36.3% 8,420 44.8%
Housing Units Built Before 1980 with
Children Present* 1,545 16.0% 2,179 25.9%
Data Source: 2017-2021 CHAS; *Children under 6 years of age present.

Table 57: Vacant Units
Year Built Suitable For
Rehabilitation
Not Suitable for
Rehabilitation Total
Vacant Units - - 2,271
Abandoned Vacant Units - - -
REO Properties - - -
Abandoned REO Properties - - -
Data Source: 2023 5-Year ACS
Data for units suitable for rehab is not collected by the City; Vacant Units 2023 5-Year ACS Need for Owner and Rental Rehabilitation
As shown in Table 54, there is a different level of need for owner and rental rehabilitation. For owner-occupied units, 71.7% of units have zero selected housing conditions showing that the stock is in relatively good shape. However, almost half of rental units have at least one selected housing condition. This shows the need for rental unit rehabilitation throughout the City. Also, rental housing stock is older than the owner housing stock, with 44.8% of rental units being built before 1980 compared to just 36.3% of owner units.

Estimated Number of Housing Units Occupied by Families with Lead-Based Paint Hazards.

The use of lead -based paint in housing was banned in 1978. For the purposes of this plan, the number of units built before 1980 occupied by households with children serve as a default baseline of units that contain lead -based paint hazards. According to 2017 -2021 CHAS data, 9,665 owner -occupied units and 8,420 renter -occupied units may be hazardous due to the potential presence of lead-based paint, accounting for 39.59% of the total occupied housing units of 45,375 units . For housing units with children under the age of 6 present, there were 1,545 households to both have children and also be built before 1980, compared to a total of 2,179 for renter-occupied units.

Discussion
See above.

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MA-25 Public and Assisted Housing – 91.210(b)
Introduction
HATC provides rental assistance to very low- and moderate-income families, seniors and people with disabilities and their families throughout the County. Many housing programs are offered and include but are not limited to the conventional public housing program, the housing choice voucher program, the farm labor program for families with farm labor income, and senior housing programs. HATC also owns or manages individual subsidized rental comp lexes that do not fall under the previous categories. Table 58 below shows public housing and housing voucher details for the County.

Table 58: Program Type

Certificate Mod-
Rehab
Public
Housing
Vouchers
Total
Project
Based
Vouchers
Tenant
Based
Vouchers
Special
Purpose
- VASH
Special
Purpose –
Family
Unification
Program
Special
Purpose
–
Disabled*
Total
Units/Vouchers
in Use
0 0 166 1,123 63 1,040 20 0 0
Accessible
Units/Vouchers** - - 12 30 1 29 0 - -
Data Source: Housing Authority of Tulare County, 2024
*Includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition **Families requesting accessibility Features
Describe the supply of public housing developments
While Table 58 presents data for the County overall, there are 166 Public Housing units within the City. Sixty public housing units are occupied by disabled families and a further 499 disabled families have housing vouchers.

Describe the number and physical condition of public housing units in the jurisdiction, including those that are participating in an approved Public Housing Agency Plan:

All public housing units are in satisfactory physical condition ( Table 59), having been recently renovated or having annual maintenance performed. HATC works diligently to routinely maintain and rehabilitate all public housing units within their housing stock portfolio.

Public Housing Condition
Table 59: Public Housing Condition
Public Housing Development Average Inspection Score
Visalia #CA030000815 94
Data Source: Housing Authority of the County of Tulare, HUD Describe the restoration and revitalization needs of public housing units in the jurisdiction.

HATC will continue to own and manage 166 units in the City of Visalia. In Fiscal Year 2023, HATC invested a total of $1,573,365 in Capital Fund improvements. The expenditures facilitated the completion of capital rehabilitation projects, including roof replacements, landscaping, carpet replacements, and air conditioning and heating improvements. Additionally, the Fiscal Year 2025 666
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plan estimates a total investment of $1,978,380 towards Capital Fund improvements.

Describe the public housing agency's strategy for improving the living environment of low- and moderate-income families residing in public housing.

HATC, established in 1945, initially sought to provide affordable housing for returning WWII veterans and their families. Currently, HATC provides affordable and well -maintained rental housing to over 5,000 households throughout Tulare County. Since its establishment, HATC has incorporated numerous programs into its housing portfolio. These programs are funded by various types of agencies that include the HUD, the U.S. Department of Agriculture (USDA), the Tax Credit Allocation Committee of the State Treasurer’s Office (LIHTC), California’s Rental Housing Construction Program (RHCP), HOME, City Redevelopment Successor Agencies (SA) and other local agencies. HATC is also a current participant of the Moving to Work (MTW) Demonstration Program.

Families participating in the MTW program either pay a fixed rent for public housing or receive a fixed subsidy for voucher. Because rents are not tied to income, MTW participants are able to keep the full amount of any extra earnings they make while on the program. However, assistance is terminated when a family's income reaches 120 percent of the area median or after five years in the program, whichever comes first.

Families have the option of Housing Authority owned public housing units as they become available, or voucher rental assistance. Public housing applicants will have to pass normal screening procedures, and, if housed, pay a flat rental amount based on the unit bedroom size.

Voucher families receive a flat rental subsidy amount, depending on the unit size the family qualifies for, or the actual unit size rented, whichever is smaller. Families pay the difference between the rent charged by the landlord and th e flat subsidy amount. HATC inspects units to ensure that they meet Housing Quality Standards. Either public housing or voucher families who have members who are not citizens or eligible aliens have an increased flat rent amount or decreased subsidy amount of $25 per ineligible family member.

All new families admitted from the waiting list shall be admitted under the MTW program rules. If a new family has a Head of Household that qualifies as Elderly or Disabled, those families would be allowed into the program with their rent being calculated at either MTW flat rents or based on their income. If the MTW flat rent is selected the term limits shall apply to the family. Incomes will be verified annually for statistical purposes but will not affect rental or subsidy amounts unless verified income e xceeds the income limits. Interim redeterminations and utility allowances are eliminated. Hardship situations will be considered on a case-by-case basis.

MTW gives participants the opportunity to save as their incomes rise, thus providing an incentive to seek out employment or better jobs. The five -year time limit on assistance also increases the motivation for families to gain employment and self -sufficiency skills, so that they will be able to afford alternative housing once their assistance is terminated. The time limits also reinforce the notion that rental assistance is not a lifetime benefit but a helping hand to families as they move toward self-sufficiency. HATC hopes that at the end of five years, families will have earned and saved enough to purchase a home.

Additionally, the Housing Choice Voucher Program offers affordable, decent and safe housing in open market rentals selected by Voucher holders. Under the MTW program, residents receive a fixed subsidy, which HATC pays directly to the landlord, and the resident pays the rest of the rent for the unit. There is a five-year time limit to this type of rental assistance in most cases, because 667
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the fixed subsidy helps families to stabilize their housing costs as they work to achieve self - sufficiency and save for other housing opportunities. Elderly families, whose head or co-tenant is over 62 or disabled that do not possess the capabilities to work, will have their rent based on their income rather than the fixed subsidy amounts, however time limits do not apply to these households.

Discussion
See above.

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MA-30 Homeless Facilities and Services – 91.210(c)
Introduction
The Kings Tulare Homeless Alliance (Alliance) is the Continuum of Care for the region that includes Visalia. Each year, the Alliance conducts a Point in Time (PIT count) of the number of people experiencing homelessness within Kings and Tulare Counties. Information gathered through the PIT survey is used by the Alliance to understand the issues associated with homelessness, including causes of homelessness, service needs of the homeless, the region’s unmet housing needs, and trends over time of homelessness in the region.

The 2024 PIT count was held on January 22, 2024. A total of 587 persons were counted in the City, with 472 found to be unsheltered and 115 sheltered.

Table 60: Facilities and Housing Targeted to Homeless Households Types of Homeless
Households
Emergency Shelter Beds
Transitional
Housing
Beds
Permanent Supportive
Housing Beds
Year-Round
Beds
(Current &
New)
Voucher /
Seasonal /
Overflow
Beds
Current &
New
Current
& New
Under
Development
Households with Adult(s)
and Child(ren) 153 0 15 46 0
Households with Only
Adults 160 0 134 269 0
Chronically Homeless
Households 0 0 0 153 0
Veterans 0 0 0 0 0
Unaccompanied Youth 0 0 20 0 0
Data Source: HUD Continuum of Care Homeless Assistance Programs Housing Inventory Count Report 2024 Describe mainstream services, such as health, mental health, and employment services to the extent those services are used to complement services targeted to homeless persons.

The Alliance works closely with mainstream benefit providers to ensure that persons experiencing homelessness are connected to mainstream benefits. The Tulare County SSI Advocacy unit participates in the annual PIT count through the Project Homeless Connect (PHC) events.

Led by the Alliance, the Local Initiatives Navigation Center (LINC) holds agency “fair” at the Bethlehem Center. The fair walks individuals through the process of applying for needed services.

From urgent housing assistance to Veterans services and more, between 15 and 20 agencies are available to offer services. Participants include CalWorks to offer CalFresh (food stamps), MediCal, and General Relief assistance.

In addition to LINC, Tulare County Alcohol and Other Drug (AOD) program also attends and offers substance abuse treatment beds or outpatient services, as appropriate. The Tulare County Health and Human Services Agency has recently implemented the Housing Disability Advocacy Program 669
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(HDAP) to enroll clients in mainstream benefit programs, with a special focus on SSI benefits.

The Alliance also has a strong partnership with healthcare organizations such as Family Healthcare Network, Kaweah Delta, and Anthem Blue Cross. These providers participate in the Point in Time count as well as LINC events. Assistance includes signing people up for insurance, providing on-site medical services, arranging transportation to/from appointments, etc.

The Alliance ensures that service providers are updated on new mainstream benefit programs.

Information is disseminated in a variety of ways such as through the Alliance listserv, membership presentations, and required trainings. The Alliance also requires that CoC -funded agencies participate in the SSI/SSDI Outreach, Access and Recovery (SOAR) SOAR training annually.

SOAR is designed to increase access to Supplemental Security Income and Social Security Disability Income for eligible homeless adults who ar e and have a mental illness and/or a co - occurring substance use disorder. SOAR and other community efforts have been effective in increasing the number of homeless persons receiving SSI/SSDI.

List and describe services and facilities that meet the needs of homeless persons, particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth. If the services and facilities are listed on screen SP-40 Institutional Delivery Structure or screen MA-35 Special Needs Facilities and Services, describe how these facilities and services specifically address the needs of these populations.

Table 61: Services and Facilities that Meet the Needs of Homeless Persons Agency Program(s) Description

Family Services of
Tulare County
PSH II Myrtle Court
PSH III United Way
Tulare Housing First
Tulare Housing First II
Tulare Housing First II Bonus
Permanent Supportive Housing for
Chronically Homeless households.

Family Services of
Tulare County
Transitional Housing +
Services
Transitional housing for households with
children who are victims of domestic
violence.

Family Services of
Tulare County Karen’s House Emergency shelter for victims of domestic violence.

Community Services &
Employment Training
Visalia PSH and
Tulare County PSH
Permanent Supportive Housing for Chronically
Homeless households.

Community Services &
Employment Training ESG 2 Rapid Rehousing assistance for homeless households.

Turning Point Casa de Robles Transitional and permanent supportive for single males with disabilities.
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Agency Program(s) Description
Turning Point Court Street Transitional housing for single men.

Visalia Rescue Mission Overnight Guest Overnight emergency shelter for single men who are homeless.

Visalia Rescue Mission
Shelter of Hope
Overnight emergency shelter for single women
and women with children who are homeless.

Visalia Rescue Mission House of Hope Transitional housing program for single women experiencing homelessness.

Visalia Rescue Mission
House of Restoration
Residential treatment program that serves
homeless and non-homeless men.

Visalia Rescue Mission Women’s Transitional Program Transitional housing program for single women experiencing homelessness.

Department of VA VASH Program Permanent housing for homeless veterans and their families.

Uplift Families THP Plus Housing and services for transitioning age youth Age 18-24

Bethlehem Center N/A
Provides hot meals six days a week (breakfast
and lunch M-F) and lunch only Saturday and
Sunday, emergency food and clothing.

Visalia Emergency Aid N/A Food pantry, clothing, financial counseling and homeless prevention.

Family Healthcare
Network N/A Provide Medi-Cal and dental assistance on a sliding scale/ability-to-pay fee structure.

Visalia Corps
(Salvation Army)

N/A
Food basket distribution, material assistance,
youth activities, and emergency and
miscellaneous services.

Visalia Health Clinic

N/A
Provide Medi-Cal enrollment and provide
health care for persons who do not qualify for
Medi-Cal and meet the eligibility criteria.
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Agency Program(s) Description

Central Valley
Recovery Services

N/A
Residential treatment, methamphetamine,
withdrawal from opiates, outpatient treatment,
and drug addiction help.

Tulare County HHSA Veteran’s Service Office Veterans Services (County HHSA).

Tulare County HHSA Visalia Adult Integrated Clinic Mental health services.

Tulare County HHSA Transitional Living Center Transitional housing for single men and women with a serious mental illness.

Tulare County HHSA

East Tulare Avenue Cottages
Permanent supportive housing for single men
and women with a serious mental illness.

Westcare Supportive Services for Veteran
Families (SSVF)
Rapid Rehousing Program for veteran
households experiencing homelessness.

Visalia Homeless
Center Visalia Warming Center Seasonal overnight Emergency Shelter.

Self-Help Enterprises Eden House Transitional Housing Transitional housing for chronically homeless households.

Self-Help Enterprises
The Lofts at Fort Visalia
Santa Fe Commons I & II
Palm Terrance I & II
Sierra Village I & II
Permanent supportive housing & low-income
housing mixed.

Self-Help Enterprises/
Salt + Light Neighborhood Village Permanent supportive housing for chronically homeless households.

RH Community Builders
Sequoia Village
Madison Gardens
Majestic Gardens
Permanent Supportive Housing for chronically
homeless households.

UPHoldings Finca Serna
Northstar Courts
Permanent Supportive Housing & low-income
housing mixed.

CSET/TC Hope/
Self-Help Enterprises Visalia Navigation Center Transitional housing for homeless households.

Data Source: County of Tulare 2025

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MA-35 Special Needs Facilities and Services – 91.210(d) Introduction
Special needs populations often have an increased need for housing, services and facilities.

Identified special needs populations in the City include the elderly (including frail elderly), and persons with disabilities.

Special needs populations often benefit from supportive housing, which is a combination of housing and services intended to help people live more stable, productive lives. Supportive housing is widely believed to work well for those who face the most compl ex challenges and is coupled with such social services as job training, life skills training, substance abuse programs, educational programs, and case management.

Including the elderly, frail elderly, persons with disabilities (mental, physical, developmental), persons with alcohol or other drug addictions, persons with HIV/AIDS and their families, public housing residents and any other categories the jurisdiction may specify and describe their supportive housing needs.

