Gilroy City Council
June 2, 2025

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are presented in a Consolidated Plan appendix.

3. Needs Assessment (NA)— assesses the needs of households at-risk of or experiencing homelessness, low to moderate income families and individuals, elderly residents, victims of domestic violence, persons living with HIV/AIDS, and persons with disabilities.

4. Housing Market Analysis (MA)— provides an overview of the housing market; identifies which households face challenges finding affordable housing; and assesses the business climate and economic development needs.

5. Strategic Plan (SP)— provides five-year priority needs and Goals which will guide investments over the Consolidated Planning period.

6. Annual Action Plan—specifies how the jurisdiction plans to allocate its HUD block grants during the program year.

Introduction
The City of Gilroy (City) was incorporated in 1870 and spent the next 100 years as a ranching and farming town. Cattle ranching and timber from the nearby Santa Cruz Mountains were imported to the economy, but agriculture was the town’s greatest source of income. In the 1970s, workers from Silicon Valley, who were priced out of housing, began to move to the city, which led to the growth of the City’s residential community. Although still a large producer of garlic, mushrooms, and boutique wine, the largest occupation in the city according to Longitudinal Employer-Household Dynamics (LEHD) data from 2022, is education and health services at 23%, surpassing retail trade since the last plan which is now at 21% of the civilian labor force; a reduction from 27%.

Gilroy is the southernmost city in the County of Santa Clara and sits just south of Morgan Hill and San Martin and north of San Benito County. The city is approximately 16 square miles, with over 1,000 acres remaining of undeveloped land. In 2023, the city’s population was estimated to be 58,561, an increase of 20% since 2010, with a median household income of $131,554. The city’s racial and ethnic makeup constitutes a large Hispanic/Latina/Latino population: 59% of the population is Hispanic/Latina/Latino, 24% is White, 10% Asian and 2% Black/African American, and 5% other race/ethnicities.

The City anticipates an annual allocation of approximately $400,000 in CDBG Entitlement & Program Income funds in each year of the 2025-2030 Consolidated Plan period based on the 2024 allocations provided by HUD. Additionally, as previously indicated, Gilroy may potentially receive HOME funds through membership in the Santa Clara County HOME Consortium, if a developer’s eligible project is funded by the County.

Housing and community development funds provided by the U.S. Department of Housing and Urban Development (HUD) are meant to address the needs of low- and moderate- income households in the city.

The City invests these funds in community development-related activities to support lower-income individuals and households and/or those with special needs.

CDBG funding helps jurisdictions address their community development needs to support neighborhood revitalization, economic development, and improved housing opportunities and community services.

Specifically, entitlement community grantees are eligible to use CDBG funds for the provision of public services, public facility and infrastructure projects (Capital Improvement Projects), housing rehabilitation, energy efficiency improvements, and job creation and retention activities.1 These eligible activities are 1 The U.S. Department of Housing and Urban Development. “CDBG Entitlement Program Eligibility Requirements.” https://www.hudexchange.info/programs/cdbg-entitlement/cdbgentitlement-program-eligibility-requirements/

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principally focused on addressing the needs of the HUD defined low- and moderate-income (“LMI”) households in the community. LMI are households whose income does not exceed 80% of the area median family income (AMI), with adjustments for household size and eligible census block groups are areas where the benefits of the activity are available to all residents in a primarily residential area where at least 51% of households have incomes that are less than 80% of the AMI.

HOME funding is intended to be used for various housing‐related programs and activities that address the housing needs of low- and very low-income households and is allocated for programs and projects in Gilroy through Santa Clara County which submits their own full Consolidated Plan which includes housing needs for Gilroy as a HOME Consortium member. Typically, HOME funds are used to address the housing needs through the preservation or creation of affordable housing. Eligible activities also include tenant‐based rental assistance and financial assistance to homebuyers.2 Federal funds provided through HUD’s CDBG program are intended to primarily focus on activities that will benefit LMI households whose incomes do not exceed 80% of the area median family income (AMI), with adjustments for household size. HUD defines LMI households to include the following three income tiers below:
• Extremely Low-Income: households earning 30% or less than the AMI • Very Low-Income: households earning 50% or less than the AMI • Low-Income: households earning 80% or less than the AMI According to CHAS (Comprehensive Housing Affordability Strategy) 2016-2020 data of the 15,680 total households in Gilroy, nearly half are defined as low-income, with the following breakdown:
• 18% (2,785 households) are extremely low-income;
• 15% (2,415 households) are very low-income; and
• 16% (2,585 households) are low-income
The CDBG Entitlement Program provides formula funding to cities and counties to address community development needs. Seventy percent of gross funding must be used to serve low- to moderate-income households. Eligible activities must meet one of the national objectives for the program:
• Benefit low- and moderate-income persons.
• Prevent or eliminate slums or blight.
• Address community development needs having a particular urgency because existing conditions pose a serious and immediate threat to the health or welfare of the community for which other funding is not available (for example, a natural disaster or major health epidemic).

Summary of the objectives and outcomes identified in the Plan Needs Assessment Overview
The Consolidated Plan serves the following three purposes:
• A planning document for the City of Gilroy which builds on a participatory process; • An application for federal funds under HUD’s CDBG formula grant program; • A strategy for carrying out CDBG programs.
2 The U.S. Department of Housing and Urban Development. “The HOME Program: Home Investment Partnerships.” https://www.hud.gov/hudprograms/home-program

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The Consolidated Plan comprises the following methods for analysis of Gilroy’s priority needs:
• Data analysis using HUD provided CHAS data from 2016-2020, American Community Survey Data, locally provided data through regional reports;
• Extensive community outreach through key stakeholder interviews, resident workshops and a community survey;
• Interviews with city staff from Housing and Community Services, Community Development, Economic Development, Planning, Public Works, and Recreation.

The Consolidated Plan also includes required HUD and Census data, which are provided in the tables. The community engagement section describes how the City of Gilroy complies with HUD’s requirements for public involvement in the process that determines how federal funds will be used.

The Needs Assessment section analyzes data from the US Census Bureau and feedback from the community engagement process to assess the city’s affordable housing, social services, and community development characteristics to create a data-driven outcome of determining the city’s priority needs and primary goals. Through data collection, community engagement, and analysis presented in this Consolidated Plan, the housing and community development needs of the city’s most vulnerable populations, including low- to moderate-income (LMI) households, assessment of the city’s affordable housing stock, needs of persons experiencing homelessness and those at imminent risk of homelessness, non-homeless
special needs populations, along with the city’s non-housing and community development needs, can be understood and form a clear outline of priority needs.

As indicated in the Needs Assessment section, the priority populations in Gilroy are as follows:
• Extremely low, very low and low-income households
• Hispanic/Latina/Latino households
• Senior households
• Homeless populations
The needs of these populations are assessed against the availability and accessibility of public services and programs, community assets, facilities, and infrastructure, and informed by needs and priorities expressed through the community engagement process. Needs include:

Support and Preserve Affordable Housing:
• Permanent affordable rental housing with services.
• Home rehabilitation for lower-income residents for safety and accessibility improvements Prevent and Reduce Homelessness:
• Transitional and shelter housing, particularly for families (including those fleeing domestic violence) and older adults.
• Safe parking sites (longer term)
• Supportive services for the unhoused
Increase Supportive/Public Services for Special Populations:
• A resource/navigation center to connect people with resources, including migrant/agricultural/seasonal workers
• Youth activities, especially out of school time (after school, summer)

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• More staffing for consistent programming and resources at the senior center • Affordable childcare
• Mental health services
• Services for foster youth, seniors, and people with disabilities Invest in Community Development and Neighborhood Revitalization:
• Street, sidewalk, and lighting improvements especially around affordable housing (roads, bike lanes) • Additional or higher quality childcare centers and youth recreation centers • Improvements to parks and recreation centers
• Public facilities improvements
Evaluation of past performance
The City has successfully implemented its CDBG program and has met several goals from the past 5-year Consolidated Plan period. Significant changes were made to the overall implementation of CDBG funds to ensure a more efficient process was established.

The goals for the previous Consolidated Plan included:
• Preserve Affordable Housing
• Install Safety and Enhanced Public Improvements
• Support Small Business Expansion
• Workforce Development
• Supportive Services for Homeless Populations
• Supportive Services for Special Needs Populations
• Fair Housing Support
• Neighborhood Revitalization
As the City is currently within PY 2024-25, the following accomplishments only consider program years 2020-21, 2021-22, 2022-23, and 2023-24.

Preserve Affordable Housing
➢ 74 low-income homeowner units were rehabilitated to preserve affordable housing which enabled the homeowners to age in place.
➢ In response to the COVID-19 pandemic, the City was a recipient of CDBG CARES Act funding which came in the form of CDBG-CV dollars. The City utilized a portion of these funds to assist 63 units with rental assistance to keep the beneficiaries in their home.

Install Safety and Enhanced Public Improvements
➢ The City’s Public Works Department successfully completed multiple sidewalk and curb ramp projects to ensure safer pedestrian travel and enhance accessibility in primarily low-income areas.

Support Small Business Expansion
➢ The City used both CDBG and CDBG-CV funds to implement a Small Business Assistance program to help businesses that had endured financial hardships. A total of 79 eligible Gilroy businesses were assisted with grants funds.

Workforce Development
➢ No accomplishments to report.

Supportive Services for Homeless Populations
➢ Multiple public service programs were funded to aid 473 persons.

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Supportive Services for Special Needs Populations
➢ Multiple public service programs were funded to aid 518 persons.

Fair Housing Support
➢ The City is actively funding a Fair Housing anti-housing discrimination program with CDBG funding in PY 2024-25, which is part of the final year of the 2020-2025 Con Plan and has aided 13 persons through the second quarter.

Neighborhood Revitalization
➢ The City’s Code Enforcement program identified 40 units to alleviate health, safety and code concerns.

In addition to the accomplished goals above, in May each year, HUD runs a “timeliness test” to verify that the City is annually expending its funds in a timely and efficient manner. For this test, the City is required to spend down its line of credit balance to ensure it doesn’t exceed 1.5 times its current allocation. The City is pleased to report that for each year of this past Con Plan, the timeliness test was met and the City remained in compliance with HUD.

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Summary of citizen participation process and consultation process for the 2025-2030 Consolidated Plan
The City of Gilroy coordinated closely with Santa Clara County and other entitlement jurisdictions in stakeholder consultation and resident engagement to leverage opportunities and minimize duplication.

City of Gilroy specific engagement included:
• An Open House event on November 4, 2025, from 4:00-8:00 PM for residents at the Gilroy Public Library Community Room with approximately 30 residents attending. Activities were provided in English and Spanish.
• Individual stakeholder interviews were held with staff from Rebekah Children’s Services, Compassion Center, and the City of Gilroy Senior Center.
• Tabeling at many local community events, including San Ysidro Park Spooky Night, Cafecito, and food distribution, Nueva Vida Flu shot clinic, Salvation Army event, and St. Mary's Mass, Santa Clara County Cooking Experience, and Salvation Army Food distribution. • Flyer stations were set up at the City of Gilroy Library, City Hall, and the Senior Center. • Flyers were distributed at the South County Collaborative meeting, Neon Exchange, Rebekah’s Children’s Services, via rent coupons at Mobile Home parks, Victory Outreach Center, and to unhoused residents via case management efforts by South County Compassion Center. • Flyers were emailed to and distributed by Project Sentinel, CARAS, Catholic Charities, the Gilroy Unified School District, 100% Affordable Apartment Property Managers, the Faith Based Community, Sourcewise, OnLok, the Gilroy Downtown Association, Gilroy Chamber of Commerce, Gilroy Foundation, Carry the Vision, Gilroy Housing Association, Silicon Valley Independent Living Center, Live Oak Day Care Center, The Health Trust – Meals on Wheels, via YMCA meal delivery, the Unhoused Service Providers Network, Department of Rehabilitation, South County Reentry Center, Rebuilding Together Silicon Valley, Gilroy Day Care providers, and Community Solutions. • Promoted electronically via the City Housing Block Grant webpage, website “Newsflash”, weekly Email Express Newsletter, social media, the City Recreation Newsletter, and Nextdoor. • Promoted both in print and electronically via the Gilroy Dispatch. • A total of 563 surveys were completed by Gilroy residents and stakeholders.

Engagement that was done in coordination with the County included:
• A Consolidated Plan website—www.letstalkhousingscc.org—with information about the planning process including a short video and presentation; a link to the resident survey and activities to prioritize housing and community development needs; and community resources. The website contains a translation feature for easy conversion into multiple languages. • A community survey, available between October and December 2024, was promoted through supportive service and public agencies that work with low- and moderate-income residents, City staff social media, and the Consolidated Plan website. Detailed survey findings are appended to this plan. • Two virtual regional workshops open to all residents living in and stakeholders serving residents in the county. The workshops included a brief overview of the planning process, simple activities to express priority needs, and in-depth discussions about needs in breakout rooms. Interpretation was available in Spanish, Vietnamese, and Mandarin.

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• Three focus groups with stakeholders in housing, supportive services, and community development serving residents throughout the county. After a brief presentation about the Consolidated Plan process, including information on how to circulate the survey and letstalkhousingscc.org website to clients—stakeholders participated in an in-depth discussion about priority needs and solutions to needs. Attendees represented affordable housing providers. Service providers serving special needs populations, people with lived experience, legal advocates, childcare service providers, public health agencies, mental health service providers, and others.
• One-on-one interviews with Santa Clara County Housing Authority, the Continuum of Care and coordination with the City of San José, who receives HOPWA and ESG funding and distributes that funding to the County’s public service departments.
• One-on-one interviews with four stakeholders working in housing and homelessness services, supportive services, and community development in Gilroy.

Summary of public comments
Public comments were received in both written and verbal form. Detailed comments are attached in Appendix C and summarized below.

Verbal comments at the May 5, 2025 public meeting
• Commenter 1 spoke as a Gilroy resident. She said she supported the 2025-2030 Consolidated Plan and 2025-2026 Annual Action Plan and urged the Council to adopt the plans and allocate the funds strategically to maximize the economic benefits. Commenter 1 highlighted the economic benefits these plans bring the community, and the benefits affordable housing brings. She noted how the lack of affordable housing contributes to homelessness, which has a significant economic cost for the community. She emphasized that affordable housing is not just a basic need—but an investment in Gilroy’s economic future. Affordable housing has the ability to bring in workers and businesses, which strengthens the local economy.
• Commenter 2 spoke as a nonprofit volunteer who works with individuals and families who live in poverty and are at risk of becoming homeless. She has firsthand knowledge of the needs and challenges of residents living on poverty. She expressed her strong support for the plans and believes the assistance that the funding would provide can make a difference in the lives of those at risk of losing their housing.

She also views addressing homelessness as an economic benefit, noting that addressing the needs of unhoused residents—ensuring that they are not living on the streets, in commercial areas, or in parks— has a positive impact on the community. Commenter 2 also noted the benefits of rental assistance during periods of rising rent costs. She says it is a very challenging time for renters in Gilroy. • Commenter 3 spoke as a Gilroy resident and shared a personal story about housing needs. She started with a statement of her support for the 2025-2030 Consolidated Plan and 2025-2026 Annual Action Plan and how the funding the plans provide can be transformative for a community. She described affordable housing as an urgent need in Gilroy because many families struggle to pay for housing and other essential expenses given that the local minimum wage is $16.00 per hour. She also noted that lack of affordable housing contributes to homelessness and a large share of unhoused residents in Gilroy are unsheltered. More affordable housing is needed to reduce homelessness and provide a safe and stable environment for everyone. She said that the allocation of CDBG funds must be strategic to support projects that truly benefit Gilroy residents, especially in terms of affordable housing and community services.
• Commenter 4 offered clarification for the electronic interpretation provided during the prior commenters’ testimonies. He said the point that one commenter was making was that affordable housing is an investment in Gilroy’s economic future (v. meeting a basic need). He also clarified what a commenter meant when referring to overcrowding in housing.

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Written comments
Three written public comments were received during the 30-day public comment period. The comments all concerned the allocation of CDBG among projects.
• The Chief Executive Officer of Sourcewise, a nonprofit that provides supportive services and transportation to elderly residents and residents with disabilities, emphasized the need for the City to support free transit for low-income older adults and residents with disabilities in Gilroy—especially since demand has increased. The organization anticipates it will provide more than 240 door-to-door one-way rides to low income Gilroy residents to access non-emergency medical and dental appointments, pharmacies, grocery stores, and the Gilroy Senior Center. Demand has already been very high during the program year. The organization kindly requests that City Council fund public services for the City’s aging population based on the Evaluation of Services method presented by City staff—noting that it is only fair to support organizations based on the quality of services provided which meet the needs of the most vulnerable residents in Gilroy.
• The Executive Director of Rebuilding Together Silicon Valley noted that her organization has proudly served Gilroy for many years, repairing and rehabilitating homes of residents with disabilities and homes of low-income families. Their work is life-changing, allowing residents to live with dignity, avoid displacement, and improve their health outcomes—and their work also increases neighborhood stability.

Affordable housing is a high priority in the new Consolidated Plan, and that Plan specifically calls for funding rehabilitation activities for low-income residents. The commenter thanked the Council for their ongoing commitment to the City of Gilroy and residents. • The Development Specialist at Bay Area Community Health (BACH) respectfully requested that the City Council reconsider their decision not to fund BACH’s improvement project. The commenter emphasized BACH’s significant investment in Gilroy in the form of a local health care clinic that serves very lowincome residents; school-based clinic at Glen View Elementary School; and specialized outreach at Christopher Ranch and the Arturo Ochoa Migrant Center.

Verbal comments at the May 19, 2025, public meeting during the public comment period for items not on the agenda
• Commenter 1 spoke on behalf of Rebuilding Together Silicon Valley, which has served Gilroy for many years through its low-income home repair, rehabilitation and modification program, to express sincere regret for not being present at the May 5 Council discussion on CDBG funds. She noted they are on track to complete repairs for 15 Gilroy households by the end of June, have turned away more than 17 eligible families living in unsafe conditions due to a lack of resources, and will be forced to turn away many families in need, veterans, educators, older adults and others next year without a CDBG allocation.

She urged the council to reconsider the funding allocation at the upcoming June 2nd meeting and to continue supporting their critical work that is aligned with Gilroy’s top affordable housing priorities. • Commenter 2 spoke on behalf of Rebuilding Together Silicon Valley, which helps Gilroy residents access critical home repairs that keep them safe and housed. The 17 households that were turned away are dealing with major issues that could displace them and pose serious health risks. Without CDBG, there will be no program beginning July 1. The work directly supports the City’s affordable housing objective #1, outlined in the Consolidated Plan, which is based on residents’ input on preserving affordable housing. Every dollar spent on home repair prevents costly outcomes from emergency room visits after a fall, to code enforcement responses to homelessness. Rebuilding Together Silicon Valley asks the Council to reconsider its funding allocation recommendation at the June 2 council meeting and allow them to continue doing essential work for Gilroy residents. • Commenter 3 spoke as a native Gilroy resident and board member for Rebuilding Together Silicon Valley (RTSV), an organization that provides critical repairs for some of Gilroy’s most vulnerable residents.

During this housing crisis, she invited the council and mayor to attend a lunch and learn at SynergG Coworking this Thursday to learn more about how Rebuilding Together Silicon Valley contributes to the success of the community. She encouraged the council to drive around the mobile parks in town and

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see the wheelchair ramps and elevators provided to the residents free of charge. RTSV benefits lowincome people such as veterans and former educators by assisting them with maintaining their homes because they may not be able to afford to buy another home if the current one deteriorates. A final thought offered was “Just because we can do something doesn’t mean we should do something.” Summary of comments or views not accepted and the reasons for not accepting them The City did not receive any public comments that were not accepted.

Summary
This 2025-2030 CDBG Consolidated Plan combines demographic data, community engagement responses, community stakeholder involvement, consideration of countywide goals and policies, and City staff’s coordination and communication with community entities and resources. The plan uses each of these factors to accurately develop a list of the City’s needs and priorities, particularly regarding the most vulnerable of populations and locations. Additionally, the Consolidated Plan is used to meticulously depict the most effective strategic approaches to the allocation of CDBG funds for the next five years.

During the 2025-2030 cycle, this plan will guide the City toward swift, yet appropriate allocations of its very limited CDBG funds. These funds will focus on developing safe and healthy neighborhoods by providing decent housing, a suitable living environment, and expanding economic opportunities for persons of low and moderate incomes through improvement of public spaces, prevention and elimination of dilapidated conditions, and increased access to public facilities and social/community services in the City.

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THE PROCESS
PR-05 Lead & Responsible Agencies 24 CFR 91.200(b)
Describe the agency/entity responsible for preparing the Consolidated Plan and those responsible for the administration of each grant program and funding source.

The City of Gilroy Housing and Community Services Division is the entity responsible for preparing the Consolidated Plan and administering the City’s Community Development Block Grant (CDBG), as shown in Table 1.

Table 1 – Responsible Agencies
Narrative
Lead and Responsible Agency
The City of Gilroy (City) is the lead and responsible agency for the United States Department of Housing and Urban Development’s (HUD) entitlement programs in Gilroy. The Housing and Community Services Division (HCS), a division of the City’s Community Development Department, is responsible for administering the City’s CDBG program.

Entitlement jurisdictions receive entitlement funding (i.e., non-competitive, formula funds) from HUD. By federal law, the City is required to submit a five-year Consolidated Plan and Annual Action Plan to HUD listing priorities and strategies for the use of its federal funds.

The Consolidated Plan helps local jurisdictions assess their affordable housing and community development needs to meet the housing and community development needs of its populations. As a part of the 2025-2030 Consolidated Plan process, the City collaborated with the County of Santa Clara (County) as the Urban County representing the Cities of Campbell, Los Altos, Los Altos Hills, Los Gatos, Monte Sereno, Morgan Hill, and Saratoga; the entitlement jurisdictions of Cupertino, Milpitas, Mountain View, Palo Alto, Sunnyvale, and Santa Clara; and the Santa Clara County Housing Authority (SCCHA), to identify and prioritize housing and community development needs across the region, and to develop strategies to meet those needs.

Consolidated Plan Public Contact Information
Christie Thomas, Housing and Community Services Manager 7351 Rosanna Street
Gilroy, CA 95020
408-846-0209
[email protected]
Agency Role Name Department/Agency
CDBG Administrator City of Gilroy Community Development Department

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PR-10 Consultation – 91.100, 91.110, 91.200(b), 91.300(b), 91.215(I) and 91.315(I) Introduction
The Consolidated Plan outreach effort is a regional collaborative effort between the County of Santa Clara and seven entitlement jurisdiction cities. Public participation plays a central role in the development of the Consolidated Plan and is key for helping the County and Cities to identify needs, priorities, goals, strategies, and activities for future housing and community development activities over the five-year regional plan.

Engagement activities included a community survey, public outreach, individual stakeholder consultations (or meetings), stakeholder and resident workshops, and a community event. The City of Gilroy coordinated closely with Santa Clara County and other entitlement jurisdictions in stakeholder consultation and resident engagement to leverage opportunities and minimize duplication.

As a part of the stakeholder consultation process, the City consulted with various stakeholders, including City staff, human service agencies, local and regional community-based organizations, housing providers and advocates, and the Santa Clara County Housing Authority (SCCHA). Nonprofit service providers were also consulted, including those that provide services to the elderly, persons with disabilities, unhoused residents, and other lower-income individuals/families and at-risk populations.

Provide a concise summary of the jurisdiction’s activities to enhance coordination between public and assisted housing providers and private and governmental health, mental health and service agencies (91.215(I)).

The City works in coordination with many agencies, boards, and governmental entities with the intent of enhancing access to services, learning best practices of activities that would aid the City in developing strategies to meet established goals of providing decent and affordable housing, providing a suitable living environment, and expanding economic opportunities. The City’s participation includes:

CDBG/Housing Regional Coordinators Meetings – City staff and staff from the other CDBG entitlement cities in Santa Clara County, the County of Santa Clara Office of Supportive Housing (OSH), and the SCCHA participate.
• These meetings discuss data resources and strive to coordinate requests for information to both public and private countywide agencies.
• HUD staff meets with this group to clarify issues and assist in providing ongoing programmatic technical information.
• The email listserv for this group enables members to share information and provide technical assistance to one another, thus promoting and creating an environment of cooperation and understanding of differing needs, concerns, and issues among the group. Expanding knowledge of regional issues and sharing information benefits each jurisdiction represented in the group.

South County Collaborative – Partners with the collaborative, consisting of services providers to low-income and special needs residents of Gilroy, San Martin, and Morgan Hill. • The collaborative is a nonprofit organization and can apply for funding benefiting the communities it serves.
• Collaborative members share information through an active listserv and receive notices of public comment periods on the Consolidated Plan, Annual Action Plans, and Consolidated Annual Performance and Evaluation Reports.

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Unhoused Service Provider Network – The City of Gilroy Housing and Community Services Division facilitates and hosts a monthly meeting that includes representatives from the County of Santa Clara, staff from various South County nonprofit agencies who provide resources to the unhoused community, Gilroy Unified School District staff, South County Reentry Center staff, Valley Medical staff, Valley Water staff, Gilroy Qualityof-Life Officers, and other local South County Resource providers • The focus is on identifying resources and sharing information on the needs of the city’s unhoused community
• The sharing of information and resources also has the goal of coordinating and conserving resources and creating partnerships amongst providers and the City.

Gilroy Police Department – Attends meetings hosted monthly that include representatives from the County of Santa Clara, staff from various nonprofit agencies, health workers, the Santa Clara Valley Water District, and faith-based organizations, as well as individual volunteers. • The focus is on identifying resources and sharing specific information about homeless individuals who have been identified by the police and outreach workers as being ready to get off the streets or who are in particularly dire need.
• The sharing of information and resources also has as a goal of conserving resources such as police time spent in rearresting the same homeless person multiple times.

Continuum of Care (CoC) Participation – Meets monthly with a group comprising governmental agencies, homeless service and shelter providers, homeless persons, housing advocates, affordable housing developers, and various private parties, including businesses and foundations, to identify gaps in homeless services, establish funding priorities, and pursue a systematic approach to addressing homelessness. • A Community Plan Implementation Team, which includes members of the CoC and other community stakeholders, meets quarterly to evaluate progress toward the Community’s Plan to End Homelessness.
• During the development of its Consolidated and Annual Action Plans and as a general practice, the City coordinated with a variety of housing agencies, public and mental health agencies, and service providers to discuss community needs. These discussions provided an opportunity for these entities to network and learn more about one another’s services and programs. Moreover, their collective feedback was especially valuable in gathering information and shaping priorities for this Plan as it relates to special needs populations, general health, and mental health services in the City of Gilroy and the County of Santa Clara.

Describe coordination with the Continuum of Care and efforts to address the needs of homeless persons (particularly chronically homeless individuals and families, families with children, veterans, and unaccompanied youth) and persons at risk of homelessness.

The Continuum of Care (CoC) is a multi-sector group of stakeholders dedicated to ending and preventing homelessness in the County and is overseen by the County’s OSH staff. The CoC’s primary responsibilities are to coordinate large-scale implementation of efforts to prevent and end homelessness in the County.

The Santa Clara County OSH is the administrator of the regional CoC. The CoC is governed by the CoC Board, which takes a systems change approach to preventing and ending homelessness. Many members of the CoC Board also serve on the Destination: Home Leadership Board. Destination: Home is a public-private partnership that is committed to collective impact strategies to end chronic homelessness. Destination: Home is the governing body for the CoC and is responsible for implementing bylaws and operational protocols of the CoC.