These Populations referenced face a two-fold challenge as it pertains to their housing needs. Not only do they need well -maintained affordable housing, they require the necessary supportive services to be able to remain in good health. HATC has made it a priority to address such needs through various collaborations with social service providers. HATC has an extensive number of partnerships with various social service agencies. These partnerships allow stakeholders to maximize available funding and not duplicate services. HATC continues to allocate a number of Section 8/Housing Choice Vouchers to various social service provider agencies such as:

Community Services Employment Training (C -SET), Central Valley Regional Center (CVRC), Tulare County Child Welfare Services, Kings/Tulare Homeless Alliance and the California Department of Rehabilitation. The noted partnerships allow program participants to receive both rental assistance/subsidized housing from HATC, along with the necessary social services by their partnering agencies.

HATC has expanded the Transitional Living Center, collaborating with the Community Redevelopment Agency of the City of Visalia and Tulare County Mental Health Services, by acquiring an additional 17 units (Liberty & Court) in which Tulare County Mental Health Services provides services and case management on-site. This is in addition to similar collaborations with Tulare County Health and Human Services at Clark Court (24 units) and the existing Transitional Living Center which houses up to 40 occupants in an 11-bedroom house as well as an apartment building. HATC also continues a partnership with CVRC as they provide full-time living assistance to individuals who are developmentally disabled at the Kaweah Triplex for Mentally Challenged Adults. The City of Visalia assisted in the development of the Kaweah Triplex for Mentally Challenged Adults by providing Redevelopment Low Mod funding toward rehabilitation.

Tulare County Health and Human Services purchased Casa Grande a former assisted living facility to convert into a 96 -bed behavioral health supportive service housing center to serve Tulare County residents experiencing mental health conditions.

Describe programs for ensuring that persons returning from mental and physical health institutions receive appropriate supportive housing.

The City has a number of licensed community care facility beds available for persons with health- related conditions. This may include the following type of licensed care facilities:
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• Small Family Homes: Small Family Homes provide 24 -hour care in the licensee's family residence for six or fewer children who are mentally disabled, developmentally disabled, or physically handicapped, and who require special care and supervision as a resul t of such disabilities.
• Group Homes: Group Homes are facilities of any capacity and provide 24 -hour non - medical care and supervision to children in a structured environment. Group Homes provide social, psychological, and behavioral programs for troubled youth. • Adult Residential Facility: Adult Residential Facilities (ARF) are facilities of any capacity that provide 24-hour non-medical care for adults ages 18 through 59, who are unable to provide for their own daily needs. Adults may be physically handicapped, developmentally disabled, and/or mentally disabled.
• Residential Care Facilities for the Elderly: Residential Care Facilities for the Elderly (RCFE) provide care, supervision and assistance with activities of daily living, such as bathing and grooming. They may also provide incidental medical services under special care plans. The facilities provide services to persons 60 years of age and over and persons under 60 with compatible needs. RCFEs may also be known as assisted living facilities, retirement homes, and board and care homes. The facilities can range in size from fewer than six beds to over 100 beds. The residents in these facilities require varying levels of personal care and protective supervision. Because of the wide range of services offered by RCFEs, consumers should look closely at the programs o f each facility to see if the services will meet their needs.
• Social Rehabilitation Facility: A Social Rehabilitation Facility is any facility that provides 24-hours-a-day non-medical care and supervision in a group setting to adults recovering from mental illnesses who temporarily need assistance, guidance, or counseling.

Table 62: Licensed Adult Residentials And Day Programs Care Facilities Facility Name Facility Address Capacity
Creative Center, The 410 E. Race St. 115
Social Vocational Services, Inc 1120 S Ben Maddox Way Ste 100 90 Life Skills Learning Center 2505 N Shirk Rd. 76
Central Valley Training Center 9838 W. Grove Ave. 75
Social Vocational Services, Visalia #2 3140 W. Caldwell Ave. 75 People's Care Bliss Center Visalia 909 W. Murray Rd 60
Links 26818 S. Mooney Blvd. 50
Transitional Living Center 546 E. Tulare Ave. 38
Chances Learning Center 823 W. Center Ave. 36
Plumlee's Board And Care #1 2030 N Bridge St. 15
Plumlee's Board And Care #2 2032 N Bridge St. 15
Transitional Living Center #2 1108 E Liberty Ct. 10
Dago Residential Facility 1741 W. Vine Ave. 6
Deena's Care Home 3537 W. Cutler Ave. 6
Diaz Care Home 3 2313 S. Jacques St. 6
Diaz Care Home Ii 2128 S. Ashton Ct. 6
Diaz Family Care Home 1603 S. Peppertree Ct. 6
Diaz Oak View Home 144 W. Oak View Dr. 6
D.P. Butler Home 3500 W. Victor Ave. 6
Ewing Palm Home, Llc 4836 W. James Ct. 6
Kenyon Home #2, The 2541 E. Mary Ave. 6
Sandoval Home 1537 W. La Vida Ave. 6
Sandoval Home Ii 3815 S. Silvervale St. 6
Sandoval Home Iii 13851 Ave 320 6
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Facility Name Facility Address Capacity
Sue's Care Facility 1616 Castleview Dr. 6
Valley Care Home 3600 W Oakridge Ave. 6
Valley Care Home 331 E. Riverway Ave. 6
Walnut Grove House, Inc. Dba Lewis Graves
Arf #1 25401 Road 152 6
Zanyk Ii 421 N. Divisadero St. 6
Abarquez Homes Inc. 312 NW 4th St. 4
Ambitions - Mae Carden 2126 N. Mae Carden Ct. 4
Ambitions - Sumter Court 1020 N. Sumter Ct. 4
Bryant-Little Home 2 2733 W. Country Ln. 4
Crowe House Llc, The 13274 Perry Ct. 4
Diaz Oak View Home 2 2850 S. Maselli Ct. 4
Discovery In The West 12143 Avenue 322 4
Dorothy Wilson Home 3611 W. Millcreek Dr. 4
Grove Home Llc, The 3413 E. Grove Ave. 4
J&M Home 616 W. Loyola Ave. 4
Kaiser Specialized Residential Taylor 2816 W. Taylor Ave. 4 Kaiser Specialized Residential Vassar 4224 E. Vassar Ave. 4 Kenyon Home #1, The 2511 N. Liberty Ct. 4
Lee's Country Home 11282 Avenue 272 4
Martinez Residence 3527 W. Oakridge Ave. 4
Patriot In The West 3702 N. Sallee St. 4
People's Care Damsen 6502 W. Damsen Ave. 4
People's Care Marlin 12744 Marlin Ave. 4
Pira Home Care 4222 S. Rova St. 4
Sails Sunnyside 5712 Sunnyside Dr. 4
Transitional Living Center #4 1136 S. Liberty Ct. 4
Walnut Grove House, Inc. Dba Lewis Graves
Arf #3 3143 Douglas Ave. 4
Transitional Living Center #3 1142 S. Liberty Ct. 3
Data Source: State of California Department of Social Services: https://www.ccld.dss.ca.gov/carefacilitysearch/DownloadData Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with

91.215(e) with respect to persons who are not homeless but have other special needs. Link to one- year goals. 91.315(e).

The non -profit organization Community Services Employment Training (CSET) helps provide services within the jurisdiction. CSET connects the public to integrative programs at senior centers, to Family Resource Centers that are one-stop shops, giving families access to services ranging from nutrition, health and education to housing, utility assistance and employment training. Also, the City works with the Citizens Advisory Committee that acts as a liaison between the general public and the City Council conce rning community problems and needs, as well as the Citizen’s Advisory Committee that includes two members from the disbanded Disability Advocacy Committee that advises the City on the needs of the disabled community in the City and promotes physical, social, communication and attitudinal access for every citizen of the City.

Furthermore, this Consolidated Plan includes plans to fund a Single -Family Home Repair Program and Senior Mobile Repair Program for senior and disabled low-income owner-occupied households. Repairs will include but are not limited to accessibility improvements, roof repairs/replacements, floor repairs, plumbing repairs, and energy efficiency improvements to 675
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assist senior and disabled low -income owner occupants remain in their home longer. The City also plans to fund ADA accessibility improvements throughout the City to assist the disabled and special needs community within the City.

For entitlement/consortia grantees: Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e) with respect to persons who are not homeless but have other special needs. Link to one-year goals. (91.220(2)) Please see above.

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MA-40 Barriers to Affordable Housing – 91.210(e)
Negative Effects of Public Policies on Affordable Housing and Residential Investment A potential barrier to housing opportunities can be related to public policies. Such policies include tax policy, land use controls, zoning ordinances, building codes, fees and charges, growth limits, and other policies that affect the return on residential investment. Amending local zoning and land use laws or allocating funding for affordable housing through grants are mechanisms that can support the development of affordable units. Changes in policies can also help a community to overcome disparities in access to opportunity by the implementation of plans that will revitalize areas with existing affordable housing by improving services, schools and other community assets, sidewalks, and other infrastructure.

The City’s 2025-2030 Analysis of Impediments to Fair Housing Choice (AI) found that land use and zoning laws are a factor in a lack of affordable housing, with residents vulnerable to displacement. The 2023 -2031 City of Visalia Housing Element examines lan d use controls, building codes, processing and permit procedures, fees, and infrastructure requirements as potential barriers. Goals to encourage construction and maintenance of affordable housing in the City have been included in the 2023 -2031 Housing Ele ment. The City has made gradual improvements in all areas to reduce barriers to the development of affordable housing.

Free Market as Barrier to Development of Affordable Housing The 2023 -2031 Housing Element identifies the availability of financing, land costs, and construction costs as barriers to the development of affordable housing.

The City lists sites available for development in its sites inventory list, for which the free market will determine who will develop and when development will occur. There are sites listed in the sites inventory with an entitlement status as “approved tentative subdivision map” or “ready to build with building permits”.

Visalia has demonstrated in its Housing Element that it has the capacity to accommodate the Regional Housing Need Allocation (RHNA) for the planning period from December 1, 2023, to December 31, 2031. Visalia has been allocated 10,791 units among the four income levels. The locations of the “RHNA sites” that make up the site inventory are listed and shown in the Site Inventory and Analysis RHNA section of the 2023-2031 Housing Element.

Land Use Policies
Policies to guide future development and achieve a vision for the community are contained in the City’s General Plan. Two of the seven State mandated General Plan elements – Housing and Land Use Elements – have direct impact on the local housing market in terms of the amount and range of housing choice. The City’s Zoning Ordinance, which implements the Land Use Element, is an important document that influences the amount and type of housing available in a community – the availability of housing choice.

The City of Visalia’s ordinances contain a variety of zoning districts that allow a range of housing opportunities for persons with special needs, including people with disabilities and people requiring transitional or supportive housing. The City of Visalia periodically evaluates local zoning laws and policies that may affect fair housing choice. The AI identified certain zoning provisions that can prevent the development of certain housing types, including high -density housing, emergency shelters, and supportive or transitional housing.

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Visalia has made changes to residential zone districts based on the adoption of its General Plan in 2024. The highest allowed multi -family density permitted by right is 15 to 35 units per acre, provided that the development does not exceed 80 units. The City’s 2014 General Plan Updat e formally established two new land use designations: CMU (Commercial Mixed Use), and DMU (Downtown Mixed Use). Both new designations encourage vertical and horizontal mixed -use developments. Both designations encourage high commercial floor area ratios (2.0 for CMU and

5.0 for DMU) and also allow residential densities as high as the site and setting can facilitate.

Entitlement Process
The actual entitlement process requires several types of review. Following completion of site plan review, necessary entitlements could include zoning and general plan land use designation change, tentative subdivision map approval, and planned development approval. The Housing Element proposes providing an impact fee waiver for housing projects with 100% of units affordable for low-income households.

Overall, there is a need for incentives for developers to develop housing, especially to develop housing that is affordable, both for rent (multi -family) and for purchase (smaller, lower priced homes for sale). Developers require financial feasibility and certainty in the entitlement process as well as a clear understanding of community needs based upon stakeholder input. There is a lack of a variety of housing types, including townhouses, condos, small apartment complexes, and ADUs on the properties of sin gle-family homes. A more streamlined entitlement process or elimination of the need for the processing of certain entitlements could incentivize developers to build more affordable units.

Community Engagement
The opinions of the community can also constrain housing development. Sometimes individual neighborhoods can influence development decisions. For example, residents may resist changes in their community, which can contribute to a lack of vision for a City in terms of planning. When change occurs, it can also displace residents, gentrify an area, and create undesirable impacts.

Environmental Constraints
Visalia rests in the heart of the Kaweah River Delta system. Terminus Dam, which forms Lake Kaweah about 18 miles to the east, controls river flows of the Kaweah River. The St. John’s River, a branch of the Kaweah River, extends along the City’s northeastern city limit line. In addition, the City contains an extensive network of creeks and irrigation ditches that carry programmed releases of water from Lake Kaweah and from the Friant Irrigation Canal to area farms and orchards. These creeks and ditches also channel and carry area-wide and local storm water runoff through the City in a generally northeast to southwest pattern, terminating west of the City near the Tulare Lakebed

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MA-45 Non-Housing Community Development Assets – 91.215 (f) Introduction
This section of the Consolidated Plan describes the City’s economic development asset needs.

This section will focus primarily on the City and regional economy and workforce.

Economic Development Market Analysis
Table 63: Business Activity
Business by Sector Number of
Workers
Number
of Jobs
Share of
Workers
%
Share of
Jobs
%
Jobs less
workers
%
Agriculture, Mining, Oil & Gas Extraction
2,998

1,954

4.7 5

0 Arts, Entertainment,
Accommodations

5,877

3,713

9.2 14

5 Construction 4,803 4,097 7.6 5 -3
Education and Health Care Services 16,390 19,982 25.8 16 -10 Finance, Insurance, and Real Estate 2,249 2,520 3.5 7 4 Information 1,102 1,308 1.7 1 -2
Manufacturing 5,062 5,540 8.0 7 -2
Other Services 3,480 3,227 5.5 4 -2
Professional, Scientific, Management
Services

5,044

4,677

7.9 5

-3
Public Administration 5,033 3,485 7.9 0 -8
Retail Trade 6,334 8,371 10.0 18 8
Transportation and Warehousing 4,215 5,837 6.6 4 -3
Wholesale Trade 994 809 1.6 5 3
Total 63,581 65,520 -- -- --
Data Source: 2019-2023 ACS (Workers), 2023 Longitudinal Employer-Household Dynamics (Jobs).

City of Visalia, Economic Development Division, June 2024

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Table 64: Labor Force
Employment Characteristics Number of People
Total Population in the Civilian Labor Force 67,594
Civilian Employed Population 16 years and over 67,594
Unemployment Rate 5.9
Unemployment Rate for Ages 16-24 12.0
Unemployment Rate for Ages 25-65 5.0
Data Source: 2019-2023 ACS

Table 65: Occupations by Sector
Occupations by Sector Number of People
Management, business and financial 21,652
Farming, fisheries and forestry occupations -
Service 13,004
Sales and office 12,911
Construction, extraction, maintenance and repair 7,570
Production, transportation and material moving 8,404
Data Source: 2019-2023 ACS.