Regional efforts of the CoC include the development of The Community Plan to End Homelessness, which

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identifies strategies to address the needs of persons experiencing homelessness in the County, including chronically homeless individuals and families, families with children, veterans, and unaccompanied youth. The plan also addresses the needs of persons at risk of homelessness. The CoC is now in the process of updating a new plan for the next five years and the City plans to participate in these efforts.

Also, during the development of this Consolidated Plan, the City consulted both the CoC and County Office of Supportive Housing for their expertise and experience in identifying community needs. Service providers and organizations that provide services to persons experiencing homelessness and persons at risk of homelessness were also contacted by the City to attend the Consolidated and Annual Action Plan engagement meetings. This included Destination: Home, the policy group that works on homelessness prevention and strategies to end homelessness; Eden Housing, a homeless service provider that provides permanent supportive housing in the City; and City of Gilroy Recreation Division.

Actions specifically undertaken by the City of Gilroy to address the needs of homeless residents include:
• Funding of the South County Compassion Center Outreach for the Unhoused program and Project Sentinel Fair Housing & Tenant/Landlord Counseling and Dispute Resolution programs for eviction prevention
• City of Gilroy “Unhoused Resources & Efforts” webpage - The City of Gilroy HCS Division maintains an “Unhoused Resources and Efforts” webpage. There, residents and stakeholders can find city-wide and regional efforts and resources aimed at helping the unhoused population https://www.cityofgilroy.org/unhoused.
• The Unhoused Service Providers Network (USPN) brings together unhoused service providers who serve Gilroy’s unhoused individuals and families. The USPN members meet monthly to increase collaboration and partnership among the service providers and the City of Gilroy, to connect the unhoused with services. All presentations provided to the USPN are posted on the Unhoused Resources and Efforts City webpage at https://www.cityofgilroy.org/unhoused.
• City of Gilroy Quality-of-Life (QOL) Officers Program -The City Council authorized the pilot program which began on November 1, 2021, and was approved as a permanent program by the City Council in 2024. The Quality-of-Life Officer’s duties include but are not limited to, responding to calls for service related to unhoused individuals and/or encampments, following up on new or ongoing complaints, working with property owners to resolve QOL–related problems, building relationships and collaborating with community and faith-based organizations who work with the unhoused community, collaborating with local unhoused service providers to survey and provide resources to unhoused clients, and community outreach and education on the issues and challenges affecting the Gilroy community. • Cold Weather Shelter - Upon declaration of an Inclement Cold Weather event by the National Weather Service and Santa Clara County, the City of Gilroy activates the Gilroy Senior Center as a warming shelter.

The shelter is typically activated during the months of November – March, and open for overnight sheltering from 9 PM – 7 AM. Walk-ins are welcome.

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Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in determining how to allocate ESG funds, develop performance standards and evaluate outcomes, and develop funding, policies, and procedures for the administration of HMIS.

The City is not an ESG entitlement jurisdiction and therefore does not receive ESG funds. However, the City does administer federal grant programs that aid homeless and low-income families in Santa Clara County. The City also helps fund and conduct the Point-in-Time (PIT) count, the biennial regional collaborative effort to count and survey persons experiencing homelessness. The latest count and survey were conducted in January 2025. The data from the PIT count is used to plan, fund, and implement actions for reducing chronic homelessness and circumstances that bring about homelessness.

The County OSH is the Homeless Management Information System (HMIS) Lead for the County CoC. The CoC meets and exceeds HUD’s requirements for implementing and complying with HMIS Standards. The project has a rich array of service provider participation and is utilized to capture information and report on special programming, such as Housing 1000, the County VTA free bus pass program, and prevention service delivery.

Describe Agencies, groups, organizations, and others who participated in the process, and describe the jurisdictions' consultations with housing, social service agencies, and other entities.

The table below includes all agencies, groups, and organizations that participated in the regional virtual stakeholder workshops or in individual stakeholder interviews. Several of the agencies, groups and organizations identified in the table attended more than one workshop.

Anticipated outcomes and areas for improved coordination are referenced in relevant sections throughout this report and a comprehensive summary of stakeholder feedback is provided in the appendix.

STAKEHOLDER CONSULTATION
1 Agency/Group/Organization Abode
Agency/Group/Organization Type Affordable housing
What section of the Plan was
addressed by Consultation?
Needs Assessment
Market Analysis
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://abode.org/
2 Agency/Group/Organization Affirmed Housing
Agency/Group/Organization Type Affordable housing
What section of the Plan was
addressed by Consultation?
Needs Assessment
Market Analysis

City of Gilroy
2025-2030 Consolidated Plan │ 19
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://affirmedhousing.com/completed/vela/
3 Agency/Group/Organization Alta Housing
Agency/Group/Organization Type Affordable housing
What section of the Plan was
addressed by Consultation?
Needs Assessment
Market Analysis
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://altahousing.org/
4 Agency/Group/Organization Bay Area Legal Aid
Agency/Group/Organization Type Fair housing and legal services What section of the Plan was
addressed by Consultation?
Needs Assessment
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://baylegal.org/
5 Agency/Group/Organization BHSD The Harm Reduction Project Agency/Group/Organization Type County Government
What section of the Plan was
addressed by Consultation?
Needs Assessment
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website The Q Corner | Behavioral Health Services | County of Santa Clara
6 Agency/Group/Organization Bill Wilson Center
Agency/Group/Organization Type Services for Families and Children What section of the Plan was
addressed by Consultation?
Needs Assessment

City of Gilroy
2025-2030 Consolidated Plan │ 20
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://www.billwilsoncenter.org/
7 Agency/Group/Organization Bridge Housing
Agency/Group/Organization Type City Government (San José) / Housing What section of the Plan was
addressed by Consultation?
Needs Assessment
Market Analysis
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website Q&A for Original Bridge Housing Program | City of San José 8 Agency/Group/Organization Caminar LGBTQ
Agency/Group/Organization Type Nonprofit
What section of the Plan was
addressed by Consultation?
NA
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://www.caminar.org/
9 Agency/Group/Organization CARAS (Community Agency for Resources, Advocacy and Services)
Agency/Group/Organization Type Nonprofit
What section of the Plan was
addressed by Consultation?
Needs Assessment
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website Community Agency for Resources, Advocacy and Services (CARAS) | Overdose Prevention Resources | County of Santa Clara
10 Agency/Group/Organization CASA
Agency/Group/Organization Type Nonprofit; Children’s advocacy What section of the Plan was
addressed by Consultation?
Needs Assessment

City of Gilroy
2025-2030 Consolidated Plan │ 21
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://childadvocatessv.org/
11 Agency/Group/Organization Catholic Charities
Agency/Group/Organization Type Faith based supportive services What section of the Plan was
addressed by Consultation?
Needs Assessment
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://www.ccscc.org/?locale=en
12 Agency/Group/Organization City of Gilroy
Agency/Group/Organization Type City Recreation Division, Senior Services What section of the Plan was
addressed by Consultation?
Needs Assessment
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Individual stakeholder interview
Website https://www.cityofgilroy.org/
13 Agency/Group/Organization City of Morgan Hill
Agency/Group/Organization Type City Government
What section of the Plan was
addressed by Consultation?
Economic Development
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
One-on-one interview
Website https://www.morganhill.ca.gov
14 Agency/Group/Organization City Team
Agency/Group/Organization Type Homelessness Services
What section of the Plan was
addressed by Consultation?
Needs Assessment
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group

City of Gilroy
2025-2030 Consolidated Plan │ 22
Website https://www.cityteam.org/
15 Agency/Group/Organization Continuum of Care and Office of Supportive Housing Agency/Group/Organization Type Continuum of Care
What section of the Plan was
addressed by Consultation?
Needs Assessment and Homeless Strategy
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
One-on-one interviews; Consolidated Plan review; data sharing Website https://osh.santaclaracounty.gov/home
16 Agency/Group/Organization County Office of LGBTQ Affairs Agency/Group/Organization Type County government
What section of the Plan was
addressed by Consultation?
Needs Assessment
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website Office of LGBTQ Affairs | Division of Equity and Social Justice | County of Santa Clara
17 Agency/Group/Organization Destination Home
Agency/Group/Organization Type Homeless prevention
What section of the Plan was
addressed by Consultation?
Needs Assessment
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://destinationhomesv.org/
18 Agency/Group/Organization Downtown Streets Team
Agency/Group/Organization Type Homeless prevention
What section of the Plan was
addressed by Consultation?
Needs Assessment
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://www.streetsteam.org/
19 Agency/Group/Organization Eden Housing
Agency/Group/Organization Type Affordable housing

City of Gilroy
2025-2030 Consolidated Plan │ 23
What section of the Plan was
addressed by Consultation?
Needs Assessment
Market Analysis
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://edenhousing.org/
20 Agency/Group/Organization Gilroy Chamber of Commerce Agency/Group/Organization Type Market Analysis
What section of the Plan was
addressed by Consultation?
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://gilroy.org/
21 Agency/Group/Organization Gilroy County Library
Agency/Group/Organization Type County government
What section of the Plan was
addressed by Consultation?
Market Analysis
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Website https://sccld.org/locations/gilroy/
22 Agency/Group/Organization Golden State Manufactured Homes Owners League Agency/Group/Organization Type Nonprofit advocacy
What section of the Plan was
addressed by Consultation?
Market Analysis
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://www.gsmol.org/
23 Agency/Group/Organization Housing Trust Silicon Valley Agency/Group/Organization Type CDFI
What section of the Plan was
addressed by Consultation?
Market Analysis

City of Gilroy
2025-2030 Consolidated Plan │ 24
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://housingtrustsv.org/
24 Agency/Group/Organization Jamboree Housing
Agency/Group/Organization Type Affordable housing
What section of the Plan was
addressed by Consultation?
Market Analysis
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://www.jamboreehousing.com/
25 Agency/Group/Organization Lived Experience Advisory Board Agency/Group/Organization Type
What section of the Plan was
addressed by Consultation?
Needs Assessment
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website
26 Agency/Group/Organization Life Moves
Agency/Group/Organization Type Supportive Housing
What section of the Plan was
addressed by Consultation?
Needs Assessment
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://www.lifemoves.org/
27 Agency/Group/Organization Mountain View Chamber of Commerce Agency/Group/Organization Type Civic Leadership
What section of the Plan was
addressed by Consultation?
Market Analysis
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Individual stakeholder interview

City of Gilroy
2025-2030 Consolidated Plan │ 25
Website https://www.chambermv.org/
28 Agency/Group/Organization Next Door Solutions to Domestic Violence Agency/Group/Organization Type Domestic Violence Survivor Resources What section of the Plan was
addressed by Consultation?
Needs Assessment
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://www.nextdoorsolutions.org/
29 Agency/Group/Organization NOVA
Agency/Group/Organization Type Workforce development
What section of the Plan was
addressed by Consultation?
Economic development; especially business needs
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
One-on-one interviews
Website https://novaworks.org/about/novaworks/overview
30 Agency/Group/Organization Path Ventures
Agency/Group/Organization Type Homelessness services
What section of the Plan was
addressed by Consultation?
Needs Assessment
Market Analysis
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://epath.org/path-ventures/
31 Agency/Group/Organization Pride Social
Agency/Group/Organization Type LGBTQ Advocacy
What section of the Plan was
addressed by Consultation?
Needs Assessment
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://www.pridesocialsouthcounty.com/#OurMission 32 Agency/Group/Organization Project Sentinel
Agency/Group/Organization Type Fair Housing Advocacy, Education, and Enforcement Services and Tenant/Landlord Services

City of Gilroy
2025-2030 Consolidated Plan │ 26
What section of the Plan was
addressed by Consultation?
Needs Assessment
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://www.housing.org/
33 Agency/Group/Organization Rebekah Children’s Services Agency/Group/Organization Type Nonprofit family and children supportive services provider What section of the Plan was
addressed by Consultation?
Needs Assessment
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Individual stakeholder interview
Website
34 Agency/Group/Organization Rebuilding Together Peninsula & Silicon Valley Agency/Group/Organization Type Home Rehabilitation
What section of the Plan was
addressed by Consultation?
Needs Assessment
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://rebuildingtogetherpeninsula.org/,
https://rebuildingtogethersv.org/
35 Agency/Group/Organization Resources for Community Development Agency/Group/Organization Type Affordable housing
What section of the Plan was
addressed by Consultation?
Needs Assessment
Market Analysis
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://rcdhousing.org/
36 Agency/Group/Organization San Andreas Regional Center Agency/Group/Organization Type Supportive Services for Residents with Disabilities What section of the Plan was
addressed by Consultation?
Needs Assessment

City of Gilroy
2025-2030 Consolidated Plan │ 27
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://www.sanandreasregional.org/
37 Agency/Group/Organization Santa Clara County Housing Authority Agency/Group/Organization Type Public housing authority What section of the Plan was
addressed by Consultation?
Needs Assessment
Market Analysis
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://www.scchousingauthority.org/
38 Agency/Group/Organization Santa Clara County
Agency/Group/Organization Type Housing and Community Development; Asset/Workforce Development; Community Development
What section of the Plan was
addressed by Consultation?
Needs Assessment
Market Analysis
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group and one-on-one interviews
Website https://www.santaclaracounty.gov/home
39 Agency/Group/Organization Satellite Affordable Housing Associates Agency/Group/Organization Type Affordable housing
What section of the Plan was
addressed by Consultation?
Needs Assessment
Market Analysis
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://www.sahahomes.org/
40 Agency/Group/Organization Senior Adults Legal Assistance (SALA) Agency/Group/Organization Type Fair Housing Legal Services What section of the Plan was
addressed by Consultation?
Needs Assessment

City of Gilroy
2025-2030 Consolidated Plan │ 28
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://www.mightycause.com/organization/Senior-Adults-LegalAssistance 41 Agency/Group/Organization Silicon Valley Independent Living Center Agency/Group/Organization Type Services for people with disabilities What section of the Plan was
addressed by Consultation?
Needs Assessment
Market Analysis
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://svilc.org/
42 Agency/Group/Organization Silicon Valley Economic Development Alliance Agency/Group/Organization Type Business development and advocacy What section of the Plan was
addressed by Consultation?
Economic development: business and workforce needs
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
One-on-one interviews
Website https://www.siliconvalleyonline.org
43 Agency/Group/Organization SOMOS Mayfair
Agency/Group/Organization Type Community Advocacy / Families What section of the Plan was
addressed by Consultation?
Needs Assessment
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://www.somosmayfair.org/
44 Agency/Group/Organization Sourcewise
Agency/Group/Organization Type Services for older adults and people with disabilities What section of the Plan was
addressed by Consultation?
Needs Assessment
Market Analysis

City of Gilroy
2025-2030 Consolidated Plan │ 29
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://mysourcewise.com/
45 Agency/Group/Organization South County Compassion Center Agency/Group/Organization Type Unhoused services
What section of the Plan was
addressed by Consultation?
Needs Assessment
Market Analysis
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://www.thecompassioncenter.org/
46 Agency/Group/Organization The LGBTQ Youth Space
Agency/Group/Organization Type Community advocacy organization What section of the Plan was
addressed by Consultation?
Needs Assessment
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://youthspace.org/
47 Agency/Group/Organization United Way Bay Area
Agency/Group/Organization Type Supportive services
What section of the Plan was
addressed by Consultation?
Needs Assessment
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://uwba.org/
48 Agency/Group/Organization Upwards
Agency/Group/Organization Type Child care services
What section of the Plan was
addressed by Consultation?
Needs Assessment

City of Gilroy
2025-2030 Consolidated Plan │ 30
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://upwards.com/
49 Agency/Group/Organization Vista Center for Blind and Visually Impaired Agency/Group/Organization Type Services for people with disabilities What section of the Plan was
addressed by Consultation?
Needs Assessment
Market Analysis
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://vistacenter.org/
50 Agency/Group/Organization YWCA Golden Gate Silicon Valley Agency/Group/Organization Type Supportive services for domestic violence survivors What section of the Plan was
addressed by Consultation?
Needs Assessment
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
Stakeholder focus group
Website https://yourywca.org/
51 Agency/Group/Organization work2future
Agency/Group/Organization Type Workforce development, training, re-skilling What section of the Plan was
addressed by Consultation?
Economic development: business and workforce needs
How was the
Agency/Group/Organization
consulted and what are the
anticipated outcomes of the
consultation or areas for improved
coordination?
One-on-one interviews
Website https://www.work2future.org
Table 2 – Agencies, groups, organizations who participated Identify any Agency Types not consulted and provide a rationale for not consulting.

No agency types were intentionally excluded from the consultation process; over 400 organizations were invited to participate in the Consolidated Plan process through stakeholder and resident surveys, workshops, and stakeholder focus groups.

Other local/regional/state/federal planning efforts considered when preparing the Plan.

City of Gilroy
2025-2030 Consolidated Plan │ 31
Name of Plan Lead Organization How do the goals of your Strategic Plan overlap with the goals of each plan?
Continuum of Care,
Community Plan to End
Homelessness in Santa Clara
County 2020-2025
Continuum of Care
Council
Identifies housing inventory count to facilitate the
provision of housing services to those
experiencing homelessness.
2022 HIV Epidemiology Report
County of Santa Clara
Santa Clara County
Department of Public
Health
Identifies high-risk populations and plans for
reducing HIV diagnoses with increased testing
and access to PrEP.

Regional Housing Need Plan for the
San Francisco Bay Area
Association of Bay
Area Governments
Plans for the number of housing units necessary
to accommodate the existing and forecasted
population.

City of Gilroy General Plan 2040 City of Gilroy The General Plan 2040 outlines the City’s goals associated with economic prosperity, land use,
parks and recreation, mobility, the environment
and public facilities.

City of Gilroy Housing Element
2023-2031
Determines physical conditions of housing that
affect habitability. Identifies the number of
affordable units that need to be allocated to
households with different income level.

Santa Clara County Multijurisdictional Hazard Mitigation Plan County of Santa Clara
and jurisdictions
Assesses current capabilities and identifies
action items that will expand and improve
existing authorities, plans, policies, and
resources for mitigation
SCCHA Moving to Work Annual Plan Santa Clara County
Housing Authority
Addresses housing authority updates and
strategies pertaining to public housing and
vouchers.

Table 3 – Other local / regional / federal planning efforts Describe cooperation and coordination with other public entities, including the State and any adjacent units of general local government, in the implementation of the Consolidated Plan (91.215(l))
The Consolidated Plan was developed with close coordination with jurisdictional partners in Santa Clara County. The Santa Clara County Office of Supportive Housing (OSH) initiated the collaborative effort by bringing together all entitlement jurisdictions in spring 2024. The jurisdictions issued a joint RFP to hire a consultant team to complete the plans. The entitlement grantee jurisdictions involved in the collaborative effort included: Cupertino, Gilroy, Milpitas, Mountain View, Palo Alto, City of Santa Clara, and Sunnyvale, as well as the urban county consortium cities.

Collaboration on stakeholder engagement and resident participation to inform the plan began with a meeting to discuss a proposed engagement plan. The jurisdictions provided lists of priority stakeholders and organizations for engagement to avoid duplication in outreach efforts. Collaborative engagement consisted of two regional open houses (one in Gilroy), held in the evening and virtually to enable both residents and stakeholders to attend; three stakeholder consultation workshops held on varying days and times in December; and a joint community survey, which was promoted widely by the jurisdictions.

The jurisdictions also prepared a joint regional housing market assessment, with jurisdiction-level market data, to enable jurisdictions to compare housing needs and provide uniform market data in the plans.

The Association of Bay Area Governments (ABAG) was invited to participate in a meeting to discuss housing and community development needs. ABAG shared relevant reports for incorporation into the Consolidated Plans.

City of Gilroy
2025-2030 Consolidated Plan │ 32
In addition, the City attends the Santa Clara County monthly informational sharing meeting on the CDBG program implementation, which discusses best practices, new developments, and local and federal legislative changes. A HUD representative is also usually in attendance and provides brief federal grants management technical information.

City of Gilroy
2025-2030 Consolidated Plan │ 33
PR-15 Citizen Participation – 91.105, 91.115, 91.200(c) and 91.300(c) Summary of citizen participation process/Efforts made to broaden citizen participation.

Summarize citizen participation process and how it impacted goal setting.

As previously indicated, the City of Gilroy coordinated closely with Santa Clara County and other entitlement jurisdictions in stakeholder consultation and resident engagement to leverage opportunities and minimize duplication.

Engagement that was done in coordination with the County and was targeted at residents included:
• Open house for Gilroy residents on November 4, 2025, from 4;00-7:00 PM with approximately 30 residents in attendance. Activities were provided to gather input on housing and community development needs in English and Spanish.
• Individual Gilroy specific stakeholder interviews (who are also Gilroy residents) with staff from Rebekah Children’s Services, Compassion Center and City of Gilroy Senior Center. • A Consolidated Plan website—www.letstalkhousingscc.org—with information about the planning process including a short video and presentation; a link to the resident survey and activities to prioritize housing and community development needs; and community resources. The website contains a translation feature for easy conversion into multiple languages. • A paper and online community survey, available between October and December 2024, and promoted through supportive service and public agencies that work with low- and moderate- income residents, city social media, and the Consolidated Plan website. A summary of survey findings appears below; detailed survey findings are appended to this plan. • Two virtual regional workshops open to all residents living in Santa Clara County and stakeholders serving residents in the county. The workshops included a brief overview of the planning process, simple activities to express priority needs, and in-depth discussions about needs in breakout rooms.

Interpretation was available in Spanish, Vietnamese and Mandarin. • A 30-day public comment period on the Consolidated Plan and Annual Action Plan was held from April 11 through May 11, 2025, and published in the local Gilroy Dispatch Newspaper. The City Council held a public meeting on May 5, 2025, in the Gilroy City Council Chambers to receive direction from the City Council on PY 2025-26 funding allocations and receive public comments on the draft 2025-2030 Consolidated Plan and draft PY 2025-26 Annual Action Plan. The City Council held a public hearing on June 2, 2025, to receive public comments, consider approval of the Consolidated Plan, Annual Action Plan, and funding allocations. • Public comment on the 2025-2030 Consolidated Plan was open from April 11, 2025, through May 11, 2025. A link to the Consolidated Plan draft document was provided on the Letstalkhousingscc.org website and on the City of Gilroy webpage https://www.cityofgilroy.org/cdbg.
• In addition to the above engagement, City of Gilroy staff held a public hearing on January 29, 2025 for interested applicants to discuss the funding available, the application process, and answer questions. Attendees asked about grant amounts; HUD limits on the amount of CDBG that could be allocated to public services; whom the funds are targeted to serve; application requirements; eligible activities; and how applicants would be notified about awards. One commenter expressed

City of Gilroy
2025-2030 Consolidated Plan │ 34
concern about the high costs of reporting for meeting CDBG requirements, which can make up 30% of the total grant and is disproportionate to the amount awarded for services.

A complete survey analysis and overview of resident engagement is provided in the appendix of this plan.

Below are resident respondent demographics and key findings specific to Gilroy:
• 563 respondents, 44 of which are also stakeholders
• 46% Hispanic/Latina/Latino, 18% Non-Hispanic/Latina/Latino White, 8% other race/ethnicities • 46% homeowners, 36% renters, 13% precariously housed
• 29% have incomes less than $49.9K, 17% have incomes between $50-75K • Survey respondents were asked to identify priority housing, community development, and economic development outcomes with the following results for the City of Gilroy: For housing outcomes, more affordable homeownership was selected most frequently (45%), followed by more affordable rental housing (45%), better distribution of affordable housing (44%), supportive housing for unhoused (34%), seniors/persons with disabilities are able to live independently (33%), and increased shelter capacity (33%);
• The top community development outcomes selected by Gilroy respondents were a new or improved community center (42%), followed by sidewalk and streetlight improvements (40%), more recreational opportunities for youth/special populations (40%), additional and/or higher quality childcare centers (37%), improvements to parks and recreation centers (35%), and improved access to fresh food (35%)
• Of the five economic development outcomes provided, job training programs were the most desired economic development outcome (46%), followed by more opportunities for small or start-up businesses (40%), a center for seasonal and day laborers (39%), improved transportation to areas with job opportunities (35%), and lastly, revitalization of neighborhood businesses or commercial areas (34%).

City of Gilroy
2025-2030 Consolidated Plan │ 35
Mode of
Outreach
Target of Outreach Summary of response /
attendance
Summary of comments received
Summary of
comments
not accepted
and reasons
URL
(if applicable)
Consolidated
Plan website
Countywide Website provided
information on the
Consolidated Plan process
and ways for community
residents and stakeholders
to be engaged through
taking the survey and
participating in events.

N/A N/A, all comments
accepted.

Letstalkhousingscc.or
g
Community
Survey open
from October to
December 2024
(online and
printed version)
Countywide residents
and stakeholders
1659 total responses
countywide, including
279 stakeholders. 166
responses for Mountain
View, including 13
stakeholders. Of those
respondents, 563 were
Gilroy residents
Provided in the community engagement
summary in the appendix and
referenced in relevant sections
throughout the report.

N/A, all comments
accepted.

Surveymonkey.com/r/
Santa Clara Community
Community
meeting at
Gilroy Public
Library on
November 4,
2024
Gilroy residents Approximately 30 Gilroy
residents participated
Provided in the community engagement
summary in the appendix and
referenced in relevant sections
throughout the report.

N/A, all comments
accepted.

City of Gilroy
2025-2030 Consolidated Plan │ 36
Mode of
Outreach
Target of Outreach Summary of response /
attendance
Summary of comments received
Summary of
comments not
accepted and
reasons
URL
(if applicable)
2 Virtual
Community
Workshops on
November 14
and November
20, 2024
Countywide
residents
55 total participants
between the 2 sessions
provided
Provided in the community
engagement summary in the
appendix and referenced in relevant
sections throughout the report.

N/A, all comments
accepted.
3 Virtual
Stakeholder
Workshops /
Focus Groups
on December
5, December
11 and
December 17,
2024
Countywide
stakeholders
(who are also
residents)
representing a
diversity of
organizations
involved in
housing, social
services and
community
development
72 total stakeholder
participants across the 3
sessions provided.

Provided in the community
engagement summary in the
appendix and referenced in relevant
sections throughout the report.

N/A, all comments
accepted.

Local
Advertisement
(Print and
Electronic
Media)
Non-targeted /
broad community.

English and Spanish
notices of public meeting,
30-day comment period,
hearing and survey
availability were posted
in the Gilroy Dispatch.

See PR-15 All comments were
accepted.

Social Media Broad Santa
Clara County
community
with computer
access
Announcements posted
to Website, Facebook,
Twitter, Nextdoor
accounts of entitlement
jurisdictions and
community partners.

See PR-15 All comments were
accepted.

City of Gilroy
2025-2030 Consolidated Plan │ 37
Table 4: Citizen Participation Outreach
Mode of
Outreach
Target of
Outreach
Summary of response /
attendance
Summary of comments received
Summary of
comments not
accepted and
reasons
URL
(if applicable)
Public
Meeting(s)
Non-targeted/broad
community
On May 5, 2025, a City
Council public meeting
was held to review the
draft Consolidated Plan,
receive public
comments, and provide
direction on the funding
allocations.

On May 19, 2025, a City
Council public meeting
was held. During the
public comment period
for items not on the
agenda, three public
comments were received
on the funding
allocations.

Commenters emphasized the need
for affordable housing given the high
share of Gilroy residents who are cost
burdened. Commenters also
expressed concern about rising rents
leading to homelessness.

Commenters believe an investment in
affordable housing is an investment in
the City’s economic future.

Commenters representing grant
applicant Rebuilding Together Silicon
Valley urged the Council to
reconsider the funding allocation at
the upcoming June 2 public hearing
otherwise the program will end July 1.