Table 66: Travel Time
Travel Time Number Percentage
< 30 Minutes 42,672 74.9%
30-59 Minutes 11,306 19.9%
60 or More Minutes 2,980 5.2%
Total 56,958 100%
Data Source: 2019-2023 ACS

Table 67: Educational Attainment by Employment Status
Educational Attainment
(Population 18+ years)
In Labor Force
Civilian
Employed

Unemployed
Not in Labor
Force
Less than high school graduate 5,274 332 3,969
High school graduate (includes
equivalency)

12,293

1,174

5,052
Some college or Associate's degree 21,275 1,008 5,251
Bachelor's degree or higher 14,199 375 1,558
Data Source: 2019-2023 ACS

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Table 68: Educational Attainment by Age
Educational Attainment
Age In Years
18–24
yrs.
25–34
yrs.
35–44
yrs.
45–64
yrs.
65+
yrs.

Less than 9th grade 106 507 1,017 3,770 1,683
9th to 12th grade, no diploma 1,304 491 1,142 2,648 858 High school graduate, GED, or
alternative 4,333 6,012 4,717 7,829 4,753
Some college, no degree 5,042 7,183 4,558 7,324 4,370
Associate's degree 883 2,874 2,802 2,834 2,088
Bachelor's degree 580 3,681 2,848 3,793 2,580
Graduate or professional degree 22 1,426 2,071 2,359 1,851 Data Source: 2019-2023 ACS

Table 69: Median Earnings in the Past 12 Months
Educational Attainment Median Earnings in the Past 12 Months Less than high school graduate 30,275
High school graduate (includes equivalency) 36,337
Some college or Associate's degree 48,883
Bachelor's degree 75,872
Graduate or professional degree 101,032
Data Source: 2019-2023 ACS

Based on the Business Activity table above, what are the major employment sectors within your jurisdiction?
Education and healthcare services ( 25.8%), retail trade (1 0.0%), and arts, entertainment, and accommodations (9.2%) are the top employment sectors for the City according to Table 63.

Additionally, the manufacturing; professional, scientific, and management services related occupations; and public administration sectors combined yield almost one quarter of employment, at 23.8%.

Describe the workforce and infrastructure needs of the business community.

Priority sectors for the City receiving targeted support and investment according to Employment Connection are:
• Green Energy: Includes renewable energy production, energy-efficient technologies, and environmental conservation efforts.
• Advanced Manufacturing : Includes food processing, biotechnology, and high -tech manufacturing.
• Transportation & Logistics: Includes trucking, warehousing, distribution, and supply chain management services; this sector benefits from Tulare County’s transportation network and geographic location.
• Agri-business: Agriculture is central to the Tulare County economy and includes activities like crop production, food processing, agricultural technology, and distribution.

Healthcare: Includes a need for medical professionals, administrators, and support staff. 681
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Construction: Includes residential and commercial construction as well as infrastructure projects.

Workforce skill needs correspond to these priority industries.

Describe any major changes that may have an economic impact, such as planned local or regional public or private sector investments or initiatives that have affected or may affect job and business growth opportunities during the planning period. Describe any needs for workforce development, business support or infrastructure these changes may create.

Upcoming economic impacts and trends in the City include but are not limited to the following (data sourced from HUD’s State of the Cities Data Systems (SOCDS) Building Permits database, CoStar, and the Census Bureau):
• Single-family and multifamily residential units were issued 212 and 327 permits in 2024, the lowest count since 2012, respectively, according to HUD’s State of the Cities Data Systems (SOCDS) Building Permits Database
• A number of workforce development efforts are underway but an emphasis on industrial job growth and workforce availability must continue to be a focus among education and workforce development partners in the region
• 2022 had the highest new residential building permit activity and new commercial building permit square footage since the early 2000’s. The construction industry will experience a considerable job increase in the area at least in the short term • There have been 240 units of positive absorption and 440 units of net deliveries in the last year in the City
• The state minimum wage increased to $16.50/hr. effective January 1, 2025, and is likely playing a factor in the automation of certain jobs across sectors. This is also increasing the cost of goods and services in the region
• There are numerous other private sector developments currently underway or planned to be underway that will create additional jobs in the local economy. However, an economic slowdown could impact the timing of many of these projects How do the skills and education of the current workforce correspond to employment opportunities in the jurisdiction?
The City labor population has done a fairly sufficient job of meeting employment opportunities.

This is evidenced by comparing the total number of jobs in a sector to the total number of workers in that sector, as shown in Table 63. Several sectors, including Education and Health Care Services; Finance, Insurance, and Real Estate; Information; Manufacturing; Retail; and Transportation and Warehousing, face the condition of having more jobs than workers. Gaps are largest in Education and Health Care, Retail, and Transportation and Warehousing.

Describe any current workforce training initiatives, including those supported by Workforce Investment Boards, community colleges and other organizations.

Describe how these efforts will support the jurisdiction's Consolidated Plan.

There are many workforce training initiatives occurring in the City, led by various organizations:
• Training on soft skills and leadership, quality systems and continuous improvement, industrial automation, manufacturing, food safety, computer software skills, and social media (currently being done by College of the Sequoias Training Resource Center [COS TRC])
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of ways including, but not limited to, COS college coursework for VUSD high school students/dual enrollment, increased emphasis on internships and job shadowing in VUSD, increased efforts to create apprenticeship programs, and the COS TRC successfully acquiring an Employment Training Panel Multiple Employer Contract) • Aligning and expanding traditional education (this is visible in VUSD’s emphasis on Career Pathways/Linked Learning Academies and partnership with COS for C areer Technical Education)
• Maximize hiring through a subsidized employment program (i.e., the Work Investment Board [WIB], TulareWORKs)
• Upskill Tulare County – A community-wide initiative focused on increasing the skills of entry level workers to meet demands of middle skilled positions. This practice encourages employers to “grow their own” staffing resources, while promoting upward mobil ity in the workplace. Training courses include:
o Essential workplace skills
o Basic math for manufacturing industry
o Certified logistics associate
o Emergency medical tech refresher course
o Front line supervisor
o Intro to lean systems
o Preventive controls for human foods training
o Welding
o Intro to computer hardware and maintenance
o Intro to sourcing and onboarding
o Intro to Windows 10
• Sequoia Community Corps (SCC) offers vocational training in the trades of construction, solar, weatherization, urban forestry, recycling, electronic waste collection, oil collection and recycling education. SCC has been successfully operating in Tulare and Kings Counties for the past 30 years and has provided over 4,000 young adults with valuable job training and educational opportunities.
• Proteus – operates the William M. Maguy School of Education (WMSE) and provides workforce development services “to assist the poor of Central California in meeting their employment and education needs by conducting educational and training programs on their behalf as well as expanding the range of job opportunities available to them.” Since 1967, the non-profit organization has provided Adult Basic Education and ESL educational services to farmworkers in Tulare County and in 1972, the organization was incorporated and expanded to include the counties of Kings, Kern and Fresno. Today, in addition to education, Proteus also provides programs to families and individuals, some of which include workforce development, youth services, community service programs, en ergy services, foster care, and others.
• Community Services Employment Training (CSET) provides workforce developmen t services that assist local businesses to thrive, while training residents of all ages to find their path to good jobs. These services are funded by the WIB, Tulare County Health and Human Services Agency, Kings/Tulare Area Agency on Aging, and others. CS ET is the WIB's One-Stop Operator for the Employment Connection - a proud partner of America's Job Center of California Network - in Visalia and Porterville, with satellite services in Tulare. Each location is equipped with a Resource Room including computers, printers, and internet access. Businesses attend specialized workshops to speak with job seekers who learn about employment opportunities. Youth gain work readiness and leaders hip skills, plan for college and careers, and gain valuable experiences through work -based learning.
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Does your jurisdiction participate in a Comprehensive Economic Development Strategy (CEDS)?
No
If so, what economic development initiatives are you undertaking that may be coordinated with the Consolidated Plan? If not, describe other local/regional plans or initiatives that impact economic growth.

Though the Tulare County Economic Development Corporation (TCEDC) has not developed a strategy document, the corporation facilitates the annual Sequoia Regional Economic Summit, where it presents the results of annual economic outlook reports that inform s tate, regional, and local economic development stakeholders of recent trends and developments in the regional economic climate. Tulare County’s development is also guided by its General Plan, which is regularly updated.

Discussion
See above.

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MA-50 Needs and Market Analysis Discussion
Are there areas where households with multiple housing problems are concentrated? (include a definition of "concentration") The map below (Figure 4) illustrates census tracts where at least 51 percent of households are LMI (HUD’s definition and requirement for “concentration”). As described in the Needs Assessment, multiple housing problems are experienced primarily by LMI households.

Figure 4: 2025 CDBG Low to Moderate Income Areas
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Are there any areas in the jurisdiction where racial or ethnic minorities or low- income families are concentrated? (include a definition of "concentration") The map below (Figure 5) displays areas of racial or ethnic concentrations. See the map above for LMI concentrations.

To be considered a racially or ethnically concentrated area, the non-white population must be greater than 50%, while neighborhoods of “extreme poverty” are regarded as census tracts with 40% or more of individuals living at or below the poverty line. According to the California Department of Public Health, the 2024 Federal Poverty Level is $20,783 for one individual, calculated by multiplying the national federal poverty level by 138%.

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Figure 5: Racially/Ethnically Concentrated Areas

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What are the characteristics of the market in these areas/neighborhoods? Some examples of market characteristics in these areas include:
• Tract 10.09 through 10.12’s main commercial corridor is along Dinuba Boulevard, from Houston Avenue. to Riverway Drive. This area mainly consists of neighborhood commercial and mixed-use commercial zoning. This long stretch of primarily retail uses has sub development potential. Adjacent to this tract at the northwes t corner of Dinuba and Riggin is the site of Orchard Walk West, which is part of the Donahue Schriber Orchard Walk retail center development. Orchard Walk East is fully developed and is across Dinuba Boulevard, anchored by Target, Vallarta, Ross and TJ Max x- the major retail center for the north Visalia community. The final portion of Orchard Walk West, a 54,000 square foot in -line retail center anchored by Tractor Supply and Grocery Outlet Bargain Market, was approved for construction during the summer of 2024 and is nearing completion with many businesses now open. Further south near Ferguson and Dinuba is another shopping center anchored by a Food 4 Less, a Dollar Tree and a DD’s Discounts and several office facilities, including a TulareWORKs office. There is also a long stretch of professional and administrative office zoning along Houston on the southern border of this tract that could see additional development and/or redevelopment. There have been several mixed-use master plans submitted for the northern commercial and residential areas near the Riverway Sports Park with some development already having occurred .

The Visalia Navigation Center is also located within this area. • Tract 11 is included in the City’s Opportunity Zone and contains a variety of zoning options.

Main nodes would be the Oval Park area (commercial mixed -use zoning), including the Court/Locust downtown mixed-use corridor connecting downtown ‘proper’ to the Oval area and the Goshen/Murray commercial corridor from Divisadero to Santa Fe. The Oval features several restaurants and small businesses around the perimeter of the Oval Park, and a large office building that houses Visalia Youth Services, a division of Turning Point of Central California. Further up NW 3rd Avenue is the ‘Community Campus’ which is the location of several office facilities including CSET, Proteus, the Wittman Village Community Center, the Samaritan Center, and a Visalia Police Department substation.

Also, there is a new community garden in an existing vacant lot adjacent to the substation.

In addition, Milk Specialties Global is a dairy nutrition processing facility near the western edge of this tract in its only light industrial zone.
• Tract 12 includes the downtown proper’ and is the heart of the city. Mainly consisting of downtown mixed -use zoning, it also contains some commercial mixed use, office conversion, professional/administrative office, and single and multifamily residential. As the core of downtown, this is a major jobs center with retail, entertainment, nonprofit, government, professional and healthcare employment opportunities. The largest employer in this tract is also one of the largest employers in the city, Kaweah Health Care District.

In addition, Family Healthcare Network is based in this tract as well. • Tract 13.06 extends beyond current city limits to the east but includes most the city’s service commercial zoning, the east downtown area, the future site of the city’s civic center, and the future site of the city’s next big major regional park, the East Side Regional Park. The 200-acre park around Mill Creek and Packwood Creek east of Tower Street will also serve as groundwater recharge but will feature disc golf, riparian trails along the 688
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creeks, an interior park road, a large special event area, restrooms/storage facilities, picnic arbors, playgrounds parking, a cricket field, lighted soccer fields, baseball and softball fields, tennis and pickle ball courts, an amphitheater and an educati on barn. The east downtown area is seeing new development with the recent Microbrewery/Micro winery overlay district to encourage these types of craft uses to extend the vitality of the downtown core eastward. Additionally, the city’s future civic center i s underway with the first facility constructed, the Visalia Emergency Communications Center (VECC). The VECC is a 2 story 18,790 square -foot, state of the art, essential services facility that houses 911 Dispatch, Fire Administration, the City’s Emergency Operation Center, the Traffic Management Center, and the City’s secure Data Center. The next phase of the project is supposed to break ground by the Summer of 2025 and will include the civic center, public safety building, police department processing, storage building, city council chambers, and an outdoor pavilion area.
• Tract 17.01 has a broad mix of zoning types, including multifamily, single family, light industrial, neighborhood commercial, office conversion, professional/administrative office, commercial mixed use and service commercial. There are two main activity centers in this tract, the Kaweah Delta Urgent Care medical area along Court at Paradise and the Olive Plant industrial space along Santa Fe and the neighborhood and service commercial corridor adjacent to the north. There are other medical users near the Ka weah Delta Urgent Care facility and Walgreens on the northwest corner of Walnut and Court nearby.

There is also Advanced Food Products, which is a food processing facility near the northeastern edge of this tract that is a quality employer in the area. Las tly, adjacent to this tract is the city’s main auto row along Ben Maddox and Mary’s Vineyard shopping center and Walmart.

Are there any community assets in these areas/neighborhoods? Some examples of community assets in these areas include:
• Tract 10.09 through 10.12- Tulare County Public Health Clinic, Bethlehem Center, Tulare County WIC office, Proteus Administration office, Social Vocational Services, Highland Gardens (Self Help Enterprises housing development), Manuel Hernandez Community Center, Crowley Elementary, Shannon Ranch Elementary, and Riverview Elementary. • Tract 11 – Creative Center and Ice House Theater (Visalia Players), Family Healthcare Network Walk in Clinic, Visalia Rescue Mission shelter facilities, Visalia Emergency Aid Council, ProYouth, Houston Elementary, and Highland Elementary. • Tract 12 – Visalia Transit Center, Visalia Arts Consortium, Town Meadows senior housing, Visalia Senior Center, Oak Meadows senior housing, Tulare County Library, Turning Point Youth Services, Source LGBT+ Center, Visalia Police Department, Redwood High School, Anthony Community Center, Community Water Center, Planned Parenthood, and Visalia Veteran’s Memorial Building.
• Tract 13.06 – City Hall, Visalia PAL, and the Visalia Rescue Mission. • Tract 17.01 – Sierra Meadows senior housing, Tulare County Health and Human Services Mental Health Clinic, Washington Elementary, Boys and Girls Club, Victory Outreach Women’s Recovery Home, and Eden House.
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Are there other strategic opportunities in any of these areas? Tract 10.09 through 10.12 –The northern end of this commercial corridor is the main retail power center in North Visalia and is across from an extremely popular regional park. There are plans in the works for more retail and residential development in this area as well as to the west. The Dinuba Boulevard corridor can realize additional development as a result.