All public comments
are accepted.

Not applicable
Public
Hearing(s)
Non-targeted/broad
community
On June 2, 2025, a City
Council public hearing
will be held to consider
adoption of the Final
Consolidated Plan.

TBD All public comments
are accepted.

Not applicable

City of Gilroy
2025-2030 Consolidated Plan │ 38

NEEDS ASSESSMENT
NA-05 Overview
Housing Needs Assessment
The most critical housing needs in Gilroy and the populations most affected, based on the analysis of HUDprovided Comprehensive Housing Affordability Strategy (CHAS) and associated data, include:
• Moderate and severe cost burden are the most significant issues for both renter and homeowner households in Gilroy;
• 875 renters, or 46% of extremely low-income renters, pay more than 50% of their gross household income in housing costs and, as such, face a severe cost burden; • 465 homeowners, or 53% of extremely low-income homeowners, pay more than 50% of their gross household income in housing costs and, as such, face a severe cost burden; • 385 renters, or 35% of renters with incomes between 51% and 80% of the area median income, pay 30% of their gross incomes in housing costs and are cost burdened. • 1,155 renters, regardless of income, are severely cost burdened, and 1,240 are cost burdened. • Large family households are more likely to be lower income than small family households (65% of large family households are low income compared to 54% of small family households), In the city of Gilroy, large households comprise 23% of total households in the city (16,916 large households) with an average of 3.89 people per household. Large households tend to have lower incomes and face affordability challenges (especially low-income families with children) and often live in overcrowded conditions or overpay for their housing to avoid displacement/housing instability.

The table below shows the current and five-year projected needs by household income and household type, based on CHAS 2016-2020 data.

Supplemental Figure 1: Future Housing Needs.

Future
Total HH
# HH With
Hsg Need
% with
Need
Hsg Need
in 5 Yr
All Low Income Households (<80% AMI) 7,785 5,309 68% 5,683 By Income
Extremely low income households (<30% AMI) 2,785 2,260 81% 2,419 Very low income households (30-50% AMI) 2,415 1,669 69% 1,786 Low income households (50-80% AMI) 2,585 1,380 53% 1,477 By Tenure
Low Income Renters (<80% AMI) 4,295 3,075 72% 3,291
Low Income Owners (<80% AMI) 3,489 2,129 61% 2,279
By HH Type
Low Income Small Related HH 3,125 0 0% -
Single householders 2,368 213 9% 228
With disability 3,675 1,405 38% 1,504
Low Income Large Related HH 1,535 0 0% -
Elderly Low Income HH 2,959 0 0% -
Current
Household Type

City of Gilroy
2025-2030 Consolidated Plan │ 39
Definitions of family types that will be analyzed in the sections below are as follows:

Elderly household – a household where at least one person is at least 62 years of age.

Person with a disability – A person who is determined to: (1) have a physical, mental, or emotional impairment that: (i) is expected to be of long-continued and indefinite duration; (ii) substantially impedes his or her ability to live independently; and (iii) is of such a nature that the ability could be improved by more suitable housing conditions; or (2) have a developmental disability defined in section 102(7) of the Developmental Disabilities Assistance and Bill of Rights Act (42 U.S.C 6001-6007); (3) be a surviving member or members of any family that had been living in an assisted unit with the deceased member of the family who had a disability at the time of his or her death.4
Families with children – a household with at least one minor child under the age of 18.

Households at imminent risk of homelessness – (1) An individual or family who: (i) has an annual income below 30 percent of median family income for the area, as determined by HUD; (ii) does not have sufficient resources or support networks, e.g., family, friends, faith-based or other social networks, immediately available to prevent them from moving to an emergency shelter or another place; and (iii) meets one of the following conditions: (A) has moved because of economic reasons two or more times during the 60 days immediately preceding the application for homelessness prevention assistance; (B) is

City of Gilroy
2025-2030 Consolidated Plan │ 40
living in the home of another because of economic hardship; (C) has been notified in writing that their right to occupy their current housing or living situation will be terminated within 21 days after the date of application for assistance; (D) lives in a hotel or motel and the cost of the hotel or motel stay is not paid by charitable organizations or by federal, State, or local government programs for low-income individuals; (E) lives in a single-room occupancy or efficiency apartment unit in which there reside more than two persons or lives in a larger housing unit in which there reside more than 1.5 people per room, as defined by the U.S.

Census Bureau; (F) is exiting a publicly funded institution, or system of care (such as a health- care facility, a mental health facility, foster care or other youth facility, or correction program or institution); or (G) otherwise lives in housing that has characteristics associated with instability and an increased risk of homelessness, as identified in the recipient's approved consolidated plan.5 Disproportionately Greater Need – disproportionate housing needs is defined as “significant disparities in the proportion of members of a protected class experiencing a category of housing need when compared to the proportion of members of any other relevant groups or the total population experiencing that category of housing need in the applicable geographic area” (24 CFR Section 5.152). Specifically, a disproportionately greater need exists when the members of a racial/ethnic group at a given income level experience housing problems at a greater rate (10 percentage points or more) than the jurisdiction as a whole at that income level. This Needs Assessment compares racial/ethnic groups in the city and the jurisdiction as a whole in the areas of housing problems, severe housing problems, cost burden, and severe cost burden. A narrower comparison of housing problems and severe housing problems by income level is compared to those income levels of the jurisdiction as a whole.

City of Gilroy
2025-2030 Consolidated Plan │ 41
NA-10 Housing Needs Assessment - 24 CFR 91.205 (a,b,c)
Housing Condition: Definitions and Needs
This section provides an overview of the housing needs present in the city of Gilroy, including the degree and distribution of “housing problems” within multiple income brackets.

HUD defines housing problems as units or households with one or more of the following characteristics:
• Housing lacking complete kitchen facilities;
• Housing lacking complete plumbing facilities;
• Overcrowded housing, meaning 1-1.5 persons per room (not only bedrooms); or • Cost-burdened households—paying more than 30% of income toward housing costs, including utilities.

HUD defines severe housing problems as:
• Severely overcrowded housing with more than 1.5 people per room • Severely cost-burdened households—paying more than 50% of income toward housing costs, including utilities.

The City’s definition of substandard housing is any single-family, duplex or multi–family structure or portion thereof that is determined to be an unsafe building in accordance with the California Residential Code & the California Health and Safety Code Section 17920.3, or any portion thereof, including any dwelling unit, guest room or suite of rooms, or the premises on which the same is located, in which there exists any of the conditions listed that endangers the life, limb, health, property, or welfare of the public or the occupants there of, is deemed to be and declared to be substandard.

Inadequate Sanitation
Structural Hazards
Nuisance
Hazardous Electrical Wiring
Hazardous Plumbing
Hazardous Mechanical Equipment
Faulty Weather Protection
Fire Hazard
Faulty Materials of Construction
Hazardous or Unsanitary Premises
Inadequate Exits
Inadequate Fire Protection or Firefighting Equipment
Improper Occupancy
Population, Household, and Income Growth
Between 2010 and 2023, according to ACS data, Gilroy’s population increased by 20% or nearly 10,000 people for an annual growth rate of 1.41%. Household growth was roughly the same, indicating little change to household size. Median income rose by 84%--from $71,340 in 2010 to $131,554 in 2023. The strong growth in income compared to modest growth in households indicates the displacement of lower-income households by higher-income households, as well as income growth for existing households.

City of Gilroy
2025-2030 Consolidated Plan │ 42
Table 5 – Housing Needs Assessment Demographics
Data Source: 2010 Census (Base Year), 2023 5-year ACS (Most Recent Year) Number of Households Table by Income Range
The table below shows households by income category and household characteristics. Numerically, the largest number of low-income households are extremely low-income and those with the oldest adults, with incomes lower than 30% of the area median income (or incomes lower than $55,300 per year for a family of 4 in 2024) and with a household member over 75. Thirty-three percent of these households are extremely low-income.

Extremely low-income households represent 18% of all households in Gilroy. Very low-income households, those with incomes between 31% and 50% of the area median income, represent 15% of all households, while low-income households, 50% to 80% of the area median income, represent 16%.

Large family households are more likely to be lower income than small family households (65% of large family households are low-income compared to 54% of small family households), although there are significantly fewer large family households than small family households.

By age, households with the oldest adults (75 years and older) are much more likely to be extremely lowincome (33% have incomes below 30% of the area median income) than households with adults between 62 and 74 in age and those with young children (18% and 15% are extremely low-income respectively).

Table 6 – Total Households Table
Data Source: 2016-2020 CHAS
Housing Needs Summary Tables
The table below displays the number of households with housing needs defined by HUD. Based on the data in the table, the greatest needs are the severe cost burden for extremely low-income households, both renters and homeowners, and cost burden for low-income households. Specifically:
• 875 renters, or 46% of extremely low-income renters, pay more than 50% of their gross household income in housing costs and, as such, face a severe cost burden; • 465 homeowners, or 53% of extremely low-income homeowners, pay more than 50% of their gross Demographics Base Year: 2010 Most Recent Year: 2023 % Change Population 48,821 58,561 20%
Households 14,175 16,916 19.3%
Median Income $71,340 $131,554 84.4%
0-30%
HAMFI
>30-50%
HAMFI
>50-80%
HAMFI
>80-100%
HAMFI
>100%
HAMFI
Total Households 2,785 2,415 2,585 2,060 5,835
Small Family Households 990 1,040 1,095 890 3,395
Large Family Households 395 470 670 574 1,160
Household contains at least one
person 62-74 years of age
665 490 579 485 1,475
Household contains at least one
person aged 75 or older
525 345 355 94 295
Households with one or more children
6 years old or younger
465 584 455 493 1,080

City of Gilroy
2025-2030 Consolidated Plan │ 43
household income in housing costs and, as such, face a severe cost burden; • 385 renters, or 35% of renters with incomes between 51% and 80% of the area median income, pay 30% of their gross incomes in housing costs and are cost burdened. • 1,155 renters, regardless of income, are severely cost burdened, and 1,240 are cost burdened.

Housing Problems 1 (Households with one of the listed needs) Table 7 – Housing Problems Table
Data Source: 2016-2020 CHAS
Renter Homeowner
0-30%
AMI
>30-
50%
AMI
>50-
80%
AMI
>80-
100%
AMI
Total
0-
30%
AMI
>30-
50%
AMI
>50-
80%
AMI
>80-
100%
AMI
Total

NUMBER OF HOUSEHOLDS
Substandard
Housing -
Lacking
complete
plumbing or
kitchen
facilities
0 30 0 0 30 0 0 0 0 0
Severely
Overcrowded -
With >1.51
people per
room (and
complete
kitchen and
plumbing)
140 120 155 4 319 25 20 25 0 70
Overcrowded -
With 1.01-1.5
people per room
(and none of the
above problems)
115 110 195 4 424 40 20 100 14 174
Housing cost
burden greater
than 50% of
income (and
none of the
above problems)
875 285 80 0 1,240 465 420 175 25 1,085
Housing cost
burden greater
than 30% of
income (and
none of the
above problems)
315 370 385 85 1,155 180 294 365 555 1,394
Zero/negative
Income (and
none of the
above problems)
105 0 0 0 105 0 0 0 0 0

City of Gilroy
2025-2030 Consolidated Plan │ 44
Housing Problems 2 (Households with one or more Severe Housing Problems: Lacks kitchen or complete plumbing, severe overcrowding, severe cost burden)
Table 8 – Housing Problems 2
Data Source: 2016-2020 CHAS
Cost Burden >50%
The table below isolates the severe cost burden housing problem and shows the number of households facing burden by household type. A severe cost burden occurs when household housing costs are more than 50% of the income.

Overall, 1,240 renters and 1,085 homeowners in Gilroy face a severe cost burden. Most severely costburdened renters have incomes between 30% and 50% of the area median income—possibly due to these households living in market-rate rentals for which they can qualify but not fully afford. homeowners, by contrast, who are severely cost-burdened are most likely to be extremely low-income elderly households, who are struggling to afford property taxes, insurance, and the costs of maintaining their homes.

By household type, elderly renters and homeowner households represent most households who are extremely low-income and severely cost-burdened.

Table 9 – Cost Burden >50%
Data Source: 2016-2020 CHAS
Renter Home owner
0-
30%
AMI
>30-
50%
AMI
>50-
80%
AMI
>80-
100%
AMI
Total
0-
30%
AMI
>30-
50%
AMI
>50-
80%
AMI
>80-
100%
AMI
Total

NUMBER OF HOUSEHOLDS
Having 1 or more of
four housing
problems
1,125 545 335 15 2,020 530 460 305 39 1,334
Having none of four
housing problems
780 745 765 420 2,710 350 664 1,180 1,585 3,779
Household has
negative income, but
none of the other
housing problems
0 0 0 0 0 0 0 0 0 0
Renter Homeowner
0-30%
AMI
>30-
50%
AMI
>50-
80%
AMI
Total 0-30%
AMI
>30-
50%
AMI
>50-
80%
AMI
Total

NUMBER OF HOUSEHOLDS
Small Related 0 0 165 165 160 165 0 325
Large Related 0 0 30 30 40 110 0 150
Elderly 295 60 0 355 250 115 89 454
Other 0 260 30 290 55 0 0 55
Total need by
income
295 320 225 840 505 390 89 984

City of Gilroy
2025-2030 Consolidated Plan │ 45
Describe the number and type of single-person households in need of housing assistance.

Single-person households comprise 14% of total households in the City of Gilroy (2,375 single-person households), according to 2023 American Community Survey (ACS) 5-year estimates. Residents living alone in the city may face greater challenges affording their housing and other living costs, especially given that these households tend to have lower median household incomes.

Single-person households also have a need for prevention services that respond to immediate needs, as demonstrated by the large share of single adult households served by the Emergency Assistance Network Homelessness Prevention Services (EAN HP) program. According to the County’s OSH, between December 2022 and November 2023, half (50%) of households who received EAN HP were single adult households.

Independent living challenges are also a concern for these households, specifically for elderly people and persons with disabilities. These households need access to housing assistance to supplement their incomes.

Many of these residents have fixed incomes and are vulnerable to displacement and housing instability as housing prices and living costs increase. Individuals who live alone and hold low-paying jobs are also at an increased risk of homelessness, which was confirmed by 2024 VI-SPDT data for Gilroy indicating that 78% of 634 assessments were single adults.

Single-person households comprise the largest share of households enrolled in Santa Clara County’s Rapid Rehousing (RRH) program between September 2023 and August 2024. Approximately 58%, or 1,026, single adult households were receiving RRH assistance. Single-person households receiving RRH are also very likely to report a disability.

Estimate the number and type of families in need of housing assistance who are disabled or victims of domestic violence, dating violence, and/or sexual assault and stalking.

People with disabilities. In 2023, there were a total of 5,453 residents with a disability living in the city of Gilroy (9% of the total resident population). Persons with disabilities and their families are at an increased risk of homelessness and need greater access to housing assistance to avoid housing instability. This is evidenced by the large number of individuals self-reporting chronic health conditions when enrolling in rapid re-housing (RRH) programs. (Almost half of single adult households reported chronic health conditions during the 2023 to 2024 reporting period.) These data demonstrate the need to provide these households with access to RRH programs, including rental housing subsidies, case management, and connections to supportive services.

Living with disabilities can pose additional hardship for Housing Choice Voucher (HCV) holders, especially for affordable housing options. This population may live on a fixed income and need a housing unit that is ADAaccessible and/or offers enough space for medical equipment and possibly a live-in aide. Additionally, a disabled household needs housing near transportation, grocery stores, mainstream services, and supportive services. When the many needs of a disabled household are taken into consideration, household choice is often extremely limited due to a limited housing stock in the area, and families must take any available housing unit regardless of whether it is near their support system or meets their specific needs.

During the community engagement to inform the Consolidated Plan, several stakeholders identified South County (specifically Gilroy) as lacking the services needed to support persons with disabilities adequately.

Participants identified a need to increase the availability of legal services, rent assistance (especially emergency rental assistance), and home repair programs to support these households' housing stability and financial security.

Survivors of domestic violence. Domestic violence, trafficking, and unsafe housing conditions place households at significant risk of housing instability, financial insecurity, and homelessness. According to the findings from the 2023 Point-in-Time (PIT) survey, for example, 8% self-reported that the reason they became homeless was because they were fleeing domestic violence, while 6% self-reported that they were currently

City of Gilroy
2025-2030 Consolidated Plan │ 46
being abused while experiencing homelessness in the County of Santa Clara.

While these households need access to housing assistance and programs to avoid homelessness and longterm housing instability, stakeholders who participated in workshops explained that the programs that serve survivors of domestic violence are “tapped out.” When asked to identify geographic disparities in access to housing and services, providers identified South County as having the greatest need to increase the local supply of housing for survivors of domestic violence.

Stakeholders also reported an acute need for permanent and transitional housing to serve residents in Gilroy fleeing domestic violence. One housing provider noted that a transitional housing facility had to convert to permanent housing for residents fleeing violence because “there was no permanent housing for them to go.” The CoC partners with local victim service providers to offer training for all staff who work with homeless clients.

Staff are trained in a trauma-informed, victim-centered approach, which is the current best practice. They also discuss safety and planning protocols for serving survivors of domestic violence, dating violence, human trafficking, sexual assault, and stalking, as well as the Violence Against Women Act requirements.

The City operates an Inclement Cold Weather Emergency Shelter at the Gilroy Senior Center, during County weather activations, if necessary, the County in collaboration with HomeFirst operates a 24-hour, 100-bed, year-round shelter in Gilroy, the County in collaboration with St. Joseph’s Family center operates the Ochoa Cold Weather Shelter Program from December through March which contains 100 units.

Community Solutions offers a supportive housing program to survivors of domestic violence and their families.

This program provides rental assistance to survivors in the city, to obtain and maintain permanent, safe, decent housing. The program also offers supportive services, which include housing search assistance, counseling, life skills, jobs skills and education, legal assistance, and connection to mainstream services. Community Solutions offers many other services to survivors of domestic violence, intimate partner abuse, sexual assault, commercially sexually exploited children, and human trafficking (both sexual and labor). Services for these populations include a 24-hour crisis line, case management, counseling, legal advocacy, accompaniment to medical, legal, and/or court appointments, advocacy on behalf of clients with outside agencies, referral and linkage to additional services and resources, community prevention and training, safety planning, and goal setting. La Isla Pacifica Shelter for Victims of Domestic Violence and their Children, a bed emergency shelter in a confidential location, is managed by Community Solutions. The domestic violence shelter provides a confidential, safe, clean, and sober living environment for survivors and their minor children, and provides culturally competent, strength-based services for wellness and recovery. The shelter can receive referrals from victims themselves (self-referral) and from law enforcement, social services, and other service providers.

In addition to housing and services programs for victims and survivors in the city, Community Solutions offers two education and prevention programs for teens and young adults to help the community learn about healthy relationships.

What are the most common housing problems?
Of all low- to moderate-income households in Gilroy, 69% of renters and 53% of homeowners experience at least one housing problem, and 43% of renters and 26% of homeowners report having at least one severe housing problem. Severe cost burden is the most common housing problem for renters across all income groups, and the cost burden (more than 30% of income on housing costs) is the most common problem for homeowner households across income groups. In the 50-80% AMI category,18% of renters experience crowding and 35% experience moderate cost burden. As previously referenced, renters in this category could have incomes too high for subsidy but too low to afford market rents without doubling up or becoming costburdened.

City of Gilroy
2025-2030 Consolidated Plan │ 47
Are any populations/household types more affected than others by these problems? Not surprisingly, extremely low-income renter households in Gilroy are the most likely to experience household problems with cost burden and severe cost burden being reported the most frequently. However, just over half of all low- to moderate-income households in the city also experience some cost burden. Stakeholders across virtual workshops for this Consolidated Plan identified people on fixed incomes, such as seniors on social security, many of whom live in RVs and do not have sufficient income to afford the rising cost of food, medical services and everyday necessities, as particularly vulnerable. Stakeholders also indicated concern for multiple families sharing RV space due to a lack of affordable housing appropriate for larger families. Across the region, extremely low- to moderate-wage workers struggle to live in the region.

Describe the characteristics and needs of Low-income individuals and families with children (especially extremely low-income) who are currently housed but are at imminent risk of either residing in shelters or becoming unsheltered 91.205(c)/91.305(c)). Also discuss the needs of formerly homeless families and individuals who are receiving rapid re-housing assistance and are nearing the termination of that assistance
Demographics for the County’s homeless population are only provided at the County level and do not provide insight into the at-risk populations living in the City of Gilroy. As such, it is helpful to supplement these analyses by comparing the distribution of households with extremely low incomes (below $25,000/year) in Gilroy by race and ethnicity to the distribution of the overall homeless population by race and ethnicity.

According to the 2023 5-year American Community Survey (ACS) estimates, 8% of total households in Gilroy had incomes below $25,000 per year or 1,284 households within this income range. Of these households, 48% were White, followed by 44% who were of Hispanic/Latina/Latino ethnicity—almost identical to the share of homeless persons identifying as White (47%) or Hispanic/Latina/Latino (41%) in the County of Santa Clara.

Asian households (6%) are also in line with the share of homeless persons identifying as Asian (6%) countywide in 2023.

Other households that comprise large shares of Gilroy’s households with incomes below $25,000 per year include those identifying as multiple races (19% versus 7% who were homeless); and a different racial group (11% versus 18% who were homeless).

Imminent risk of homelessness countywide. Data on households enrolled in homeless prevention programs and those who have contacted the housing helpline and are in the Community Housing Queue provide characteristics and needs of those at imminent risk of homelessness.

During 2024, 3,014 households were enrolled in the County’s homelessness prevention (HP) programs:
• 95% of households remained stably housed while receiving prevention assistance, and 94% retained their housing after 1 year.
• Residents are disproportionately likely to be Hispanic/Latina/Latino or Black residents: Sixty-five (65%) of households enrolled in HP programs identify as Hispanic/Latina/Latino and 12% identify as Black, African American, or African. Fourteen percent (14%) identify as White (Non-Hispanic/Latina/Latino), 7% identify as Asian or Asian American and 4% as American Indian or Alaska Native. • Over half (57%) are households with children, 30% are single adults, and 13% are households without children. Seventy two percent (72%) are women heads of household. • Over half (57%) of enrolled households were young to middle-aged adults (25 to 44 years of age) and 33% were age 45 to 64. Seven percent (7%) were 65 or above and only 3% were 18 to 24 years.

City of Gilroy
2025-2030 Consolidated Plan │ 48
• About one-fifth (21%) are living with a self-reported mental health disorder and 20% are reported to be survivors of domestic violence. Other self-reported vulnerabilities include chronic health condition (26%), developmental disability (6%), and substance use disorder (2%). • The average household income of the HP clients was $2,485 per month.

As of February 13, 2025, 5,455 households are currently on the Community Housing Queue waiting for permanent housing placement. Of the total 5,455, 678 (12%) are households with children. There are an additional 389 families with children on the Emergency Shelter Queue and 1,055 adults without children.

Rapid rehousing families. Of 1,689 households enrolled in the County’s Rapid Rehousing (RRH) programs during 2024:
• Residents are disproportionately likely to be Hispanic/Latina/Latino or Black residents: Half (50%) households enrolled in RRH programs identify as Hispanic/Latina/Latino and 19% identify as Black, African American, or African. Twenty-two percent (22%) identify as White (Non-Hispanic/Latina/Latino), 8% percent identify as American Indian or Alaska Native and 8% as Asian or Asian American. • Over half (57%) are single adults and 39% are families with children. Nearly half (47%) are women heads of household.
• Almost half (47%) of enrolled households were young to middle-aged adults (25 to 44) and 27% were age 45 to 64. Sixteen percent (16%) were age 18 to 24 and only 10% were age 65 or above. • Thirty percent (30%) are living with a self-reported mental health disorder. Other self-reported vulnerabilities include chronic health condition (24%), substance use disorder (14%), and developmental disability (7%).

The reported incidences of vulnerabilities are much higher among veterans, single adults, and reentry clients. • Most households are living well below the poverty level: The average household income of the RRH clients was $1,733 per month. Single adults, youth, and reentry clients who were housed had the lowest average household incomes.

For those who exited RRH or are close to exiting, their housing situations upon leaving the program include:
• Seventy-four percent (74%) of households exiting RRH programs exited to permanent housing which exceeded the County’s 73% performance goal.
• Within two years of exiting RRH to permanent housing, only 17% of veterans returned to homelessness, which was lower than the overall population at 22%. For veterans in all other programs, returns to homelessness were higher among veterans than the overall population. Twenty-nine percent (29%) who exited transitional housing entered homelessness within two years (compared to 25% overall) and 26% who exited emergency shelters re-entered homelessness (compared to 21% overall). • Within 6 months of exiting rapid rehousing to a permanent housing destination, 94% of clients remained housed. After one year, 88% of RRH clients remained housed, and after two years, 82% remained housed.

The City does not have its own RRH program; however, Gilroy residents are eligible for Santa Clara County CoC RRH programs. Gilroy residents are also eligible for transitional housing programs run by Community Solutions.

The programs are Community Solutions’ El Invierno Transitional Housing Gilroy, a program for 12 single homeless men, and Community Solutions’ Walnut Lane Home Transitional Housing, a program for eight single homeless men. Unlike RRH, transitional housing programs do not provide services for persons at imminent risk of homelessness, but only for those who meet HUD’s definition of homelessness, as discussed in NA-05. Although transitional housing facilitates the movement of homeless individuals and families to permanent housing within 24 months of entering, as RRH does, it does not offer supportive services after the rental assistance stops and does not offer the same flexibility as an RRH program, which is discussed in further detail below.

The CoC’s RRH programs offer housing-focused case management from program entry. RRH is a Housing First program to help households obtain permanent housing as quickly as possible, with “just enough” financial

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assistance to help the household become stable (based on their needs). Housing may be in an apartment, shared housing/room rental, subsidized housing, or living with friends or family members. RRH programs build a clientcentered plan that prioritizes employment, builds sustainable support systems, and encourages case management. RRH participants are eligible for continued case management, even after rental assistance is complete.

The CoC connects clients with:
• Employment Services—The gap between high rents and low wages is the primary barrier to RRH participants' housing retention. If the participant’s current income is inadequate to cover housing costs, supportive services focus on increasing income.
• The Living Wage Employment Initiative (LWEI) is a program that holds jobs fairs, engages previously homeless program participants in job training, and connects participants with living-wage employment leading to careers in high growth industries such as healthcare, technology, advanced manufacturing, building and construction.
• Affordable Housing—Some households will be unable to increase their income to pay market-rate rent, even at a cost-burdened rate. Therefore, some households need to seek out subsidized housing options. • Program providers support tenants by educating them about landlord/tenant laws to ensure lease compliance so that they can stay housed.
• Mainstream Services and Systems – complementary supportive services available to homeless families in the jurisdiction. School district, child welfare agency, justice system, and victim service providers help clients address the root causes of housing instability. Connecting clients with mainstream benefits to help cover household expenses such as food, utilities, and healthcare. • Landlord Incentive Program – dedicated funding is used to recruit and retain homeowners/landlords. • As of November 2024, the All the Way Home Veterans program has housed 3,000 veterans and maintained a “functional zero” level of homeless veterans, meaning that the number of veterans receiving housing exceeded the number of veterans falling into homelessness over the past decade.