Tract 11 – The Oval Park commercial area features a number of excellent small businesses and restaurants and is connected to the Downtown core via the Court/Locust downtown mixed -use corridor. Efforts must be made to encourage more foot traffic in this retail area from the downtown corridor and greater region as it is a destination of its own. Additionally, more efforts could be made to assist residents and families in the immediate vicinity to improve their abilities to generate wealth. This could potentia lly include additional programs to assist with job training and entrepreneurship and subsidized childcare services. There are sites that could be redeveloped and developed in this area, and again, this tract is in the Opportunity Zone.

Tract 12 – There are a number of projects underway in the downtown core. As always, parking availability and safety continue to be integral to the downtown’s continued success.

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MA-60 Broadband Needs of Housing
Describe the need for broadband wiring and connections for households, including low- and moderate-income households and neighborhoods.

The City of Visalia recognizes that access to reliable, high -speed broadband internet is vital for economic opportunity, education, healthcare, and overall quality of life for its residents. While identified as a need, numerous households and residents still lack adequate high-speed internet connections. Limited access to high -speed broadband internet contributes to an ongoing digital divide that adversely impacts individuals residing in low - and moderate-income neighborhoods.

The lack of access can significantly hinder the ability of residents to obtain critical resources and services that are essential for maintaining a good quality of life. Consequently, neighborhoods with limited or no access to high -speed internet face various challenges in acquiring eq uitable opportunities for learning, employment, medical care, etc. This disparity can further perpetuate economic and social inequalities, impacting the ability of residents to fully participate in the digital economy and access vital online services.

Speed and Service Across Visalia
According to data from BroadbandNow, approximately 95% of Visalia residents have access to broadband internet speeds of at least 25 Mbps. However, this leaves an estimated 5% of the population without access to basic broadband speeds. More concerning is the limited availability of high-speed fiber internet, which is accessible to only 24% of Visalia residents. Throughout Visalia, broadband access varies significantly by connection type. As seen below in Figure 1, satellite internet is available to 100% of residents, ensuring coverage even in rural areas, though it typically has high latency. DSL service, which offers on average 100 Mbps in terms of speed but is generally slower than cable or fiber, is available to 56.23% of the population. Cable internet, with speeds ranging from 250 Mbps to 1 Gbps is accessible to 92.28% of residents. However, fiber internet, which provides the fastest speeds at 1 Gbps or higher, is only available to 21.29% of Visalia residents, highlighting a significant gap in access to high-speed infrastructure.

Figure 6 - Provider Connection Types in Visalia, CA (BroadbandNow.com) Visalia Service Providers
BroadbandNow also shows that Visalia residents have access to 23 internet service providers.

Data reflected in Figure 7 below from the Federal Communications Commission (FCC) highlights the top 10 broadband service providers that offer coverage across the city. As a result, Visalia's 691
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population has multiple options when selecting an internet service provider, though access to high-speed options such as fiber remains limited in certain areas.

Figure 7 - Top 10 Broadband Providers (Federal Communications Commission)

Visalia Broadband Needs
The FCC National Broadband Map (as of December 31, 2023) also reflects areas throughout the City of Visalia where coverage is not readily available for several residential areas. Figures 8 and 9 below reflects several areas of the City considered to be low - to-moderate income where coverage is either not available, or available in a limited capacity. Areas of no coverage are primarily located in the following areas:

• South of W. Noble Ave., east of S. Demaree St.
• North of W. Tulare Ave., east of N. Ben Maddox Way
• South of E. Goshen Ave., east of N. Tipton St.

Based on the Highest and Lowest Income Map shown at BestNeighborhood.org (Figure 10), these areas of the City are considered to be low- to-moderate income neighborhoods, which are more likely to be disproportionately impacted by limited broadband access.

Provider Residential
Viasat 100% coverage

56.3K units
UnWired 100% coverage

56.3K units
Space
Exploration
100% coverage

56.3K units
Hughes 100% coverage

56.3K units
Comcast 98.5% coverage

55.5K units
AT&T 82.7% coverage

46.6K units
T-Mobile 77.91 coverage

43.9K units
OACYS 31.0% coverage

17.6K units
Wireless 25.9% coverage

14.6K units
Cal.net 22.5% coverage

12.7K units
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Figure 8 - south of W. Noble Ave., east of S. Demaree St.; north of W. Tulare Ave., east of N. Ben Maddox Way

Figure 9 - south of E. Goshen Ave., east of N. Tipton St.

Figure 10 – Highest and Lowest Income Areas in Visalia, CA.

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Low-income households face particular challenges in accessing broadband. The Affordable Connectivity Program (ACP) was providing critical support, offering up to $30 per month to help cover internet costs for eligible low-income families.

With the expiration of this program in June 2024, many households have had to reduce their internet plans or lose service entirely. According to a FCC survey completed December 2023, 77% of ACP enrollees reported they would need to change or stop their broadband service without the benefit.

The FCC’s Affordable Connectivity Program (ACP), launched in December 2021, provided up to $30 monthly to assist eligible low-income households afford internet service. With the expiration of the ACP in June 2024, many households found themselves needing to downgrade their internet plans, while s ome found themselves needing to terminate their broadband internet service completely. An FCC survey from December 2023 revealed that 77% of ACP enrollees indicated they would need to alter or discontinue their broadband service without access to the ACP benefit.

This data highlighted the program's importance in maintaining broadband access for low-income families and the potential negative impact of its expiration.

Describe the need for increased competition by having more than one broadband Internet service provider serve the jurisdiction.

The current market landscape and its effects on residents highlight the City’s need for greater competition among multiple broadband internet service providers in Visalia, CA. While the City has 23 internet service providers, access to high -speed options like fiber remains limited, with only 21.29% of residents having access to this fastest internet technology. The lack of competition in high-speed services has led to continued disparities in coverage, particularly among low - and moderate-income neighborhoods, widening the digital divide. Increased competition could drive providers to expand their coverage, improve service quality, and offer more affordable options for low-income households struggling to maintain their internet service. By fostering a more competitive broadband market, Visalia could address coverage gaps, improve internet access, and advance digital equity for all socioeconomic groups.

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MA-65 Hazard Mitigation
Describe the jurisdiction's increased natural hazard risks associated with climate change
The City of Visalia has historically experienced multiple climate -related hazards, including flooding, extreme heat events, wildfires, and drought conditions. Based on current climate projections, these environmental risks are anticipated to increase in both frequency and intensity due to ongoing climate change impacts. Analysis indicates that the City's Low - and Moderate- Income (LMI) population is disproportionately vulnerable to climate change impacts. Demographic and geographic data reveal that 100% of t he LMI population resides in areas with historically higher exposure to climate -related hazards compared to the average exposure levels across California.

Figure 11 (below) shows that around half of the geographical area occupied by LMI households would face an overall hazard exposure exceeding the 35th percentile relative to other locations in the State, while the other half would face an overall hazard exposure exceeding the 70 th percentile. All of the City’s LMI households live in areas that have a hazard exposure exceeding the 85th percentile in at least one of the four hazard categories mentioned above, and none of the City’s LMI households reside in an area with no hazard exposure.

Figure 11 Visalia hazard exposure and LMI concentration map

Flood Risk Increase
Due to the City’s proximity to the Kaweah River distributary system, flooding has historically been a problem and is expected to worsen as climate change brings stronger storms and higher sea levels. These events create heavier rainfall may exceed the capacity of the area's existing flood management infrastructure. This risk is particularly pronounced during El Niño seasons, which are characterized by above -average rainfall and have shown a trend of increasing intensity in recent decades.

Furthermore, the Kaweah River distributary system originates in the Sierra Nevada Mountains – with increasing temperatures due to climate change, ice melting and runoff from these mountains could also strain groundwater stores and further increase the likelihood of severe flooding in the area. Tulare County, in which the City of Visalia resides, also hosts a significant portion of its population within the 100-year and 500-year floodplains. 695
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Figure 102 Visalia Flood Map
Heat Risk Increase
Due to climate change, days with higher temperatures will increase in both frequency and intensity. This is expected to prolong dry seasons, leading to more frequent and severe heatwaves. According to data from First Street, a reliable climate risk data analysis firm, Visalia is trending towards experiencing 109 days per year with temperatures above 90ºF. Extreme heat events (categorized as over 84ºF) present serious health risks to human life, such as cardiovascular and res piratory-related mortality, while also increasing hospital admissions and emergency room visits.

Figure 113 Visalia Heat Map

Wildfires Risk Increase
Rapidly increasing temperatures and lengthened dry seasons are prime causes for wildfires, particularly in areas near the foothills of the Sierra Nevada Mountains. The Tulare County Hazard Mitigation Plan lists an expectation of 2 to 3 wildfires per year within the County. This risk is exacerbated by the County’s overstocked forests, severely overgrown vegetation, and lack of 696
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defensible space around structures. Specifically, according to First Street data, there are 38,104 properties in Visalia that have some risk of being affected by wildfires over the next 30 years – this represents 83% of all properties in Visalia. In addition to damaging properties, wildfire can also cut off access to utilities and impact emergency services and evacuation, especially since excessive vegetation is often found alongside and hanging over roads in Tulare County.

Figure 124 Visalia Fire Map

Drought Risk Increase
Prolonged heat events cause more water to evaporate from the land, which can dry out soil and vegetation and reduce surface water quantity. The increased frequency and intensity of drought conditions resulting from climate changes adversely impact the agri cultural productivity and economic stability of Visalia. This environmental stress poses significant challenges to the region's primary economic sector and overall fiscal health. Direct impacts of prolonged droughts include reduced crop productivity, increased fire hazards, and increased livestock mortality, which in turn cause higher prices for food and lumber, unemployment, reduced tax revenues, and foreclosures on bank loans to farmers and businesses.

Describe the vulnerability to these risks of housing occupied by low- and moderate-income households based on an analysis of data, findings, and methods.

Vulnerability to Flooding
Housing occupied by LMI households in Visalia is particularly vulnerable to flooding, primarily due to their location in high -risk flood zones, including the 100 -year and 500 -year floodplains.

Additionally, many of these homes are in substandard physical condition, which further increases their risk of damage during severe flooding events.

These homes have outdated infrastructure, poor drainage, and inadequate floodproofing, all of which increase the likelihood of significant property damage during a flood. Many LMI households 697
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also cannot afford flood insurance, making them less likely to perform home repairs that would help in withstanding recurring floods. As recommended within the 2023 Tulare County Multi - Jurisdictional Hazard Mitigation Plan (MJHMP), affected jurisdictions should prioritize acquiring, relocating, or elevating residential structures, particularly for properties located within the 100 - year floodplain, as well as on increasing participation in the National Flood Insurance Progra m (NFIP), which may provide LMI property owners with access to discounted flood insurance premiums.

Vulnerability to Heat
Affordable homes occupied by LMI households often lack proper insulation or efficient cooling systems, making them more susceptible to dangerously high indoor temperatures during prolonged heat waves. Furthermore, the LMI population includes a higher propo rtion of the elderly, young children, and those with pre -existing medical conditions, all of whom are more susceptible to heat-related illnesses. LMI individuals may experience barriers when attempting to access public cooling centers and other heat mitiga tion resources during extreme heat events, including: limited transportation, inability to access and/or receive critical information, and reluctance to leave their homes due to security concerns. The MJHMP recommends providing increased heat warnings and protective information to vulnerable residents, and setting up services, such as frequent transportation and evacuation, to help LMI individuals access safer locations to escape extreme heat conditions.

Vulnerability to Wildfires
The substandard or dilapidated housing commonly occupied by low - to moderate-income (LMI) households often lacks adequate air filtration and window systems to protect against smoke and poor air quality from nearby wildfires. This creates significant health risks, particularly for vulnerable populations such as children, the elderly, and individuals with medical conditions within the LMI community. LMI households may face additional struggles with the financial and logistical aspects of relocating in the eve nt of evacuation, even temporarily, and may also have limited access to healthcare and necessary protective measures, such as air purifiers and N95 masks.

Furthermore, rising labor and construction material costs are making it increasingly challenging for LMI households to retrofit their homes. In addition, the growing prevalence of home insurance non-renewals and cancellations due to wildfire risks, particularly in states like California, exacerbates these difficulties, leaving many LMI households with limited options for improving the safety and resilience of their homes. Based on the MJHMP, efforts should be made to first identify existing housing structures that do not conform to contemporary fire standards, especially in severe fire hazard zones which include many LMI residential areas, and then seek grant funding for the rehabilitation of deteriorated and dilapidated structures.

Vulnerability to Drought
Overall, drought conditions do not inherently pose a greater risk to housing occupied by LMI households compared to other income groups. However, water shortages caused by prolonged drought periods may disproportionately impact LMI households due to their pre-existing challenges in accessing reliable water supplies. As water becomes scarcer, utility costs are likely to rise, thereby forcing these households to make difficult decisions such as reducing water use to levels that compromise their hygiene and health. Drought conditions also contribute to wildfires, exacerbating this cycle of disaster vulnerability for LMI populations. The City should engage the LMI community to further develop, revise, and maintain drought response plans with a focus on activities that could foreseeably impact the LMI population.

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Strategic Plan
SP-05 Overview
Strategic Plan Overview
The Strategic Plan documents the City’s priority needs, goals and strategies. These priority needs, goals and strategies have been developed after an assessment of the data presented in the Market Analysis, Needs Assessment, and 2025/26-2029/30 Analysis of Impediments to Fair Housing Choice, as well as a review of feedba ck gathered from community residents, organizations, agencies, and other stakeholders via citizen participation and consultation activities.

Data and feedback revealed the following priority needs to guide the City’s strategy for utilizing CDBG and HOME funds:

• Public Services
• Property Maintenance
• Neighborhood Preservation
• Emergency Shelter
• Improvements to Community and Public Facilities
• Affordable Housing
• Program Administration

The City has established the following seven goals, with corresponding projects, to address these priority needs:

Table 70: Goals and Projects
Goals Projects
Address Special Service Needs Public Services (15%)
Preserve Homeownership Single-Family Home Repair Program Senior Mobile Home Repair Program
Combat Blighting Conditions Code Enforcement Low-Mod Income Areas Combat Homelessness Emergency Shelter Development
Enhance Community Development Sidewalk ADA Improvements Park/Public Youth Improvements
Increase Affordable Housing HOME-CHDO Project - Rancho Colegio HOME-CHDO Project - Senior Housing
HOME-CHDO Project - Affordable Rental Housing
Tenant-Based Rental Assistance
Program Administration Administration and Planning

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SP-10 Geographic Priorities – 91.215 (a)(1)
Geographic Area
CDBG and HOME funds will be available citywide for eligible projects that serve Low-and Moderate-Income (LMI) populations. Other projects that benefit entire residential areas, such as code enforcement and park/public improvements will be targeted at Low-Moderate-Income (LMI) Census Tracts.