As households near the end of the RRH program, providers work with clients on housing stability. This is done through:
• Identifying potential challenges that may arise and troubleshooting them in advance • Scheduling follow-up visits – case management may continue for six months after the completion of rental assistance
• Ensuring there is a crisis plan in place
• If a household has greater financial barriers or extraordinary housing challenges, there may be a need for additional intervention or longer-term assistance. This can be done through:
o Transfer to permanent supportive housing program
o Referral to HCV with the SCCHA
o Move to more affordable housing
If a jurisdiction provides estimates of the at-risk population(s), it should also include a description of the operational definition of the at-risk group and the methodology used to generate the estimates:

Persons at imminent risk of homelessness include: (1) An individual or family who: (i) Has an annual income below 30% of median family income for the area, as determined by HUD; (ii) Does not have sufficient resources

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or support networks, e.g., family, friends, faith-based or other social networks, immediately available to prevent them from moving to an emergency shelter or another place and (iii) Meets one of the following conditions: (A) Has moved because of economic reasons two or more times during the 60 days immediately preceding the application for homelessness prevention assistance; (B) Is living in the home of another because of economic hardship; (C) Has been notified in writing that their right to occupy their current housing or living situation will be terminated within 21 days after the date of application for assistance; (D) Lives in a hotel or motel and the cost of the hotel or motel stay is not paid by charitable organizations or by federal, state, or local government programs for low-income individuals; (E) Lives in a single-room occupancy or efficiency apartment unit in which there reside more than two persons or lives in a larger housing unit in which there reside more than 1.5 people per room, as defined by the U.S. Census Bureau; (F) Is exiting a publicly funded institution, or system of care (such as a healthcare facility, a mental health facility, foster care or other youth facility, or correction program or institution); or (G) Otherwise lives in housing that has characteristics associated with instability and an increased risk of homelessness, as identified in the recipient's approved consolidated plan.

The CoC uses research-based risk factors and the Prevention Vulnerability Index - Service Prioritization Decision Assistance Tool (VI-SPDAT) to assess a household’s eligibility for the County’s Homelessness Prevention System (HPS). The Prevention VI-SPDAT is for those at imminent risk of homelessness and scores the following factors: income and financial health, history of homelessness, eviction risk, abuse and/or trafficking, interaction with emergency services, including criminal justice, and acuity of mental and physical needs.

Eligibility for HPS is an indicator of being at risk of homelessness. Eligibility criteria include low income, selfreport of imminent risk of homelessness OR unsafe housing situation, and a Prevention VI-SPDAT score of 8 or greater.

Ongoing PIT count data show eviction, lack of employment, and low or no income as primary causes of homelessness. As discussed above, housing costs are a critical issue for households in Gilroy, with 24% of LMI renters and 27% of homeowners experiencing a cost burden, 29% of LMI renters experiencing a severe cost burden, and 21% of homeowners experiencing a severe cost burden.

Specify particular housing characteristics that have been linked with instability and an increased risk of homelessness
Contributing factors were identified by the 2,067 households enrolled in the County’s Homelessness Prevention (HPS) program between December 2022 and November 2023. When asked why they were seeking assistance, households cited reasons including income loss (37%), income reduction (15%), change in family composition (13%), medical emergency (12%), and unexpected major expense (5%). Of the 833 households enrolled in the Emergency Assistance Network-Homelessness Prevention (EAN-HP) program, the top reasons for seeking assistance included: income loss (30%), income reduction (15%), medical emergency (13%), moving from temporary arrangement to permanent housing (12%), and unexpected major expense (8%).

Additionally, the CoC cite research (and PIT surveys) showing bad credit, chronic health conditions, mental illness, criminal justice involvement, and low or no income as contributing factors. For example, according to the findings from the 2023 PIT survey, individuals self-identified the factors that contributed to them becoming homeless which included: job loss (24%), alcohol or drug use (11%), divorce/separation/break up (9%), eviction (8%), fleeing domestic violence (8%), and/or other reason (8%). When asked what is preventing them from getting permanent and stable housing, survey participants identified factors including: cannot afford rent, no job/not enough income, no money for moving costs, bad credit, no housing available, and/or criminal record.

In the City of Gilroy, the primary housing characteristics that have been linked with instability and an increased risk of homelessness are severe cost burden, low incomes/low wage jobs (or a lack of childcare that prevent families from working), and the limited supply of affordable housing and interim housing options to prevent individuals and families from entering homelessness. These characteristics were identified during the stakeholder workshops conducted to inform the City’s Consolidated Plan and by members of the Lived Experience Advisory Board (LEAB), in which City staff heard that South County (particularly Gilroy) had the most significant unaddressed housing and service needs in Santa Clara County. Without an adequate support system to help residents and families experiencing housing/financial instability, participants expressed their concern that

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Gilroy’s homeless epidemic will only increase.

Findings from the engagement conducted for the City’s Housing Element also provide insight into the housing characteristics linked with instability and an increased risk of homelessness in Gilroy. These characteristics for youth and young adults include difficulty paying rent, mortgage, or down payment; overcrowding; and lack of suitable housing types. For seniors in Gilroy, the top housing characteristics linked with instability were difficulty paying rent, mortgage, or down payment, lack of suitable housing types, and insufficient housing supply.

Discussion
Overall, the City needs to explore ways to bolster affordable childcare availability, continue investing in job training programs, and coordinate with nonprofit service providers on homelessness prevention in the city.

Additional affordable housing targeted to extremely low-income households, permanent supportive housing for persons experiencing homelessness, and programs to prevent homelessness and quickly rehouse those that are recently experiencing homelessness are particularly critical.

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NA-15 Disproportionately Greater Need: Housing Problems – 91.205 (b)(2) According to HUD, a disproportionate need exists when any group has a housing need that is 10 percentage points or more than the jurisdiction or the household category as a whole. This section assesses the needs of racial and ethnic groups with disproportionately high needs. The four housing problems are: 1. Lack of complete kitchen facilities, 2. Lack of complete plumbing facilities, 3. More than one person per room, and 4.

Cost burden greater than 30%.

The tables below show housing needs for households by area median income range and by race and ethnicity. The data indicates that:

1. For 0-30% AMI households, needs are significant across racial and ethnic groups: 90% of Asian households, 86% of Black and Hispanic/Latina/Latino households, and 84% of White households have housing needs. No disproportionate need by race/ethnicity exists in this high need income category.

2. For 31-50% AMI households, disproportionate needs emerge by race and ethnicity for Black and Hispanic/Latina/Latino households at 85% and 82% compared to 70% of White households;

3. For 51-80% AMI households, disproportionate needs continue to be present for Black households (71%) but also appear for Asian households (69%) compared to 54% of White households;

4. For moderate income, 81-100% AMI households, needs continue to be disproportionately higher for Black households (83%) and Asian households (51%). Hispanic/Latina/Latino households in this income range also have disproportionate needs at 53% compared to 41% of White households.

Table 10 – Disproportionately Greater Need 0 - 30% AMI
Data Source: 2016-2020 CHAS
Housing Problems
Has one or more of
four housing
problems
Has none of the
four housing
problems
Household has
no/negative
income, but none of
the other housing
problems
Jurisdiction as a whole 2,145 640 0
White 750 195 0
Black / African American 20 0 0
Asian 140 85 0
American Indian, Alaska Native 15 0 0
Pacific Islander 0 0 0
Hispanic/Latina/Latino 1,175 360 0

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Housing Problems
Has one or more of
four housing
problems
Has none of the four
housing problems
Household has
no/negative income,
but none of the other
housing problems
Jurisdiction as a whole 1,670 745 0
White 349 200 0
Black / African American 25 0 0
Asian 105 30 0
American Indian, Alaska Native 0 0 0
Pacific Islander 0 0 0
Hispanic/Latina/Latino 1,190 520 0
Table 11 – Disproportionately Greater Need >30 - 50% AMI Data Source: 2016-2020 CHAS
Table 12 – Disproportionately Greater Need >50 - 80% AMI Data Source: 2016-2020 CHAS
Table 13 – Disproportionately Greater Need >80 - 100% AMI Data Source: 2016-2020 CHAS
Housing Problems
Has one or more of
four housing
problems
Has none of the
four housing
problems
Household has
no/negative
income, but none of
the other housing
problems
Jurisdiction as a whole 1,385 1,205 0
White 485 460 0
Black / African American 50 0 0
Asian 155 125 0
American Indian, Alaska Native 0 0 0
Pacific Islander 0 0 0
Hispanic/Latina/Latino 630 585 0
Housing Problems
Has one or more of
four housing
problems
Has none of the
four housing
problems
Household has
no/negative
income, but none of
the other housing
problems
Jurisdiction as a whole 700 1,360 0
White 390 485 0
Black / African American 0 30 0
Asian 8 149 0
American Indian, Alaska Native 0 0 0
Pacific Islander 0 0 0
Hispanic/Latina/Latino 210 645 0

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NA-20 Disproportionately Greater Need: Severe Housing Problems – 91.205 (b)(2)
Assess the need of any racial or ethnic group that has a disproportionately greater need in comparison to the needs of that category as a whole.

According to HUD, a disproportionate need exists when any group has a housing need that is 10 percentage points or more than the jurisdiction or the household category as a whole. This section assesses the needs of racial and ethnic groups with disproportionately severe housing problems or needs. The four severe housing problems are: 1. Lack of complete kitchen facilities, 2. Lack of complete plumbing facilities, 3. More than 1.5 persons per room, 4. Cost burden over 50%.

The tables below show severe housing needs for households by area median income range, race, and ethnicity.

The data indicates that:
• No disproportionate severe housing needs exist by race/ethnicity for incomes at 50% or below AMI; • 59% of households with incomes below 30% AMI and 42% of households between 30-50% AMI reported one or more housing problems;
• Disproportionate needs emerge for Hispanic/Latina/Latino households compared to White households in the 50-80% AMI income range, with 12% more reported severe housing needs by Hispanic/Latina/Latino households and a total of 25% of households reporting a severe housing need in this income range;
• Very few households (3%) reported severe housing needs across all race/ethnicities in the 80-100% AMI income range.

Table 14 – Severe Housing Problems 0 - 30% AMI
Data Source: 2016-2020 CHAS
Discussion
See above.

Severe Housing Problems*
Has one or more of
four housing
problems
Has none of the
four housing
problems
Household has
no/negative
income, but none of
the other housing
problems
Jurisdiction as a whole 1,655 1,130 0
White 560 385 0
Black / African American 20 0 0
Asian 140 85 0
American Indian, Alaska Native 15 0 0
Pacific Islander 0 0 0
Hispanic/Latina/Latino 890 645 0

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Table 15 – Severe Housing Problems >30 - 50% AMI
Data Source: 2016-2020 CHAS
Table 16– Severe Housing Problems >50 - 80% AMI
Data Source: 2016-2020 CHAS
Table 17 – Severe Housing Problems >80 - 100% AMI
Data Source: 2016-2020 CHAS
Discussion
See above.

Severe Housing Problems*
Has one or more of
four housing
problems
Has none of the
four housing
problems
Household has
no/negative
income, but none of
the other housing
problems
Jurisdiction as a whole 1,005 1,409 0
White 235 304 0
Black / African American 25 0 0
Asian 60 75 0
American Indian, Alaska Native 0 0 0
Pacific Islander 0 0 0
Hispanic 680 1,030 0
Severe Housing Problems*
Has one or more of
four housing
problems
Has none of the
four housing
problems
Household has
no/negative
income, but none of
the other housing
problems
Jurisdiction as a whole 640 1,945 0
White 170 775 0
Black / African American 0 50 0
Asian 75 200 0
American Indian, Alaska Native 0 0 0
Pacific Islander 0 0 0
Hispanic 365 850 0
Severe Housing Problems*
Has one or more of
four housing
problems
Has none of the
four housing
problems
Household has
no/negative
income, but none of
the other housing
problems
Jurisdiction as a whole 54 2,005 0
White 25 850 0
Black / African American 0 30 0
Asian 4 159 0
American Indian, Alaska Native 0 0 0
Pacific Islander 0 0 0
Hispanic 25 830 0

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NA-25 Disproportionately Greater Need: Housing Cost Burdens – 91.205 (b)(2) Assess the need of any racial or ethnic group that has a disproportionately greater need in comparison to the needs of that category as a whole.

This section assesses disproportionately greater needs of cost burden. A household is considered cost burdened when paying more than 30% of its gross household income toward housing costs, including utilities, and is severely cost burdened when paying more than 50% of its income toward housing costs.

Overall, in the City of Gilroy, 37% or 15,574 households are cost burdened. Of these cost burdened households, 3,164—or 20%—pay between 30% and 50% of their incomes in housing costs; another 2,630— or 17%—pay more than 50%. Based on CHAS data, all race/ethnicities in Gilroy have similar rates of moderate and severe cost burden across income groups (not greater than 10% of the jurisdiction as a whole). While American Indian and Alaska Native rates are higher, the populations represented in the data are too small to consider for the analysis.

Table 18 – Greater Need: Housing Cost Burdens AMI
Data Source: 2016-2020 CHAS
Discussion
See above.

Housing Cost Burden <=30% 30-50% >50%
No / negative
income (not
computed)
Jurisdiction as a whole 9,780 3,164 2,630 105
White 3,730 1,090 1,040 10
Black / African American 110 50 45 0
Asian 1,190 230 235 30
American Indian, Alaska
Native 10 4 10 0
Pacific Islander 0 0 0 0
Hispanic 4,280 1,640 1,230 65

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NA-30 Disproportionately Greater Need: Discussion – 91.205(b)(2) As defined above, a disproportionately greater need exists when members of a specific racial or ethnic group at a given income level experience housing problems or a cost burden at a rate (at least 10 percentage points or more) higher than that of the income level in the jurisdiction as a whole.

Are there any Income categories in which a racial or ethnic group has disproportionately greater need than the needs of that income category as a whole?
Hispanic/Latina/Latino households with incomes between 50-80% AMI are the only group by race/ethnicity and income who are disproportionately impacted by housing problems.

If they have needs not identified above, what are those needs? Hispanic/Latina/Latino households were found to have a disproportionately greater need compared to the jurisdiction as a whole, pertaining to housing problems within the 50-80% AMI income range.

Hispanic/Latina/Latino persons make up 58% of Gilroy’s population, which includes a large population of extremely low-income and low-income farmworkers. Due to the seasonal nature of farmwork, many households struggle to secure safe, habitable, and affordable housing, despite often having at least two household incomes.

While Gilroy does have housing for the seasonal agricultural community which will be detailed in MA-35, there is a continued need for permanent affordable housing for this population in the city.

Are any of those racial or ethnic groups located in specific areas or neighborhoods in your community?
Hispanic/Latina/Latino households in Gilroy are disproportionately concentrated in census tracts 5125.05, 5125.10, 5125.12, 5125.13, 5125.14, 5126.02, 5126.03, and 5126.04.

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NA-35 Public Housing – 91.205(b)
Introduction
The Santa Clara County Housing Authority (SCCHA) administers a variety of federal rental assistance programs for use in the County of Santa Clara. These programs are targeted toward extremely low, very low, and lowincome, households, more than 80% of which are extremely low-income families, seniors, veterans, persons with disabilities, and formerly homeless individuals. In Santa Clara County, most federal publicly supported housing is provided through the Housing Choice Voucher Program, formerly known as Section 8, as SCCHA Rental Assistance Demonstration (RAD) transitioned all of its previous public housing inventory and currently only four units of traditional public housing remain. Housing voucher programs include:
1) Housing Choice Voucher (HCV) Program, which allows households to find a privately owned unit on their own, paying approximately 30% of their monthly income towards rent and SCCHA paying the balance to the property owner; and
2) Project-Based Vouchers (PBV) Program are attached to individual units in the publicly assisted housing inventory managed by SCCHA.

SCCHA also manages special purpose voucher programs that serve other targeted populations, including the Veterans Affairs program and the Family Unification and Disability program. Some SCCHA special programs combine housing assistance with savings incentives, and others include case management services provided in collaboration with community service agencies.

As of January 2025, there are approximately 18,000 voucher holders across the county, with the majority living in the City of San Jose (70%). The total waiting list for all vouchers is always open and is currently at 42,872, which includes both HCV and PBV. Forty-three percent of waiting list households are Hispanic/Latina/Latino, 41% are families with children, 20% are elderly, and 18% are households with a disability. Households are optionally on both lists and therefore duplicative. Additionally, eligibility is not verified until the household is selected, therefore the total waiting list number is considerably larger than the actual unduplicated number of households actively seeking a housing voucher. The waiting list household characteristics include 41% of families with children, 20% of elderly, 18% with disabilities, and 2% of veterans. The waiting list is operated on a lottery basis, and there is a preference for families who have lived and worked in the county for the past five years and for veterans. PBV units are tracked for accessibility features, and a lottery is drawn to match the needed features with tenants.

In 2008, SCCHA was designated a Moving to Work (MTW) agency. The MTW program is a federal demonstration program that allows greater flexibility to design and implement more innovative approaches for providing housing assistance. The Moving to Work program has 60 different initiatives with the goal of improving outcomes and experiences for both residents and landlords. Administrative streamlining has had an effect, including paperwork timing and inspections, which helps get people into units more quickly. This streamlining also helps with recruiting landlords to the program as they benefit from the consistency of payments.

The tables below show the number of participants in publicly supported housing by program managed by SCCHA in Gilroy, characteristics and race/ethnicity of voucher holders.

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2025-2030 Consolidated Plan │ 59
Totals in Use
Table 19 – Public Housing by Program Type
*Includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Data Source: Santa Clara County Housing Authority, January 2025 Table 20 – Characteristics of Public Housing Residents by Program Type Data Source: Santa Clara County Housing Authority, January 2025 Program Type
Certificate ModRehab
Public
Housing
Vouchers
Total Project -
based
Tenant -
based
Special Purpose Voucher
Veterans
Affairs
Supportive
Housing
Family
Unification
Program
Disabled
*
# of units vouchers in use 0 0 0 970 178 792 26 11 3
Program Type
Certificate ModRehab
Public
Housing
Vouchers
Total Project -
based
Tenant -
based
Special Purpose Voucher
Veterans
Affairs
Supportive
Housing
Family
Unification
Program
Average Annual Income NA NA NA 27,542 19,204 29,416 27,573 27,129 Average length of stay NA NA NA 15.0 6.4 16.9 6.8 9.2
Average Household size NA NA NA 2.6 1.8 2.8 1.7 4.1
# Homeless at admission 0 0 0 46 15 31 5 0
# of Elderly Program Participants (>62) 0 0 0 382 126 256 9 0 # of Disabled Families 0 0 0 341 75 266 9 1
# of Families requesting accessibility
features 0 0 0 NA NA NA NA NA
# of HIV/AIDS program participants NA NA NA NA NA NA NA NA # of DV victims NA NA NA NA NA NA NA NA

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Race of Residents
Table 21 – Race of Public Housing Residents by Program Type *Includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Data Source: Santa Clara County Housing Authority, January 2025 Ethnicity of Residents
Table 22 – Ethnicity of Public Housing Residents by Program Type *Includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition Data Source: Santa Clara County Housing Authority, January 2025 Program Type
Race Certificate ModRehab
Public
Housing
Vouchers
Total Project -
based
Tenant -
based
Special Purpose Voucher
Veterans
Affairs
Supportive
Housing
Family
Unification
Program
Disabled
*
White 0 0 0 856 140 716 17 10 3
Black/African American 0 0 0 45 10 35 3 0 0
Asian 0 0 0 35 20 15 0 0 0
American Indian/Alaska
Native 0 0 0 25 4 21 5 1 0
Pacific Islander 0 0 0 6 1 5 1 0 0
Other 0 0 0 3 3 0 0 0 0
Program Type
Ethnicity Certificate ModRehab
Public
Housing
Vouchers
Total Project -
based
Tenant -
based
Special Purpose Voucher
Veterans
Affairs
Supportive
Housing
Family
Unification
Program
Disabled
*
Hispanic 0 0 0 756 106 650 13 11 2
Not Hispanic 0 0 0 214 72 142 13 0 1

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Section 504 Needs Assessment: Describe the needs of public housing tenants and applicants on the waiting list for accessible units:

Section 504 of the Rehabilitation Act of 1973 prohibits discrimination based on a disability in programs and activities conducted by HUD or that receive financial assistance from HUD. Currently, 17% of HCV participant families report a disability, countywide. Additional data on the needs of those in units or on the waitlist is unavailable. However, here is some context on how SCCHA addresses the most immediate needs of public housing tenants, during the intake and recertification process.

The SCCHA 2022 Administrative Plan Section 1.8 defines a disability as “A physical or mental impairment that substantially limits one or more of the major life activities of an individual.” The applicant or participant must have a record of such impairment or being regarded as having such impairment. Section 1.8 also discusses the Public Housing Agency’s (PHA) policy on reasonable accommodations, addressing the immediate needs of public housing tenants either seeking an affordable accessible unit or accommodation to an existing unit:
“Requests for reasonable accommodations will be assessed on a case-by-case basis. If the PHA finds that the requested accommodation creates an undue administrative or financial burden, the PHA will present an alternate accommodation that will still meet the needs of the person. If no alternate accommodation exists, the PHA may deny the request. If the disability and/or need for the accommodation is not readily apparent, the PHA will require written verification of the disability and/or need for the accommodation from a knowledgeable professional or reliable third party. The PHA will provide a written decision for the person requesting the accommodation within 15 days of the date that the verification is received. If a person is denied the accommodation or feels that the alternative suggestions are inadequate, they may request an informal hearing to review the PHA’s decision.” Most immediate needs of residents of Public Housing and Housing Choice Voucher holders The County’s rental market continues to be a challenge for leasing units to Housing Choice Voucher holders as they face high rents and reluctance from landlords to lease units despite the illegality of income source discrimination. Among other efforts to address this issue, SCCHA is continuing to promote the use of ProjectBased Vouchers and actively participates in countywide efforts to increase the affordable housing supply. An initiative of the MTW program to address the issue of landlord participation is the provision of an incentive of $1,500 bonus to new landlords and $1,500 to landlords who re-rent to a new voucher holder. SCCHA has also created an owner/service department to serve landlords in the program to address issues of payments and any tenant issues.

In 2025, SCCHA will begin using the Small Area Median Income, which will increase the value of vouchers and help people access higher opportunity areas in the county. They are also working on a Housing Mobility Pilot Program with the goal of moving families with Housing Choice Vouchers to higher-income and opportunity areas in the county. As part of the Housing Mobility Pilot Project, SCCHA conducted focus groups with families to identify policies that act as barriers to their success in the program. The program will help them find a unit in a high-opportunity area, provide security deposit and application fee assistance. They are currently identifying 100 families who are currently voucher holders to participate in the program.

Services regularly requested by tenants include:
• General financial assistance for emergencies;
• Security deposit assistance;
• Digital services, broadband, training, and devices.

SCCHA applied for a digital equity grant through HUD, which was not successful. However, it will continue to seek funding opportunities to address this important gap, which is often referenced as a high priority need for senior residents in particular, impacting access to resources.

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Draft 2025-2030 Consolidated Plan │ 66
NA-40 Homeless Needs Assessment – 91.205(c)
Introduction:

A total of 9,903 individuals were counted as experiencing homelessness in Santa Clara County in the 2023 Point in Time (PIT) count—75% of which were unsheltered (7,401 unsheltered people) and 25% were sheltered homeless (2,502 people). As shown below, the number of persons experiencing homelessness rose significantly between 2017 and 2019.

Supplemental Figure 2: Person’s Experiencing Homelessness (Point in Time Count), Santa Clara County, 2007-2023
Source: Santa Clara County PIT, Destination Home, and Root Policy Research.

Of the entitlement jurisdictions within Santa Clara County, as of the 2023 PIT count:
• Cupertino had the lowest population of persons experiencing homelessness at only 48 people (less than 1% of the County counted persons experiencing homelessness population)—all of which were unsheltered persons experiencing homelessness and represented 1% of the County’s unsheltered persons experiencing homelessness population.
• Gilroy had the largest population of persons experiencing homelessness at 1,048 residents (11% of the County population) and the largest population of unsheltered persons experiencing homelessness at 817 people (11% of the County’s unsheltered persons experiencing homeless population; and 78% of persons experiencing homelessness in Gilroy). • Milpitas had a total of 142 persons experiencing homelessness (1% of the County population), all of which were experiencing unsheltered homelessness. The City’s unsheltered persons experiencing homelessness population represented 2% of unsheltered persons overall. • Mountain View had the second largest population at 562 persons experiencing homelessness (6% of the County population), most of which were unsheltered persons experiencing homelessness (75% of

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the City’s persons experiencing homelessness population; and 6% of the County’s unsheltered persons experiencing homelessness population).
• Palo Alto had a total population of 206 persons experiencing homelessness (2% of the County’s population), almost all of which were unsheltered (91% of the City’s persons experiencing homelessness population; and 3% of the County’s unsheltered persons experiencing homelessness population).
• Santa Clara City had a total population of 461 persons experiencing homelessness (6% of the County’s persons experiencing homelessness population), almost all of which were unsheltered (90% of the City’s persons experiencing homelessness population; and 6% of the County’s persons experiencing homelessness unsheltered population).
• Sunnyvale had a total population of 471 persons experiencing homelessness (5% of the County’s population) and a comparatively smaller persons experiencing homelessness unsheltered population (68% of the City’s persons experiencing homelessness population; and 4% of the County’s persons experiencing homelessness unsheltered population).

Supplemental Figure 3: Person’s Experiencing Homelessness (PIT Count), Santa Clara County and Participating Jurisdictions, 2023
People Exp. Homelessness -PIT Count
Jurisdiction 2019 2022 2023
Santa Clara County 9,706 10,028 9,903 5.27
San José 6,097 6,650 6,266 6.33
Participating Jurisdictions
Cupertino 159 102 48 0.82
Gilroy 704 814 1,048 17.90
Milpitas 125 274 142 1.82
Mountain View 606 346 562 6.82
Palo Alto 313 274 206 3.06
Santa Clara (city) 326 440 461 3.57
Sunnyvale 624 385 471 3.07
Urban County Program 651 680 637 2.23
Campbell 74 216 92 2.15
Los Altos 76 65 0 0.00
Los Altos Hills 0 0 0 0.00
Los Gatos 16 58 81 2.47
Monte Sereno 0 0 0 0.00
Morgan Hill 114 60 230 5.09
Saratoga 0 0 0 0.00
Unincorporated 371 281 234 2.55
2023 PEH Per
1,000 Residents

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Source: 2019, 2022, and 2023 PIT Count Santa Clara County, 2023 ACS, and Root Policy Research.

The table below examines the cyclical nature of homelessness.

Definitions for the table variables:
• Number Experiencing Homelessness Each Year—Unduplicated count of all persons enrolled during the program year;
• Number Becoming Homeless Each Year—Unduplicated count of persons appearing in HMIS for the first time during the year;
• Number Exiting Homelessness Each Year—Unduplicated count of persons exiting programs to a permanent destination as defined by HUD;
• Number of Days Persons Experience Homelessness—Average of the sums of the lengths of stay for each person.

Supplemental Figure 4: Persons Experiencing Homelessness Needs Assessment, Santa Clara County, 2023
Source: County of Satna Clara Office of Supportive Housing.

Since January 2020, Santa Clara County has increased temporary housing and shelter capacity by 44% to a total of 2,717 units with 384 units in the pipeline; and increased the capacity of the supportive housing system by 12% to a total of 5,561 units/subsidies with 1,126 units in the pipeline. Additionally, the County has expanded the Homelessness Prevention System (HPS) to serve 2,487 at-risk households per year for an increase of 61%— according to the 2023 Ending Homelessness Report. There are currently 100 County shelter beds in Gilroy and 113 Permanent Supportive Housing units.

Since 2020, the county has helped nearly 17,500 households remain stably housed while receiving Homelessness Prevention services and has housed approximately 2,000 households annually.