Table 71: Geographic Priority Areas

1 Area Name: Citywide
Area Type: Citywide program or activity
Other Target Area Description: N/A
HUD Approval Date: N/A
% of Low/ Mod: N/A
Revital Type: N/A
Other Revital Description: N/A
Identify the neighborhood boundaries
for this target area.

Within the City of Visalia, CA boundaries. Visalia lies within the County of Tulare
Include specific housing and
commercial characteristics of this
target area.

Visalia is the oldest town in the San Joaquin Valley-an area that is the largest contributor to the United
States’ agricultural production. Visalia is 37.74 square miles, the largest city in Tulare County, which is
located east of State Highway 99 and along State
Highway 198. In 1874, Visalia was incorporated as a
city with a common council and an ex-officio Mayor
and President. Today Visalia is a charter city.

How did your consultation and citizen
participation process help you to
identify this neighborhood as a target
area?
N/A
Identify the needs in this target area. N/A
What are the opportunities for
improvement in this target area?
N/A
Are there barriers to improvement in
this target area?
N/A
2 Area Name: LMI Census Tracts
Area Type: LMI Census Tracts in Visalia
Other Target Area Description: LMI Census Tracts in Visalia HUD Approval Date: Pending
% of Low/ Mod: 100%
Revital Type: N/A
Other Revital Description: N/A
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Identify the neighborhood boundaries
for this target area.

Boundaries are established by the U.S. Census
Bureau and determined as CDBG-eligible by HUD.

Include specific housing and
commercial characteristics of this
target area.

Numbers reflect households that are LMI (0-80% AMI)
are more often renters. LMI renters outnumber LMI
owners by 50%. Also, renters are shown to
experience problems at a rate 60% more than owners.

The City conducted a Housing Windshield Survey
analysis, and data gathered provides additional
confirmation that rehabilitation and ADA accessibly
improvements of existing housing units is needed.

How did your consultation and citizen
participation process help you to
identify this neighborhood as a target
area?
Based upon the community outreach meetings,
stakeholder interviews and surveys completed the LMI
areas were found to be the most in need of housing
and community improvements.

Identify the needs in this target area. Many projects are funded city wide except for Code Enforcement and Park/Public Improvements that
would be in LMI tracts for eligible LMA projects.

CDBG-funded park/public improvements will typically
be categorized under the LMI Benefit national
objective as an LMA activity. – Under the LMA benefit,
the public improvement must benefit all residents of
an area where at least 51% of the residents are LMI
and the area is primarily residential.

What are the opportunities for
improvement in this target area?
Code enforcement services and park/public
improvements.

Are there barriers to improvement in
this target area?
Barriers include flood zones that require flood
insurance and/or mitigation.

Describe the basis for allocating investments geographically within the jurisdiction (or within the EMSA for HOPWA)
CDBG-funded public facilities and improvements will typically be categorized under the Low- Moderate-Income Area (LMA) Benefit national objective as an Area Benefit activity. The specific geographic details of these facilities and improvements are still being determined.

Most projects are funded citywide with the exception of code enforcement and park/public youth improvements that will be located in low-and moderate-income areas.

The City does not receive HUD Housing Opportunities for Persons with Aids (HOPWA) funds.

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SP-25 Priority Needs - 91.215(a)(2)
Based upon the community outreach meetings, stakeholder interviews and surveys completed, the top priorities identified are public services, property maintenance, neighborhood preservation, emergency shelter, i mprovements to community and public facilities; a ffordable housing; and program administration

Priority Needs:
• Public Services
o Homeless assistance/prevention, job training, youth services, and fair housing • Property Maintenance
o Single-family and mobile home rehabilitation for low-income senior and/or disabled owner occupants to allow this vulnerable population to remain in their home longer. • Neighborhood Preservation
o Code enforcement services in deteriorating or deteriorated LMI census tracts • Emergency Shelter
o Development of a low -barrier emergency shelter for people experiencing homelessness.
• Improve Community and Public Facilities
o Infrastructure accessibility and public youth amenities improvements. • Affordable Housing
o Development of affordable rental housing including senior housing, and tenant - based rental assistance.
• Program Administration
o CDBG and HOME program administration and oversight.

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Table 72: Priority Needs Summary
Priority Need
Name
Priority
Level
Population Geographic
Areas
Affected
Associated
Goals
Description Basis for Relative Priority
Public
Services
High Extremely low,
low, and
moderate-
income
persons

Homeless and
youth
subpopulations
Citywide Address Special
Service Needs
Priority needs identified
for Public Services
include homelessness
services, homeless
prevention services, job
training, youth services,
and fair housing.

Input gathered through
community outreach efforts:
o Community and
organization surveys and
forums
o City staff and Council
input

Property
Maintenance
High Extremely low,
low, and
moderate-
income seniors
and/or disabled
households.

Citywide Preserve
Homeownership
Rehabilitation of single-
family and mobile homes
for senior and/or disabled
owner occupied LMI
households.

Input gathered through
community outreach efforts:
o Community and
organization surveys and
forums
o City staff and Council
input

Neighborhood
Preservation
High Extremely low,
low, and
moderate-
income
households

LMI Census
Tracts
Combat
Blighting
Conditions
Code enforcement
services in deteriorating
or deteriorated LMI
census tracts.

Input gathered through
community outreach efforts:
o Community and
organization surveys and
forums
o City staff and Council
input
o Community forums

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Emergency
Shelter
High Extremely low -
income
individuals
experiencing
homelessness

Citywide Combat
Homelessness
Development of a low-
barrier emergency shelter
for people experiencing
homelessness.

Input gathered through
community outreach efforts:
o Community and
organization surveys and
forums
o City staff and Council
input

Improve
Community
and Public
Facilities
High Extremely low,
low, and
moderate-
income senior,
disabled, and
youth

Citywide &
LMI Census
Tracts
Enhance
Community
Development
Improve public
infrastructure accessibility
for senior and mobility
impaired.

Improve park and/or
public youth amenities in
LMI census tracts.

Input gathered through
community outreach efforts:
o Community and
organization surveys and
forums
o City staff and Council
input

Affordable
Housing
High Extremely low,
and low-income
households
Small and large
families,
seniors, and
disabled
households
Citywide Increase
Affordable
Housing
Development of
affordable rental housing
and tenant-based rental
assistance.

Input gathered through
community outreach efforts:
o Community and
organization surveys and
forums
o City staff and Council
input

Administration High Other Citywide Program
Administration
Program oversight Program administration and
planning.
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Narrative (Optional)

Rationale for Prioritization
The City expects to address all of the priority needs identified in the ConPlan via the planned projects. Other ongoing efforts occurring with other funding sources, as described in later sections, will also target some of the priority needs. The citizen and organization surveys, HUD data, and consultation activities led to the prioritization of these projects.

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SP-30 Influence of Market Conditions – 91.215 (b)
Influence of Market Conditions
Table 73: Influence of Market Conditions
Affordable Housing Type Market Characteristics that will influence the use of funds available for housing type
Tenant Based Rental Assistance
(TBRA)
Housing cost burden was the problem experienced most, by both owners and renters, followed by severe housing cost burden. Data reflects that LMI renters (0-80 AMI) experience housing cost burdens approximately 1.4 times more often than owners. Renters are also more likely to experience sever housing cost burden. Overall, renters experience
housing problems more than homeowners and cost burden
occurs more often than other problems.

New Unit Production According to CHAS 2017-2021 data, approximately 3,995 households are at 0-30% AMI, and 4,720 households are at 30-50% AMI. The City of Visalia only has 166 public housing units. Median rental units in the City of Visalia range from $1,239 for a studio apartment to $2,599 for a 4-bedroom apartment. LMI households may be able to afford studio
units; however, larger units and homeownership would likely not be affordable to lower income households.

Rehabilitation Organization consultations revealed a priority need for the rehabilitation of single-family and mobile home units,
particularly for seniors, to preserve affordable housing and keep seniors in their homes.

Acquisition, including Preservation Overall, the CHAS 2017-2021 data show two household types with the most need. Small family households at zero to 80% AMI make up 41.4% of total households in this income range, and families with children six years old or younger make up 26.1% of the total households in this income range.

Further, renters experience housing problems more than
homeowners, cost burden occurs more often than other
problems, followed by overcrowding. Severe cost burden was the problem experienced most by both owners and renters, but more so by renters. Renters in the income bracket of zero to 50 percent accounted for approximately 87 percent of households experiencing severe cost burden.

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SP-35 Anticipated Resources - 91.215(a)(4), 91.220(c)(1,2) Introduction
The City as an entitlement jurisdiction receives Community Development Block Grant (CDBG) and HOME Investment Partnership (HOME) funds annually from the U.S. Department of Housing and Urban Development (HUD). These programs are designed to assist low and moderate income (LMI) households by investing in the City’s local communities/neighborhoods. This Annual Action Plan (AAP) covers the first year of the City’s 2025 -2029 Consolidated Plan and outlines plans for implementing the 5-year goals identified in the Strategic Plan for the 5-year period from July 1, 2025-June 30, 2030.

The Program Year (PY) 2025 CDBG estimated budget consists of $1,2 00,000 in entitlement funds, $50,000 in program income, and $ 450,000 in prior year funds for a total of $ 1,700,000.

The PY 202 5 HOME estimated budget consists of $50 0,000 in entitlement funds, $100,000 in program income, and $40,000 in prior resources for a total of $640,000. The “Expected Amount Available Remainder of ConPlan” is the first year 202 5 grant allocation multiplied by 4 years to equal total remainder of ConPlan in program year 202 5. Each program year the “Expected Amount Available Remainder of ConPlan” is reduced by the current grant allocation.

The City currently does not have an Emergency Solutions Grant (ESG) or Housing Opportunities for Persons with AIDS (HOPWA) grant.

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Anticipated Resources
Table 74: Anticipated Resources
Program
Source
of
Funds
Uses of Funds
Expected Amount Available Year 1 Expected
Amount
Available
Remainder
of ConPlan
$
Narrative
Description
Annual
Allocation:
$
Program
Income:
$
Prior Year
Resources:
$
Total:
$
CDBG Federal • Administration
• Public Services
(15%)
• Single-family and
mobile home
repair programs
• Code
enforcement
• Emergency
shelter
development
$1,200,000 $50,000 $450,000 $1,700,000 $5,000,000 In 2025, the CDBG estimated
funds are
$1,200,000 in
entitlement
funds, and
$500,000 in
program income
and other funds.

HOME Federal • Administration
• CHDO Rancho
Colegio rental
project
• CHDO Senior
rental housing
project
• CHDO Affordable
rental housing
project
$500,000 $100,000 $40,000 $640,000 $2,400,000 In 2025, the HOME estimated
funds are
$500,000 in
entitlement and
$140,000 in
program income
and other funds.

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Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied.

The City leverages both federal and local housing funds by supporting non -profit organizations that develop affordable housing. The City, or its partners, provides matching funds for housing related services to several programs, which includes the following:
• SHE-CHDO Scattered Multi-Family Site Acquisition/Development. For example, the City’s HOME CHDO Rancho Colgeio Project is the development of an 80 -unit multi -family affordable housing complex that is budgeted at an estimated $35 million. HOME funds will be leveraged with the various other funding sources, such as, Multifamily Housing Program (MHP), Joe Serna Farmworker Housing Grant (FWHG), and the Infill Infrastructure Grant (IIG).
• Voucher Program – Match to receive HUD CoC grants to provide permanent supportive housing vouchers.
• Tenant-Based Rental Assistance (TBRA) – Rental subsidies to support affordable housing units.

Below is a list of potential financial resources considered to be a part of the City’s overall financial plan to address priority needs and specific objectives identified in the Consolidated Plan. The number and availability of these programs to assist cities is limited, and funding for new projects is unpredictable. The following programs are local, state, and federal programs. None of these are managed locally by the City through funds accessed directly from HUD. • Housing Authority of Tulare County (HATC) is a public housing authority with jurisdiction within the City and the County. It administers federal and state funds for its public housing projects and government-assisted housing units, such as Section 8 and Veterans Affairs Supportive Housing (VASH) vouchers.
• Low-Income Housing Tax Credit Program (LIHTC) provides federal and state tax credits for private developers and investors who agree to set aside all or an established percentage of their rental units for low-income households for no less than 30 years under administration by the California Tax Credit Allocation Committee (CTCAC). Tax credits are awarded on a competitive basis at varying times. Compliance is monitored according to Internal Revenue Service (IRS) rules and regulations.

The City will also be receiving Permanent Local Housing Allocation (PLHA) funding which will assist with matching requirements.
• PLHA provides funding to local governments in California to help increase the affordable housing stock. Funding will help increase the supply of housing for households at or below 60% of area median income; increasing assistance to affordable owner -occupied workforce housing; assisting persons experiencing or at risk of homelessness; and promoting projects to meet Visalia’s unmet share of the regional housing needs allocation.

If appropriate, describe publicly owned land or property located within the jurisdiction that may be used to address the needs identified in the plan.

The City of Visalia does not currently own any land considered viable for the needs and uses identified in the plan. However, there is no shortage or available land for these purposes.

Discussion
See above discussion.
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SP-40 Institutional Delivery Structure – 91.215(k)
Explain the institutional structure through which the jurisdiction will carry out its consolidated plan including private industry, non-profit organizations, and public institutions.

Visalia is a charter city and is managed under a Council -manager form of government. City Council provides policy direction to the City Manager who is responsible for administering City operations. City Council members are the leaders and policymakers elec ted to represent the community and concentrate on policy that addresses the citizens’ needs and wishes. The City Manager is appointed by the City Council to carry out policy and ensure that the entire community is served. The legislative body is the City Council and City Councilmembers are the community’s decision makers. Visalia voters elect a 5 -member Council to serve as the City's legislative and governing body. The members represent the City and their respective Districts, serve four -year terms and they select one member to serve as mayor and one to serve as vice- mayor. A general municipal election is held every two years in November, alternating between two and three positions each cycle.

The Finance Department-Housing Division oversees and administers the day-to-day activities of the CDBG, HOME and other state and federal funded programs. Staff works together with various City departments to develop programs and activities that improve low -and moderate -income neighborhoods throughout the City. The administration of program activities includes housing, public services, public facility, park, and infrastructure improvements.

During the Consolidated Plan public review period, priorities were established. Additionally, input is received by the community, various committees and City Council during the feedback period in developing the annual plan.