In 2024, a total of 350 households affiliated with Gilroy were housed in permanent supportive housing (PSH) programs, 74 were housed through RRH programs, and 87 households received emergency housing vouchers.

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Over the past year (CY2024), approximately 353 households affiliated with Gilroy have been permanently housed (24% being families with children) and 303households have taken the VI-SPDAT housing assessment for the first time (an indicator of homeless inflow). This means that the rate of households getting permanently housed, is greater than the number of households assessed for the first time since becoming homeless.

Stakeholders participating in workshops to support the Consolidated Plan discussed a severe shortage of transitional and permanent housing units in Gilroy. Without these units to transition people out of homelessness, the needs of Gilroy’s homeless population cannot be addressed.

If data is not available for the categories "number of persons entering and exiting homelessness each year," and "number of days that persons experience homelessness," describe these categories for each homeless population type (including chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth):

Of the total Santa Clara County, persons experiencing homelessness population in 2023, 3,166 individuals were chronically homeless (32% of the population); 12% were families; 8% were unaccompanied youth; and 5% were veterans. Three percent (3%) of persons experiencing homelessness self-reported that they were pregnant while experiencing homelessness. Data for the County’s persons experiencing homelessness population are provided in greater detail below by sub-population including, chronically experiencing homelessness persons, veterans, and unaccompanied youth. Families with children are discussed in the following prompt.

Individuals Chronically Experiencing Homelessness. In 2023, a total of 3,166 individuals (32% of the total persons experiencing homelessness population) were chronically experiencing homelessness in Santa Clara County, representing an overall 12 percentage point increase from 2022.

Most persons (46%) counted during the 2023 PIT reported experiencing only one episode of homelessness in the past three years, while 17% reported experiencing two episodes of homelessness and 15% reported experiencing three episodes of homelessness. When asked the duration of their current episode of experiencing homelessness, 65% reported that they had been experiencing homelessness for over one year; 29% reported experiencing homelessness for one month to 11 months; and only 7% reported experiencing homelessness for 30 days or less.

First time experiencing homelessness. Sixty-six percent (66%) of persons experiencing homelessness in Santa Clara County in 2023 reported that they were not experiencing homelessness for the first time, over half (52%) of which reported entering homelessness for the first time between the ages of 25 years and 59 years.

Veterans. In 2023, a total of 508 veterans (479 veteran households) were counted as experiencing homelessness in Santa Clara County. Of these households and individuals, 26% were experiencing sheltered homelessness, while 74% were living in unsheltered conditions. Additionally, between September 2023 and August 2024, there were a total of 358 veterans (20%) enrolled in the County’s RRH programs. Veterans were significantly more likely than other target populations to self-report disabilities, with 52% reporting a mental health disability, followed by chronic health condition (40%), substance use disorder (23%), and developmental disability (7%).

The County’s Veteran Master List, which is monitored by the Veterans Administration (VA) for outreach purposes, shows that 321 unhoused veterans in the County of Santa Clara are accessing services but may not be on any housing queue. Nearly half (47%) of veterans on the Master List score in the PSH level of intervention based on their most recent assessment score.

Unaccompanied youth. A total of 764 unaccompanied youth (644 households) were experiencing

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homelessness in Santa Clara County in 2023. Of unaccompanied youth in the County, only 14% were sheltered, while 86% were experiencing unsheltered homelessness (a much larger share than other unsheltered special needs populations in the County). Only 12% of survey participants reported that they were in foster care at the time they were experiencing homelessness. Additionally, between September 2023 and August 2024, there were a total of 322 youth and youth adults (18%) enrolled in the County’s RRH programs (formerly homeless youth) in which 21% self-reported a mental health disability followed by chronic health condition (8%), developmental disability (8%), and substance use disorder (6%). VI-SPDT assessments for Gilroy during 2024 included 32 unaccompanied youth and/or young adults accounting for 5% of total VI-SPDT assessments Stakeholders who participated in the workshops to inform the Consolidated Plans explained that youth populations are particularly vulnerable to long-term housing instability and chronic homelessness when they are kicked out of their homes because many do not have a credit or rental history and often have limited work histories—if any. Service providers noted that this is a huge barrier and challenge for youth living in Santa Clara County, especially for young adults who have children of their own. They emphasized that the need far outweighs the capacity of what the County can provide. They recommended that County staff work to decrease county staff turnover rates and better support the agencies and organizations that provide crucial services to support these vulnerable populations.

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Estimate the number and type of families in need of housing assistance for families with children and the families of veterans.

Families with children. At the most acute level of families needing housing assistance are those experiencing homelessness. A total of 1,226 people in families with children (365 households) were experiencing homelessness in Santa Clara County in 2023. Most families with children were occupying shelters (81%). Additionally, between September 2023 and August 2024, 549 families with children (31%) were enrolled in the County’s RRH programs. Of families enrolled in RRH, 21% self-reported having a mental health disability; 15% a chronic health condition; 8% a substance use disorder; and 4% a developmental disability.

There are currently 5,455 households countywide in the Community Housing Queue waiting for permanent housing placement (511 are affiliated with Gilroy). Of these, 678 (12%) countywide are households with children. Of the 634 VI-SPDT assessments in Gilroy in 2024, 17% were households with children.

Since the 2023 PIT results, the number of families experiencing homelessness in Santa Clara County increased by 36%—however, the Office of Supportive Housing (OSH) notes that this likely mirrors the results of the Heading Home campaign which was launched in October 2021 to reach “functional zero” for families experiencing homelessness by 2025. According to OSH, the program has yielded significant results with 1,550 families with children (over 5,000 people) able to obtain permanent housing; 2,313 families served by HPS; 774 new units of affordable and supportive housing for families opened or started construction; and 848 additional family units obtained funding and will open by 2027.

The most needed assistance for families, according to the stakeholders who participated in the Plan development, are more childcare options and subsidies to support adults in families obtain work, and housing options for women and children fleeing domestic violence (DV). Stakeholders repeatedly mentioned the severe shortage of shelter beds, transitional housing, and permanent supportive housing for DV families throughout the county.

Families of veterans. The PIT data for 2023 show a total of 479 veteran households experiencing homelessness in the County of Santa Clara (only 26% of which were sheltered). The Veteran Master List, which is monitored by the Veterans Administration (VA) for outreach purposes, shows that there are 321 veterans experiencing homelessness in the county of Santa Clara who are accessing services but may not be on any housing queue. It is unclear how many are living with families.

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Veterans in Santa Clara County need permanent supportive housing (PSH) programs, especially given the large share of veterans self-reporting disabilities. Of veterans enrolled in RRH between September 2023 and August 2024, for example, over half (52%) self-reported having a mental health disability and 40% reported having a chronic health condition. Almost a quarter (23%) self-reported having a substance use disorder, and 7% reported having a developmental disability. Additionally, almost half (47%) of veterans on the VA’s Master List score in the PSH level of intervention based on their most recent assessment score.

Veterans have also been successful in exiting RRH programs and moving to PSH programs with ongoing subsidies. According to an analysis of RRH program data by OSH, over 350 veterans were enrolled in Supportive Services for Veterans Families (SSVF) RRH programs between September 2023 and August 2024. Of those who exited their programs, 146 veterans (64%) exited to a PSH program with an ongoing VASH housing subsidy.

During the engagement conducted for the City’s Consolidated Plan, stakeholders identified families with extremely low incomes as having the greatest need for housing assistance in Gilroy, as they often face the most significant barriers to accessing and maintaining affordable and safe housing. Service providers also identified families with children who have a disability as having the greatest need for housing assistance due to the rising costs of health care. During the Lived Experience Advisory Board (LEAB) meeting, members explained that families with criminal records and/or histories of experiencing homelessness also need housing assistance and resources. However, it is important to note that LEAB members and service providers identified the city of Gilroy as one of the most underserved areas in the county of Santa Clara.

Describe the nature and extent of experiencing homelessness by racial and ethnic group.

Experiencing homelessness in Santa Clara County varies by race and ethnicity. According to data in the Homeless Management Information System (HMIS) for 8,325 households who completed the VI-SPDAT housing assessment in CY2024 (an indicator of experiencing homelessness), Hispanic/Latina/Latino residents comprised the largest share of people experiencing homelessness at 51% of the total in 2024.

White (Non-Hispanic/Latina/Latino) comprised the second largest share (24%) followed by Black, African American, or African (15%), American Indian, Alaska Native or Indigenous (8%), Asian or Asian American residents (6%), and Native Hawaiian/Pacific Islander residents (3%).

The County’s program enrollment data from the Homeless Management Information System (HMIS) also provides insight into the nature and extent of experiencing homelessness by race and ethnicity. Between December 2022 and November 2023, households served by HPS identified as Hispanic/Latina/Latino (63%), White (58%), and/or Black or African American (13%). Less than 10% identified as other racial groups. Sixty percent (60%) of households served by EAN-HP identified as White followed by those who identify as Hispanic (57%) and Black or African American (15%). Less than 10% identified as other racial groups.

According to HUD’s CoC Analysis tool—which provides the number of people experiencing homelessness and poverty at the CoC and state level by race and ethnicity—racial and ethnic minorities in Santa Clara County are overrepresented among the CoC’s population experiencing homelessness, compared to the total resident population. For example:
• Only 2% of the total resident population living in poverty identify as Black or African American—yet 14% of total persons experiencing homelessness (including being unsheltered) identify as Black or African American. These residents also comprise a disproportionate share of families with children experiencing homelessness at 13%.
• Only 1% of the total resident population identify as American Indian or Alaska Native—however, 14% of persons experiencing homelessness (including being unsheltered) identified as American Indian/Alaska Native. These residents also comprise a disproportionate share of families experiencing unsheltered homelessness at 15%. Twenty-five percent (25%) of the total resident population identify as Hispanic/Latina/Latino —yet 47% of homeless persons identify as Hispanic/Latina/Latino. Families

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with children who identify as Hispanic/Latina/Latino comprise a disproportionate share of families with children experiencing homelessness overall at 70%.

Describe the nature and extent of unsheltered and sheltered persons experiencing homelessness.

There was a total of 9,903 individuals experiencing homelessness in Santa Clara County in January 2023. Of these individuals, 75% were experiencing unsheltered homelessness (7,401 people) compared to only 25% experiencing sheltered homelessness (2,502 people). In the city of Gilroy, 78% of persons experiencing homelessness are unsheltered (817 people), which represents 11% of the total population experiencing homelessness in the county.

Persons experiencing unsheltered homelessness has declined in Santa Clara County over the last year by an overall percentage decrease of 4%, while sheltered persons experiencing homelessness increased by 8%.

Changes in unsheltered and sheltered persons experiencing homelessness have been starker in the city of Gilroy than the county overall, with overall persons experiencing homelessness increasing by 29% (or 234 people) since 2022. Unsheltered people experiencing homelessness increased significantly during this time for an overall percentage increase of 35% (or 211 people) while sheltered persons experiencing homelessness increased by 11% (or 23 people).

Findings from the survey administered in the weeks following the 2023 PIT Count provided greater insight into the nature and extent of unsheltered and sheltered persons experiencing homelessness in Santa Clara County.

For example, when asked where they were staying on the night of January 24, almost one in five (17%) reported that they were living outdoors in streets or parks followed by individuals living in a van (12%), tent (11%), camper/RV (10%), or in their automobile/car (9%). Additionally, data from the 2024 VI-SPDT assessments indicated that in Gilroy, 43% were outdoors, 25% were living in a car, 18% were in shelters, 6% were couch surfing, 2% were in transitional housing and 6% had other living arrangements. An alarming 79% had been unhoused for more than a year, 62% for more than 2 years according to VI-SPDT assessments of households affiliated with Gilroy.

Individuals were also asked why they were not using any type of shelter service, to which respondents explained that shelters are full; too crowded; there are too many rules; germs or bugs; there is nowhere for them to store their stuff; and/or because they cannot stay with their partner/family. When asked what keeps them from getting permanent housing, the top reasons cited by participants were being unable to afford rent; no job/not enough income; no money for moving costs; bad credit; and/or no housing available.

In March 2023, the City of Gilroy spoke with the South County Compassion Center to identify concentrations of the people experiencing homelessness, for which staff identified concentrations in the center of Gilroy between Monterey Road and Highway 101, which was identified as a Racially and Ethnically Concentrated Area of Poverty (R/ECAP). Staff specifically identified the Tomkins Encampment, the IOOF bridge area, Garlic Farm, San Ysidro Park, and Christmas Hill Park as areas with high populations of persons experiencing homelessness.

According to staff, these individuals primarily travel by biking or walking, and many individuals have an Uplift pass for public transportation. (Staff from the South County Compassion Center and the City’s Quality-of-Life Officer noted that there is not much migration beyond these areas into the residential neighborhoods of Gilroy.)

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NA-45 Non-Homeless Special Needs Assessment - 91.205 (b,d) Introduction:

This section describes the characteristics of special needs populations in the City of Gilroy and addresses these groups' unique housing and service needs. The special needs populations considered in this section include: elderly households, persons with disabilities, large households, female-headed households, persons living with HIV/AIDS and their families, survivors of domestic violence, persons with addictions or mental illness, and farmworkers.

Elderly households. An Elderly household is defined by HUD as age 62 and older. The frail elderly are defined as persons who require assistance with three or more daily living activities, such as eating, bathing, walking, and performing light housework. Elderly persons comprised 15% of Gilroy’s total resident population in 2023 (8,676 elderly persons), according to 5-year American Community Survey (ACS) estimates. Elderly persons in Gilroy have unique housing and service needs, as many of these residents live on fixed incomes and/or have disabilities. Elderly residents have the highest rates of disability: 35% of those over 65 years have some type of disability (2,501 residents). Poverty rates are also relatively high for this population compared to the County overall, with 11% of residents over 65 living below the poverty level—a slightly higher share than overall seniors in Santa Clara County at 9% in 2023.

During the engagement to inform the Consolidated Plan, several stakeholders working directly with seniors and elderly households identified an urgent need to expand housing resources and supportive services to South County, particularly within the City of Gilroy. According to the workshop participants, many seniors are vulnerable to immediate displacement and homelessness due to sudden life events. (For example, when elderly persons lose their spouse or partner and only have one source of income to cover housing and healthcare costs.) To respond to these events, participants explained that these residents need rental subsidies, eviction prevention services, case management, access to affordable units, and legal services for those experiencing discrimination or abuse in their housing situation, all of which must be easy to use and navigate, and available in multiple languages.

Additionally, the findings from the City’s Housing Element survey indicate that the top three housing issues for seniors in Gilroy are: difficulty paying rent, mortgage, or down payment (63%); lack of suitable housing types (47%); and insufficient housing supply (37%). Respondents identified requiring affordable housing units in new developments (53%) and access to low-cost pre-designed plans for Accessory Dwelling Units (ADUs)_ as potential programs for the City to improve housing access for seniors in Gilroy.

Persons with disabilities. Federal nondiscrimination laws define a person with a disability to include any (1) individual with a physical or mental impairment that substantially limits one or more major life activities; (2) individual with a record of such impairment; or (3) individual who is regarded as having such an impairment.

In general, a physical or mental impairment includes, but is not limited to, examples of conditions such as orthopedic, visual, speech and hearing impairments, cerebral palsy, autism, epilepsy, muscular dystrophy, multiple sclerosis, cancer, heart disease, diabetes, human immunodeficiency virus (HIV), developmental disabilities, mental illness, drug addiction, and alcoholism.

There was a total of 5,453 persons with disabilities in Gilroy in 2023 (9% of the total resident population).

Persons with disabilities tend to be older: 24% of those with a disability are between 65 and 74 and 54% are 75 years and over. The most common type of disability in Gilroy during this time were ambulatory (26%), independent living (24%), and cognitive (21%) disabilities. These households have special housing needs as they often require access to housing that meets their affordability and accessibility needs, which are lacking in Santa Clara County and in the City of Gilroy. Persons with disabilities and their families also have supportive service needs that require housing near mainstream services, transportation, job opportunities, and other community assets.

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During the engagement conducted to inform the City’s Housing Element, City staff heard from participants that persons with intellectual and developmental disabilities need project-based vouchers; technical assistance for residents who need help applying to voucher programs; and housing and services for both independent living and supportive living skills. Additionally, stakeholders who participated in the workshops and breakout rooms to inform the City’s Consolidated Plan spoke in-depth on the supportive housing needs of persons with disabilities in Gilroy and explained that they would most like to see the City and Santa Clara County provide more wraparound services and holistic support; emergency rental assistance; and assistance for households to make repairs and accessibility improvements to their homes. Participants emphasized that these programs and services are crucial to support housing choice and independent living for residents with disabilities.

Large households. The U.S. Census Bureau defines large households as households with five persons or more. In the city of Gilroy, large households comprise 23% (16,916 total households) of total households with an average of 3.89 people per household. Large households tend to have lower incomes and face affordability challenges (especially low-income families with children) and often live in overcrowded conditions or overpay for their housing to avoid displacement/housing instability.

Compared to other jurisdictions and the county overall, large households comprise a greater share of Gilroy’s total household size and the average household size in Gilroy is much larger than the average household size for the county of Santa Clara. In 2023, for example, the county had an average household size of 2.85 people per household which could indicate that large households in Gilroy are being underserved by the local housing supply and are “doubling up” to avoid overpaying for their housing.

Female-headed households. In 2023, single female households comprised 19% of total households in the city of Gilroy (3,178 female-headed households), according to 5-year ACS estimates. This is a much higher share than the county overall (and other jurisdictions in the county) where female-headed households comprise only 10% of the county’s total households. Of single female heads of households in Gilroy, 45% had children under 18, currently living with them (1,424 single mothers). Poverty rates are high among female householders, with 12% of the city’s households living below the poverty level. Individual poverty rates are higher for single mothers living in Gilroy at 18%, which is similar to the county overall at 17% during this time. It is important to note the comparatively large share of female heads of households residing in Gilroy compared to other jurisdictions in Santa Clara County and the county overall.

These households are at an increased risk of housing instability and chronically experience homelessness, as they tend to have lower household incomes and higher housing costs, especially those with children who pay for childcare or cannot work because they do not have childcare. As rents and childcare costs continue to increase (and access to housing becomes more difficult), female heads of households and single mothers will likely struggle to remain in their current homes without access to housing assistance, childcare subsidies, affordable units, and/or higher wage job opportunities.

Survivors of domestic violence. Data on households experiencing (or who have experienced) domestic violence are only available at the county level. Of those who participated in the survey following the PIT count, 8% reported that they entered homelessness because they were fleeing domestic violence, and 6% reported that they had experienced domestic violence or abuse while they were experiencing homelessness in Santa Clara County. To address the housing needs of survivors of domestic violence in Gilroy, St. Joseph’s Family Center’s, “Our New Place” intends to add four Permanent Supportive Housing units to its scattered site program.

Currently, this program consists of 25 units for persons experiencing homelessness and survivors of domestic violence.

Persons with an addiction or mental illness. Alcohol and other drug (AOD) addiction is a disability under federal law. The City does not have data on persons or households that experience AOD addictions, and narrowing down these numbers for populations living in a house can be a challenge. However, data collected during the Point-in-Time (PIT) count and self-reported disabilities during program enrollment can provide insight into the characteristics of residents with addiction, including their housing and supportive service needs.

According to the 2023 PIT survey, 143 persons experiencing homelessness (14%) reported that the primary reason or condition that led to them entering homelessness was “alcohol or drug use,” and 64 people (6%)

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reported that “mental health issues” led to them entering homelessness. Additionally, 31% of households who enrolled in Rapid Rehousing (RRH) programs between September 2023 and August 2024 reported having a mental health disability and 15% a substance use disorder.

Farmworkers. are defined as persons whose primary incomes are earned through seasonal agricultural work.

The demographics of farm laborers in California markets are collected and reported on a regional or countywide basis and the data collected includes income, household status, and the length of time laborers work in each area. There are generally three classifications of farmworkers:
• Migrant workers who move from place to place, planting and harvesting; • Annual workers who generally work in the same agricultural area year after year for nine or ten months and spend the rest of the year in their home country; and • Permanent workers who are employed most of the year in one location and may collect unemployment for the remainder of the year.

The U.S. Department of Agriculture conducts a Census of Agriculture every five years. According to 2022 estimates, there are 3,306 farmworkers in Santa Clara County working on 303 farms. This represents a decrease of 869 farmworkers from the 2017 survey, where there were a total of 4,175 farmworkers in Santa Clara County.

The City of Gilroy has traditionally been home to many agricultural businesses and industries, with many farms located in the southern areas of Santa Clara County, in the regions surrounding Gilroy. However, the City notes that having served as a “bedroom community” for northern Silicon Valley jobs, the role of agriculture has reduced.

Farmworker households often have a difficult time securing safe, habitable, and affordable housing in Gilroy due to the seasonal nature of agricultural work and relatively low wages. In 2022, the City of Gilroy worked with staff from the Ochoa Migrant Camp to survey resident farmworkers and to identify their greatest housing needs. A total of 26 surveys were completed by the farmworkers in which survey respondents identified the top three housing issues as difficulty paying rent, mortgage, or down payment (100%), insufficient housing supply (42%), and experiencing homelessness (23%). Farmworkers also identified the primary issues limiting their housing options, including insufficient money for the deposit (92%) and credit history or low credit scores (31%).

What are the housing and supportive service needs of these populations, and how are these needs determined?
Different populations have unique housing and supportive needs, which were identified in this plan through both data analysis and community engagement, including surveys, interviews, and stakeholder consultation. Specific needs by special populations include:

Elderly households. During the engagement to inform the Consolidated Plan, several stakeholders working directly with seniors and elderly households identified an urgent need to expand housing resources and supportive services to South County, particularly the city of Gilroy. According to the workshop participants, many seniors are vulnerable to immediate displacement and homelessness due to sudden life events. (For example, when elderly persons lose their spouse or partner and only have one source of income to cover housing and healthcare costs.) To respond to these events, participants explained that these residents need rental subsidies, eviction prevention services, case management, access to affordable units, and legal services for those experiencing discrimination or abuse in their housing situation, all of which must be easy to use and navigate, and available in multiple languages.

Additionally, the findings from the City’s Housing Element survey indicate that the top three housing issues for seniors in Gilroy are: difficulty paying rent, mortgage, or down payment (63%); lack of suitable housing types (47%); and insufficient housing supply (37%). Respondents identified requiring affordable housing units in new developments (53%) and access to low-cost pre-designed plans for ADUs as potential programs for the city to

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improve housing access for seniors in Gilroy.

Persons with disabilities. During the engagement to inform the City’s Housing Element, City staff heard from participants that persons with intellectual and developmental disabilities need project-based vouchers; technical assistance for residents who need help applying to voucher programs; and housing and services for both independent living and supportive living skills. Additionally, stakeholders who participated in the workshops and breakout rooms to inform the City’s Consolidated Plan spoke in-depth on the supportive housing needs of persons with disabilities in Gilroy and explained that they would most like to see the City and Santa Clara County provide more wraparound services and holistic support; emergency rental assistance; and assistance for households to make repairs and accessibility improvements to their homes. Participants emphasized that these programs and services are crucial to support housing choice and independent living for residents with disabilities.

Large households. Compared to other jurisdictions and the county overall, large households comprise a greater share of the city’s total households and the average household size in Gilroy is much larger than the average household size for the county of Santa Clara. In 2023, for example, the county had an average household size of 2.85 people per household which could indicate that large households in Gilroy are being underserved by the local housing supply and are “doubling up” to avoid overpaying for their housing.

Female-headed households. These households are at an increased risk of housing instability and chronic homelessness as they tend to have lower household incomes and higher housing costs, especially those with children who pay for childcare or cannot work because they do not have childcare. As rents and childcare costs continue to increase (and access to housing becomes more difficult), female heads of households and single mothers will likely struggle to remain in their current homes without access to housing assistance, childcare subsidies, affordable units, and/or higher wage job opportunities.

Survivors of domestic violence. Data on households experiencing (or having experienced) domestic violence are only available at the county level. Of those who participated in the survey following the PIT count, 8% reported that they entered homelessness because they were fleeing domestic violence, and 6% reported that they experienced domestic violence or abuse while they were experiencing homelessness in Santa Clara County.

Persons with an addiction or mental illness. According to the 2023 PIT survey, 143 persons experiencing homelessness (14%) reported that the primary reason or condition that led to them entering homeless was “alcohol or drug use,” and 64 people (6%) reported that “mental health issues” led to them entering homeless.

Additionally, 31% of households who enrolled in Rapid Rehousing (RRH) programs between September 2023 and August 2024 reported having a mental health disability and 15% a substance use disorder.

Farmworkers. Farmworker households often struggle to secure safe, habitable, and affordable housing in Gilroy, due to the seasonal nature of agricultural work and relatively low wages. In 2022, the City of Gilroy worked with staff from the Arturo Ochoa Migrant Center to survey resident farmworkers and to identify their greatest housing needs. A total of 26 surveys were completed by the farmworkers in which survey respondents identified the top three housing issues as difficulty paying rent, mortgage, or down payment (100%), insufficient housing supply (42%), and homelessness (23%). Farmworkers also identified the primary issues that limit their housing options, including not enough money available for the deposit (92%) and credit history or low credit scores (31%).

Discuss the size and characteristics of the population with HIV/AIDS and their families within the Eligible Metropolitan Statistical Area:

Persons living with HIV/AIDS for consistent access to medical care and supportive services, which requires that households have access to stable and affordable housing, preferably within proximity to public transit and/or proximity to supportive services or medical facilities. Supportive service needs for persons living with HIV/AIDS include transportation to medical appointments, assistance programs to subsidize care, and navigation services to connect individuals and families to mainstream health services and family counseling. Persons with HIV/AIDS also need employment services to support financial stability and economic mobility. (Of persons experiencing

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homelessness with HIV/AIDS who participated in the PIT survey, 25% reported that their illness impacts their housing and/or employment situation.) In Santa Clara County in 2023, there are 3,922 cases of HIV/AIDS with new 171 cases reported during the year.3
The maps below show cases of HIV/AIDS per 100,000 and the Healthy Places Index from 2022. As shown, Gilroy has overlapping census tracts with a lower health index and greater numbers of people living with HIV/AIDS.

Supplemental Figure 5: HIV Rates by Census Tract.

Discussion
See Above.
3 Santa Clara County Public Health. 2023 HIV and STI data | Public Health | County of Santa Clara

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NA-50 Non-Housing Community Development Needs – 91.215 (f) This section assesses non-housing community development needs, primarily informed by stakeholder consultation and the community survey. A complete survey analysis and overview of community engagement, including stakeholder consultation, is provided in the Appendix.

Describe the jurisdiction’s need for public facilities:

Respondents were asked to select the most critical community and economic development needs that included public facilities, public improvements, and public services. Public facilities-related options were selected less frequently overall than public service and improvement-related options, and the top 5 rankings are as follows among the 26 choices provided (figure with full results and comparative data to the county overall is below):
#6: Community centers
#10: Developed parks and playground
#12: Food pantries
#18: Senior centers
#21: Accessibility improvements to community amenities

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Supplemental Figure 6: Critical Community Development Needs Survey Responses Source: 2024 Santa Clara County Resident and Stakeholder Survey.

Respondents were also asked to indicate the community development outcomes that they would like to see as a result of HUD funding. The figure below shows the ranking of all options provided with public facilities being more prioritized with community /recreation centers ranking first, childcare in 4th, and developed parks and playgrounds 5th for City of Gilroy resident respondents. Compared to the respondents from the County overall, responses from Gilroy residents highlight a need for more community resources consistent with stakeholder feedback on differences between north and south county amenities and services.