Table 75: Institutional Delivery Structure
Responsible Entity Responsible Entity
Type Role Geographic Area Type
City of Visalia Local Government
Departments
Planning Jurisdiction
Kings/Tulare Counties
Continuum of Care
Non-profit Continuum
of Care
Homelessness Region

Assessment of Strengths and Gaps in the Institutional Delivery System Interdepartmental communication and collaboration are two strengths of the delivery system.

City staff from various departments works with local organizations and agencies that assist low- income households and individuals. High priority needs were identified during the Consolidated Plan’s community engagement and public review periods.

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Availability of services targeted to homeless persons and persons with HIV and mainstream services
Table 76: Homeless Services Summary
Homelessness Prevention
Services
Available in the
Community
Targeted to
Homeless
Targeted to People
with HIV
Homelessness Prevention Services
Counseling/Advocacy X X X
Legal Assistance X X X
Mortgage Assistance X X X
Rental Assistance X X X
Utilities Assistance X X X
Street Outreach Services
Law Enforcement X X
Mobile Clinics X X
Other Street Outreach
Services X X
Supportive Services
Alcohol & Drug Abuse X X
Child Care X X
Education X X
Employment and Employment
Training X X
Healthcare X X

HIV/AIDS X X
Life Skills X X
Mental Health Counseling X X
Transportation X X
Other
Other

Describe the extent to which services targeted to homeless persons and persons with HIV, and mainstream services, such as health, mental health, and employment services are made available to and used by homeless persons (particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) and persons with HIV within the jurisdiction.

The community conducts extensive street outreach to engage people who are experiencing homelessness. The Alliance hosts a weekly Local Initiatives Navigation Center (LINC) at the Visalia Rescue Mission every Monday from 1:00pm to 3:00pm. A variety of service providers participate in LINC. They offer benefit application assistance, CA ID vouchers, birth certificates, legal assistance, SSI advocacy, mental health triage, chemical dependency assessments, veteran’s services, and assessments for housing.

Describe the strengths and gaps of the service delivery system for special needs population and persons experiencing homelessness, including, but not limited to, the services listed above.

The service delivery system offers connections in a variety of formats and covers all sub - populations. The primary gap is the lack of housing available and rental subsidies for people 711
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experiencing homelessness in our region. In the past 5 years, several permanent supportive housing projects have been developed, which has exhausted the majority of rental subsidies available for the bi -county region. As a result, additional rental subsidies are needed to sustain new and existing permanent supportive housing projects and ensure tenant long -term housing stability. To minimize this gap, the City is allocating HOME Tenant -Based Rental Assistance (TBRA) for special needs populations and persons experiencing homelessness.

Provide a summary of the strategy for overcoming gaps in the institutional structure and service delivery system to address priority needs The City will continue work ing with its partners to identify funding opportunities and leverage federal, state, and local funding to provide affordable housing and public services and overcome gaps in the institutional structure and service delivery system to address priority needs. The City will continue its partnerships with non-profit organizations in the community. Additionally, the City will continue to work with the Alliance and partnering with housing, service, and faith -based organizations to discover and address gaps in service.

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SP-45 Goals Summary – 91.215(a)(4)
Goals Summary Information
Table 77: Goals Summary
Sort
Order
Goal Name Start
Year
End
Year
Category Geographic
Area
Needs
Addressed
Funding Goal Outcome Indicator
1 Address Special
Service Needs 2025 2029 Special
Services Citywide Public
Services
CDBG:
$900,000
Public service activities for Extremely Low-
Income Housing Benefit: 2,225 Households
Assisted;
Public service activities other than
Low/Moderate Income Housing Benefit: 100
Persons Assisted.
2 Preserve
Homeownership 2025 2029 Household
Maintenance Citywide Property
Maintenance
CDBG:
$1,000,000
Homeowner Housing Rehabilitated: 30
Household Housing Units
3 Combat
Blighting
Conditions
2025 2029 Household
Maintenance
LMI Census
Tracts
Neighborhood
Preservation
CDBG:
$850,000
Housing Code Enforcement/ Foreclosed
Property Care: 1,000 Household Housing
Units
4 Combat
Homelessness 2025 2029 Homeless
Needs Citywide Emergency
Shelter
CDBG:
$1,350,000
Overnight/Emergency Shelter/Transitional
Housing Beds Added: 100 Beds
5 Enhance
Community
Development
2025 2029 Community
Development
Citywide &
LMI Census
Tracts
Improve
Community
and Public
Facilities
CDBG:
$1,350,000
Public Facility or Infrastructure activities other
than Low-Moderate Income Housing Benefit:
5,400 Persons Assisted

Public Facility or Infrastructure activities other
than Low-Moderate Income Housing Benefit:
2,000 Persons Assisted
6 Increase
Affordable
Housing
2025 2029 Affordable
Housing Citywide Affordable
Housing
HOME:
$2,790,000
Rental Units Constructed: 33 Low-Income
Household;
Tenant-Based Rental Assistance/ Rapid
Rehousing: 35 Households Assisted
7 Program
Administration 2025 2029 Administration Citywide Administration CDBG:
$1,250,000
HOME:
$250,000
N/A
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Goal Descriptions
Table 78: Goal Descriptions
# Goal Name Goal Description
1 Address Special Service Needs Provide essential public services which include homeless services, homeless prevention, housing flex funds, job training, youth services, and fair housing services. 2 Preserve Homeownership Single-family and mobile home rehabilitation programs for low-and-moderate-income owner occupants who are elderly and/or disabled.
3 Combat Blighting Conditions Code enforcement inspection services within deteriorated or deteriorating low-moderate income eligible areas to arrest the decline of the area.
4 Combat Homelessness Development of a low-barrier emergency shelter. 5 Enhance Community
Development
ADA compliant infrastructure improvements.

Park and/or public facilities youth amenities improvements in LMI census tracts. 6 Increase Affordable Housing HOME CHDO projects to increase affordable rental housing in the City. Projects include the development of affordable, farmworker, and senior housing; and tenant-based rental assistance (TBRA).
7 Program Administration Administration and planning to administer CDBG and HOME funds.

Estimate the number of extremely low-income, low-income, and moderate-income families to whom the jurisdiction will provide affordable housing as defined by HOME 91.315(b)(2) It is estimated that the number of extremely low-income, low-income, and moderate-income households to whom the City will provide affordable housing through the development of affordable housing CHDO projects and tenant-based rental assistance is as follows:
• Extremely Low-Income (30% AMI or less) 50 households
• Low-Income (31% to 60% AMI) 18 households
• Moderate-Income (61% to 80% AMI) 0 households
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SP-50 Public Housing Accessibility and Involvement – 91.215(c) Need to Increase the Number of Accessible Units (if Required by a Section 504 Voluntary Compliance Agreement)
The Housing Authority of Tulare County (HATC) is not under a Section 504 Voluntary Compliance Agreement. Section 504 agreement terms are not a regulatory requirement for HATC. However, HATC and its staff members shall adhere to a fair housing policy, which is to: Obey all applicable federal, state and local fair housing laws; refrain from discrimination regarding any application for housing on the basis of race, color, religion, sex, age, source of income, marital or familial status, national origin, or physical or mental disability (applicants must have capacity to execute a legal contract); and affirmatively promote fair housing. Governing laws shall include the provisions of Title VI of the Civil Rights Act of 1964 (P.L. 88-352, 78 Stat. 241), Title VIII of the Civil Rights Act of 1968, and the Fair Housing Amendments of 1988, E. O. 11246, and the Equal Credit Opportunity Act of 1974, as they relate to the United States Department of Agriculture, Rural Development.

Activities to Increase Resident Involvements
HATC is proactive in the inclusion of public -housing residents in the policy making process. An equitable and transparent policy making process that includes the opinions of public housing residents is achieved through the participation of two tenant commissioners on the HATC Board.

Furthermore, HATC has installed a Resident Counsel which is made up of five residents from all of HUD funded programs (Multifamily Housing, LIHTC, HOME, Section 8 Housing Choice Vouchers and public housing). The Resident Counsel works with HATC staff on evaluating the effectiveness and efficiency of HATC rental assistance programs. This provides members the opportunity to provide input on necessary program modifications.

Furthermore, HATC arranges and promotes at least two public hearings on an annual basis. The first is to inform and discuss the agency’s submittal of the MTW Annual Plan to HUD, which outlines proposed budgetary and policy modifications to the rental assis tance programs and affordable housing programs the agency administers. The second is a public hearing to review and discuss the agency’s submission of its MTW Annual Report to HUD - a report that analyzes the outcomes and outputs of the objectives outlined in the aforementioned MTW Annual Plan.

Public notices informing residents of Tulare County of the time and date of the public hearings are published by HATC in the local newspaper.

Is the public housing agency designated as troubled under 24 CFR part 902? HATC is not designated as troubled.

Plan to remove the ‘troubled’ designation
N/A

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SP-55 Barriers to affordable housing – 91.215(h)
Barriers to Affordable Housing
The primary potential barriers to affordable housing in the City include public policies like tax policy, land use controls, zoning ordinances, building codes, fees and charges, growth limits, and other policies that affect the return on residential investment.

The primary barriers to affordable housing are governmental regulations that work to protect public welfare but at the same time limit development by adding costs (impact fees, permit fees) and time-consuming review processes. Barriers include the following:
• Lending practices
• Land use policies and practices
• Regional collaboration related services
• Housing discrimination
• Impact fees and permit fees
• Zoning regulations
• Costly of on/off site improvement requirements
• Time-consuming review processes
• Current market rate rental economy
Strategy to Remove or Ameliorate the Barriers to Affordable Housing To address public policy barriers, the City plans to support the development of missing middle housing by identifying and eliminating development constraints and amending the Zoning Code to be consistent with SB 9.

In addition to exploring new policy and regulatory changes, the City will continue its efforts to carry out the following to remove barriers to affordable housing:

• Work with non-profit developers and other public agencies that increase Visalia’s supply of affordable housing
• Work with the Housing Authority of Tulare County to properly inform collaborating agencies at the local, state, and federal levels of the need for affordable housing in the City
• Facilitate the construction of affordable rental housing for very -low and low -income households by providing regulatory (e.g., density bonus, expedited permit processing, deferred fees, or relaxed parking requirements) and financial incentives • Support programs that keep people housed, such as tenant-based rental assistance and rapid rehousing
• Streamline the permitting process for affordable housing • Further incentives to developers for the development of affordable housing • Incorporate educational components regarding the importance of affordable housing into community outreach
• Encourage the development of smaller, more affordable units

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SP-60 Homelessness Strategy – 91.215(d)
Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs
The City of Visalia works closely with the Kings/Tulare Homeless Alliance the region’s Continuum of Care (CoC). The Alliance Housing Navigators, Kings View PATH Team, and Tulare County Mental Health Crisis Team canvas the City to conduct outreach to people experiencing homelessness. Street outreach is conducted with techniques such as trauma -informed care, critical time intervention and motivational interviewing. Both the navigation and PATH teams leverage peers to create rapport and trust. Outreach teams assist with connections to mainstream benefits, obtaining documents required for housing (e.g. proof of homelessness, disability certification), provide hygiene kits, transportation assistance, and coordinate warm hand -offs to services such as mental health and substance abuse treatment programs. Program materials are offered in Spanish & other languages upon request. CoC members offer resources for other communication including sign language & accommodations for physical disabiliti es (e.g., dial-a- ride paratransit).

The Alliance outreach efforts for persons experiencing homelessness also occur through the weekly Local Initiatives Navigation Center (LINC) event as well as the Point in Time (PIT) count.

The one -day PIT survey provides a snapshot of the adults, children in households and unaccompanied youth living in the City of Visalia who meet HUD’s definition of homelessness.

Information gathered through the PIT is used to understand the causes and tr ends of homelessness over time, as well as to determine the unmet shelter and service needs of the homeless. On January 2 7, 202 5, stakeholders worked together to collect sheltered and unsheltered homeless data. The Alliance publicly releases its PIT report annually in June.

Individual City data is collected at the same time including adults and children, race and ethnicity, current housing, sheltered/unsheltered homeless, chronic homelessness, veterans, disabled, sources of income, reasons for homelessness and bed capacity and needs. Information gathered through the PIT is used to understand the causes and trends of homelessness over time, as well as to determine the unmet shelter and service needs of the homeless.

Addressing the emergency and transitional housing needs of homeless persons The City of Visalia in partnership with the Visalia Homeless Center provides an overnight Seasonal Emergency Shelter - Warming Center annually for people experiencing homelessness with the use of the City’s Permanent Local Housing Allocation (PLHA) funding . The Warming Center serves as an initial platform to enter individuals into the Homeless Management Information System (HMIS) and Coordinated Entry System (CES) to begin housing placement.

The Visalia Rescue Mission provides year -round emergency and transitional housing needs for homeless persons within the City of Visalia. The Visalia Rescue Mission provides overnight shelter, daily meals, daily showers, case management, and linkage to community resources.

In 2020, the City of Visalia in partnership with Self-Help Enterprises opened Eden House, a 22 - bed transitional bridge housing project for people experiencing homelessness transiting into permanent housing. Individuals can stay up to 12 months as they await a permanent housing unit.

Eden House was developed in part with City CDBG funds. Annually, the City supports Eden House with the use of PLHA and/or CDBG funds.
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Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living In 2024, the City of Visalia in partnership with Community Services Employment and Training (CSET), TC Hope, and Self-Help Enterprises developed the Visalia Navigation Center, a 100-bed low-barrier navigation center which is a service -enriched center connecting individuals and families experiencing homelessness to permanent housing. The Visalia Navigation Center provides a commercial kitchen, resource center, men’s dorm, women’s dorm, medical rooms, senior rooms, and private family rooms. The Visalia Navigation Center includes overnight shelter, showers, daily meals, storage space, laundry services, and animal kennels. On -site resources include intensive case management, employment training, health/mental health services, substance abuse services, linkage to mainstream benefits, life skill services, and rapid rehousing services for permanent housing placement and independent living. On average, guests are expected to reside at the Visalia Navigation Center between 6 to 9 months. Guests receive follow- up case management up to 2 years to ensure permanent housing stability. The Visalia Navigation Center was developed in part with City CDBG funds. Annually, the City supports the Visalia Navigation Center operations with PLHA and RDA Housing Successor funds.

The City also allocated HOME funded Tenant Based Rental Assistance (TBRA) funds to be utilized as rental assistance and security deposits to assist chronically homeless individuals and families transition to permanent housing and independent living . The rental assistance will be provided for a period of up to 24 months of assistance as allowed under the HOME TBRA regulations. HOME TBRA clients also receive case management and support services to ensure they are self-sufficient and/or have another source of rental subsidy when the assistance ends to prevent recidivism.