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Supplemental Figure 7: Community Development Outcomes Survey Responses.

Source: 2024 Santa Clara County Resident and Stakeholder Survey.

Additionally, residents were asked to indicate housing outcomes they would like to see in the city as a result of the HUD funding. Related to public facilities, supportive housing for the unhoused ranked 4th and shelter for the unhoused ranked 6th among the housing options provided, indicating strong community support for prioritizing funds toward solutions for homelessness in Gilroy.

At the Gilroy open house, community members listed the need for investments in youth centers, affordable recreational opportunities, and partnerships with nonprofits to expand services and build community resilience.

They also prioritized infrastructure improvements, such as fixing potholes, enhancing street lighting, and creating safer and more accessible roads. Climate-related activities were mentioned, such as developing an urban forest, investing in creek-rise mitigation, and developing a climate resilience plan.

In regional community meetings and stakeholder focus groups, stakeholders emphasized the need for nonprofit facilities, community centers, and youth centers and activities, which were frequently mentioned as essential for youth in Gilroy including classes for youth skill building especially for parents who are working long hours and do not have the resources or time to provide these opportunities. Participants highlighted the importance of

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improving childcare infrastructure, including affordable and accessible childcare options, and creating safe spaces for LGBTQ+ individuals, seniors, and youth. Enhancements to public spaces, such as improved trails, parks, and ecological design, were also prioritized with calls for better walkability, bike and pedestrian infrastructure, and ADA-compliant facilities.

How were these needs determined?
Survey respondents were asked to identify the City’s top community development and economic development needs and the community development, economic development, and housing outcomes they would like to see as a result of HUD funding.

During the community and stakeholder workshops to support the Consolidated Plan, attendees shared their perceptions of top needs through facilitated discussions and interactive activities. Gilroy resident feedback was also collected at the open house event on November 4, 2024, through activities in English and Spanish.

Additionally, Nonprofit service providers in Gilroy were interviewed individually.

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Describe the jurisdiction’s need for Public Improvements:

Similar to public facilities options, survey respondents’ ranking for public improvements was not selected as frequently as public services in response to identifying the most critical community and economic development needs in Santa Clara City. The ranking for the top 5 public improvement-related options for Gilroy respondents among the 26 choices offered is:
#7: Neighborhood cleanups
#8: Streets that are bikeable and walkable
#9: Street improvements including lighting and sidewalks #13: Access to the internet
#15: Access to reliable public transit
How were these needs determined?
Survey respondents were asked to identify the City’s top community development and economic development needs and the community development, economic development, and housing outcomes they would like to see as a result of HUD funding.

During the community and stakeholder workshops held to support the Consolidated Plan, attendees shared their perceptions of top needs through facilitated discussions and interactive activities. Gilroy resident feedback was also collected at the open house event on November 4, 2024, through activities in English and Spanish.

Additionally, Nonprofit service providers in Gilroy were interviewed individually.

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Describe the jurisdiction’s need for public services:

Among Gilroy respondents, public services ranked in the top 5 in response to community and economic development critical needs and high in community development outcomes that residents would like to see as a result of the HUD block grant funding. The ranking of public services among 26 community and economic development critical need options was as follows (figure with all options is above):
#1: Youth activities
#2: Affordable childcare
#3: Mental health services
#4. Job training
#5: Services for the unhoused
The top 5 public service-related community development outcomes priorities, as shown previously, included:
#3: More recreational opportunities for youth and special populations #7: Mental health services
#8: Transportation services for seniors
#11: Supportive services for vulnerable populations
#13: Help for small businesses
Stakeholder feedback highlighted the importance of mental health services, legal assistance, and homelessness prevention, particularly for seniors, transition-age youth, and unhoused families. Attendees noted the need for expanded domestic violence services, including shelters and education programs, and support for immigrants, such as language services, citizenship classes, and navigation assistance for new arrivals. Case management, housing navigation, and rental assistance were also mentioned as critical tools to keep vulnerable populations housed. There was also a focus on senior and youth services. Broader calls included improving access to multilanguage services, addressing tenant-landlord issues, and ensuring support systems for LGBTQ+ individuals and veterans. Stakeholders also indicated that limited dental and vision screening services exist across the county for low-income residents, which impacts children’s ability to succeed in school.

Related to public service needs, survey respondents were also asked which economic development outcomes they would like to see as a result of the funding among the five options provided, with the following ranking by frequency of selection:
#1: Job training
#2: More opportunities for start-up and small business assistance #3: Center for seasonal and day laborers
#4: Improved transportation to areas with job opportunities #5: Revitalization of neighborhood business and commercial areas Gilroy nonprofit service providers interviewed individually for the Consolidated Plan emphasized a critical need for a navigation center for residents who are seasonal workers and only speak Spanish. Additionally, they highlighted opportunities for youth to access educational and training programs, leading to improved future employment options. Community members participating in the Gilroy open house also highlighted the need for gainful local employment opportunities, union jobs, and training programs, particularly for youth and the persons experiencing homelessness. They emphasized support for small businesses through low-cost loans, entrepreneurship programs, and policies to help street vendors operate.

Gilroy community members participating in the open house event also highlighted the need for expanded mental health services, substance abuse programs, and accessible healthcare, as well as improved support for food security and childcare. They also prioritized affordable and reliable transportation, safe parking for individuals experiencing homelessness, climate-resilient shelters, and resources to assist with rental and deposit

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challenges.

Community feedback from the three regional stakeholder virtual workshops highlighted the need for robust support in education access, job training, and skill development, with calls for programs that enhance economic mobility and create better job opportunities. A strong emphasis was placed on small business development, including access to microbusiness assistance, business grants, and loans, particularly for minority-owned and start-up enterprises. Participants advocated for expanding resources like adult education, financial literacy, and professional development, with targeted support for underserved communities, such as Spanish-speaking programs and services for LGBTQ+ individuals and immigrants. Consideration of the hours that programs are offered to accommodate full-time workers wishing to upskill was also referenced as a barrier to accessing workforce development programs in the county.

Lastly, throughout the engagement process, a greater need for regional collaboration and sharing of best practices between local jurisdiction staff and nonprofit service providers was repeatedly referenced as critical to effectively targeting public improvement and service needs. With limited resources and a significant need, stakeholders indicated that increased opportunities for convening to share information would maximize impact and result in greater benefits directed where they are most needed across the region.

How were these needs determined?
Survey respondents were asked to identify the city’s top community development and economic development needs as well as community development, economic development, and housing outcomes they would like to see as a result of HUD funding.

During the community and stakeholder workshops held to support the Consolidated Plan, attendees shared their perceptions of top needs through facilitated discussions and interactive activities. Gilroy resident feedback was also collected through the open house event on November 4, 2024, through activities in English and Spanish. Nonprofit service providers in Gilroy were also interviewed individually.

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HOUSING MARKET ANALYSIS
MA-05 Overview
Housing Market Analysis Overview:

To support Gilroy’s Consolidated Plan, a regional and jurisdictional housing market analysis was conducted.

The primary findings of that study are summarized here. In addition, this section reviews housing stock, affordability, provision of publicly assisted housing, the housing needs of special populations, barriers to affordable housing development, needs for broadband service, and displacement risks caused by natural hazards.

Primary Housing Market Analysis Findings
Gilroy’s commitment to affordability is found in its housing production, diverse housing types, and support for affordable housing. Between 2013 and 2023, Gilroy ranked the second highest among other entitlement jurisdictions in the county for housing unit production with an 18% increase in housing units, second to Milpitas at 24%. From 2018 to 2023, the City added units at a slightly slower pace, increasing the number of units by 7%, which is still higher than most entitlement jurisdictions.

Gilroy has the highest inventory of detached single-family homes among entitlement jurisdictions at 72%, and among higher density building types, Gilroy has the lowest share of multifamily apartments with 20+ units comprising only 7% of housing inventory. The City’s emphasis on single-family detached housing helps support its homeownership affordability but may also depress rental unit affordability.

Among entitlement jurisdictions in the county, housing prices in Gilroy are the lowest, although still high relative to the State of California, with a median home value in 2023 exceeding $1 million, according to Zillow data. The neighboring south County community of Morgan Hill has a median value of $1.4 million in 2024, slightly higher than Gilroy but lower than the north County entitlement jurisdictions. Between 2018 and 2023, median renter income rose more quickly than rents, although this could be an indicator of the displacement of low-income renters by high-income renters (renter income rose by 134% while rents rose by 95%). The income required to afford homeownership increased by 73% since 2018, primarily due to high interest rates.

This rise, coupled with higher energy costs and inflation, has made homeownership largely unattainable in Gilroy—except for higher earners from outside the city.

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Supplemental Figure 8: Typical Home Price Trends, Santa Clara County and Jurisdictions, 2004 through 2024
Source: Zillow Research and Root Policy Research.

Losses in purchase affordability due to rising prices and interest rates in the past five years have significantly limited accessibility of homeownership for Gilroy residents. As shown in the table below, purchase affordability gaps, which occur when demand from potential first-time homebuyers outweighs the supply of affordable homes for sale, exist for renters until they have incomes exceeding $150,000. An estimated 81% of Gilroy’s potential first-time homebuyers earn less than $150,000, but approximately 7% of owner-occupied units are valued within their affordable price range. Due to data limitations, it is not possible to show mismatches in supply and demand at higher income levels.

Supplemental Figure 9: Renter Purchase Gaps.

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Source: 2023 5-year ACS and Root Policy Research.

Gilroy residents participating in a focus group identified homeownership opportunities as a priority in their communities with particular interest in modular homes as a more affordable opportunity in Gilroy and expressed the need for downpayment and financing assistance.

Rental Market
The median rent in Gilroy, as of 2023, was $2,270 per month according to American Community Survey (ACS) 5-year estimates. Costar, which tracks rents for larger multifamily properties, reports a lower median of $2,062, slightly lower than the median for the State of California and substantially lower than the median rents in North County—yet high relative to Gilroy median income when considering rising costs for basic needs. The difference in ACS rents (which include single-family detached homes) and Costar rents (mostly larger multifamily developments) suggests that adding dense rental units could help Gilroy lower rent costs.

Renters are more likely than homeowners to report living with at least one housing condition: Based on ACS 5- year estimates for 2018 and 2023, 58% of renter households in Gilroy experience cost burden (paying more than 30% of their income on housing costs), compared to 28% of all homeowner households. The cost burden has decreased slightly since 2018 for renters and increased for homeowners consistent with previous data showing rising costs for homeownership and rent prices that have increased more slowly than renter median incomes.

This could also indicate a displacement of lower income renters who can no longer afford to live in Gilroy.

Supplemental Figure 10: Gilroy Cost Burden 2018 and 2023.

Renter Purchase Gaps
Income Range
Maximum
Affordable
Price
% of Renter
Households
% of
Homes
Affordable
Renter
Purchase
Gap
Cumulative
Gap
Less than $5,000 $14,023 1% 2% 1% 1%
$5,000 to $9,999 $28,043 2% 0% -2% -1%
$10,000 to $14,999 $42,066 4% 0% -4% -5%
$15,000 to $19,999 $56,089 2% 0% -2% -7%
$20,000 to $24,999 $70,112 5% 1% -5% -11%
$25,000 to $34,999 $98,158 8% 1% -7% -18%
$35,000 to $49,999 $140,227 9% 1% -9% -27%
$50,000 to $74,999 $210,342 13% 0% -13% -40%
$75,000 to $99,999 $280,458 14% 1% -13% -53%
$100,000 to $149,999 $420,688 22% 1% -21% -74%
$150,000 or more 19% 93% 74% Page 344 of 546
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Source: 2018 ACS 5-year estimates, 2023 ACS 5- year estimates.

Rental gaps—which occur when demand from renter households outweighs the supply of affordable rental units—exists for renters until they have incomes of $50,000 and higher (approximately 30% AMI). Gilroy needs 754 additional rental units or subsidies affordable to renters with incomes of less than $50,000: there are 1,987 renters with incomes under $50,000 and 1,233 units affordable for them.

Households earning up to $50,000 per year must often rent higher priced units, becoming cost burdened and putting pressure on the supply of units at higher price points. Cumulatively, shortages in affordable rental units affect households earning up to and more than $75,000.

Twenty-two percent of respondents in Gilroy reported that they had experienced displacement in the past year.

The most common reason for displacement identified by respondents in Gilroy was rent increasing more than ability to pay (47%).

Supplemental Figure 11: Rental Unit Gaps by Income.

Rental Affordability Gap, Gilroy, 2023
Source: 2023 5-year ACS and Root Policy Research.

Rental Gaps
Income Range
Maximum
Affordable
Gross Rent
# of Renter
Households
# of Rental
Units
Affordable Rental Gap
Cumulative
Gap
Less than $5,000 $125 49 0 -49 -49
$5,000 to $9,999 $250 134 15 -119 -168
$10,000 to $14,999 $375 267 142 -125 -293
$15,000 to $19,999 $500 126 182 56 -237
$20,000 to $24,999 $625 338 153 -185 -421
$25,000 to $34,999 $875 492 226 -266 -687
$35,000 to $49,999 $1,250 581 513 -68 -754
$50,000 to $74,999 $1,875 847 1,032 185 -569
$75,000 to $99,999 $2,500 878 1,598 720 152
$100,000 or more 2,573 2,589 16 168 Page 345 of 546
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MA-10 Number of Housing Units – 91.210(a)&(b)(2)
Introduction
Between 2013 and 2023, Gilroy ranked high among Santa Clara County entitlement communities in the number of housing units added, with an 18% increase in housing units. From 2018 to 2023, the pace of housing unit production slowed slightly to 7%.

Supplemental Figure 12: Housing Units, County and Participating Jurisdictions, 2013-2023 Source: 2013, 2018, 2022, and 2023 ACS, and Root Policy Research.

As shown the figure below, Gilroy has the highest inventory of detached single-family homes among entitlement jurisdictions at 72%. Among higher density building types, Gilroy has the lowest share of multifamily apartments with 20+ units comprising only 7% of housing inventory.

Jurisdiction 2013-2023 2018-2023
Santa Clara County 642,654 678,530 703,922 10% 4%
San José 319,700 334,350 343,058 7% 3%
Participating Cities
Cupertino 21,473 21,788 22,341 4% 3%
Gilroy 15,024 16,585 17,732 18% 7%
Milpitas 20,744 23,574 25,763 24% 9%
Mountain View 33,468 35,903 38,770 16% 8%
Palo Alto 27,789 27,753 29,104 5% 5%
Santa Clara (city) 44,632 46,485 51,886 16% 12%
Sunnyvale 56,168 58,915 61,808 10% 5%
Urban County Program 97,192 100,012 103,747 7% 4%
Campbell 16,616 17,819 17,950 8% 1%
Los Altos 11,493 11,040 11,620 1% 5%
Los Altos Hills 3,052 3,356 3,430 12% 2%
Los Gatos 13,102 12,925 13,901 6% 8%
Monte Sereno 1,259 1,251 1,439 14% 15%
Morgan Hill 13,133 15,070 15,025 14% 0%
Saratoga 11,324 11,417 11,404 1% 0%
Unincorporated 27,213 27,134 28,978 6% 7%
California 13,791,262 14,277,867 14,762,527 7% 3%
United States 132,808,137 138,539,906 145,333,462 9% 5% Total Housing Units Housing Unit Change Unit Change Chart 2013 2018 2023
0% 10% 20% 30%
2013-2023 2018-2023

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Supplemental Figure 13: Housing Units by Structure Type, Participating Jurisdictions and Urban County Communities, 2022/23
Source: 2022 and 2023 ACS and Root Policy Research.

Property Type Number %
1-unit detached structure 12,571 71%
1-unit, attached structure 1,015 6%
2-4 units 1,206 7%
5-19 units 1,277 7%
20 or more units 1,274 7%
Mobile home, boat, RV, van, etc. 389 2%
Total 17,732 100%
Table 23: All residential properties by number of units Data Source: 2023 ACS 5-year estimates
Unit Size by Tenure
Gilroy homeowners are most likely to live in larger homes (91% live in units with 3 or more bedrooms), while just over half of renters occupy 1–2 bedroom units (20% live in 1 bedroom and 35% live in 2-bedroom units). A considerable number of renters live in larger units with 3 or more bedrooms, which could indicate that many single- family homes in Gilroy are rental units when compared to jurisdictions in North County.

Homeowners Renters
Number % Number %
No bedroom 48 0% 158 3%
1 bedroom 242 2% 1,245 20%
2 bedrooms 641 6% 2,192 35%
3 or more bedrooms 9,700 91% 2,690 43%
Total 10,631 100% 6,285 100%

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Table 24: Unit Size by Tenure
Data Source: 2023 ACS 5-year estimates
Describe the number and targeting (income level/type of family served) of units assisted with federal, state, and local programs.

Affordable Housing
The City also houses approximately 970 participants in the private housing market through the Housing Choice Voucher program administered by Santa Clara County Housing Authority. Participants of the HCV program living in Gilroy receive assistance through the SCCHA. For this program specifically, general targets according to the housing authority stipulate 75 percent of recipients to be in the extremely low-income bracket (0-30% AMI), while the remaining 25 percent to be no higher than the very low-income bracket (50% AMI or less). However, exceptions can be made on a case-by-case basis, and families up to the 80% AMI bracket will not be barred from assistance. HCV participants typically pay 30% of their adjusted gross income toward their rent; however, the SCCHA is a Moving to Work (MTW) Housing Authority, and one of the HUD- approved MTW activities is to increase the participant rent amount to 32%. HUD and SCCHA Section 8 Project-Based and Housing Choice Voucher programs serve those between 0%-30% AMI and 30%-50% AMI and 50%-80%AMI as shown below.

Additionally, several developments have loans with the City of Gilroy.

Development ProjectBased
Vouchers
(PVC)
Housing
Choice
Vouchers
(HCV)
City
Housing
Loan
Alexander
Station
0 52 N/A
The Cannery 0 20 N/A
Connell Apts. 5 4 YES
Gilroy Garden 0 3 N/A
Gilroy Park 0 10 N/A
Gilroy Studios 0 8 YES
Glen Loma
Ranch
0 34 N/A
Harvest Park 0 9 N/A
Monterey
Gateway
37 3 N/A
Monticelli 23 1 N/A
Park View 44 0 N/A
Plaza Vasquez 0 14 N/A
Sobrato Family 36 0 YES
Sunset Gardens 74 0 N/A

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The Redwoods 0 1 YES
Town Square at
Village Green
0 12 N/A
Village at First 0 20 N/A
Wheeler Manor 10 4 YES
Agricultural Worker Housing
• Aspen Grove, 23 units, 1 manager unit
• Maple Gardens, 18 units, 1 manager unit
• The Trees, 13 units, 1 manager unit
Disabled Individuals and Families
• Hope Villa Esperanza, 20 units, 1 manager unit
Permanent Supportive Housing
• Gilroy Studios, 26 studios and 1 manager unit

Partial Permanent Supportive Housing/Affordable Housing • Sobrato Family Apartments, 40 units with supportive services, 17 non-supportive service units, and 1 manager unit *
According to California’s California Tax Credit Allocation Committee (CTCAC) database and HUD’s Low Income Housing Tax Credit (LIHTC) database, Gilroy has approximately 1,748 units of housing targeted at extremely low- to low-income residents (Between 0-30% - 80% AMI) in the following buildings:
• Alexander Station Apartments, 260 units and 2 manager units • The Cannery Apartments, 103 units and 1 manager unit
• Connell Apartments, 27 units and 1 manager unit
• Gilroy Garden Apartments, 74 units and 1 manager unit • Gilroy Park Apartments, 74 units and 1 manager unit
• Glen Loma Ranch, 156 senior 62+ and family units, 2 manager units • Harvest Park Apartments, 96 units and 2 manager units • Lilly Gardens Apartments, 83 units and 1 manager unit • Monterra Village Apartments, 33 units and 1 manager unit • Monterrey Gateway Apartments, 74 units and 1 manager unit • Monticelli Apartments, 51 units and 1 manager unit
• Plaza Vasquez Apartments, 109 units and 2 manager units • Plum Tree West, elderly 62+ and disabled,70 units, 1 manager unit

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• The Redwoods Apartments, 23 units and 1 manager unit
• Sobrato Family Apartments, 40 units with supportive services, 17 non-supportive service units, and 1 manager unit
• Sunset Gardens Apartments, 74 units and 1 manager units • Town Square at Village Green Apartments, 74 units and 1 manager unit • Village at First Apartments, 119 units and 1 manager unit • Village at Santa Teresa Apartments, 99 units and 1 manager unit • Wheeler Manor Apartments,116 units and 1 manager unit • *Coming Soon – Monterey Family Apartments, 93 units and 1 manager unit Provide an assessment of units expected to be lost from the affordable housing inventory for any reason, such as expiration of Section 8 contracts.

The 2023-2031 Gilroy Housing Element indicated approximately 1,925 assisted affordable housing units in Gilroy. The City is currently conducting an inventory of its assisted housing developments to determine which developments are at risk of conversion.

At the time the Housing Element was being drafted, Maria Way Home, Glenview Drive Home, and Park View Apartments all had estimated affordability ending within 4 years. Park View Apartments renewed their Project Based Voucher units with HUD in 2025 and both Maria Way Home and Glenview Drive Home remain affordable, thus, there are no units within those projects that are currently at risk of conversion to market rate.

The City will continue to make annual contact with the homeowners to confirm the affordability of the units.

Does the availability of housing units meet the needs of the population? There is currently a 754-unit gap for renter households between 0% and 30% AMI. Throughout the community engagement for this Consolidated Plan, stakeholders and residents referenced affordable housing for extremely low- and low-income residents as the highest priority as a preventative strategy for the increasing number of residents entering and experiencing homelessness across the county.

Describe the need for specific types of housing:

As discussed in the Needs Assessment, those in need of affordable housing include people at risk of entering homelessness, individuals experiencing homelessness, seniors, large families, and people with disabilities.

As identified throughout the City’s community engagement efforts, there is an urgent need for homeless shelters, transitional housing, emergency funds, and/or legal and emergency financial assistance to prevent eviction.

Discussion
There is a significant need for affordable housing units within the city, especially for extremely low-income people with special needs, including the elderly, disabled, and large households. Several past CDBG and HOME funded projects and activities have addressed these needs through service providers, including St. Joseph’s Family Center, Catholic Charities, Santa Clara Senior Center Nutrition Program, and Rebuilding Together Silicon Valley.

The City’s 2023-2031 Housing Element outlines quantitative goals for increasing affordable housing inventory in Gilroy as shown below:

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Supplemental Figure 14: Housing Element Inventory Goals.

As part of the goal of constructing 1,773 units, rehabilitating 80 units, preserving 50 and conserving 120 units for affordable housing development, some examples of how the City seeks to increase actions that facilitate affordable housing development include: revision of Neighborhood Policy to increase density and adopt an Affordable Housing policy, implement the Surplus Lands Act and provide affordable housing developers the first priority for designated surplus lands, and continued close coordination with the County Office of Supportive Housing to identify affordable housing opportunities in Gilroy.

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MA-15 Housing Market Analysis: Cost of Housing - 91.210(a) Introduction
As shown in the figure below, between 2018 and 2023, median renter income surpassed rising rental costs:
renter income rose by 57% while rents rose by 29%. The reality of rising costs of everyday necessities and energy costs coupled with displacement of lower income renters in the city, however, necessitate caution in concluding that the city is affordable to all households based on income and rental data alone. Although home values rose more slowly than rents, the income required to afford homeownership increased by 73%, primarily due to high interest rates, making homeownership out of reach for most renter households.

Additionally, rising home insurance rates due to climate change related risk will continue to exacerbate the lack of homeownership affordability in Gilroy and regionally.

Supplemental Figure 15: Median Income and Affordability.

Source: 2018 and 2013 ACS 5-year estimates.

Percent Change in Median Income vs. Percent Change in Rent/Home Costs, 2018-2023 Median contract rent increased by 95% between 2010 and 2023, according to data required by HUD. Median gross rent increased by 29% between 2018 and 2023. Most rental units rent for more than $2,000 per month. Contract rent does not include utilities, or any other costs/fees associated with the rental.

In 2024, the median for sale home price in Gilroy was $975,800. As previously mentioned, Gilroy’s median home value, although extremely high, is the lowest of all entitlement jurisdictions in the county, but higher than the median for the state.

Table 25: Cost of Housing.

Data Source: 2010 and 2023 ACS 5-year estimates
Base Year: 2010 Most Recent Year: 2023 % Change
Median Home Value $592,300 $975,800 65%
Median Contract Rent $1,094 $2,137 95%
Median Income $71,340 $131,554 84%

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Rent Paid Number %
Less than $500 442 7.27%
$500-999 618 10.16%
$1,000-1,499 625 10.27%
$1,500-1,999 1,034 17.00%
$2,000 or more 3,364 55.30%
Total 6,083 100.00%
Table 26: Rent Paid
Data Source: 2023 ACS 5-year estimates
Housing Affordability
Table 27: Housing Affordability
Data Source: 2016-2020 CHAS
Table 28: HOME and FMR Rents
Data Source: HUD FMR and HOME Rents 2024– HOME Rents for Santa Clara County overall (Data for Gilroy alone not available) Is there sufficient housing for households at all income levels? The rental affordability gap conducted to support the Consolidated Plan found that Gilroy needs 754 rental units affordable to renters with incomes of less than $50,000: there are 1,987 renters with incomes under $50,000 and 1,233 units affordable to them and therefore sufficient housing does not exist for households at all income levels.

Purchase affordability gaps—which occur when demand from potential first-time homebuyers outweighs the supply of affordable homes for sale—exist for renters until they have incomes exceeding $150,000. An estimated 81% of Gilroy City’s potential first-time homebuyers earn less than $150,000, but approximately 7% of owner-occupied units are valued within their affordable price range.

How is affordability of housing likely to change considering changes to home values and/or rents?
Rising housing costs continue to outpace household income growth within Gilroy. The City anticipates that the cost of market-rate housing will continue to increase due to shortages in construction and the impact of potential tariffs affecting the supply chain. These could simultaneously increase housing prices while reducing purchasing power, further creating barriers to homeownership for moderate-income renters. % Units affordable to
Households earning
Renter Homeowner
30% HAMFI 19% 5%
50% HAMFI 40% 2%
80% HAMFI 41% 93% 100% HAMFI
Total 100% 100%
Monthly Rent ($) Efficiency (no
bedroom)
1 Bedroom 2 Bedroom 3 Bedroom 4 Bedroom
Fair Market Rent (All SCC
Cities)
2383 2694 3132 4011 4425
High HOME Rent
(County)
2058 2206 2649 3052 3385
Low HOME Rent
(County)
1613 1728 2073 2396 2672

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How do HOME rents / Fair Market Rent compare to Area Median Rent? How might this impact your strategy to produce or preserve affordable housing? The Fair Market Rent and High HOME rent is significantly higher than Gilroy’s median rent for 2023 based on American Community Survey 5-year estimates. This allows Housing Choice Voucher holders to rent properly sized units.

Discussion
See above.

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MA-20 Housing Market Analysis: Condition of Housing – 91.210(a) Introduction
HUD defines housing “conditions” similarly to the definition of housing problems previously discussed in the Needs Assessment. These conditions are:

1. More than one person per room

2. Cost burden greater than 30%

3. Lacking complete plumbing

4. Lacking complete kitchen facilities
Definitions
The City defines substandard housing consistent with the State of California:

According to the California Health and Safety Code, Division 13, Part 1.5 Regulation of Buildings Used for Human Habitation, a substandard building is one where any of the conditions listed in section 17920.3 exist to an extent that endangers the life, limb, health, property, safety, or welfare of the public or the occupants thereof.

Condition of Units
Just under half of Gilroy’s rental housing stock is in good condition, while two-thirds of owner-occupied housing reported no adverse conditions. Renters are therefore more likely than homeowners to occupy housing units with condition challenges, with 54% of units reporting 1-2 negative conditions, compared to 35% of homeowners.

Gilroy has a smaller inventory of older housing units compared to the other entitlement jurisdictions, with only 31% of owned units and 42% of rental units being built before 1980. These units have the highest risk of lead-based paint hazards. Data was not available to estimate the presence of children in these units.

Interviews with Rebuilding Together Silicon Valley, a regional housing rehabilitation nonprofit serving Gilroy, indicated that the need for lead remediation is often identified when evaluating applications for home rehabilitation assistance. It involves a substantial cost and there are few qualified contractors in the region.

Condition of Units Owner-Occupied Renter-Occupied
Number % Number %
With one selected Condition 3,610 34% 3,047 48%
With two selected
Conditions 108 1% 352 6%
With three selected
Conditions 0 0% 0 0%
With four selected
Conditions 0 0% 0 0%
No selected Conditions 6,913 65% 2,886 46%
Total 10,631 100% 6,285 100%

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Table 29: Condition of Units
Data Source: 2023 ACS 5-year estimates
Table 30- Age of Units
Data Source: 2023 ACS 5-year estimates
Table 31: Risk of Lead-Based Paint Hazard
Data Source: 2023 ACS 5-year estimates
Table 32: Vacant Units
Data Source: 2023 ACS 5 -year estimates
Need for homeowner and rental rehabilitation
The City’s 2023-2031 Housing Element identified a low need for rehabilitation when compared to the need for new construction of affordable housing with an estimate of only 80 units needing rehabilitation over the span of the Housing Element.

Low- to moderate-income seniors and residents with disabilities living on fixed incomes have the greatest need for rehabilitation assistance. There are approximately 857 frail elderly households in Gilroy who could have need for accessibility improvements. There are an estimated 1405 residents with a disability — all of which could have rehabilitation needs based on their poverty rate.

Estimated number of housing units occupied by low- or moderate-income families with LBP hazards
Building age is used to estimate the number of homes with lead‐based paint (LBP), as LBP was prohibited for use on residential units built after 1978. For the purposes of this plan, units built before 1980 are used as a baseline for units that contain LBP. According to HUD data, 31% of owner-occupied units (or 3,338 units) and 42% of renter-occupied units (2,646 units) were built before 1980. Data on children present is not available Year Unit Built Owner-Occupied Renter-Occupied
Number % Number %
2000 or later 4,288 40% 1,562 25%
1980-1999 3,005 28% 2,077 33%
1950-1979 2,769 26% 2,052 33%
Before 1950 569 5% 594 9%
Total 10,631 100% 6,285 100%
Risk of Lead-Based Paint Hazard Owner-Occupied Renter-Occupied Number % Number %
Total Number of Units Built Before 1980 3,338 31% 2,646 42% Housing Units built before 1980 with children under the age of 6 present NA NA NA NA
Suitable for
Rehabilitation
Not Suitable for
Rehabilitation
Total
Vacant Units 816
Abandoned Vacant Units
REO Properties
Abandoned REO Properties

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These homeowners and renters, especially those who are lower income, have the highest risk of lead-based paint hazards. It is important to note that many of these potential LBP units have been substantially rehabilitated where lead and other hazards were abated as part of that process, but the exact number of abated LBP units is uncertain. Rebuilding Together Silicon Valley, the region’s housing rehabilitation nonprofit service provider, indicated in stakeholder interviews that approximately 12 homes test positive and need remediation per year with high associated cost. They shared that most homes in the region that are positive for lead paint were built in the 1950’s.

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MA-25 Public and Assisted Housing – 91.210(b)
Introduction
As discussed in the Needs Assessment, SCCHA administers federal rental assistance programs through the Section 8 Voucher Program. These programs are targeted at extremely low-, very low-, and low-income households, more than 80% of which are extremely low-income families, seniors, veterans, persons with disabilities, and formerly homeless individuals. SCCHA currently owns and manages 36 properties with a total of 2700 housing units across Santa Clara County. Information on public housing units and vouchers for Gilroy is detailed in the table below.

Table 29 – Total Number of Units by Program Type
Data Source: Santa Clara County Housing Authority, January 2025 *Includes Non-Elderly Disabled, Mainstream One-Year, Mainstream Five-year, and Nursing Home Transition In 2008, SCCHA was designated a Moving to Work (MTW) agency. The MTW program is a federal demonstration program that allows greater flexibility to design and implement more innovative approaches for providing housing assistance. Through this designation, SCCHA has used Low-Income Housing Tax Credit (LIHTC) financing to transform and rehabilitate its public housing units. There are only four public housing units in the County as all properties have been RAD transitioned over the years. SCCHA operates four two bedroom apartments that are public housing units in the City of Santa Clara and those are the only remaining traditional public housing units within the County.

Describe the number and physical condition of public housing units in the jurisdiction, including those that are participating in an approved Public Housing Agency Plan:

Not applicable.

Describe the restoration and revitalization needs of public housing unitsin the jurisdiction:

SCCHA only has four traditional public housing buildings in its inventory, previously referenced in NA-35.

Properties that have been RAD converted have received considerable rehabilitation and SCCHA has a capital improvement fund to address any new restoration and revitalization needs across properties and seek input Program Type
Certificate ModRehab
Public
Housing
Vouchers
Total Project
-based
Tenant
-based
Special Purpose Voucher
Veterans
Affairs
Supportive
Housing
Family
Unification
Program
Disabled
*
# of units
vouchers
available
0 0 0 NA 186 NA NA NA NA
# of
accessible
units
0 NA 0 NA 63 NA NA NA NA

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from residents on needed improvements through a survey conducted every three years.

Describe the public housing agency's strategy for improving the living environment of low- and moderate-income families residing in public housing:

SCCHA has been an MTW agency since 2008. In this time, the agency has developed 60 MTW activities. As previously indicated in the Needs Assessment section of this plan, the most successful initiatives have been aimed at reducing administrative inefficiencies, which produce more resources for programs aimed at assisting LMI families. SCCHA conducts resident surveys every 3 years to determine needs, experiences, and program suggestions of voucher participants across the county.

An example of such a program is SCCHA’s Family Self Sufficiency (FSS) Program designed to aid current SCCHA Section 8 families to achieve self‐sufficiency. As per the SCCHA. The FSS program provides case management and advocacy to current program participants to help them attain self-sufficiency goals.

Families enroll and sign a five-year contract to participate in the program. After enrolling in the program, participants set goals such as finishing their education, obtaining job training, and/or employment. During the contract term, participants who increase their earned income can receive cash bonuses. When the family reports an increase in earned income, SCCHA calculates a monthly bonus amount that is deposited into an ‘escrow’ account which the family can receive upon program graduation. Families eligible for the FSS program are those receiving SCCHA assistance through the HCV program and the program is both free and voluntary.

Another program, as referenced in the Needs Assessment section of the plan is the Housing Mobility Pilot project that SCCHA is in the process of launching. This program will provide housing opportunities for families enrolled in the Housing Choice Voucher program to move to higher opportunity areas across the county. Higher opportunity areas include those that are higher income with better performing schools and increased access to job opportunities. Participants in the program will receive security deposit assistance, housing search assistance and counseling. One hundred families will be selected to participate in the initial pilot program.

Discussion
Please see above.

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MA-30 Homeless Facilities and Services – 91.210(c)
Introduction
This section describes the facilities and services that are available within Gilroy (or adjacent to Gilroy) that target the unique housing and service needs of persons experiencing homelessness and families. These facilities and services are crucial to address the housing and supportive service needs of persons and families experiencing homelessness in the City of Gilroy and in the County of Santa Clara. Below is an inventory of the homeless facilities located within or adjacent to Gilroy City limits by type, target population, and total capacity.

Supplemental Figure 16: Homeless Facilities
Source: City of Gilroy Housing Element 2023-2031
Describe mainstream services, such as health, mental health, and employment services to the extent those services are used to complement services targeted to persons experiencing homelessness.

The City of Gilroy offers a range of mainstream services to support residents, special needs populations, and to complement the City’s homeless support and prevention services. Mainstream services in Gilroy include but are not limited to:
• El Centro – Gavilan College’s one-stop support center for students and community members. While open to all students, the center particularly targets students and community members who identify as Chicanx/Latinx. El Centro’s equity-oriented services include housing, food, and financial assistance through partnerships with basic needs services. El Centro’s Housing & Housing Insecure Program” (HHIP) provides help for people experiencing “housing insecurities” such as falling behind on rent, experiencing homelessness, couch surfing, living in their car, and needing to pay for a move-in cost (deposit/first month’s rent). • The Salvation Army—Gilroy Corps—provides showers twice weekly, fresh food distribution, and hot weekday meals at noon.

Type of Housing Name of Program Beds Available Population Served Transitional Housing El Invierno TH Gilroy 12 Single Adults Transitional Housing Walnut Lane Home TH 8 Single Adults Emergency Shelter GilroyNightly Shelter
Inclement Weather
beds
5 Single Adults – seasonal
beds
Emergency Shelter Gilroy Nightly Shelter 100
Single Adults –
seasonal beds
Emergency Shelter Ochoa Winter Family
Shelter
100 Families – seasonal beds
Emergency Shelter La Isla Pacifica 14 Families with children, DV survivors and children

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• South County Re-Entry Resource Center – hosts Valley Homeless Healthcare Program (VHHP) every Tuesday, provides case management, VI-SPDAT survey assessment completion, mental health, and substance use assessment and referral, referral to the “Public Defender’s Record Clearance Program,” pro-bono legal advice, employment and education services, and referrals to the County shelter system. • Santa Clara Family Health Plan – provides housing transition navigations services (including VI-SPDAT survey assessment completion), housing deposits, housing tenancy and sustaining services, and enrollment in a health plan (Medi-Cal/CalAIM) that provides many benefits to our unhoused community. • Collaborating Agencies’ Disaster Relief Effort (CADRE) – Disaster preparedness for the persons experiencing homelessness – collaborates with the City of Gilroy, the local Faith-based community, and local service providers.
• Pacific Clinics – Trusted Response Urgent Support Team (TRUST) Mobile Response program – proactive response to a behavioral health crisis, on-site assessment, stabilization, and transport as needed. Provides deescalation and support during high-stress times. Non-law enforcement alternative for the unhoused and residential community.
• Gardner Health Services – Health Care for the Homeless program – Mobile Medical Unit –visits Gilroy homeless shelters twice per month to provide medical, information and referral, and counseling services. • Carry the Vision – Provides referrals to the County HPS system, eviction services, food services, and mental health and substance use treatment programs.
• Community Solutions – Provides services and support to help children, families, and individuals overcome the challenges posed by mental health issues, substance abuse, trauma, severe family dysfunction, sexual and domestic violence, and human trafficking. The organization offers transitional housing, shelter referrals, and runs the La Isla Pacifica Women’s Shelter.
• Abode Services – Homeless outreach conducted by Abode Services, funded by Santa Clara County, occurs weekly in the city of Gilroy. Additional outreach services are conducted during the cold weather season from November – April.
• Project Sentinel – Offers assistance to residents countywide, including in the city of Gilroy, with tenant/landlord counseling, eviction prevention, remediation between landlords and residents, as well as fair housing advocacy, education, and enforcement services.
• The SCCHA Family Self Sufficiency Program (FSS) provides employment training and support to SCCHA Section 8 families including coordinating access to childcare, transportation to jobs, and job training. As program participants increase their earned income and pay a larger share of their rent, SCCHA holds the amount of the tenant’s rent increase in an escrow account that is then provided to the participants when they successfully complete the program.
• Destination:Work is an employment initiative coordinated by Destination:Home and JobTrain to provide job training, professional certifications, and paid work experience in high-growth industries for individuals in

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supportive housing.

List and describe services and facilities that meet the needs of persons experiencing homelessness, particularly chronically homeless individuals and families, families with children, veterans and their families, and unaccompanied youth. If the services and facilities are listed on screen SP-40 Institutional Delivery Structure or screen MA-35 Special Needs Facilities and Services, describe how these facilities and services specifically address the needs of these populations.

The City provides funding through the Permanent Local Housing Allocation (PLHA) California grant program, and provides some services targeted to persons experiencing homelessness and families, including programming targeted toward persons experiencing homelessness with special needs and chronically experiencing homelessness residents. Services provided with the help of PLHA funds:
• South County Compassion Center (SCCC)– Provides access to the services persons experiencing homelessness need to survive, become stable, and lead self-sufficient lives. SCCC is committed to meeting our unhoused community and providing for their needs, right where they live. • St. Joseph’s Family Center – Homeless Prevention & Streets Team • Silicon Valley Independent Living Center – Housing and Emergency Services for Persons with Disabilities Program
• CARAS – Homeward Bound
The City also provides the following services targeted at persons experiencing homelessness and families, including programming targeted toward persons experiencing homelessness with special needs and to persons who are chronically experiencing homelessness.
• Cold Weather Shelter: Upon declaration of an Inclement Cold Weather event by the National Weather Service and Santa Clara County, the City of Gilroy activates the Senior Center in Gilroy as a warming shelter The shelter is typically activated during the months of November – March, and open for overnight sheltering from 9 PM to 7 AM. Walk in’s are welcome.
• Additionally, in 2021, The City Council authorized the City of Gilroy Quality-of-Life (QOL) Officers Program, which was approved as a permanent program by the City Council on July 22, 2024. The Quality-of-Life Officer’s duties include but are not limited to, responding to calls for service related to persons experiencing homelessness and/or encampments, following up on new or ongoing complaints, working with property owners to resolve QOL–related problems, building relationships and collaborating with community and faith-based organizations who work with the persons experiencing homelessness community, collaborating with local unhoused service providers to survey and provide resources to persons experiencing homelessness , and community outreach and education on the issues and challenges affecting the Gilroy community.

Local services and facilities in Gilroy offered by nonprofit organizations include:
• The Gilroy Shelter (formerly the Armory), operated by HomeFirst, funded by Santa Clara County, and operated on state-owned property, is a 24/7 emergency shelter. The shelter offers services, including

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mobile laundry, showers, food, and light case management. Case Management is offered by the SCCC.
• Ochoa Seasonal Cold Weather Shelter (December – March) is coordinated by St. Joseph’s Family Center and can house up to 35 households (100 individuals total) that have at least one minor dependent.
• La Isla Pacifica is Community Solutions’ emergency confidential shelter for adult survivors of domestic violence/intimate partner abuse or human trafficking and their minor children. This program provides supportive services to promote independent living, case management, counseling, transportation, danger assessment and safety planning, legal advocacy, life skills, education, goal planning, referral, and linkage to additional services and resources.
• Pit Stop Outreach –The program provides the following services to persons experiencing homelessness in Gilroy: volunteers work in partnership with persons experiencing homelessness in Gilroy, to improve safety, health, and well-being, and to meet basic needs. • Valley Homeless Healthcare Program (VHHP)—On Fridays, the South County Mobile Health Center is provided at two sites in Gilroy to residents experiencing homelessness. The Backpack Homeless Healthcare Program (BHHP) team reaches the most vulnerable persons experiencing homelessness in Gilroy, where they live, while carrying backpacks filled with medicines and medical equipment to locations such as encampments, railroad tracks, etc.

Lastly, Gilroy has the following future projects in the planning stages and will support the needs of persons experiencing homelessness, including families and households with special needs:
• St. Joseph’s Family Center’s “Our New Place” intends to add four Permanent Supportive Housing units to its scattered site program. Currently, this program consists of 25 units for persons experiencing homelessness and survivors of domestic violence.
• The Housing and Community Services Division has a Safe Parking program on its work plan for the 2025/26 fiscal year.

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MA-35 Special Needs Facilities and Services – 91.210(d) Introduction
Including the elderly, frail elderly, persons with disabilities (mental, physical, developmental), persons with alcohol or other drug addictions, persons with HIV/AIDS and their families, public housing residents, and any other categories the jurisdiction may specify, and describe their supportive housing needs Elderly households. Elderly residents in Gilroy tend to face unique housing needs as many households have physical limitations, lower or fixed household incomes, and are disproportionately impacted by the rising costs of housing and health care. Appropriately sized units that are affordable, accessible, and located near transit and community assets are the primary housing concerns for these residents. However, the demand for these housing types far exceeds the supply, which has placed the City’s elderly population at significant risk of displacement, long-term housing instability, and experiencing homelessness.

There is also a need to provide affordable housing for the elderly and frail elderly population in Gilroy.

Because many elderly and frail elderly likely face self-care and/or independent living challenges and may struggle to afford the health or specialized care they need, the population of elderly persons who live alone are at an increased risk of displacement and experiencing homelessness. These challenges are exacerbated by rising housing and healthcare costs, the limited supply of housing, and a lack of resources and supports available.

Importantly, even when housing and services are available, stakeholders explained during workshops and breakout rooms that seniors face significant barriers accessing available resources due to technology barriers and the complexity of the service delivery system. (Service providers noted that they often receive requests from older adults for assistance applying for housing, support while looking for housing, etc.).

Persons with disabilities. According to the 2023 ACS 5-year estimates, there are approximately 5,453 Gilroy residents living with some type of disability (9% of the total resident population). Individuals aged 65 and over comprise a large portion of persons with disabilities at 46%. Persons with disabilities in Gilroy often face additional hardships and housing challenges, especially accessing and maintaining housing as many of these residents have fixed incomes, limited work history, and accessibility needs. Affordability challenges are often exacerbated by the high costs of healthcare and specialized care—and by the lack of affordable units that are ADA accessible, offer enough space for medical equipment, and are within proximity to public transit, grocery stores, and mainstream and supportive services. Given the types of challenges persons with disabilities experience, the city likely has a need for more single-story housing types, complexes with elevators, homes with wheelchair access, larger homes for live-in care, and proximity to health care facilities.

According to data provided by the San Andreas Regional Center, there were a total of 520 people with developmental disabilities living in Gilroy in November 2021. Of these individuals, 212 residents are under 18 years (41%) and 308 residents are 18 years and older (59%). These data show Gilroy having a higher proportion of young residents with developmental disabilities (under 18) compared to the County overall (37%) and a smaller proportion of adults with developmental disabilities than the County overall (63%). A lack of affordable housing with supportive services is likely a contributing factor to the City’s lower share of adults with developmental disabilities.

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Additionally, according to the Developmental Disabilities Housing Needs Analysis Report that was prepared for Gilroy, it is crucial that the City assesses and understands the housing needs of adults with developmental disabilities because many of these residents will require a residential option outside the family home once they reach adulthood. Living arrangements for adults with developmental disabilities in the city is similar to Santa Clara County overall with the San Andreas Regional Center reporting that the family home is the most common living arrangement for Gilroy adults with developmental disabilities. As of November 2021, 65% of Gilroy adults with developmental disabilities continue to live in their family home followed by those living in licensed care facilities (26%). Only 8% of Gilroy adults with developmental disabilities have successfully transitioned to their own apartment—lower than the County’s percentage at 11% overall.

Public housing residents. Public housing residents often face additional housing barriers and tend to have limited housing choice in jurisdictions with high rents. The Santa Clara Housing Authority (SCCHA) is the regional Public Housing Authority for the City and administers the Housing Choice Voucher (HCV) program.

The City does not currently own any public housing—however, the SCCHA owns and manages affordable housing units in Gilroy including the Sunset Gardens Senior Apartments which is a 75-unit affordable senior housing complex with around half of the units reserved for special needs seniors. According to the City’s Housing Element, most housing choice vouchers are used in Gilroy in areas where there is more multifamily housing and rental apartments—and high voucher utilization rates overlap with the City’s Racially and Ethnically Concentrated Area of Poverty (R/ECAP). Voucher usage is much less prominent in the west side of Gilroy.

Persons living with HIV/AIDS and their families. Stable and affordable housing for persons with HIV/AIDS and their families is crucial as it helps provide a more consistent level of access to medical care and supportive services which are necessary for the well-being of households affected by HIV/AIDS. Access to stable and affordable housing is also important to ensure persons with HIV/AIDS do not enter homelessness due to increased medical costs, limited incomes, and/or reduced ability to work. Families may also need access to rent assistance and supportive services such as transportation to medical appointments and case management, particularly to connect individuals to mainstream services and family counseling.

Farmworkers. The U.S. Department of Agriculture conducts a Census of Agriculture every five years.

According to 2022 estimates, there are 3,306 farmworkers in Santa Clara County working on 303 farms. This represents a decrease of 869 farmworkers from the 2017 survey, where there were a total of 4,175 farmworkers in Santa Clara County. Figure 4 shows farms in the county by the number of farmworkers for 2022. As shown below, most farmworkers (83%) work on farms with ten or more farmworkers.

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Supplemental Figure 17: Farmworkers per farm.

Source: 2022 Census of Agriculture, Santa Clara County
According to the City’s Housing Element, the California Department of Conservation’s Important Farmland Finder shows that the areas to the east and south of the Gilroy City limits include large amounts of prime farmland, farmland of local or statewide importance, and unique farmland. The presence of this land indicates a need for the City to provide more farmworker housing to support residents who work on farmland in and around Gilroy.

To address the unique housing needs of farmworkers in Gilroy, Eden Housing manages three housing developments (The Trees, Aspen Grove, and Maple Gardens) within the Gilroy city limits which provides a total of 56 housing units for farmworkers, as well as the Arturo Ochoa Migrant Center (outside Gilroy City limits) which functions as a migrant camp from April through November each year. The center provides housing for 100 farmworker families within 33 three-bedroom and 67 two-bedroom apartments.

The former Rodriguez Migrant Labor Camp was acquired and renovated by Christopher Ranch three years ago and now has the capacity to house 150 single residents(no children) with 30+ units that include a kitchen.

Housing is provided from May 1 to November 3 each year and is located just outside of the city limits.

Describe programsfor ensuring that personsreturning from mental and physical health institutions receive appropriate supportive housing
Residents exiting institutional settings (mental health/substance abuse facilities, criminal justice facilities) in Gilroy have access to a variety of resources to transition to the Gilroy community. Below are current resources available:
• Community Solutions provides a bilingual program guide (English and Spanish) which provides a description of all the various programs they provide. https://www.communitysolutions.org/ • The South County Reentry Resource Center assist residents exiting institutional settings.

Home | Diversion and Reentry Services | County of Santa Clara (santaclaracounty.gov) • The Salvation Army – Gilroy Corps refers Gilroy residents to Salvation Army Adult Rehabilitation Center https://sanjosearc.salvationarmy.org/san_jose_adult_rehabilitation_center/. • Carry the Vision provides healing circles and system navigation for adults exiting incarceration.

Farms with 1 to 4 workers 351 174
Farms with 5 to 9 workers 225 34
Farms with 10 workers or more 2,730 95
Total farms/workers 3,306 303
Workers Farms

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https://www.carrythevision.org/
• Catholic Charities now has a center in Gilroy can offer or refer Gilroy residents to programs listed below:
o Catholic Charities Inmate Support and Reentry - https://www.ccscc.org/support-forincarcerated-reentry-programs?locale=en provides employment services to adult residents of Santa Clara County for justice involved individuals through the Right Directions Program.

They provide case management, job readiness, resume writing, interviewing skills, tattoo removal, job development, job retention, job coaching and follow-along support for 90 days after placement, and linkage to other Catholic Charities services and programs. Contact employment services reception at (409) 325-5285.
o Services for the Unhoused, those released from incarceration and other vulnerable residents are provided by Catholic Charities’ Cathedral Social Ministries. They provide “The Window”, “Healthcare Clinic”, and “Faith Based Resource Center”. Contact [email protected]
o The Window provides a place where persons experiencing homelessness and those released from incarceration can receive mail, phone service to make appointments and receive messages, sandwiches and granola bars, referrals to Re-Entry Center at 150 W. Mission including faith based, referrals to shelter, clothing, employment, housing and community programs, Santa Clara Continuum of Care (CoC) advocating homeless solutions, and help with navigating immigration, domestic violence, and legal documents service. Contact [email protected]
o The Catholic Charities John XXIII Gardner Healthcare Center (Clinic) for Uninsured provides free primary healthcare to those who are homeless, migrant workers, and those with no health insurance. They provide primary healthcare assessment and treatment, preventive health services and education, immunization, flu shots, COVID-19 testing, and vaccinations, TB tests and HEP C series, mental health referrals, substances recover support, and pharmacy prescription with the St. James Clinic. [email protected] o The Faith Based Resource Center – Bridges of Hope: Healing the wounds of incarceration.

Santa Clara Mental Health Department (SCCMHD) contracted with Catholic Charities of Santa Clara County and the Cathedral Basilica of St. Joseph to launch a faith-based resource center (FBRC) focusing on the provision of reentry services and case-management to individuals and families healing from the effects of incarceration in local jail or state prison.

Specify the activities that the jurisdiction plans to undertake during the next year to address the housing and supportive services needs identified in accordance with 91.215(e), with respect to persons who are not experiencing homelessness, but have other special needs. Link to one-year goals. 91.315(e)

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Through CDBG funds, the City plans to provide the following programs/services to non-homeless special needs populations. - TBD after receipt of Council Direction on May 5, 2025 Affordable Housing
Supportive Services
For entitlement/consortia grantees: Specify the activities that the jurisdiction plans to undertake during the next year to addressthe housing and supportive services needsidentified in accordance with 91.215(e) with respect to persons who are not experiencing homelessness but have other special needs. Link to one-year goals. (91.220(2))
See above response.

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MA-40 Barriers to Affordable Housing – 91.210(e)
Negative effects of public policies on affordable housing and residential investment There are a wide variety of factors that influence whether, where, when, how, and what type of housing is constructed. While many factors enable, guide, and even incentivize housing construction, almost all pose some sort of limitation or constraint, as well. There are generally two types of constraints: governmental and nongovernmental. Governmental constraints include policies, regulations, and procedures that directly affect housing, such as land use controls, development standards, local processing and procedures, and permitting fees. Nongovernmental constraints, such as construction costs, land costs, or availability of financing, are beyond the direct control and authority of the City but still have an impact on housing development.

As part of its 2023-31 Housing Element update, the City conducted an analysis of several potential constraints to the development, maintenance, and improvement of housing and affordable housing. The findings are summarized below.
• General Plan. This plan constitutes the highest-level policy document for the City and contains several items that can affect the development and distribution of housing, such as land use classifications, and density and intensity standards. In general, the Plan does not constrain housing development. • Zoning Ordinance. The City partially completed a comprehensive update of its Zoning Ordinance in 2023 to conform with its 2040 General Plan and current state housing law. As identified in several of the City’s Housing Element programs, the Zoning Ordinance will continue to be revised and updated to remove constraints to housing development.
• Development standards. The City of Gilroy has permissive standards for development, especially in its Downtown Specific Plan area. The cumulative effect of development standards is not likely to constrain the ability of developers to achieve densities on site development. • Parking requirements. Parking requirements often pose a potential constraint on development.

However, the construction of recent developments in Gilroy, including 100% Affordable Apartment developments, demonstrates that the City’s existing parking requirements are appropriate and are not an unreasonable constraint.
• Residential Development Ordinance. Established in 1979, the City’s Residential Development Ordinance (RDO) monitored the amount of residential growth in the city by limiting the number of dwelling units that could be built in a 10-year period. The RDO was a potential constraint on development prior to the passage of SB 330 and SB 8, which has made the RDO null. • Affordable Housing Policy. The City does not have an affordable housing policy in effect for the whole city and is working to develop a framework..
• Permit Processing time. The processing time needed to obtain development permits and required approvals can act as a constraint to development and contribute to the high cost of housing. Gilroy has similar or slightly quicker processing times, compared to other County jurisdictions for most permits.