Help low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families who are likely to become homeless after being discharged from a publicly funded institution or system of care, or who are receiving assistance from public and private agencies that address housing, health, social services, employment, education or youth needs The City of Visalia is partnering with Tulare County Foster and Homeless Youth Services, Tulare County Office of Education, and College of the Sequoias Foster Youth Services to assist with addressing social services, education, employment, health, housing, and yout h services for extremely low and low -income individuals being discharged from publicly funded institutions and/or systems of care such as foster care. The City in partnership with RH Community Builders is prioritizing housing units for Foster Yout h at Sequoia Village and the Majestic Gardens permanent supportive housing projects both located with a one-mile radius of the College of the Sequoias (COS), the largest college campus in Tulare County. COS offers a variety of on -site vocational programs, associates degrees, bachelor’s degrees, and master’s degrees. This partnership will significantly increase the likely hood of foster youth obtaining a higher education, a successful career, and preventing the cycle of homelessness.

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SP-65 Lead based paint Hazards – 91.215(i)
Actions to address LBP hazards and increase access to housing without LBP hazards
One of the goals in the 2023-2031 City of Visalia Housing Element is to develop an environmental pollution reduction plan and reduce lead -based paint exposure. To address lead -based paint exposure, the City will work with a consultant to regularly assess a nd monitor the exposure in each census tract.

The Tulare County Health and Human Services Agency, Childhood Lead Poisoning Prevention Program (CLPPP) works to increase awareness about the hazards of lead exposure, to reduce lead exposure in the environment, and to increase the number of children who have been tested for exposure to lead. The CLPPP offers home visits, education about lead poisoning, and environmental home inspections to the families of children with severe lead poisoning. The CLPPP also provides information and education to the general public, medical providers, and community-based organizations.

The City offers many housing programs, which require lead -based paint inspections and/or abatement. Applicants of these programs are provided brochures informing them of the health risks of lead-based paint as part of the application process. In addition, City building inspectors and Code Enforcement staff are alerted to signs of this hazard as they perform their substandard housing inspections. The City requires rehabilitation contractors to utilize safe practices and obtain certification through a HUD certified lead testing agency.

How are the actions listed above related to the extent of lead poisoning and hazards?
Lead-based paint was widely used in the United States in homes prior to 1978. The U.S. Congress banned the use of lead -based paint in residential structures and environments in 1971 (United States Lead-Based Paint Poisoning Prevention Act) but this regulation was not implemented until 1978 by the Consumer Product Safety Commission (U.S. Consumer Product Safety Commission). The City’s 2025/26 – 2029/30 Analysis of Impediments to Fair Housing Choice indicated there may be children at risk of being exposed to lead-based paint in both owner and renter-occupied housing units based on the fact that 16.8% of owner -occupied and 28.8% of renter-occupied housing units built before 1980 have children present.

Education is the initial step to mitigating a problem. By providing information regarding lead-based paint hazards, residents can take immediate action to ascertain their risk level and take corrective or preventive action. As the City continues to implemen t its housing rehabilitation program, consideration will continue to be given to HUD’s lead -based paint testing and mitigation requirements. Rehabilitation performed on units built prior to 1978 must be carefully monitored for the presence of lead-based paint in compliance with HUD regulations.

How are the actions listed above integrated into housing policies and procedures? The City of Visalia rehabilitation program policies and procedures require that all properties constructed prior to 1978 must be tested for lead-based paint. If lead-based paint is found, it will be removed or encapsulated as required by HUD.

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SP-70 Anti-Poverty Strategy – 91.215(j)
Jurisdiction Goals, Programs and Policies for reducing the number of Poverty- Level Families
The City is partnering with Tulare County Foster and Homeless Youth Services, and College of the Sequoias to assist with education, employment, housing, and youth services for low -income youth exiting foster care to reduce the number of poverty -level families. The City in partnership with RH Community Builders are prioritizing housing units for youth exiting foster care at Sequoia Village and the Majestic Gardens permanent supportive housing projects both located with a one- mile radius of the College of the Sequoias. COS offers a variety of vocational programs, associates degrees, bachelor’s degrees, and master’s degrees. This partnership will increase the likely hood of foster youth obtaining a higher education, a successful career, and ultimately reducing the number of poverty-level families.

The City is also partnering with CSET to offer job training and placement for people experiencing homelessness at the Visalia Navigation Center and the Environmental Cleanup Opportunities (ECO) program. The Environmental Cleanup Opportunities (ECO) Project participants learn about the job interview process, build a résumé, and develop budgeting techniques to balance personal finances. After completing the pre-employment sessions, participants begin their transitional jobs training with CSET’s Sequoia Commun ity Corps. ECO participants usually obtain a permanent job following successful completion of the program; therefore, increasing their household income.

The City will also continue to partner with organizations to provide services and address the full range of needs of LMI families. There are coordinated programs and services to reduce poverty, but many unmet needs will persist. The City will continue to collaborate with its partners to identify and work toward meeting those needs by focusing resources and efforts.

How are the Jurisdiction poverty reducing goals, programs, and policies coordinated with this affordable housing plan?
The City continues to work with regional agencies and non-profit organizations to address poverty through the construction of affordable housing ( HOME grant CHDO funding), as well as the Alliance to provide services to special needs, LMI, and homeless populations.

The City of Visalia and the Housing Authority of Tulare County (HATC) are the two major governmental agencies responsible for local housing programs. Additionally, the City works closely with non-profit organizations involved in affordable housing funding and programs in the city such as Community Services Employment Training, Inc. (CSET), Self-Help Enterprises, Inc. (SHE) and Habitat for Humanity for Tulare/Kings Counties (HFH).

The two repair programs funded through CDBG – the single-family home repair program and the senior mobile home repair program – are intended to keep seniors in their homes and fight poverty in this age group.

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SP-80 Monitoring – 91.230
Describe the standards and procedures that the jurisdiction will use to monitor activities carried out in furtherance of the plan and will use to ensure long-term compliance with requirements of the programs involved, including minority business outreach and the comprehensive planning requirements In addition to on -site monitoring, the City conducts desk reviews of each funded activity. Sub - recipients are required to submit monthly performance reports detailing the City clients served , client demographic data, services performed, and client outcomes. Agencies are also required to submit monthly budget reports showing revenue, expenses, and a detailed invoice specifying what expenses are being charged to CDBG or HOME funds. Agencies must also submit annual independent audit reports regarding their financial accounting.

The City also prepares the annual performance report required by HUD detailing the progress made in achieving the goals in the ConPlan, which is called the Consolidated Annual Performance and Evaluation Report (CAPER). In addition, t he City prepares detailed agreements with sub - recipients outlining goals and objectives to be met. The City’s annual report to HUD includes an analysis of any problems or obstacles encountered by sub -recipients in meeting their goals and objectives.

With respect to minority and women-owned businesses, the City will solicit the interest of a wide variety of companies and firms to undertake HUD-funded activities including minority and women- owned businesses.
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Action Plan
AP-15 Expected Resources – 91.220(c)(1,2)
Introduction
The City as an entitlement jurisdiction receives Community Development Block Grant (CDBG) and HOME Investment Partnership (HOME) funds annually from the U.S. Department of Housing and Urban Development (HUD). These programs are designed to assist low and moderate income (LMI) households by investing in the City’s local communities/neighborhoods. This Annual Action Plan (AAP) covers the first year of the City’s 2025 -2029 Consolidated Plan and outlines plans for implementing the 5-year goals identified in the Strategic Plan for the 5-year period from July 1, 2025-June 30, 2030.

The Program Year (PY) 2025 CDBG estimated budget consists of $1,2 00,000 in entitlement funds, $50,000 in program income, and $ 450,000 in prior year funds for a total of $ 1,700,000.

The City currently does not have an Emergency Solutions Grant (ESG) or Housing Opportunities for Persons with AIDS (HOPWA) grant.

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Anticipated Resources
Table 79: Expected Resources
Program
Source
of
Funds
Uses of Funds
Expected Amount Available Year 1 Expected
Amount
Available
Remainder
of ConPlan
$
Narrative
Description
Annual
Allocation:
$
Program
Income:
$
Prior Year
Resources:
$
Total:
$
CDBG Federal
• Administration
• Public Services
(15%)
• Single-family and
mobile home
repair programs
• Code
enforcement
• Emergency
shelter
development
$1,200,000 $50,000 $450,000 $1,700,000 $5,000,000
In 2025, the
CDBG estimated
funds are
$1,200,000 in
entitlement
funds, and
$500,000 in
program income
and other funds.

HOME Federal
• Administration
• CHDO Rancho
Colegio project
• CHDO senior
housing project
• CHDO affordable
rental housing
project
$500,000 $100,000 $40,000 $640,000 $2,400,000
In 2025, the
HOME estimated
funds are
$500,000 in
entitlement and
$140,000 in
program income,
and other funds.

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Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how matching requirements will be satisfied
The City leverages both federal and local housing funds by supporting non -profit organizations that develop affordable housing. The City, or its partners, provides matching funds for housing related services to several programs, which includes the following:
• SHE-CHDO Scattered Multi-Family Site Acquisition/Development. For example, the City’s HOME CHDO Rancho Colgeio Project is the development of an 80 -unit multi -family affordable housing complex that is budgeted at an estimated $35 million. HOME funds will be leveraged with the various other funding sources, such as, Multifamily Housing Program (MHP), Joe Serna Farmworker Housing Grant (FWHG), and the Infill Infrastructure Grant (IIG).
• Voucher Program – Match to receive HUD CoC grants to provide permanent supportive housing vouchers.
• Tenant-Based Rental Assistance (TBRA) – Rental subsidies to support affordable housing units.

If appropriate, describe publicly owned land or property located within the jurisdiction that may be used to address the needs identified in the plan.

There is no publicly owned land or properties located within the jurisdiction that may be used to address the needs identified in the plan.

Discussion
See above discussion.
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AP-20 Annual Goals and Objectives
Goals Summary Information
Table 80: Goals Summary
Sort
Order
Goal Name Start
Year
End
Year
Category Geographic
Area
Needs
Addressed
Funding Goal Outcome Indicator
1 Address Special
Service Needs
2025 2029 Special
Services
Citywide Public
Services
CDBG:
$180,000
Public service activities for Extremely
Low-Income Housing Benefit: 465
Households Assisted;
Public service activities other than
Low/Moderate Income Housing Benefit:
20 Persons Assisted.
2 Preserve
Homeownership
2025 2029 Household
Maintenance
Citywide Property
Maintenance
CDBG:
$200,000
Homeowner Housing Rehabilitated: 6
Household Housing Units
3 Combat
Blighting
Conditions
2025 2029 Household
Maintenance
LMI Census
Tracts
Neighborhood
Preservation
CDBG:
$170,000
Housing Code Enforcement/ Foreclosed
Property Care: 200 Household Housing
Units
4 Combat
Homelessness
2025 2029 Homeless
Needs
Citywide Emergency
Shelter
CDBG:
$900,000
Overnight/Emergency
Shelter/Transitional Housing Beds
Added: 100 Beds
5 Increase
Affordable
Housing
2025 2029 Affordable
Housing
Citywide Affordable
Housing
HOME:
$590,000
Rental Units Constructed: 22 Low-
Income Household

6 Program
Administration
2025 2029 Administration Citywide Administration CDBG:
$250,000
HOME:
$50,000
Other: 1

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Goal Descriptions
Table 81: Goal Descriptions
# Goal Name Goal Description
1 Address Special Service Needs Provide essential public services which include homeless services, homeless prevention, housing flex funds, job training, youth services, and fair housing services. 2 Preserve Homeownership Single-family and mobile home rehabilitation programs for low-and-moderate-income owner occupants who are elderly and/or disabled.
3 Combat Blighting Conditions Code enforcement inspection services within deteriorated or deteriorating low-moderate income eligible areas to arrest the decline of the area to provide neighborhood preservation. 4 Combat Homelessness Development of a low-barrier emergency shelter. 5 Provide Affordable Housing HOME CHDO projects to increase affordable housing in the City. Projects include the development of affordable, farmworker, and senior housing.
6 Program Administration Administration and planning to administer CDBG and HOME funds.

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AP-35 Projects – 91.220(d)
Introduction
Program Year 2025 CDBG and HOME Projects were established based on the high priority needs identified in the 2025-2029 Consolidated Plan Needs Assessment and Strategic Plan.

The Consolidated Plan goals below address the high priority needs and serve as the foundation for strategic actions the City will undertake. These goals are based on the ConPlan’s Needs Assessment and Housing Market Analysis sections as well as community outreach conducted:
• Address special service needs
• Preserve homeownership
• Combat blighting conditions
• Combat homelessness
• Enhance Community Development
• Increase affordable housing
• Program administration

Projects
Table 82: Project Information
# Project Name
1 HOME Administration
2 HOME-CHDO Project - Rancho Colegio
3 HOME-CHDO Project - Senior Housing Project
4 CDBG Administration
5 CDBG Public Services
6 Single-Family Home Repair Program
7 Senior Mobile-Home Repair Program
8 Code Enforcement
9 Emergency Shelter

Describe the reasons for allocation priorities and any obstacles to addressing underserved needs
The projects will address the priority needs described in the Consolidated Plan by providing direct homeless services, homeless prevention services, fair housing services, code enforcement inspections to maintain neighborhood stabilization, housing rehabil itation program s, and affordable housing options for the LMI population. The need to Enhance Community Development is planned for project funding in future years. An obstacle in addressing underserved needs is the needs outweighing funding resources. Nev ertheless, the City worked resourcefully in combin ing multiple funding sources to maximize the allocation of resources to address underserved community needs.

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AP-38 Project Summary
Project Summary Information
1 Project Name 2025 HOME Administration
Target Area Citywide
Goals Supported Program and planning administration
Needs Addressed Program administration
Funding HOME: $50,000
Description 2025 HOME Administration and Planning.

Target Date 6/30/2026
Estimate the number and type of
families that will benefit from the
proposed activities
N/A
Location Description Citywide
Planned Activities 2025 HOME Administration and Planning. 2 Project Name HOME CHDO Project – Rancho Colegio
Target Area Citywide
Goals Supported Increase affordable housing
Needs Addressed Affordable Housing
Funding HOME: $290,000
Description Construction of an 80-unit multi-family rental complex, of which 11 units will be HOME funded.

Target Date 6/30/2027
Estimate the number and type of
families that will benefit from the
proposed activities
11 extremely low to low-income households are expected to benefit from the proposed activity.

Location Description 3520 N. Court St., Visalia, CA 93291 Planned Activities The City will provide funding for Self-Enterprises, Inc. (SHE), to build 11 of the 80 new low-income multi-family rental units.
3 Project Name HOME CHDO Project – Senior Housing
Target Area Citywide
Goals Supported Increase affordable housing
Needs Addressed Affordable housing
Funding $300,000
Description Construction of an 80-unit senior housing rental complex, of which 11-units will be HOME funded.

Target Date 6/30/28
Estimate the number and type of
families that will benefit from the
proposed activities
11 extremely low to low-income senior households are
expected to benefit from the proposed activity.
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Location Description 2439 N. Dinuba Blvd. Visalia, CA 93291 Planned Activities The City will provide funding for Self-Enterprises, Inc. (SHE), to develop 11 of the 80 new senior housing rental units. 4 Project Name 2025 CDBG Administration
Target Area Citywide
Goals Supported Program and planning administration.