For example, the City has a shorter processing time on discretionary permits that go to City Council (5– 6 months) than all jurisdictions except two.
• Planning, Building and Development Impact Fees. Housing developments are typically subject to three types of fees: planning permit fees, building permit fees, and development impact fees. The fees are

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charged by the City and other agencies to cover administrative processing costs associated with development and help ensure the provision of adequate services. In May 2022, the City completed a Comprehensive User Fee Study to update the City’s user fees schedule, which had been last updated and adopted in 2014. Following community meetings and public hearings with the City Council, a new fee schedule was adopted, effective August 1, 2022. There was no public opposition to the proposed fees, which may be an indication that the fees remain reasonable.

Nongovernmental constraints.
• Requests to develop below the anticipated density. In some regions, market factors such as the demand for single-family housing or larger high-end condominiums can lead to properties being developed below the maximum allowable density. Requests to develop housing at densities below those anticipated in the Housing Element act as a potential constraint to housing development.

However, the City does not generally receive any requests to develop below the densities anticipated. • Land costs. Land costs have a demonstrable influence on the cost and availability of affordable housing.

Land prices are determined by numerous factors, the most important of which are land availability and permitted development densities. As land becomes less available, the price of land increases. The scarcity of adequate housing opportunities in northern Santa Clara County has influenced upward pressure on land and housing costs in Gilroy.
• Construction costs. Construction costs include the cost of materials and labor. Materials costs include the cost of building materials (wood, cement, asphalt, roofing, pipe, glass, and other interior materials), which vary depending on the type of housing being constructed and amenities provided. In general, construction costs can be lowered by increasing the number of units in a development, until the scale of the project requires a different construction type that has a lower cost per square foot. • Financing availability. Interest rates affect homeownership opportunities throughout the city. In January 2025, Freddie Mac’s primary mortgage market survey listed interest rates on home loans at

6.95 percent on a 30-year fixed-loan rate.
• Federal and state programs. There is limited funding available for housing assistance programs from the state and federal governments.
• Environmental constraints. Environmental hazards affecting housing units include geologic and seismic conditions, soil conditions, flood risk, vegetation, and wildlife habitat, toxic and hazardous waste, fire hazards, noise levels, and preservation of agricultural lands. In Gilroy, seismic hazards provide the greatest threat to the built environment. Infrastructure constraints include the availability and cost of water and sewer services, which may impact future development of residential units in the city and can pose a potential constraint to housing development.

Strategies to remove or ameliorate the barriers to affordable housing The City has identified the following goals, policies, and programs to remove or ameliorate barriers to affordable housing in its 2023-2031 Housing Element, including:

Goal 1. Housing Production. Provide adequate residential sites to accommodate projected housing needs and encourage the production of a variety of housing types. • Policy 1.1. The City shall encourage the provision of a variety of housing options for Gilroy residents.

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• Policy 1.2. The City shall strive to ensure adequate land is available at a range of densities to meet Gilroy’s existing and projected housing needs.
• Policy 1.3. The City shall encourage the provision of new affordable housing.

Goal 2. Removal of Government Constraints. Remove or reduce governmental constraints to the development, improvement, and maintenance of housing where feasible and legally permissible. • Policy 2.1. The City shall periodically review City regulations, ordinances, permitting processes, and residential fees to ensure that they do not unreasonably constrain housing development and are consistent with state law.
• Policy 2.2. The City shall continue to provide individuals with disabilities reasonable accommodation through flexibility in the application of land use or zoning when necessary to eliminate barriers to housing opportunities.
• Policy 2.3. The City shall consider the development of single-room occupancy units, studio apartments, micro-units, and other similar unit types that are affordable to extremely low-income residents in higher-density areas of the city.

Programs to reduce barriers to affordable housing development:
• In Progress - Surplus lands are documented in the Annual Progress Report, which is presented to the City Council annually in March and subsequently provided to HCD annually on or before April 1st. City staff has begun the process to determine if additional city-owned sites could be declared as surplus and will complete the process by the end of the 2025 calendar year. • In Process - The City is working on revising the Neighborhood District Policy by Fall 2025 to remove reference to the Residential Development Ordinance (RDO) and update target densities in the 2040 General Plan. The City is collaborating with the Santa Clara County Planning Collaborative and Strategic Economics to complete a Grand Nexus/Affordable Housing Study, which includes a Residential Feasibility Study, an Affordable Housing Analysis, a Residential Nexus Analysis (for small developments), and a Commercial Nexus Study and Feasibility Analysis. Upon completion of the study and implementation of prescribed affordable housing standards, the City will update the Neighborhood District policy to include relevant affordable housing standards adopted by the Council. The Grand Nexus/Affordable Housing Study is estimated to be completed by fall 2025, and implementation of prescribed affordable housing standards will occur by June 2026. • Program A-10. Facilitate Missing Middle/Middle Income Housing. A Zoning Amendment implementing this program was adopted on June 3, 2024. Ordinance No. 2024-01. • Program A-11. Inclusionary Housing Policy. In process - In 2023, the City hired a consultant who conducted an Inclusionary Housing Feasibility Analysis and recommended that an Inclusionary Housing Policy for both ownership and rental projects be future-tested and planned for improved economic conditions. The City pivoted and joined the Santa Clara Community Planning Collaborative's Grand Nexus/Affordable Housing study to work on a Commercial Nexus Study and Feasibility Analysis, to study the collection of fees for affordable housing. In response to changing economic times, the City has added the Residential Feasibility Study, Affordable Housing Analysis, and Residential Nexus Analysis (for small developments) to its work. The Grand Nexus/Affordable Housing Study is expected to be completed by fall 2025, and the City anticipates implementing the prescribed inclusionary housing

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standards by June 2026.
• Program A-12. Incentives Beyond Density Bonus State Law. In process - In 2023, the City hired a consultant who conducted an Inclusionary Housing Feasibility Analysis and recommended that an Inclusionary Housing Policy for both ownership and rental projects be future-tested and planned for improved economic conditions. The City pivoted and joined the Santa Clara Community Planning Collaborative's Grand Nexus/Affordable Housing study to work on a Commercial Nexus Study and Feasibility Analysis, to study the collection of fees for affordable housing. In response to changing economic times, the City has added the Residential Feasibility Study, Affordable Housing Analysis, and Residential Nexus Analysis (for small developments) to its work. The Grand Nexus/Affordable Housing Study is expected to be completed by fall 2025, and the City anticipates implementing the prescribed inclusionary housing standards by June 2026.
• Program B-1. Residential Development Ordinance (RDO) Removal. In progress - The RDO will be removed, with a draft zoning ordinance implementing the Housing Element being presented to the Planning Commission and City Council during the summer of 2026, with adoption anticipated by the end of Summer 2026.
• Program B-2. Zoning and General Plan Densities. In Progress – a draft zoning ordinance implementing the Housing Element is being presented to the Planning Commission and City Council during the summer of 2026. Regardless, submitted projects will be processed in compliance with state law, both prior to and following the adoption of the code amendment. • Program B-5. Permit Streamlining - In Progress - A draft zoning ordinance implementing this program is being presented to the Planning Commission and City Council during the summer of 2026, with adoption anticipated by the end of summer 2026. The Building Division website includes an example residential permit in compliance with AB2234.
• Program B-6. Objective Standards - In Process - A draft zoning ordinance implementing this program is being presented to the Planning Commission and City Council during the summer of 2026, with adoption anticipated by the end of summer 2026. The City will also evaluate design guidelines per this program prior to the end of the 2026 calendar year. Affordable Housing project objective standards will be updated upon adoption of an Affordable Housing Ordinance by June 2026. • Program B-7. Zoning Ordinance Update. In Progress - The Zoning amendment adopted by the City Council on 6/3/2024 (Ordinance No. 2024-01) includes a requirement for the replacement of demolished units on RHNA site units and a clarification regarding FAR in mixed-use projects. The remaining items will be considered by the City Council during the summer of 2026, with adoption anticipated by the end of Summer 2026.
• Program B-8. Entitlement Road Webpage. Completed - Complete and posted on the City website. • Program B-9. Building Department Webpage. Completed - The Building Division website was updated in 2023 to include example residential permits in compliance with AB2234. The website includes plan submittal checklists (for application completeness), and example permits that received a final building permit approval. The example permits include accessory dwelling units, duplexes, multifamily / mixeduse projects, townhomes, custom single-family home, and single-family tract home. • Program B-10. Zoning Code Annual Updates. In Progress - The City updated the Accessory Dwelling Unit Ordinance in 2023, created a webpage with a list of properties that can be approved ministerially pursuant to Government Code Section 65583.2, and will be completing a comprehensive update of the entire Zoning Ordinance in 2026 to implement state laws described in other Housing Element

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programs.
• Program C-1. Monitoring of Units At Risk of Converting to Market Rate - Ongoing - The City reviews affordable housing term expirations as part of its annual monitoring program. In the Fall of 2024, the city began collaborating with the County of Santa Clara Office of Supportive Housing to implement a Pilot Below-Market-Rate preservation Program. The SCCBOS has approved their portion of the pilot, and the City of Gilroy Council approved the program in March of 2025. The City is collaborating with the SCCPC and Strategic Economics to conduct a comprehensive Grand Nexus/Affordable Housing Study, which will encompass a Residential Feasibility Study, an Inclusionary Analysis, a Residential Nexus Analysis (focused on small developments), and a Commercial Nexus Study and Feasibility Analysis. The Grand Nexus/Affordable Housing study is expected to be completed by fall 2025, and the implementation of the prescribed affordable housing standards is scheduled for June 2026. The city of Gilroy continues to be open to allocating city CDBG funding towards the rehabilitation of naturally occurring affordable housing for low-income residents and for the rehab of and continued affordability of 100% affordable units.
• Program C-2. Housing Rehabilitation. Ongoing - In FY 22-23 Rebuilding Together Silicon Valley was awarded a CDBG grant for $140,000. In FY 23-24 Rebuilding Together Silicon Valley was awarded a CDBG grant for $258,000. In FY 24-25 Rebuilding Together was awarded a CDBG grant for $179,942.32.

The City will facilitate TEFRA hearings, as needed.
• Program C-4. Resale Control on Owner Occupied Below Market -Rate Units. Ongoing - Annually, the BMR Program Administrator conducts compliance monitoring for BMR portfolio homes. In FY24, the City BMR Administrator and city staff conducted a community meeting to answer questions and explain resale restriction agreements to current homeowners. In FY24, the city's BMR Program Administrator conducted a compliance certification via mail to confirm that residents were complying with their resale agreement and restrictions. City staff has collaborated with the Santa Clara County Office of Supportive Housing to create a Pilot BMR Preservation Program - see C-1 above. • Program C-5 – Resale Control on Rental Below Market Rate Units. Ongoing - For renter-occupied units in 100% Affordable developments, the BMR Program Administrator sends information to property owners regarding resale restrictions outlined in their Regulatory, Loan, or Density Bonus Agreements and conducts an annual compliance audit. In January 2024, the city BMR Administrator completed outreach and administered the annual re-certification procedures for 100% Affordable Housing developments to confirm compliance with City and other regulatory agreements. • Program C-6 – Identification and Preservation of At-Risk Units. Ongoing - The City’s BMR Program Administrator continues to update the City’s inventory of BMR units. City staff have collaborated with the Santa Clara County Office of Supportive Housing to create a Pilot BMR Preservation Program (see C-1 above). This process provides an opportunity to allow one currently for-sale (as of October 2024) low-income BMR unit to remain in the program and remain affordable for an additional 30 years. When units become available for resale, the new program will enable the city to purchase them and maintain affordability for other low-income households.
• Program D-2- Funding Sources to Assist Homeownership. Ongoing - The City’s Housing and Community Services webpage includes information on homebuyer assistance, including Santa Clara County Empower Homebuyers Down Payment Assistance Program, California Housing Finance Agency (CalHFA) First Mortgage Programs and Down Payment Assistance Programs, and CalHFA’s Accessory Dwelling Unit (ADU) Grant Program. In FY 24, the City conducted workshops in English and Spanish with over 150 attendees to inform the community of these resources. The city has BEGIN and CalHome ReUse Down Payment Assistance available for low-income households and is planning to use a portion

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of this assistance for the Pilot BMR Preservation Program - see C-1 above. • Program D-4 – Pursue Funding for Affordable Housing. Ongoing - Permanent Local Housing Allocation (PLHA) funding from the State through application and partnership with Santa Clara County will be applied for in the Fall of 2025, and 40% of the funding will be allocated towards affordable homeownership activities. The city continues to receive annual CDBG funding and supports two 100% affordable developments with 0% interest rate CDBG loans, allowing them to refinance and rehabilitate the properties. The City's Housing and Community Services Staff will apply for Federal Housing Trust Fund funding if available in the fall of 2025. The City is participating in the SCCPC Grand Nexus/Affordable Housing Study, which may suggest Housing In Lieu fees as part of a possible Affordable Housing Ordinance. See A-11 above. The City has been working in collaboration with the SCC Office of Supportive Housing and the Santa Clara County Housing Authority to plan the potential affordable housing development at 8th and Alexander Streets in Gilroy. City staff directs developers to the city's opportunity sites and will host a Developer Roundtable in May of 2025. • Program E-1 – Priority Water and Sewer Service for Affordable Housing Developments - Ongoing - This policy is currently in place and used in standard practice. The City has not identified a need to update the Policy. The City of Gilroy provides sewer and water services to all residents. The 2023-2031 Housing Element has been posted on the City’s website. The City’s water and sewer service website also provides information on the Low-Income Household Water Assistance Program. • Program E-2 - Zoning to Encourage and Facilitate Single-Room Occupancy Units. Completed - A Zoning Amendment implementing this program was adopted on 06/03/2024. Ordinance No. 2024-01 • Program E-5 - Incentivize M-Units. In Progress - A draft zoning ordinance that amends regulations for efficiency units is being presented to the Planning Commission and City Council during the summer of 2026, with adoption anticipated by the end of Summer 2026. Regardless, submitted projects will be processed in compliance with state law, both prior to and following the adoption of the code amendment.
• Program E-6 - Parking Requirements for Senior Housing. In Progress - There is nothing to report for the 2024 calendar year. The city will conduct a study by the end of 2025 to determine if updated senior parking standards should be included in the Zoning Ordinance update. The implementation status will be updated in future years in accordance with this Program. • Program E-10 – Development and Rehabilitation of Housing for Persons with Disabilities. A Zoning Amendment including streamlining the permit process for residential care homes was adopted on 06/03/2024. Ordinance No. 2024-01. The modified reasonable accommodation findings will be considered by the City Council in 2025.
• Program E-11 - Housing for Extremely Low Income and Special Needs Households. The City received Permanent Local Housing Allocation (PLHA) funding from the State through application and partnership with Santa Clara County. The City's Housing and Community Services Division will apply for Federal Housing Trust Fund funding, if available, in the fall of 2025. The City is participating in the SCCPC Grand Nexus/Affordable Housing Study that may prescribe Housing In Lieu fees as part of a possible Affordable Housing Ordinance. See A-11 above. City has been working in collaboration with SCC Office of Supportive Housing and the Santa Clara County Housing Authority to plan the potential affordable housing development at 8th and Alexander Streets in Gilroy. This development is anticipated to contain a minimum of 57 units, with 100% of the units restricted to occupants earning 80% or less of the area median income (AMI), with 25% of the units restricted to households earning 30% AMI or less and 25% of the households earning 50% AMI or less. The fully entitled ROEM 100% Affordable development will

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provide at least 21 restricted to households earning 50% AMI or less. May 2025 will be the first Developer Roundtable of the planning period. Developer Roundtables are planned for a minimum annually each May. The Pilot BMR Preservation program will have the opportunity to provide housing for low-income seniors and other low-income households. See C-1 above for BMR Preservation Program.
• Program E-13- Permanent Supportive Housing - A Zoning Amendment implementing this program was adopted on 06/03/2024. Ordinance No. 2024-01 The City amended the code to allow supportive housing uses by-right in zones where multi-family and mixed-uses are permitted and permit transitional and supportive housing as a residential use in all zones allowing residential uses, subject to restrictions that apply to other residential dwellings of the same type in the same zone • Program F-4 - Housing Mobility and Choice in Higher Opportunity Areas - An update on each of these programs is identified under their respective program number. See A-10, A-11, and A-12 above • Program G-1 – Collaboration with Development Community -. In Progress - Community Development staff created a list of Gilroy Developers over the 2023 & 2024 FYs while conducting outreach for CDBG Consolidated Plan, the initial Inclusionary Housing Feasibility Study, the Grand Nexus/Affordable Housing Study, and High Speed Rail outreach, and through permit applications with the Building and Planning Department. The first Developer Roundtable will be hosted in May of 2025. • Program G-. - ADU Education. In progress - The City Building and Planning Department's ADU webpages have been consolidated, with a link to pre-approved ADU plans. HCS staff tracks ADU permit issuance and will collaborate with other City department staff to create an ADU marketing program, and will encourage residents to participate in the SCC ADU loan program established in February 2025. .

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MA-45 Non-Housing Community Development Assets – 91.215 (f) Introduction
Gilroy’s largest employment sectors are education and healthcare services and retail, comprising nearly half of all jobs in the city (44%). The next largest employment industry is arts, entertainment and accommodation (13%).

This represents a slight shift from the last Consolidated Plan when retail trade was the largest employment sector at 27%, now down to 23% in 2022, with education and healthcare taking the lead according to Longitudinal Employer-Household Dynamics data. Gilroy’s employment landscape differs from North County which has a large proportion of jobs in manufacturing.

Education and health care workers are paid much less, averaging between $85,000 and $95,000 in annual salaries. Retail and arts, entertainment and accommodations employees are paid even less with many jobs typically at minimum wage. These workers are an integral part of the city’s economy and, unless they are living in multiple-worker households, struggle to find affordable rentals and cannot afford to become homeowners in the city. Potentially indicative of limited affordable housing inventory, there is a mismatch of workers available in these industries to fill the number of jobs. As shown below, 67% of Gilroy households have 1-2 incomes and have the second highest share of 3+ income households in the County (15%) consistent with the city having a higher than the average household size. The proportion of workers in lower paid industries, however, indicates that in Gilroy, at least two incomes would be necessary to avoid cost burden and is insufficient for homeownership.

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Supplemental Figure 18: Workers per Household, Participating Jurisdictions, 2022/23 Source: 2022 and 2023 ACS and Root Policy Research.

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Economic Development Market Analysis
Business by Sector
Number
of
Workers
Number
of Jobs
Share of
Workers
%
Share
of Jobs
%
Jobs less
workers
%
Agriculture, Mining, Oil & Gas Extraction 805 141 3.1% 0.9% -2.2% Arts, Entertainment, Accommodations 2,288 2,099 8.7% 13.0% 4.3% Construction 2,218 1,256 8.4% 7.8% -0.7%
Education and Health Care Services 5,662 3,691 21.5% 22.9% 1.3% Finance, Insurance, and Real Estate 842 278 3.2% 1.7% -1.5% Information 883 110 3.4% 0.7% -2.7%
Manufacturing 3,043 1,353 11.6% 8.4% -3.2%
Other Services 695 644 2.6% 4.0% 1.3%
Professional, Scientific, Management Services 2,342 558 8.9% 3.5% -5.5% Administration and Support, Waste Management 1,682 1,088 6.4% 6.7% 0.3% Public Administration 1,242 268 4.7% 1.7% -3.1%
Retail Trade 2,648 3,401 10.1% 21.1% 11.0%
Transportation & Warehousing 901 475 3.4% 2.9% -0.5%
Wholesale Trade 1,023 777 3.9% 4.8% 0.9%
Grand Total 26,274 16,139 100.0% 100.0% 0.0%
Table 30 – Business Activity
Data Source: 2023 5-year ACS (Workers), 2022Longitudinal Employer-Household Dynamics (Jobs)

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Table 30 – Labor Force
Data Source: 2023 5-year ACS
Table 31 – Occupations by Sector
Data Source: 2023 5-year ACS
Table 32 – Travel Time
Data Source: 2023 5-year ACS
Educational Attainment In Labor Force
Civilian
Employed
Unemployed Not in Labor
Force
Less than high school graduate 3,199 247 1,238
High school graduate (includes
equivalency) 4,785 298 1,163
Some college or associate degree 7,805 498 1,988
Bachelor's degree or higher 6,769 186 1,138
Table 33 – Educational Attainment by Employment Status (population 16 and older) Data Source: 2023 5-year ACS
Table 34 below details educational attainment for city residents 25 years of age and older (36,592 residents) with 38% of Gilroy residents having at most a high school diploma or GED. This is consistent with employer data indicating that the most prevalent industries in Gilroy are those with a larger portion of jobs not requiring a college degree. Translating this to median income by industry, $58,728 is the median income for an employee with some college placing many Gilroy households below the threshold to afford housing in the city or requiring at least two incomes. Additionally, more than half of Gilroy residents commute more than 30 minutes per day, indicating a mismatch of jobs and housing available in Gilroy.

Total Population in the Civilian Labor Force 29,592
Civilian Employed Population 16 years and over 27,774
Unemployment Rate 6.14%
Unemployment Rate for Ages 16-24 12.13%
Unemployment Rate for Ages 25-65 5.15%
Occupations by Sector Number of People
Management, business and financial 5,219
Farming, fisheries and forestry occupations 597
Service 5,383
Sales and office 5,707
Construction, extraction, maintenance and
repair 3,023
Production, transportation and material moving 3,309
Travel Time Number Percentage
< 30 Minutes 11,054 48%
30-59 Minutes 7,778 34%
60 or More Minutes 4,327 19%
Total 23,159 100%

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Table 34 – Educational Attainment by Age
Data Source: 2023 5-year ACS
Table 35 – Median Earnings in the Past 12 Months
Data Source: 2023 5-year ACS
Based on the Business Activity table above, what are the major employment sectors within your jurisdiction? As shown above, the major employment sectors in the City include retail trade (21%); arts, entertainment, accommodation (13%); education and health care services (23%). As previously observed, there is a considerable mismatch between the number of workers in retail and arts, entertainment and accommodations which could presumably be a function of limited affordable housing options in the city.

Describe the workforce and infrastructure needs ofthe business community:

Throughout the community engagement efforts for this Consolidated Plan, consistent responses regarding workforce and infrastructure needs emerged. First and foremost, affordable housing for the workforce is critical to filling unmet business needs, particularly in retail and hospitality (arts, entertainment and accommodation). Secondly, as many Gilroy households have 2+ wage earners in order to live in the city, more options for affordable and accessible childcare (extended and weekend hours) are needed in addition to youth activities for older children to participate in after school while parents are still working.

Stakeholders also referenced multiple wi-fi dead zones within the city which greatly compromises the ability of businesses to operate efficiently with the recommendation of updated broadband technology to address this gap. Secondly, technical assistance in Spanish and English with Gilroy’s high population of monolingual Spanish speakers, would contribute to employability and availability of labor for businesses in the community.

Lastly, stakeholders referenced the possibility of adding a community shuttle and the limitation of workers to access jobs and youth to access educational opportunities in Gilroy.

Age
18–24 yrs 25–34 yrs 35–44 yrs 45–65 yrs 65+ yrs
Less than 9th grade 199 442 724 1,475 853
9th to 12th grade, no
diploma 685 524 440 1,079 448
High school graduate,
GED, or
alternative 1,993 1,798 1,580 2,889 1,615
Some college, no degree 2,344 1,738 1,970 3,720 1,439
Associate degree 168 637 833 1,393 532
Bachelor’s degree 467 1,382 1,518 2,619 1,438
Graduate degree 0 273 925 1,376 932
Educational Attainment Median Earnings in the Past 12 Months Less than high school graduate $41,193
High school graduate (includes equivalency) $46,728
Some college or associate degree $58,728
Bachelor's degree $108,355
Graduate or professional degree $128,281

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Describe any major changes that may have an economic impact, such as planned local or regional public or private sector investments or initiatives that have affected or may affect job and business growth opportunities during the planning period. Describe any needs for workforce development, business support or infrastructure these changes may create.

Gilroy currently has several hotel projects in the pipeline, as well as the addition of the Gilroy Ice Center, which will increase the hospitality jobs in the area. Amazon Web Services (AWS) is also planning to build a data center(s) in Gilroy, which is expected to bring approximately 100 jobs in various wage/skill levels, including IT jobs. These projects underscore the need for additional affordable housing to support the hospitality jobs that will become available, and technical training assistance, for Gilroy residents to be able to take advantage of these new opportunities.

How do the skills and education of the current workforce correspond to employment opportunities in the jurisdiction?
As previously referenced, housing that is affordable to residents working in health and education, retail and hospitality is the biggest challenge currently facing Gilroy. Additional opportunities for residents to upskill into higher level jobs within the education and healthcare sector, and management roles within the retail and hospitality sector would contribute to boosting salaries to the requisite income for living in the city. With almost half of Gilroy residents having a high school diploma/GED or less, and a high percentage of residents speaking only Spanish, workforce development opportunities that are provided in Spanish will be critical to addressing workforce shortages in Gilroy’s top employment industries and to attract new business investment to the community.

Describe any current workforce training initiatives, including those supported by Workforce Investment Boards, community colleges and other organizations. Describe how these efforts will support the jurisdiction's Consolidated Plan.

Gilroy has several opportunities for workforce development available to community members at low cost.

These include:
• Gavilan College:
• Guided Pathways provide a framework for integrating California-based initiatives such as Student Success and Support Program (SSSP), Equity, Basic Skills Transformation, the Strong Workforce Program, and California College Promise
• Free continued education courses including the following programs:
- English as a Second Language (ESL)
- Citizenship
- High School Equivalency (GED)
- Basic Academic Skills (English/Math)
- Short term vocational (courses to improve employment skills) - Computer literacy
- Workplace communication
- Entrepreneurship

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- Small business ownership
Additionally, WORKCONNECT provides employment services that are open to the public and located in Goodwill of Silicon Valley's Gilroy store.

Some examples of WORKCONNECT programs in Gilroy:
o New Opportunity Work Program
o Career Technical Education
o Electrical Fundamentals
o Class A Truck Driving
o Medical Assistant
o Information Technology (IT) Service & Support
o Construction Fundamentals
o Heating, Ventilation, and Air Conditioning (HVAC)
o work2future: America’s Job Center CA
Does your jurisdiction participate in a Comprehensive Economic Development Strategy (CEDS)? The City of Gilroy is included in the SF Bay Area CEDS, through ABAG. A local Economic Development Strategic Plan update is proposed for FY 26-28. The goals outlined in our 2040 General Plan-Economic Prosperity section are as follows:

Goal 1: Support the development of an educated, skilled, and competitive workforce to match the current and future employment needs of Gilroy’s businesses.

Goal 2: Support efforts to increase employment in Gilroy by encouraging the attraction and expansion of private sector businesses.

Goal 3: Maintain a supportive business climate that increases the City’s ability to support expansion of existing businesses and attraction of new businesses.

Goal 4: Be a key partner with other agencies and organizations to achieve the City’s and the region’s economic goals.

Goal 5: Maintain and expand Gilroy’s retail sector to meet local and regional demands and generate tax revenues for City operations.

Goal 6: Attract visitors and provide them with the amenities and services to make their stay enjoyable.

Goal 7: Create a vibrant community that attracts visitors and businesses and enhances the quality of life for residents.

Goal 8: Proactively manage land uses to provide and enhance economic development and job growth.