Needs Addressed Program administration
Funding CDBG: $250,000
Description 2025 CDBG Administration and Planning.

Target Date 6/30/2026
Estimate the number and type of
families that will benefit from the
proposed activities
N/A
Location Description Citywide
Planned Activities 2025 CDBG Administration and Planning. 5 Project Name CDBG Public Services
Target Area Citywide
Goals Supported Address Special Service Needs
Needs Addressed Public Services
Funding CDBG: $180,000
Description Continuum of Care Point in Time survey and LINC services; Permanent Supportive Housing (PSH) voucher match;
housing flex funds, and fair housing services.

Target Date 6/30/2026
Estimate the number and type of
families that will benefit from the
proposed activities
485 extremely low-income households, including people
experiencing homelessness.

Location Description Citywide
Planned Activities Point in Time survey and LINC services; PSH match; housing flex funds, youth services, job training, and fair housing.
6 Project Name Single-Family Home Repair Program
Target Area Citywide
Goals Supported Preserve homeownership
Needs Addressed Neighborhood Preservation
Funding CDBG: $100,000
Description Single-family home repair program including roof repairs, ADA improvements for LMI senior and/or disabled owner
occupants.

Target Date 6/30/2026
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Estimate the number and type of
families that will benefit from the
proposed activities
4 low-moderate income seniors and/or disabled persons.

Location Description City wide. Sites to be determined.

Planned Activities Single-family minor home repairs including emergency and ADA improvements.
7 Project Name Senior Mobile Home Repair Program
Target Area Citywide
Goals Supported Preserve homeownership
Needs Addressed Neighborhood Preservation
Funding CDBG: $100,000
Description Senior Mobile Home Repair Program to owner occupied low- income seniors and/or disabled persons.

Target Date 6/30/2026
Estimate the number and type of
families that will benefit from the
proposed activities
4 low-moderate income seniors and/or disabled persons.

Location Description Citywide. Sites are to be determined.

Planned Activities Senior Mobile Home Repair Program to owner occupied low- income seniors and/or disabled persons.
8 Project Name Code Enforcement
Target Area LMI Tracts
Goals Supported Create a suitable living environment
Needs Addressed Neighborhood Preservation
Funding CDBG: $170,000
Description 2025 Code Enforcement services in deteriorating or deteriorated low-moderate-income areas to arrest the
decline of the area.

Target Date 6/30/2026
Estimate the number and type of
families that will benefit from the
proposed activities
200 LMI households are expected to benefit from the
proposed activity.

Location Description LMI target areas.

Planned Activities Code Enforcement services in deteriorating or deteriorated low-moderate-income areas to arrest the decline of the
area.
9 Project Name Emergency Shelter Development
Target Area LMI Tracts
Goals Supported Combat homelessness
Needs Addressed Combat homelessness
Funding CDBG: $900,000
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Description Acquisition, development and/or rehabilitation of a low- barrier emergency shelter.

Target Date 6/30/28
Estimate the number and type of
families that will benefit from the
proposed activities
100 extremely low-income individuals experiencing
homelessness.

Location Description To be determined.

Planned Activities Development of a low-barrier emergency shelter.

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AP-50 Geographic Distribution – 91.220(f)
Description of the geographic areas of the jurisdiction (including areas of low- income and minority concentration) where assistance will be directed A majority of the CDBG activities funded in 2025 are offered citywide to low- and moderate-income households. However, certain CDBG programs, such as public infrastructure improvements and code enforcement are directed to neighborhoods that qualify for CDBG funds on an "area benefit" basis. An area benefit activity is one that is available to benefit all the residents of an area which is:
• Primarily residential and
• Where 51% of the population is low- and moderate-income

In program year 2024, Code enforcement activities will be directed at LMI Census Tracts; other projects will be targeted at LMI populations citywide.

Geographic Distribution
Table 83: Geographic Distribution
Target Area Percentage of Funds
Citywide 90%
LMI Tracts 10%
Rationale for the priorities in allocating investments geographically.

Generally, CDBG and HOME funds will be distributed citywide as eligible to benefit LMI populations. However, CDBG funds will be utilized in CDBG Target areas for Code Enforcement and Park Improvements. A presumed Benefit project, such as an ADA walkway within a park or low mod residential areas in need of access, would be applicable. CDBG funding directed toward public services is a citywide public service benefit. Public Facilities are based upon CDBG requirements, such as the area benefit noted above, l imited clientele or income qualifications; Affordable housing will be citywide, which encompasses CDBG Target Areas. Other programs may benefit within the CDBG Target areas as well, even though allowed citywide.

Discussion
The Low-and Moderate-Income Concentration Census Tract Map is being utilized for the 2025 Action Plan and is based on the Low-and Moderate-Income Summary Data (LMISD) provided on the HUD Exchange website.

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AP-55 Affordable Housing – 91.220(g)
Introduction
The Annual Action Plan must specify goals for the number of homeless, non -homeless, and special needs households to be provided affordable housing within the program year. The Annual Action Plan must also indicate the number of affordable housing units that will be provided by program type, including rental assistance, production of new units, rehabilitation of existing units, or acquisition of existing units. For the purpose of this section, the term “affordable housing” is defined in the HOME regulations at 24 CFR 92.252 for r ental housing and 24 CFR 92.254 for homeownership.

In partnership with Self -Help Enterprises, the City’s HOME Community Housing Development Organization (CHDO) plans to develop 11 HOME assisted units at Rancho Colegio an 80 -unit affordable rental housing complex for households 50% of the area median income or lower, which includes 20-units for farm working households. In addition, the city plans to develop an additional 11 HOME assisted units at a senior affordable rental housing project for seniors 62 and older at 60% of the area median income or lower. The tables below represent HOME funded activities.

Table 84: One Year Goals for the Number of Households to be Supported Homeless 0
Non-Homeless 22
Special-Needs 0
Total 22

Table 85: One Year Goals for the Number of Households Supported By Support Type
Rental Assistance 0
The Production of New Units 22
Rehab of Existing Units 0
Acquisition of Existing Units 0
Total 22

Discussion
The 2025 HOME funded activities include the development of 22 HOME assisted units with 11 units at Rancho Colegio and 11 senior housing units . The 2025 CDBG affordable housing activities include 3 single-family and 3 mobile home repairs to senior and/or disabled low-income owner occupants.

Findings in the MA -15 show that there is not an adequate amount of housing affordable to LMI households, especially for extremely low- and very low-income households. According to the HUD data reports, there is not sufficient housing units for the various income categories. After analysis, the only income category that truly does have enough housing is the 50-80% AMI. This explains the City’s focus on funding for the 0 -30% (extremely low) and 30 -50% (low) income housing categories.

The following data (CHAS 2017-2021) shows:
• 0-30% AMI: There are 3,995 households living in this income category, yet there are only 1,265 rental units available that are affordable to these households in the City • 30-50% AMI: There are 4,720 households living in this income category yet there are only 733
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2,630 units available
• 50-80% AMI: there are 7,335 households in this income category and there are 9,460 units

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AP-60 Public Housing – 91.220(h)
Introduction
The Housing Authority of Tulare County ( HATC) works closely with the City, the Continuum of Care “Alliance”, and the Tulare County Homeless Taskforce. Actions planned by HATC this year are referenced below.

Actions planned during the next year to address the needs of public housing residents
HATC is currently developing the Demaree Apartments that will serve households at 80% of the area median income (AMI) and lower. The Demaree Apartments is a new construction, family, mixed-income project. There will be 222 total units, 220 of which will be restricted between 30% and 80% of the AMI. There will be 90 one -bedroom units, 75 two-bedroom units, and 57 three- bedroom units. Two of the three -bedroom units will serve as unrestricted manager’s units. The Demaree Apartments are expected to be completed by June 2026.

The HATC participates in a Moving to Work (MTW) Program, which offers housing for 5-years at a flat rate, based on unit bedroom size instead of being income -based. The MTW program is designed to give rental assistance to families who are working to achieve self-sufficiency from all types of governmental assistance while they are in the process of achieving that goal. Successful applicants are encouraged to seek higher paying employment and/or further their education. An increase in family income does not in crease the monthly rent. Families can continue the MTW program for a maximum of 5 years, or until their income reaches 120% of the AMI, at which time assistance will be terminated or they will be given 6-months to move out. Many of the MTW participants transferred to MTW from HATC’s conventional low rent and Section 8 programs.

Others were referred to the MTW program by HATC’s partner agencies , such as Tulare County Health and Human Services and CSET.

Actions to encourage public housing residents to become more involved in management and participate in homeownership
HATC created a Resident Council composed of 5 residents from HUD funded programs (Multifamily Housing, LIHTC, HOME, Section 8, and public housing). The Resident Council works with HATC staff on evaluating the effectiveness and efficiency of existing rental assistance programs. This structure was put i nto place to give public housing residents the opportunity to provide input on program modifications. HATC is proactive in the inclusion of public -housing residents in the policy making process. As required, two public housing tenants sit on the HATC Commission board. Between the Resident Council and tenant representation on the Board an equitable and transparent policy-making process has been put into place.

A vital driving factor that continues to influence HATC programs is the goal of tenant self - sufficiency. HATC views homeownership as a long -term goal for most participants. HATC staff works with tenants to effectively provide them with the necessary resour ces to achieve homeownership. HATC’s annual re-examination notice provides participants with an extensive referral list that aids homeownership. Effective collaboration between their agency and other public and nonprofit agencies is imperative to help prom ote homeownership among all HATC’s tenants. Lastly, HATC created “RentTrack Payment, an online payment system which allow s residents to utilize their rental payments made on time to raise or build individual credit scores.

RentTrack has increased credit scores an average of 132 points over a 2-year period.

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If the PHA is designated as troubled, describe the manner in which financial or other assistance will be provided
Not Applicable
Discussion
See discussion above

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AP-65 Homeless and Other Special Needs Activities – 91.220(i) Introduction
This section describes the City’s one-year goals and the specific action steps it will undertake in the program year to carry out the homeless strategy outlined in the ConPlan’s SP -60 Homelessness Strategy. This section will also describe the jurisdiction’ s one -year goals and specify the activities it will undertake to serve the emergency, transitional, and permanent housing as well as supportive service needs of homeless and special needs populations.

Describe the jurisdictions one-year goals and actions for reducing and ending homelessness including:

The City’s one-year goals for reducing and ending homelessness include allocating CDBG funds for the development of a low-barrier emergency shelter to provide immediate shelter and an entry point to permanent housing for those experiencing homelessness.

The City’s annual goal also includes allocating PLHA, RDA Successor Housing, and Encampment Resolution Funding to support the recently developed Visalia Navigation Center, a 100-bed public facility with on -site wrap around supportive services, intensive ca se management, and rapid rehousing to quickly place individuals into permanent housing.

Through partnership with the development organization, Self -Help Enterprises, the city’s goal is to continue to provide 42 permanent supportive housing units at the Lofts at Fort Visalia and develop an additional 160 multifamily affordable housing units including senior housing for those experiencing and at -risk of homelessness. Through partnership with the development organization RH Community Builders, the City’s annual goal also includes providing 92 permanent supportive housing units through the city’s two Homekey sites Majestic Gardens and Sequoia Village.

Reaching out to homeless persons (especially unsheltered persons) and assessing their individual needs
The Kings/Tulare Homeless Alliance serving as the local Continuum of Care (CoC) conducts a weekly Local Initiatives Navigation Center (LINC) at the Visalia Rescue Mission to provide various resources and access to service providers for those experiencing h omelessness to assess their individual needs. LINC brings together social service providers, faith -based organizations, and government agencies to help families locate affordable housing, employment and mental health and substance abuse treatment along with other needed services. Services include ID vouchers, free cell phones, housing assessments, enrollments to mainstream benefits, employment assistance, health/mental health services, legal assistance, and free meals.

Addressing the emergency shelter and transitional housing needs of homeless persons
Annually, the City provides funding through State PLHA funds to the Visalia Warming Center, a seasonal emergency overnight shelter, during the winter season when temperatures drop. The Warming Center serves on average of 100 individuals overnight on a daily ba sis. The Warming Center also serves as an entry point into the Homeless Management Information System (HMIS), and permanent housing placement.

The Visalia Navigation Center was recently developed in 2024 to provide 100-beds of emergency housing and essential services to people experiencing homelessness. The Visalia Navigation 737
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Center is the first of its kind in Tulare County and provides overnight shelter, daily meals, showers, case management, resources, mental health services, substance abuse services, job training/placement, and permanent housing placement.

Eden House was developed in 2020 and serves as a 22 -bed bridge transitional housing project that provides on -site case management and supportive services for individuals that need additional on-site services as they transition from homelessness to permanent housing.

Helping homeless persons (especially chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth) make the transition to permanent housing and independent living, including shortening the period of time that individuals and families experience homelessness, facilitating access for homeless individuals and families to affordable housing units, and preventing individuals and families who were recently homeless from becoming homeless again
The City will begin work on the development of an emergency shelter project to be funded with CDBG dollars in FY2025-26. This project will provide at least 100 beds and will serve as a low - barrier emergency shelter for chronically homeless individuals and families , veterans, and unaccompanied youth. The Emergency Shelter will follow a Housing First model, therefore, eliminating barriers to entry including sobriety or program participation.

The Visalia Navigation Center also services chronically homeless individuals and families, veterans and their families, unaccompanied youth , and families with children. The Visalia Navigation Center has individual private family rooms for families with children to safely transition from homelessness to permanent housing. The Visalia Navigation Center is administered by CSET, which leverages a variety of rapid rehousing funding sources to quickly and permanently house individuals and families and prevent recidivism. Rapid rehousing services include security deposits, rental application fees, landlord mitigation, credit repair, and/or rental subsidies.

Helping low-income individuals and families avoid becoming homeless, especially extremely low-income individuals and families and those who are: being discharged from publicly funded institutions and systems of care (such as health care facilities, mental health facilities, foster care and other youth facilities, and corrections programs and institutions); or, receiving assistance from public or private agencies that address housing, health, social services, employment, education, or youth needs
The Visalia Navigation Center offers private medical rooms dedicated for homeless individuals being discharged from systems of care such as health care facilities and mental health facilities to prevent them from becoming homeless and works to quickly prov ide permanent housing placement. In partnership with RH Community Builders, our Homekey sites within 1 -mile of the College of Sequoias, Sequoia Village and Majestic Gardens, provide permanent supportive housing units for aged out foster youth exiting foste r care and other youth facilities to prevent these individuals from entering into homelessness. In the previous 5-Year Consolidated Plan, 132 permanent supportive housing units were developed in the City of Visalia which include 40-units at the Lofts at Fo rt Visalia, 50 -units at Sequoia Village, and 42 -units at Majestic Gardens that provide permanent supportive housing units for extremely low -income individuals and families including those being discharged from publicly funded institutions and systems of care.

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Visalia City CouncilApril 7, 2025

Visalia City Council
April 7, 2025